The Express.
London, England, 1863-12-23 00:00:00

---
NATINAL PROVIDENT INSTITUTION.
VI
DAY.)

Th. twenty eighth annual meeting of the mem-
,,, cf thin tostitutios was bald at noon, this day, at the
.dos Tavern ; Yr. &H. LUCAS la the chair. The roes
aessely crowded.
the following report wan
preemted
Th. directors are gratified at being able to present the
report to the members of the transactions of the
andel.°
of the account of receipts aod disbursements,
;be meets the institution. The number of pro.
i‘e,os offered for acceptance has been 1,206 ; of which
have been completed, Lod policies for the same iemed,
the min of 491,935/. 7e. l Id., producing an annual he.
ltd.; besides single premiums of 2,0651.
gee lumber of modem who have died during the year
,d,og the loth November last is 2.. e, sod amount
,;,1 it course of payment on these claims linclupaaidd
ing
souses thermal, is 162,5454 Ss. 6d. ; iscreasing the amount
~we the establishment of the institution to 1,453,6061.
noi Twelve policies in chum 10 have become doe
lthe year, and the amount therebi. fizeard,
og to has been paid the members ves.
To recounts for the pad year have bees duly audited.
The bowa of receipts over disbursements is 102,6301.
S(L, raising the accumulated fund to 2,3030664 les. 9d.,
invested in mortgage of freehold property
cum good securities. The gross annual income
;24 from 17,731 existing policies is 284,094 fis. 6d. ;
interest on invested capital, 94,2131. 9s. ffd. ;
pui, 378,3374 17s. 10d. The number of members is 14,540.
Tie malt of the fifth division of gumbos profits, toad, up
iosja 20th November of lost year, has been communicated
orb member, and the directors have every remora to
Wiese it has given great satisfaction. In many instaaeee,
the total tam added to the policy exceeds the amount
„weed and in the CYO. of those members who have elected
re have their premiums reduced, the emotes of reduction
is been very large, especially upon old lives, Yaqui from
71 to !el per cent. and upwards ; while in nom' imfseees
de premiums have become extinct, and annuities panted
a ulditioo."
The Cnsolnax, is moving the adoption of the report,
cogratalated the meeting on the operations of the past year,
eaming that the balance carried to the move account was
AooDf., notwithstanding a reduction of about 30 per mat.
z the premiums by the quinquennial dividend of proprietors
ad memo of .2 deaths over those of the preoediag year.
7th reserve fund now amounted to 2003,0004 In the
three of the year 162.0001. had been paid to
to representatives of deceased members, making
total since the formation of the instate.
ion of about a million and a half. He must add, what he
ad Dever heard of io connexion with any other institution
f the same tied, that in the pas of dome of the policies
:ot only had many premiums ceased to be payable, but the
oliey had actually yielded an annuity to the holders.
(Item) Re coaanded by alluding, in terms of deep
vest, to the recent death of Mr. Richard Fall, a director.
The report was adopted neanimounly.
The retiring directors, Mr. Jonathan Thorp and Mr.
NCetham, were unanirnounly reelected.
gr. A. Scruttoe, Mr. Allen Serie, and Mr. R. Mateo,
reelected auditors.

1116 satin wu then made epeci►l for the purpose
swam* a sew role, or reucindiog, altering, or ameadi
we rola of the institution, in pursuance of a 'optimal
of setice for those pmpceer, The question to be det
feed oasis effecter et at members of the itiatitistion

Meg in the country, or to whom it might not be contra
iris to awed the meetings, should, in accordance with
et minion of the boned, be allowed to vote by proxy.
e a printed staisnient put forth by the baud
in. gated that a letter had been addremed to all the
embers in order to elicit their opinioos on the subject, and
at nearly 10,000 replica were returned, of which upwardi
19.000 were in favour of proxy voting, whilst only about
dl members dissented from the mucosa
Kr. BAUER proposed, in purseenos of notire, a now rule
raledir4 directam and agents of the institution from
moan or interfering with the election of directors except
!their vote, and providing, among other things, that every
odidote should, when put in naminatiee, pledge himself
I to pay the expenses at members voting, and that if he did
bit election should be void. He disclaimed any isles•
e to interfere with the privileges of country members,
1 declared that his shiest wee to prevent the directors
agents from exereining undue influence over the manage
of the institution.

