The Express.
London, England, 1863-01-19 00:00:00

BANK OP LONDON.-(THIS DAY.)

The half-yearly meeting of the proprietors was
lull at neon at the London Tavern; Sir J. V. SIULLYT,
M.P., in the chair.
. .

The following report wee read by the dor:rotary (Mr. C.
J. H. ArkFa): . . .

--"The direCtors have the pleasure of submitting to the
shareholders the annexed statement of accounts, which show
that the balance of profit upon the operations of the past
half-year amounts to 42,7981. 16s. 6d. From this EMI have
been defrayed the current expenses of the establishment,
and full provision made for all bad cc doubtful
debts ; allowing also for rebate et interest on balm dis-
counted not yet doe, there remains for disposal the sum of
27,0691. 7s. 3d. The directors appropriate 1,6171. 3e.rid. to
the liquidation of the balance of preliminary expenses, and
they apply the usual amount at 2001. in reduction of the
eoet of the lease and buildings at the Chasing-tress branch.
They declare a dividend at the rate of 101. per cent. per
annum, free of income tax, and transfer 10,0001. to the
reserve fund, which, by such addition, is increased to
62,000/. The balance, viz., 2321. l& 10d., is carried to the
credit of profit and lees account of the current half-year. The
dividend will be payable on and after Monday, the :Nth
January 1863."
The !glowing is the balance-sheet :
" Liabilities and Assets, December 31, 1862. —Dr. : To
capital paid•up, 300,0001. ; to reserve fund, 72,0001. to
amount due by the bank on current, deposit, sod other
account* 3,228,6751. 12e. ld. ; to amount carried to credit
of profit and ken account, 53,6051. 9s. 2d. ; less amount
paid to customers for interest on their balances, lomord.
us. Bd. ; together, 42,7981. 16a. 6d. ; total, 3,643,4741. la. 741.
Cr.—By unestmenta, viz.: ln government securitiee, India
13c ode, A* _ , 252,7611. 13s. ; ditto in freehold premises,
in Threadneedle-street, let at a rental yielding 41 per cent.,
40,0001. • by freehold premises in the occupation of the
beak, 340001. • together 75,000/. By bills discounted,
loans, Sic., 2,882.1471. 4s. sd. ; by mah in hand and at call,
430,9834 16s. 4d. ; by preliminary expenses, 1,6171.5 e. 5d.;
by lime and buildings at Charuegoroes branch, furniture,
An., 1,0141. 8* 9d. ; total, 3,648,4741. Bs.. 7d. .

,
"Profit and lone account'.
—Dr.: To half a year's current
expenses at head-Ake and Charing-cross branch, bad and
doubtful debts, directors' remuneration, &c., 11,5284
10s. 6d. ; to rebate of interest on bills discountd not re
due, carried to profit and loss new account, 4,1301. 18s. 10d. ;
to balance of preliminary expenses, 1,617/. ss. sd. ; to
.crass branch lease account, 2001. ; to dividend for
the year at the rate of 107. per ceot par annum, 11,0001.;
to half-year's interest on the reserve fond at 41. per cent.
per annum, 1,4401. ; amount now added thereto, 8,5607.,
of ge.her, 10.0004 ; balance carried to profit and loss new
account :25a 1.. 10d. ; total, 42,7981. 16e. 6d. Cr.: By
balance of profit Uouos from lest half-year, 428/. 2s. 701.
by ditto for current half-year, 423704, 13s. 11d. ; total,
4217981. 16s. 6d.
Beserved Fund Amount. —Dr. : To balance, 82,0001.
Or.: By amount from last half-year. 72,0001. ; by additions
brought down, 10,000/. ; total, 82,0004
The Offenuten, in moving the adoption of the report,
said the statement submitted, although a subject of con-
gratulatioo, left very little for him to say. All the items
showed an improvement. The increase of deposits since
that time last year was 1,250,0001., chiefly in current so.
counts ; and, although the rate of discount had been low,the
profit was larger than that declared at say pre-
vious meeting. The board had always regarded
the provision of an ample reserve fund sea WOW of security
and improvement. Their own reserve sew amounted to
82,000/. (Cheers.) On the last mesa= he ventured to
predict an improved dividend. That 'prophecy had been
fulfilled, and he would now express his opinion that the
present dividend of 10 per cent. wee at all events not likely
to be diminished. (Hear, hear.)
Mr. ',ma (deputy chairman) seconded the motion.
Mr. R. Aare, one of the auditors, assured the meeting
that the figures presented were the malt of the. strictest
investigation into the company's affairs. The issresee in the
CilliCaDelle accounts, nearly 1,000,0001. inn the last meet-
ing, was extremely matisfamy, and so she wee the excel-
lent use made of the money. The board, moreover, bad now
wiped off the whole of the preliminary expenses. (Cheers.)
The report was adopted unanimously and, a dividend of
ten per cent. having been declared, the meeting terminated
in the usual manner.

METROPOLITAN AND PROVINCIAL BANK
(LIMITED).-(THIS DAY.)

