Item 2: Properties Information concerning Applied’s principal properties at October 26, 2014 is set forth below:
## Table 0 ##
Because of the interrelation of Applied’s operations, properties within a country may be shared by the segments operating within that country.
Products in the Silicon Systems Group are manufactured in Austin, Texas; Singapore; Gloucester, Massachusetts; and Rehovot, Israel.
Remanufactured equipment products in the Applied Global Services segment are produced primarily in Austin, Texas.
Products in the Display segment are manufactured in Tainan, Taiwan and Santa Clara, California.
Products in the Energy and Environmental Solutions segment are primarily manufactured in Alzenau, Germany; Treviso, Italy; and Cheseaux, Switzerland.
In addition to the above properties, Applied also owns and leases offices, plants and/or warehouse locations in 75 locations throughout the world: 16 in Europe, 20 in Japan, 16 in North America (principally the United States), 7 in China, 3 in India, 7 in Korea, 3 in Southeast Asia, and 3 in Taiwan.
These facilities are principally used for manufacturing; research, development and engineering; and marketing, sales and/or customer support.
Applied also owns a total of approximately 150 acres of buildable land in Texas, California, Massachusetts, Israel and Italy that could accommodate additional building space.
Applied considers the properties that it owns or leases as adequate to meet its current and future requirements.
Applied regularly assesses the size, capability and location of its global infrastructure and periodically makes adjustments based on these assessments.
This selected consolidated financial information should be read in conjunction with “Management’s Discussion and Analysis of Financial Condition and Results of Operations” and the Consolidated Financial Statements included elsewhere herein.
## Table 1 ##
As of December 31,
## Table 2 ##
(1) For purposes of this computation, earnings are defined as income from continuing operations before income taxes excluding undistributed income (loss) from equity method investments, fixed charges and interest capitalized.
Also excludes earnings attributable to noncontrolling interests.
Fixed charges are the sum of gross interest expense, interest credited to policyholders’ account balances and an estimated interest component of rent expense.
Due to the Company’s loss for the year ended December 31, 2008, the ratio coverage was less than 1:1 and is therefore not presented.
Additional earnings of $772 million would have been required for the year ended December 31, 2008 to achieve a ratio of 1:1.
(2) The Company adopted the authoritative guidance for employers’ accounting for defined benefit pension and other postretirement plans effective December 31, 2006, which amended previous guidance, and resulted in a reduction of Prudential Financial, Inc.  equity of $556 million upon adoption.
Net gains on sales and maturities of fixed maturity securities were $773 million in 2016.
Excluding energy sector losses, net gains of $966 million were primarily from sales and maturities of U. S.  dollar-denominated securities within our International Insurance segment.
The net gains in 2016 were partially offset by net trading losses of approximately $193 million on sales of securities within the energy sector.
Net gains on sales and maturities of fixed maturity securities were $1,536 million in 2015 primarily due to net gains of $1,363 million on sales and maturities of U. S.  dollar-denominated securities within our International Insurance segment.
See below for additional information regarding the OTTI of fixed maturity securities in 2016 and 2015.
Net realized gains on equity securities were $127 million and $4 million for the years ended December 31, 2016 and 2015, respectively, and included net gains on sales of equity securities of $188 million and $115 million, respectively.
Both periods’ gains were partially offset by OTTI of $61 million and $111 million for the years ended December 31, 2016 and 2015, respectively.
See below for additional information regarding the OTTI of equity securities in 2016 and 2015.
Net realized gains on commercial mortgage and other loans for the year ended December 31, 2016 were $54 million, primarily driven by servicing revenue of $53 million in our Asset Management business and a net decrease in the allowance for losses of $5 million.
Net realized gains on commercial mortgage and other loans for the year ended December 31, 2015 were $36 million, primarily driven by servicing revenue of $31 million in our Asset Management business and a net decrease in the allowance for losses of $5 million.
