D. R.  HORTON, INC.  AND SUBSIDIARIES NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued) Changes in the Company’s warranty liability during fiscal 2009 and 2008 were as follows:
## Table 0 ##
Insurance and Legal Claims The Company has been named as defendant in various claims, complaints and other legal actions including construction defect claims on closed homes and other claims and lawsuits incurred in the ordinary course of business, including employment matters, personal injury claims, land development issues, contract disputes and claims related to its mortgage activities.
The Company has established reserves for these contingencies, based on the expected costs of the claims.
The Company’s estimates of such reserves are based on the facts and circumstances of individual pending claims and historical data and trends, including costs relative to revenues, home closings and product types, and include estimates of the costs of construction defect claims incurred but not yet reported.
These reserve estimates are subject to ongoing revision as the circumstances of individual pending claims and historical data and trends change.
Adjustments to estimated reserves are recorded in the accounting period in which the change in estimate occurs.
The Company’s total liabilities for these items were $534.0 million and $521.7 million at September 30, 2009 and 2008, respectively, and are included in homebuilding accrued expenses and other liabilities in the consolidated balance sheets.
Related to the contingencies for construction defect claims and estimates of construction defect claims incurred but not yet reported, and other legal claims and lawsuits incurred in the ordinary course of business, the Company estimates and records insurance receivables for these matters under applicable insurance policies when recovery is probable.
Additionally, the Company may have the ability to recover a portion of its legal expenses from its subcontractors when the Company has been named as an additional insured on their insurance policies.
Estimates of the Company’s insurance receivables related to these matters totaled $234.6 million and $241.0 million at September 30, 2009 and 2008, respectively, and are included in homebuilding other assets in the consolidated balance sheets.
Expenses related to these items were approximately $58.3 million, $53.8 million and $95.0 million in fiscal 2009, 2008 and 2007, respectively.
Management believes that, while the outcome of such contingencies cannot be predicted with certainty, the liabilities arising from these matters will not have a material adverse effect on the Company’s consolidated financial position, results of operations or cash flows.
To the extent the liability arising from the ultimate resolution of any matter exceeds management’s estimates reflected in the recorded reserves relating to these matters, the Company would incur additional charges that could be significant.
On June 15, 2007, a putative class action, John R.  Yeatman, et al.
v.  D. R.  Horton, Inc. , et al.
, was filed by one of the Company’s customers against it and its affiliated mortgage company subsidiary in the United States District Court for the Southern District of Georgia.
The complaint sought certification of a class alleged to include persons who, within the year preceding the filing of the suit, purchased a home from the Company and obtained a mortgage for such purchase from its affiliated mortgage company subsidiary.
The complaint alleged that the Company violated Section 8 of the Real Estate Settlement Procedures Act by effectively requiring its homebuyers to use its affiliated mortgage company to finance their home purchases by offering certain discounts and incentives.
The action sought damages in an unspecified amount and injunctive relief.
On April 23, 2008, the Court ruled on the Company’s motion to dismiss and dismissed this complaint with
Sales Order Backlog As of September 30,
## Table 1 ##
Sales Order Backlog Our homes in backlog at September 30, 2014 increased 21% from the prior year.
The largest percentage increase in our sales order backlog occurred in our East region, reflecting the positive impact of our acquisitions of the homebuilding operations of Regent Homes and Crown Communities, which contributed 377 homes to our East region backlog at September 30, 2014.
Crown Communities also contributed 305 homes to our Southeast region backlog at September 30, 2014.
Homes Closed and Home Sales Revenue Fiscal Year Ended September 30,
## Table 2 ##
Home Sales Revenue Revenues from home sales increased 30%, to $7,804.7 million (28,670 homes closed) in 2014 from $6,024.8 million (24,155 homes closed) in 2013.
During fiscal 2014, home sales revenues increased in most of our regions as we expanded our operations and increased our market share in many of our markets.
The number of homes closed in fiscal 2014 increased 19% from 2013 due to increases in four of our six regions.
The most significant percentage increase occurred in our East region, reflecting the positive impact of our acquisitions of the homebuilding operations of Regent Homes and Crown Communities, which contributed 676 closings to the East region in 2014.
Crown Communities also contributed 508 closings to the Southeast region in 2014.
