The Daily Times.
Liverpool, Merseyside, England, 1860-11-06 00:00:00

sffittt America., &r:

First vessel, and is proceeding rapidly with her loading.
The celebrated beautiful iron clipper Ship
- SANTIAGO,
iii Captain Fowi.Eit ;
/,,,, -ZoL4 455 tons register,; A 1 at Lloyd's twelve years.
;.,-..,,, Loading in the Salthouse Dock. Apply to
COTESWORTH. LYNE, & CO.

Itsuranct otires,

ALBERT LIFE ASSURANCE
AND GUARANTEE COMPANY.

Estab ished 1838.
(Uniting the advantages of Mutual Association with the
Security of a Proprietary Company.)
Principal Office : 7, Waterloo Place, Pall Mall, London.
Capital, Three Hundred and Fifty Thousand Pounds Sterling',
Subscribed for by above Three Hundred Proprietors.
,The paid-up Capital and other Funds invested exceed Two
iliindred Thousand Pounds.
Annual Income upwards of One Hundred Thousand Pounds-
A Bonus in future every three years. Four Bonuses have
already been declared, ranging from 25 to 50 per Cent. on the
Premiums paid.
Branch Offices : Jackson Chambers, 21, South Castle-street,
Liverpool: ROBERT WEBSTER, Local Manager.
THOS. FRANCIS, WEBSTER, Assistant.
N.B. Actiiii AtiENTS WANTED for Liverpool and ser-
rounding Districts.

LIFE INSURANCE.—SPECIAL NOTICE.
ORTH BRITISH INRITRANC-u
COMPANY.
Incorporated by Royal Charter and Act of Parliament.
HEAD OFFICE 64, PRINCES-STREET, Edinburgh,
1860.
T IItGISTER F,OR NEW ASSURANCES THIS YE.dtosus SlickON DECEMBER NEXT.
POL OPENED Olt MORE THAT DAq
WILLICIES BE ENTITLED AT THE NEXT DISTRIBUTIOP
OF PROMS TO RANK FOR SIX YEARS' BONUS.
AT LAST INVESTIGATION T BON
PER A W
RANGED FROM 255. TO 335. rE
HE US DECLAIIP,:-;
4 cNT. NZ'
ON THE SUMS ASSURED.
The accumulated Funds amounted at 31st
Dec., 1859, to
The Annual Revenue, to L1,013791:04854 0
3 11
11
BONUS.—NINETY PER CENT. OF THE PROFITS is divided
among the Assured, being as large a share of the Profits as
Is
allowed by any, and larger than is allowed by most, other
Offices.
Special attention is requested to the following two modes of
Assurance:

1. HALF-PREMIUM SYSTEM.
Whereby a Policy can be opened at once for about Half tu
Ordinary Rate of Premium.
EXAMPLE.—At age 25, a Policy may be opened for £5OO
Profits, on payment of a Premium of £6 6s. 3d for the fin`
five years, and of £ll 19s. id. annually thereafter. On tin
Policy becoming a claim, the full amount assured will be palu
without deducting any debt on account of unpaid Prernitio4
as would have been the case under the Half-credit System.
This System is well adapted to" parties who may nave the
prospect m a few years of an increased income.
2. DOUBLE ASSURANCE SYSTEM.
Whereby the sum Assured is doubled in a few years, untinnit
any increase of Premium.
ExAnt-rf.E.—At age 20, a party Assuring for £I,EOO will, by
adopting this table, find that on attaining the.age of 40, th°
sum in the Policy is increased by Annual additiohl to R2,ou(),i
This principle is particularly advantageous to yoting
good lives.
INDISPUTAIIILITT.—Certificates are (on reasonable conditions)
issued,' freeing Policies from ail restrictions that can affect the
Marketable value.
Parties Insured in this Office may join any Volunteer Corp'
in the United Kingdom, without payment of extra Premiura•

Prospectuses, Tables Of Rates, and all other informationnig
be procured at the Head Office, or at any of the Agents of the
Company. . _

DAVID SMITH, Manager.
JOHN OG IL VIE, SeeretarY;,,
BRANCII OFFICE IN LIVERPOOL--HIGH-STREET, EXCHA.Nu.'

DIRECTORS:
W. Digby Ssnitli, Esq., Chairman.
Robert Dirom, Esq. J. C. Boyd, Fsq.
I Thomas Murray, Esq. H. Stolterfoht, jun., Ertl-
WILLIAM DOUGLAS, SeeretarY•