Northern Times.
Liverpool, Merseyside, England, 1859-10-12 00:00:00

FIRE DEPARTMENT,

In this Branch the usual, moderate Rates of Premium are
Charged, and the Directors make it a point to settle all claims
with promptitude and liberality.
The Subscribed Capital of the Company is £1,448,400.
The Annual Income is now £llO,OOO.
JOHN SEMPLE, Resident Secretary.
Liverpool Office, 7, Water-street. •013

pll(Er&ANuALailavg..s?,,MPANY,

ESTABLISHED 1848

In consequence of an advertisement having been inserted in

the Times, by the,Pheenix Fire Oflic:•e, stating that "that Office
has recently. been threatened with the withdrawal of the busi-
ness of parties insured there, if a claim was not paid, which on
inqUir proved to be under a Policy of the Phoenix Marine
Office," meaning thereby the Phccnia Life Assurance Company,
and referring to an Injunction obtained against that Company ;
the Directors of the Phoenix Life Assurance Company directed
their Solicitors to apply to the Secretary of the. Phcenix Fire
Office for the particulars of the claim alleged not to have been
paid, and received an answer from the Solicitors of that Office,
stating "that the claim alluded to arose from-an insurance on
, the St. Laurence.' "

Now, 'this Insurance was effected with the Phoenix Life

Assurance Company for the sum of £2,100 upon goods ; and in
the month of June last, a claim was made thereon for average
to the extent of about £6O, but the Directors of the dompany,
upon investigation, considered the Claim so questionable that
they proposed to refer it to Jfr. Richards, the well-known
average stater, to adjudicate thereon, since which fio further
communication has been received from the assured, who have
neither adopted the suggestion of such reference, nor made any
further demand in respect of such Insurance, considering
most probably their demand to be wholly untenable.
. .

SuCh is the and such the nature of the claim which
the Phcenix"Fire Office have thought proper to advertise as a
claim which the Phcenix Life Assurance Company have not paid,
it being the evident intention of such athiertisement to lead the
public to suppose that the Company had been either unable or
unwilling to pay a claim justly due.
The Directors of the Company then instructed their, solicitors
to apply to the solicitors of the Phcenix Fire-office, for the
names and addresses of the parties who had threatened to
withdraw their business from that' office, as alleged in their
advertisement, and in answer received a letter stating " that
the Directors of the Phcenix Fire Assurance Company decline
furnishing the further information called fr."
At this very time the Directori of the Phcenix Life Assur-
ance Company had in'their possession proof of their accusers
being open to the very charge which they were so ready to
bring against others. For on the 19th of July last there was
delivered at the Office of the Phcenix Life Assurance Campany
a letter of application from a Solicitor, - for th-e sum of
£4BO Bs. 2d., in respect of a loss occasioned by. fire, which
happened on the 23rd June last, such letter being evidently'
intended for the Phmnir Fire Assurance Company, and,
stating that the particulars of the claim had been fu«nished
three weeks previously to the date of such letter, and pressing
for payment.
' The Secretary of the Life Compaay, instead of considering
such letter a fit subject for a public advertisement injuriously
reflecting upon the eharacterof another Company, immediately
returned it to the writer, informing him of his mistake in
addressing it to the Phcenix Life Assurance Company, instead'
of the Phoenix Fire Office. The claim referred to in such
letter was in feet s:plipst the latter Office, and was not paid up
•
e end of August last.

The injunction referred to in the advertisement of the
Phenix Fire Office was obtained undet• the following circum-
stances. In the course of the past year, the Officers of the
Phoenix Life Assurance Company, in the pressure of business,
and without the slightest thought or notion of affecting or
interfering with the business of the Phcenii Fire Office,
caused the word " Phcenix" alone without the addition of the
word " Life "to be printed upmi some slips for Policies. This
typographical error was made the subject of a Bill in Chancery
b the Phoenix Fire Office, to restrain the use of the name of
".The Phenix" or the "Phenix Assurance Company,"
eicept with proper words, or addition, so as to distinguish
the Phenix Life Assurance Company from the Phenix
Assurance Company of London, although the error had
been discovered and rectified long before the filing . of the
Bill, without any communication from the Phenix Fire
Office, and fresh slips had been printed, bearing the proper
title of the Phenix Life Assurance Conzpany ; and immediately
the Bill was filed, (which was the only notice the Directors of
the Phenix Life Assurance Company ever received of any
complaint being made against them on the part of the Phenix
Fire Office,) they explained how the error had arisen, and
apologised to that Office for any inconvenience to which (if
any) they might have been subjected by the mistake. The suit
was nevertheless, proceeded with, and the Decree for the
injunction referred to by the advertisement of the Phenix
Fire Office, was merely to restrain such use as above men-
tioned of the name of the Phenix or the Phenix Assurance
Company, except with the addition of the weird Life, which
injunction was in reality wholly unnecessary, and preserves to
thc PheenixLife,Apurance Company that name and title

which only they desire to use, and to which they are as much

entitled by their Deed of Incorporation, registered in 1848,
eleven years ago, as the Phoenix Fire Assurance Comaptay is
cntitled to their designation.
In conclusion, the Directors of the Phoenix Life Assurance
Company are as heartily desirous as the Directors of tht
Phoenix Fire Assurance Company can be, of giving the most
public notice that there neither does, nor ever did, exist any
connection of any kind whatsoever between the Phcenix Life
Assurance Company, No. 1, Leadenhall-street, London, E.C.,
and the Phcenix Assurance Company of London, alias The
Phoenix Fire Assurance Company. -
6012 •MAURICE EVANS, SECRETARY.