FIFTEENTH CONGRESS OF THE 
) 
REPUBLIC OF THE PHILIPPINES 
) 
First Regular Session 
) 
. II 
,.!UL -6 ! l.. :' 'II) 
SENATE 
S.NO. 3'75 
Introduced by Senator Antonio "Sonny" F. Trillanes IV 
EXPLANATORY NOTE 
Members of the Philippine National Police (PNP) are tasked everyday in ensuring public 
safety and providing a peaceful environment for everyone. They are among our first line 
of defense against criminals. Their work entails them to be in dangerous places and do 
dangerous works to preserve the peace and quiet of our community. 
Aside from the usual peril that their work demands, our police are also ill-equipped. 
They, most of the time, have inadequate equipment to fight off criminal elements who are 
equipped with weapons that are more technologically advanced than what they use. Such 
situation increases the risks that our policemen face everyday. 
The lack of budget in the PNP limits the equipment available to our police, it does not 
however limit their capability to fulfill their duties effectively. They put their lives on the 
line everyday. Oftentimes, when an unfortunate incident occurs, such as death, or 
injuries, the families and loved ones of these officers are the ones who would suffer. 
This bill seeks to provide financial assistance to families of policemen who perished, got 
injured, or disabled while in the line of duty. Although the amount to be given may not be 
big enough to compensate for the life of a loved one, it is hoped that the additional 
insurance will somehow help cushion the impact of the demise of their loved ones. 
In view of the foregoing, immediate approval of this measure is earnestly sought. 
1 


FIFTEENTH CONGRESS OF THE 
) 
REPUBLIC OF THE PHILIPPINES 
) 
First Regular Session 
) 
SENATE 
s.'No. 375 
Introduced by Senator Antonio "Sonny" F. TriIIanes IV 
, ANACT 
:'" 
PROVIDING FOR ADDITIONAL INSURANCE COVERAGE AND BENEFITS 
FOR ALL MEMBERS OF THE PHILIPPINE NATIONAL POLICE WHO ARE 
KILLED, WOUNDED OR INJURED IN THE LINE OF DUTY, PROVIDING 
FUNDS FOR THE PAYMENT OF THE PREMIUMS AND FOR OTHER 
RELATED PURPOSES 
Be it enacted by the Senate and House of Representatives of the Philippines in Congress 
assembled, 
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SECTION 1. Title. - This act shall be known as the "PNP Insurance Coverage 
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Act of 2010." 
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SEC. 2. Additional Insurance Coverage and Benefits. - In addition to any 
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existing insurance coverage and benefits given to members of the Philippine National 
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Police (PNP), the State shall obtain from the Government Service Insurance System 
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(GSIS) additional insurance coverage for all members of the PNP providing the following 
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additional benefits: 
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(a) Death benefits of Two Hundred and Fifty Thousand Pesos (P250,OOO,OO) for 
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all members of the PNP who shall perish while in the line of duty; 
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(b) Disability benefits of up to Two Hundred Fifty Thousand Pesos (P250,OOO.OO) 
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for all members of the PNP who shall suffer total or partial disability, whether 
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permanent or temporary, arising from any injury sustained in the line of duty; 
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(c) Reimbursement of actual medical expenses up to but not to exceed One 
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Hundred Thousand Pesos (PI00,OOO.OO) for all PNP members who shall be 
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hospitalized or who shall require medical attendance for injuries sustained 
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while in the line of duty. 
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SEC. 3. Disqualification from benefits. - No benefits shall be given to any 
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member of the PNP or his beneficiaries if and when the death, injury, or sickness is 
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occasioned or caused by any of the following; 
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(a) Willful intention to injure or kill oneself; 
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(b) Notorious negligence; 
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(c) Commission of a crime (by the PNP member); 
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(d) Unauthorized absence or abandonment of office for at least one (1) year prior 
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to the incident causing the death, injury or sickness. 
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SEC 4. Actuarial Study. - The GSIS shall, within sixty (60) days from the 
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effectivity of this Act, conduct an actuarial study to determine the premiums to be paid 
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corresponding to the benefits and coverage provided under this Act as specified under 
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Section 2 hereof. 
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SEC. 5. Appropriation. - The National Government shall appropriate annually 
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and include in the General Appropriations Act the amount corresponding to the total 
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annual insurance premium/s necessary to provide for the additional coverage and benefits 
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under Section 2 based on the actuarial study under Section 4 hereof. 
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SEC. 6. Implementing Rules and Regulations. - The GSIS, in coordination with 
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the Department of Interior and Local Government (DILG), and the Philippine National 
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Police (PNP), shall promulgate and issue the rules and regulations necessary to 
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implement the provisions of this Act within ninety (90) days from effectivity of this Act. 
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SEC. 7. Separability Clause. - If for any reason any provision or section of this 
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Act is declared unconstitutional, such part or portions not affected thereby shall remain in 
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full force and effect. 
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SEC. 8. Repealing Clause. - Any other issuances, laws, decrees, orders, rules and 
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regulations, or pmts thereof not consistent with this Act are hereby repealed or modified 
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accordingly. 
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SEC. 9. Effectivity. - This Act shall take effect fifteen (15) days following its 
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publication in at least two (2) national newspapers of general circulation. 
Approved, 
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