The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1856-02-12 00:00:00

Nat Mut.

On WEDNESDAY, the 20111 instant, at Twelve o'clock,
At the Public Sale Room, Exchanze-buildings,
12 Bales Bengal SAFFLOWER,
68 Boxes LAC DYE,
Just landed ex Princess Royal.—Apply to Messrs. THOMAS and
JOHN 13HOCKLEHANIC, Merchants, or to
T. & H. LITTLEDALE and CO., Brokers.

IMPORTANT SALE or City St. Domingo, Honduras and other
MAHOGANY, Rio, Bahia and Honduras ROSEWOOD, ZEBRA
and ZIRECOTEWOOD, WALNUT WOOD, 31A1'LE
VENEERS, &c.
On WEDNESDAY, the 20th instant, at Twelve o'clock, in the
Honduras Shed, Birkenhead,
160 Logs Honduras MAHOGANY,
just landed ex Luna i •
158 Logs Honduras MAHOGANY,
now landing cx Cluny ;
224 Loge Honduras MAHOGANY,
per sundry vessels.—Apply to Joux CARMICHAEL, Xsq.,
Merchant.
These cargoes contain every description of Wood required by
the Cabinet Maker, Machine Maker, Carriage Builder, Joiner
and General Dealer, also large quantities for Shipbuilding.
652 Logs and 9 Curls City St. Domingo MAHOGANY,
of superior quality and size, being the cargo just landed ex,
Anglesea, particularly selected for this market, with great judg-
ment and care.—Apply to Messrs. FROMMEL and Boast,
Merchants.

On account of the Importers,
471 Planks Rio ROSEWOOD. per sundry vessels,
1739 Planks Bahia ROSEWOOD, ditto,
333 Planks ZEBRAWOOD,
5 Tons City St. Domingo lAGNUMVITJE,
10 Tons Long Ends City St, Domingo MAHOGANY,
46 Pieces MACACAUBAWOOD

177 Curls#iitted States WALNU'I'WOOD,
3 Boxei%IAPLE, VENEERS.
316 Logs onduras ROSEWOOD, per United,
Together with various Fancy Woods, suitable for. Turning and

other purposes. 110&ME and SLATE It,
Timber Measurers and Brokers, 7, Water-street. Liverpool
and 3, Canning istreet,. Birkenhead.

NERVOUS Mind and Head Sufferers, from noble-
men to mechanics, having tried all advertised and otlifr
remedies without a cure, have, during IS years, been obliged to
apply to the
Rev. Dr. WILLIS MOSELEY, 18, BLOOMSBURY-
STREET, BEDFORD-SQUARE,. London,

and 30 are not known to be uncured. Means of cure only to he
paid for, and a relapse prevented for life. Novel observations—a
Pamphlet on Nervousness franked to any address if one stamp is
sent ; or, for 36, Twelve Chapters on the only means of Curing
Nervous or Mind Complaints ; "the best book on nervousness in
our language."—Professor SAVAGE, Surgeon.

k2ooois offered to any person producing
articles superior to the following. They are
patronised by Royalty and the most distinguished Families in
different partsof the world. During the last four years their ex-
traordinary efficacy has astonished thousands.
The Hair Restored, Baldness and Greyness- Prevented by
BRETHAM'S CAPILLARY FLUID. The truly wonderful effi-
cacy of this unique preparation is the theme of admiration where-
ver introduced. It effectually prevents the hair falling off or
turning grey, promotes its growth on places that have been bald
for years, strengthens weak and fine hair, and gradsally restores
its natural co4oor,without the use of dye. It cleanees the head
from scurf, and imparts a beautiful transparent, glossy appear-
ance, and keeps it in any desired form. In inducing,the growth
of whiskers, eyebrows, mustachios, its effect is surprising.—
Bottles 2s. 6c1.; dbuble size 4s. 6d. ; 7s. 6d., equal to• four small ;
Ils. to six small.

