The Press.
London, England, 1854-12-16 00:00:00

THE PRESS.

could possibly have been created during the first seven years of
its existence; and the absence of such divisible surplus should
not be looked on as any proof that the Society has been less
successful than it ought to have been, more especially when it is
also borne in mind that the Company has been affected, within
the last few years, by an unusually heavy and accidental mor-
tality.
Tile real index to the success of the Company is to be found
in the difficulties it has had to surmount with competing in.ti-
tutions.
Notwithstanding these difficulties, the number of Policies that
have been issued, and the sums that have been assured—indeed,
generally, the business that has been transacted during the first
seven years of its existence—will bear a most favourable com-
parison with the amount of business transacted, within the
same space of time, by the " Equitable," the "Scottish Widows
Fund," the " Metropolitan," and other equally successful
Societies.
It may be admitted that the expenditure, in order to obtain
this amount of business, has been larger than usual; but the
expenditure of • Life Assurance Society, during the first few
years, may be looked on not improperly in a commercial point
of view, and regarded as money expended in the purchase of
erection of a building, and in the preparation and establishment
of a machinery, which will be thenceforward applied to the pro-
duction of a future profit; and, although the management of the
"Professional" has been liberal, perhaps costly, yet, on mature
consideration, we see no reason to regret the large expenditure,
directed, as it has been, so successfully to the creation of a large
and important business, which must hereafter be worked to a
considerable profit, more particularly since the necessity for so
large an expenditure has been surmounted.
It is our opinion, founded on many years' experience, that
although, on the present occasion, it would be highly inexpe-
dient to make any addition to the Policies of the members, or
any declaration of a Bonus, the Company has, nevertheless. un-
questionable elements of strength within itself, and is now so
firmly established that, if it be worked with prudence and
energy during the next ensuing five years, and with the same
degree of skill with which it has hitherto been conducted, the
Directors will have no cause to regret adopting the advice we
now give them, to abstain from entrenching on the present funds,
and thus avoid weakening the security of the shareholders and
members. _ _ _

The magnitude of the business which has been transacted, the
numerous Agencies which have been established, and the large
and influential Proprietary, which, almost unexampled in the
history of Life Assurance, has been collected together. are sound
and solid evidences of the vigour with which the office has been
conducted, and fully justify us in recording our belief that both
the shareholders and members ought to be perfectly satisfied
with results which so obviously indicate that the Company, with
judicious modifications, which, upor, due examination, may be
found advisable, together w►th the intended economy in future
expenditure, has before it a future of prosperity, or, indeed, of
brilliant success.—We have the honour to be, Gentlemen, your
obedient servants,

PETER HARDY, Actuary to the London Assurance.
JENKIN JONES, Actuary to the National Mercantile Life.
G. J. FARRANCE, Actuary to the City of London Life.
BTLTIXENT OF THE LIABILITIES AND PROPERTY OF THE

"PROFESSIONAL LIFE ♦SSURANCE COMPANY."
OR.
To present value of 618,639/. 10e. Od., sums as-
sured for the whole term of Life, Immediate,
Deferred, Casualty, and other Annuities, En-
dowments, and Short•Perioa Assurances 1219,304 2 3
To paid•up Capital and amount received on deposit 86,462 1 2
Life Claims allowed, but not due, on alst Decem-
ber, 1853
Sundry Accounts for Printing, Stationery, Adver-
tising, Law Costs, &c., due, but not paid, on
91st December, 1859 1,922 17 8
By balance, being the Fund available for future
profits and expenses, on existing Policies 23,347 3 6

4362,116 4 7

By present value of Annual Premiums, payable
under the existing Assurances 1275,424 19 5
Office Premises and Furniture
Investments on Mortgage and Bonds
Value of Stock in the Three per Cent. Console,
at cost price s,i'oo 0 0
Deposit at Commercial Bank 5.000 0 0
Interest on Consols and Loans due on 31st De-
cember, 1853 949 4 4
Renewal Premiums due, but unpaid, in 1853 3,366 0 0
Half-yearly and Quarterly Premiums due on
December 31st, 1853 2,289 0 6
Agents' Accounts due 3,457 13 11
Cash at Bankers' 2,461 0 10

4362,116 4 7
(Signed) PETER HARDY, Actuary.
JERKIN JONES, Actuary.
August 28th, 1954. O. J. FARRAACE, Actuary.

