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REPUBLIC OF THE PHILIPPINES 
HOUSE OF REPRESENTATIVES 
Quezon City 
NINETEENTH CONGRESS 
First Regular Session 
House Bill No.  __________ 
Introduced by HON. KRISTINE ALEXIE B. TUTOR 
Third District, Bohol 
Explanatory Note 
Persons with disabilities are among the most adversely affected by the economic impact of 
the COVID-19 pandemic.  
To augment current government assistance programs for PWDs, this bill establishes a Social 
Pension Program for all registered PWDs. The social pension shall be in the amount of one 
thousand pesos (P1,000.00) per month which may be disbursed on a quarterly, semi-annual, 
or annual basis as may be deemed necessary and appropriate by the DSWD.  
The DSWD PWD Social Pension shall be separate from the national Pantawid Pamilyang 
Pilipino Program (4Ps) and stipend programs of local government units sourcing their 
available local funds and from their share in the Internal Revenue Allotment (IRA). Senior 
citizens already enrolled and availing of DSWD social pension are excluded from the PWD 
social pension.  
This bill also tasks the Department of Social Welfare and Development, National Council on 
Disability Affairs, Philippine Health Insurance Corporation, National Privacy Commission, 
and the Philippine Statistics Authority to establish a National Persons with Disability (PWD) 
Registry.  
The Registry shall be a verified, secured, and shared access consolidated national database on 
all Filipino PWDs based on a detailed national household inventory. The Registry data shall 
serve as the bases for the special PWD classification and marking by the Philippine 
Identification System for the issuance of the PhilSys National ID and consequent availment 
for benefits due as PWD.  
This bill also mandates the Department of Finance, Department of Trade and Industry, Small 
Business Corporation, and Bangko Sentral ng Pilipinas shall coordinatively undertake the 
inclusive access to and availment of PWDs of their respective microfinance, microinsurance, 
and microenterprise programs and projects. 
PWD microfinance, microinsurance, and microenterprise beneficiaries shall be entitled to 
lower than prevailing interest rates. Access to the programs shall be marked with added 
emphasis on the application of new technologies, specific processes for persons of different 
types of disabilities, and active involvement of private enterprises engaged in the provision of 
microfinance, microinsurance, and microenterprise access and services.  
September 21, 2022
2:31 pm
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This bill also authorizes the Department of Social Welfare and Development, Securities and 
Exchange Commission, Department of Trade and Industry, Department of Interior and Local 
Government, and Department of Justice to establish and implement special protection 
policies and measures for PWDs against loan sharks, investment scammers, estafa, and all 
other forms of financial fraud.  
 
This bill provides that the PWD social pension and funds received from availment of 
microfinance, microinsurance, and microenterprise programs are prohibited from being used 
as collateral or be subjected to any deductions of any kind at any time for the availment of 
any loans issued by private entities and individuals.  
 
Cognizant of possible availability of funds issues, the bill provides that PWD Social Pension 
may be implemented in phases with urgent priority to PWDs residing in municipalities 
classified as 3rd, 4th, 5th, and 6th class according to their income level as ascertained by the 
Bureau of Local Government Finance of the Department of Finance.  
 
In view of the foregoing swift passage of this bill is earnestly sought. 
 
 
 
 
HON. KRISTINE ALEXIE B. TUTOR 
 
 
 
 
 
 
 


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REPUBLIC OF THE PHILIPPINES 
HOUSE OF REPRESENTATIVES 
Quezon City 
NINETEENTH CONGRESS 
First Regular Session 
House Bill No.  __________ 
Introduced by HON. KRISTINE ALEXIE B. TUTOR 
Third District, Bohol 
AN ACT 
INSTITUTIONALIZING THE PROVISION OF FINANCIAL ASSISTANCE, 
SOCIAL PENSION, AND FINANCIAL PROTECTION FOR FILIPINO PERSONS 
WITH DISABILITIES, AND FOR RELATED PURPOSES 
Be it enacted by the Senate and House of Representatives of the Philippines in 
Congress assembled: 
Section 1. Short Title. This Act shall be known as the “Persons with Disabilities Financial 
Resilience Act”.  
Sec. 2. National PWD Registry. The Department of Social Welfare and Development, 
National Council on Disability Affairs, Philippine Health Insurance Corporation, National 
Privacy Commission, and the Philippine Statistics Authority shall establish a National 
Persons With Disability (PWD) Registry, a verified, secured, and shared access consolidated 
national database on all Filipino PWDs based on a detailed national household inventory. The 
Registry data shall serve as the bases for the special PWD classification and marking by the 
Philippine Identification System for the issuance of the PhilSys National ID and consequent 
availment for benefits due as PWD.  
Sec. 3. Microfinance, Microinsurance, and Microenterprise. The Department of Finance, 
Department of Trade and Industry, Small Business Corporation, and Bangko Sentral ng 
Pilipinas shall coordinatively undertake the inclusive access to and availment of PWDs of 
their respective microfinance, microinsurance, and microenterprise programs and projects 
with lower than prevailing interest rates and with added emphasis on the application of new 
technologies, specific processes for persons of different types of disabilities, and active 
involvement of private enterprises engaged in the provision of microfinance, microinsurance, 
and microenterprise access and services.  
Sec. 4. Monthly Social Pension. The Department of Social Welfare and Development shall 
establish and implement a Social Pension Program for all registered PWDs. The social 
pension shall be in the amount of one thousand pesos (P1,000.00) per month which may be 
disbursed on a quarterly, semi-annual, or annual basis as may be deemed necessary and 
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appropriate by the DSWD. The DSWD PWD Social Pension shall be separate from the 
national Pantawid Pamilyang Pilipino Program (4Ps) and stipend programs of local 
government units sourcing their available local funds and from their share in the Internal 
Revenue Allotment (IRA). Senior citizens already enrolled and availing of DSWD social 
pension are excluded from the PWD social pension.  
 
Sec. 5. Protection from Loan Sharks and Financial Scams. The Department of Social 
Welfare and Development, Securities and Exchange Commission, Department of Trade and 
Industry, Department of Interior and Local Government, and Department of Justice shall 
establish and implement special protection policies and measures for PWDs against loan 
sharks, investment scammers, estafa, and all other forms of financial fraud. The PWD social 
pension and funds received from availment of microfinance, microinsurance, and 
microenterprise programs are prohibited from being used as collateral or be subjected to any 
deductions of any kind at any time for the availment of any loans issued by private entities 
and individuals.  
 
Sec. 6. Funding. Funding for this Act shall come from the annual appropriations of the 
concerned implementing agencies.  
 
Sec. 7. Phased Implementation. Cognizant of the availability of funds, the PWD Social 
Pension may be implemented in phases with urgent priority to PWDs residing in 
municipalities classified as 3rd, 4th, 5th, and 6th class according to their income level as 
ascertained by the Bureau of Local Government Finance of the Department of Finance.  
 
Sec. 8. Implementing Rules and Regulations. All implementing rules and regulations 
necessary to enforce this Act must be issued and in effect not later than ninety (90) days from 
the effectivity of this Act.  
 
Sec. 9. Effectivity. This Act shall take place fifteen (15) days after publication in two 
newspapers of national general circulation. 
 
Approved,