The Northern Daily Times.
Liverpool, Merseyside, England, 1857-01-03 00:00:00

1856

•
CHRISTMAS- FESTIVITIES,
JOHN GIBBONS,_ in inviting the attention of
the Nobility, Gentry, and Public generally, to the EX-
tensive variety of Cakes prepared at his establishment, cannot do so
without returning thanks fur the liberal and increasing patronage
he has hi, herto received, and begs to assure his numerous friends
and patrons, that no Effort will be wanting on his part, to merit
their future favours and support, and begs to inform them that he
has now ready a large supply of his celebrated
BLAIR A.'FHOL CAKE,
,so much approved of and patronised by her Majesty; also, his
celebrated
SCOTCH SEED CAKE, PLUM CAKE,
SCOTCH SHORTBREAD,
PITCAITHLY BANNOCKS,
And a variety- of other Cakes, suitable for this festive season, all of
which wilt, in every respect, he found fully equal to former years.
EDINBURGH
FLOUR, BREAD. AND FANCY BISCUIT WAREHOUSE,
17, LONDON ROAD.

Age
at
Entry

3Engurante Tfotirt.

INSURANCE NOTICE.
PERFECT SECURITY. CAPITAL, FIVE MILLIONS STERLING*
CHRISTMAS .
THE ALLIANCE LIFE RENEWALSAND FIRE
ASSURANCE COMPANY OF LONDON.
ESTABLISHED 1824. .
ariChaonudsetsh,eir
RESIDENT SIR M. MONTEFOIRE.
FzEts Rums taken on Merchandise in Liverpoorind Birkenhead.
Sh
Warehouses, Household
in our
Property,River
andan
d Docks.
Furniture.
u:
Farm Steadings and Stock.
Stores and Merchandise abroad.
Lien ASSURANCES effected on liberal terms, in all its varied forms
of participating and non-participating, &c.
AGENTS FOR LIVERPOOL AND THE DISTRICT.
Messrs. BOLD & CO., Chapel-street.
Messrs. MILLIGAN, EVANS, and LEMPRIERE, North John-st•
Mr. THOIIAS R. ARNO rr, Liver Chambers, Tithebarn• street.
Mr. J. P.ICHARDSON, Jon., 13, Lower Cas•le-street.

THE LIVERPOOL AND LONDON FIRE
AND LIFE INSURANCE COMPANY.
- Has been Established 20 -*ell's.
Has paid in Claims, under its Policies, upwards 0f.....W800.000
in Dividends to its Proprietors 417.380
Has a paid-up Capital 0f....
and ac, emulated Funds of '.... 545,234
Has from Fire Premiums only an income exceeding.. 186,000
and from Life Premiums 63,900
And it paid to the Annuitants, in 1855, the sum 0f..4'11,395 19s gd
t-sorms of proposal and further information can be had on appli-
cation at the Offices of the Company, 37, Castle-street, Liverpool;
20 and 21, Poultry, London ; 61, King-street, Manchester; 123,
Ingram-street, Glasgow ; or to tie Agents e'sewhere.
Persons wi,ose Fire Policies with the Company expire on the
25th instant arc respectfully reminded that receipts for the
renewal of the same will be found at the Head Offices in Liverpool,
London, Manchester, and Glasgow, and in the hands of the respec-
tive Agents.
Damage occasioned by the Explo-ion of Gas is now allowed as a
Loss under the Company's Fire Policies; no Endorsement or Extra
Premium beinz required.
SWINTON BOUM`, Secretary to the Company.

Agent for Birkenhead—Afr. Robert Hughes, Church-street,
December. 1856.

FIIIIE LIVES of MARINERS, EMIGRANTS,
and PASSENGERS INSURED against Accident by
Sea or Land, and Death from any cause, with or without Compensa.
Von in case of Injury.
Railway and Commerdal Travellers, and the Public in general,
Insured avinst all accident, with compensation.
'the Nautical Instruments and Effects of Mariners, and Baggage
of Emigrants and Passengers, insured against loss at sea, at mode-
rate rates of premium, at the Office of the Travellers and Marine
Insurance Company, Revenue Chambers, Canning-place (opposite
the north west end of the Custom House), Liverpool.
JAMES D. C. THOMSON, Agent•

ROYAL INSURANCE COMPANY,
ROYAL INSURANCR BUILDINGS,
NORTH JOHN STREET AND DALE STREET, LIVERPOOL,
AND 29. LOMBARD STREET, LONDON.

BIRKENHEAD BRANCH.
OFFlCE.—Hamilton Buildings, Hamilton Street.
Ao'Nr.—Henry Cole, Esq.

CAPITAL .W 2,000,000, in £lOO,OOO SHARES of £2O EACH.

F I R E.
THE City Article of the London "Times," of
the 24th July last, states that the Transactions of
the Royal Insurance Company, " appear to have been of a perfectly
satisfactory character. It includes the following stAtement, confir-
matory of that opinion :

PREMIUMS
The Premiums of Nine Offices enumerated are
stated to be
0824,924
Of which the Royal alone amounts to 371.957
being 52 per cent of the Accumulated Premiums of the remaining
Eight Companies.
'1 he following figures show the large Transactions of the Company
in the year 1855 alone:
Fire Premiums and thee Receipts .e149,812 13 7
Fund in hand, without including ample Reserve
for Life Liabilities upwards of 100,000 0 0

LIFE.
LARGE BONUSES DECLARED 1855,
Amounting to .€8 per cent per annum on the stun Lssured, being:
on all ages from 2) to 40, 80 per cent on the Premium.

