TWENTIETH CONGRESS OF THE 
REPUBLIC OF THE PHILIPPINES 
First Regular Session
)
SENATE 
S. No. .Q ^
25 JUL-3 P4S7
IlKii.
Introduced by Senator MARK A. VILLAR
AN ACT
ESTABLISHING THE PHILIPPINE SCAM PREVENTION CENTER AND 
PROVIDING FUNDS THEREFOR
With the advent of more sophisticated technology also comes the new breed 
of complex criminal enterprises, such as financial scamming committed through online 
or digital means.
Based on global TransUnion Philippines analysis, just in the first half of 2024, 
18.0% of digital transactions originating from the Philippines across communities were 
suspected of being digital fraud - higher than the global rate of 11.5%. The analysis 
also mentioned that the Philippines has 13% suspected digital fraud rate, significantly 
higher than the global rate of 5.2%.
Additionally, as published by the Global Anti-Scam Alliance (GASA) under its 
"State of Scams in the Philippines 2024", Filipinos have reportedly lost $8.1 billion, or 
nearly Php 460 billion, in the past twelve (12) months because of text messaging 
scams alone that offered too-good-to-be-true deals. It is estimated that the losses 
amount to 1.9% of the country's Gross Domestic Product (GDP) and that fraudsters 
cause an average loss of $275, or around P16,000, for each Filipino victim.
With these alarming reports and increasing numbers of scam victims, 
deterrence and eventual prosecution of these cybercrimes have proven to be 
challenging and therefore, new and responsive legislation must be introduced to 
combat the worsening rate of financial cybercrime in the country.
Thus, this bill seeks to complement the newly enacted Anti-Financial Account 
Scamming Act (AFASA) or the Republic Act 12010, by establishing a Philippine Scam


Prevention Center (PSPC). PSPC shall be headed by the CICC, in close coordination 
v»ith the Department of Trade and Industry (DTI), Bangko Sentral ng Pilipinas (BSP), 
National Telecommunications Commission (NTC), National Privacy Commission (NPC),' 
financial institutions, telecommunication companies, online marketplaces, financial 
technology companies, and operators of online or payment systems, among others.
Among the main functions of the PSPC is to seme as a coordinating link between 
the relevant public and private sectors, such as financial institutions and law
enforcement agencies, to facilitate the expeditious availment of actions or remedies 
for victims of scamming.
In light of the foregoing, approval of this bill is earnestly sought.
ic::-------
MARK A. VILLAR


TWENTIETH CONGRESS OF THE 
REPUBLIC OF THE PHILIPPINES 
First Regular Session
)
SENATE 
S. No. 91
lb
1-3 P4:'37
Ri'..
Introduced by Senator MARK A. VILLAR
AN ACT
ESTABLISHING THE PHILIPPINE SCAM PREVENTION CENTER AND 
PROVIDING FUNDS THEREFOR
Be it enacted by the Senate and House of Representatives of the Philippines in 
Congress assembled:
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Section 1. Short Title. - This Act shall be known as the '‘'Philippine Scam
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Prevention Center (PSPC) Act"
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Sec. 2. Declaration of Policy. - It is hereby declared a policy of the State to
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promote and preserve the integrity of the country's financial system by providing
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adequate protection against fraudulent activities committed in cyberspace or digital
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platforms.
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Towards this end, the State shall ensure proper mechanisms and remedies in
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place for the effective and efficient enforcement of the relevant laws for the protection
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of the financial sector and the general public.
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Sec. 3. Creation and Composition of the Philippine Scam Prevention Center. -
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Within six (6) months from the effectivity of this Act, the Philippine Scam Prevention
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Center, hereinafter referred to as PSPC, shall be created under the Cybercrime
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Investigation and Coordinating Center (CICC).
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The PSPC shall be composed of agencies comprising the CICC with the
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Department of Trade and Industry (DTI), Bangko Sentral ng Pilipinas (BSP), National
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Telecommunications Commission (NTC), National Privacy Commission (NPC), financial


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institutions, telecommunication companies, online marketplaces, financial technology
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companies, and operators of online or payment systems, among others.
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The Executive Director of the CICC shall determine the organizational structure
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and staffing pattern of the PSPC and its secretariat, subject to the approval of the
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majority of inter-agency members of the CICC.
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Sec. 5. Functions of the Philippine Scam Prevention Center. -The PSPC shall
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have the following powers and functions:
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a. Serve as the primary governmental agency in enforcing and
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implementing laws related to online or digital fraud and financial
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scamming;
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b. Act as central office for online or digital fraud and financial scamming-
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related complaints;
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c. Establish Scam Prevention Centers in different regions and localities of
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the country, subject to the existing rules and regulations under Executive
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Order No. 292, s. 1987, or the Administrative Code of 1987;
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d. Develop and implement national strategies to combat online or digital
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fraud and financial scamming;
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e. Coordinate the programs and projects of the various member agencies
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to effectively address the issues and problems attendant to online or
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digital fraud and financial scamming;
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f. Assist in filing of cases against individuals, agencies, institutions or
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entities that violate the provisions of Republic Act No. 12010, also known
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as the Anti-Financial Account Scamming Act and the Republic Act No.
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10175, also known as the Cybercrime Prevention Act of 2012;
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g. Develop the mechanism and ensure the timely, coordinated, and
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effective response to cases of online or digital fraud and financial
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scamming;
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h. Serve as a coordinating link between the relevant public and private
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sectors, such as financial institutions and law enforcement agencies, to
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facilitate the expeditious availment of actions or remedies for victims of
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scamming, and;


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i. Monitor the implementation of Republic Act No. 12010 or the Anti- 
Financial Account Scamming Act and the Republic Act No. 10175 or the 
Cybercrime Prevention Act of 2012, for policy making and program 
development purposes.
Sec. 6. Implementing Rules and Regulations. - Within one (1) year from the 
effectivity of this Act, the CICC, in coordination with the law enforcement agencies the 
DTI, BSP, NTC, and NPC, shall promulgate the rules and regulations to effectively 
implement the provisions of this Act.
Sec. 7. Appropriations. -The amount necessary for the initial implementation 
of this Act shall be charged against the current year's appropriations of the 
departments/agencies concerned. Thereafter, such sums as may be necessary for the 
continued implementation shail be inciuded in the annual General Appropriations Act.
Sec. 8. Separability Clause. - If any provision of this Act is declared 
unconstitutional, the remainder thereof not otherwise affected thereby shall remain in 
full force and effect.
Sec. 9. Repealing Clause. - All laws, presidential decrees, executive orders, 
letters of instruction, and administrative regulations that are inconsistent with the 
provisions of this Act are hereby repealed, amended or modified accordingly.
Sec. 10. Effectivity. - This Act shall take effect after fifteen (15) days following 
the completion of its publication in the Official Gazetteer in a newspaper of general 
circulation.
Approved,