Republic of the Philippines
HOUSE OF REPRESENTATIVES
Quezon City, Metro Manila

FIFTEENTH CONGRESS
First Regular Session

4646

House Bill No.

Introduced by the Honorable Jeci A. Lapus

EXPLANATORY NOTE

Through the technology of Automated Teller Machines (ATMs), bank customers
can easily access their bank accounts. Public can make cash withdrawals, credit
card advances, make cash deposits, check their balances, purchasing mobile
phone prepaid credit, paying bills and so on.

The number of ATM cardholders in the Philippines is rising every year. In 2009,
three ATM networks (Bancnet, Megalink and Expressnet) have a combined
cardhokter base of 23.7 million (Bancnet.com). Correspondingly, the numbers of
ATM site are also increasing. These can be found in many remote site locations
other than banks which makes it more accessible even to residents in remote
villages and provinces.

With the rise in the number of ATM cardholders and sites, there has also been an
increase in the number of ATM crimes like physical attacks. These crimes are
constantly evolving, as are the countermeasures required to prevent it. Aside
from the presence of security guards or police visibility in the area, installation of
Closed-Circuit Televisions (CCTVs) cameras in ATM booths can help promote
maximum protection of fife and property against crime. It can deter the
perpetration of crimes and assist law enforcement agencies in the identification,
apprehension and prosecution of the perpetrators.

In view of the foregcing, the approval of this proposed measure is eamestly
sought.

ma A. LAPUS


Republic of the Philippines
HOUSE OF REPRESENTATIVES
Quezon City, Metro Manila

FiFTEENTH CONGRESS
Firat Regular Session

House Bill No.__ 4646

Introduced by the Honorable Jeci A. Lapus

AN ACT
REQUIRING THE INSTALLATION OF CLOSED-CIRCUIT TELEVISION (CCTV)
CAMERAS ON BANKS AND OTHER PLACES WITH AUTOMATED TELLER
MACHINES (ATMs).

Bo it enacted by the Senate and House of Representatives of the Philippines in
Congress assembled:

Section 1, Declaration of Policy.- It is the policy of the State to maintain the
peace and order, protection of life and property, and promotion of the general
welfare which are essential for the enjoyment by all the people of the blessings of
democracy. In this regard, installation of Closed-Circuit Television (CCTV)
cameras in Automated Teller Machines (ATMs) shail become mandatory in order
to promote maximum protection of life and property not only of ATM users but of
the industry as well.

Section 2. Coverage. This Act shall apply to all banks, savings and loan
association or other entity which owns and operates ATMs in their branches and
remote site locations other than banks, including but not limited to, convenience
stores, airports, petrol stations, airports, railway stations and department stores.

Section 3. Objectives. The objectives of installing CCTV cameras in the ATMs
booth are the following:

1. Prevent the commission of crimes such as robbery and homicide;
2. Assist in the protection and security of ATM users; and

3. Facilitate the identification, apprehension and prosecution of offenders in
relation to crime and public order.


Section 4. Disclosure.- Disclosure of recorded material will onty be made to third
partyfies in strict accordance with the purposes of this Act and is limited to the

followir
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ing authorities

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supervision and regulatory powers over the operations of banks as
provided in the New Central Bank Act and other pertinent laws;

‘Law enforcement agencies where images recorded would assist in a
criminal inquiry and/or the prevention of crimes and disorder,

Prosecution agencies:

Relevant legal representatives;

The media where the assistance of the general public is required in the
identification of a victim of crime or the identification of the perpetrator,

. People whose images have been recorded and retained unless disclosure

to the individual would prejudice criminal inquiries or criminal proceedings;
and
Emergency services in connection with the investigation of an accident;

Section 5. implementing Rules and Regulations The Bangko Sentral ng
Pilipinas shail formulate the Implementing Rules and Regulations necessary for
the effective implementation of this Act. It shall also monitor strict compliance of
this Act.

Section 6. Repeating Clause. - All laws, decrees, executive orders and rules and
regulations, or parts thereof. inconsistent with the provisions of this Act, are
hereby repeated or modified or amended accordingly.

Section 7. Effectivity.-This Act shall take effect fifteen (15) days after its
publication in the Official Gazette or in two (2) newspapers of general circulation.

Approved,