PERIODS OF DIVISION, EVERY FIVE YEARS.
Policies falling due at Christmas should be Renewed on or before
the gth ofJanuary, 1857.
PERCY M. DOVE, Actuary and Manager.

LIFE ASSOCIATION OF SCOTLAND.
Founded 1838, and Empowered by Royal Charter,
and Special Act of Parliament.

IN CONSEQUENCE OF PARTICIPATION IN PROFITS,
the Association's Policy-holders of five years' standing (at the dates
of the Divisions), have been required for many years to pay only the
following Premiums for their Policies:—

Ex,alples of Policies for

''loo

£3OO I ''soo

£lOOO I £2OOO I 4'5000

5. d.
1 8 6,
1 12 6
1 17
2 2 fl
2 8
217 6
3 9 11
4 5 2
&c.

ms
s. de9. d. X s. d. £ s. d. Rs. d.
4 5 72614 4 11 28 910 71 4 7
4 17 6 8 2 6 16 5 0 32 10 0 81 5 0
5 11 2 9 5 1, 18 10 6 37 1 0 92 12 6
6 7 110 11 10 21 3 7 42 7 2 105 17 11
7 4 812 1 1 21 2 1 43 4 2 120 10 S
812 714 7 8 23 15 3 57 10 6 143 16 3
10 g 817 9 5 34 18 g 69 17 6 174 13 9;
12 15 621 5 9 42 11 6 85 3 0 212 17 6
&c. &c. &c. &c. &c.

Until they participate in the profits, the- Policy-holders of esoa
and upwards need pay only One-half of the usual Annhal Premiums
the other half being allowed to remain In their hands ( interest)
as long as they please.
The Policy-holders Incur none of the risks of partn ,rship. The r
are free from all responsility, and the'r sums assured are guarantied.
„peoi
HEAD OFFICES:—
LONDON. 20. King William-street, Ci'y Res. See., Thos. Fraser.
EDINBURGH, 2, Hanover-strcet,—.llanager, John Fraser.
DUBLIN, 32, Bachelor's Walk,—Local Sees, Math. Morison.
With Agencies in mast towns throughout the United Kingdom.

AGENt'S at
Messrs. Barbourand Co., 20, Water.street.
Mr. T. 13. Whs.rmby. 27, Nor.h John-street.
Mr: Robert Dann, 2. Exchange street East.
Mr. William Brown, 11, Rumford-place. •
Birkenhead. Mr. William Moss, Coal Merchant.
Chester Mr. J. E. Williams. Druggist, Bars.
Runcorn ...Mr. H. Coleburn, Relieving Officer.
St. Helens Mr. J.T.TitleVali, Ironmonger.
Warrington Mr. Richard Chorley,.Accountant,
Wigan. Vacant.

LIVERPOOL

ATLAS FIRE AND LIFE ASS U RANCE
COMPANY, 92, Cheapside, London.
Established 1808, and empowered by Act of Parliament of
the 54th George 111., cap. 79.
DIRECTORS.
John Oliver Hanson, Ebq., Chairman.'
William Georte Prescott, Esq., Deputy-chairman..

IN TIRE LIFE BRANCH the essential quarficatbrts of assurance.,
combining perfect security and the highly.f..youred Bonus System.
are united, thereby giving immediate benefit to the policy holders, as exemplified in the result of a practice thoroughly developed and
established
Poi ICIES MAY EN EFFECTED for the whole term of life by pay.
ments yearly or half yearly, also by a limited number of yearly pay..
mrnts—a mode of assurance which originated with this Company in
1816.
IN THE FIRE BRANCA the rates for every description of assurance
will be found to assimilate to those of the most respectable and
best conducted offices.

HENRY DESBOROUGH, Secretary.
v 2, Cheapside, London, December 24,1856.

The Agents for the Company at the undermentioned places are—,
LIVERPOOL.
Messrs. HORNBY and MARSDEN, 11, Dale-street.
Mr. J. T. LEYLAND, 42, Exchange-alley, North.
Messrs. MUSGROVE, VANCE, & CO., Excbange-alley.
Mr. W. H. MACLEAN, Tower-buildings, East.
Mr. JAMES L. CitOss, 26, Castle-street.
Mr. THOMAS LLOYD, Sweeting-s reet.
Mr. G. K. BEARDEN. Castle-street.
Ashton-under-Lyne—W. Lee. Ormskirk—James Robinson.
Ditto R. M. -Barnsden. Oklbaro—John Duncuft.
Birkenhead—G. K. Bearden. Preston—W. Lancaiter.
Blackburn—R. Wilding. Rochdale—E. nod E. Hartley. ,
Bolton—C. Briggs. Salford—J. C. Brook.
Bury—J. G. T. Child. Southport —R. Johnson.
Burnley—J. Sutcliffe. Stalybridge—W. G. Johnson.
Chorley—J. Wallwork. t St. Helen's—J. Amulet!.
Lancaster—R. Stanton. Steckport—G, Atkinson.
Macclesfield —Swinnerton and Ditto. R. Roberts.
Brown. Warrington—J. Hall.
Manchester—R. an C. Hervey. Wigan—R. Halliwell.
Manchester—B. U Green.
GENTLEMEN

'S OVERCOATS,

ESCRIPTION.