Northern Times.
Liverpool, Merseyside, England, 1857-06-25 00:00:00

COUR TRY MEDICAL PRACTICE.

-ro b DI:-;POSED OF, the PRACTICE, FIX-
TURES, DRUGS, &c., of a Gentleman, lately
deceased. The House, with Surgery, &e., may be had with the above.
An introduction can be given. It is pleasantly situated in the midst
of an extensive population, about twelve miles from Manchester, and,
there being no other medical man near, pre3ents a favourable opening
to a young man wishing to comm,nce practice —Apply to Mr. E. G.
Cowper, Dalph, Saddleworth, near Manchester ; or to Mr. J. N. Lees,
Duke's Dock, Liverpool..

NLAE 2 a
RESIDENCE
, ca I tend"; itm
sdweoseidraHboleus
House
,EsiAJJ tuateldLOYL
Mosley hill. The home is substantially built of white stone, has
eery coovez,lence for a laige family, and is in excellent condition,
requiring no outlay ; containing drawmg, dining, and breakfast
rooms, s large number of bedrooms. dressing rooms, closets, bath-
room, water c•oset, large attics, ans cellars, an unfailing supply of
Water, lighted throu4hont with iota, stabling (detached) for three or
five horses, cow house, piggeries, &c. T,:e grounds contain about
17,000 square yards, walled tn. beautifully laid out in pleasure
grounds, with valuable shrubs and dowers.) well stocked fruit and
ki,chen garden. and grass for grazing. Now occupied by the owner,
who is about to l-ave Liverpool.--ror particulars and orders for
to Mr. B.Waterhouse. Derby-Kum 1.9 ao viewed
a
hours of two and three.
oadtr mibessitwoo,aneapptiney

ROYAL INSURANCE COMPANY,
ROYAL INSURANCE-BUI r DINGS,
NORTH JOHN-STREET AND DALE-STREET, LIVERPOOL
AND 29, LOMBARD-STREET, LONDON.

BIRKENHEAD BRANCH.
OFFlCE.—Hamilton-buildings, Hamilton-street.
AGENT.—Henry Cole, Esq.

CAPITAL X2.,000,000, in 100,000 SHARES of £2O EACH.

IR E.
111 E City Article of the London Times, of the
24th of July last, states that the Transactions of
the Royal Insurance Company "appear to have been of a perfectly
satisfactory character." It includes the following statement confip
oratory of that opinion:—

PREMIUMS.
The Premiums of Nine Offices enumerated are ta
stated to be
Of which the Royal alone amounts to..
being 82 per cent of the Accumulated, Premiums, of the remaining
Eight Companies.

The following figures show the large transactions of the Company in
the_ year 1855 alone :
Fire Premiums and other Receipts
Funds in hand, without including ample re-
serve for Life Liabilities, upwards of

LIF E .
LARGE BONUS DECLARED, 1855,
Amounting to £2 per cent per annum on the sum assured, being on
Ages from 20 to 40, 80 per cent on the Premium.

PERIOD 1 OF DIVISION, EVERY FIVE YEARS.
Policies falling due at MIDSUMMER should be renewed on or before
the 9th of July, 1857.
PERCY M. DOVE, Actuary and Manager.

•
ATLAS FIRE AND LIFE ASSURANCE
OFFICE,
92, CHEAPSID.E, LONDON.
Es'ablished 1808, and Empowered by Act of Parliament of the 54th
George 111., cap. 79.

DIRECIORS.
John Oliver Hanson, Eeq.. Chairman.
William George Prescott, Esq , Deputy Chairman.

Sir William Baynes, Bart. Samuel Eustace Magan, Esq.
A. E. Campbell, Esq. Moses Mocatta, Esq.
Thos. Chapman, Esq , P.R.% Capt. A. L. Montgomery, R.N,
Benjamin Buck Greene, Esq. Joseph Pulley, Esq.
Joseph Grote, I,sq. Arthur Augustus Basch, Esq.
AUDITORS—John George Maclean, Esq., and Philip Ainslie

-Walker, Esq.
SECRETARY—Henry Desborough, Esq.
ACTUARY—CharIes Ansell, Esq., F.R.S.
SoLICITOR—Thomas Browning, Esq.
This office having been estab'ished forty-eight years, more than
sufficient time has elapsed to test the soundness of the prples
on which it has been conducted. During that period, its prosperity
and the magnitude of its operations have been constantly increasing.
In the LIFE DEPARTMENT the Accumulated Premiums are
over £1,600,000. And the Annual Income exceeds £184,000.
BONUSES have been declared on Policies to an amount greater
than the sums originally assured.
Premiums have bees extinguished where the parties assured have
applied the bonus in reduction of the Annual Premium.
At the last valuation up to Christmas, 1854, there existed a sur-
plus of £268,691—the whole of which belong to the policy-holders.
The next valuation will be made up to Christmas, 1859, Policies
on the Participating Scale, in England or Ireland respectively, which
may be effected before that date, will, if the parties be then alive,
)articipate in the surplus in proportion to the time they may have
ieen in force.
The sum of £3,130,975 has been paid during the existence of the
for claims under Life Policies, of which amount a very con-
auses.
ma the total additions made to Life Policies
indon or through an Agent in Great Britain.
'or the Thirty-eight Years ending at Christ-

siderable part was for Bo
The following table eh
for £l,OOO, effected in L
which had been in force
Las, 1854:

Date of
Pulicy.

E=
ocr,
c.+E
rst
f,

Annual
.Premium.

Gross addi-I
tions to the
sum assured

BONUS.

Equivalent to the
following per centage on
the Premiums paid to the
Company.

1816
Dec. 25.
Ditto.
Ditto.
Ditto.
Ditto.
Ditto.
Ditto.

X 4. d.
24 0 10
26 14 2
29 18 4
33 19
38 19 2
45 6 8
53 3 4

740
804
896
1055
1284
1721
2224

.€ e. d.
81 0 0
79 4 4
78 16 4
81 15 2
86 14 8
89 18 1
no 1 7

s assuring in Great Britain have the option of
Participating Rates of Premium, or of
Non-Participating Rates.
The Directors beg to announce that the rates of premium have
been recently revised and re-adjusted in accordance with a long
experience, and that
The New Scale will be found very advantageous to persons desir-
ing to commence assuring early in life.
The Non-Participating Scale Is particularly adapted to parties
wishing to ass•are a fixed sum only, at a fixed rate of Premium, and
on low terms.
Premiums may be paid Annually, Half-yearly, or by a limited
number of Annual Payments. The last named mole of Assurances
originated with this Office in 1816.
FI 'e.E DEPARTMENT.
The Company undertakes the assurance of property In the manu-
facturing, agricultural, and other districts, on favourable terms.
Risks of extraordinary hazard on special agreement, upon survey.
An allow• ice for loss of rent of buildings rendered untenantable
by Fire Is nor of the advantages offered by this Company.
Tables of rates, forms of proposal, and any information needful
to effect Life or Fire Assurances, may be obtained on application to
the Office, No. 92, Cheapside, London, or to any of the Company's
Agents.
HENRY DESBOROITGH, Secretary.
London, June 20, 1857.
RENEWALS—PoIicies due at httntinaisua QUARTER (24th June),
1857, should be renewed within fifteen days thereafter.

Person'

THE AGENTS FOR THE COMPANY AT LIVERPOOL ARE
Messrs. HORNB & MARSDEN, 11, Dale-street.
Mr. J. T. LEYLAND, 42, Exchange-alley North.
Messrs. MUSGROVE, VANCE, & Co., Exchange-alley,
Mr. W. H. MACLEAN, Tower-bailditzs East,
Mr. JAMES L. CROSS, 26, Castle-street.
Mr. THOMAS LLOYD, Sweeting-street.

BOIS' CLOTHING MADE Wlra GREAT TASTE,
At T.KWIS & COMPANT'S. Ranelagh street.

GENTLENI EN DINING IN TOWN,
Can have a good DINNER, including a glass of sparkling Welsh
Ale, at Sid and apwares, at the
. . _

GOAT HOTEL and Ii,E:.,TAURAN T
20, PETER'S LANE,

(Near St. Peter's Church, Liverpool.
Hot Joints, Soups, Poultry, Fish, ftre., from Twelve to Four daily.
Importer of the far-famed WELSH ALE, and dealer in Wises and
Spirits of a superior quality.

