The Express.
London, England, 1864-04-08 00:00:00

TERMS OP ISKSINIOIB.

Current areounte opene7llT-LoninTi: In accordance with the
revelling custom o similar establishments and In Liverpool.
Birkenhead, and Manchester, on terms which will conform
thereto as closely as may he pra ticable. If the balance shall
not at any time during the hall-year have been below £5OO.
Interest at ihe rate of 1 per cent. per annum will be allowed
on the minimum monthly balances. If not below £YOO, interest
at the rate of 1 per cent, per annum will be allowed on
the minimum monthly balances. If below tied no Interest
will be allowed. . .

Deposits received at the current rate of interest in same of
£lO and upward., on the usual terms.
No charge will be made for oollectlng country cheques.
Agencies of foreign and oonntry beaks undertaken, purchases
and sales of stocks, shares. and other securities effected, divi-
dends thereon received, onpons collected or riegotlat d, sad
every other description of banking business transact*/
To pert's* keeping accounts with the Bank the utmost tacit'.
ties will be afforded for the transmission of money between its
offices, also for the ppospymmeest or receipt of money either in Lon-
don. Liverpo-1, or llanteester la exchange for stock, shares, .tc.
Circular Notes and Letters of Credit Issued to all parts of
Europe and elsewhere.

THE INTERNATIONAL LAND CREDIT
• J. colt PAXY 'Limited,.
Capital Chi Millions, with Power to increase.
PIM Issas s:4,000.000, In SOO,OOO Shares of lto each.
Of which 250,090 are sulacpbed for op the Continent, the TO-

IT,LiWar Tsi,oiVei.iire•eiv;i her ieniiii;i.--
41 depaelton application, LI no allotment.
There will he two Calls of Li each daring the present year, after
which It is not expected that farther Calla will be made.
DRIMITOILS

Commix GEORGE TlOLlidliiii-etore of the General
ma and 'lasses Corn-
Mart Mender Donaldiom pm,Credit of Loudon (Limited,.
Lord Robert Coen, M P.
Colonel the Honourable W. Petrick Talbot.
Mr James 'mono* Penitent.

Adolphe Bahama, kiLlatzTditaT. An.clen!Entitle des
Affainaittangerek Membre de la Mamas des lapel:sent
ants.
Pierre de Decker. Auden Ministre de linterleur. Membre
de la Macabre des Repasentanta
Coate dllaneAteenhtlysa Propnetalre.
Comte de Liedekerkalleaufort, timbre de la Mamba des
llepresentants.
Andre langrand-Durooneelok Preprietare.
kdouard Meader, Malady dittak Amgen Midair* dee 4
rthIMCOL
Alphonse Notbomb, Andes Mlnlstre de la Justice, Membre
de la Chantbre des Repaantana
Marquis Tbeodule de Hodes. Pros Harare.
Comte Adhemar du Val de Beaulieu. Pmpratalre.
Comte Ignece an der Basted Pouthos. Proprietalre.
Ferdinand Schaefer, Directeur-on-chef de la Banque de Credit-
Foncier et industrial, Vienna.

s•wczes:

lamdos—The General Credit end Company of London
'Limited.)
Braude—Banque de Credlt•loneler H Industrial.
Visnan—ibe Branch of la Banque de Credit-lunelee et Indus-
_ trial._
- - - - - - - • - • - - - -

Pril;:Tle Branch of la Banque de Cre.l We-router et Indust'.lel.
Amsterdam—. a itociese Generale de Commerve et d lnduatne,
Panh—The Hungarian Mortgage Bank.

suiaaroas.
Ileum Bevan sad Whitt:lnn.
Mows. Batter. Rost, Norton, and Co.
DROMULI
Meows. Laurence, Soo, and Pearce.
Marro J and ♦. &dimmer.

oSoro—The General taoctit sod Mamma Company or London
tuntitmll, 7, Lothbury.
SZCIMARY (pro tom.)—Htward Hamilton Ana" Haq.

raosnicrus.

This Compaq Is based upoiextsini inetitutions on the Con-
tinent, ',deb have been already worked with signal succeet.
The founders of the International Laud Credit Cowpony have
previously established :
In Helldal', La Banque Hypothecalre Beige, and La Unripe
de Credit-Ponder et Industriel the Belgian Mortgage Bank, and
the Bank of Industry and Land Q.: dit,.
In Holland. la Banque Hypothecalre Neerkandales
Netherlands Mortgage Bank,.
In Austria, the Vindoboaa Mortgage Amitranes Company.
They bane all prospered. The success they have met with is
established by authentic documents. It maw be mid, without
exaggeration, that the results are brilliant, for these companies
have produced to their shareholders as average dividend of 40
per cent., aad some of them mash more.
The esperience acquired by the working of these companies
has led to the conclusion that, In order to glee full development
to the principles which bane proved so suceaseful, it is desirable
in found a central Compaq of an International character, the
main function of which should be, to raise capital by the tune
of bond/ and "Mitres de gage," is the great money markets of
Swope. to be employed through amociated local companies is
purchases of land, or bane upon real property, In countries
where the rate of interest M bkfb.. .

