Northern Times.
Liverpool, Merseyside, England, 1857-12-24 00:00:00

THE ROYAL INSURANCE COMPANY,
ROY AL NGS,
NORTH 4f..:U v. STK EET and DAINsURAWCE-RUILL, ED r, LIVERPOOL,
mai 29, L')NILIARD- iTREET, tONL ON.
BIRKENHEAD BRANCH :
• Office.—Hamilton-b undings, Hamilton-street.
Agent.—tier ry Cole,tEsq.

'CAPITAL, 42,000,000, In 100,000 SHARES of £2) EACH.
FIRE.
Irone out of 72 1 mien a d country offices, inc'nded in the
IG,overnment Report of Duties f r 1856, exceeds the Royal "in its
increase of duty for the year 1886 ; (and that one OffiC3 solely-by the
all bat nominal sum of £2), being more than the total increase of all
the Se6tolt rffices, and greater than any two 6f the 14 Engli h offices
established north or 13irmioeliam. No cowl ry office established in
Londomequals this eomp2ny in its revenue derived from she metro-

,Tire Premiums for the
,:year

...... £34,846 4 9
1860.. ..... •.. 4-1,027 10 0
•••• 76,925 2
1851.
1.856.......... 151,733 '9 6
LIFE.
URGE DECLARFD 1855,
Amounting to per Cent per Annum on the S irn Assured, co, 80 per
Ceut on the average of Premiums paid.
RPV I. NUE.
-To!'al Revenue fer the year 18'7 -.about.
lielng increase ovir t-r the precedin ,030
g year of
Itunds in C.:d, ulwards of
.50,000
PERIODS OF DIVISION—EVERY FIVE YEARS.
Policies f.ii!ing due at chri.tmas thould be renewed on or before
the 9•11 of Jazwary, issa.
PERCY M. DOVE, Actuary and Manager.

ATLAS FIRE AND LIFE ASSURANCE
OFFICE, .
92, CIIILIPSIDE, LONDON.
Established 13J8, and Frnpowered by Act of Parlia.ent of the 54th
• George 111., cv. 79.

DIRFCTORS.
John Oliver Hanson, E; q.. Chairman.
Vii iarx George Prescott, Eaq , DrpttLy Chairman.

Sir William Baynes, Bart, Samuil Eustace Mnan. Esq,
A. E. Campbell, Esq. Capt. A. L. Montgomery, R.N.
Thos. Chapman, Esq , F. 11.9. Joseph Pulley, Esq.
Benjamin tuck Greene, Esq. Arthur Augustus ltasch, Esq.
Joseph Grote, it sq. John George Maclean, Esq
AUDITORS—John 011oerii,nson, Jun.. Esq., and Philip Ainslie
.NV,lker. Esq.
SFCRETART—Henry Desborough, F.r q.
A,_TITARY—Ch,r!es Ansell, Esq., F.R.S.
pctron—Thomas Browning, Esq.
In the LIFE I),.IPARTMENT the Accomulatea Premiums are
over .e1.000,C00 And the Annual Income exceeds £iS4,OOO.
BONUSES have been declared on Policies to an amount greater
than the sum originally assurrd.
Premiums have beets extinguished where the parties assured have
applied the bonus in redaction of the Annual Premium.
At the last vatti.ton op to Chrismas, 1854, tlp,re existed a sur-
plus of ,e2gB CM, which had accru?d duri g the five years coding at
that period—the whole of which surptus belonged to the policy-
holders.
•rt., Os ni.tale up to e.;nrtirmas. POliCie3
on the Participating S ate. In ngland or Ireland respectively, which
may be effected before that date, will, if the parties be then alive.
participate in the surplus in propoetion to the. time they may have
been in force.
The sum of 43,130;975 his been paid during the existence of the
Office for claims under Life Policies, of which amount a very con-
siderable part was for Bonuses.
The following table shows the total additions made to Life Policies
for 41,000, effected to London Or through an Agent in Great Britain,
which 11.1 d been in force for the t hirty-eight Years ending at Christ-
mas, 1851:

,
18 3..11 BONUS.
Date of I ' = I Annual 1
Gross addi- Equivalent to the
fcllowaig; pep tentage on
Policy. '. .Premium. !iiio-is to the
I ,tun assured. the Premiums paid to the
.c ElCompany.
. .
,
- -_-__ ............•
......... ..,.. , ...... ........-
1816 I X S. d. X .e. .. il.
Dec 25. 23 ' 24 0 10 749 El 0 0
Ditto. f3O 25 14 2 PO4 - 79 4 4
Ditto. 35 129 16 4 8)6 is 10 4
Ditto. 40 i 33 19 2 1('55 81 15 2
Ditto. 45 ,33 19 2 1284 '
86 14 8
Ditto. sil 45 6 s iv),

1816
Dec. 25,
Ditto.
Ditto.
Ditto.
Ditto.
Ditto.
Ditto.

s. d.
24 0 10
20 14 2
29 16 4
33 19 2
33 19 2
45 6 6
53 3 4

749
LO4
8)6
1155
1284
1721
2224

1. (1.
El 0 0
79 4 4
is 18 4
81 15 2
86 14 8
11,9 18 1
1110 1 7

Persons assuring in Great Britain have the option of
Particip ding Rates of Premium, or of
Non-i'articipatin,t Rates.
The Directors beg to announce that the rates of premium have
been rt czntly revised and re•adjusted iu accordance with a long
ex;rerience, th
The Nuw Scale will be found very advantageous to persons desir-
ing to commence assuring early in life.
Ihe No::-Parti&pat rig Scale is particularly ad,pted to parties
wishing to ass re a fixed sum only, at a tired rate or rennurn, and
on low terms.
Premiums may b, pa;il Annucely, Half-yearly, or by a limited
number of .I,inual PiNments. The last named mole of Assurances
origimiLti witu this tither in 13 16.

FIRE DEPARTMENT.
The Company undertakes the as, uranc, of property in the manu-
facturinw, agricultural, and other rii4triets, on favourable terms.
mak: 4 fex r.Lorditia,y linz,(l on special aLreement, u on survey.
An aVow tee for lo,s of rent or buildings rendered untenanable
by Fire is cm. of the advantages ffered by this Company.
Tables of Oates, forms i.f p oposal, and any inf.rmation needful
to effort Life or sire AsFurane s, may be obtained on application to
the Office, No. 92, Che.tpsEe, London, or to any of the Company's
Agents.

IIENRY DESBORMIGII, Secretary.
London. Dec. 22. 1857.
RENEWA',—Polietes due at Cams Ix 8 QUARTER (25th Dec.,),
1857, sLoula be renewed within fifteen days thereafter.

THE AGFNTS 1,311 THE COMPANY AT LIVERPOOL ARE—
Metsrs. ilurtNra & MARSHEN, 11, Dale street.
Mr. J. T. LEYLAND, 42, Exnange-ailey North.
Messrs, MusoltovE, VANCE, & Evbange-ally.
Mr. \V. H. INIAcLrAN, Tot,er•buildi gs East.
Mr. TuomAs LLOYD, Sweeting-street.