THE HOUSEHOLDERS' LIFE
ASSURANCE COMPANY.
The HALF-YEARLY INTEREST on DEPOSITS, at Five
per cent per annum, is now payable at the Offices, between the
hours of ten and four.—See Prospectus.
R. HODSON, Secretary.
Adam•steeet, Adelphi.

DIVISION OF PROFITS. -
All Persons assuring their Lives (on the participating scale)
in the PROVIDENT CLERKS' MUTUAL LIFE ASSURANCE
ASSOCIATION, before the end of the present year, will be EN-
TITLED to SHARE in the next Quinquennial Division of
Protita to Dec. 31, 1857.
Bonuses paid in Cash, or added to the Policy, or applied to
Reduce the Annual Premium. The steady increase of business,
and the extremely favourable rate of mortality among the Com-
pany's assurers, fully justify the Board in anticipating a still further
improvement on the liberal amounts already declared by way
of bonus.

Residence abroad and foreign travel permitted on extremely
moderate terms. A liberal sum given for surrendered Policies.
For prospectuses showing the peculiar advantages of the
Association, and for all further information, apply to the local
Agents, or at the Chief Odice,ls, Moorgate-street, London.
WM. THOS. LINFORD, Secretary.
15, Moorgate-street, December 4, 1854.

DEAFNESS.—The only medal awarded at
the Great Exhibition of 1851 (for Acoustic Instruments;
was to F. C. REIN, for his new ACOUSTIC INSTRUMENTS
for the DEAF. They are made of different power, to suit ex-
treme and every degree of Deafness. To be procured only of the
sole inventor and maker, F. C. Rein, 10e, Strand, nearly opposite
Exeter-hall, where the Instrument can be tried, and numerous
testimocials seen, amongst many one from the R ght Hon. Sir
Johu Patterson, one of her Majesty's Privy Councillors.

SATURDAY,

XANUALSFOR OFFICERS.

Now ready.
SIR HOWARD DOUGLAS ON MILI-
TARY BRIDGES, AND THE PASSAGE OF RIVERS IN
MILITARY OPERATIONS. Third Edition. Plates, Bvo., 21s.

SIR HOWARD DOUGLAS ON THE
SCIENCE OF GUNNERY. Fourth Edition. Plates. dvo., 21s

COL. BURN'S FRENCH AND ENGLISH
DICTIONARY OF NAVAL AND MILITARY TECHNICAL
TERMS. Third Edition. Crown Bvo., 150.

- -
LIEUT. JERVIS'S MANUAL OF DUTIES
FOR OFFICERS IN THE FIELD. Crown Sro., Ss Id.

THE WELLINGTON DESPATCHES AND
GENERAL ORDERS. By COL. GURWOOD. One Yoko*.
bvo., 1t

JOHN MURRAY, Albemarle-street

Just published, 12tn0., cloth, price 2s. 6d.,
APOETRY BOOK FOR CHILDREN.
Illustrated with many Engravings, from Drawings by
C. W. Cope, P.A.. Weir, Palmer, Helmsley, &c.
GEORGE BELL, 186, Fleet-street.

In a few days, Second Edition, 2 vole. poet dvo., price 215.,
REMINISCENCES of the UNIVERSITY,
TOWN, and COUNTY of CAMBRIDGE, from the year
Ile°. By the late HENRY GUNNING, M.A., Sen., Esquire,
Bedell.

"Some of the stories are extremely piquant, and others are in-
teresting as pictures of manners and habits of our fore-
fathers, and such as are not to be procured from the ordinary
records of information respecting bygone times."—Cambridge
Chronicle.
"We have preferred amusing extracts in such as we have
taken from Mr. Gunning's Reminiscences, but let not the reader
suppose that there is not also grave information in them. The
volumes contain interesting notices of many very distinguished
characters connected with the period they describe, and with
whom the author was personally acquainted."—Examiner.
GEOROL 13ELL, 186, Fleet•street.

