The Press.
London, England, 1856-03-01 00:00:00

WITH 1, 1856. THE PRESS.
r HE LONDON ASSURANCE. PROGRESS of the UNITY GENERAL
flncorporated by Royal Charter of his Majesty King George J. ASSURANCE ASSOCIATION.
the First, A.D. 1720. CHIEF orricss,
FOR LIFE,
FIRE, AND MARINE ASSURANCES. UNITY BUILDINGS, 8 and 10, CANNON STREET, CITY.
OFFICES: WEST-END ornate,
HEAD Orr:mg-No. 7, Royal Exchange, Corahill. 1, NEW COVENTRY STREET, LEICESTER SQUARE.
WEST•END Orricz-No. 7, Pall-mall. It is with feelings of Peculiar satisfaction the DIRECTORS
SAMUEL GREGSON, Esq., M.P., Governor. of the UNITY GENERAL ASSURANCE ASSOCIATION
JOHN ALVES ARBUTHNOT, Esq., Sub-Governor. submit the following statements respecting its progress and
JOHN ALEX. HANKEY, Esq., Deputy-Governor. business during the year 1855, commencing Ist January and
DIRECTORS. ending 31st December last. It will be observed the amount of
Nathaniel Alexander, Esq. G. R. Griffith., Esq. new business transacted during that period produces annual
Richard Baggallay, Esq. David C. Guthrie, Esq. premiums exceeding £12,390. This is a very large result indeed,
George Barnes, Esq. Edward Ilarnage, Esq. Judged by the average amount of new business effected by other
Henry Bonham Bax, Esq. Louis Huth, Esq. life offices, which varies from 13,000 to £5,000 ner annum.
James Blyth, Esq. William King, Esq. There is but one sure test by which the progress and sound-
..l. W. Borradaile, Esq. Charles Lyall, Elm. ness of a life assurance institution can be judged practically-
Edward Hurmester, Esq. John Ord, Esq. viz., the amount of new business it secures. No other test is
Charles Crawley, Esq. David Powell, Esq. valuable or even useful for such purpose: unless a life office
William Dallas, Esq. P. F. Robertson, Esq., M.P. continues year after year to obtain a large new business, it must
Bounty Dobree, jun., Esq. Alex. Trotter, Esq. rapidly decline and eventually cease to exist.
Harry George Gordon, Esq. Thomas Weeding, Esq.
Edwin Gower, Esq. Lestock Peach Wilson, Esq. STATEMENT of New Life Business of the UNITY GENERAL
ACTUARY-POW Hardy. Esq., F.R.S. ASSURANC to. ASSOCIATION, from Ist January, 1855, to
WES'r-END OFFICE, No. 7, PALE-MALL. 31st December, 1855:-
Cumin:rms.
Two Members of the Court of Directors in rotation, and BusinessProposd: Business Completed.
Henry Kingscote, Eaq. I John Tidd Pratt, Esq.
SUPERINTENDENT-Philip Scoones, Esq. Amount
No. of No. of Amount Annual
LIFE DEPARTMENT. MONT7I/1.
1-,, b
Propoe
Poll- Assured Premiums
sed
-- - -
TbisCorporation has granted Assurances on Lives for a period Pro to
exceeding One Hundred and Thirty Years, haying issued its first iPusa- Assured. cies. thereby. thereon.
pulley on the 7th June, 1721. I- - -
Two.thlrds, or 06 per cent., of the entire profits are given to I I £ £ s. d.
the Assured. January, 1855 • 190 39,946 65 19,350 641 6 3
Policies may be opened under any of the following plans:- February, „ 130 3r,150 101 27,216 855 10 4
At el low rate orpreniium, without participation in profits, or March, „ 167 38,00 141 33,000 913 17 6
eta somewhat higher rate, entitling ti.e Assure I, either after the April, to 147 46,025 118 31,a50 958 0 3
BM tire years to an annual abatement of premium for the re• May, ~ 187 72,260 114 39,810 1,193 0 8
mainder of life, varying in amount with the success of each year, June, „ 115 4:1,950 105 27,150 809 6 8
or after payment of the first premium to a participation iu the July, „ 107 41,050 109 37,250 1,124 16 6
ensuing quinquennial bonus. August, „ 128 72,390 103 45.250 1,993 810
" SERIES 1631." September, „ 132 49,187 95 3f.,285 1.003 10 1
The abatement for the year 1856 on the annual premiums of October, „ 94 32,650 109 37.122 1,156 18 1
persona who have been assured under " Series 1831," for five November, „ 12:5 42,200 9' 21,100 1,066 13 6
years or longer, is upwards of 31 per cent. December, „ 89 23,275 89 22,658 688 2 9
"SERIES
TROLARATTON OF HONTTH. Totals.... 1,520 1537,733 1.251 £183,141 112,393 11 5

