NINETEENTH CONGRESS OF THE) 
REPUBLIC OF THE PHILIPPINES ) 
First Regular Session 
)
SENATE
s. No. 1766
of 111? &! C Ctag>
23 JAN 25 P3 53
RECEIVED BV:
Introduced by Senator MANUEL "LITO" M. LAPID
AN ACT
GRANTING FULL INSURANCE COVERAGE TO ALL QUALIFIED AGRARIAN 
REFORM BENEFICIARIES OF THE COMPREHENSIVE AGRARIAN REFORM 
PROGRAM, AMENDING FOR THE PURPOSE REPUBLIC ACT NO. 6657, AS 
AMENDED, BY REPUBLIC ACT NO. 9700, OTHERWISE KNOWN AS THE 
"COMPREHENSIVE AGRARIAN REFORM LAW OF 1988"
EXPLANATORY NOTE
The Philippines, being located along the Ring of Fire, is vulnerable to frequent 
typhoons, earthquakes, and volcanic eruptions.
In fact, the Philippines is one of the world's most disaster-prone countries. Over 
the immediate past decade, the Philippines greatly suffered from extreme weather 
events. To name a few: typhoon Yolanda (with a death toll of 6,300 people and 
damage worth P95.5 billion), typhoon Odette (with death toll of 409 people and 
damage worth P51.8 billion), and Taal Volcano's eruption (with approximate damage 
in the agricultural sector worth P3.06 billion).
These natural disasters undoubtedly affect the farmers' livelihood. Not only 
that, but also have an impact on a larger scale, i.e., food production in and food 
security of the country. Providing for crop insurance is one the effective instruments 
the government can utilize in mitigating the consequences of these natural calamities 
on the agricultural sector. It can make the losses from these inevitable events bearable 
by providing additional form of support service. In mitigating the effects and


consequences of these calamities, this will not only sustain the farmers' incomes, but 
also the country's food production and food security.
The Philippine Crop Insurance Corporation is the implementing agency of the 
government's agricultural insurance program which provides insurance protection to 
farmers against losses arising from natural calamities, plant diseases, and pest 
infestations of their crops. It also provides protection against damage to or loss of 
non-crop agricultural assets including but not limited to machineries, equipment, and 
other related infrastructures due to perils insured against. However, the participation 
of agricultural workers in the government agricultural insurance program remains low. 
One of the main reasons for this is the premium that they are required to pay. Although 
half of it is already subsidized by the government, the remaining amount continues to 
be burdensome to our farmers.
Thus, this bill seeks to grant full crop insurance coverage to all qualified 
agrarian reform beneficiaries of the comprehensive agrarian reform program, who are 
actually tilling the land and have made investments in growing crops or stocks in 
fisheries farms, production inputs, other farming implements, other non-crop 
agricultural assets necessary in the actual cultivation, and livestock as certified by the 
Department of Agrarian Reform.
In view of the foregoing, early passage of this bill is earnestly ^ight.
^__________
MATttfEL "LITO"M. LAPID
Senator


NINETEENTH CONGRESS OF THE) 
REPUBLIC OF THE PHILIPPINES ) 
First Regular Session 
)
SENATE
S. No. 1766
of tiic c?rf.Tt.ir;>
23 JAN 25 P3 *53
RECEIV'D 3'.
Introduced by Senator Manuel "Lito" M. Lapid
1 
AN ACT
2 
GRANTING FULL INSURANCE COVERAGE TO ALL QUALIFIED AGRARIAN
3 
REFORM BENEFICIARIES OF THE COMPREHENSIVE AGRARIAN REFORM
4 
PROGRAM, AMENDING FOR THE PURPOSE REPUBLIC ACT NO. 6657, AS
5 
AMENDED, BY REPUBLIC ACT NO. 9700, OTHERWISE KNOWN AS THE
6 
"COMPREHENSIVE AGRARIAN REFORM LAW OF 1988"
Be it enacted by the Senate and the House of Representatives of the Philippines 
in Congress assembled:
1 
Section 1. Section 37 of Republic Act No. 6657, as amended, is hereby further
8 amended to read as follows:
9 
SEC. 37. Support Services for the Agrarian Reform Beneficiaries. - The State
10 
shall adopt the integrated policy of support services delivery to agrarian reform
11 
beneficiaries. To this end, the DAR, the Department of Finance, and the Bangko
12 
Sentrai ng Pilipinas shall institute reforms to liberalize access to credit by agrarian
13 
reform beneficiaries. The PARC shall ensure that support services for agrarian reform
14 
beneficiaries are provided, such as:
15 
(a) X X X ;
16 
(e) X X X ; [and]
17
(f) X X X


