The Express.
London, England, 1864-01-01 00:00:00

FRENCH SAVINGS BASKS.

The Moniteur publishes a long report of the
operations of the savings banks for the year 1862. ad-
dremed to the Emperor by M. Beide, Minister of Agricul-
ture, Commerce, and Public Works. This document is, as
usual, divided into six tables. The first onsmerstes the
banks esti:tensed down to the 31st December, 1862,
amounting is ell to 478, of which 19 were authorised during
the year, but 450 only had been in actual operation. The
second table ghee the number and seat of the seviogs banks
is each department, as well as of their branch establish-
ments, with the capihtl of their dotation sod reserve funds.
expenses of administration, &c. The total resources
of the banks amounted on the 31st of Decem-
ber, 1862, after deducting expenses of administration,
to 11,326,260 f. showing an increase of 641,2421.
over the previous year. The number of branch
establishments was 318, being 113 more than that at the
close of 1861. The third table shows that the number of
account' openoo the Ist January, 1862, was 1.302.7914 and
as 2:e2,606 new accounts were opened, and 156,216 closed
during the veer, there remained on the 21st December of
the same year, 1,479,180, showing an increase of 76.390.
Comparing the number of accounts with the total popu-
lation, there was at the close of 1862 one depositor for
every twenty-seven inhabitants,' whereas the proportion
is the previous year was 1 in 28. dt Paris, the
number of depositors was 247,814, being 1,981
more than in 1861 ; the lacrosse is Lyons was
2,384 ; in Marseilles, 1,701, and at Bordeaux, 1,040.
The total amount due to depositor, by the 450 banks, on
let January, 1861, wee 402,146.399 f., and on the 31st I.le-
comber of the same year, 424,209,662 f., showing an increase
of 22,063,263 f.. or nearly 6 percent. The average sum dime
to each depositor on the 31st December. 1862, was 307 f.
iisc. to 3013 f. 57e. at the same date in le6l. The depart-
mental averages exceed the general average is 62 depart-
ments, sod fall short in 29 ; Vancluse presenting thehirbeet
(490 f. 70c.), and the Seine the lowest (234 f. 59c.) lo Paris
the total of sew deposits in 1862 was 22,988,233 f.,
being 1,104,5181. WO than in 1861. There was also
a ccesidereble diminution at Ronen and other
manufacturing towns, but the total sum due to depositor' use
higher is 1862 that in 1861 in every town, except P.otien
where it diminished 96,862 f. The fourth table chenille* the;
depository according to the sums due to them. There are
I,o24.4l3accounte of 500 f. and under ;171,444 bet veenlo3(.
and 1810(. ;105,996 bet ogee 800 f. and 1,0001.; 15, 1.0001.
and upwards, liable to reduction io three moethr, sad 1.902
exempt from reductioa by law. The fifth table classes
the depositors seoordiag to their occupatioes. There
ere 75,037 operatives, with deposit, of 14.368,5781. ;
37,813 dociesSce with 6,011,2441. ; 12,086 clerks
and shopmen, 2,074,777 f.; divers professions, 50,183,
with 12,182,365 f. ; 301 mutual benefit encistie., with
164.075(. ; and 37,624 minors, with 4,552,25 A The sixth
table shows the inscriptions of rent, purchased for depo-
sitors during the year ; throe purchased ex officio, to reduce
deposits within the iciest limit, produce an interest of
19.9631. belonging to 1,932 depositors ; while those pur-
chased at the request of depositors produce 378,5911.
loosing to 9.422 persona. The total of the inscriptions bald
by the bank for depositor. on the 31st December, 1862,
produce 322,612 f ~ belonging to 12,496 persons. The Minis-
ter concludes his report by eulogising the zeal and intelli-
gence displayed by the admieistrabrws of the savings honks
and their brooches in all parts of Preece.

A MISSING STEANIZR.—The anxiety caused at
Marseilles and Algiers by the diaappearaees of the Atlas is
becoizieg more and more intense. The Minister of Maria*
has just ordered the naval commanders at Algiers and at
Alexandria, as well as the maritime authorities on all parts
of the Mediterranean coast, to make all the necessary re.
searches for obtaining some news of the steamer; similar
instructions have been forwarded by the Minister of Foreign
Affairs to the different Fowl* consular agents, and an ep•
peal of the same nature bas bean made to the captains of
trading vessels, and to the chambers of commerce in marl•
time towns,