Northern Times.
Liverpool, Merseyside, England, 1857-07-16 00:00:00

CO be SORT.

110 be SOLD, a bargain, a first-rate SHIP
CHRONOMETER, made by Robert Roskell, Liver_
peol, two SEXTANTS, GLASSES, CHARTS, BOOKS, and a large
MELACINE CHFS r, the property of a deceased captain.—May be
seen at the Northern Times office.

MACHINERY.

ON SAL E, a Large Quantity of Various
MACHINERY, TRAVELLING CRANES,

QUARRY CRANES, POWERFUL IRON BLOCKS, IRON
SCREWS, WEIGHING M &CHINE, IRON SAFE, PUM uS, &c., &c,
pp 1 at 25, t•ir Tnomas's-bulldings.

3Ensurance Xotice.

'TIRE LIVES of MARINERS, EMIGRANTS
and PASSENGERS INSURED against Accident by
Sea or Land, and Death from any cause, with or without Compensa-
tion in case of Injury. _

Railway and Commercial Travellers, and the Public in general,
Insured against all accident, with compensation.
The Nautical Instruments and Effects of Mariners, and Baggage
of Emigrants and Passengers, insured against loss at sea, at mode-
rate rates of premium, at the Office of the Travellers and Marine
Insurance Company, Revenue Chambers, Canning-place (opposite
the north west end of the Custom House), Liverpool.
JAMES D. C. TaOMSON, Agent.

NO FICE.

LANCASHIRE INSURANCE COMPANY
CAPITAL- T 0 MILLIONS.

Office, Exchange street, St. Ann's-square, Manchester.
London Office, 10, Cornhill.
Liverpool Office, 7, Water-street.
Glasgow Office, 4, Hanover-street.
NOTICE es HEREBY GIVEN, that interest on the capital stock of the
company, at the rate of five pounds per cent. per annum, free of
income-tax, for the half-year ending 24th June last, will be paid at
the head office, or at any of the branches in London, Liverpqol, or
Glasgow, on and after the 22nd July inst., between the hours of ten
and three o'clock.

The TRANSFER BOOKS are closed, and will remain closed until
the 22nd instant.—B, Order,
15th July, 1857. JAMES KENNEDY, General Manager.

BONUS 1 EAR.

Intending Assure s are informed that all Propo-
DIVISION sale, on the profit reale, lodged with the Corn-
OF pang or its Agents, on or before the 20Tif
PROFITS. JULY NEXT, will participate in the profits to
be distribated this year.

THE
LANCASHIRE INSURANCE COMPANY,
I Exchange street, St. Aune's-Fquare, Manchester.
LIVERPOOL OFFICE,-7, WATER STREET.

CAPITAL, TWO MILLIONS.

FIRE AND LIFE

LIFE-80 per cent, of Profits divided Tri.
BONUSES Piss —5O per cent. of Profits divided Annually
on Policie± of three years' standing.
1. The large Capital of 'lwo Millions.
2. Of wh'ch .e 1,448,400 is actually subscribed
by a large nni wealthy Proprietary.
3. Paid up capital and surplus assets, upwards
of .4175 000.
issure £lOO, for the whole term of life :
AGE. I 20 I 30 I 40 I 5O I 60

SECURITY ....

Premiums to

I .e. s. d. I .e. s. d. IR• s. d. £. s. J.I .e. s. d
Bonug Rates.. 117 0 2 6 0 3 0 6 4 6 g 6 7 6
Witildutßonue 113 10 2 2 6 216 9 4 2 6 6 2 6

SPECIAL NOTICE T 3 LTPE ASSVRE'S —ID. a pamph'et recently
issued, compiled by Robert Christie, Esq., of Edinburgh, from the
parliamentary returns, the income and expenditure of fifty-two Life
Companies are given, from which it appears that the expenses of
Management of tie Lancashire Insurance Company are th, least, in
proportion to the income, of any of the fifty-two companies named.

- Fees and Stampi paid by the Company.
FIRE INSURANCES effeetel on favourable terms, and Annual
Bonuses made to the insured.

Prospectuses will be forwarded free on application.
JAM ES KENNEDY, Geuer 1 Manager, Manchester.
JOHN SEMPLE, Resident Secretary, Liverpool.
May, 1857.

