The Northern Daily Times.
Liverpool, Merseyside, England, 1857-02-13 00:00:00

ADELPHI HOUSE, 21, BOLD STREET, LIVERPOOL.

IRON AND NAIL WAREHOUSE,
BECKWITH S TREE T, PARK LANE.
JOHN GIBBONS and CO. have ON SALE a well assorted STOCK of DAR, HOOP,
SHEET and ROD IRON, STEEL, Wrought and Cut NAILS, &c., Wholesale and Retail.

C 0 A L S.-BEST HOUSE COALS.
GOOD ....116 to 12s PER TON. I SUPERIOR,: —133 PER TON. I BEST ....15s PER TON.

Discount for Ready Money, Is in 20s.
BY S. B. JACKSON.
32, DALE STREET, AND 21, MOSS STRIEET.

THE FORTY-FIRST ANNUAL REPORT OF THE
LIVERPOOL PROVIDENT INSTITUTION. OR BANK FOR SAVINGS (Established 1815),
AND GOVERNMENT ANNUITY SOCIETY (ESTABLISHED 1834),
The lot TO THE 20TH NOVEMBER, 1856.
—ank is Open for Receipts and Payments on MONDAYS, TUESDAYS, WEDNESDAY, FRIDAYS, and
SATURDAYS, from 10i a.m., to 21- p.m.: and on SATURDAY EVENINGS, from 6 to 8 o'clock.

PATRONS.
The Right Honourable the EARL of DERBY, I The Worshipful the MAYOR of LIVERPOOL.
The Right Honourable the EARL of SEFTON,
TRUSTEES.

The Rev. AUGUSTUS CAMPBELL, M.A., Rector,
GEORGE HALL LAWRENCE, Esq., . I EDWARD GIBBON, Esq ,
ALFRED NORTH, Esq., JAMES ASPINALL TOBIN, Esq. 7
MANAGERS.
Itgv. W. BANISTER, J. DRINKWATER, Esq., Rev. J. B. MONK,
11. BANNER, Esq, E. GIBBON, E,q., A. NORTH, Esq.,
Itev, T. B. BANNER, Rev. T. HORNBY, 1 Rev. J. NORTH,
T• BOURNE,
-,,.* Esq., T. D. HORNBY, Esq., J. A. TINNE, Esq.,
'nev• A. CAMPBELL, , W. LANGTON, Esq., J. A. TOBIN, Esq.,
'-i• P. CAMPBELL, Esq., G. H. LA.WRT'4,NC,P,, Pcit , Rev- a. W. WILIM.
AUDITORS :—ALFRED NORTH, Esq., and the Rev. J. B. MONK.
VTREASURERS:—Messrs. A. HEYWOOD, SONS, & CO.
R. LAWTON, ACTUARY.

REPollr.

_ .
that In presenting the Forty-First Annual Re.port to the Depositors, the Trustees and Managers would wish to observe,
at a Meeting held at the Savings' Bank, on the sth November, 1855, they considered it expedient to make new
the Depositors ; they, therefore, determined to Open the Bank every day (except Thursday), from 10i to 2i o'clock,
:'n(-1 on Saturday Evening from 6to 8 o'clock. A new system of book-keeping, and an improved mode of management,
iested by experience in other places, was adopted, and the Bank commenced under the new arrangement on the, Ist
aaullary, 1856.
The following is the result of its operations during the past year, exclusive of the Branch Banks connected with
the Institution :-
7 665 New Accounts have been opened during the year, and cash received on 35,707
Deposits amounting to £205,221 18s 2d.
5,168 Accounts have been closed during the year, and the money paid out, including
16,627 Repayments on Accounts remaining Open, amounting to £190,014 9s 3d.
2,497 Increase of Accounts for the year ending 20th November, 1856.
Ace In comparing the above with the operations of the Bank for the year 1855, during which the number of New
vs_ nunts was 4,051, it appears that there has been an increase in number of New Accounts opened and renewed for
in" Year ending' 20th November, 1856, of 3,614 ; increase in number of Deposits 20,321. and in Amount £23,800 93 10d;
oft !PaYinents an increase of Closed' Accounts of 1,129 ; and an increase of Repayments on Accounts remaining Open
ad.''3o. It is most gratifying to the Trustees and Managers to observe that the Depositors have appreciated the
Seco thus extended to them, and that they avail themselves of its benefits, hy the large increase of New
ants in the last year.
jhe Savings' Bank now affords to the working Classes the most ample facilities. It receives sums as low as One
weorigilat a time, and is Open Daily (except Thursday), from 101 to 24 o'clock, and on Saturday Evening from 6 to
ck for receiving and paying money.

This THE YEAR ENDING THE 20TH NOVEMBER, 1856.
form of the General Statement of the Funds of the Savings' Bank to be filled up, pursuant to the 9th Geo. IV., and
cap. 92, sec. 46, and returned to the National Debt Office, within nine weeks after the 20th Nov., 1856,
pursuant to 7th and Bth Victoria, cap 83, sec. 13.

