EIGHTEENTH CONGRESS OF THE 
REPUBLIC OF THE PHILIPPINES 
First Regular Session
)
)
)
SENATE
. T  :
'19 JUL 15 A 9 57
Intro d u ce d  by SENATOR RAMON BONG REVILLA
AN ACT
GRANTING ADDITIO NAL INSURANCE BENEFITS TO ALL PUBLIC SCHOOL 
TEACHERS, PROVIDING FUNDS FOR THE PAYMENT OF ITS PREMIUMS, 
AND FOR OTHER PURPOSES
EXPLANATORY NOTE
Article XIV, Section 5 (5) of the 1987 Constitution provides that: "The State 
shall assign the highest budgetary priority to education and ensure that teaching will 
attract and retain its rightful share of the best available talents through adequate 
remuneration and other means of job satisfaction and fulfilment."
Teachers form the backbone of our nation's educational system and are thus 
of crucial importance to our society's development. 
Major efforts have to be 
undertaken to give our teachers the support and remuneration they rightfully 
deserve.
The Department of Education (DepEd) under the current administration has 
been strengthening its endeavours to improve the welfare of the public school 
teachers and provide them with better benefits. 
From 2016 to 2018, DepEd 
allocated additional funds for chalk / cash allowance; special hardship allowance; 
and honoraria, among others. DepEd also intensified its efforts for the improvement 
of working conditions of the teachers and for their professional development.


Apart from the various benefits and incentives given to the public school 
teachers, they are also entitled to social security benefits from the Government 
Service 
Insurance 
System 
(GSIS), 
Philippine 
Health 
Insurance 
Corporation 
(PhilHealth) and Employees' Compensation Commission (ECC).
However, records show that public school teachers owe the GSIS a total of 
P157.4 billion as of May 29, 2019 and P162 billion to private lending institutions 
(PLIs) as of June 6, 2019. These figures do not include loans they acquired from 
unaccredited lenders which usually charge excessive interest rates. In fact, 75% of 
the 800,000 public school teachers are in debt and in 2016, 26,000 teachers were 
not able to receive any retirement benefits because they were used to pay off their 
loans.
These facts only prove that continuous effort is really necessary to upgrade 
the welfare of our teachers. 
While this predicament requires a holistic approach, 
one way to alleviate their financial burden is by providing additional insurance 
benefits which they may avail of when they are in need.
This bill seeks to grant additional insurance benefits given by the GSIS. Apart 
from the Retirement and Life Insurance Premiums (RLIP) that they are currently 
entitled to receive, this measure proposes the granting of death and burial benefits, 
and reimbursement of actual medical expenses.
As a form of gratitude for the dedication and service of our public school 
teachers, the immediate passage of this bill is highly recommended.
RAM O^BONG REVILLA, JR.


EIGHTEENTH CONGRESS OF THE 
)
REPUBLIC OF THE PHILIPPINES 
)
First Regular Session 
)
: 
r .  ‘^  ^ .
' S i  T f  0 ;  . "
SENATE
S. No. 452
*19 
JUL15 A9 57
In tro d u ce d  by SENATOR RAMON BONG REVILLA
AN ACT
GRANTING ADDITIO NAL INSURANCE BENEFITS TO ALL PUBLIC SCHOOL 
TEACHERS, PROVIDING FUNDS FOR THE PAYMENT OF ITS PREMIUMS, 
AND FOR OTHER PURPOSES
Be it enacted by the Senate and House o f Representative o f the Philippines in 
Congress assembled:
1 
Section 1. Short Tide. - This Act shall be known as the "Additional Teachers'
2 
Insurance Act'.
3 
Sec. 2. 
Additional Insurance Benefits for Teachers. -  In addition to the
4 
insurance benefits given to teachers by the Government Service Insurance System
5 
(GSIS) under Presidential Decree No. 1146, as amended, insurance coverage to all
6 
public school teachers providing the following benefits shall be granted:
7 
a) Death benefits of Two Hundred Thousand Pesos (Php 200,000.00) to
8 
all teachers who are in the active service;
9 
b) Burial allocation of Fifty Thousand Pesos (Php 50,000.00) to all
10 
teachers who are in the active service; and,
11 
c) Reimbursement of actual medical expenses of all teachers whether
12 
retired or in the active service but not to exceed One Hundred
13 
Thousand Pesos (Php 100,000.00).
14 
Sec. 3. Disqualification from Benefits. — Any teacher or his beneficiaries shall
15 
not be entitled to avail of the benefits granted under this Act when the injury,
16 
sickness or death was occasioned or caused by any of the following:
17 
a) His/her habitual drunkenness or intoxication;


1 
b) His/her willful intention to injure or kill himself/herself;
2 
c) His/her notorious negligence; or,
3 
d) His/her unauthorized absence or abandonment of office for at least
4 
one (1) week prior to his death.
5 
Sec. 4. 
Actuarial Study. -  The GSIS shall, within sixty (60) days from the
6 
effectivity of this Act, conduct an actuarial study to determine the premiums to be
7 
paid corresponding to the benefits to be received by the public school teachers in
8 
accordance with the schedule provided for in Section 2 hereof.
9 
Sec. 5. Appropriations. -  The National Government shall appropriate annually
10 
and include in the General Appropriations Act an amount corresponding to the total
11 
annual insurance premiums of the public school teachers based on the actuarial
12 
study under Section 4 hereof.
13 
Sec. 6. 
Rules and Regulations. — The GSIS, in coordination with the
14 
Department of Education (DepEd), shall promulgate rules and regulations necessary
15 
to implement the provisions of this Act.
16 
Sec. 7. 
Separability Clause. — If any provision of this Act is declared
17 
unconstitutional or invalid, such portions not affected thereby shall remain in full
18 
force and effect.
19 
Sec. 8. Repealing Clause. -  All laws, decrees, orders, rules and regulations or
20 
parts thereof inconsistent with this Act are hereby repealed or amended accordingly.
21 
Sec. 9. 
Effectivity. -  This Act shall take effect fifteen (15) days after its
22 
complete publication in at least two (2) newspapers of general circulation.
23
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Approved,