Northern Times.
Liverpool, Merseyside, England, 1857-09-03 00:00:00

BOTTLED BY

GEORGE BOYER AND COMPANY,

38 AND 30, NORTH JOHN-STREET.

TIIE LIVES of MARINERS, EMIGRANT
and PASSENGERS INSURED against Accident bi
Sea or Land, and Death from any cause, with or without Conilienges
tlon in case of Injury.
sit
Railway and Commercial Travellers, and the Public in genet
Insured against ail accident, nith compensation.
The Nautical Instruments and Effects of Mariners, and Baggage
of Emigrants and Passengers, insured against loss at sea, at rnod4
rate rates of premium, at the Office of the Travellers and Melt
Insurance'Company, Revenue Chambers, Canning-place (opPOal
the north west end of the Custom House), Liverpool.
JAMES D. C. THOMSON, Agent;

THE QUEEN LIFE ASSURANCE AND
ANNUITY COMPANY.

CHIEF OFFICE,
72, LORD STREET, LIVERPOOL.
200,000 (with power to increase it to £500,000, in WO
Shares of .elO each. Cal!, .41.
TRUSTEES.
Thomas Edwards Moss, Esq. ; Christopher Bushell, Esq.;
and Edward Heath, Esq.
DIRECTORS.
Chairman: Edward Heath, Esq.'
Deputy-Chairman: Thomas B. Forwood, Esq.
James Thomas Bourne, Esq. James A. Picton, Esq.
Francis A. Clint, Esq. T. Stamford Raffles, Esq.
Thomas B. Forwood, Esq. Sir John a. P. Salusbury,
Edward Heath, ESQ. Alexander Sleigh, Esq.
Joseph Kitchen, Esq. Wm. Titherington, Esq.
Bankers: Messrs. Doss and Co.
Auditors: Messrs. Ilarmood Banner and Son.
Solicitors: Messrs. Haigh and Thompson.
Physician: James Turnbull, M.D.
Consulting Actuary: William Lewis, Esq., F.1.A., London.
Manager and Actuary : W. P. Clirehugh, Esq., A.I.A.

The Directors, in drasvin ; the attention of the Public to the distl
tive features of the Company, as given below, have to intimate t
they are prepared to entertain every description of Life AssuraV,
and Annuity business.
The ordinary mode of Assurance has hitherto been to effect a Patio li
payable at death ; but a plan which, while adopting all the Its
advantages of Life Assurance, enables a person not only to sectere„f
provision for h a family after his death, but affords him the option",
a maintenance for himself in the decline of life, cannot fail W
great public advantage.
It is impossible for persons insuring their lives in manhood, erg
middle age, to know whether a provision for themselves in old age, et
for their families after death, will be the best mode of guarding apti
poverty, and of securing comfort.
To meet the varied viscissitudes of life and fortune, this Core Pal
desirous of extending to the public the benefit of Assurance in tahri
fullest form, have had tables carefully calculated by a leading Actn ,
irr, London, which, on examination, will show that the system
developed are perfectly clear and distinct, and are explained Dim
manner not before exhibite 1, although the same, on perusal, will
found to be the most desirable modes of Assurance for the genet'
public.
The young or middle-aged person can, by payment of a modern ~./
singlesum, or by yearly, or other periodical premiums, so Insure hit
Life that, on attaining the age of Fifty, or other prescribed age, Cd
may elect one of three al ernatives, namely—
ht. An Annuity for Life. This, on examination of the Tables,
be found to give a larger income than any other investmeni'
could make; or,
2ndly Being an Assurable Life, the power of converting tro
Annuity, or a portion thereof, into a pecuniary Provision for
Family after his Death, so reducing it to an ordinary Life Pol,.icli
bat with these important advantages--by taking, in the 11'y
instance, an Annuity Policy at a less Premium, as will be seed'
than that payable on an ordinary Life Policy, he will be able t
secure to his family a sum at his death greater than the aneol,
he could otherwise secure, beginning at the same age, upon: et
ordinary Life Policy; and with the still further advantag",o
leaving in the vigour of life provided a fend, in the form 01. d
Annuity, applicable to the payment of the Premiums, without w"
farther demand upon his private resources.
3rdly. The option of capitalising the Annuity. In order to avoid
even the suggestion of any hardship, as by the Assured (19‘„
before the period of benefits occurring, the Company have De
,6
T...bles framed upon a returnable and non-returnable Scale; 4
that, by selecting the returnable scale, the Representatives of
te
Assured, in cue of death, will be entitled to receive back
Premiums paid ; while at the same time the Assured is making
provident investment for himself in the decline of life, shouldm
be spared; if death should ensue in the interval, and prior to to
prescribed age the money paid would not be lost to Ms faralliAd
Prospectuses and every information to be obtained from
Manager. By order of the Directors.
W. P. CLIRE HUGH, Manage

JUST RECEIVED,

MIGRANT
Ist A ccident bl
thout Compete'

üblie in generalt

ere, and Bag 4,
at sea, at Enr,'„,
hers and Ms 74
3'-place (opPol`

)1.
;ON, Agent;

NCE AND

CPOOL.
00,000, in 2Or

ihell, Esq.;

)n, Esq.
sides, Esq.
Sainsbury..
gh, Esq.
;ton, Esq.

A.., London.

q., A.I.A.

lie to the diatom
`o `o intimate ti7i
Life Assurall"

to effect a Pole/
ig ig all the usr•
oniy to secure
j
im the optiorit:
lot fail to be o

manhood, or
resin old age,./.
guarding ago

3, this Compaq
Lssurance in :,"
leading Acta'',
at the systevii
explained 111
perusal, Will
for the gene'

of a model
is, so Insure ite
escribed age,"

'the Tables, W 2
1r Investment,-

001
converting
Provision. f°!
'au' Life ?ol'
ng, in the
as will be seli
will be able
han the anal,
le age, upon. 0
it advantaged
:he form of
ms, without e"'

t order to avoid1
Assured di
parry have
sable Seale
ientatives of
ceive back al,
red Is makitlk,
' life, should Ate
ind prior to
to Rio famlil'o
bled from