Dividends from Subsidiaries Ameriprise Financial is primarily a parent holding company for the operations carried out by our wholly owned subsidiaries.
Because of our holding company structure, our ability to meet our cash requirements, including the payment of dividends on our common stock, substantially depends upon the receipt of dividends or return of capital from our subsidiaries, particularly our life insurance subsidiary, RiverSource Life; our face-amount certificate subsidiary, Ameriprise Certificate Company (‘‘ACC’’); AMPF Holding Corporation, which is the parent company of our retail introducing broker-dealer subsidiary, Ameriprise Financial Services, Inc.  (‘‘AFSI’’) and our clearing broker-dealer subsidiary, American Enterprise Investment Services Inc.  (‘‘AEIS’’); our Auto and Home insurance subsidiary, IDS Property Casualty Insurance Company (‘‘IDS Property Casualty’’), doing business as Ameriprise Auto & Home Insurance; our transfer agent subsidiary, Columbia Management Investment Services Corp. ; our investment advisory company, Columbia Management Investment Advisers, LLC; and Threadneedle.
The payment of dividends by many of our subsidiaries is restricted and certain of our subsidiaries are subject to regulatory capital requirements.
Actual capital and regulatory capital requirements for our wholly owned subsidiaries subject to regulatory capital requirements were as follows:
## Table 0 ##
# Amounts are less than $1 million.
(1) Actual capital is determined on a statutory basis.
(2) Regulatory capital requirement is based on the statutory risk-based capital filing.
(3) Regulatory capital requirement is based on the applicable regulatory requirement, calculated as of December 31, 2011 and 2010.
(4) Actual capital is determined on an adjusted GAAP basis.
(5) ACC is required to hold capital in compliance with the Minnesota Department of Commerce and SEC capital requirements.
(6) Actual capital and regulatory capital requirements are determined in accordance with U. K.  regulatory legislation.
The actual capital and the regulatory capital requirements at December 31, 2011 represent management’s assessment at September 30, 2011 of the risk based requirements, as specified by FSA regulations and submitted to the FSA in December 2011.
(7) Ameriprise Bank is required to maintain capital in compliance with the Office of the Comptroller of Currency (‘‘OCC’’) regulations and policies.
Under the Dodd-Frank Wall Street Reform and Consumer Protection Act, the responsibility for the ongoing examination, supervision, and regulation of federal savings associations, including Ameriprise Bank, transferred from the Office of Thrift Supervision to the OCC effective July 21, 2011.
(8) Securities America was sold in the fourth quarter of 2011.
In addition to the particular regulations restricting dividend payments and establishing subsidiary capitalization requirements, we take into account the overall health of the business, capital levels and risk management considerations in determining a dividend strategy for payments to our company from our subsidiaries, and in deciding to use cash to make capital contributions to our subsidiaries.
During the year ended December 31, 2011, the parent holding company received cash dividends or a return of capital from its subsidiaries of $1.2 billion (including $750 million from RiverSource Life) and contributed cash to its subsidiaries of $128 million.
In addition, during the year ended December 31, 2011, RiverSource Life paid an $850 million dividend to the parent holding company consisting of high-quality, short-duration securities.
During the year ended December 31, 2010, the parent holding company received cash dividends or a return of capital from its subsidiaries of $912 million (including $500 million from RiverSource Life) and contributed cash to its subsidiaries of $73 million.
In September 2001 we obtained a secured loan from Wells Fargo Foothill, Inc.  On September 21, 2005, we repaid the loan in full.
The loan agreement with Wells Fargo Foothill, Inc. , provided for a term loan of approximately $2.4 million, which we borrowed at signing, and a revolving line of credit facility.
Following repayment, the loan agreement was terminated in accordance with its terms.
In September 2002, we completed a sale/leaseback transaction for our headquarters and manufacturing facility located in Bedford, Massachusetts and our LORAD manufacturing facility in Danbury, Connecticut.
The transaction resulted in net proceeds to us of $31.4 million.
The lease for these facilities, including the associated land, has a term of 20 years, with four five-year year renewal terms, which we may exercise at our option.
The basic rent for the facilities is $3.2 million per year, which is subject to adjustment for increases in the consumer price index.
The aggregate total minimum lease payments during the initial 20-year term are $62.9 million.
