The British Press; or, Morning Literary Advertiser.
London, England, 1821-11-03 00:00:00

FIRa As. f

r re
Tit. produstal act cif providing neeimatesemMandirs
of nerso and ;be still *rimier and more certala.
laity *hick • family suffers by the death of its chief sapz
porter, is becoming so general, that it is necessary the
puke obauhl be enabled to collimate the relative merit
of the 'schemes which are offered to their choke. Tbese•
schemes very from each ether to their misuser detail. bet
•it appears that they arc all reducible Garter nue art other of
'the four following heads:—lot, CONTIIIIIUTIONIIIIY, Of
Vilna Societies; in these Societies, those who desire lu-
surauce, club together: by their deposit of premium they
raise a fund, mit of which they :uticmuify themselves, but
each roan is individually liable, in his *Mile property, !la
any deficiency that may occur. If there be a surplus of
profit, they divide it; and this-they ought to do wiewitp, sad
at short intends, for the memhere fur she time beta", she
flat all the /HA, ought to have all the profit, whets there be
any. Any mossy of what they owl, would he a ascribes ef•
their property to benefit a sacceasioe of stratigeras who took
no part its their risk. But, dividing is this way, a partial
run of lasses 'manse or later creates a deficieacy, obese. it
is that societies of this hied seldom last many years before
terry break up through litigatiou, disappoiutitiest, sad us-
sulveucy.
To obviate these objectiems, Commercial Compaaies have
takes up Insurance as a business—they offer large perms.
gent capitals in guareetee of their engagements—they take
all Abe risk and all the pruit--the first consideration, secu-
rity, n effectually accomplished on this plan, but the attrac-
glom of* relent is wentella•
A third principle has bee* elicited by modem ingesulty in
these societies: at is thetoif teething all Me shareholders is-
sure to a certain amount, sy all4itues, whetker.they base
real occasion to bemire or not. This is a certain way of
ereatio,g a business fur an establishmeut, which otherwise
might have clothing to do: the appearance of. busiaess
pleases the unreflecting, with the chew of profits arisiog toot
of their vim ueedkis sacrifices. Bin so far as the compul-
sion has effect, it is a Listing embarrassment cad loss to the
shareholders; for if a shareholder be is want of an insurance,
be wall naturally prefer his own office, without compulsion,
provided its plan be equally beneficial, and be as well coo-
ducted as others; but if he have no want of au insurance, it
is ridiculous for him to compel himself to incur the expense.'
As well might a company of apothecaries be formed wader a
conditiuu that each member •liould take a give. quantity of
physic eves, day, to create a business. The folly of this
scheme is made apparent by the event. Moot of the laser.
anee Offices which have beeu set up stalls the last fitted' or
sixteen years, have had the comerdsion to Mears foisted on
their shareholder., and la congeniality the shaves ie all such
, Ofees hare col:tinted at a discount, which discount, in some
Ipeceeces. has .betn.6o rip Cent. others have broker tip alto-
ether. The members of the Birmingham Life Office, furmid
soi the above price ple, paid the Proficient Life Vies
WOOL to relieve them from the risk. they had undertake.,
'MO the Landon Commercial Life Otsce paid the sestet/ilea
VOW. tojwie it. •
1 The fourth principle is that of combining the attraction
I,4"Riture of Premium yielded by offices on the Unites•
principle, with the more important consideration of solid
seeurity, afforded by offices haring permanent capitals of
large amount, in addition to the fluctuating funds avails'
frees the premiums. This principle lass beer applied by.
the COUNTY FIRE 0/FICE and Pftosinelte Live Oentsits.
with uncommon success. The original members fegengifli
permanent capitals of ample amount, soil all the washers
new es well as old, share the profits equally, arcordies to
their respective coatrihations. These offices lasneie no'
coati/elitism we their nmaibers to insure—yet the ire
their business exceeds all precedent, sad their a
beeu as invariably al a great prosaism, as the abet
of a similer and more recent date, bare bees at a groat
discount.
After all, the character and eisetket of the maisagemeist
of these offices is • subject of chief inspertasice to penmen
who seek security. There are cakes whkb ere remarkable
fer turning clainsaste resod whenever they eau, and fee,„!
the disgraceful e.rposures they have sweat:fed is Courts
of Law sad Equity, these outir le be 'esiefelfy ereftlid.