MAPEW
NE
AO r 0 t
th
f the
W YWORLD.—LatelyNpullisbed, a
WORLD, on Mercator's Projection, beautifully engraved, and
containing the most recent Geographical information. Four
large sheets, Eft. Sin. by Oft. 2in., 21. 2s. in case ; 31. 3s. on rollers,
varnished ; and spring roller, 61. 6s.
The WORLD, oue sheet, 16s. in case; 1/. is. on roller, var.
niched.

JAMES WYLD, Geographer to the Queen and H. R. H. Prince
Albert, Charing•croea East, next door to the Post•ofce, and 2,
Royal Exchange.

EUROPE.—WYLD'S NEW MAP of
EUROPE, dray.n from the latest documents, divided into
its Empires, Kingdoms, and States, describing the great Roads,
Railroads, Physical Features, &c. Six sheets, tft. Gin, high, by
Eft Sin. wide. In sheets, 11. 125.; case, 21. 12s. 6d.; rollers, var.
niched, Si. Si. . . _ _ _ • .. . .

EUROPE, one sheet, 58, ; case, Bs. 6d.; rollers, varnished,l2B.
JAMES WYLD, Geographer to the Queen, Charing•crosa East,
and 2, Royal Exchange, London.

WYLD'S LARGE FOLIO ATLAS:
containing 66 Maps, including all recent discoveries.
Half-bound, rued', 111. lls. This is the largest and best atlas
published. Smaller Atlases of every description.
JAMES WYLD, Geographer to the Queen, Charing-cross East,
next door to the Post•ofbce, and 2, Royal Exchange.

Now ready, gratis and post free,
A LIST of New Works and New Editions,
recently added to Mudie's Select Library. Also,
A List of Surplus Copies of recent Works withdrawn from
circulation, and offered to Country Librarians and others, at
greatly reduced prices for cash.
CHARLES EDWARD MUDIR, no, New Oxford-street.

This day, price 7r. Ud., bevelled bowls, or 135., morocco antique,
THE OLD CHELSEA. BUNHOUSE.
A Tale of the Last Century. By the Author of " Mary
Powell." Uniform with " Cherry and Violet." With Frontispiece.
ARTHUR HALL, VIRTUR, and CO., 25, Pateruoster-row.

This day, in foolscap, illustrated, price 4s. ed., cloth gilt,
A. BOY'S ADVENTURES in the WILDS of
AUSTRALIA; or, Herbert's Note Book.
By WILLIAM HOWITT. With designs by HARVEY.
ARTHUR HALL, VIRTUE, and Co., 25, Paternoster-row.

New Work by the late W. H. Bartlett.
This day, in super royal Bvo., with numerous Illustrations, price
cloth, 215., morocco, elegant.
JERUSALEM REVISITED. BY W. H.
BA RTLET'f, Author of " The Nile Boat," " Walks about Jeru-
salem," &c. With 22 Stool Engravings and Woodcuts.
ARTHUR HALL, VIRTUE and Co., Paternoster•row.

Now ready, price 41.,
EPU L L I
By the Author of " Poems by Melanter." A.
Containing—The Battle of the Alma,
The Fleet in the Black Sea.
Lyril Mohun, a Tale of Torbay.
Nero and Leander, translated from Musseus, fic. dc.
HOPE and Co., Great Marlborough-street.

ELEGANT GIFT•BOOS FOR THE SEASON.
Now ready, crown 4 to., with Forty-five Illustrations and Portrait
of Layard, Es. ; by post, Es.,
NINEVEH AND ITS RUINS;
or, The History of the Great City.
By the Rev. R. FERGUSON, F.S.A., Member of the
Royal Irish Academy, &c.
London: PARTRIDGE, OAKEY, and Co., Paternoster•rOW.

