1
Republic of the Philippines 
HOUSE OF REPRESENTATIVES 
Quezon City, Metro Manila 
NINETEENTH CONGRESS 
First Regular Session 
House Bill No. _________ 
Introduced by Representative Richard I. Gomez 
EXPLANATORY NOTE 
To ensure food security for our nation, we cannot be concerned about food 
production without being concerned about the plight of our farmers. Agriculture is not only 
an integral part of our economy but more importantly, it is one of the backbone industries 
that contribute to Filipinos’ most basic daily needs.  
It has been over thirty years since the Comprehensive Agrarian Reform Act, yet 
many agrarian reform beneficiaries (ARBs) still struggle to pay off all the amortization 
required to transfer titles in their names. In fact, may of the ARBs face the real possibility 
of losing the very land that they have tilled for decades; more so losing their farm land 
towards the very end of the thirty-year payment period.  
The last decade has seen various highs and lows in national and global economies, 
which have affected our farmers’ production and incomes in recent years. Indeed, the 
reasons for payment defaults are extensive, and mostly a case to case basis. But we have 
to see the agrarian reform loan repayments beyond just the regular real property loans. 
These loans represent the success or failure of the country’s agrarian reform program. If 
there is one thing that is certain, it is that our country will be better off with the success of 
agrarian reform.  
Hence, this bill is proposed to grant full condonation of all unpaid amortizations 
payable by ARBs. The enactment of this bill would guarantee the success of the 
Comprehensive Agrarian Reform Program and show full support for Filipino farmers.  
In view of the foregoing, the approval of this bill is earnestly sought. 
RICHARD I. GOMEZ, DPA 
October 3, 2022
10:50 am
5314


2
Republic of the Philippines 
HOUSE OF REPRESENTATIVES 
Quezon City 
NINETEENTH CONGRESS 
First Regular Session 
House Bill No. _________________ 
______________________________________________________________________________ 
Introduced by Representative Richard I. Gomez 
AN ACT GRANTING FULL  CONDONATION OF ALL UNPAID AMORTIZATIONS 
OF BENEFICIARY FARMERS OF REPUBLIC ACT NO. 6657, OTHERWISE KNOWN 
AS THE COMPREHENSIVE AGRARIAN REFORM LAW OF 1988, AS AMENDED BY 
REPUBLIC ACT NO. 9700 
Be it enacted by the Senate and the House of Representatives of the Philippines in 
Congress assembled: 
SECTION 1. Title. - This Act shall be known as the “Full Condonation of Agrarian 
Reform Beneficiaries Act of 2022.” 
SEC. 2. Full Condonation of Amortizations of Agrarian Reform Beneficiaries (ARBs). – 
The Department of Agrarian Reform shall condone, in full, all unpaid monthly amortizations, 
including all principal and interest payments, payable by agrarian reform beneficiaries (ARBs) 
of the Comprehensive Agrarian Reform Program (CARP) pursuant to Sec. 26 of R.A. No. 6657, 
otherwise known as the Comprehensive Agrarian Reform Law of 1988, as amended by R.A. 
No. 9700, are hereby condoned in full.  
Agrarian reform beneficiaries yet to be awarded a Certificate of Land Ownership Award 
(CLOA), if any, shall be awarded their land without obligation for amortization.  
SEC. 3. Release of Lien on the Land Awarded to the Agrarian Reform Beneficiaries 
(ARBs). — Pursuant to the full condonation as provided in Section 2 of this Act, the Land Bank 
of the Philippines shall cancel all liens on the lands awarded to the agrarian reform beneficiaries 
(ARBs).   
SEC 4. Cessation of Foreclosure Proceedings. — The Land Bank of the Philippines shall 
cease all foreclosure proceedings against delinquent beneficiaries or beneficiaries who have 
unpaid monthly amortizations with interests that are already pending pursuant to Section 26 of 
5314


 
3
R.A. 6657, as amended by R.A. No. 9700. Pending foreclosure cases against such ARBs shall 
be deemed closed. 
All such delinquent ARBs shall be restored to their original status, as if no delinquency 
has been incurred.  
SEC 5. Coverage. — Agrarian Reform Beneficiaries (ARBs) whose properties had been 
foreclosed prior to the enactment of this Act shall  not benefit from this Act. Moreover, the 
benefits of this Act shall accrue to the qualified beneficiary who has been subsequently awarded 
with the land after foreclosure proceedings on the original beneficiary or beneficiaries were 
conducted.  
SEC. 6. Implementing Rules and Regulations. — The Department of Agrarian Reform 
(DAR), in coordination with the Presidential Agrarian Reform Council (PARC) and the LBP, 
shall provide the necessary implementing rules and regulations within thirty (30) days upon the 
approval of this Act.  
SEC. 7. Separability Clause. — If any provision of this Act is held invalid or unconstitutional, 
the other provisions not so declared shall remain in force and in effect. 
SEC. 8. Repealing Clause. — Any other law, issuance or part thereof inconsistent with this 
Act are hereby repealed or modified accordingly.  
SEC. 9. Effectivity Clause. — This Act shall take fifteen (15) days after its publication in the 
Official Gazette or in two (2) newspapers of general circulation.  
 
Approved,