The Express.
London, England, 1864-04-26 00:00:00

Eli. EC.

Soucrroas—Marra Beanru aed Stark 4. Furedvarlnn.
Holborn.

SCRVITOR—James ltdmastoO7,-ii•—q..7l.L &A., Crown-court, Old

Droid

Buouras—Mewl. Nerutto anTIBOa, 81, Old Bmad•Nrcet.
...GPM:MS-110mm Cub sod Rdwards, Public Accouutauts,
17, Totenhouae•yard,
010111 AL ♦ND RIBIDICrt if Mfae•a—Mr.Robert Steers.

;a7=11.. 73 ;4; r ---
Ofnces-22+, Nicholas-lane, Lombard.street,

This Company has for Da purposes the transaction of the
important and rensuairative business of Fire Insurance, and
that only to the exclusion of other branches of business not
unusually associated with D. under the same direction sod ope.
rating on one and the same capital. The Directors are saddled
that the scope for the business of are Insurance presented by
this country and Its dependeocier. IL as a commercial ipecula•
lion, deserving of paramount attention ; and the contract being
one terminable annually, the pronto or loss arising, detcrinthe ha
like manner, year by year, and exhibit at ones • Compeers
4111111C111 position, and its resources.
While the partial reusint a of the fire insurance duty now in
the contemplation of government, and applicable only to the
insurance of stock In trade, will afford a comparatively Waited
relief bola the onerous oppeeroson, the directors have remedied
to allow upon payment for every policy and afterwards at each
renewal, an immediate drawback, which, I. many Instances,
will amount to • total eilinction of the entire duty of three
shillings per cent.
To the public at large, and to the greater proportion of the
manufacturing and mercantile community. this arrangement
will prove • highly acceptable advantage. The drawback
allowed by • few of the older offices by way of per endede on
premiums at Intervals of years, to of Importance only to those
who are rated at prendnais ranging chieni from irre guinea per
cent. upwards, and is participated In only by those who may
have premiums to he renewed at the period of the making of
these returns ; whereas by the principle adopted by this Com-
pany, the owhers of its claws of risk of the more ordinary
ocetrrence, are they who will be more the substantielly, and at
the same time mm 1311,14 benefited.
The coneeesin to be thus made to the public will certainly be
the means not only of Increasing in their respective amounts in-
surances now existing, but of multiplying to a very large extent
the number of Insurance contacts In this country and its colonial
connection.... . . . .

117einitinible property in this kingdom acme, including Its
enormous and increasing importations arising from the trim in-
terrhenire of tariffs. is believed to approximate to 5i.5.000.0011,000.
whereas C1.30W000,000 only Is insured ; thus leaving nearly
three fourtiu of the insurable amount altogether unprotected
from lorw

It Redd be to find any elm of investments which be.
yielded such large profits as the shares of well conducted At.
offices. The shares of the older Mikes ham Increased in Mae
Immensely. being, In one case, at a premium of about 1,300, sod
in another of nearly 2,000 per cent. os the acme originally paid up.
The hecreased value of the shares of offices established within
the last twenty years, stand* at from BO to 200 per cent.
It is under these circumstances, and comideriag the immense
field preteuted for operations to come, that the directors have
taken advantage of so favourable an opportunity to offer to the
politic the benefits of the principle of basloese now adopted by
them, and they have every reason to believe that by its special
feature and the public support which that must necessarily in-
vite, the nedertaking will speedily be productive of the beat
moastary molts,
The esecnthe will be entrusted to officers of tried erperisaos
In the business of fire Mailmen e, and the Director, have
already matured arrangements for the immediate establishment
of five hundred agencies.
The Dlrect•rs Miro to give the moat unqualified assurance to
the public that nothing of the natore of frivolous objections to
a prompt and liberal settlement of claims for compmation will
ever be entertained or countenanced by them
Forms of application far shares may be had ei the Offieda
of the Company, or of the Brokers, Bankers, or tiollcitors. In
the event of no ellotaserat befog made, the &pane wi l be riP
turned In full

THE NATIONAL FINANCIAL COMPANY (LIMITILDL
INVITZ SUBSCRIPTIONS 101 SMARM IN Till
ALBERT INSURANCE COMPANY (Limited),
(For Fire and Marine Insurances.)
In=rrunder the Companies Act. ISM vleensby ths Rs-
edacb member Is strictly limited to the amount of hls
Shares.