The TRUSTEES of the SAVINGS BANK, Established at LIVERPOOL, in the Cvunty of LANCASTER.

DISCHARGE. s. d
By sums actually paid to Depositors in Money,
including Interest within the the year ending 191,014 9 3
20th November, 1856 ..
By Sums actually paid for Management within the
said year, viz.:—
Salaries
Donations to Officers
Taxes and Insurance
Printing and Stationery
Local Bankers' Commission, &c ..................
Law Expenses
Sundries, in deta I:—
Repairs, Coals, Gas, Postage.. &c., &c............. 116 15 3
Additions as d Alterations to Premises, &c.
Allowed towards the Management of Branch Banks/ i°72 11 10
connected with this Institution
Publ'c Aceour tant's Charges for Inspection oft j
Accounts, "Two Years' Stipend," and Extra 176 16 0
Audit. caused by change of system
Balance on the General Account £ a. d.
invested with the ComrWssion-
, ers for the Reduction of the 757,083 11 1
N ational Debt,includir g Inter-
est, on the 20th Nov., 1856....
Ditto on Account of the Separate
Surplus Fund invested w,th the 14,725610 2
raid Commissioners
Ditto in the hands of Arthur
Heywood, Sons, and Co., .
Treasurers, which fact is 3,179 6 s
hereby certified
----- ARTHUR HEYWOOD, SONS, & CO.

1t15,7.-., CHARGE. 13. d.
To t
elairtuldainne_e due on the 20th November, 1055 } 719,432 16 7
g Interest as per last Return .....
81-ims received from Deposi' ors within the year } 205,221 18 2
T:ndir'B2o h November, 1856 .......
- !flterest on Monies invested with the Commis-
ii s"cuers for the Reduction of the National Debt, viz :
tee'
Re Pt B, dated 21st May, 1856 .... ......
TocrelPt B. dated 21st Novemhzr, 1E56
i,'nferest on Some drawn for by the Trustees } t 94 2 2
To-P°R the Commissioners within the said year.. —.-
Interest allowed by Local Bankers .. .. 4O 2 4

1,410 16 2
30 12 6
24 11 4
113 17 9
170 15 9
2 14 4

754,95 e 7 11

4'947,849 1 7

£947:849 1 7

SAE AFOREGOING ACCOUNT IS TO BE ACCOMPANIED BY THE FOLLOWING STATEMENT.
Thex.,pß,aitloarnsc.e on the 20th November, 18.56, brought forward , £754,988 7 11
~o. of Total Amount
-r,(4
CLASSIFICATION OF ACCOUNTS. of each Class.
482 Whose respective Balances on the 20th November, 1856, including Interest, did
~tiot exceed el each £624 •5
9
;052 Ditto, were above £l, and did not exceed £5 , 8,483 13 5
'434 Ditto ~ £5, 99 £lO
2432 Ditto, £l 5
11307 , „ £lO, 19
2 Ditto, I, £l5, /9 £2O
746 Ditto,£2o, £3O
~ 79
1027 Ditto, „ £3O, 9 2 £4O
1y,64 Ditto, „ £4O, ~ £SO
'297 Ditto, £5O, . £75
99 t 19
3M Ditto „ £75, 1,, £lOO 77,332 17 9
." DPW, ~ £lOO, ~ £125 64,755 6 6
313 Ditto, „ £125, fit £l5O 50,532 16 2
• 492 Ditto, „ £l5O, 99 £2OO b3,906 18 2
.......:1.1 Ditto,' exceeding £2OO
22920
. 1,-,. Total Number of Depositors ........................ 684,201 17 10
ui Charitable Societies
261
--........... Friendly Societies ........................................................ ... ....... .......... b0,048 13 9
23282 Total number of Accounts. Total Balances 739,484 13 3
Balance Invested with the Commissioners on the Separate Surplus Fund Account, on the
20th November, 1856
--- 754,210 3 5

778 4 6

bee,. Surplus.
bed,. the portion thereof reserved to meet current Expenses, as directed per 23rd, sec. 9th, Geo. IV,
• -weal% 92 . ................................................................................................ :.778:14 6
Aeco„ e do hereby certify to the Commissioners for the Reduction of the National Debt, that the foregoing is a true
Of the And we further certify that a Duplicate of this Statement, accompanied by a List of Trustees and Managers
nuw. above Institution, is Publicly affixed in the office or place where the Deposits of the above Savings' Banks are
received, for the intormation of all persons making:deposits therein.
• tr,ess our hands, this 14th day of January, 1857 (Signed) ALFRED NORTH,} Trustee.
Witness—R. LAWTON, ACTUARY. J. B. MONK, 1 Manager.'