EASE AND COMFORT IN WALKING.— BERTRAM'S
CORN AND BUNION PLASTER.—This most important dis-
covery causes the greatest delight and astonishment wherever
it is introduced- Its effect, to use the words of numerous cores-
pondents, is truly miraculous ; the most inveterate Corns,
Bunions, and those unsightly and painful enlargements of the
GREAT TOE JOINTS, which disfigure the beautiful symmetry of
thefoot, have beessimmediately relieved from all pain-and uneasi-
ness. and in a short time entirely disappeared,. after twenty
years' suffering. Unexceptionable references are allowed to be
given to individuals in almost every part of the United Kingdom..
—Sold in packets,_ Is. boxes, 2s. 6d. ; which will be sent free
to any part of the United Kingdom on the receiprof 14 or 3.
postage stamps,. by Mr. BEETHAM, Cheltenham,. or any of his
Agents.
For removing Superfluous Hair, BERTRAM'S. VEGETABLE.
EXTRACT is the only article ever discovered whioh•does not
cause pain orinjury to the skin. Numerous worthless articles
are introduced, containing the most deadly poisons, ond unfit to
be applied to the human body; many of them remove the skin,.
and produce dangerous wounds. The effect of this extract Ls-
unerring, and gives the greatest satisfaction.—Packets,.ss., sent
free for Is., by Mr. BEETtiam, Cheltenham.
Sold by Mr. ASTLEY, perfumer, &c., 53, Bold-street; CLAY and
ABRAHAMS, chemists, Bold-st THOMPSON- and. SON, Che-
mists, Church street; and flomiNs, 1, St. George's-crescent,
Liverpool; BLA'CKH URST, chemist, Preston; STANDRI NG, 1, Pic-
cadilly, and GLAZIER, chemist, Shudehill, Manchester; PROUT,.
229, Strand; SANGER, 150, Oxford-street; BARCIAY', SUTTON,
EDWARDS, RUMSEY, 2,Queen-street Place, London. Sold whole-
sale by Mr. HOPKINS, 1, St. George's-crescent, Liverpool. All
Chemists and Perfumers will procure them for you.—Proprietor:
Mr. BEETHAM, Chemist, Cheltenham.

ESTABLISHED HALF A CENTURY.

SARSAPARILLA:.

PRIESTLEY'S FLUID EXTRACT. OF' THE:!
FINEST RED JAMAICA SARSAPARILLA.
This most efficient and agreeable preparation of that
well-known and valuable alterative, JA MAIC A SA RS A--I
PAItILL A ~ is prepared by a peculiar and scientific'
method ; and the experience of many years has fully established
the reputation of this medicine, as containing mere of the virtnes-I
of the root than any other preparation. Its beneficial effects have I
been particularly striking in the following complaints:—Noctur-
nal pains in the limbs, scrofulous enlargement of the glandA, cu.
taneous affections,.chronic rheumatism, &c.,;. in freeing the sys-
tem after a course of mercury, its beneficial effects are very power-
ful. It purifies the blood, and, by giving to the cutaneous vessels
a healthy and regular action, it removes that disposition to
erysipelatous inflammation from which so many persons periodi--
cally suffer ; and when taken in the spring and fall of the
year: as an alterative medicine, it will be found to impart that
strength to the constitution which is indicated by firmness-of
flesh, good appetite, and freshness of the complexion.
N.B. To persons of a plethoric habit it is most invaluable, as-it:
thins- and promotes a free circulation of the blood, thereby pre..
venting attacks of apoplexy.
Sold in bottles,,4s. 6d., 7s. Gd., Hs., and 225., at 52, Lord-street.
PRIESTLEY'S VEGET A.B LE PI LI S,.
FOR PURIFYING THE BLOOD.—They are the best
medicine that can be taken for removing all eruptions and
pimples from the face, arms, and body, and for cleansing, and
purifying the blood and invigorating the system. To parties -re-
siding in warm climates, or proceeding to sea, they are invaluable.
These Pills require no confinement ofrestraint.
Sold in bones, 25. 9d., 4s. fid., Its,, and 225., each containing
directions for use, carefully packed, and sent to every part of the
kingdom, or world, on receipt of Posbodice order, made payable
to JOHN PHLESTLKY, 52, Lord-street.

