The Northern Daily Times.
Liverpool, Merseyside, England, 1857-05-15 00:00:00

THE LOAN FUND BOARD.

" The Commissioners of the Loan Fund Board of Ireland
have just issued their nineteenth annual report, from which
,we take the following summary of the operations of the
loan funds in that country during the past year :—lt ap-
pears- that the number of loan funds in existence in
1856,-in the register of the blare], was 115, which com-
pared with the number of 1855, shows an increase on the
'past year of two societies. The circulation of loan
fuedi throughput the cluetry connected with 'the boerd
"inft3s6 amounted to £917,686, exceeding that of 1855,
by £34,365. The commissioners observe that
-in the continuous steady increase of the eirculation
of loan funds since the disastrous period of the famine
there is evidence at once of increased activity in
the operations of loan funds and in industrial pursuits
fenerally throughout the country. The capital of, loan
unds actually working in 1856 was £229 513. The
'eapital'to be accounted for by-the managers is that year
lainornieed to £232,251. The working capital of 1856
ex reled that of 1855 by the sum of £16,443. The
'renal bar of loans made last year was 202,420 ; it fell short
'of the romiher made in 1855 by 6 235 ; the amount of
loans, however, aVeraged higher in 1856 than in the pre-
ceding year. The gross profits derived by local societies
from discounts, fines, sale of application paper and cards
in 1836 was £26,1309, exceeding the aincunt•deriVed
from the same sources in 1855 by £lB9 The amount
of floss (one of the above-named items) in 1856 was
£4.214 6s 51, 'showine a decrease in the past year on
this' item 'from that of' 1855 of £624 9s. The amount
of surplus profits applied in 1856 to " charitable or useful
local purposes" was £1,617 15s Id ; in this item there
is a decrease in the past compared with the previous year
of £75 4s 7. The board's income in 1856, derived from
ordinary sources of revenue, amounted to' £1,029 Os lid,
exceeding that of the previous year by £1 17s 3d, the
items making up the above being £9ll Os d I from the
-tale of notes, debentures end cards, and £llB Os sd, the
interest on funds invested in government stock. The
expenditure of the board in 1856 was £1,002 15s 10d,
exceeding that of 1855 by £l2 4s 4d. The excess of
income in 1866 from all sources over expenditure of the
same year was £3O 16] 21. We learn from the tabular
r4mary of the operations of the loan funds, that no
.eas than seventeen societies are at present established
ir°l-I,e, far exceeding the number in any other county.
,-"e:; are tvve've in Cork, eight in Queen's County,
esi Donegal, Fermanagh, and Tipperary ; five in Lime-
rick, seo, eed Wicklow; four in Dublin and Kilkenny ;
three in. Londenderry, Longford, Mayo, Waterford, West-
meath, a-:4 Wexford ; two in Antrim, Gale ay, King's
County, Kildare, Leitrim, and Monaghan; and but oue in
Armaeh, Carlow, Cavan, Clare, Downs, Breath, end Ros•
time in, while there are none at all in Louth and Kerry.
The lsrges: sum was of course circulated in Tyrone, via,
£187;539; Fermanagh stants next—the circulation being
£63,744 ; then Cork, £63,382 ; Tipperary, £60,947;
bortegil, £60,668; Queen's County, £53,329. In
Dublin the circulation was £l5 914. The counties in
which the smallest circulation took place are, Carlow,
£2,890 ; Clare, £3,796; Meath, £5 703; Kilkenny, £5,447.
£6,378, and Galway,•XB,2l6. The circulation in
the remaining counties varied from twelve to thirty-five
thousand pentads. The Commissioners state that in the
tourse of 1856 the Cork Charitable Loan Fund was the
nrIlY society girstted by the board, and is now in course of
"tnding-up. The board conclude their report by suggest-
ing the necessity of some improvements in the present machinery of the Ideal management of loan funds, and
in the existing, legislative control over the institution,
with a view to the more adequate protection of the
savings of the industrious poor, and to the promotion of
its main objects,

THE WATER SUPPLY.