I;iiiiqii;eiWii;iii.Deiii.Tscuag ea thin principle, and
established nearly three years ago. has, with a nominal 'aphid
of to/4,000 only, succeeded In placing es the Belgian market
aloe. such an amount of lettres de gage " that Its shares with
BA paid have rhea to and maintained themselves at Lid.
The capital raked in Belgium at I and et per cent., Ms been
maple, ad principally In Austria, through L Banque de Credit
Fonder et lodustriel, which has a branch at Timms completely
organized, with a staff thoroughly versed in Mukha affairs :
and it is shown by the boots f the Company, that of all its
operations of purchase sod Me in Austria, not one has realised
lees than 10 per cent, after deducting all expenses, while mos
rally they have reached IS per mot
Suchbeing the remelt et Companies limited to the Belgian
money market for raising capital. it is evident that dill greater
results may be obtained by forming an International Company,
with a share capital large enough to facilitate the placing of
hoods and Mires de gage" es the enemy market. of England,
Treace, Holland. and Germany, as well ea of Belgium.
Accordingly the prment Company baa been founded, under the
English law of Limited Liability, and with no Mike and dime.
don to London se well as at Brussels . arrangements have been
made with the flanges Hypothecairs Belie for a complete felon,
while a treaty Ma been concluded with the Banque de Credit
Tender et Induseriek which ensures the benefit of their ems
rience, and a large and profltabk badness from the commence'
relent a minimum dividend of 11 per sent. on the paid up share
capital being secured in any event, as the result of the that
year's working.
It is also proposed to enter Into an arrangement with the
Irtadobona Tie society, which has erlated at Vienna fer Eve
years, and has a capital of 10,000,000 florins, guarantees the re
mkt payment of Interest upon mortg.ge debts, as well se the
priscipal when dm By this means, all the business dome to
Austria will be rendmed perfectly mare.
The Tacloban& is in the most flourishing state. It has paid
the gist year 6 per cent., the second It per cent., the third 15
per mot., and at the next meeting it is expected will distribute
16 per cent Particular attention le called to this nt. This
guarantee la one of the features which essentially
this Company from other land credit companim
Bin pounds (SA) per sham will be called In the Douse of the
preeent year, incladve of the paymeat of 11 each on applketies
and MoMent after which it net expected that any farther
calls whatever will be made. The shore espW paid ep will
the. be £1.600,000: sad the profit assured for the brat year
under the above arrangements will be still farther Increased at
additkessl capital Is raked from year to year by the hem of
bonds sad " lettres de " end as the amenities of the Com-
pany nooses on the chief mosey markets of Grape.
Of the amount of 16,003,000 capital now hised, 111,000,000 in
150,010 shares have bees taker sad paid ea the eastinest,
sat 50,000 shares are reserved for of which 16,000 are
already substribed, and 35,000 are offered to the pubic by tub-
emtplies at the °moral Credit and Manse Company of Imam
(Limited.)
TM Articles of Associathe of the Company, dilly registered in
Leaden es Ilth 11Mreary MR under the Act of IST Ile at the
I ellen of the Bolletkers where they may be permed.

IMPERIAL LIFE INSURANCE COMPANY.
No. 1, Old Breadatreet, London, LC. InsUtuted 1810.
The distinguishing feature of this Company M perfect se=l
The amount insured from the oosnmeocement e
£70,250,000.
The amount of policies issued £7,200.000.
The amount of claims paid, including bonus, £1,080,000.
The proprietors capital is £730,000.
The fund accumulated from premiums exceeds 10 years of the
premium income, and St per oent on the insurances in force.
EDWARD HENRY CHAPMAN, Pau., Chairman.
MARTIN TUCKER SMITH, Esq., M.P., Deputy Chairman.
SAMUEL INOALL, Actuary.

MUMS'S SELECT LIBRARY.—First-loan
Bubscription. For a mutant sooossaion of the best new
books as they appear, one guinea to 10 , guineas per annum. so
cording to the numb.y of volumes required.
free, ou applicatiou.—CßAßLES ZDWLII,97=7
relager vatord-street. London: Cite °Mee, No. 4. Kin street,
Cheapside Brandi establishments—Cross-street, klanclutster :
and Temple-street, Birmingham.

NIUDIE'S SELECT LIBRARY.—Second-hand
Hooka on Sale.—Pnrcharen of Book. for public or private
libraries, merehanta, ati. ptM *rank and ether* an invited to
apply for the APRIL LIST of MORES withdrawn from lladie's
library for SALT This list madams more than 1,000 other
works of the peat and present season, at But lowest current
pric....--CHARLEIt EDWARD MUDIE, New Oxford-street,
London ; City °Bee, 4, it Mistreat, Closamsida Branch estab-
lishmenta—Cromdtmet, Manchester and Templeatrest, BD.
miugham.