FIFTEENTH CONGRESS OF THE 
) 
REPUBLIC OF THE PHILIPPINES 
) 
First Regular Session 
) 
SENATE 
s.No. 285 
I 
Introduced by Senator Antonio "Sonny" F. Trillanes IV 
EXPLANATORY NOTE 
Presidential Decree No. 352 dated December 22, 1973, as amended by Presidential 
Decree No. 1965 dated January 11, 1985, provides for an annual special group term 
insurance coverage to all members of the Armed Forces of the Philippines (AFP) and the 
Philippine National Police (PNP) in the active service to include cadets of the Philippine 
Military Academy (PMA), the Philippine National Police Academy (PNP A), and the 
Philippine Air Force Flying School, Probationary Officers, trainees and draftees, to an 
amount not exceeding PI2,OOO.OO. 
The members of the AFP and the PNP, being primarily responsible for the preservation 
of peace, order and security of the country, are exposed to dangers of life and limb in 
their tasks of suppressing the activities of insurgents and lawless elements. The Special 
Group Tenn Insurance coverage of P12,OOO.OO is indeed very inadequate for the 
protection and security ofthe members and their family. 
Increasing the group insurance coverage for members of the Armed Forces of the 
Philippines and the Philippine National Police is only proper and fitting in view of the 
present high cost of living and the increasing exposure to dangers of life and limb in the 
performance of their assigned duties. 
In view of the foregoing, immediate approval of this measure is earnestly sought. 
AN ON O"SO~t~blV 
Senator 
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FIFTEENTH CONGRESS OF THE 
) 
REPUBLIC OF THE PHILIPPINES 
) 
First Regular Session 
) 
SENATE 
s.~o. 265 
Introduced by Senator Antonio "Sonny" F. Trillanes IV 
AN ACT 
INCREASING THE SPECIAL GROUP TERM INSURANCE COVERAGE FOR 
THE .MEMBERS OF THE ARMED FORCES OF THE PHILIPPINES, 
INCLUDING THE MEMBERS OF THE PHILIPPINE NATIONAL POLICE, 
AMENDING FOR THE PURPOSE PRESIDENTIAL DECREE 352, AS 
AMENDED BY PRESIDENTIAL DECREE 1965, AND FOR OTHER PURPOSES 
Be it enacted by the Senate and House of Representatives of the Philippines in Congress 
assembled. 
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SECTION 1. Section 1 of Presidential Decree No. 352, as amended by 
2· Presidential Decree No. 1965, is hereby further amended to read as follows: 
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"SECTION 1. Subject to such terms and conditions as may be mutually 
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acceptable to the [Government Service Insurance System or other insurance 
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firms] ARMED FORCES AND POLICE MUTUAL BENEFIT ASSOCIATION 
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INCORPORATED (AFPMBAI) AS THE INSURER and the Chief of Staff of the 
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Philippines (AFP) AND THE DIRECTOR GENERAL OF THE PHILIPPINE 
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NATIONAL POLICE (PNP), including the rates of the insurance premiums (fifty 
10 
percent) to be paid by each member of the Armed Forces of the Philippines and 
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the [Integrated] PHILIPPINE National Police and by the government as its 
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counterpart premium contribution (remaining fifty percent), and approved by the 
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[Minister] SECRETARY of National Defense AND SECRETARY OF THE 
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INTERIOR AND LOCAL GOVERNMENT RESPECTIVELY, each member of 
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the Armed Forces of the Philippines and the [Integrated] PHILIPPINE National 
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Police in the active service, including cadets of the Philippine Military Academy, 
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the Philippine Air Force Flying School, AND THE PHILIPPINE NATIONAL 
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POLICE ACADEMY, Probationary officers, trainees and draftees, shall be 
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insured under an annual Special Group Tenn Insurance coverage program, 
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renewable annually thereafter, [for not exceeding Php 12,000] FOR NOT LESS 
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THAN FIFTY THOUSAND PESOS (Php 50,000) per said member, in addition 
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to such compulsory insurance for members of the Anned Forces of the 
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Philippines and the [Integrated] PHILIPPINE National Police by the Government 
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Service Insurance System as provided for by existing laws: PROVIDED, THAT 
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PAYMENT OF ONE-HALF OF THE BENEFITS, CORRESPONDING TO THE 
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GOVERNMENT COUNTERPART PREMIUM, SHALL BE MADE TO THE 
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LEGAL HEIRS AS DEFINED IN THE CIVIL CODE OF THE PHILIPPINES 
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AND THE OTHER HALF TO THE DESIGNATED BENEFICIARIES 
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THEREIN AND: PROVIDED, FURTHER, THAT BENEFITS GRANTED 
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HEREIN SHALL BE FORFEITED FOR THOSE WHO ARE CHARGED AND 
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SUBSEQUENTLY FOUND GUILTY OF CRIMES AGAINST THE STATE, 
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EXCEPT ONE·HALF THEREOF, CORRESPONDING TO THE PREMIUM 
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PAID BY THE INSURED, WHICH SHALL BE PAID TO THE LEGAL HEIRS 
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AND BENEFICIARIES IN THE MANNER PROVIDED FOR IN THE LAST 
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PRECEDING SENTENCE." 
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SEC. 2. The additional government counterpart premium contributions required 
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to carry OI-\t the purpose of this Act is hereby authorized to be appropriated and such sum 
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shall thereafter be included in the armual general appropriations of the Department of 
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Natiomil Defense and the Department of Interior and Local Government. 
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SEC. 3. This Act shall take effect fifteen (15) days after its complete publication 
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in the Official Gazzette or in at least two (2) newspaper of general circulation. 
Approved, 
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