PRIESTLEY's AN T ILILI OU S I:LL S
Established in the year 1822—are, from experience, decidedly
the best aperient and antibilious, medicine for general use, as
they need no confinement or alteration of diet, therefore they may
be taken,at all seasons. _ _

These Pills will prove highly efficacious in bilicus complaints,
scorbutic complaints, affections of the nervous system, lowness
of spirits, palpitation of the hecrt, rheumatic pains in the head,
limbs, and other parts of the body; oppression of the chest, indi-
gestion, redundancy of bile, dininess of the eyes,,violent pains in
the temples and across the forehead, impaired memory, sick
headache, tremulous action of the whole frame, restlessness and.
frightful dreams, stnporific dozing, fiatulency„mstiveness, &c.
Prepared and Sold by Joas PRIESTLEY, Chemist, 52, Lord,-
street, in boxes, Is. lid., 2s. 9(1., and 48. 6d.,and retailed by rdl
respectable Chemists and Druggists in the Kinglom.

For the SPEEDY and EFFECTUAL REMOVAL of COUGHS,
COLDS, ASTHMAS, and DIFFICULTY of BREATHING.
PRIESTLEY'S 6OUGH and ABTJIMATIC*L.
DROPS. This invaluable Medicinn immediately relieves
Coughs, Colds, Hoarseness, Difficulty of Breathing, and Huski-
ness in the Throat. These Drops are also the best preventative
that can be taken against spitting of blood and affection of the
lungs. Persons troubled with Asthma are considerably relieved
by taking a few doses. of the Drops, as. they tend to promote ex-_
pectoration and remove viscid phlegm. For the speedy cure of
the Hooping Cough, they are no less efficacious. Those who .are
troubled with that unpleasant tickl4ig in the throal,which
prives them of rest night after night, by the incessant cough
which it provokes, will, by taking one dose, find immediate re-.
lief, and one Bon4e, in moat cases, will effect a curs.
Sold in bottles at Is. lid, 2s. 9d., and 4.5. 6d.

pRIESTL EY ' S AROMATIC TONIC
TINCTURE, a pleasant and agreeable remedy for Indiges-
tion, Loss of Appetite, Wind, Flatulency, and all complaints
arising from Inward Debility, Weakness,
PRIESTLEY'S INFANTS' PRESERYAME,
for Convulsions, B,,ckets, Tooth Fever, Measles, Hooping
Cough', Diarrhoea, Flatulency, and Plass, in the Bowels, This
preparation is also recommended to adults for Spasms, English
Cholera, Pains in the Bowels, &c.
Prepared and Seld ill Bottles, at Is. lid.. and 2s. 9d.

PRIE S TLE Y'S GOLDEN VEGETABLE
HAIR OIL
is allowed to ha an excellent discovery for invigorating and
renovating the Human Hair, prevents its falling off, produces a
most beautiful and natural cur), and gives artificial Hair a peculiar
softness of texture and luxuriant appearance. This preparation
does not dry the Hair.
Sold in Bottles at Is. 3d., Ss., 65., and 105. 6d.

PRIESTLEY'S FURNITURE CREAM, for pro-
clueing, with much less than half the usual labour, a
beautiful, brilliant, and permanent polish on all kinds of French
Polish and other Furniture. Sold in Bottles at is. and 2s. each.

PRIESTLEY'S FURNITURE PASTE, for
CLEANING and POLISHING FURNITUREvvithout labour
or trouble. The Paste is used for Cleaning and Polishing every
description of Furniture, whatever preparation may have been
previously used for that purpose. It adds a high lustre to French
Polish. Sold in Pots, at Is. each, or three pots for 2s. Gd.
GENUINE METALLIC LUSTRE. This
article is recommended to Housekeepers, for Cleaning all
manner of Gold and Silver Plate, Metal Teapots, Pewter Mea-
sures, Brass Fenders, Candlesticks, Stair Rods, Brass Plate for
Doors, Tin Covers, &c., with half the usual labour which is
required with other preparations. Tke above Lustre leaves a
beautiful Polish on the Metal. Sold in Squares at 6d. and is. each.