1
2
3
4
5
6
7
8 
9
10
11
12
13
14
15
16
17
18
19
20 
21 
22
23
24
25
26
27
28 
29
The Bagong Kilusang Kabuhayan sa Kaunlaran (BKKK) 
Secretariat shall be transferred and attached to the LBP, for its 
supervision including all its applicable and existing funds, personnel, 
properties, equipment and records [.]; AND
(G) FULL INSURANCE COVERAGE FOR COMPENSABLE 
LOSSESS TO ALL QUALIFIED AGRARIAN REFORM 
BENEFICIARIES, WHO ARE ACTUALLY TILLING THE LAND 
AND HAVE MADE INVESTMENTS IN ANY OF THE 
FOLLOWING:
i. 
GROWING CROPS OR STOCKS IN FISHERIES 
FARMS;
ii. 
PRODUCTION INPUTS;
iii. 
OTHER FARMING IMPLEMENTS;
iv. 
OTHER NON-CROP AGRICULTURAL ASSETS 
NECESSARY IN THE ACTUAL CULTIVATION, 
HARVESTING, STORAGE AND HOUSING OF SUCH 
CROPS OR STOCKS IN FISHERIES FARMS; OR
V. LIVESTOCK AS CERTIFIED BY THE DEPARTMENT OF 
AGRARIAN REFORM (DAR).
THE DAR SHALL PROVIDE THE PROCEDURES FOR SUCH 
REGISTRATION AND CERTIFICATION OF ACTUAL 
BENEFICIARIES AND FARMING INVESTMENTS AND 
PROJECTS UNDERTAKEN BY SUCH. FOR PURPOSES OF 
THIS SECTION, "QUALIFIED AGRARIAN REFORM 
BENEFICIARIES" SHALL BE AS DEFINED IN SECTION 3(b) 
OF REPUBLIC ACT NO. 10000, OTHERWISE KNOWN AS THE 
"AGRI-AGRA REFORM CREDIT ACT OF 2009".
COMPENSABLE LOSSES INCLUDE THOSE RESULTING 
FROM:


1
2
3
4
5
6
7
8 
9
10
11
12
13
14
15
16 
17
i. 
NATURAL CALAMITIES SUCH AS TYPHOON, FLOOD, 
DROUGHT, EARTHQUAKE, VOLCANIC ERUPTION, 
FROST, AND OTHER DESTRUCTIVE NATURAL 
PHENOMENA SUCH AS HEAT AND HOT WIND;
ii. 
PLANT DISEASES CAUSED BY PATHOGENS, 
BACTERIA, FUNGI, VIRUSES, VIRUS-LIKE 
PATHOGENS, AND OTHER SIMILAR FOREIGN 
BODIES;
iii. 
PEST INFESTATIONS CAUSED BY NEMATODES, 
INSECTS, MITES AND SPIDERS, MILLIPEDES AND 
CENTIPEDES, SYMPHYLANS, SLUGS AND SNAILS, 
SOW BUGS AND PILLBUGS, PARASITIC HIGHER 
PLANTS, AND OTHER PARASITES; AND
iv. 
LOSS OF LIFE OR INJURY TO THE QUALIFIED 
AGRARIAN REFORM BENEFICIARY DUE TO 
ACCIDENT OR ANY OF THE AFOREMENTIONED 
CAUSES.
18
19
"THE FOLLOWING CROPS AND OTHER FARMING AND 
FISHERY PRODUCE ARE COVERED:
20
21
22
23
24
25
26
27
28 
29
i. 
PALAY, CORN, SUGARCANE, HIGH-VALUE CROPS AS 
DEFINED IN SECTION 4 (b) OF REPUBLIC ACT NO. 
7900, OTHERWISE KNOWN AS THE 'HIGH-VALUE 
CROPS DEVELOPMENT ACT OF 1995', COCONUT, 
TOBACCO;
ii. 
CROPS OR STOCKS IN FISHERIES FARMS;
iii. 
LIVESTOCK; AND
iv. 
NON-CROP AGRICULTURAL ASSETS USED IN 
ACTUAL FARMING AND REPORTED TO AND 
CERTIFIED BY THE DAR.


