Northern Times.
Liverpool, Merseyside, England, 1860-02-11 00:00:00

C 0-R-R,E &PI) N D E.NCE.

We do not hold ourselves responsi6k for the opinions of
our corresponde+t2•s..] •

PROVIDENT LIFE ASSURANCk

TO, THE .• EDITOR OF THE NORT&ERN DAILY. TIMES:

Sin,—Convinced that. you take ;a lively interest in ri
whatever tends to foster provident habits amongst all,
classes of the community, I, a member of that numerous,
section engaged in mercantile offices, and the fathet,of
a' family, beg to be all Owed, through . your columns, to.
make known, especially amongst my fellow clerks,
mercantile and otherwise, an important and satisfactory
measure recently adopted by the Provident Clerlie.
Mutual Life Assurance Associztion, which cannot fail
to be highly appreciated by assurers, and intending
assurers, as it removes' the oae deterring objectiontin
the system of Life Assurance, and is well worthy of
imitation by otheroffices.
The thought has often occurred to me, in common,
doubt not, with many: assurers of all classes, that if,
through protracted illness, infirmity, loss of situation
either from physical disability or some unforeseen-con-,
tingency, andon the case of other classes, through one
or another of these causes, or a commercial crash bring-
incr, with it irretrievable losses in business, I and they
should be unable to keep on foot our policies, probably •
of. many years' standing, all the frugality exercised
to provide for our families,. or kindred ties who may
survive us, by the omission of payment of one annual
premium,: would have been in vain,—the savings
effected by dint of economy for this.object lost.
It then, with no little satisfaction and lightened
anxiety, as to the possible sacrifice of my policies, that
I learn, through the local agent of the above association,
that the directors have resolved that, " in the event of
any assurer of five years' standing, upon whose policy
not less than £2O has been paid, being desirous of dis-
.
continumg his assurance, he shall have the option of
surrendering his policy upon the ordinary terms, or of
receiving a policy‘ fully paid up for the whole amount of
preMiums which he has contributed." Thus 'the loss of
any portion. of the, premiums paid is avoided, and no
further, payments are needed.
This, liberal feature in the great system of Life As-
surance, iodwill doubtless consider, well deserves to be
held up for consideration and adoption by 'insurance
offices generally. A PROVIDENT CLERK.
Liverpool, 10th Feb., 1860.

THE CONSERVATIVES'AND THE ROMAN
CATHOLICS. .

TO THE EDITOR OF TILE NORTHERN DAILT TIMES.

, six, The rumour that the leaders of 'the Con-
stitutional party are completing, or have completed, a
coalition with the Roman Catholic members of the
Legislature having gained some amount of credence,.it
would be as well if our Protestant friends were to notice'
the facts appertaining to the affair.
This political jangle has, no doubt, obtained its origin
from the opposition entertained by the Roman Catholic
members towards the policy now expressed -by the
Palmerston-Rnssell Cabinet with regard to the affairs of
Italy and the Pope, and which coincides to a great
and almost full extent with that of the Emperor
of the French ; and the course thus followed by
these august personages, being. nausepJis to their
taste, and inimical to their opinions, as a natural'
sequel they have opposed it, and their condUct
of foreign affairs in general. This opposition hag been
turned to account by the Whig and Radical press as
political capital, to heap what they imagine is oppro-
brium upon the heads of the constitutionalists ; en-
deavouring to the utmost of their power, exerting. their
influence through the medium of print and voice, to
persuade the Protestant members of the community that
they have virtually completed a compact with the ene-
mies of their religion, and thereby threatening the power
of religious influences upon the nation. Alarmed to see
what are the increasing power of the principle of true
- - -Conservatismr-they-scruple not- to give full vent to their
bitter enmity in attacking what has been, and is, the
pride and, boast of the glotious phalanx of constitu-
tionalists, to preserve intact from all corrupting influences
the Established Church.
Let u§ understand that but a few years ago we 'find
the Roman Catholics pouring out the vials of their wrath
upon the Conservative party, for the reason that they
were opposed to the policy pursued by the French
Emperor:'-They are still opposed to his policy, and in
consequence of their firm and steadfast adherence to
their principles, they are cavilled and sneered at by
political purists. Are ,we to believe that because the
Roman Catholic members of the Senate have receded
from their opinions of .a,few years ago, and because
the Conservatives are still pursuing their adopted
course,' that there has been a coalition formed to
overthrow the Palmerston-Russell Government ? Are
the 'conservatives accountable for their change of ideas ?
Emphatically I answer, no. The Roman Catholics are
now convinced that they were deceived by the' ruler of
• the' destinies of France, in his tender regards for the
Church of Rome, and behold him with suspicion and
dislike because of that; whilst Lord Derby and the
great Conservative party regard him with suspicion, as
a designer upon -the liberties of England. The present
- Government,. with confiding rashness, believe him to be
an honest and conscientious Sovereign ; and if, from
z different' points of view, the Roman Catholics and Con-
servatives regard the Emperor as one of sinister motives,
then they are natural opponents of the Government :
but is-it a reasonable consequence that they are allies ?
I appeal to my brother Protestants not to be blind-
folded by the unscrupulous and unprincipled assertions
- of the so-called Liberal Press; but to ponder upon the
honour, integrity, and uprightness of the powerful and
eloquent statesmen—the leaders of the Conservative
party; and to trust in their united strength and un-
stained principles, that the honour of Great Britain, and
that the bulwark of the Christian Religion will not
sustain at their hands anything that will tend to cas`., a
shadow on their brillishey.—Yours, &c.,
LELNAD.

