The Northern Daily Times.
Liverpool, Merseyside, England, 1857-02-14 00:00:00

NOTICE OF REMOVAL.

E 0 WOODS, in announcing the Completion of his NEW PREMISES,
THE PALATINE ESTABLISHMENT,
WHICH WILL VERY SHORTLY BE OPENED,
Begs to acquaint his numerous Friends and the Public, that the remaining portion of his large and varied
STOCK OF CARPETS, FLOOR-CLOTHS, DAMASKS, CHINTZES, BLANKETS, QUILTS, FAMILY
LINEN, FRINGES, GIMPS, TRIMMINGS, &c.,
Will be SOLD at a further considerable REDUCTION in PRICE.

ADELPHI HOUSE, 21, BOLD STREET, LIVERPOOL.

_

IRON AND NAIL WAREHOUSE,
BECKWITH STREE T, PARK LANE

JJOHN GIBBONS and CO. have ON SALE a well assorted STOCK of BAR, HOOP,
SHEET and ROD IRON, STEEL, Wrought and Cut NAILS, Bce., Wholesale and Retail.

C A L HOUSE COALS.
GOOD ....Hs to 12s PER TON. I SUPERIOR ....13s PER TON. I BEST ....15s PER TON.
Discount for Ready Money, Is in 20s.
BY S. B. JACKSON.
32, DALE STREET, AND 21, MOSS STRI,EET.

L• THE FORTY-FIRST ANNUAL REPORT OF THE
IVERPOOL PROVIDENT INSTITUTION, OR BANK FOR SAVINGS (Established 1815),
AND GOVERNMENT ANNUITY SOCIETY (ESTABLISHED 1834),
The Tt TO THE 20rn NOVEMBER, 1856.
Auk ' s Open for Receipts and Payments on MONDAYS, TUESDAYS. WEDNESDAY', FRIDAYS, and
SATURDAYS, from 10i a.m., to 21 p.m.: and on SATURDAY EVENINGS, trom 6 to 8 o'clock.

PATRONS.
The Right Honourable the EARL of DERBY, I The Worshipful the MAYOR of LIVERPOOL.
The Right Honourable the EARL of SEFTON,
TRUSTEES.

The Rev. AUGUSTUS CAMPBELL, M.A., Rector,
GEORGE HALL LAWRENCE, Esq..,
I EDWARD GIBBON, Esq ,
ALFRED NORTH, Esq, JAMES ASPINALL TOBIN, E-q. •
MANAGERS.
Ray. W. BANISTER. J. DRINKWATER, Esq., Rev. J. B. MONK,
B. BANNER, Esq E. GIBBON, E,q., A. NORTH, Esq.,
Rev.,, 7,
, T. B. BANNER, Rev. T. HORNBY, Rev. J. NORTH,
. BOURNE, Esq., T. D. HORNBY, Esq., J. A. TINNE, EN.,
Rov.,:. A. CAMPBELL, W. L A NGT ON, Esq., J. A. TOBIN, Esq.,
• r• CAMPBELL, Esq., G. H. LAWRENCE, Esq., Bev. G. W. WARR,
AUDITORS:—ALFRED NORTH, Esq., and the Rev. J. B. MONK.
;TREASURERS:—Messrs. A. HEYWOOD, SONS, & CO.
R. LAWTON, ACTUARY.

REPORT.
thatln presenting the Forty-First Annual Report to the Depositors, the Trustees and Managers would wish to observe,
at a Meeting held at the Savings' Bank, on the sth November, 1855, they considered it expedient to make new
a
rrannts fr the management, in order to extend the usefulness of the Savings' Bank in giving larger facilities to
;Ithe Depositors; they, therefore, determined to Open the Bank every day (except Thursday), from 101- to 21 n'cloc'4.,
I,ld, en Saturday Evening from 6to 8 o'clock. A new system of book-keeping, and an improved mode of management,
isled by experience in other places, was adopted, and the Bank commenced under the new arrangement on the let
anuary, 1836.
e, The telleviing is the result of its operations during the past year, exclusive of the Branch Banks connected with
Erie Institntkon

7 665 New Accounts have been opened during the year, and cash received on 35,707
Deposits amounting to £205,221 18s 2d.
5,168 Accounts have been closed during the year, and the money paid out, including
- 16,627 Repayments on Accounts remaining Open, amounting to £190,014 9s 3d.
2,497 Increase of Accounts for the year ending 20th November, 1656.
Ac In comparing the above with the operations of the Bank for the year 1855, during which the number of New
th ecnlnts was 4,051, it appears that there has been an increase in number of New Accounts opened and renewed for
• i ejear ending 20th November, 1856, of 3,614 ; increase in number of Deposits 20,321, and in Amount £23,800 9s 10(1;
,of Repayments an increase of Closed Accounts of 1,129; and an increase of Repayments on Accounts remaining Open
d° It is most gratifying to the Trustees and Managers to observe that the Depositors have appreciated the
aA4's3nto. ages thus extended to them, and that they avail themselves of its benefits, by the large increase of New
ecounts in the last year.
BhpThe Savings' Bank now affords to the working Classes the most ample facilities. It receives sums as low as One
0, ng!at a time and is Open Daily (except Thursday), from 10i to 2i o'clock, and on Saturday Evening from 6 to
clock for receiving and paying money.

fihis THE YE AR ENDING THE 20TH NOVEMBER, 1856.
form of the General Statement of the Funds of the Savings' Bank to be filled up, pursuant to the 9th Geo. IV., and
cap. 92, sec. 46, and returned to the National Debt Office, within nine weeks after the 20th Nov., 1856,
pursuant to 7th and Bth Victoria, cap 83, sec. 13.