The above are prepared and sold by JOHN PRIESTLEY,
Chemist and Druggist, 52, Lord-street, Liverpool.

Ensurartre XotifeS.

THE ENGLISH AND IRISH
CHURCH AND UNIVERSITY ASSURANCE
SOCIETY.
4, Trafalgar-square, Charing-cross, London.
OFFICES.. 90, High-street, Oxford, and
I 11, G rafton-street, Dublin.
2, Chapel-street, Liverpool.

DIRECTORS, 6-c., IN LIVERPOOL:

DIRECTORS:
The Rev. Henry Hampton, M.A.
The Rev. Abraham Hume, D.C.L., LL.D.
The Rev. George Winter Warr, M.A.

MEDICAL REFEREE :
John Hey, Esq., 2, Erskine-street.

SURVEYOR:
H. P. Horner, Esq., BA, 13asnett•street.

LOCAL SECRETARY AND AGENT

Francis llorner. Esq.. Solicitor, 2, Chapel-street.

Every description of Assurance an'-I Annuity is entertained that
may be dependent upon the existence of One, Two, or Three
Lives. _ _

-A- diminuti • • •on of Half-a-year is made on the amount of Pre-
tniums when persons Assure within Six Months of their last
Birth-day.
Provision for Old Age and Annuities may be purchased at rates
at some ages considerably lower than those of many other Assu-
rance Companies.
A Special Table has been calculated for this Office, whereby
Interest at the rate of 4 per cent. per annum is allowed to the
Policy-holders upon all Premiums paid by them until death.
Forms of Proposal and every information may be et rained on
application to the Head Office, or any of the Society's Agents.
JOHN EDMUND COX, M.A. F.S.A.,
Chairman of the Landon Board.
JAMES GEAVES HOOTON, Secretary.

SPECIAL NOTICE.-THE BOOKS OF THE SOCIETY CLOSE ON
IST MARCH, AND PROPOSALS LODGED AT THE HEAD-OFFICE,
OR AT ANY OF THE AGENCIES, ON OR BEFORE THAT DATE,
WILL SECURE THE ADVANTAGE OF THE PRESENT YEAR'S
ENTRY, AND ONE YEAR'S ADDITIONAL BONUS OVER LATER
APPLICANTS.

MUTUAL LIFE ASSURANCE.
___...
THE WHOLE PROFITS DIVIDED AMONGST THE ASSURED.

SCOTTISH EQUITABLE LIFE ASSURANCE SOCIETY.

INSTITUTED 1831,
Incorporated by Special Act of Parliament.

The Fund accumulated from the Contributions of Members
exceeds NINE HUNDRED THOUSAND POUNDS.
The Annual Revenue exceeds ONE HUNDRED and SIXTY-
THREE THOUSAND POUNDS.

The amount of existing Assurances exceeds FOUR MILLIONS
and a QUARTER STERLING.

The amount paid to the Representatives of deceased Members
is upwards of SIN HUNDRED and FIFTY 'THOUSAND
POUNDS, of which SEVENTY-EIGHT THOUSAND POUNDS
are Bonus additions.

THE NEXT DIVISION of PROFITS TAKES PLACR AT THE
Oar OF MARCH, 1856, and Policies effected before that date re-
ceive One Year's additional Bonus over those effected aster that
dale.'

11OBT. CHRISTIE, Mandel'.
WM. FINLAY, Secretary.

HEAD OFFICE:
26, ST. ANDREW-SQUARE, EDINBURGH.
f ARCHIBALD' TOD, Sharebroker,
LIVINIPOOL 23, Tithebarn-street,
t
j Andersons and Thorhurn, Merchants.
Manchester 1 Edward Corbett, Surveyor. .

EFEBRVARY 12, 1856.

INDISPUTABILITY THE ONLY COMPLET:
6ECURI FY IN LIFE ASSURANCE.