For additional information regarding our allowance for losses, see “—General Account Investments—Commercial Mortgage and Other Loans—Commercial Mortgage and Other Loan Quality” below.
Net realized gains on derivatives were $1,013 million and $1,775 million for the years ended December 31, 2016 and 2015, respectively.
The net derivative gains in 2016 primarily reflect $523 million of gains on product-related embedded derivatives and related hedge positions mainly associated with certain variable annuity contracts, $192 million of gains on currency derivatives in Japan operations used to hedge non-Japanese yen denominated investments as the Japanese yen strengthened against various currencies, $172 million of gains on currency derivatives in U. S.  operations used to hedge foreign denominated investments as the U. S.  dollar strengthened against various currencies and $157 million of gains primarily representing the fees earned on fee-based guaranteed investment contracts (“GICs”) which are accounted for as derivatives.
The net gains in 2015 primarily reflect $995 million of gains on product-related embedded derivatives and related hedge positions mainly associated with certain variable annuity contracts, $326 million of gains on interest rate derivatives used to manage duration as interest rates decreased, $345 million of gains on foreign currency derivatives used to hedge foreign denominated investments as the U. S.  dollar strengthened against various currencies and $159 million of gains primarily representing fees earned on fee-based GICs.
Related adjustments include the portions of “Realized investment gains (losses), net” that are included in adjusted operating income and the portions of “Other income” and “Net investment income” that are excluded from adjusted operating income.
These adjustments are made to arrive at “Realized investment gains (losses), net, and related adjustments” which are excluded from adjusted operating income.
Results for 2016 and 2015 included net negative related adjustments of $771 million and $934 million, respectively, primarily driven by settlements on interest rate and currency derivatives.
Charges that relate to “Realized investment gains (losses), net” are also excluded from adjusted operating income, and may be reflected as net charges or net benefits.
Results for 2016 included net related charges of $466 million, compared to net related charges of $679 million in 2015.
Both periods’ results were driven by the impact of derivative activity on the amortization of DAC and other costs and certain policyholder reserves.
Results for 2016 were partially offset by a benefit of $515 million from the implementation of a new ALM strategy in the Individual Annuities segment discussed above.
For additional information, see Note 22 to the Consolidated Financial Statements.
The following tables set forth, for the periods indicated, the composition of OTTI recorded in earnings attributable to PFI excluding the Closed Block division by asset type and for fixed maturity securities by reason:

Tables referenced above, in order (Table 0 first):
<table><tr><td>Location</td><td>Type</td><td>Principal Use</td><td>SquareFootage</td><td>Ownership</td></tr><tr><td>Santa Clara, CA</td><td>Office, Plant & Warehouse</td><td>Headquarters; Marketing; Manufacturing; Distribution; Research, Development,Engineering; Customer Support</td><td>1,358,000164,000</td><td>OwnedLeased</td></tr><tr><td>Austin, TX</td><td>Office, Plant & Warehouse</td><td>Manufacturing</td><td>1,676,000145,000</td><td>OwnedLeased</td></tr><tr><td>Rehovot, Israel</td><td>Office, Plant & Warehouse</td><td>Manufacturing; Research,Development, Engineering;Customer