THIRTEENTH CONGRESS OF THE REPUBLIC 
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* I  LI4 
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JLli 313 p3 :57 
OF THE PHILIPPINES 
1 
First Regular Session 
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S E N A T E  
S. No. 
Introduced by Senator S. R. OsmeAa Ill 
EXPLANATORY NOTE 
This bill proposes to offer public school teachers covered by the 
Government Service Insurance System (GSIS) more insurance benefits. to I 
augment the compensation for their services. 
It is widely accepted that the education of our children is our most 
important investment into our future. The additional benefits being proposed to 
motivate good job performance among our public school teachers is a small 
investment that will yield high returns to the national economy in the future. 
In view of the foregoing, early passage of this bill is earnestly requested. 
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I
SERGIO OSMENA 111 
Senator 


THIRTEENTH CONGRESS OF THE REPUBLIC 
1 
OF THE PHILIPPINES 
) 
First Regular Session 
1 
1 “  
C r  
i 
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3, :”.:j :5? 
S E N A T E  
S. No. 
Introduced by Senator S. R. OsmeAa 111 
AN ACT 
GRANTING ADDITIONAL INSURANCE BENEFITS TO ALL PUBLIC SCHOOL 
TEACHERS, PROVIDING FUNDS FOR THE PAYMENT OF ITS PREMIUMS, 
AND FOR OTHER PURPOSES 
Be it enacted by the Senate and House of Representatives of fhe Philippines in 
Congress assembled: 
SECTION 7 .Short Title. - This Act shall be known as the “Additional 
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2 Teacher’s Insurance Act of 2004.” 
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SEC. 2. Addifional lnsurance Benefits for Teachers. - In addition to 
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the insurance benefits given to teachers by the Government Service Insurance 
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System (GSIS) under Presidential Decree No. 1146, as amended, a term 
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insurance coverage to all public school teachers providing the following benefits 
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shall be granted: 
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(a) 
death benefits of Two hundred thousand pesos (P200,000.00) to all 
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teachers who are in active service; 
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(b) 
burial expenses of Fifty thousand pesos (P50,OOO.OO) to all 
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teachers who are in active service; and 
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(c) 
reimbursement of actual medical expenses of all teachers whether 
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(P100,OOO.OO). 
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retired or in the active service but not to exceed One hundred thousand pesos 
SEC. 3. Disqualification from Benefits. - No benefit shall be given to 
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any teacher or his beneficiaries when the injury, sickness or death was 
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occasioned or caused by any of the following: 
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(a) 
His habitual drunkenness or intoxication; 
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(b) 
His willful intention to injure or kill himself; 


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(c) 
His notorious negligence; or 
(d) 
His unauthorized absence or abandonment of office for at least one 
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week prior to his death. 
SEC. 4. Acfuarial Sfudy. - The GSIS shall, within sixty (60) days from 
the effectivity of this Act, conduct an actuarial study to determine the premium to 
be paid corresponding to the benefits to be received by the public school 
teachers in accordance with the schedule provided for in Section 2. 
SEC. 5. Appropriation. - The National Government shall appropriate 
annually and include in the General Appropriations Act an Amount corresponding 
to the total annual insurance premiums of the public school teachers based on 
the actuarial study under Section 4 Hereof. 
SEC. 6. Rules and Regulafions. - The GSIS, in coordination with the 
Department of Education (DepEd), shall promulgate rules and regulations 
necessary to implement the provisions of this Act. 
SEC. 7. Separability Clause. - If any provision or Section of this Act is 
declared unconstitutional or invalid, such portions not affected thereby shall 
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remain in full force and effect. 
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SEC. 8. Repealing Clause. - All laws, decrees, executive orders, rules 
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and regulations inconsistent with the provisions of this Act are hereby repealed or 
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modified accordingly. 
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SEC. 9. Effecfivify Clause. - This Act shall take effect fifteen (15) days 
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after its publication in the Official Gazette or in at least two (2) newspapers of 
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general circulation whichever comes earlier. 
Approved,