0411•1-41,000,000, dtvttled Into 2041.0.70 Siam of £6O each. Pint

- . .
hone, 10,000 Shazes.
Deposit 012 Application, 41 per Share, and SA on Allotment.
No all to exceed £4 par share, nor to be made wall the expi-
ration of three months from the Incorporation of the Company,
nor at Intervals of I than three months. It Is not contem-
plated, hoverer, to call up more than £5 per share betoud the
deposit and payment on

Oswald H. Colvin, Zaq. ilreears. John Nichols and Co.), Seething.
lane.
H. T. Ooortey, Req., Shipowner, London and Sunderland.
A McKenzie, Req., Merchant; Old Itroad.stmet, Director of
Angus
Commercial Company.
Joseph McNamar, Esq., Merchant, Kastcheap, Director of the
National Mandel Company.
P. W. Spence, Haq. (Messrs. E. J. Spence and Co.), Pima?,
Old Broadatreet.
Charles Rudd Tatham, Rag. Nevin. Tatham and Co.;, Pudding-
lane.
C.areal P. Vanand„ Lq., Verchant, 1, Shorter's-mark Throgroorton-
William beat* Isq.
Tieuk-Cel. J. Comtism
King, Esq. an of
G. Goldsmith Kirby, Req., Managing Director Mao
the Med Albert Life
Jams
William Pane T. Ka. Assurance
Company.
T. Stevenson, Km., 7.8. A.
Robert Whitworth, Nan.

The Alliance Bank, Lothbury.
The London and Weitininuer Bank, St. James's-square.
Arenlits—TM National Financial Company (Limited).
BaOlingn—Mars. Partridge and °muneld. Thromnortou.strest.
SOUCITOIM—Memrs. Mercer and Mercer, Mincing-lane.
AilieffOna —Maim Johnstone. Cooper, Moth. and Co., Lodebury.
SECRETARY (pro tem.' —H. 1.. Gentile Esq.
Tampon', Olikete—No. 12. ILCitying's Algae-yard, kloorgate street,
This Company is witabllshed In order to afford to the agents
and connexions of the Albert Life Assurance Company, founded
in 11114. aa opportunity to combine Ues transaction of Firs and
Marian Insurance wttb that of lifie Assurance.
The Albert We Assurmice Company has a share capital of
L 500,000 fully sateeribed, and has an Income from premiums of
upwards of A 250,000 per annum, and during the last three years
has tamed new policies of assurance to the amount et a:2,03,97%
the premiums upon which amount to L 108,560.
14*
Y DY.PAILTMENT.

The Agents, Pollc;holders7andfiharsi;olders of the Albert
Life Company necessarily form a connection of the most tn-
dnential character for a Me and klatine Insurance Company.
The annual Increase in the wealth of the country and in that
descriptfon of property known r .Imarible property," has sug-
gested the formation of several new Are insurance offices, but
the Directors of this Company believe that In very few instances
base Arc company started with the mans chances of success as
attend the Introduction of this.

Company will have the advaatage of the co-operation of a
trained and perfectly organised system of agents, and the
Directors submit, therefore, that there is a certainty of securing
almost at mice a large and profitable business.
The Chancellor of the Exchequer having Intimated his inten-
Lou to reduce the duty one-halt on stock in trade, a large addi-
tional number of fire insurauces will, no dou;t, be eructed by
persons who have hitherto been deterred from insuring for the
fall value of their r tack by reason of the heavy duty.
The following table &bows the prompt value of the shares of
them Fire Companies which are in alliance with Life Companies

Present
Name Paid on Annual Market pmt
of each Dlrldend Price pmeguiek,
Mon. SIBYL paid. Per
Sham
Sun .... £2OO £lO 0 ar
aed "rt. 220 0 2100 per cent.
(Talon .. 100 20 0 66 per cent. 210 0 1300 per cent.
County.. 100 10 0 60 per cent. 50 0 100 per cent.
imperial 600 80 0 Sd per cent. SOO 0 010 per cent.
lAverPdon°°l 10 2 0 Mt per cent. 11 10 4U per cent.
&Lon
London .j 15 11 10 20 pre cent 46 0 aU per cent.
North 1 I.! (10
end cent.ai* 19 0 206 per cent.
British r " d bonus
chn2l. E EMI 11 100 100 0 14 per cent. 300 0 100 per cent.
AtMa.......1 60 113 .1 117 =ls
Iner ' 14 0 143 per cent.
. 100 210 11 per cent. 5 0 100 per cent.