The half-yearly meeting was held at noon at the
London Tavern, Lord PEZIWY, M.P., in the chair.
The following report and Defame sheet were presented :
" Your directors beg to submit the balance sheet for
the half-year ending 31st December leak showing a
net profit of 13,4091. lls., including the amount
brought forward from the 30th June, and after
deducting interest on deposit and current accounts.
Of this, the rum of 6,0001. is the premium on the issue of
3,000 additional shares ; and your directors have set aside
that amount as a reserved fund. Your directors recom-
mend that a dividend for the half -year be now declared, at
the rate of five per mot per minim, free of income-tax,
and that the MUM be payable on and after the 26th inst.
The directors who retire from Aloe at this meeting, by
rotation, are John Geary, Pic., George Haines, Ku., and G.
Goldsmith Kirby, Faq., who 'Wag eligible, offer themselve
for re-election. The auditoni are eligible for re-appoint.
meat, and offer themselves accordingly.
"Statement of accounts, Dee. 31.—Liab0ities.—Dr:
To capital account, 70,0001. ; to amount received on second
of new shares, 3,0001. ; to amount due by the bank a
current, de it, and other accounts, 501,6041. 17s. ;
profit and loam baLoos after paying intend on current
and deposit account*, 7,4091. lla. ; to premium on 3,600 net
shares, 6,0001.; together, 13,4091. 11a—total, 588,0141. fs.
Cr.: Arets.—Bitiivestments. 35,1104 by bills discounted,
loans, ha., 449,8 ls. ld. ;by building, furniture, but
fittings, strong rooms, and preliminary expenses, 21,1761.
lls. • by cash in band at call, 80,8911. ria. 11d. Tula,
588,6141. Bs.
" Profit and loss account, Dee. 3L—Dr.: To coned
expellees, including salaries, rent, stationery, directors'
remuneration, he., 3,8811. 19a. 9d. ; to amount trine
tarred to reserve fund, 6,0001. ; to payment of divided
for half-year, at rate of 5 per amt. per annum, 1,750.;
to amount written off preliminary expense account, 014
17s. 3d. ; to balance transferred to profit and loss (ncr
account), 8531. 14s.—total, 13,4001. lls.—Cr.: By haute
frompmfit and loss, last half- sr; 1,2821. 15s. ; by sins
12,1261. 161.—total, 13.4091. lls.
•` Reserved fund account—Cr.: Amount brought does,
6,0001."
The report was adopted unanimously.
Mr. Geary and Mr. Kirby were re-elected directors, and
Mr. J. S. Margetaon was appointed a director in the room it
Mr., Haines.
A vote of thanks to the directors and the officers of thr
bank terminated the proceedings.

The Rev. Herr Graser, a member of the Prussia::
Chamber, has been called upon by the oeseistery of
established church to resign his seat or his living.

At Rome Paw/nine has made a joke at ti. cis•
peon of the Emperor Napoleon and his campaign in Metie:.
The word " ducat" in Italian expremsa alike the Euglit:
words " duchy" and "ducat" Pasquino foretell■ tha
although the war in Italy only cost three ducats the e.
in Mexico will cost a "Napoleon."

A telegram received by the Peninsular and Uri
entel Company states that the whole of the mails and :hi
entire cargo have been recovered by Heinke's diving apse
carne from the wreck of the Colombo.

THE MlNlSTRY.—Viscount Palmerston remain,
at his seat, Broadlands, Hants, where his lordship rec, ivy]
a visit yesterday (Saturday) from his colleague, Lord
ville. The Chancellor II the Exchequer will arrive in ten
tomorrow from Hawarden Cantle. Mr. Milner t: ih;
arrived in London yesterday. Sir George Grey, the
Has C. P. Villiers, and the Lord Chancellor have been
siding in the metropolis during the week. The Dtlie
Newcastle is expected to arrive in town on Tuesday fr
his seat, Cluiuter-park, Notts. jiiir Charles Wood ard
the other members of the cabinet are expected in Londe:.
the course of a few days. Esri Granville, Lord Prcsi,kt
of the Privy Council, will give a grand perliameetary Jim
as ministerial leader in the House of Peers on Wedocelii
February 4, at his residence in Bruton-strest.—Obserrer.

- - - •
OFFICIAL APPOINTMENTB.—The Queen hits ht,"
pleased to appoint Mr. Henry Newton, al the Bomb
Civil Service, to be a judge of the High Court at Bombs
in the room of Mr. W. E. Freya, who has resigned. ,
Pamper, Fem., has been appointed member of the ezocut.,
council of the Island of Antigua ; William Robinson, E.
president and senior member of the executive coned. 1
the Island of Montserrat.; Edwin Donald Baynes, E.:
and Dr. William Steventoo to be members of the exeetar
council of the Island of Montserrat ; George I). thins
Esq., and Timoth Darling, Eq.. members of the exemb,
council of the Ba Islands ; H. Hutchison, Doi,
G. Blanton Req., members of the legislative evunal
her Majestyl s forts and settlements on the Gold Coss
Charles Hoye", Esq., a member of the legislative cousell•
the Island of Jammea.—Obeerrer. . _

ENOLLIM CHURCH AT LYON& —After service c.
New You"s-day the congregation of this church preseso
to the &Web resident chaplain, the Rev. James Ctar
Gammen, a testimonial of their respect and affection, sod
their gratification at seeing him restored to health Ana
Perim& illness which had threatened to deprive them alt 4
they of his services. The testimonial, which consisted ✓f
salver bearing an inscription and of • handsome silver 0
and coffee service, was presented with • suitable ad,lrr•
and was gratefully received by the rev. gentlemom
expressed in feeling terms his thankfulnese for such vi
tokens of esteem and friendship, and his earnest wishe
the prosperity of the congregation, and the happise.,
poral and eternal, of every member of it. Altogether •
incident was of the most gratifying and satisfactory Da •
and we record it with the more pleasure, that it evideo
the welfare of the English church at Lyons, the eat it
meet of which we remember to have been attended
difficulties which were (if we mistake not) only ovens'
the kind and direct interference of the Emperor himis: