Northern Times.
Liverpool, Merseyside, England, 1857-09-29 00:00:00

Insurance Nottce,

FrIIE LIVES of 'MARINERS, EMI GRANTS
1 and PASSENGERS INSURED against Accident by
Sea or Land, and Death from any cause, with or without Compeass•
tipn in case of Injury.
general,
Railway and Commercial Trasellers, and the Public in
Insured against all accident, with compensation.
The Nautical Instruments and Effects of Mariners, and Rgage
of Emigrants and Passengers, insured against logs at sea, at ag
mode
rate rates of premium, at the Office of the Travellers and-Marine
Insurance Company, Revenue Chambers, Canning-place (opposite
the north west end of the Custom House), Liverpool.
JAMES D. C. TIIOMSON, Agent.

CORPORATION OF THE LONDON
ASSURANCE.
Established A. D. 1720.
No. 7, ROYAL EXCHANGE, CuRNHILL, and.
No. 7. PALL-MA' L, LONDON.
GiivEastou, Samuel Gregson, Esq.,-M.P.
Sun-GovEallos, John Alves Arbuthnot, Esq.
DEPOTS' Govaresoa, John Alexander Hankey, Esq.
FIRE INSURANCES effected upon every de,eription of Property'
with the usual reductions al'owed on and in Buildings of Certified
Warehouses, &c and for single management, according to the lowest
rates current.'
FIRE NOTICE.
Persons Assured against FIRE by this Corporation, whose Policies
expire at MICHCEi mas, are respectfully reminded that, for their
senility, they should renew them within Fifteen Days from the s9o'
Quarter Day.
LIFE A',SURANCES.—This branch of the Corporation's business
is cart led on without any charge for management, and offers peculiar
adcantages to the Assured. ,
Prospectuses, Mercantile Fire Rate.% and ail other information, may
be had at their Offices, or sent free, on application to
JOHN SCOTT, 1, India•buildings, Water-'Are.it,
C. F. CARNF, 13, Rumford-place. • •
S. G. LAWRENCE, 14, Exchange-street East,
Agents for LivEapooh and adjacent parts.

NORWICH UN lON FIRS INSURANCE
SOCIETY. •
ESTABLISHED 1797.-CAPITAL, £550,000.

DIRECTORS.
President—Lieut.-Gen. Sir Robert John Harvey, C.B. r
Vice-President—Charles Evar.s, Chancel!or of the Diocese 0'

Norwich.
IJohn Wright, Esq.
Henry Brown-, Esq.
W. C. Hotson, Esq.
I C. E. Tuck, Esq.
j D. Dalrymple, Esq.

Edward Stewart. Esq,
Timothy Stewart, Esq.
George Durant. Esq.
Robt.-J. Harvey
.Harvey,
Henry S. Pattesoti, Esq.

Sir SAMUEL BIGNGLD, Secretary:
The Pnblfc ate re;pectfuliy rem!tided, th,t Insurances rene,"
able in the LI VERPJOL AG EN',T on the 22th day of sypt, 1357,
must be paid at the Office, Exct ange;street West, on' or before
the 14th day of Oct. next,'oribe Socieiy will case to be 'iable for
the SUM Misfired.
The Policies of this Company extend to cover Losses twasioned
by EXPLOSION of GAS without extra cha ge of Premium.
This Society paid X 76,588 Is 0i Duty to Government far the
year 1856. .
It ImmaEn during the same year, £10,013,90 Farming Steel('
which is Free of Duty.
The total amount of Property insurel exceeds £64,000,0`0.
JOHN ANDERSSON & SON, A:Nnts.

ANOASHIRE INSURANCE COMPOY!
ig ExcharzCsitreet, St. Anne's-square, 14:1ane!T4er.
7, WATER STREET, LIVERPOOL.

CAPITAL, TWO MILLIONS.

DIRECTORS.
Nicholas Heald, EN., Mi nchester, Chairman.
Eyre Evan,, Esq., Liverpool, Deputy-Cla.rman.