Excluding the impact of Crown Communities, the increase in homes closed in our Southeast region was primarily due to increases in our Jacksonville and Atlanta markets.
In our South Central region, the highest percentage increases in homes closed occurred in our Fort Worth, Dallas and Houston markets.
The increase in our West region was primarily due to increases in our Bay Area, Portland and Sacramento markets.
The decrease in home closings in our Southwest region was primarily due to weak demand in the Phoenix market compared to the prior year, and in our Midwest region the decrease was attributable to our Colorado and Chicago markets.
The average selling price of homes closed during 2014 was $272,200, up 9% from the $249,400 average in 2013, as the level of home price increases began to moderate during fiscal 2014.
4.
Stock Options and Other Stock Plans We have 100,962 options outstanding under the 1993 Stock Option and Retention Stock Plan of Union Pacific Corporation (1993 Plan).
There are 7,140 restricted shares outstanding under the 1992 Restricted Stock Plan for Non-Employee Directors of Union Pacific Corporation.
We no longer grant options or awards of retention shares and units under these plans.
In April 2000, the shareholders approved the Union Pacific Corporation 2000 Directors Plan (Directors Plan) whereby 1,100,000 shares of our common stock were reserved for issuance to our non-employee directors.
Under the Directors Plan, each non-employee director, upon his or her initial election to the Board of Directors, receives a grant of 2,000 shares of retention shares or retention stock units.
Prior to December 31, 2007, each non-employee director received annually an option to purchase at fair value a number of shares of our common stock, not to exceed 10,000 shares during any calendar year, determined by dividing 60,000 by 1/3 of the fair market value of one share of our common stock on the date of such Board of Directors meeting, with the resulting quotient rounded up or down to the nearest 50 shares.
As of December 31, 2009, 18,000 restricted shares were outstanding under the Directors Plan and 292,000 options were outstanding under the Directors Plan.
The Union Pacific Corporation 2001 Stock Incentive Plan (2001 Plan) was approved by the shareholders in April 2001.
The 2001 Plan reserved 24,000,000 shares of our common stock for issuance to eligible employees of the Corporation and its subsidiaries in the form of non-qualified options, incentive stock options, retention shares, stock units, and incentive bonus awards.
Non-employee directors were not eligible for awards under the 2001 Plan.
As of December 31, 2009, 3,366,230 options were outstanding under the 2001 Plan.
We no longer grant any stock options or other stock or unit awards under this plan.
The Union Pacific Corporation 2004 Stock Incentive Plan (2004 Plan) was approved by shareholders in April 2004.
The 2004 Plan reserved 42,000,000 shares of our common stock for issuance, plus any shares subject to awards made under the 2001 Plan and the 1993 Plan that were outstanding on April 16, 2004, and became available for regrant pursuant to the terms of the 2004 Plan.
Under the 2004 Plan, nonqualified options, stock appreciation rights, retention shares, stock units, and incentive bonus awards may be granted to eligible employees of the Corporation and its subsidiaries.
Non-employee directors are not eligible for awards under the 2004 Plan.
As of December 31, 2009, 8,939,710 options and 3,778,997 retention shares and stock units were outstanding under the 2004 Plan.
Pursuant to the above plans 33,559,150; 36,961,123; and 38,601,728 shares of our common stock were authorized and available for grant at December 31, 2009, 2008, and 2007, respectively.
Stock Options – We estimate the fair value of our stock option awards using the Black-Scholes option pricing model.
Groups of employees and non-employee directors that have similar historical and expected exercise behavior are considered separately for valuation purposes.
