FOURTEENTH CONGRESS OF THE 
) 
REPUBLIC OF THE PHILIPPINES 
) 
7 
JjL -3 All :ou 
First Regular Session 
1 
/ 
S. B. No. 
713 
Introduced by Senator Ramon Bong Revilla, Jr. 
EXPLANATORY NOTE 
The Philippines is one of the countries that has reported shortage of trained or 
qualified teachers, as one of its major problems in education. One major reason of this 
shortfall is that a number of trained teachers turn to other types of employment. Some 
factors that have led to their lowering of morale and decreasing interest in teaching 
profession include level of salaries and benefits, increased work-related pressures, 
concern over employment security and decreasing support for education on the part of 
political authorities. Needless to say, these problems deserve the utmost attention of the 
State. 
Teachers form the backbone of our nation’s educational system and are thus of 
crucial importance to our society’s development. Major efforts have to be undertaken to 
give our teachers adequate monetary compensation so as they would not have reason to 
seek employment in foreign lands. 
Thus, the provisions of this bill, pursuant to Section 17, Article I1 of the 1987 
Constitution, are designed to promote their morale; attract and encourage newly 
graduates to enter teaching profession; hold the well trained or qualified teachers for the 
assurance and delivery of a quality education. 
Furthermore, this bill seeks to grant additional insurance benefits given by the 
Government Service Insurance System (GSIS) under Presidential Decree No. 1146 which 
are still insufficient to their needs. The total premiums based on the actuarial study of the 
GSIS shall be included in the General Appropriations Act. 
Hence, the immediate approval of this bill is earnestly sought, 


FOURTEENTH CONGRJCSS OF THE 
) 
REPUBLIC OF THE PHILIPPINES 
) 
First Regular Session 
1 
SENATE 
RECEIVED BY: 
S. B. No. 
713 
Introduced by Senator Ramon Bong Revilla, Jr. 
AN ACT GRANTWG ADDITIONAL INSURANCE BENEFITS TO ALL PUBLIC 
SCHOOL TEACHERS, PROVIDING FUNDS FOR TBE PAYMENT OF ITS 
PREMIUMS, AND FOR OTHER PURPOSES 
Be it enacted by the Senate and the House of Representatives of the Philippines in 
Congress assembled: 
SECTION. 1. Short Title. - This Act shall be known as the “Additional 
Teacher’s Insurance Act.” 
SEC. 2. Additional Insurance Benefits for Teuchers. - In addition to the 
insurance benefits given to teachers by the Government Service Insurance System (GSIS) 
under Presidential Decree No. 1146, as amended, a term insurance coverage to all public 
school teachers providing the following benefits shall be granted: 
(a) death benefits of Two Hundred Thousand Pesos (Php 200,000.00) to all 
teachers who are in the active service; 
(b) burial allocation of FiRy Thousand Pesos (Php 50,000.00) to all teachers who 
are in the active service; and 
(c) reimbursement of actual medical expenses of all teachers whether retired or 
in the active service but not to exceed One Hundred Thousand Pesos (Php 
100,000.00). 
SEC. 3. Disqunlificntion from Benefits. - No benefit shall be given to any 
teacher or his beneficiaries when the injury, sickness or death was occasioned or caused 
by any of the following: 
(a) His/Her habitual drunkenness or intoxication; 
(b) His/Her willful intention to injure or kill himseluherself; 
(c) HisBer notorious negligence; 01 
(d) HisJHer unauthorized absence or abandonment of office for at least one (1) 
week to prior to his death. 


SEC. 4. Acluarinl Study. - The GSIS shall, within sixty (60) days from the 
effectivity of this Act, conduct m actuarial study to determine the premiums to be paid 
corresponding to the benefits to be received by the public school teachers in accordance 
with the schedule provided for in Section 2. 
SEC. 5. Approprintion. - The National Government shall appropriate annually 
and include in the General Appropriations Act an amount corresponding to the total 
annual insurance premiums of the public school teachers based on the actuarial study 
under Section 4 hereof 
SEC. 6. Rules and Regulations. - 
The GSIS, in coordination with the 
Department of Education, Culture and Sports (DECS), shall promulgate rules and 
regulations necessary to implement the provisions of this Act. 
SEC. 7. Sepnrahility Clnuse. - If any provision or Section of this Act is declared 
unconstitutional or invalid, such portions not affected thereby shall remain in full force 
and effect. 
SEC. 8. Repealing Clause. - All laws, decrees, executive orders, rules and 
regulations inconsistent with the provisions of this Act are hereby repealed or modified 
accordingly. 
SEC. 9. Egectivity. - This Act shalI take effect fifteen (15) days after its 
complete publication in at least two (2) newspapers of general circulation. 
Approved,