Northern Times.
Liverpool, Merseyside, England, 1857-10-16 00:00:00

counter. Tt marked checks "Good," and redeemed its five
dollar bills.

KENSINGTON BANx.—This institution was beset by the
iron manufac urers, •coal dealers, boat builders, and fishermen
of the upper wards, who were desirous of obtaining small money
for their checks, in order to ply their hands. But checks
were only marked "Good," an 1 five dollar bills were redeemed.-

Larger notes were turned away.
COMMERCIAL BANM. —The Commercial sedum] to pay its
checks on Friday, and consequently but little was expected of
it yeeerday. Its numerous visitors received specie for their
"fives," and had their checks certified.

MANUPACTURRRS' AND MECHANICS' BANK.—Tbe Manu•
facturers' and Mechanic's Bank paid its five dollar bills and
certified checks. There was na excitement of any account`
about this institution.
THE GIRARD BANK.—The Girard Bank had alt along
been a peculiar object of suspicion, and during yesterday
morning people stood looking at its exterior as though there
would be a regular bona Me exp'osion, which would carry the
whole concern sky high, ala Malakoff. The Girard folks paid
their "fives." and, like all theit financial relations, they put the
word "Good" on checks.
BANK OF PENNSYLVANIA. —This bank opened its doors
yesterday morning as coolly and comfortably as though all the
sunken treasures of the Cenral America were within its
vaul's, and it was going right to work to dispense them
among its creditors. But there was some " such word as
.f di," and for all the notes and checks offored there was
"nary a red" given in exchange. That mystic word " Good"
was put upon checks, but the ❑otes were not cashed. We
heard it suggested that they should be marked " Good for
not hi Dg."
CITY BANK.—This little flAgling, up Sixth-street, above
Market, was an object of interest yesterday, from she aus-
picious odor which clung to its skirts. It was predicted on
Friday that it wouid not pay its notes the next day, and
this prediction was verified to the le'ter No gold or silver
welt out of its doors yesterday. unless they had first gone
in them in the pockets of its visitors. Here, too, checks
ware marked " Good."
CONSOLIDATION BANK. —This new concern, like a spend-
thrift who rats in debt for finery which he cannot afford,
strutted about in its new brown s'one mansion up Third-street,
and expressed the utmost willingness to mark checks " Good,"
but the officers politely declined to "fork over" for their notes,
either large or small.
PENN TOWNSHIP BANK.—The Blink of Peon Township
emulated the example of some of its banking juniors arid
seniors, and declined paying specie at all. Checks as ere
marked here as usual.
BANK OF GERMANTOWN.—This institution, despite its
antiqui'y and admitted respectability, paid no specie nor
notes.

THE SAVING FuND'.—At all the Saving Punds where
depositors were promised cash in demand, there was a constant
rush. They followed ilia fashion and suspended, giving depo-
sitors nothing but fair promises in exchange for the hard
earnings they had obtain, d from them. We trust these
promises will be fulfilled, for the creditors of these institu'ions
are amongst the worthiest of the poor, and the amount held by
the Saving Fonds is very heavy in •he aggregate.
"TELL ALL YOUR FRIENDS."—A good thing happened
yesterday. Our reporter, who, if he may lay claim to special
merit for anything in particular, it is to excessive modesty, and
who is rather a sheepish-looking individual withal, loitered into
the office of the United States Saving Fund, at the corner of
Third and Chesnut streets, during the height of the excitement
yesterday morning. An officer of the institution approached
our " Chips," and, in a most patronising manner, assured him
that all would be right eventually. " Now good man,
continued be, patting the itemiz r on the back, " now go, georl
man, and tell all your Mends what I have said." " Chips"
takes this plan of telling all his friends according to request."
" CITY NOTES TAKEN AT Ram "—The storekeepers are
wide-awake and full of enterprise, and as usual they advertise
to take city notes at par. Thy are willing to take the notes,
and, like Mr. Micawaber, wait for " something to turn up."
TnE EFFECT OF THE SUBPEN6IIN.—In many instances the
effect of the suspension was most embarrassing. People of
large means were unable to pay their hands or to provide their
families with small money for necessary purposes. We heard
of several employers who were compelled to pay their employees
with checks, while some submitted to tremendous shaves to
procure specie. Some were paid off in cents and three cent
pieces.

THE BRCKERS —The money changing fraternity were for
once nonplussed. Rumours 9f failures and suspensions came
so thick and fast that they did not know what paper to touch,
and most of them had no availe)le means to purchase with
The brokers were as much perplexed as any body else.
THE STOCK BOARD.—Business was a dead letter with
the brokers yesterday. The stock list yesterday afLernoon
gives no prices of stock, for the simple rnson that they had no
price. Holders, unless desperately bad off for money, or terrified
half out of their wits, hold on to their stocks for a better day.
The following were the sales at the Stock Board yesterday :
First Board-4,500 City R 6's, 81 ; 1,000 City R P.R.R.
81 ; 2,000 City 6's, 81; 100 Reading, 5,15, 20g; 430 do do,
20; 3 do do, cash, 201, ; 14 Harrisburg R, 61. Second
Board-1,000 Wilmington R cash, 80 ; 350 do do, 80 ;
2,000 Penna s's. 79 ; 20 Penna R, 40k; 117 Reading R,
20i; 3 Morris Canal, old, 8.
THE BANKS IN OTHER PARTS OF THE COUNTRT.—The

excitement yesterday was heightened in this city by the receipt
of intelligence from other places. The telegraph gives the
following :

THU BANKS AT BALTIMORE- " SHIN-PL ASTERS PROPOSED,"

BALTIMORE, SEPT. 26 —At tiMeetingtii;;;lritesTiente,

it was resolved to suspend epe"ie payment; on all descriptions
of notes. The suspension since 10 o'clock has been total,
with the exception of accommodating their customers with a
few dollars in change. There is no tun on the savings' banks.
We have but three, and the most ignorant know that they are
as safe as the Mint. There is a total suspension of business on
'Change to-day. The merchants seem to be gra.ified with the
su=pension. Money on the street, which yesterday commanded
2it per cent, has fallen to-day to 1 per cent. The Baltimore
and Ohio Railroad Stock has advanced 5 dollars per share.
BALTIMORE, SEM 26, 5 P.M.—The Farmers' and Mec':a-
nics' Btnk is cashing all its notes, and paying its checks in
notes o❑ ether city banks. All the other banks have fully
suspended, but are still furnishing their customers with change.
Tho excitement is subsiding, and the money market is easier.
Much surprise is expressed bete that the banks of New York
city have not suspended. There is no ru❑ en the savings'
bank.. The issu3 of " shin-p!asters" is talked of.