THE .TRADESMEN'S VOLUNTEER

MOVEMENT.

TO THE EDITOR. OF THE NORTHERN DAILY TIMES.
SIR,—I have great pride in observing the list in your
advertising column of the committee of this important
local corps, as well as approving of, its plan. The com-
mittee consists, I observe, of representatives from every
branch of the trading industry ; and the plan or parti-
culars of the constitution and general management of the
corps cannot fail to be 'very gratifying to all concerned
—indeed it is creditable td the Tradesmen of Liverpool.
While on this subject, I my
,perhaps be permitted to,
,+:
observe an isolated movement in the same direction in
• 'Bold-street ; .and, while hailing with pleasure all endea-
vours to
.increase the local strength of our volunteer
force, I would take exception to the policy of distracting
the element out of which the Tradesmen's Rifle Corps is
c•-. to be formed; and • would suggpst-the...propriety of the
Lyceum Corps, just getting into existence, at once
- joining in this more general and popular corps, on the
principle that unity is strength. I cannot anticipate any
objection on the part- of its members, as the Liverpool
Tradesmen's Corps is to be self-supporting, and the plan
is so comprehensive in detail as to meet the wants of all.
There 'can doubt that the committee of , the
Tradesmen's Corps will be glid- to forward these views
and meet the Lyceum in a becoming manner, with the
view of making' satisfactoly arrangements for uniting
their members 'in one body ; and that, before any further
expense is incurred by the Lyceum Corps, as it is
brined, its members will seriously reflect on the im-
portance of the object I have endeavoured humbly to
bring under their notice. A TRADESMAN.

NAVAL PRIZE MONEY.—An account showing the
receipt and expenditure of naval prize, bounty, salvage,
and other monies between the Ist April, 1858, and 31st
March, 1859, was issued on Thursday. The forfeited
and unclaimed share and Government per-tentage
account, is £10,705 6s. 7d., and the expenditure
£6,206 19s. sd. ; slave and tonnage bounty,
£24,472 7s. 3d. ; disbursements, £15,118 Os. 4d. ;
salvage services rendered by her Majesty's ships,
£3,220 19s. 3d. ; disbursements, £2,098 7s. 5d.; bounty
and destruction of Russian ships of war, £3 2s. Id. ;
disbursements the same ; bounty for destruction of
pirates, £12,776125. 9d.; disbursements, £9,529 4s. Bd. ;
capture made under the prize act " Russia,"
£15,803 Bs. Bd. ; disbursements, £7,670 18s. 5d.—
showing a total receipt of £66,936 16s. 9d. and a balance
of £26,247 4s, sd,