Northern Times.
Liverpool, Merseyside, England, 1859-10-11 00:00:00

FIRE DEPARTMENT

In this Branch the usual moderate Rates of Premium are
charged, and the Directors make it a point to settle all claims
with promptitude and liberality.
The Subscribed Capital of the Company is £1,448,400.
The Annual Income is now £llO,OOO.
JOHN SEMPLE, Resident Secretary.
Liverpool Office, 7, Water-street. .el 3

p HCENIX LIFE ASSURANCE COMPANY,
1, LEADENHALL-STREET, LONDON.

ESTABLISHED 1848,

In consequence of an advertisement having been inserted in
the Times, by the Phoenix Fire Office, stating that "that Office
has recently been threatened with the withdrawal of the busi-
ness of parties insured there, if a claim was not paid, which on
inquiry proved to be under a Policy of the Phwnix Marine
Office,', meaning thereby the Phoenix Life Assurance Company,
and referring to an Injunction obtained against that Company;
the Directors of the Phoenix Life Assurance Company directed
their Solicitors to apply to the Secretary of the Phoenix Fire
Office for the particulars of the claim alleged not to have been
paid, and received an answer from the Solicitors of that Office,
stating " that the claim alluded to arose from an insurance on
the ' St. Laurence"'
Now, this Insurance was effected with the Phoenix Life
Assurance Company for the sum of £2,100 upon goods; and in
the month of June last, a claim was made thereon for average
to the extent of about £6e, but the Directors of the Company,
upon investigation, considered the claim so questionable that
they proposed to refer it to Mr. Richards, the well-known
average stater, to adjudicate thereon, since which no further
communication has been received from the assured, who have
neither adopted the suggestion of such reference, nor made any
further demand in respect of such Insurance, considering
most probably their demand to be wholly untenable.

Snell is the amount and such the nature of the claim which
the Phcenix Fire Office have thought proper to aelversise as a
claim which the Phcenix Life Assurance Company have not paid,
it being the evident intention of such advertisement to lead the
public to suppose that the Company had been either unable or
unwilling to pay a claim justly due.

The Directors of the Company then instructed their solicitors
to apply to the solicitors of the Plicenix Fire-office, for the
names and addresses of the parties who had threatened to
withdraw their business from that office, as alleged in their
in answer received a letter stating " that
Phoenix Fire Assurance Company decline

advertisemen
the Directors

wther information called for."

anae Company had in their possession proof of their accusers
being open to the very charge which they were so ready to
bring against others. For on the 19th of July last there was
delivered at the Office of the Phcenix Life Assurance Company
a letter of application from a Solicitor, for the sum of
£4BO Bs. 2d., in respect of a loss occasioned by fire, which
happened on the 23rd June last, such- letter being evidently
intended for the Phoenix Fire Assurance Company, and
stating that the particulars of the claim had been fu'nished
three weeks previously to the date of such letter, and pressing

for payment.
The Secretary of the Life Compa2y, instead of considering
such lettei a fit subject for a public advertisement injuriously
reflecting upon the characterof another Company, immediately
returned it to the writer, informing him of his mistake in
addressing it to the Phoenix Life Assurance Company, instead
of the Phoenix Fire Office. The claim referred to in such
letter was in fact against the latter Office, and was not paid up
to the end of August last.
The injunction referred to in the advertisement of the
Phoenix Fire Office was obtained under the following circum-
stances. In the course of the past year, the Officers of the
Phoenix Life Assurance Company, in the pressure of business,
and without the slightest thought or notion of affecting or
interfering with the business of the Phoenix Fire Office,
caused the word " Phoenix" alone without the addition of the
word " Life "to be printed upon some slips for Policies. This
typographical error was made the subject of a Bill in Chancery
by the Phoenix Fire Office, to restrain the use of the name of
"The Phoenix" or the "Phoenix Assurance Company,"
except with proper words, or addition, so as to distinguish
the Phoenix Life Assurance Company from the Phoenix
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