This Table shows:—

1, That in the year 1855, 1,251 new Policies have been com-
pleted and paid upon.
2. That the amount assurei thereby is £383,141.
8. That the new Annual Premiums thereon amount to
512,398 lls. Id.. _ _

It is very gratifying also to know that the greet bulk of this
business is entirely free from loan operations, as the following
analysis will show :

Policies. Assuring. Producing inPremiums.
connection with Loans 89 £Sf)Prif3 £2,114 9 9
Unconnected with Loans 1,1.4 332.975 10,279 1 8

Totals .... 1,251 R 383,111 812,593 11 3
Such are the results obtained by the UNITY GENZRAL during
the year 1855. They are published as facts illustrating the power
and influence of its connections, and likewise the popalarity of
the principles propounded by it.

MONETARY RESOURCES OF THE UNITY GENERAL.
The fo,lowing facts exhibit at a glance the perfect security
offered by this Association to Assurers:-
1. The number of Shareholders is
2. The subscribed capital is ..

2.037
£309,308

8. The paid up capital is ..
4. The number of Policies issued is
Co. The amount assured thereby is £1,182,967
EL The gross annual income from Premiums, in-
eluding that of the TRATALOAR LIFE As-
etTRANCZ ASSOCIATION, now merged into
the UNITY GENERAL, is £37,497
To have achieved such a solid position in so short a period
and thus be enabled to command such extensive funds, is •
suecees without precedent. It is attributable to many favourable
circumstances. The close connection of the UNITY GENERAL
with its powerful and kindred Institution, the VNITY FIRE, has
tended in many ways to advance its career. In like manner the
UNITY GENERAL has benefited the UNITY FIRE, whilst the third
Unity Association—viz., the UNITY BANE—will be of consider-
able service to the others. All three Institutions—viz., the
UNITY FIRE, the UNITY GENERAL, and the UNITY
though perfectly separate as regards capital, lixbilities, manage-
ment, &c., will be conducted in the same buildings, and thus,
while they feed each other with business, so will they promote
economy, power, and an extension of theft connections.

,ale
terOU V

1.7,334
3,413

TFIE UNITY BANK.
All the necessary capital for the UNITY Byes, amounting to
.1;r100,000, has been subscribed for, whereof 8150.01`0 is paid up
and invested. Nor has the capital stock been hurriedly allotted
to persons for speculative purposes. The Directors have exer-
cised the greatest cars in this most important particular, and it
is very satisfactory to know the Shares are all held by boni
fide Shareholders in very small numbers. This fact is illustrated
by the circutnatance that up to the present period there are
yearly 800 highly respectable Shareholders, whose names and
addresses will shortly be published, together with an explana-
tion of the terms and principles on which the business of the
UNITY BANK will be conducted. The names of the various
Gentlemen appointed as officials to the Bank will also be
published.