TO THE COMMITTEE OF THE LIVERI'3OL WATER WORKS

In reply to the complaint I made this morning
of the quality and colour of the water you have
been, and are supplying to my house, you have sent
a person as you promised, and he has endeavoured
to account for the discoleuration by saying that my
cistern wants clearing out ; but if this is the case,
it has been fouled -by the water you have intro-
duced into it, for little or no fouling had taken
place in nearly five years previously, when it
received only the sandB.one sir well water.
One of my servants, however, can prove that the
water. yesterday came in- as .bad in colour when
drawn off at a tap (flowing from the main) in the
basement storey (before it entered the cisterns) as
it did when taken from taps on storeys above,

I expected your representative would make the
excuse he did for the state of the water, but I have
again examined it, and find there is no improve-
ment, although when I called at your office this
morning, (with a sample of the water), I was told
that " the ends of the pipe or pipes wanted to be
drawn off, and all would be right:"
Allow me to express an opinion; that no clean-
ing the ends of pipes will ever give us salatary water
to drink, as long as ever we are seived with " the
Pike," or a mixture thereot."

I presume " foul cisterns" is now a last excuse
left to you, to account for the deleterious liquid
you compel us to drink—a drink containing large
quantities of mosses, algoai, peat, and lime, (ttie
latter extraneously introduced by you as I am
informed), and I may add, I fear a solution of
lead.

Myself and several members of my family have
for some time past been suffering trona painS in
the limbs, which I believe are produced from
drinking tha water.

Since February we have generally had a low
temperature, and since that time I have made
several experiments by evaporating the water we
hage been using, and have found (under the micro:
scope) the vegetable deposits I have mentioned---
many of them very beautiful in structure, but of
a character prejudicial to health, being likely
to produce .intestinal diseases; and with a
higher temperature, these vegetable products will
be most rapidly increased.
From the reception which other complaints have
received at your hands, and the comments made on
them by the advocates of the Pike schemer I "do
not expect this representation will produce any
remedy from you, but I believe the time is not far
distant when you will be compelled by a loudly
eXpreOed public opinion of the ". water rate
payers," of Liverpool, to restore to them, unadul-
terated, that excellent sand-stone water, so much
valued for drinking and culinary purposes, which
you have for several months past unjustly deprived
us of.--I am, JOSEPIt JEFFERY.
9, Grove Park, Lodge-Lane,
Liverpool, May 13, 1857. '

HOBBS ON STITT.

MONETARY AND COMMERCIAL,

LIVERPOOL, Thuysday Evening.

There is no change to notice in prices of Cotton
to-day, The market was steady, with sales of
0,000 bales, includit g 500 on speculation and. for
export,

The Liverpool Share Market was rather better
today; and With a fair btisiness doing, prices were
rather higher. The following were the sales re-
reported :—Caledoniarf, a, 4, -a, ; Eastern
Counties, 11 13-16, 15 16; East Lancashire, 983;
Edinburgh, Perth, and Dundee, 8 5-16 ; Great
Northein A, 111; Lannishire and Yorkshire, 1022,
t, 3 ; do. a Shares, 13 p ; London and
North' Western, 106; do Shares, gd; Manches-
ter, Sheffield, and Lincolnshire, 43, 2/ 3,3, 1; 3,
3, 3 ; Midland, 84, 31, 4,3, I, 3 ; Dovers, 221. a, i;
Grand . Trunk of Canada, 16 7.16, 3, 7-16, 3,3;
Great Western of CAnada, 211, 8, 4 ; Do. New, 23e ;
Manchester, Sheffield, and Lincolnshire £lO Shares
113 ; Liverpool Borough Bank; 10 5-t6; Liverpool
and London Fire and Life, Bp. Magnetic
Telegraph, 45,
At Leeds to clay the quotations were—Midlands,
8-41; East Anglian, 19 ; North Westerns, 7 15-16;
Leeds, 1023.
At Manchester the prin3S were--:-Sheffields, 431
3, a; Myers, 223 ; Leeds, 1021; Cheshire June., 69
The Funds were not so buoyant to day, and at
one time a decline of about 4 per cent took place,
afterwards; however, they rallied, and closed at
about the quotations of yesterday. Consols for
money were quoted-at noon at 943, and closed at
.933 to 943. For the account the closing figure
was 013 to 943, and after official hours 943 to 943.
The New Three per Cent§ Were, quoted at 921
to 923.