FIRE AND LIFE.
LIFE-80 per cent. of Profits divided Tii-
ea.:hilly.
BONUSES . Fias-50 per cent. of Profits divided Annually
on Policies of three years' standing.
L The large Capital of Two Millions.
2. Of which„t 1,443,400 is actually subscribe.
SECURITY ...... by a large anli wealthy Proprietary.
I
3. Paid up capital anidatirplui ass?t,,
of 4180,000. ,pwardS
LOANS.. .. J Loans gr,nted on Reversionary and other
Securities, repayable by in to meat *.

Premiumsto Assure £lOO, for the whole term of life

40 I .50 I

s. d. I s. d. s. d. I S. 0. e.
Bonus Rates.. I 11/ 0 2 6 0 3 0- 6 4 6 g 6 7
Withoutßpnus 113 10 2 2 62 16 9 4 2 66_

•
SPECIAL NOTICE •TO L2FE ASSURER S —ln. a pamph'et recently
issued, compiled by Robert Christie,. Esq , of . Fdinbureh, from the
parliamentary returns, the income and expenditure o'.fifty-two Lf
Compa,,ies are given, from which it appears that the expenses (1
Management of the Lancashire Insurance C unpin y are th - least, .
ri
proportion to the income,of any of the firty..t.vo companies named.
EXTRACT FROM INsUEANCE GAZET r ," SFPTE BEI IST, 1557,-
The account .+ of this company are, without exception, the most sett
factory the t.ll ve been yet reviewed in the Insurance Gaz,tte, Ana
they exhib't a marked coatrss4 both as regards fora and results, 10
the generality of s Tot accounts.

Fee. and Vamps paid,by the Company.
FIRE INSURANCEs erected on favourable terms, and Annual
Bonuses made to tho insured. • •

FA RH INSURANCES. •
Farming Tnso . r ne.r)s graved as 3s. per; cent. (free of ditty), aid n°
extra charge made for steam threshers. , Losses by lightning t )103'
be paid.
PrOspectuses will be forwarded free on applcation.
-JAMES KEN ED Y, Grc,ner 1 Manager, Manchester.
JOHN SEMPLE Resident Secretary, Liverpool.
September, 1557.

AorNTs.
Mr. W. Render-In, Bir!Tenhord.
Mr. G. J. Asonnil, To7;toth pail and Water
Mr. James Ilvyes, Great Crosby.
Mr. H. Mime, 57, Cbtireli street. •
Mr. W. A. Punshon, 27. D ulby street.
Hr. P. Henderson,'64,smth Castle•street

- - - .
• ti_
ATLAS FIRE AND LIFE ASSURING',
,Cl_ . r _ OFFICE, - . .
92, CHEAPSII):E LONDON.
Established 18J8, and lmpowered by Act of PArlla.nent of the 54th
George 111., cep. 79.

DIRFCIORS.
John Oliver Hanson, E>q., t.hairman.
Wiliam George Prescott, Esq , Deputy Chairmen.

Sir William Baynes, Bart, Samuel Eustace lkTngan, Esq's,
A. E. Campbell, Esq. Capt. A. L. Montgomery, •"'
Thos. Chapmrn, Esq ,F.R.''. . Joseph Pullet, E,q.
Benjamin Buck Greene, Esq. Arthur Augustui Basch, EA'
Joseph Grote, r sq. John George Maclean. Esq•
AUDITORS—John George
_lllPelean, Esq., and Philip Ainslie

W Iker, Esq.
STCRETLY—Henry•Deibarough,
A,..rtraity—Chzrles AnSell, Esq., N.R.S.

So.. ierrott—Thomas Browning, Esq.
This office having.zecn estab ish-d forty.eight years more ih,3l
sufficient time has elapsed t test the soundness of the princie',;
on which it has been conducted. During that period, its prospco'
and the magnitude-of its obwrationshaVe been constantly increasi"s.
In the LIFE I.WPARTM F.NT the Accumulated Premiums ar
over R1.60,C00 And the Annual Income exceeds £154,000. _,
BONUSES have been declaied on Policies to an amJunt great
than the sum originally assured.
Premiums have beea extinguished where the parties assured 113/e
applied the bonus lulredcctiOn of tte.Annual Pr,mium.
At-the last va'uation op to Chris'mas, 1854, share existed a stt`:
plus of £268.691-the while of which belongs t) the policy-holders'
The next valuntion w ii he made up to Chris'.mas, 1059, Polic=e;
on the Participating ale. EnA,land or Ireland respertively,willc.
may be eff,ctea before that date, will, if the parties be,then
participate in the surplus in propo:tion to the time they may hat 6
been in- force.
Tbe sum of £3,10,975 irtti been paid dtrin; the eiste,ce of ttie
Office In claims under Life Policies, of which amount a very con-
siderable part was•for Bonuses.
The following table shows the total additions made to Life Polie;e°
for £l,OOO. efftc-ed in London or through an A ent in Great Britais,
which hid been in tcrce for the i hiity-eight Yeats ending at Christ'
ma.. 1854:

BONUS

.
O
Da• of 5, Annual
Policy. a 5 I Prem,kn

Gross addi-
tions to the
swan assured

Fqoi,alent to the
follow.nz ter centage on
the PlelllitUlla p /id to the

Company,

1816
Dec. 25. 25
Ditto. 30
Ditto.
.Ditto. 40
Ditto. 45
Ditto. 5 I
Ditto. 55

.4)
s. d
24 u 10
25-14 2
29 18 4
33 13 2
38 19 2
45 6 8
53 3 4

s.
81 U 0
79 4 4
78 1,; 4
81 15 2
86 1 t 8
149 18 1
110 1 7

7-U)
801
8'46
1055
1284
1721
2 224

Ptr,ons assuring in Great Britain have the option of
Partici') ,rine; Rates of Premium, or of
Non. Par ici 'rating Rates.
Th, Directors beg to announce that th 3 rates of przmiurn
been rtcently revised and re-adjusted lu aceor lance with a lu"
experience, end th •
Tle"New Scale will be found very advantageous to perstars
ingtoc,mmence assuring early in life.
'The Noa-l'artietpatiag Scale is particularly ad,pted to
wishing to at,slre a fixed sum only, at a fixed rate of
on low term s.
, Premiums may b- paid Annually, Half-yearly, or by a
number of .4nnual Payments. Thu last named mode of Assurance
origin tted wan this (:ffiCe ui 1816.

FIRE DEPARTMENT.
The Company undertakes the assuranc, of property In the mini::
factur:ne, agricultural, and other districts, on favourable tPTI°
Risks f ex.raordioary hazard on special agreement, u7,on survelbic
An allow.t.ce for loss of rent of I.uildings rendered untenanta
by Fire is
fern of the drivantages ffercd by this Company.
need Tables o tes, forms of p:oposal, and any' inf rmation nee io
to.eff•ot Life or Fire Asyuranc s, may be obtained on applicatinn,s
thk?, 4,f4iee, No. 92, Cheopside, London, or to any of the Cant),"„,
Agents.

I or don. Fept. 25. HENRY
Ceptir
RENEWALS—PoIIeitm. dm. at MICHAVAItS QUARTER (29t.. --•
DESBOROUGH, Secretary.
1857, should Io renewed within fifteen days thereafter.

THE AGFHIS FOR THE COMP INY AT LIVERPOOL
Messrs. El qucial & AIAtisDEN 11, Dale sheet.
Mr. J. 'l'. I.ErLAD, 42, Exeb
ange-lley North.
Messrs. MusaßevE, VANCE, & CO, Exchange-alley-
Mr. W. IT. To.Ner.buildi gs &lA<
Mr: JAMER L. Citoss, 26, Castle-street.
Mr. THOMAS LLOYD; Sweeting-:street.

rifuLE RAINFORD,COAL COmPAD".
(CottientEs—Rain'ord, on the Lmcashir and Y°riti:t
shire ftlilway ; ARDS—Ralw4y Arches, Whitley•sti eoi. leadingger
of Great Howard etrect into Burlington-st eei) -beg to inform
re,
chant., Brewers,rs, lt,ifiners, and n, use-keere. ,
that they have opened Ike. Biel.erht.ff Rash; Park, and Orrel .
cawhich are of a very ruperi qaaitY, and can be had by Tio
or Railway tva,gons, at the -Collieihs or at the- Yar-'0- ueri-
Blckerataq Coal is not ir,irpased by any for. product g.teant. tni;
by
featly clear and free from sAblinv. Can be put On b;,k; ,rd e
the High Level Railway in Wellington or Garsro, 14„,1,.,. OF".
Oldhall-street, Whitley-street, and 195, Crowns re ~