Support</td><td>381,0005,400</td><td>OwnedLeased</td></tr><tr><td>Singapore</td><td>Office, Plant & Warehouse</td><td>Manufacturing andCustomer Support</td><td>408,00011,000</td><td>OwnedLeased</td></tr><tr><td>Gloucester, MA</td><td>Office, Plant & Warehouse</td><td>Manufacturing; Research,Development, Engineering;Customer Support</td><td>315,000125,000</td><td>OwnedLeased</td></tr><tr><td>Tainan, Taiwan</td><td>Office, Plant & Warehouse</td><td>Manufacturing andCustomer Support</td><td>320,000</td><td>Owned</td></tr></table>
<table><tr><td></td><td colspan="5">Year Ended December 31,</td></tr><tr><td></td><td>2009</td><td>2008</td><td> 2007</td><td> 2006</td><td>2005</td></tr><tr><td></td><td colspan="5">(in millions, except per share and ratio information)</td></tr><tr><td> Income Statement Data:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Revenues:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Premiums</td><td>$16,545</td><td>$15,468</td><td>$14,351</td><td>$13,908</td><td>$13,756</td></tr><tr><td>Policy charges and fee income</td><td>2,833</td><td>3,138</td><td>3,131</td><td>2,653</td><td>2,520</td></tr><tr><td>Net investment income</td><td>11,421</td><td>11,881</td><td>12,015</td><td>11,320</td><td>10,595</td></tr><tr><td>Asset management fees and other income</td><td>4,785</td><td>1,131</td><td>4,267</td><td>3,594</td><td>3,081</td></tr><tr><td>Realized investment gains (losses), net</td><td>-2,896</td><td>-2,399</td><td>613</td><td>774</td><td>1,378</td></tr><tr><td>Total revenues</td><td>32,688</td><td>29,219</td><td>34,377</td><td>32,249</td><td>31,330</td></tr><tr><td>Benefits and expenses:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Policyholders’ benefits</td><td>16,346</td><td>16,531</td><td>14,749</td><td>14,283</td><td>13,883</td></tr><tr><td>Interest credited to policyholders’ account balances</td><td>4,484</td><td>2,335</td><td>3,222</td><td>2,917</td><td>2,699</td></tr><tr><td>Dividends to policyholders</td><td>1,298</td><td>2,218</td><td>2,903</td><td>2,622</td><td>2,850</td></tr><tr><td>General and administrative expenses</td><td>8,991</td><td>9,274</td><td>8,820</td><td>8,065</td><td>7,612</td></tr><tr><td>Total benefits and expenses</td><td>31,119</td><td>30,358</td><td>29,694</td><td>27,887</td><td>27,044</td></tr><tr><td>Income (loss) from continuing operations before income taxes, equity in earnings of operating joint ventures, extraordinary gainon acquisition and cumulative effect of accounting change</td><td>1,569</td><td>-1,139</td><td>4,683</td><td>4,362</td><td>4,286</td></tr><tr><td>Income tax expense (benefit)</td><td>21</td><td>-487</td><td>1,220</td><td>1,224</td><td>801</td></tr><tr><td>Income (loss) from continuing operations before equity in earnings of operating joint ventures, extraordinary gain on acquisitionand cumulative effect of accounting change</td><td>1,548</td><td>-652</td><td>3,463</td><td>3,138</td><td>3,485</td></tr><tr><td>Equity in earnings of operating joint ventures, net of taxes</td><td>1,523</td><td>-447</td><td>246</td><td>208</td><td>142</td></tr><tr><td>Income (loss) from continuing operations before extraordinary gain on acquisition and cumulative effect of accountingchange</td><td>3,071</td><td>-1,099</td><td>3,709</td><td>3,346</td><td>3,627</td></tr><tr><td>Income (loss) from discontinued operations, net of taxes</td><td>19</td><td>18</td><td>20</td><td>71</td><td>-71</td></tr><tr><td>Net income (loss)</td><td>3,090</td><td>-1,081</td><td>3,729</td><td>3,417</td><td>3,556</td></tr><tr><td>Less: Income (loss) attributable to noncontrolling interests</td><td>-34</td><td>36</td><td>67</td><td>25</td><td>21</td></tr><tr><td>Net Income (loss) attributable to Prudential Financial, Inc.