Northern Times.
Liverpool, Merseyside, England, 1859-10-14 00:00:00

uslxralutSztica.

INSURANCE NOTICIL
IINIPEItIAL .PIRE-OFFlCE.—Tho?e,persons whose
ANNUAL POLICIES are RENENVABLE`og the 24th
instant, are respectfully informed that, for their ow security,
they show dbe Renewgd within. Fifteen Days fmpi tha date,.
\IA ' CLARICE, 3'i, C.astle.street, ,
Y, Yotk:bnpAings, Dule-strest
G. B. LEN. ARDi.2O, Itedtross..akeet;'• ts.
HENRY BULLEYI 13,irkeiVd.

COMPAN
Royal Insurance-buildings, North John-street

BfIEIeEINHEAD BRANCH.
—Hamilton-buildings, Hamilton-:::reet.
Agents—Messra. Bristow Brothers.
Capital £2,000,000, in 100,000 Shares of £2O each

The Rates of Premium are exceecingly moderate, and
governed in each ease by a careful consideration of tin

proposed.
Fire Premiums for 1858, £196,148

LITE BRANCH.
Large Bonus declared—X2 per cent. per annum on the suit

DIVISION OF PROF

To Polk

,s then in existence two entire years.
RIFLE CORPS.
No Extra Premium to Volunteers within the United

Kingdom.
ANNUITIES on favourable terms, and unusual facilities

tile Directors consider a Life Policy to be atmluteiy in
force where notice of the death of the Life Assured during the
thirty days of grace is given without delay

In suck cases
dated- time, or

the premium can either be paid within the siipu
the amount can be deducted ft

saund when the

claim is pai,

EXTRACT FROM BOOK ALMANACK

The Company will always be prepared to purchase' the
Policies of this Office at their equitable 'value; or will pant a
New Pt,licv in lieu therenfr without any further payminat or
premium, 'for a sum to be agreed on.

Fire Policies falling due at MICHAE
on or before 15 days thercaftsr.

s should be renewed

se3oocl4x

PERCY M. DOVE, Manager, &c

PIPE IX LIFE ASSURANCE COMPANY
1, LEADENHALL-STRZET,• LONDON:

ESTABLISHED 1848,

In consequence of an adrertisefnenthaving been inserted in
the Times, by the Phoenix Fire Office, stating that "that Office
has recently been threatened with the withdrawal of the bnsi-

ness of parties insured there, if a claim was not-paid, which on
inquiry proved, to be under a Policy of• the Placenta Marine
Office," meaning thereby the Phcenix LifeAssuranee Company,
and referring to an Injunction obtainalugaiust that Company ;
the Directors of the Phoenix Life Assurance Company directed
their Solicitors to apply to the Secretary of the Phoenix Fire
Office for the particulars of the claim alleged not to- have been
paid, and received an answer from the Sciicitors of that Office,
stating "that the claim alluded to arose from an insurance on
the ' St. Laurence." _ _ _

Now, this Insurance was effected with the Phainix Life
Assurance Company for the sum of £2,100 upon goods --,.-.and in
the month of June last, a claim was made thereon for average
to the extent of about £6O, but the Directors of the Company,
upon investigation, considered the claim so toestionable that
they proposed to refer it to Hr. Richards, the well-lowown
average stater, to adjudicate thereon, since which no, further
communication has been received from the assured, who, have
neither adopted the suggestion of such reference, .nor maehany
-further -demand in respect of- such -Insurance, •considering
most probably their demand to be wholly untenable.•
Such is the amount and such the nature of the• claim which
the Phoenix Fire Office have thought proper to ulverase as. a
- claim which the Phoenix Life Assurance Company have not paid,
it being the evident intention of such advertisement-to lead the
public to suppose that the Company had been either•unabla or
unwilling to pay a claim justly due..
The Directors of the Company then instructed theinsolicitors

to apply to the solicitors of the Phoenix Fire-office ,for the
names and addresses of the parties who had threatened to
withdraw their business from that office, as allegedin their
advertisement, and in answer received a letter stating"-that
the Directors of tke Phoenix Fire Assurance Company, decline
furnishing the further information called for."
-

At this very tinic the'Directors of the Phoenix Life Away-
anle Company had in their possession proof of their accusers.
"being open to the very charge which they were so ready to
bring against others.' For on the 19th of July last there.was
delivered at the Office of the Phenix Life Assurance C-ontpuny
a letter of application from a Solicitor, far the sewn of
£lBO Bs. ,2d.; in respect of a loss occasioned by fire, which
happened on the 23rd June last, such letter being evidently
intended for the Plicenix Fire Assurance Company,. and
stating that the particulars of the claim had been fw-nisheel
three weeks previously to the date of such letter, and pressing

for payment. • .
The Secretary of the Life Company, instead of considering
"such letter a fit subject for a public advertisement injuriously
reflecting upon the characterof another Company, immediately
returned it to the writer, informing him of -his mistake -in.
addressing it to the Phwnix Life Assurance Company, instead
of the Phoenix Fire Office. The claim referred to in such.
letter was in fact against the latter Office, and was not paid.up,
to the end of August last.
The injunction referred to in the advertisement of the
Phoenix Fire Office was obtained under the following cireum
stances. In the course of the past year, the Officers of the
Phoenix Life Assurance Company, in the pressure of business,
and without the slightest thought or notion of affecting or
interfering with the business of the Phoenix Fire Offiee
, caused the word " Phoenix" alone without the addition of th;
word "Life "to be printed upon some. slips for Policio. This
typographiCal error was made the subject of a Bill in Chancery
by the Phoenix Fire Office, to restrain the use of the name of
"The Phoenix" or. the "Phoenix Assurance Company,"
except with proper words, or addition, so as to distinguish
the Phoenix Life Assurance Company from the Phrenix
Assurance Company of London, although the error had
been discovered' and rectified long before the filing of. the
Bill, without -any communication from the Phamir. Fire
Office, and fresh slips had been printed, bearing the proper
title of the Phcenix Life Assurance Company; and immediately
the Bill was filed, (which was the. only notice the Directors of
the Phoenix Life Assurance Company ever received of, any
-complaint being made against them on the part of the Phoenix
Fire Office,) they explained how the error had arisen* and
apologised to that Office for any inconvenience to which (if
any) they might have been subjected by the mistake. The.suit
was nevertheless proceeded with, and the Decree for the
. injunction referred to by the advertisement of the Phoenix
Fire Offic'e, was merely to restrain- such use as above men-
tioned of the name of the Phcenix or the Phoeuix_Assuranee
Company; except with the addition --of the word Life,_ which
injunction.was in reality wholly unnecessary, and preserves to
the Phcenix Life Assurance ComPany that name and title
which only they desire to use, and to which they are as much
entitled by their Deed of Incorporation, registered in 18-18,
eleven years ago, as the Phoenix Tire Assurance- Comapny is
entitled to their designation.
In conclusion, the Directors of the Phoenix Life Assurance
Company are as heartily desirous as the Directors of the
Phoenix Fire Assurance Company can be, of giving the most
public notice that there neither does, nor ever did,- exist any
connection of any kind whatsoever between the.. Plicenix Life
Assurance Company, No. 1, Leadenhall-street,. London,' E.C.,
and the Phoenix Assurance Company of Landon, alias The
Phenix Fire Assurance Comny.
MpaAURICE EVANS, Sagarrhxy.