The Northern Daily Times.
Liverpool, Merseyside, England, 1857-02-11 00:00:00

ADELPHI HOUSE, 21, BOLD STREET, LIVERPOOL.

IRON AND NAIL WAREHOUSE,
BECK WITH S TREE T, PARK LANE.
JOHN GIBBONS and CO. have ON SALE a well assorted STOCK of BAR, HOOP,
SHEET and ROD IRON, STEEL, Wrought and Out NAILS, &c., Wholesale and Retail.

iCIO A L S.-BEST HOUSE COALS.
GOOD._ Ms to 12s PEA TON. I SUPERIOR ....13s PER TON. I 8E8T....1 Ss PER TON.
Discount for Ready Money, Is in 20s.
BY S. B. JACKSON. •
32, DALE STREET, AND 21, MOSS STRIEET.
..._

THE FORTY-FIRST ANNUAL REPORT OF THE
LIVERPOOL PROVIDENT INSTITUTION, OR BANK FOR SAVINGS (Established 1815),
AND GOVERNMENT ANNUITY SOCIETY (ESTABLISHED 1834),
The TO THE 20TH NOVEMBER, 1856.
Bank is Open for Receipts and Payments on MONDA YS, TUESDAYS, WEDNESDAYS, FRIDAYS, and
SATURDAYS, from 10i a.m., to 24 p.m.: and on SATURDAY EVENINGS, from 6 to 8 o'clock.

PATRONS.
The Right Honourible the EARL of SE TON,
Bight Honourable the EARL of DERBY, I The Worshipful the MAYOR of LIVERPOOL.
,
TRUSTEES.
The Rev. AUGUSTUS CAMPBELL, M.A., Rector,
GEORGE HALL LAWRENCE, Esq., EDWARD GIBBON, Esq ,
ALFRED NORTH, Esq., I . JAMES ASPINALL TOBIN, Esq.
Rev.
MANAGERS.
Nie •
1./. BA ,• BANISTER, J. DRINKWATER, Esq., Rev. J. B. MONK,
Rev. "'",,, ;ER, Esq., E. GIBBON, E,q., A. NORTH, Esq.,
T. • T. B. BANNER, Rev. T. HORNBY, .`l, Rev. J. NORTH,
• BOURNE, Esq., T. D. HORNBY, Esq., J. A. TINNE, Esq.,
Rev. - A. CAMPBEL, W. LANGT ON, Esq., J. A. TOBIN, Esq.,
-. P. CAMPBELL, Esq.. G. H. LAWRENCE, Esq., Rev. G. W. WARR,
AUDI TORS:—ALFRED NORTEI, Esq., and the Rev. J. B. MONK.
a`REASURERS:—Messrs. A. HEWOOD. SONS, & CO.
R. LAWTON, ACTUARY.

REPORT.
that presenting the Forty-First Annual Report to the Depositors, the Trustees and Managers would wish to observe,
r4rt at a Meeting held at the Savings' Bank, on the sth November, 1855, they considered it expedient to make new
theairetoents for the management, in order to extend the usefulness of the Savings' Bank in giving larger facilities to
ar, epositors they, therefore, determined to Open the Bank every day (except Thursday), from 10i to 2i o'clock,
t,s"teon Saturday Evening from 6to 8 o'clock. A new system of book-keeping, and an improved mode of management,
44„1 bY experience in other places, was adopted, and the Bank commenced under the new arrangement on the. let
.ary, 186.
the La ,Theustit foll
owing
ois the result of its operations during the past year, exclusive of the Branch Banks connected with

7 665 New Accounts have been opened during the year, and cash received on 35,707
Deposits amounting to £205,221 18s 2d.
5,168 Accounts have been closed during the year, and the money paid out, including
- 16,627 Repayments on Accounts remaining Open, amounting to £190,014 9s 3d.
IQ 2,497 Increase of Accounts for the year ending 20th November, 1856.
Ace°, oMparing the above with the operations of the Bank for the year 1855, during which the number of New
the
,ntS Was 4,051, it appears that there has been an increase in number of New Accounts opened and renewed for
it)eear ending:2oth November, 1856, of 3,614 ; increase in number of Deposits 20,321, and in Amount £23,800 9s 10d;
Of 7,slpments an increase of Closed Accounts of 1,129; and an increase of Repayments on Accounts remaining Open
hqyant It is most gratifying to the Trustees and Managers to observe that the Depositors have appreciated the
ec o,giatgseisn thus
lastended to them, and that they avail themselves of its benefits, by the large increase of New
Sllillle Savings' Bank now affords to the working Classes the most ample facilities. It receives sums as low as One
b o,„ngiat a time, anOpen Daily (except Thursday), from 10i to 21 o'clock, and on Saturday Evening from 6 to
receiving and paying money.

his THE YEAR ENDING THE 20T0 NOVEMBER, 1856.
form of the General Statement of the Funds of the Savings' Bank to be filled up, pursuant to the 9th Geo. IV., and
• cap. 92, sec. 46, and returned to the National Debt Office, within nine weeks after the 20th Nov., 1856,
pursuant to 7th and Bth Victoria, cap 83, sec. 13.

bps,
TRUSTEES of the SAVINGS BANK, Established at LIVERPOOL, in the County of LANCASTER. Crs

To
CHARGE. s. d.
ualan
I. la
lteding Interest asl . ce due on th
per last e 2001 Return November, 1855 1 719,432 16 7
's Sums _ .
endi_ received from Deposi,ors within the year 1 205,221 18 2
To int"g 20th November, 1856 ....... w.n erest on Monies invested with the Commis-
4,,j,ers for the Reduction of the National Debt, viz :
kee4;
R.
dated 21st May, 1856
11,681 6 5
To tint R. dated 21st November, 1.513
...Upo reet un Sums drawn for be Trustel
40 /4, the Commissioners within the said year.e.s 94 2 2 I
',treat allowed by Local Bankers ...

DISCHARGE. s. d.
By sums actuary paid to Depositors In Money,
inciuding Interest within the the year ending 190,014 9 3
20th November, 1656 ..JJJ
By Sums actually paid for Management within the
said year, viz.:—
Salaries
. _

Donations to Officers
Taxes and Insurance ..
Printing and Stationery
Local Bankers' Commission, &c ... •• • ........ ••• • 170 15 9
Law Expenses
Sundries, in deta 1:—
Repairs, Coals, Gas, Postage'. &c., 116 15 3
Additions and Alterations to Premises, &c.
Allowed towards the Management of Branch Banks /
72 11 10
connected with this Institution .. . S
Pubic Accountant's Charges for Inspection of
Accounts, "Two Years' Stipend," and Extra r 176 16 0
Auvit. caused by change of system
Balance on the General Account X a. d.
invested with the Commission-
ers for the Reduction of the 737,083 11 1
National Debt,including Inter-
est, on the 20th Nov., 1856....
Ditto on Account of the Separate
Surplus Fund invested with the} ) 14,725.10 2
said Commissioners
Ditto in the hands of Arthur
. .
Heywood, Sons, and Co.,
3,179 6 8
Treasurers, which fact is
hereby certified •"•

754,988 711

£947,849 1 7

ARTHUR HEYWOOD. SONS, & CO.

£'947,849 1 7

___
,
I,Trit .
'1! ai, AFOREGOING ACCOUNT IS TO BE ACCOMPANIED BY THE FOLLOWING STATEMENT.
DA—'llee on the 20th November, 1856, brought forward
£754,988 7 110, or
Total Amount
1154Zitors.
CLASSIFICATION OF ACCOUNTS. of each Class.
not Whose respective Balances on the 20th November, 1856, including Interest, did
£624 5 9
83,52 exceed .el each
443 Ditto,
;7446 Dtto 8,483 13 5
<432 Ditto,ltto were
~ above
1.£1.:.5115,,:and did not exceed .E 5
£lO
~
Ibo 7 " £lO £l 5
99
£2O
91 . 52., ittO " £9O 1:30
t ' b. ' ~ - , 77
£4O
„
it* Ditto,,,
°64
itt%
" f34°o: 72 £SO
ki7 uitto" £5O £75
4sz Ditto' " £7s', £lOO • 77,332 17 9
72 27
I, 173 ,IttO, £m, £125 64,755 6 6
..- 492 1)&1!tto, " £125, IP
£l5O 50,532 16 2
$l, 7f
44 ~!tt(),
~ .£l5O, £2OO b3,906 18 2
''',........ 4-)Itto,1
'49,20 exceeding £2OO
101 Tc'tal Number of Depositors 6854,220341 17 108
\26, Cbaritable Societies ..............................................................................
' kr' •
50,048 13 9
2, --- riendlY Societies _282
,r,

1141414?tal number of Accounts. Total Balances 739,484 13 3
206:11c,,?.5ted with the Commissioners on the Separate Surplus Fund Account, on the
14,725 10 2
aovember, 1856

bet%
cttheSurplus. .................................................
,_ ca,,.,513_°1-tion thereof reserved to meet current Expenses, as directed per 237.1.,. . se.c... . !t.1.i.,..G..
... 0.
.. . !..1.7.,.
;778a4 6
4., We 60 tz ........................... . ................................. ..................... , ..... . ..... .
of ?1,(11111t. rehY certify to the Commissioners for the Reduction of the National ebt,that the foregoing is a true
(1414-abroev:::l-tdris_7l.;ftujortnh,eirs certify that a Duplicate of this Statement, accompanied by a List of Trustee.s and Managers
publicly affixed in the office or place vt:here the Deposits of the above Savings' Banks are
•„,"it ,eo'ved, tor the imormation of all persons making:deposits therein.
"itrue—hands, this 14th day of January, 1857 (Signed) 88 -0. ALFRED NORTH,}ATiraunsatseeer.
J. B. MONK,
--,A. LA s,
ACTUARY.
.
IWO

754,210 3 5

778 4 6