</td><td>$3,124</td><td>$-1,117</td><td>$3,662</td><td>$3,392</td><td>$3,535</td></tr><tr><td>Basic income (loss) from continuing operations attributable to</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Prudential Financial, Inc. per share—Common Stock</td><td>$7.64</td><td>$-2.57</td><td>$7.57</td><td>$6.36</td><td>$6.52</td></tr><tr><td>Diluted income (loss) from continuing operations attributable to</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Prudential Financial, Inc. per share—Common Stock</td><td>$7.59</td><td>$-2.57</td><td>$7.47</td><td>$6.27</td><td>$6.44</td></tr><tr><td>Basic net income (loss) attributable to Prudential Financial, Inc. per share—Common Stock</td><td>$7.68</td><td>$-2.53</td><td>$7.61</td><td>$6.50</td><td>$6.38</td></tr><tr><td>Diluted net income (loss) attributable to Prudential Financial, Inc. per share—Common Stock</td><td>$7.63</td><td>$-2.53</td><td>$7.51</td><td>$6.41</td><td>$6.30</td></tr><tr><td>Basic and diluted income (loss) from continuing operations attributable to Prudential Financial, Inc. per share—Class BStock</td><td>$-165.00</td><td>$-16.00</td><td>$68.50</td><td>$108.00</td><td>$119.50</td></tr><tr><td>Basic and diluted net income (loss) attributable to Prudential</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Financial, Inc. per share—Class B Stock</td><td>$-165.00</td><td>$-16.00</td><td>$69.50</td><td>$108.00</td><td>$119.50</td></tr><tr><td>Dividends declared per share—Common Stock</td><td>$0.70</td><td>$0.58</td><td>$1.15</td><td>$0.95</td><td>$0.78</td></tr><tr><td>Dividends declared per share—Class B Stock</td><td>$9.625</td><td>$9.625</td><td>$9.625</td><td>$9.625</td><td>$9.625</td></tr><tr><td>Ratio of earnings to fixed charges-1</td><td>1.72</td><td>—</td><td>2.03</td><td>2.09</td><td>2.18</td></tr></table>
<table><tr><td></td><td colspan="5"> As of December 31,</td></tr><tr><td></td><td> 2009</td><td> 2008</td><td> 2007</td><td> 2006</td><td> 2005</td></tr><tr><td></td><td colspan="5"> (in millions)</td></tr><tr><td> Balance Sheet Data:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total investments excluding policy loans</td><td>$250,406</td><td>$232,322</td><td>$234,220</td><td>$226,737</td><td>$213,031</td></tr><tr><td>Separate account assets</td><td>174,074</td><td>147,095</td><td>195,583</td><td>177,463</td><td>153,159</td></tr><tr><td>Total assets</td><td>480,203</td><td>445,011</td><td>485,813</td><td>454,266</td><td>413,373</td></tr><tr><td>Future policy benefits and policyholders’ account balances</td><td>227,373</td><td>221,564</td><td>195,731</td><td>187,652</td><td>177,572</td></tr><tr><td>Separate account liabilities</td><td>174,074</td><td>147,095</td><td>195,583</td><td>177,463</td><td>153,159</td></tr><tr><td>Short-term debt</td><td>3,122</td><td>10,535</td><td>15,566</td><td>12,472</td><td>11,040</td></tr><tr><td>Long-term debt</td><td>21,037</td><td>20,290</td><td>14,101</td><td>11,423</td><td>8,270</td></tr><tr><td>Total liabilities</td><td>454,474</td><td>431,225</td><td>461,890</td><td>431,005</td><td>390,454</td></tr><tr><td>Prudential Financial, Inc. equity-2</td><td>25,195</td><td>13,435</td><td>23,514</td><td>22,932</td><td>22,809</td></tr><tr><td>Noncontrolling interests</td><td>534</td><td>351</td><td>409</td><td>329</td><td>110</td></tr><tr><td>Total equity-2</td><td>$25,729</td><td>$13,786</td><td>$23,923</td><td>$23,261</td><td>$22,919</td></tr></table>

Question: What was the average of Policyholders'benefits in 2008, 2007, 2006? (in million)
Answer: 15187.7
Reasoning program: add(16531,14749), add(#0,14283), divide(#1,const_3)