Northern Times.
Liverpool, Merseyside, England, 1859-10-04 00:00:00

FIRE DEPARTMENT

In this Branch the usual moderate Rates of Premium are
charged, and the Directors snake it a point to settle all claims
with promptitude and liberality,
The Subscribed Capital of the Company is £1,448,400.
The Annual Income is now £llO,OOO.
JOHN SEMPLE, Resident Secretary.
Liverpool Office, 7, Water-street.. *613

CORPORATION OF THE LONDON ASSURANCE
Established A.D. 1720.
, No. 7, ROY AL EXCHANGE, CORNHILL,
A AND
No. 7, PALL MALL, LONDON.

Governor--JOHN A. ARBITTHNOT, Esq.
Sub-Goveinor--JOHN A. HANKEY, Esq.
Deputy-Governor--BONAMY DOBREE, jun., Esq

FIRE INSURANCES effected upon every descrip-
tion of Property, with the usual reductions allowed on
and in Buildings of Certified Warehouses, 4-c., and for single
tnanagement, according to the lowest rates current.
FIRE NOTICE.

PERSONS ASSURED AGAINST FIRE by this Corpora-
tion, whose Policies expire at MICHAELMAS DAY, are respect-
fully reminded that, for their own security, they should renew
them within FIFTEEN DAYS from the said QUARTER DAY.
LIFE ASSURANCES.--This branch of the Corporation's
business is carried on without any charge for management,
and offers peculiar advantages to the Assured. IT
Prospectuses, Mercantile Fire Rates, and all other informa-
tion may be had at their Offices, or sent free on application to
JOHN SCOTT, 1, India-buildings, Water-street,
C. F. CARNE, 13, Rumford-place, • •
H. P. PRIEST, Market-cross-chambers, Birkenhead,
C. E. CRAWLEY, Bromborough Pool Works, near
Birkenhead,
Agents for Liverpool and adjacent parts.

TL AS FIRE & LIFE ASSURANCE OFFICE,
92, CHEAPSIDE, LONDON.
stn fished 1808, and Empowered by Act'of Parliament of the
54th Geo. 111., cap. 79.

_
DIRECTORS.
John Oliver Hansom, Esq., Chairman.
William George Prescott, Esq., Deputy-Chairman.
Sir William Baynes, Bart. . Samuel Eustace Magan, Esq.
Arthur E. Campbell, Esq. • Capt. A. L. Montgomery,R.N.
Thos. Chapman, Esq., F.R.S. Joseph Pulley, Esq.
Benjamin Buck Greene, Esq. I Arthur Augustus Rasch, Esq.
Joseph Grote Esq. John George Maclean, Esq.
Auditors 1 John Oliver Hansom,•Jun., Esq., and
Philip Ainslie Walker, Esq.
Secretary : Richard Ray Esq.
Actuary : Charles Ansell, Esq., F.R.S.
Solicitor : Thomas Browning, Esq.
In the LIFE DEPARTMENT the Accumulated-Premiums
are over £1;600,001, and the Annual Income exceeds £184,000.
BONUSES have been declared on Policies to an amount
greater than the sum originally assured.
Premiums have been extinguished where the parties assured
have applied the bonus in reduction of the Annual Premium.
At the last valuation, up to Christmas, 1854, there existed a
surplus of £268,691, which had accrued during the five years
ending at that period—the whole of which belongs to the
Policy Holders. . _ __ . _ ___

The next valuation will be made up to Christmas, 1859.
Policies an the Participating Scale, in Englaz d or Ireland
respectively, which may be effected before that date, will, if
the parties be then alive, participate in the surplus in propor-
tion to the time they may have been in force.

The sum 0f,L3,10,975 has been pkid during the existence
of the Office for claims under Life Policies, of which amount a
very considerable part was for Bonuses.
The following table shows the total adaitiens made to Life
Policies for £l,OOO, effected in London, or through an Agent in
Great Britain, which had been in force for the Thirty-eight
Years ending at Christmas, 1854 :

...,‘
~.;
g BONUS.
Equivalent to the fol-
Date of ;!, e Annual
rolicy. ,R pre i m Gross addi-
' •••• - --In '1 ' tions to the lowing percentage on,.
C
g the premiums paid to
.'4) sum' assured the Company.
1816. - £ s. d. £ £ s. d.
Dec. 25 25 24 010 740 81 0 0
Ditto. 30 26 14 2 804 79 4-4 ,
Ditto. 35 29 18 4 896 18 16 4
Ditto, 40 33 19 2 1055 81.15 2
Ditto. 45 38 19 2 12.34 86 14 8
Ditto. 50 45 6 8 1721 • 99 18 1
Ditto. 55 53 3 4 2224 110 1 7

Persons assuring in Great Britain have the option of
Participating Rates of Premium, or of
Non-participating Rates. " •
The Directors beg to announce that the rates of Premium
have been recently revise& and readjusted in accordance with
a long experience, and that
The New Scale will be found very advantageous to persons
desiring to commence assuring in early life.
The Non-participating Scale is particularly adapted to
parties wishing to assure a fixed sum only, at a fixed rate of
premium, and on low terms.
Premiums may -be _paid annually, half-yearly, or_ by a
limited number of annual payments. The last-naniedmode
of Assurances originated with this office in 1816.
FIRE DEPARTMENT.
The Company undertake the Assurance of Property in the
manufacturing, agricultural, and other districts on favourable
terms. Risks of extraordinary hazard on special agreement,
upon survey.
An allowance for loss of rent of buildings rendered untenarkt-'
able by Fire, is one of the advantages offered by the company.
Tables of rates, forms of proposal, and any information
needful to effect Life and Fire Assurances, may be obtained on
application at the Office, No. 92, Cheapaide, London, or to any
of the Company's Agents

RICHARD RAY, Secretary

London, Sept. 24, 1859.
RENEWALS.—PoIicies due at IlitcuAELmes QUARTER (29th
September), 1859, should be Renewed within Fifteen Days
thereafter.

The AGENTS for the Company at LlvEnroor, are
Messrs. HORNBY and MARSDEN, 11, Dale-street.
Mr. J. T. LEYLAND, 42, Exchange-alley North.
Messrs. MUSGROVE, VANCE & CO., Exchange-al]
Mr. W., H. MACLEAN, Tower-buildings East.
Mr. J. L. CROSS, 26, Castle-street.
Mr. THOMAS LLOYD, Sweeting-street.