The Daily Times.
Liverpool, Merseyside, England, 1860-05-17 00:00:00

DIRECTORS.

LON DON.
William Rushton Adamson, Esq., (Messrs. Adamson and C 0..)
T. H. Beynell de Castro, Esq.
William Dent, Esq.
Philip S. Fletcher, Esq.. (Messrs. Fletcher, Alexander, and Co.;
Henry Alers Hankey, Esq., (M.essrs. Lane, Sankey, and C 0..)
James Harrison, Esq., (Messrs. Youn, Harrison, and Bevan.)
James Hiekie, Esq (Messrs. Hickie, Berman, and Co.)
Charles- Kelson, Esq., (Messrs. Kelson, Tritton, and Co.)
Francis Mattis Esq.., (Messrs. Martin, Young, and Co.)
Coleridge John i Kennard, Esq.:, (Messrs. Heywood, Kennard,
and Co.) •
(With power to inereeise their number to Twelve.)
wzra tns.
Messfs. Barclay, &ran, Tritton, and Co.
soLiciroasro nix
Messrs. Freshfields and Newman.
BROKERS.
Messrs. Philip Cazenore and' Co',
TEMYOR.AP.Y orricEs.
2, Austin Friars, Old Broad-street, E.C.

LIVERPOOL.
Robert, Dirani; l e (Messrs. Dirom and Davidson.)
Robinson Dnekwatth, Esq., rs. Nicol, Duckworth,
and Co.)
George William Eming,,Esq.; (Messrs. Duncan and Ewing.)
George Henry Horstall; Esq., (Messrs. Chas. Horstall and Sons.)
Hubback, Esq.
M
Edward Johnston, Esq., (essrs. Edward Johnston, Son,

-
and Co.)' . _
Charles Myers, Esq., pietist's, w. J. Myers, Son, id Co.)
Charles Stewart Parker, _Esq., (M •
e,isrs. Sandbach, Tinne

and Co.)
Charles baunders, Esq.
John Swainson, Esq.
James Aspinall Tobin, Esq.
Alfred Turner, Esq.

Messrs. Moss and Co.
somehow; TO Till, LIVERPOOL BOARD.
11essrs. Duncan, Squarey, and Biacknanre.

scoxEss. •
Messrs. llorsfall, Addi Son, and Co.
Messrs. Thos. Tinley and sons.
TEWORARY OitICEA:
I, Exchange-street West.

MAN CHESTER.

James Bqrton, Esq.
George Dowhurst, Esq.' (Messrs. Dewhirrst and Sons.)
James Dugdale, Esq., (kessrs. Dugdale, Brothers,)
Thomas Fielden, Esq., (Messrs. Bidden, Brothers,)
David liarrisol, Esq., (Messrs. liarrie.,on and sons'.)
John Robinson ay,•Esq.
Sam. Mendch.Esq.
Wilham Berl, E.q.
Josiah Radcliffe, Esq.
James Riley, Esq.
(With power to increase their number to Twelve.)
BARKER,..
Mes ,rs. Cffnliffes, Brooks, and Co.
someiToas To 'rink )!ANCTIESTER BOARD.
;Messrs. Sale, Wortbingtow, and Seddon.
naox.kiq,
Messrs. Shore and Kirkman.
Mr. Thomas Warner.