The table below shows the annual weighted-average assumptions used for valuation purposes:

Tables referenced above, in order (Table 0 first):
<table><tr><td></td><td colspan="2">September 30,</td></tr><tr><td></td><td>2009</td><td>2008</td></tr><tr><td></td><td colspan="2">(In millions)</td></tr><tr><td>Warranty liability, beginning of year</td><td>$83.4</td><td>$116.0</td></tr><tr><td>Warranties issued</td><td>16.8</td><td>29.3</td></tr><tr><td>Changes in liability for pre-existing warranties</td><td>-16.0</td><td>-19.8</td></tr><tr><td>Settlements made</td><td>-24.6</td><td>-42.1</td></tr><tr><td>Warranty liability, end of year</td><td>$59.6</td><td>$83.4</td></tr></table>
<table><tr><td></td><td colspan="9">Sales Order Backlog As of September 30,</td></tr><tr><td></td><td colspan="3">Homes in Backlog</td><td colspan="3">Value (In millions)</td><td colspan="3">Average Selling Price</td></tr><tr><td></td><td>2014</td><td>2013</td><td>%Change</td><td>2014</td><td>2013</td><td>%Change</td><td>2014</td><td>2013</td><td>%Change</td></tr><tr><td>East</td><td>1,451</td><td>782</td><td>86%</td><td>$416.7</td><td>$226.3</td><td>84%</td><td>$287,200</td><td>$289,400</td><td>-1%</td></tr><tr><td>Midwest</td><td>527</td><td>456</td><td>16%</td><td>191.3</td><td>159.4</td><td>20%</td><td>363,000</td><td>349,600</td><td>4%</td></tr><tr><td>Southeast</td><td>2,901</td><td>2,810</td><td>3%</td><td>790.7</td><td>703.7</td><td>12%</td><td>272,600</td><td>250,400</td><td>9%</td></tr><tr><td>South Central</td><td>3,358</td><td>2,697</td><td>25%</td><td>791.7</td><td>595.8</td><td>33%</td><td>235,800</td><td>220,900</td><td>7%</td></tr><tr><td>Southwest</td><td>425</td><td>475</td><td>-11%</td><td>96.0</td><td>96.1</td><td>—%</td><td>225,900</td><td>202,300</td><td>12%</td></tr><tr><td>West</td><td>1,226</td><td>985</td><td>24%</td><td>572.4</td><td>428.8</td><td>33%</td><td>466,900</td><td>435,300</td><td>7%</td></tr><tr><td></td><td>9,888</td><td>8,205</td><td>21%</td><td>$2,858.8</td><td>$2,210.1</td><td>29%</td><td>$289,100</td><td>$269,400</td><td>7%</td></tr></table>
<table><tr><td></td><td colspan="9">Homes Closed and Home Sales Revenue Fiscal Year Ended September 30,</td></tr><tr><td></td><td colspan="3">Homes Closed</td><td colspan="3">Value (In millions)</td><td colspan="3">Average Selling Price</td></tr><tr><td></td><td>2014</td><td>2013</td><td>%Change</td><td>2014</td><td>2013</td><td>%Change</td><td>2014</td><td>2013</td><td>%Change</td></tr><tr><td>East</td><td>3,537</td><td>2,505</td><td>41%</td><td>$948.0</td><td>$667.8</td><td>42%</td><td>$268,000</td><td>$266,600</td><td>1%</td></tr><tr><td>Midwest</td><td>1,342</td><td>1,449</td><td>-7%</td><td>483.0</td><td>471.3</td><td>2%</td><td>359,900</td><td>325,300</td><td>11%</td></tr><tr><td>Southeast</td><td>8,743</td><td>6,807</td><td>28%</td><td>2,158.0</td><td>1,520.4</td><td>42%</td><td>246,800</td><td>223,400</td><td>10%</td></tr><tr><td>South Central</td><td>9,046</td><td>7,609</td><td>19%</td><td>1,948.6</td><td>1,520.8</td><td>28%</td><td>215,400</td><td>199,900</td><td>8%</td></tr><tr><td>Southwest</td><td>1,348</td><td>1,605</td><td>-16%</td><td>285.2</td><td>327.7</td><td>-13%</td><td>211,600</td><td>204,200</td><td>4%</td></tr><tr><td>West</td><td>4,654</td><td>4,180</td><td>11%</td><td>1,981.9</td><td>1,516.8</td><td>31%</td><td>425,800</td><td>362,900</td><td>17%</td></tr><tr><td></td><td>28,670</td><td>24,155</td><td>19%</td><td>$7,804.7</td><td>$6,024.8</td><td>30%</td><td>$272,200</td><td>$249,400</td><td>9%</td></tr></table>

Question: What is the growing rate of Southeast for Value (In millions) in the years with the least Southwest for Value (In millions)?
Answer: 0.12363
Reasoning program: subtract(790.7,703.7), divide(#0,703.7)