In addition, we are required to maintain the facilities during the term of the lease and to pay all taxes, insurance, utilities and other costs associated with those facilities.
Under the lease, we make customary representations and warranties and agree to certain financial covenants and indemnities.
In the event we default on the lease, the landlord may terminate the lease, accelerate payments and collect liquidated damages.
We were in compliance with all covenants as of September 24, 2005.
In October 2005, we received a request from the Federal Trade Commission, the FTC, that asks us to voluntarily produce certain information and material to the FTC.
The FTC’s request, which does not allege any wrongdoing, is part of an FTC non-public investigation to determine whether our recent acquisition of certain assets owned by Fischer Imaging Corporation may be anticompetitive and in violation of Section 7 of the Clayton Act or Section 5 of the Federal Trade Commission Act.
We are in the process of responding to the FTC request.
Because the investigation is at an early stage, we cannot predict its outcome or its effect, if any, on our business.
The following table summarizes our contractual obligations and commitments as of September 24, 2005:
## Table 1 ##
(1) The purchase obligations primarily relate to an exclusive distribution and service agreement in the United States under which we will sell and service a line of extremity MRI systems.
Pursuant to the terms of this contract, we have certain minimum inventory purchase obligations for the initial term and are subject to renegotiation after the first eighteen month period in the event of any unforeseen changes in the market dynamics.
Except as set forth above, we do not have any other significant capital commitments.
We are working on several projects, with an emphasis on digital mammography.
In addition, we expect to continue to review and evaluate potential acquisitions of businesses, products or technologies, and strategic alliances that we believe will complement our current or future business.
Subject to the risk factors set forth below and the general disclaimers set forth in our Special Note Regarding Forward-Looking Statements at the outset of this Report, we believe that we have sufficient funds in order to fund our expected operations over the next twelve months.
The expected timing of payment and amounts of the obligations discussed above are estimated based on current information.
UNITED PARCEL SERVICE, INC.  AND SUBSIDIARIES NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 73 NOTE 3.
PROPERTY, PLANT AND EQUIPMENT Property, plant and equipment, including both owned assets as well as assets subject to capital leases, consists of the following as of December 31 (in millions):
## Table 2 ##
We continually monitor our aircraft fleet utilization in light of current and projected volume levels, aircraft fuel prices and other factors.
Additionally, we monitor our other property, plant and equipment categories for any indicators that the carrying value of the assets may not be recoverable.
No impairment charges on property, plant and equipment were recorded in 2014, 2013 or 2012.
NOTE 4.
COMPANY-SPONSORED EMPLOYEE BENEFIT PLANS We sponsor various retirement and pension plans, including defined benefit and defined contribution plans which cover our employees worldwide.
U. S.  Pension Benefits In the U. S.  we maintain the following single-employer defined benefit pension plans: The UPS Retirement Plan, the UPS Pension Plan, the UPS IBT Pension Plan and the UPS Excess Coordinating Benefit Plan, a non-qualified plan.
The UPS Retirement Plan is noncontributory and includes substantially all eligible employees of participating domestic subsidiaries who are not members of a collective bargaining unit, as well as certain employees covered by a collective bargaining agreement.
This plan generally provides for retirement benefits based on average compensation levels earned by employees prior to retirement.
Benefits payable under this plan are subject to maximum compensation limits and the annual benefit limits for a tax-qualified defined benefit plan as prescribed by the Internal Revenue Service (“IRS”).
The UPS Excess Coordinating Benefit Plan is a non-qualified plan that provides benefits to certain participants in the UPS Retirement Plan for amounts that exceed the benefit limits described above.
The UPS Pension Plan is noncontributory and includes certain eligible employees of participating domestic subsidiaries and members of collective bargaining units that elect to participate in the plan.
This plan generally provides for retirement benefits based on service credits earned by employees prior to retirement.
The UPS IBT Pension Plan is noncontributory and includes employees that were previously members of the Central States, Southeast and Southwest Areas Pension Fund (“Central States Pension Fund”), a multiemployer pension plan, in addition to other eligible employees who are covered under certain collective bargaining agreements.
This plan generally provides for retirement benefits based on service credits earned by employees prior to retirement.
International Pension Benefits We also sponsor various defined benefit plans covering certain of our international employees.
The majority of our international obligations are for defined benefit plans in Canada and the United Kingdom.