The notice baying been oesooded,
Ir. NORRIS W. 11.41•1111. of Liverpool, expreend
maiden= in As direstioe • and contended t
ening was mnigilial to • 'fele representation
el the 000sley maaben. (01wiers.)
lk. J. TIMMER WY .51 opposed be proxy voting ape
ma Ss yetis ed ementry members. E
lie weans el to secu
at the herb= tlismgM Mat m ime theinem
at evil couldre t
tad the quell. of wen was should be postponed
that ow dry obooli hi wei aims.
A lit xA is *Ma owl *••=dbilitY a Pglvadis frees gni( Ptak with respect to • ois
. The semis Wag members also, if charged wit
' gives sa e
_p_iteAwould reply that they gave it aim
as members. ilier.)
Ableneia Rosa weed with Mr. Thweites that the;
let wen alms.
Br. BARBER'S pre' wee rejected by an immense ma
y, only about • dozen beads being held up is
of it.
lir. C. Germ, 11. P.,• director, said the directory bad
coubbered I a grievance to country members that
could sot vote without oomiog up to London—(heer,
—and be bad now to propose a system of pro: -paper
would be applicable only to the election of
eolith bad the unanimous support of the board.) He thee;
a resolution, which, after some emendations, slti.
tell stood u follows :—" Thst in all future elections
dinners, when there shell be more caodidetes thee
any member of the institution who would be emit
to vote in the election if personally present at the
• for election, shall be entitled to signify in writing
sock form and under such regulations as shall from time
due be adopted by the board for which of such condi•
et be &arts to vote, and each papers shall re.
• y be east from the office of the inetita•
to the mantises, and be returned by the mem
to the mid Alm is closed envelopes, endorsed
rating paper,' and shall be opened only in the
el As scrutineers of the candidate' at such elec.
Of Nub of such scrutineers as may have been v-
oted by the candidates, and as shall think fit to
. and the votes so signified shall respectively be
died to the votes given in person for much candidate or
tedidatse and shall be reckoned ea if the suns had bensPee in person at the meeting for election."
This malice was seconded by Mr. C. Itrui, • director, and
Tried almost unanimously.
Masks were then voted to the chairman, and the meet*

MR. BRIGHT AND LORD HARTINGTOY.

The Marquis of Hartiogton has addressed
>llowieg to Mr. Bright :
" Loudon, Dee. 21.
" lamed for the first time, from your letter I
Is 17th het, that I had made as ' aessole on you. 1
IyhMer to Mr. Cobden, I explained how I had Wes int
sour, which I admiMed ; and I cannot, even now, di.
New is what the • ealault' eassiMed, tinker it be a
malt' te say that a certain paw in your speech on
prams idea as bad hem previously =preened
t3SITTee proceed to quote from my 'pooch, to prove tha
m aware artravagast testimony to the prosperous
16011 of the Northern States than any one of than
I hen thought to eondsses.' I
aed do not hto dean the present prceperom
of those States. You, however, sod Mr. Seward
to malt in it, sad you my that it is a proof that
the pneeet time all the foretelling* of soil indulged
M the megrim of the United Stair have proved false.'
ft the melnry, kook era mob prosperity am • miefor
I believe that it mote, set in 'pits of, but to a gra*
is eenreqemee of the krge war expenditure ; ar
if it owe to seam or to be diminished. the ir°9l.
tailed States would be more ioclseed than they
tan end to a deplorable war.-1 have the l
"Jahnt. ea
&Ott FAN P."

WILTRER REPORT..

SDI DAY.)

WIDMMT.