AGENTS.
Mr. W. Henderson, Birkenhead.
Mr. G. J. Aspinall, Toxteth park and Waterloo.
Mr. James lleyes, Great Crosby.
Mr. H. E. Hime, 57, Church street.
Mr. W. A. Punshon, 33, D ,ulby street.a
Mr. Henry Mansfield, Wavertree.
Mr. P. Henderson, 64, South Castle-street.

PRELIMINARY PRO PEC ITS OF

THE QUEEN LIFE ASSURANdiIigb ANNUITY

COMPANY.
HEAD OFFICE : LIVERPOOL.

TEMPORARY OFFICE : No 34, CASTLE-STREET, during the alteration
of the Company's Premises iu Lord-street.
Capital, £200,1 00 (with power to increase it to £500,000, in 20,000
Shares of .XlO each. Cull, 41.
TRUSTEES.
Thomas Edwards 1%1035, F.sq.; Christopher Bushell, Esq. ;
and Edward Heath, Esq.
DIRECTORS.
Chairman Ed ,ard Heath, Esq.
Deputy-Chairman: Thomas B. Forwood, Esq.
James Thom s Bourne, Esq. James A. Picton, Esq.
Francis A. Clint, Esq. IT. Stamford Raffles, Esq.
Thomas B. Forwood, Esq. Sir John u. P. Sainsbury.
Edward HeAh, Esq. Alexander Sleigh, E sq.
Joseph Kitchen, Esq. I Wm. Titherington, Esq.
Bankers • M, szs. Moss and Co.
Auditors • Messrs. Harmood Banner and Son.
So:icitors: Messrs. Haigh and Thompson.
Physician: James Turnbull, M.D.
Consulting Actuary: William Lewis, Esq., F.1.A., London.
Manager and Actuary: W. P. Clirehugh, Esq., A.I.A.

ALT H 0 UGH the advantages of" Lite 'Assurance
are universally admitted, and Life Assurance Com-
panies established and condncted on sound principles have been
universally succeasfal, it is yet remarkable how large a portion of
the community there still remains among whom the practice has
made littl3 prcgreis.

As this apparent apathy cannot be thought to proceed from insen-
sibility to those motives which are common to all classes in civilised
life, it must rather be attributed to the insufficie .cy of those facilities
whereby the oxo•tunity of mak;ng provision for old age, or for sur-
v,ving relatives, may be secured.

Life Assurance has incleei been carr:ed on for some years in Liver-
pol by two eminent local imtituflons of mixed business, as well as
by agencies of metropolitan and ol he: companies; but this town does
not possess a CHIEF Office of a PURELY Life Assurance Company.
A growing conviction, moreover, prevails among thoughtful men,
that there is no surer method of elevating the people, and impro /Jog
their moral as well as material con Ation, than by inducing them to
become instrumental themselves In the promotion of their own true
interests.

It has, therefore, been determined to establish in Liverpool an office
devoted exclusively to Life Assurance business; and, with this view,
Tables have been newly prepared by a leading London Actuary.
The following will be the objects of the Company:
1. A fuller development of sound principles of Life Assurance
addressed to all classes, c mbining thods by which parties can
make provision for themselves in the decline of life, as well as
for their representatives after death.
2. The extension of Life Assurance among those classes by whom its
practice has hitherto been comparatively neglected.
3. The praercal inculcation, by the me,lns of Life Assurance, of
habits of forethought, self-denial and independence among the
people.
The means by which it will be sought to carry out these objects are:
1. Such varied forms of effecting Life Assurance, or securing an
Annuity in old age, as are calculated to bring these benefits
within the reach of all classes of the community.
2. Strict Economy, and Careful Management.
3. A respectable and known body of Directors.
4. Th- Guarantee of a paid. up and safely-invested Capital.
5. Open audit, and full annual statements.
Tables and Examples explanatory of the system referred to will be
contained in a future prospectus.
A large proportion of the Shares have been already sniscribed for,
but the directors, wishing to extend t e are : of it operations amongst
the general public, will receive applications for Shares, according the
subjoined form. until the 31st day of July.
Application for Shares to be addressed to W. P. CLIREHUGH, Esq.,
Manager of the "Queen Life Assurance and Annuity Company,"
(Temporary Office,) No. 34, Castle-street, where forms of application
can be obtained,