1
2
3
4
5
6
7
8 
9
10
11
12
13
14
15
16
17
18
19
20 
21 
22
23
24
25
26
27
28
29
30
31
Misuse or diversion of the financial and support services herein 
provided shall result in sanctions against the beneficiary guilty 
thereof, including the forfeiture of the land transferred to him/her 
or lesser sanctions as may be provided by the PARC, without 
prejudice to criminal prosecution.
THE SECRETARY OF THE DA AND THE SECRETARY OF THE 
DAR SHALL IMMEDIATELY INCLUDE IN THEIR 
DEPARTMENTS' PROGRAMS THE OPERATIONALIZATION 
OF THIS INSURANCE COVERAGE, THE INITIAL FUNDING 
FOR WHICH SHALL BE CHARGED AGAINST THE CURRENT 
APPROPRIATIONS OF THE PHILIPPINE CROP INSURANCE 
CORPORATION (PCIC) FOR THE REGISTERED 
BENEFICIARIES UNDER THE RSBSA. THEREAFTER, 
PROJECTIONS OF THE ANNUAL PREMIUM REQUIREMENT 
SHALL BE SUBMITTED BY THE PCIC AND THE DAR TO THE 
PRESIDENT WHO SHALL INCLUDE IN THE ANNUAL 
GENERAL APPROPRIATIONS ACT THE NECESSARY BUDGET 
FOR THE INSURANCE COVERAGE MANDATED IN THIS ACT: 
PROVIDED, THAT IN CASE OF INSUFFICIENCY OF THE 
INITIAL FUND TO COVER ALL QUALIFIED ARBs AND 
LEASEHOLDERS, COVERAGE SHALL BE PRIORITIZED IN 
THE FOLLOWING MANNER: FIFTY PERCENT (50%) TO 
THOSE NEWLY INSTALLED AND QUALIFIED ARBS WITH 
ISSUED CERTIFICATE OF LANDOWNERSHIP AWARDS 
(CLOAs) OR LEASEHOLD INSTRUMENTS, IN DESCENDING 
CHRONOLOGICAL ORDER; AND THE REMAINING FIFTY 
PERCENT (50%) TO THOSE EARLIEST INSTALLED AND 
QUALIFIED ARBs WITH ISSUED EMANCIPATION PATIENTS 
/ CLOAs OR LEASEHOLD INSTRUMENTS, IN ASCENDING 
CHRONOLOGICAL ORDER; PROVIDED FURTHER, THAT 
ADDITIONAL QUALIFIED ARBs AND LEASEHOLDERS SHALL


1 
BE COVERED YEARLY BASED ON ANNUAL PROJECTIONS,
2 
AND IN THE SAME MANNER AS PROVIDED, UNTIL SUCH
3 
TIME THAT ALL QUALIFIED ARBs AND LEASEHOLDERS ARE
4 
COVERED UNDER THIS ACT.
5 
FURTHER, A CONGRESSIONAL OVERSIGHT COMMITTEE
6 
FOR THE FULL INSURANCE COVERAGE OF AGRARIAN
7 
REFORM BENEFICIARIES (COCFICARB) IS HEREBY
8 
CREATED. IT SHALL BE COMPOSED OF THE CHAIRPERSON
9 
OF THE COMMITTEE ON AGRARIAN REFORM OF THE HOUSE
10 
OF REPRESENTATIVES AND THE CHAIRPERSON OF THE
11 
COMMITTEE ON AGRICULTURE, FOOD AND AGRARIAN
12 
REFORM OF THE SENATE OF THE PHILIPPINES, THREE (3)
13 
MEMBERS OF THE HOUSE OF REPRESENTATIVES, AND
14 
THREE (3) MEMBERS OF THE SENATE OF THE PHILIPPINES,
15 
TO BE DESIGNATED RESPECTIVELY BY THE SPEAKER OF
16 
THE HOUSE OF THE REPRESENTATIVES AND THE
17 
PRESIDENT OF THE SENATE OF THE PHILIPPINES.
18 
Section 2. ARB Registry - Within thirty (30) days from the effectivity of this Act,
19 
the DAR, shall, in coordination with the Landbank of the Philippines, submit to the
20 
Department of Agriculture (DA), the complete list of qualified ARBs and leaseholders
21 
to be included in the Registry System for Basic Sectors in Agriculture (RSBSA), their
22 
respective locations, and size of landholdings.
23 
Section 3. Impiementing Ruies and Reguiations - Within thirty (30) days from
24 
the approval of this Act, the DAR, shall, in coordination with the DA, PCIC, and the
25 
Department of Budget and Management, issue the rules and regulations for the
26 
effective implementation of this Act.
27 
Section 4. Repeaiing Cause - AH laws, acts, decrees, executive orders,
28 
issuances, and rules and regulations or parts thereof which are contrary to and
29 
inconsistent with this Act are hereby repealed, amended, or modified accordingly.


1 
Section 5. Effectivity Clause - 77?/5 Act shall take effect fifteen (15) days after
2 
its publication in the Official Gazette or in a newspaper of general circulation.
Approved,