A difficulty of a very serious nature has oc-
corrrd in the removal of the fittings up in West-
minster Hall and the Abbey fur the Corona-
tion. In Westminster Hall every thing remaini
in starts elan, until the Court of Claims shall de.
cide to whom they may belong. Lord Gwydyr,
as Lord Great Chamberlain of England, claims
the fittings-up in the Hall as his perquisites of
office; and Colonel Stevenson, of the Board of
Works, has put in a claim outhe pint of the public,
ifor whose benefit, lie contends, they ought to be
sold. In the Abbey, the Very Rev, the Dean hrs
less ceremoniously, in the first iiistance, removed
-the fittings from the choir, and afterwards finding
'them troublesome in the nave of the church, Ills
'disposed of them for the beilefit of himself and the
Chapter, to whom he considers they belong. Col.
Stevenson insists upon the materials beiug the pro-
perly of the public. The Dean has, in conse-
quence of a notice to that effect from the Sul;citor
to the Board of Work*, paid the amount of what
they produced into Messrs. Drutumonds, the
bankers, there to abide the decision of the Court
of Claims. Within these few days a new difficulty
has arisen, which is likely to itittrfr re very male.
flail), with the dignity of the new Lord Mayor.
The Lord Gieat Chamberlain, who is still in
France, holds the keys of the principal entrance to
%Ve,tinioster Hall, till his right is determined ; and
should they not arrive in time, the Lord Mayor, on
the ensuing gib of November, will have to make
his way to the Hall through a very intricate and
circuitous passage, by no means corresponding with
the thgoiiy. of his office.
The story of the Hon. NORMAN HILTON having
suddenly lost his charger on which lie was riding,
cud which was found to have died in consequetree
of Gulf of a Loyomet bring found in his viscera,
',roves to be a stupid hoax. This *tors, with that
of a Gentleman shooting a wild boar, which had
suddenly Halted from a holly bush, probably ori.
/twitted in the Sallie " idle brain," and having, with
Most other Papers, hero careless enough to adopt
them, we offer the best apology for our credulity
by being mile fiat to expi,se their falsehood. The
lave of the marvellous is not among the infirmities
wijudgment lof which we have to answer, and we
Therefore rage ly seise the first opportunity. when-
ever we have ourselves been imposed upon, of 11111
deceiving our readers.—(Tana/ow Courier.)
A cati.e Praia this neighbourhood lately came
before the VICE-CHANCELLOR of England, on the
construction of a will ponied by a Lady, the in-
troductory purt of which was to these words:—
" I du first desire that every thing may he literally
taken as here written, and that on Lawyer be ens-
ployed to illake out what may be elleetil." The
elltillltUe isstatrie could tun, however, prevent the
Lawyers from having a finger in the pie, an expels.
viva Chancery suit having immediately .erstated oil
her death; but she stieverded in prevenuit.° them
from attaching any particular mrsising to her ex-
pressions, for the Court decided 44as she had no
saianiag at all! and the property passed to persons
whit were not.tinnsed in the •
Mr. Sugia.rro, of Croydon, grocer, was thrown
Frans his 110t•e Oil Tuesday. near East Grinstead,
and and .was uuturtsitately killed on the spct.

•4. ov,l a-4 ,-.14 6{44%4 .1 Pit sf•o•
THE MAP... •tootrt-) •
• "letrt!l•"'-' e
stormittr ' • thank
• E. .0
•, .•.
.•••11rn...i. • 41 1.
TRVILSDAY. MOVIMSIIII 1.
Gusimiia, 761. 61b. beat Lord Exeter's dr.
drossan, fist. 10Ib. R. 31. 200 gs. h. 11.--6 to 4 apt Gus-
tavus.
Mr. Fox's I,lMtliVester, Est. best Lord G. H. C.ayendisti's
e. by Partisan. ostpf Ridicule, Ssh 81b. D. M. 300 g.. I. ft.
—5 to 2 mist NomilllVesier.
%Ascription Haodionp Plate of. 501. for 3.3m.* odd
upwards. D. I. a
Mr. Wyndham's bl. e. Black-and4A.Bloeb. 2 7118-8144
7st. 216
•,11
D. of Grafton's eb. c. Carbooaro, 3 yrs old, 7m. '1b.....
Card aarendOn's cb. f. dirandols, 4 yrs old, Sat. • ..
Mr. G. L. Fox's b. e. Paint.brasb, 4 'Mold, OM, 816.... 4
Mr. Greville's br. e. Dominichioo, 3 yrs old, ist..llofts.
Mr. Rosle's b. in. Romp, 8 yrs 43114
Mr. James's eft. i. &Al/Hairs. 5 yrn 9140 M Pd
3 to I opt BlackAnd.all-Blaet-3 to 1 ogst
.4.2 to 1 apt Romp. • • •
Mr. Roneerie's debates, llst. Sib. etc Mtgs. from Mr. hes.
dergsat's Letitia, fist. 81b. D. I. 200 gs. h. ft.
•• •
iftS icHess.