FRENCH MODERATOR LAMPS.—A very
large and superior stock now on sale at Deane, Dray, and
Co.'s (opening to the Monument), LONDON-BRIDGE.
Established A.D. MOO.

FURNISH YOUR HOUSE with the BEST
ARTICLES at DEANE'S Ironmongery and Furnisbng
Warehouses. Established A.D. 1700. A Priced Furnishing List,
free by post.—DEANE, DRAY, and CO. (opening to the Monu-
ment), London•bridge.

DECEMBER 16, 1854.

Fleet-street, December, DM.
MESSRS. SEELEY, JACKSON,
111 and HALLIDAY are uow publishing :

THE TRUTH AND THE LIFE.
By the Right Rev. C. B. D.D., Bishop of Ohio.
In 1 vol., crown nvo. [Mort*

CHRIST AND HIS PEOPLE.
By the Bev. F. W. KRUMMACHER, D.D, Author of "Elijah
the Tishbae." Iu 1 vol., crown deo. [ Shortly.

M.

IMPRESSIONS OF CHINA, an 4 the PRESENT
RF.VO LB TlO N. By Captain FISH BOU BEE, late Commander
of the Heron. in crown dyo. [Siortio.
Iv.
THE WARBURTON LECTURE OF 1849-51.
By the Bev. E. B. ELLIOTT, M.A. In 1 vol., bee.
Lin Jasuary.

MEMOIR OF THE LA rE REV. PROFESSOR
SC HOLM ELD. By his WIDOW. With Notices et hie Clap.
Rice' Works, by the Rev. W. SELWYN, Md.., Canonot
Ely. In
I vol., evu. [ls January.
VT

THE TREASURES OF WISDOM.
llnn are hid all the treasures of wisdom and knowledge."
By the Rev. T. R. BIRKS, M.A., Rector of KeMall. In rep.
[ln January.

BvO.

VII.

OUR NATIVE LAND; a History of England
for the Young. By the Author of " Scriptural lustrucuou for
the Least and Lowest." In 2 vole., IStuo., se., cloth.
[ln a few days.

THE BOOK of COMMON PRAYER, REVISED,
by Royal Commission, A.D. 16d9. In small Bvo., cloth.
[Very skortly.

GOD IS LOVE : AN EXPOSITION OF
1 John iv. 8. By the Rev. ADOLPHE IdONOD. Trensiated
by the Rev. J. CHARLESWORTH, B.A. In btuall z vo.
[ln a few Jays.

SEVENTEENTH EDITION OF " CHRISTIAN
RETIREMENT." By the late T. S. EEADE, Esq. In 12u50.,
price lis., cloth. [ln a few days.
U.
A SERMON, PREACHED AT
the Consecration of the Bishops of Sydney and the Mauritius,
et Lambeth, on Thursday, Nov. 90, liO4. Sy the Rev. W. W.
CHAMPN ENS, M.A., Canon of St Paul's, and Rector of White.
chapel. In avo., price la. (In a few Jays.
THE POLITICAL ECONOMY of SCRIPTURE.
By JAMES TAYLOR, Esq. In fcp. STo. [ln a few days.

PERFECT PEACE: a Memoir of the late J. H.
Howell, Esq. By the Rev. D. PI'I'CAIRN. A Twenty-fifth
Thousand. leap. Bvo., rrior 2s. 6d., cloth. [ls a few dap.

A MEMOIR of WILLIAM COWPER. Being
vol. I. of the " Library of Christian Biography." In fcp. tiro.
with a Po.trait, price 2s. 6d., cloth. [On Jan. 1.

xv.
THE COTTAGER'S GUIDE TO CHRISTIAN
TRUTH. By the late Rev. E. BICKERSTETH. A Filth Edi-
tion. 12m0.,:05. ed., cloth. (Is a few days.
SERMONS FOR CHILDREN. Suited for School
Services. By the Rev. JOHN ELLISON, Senior Curate of
Wellingborough. Second Edition, leino., price le., cloth.
[Nearly ready.

XVII.