EDWARD BARNES, Proprietor.
Smoking and News-rooms attached. Tea, Coffee, Chops, :-teaks,
Sic ,at all hours. London and Liverpool papers, and Carrtarron
Herald

TO ARCHITECTS, BUILDERS, &C.
tiESSRS. ROBERTS & CO. beg respectfully
Lto inform the above, and the mobil ty, clergy, and
gentry of Liverpool and its neighbourhood, that they have con-
stantly on hand a large supply of MARBLE and ENAMEL CHIM-
rNEY PIECES, MONUMENTS, 'iOMBS, GRAVESID 'ES, &c.,
which for elegance of design cannot be surpassed by any other house
in town.
Messrs. R. and Co., would also beg to introduce to the attention of
the public their ENAMEL SLATE, which for ornamental and useful
purposes cannot be surpassed, besides being found more elegant and
durable than Marble, and much less expensive.
Messrs. R. and Co. would also recommend their SLATE, which is
in very common use in the south of England, for Pantry and Larder
Tables, Shelves, &c., Wine Cellar Fittings, Sinks, Salting and Milk
Vessels, Baths, Cisterns, and Skirtings, Balcony Landings, Coping,
Window Sills, and Ridging, Garden Frames, and Edging for Boruers,
Sun Dials, &c., also Billiard and Bagatelle Tables.
' Reroarroay—t, FALKLAND-STREET, LONDON-ROAD.
MereuracTozy—AßEß, five miles from BANGOR, NORTH
WALES.
The whole machinery driven by water power.
N.B.—A supply of CISTERNS constantly on hand,

THOMPSON AND CAPPER,
HOMEOPATHIC CHEMISTS,
43, BOLD-STREET (OrroslTE SLATER-STREET), LIVERPOOL.

SEA BATHING.
MARI,NrhE FAMILY
Hotel L
IL ewßtftenhto.ne.
havinge
OTE
undergonei\gT extensive
alterations, is now RE-OPENED under new Managment, and the
present Proprietor having re-furnished it throughout, regardless of
expense, begs to solicit the Patronage of the Nobility and Gentry of
this country.
The Hotel stands unrivalled on the Cheshire side of the Mersey,
being delightfully situated on the shore opposite to the Fort and
Lighthouse, and commanding a splendid marine view of the river and
neighbouring Lanca.thire coast; the tide flowing up at high water
within 20 yards of the Hotel palisading, and most convenient for
families wishing to avail themselves of sea bathing.
The present Proprietor bogs also to state that he has, regardless of
expense, selected a stock of first-class wines, spirits, and malt liquors.
Boats ply half-hourly between Live,pool and New Brighton.
PLASKET T THOMPSON, Proprietor.

VALUABLE PRIVATE LIBRARY.
HENRY YOUNG has the pleasure of announe
nig that he has just PURCHASED the
LIBRARY of a Professional Gentleman removing abroad. The books
are nearly all in fine condition, and consist of esteemed works in Eng-
lish, Italian, French, &c., &c. Amongst them are The Encyclopedia
Britannica, set of Illustrated News, important Engineering work by
the Royal Engineer% splendid set of Swift's works, 19 vols., Tredgold
on the Steam Engine, the works off Warren, Dickens, Bulwer, Jer-
rold, Macauley, and others too numerous to mention. Inspection
respectfully solicited.
12, South Castle-street, Liverpool. •

212° MILNERS' HOLDFAST AND FIRE
RESISTING SAFES (fire resisting by the
mutual reaction of non-conduction and vapourisation at
212° Fahrenheit), with all the improvements, under their
Quadruple Patents of 1840-51.54 and 1855, including
their Gunpowder Proof Solid Lock and Door (without
which no Safe is secure)

THE STRONGEST. BEST, AND CHEAPEST SAFEGUARDS EXTANT,
MILNERS' PiIENIX (212°) SAFE WORKS,
LIVERPO' the most complete and extensive in the
world, employing nearly three hundred hands, assisted by
powerful and original machinery adapted to every branch
of the work. Show rooms, 6 and 8, Lord street, Liver
cool. London Depot, 47A, Moorgate street, City
Circulars free by post.

GENERAL ILL HEALTH, from whatever
cause arising, may, in almost every instance be
removed by the-use of Kaye's Worsdell's Pills, which, by purifying
the blood, and correctin,, such derangements of the stomach, liver,
and other organs as a:e the primary causes of disease, bring all the
bodily functions into healthful exercise, and strengthen and invigo-
rate the entire system. Thomas Sharpe. of Barrowby, near
Grantham sites suffering for 22 years, and applying in vain to many
physicians, was effectually relieved, and permanently cured, by a
very tew doses of Kaye's Worsdell's Pills. Hundreds of other cases
of cure accor.parky each box. Sold by all dealers in patent medicines
at is. 2s. 93., and 48.6 d. Wholesale Depot, 32, Dread-street,
Lannon.