• A.L.

isiee,
,--
.-s. s 1 LW.
..-ssis 4 1 N. W.
... 211.80 61 2 W.
.... 22 12 5e 2 N.W.
•ay ..... . 2222 al 2 1 W.
I.lentla .. ... . 8282 0, 2 1 N.W.
'' 0w.... NO si 42 2 1 N.N.W.
V... 30 ?I 48i 2 N.W.
•• • • nom 48 2 W.
~..id . ... MAO Ali 1 W.
+broke ...... 30.21 &V 2 I LW-
-1 • ... 1/34 48 1 N.W.
..... -1138 43 2 N.W.
...... .WM I 27' 1 W.R.W.
44,4••• .. VAS it' 2 N. 11.1.
.....ais“
I •-• /0.124.5 I , W.N.W.
t ... 32.12 e 22 1
lr
W.N.W.
....anis W.
••• 18.14 2 W.
•-la Si 21 W.
.. WM 22 2 I W.
• 2272 Et 1 1 N.W.
sang s I w-m-w-

IN 1171":"Ii /I W
.".46 lOW fall:

1.10111111111
I noIITWItIII ►RIDIT.
COLIPTS. LW. to N.W.,
_ .

or rob liipitots. atnve
Warm As above.
t" N. 404 back, Mannas. AI dom.
CIP2/. flee.
4to NIV trrah, Bo ran. W. to N., bulk dor.
fry ty. exoor to lAMBIC As tett above.
t'o .ctlturn.FlrotlarnL Waraira: Ireland. Iliddle.Vrann.
•••te :adleeent nvethera=lLnaltah Chinas& and Amy
ti. Eastern= Eaatward Iktioand and Ilailgolaad.

