Northern Times.
Liverpool, Merseyside, England, 1857-07-15 00:00:00

TO SMALL CAPITALISTS.

TO bite DISPOSED OF, a first-rate FURNISH-
ING IRONMONGERY BUSINESS, in one of the
mostleadlog andimproving thoroughfares in Liverpool. The Stock
Is all modern, and the coming-in will be moderate.—Addremi Y.Z.,
42, Berry-street, Liverpool.

DESIRABLE FREEHOLD HOUSES IN PARR-STREET.
TO be SOLD, by Private Treaty, all that Piece
of Freehold LAND, with the Two DWELLING-
HOUSES thereon erected, situate on the north side of and being Nos.
133 and 135 in Park-street, Toxteth-park, containing in front to Park-
street, and also at the back, 33 feet 3 inches, is depth on the west side
79 feet 9 inches, and on the east side 79 feet. The Houses are occu-
pied by respectable tenants, awl produce a rental of .460 per annum.
They are in excellent rep.ir, and contain every convenience.—For
farther particulars apply to Mr. Georbe Webster, solicitor, York-
buildings, Dale-street, Liverpool.

ON SALE, a most desirable FAMILY
RESIDENCE, called Elmswood House, situated on
Mosley hill. The house h substantially built of white stone, has
every conve%ience for a large family, and is in excellent condition,
requiring no outlay; containing drawing, dining, and breakfast
rooms, a large number of bedrooms, dressing rooms, closets, bath-
room, water closet, large attics and cellars, an unfailing supply of
water, lighted throughout with gas, stabling (detached) for three or
five horses, cow house, piggeries, Sec. The grounds contain abont
17,000 square yards, walled in, beautifully laid out in pleasure
grounds, with valuable shrubs and flowers, well stocked fruit and
grass for grazing. Now occupied by the owner,
kitchen garden, and
who is about to leave Liverpool.—For particulars and orders for
admission, apply to Mr. S. Waterhouse,4, Deity-maze. To be viewed
only between the hours of two and three.

AMERICAN DRINKS IN GREAT PERFECTION
AT
M ORRISH'S MERCHANTS' DINING
ROOMS,

LANCASTER-BUILDINGS, TITHEBARN-STREET,
LIVE R POOL.
CBLERS, JULEI S SMASHES, SANGAREES, &c. Ac.

At LEWIS & COMPANY'S, Ranelagh pitted,
BOYS are CLOTHED from the Ages of 6 to 20 Years.

PRELIMINARY PROSPECTUS OF
THE QUEEN LIFE ASSURANCE AND ANNUITY
COMPANY.
HEAD OFFICE: LIVERPOOL.
TEMTORARY OFFICE : No 34, CASTLE-STREET, during the alteration
getr- of the Company's Premises ill Lord-street.
Capital, £2000.00 (with power to increase it to £500,000, in 20,000
Shares of .XlO each. Call, tl.
TRUSTEES.
Thomas Edwards Moss, Esq.; Christopher Bushell, Esq.;
and Edward Heath, Esq.
DIRECTORS.
Chairman : Ed card Heath, Esq.
Deputy-Chairman: Thomas B. Forwood, Esq.
James Thomas Bourne, Esq. James A. Picton, Esq.
Francis A. Clint, Esq. T. Stamford Riffles, Esq.
Thomas B. Forwood, Esq. Sir John o. P. Salisbury.
Edward Heath, Eso. I Alexander Sleigh, Esq.
Joseph Kitchen, Esq. Wm. Titheringtan, Esq.
Bankers • M, ssrs. Noss and Co.
Auditors • Messrs. Harmood Banner and Son.
So!icitors : Messrs. Haigh and Thompson.
Physician: James Turnbull, M.D.
Consulting Actuary: William Lewis, Esq., F.1.A., London.
Manager and Actuary W. P. Chreliugh, Esq., A.I.A.
AL I HOUGH the advantages of Life Assurance
- are universally admitted, and Life Assurance Com-
panies establishel and conducted on sound principles have been
universally successful, it is yet remarkable bow large a portion of
the cs, inanity there still remains among whom the practice has
made little, progress.
As this apparent apathy cannot be thsught to proceed from insen.
sibility to those motives which are common to all classes in civilised
life, it must rather be attributed to the insufficie:.cy of those facilities
whereby the o?pottunity of inakng provision for old age, or for sur-
v.ving relatives, may be secured.
Life Assurance has indeei been carried on for some years in Liver-
pool by two eminent local institutions of mixed business, as well as
by agencies of metropolitan and other companies; but this town does
not possess a CaisF Office of a PURELY Life Assurance Company.
A growing conviction, moreover, prevals among thoughtful men,
that there is no surer method of elevating the people, and improving
their moral as well as material condition, than by inducing them to
become instrumental themselves in the promotion of their own true
interests. •
It has, therefo7e, been determined to establish in Liverpool an office
devoted exclusively to i.ife Assurance business ; and, with this view,
'1 ables have been newly prepared by a leading London Actuary.
The following will be the objects of the C.impany:
1. A fuller development of sound princip Ps of Life Assurance
addressed to all classes, c mbining tri ,thods by which parties can
make provision fur themselves in the decline of life, as well as
for their representatives after death.
2. The extension of Life Assurance among those classes by whom its
pract,ce has hitherto been comparatively neglected,
3. The practical inculcation, ty the met ns of Life Assurance, of
habits of forethought, self-denial and independence among the
people.
The means by which it wilt be sought to carry out these objects are:
1. Such varied forms of effecting Life Assurance, or securing an
Annuity in old ace, as are calculated to bring these benefits
within the reach of all classes of the community.
2. Strict Economy, and Careful Management,
3. A respectable and known body of Directors.
4. Th Guarantee of a paid.up and safely-invested Capital.
5. Open audit, and full annual statements.
Tables and Examples explanatory of the system referred to a ill be
contained in a future prospectus.
A large proportion of the Shares have been already pal scribed for,
but the directors, wishing to extend t• e are of it operations amongst
the general public, willreceive applications for Shares, according to the
subjoined form. until the 31st day of July.
Application for Shares to be addressed to W. P. CLIREITUGU, Esq.,
Manager of the "Queen Life Assurance and Annuity Company,"
(Temporary Office,) No. 34, Castle-street, where forms of application
can be obtained.