In the London Share Market to-day, although
the business done was not large, the tone of the
market WPS strong, and prices exhibit an up-
ward 'tendetAy, The following were the
closing prices :—Ambergate, Nottinghani, and East
Junction, 51; Caledonian, 73-1,74; Edinburgh and
Glasgow, 59, 01; Eastern Counties; 114, 12 ; East
Lancashire, 98, 99 ; Great Northern, 97k, 98 ; do
A, 891, 90-t- ; Great Western; 67-1 671; Lancashire
and Yorkshire, 1028, 102i-rLeeds Northern, 41i ;
Loudon and North Western, • 1:06/;.- London
and South Western, 1002 ; Manchester,
'Sheffield, and Lincolnshiie, 431; Midland
Stock, 84i ; North British, 43; 44 ; South
Eastern and Dover, 75, 70 ; York, NeW-
castle, and Berwick, 87, 88 ; York„ and
.INorth Midland, 671, 6CI. After official hours
the business done tuns at- the following
quotations t—Caledonian, 731, 74 ; Eastern Coun-
ties, 111. 12 ; East Lancashire; 98, 100
Great Northern, 971, 08 ; Liao' At,-80, (11; Great
Western, 671, 671 ; Lancashire and torkshire,
102 t, 102.8 ; London and North Western, 106;,
lOtit ; Manchester, Sheffield, and LincolUshire,
42i 431; Midland Stock, 848, 841; North British,
43, 44 ; South Eastern,and Dover, 751 758 ;York,
Newcastle, and Berwic,k, 87, 88 ; York and North
Midland, 654, 661

Contmerrtat Inielitactt:e.

LIVERPOOL COTTON MARKET, MAY 14.

- - -
There has bees a moderate demand for cotton to-day, and, with an
average supply, prices are steady, at about Friday's rates. The sales
including 60 vernambum Bid to sad, 70 Bahias 7id to Bd, 100
Egyptians 9td to 10,1, 1,500. Surats 4/d ,to 60—are reported 6,900
bales, of which 500 are speculation andlor export.

LIVERPOOL PRODUCE MARKET.—MAY 14.
Siroia.-1 he quietness in the market cOntinties, and we are still
without any transactions to report.
Motkasss, Rom, AND COFFEE —Nothlnghas been done.
TEA is tinter, with a more general demand for all descriptions;
common congou is sateable at is 0;d to is OP per lb.
PICE.--The sales are confined to 1,000 bags Bengal at 10i to 103 9d
per cwt.
Sett Prralg.—That offered by auction was not sold ; but by private
treaty, 450 b4gs have been taken at 3ls for I6i per cent., and 1,100
bags Bombay at 2os to 26s per cwt., 46 to 22 per cent. retraction.
PEARL SAGO.—WO have oho to report 2',0 bates at 24s for small,
to 25s per cwt for medium.
GAMBIER.-59 bales heated at 163 3d per cwt.
RAPESEED —960 tons Bombay at 64s 64 to 65s 91.
Blusreao SEED.-700 bags yellow at 62s per cwt.

AGRICULTURAL PRODUCE MARXET.- kY 14.

Per stone, Olbs. Per gol4s. s. d. s. d
s. d. s. d.lPotatoes, Seedlings 4 4 t.t. 4 8
Elayold ...... 0 6i to 0 83 Ditto, Kemps .... 4 0 to 4 4
Ditto, neW..
Ditto, clover
Green Clover
Vetches O.. 0 +to 0 0 Ditto, cattle 0 0 to 0 0
Straw, wheat 0 ?,!, to 0 4 Per ton.

Ditto, oat 0 31 to 0 3 Turnips
Ditto, barley .... 0 0 to 0 2i, Carrots
Oats, is 2tracr 0 0 to 0 l!llfangle worse! SO 0 tt, 32 0
IManure 4. 0 to 7 0

MANCHESTER TRADE REPORT.-MAY 14.
Th,, market was scarcely so dull and inanima e to-day as it has
been of late, but there is no change in prices to quote.

MANCHESTER CORN MARKET.- MAT 14

The market was rather dull today, and price► of Fur.lish wheat
were is per quarter. and foreign 2d per bushel, lower. Four was a
slow sale, and is per sack sower. Other articles wlthtut change.

LONDON PRODUCE MARKET.— MGT 14.
:EuciAn—t ere has not been a public sales and the ma ket continues
to no r a dull apnearance.
COFFEE—There has been a good demand for Native C plan, and a
large business has been done at 638 to 633 6d. Nothing offered in
public sale.
TEA—The mallet remains firm.
Wet —Meet; have bern supported, with a limited business.
E um—The mafeet is firm at previous rates.
COTTON-300 bales sold yesterday on 'Change.
SAGO sold, medium, 25s 6d to 2is 26s to 26s 6d.
ARROVikOOT sold, barrels St. Vincent's, 5d 0 7 fd'; tins, 7d to 101 d.
COCHINEAL—Prices are unaltered.
)31E1'ms—iron, t:coteh Pig, 755, Spelter. £3l.