1)„,
Thc TRUSTEES of the SAVINGS BANK, Established at LIVERPOOL, in the County of LANCASTER. Crs

Mari. ,r.,‹ CHARGE. .t. s. d.
're Ilalance due on the 20th November, 1855 j 719,432 16 7
I. '°elncling Interest as er last Return
° Stuns received from Deposi'ors within the year } emi1.205,221 18 2 , ..
To Inter2o h November. 1856 .......
. , est on Monies invested with thel'om;niizs-
, zt_ stoners for the Reduction of the National Debt, •
..
11:'°°!Pt 11, dated 21st May, 1856 .... ; 11 378 15 11
, ,
'ee,Pt B. lnterest on dateSumd 21st.; drawn Novemforbtr.by ksthe Trustees T
t,
94 2 2
681 6 5
° }
~ _
I,u Al the Commissioners within the raid year..
terest allowed by Local Bankers .. . ..., 40 2 4

DISCHARG E. .€ s. d.
By sums actual'y pad to Depositors In Money,l
including Interest within the the year ending 19,4014 9 3
20th November, 1856 ..
By Sums actually paid for Management within the
said year, viz.:—
Salaries
. .

Donations to Officers
30 12 6
Taxes and Insurance
Printing and Stationery
Local Bankers' Commission, &c ...
Law Expenses

Suucries, in deta I:
Repairs, Coals, Gas, Postage.. &c., &c............„ 116 15 3
Additions and Alterations to Premises, &c.
Allowed towards the Management of Branch Banks
72 11 10
connected with this It stitution ..
Pubic Accountant's Charges for Inspection of 1
Accounts, "Two Years' Stipend," and Extral
176 16 0
Awl it. caused by change of system •
Balance on the General Account X s. d.
invested with the Con,m4ssion-
, ere for the Reduction of the 737,083 11 1
National Deht,includir g Inter-
est, on the 20th Nov., 1856....
Ditto on Account of the Separate
Surplus Fund invested w.th the 14,725:10 2
raid ( ommissioners
Ditto in the hands of Arthur
Heywood, Sons. and Co., •
Treasurers, which fact is 3,170 6 s
hereby certified ••• •
ARTHUR HEYWOOD, SONS, & CO.

£947,649 1 7

764,958 711

JE947,8t9 1 7

trli
Th —E AFOREGOING ACCOUNT IS TO BE ACCOMPANIED BY THE FOLLOWING STATEMENT.
•„,.e Ilalance on the 20th November, 1856, brought forward £754,988 7 11
I:1'm of '
Total Amount
Ppositorc
• 1482 CLASSIFICATION OF ACCOUNTS. of each Class.
, Whose respective Balances on the 20th November, 1856, including Interest, did
;3i‘ exceed A• 1 each
~._2 Ditto, were above LI, and did not exceed £5
'241.1 Ditto , £5, •• £lO
'4,12 Ditto,
It-£lO, 22 £l 5
„:07 Ditto ~
£15, £2O
4146 Ditto,' S 2
~ £2O, 21
„ £3O
52 Ditto £4O
•, £3O, 22
964 Ditto' " „ £4O, £SO
1c97 Ditto, „ £5O, .. £75
067 Ditto „ £75, l, 12
I„ £lOO 77,332 17 9
5t.3
~..
Du to, £lOO, £125 64,755 6 6
• 373 Ditto, If If
£l5O 50,532 16 2
492 Ditto, ft £125, 12
£l5O, £2OO 63,906 18 2
44 _ 27
............. J.Atto,l exceeding £2OO
9.1.
171 Total Number of Depositors 684,201 17 10
2,,. Charitable Societies ........................... .
-..7„...:. Friendly Societies
23282
4)04 Total number of Accounts. Tot al Balances 739,484 13 3
ce Invested with the Commissioners on the Separate Surplus Fund Account, on the
20th November, 1856

734,210 3 5

778 4 6

bea Surplus.
mllet the portion thereof reserved to meet current Expenses, as directed per 23rd, sec. 9th, Geo. IV,
. .............................................
Iveltlo• 92 ...................................................
.778 '-,1 6
_
.4.(eolict do hereby certify to the Commissioners for the Reduction of the National Debt, that the foregoing is a true
°1 the l!tv:'-'And we further certify that a Duplicate of this Statement, accompanied by a List of Trustees and Managers
"41anZ'ove Institution, is publicly affixed in the office or place where the Deposits of the above Savings' Banks are
received, for the intormation of all persons makingsleposits. therein.
witness our hands, this 14th day of January, 1857 (Signed) ALFRED NORTH,) Trustee.
Manager.
LAWTON, ACTUARY. J. B. MONK,
. .