SABBATH EVENING DIALOGUES ; or, the
Christian's Life Illustrated by scripture Imager. By the Itev.
E. H. BICEERSTETH, M.A., Rector of Minton Martel. lu
litmo., cloth. (Shin fly.

,
A SECOND EDITION OF EVENINGS WITH
the ROMANISTS. By the Rev. M. HOBART SEYMOUR,
M.A. With a Preface on the Moral Luna" of the Rouneh Sys-
tent. In crown Bvo., 82.131., cloth. [Jurt ready.

LADY WAKE'S SIMPLE COMMENTARY on
he GOSPELS. Vol. IV., couipleting the Work. In crown 50.,
price 3,. 6d., cloth. [Just ready.
u.
THE BOOK OF PSALMS : a New Translation,
with Notes, Critioal and Explanatory. By the late J. M. GOOD,
M.D., F.R.S. Edited by the Rev. E. HENDELSON, D.D. In evu.,
price 12a., cloth.
xxx.
CONDENSED NOTES ON SCRIPTURE. By
the Rev. E. BICKERSTETH, Rector of Watton. Selected and
Edited by the Bev. E. N. BICE ERSTETH, M.A., Rector of
Hinton Martel. In 1 vol., poet ovo., price 10a. 64., cloth.
[Just ready.

GUTCHE SCIENTIFIC POCKET-BOOK.
Now ready, price 3s. 641., roan tuck,
TAE LITEItAItY and SCIENTIFIC
MY.GISTEit and ALMANACK fur 18:.5 ; with an ample
Collection of useful Statistical and Miscellaneous Tables. Veda-
Sated, by special permission, to Prince Albert. By J. W. G.
GU TC H, M.R.C.S.L, Foreign Service Queen's Messenger.
" As perfect a compendium of useful knowledge in connection
with literature, science, and the arta, as it is necessary every
body should have acquaintance with."-I'he
DAVID DOIIUZ,

Just reads, fcp., 58., cloth,
ARYFOOT COMMON.
A TALE. By LEITCH RITCHIE.
With 111111111.10W1 by M. E. DEAR.
DAVID FIOOUE, Fleet.street.
NEW MEMBERS.—Now ready,
AIR. DOD'S PARLIAMENTARY
COMPANION for 185,5 (Twenty.thlrd Year), contains the
Tturtyliv• New Membera, and all the New Promotions In Army
and Navy.
WRITTAXEB and Co., Ave Maria-lane, and all Booksellers.


GEORGE ROUTLEDGE AND CO.'S
NEW WORKS
SUITABLE FOR PRESENTS.

All beantifally Illustrated, and in Gilt Bindings.
A TOUR ROUND MY GARDEN. ss.
RILDRED,THE DAUGHTER. Ry Mrs. CRObLAND. 3a.nd.
GRIMM'S HOME STORIES. Sa.
lid.

WOLFF'S FAIRY TALES. 36. %.
DISHWOOD PRIORY. By E. J. MAY. si.
MATILDA LONSDALE. By C. Alums. 3s. Ud.
HOME OF THE WANDERERS. By A. BOWMAN. &Aid.
WOOD'S NATURAL HISTORY. Bs. Ud.

BATTLES OF THE BRITISH ARMY. 4s. 6.1.
LITTLE SAVAGE. By Captain MAREYAT. SE.
CHILDREN OF THE. NEW FOREST. By
Captain MAREYATT.
ARABIAN NIGHTS' ENTERTAINMENTS. 7s. Q.
HALF-HOURS. By CHARLES Eaton?. 4 vols. 14s.
COWPER'S POETICAL WORKS. By WiLusoTT. ss.
TURKEY, RUSSIA, AND THE BLACK SEA.
By Captain SPENCER. Os.
FALL OF THE CRIMEA. By Captain SPENCER. Os.
WILD SPORTS OF THE FAR WEST. Ity
GERSTAECKER
FOREST LIFE. By Rev. HENRY NEWLAND. Os.
Complete Catalogues may be had on application.
London : GEO. ROUTLEDOE AND Co., 2, Fatringdou•street.