• PROSPECTUS.
The great deveteieniiffie co' ecenrnercial enteTiroisr•_etectrintre the
last quarter of . a csnerty, the onneurrent
numerous Colonies, the extension of our Mereantase Navy,o and
r
the large introduction of Steam Pckeer its inerine transport,
have increased the property requirieg protection agein Sea
Risks to an extent far beyond the means of Ms-et-leg it.
In fire and life insurance, companies alone are now employed;
sod an increasing tendency to resort to them for eaceeing sea
eels has long been manifested. In particular, when ficaiting
i cargoes ate sold on the shipping documents, buyers invariably
prefer the' fettles of a company.
Every propeele oonstituted and well-managed Marine Insur-
ance Company hitherto established has preepered. Besides
the three companies recently formed, five have long b ' Cell m
operation in London; and -With what success appears from
the market prices of their shares. Those of the .. Marine,"
th=i one last formed, with £lB paid, noev sell at £lll.
Three of these companies also do fire' aitil life insurance
business; eiretlit is remarkable that the twolehich tike marine
risks only have 1-.Ve'n the most successful.
There are no Marine Insurance Companies in Liv'erpord or
Manchester ; and it is edeteieted that there are not trt the
locality a number of indlYkieel- underwriters sufficient to
effect the very large amount of frehreancee arising there:
The Vessels entering • and clearing ettlf, from the Mersey
already amount to a yearly total of nearly FiveMtllions of Toes,
each way : and this tankage is, and has been. foe a very long
period, increasing at such a rate as to double itself every six-
i'
tan years. It is estimated that the Premiums peed for
inllMitig these Vessels and their Cargoes do not fall short of
Thfee'Yfillions Sterling per Annum; and that the corresponding
average Pfarts exceed a Quarter of a Million.
A quarter of ~,/ et &trey has elapsed since the establishment
of the last of the Five Cemeteries: above referred to. During
this period the property eitettectl to marine risks, and insur-
able in this country, has increased to an extent which it is
difficult to estimate with precisidn*; but of which the following
figures, front the Accounts of the Board Of Trade, will afford
some idea :
The declared value of Exports of the PrOdirce mid Mann-
factlres of the United Kingdom was—
tie 1:534 £41,649,f91
In 16414' 58,581,291;
Ia 1854 • 97,184,726
In 1859 . . , 130,440,427
Showing in this branch of our Export Trade alone, during the
last.five years, an average mental increase of upwards of six
millions and a half sterling.
Of the value of the Foreign and Colonial produce exported
from this country no account was taken till 1854. In that
rear the amount. returned was £18,648,918. In 1858 it was
4?3,174,023: showing an average increase of more than one
million sterling pet; annum.
The Shipping clearing out with cargoes from the Ports of
the United Kingdorn, in the Forcien and Colonial Trade alone,
had an.anrcgate burden—
' n 1814 of —
t„ 2,185,099 tons
Id 1841 of „ 5,297,168
In NA Of , P,507,721
In 1859 of 10,2E,624
Showing an Mere. sd to nearly five-fold in the' last Twenty.
five years.
Again the Shippi,g clearsd felt from British portal in the
Coasting Trade, which in 1834 anteknetel to 10,331,249 tons,
had in 1859, notwithstanding the transfer of much of this trade
to our railways, increased to 16,509,471 tons.
Dieting the last ten years, a very lwative *eV for Marine
Insurance has been opened by the immense intreast in the
importation of the precious metals into this country, and their
exportation to other parts of the world. In 1859, the AalliGn
Trade, eo far as it Wears in the Official Returns (which take
no account of the large parcels of gold' passing by privede
hands), had risen to the amount of £72,758,939.
By calculations based on these and other accounts of the
Board of Trade, it appears that the Field of Marine insurance
is extenditl at the rate of et least Fifteen Millions Sterling
per Annum.
Our commerce having theta largely outgrown the means
provided for its protection ageinst maritime risks. it has been
determined to form the Thames and Mersey Company, with a
board at each of the three great centres of our commerce, so
as to afford, in each locality,. the same facilities for the imme-
diate transaction of business on a large scale.
These facilities will, by combieing the operations of London
and Lancashire, extend the lasts of Average, secure a corres-
ponding increase Of stability, and proportionately improve the
prospect of return front the capital embarked.
A very lucrative business Itltieh has hitherto been diverted
into other channels, and imperfectly transacted, will he thus
retained in the localities to which it =Aurally belongs; while
Insurers resident in these Districts miry, by hecomine Share-
holders. secure for themselves a portion of the Profits which
now pass into other hands.
The Directors have spared no exertions in securing the
services of thoroughly competent and experienced Under-
writers aid other Officers.
Until Parliament shall extend to Insurance Companies the
privilege already granted to every other description of Taint
Stock Company, the Policies will, in accordance with the long-
established practice of te London ffices be so framed as t
limit the liability of each Shareholder to, the amount pf his
Shares.
Applications for Shares must be accompanied with a Banker's
receipt for £1 per Share, in part paymeet of the Deposit of
£2 per Share. Should the amount so paid exceed £2 per
Share on the number allotted, the surplus will be returned;
but if it falls short, the balance must be paid on Allotment, or
in default the Allotment will he cancelled. If no Allotment
be made, the Deposit will be returned without deduction.
Applications for Shares, [in the form annexed,] may. be sent
through any of the Bankers or Brokers to the Company : from
whom copies of the Prospectus and forms of Application may
be had.
May, 1860.

FORM OF APPLICATION FOR SHARES.
TO lIIE LIMA:WE, OF 'NAMES AND IdEESEY
_MARINE
INSURANCE COMPANY.

Gentlemen,
paid to .viir Bankers at Liverpool the stun of
, I hefelr.- req et that you will allot to me Slimes
of £2O each, in the . • Thames and Mersey Marine Insurance
Company," and I hereby agree to accept such sbare.,or any
smaller number that mly be allotted to. me, and to pay the
remainder of the deposit of £ - on the Shares allotted,
and to sign the Atticics of .Act;ociatien when required.

I am, G.:ntlemen,

same in full
Address in full
Date

No. Received the day of , 180,
on account of the Directors of the Thames and Mersey Marine
Insurance Company, from , the sum
of , being the Deposit made in accordance
with the terms of the Prospectus on an Application for an
Allotment of Shares in the undertaking.
P , Bankers.

DEAFNESS.
11:ETtR. ET RACKAM, AVMS; Norwich, will attend at
/ 19, MORNINGTON-TEREACE, UPPER DUKE:
sTR , LIVERPOOL, THIS DAY, and may be consulted
upon all cases of DEAFNESS. As Mr. R.'s stay is limited to
One Week. early attendance is rarticularlyrequested.
.

A_DAMS'S STUDENTS' AND TOURISTS'
WRITING CASES,
Containing
NOTE r.. 4 PER OF THE FULL SIZE,
ENVELOPES OF TWO SIZES, SEALING WAX,
BOX FOR VESTA LIMITS, &e. ;
PATENT INKSTAND. PENS AND PENCILS,
IVORY PAPER KNIFE, BLOTTINti BOOK, POCKETS
FOR MEMORANDUMS, &c., with Patent Lock, from
6s. O. each, in great variety.
the above are also kept of a larger size to hold fall size letter

paper.
63, CHURCH-STREET,
(Opposito Old Post-office Place.)

ARTIFICIAL TEETH, GUMS, AND PALATES.
PROTECTED KY IRER MAJESTY'S ROYAL LETTERS PATENT.
E S S R S . GABRI.EL,
DENTISTS,
134; DUKE-STREET, LIVERPOOL,
Opposite Berry-street :
Tree 33. LUDGATE-HILL
LONDON WEST-MI) URANUS,
t E
Wig' I le, RELiENT-STREET.

. 613 serve Nraubcrs particulaily.
ESTAIMISRED 1.815, —SAE

TEETH,THEIR LOSS.

•
And as now restored, on the new principle of self-adhesion
and capillary attraction combined, by means of a soft flex-
ible lining, with CORAL ATE: GUM-COLOURED INDIA-RURRER
in lieu of bone or gold, 'without springs or wire, and with-
out any operation; THEY ARE WARRANTED PURE, WHOLE
SOME, AND ENTIRELY FREE FROM SMELL; they are easy
and coinfortabl, upon the most sensitive gums, and may
be worn for many years withoutbeing in any way affected.
The materiels used are of the best quality, the workman-
ship of the first order, and are supplied at less than half
the ordinary cost.

New Edition, :just, published.
" Gabriel's Treatise is of importance to all requiring the
dentist's aid, and, emanating from such a source, it may to
confidently relied On."—Untted &rake Gazette.
"Thousands requiring artificial teeth are deterred from
consulting a dentist, fearing the anticipated cost or dread
of failure. To all such we say, peruse Gabriel's treatise."
Service Gazette.

Published by 'Messrs-. Gabriel (gratis on application, or
sent on receipt of three ir.,stage stamps), at their Establish-
ments.
FROM COUNTRY PATIENTS ONE VISIT ONLY
REQUISITE FOR A . SINGLE TOOTH Wit COM-
PLETE SET.
PATENT WHITE ENAMEL CEMENT, the only per-
manent preparation for front teeth, which effectually
retains its colour (Is. per packet).
PREPARED WHITE GUTTA PERCHA, the best stop-
Ping for Decayed Teeth or Toothache. This invaluable
stopping is placed in the cavity, when perfectly colt.
becomes hard as the tooth itself ten minutes after inser-
tion, and renders the decayed member sound d uSeofttil in
mastication. Is. bd. per Box, or sent on r and usetul in
malcatton. ]s. • per Box, or bCflI 00 ieceipt n
stamps.
The ROYAL TOOTH POWDER, Is. 6d er Box.
. p
The above preparations may be had from any chemist
• in the kingdom.
Stopping Decayed Teeth, Settling, &c.
MESSRS. GABRIEL, .
HE OLD ETABLHED DENTISTS,
1T34, DUNE-SSTRISEET, LIVERPOOL
33, LIT DGAT E:11 I
B.
L,T.
LONDON,
trir 110, REGENT-ft,
B.
Attendance daily from Ten to Six.

zT farnags, Eflußtatb:-.

Births, Mari. i iages and Deaths, forwarded for' inseriton, must
be properly authenticated with the name and address of the
sender. The charge for the insertion of Births win be sir_
pence each. •

DEATH.
On the 13th inst., at 120, Falkner-street, aged 3! years, Mr.
Hector Mackenzie, eldest on of the late Mr. John Mackenzie,
merchant, Lechcarron, gosshire.