r. 
SIXTEENTH CONGRESS OF THE 
) 
REPUBLIC OF THE PHILIPPINES 
) 
First Regular Session 
) 
SENATE 
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JUl -4 All :21 
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Introduced by Senator Antonio "SONNV" F. Trlllanes IV 
Explanatory Note 
When the fourteen (14) marines who were the subject and honoree of Senate Resolution No.5 
perished in the line of duty last 10 July 2007, their families received well-deserved financial 
assistance from various sources. Although the same could never soothe the pain oflosing a loved 
one, the same can certainly help in the difficult and uncertain times the families were bound to 
face after burying their beloved son, father of husband. 
The undersigned notes, however, that several personnel of our military perish in battle while 
exercising their primary duty in preserving the peace, order, and security of the country yet the 
nation barely notice their sacrifices and worse, no financial assistance were extended to their 
families if not for the intervention of well-meaning individuals who bring to our attention their 
plight. 
This Bill seeks to address the problem of the inequality and the discrepancy in the treatment, 
particularly in the benefits and! or financial assistance received by the families, of members of 
the armed forces who perish or who are injured or wounded in the line of duty. 
The members of the Armed Forces of the Philippines (AFP) are frequently called upon to put 
their lives and limbs in harm's way to protect our people, our freedom and our democratic 
institutions. 
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It is only fair that we look after and provide for the families of those who would lose their lives 
or would be injured in defense of our nation and our people. This is particularly important now 
that the conflict in Basilan and Sulu has assumed the proportion of a full scale war, with 
mounting casualties on both sides. 
The immediate passage ofthis Bill is, therefore, respectfully sought. 
ANTONIO "SONN 
F. TRll,LANES IV 
Senator 
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SIXTEENTH CONGRESS OF THE 
) 
REPUBLIC OF THE PHILIPPINES 
) 
First Regular Session 
) 
"13 
JUL -4 All :21 
SENATE 
'd<y.-h 
.. U 
S.No. 
498 
Introduced by Senator Antonio "SONNY" F. TriIlanes IV 
AN ACT 
PROVIDING FOR ADDITIONAL INSURANCE COVERAGE AND BENEFITS FOR 
ALL MEMBERS OF THE ARMED FORCES OF THE PHILIPPINES WHO ARE 
KILLED, WOUNDED OR INJURED IN THE LINE OF DUTY, PROVIDING FUNDS 
FOR THE PAYMENT OF THE PREMIUMS AND FOR OTHER RELATED PURPOSES 
Be it enacted by the Senate and House o/Representatives o/the Philippines in Congress 
assembled: 
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SECTION 1. Title. - This act shaH be known as the "AFP Insurance Coverage Act of 
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2013". 
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SEC. 2. Additional Insurance Coverage and Benefits. - In addition to any existing 
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. insurance coverage and benefits given to members of the Armed Forces of the Philippines 
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(AFP), the State shall obtain from the Government Service Insurance System (GSIS) additional 
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insurance coverage for all members of the APP providing the following additional benefits: 
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(a) Death benefits of Two Hundred and Fifty Thousand Pesos (p250,OOO.OO) for all 
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members ofthe AFP who shall perish while in the line of duty; 
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(b) Disability benefits of up to Two Hundred Fifty Thousand Pesos (P250,OOO.OO) for all 
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members of the AFP who shall suffer total or partial disability, whether permanent or 
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temporary, arising from any injury sustained in the line of duty; 
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(c) Reimbursement of actual medical expenses up to but not to exceed One Hundred· 
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Thousand Pesos (plOO,OOO.OO) for all APP members who shall be hospitalized or who 
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shall require medical attendance for injuries sustained while in the line of duty. 
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SEC.3. Disqualification/rom benefits.- No benefits shall be given to any member of the 
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AFP or his beneficiaries if and when the death, injury or sickness is occasioned or caused by any 
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of the following: 
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(a) Willful intention to injure or kill oneself; 
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(b) Notorious negligence; 
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(c) Commission of a crime (by the AFP member); 
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(d) Unauthorized absence or abandonment of office for at least one (1) year prior to the 
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incident causing the death, injury or sickness. 
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SEC. 4. Actuarial Study. - The GSIS shall, within sixty (60) days from the effectivity of 
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this Act, conduct an actuarial study to determine the premiums to be paid corresponding to the 
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benefits and coverage provided under this Act as specified under Section 2 hereof. 
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SEC. 5. Appropriation.- The National Government shall appropriate annually and 
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include in the General Appropriations Act the amount corresponding to the total annual 
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insurance premiumls necessary to provide for the additional coverage and benefits under Section 
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2 based on the actuarial study under Section 4 hereof. 
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SEC. 6. Implementing Rules and Regulations.- The GSIS, in coordination with the 
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Department of Defense (DND) and the Armed Forces of the Philippines (AFP), shall promulgate 
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and issue the rules and regulations necessary to implement the provisions of this Act with ninety 
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(90) days from the effectivity of this Act. 
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SEC. 7. Separability Clause.- If for any reason any provision section of this Act is 
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declared unconstitutional, such part or portions not affected thereby shall remain in full force and 
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effect. 
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SEC 8. Repealing Clause. - Any other issuances, laws, decrees, orders, rules and 
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regulations, or parts thereof not consistent with this Act are hereby repealed or modified 
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accordingly. 
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SEC 9. Effectivity. - This Act shall take effect fifteen (15) days following its publication 
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in at least two (2) national newspapers of general circulation. 
Approved, 
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