Northern Times.
Liverpool, Merseyside, England, 1857-07-23 00:00:00

Ingurance Xat frt.

THE LIVES of MARINERS, EMIGRANTS
r.nd PASSENGERS I.NSURED against Accident by
Sea or Land, and Death from any cause, with or without Compensa-
tion in case of Injury.
Railway and Commercial Travellers, and the Public in general,
Insured against all accident, with compensation.
The Nautical Instruments and Effects of Mariners, and Baggage
of Emigrants and Passengers, insured against loss at sea, at mode-
rate rates of premium, at the Office of the Travellers and Marine
Insurance Company, Revenue Chambers, Canning-place (opposite
the north west end of the Custom House), Liverpool.
JAMES D. C. TROMSON, Agent.

PRELIMINARY PROSPEC PUS OF

THE QUEEN LIFE ASSURANCE AND ANNUITY
COMPANY.

HE AD OFFICE : LIVERPOOL.

TEMFORABIr OFFICE : No 34, CASTLE-STREET, during the alteration

of the Company's Premises ir, Lord-street.

Capital, 200,(00 (with power to increase it to £500,000, in 20,000
Shares of .4°lo each. Call, L.
TRUSTEES.
Thomas Edwards Moss, Esq. Christopher Bushell, Esq.;
and Edward Heath, Esq.
DIRECTORS.
Chairman: Ed card Heath, Esq.
Deputy-Chairman: "'limas B. Forwood, Esq.
James Thom +s Bourne, Esq. I James A. Picton. Esq.
Francis A. Clint, Esq. T. Stamford Raffles, Esq.
Thomas P. Forwood, Esq. Sir John rs. P. Sslusbury.
Edward Heath, Esq. Alexander Sleigh, 1 sq.
I Joseph Kitchen, Esq. Wm. Titheringtcin, Esq.
Bankers: M, ssrs. t4loss and Co.
Auditors: Messrs. Harmood Bab ner and Son.
So:icitors: Messrs. Ilaigh and Thompson.
Physician: James Turnbull, M.D.
Consulting Actuary: William Lewis, Esq., F.LA., London.
Manager and Actuary: W. P. Clirehugh, r'sq , A I.A.
H OUGH the advantages of Life Assurance
11. are universally admitted, and Life As-,nr4nee Com-
panies established and conducted on sound principles have been
universally successful, it is yet remarkable 11,,,v large a iAirtion of
the community there still remains among whom the practice has
made little progress.
As this apparent apathy cannot be thsught to pi °end from insen-
sibility to those motives which are common to all classes in civilised
life, it must rather be attributed to the insufficie .cy of those facilities
whereby the oppo:tunity of mak'ng provision for old age, or for sur-
v.ving relatives, may be secured.
Life Assurance has inAee 1 bean carr:ed on for some years in Liver-
posl by two eminent local institutions of mixed business, as well as
by agencies of metropolitan and other companies; hut this town does
not possess a Caisv Office of a PURELY Life Assurance Company.
A growing conviction, moreover, prevails among thoughtful ien,
that there is no surer method of elevating the people, and improiing
their moral as well as material conAtion, than by inducing them to
become instrumental themselves in the promotion of their own true
interests.

It has, therefore, been determined to establish in Liverpool an office
dovoted exclusively to idle Assurance business; and, with this view,
'fables have been newly prepared by a leading London Actuary.
The following will be the objects of the Csmpany:
1. A fuller development of sound principles of Life Assurance
addressed to all classes, c mibining m-thoa's by which parties can
make provision fur themselves in the decline of life, as well as
for their representatives after death.
2. The extension of Life Assurance among those classes by whom its
practice has hWherto been comparatively neglected_
3. The practical inculcation, by the nieins of Life Assurance, of
habits of forethought, self-denial and independence amo,g the
people.
The means by which it will be sought to carry out these objects are:
1. Such varied forms of effecting Life Assurance, or securing an
Annuity in old age, as are calculated to bring these benefits
within the reach of all classes of the community.
2. Strict Economy, and Careful Management,
3. A respectable and known body of Directors.
4. Th. Guarantee of a paid up and safely-invested Capital.
5. Open audit, and full annual statements.
Tables and Examples explanatory of the system referred to will be
contained in a future prospectus.

A large proportion of the Shares have been already swiscribed for,
but the directors, wishing to extend t'e are, of it, operations amongst
the general public, willreceive applications for Shares, according 1, the
subjoined farm, until the 31st day of July.
Application for Shares to be addressed to W. P. CLIREHUGH, Esq.,
Manager of the "Queen Life Assurance and Annuity Company,"
( remporary Office,) No. 34, Castle-street, where forms of application
can be obtained.

FORA OF APPLICATION.
To the Directors of tht Qseen Life Assurance and Aunuity Company.
I request you will allot to me Shares in the above Company,
and I agree to accept such Shares, or any less nnnibtr which may be
allotted to me, ano to pay the CAB there,n, and also to execute the
Company's Deed when required.
Dated the day of 1857.
Name of App:icant in full
Business or Profession ...................,
Residence