. reelected auditors.
The meeting was then made epecial for the purpose of
adoring a new role, or rescinding, altering, or amending
rules of the institution, in pursuance of a roltusition
notice for those purpasx The question to be drier-
, ned En IS effect w members of the institution re-
in the country, or to whom it might not be come
' tto lased the meetings, should, in accordance with
comics of the hoard, be allowed to vote by proxy.
a printed statement put forth by the board
. us stated not a letter had been &admired to all the
•• ben in order to elicit their opinions on the subject, and
• t pearly 10,000 replies were returned, of which upwards
9.000 were in favour of proxy voting, whilst only about
mochas dissented from the proposal.
IL atIDEIt prepaid, in purseance at nodes, • new rule
uding erecters and agents of the institution from in-
. wing or interfering with the election of directors except
their vote, and providing, among other things, that every
• • idste should, when put in namination, pledge himself
to pay the expenses ot members voting, and that if he did
his election should be void. He disclaimed any bites-
. to interfere with the privileges of country members,
declared that his shiest was to prevent the directors
• agents from eremite( undue influence over the manage
t of the institution.
The motion having been sounded,
Mr. Mottos WiLumut, et Liverpool, expressed him
... confidants in the direction ' • and contended that
• vet* was Insistial to • fair representation of
Woods of the country members. (Cheers.)
Ir. J. ?Imams was sot opposed to proxy voting apart
••• tampering with the votes of country members. He
• • • however, the upending at money to secure •
t at the hosed, and thought that edam that evil could be
ted the question of proxy voting should be postponed.
that use they should let well alone.
A MIX= pointed oat the impossibility of preventing
is from expreeing their opinion with respect to a ate
. The agents being members also, if charged with
se' given an opinion, would reply that they gave it stm•
members. (Langiter.)
ildernma Bonn agreed with Mr. Thwaites that they
• let wen alone.
it BARBER'S propoSla was rejected by an immense ma,
.ty, only about half • donna hands being held up in
• • • of it.
Mr. C. Guam, 11. P., • director, said the directory bad
oonshiend it • grievance to country members that
could not vote without coming up to London—(hoer,
I—and be bad now to propose a system of pro: -papers
.. would be applicable only to the election off
• which bad the unanimous support of the board.) He they;
• • a resolution, which, after some emendations, RIB.
tely stood as follows :—" That in all future elections
beckon, when there shall be more caodidates than
• . any member of the institution who would he anti.
• to vote in the election if personally present at the
' • , for election, shall be entitled to signify in writing
each form and under such regulations as than from time
time be adopted by the board for which of such candi-
es he desires to vote, and such papers abaft re-
- 'vely be met from the office of the institu-
. to the manatees, and be returned by the mere.
to the mid alias In closed envelopes, endorsed
voting paper,' and shall be opened only in the
. , • dthe scrutineers of the audidates at such oleo-
- or snob of such scrutineers as may have been lo-
tted by the candidates, and as shall think fit to
•.. and the votes so signified shall respectively he
• • . to the votes given in person for such candidate or
• •'. to and don be reckoned as if the same bad been
in poem et the meeting for election."
This motion was seconded by Mr. C. Brun, • director, and
• 'rd almost unanimously.
Thanks were then voted to the chairman, and the meeting
. tad
MR. BRIGHT AND LORD HARTINGTOII.
The Marquis of Hartington has addressed the
>Units to Mr. Bright :
" London, Dee. 21.
" Br,-1 boned for the first time, from your letter at
.• ma inst., that I had made an . seesule on you. In
7 letter to Mr. Cobden, I explained how I had fallen into
,e ewer, width I admitted • and I cannot, even now, die-
. is whet the • emu& eamissed, unless It be an
rash' to my that a certain peewee in your speech eon-
• ed the game idea as had been previously expressed by
• Seward.
"Yen proceed to quote from my speech, to prove that
'ova more extrusgaat testimony to the prosperous
• • lion of the Northern States than any one of thou
••••I hue thought proper to condemn.' I
• Led do not wfsh to Any, the present prosperous
-'. of those States. Tat however, and Mr. Seward
to exult in it, sad you say that it is a proof that
,010 the preset time all the foretelling* at evil indulged
by the enemies of the United States have proved false.'
or de melnry, look upon such prosperity an • mider-
I believe that it meta, not in spite of, but to a great
. is eenrequence of the large war expenditure ; and
if it were so emu. or to be diminished, the people of
L' eited %etas would be more iodised than they now
le pot an end to a deplorable war.—l have the hoover
bt, .
"obs Bright, Req., M.P." " HAZTUICTOS
WEATHER 1111PORT.(rats DAY.)
—...
W1D1M•4147. Dusk U. S 4.W.
•IL F., w. N.! Li Q. IN. It.
......... mu 3 1 1. W. V 2, _
•• .- 1116 4 W. _
......... . tete si 2 I S.
W II
W. 4 11IN4
- ....SOUPY 2 WM. 7IS an
. ..... . 2*.1446 2 l W. e Is an
.6.111_ .. • . tem 61. s 1 N.W. S U Pei
- • Mar ... .SOIn 44 1 P.R.W. 7 18
—3OVI 0 2 LW. 6 U
i. •• • • Wor set W. II 14 AU;
'''''' • • ••• 60A6 • W. 7
•hrete..... 3011 &I 6 VI I WAr• 4 XINI
• ... 11434 48 1 N.W. 6 U
. ....... -1136 43 2 NW. ; all -•
'.. ...... . WAS 37 1 W.W.W. ia MI
. --Vie se t N. 11.1. ! 1 ...IS l' I
• •• -*You 5 i ULU _
numb .1., toss 45 I. w • ' B..
.N.W. , 6 U e—
•.. 311 Is it 2 I W.W.W. 6 4 lan
...... .111113* 1 W. 731 o
...... . /14.14 g't W. .7 SI • 1140
.--,666 1 ! W. , a IN • os 1
—.74.74474 2 l W. II W 0, 1
...... . 111.73 43 I ; N.W. ei IN o•
--
••••116 611 • ! W.N W. 41 al e
•
7111rUenfi. W" Co hunts
on leurt ww4lll hop
wY.
S.W. N. ~ fresh,
'out. tug tan. onsettledanwe snow
shove, or rata to places.
to v woman. As above.
,__. $44 hark, BIDDLE As above.
r,,,,h
01st. flee
~,,,:. •W , troth, Boma's. W. to 11., teeth, dear.
„...,, W. strong to Lamm As sett above.
07!4tu.6rottst.L Wasterow Ireland. Middy: Way,
7.taxl arlAcept. finnt.:hern.F.llsh CAsimel nadifazaz