-wee-
Theism** Fox-boos& will asset ova Brandi, sett,
washer I, at Pratt's Ikon/setliebday, at Hassietgraes
sod ea Saturday, at Limpet Veld Cal Moe.
purgers will egret ua Unisday, Itegipasikit— tad
Saturday, at Kansa
CO UNTSRPEI r SOU:REIGN&
•
kieury Speed, of Noble-street, Goswelhetriser, was yes.
terday Charged at Mariborougla.street Police Olike with
passing a cousterfeit sovereign. He said be received it in
payment for china, frost a Preoehasais....Havisg received rr
gu.id character, be was discharged su be own teedWisimenee.
Three sten were brought up yesterday at the .Mfasiriams
House, eharged with passieg a bad soverelos Oa 111 r. L.
Holahan, law stationer, is Chascery-lase. Aerobe Primmer'
were. sot 'mown as commas utterer* by eke Police, they
were discharged with as adsooshies thee the present case
would be evidence against sines if they should hereafter be
detected in similar practices. latiliatiOa was gives to the
Bank of a charge against ooe'ef the Prisoners for passing
a bad Wet but word was seal that the Beak dial net avow
interfere is these cases, and Ur. Hesitate did not Irish to
prosecute.
We are isfonsed that there has been an estessisre hose of
had sovereigns frost Birmingham, whirls have bees is circa.
tattoo, is Leedom, about tea days. The ring is lad, and
they, ate delletient is weight.
.
SHOCKING Aftllsivr3.

Yea4oial a yosag PM*" PaUtillti.Wet% Heweh who
it employed is the #oatiealimey of Taylor aid Caww
Red Crow-street, bess _ pwee at work at as regime, at
what is terswd 4 fording the devil," by *applying it with
pieces, sr weaned Rad ilaat,. whoa anfiretuaately the 'moire
Wails, aid her head was draws *monist the cogs sued teed),
assirilmiliore tolieces is as umlaut. She was conveyer' 11l
GMOSResPital„ where tise arm was amputated immediately.
Mse to 0 Sun, precarious eastiiiios.
i v
Testes* "IS men was killed at atualsrrlaies Wharf, is
Bore the by # bag af hops falliog ape bibirofresiallANW!.
He was ally bruised sod crashed. ~.
.4,r
Yestenliy • vanes.. got oat of some horse tholes UM.
door of •• ►hien sear the Obsdialt, asd roared shabbier'.
without' lutist mkt pease at the horse'. head. The 80404
task fright, lotplieppeel dolts eliekfriers.rmal, aid came
s, , 111 . s swiftness's ~rage; lie eamreemese was 1
moat aid the shafts of lie chaise were twat. edf awl,
the . to pieces. The Item rue skim the rant
pave tins aide of Blaektriers road, with the shafts
at haseei. The terror ezeitei by the ilmositieut
deafer et sismiliprqfjp•pengers mast lave bees witse..ed
as accurate efedamition meld be formed of it. 'Vhe
*ad sleets calmed every payee ea the pavement to
ralidate the shops iatilibeees, execs two elderly females,
Ole were sheet's& itestad by base struck with tin abaft.
lee the horse gallopped by them. Tuey were carried ono a
mate of %sensibility. The horse was stopped at the bridge
without doing further mischief, amid takes to the Leapiug
Bar stables.

Mr. COBBITY, it,e understand, hes thrown open
the front of his house iu Kensington, and converted
it into a buteier's shop, where he proposes to sell
meat at a reduced price.
We understand that s new Court of Chaucer]
sod a new Court of King's Bench will be built in
a line with the Court of Connuon Pleas, opposite
Henry VlL's Chapel, with a •tone (rotator elf
round, to correspond with the original plan. They
will occupy the site of the two present intermediate,
coffee-houses, and open into Westminster Hall,
which has been restored to its original size by the
removal of the uld Court of Chancery and Court
of Kiag's Bench.
At the late Middy Sessions there wgre no less

-Jlesex
than 161 prisoners discharged from the new Prime,
Clerkenwell; 120 still remain.
Crane Hall, in Buckinghamshire, the seat of
B. R. Maasecit, Esq. was Woolly destroyrd.by
Ere on. Thursday. The flames were so rapid, that
the inmates had a difficulty in escaping. The
lire began in the laundry, a wing of the house, but
not detached, and must have been occasion.d by
some clothes left to dry taking fire. The house
bad been beautified and ornamented in September
Friday as Captain Joints, of the sloop Hope.
and Captain PHILLIPS, of the sloop Minerva, both
belonging to Carmarthen, accoinpaniell by the
mate of each vessel, were coining rip the river
Tony iu the boat of the Hope, the wind blowing
fresh, and carrying a press of sail, they were upset
off' Pil-Glass shout ten miles from Carmarthen ;
when Captain PHILLIPS and lib mote were unlor.
iunately drowned.—( Both thronick.)
John Bull's wonder at Mounsieur Nouo.lortg.
paw's übiquity could not be wester than the trot°.
uishmeut of a French gentleman, who popped into Butt's
Office the other day to inquire after the Capitals.—" You
will be so pod to tell me de ntionbre ads Capital you the—
re draw yesterday ?"—" Why, sir, there were..."—“ Rem
ro peu, stay a littel moment. Y.. 0 will tell me de Capital
larger dun Two Hundred Pounds Why, Sir, there were
four drawn above 2001.: there was Nu. 7,849, 30,090'."
•• Alt, ma foi ! dat is good ; dat is de gran& chose. Yet,
aril by whom it was sell MPH soul it, Sir."—" Bran,
ha! ha! von lucky dog! vet, allows!"—' Them was
No. 602, I,ooof. Sir."—" Alt, indeed! yei, who was srl dal?"
Sir."—" Eb, me foi ! Bum eucure' Vel."—
" There was No. 2,032, 3001."—" And who was sel ?"
" MPH, Sir."—“ Eh, mow Dieo!'tis very grand fortune. Now
dea,ele last, sad who was sell .sst ?"—" Why, Sir, the last was
No. 6,215., 3001. also sold by Brsx."—" Eh, de Diable t 'los
!roe chose impossible, KISH sell all de four ?"—" Yew, Si,.
and in a former Lottery he told all the three Thirty Thud.
trands."—" Den be is von golden philawoplier. I sill buy, 1
will—let me see. Yes, 1 will buy your ;hop." His asisbitiots
was at kat, however, -matinsted with three tickets • ma that
ha has Omen chance. of gaiaiaggloo. two Thirty.'noassods
I jet In the whet, ; sad we bait oo doubt thiswill have the
good luck of selling jinni.

• ~910,144
LAW INTELLIGENC'IL b
t• .4 i 4
COURT OF CHANCERY, LINCOLN'S INN, •
FaroAy, I'4:ovum& 2.
The LORD CnAricELLoa come into Court at
half-past tru o'clock, and was occupied the whale
of the day ul til four o'clock in hearing appeals, of
no interest except to the parties ecumenic&
THE •TToRNEy-GENERAL C. ens coorrita4'
COMPANY.
Mr. HART ',toed there warm petition in this rase,
and it was of the greatest importance to the partici
that it should be heard. The case must he 113 the
recollection of hi% Lordship. a' it waii braid heron,
him on the isifurination being filed. It rriaird to irr
charity. Whot he bad to ask of his Lordship was.
that he Would appoint ill early day for the bearing-
or the petition.
The LORD CHANCELLOR—Let it be put in the
paper fur Monday at' glut.

To-morrow (this day) will be the 'wenn,' Seal
before Term, and Tuesday next the third Seal. .
COURT OF RING'S BENCH, WRITIIII4.YER. •
FIDDAT. Novt~arß 4.
At the sitting of the Court a decently dressed
mauaddres,rd their Lordships, stating, that there
was • coospinicyegainst the authority of the Court
the'stiihority of the State, the facts of which
'be should vtate.
The Luna CUM JVSTICR inquired if he had
aflidavits
The applicant replied that the facts would not.
lAA of it.
! The COVIST said they could not hear hint with.
out, and he withdrew.
GOOD V. BENYON.
This was a bill of exceptions to the direction of
Mr. Justice Bayley in this cause, in which a verdict
was found for the Plaintiff. Good and Benyon
were linen-drapers and partners in trade; duimg
the minority of Benyon, all the goods purchased
were paid for, slid their was tin tvidetice to shew
that sitter he came of age any goods were purchased.
But no notice was ever given of a ilia.oliation of
partnership. The question was, whether for debts
incurred after he come of age Benyots was liable.
Mr. LI4TLEDALE subusttled, that Benyon could
not be liable. A contract. lulu which he entered
during hie minority, could not be binding upon
him, and as the turtuerblup was invalid, there could
be na occasion formally to dissolve it.
' Mr. Justice Best. said, that in the case of
Mitoses v. Blogg, nr Bth Manton, it had been held
by the Court of Common Pled:, that an itilact
partner was bound to give notice that he was a parts
tier no longer. `
Mr. PARKE, for the Plaintiff, contended fur
Benyou's liability. It was not because Mayan
' had entered into a contract of partnetship, and
because a contract nas presumed to continue till,
notice of its discoutinuatice that Benyou was liable,
but because.he had held himself forth te; the world
a 1 a partner, und to be accredited accordingly. It
Ilied been held that a mats employing au agent tea
,titmice pumbaser for him, and afterwarda dismissing
that agent without giving notice of his dismis-
sion, was liable for purchases afterwards made by
the agent without his authority. .
_

Mr. LITTLEDALE, in reply, insisted that the
partnership haring been altogether vcid, needed
not a formal notice of dissolution.
The COURT thought that the partnership W 3%
voidable, but nut void. Benyon had certainly been
engaged in the partnership. On coining of age•
he left off dealing, but he gave no notice to the
world that lie had done so. A man might make.
himself liable us a partner without having been en
either in law or in feet, as soon as hr held hitmelf
forth to the *odd as a partner, and he continued
liable if he omitted giving notice that he win a
partner in. longer.
Judgment for the Plaintiff.
PHILLIPS b. BARBER.
This was an action MI a policy of insurance on
the ship----. The policy was for one year.—
The.cause was tried before Mr. Justice Best. at
Guildhall, when a verdict was found for the Plain-
tiff on the first count of the declaration. By the
words of the policy the ship was to be protected
" from all perils of tire sea and in port, and born all
other hurts and thmage• which might happen to
her." The vessel sailed from Englund to St. John's,
in New Brunswick, and safely delivered lier cargo,
afterwards she was put in u graving dock (a dry
doel) for repair, previoue to her voyage homeward,
and on the 16th of October (within a day of the
expiration of the term of the policy) a violent
storm of wind arose, by which the ship was met-
turned in the dry dock, and much damaged. For
this loss the insured brought his action against the.
underwriters. At the trial Mr. Justice Best held
that on the second count of the declaration the
Plaintiff could not recover, as it 'Heged the loss to
be by the perils of the sea, which it war not.
Mr. CAMPBELL, for the underwriter*, now de-
murred to the first count of the declaration. That
count set out the accident in the manner 111 which
it happelesl, " that the vessel being, on the 16th
October, its a certain dry dock," &c. which allega-
tion, he contend. d, did not bring it within the 'take
protected by the puhicy, lle was aware of the
words " all other hurts and damage.," but they
must be taken to Ise in cotiliarmity with the mow
opeethe words, and to Enema all other loots mod
damages aritrieg from perils of the sea. Their weir
risks to which ships were subject, and fur which the
insurers were out held to be liable, such as the
damages lone to the bottom of the vessel by worms
im a but climate, or the holes made by rats. lu
the case of Thomson r. Whitmore, its 341 7'aurdoes
the ship was shored up in Gosport harbour, when.
by the flowing of the tide, the snores nese canted
away, so that when the tide ebbed the. ship fell on
her broadside, and ass damaged. There the decla.
tuition alleged tile loss to be by waves of the sea.
Lord Mansfield said the Plaintiff could trot recovers
because a damage happening on land could nut be
culled a peril of the sea, and the Omit afterwards
confirmed his Lordship's bifiliioll.
• Mr, ettlyTT, for the Plaintiff, was rising to ad.
dress the Court, when he was clopped. • •
' The Loin cIIIFF JUSTICE said, there was no
doubt the Plaintiff-Wight to rectum. -He was out •
itutangled by the first caws, attieb. mewl), I'4'lo,
ittni the octidrut happolvd: The question was,