M RCH 1, 1856.
r HE LONDON ASSURANCE.
f Incorporated by Royal Charter of his Majesty King George
the First,Foß LIFE,An. 1720.F.1RE,
AND MARINE ASSURANCES.
OFFICES:
HEAD Orme —No. 7, Royal Exchange, Conga.
WEST•END OrriCz—No. 7, Pall-mall.
SAMUEL GREGSON, Eeq., M.P., Governor.
JOHN ALVES ARBUTHNOT, Eaq., Sub-Governor.
JOHN ALEX. HANKEY, Esq., Deputy-Governor.
DIRECTORS.
Nathaniel Alexander, Esq. G. R. Griffiths, Esq.
Richard Baggallay, Esq. David C. Guthrie, Esq.
George Barnes, Esq. Edward Ilarnage, Esq.
Henry Bonham Bax, Esq. Louis
William Kin Huth, Esq.
James Blyth, Esq. g, Esq.
J. W. Borrsdaile, Esq. Charles !.yell, Esq.
Edward Hui:wester, Esq. John Ord, Esq.
Charles Crawley, Eeq. David Powell, Esq.
William Dallas, Esq. P. F. Robertson, Esq., M.P.
Roomy Dobree, jun., Eeq. Alrx. Trotter, Esq.
Harry George Gordon, Esq. Thomas Weeding, Esq.
Edwin Gower, Esq. Lestock Peach Wilson, Esq.
ACTUARY—POW Hardy, Esq., F.R.S.
WEST-END OFFICE, No. 7, PALL-MALL.
COMMITTER.
Two Members of the Court of Directors in rotation, and
Henry Kingscote, Esq. I John Tidd Pratt, Esq.
SUPERINTINDINT—PhiIip Scoones, Esq.
LIFE DEPARTMENT.
This Corporation has granted Assurances on Lives for a period
exceeding One Hundred and Thirty Years, haying issued its first
policy on the 7th June, 1721.
Two.thirds, or 06 per cent., of the entire profits are given to
the Assured.
Policies may be opened under any of the following plans:—
At el low rate of premium, without participation in profits, or
at a somewhat higher rate, entitling tl.e Assure I, either after the
Bret five years to an annual abatement of premium for the re•
minder of life, varying in amount with the success of each year,
or after payment of the first premium to a participation iu the
ensuing quinquennial bonus.
" SERIES 1631."
The abatement for the year 1856 on the annual premitims of
persona who have been assured under " Series 1831," for live
years or longer, is upwards of 31 per cent.
"SERIES 1846."
DECLARATION OF BONUS.
The Governors and Directors have to announce that the Se.
cond Quinquennial Distribution of Profits under " Series 1846"
has been completed up to the 31at of December, 1855, and a very
satisfactory bonus declared thereon. Such bonus attaches to all
Policies effected from the lst of January, 1816, to 31st Decem-
ber,lBss.
The following Table, including the addition made in 1850,
efoibits the total amount of Reversioaary Bonus added to Poli-
ces of Ten Years' standing :
Age when Sum As- Total Amount Total Per Cent.on
Assured. sured. of Premiums pd. Bonus. Prems. pd.
S. S. S. S.
30 1000 253 170 67.1
40 1000 325 187 37.5
30 1000 452 193 42.6
60 1000 661 218 32.9
The character and standing of this Corporation, maintained
during nearly a century and a half, guarantee to the public a
full and faithful declaration of profits.
The Corporation bears the whole expenses of Management;
than giving to the Assured, conjoined with the protection
affonied by its Corporate Fund, advantages equal to those of any
system of Mutual Assurance.
Premiums may be paid Yearly, Half-Yearly. or Quarterly.
All Policies are issued free from Stamp Duty, or from charge
of any description whatever beyond the Premium.
The attention of the Public is especially called to the great
advantages offered to Life Assurers by the Legislature, in its
recent enactments, by which it will be found that to the extent
of one-sixth of income, Life Premiums are not subject to
Income Tax.
•
The fees of Medical Ref are paid by the Corporation.
Annuties are granted by the Corporation, payable Half-
f Yearly.
Every facility will be given for the transfer or exchange of
Policies, for Leens thereon, or any other suitable arrangement
will be made for the convenience of the Assured.
Prospectuses, ard all other Information, may be obtained by
either a written or personal application to the silicas as above.
JOHN LAURENCE, Secretary.
ALLSOPP'S PALE ALE.—REDUCTION in
PRICE in Cask and Bottle.—Supplied by HARRINGTON
6 PARKER and CO., Wine and Beer Merchants, 51, Pall-mall.
a
ALLSOPP'S PALE ALE.—As recommended
by Baron Liebig.—HARRINGTON PARKER and CO.,
It, Pall-mall
A LLSOPP'S PALE ALE.—As recommended
a by the Lancet Commlssioner.—HAßßlNGTON PARKER
Il and CO., 51, Pullman-
e
ALLSOPP'S PALE ALE.—As recommended
by Sir Charles Clark, M.D.—HARRINGTON PARKER
and CO„ f„j Pall-mall.
ALLSOPP'S PALE ALE.—As recommended
,
by Dr. Rowe.—HARRINGTON PARKER and CO., 51,
A LLSOPP'S PALE ALE.—As recommended
ie It by Dr. Richard Formby.—HARRINGTON PARKER and
r. co, u,, Pall-mall.
A LI,SOPP'S PALE ALE—REDUCTION in
I:RlCE.—Trnperial quarts, 9s. • imperial pints,impre-
flpoltirtionlf pints, for luncheon, 35.;
and in reputed measure at pro-
d Addressete prices; also in 18-gallon casks, at 83s. each.—
ARRINGTON PARKER' CO., Wine and Beer
Merchant., si, Pall-mall.
DEAFNESS.—The only medal awarded at
.tte Great Exhibition of 1851 (for Acoustic Instruments.,
to 6. C. REIN, for his new ACOUSTIC INSTRUMEN I IS
._firrtheDEAF. They are made of different power. to suit ex.
it acme and every degree of Deafness. To ho procured only of the
sEoxleetrielarri.r and maker, F. C. Rein,loB, Strand, nearly opposite
where the Instrument can be tried and numerous
rs jletrzlLLlll sera, amongst many one from the Right Hon. Sir
au4do n , one of her Majeaty's Privy Councillors