Northern Times.
Liverpool, Merseyside, England, 1859-03-29 00:00:00

NORWICH UNION FIRE INSURANCE COMPANY
Established 1797 ; Capital £550,000.

President—Lieut.-Genet al Sir
President—Charles Evans, Esc
Norwi,

Robert John Harvey, C.B.
Chancellor of the Diocese of

Edward Stewart, Esq. - -John Wright; Esq.
Timothy Stewart, Esq. Henry Browne, Esq.
George Durant, Esq., W. C. Hotson, Esq.
Robert J. Harvey Harvey, Esq. C. E. Tuck, sq.
Henry S. Patteson, Esq. D. DalyiTmple, Esq

Sir SAMUEL BIGNOLD, Secretary

The Public are respectfully reminded that all Insurances renew-
able in the LIVERPOOL AGENCY on the 25th day of March, 1859,
must be paid at the Office, 7, Exchange-street West, on or before
the 9th day of April next, or the society will cease to be liable for
the Sums Insured.
I tThe Policies bf this Conipany extend to cover Losses occasioned
by Explosions of Gas, 'without extra charge of Premium.
Tnis Society paid £78,301 5s 60 Duty to Governinent for the
year 1857.
It INSURED, during th
which is Free of Duty.
The total amount of Property insured exceeds £68,000,000
JOHN ANDERSSON & SON

ame year, £10,02,

;,499 Farming

GENTS

LADY-DAY QUARTER.
TIIE QUEEN INSURANCE COMPANY
Chief Office : EXCHANGE, LIVERPOOL.

London Office

ROYAL EXCHANGE BUILDINGS.

Thomas Edwards Moss, Esq. I Christopher Bushell, Esq
Edward Heath, Esq.

Chairman

outv Chairm

Edward Heath, Esq

Thomas B: Forwood, Esq

LIFE ASSURANCE AND ANNUITY BRANCH.
Life Insurance, and Annuity Business in all its brand',
Hates of Premium lower than most other offices.
advantages see Prosliectus.

FIRE DEPARTMENT:
s may be transferred to this Office without expense to the

Rates as moderate as those of other first-class offices.
A liberal Commission allowed to Solicitors and others intro-

(hieing busin es,

W. P. CLIREHIZGH, Manager
Applications for Agencies to be addressed to the Manager.

ATLAS FIRE AND LIFE ASSURANCE OFFICE,
92 ,lEAPSIDE, LONDON.

Established 1808, and empowered by Act of Parliament of the
54th -George 111., cap. 79.

JOHN OLIVER HANSON, Esq.,
'WILLIAM GEORGE PRESCOTT,

Chairman

Eaq., Deputy-chairman

Sir William Baynes, Bart. Samuel Eustace Magan, Esq.
Arthur E. Campbell, Esq. Capt. A. L. Montgomery, R.N
Thomas Chapman, Esq., F.R S. Joseph Pulley, Esq.
Benjamin Buck Greene, Esq. Arthur Augustus Basch, Esq.
Joseph Grote, Esq. . _
- John George Maclean, Esq.

AUDITORS (John Oliver Ranson, Jun., Esq., and
Philip Ainslie Walker, Esq.
SECRETARY—Richard Ray, Esq.
- ACTUARY Charles Ansell, Esq., F.R.S.
SOLICITOR—Thomas Browning, Esq.
In the LIFE DEPARTMENT the Accumulated Premiums ar
over £1,600,000; and the Annual Income exceeds £184,000.

BONUSES have been declared on Policies to an amount greater
than the sum originally assured.

Premiums hale been extinguished where the parties assured
have applied the bonus in reduction of the Annual Premium.

At tlie last valuation up to Christmas, 1851, there existed a sur-
plus of 4268,691, which had accrued during the five years ending
at that period—the whole of which belongs to the Policy-holders.
The next valuation will be made up to Christmas, 1859. Policies
on the Participating Scale, in England or Ireland respectively,
which may be effected before that date, will, if the'parties be then
alive, participate in the surplus in proportion to the time they may
have been in force.

The sum a £3,130,975 has been paid-during the eiistence of the
Office for claims under Life Policies, of which amount a very con-
siderable part was for Bonuses.
The following Table shows the total additions made to Life
Policies for £l,OOO, effected in London or through an Agent in Great
Britain, which had been in force for the Thirty-eight Years ending
at Christmas, 1854.

BON US

Date of Annual 1 Equivalent to the
Policy. t, Premium. Gross addi- Ifollowing per centage
tions to the 'the premiums paid toth
-C
sum assured. I Company. .

1816. £ 's. d. £ £ s. d.
Dec. 25.' 25 24 010 740 • 81 0 0
Ditto. 30 26 14 2 804 79 4 4
Ditto. 35 29 18 4 896 78 16 4
Ditto, 40 33 19 2 1,053 81 15 2
Ditto. 45 38 19 2 1,284 • I 8(314 8
Ditto. 50 43 6 8 1,721 99 18 1
Ditto. 55 53 3 4 2,224 110 1 7

Persons assuring in Great Britain have the option of
• •Participating Rates of Premium, or of
Non-Participating Rates.
The' Directors beg to announce that the rates of Premium have
been recently revised and re-adjusted in accordance with a long
experience, and that
The New Scale will be found very advantageous to persons
desiring to commence assuring early in life.
The Non-Participating Scale is particularly ada,pted to parties
wishing to assure a fixed skim only, at a fixed rate of Premium,
and on low terms.
Premiums may be paid Annually, Half-yearly, or by a limited
number of Annual Payments. The last-named mode of Assurances
originated with this Office in 1816.
FIRE DEPARTMENT.
The Company undertakes the Assurance of property in the
manufacturing, agricultural, and other districts on favourable
terms. Risks of extraordinary hazard on special agreement, upon
survey.
An allowance for loss of rent of buildings rendered untenantable
by Fire is one of the advantages offered by the Company.
Tables of rates, forms of proposal, and any information needful
to effeet•Life and Fire Assurances, may be obtained on application
to the Office, No. 92, Cheapside, London, or to any of the Com-
pany's Agents. " • RICHARD RAY, Secretary
LonclOn, 20th March, 1859.
RENEWALS.—PoIicies due at LADY-DAY QUARTEI
1859, should be Renewed within Fifteen Days thereafter
The AGENTS for the Company at LIVERPOOL ass
Messrs. HORNDY and MARSDEN, 11, Dal
Mr. J. T. LEYLAND, 42, Exchange-alley
Messrs. MUSGROVE, VANCE, and Co., Exch
Mr. W. H. MACLEAN, Tower-buildings Ea
Mr. J. L. CROSS, 26, Castle-street.
Mr. THOMAS LLOYD, Sweeting-street

25th Marc

e-street
North.