In addition, many of our international employees are covered by government-sponsored retirement and pension plans.
We are not directly responsible for providing benefits to participants of government-sponsored plans.

Tables referenced above, in order (Table 0 first):
<table><tr><td></td><td colspan="2">Actual Capital</td><td colspan="2">Regulatory CapitalRequirements</td></tr><tr><td></td><td>December 31,2011</td><td>December 31,2010</td><td>December 31,2011</td><td>December 31,2010</td></tr><tr><td></td><td colspan="4">(in millions)</td></tr><tr><td>RiverSource Life-1(2)</td><td>$3,058</td><td>$3,813</td><td>$619</td><td>$652</td></tr><tr><td>RiverSource Life of NY-1(2)</td><td>254</td><td>291</td><td>41</td><td>38</td></tr><tr><td>IDS Property Casualty-1(3)</td><td>431</td><td>411</td><td>148</td><td>141</td></tr><tr><td>Ameriprise Insurance Company-1(3)</td><td>41</td><td>44</td><td>2</td><td>2</td></tr><tr><td>ACC-4(5)</td><td>164</td><td>184</td><td>151</td><td>173</td></tr><tr><td>Threadneedle-6</td><td>218</td><td>182</td><td>170</td><td>104</td></tr><tr><td>Ameriprise Bank, FSB-7</td><td>402</td><td>302</td><td>391</td><td>294</td></tr><tr><td>AFSI-3(4)</td><td>115</td><td>119</td><td>2</td><td>1</td></tr><tr><td>Ameriprise Captive Insurance Company-3</td><td>43</td><td>38</td><td>16</td><td>12</td></tr><tr><td>Ameriprise Trust Company-3</td><td>44</td><td>41</td><td>41</td><td>40</td></tr><tr><td>AEIS-3(4)</td><td>122</td><td>115</td><td>42</td><td>35</td></tr><tr><td>Securities America, Inc.-3(4)(8)</td><td>—</td><td>2</td><td>—</td><td>#</td></tr><tr><td>RiverSource Distributors, Inc.-3(4)</td><td>27</td><td>24</td><td>#</td><td>#</td></tr><tr><td>Columbia Management Investment Distributors, Inc.-3(4)</td><td>30</td><td>27</td><td>#</td><td>#</td></tr></table>
<table><tr><td></td><td colspan="5"> Payments Due by Period </td></tr><tr><td> Contractual Obligations</td><td> Total </td><td> Less than 1 year </td><td> 1-3 years </td><td> 3-5 years </td><td> More than 5 years </td></tr><tr><td></td><td colspan="5"> (in thousands)</td></tr><tr><td>Operating Leases</td><td>$56,040</td><td>$4,844</td><td>$7,223</td><td>$6,365</td><td>$37,608</td></tr><tr><td>Purchase Obligations -1</td><td>43,792</td><td>12,638</td><td>27,259</td><td>3,895</td><td>—</td></tr><tr><td>Total Contractual Obligations</td><td>$99,832</td><td>$17,482</td><td>$34,482</td><td>$10,260</td><td>$37,608</td></tr></table>
<table><tr><td></td><td>2014</td><td>2013</td></tr><tr><td>Vehicles</td><td>$7,542</td><td>$6,762</td></tr><tr><td>Aircraft</td><td>15,801</td><td>15,772</td></tr><tr><td>Land</td><td>1,145</td><td>1,163</td></tr><tr><td>Buildings</td><td>3,276</td><td>3,260</td></tr><tr><td>Building and leasehold improvements</td><td>3,266</td><td>3,116</td></tr><tr><td>Plant equipment</td><td>7,649</td><td>7,221</td></tr><tr><td>Technology equipment</td><td>1,608</td><td>1,569</td></tr><tr><td>Equipment under operating leases</td><td>34</td><td>44</td></tr><tr><td>Construction-in-progress</td><td>299</td><td>244</td></tr><tr><td></td><td>40,620</td><td>39,151</td></tr><tr><td>Less: Accumulated depreciation and amortization</td><td>-22,339</td><td>-21,190</td></tr><tr><td></td><td>$18,281</td><td>$17,961</td></tr></table>

Question: What's the growth rate of IDS Property Casualty of Actual Capital in 2011?
Answer: 0.04866
Reasoning program: subtract(431,411), divide(#0,411)