(Exacted front " The egis ter.") .
What is meant by tr
an indisputable policy ? In the first place,et.t
is unlike other policies; the adjective being used to imply
thing to mark and distinguish such a policy from all other Pe4
cies. In the second place, it means much more—it implies toot
the policy to which the epithet " Indisputable" is given can n't
power 00
be disputed, except upon grounds beyond the reach and
the contracting parties to control. In other words, the 014
represented as being as indisputable as man can make it. a
Nothing can he more embarrassing than the situation of a fen,
who, after making payments to an Insurance Company for e::
twelve, or twenty years, on the supposition that by such F's's
meats he has purchased for his family the absolute propertY, tad
reversionary estate, is then told that at his death his survlrvs,
may receive such property, but that there is a great chance-1;1ot
sibility—amounting to a probability, that they may not ; and
the contingency depends upon circumstances which he Wail,
foresee. Yet such is the position of those who are held as who
responsible for the precise and literal accuracy of every
in numerous documents and schedules which precede the W 1
of a policy. Take one of these schedules as an instance of arefri
ments, upon the accuracy of each of which the whole valtlefi„
the policy will ultimately be made to depend ;—" do herte;i
declare that my age does not exceed years ; that 1 have
cow-pox or small-pox (state which); that I have (or have not) "or
the gout; that I have not been afflicted with any fit or MN('
convulsions, nor with asthma, insanity, or spitting of blood
that I am not afflicted with habitual cough, diseases of the Intl
nor with any other disease or disorder tending to shorten 'led
and that the foregoing proposal contains a true statensello
every matter and thing thereby required to be set forth ; and n.
I am now in good health ; and I do declare that I have not en.:
statertif_a,
cealed or withheld any matter or circumstance touching 011.1..8-f
or present state of health, habits of life, or condition which
render an insurance on my life more than Ehually hazardotterui
with which the Directors of this society ought to be niadeth
quainted; and that any private referees are wail acquainted Wi..l
and fully competent to give, the requisite information as to 17
habits of life. And Ido declare that this declaration shalt betas
basis of the contract between me and the said society ; and. to.
if any true allegation or statement be contained it,: the said P
posal, or in this declaration, or if any material informatioa.c";
omitted which ought to be contained therein, all meneYs W11:0(
shall have been or shall be paid to the said sociey, ort accoun',.,
such insurance, shall be forfeited to the use oft the said sociern
and the policy be absolutely null and void."
Now, looking at the wording of this clause, it may be crne";,,,D
no without much exaggeration, that there is human being '
earth who, looking on it as the literal condition of his ceolWig
o
with a company, can possess a certainty that the event e' in
death will place his family in possession of the sum specifier'
the agreement. It is a professional notoriety that there are's:,
merons diseases which may be in active play long before theWL
istence is suspected by the patient 01 any one else. Yet, 1/I:,:ti
contrivance of making the proposer warrant the literal acco.,
of numerous statements, the clause above quoted would Vit46
and nullify the policy, if it could be proved that the invisible 1
had commenced his ravages at the period when the instrulnits'of
e,4 „;
was issued. The responsibility of the party effecting the a
ance is unconditiona', and wholly irrespective of the contingeso
whether the " omission" of any fact, materizi or immaterial, We
wilful or not. lOte
The person who makes the statement must not only dec 4),
that he makes no wilful mis-statement—that has has not vr4„,
held any matter or circumstance," and observe, sot deliberately:
of design,. but that he has not done so at all. The declaration I,:t
quired is absolute as to circumstances or possibilities beyond. t
sphere of human knowledge ; and the responsibily of the de._el,
rant is eqtailly absolute, no matter how innocentiy he mat r's
been led into error.
All the authorities are of the same opinion as to the sole and nt
divided responsibility of the assured. Thus, Lord Eldon will So"
hear of any distinction as to whether an omission has been to
Serial or immaterial. '• If material," his Lordship obcerves, "1
a materiality may be inquired into and shown ; but if there beo
warranty, it is part of the contract that the matter is each as t!fia
represented to be;. therefore materiality or ilaNialerialiNsig?",n
nothing. The only question is as to the mere fact." This
has been affirmed, to the total ruin of families, by numeittlasdec
sions of the Courts.

e•aet 004