Republic of the Philippines
HOUSE OF REPRESENTATIVES
Quezon City

NINETEENTH CONGRESS
First Regular Session

HouSE BILL NO.7443.

Introduced by Honorable Florida P. Robes

EXPLANATORY NOTE

Section 9, Article XII of the 1987 Constitution ensures that the underprivileged and
homeless citizen shall have access to an adequate, safe, secure habitable, sustainable,
resilient and affordable homes, to wit: “The State shall, by law, and for the common good,
undertake, in cooperation with the private sector, a continuing program of urban land
reform and housing which will make available at affordable cost, decent housing and
basic services to underprivileged and homeless citizens in urban centers and
resettlement areas. It shall also promote adequate employment opportunities to such
citizens. In the implementation of such program the State shall respect the rights of small
property owners.”

The Local Housing Board and Local Government Unit-based statistics indicate that
there are approximately 3.7 million informal settler families (ISFs) in the country. These
families, living under poor conditions, can be found in blighted areas, beside railways,
waterways and esteros, and other dangerous areas. These current conditions pose serious
health risks and expose them to hazards and natural disasters.

The current PAMBANSANG PABAHAY PARA SA PILIPINO (4PH)
PROGRAM of Department of Human Settlements and Urban Development (DSHUD)
Department Circular No. 2022-004 Series of 2022 provides for agency partnership with
LGU’s in which it initiates housing programs in each of their jurisdiction. If this bill will
be institutionalized it will further abridge the urban and poor housing gaps and will continue
the Priority Program of the Department even after the lapse of the program in 2028,
including the payment preference, price ceiling and privileges enclosed in RA 11201 as
determined by DHSUD and National Economic and Development Authority. Thus, this bill
seeks to institutionalize the said program in order to introduce a permanent national
program that seeks to increase and strengthen the housing development, production, and
financing program of the Government.

In view of the foregoing, the passage of this bill is earnestly sought.

FLORI . ROBES


Republic of the Philippines
HOUSE OF REPRESENTATIVES
Quezon City

NINETEENTH CONGRESS
First Regular Session

House BILL No. 1443

Introduced by Honorable Florida P. Robes

AN ACT INSTITUTIONALIZING THE PAMBANSANG PABAHAY PARA SA.

PILIPINO (4PH) PROGRAM.

Be it enacted by the Senate and the House of Representative in Congress assembled:

SECTION 1. Title. - This Act shall be known as the "4PH Act of 2023.”

SEC. 2. Declaration of Policy — It is hereby declared a policy of the state to:

a

ce

SEC. 3. The Pambansang Pabahay Para Sa Pi

Pursue a continuing program of housing and urban development which shall
make available at affordable cost, decent housing and basic services
especially the underprivileged and homeless citizens;

Ensure that there will be appropriate and innovative housing that discourages
informal dwellers and growth of informal settler families or blighted
communities; and

Promote the improvement of the quality of life of the Filipinos.

ino (4PH) Program. The

Pambansang Pabahay Para Sa Pilipino (4PH) Program shall:

a.

Further implement the development of 1,000,000 housing units every year
after the end of program six-year timeline of the 4PH Program or in January
2028 as indicated in Department Circular No. 2022-004 Series of 2022;

Prioritize the lowest 30% income decile of the population and low wage
earners as primary beneficiaries of the 4PH Program;

Pursue innovative strategies to make housing finance accessible and housing
units affordable to the target beneficiaries, through but not limited to the
following:


c.1, Allocate government funds for the payment of housing interest
support to lower the monthly interest rate payment of qualified
program beneficiaries;

€.2. Utilize vacant, idle, blighted and/or under-utilized government
and private-owned lands for housing and mixed-use development;

c.3.Tap government financing institutions (GFls) and private banks
to provide development loans & end-user financing; and

¢.4. Promote varied forms of modalities in implementing housing and
mixed-use development.

d. Capacitate and support the LGUs as one of the main project proponents in
implementing housing projects; and

e. Encourage and incentivize the private sector to participate in the 4PH
program/project implementation.

SEC. 4. Coverage. This Bill shall cover all DSHUD offices, Key Shelter Agencies
(KSAs), Local Government Units, Government Financial Institutions (GFls), private
banks and other stakeholders that are concerned in the formulation, implementation,
and monitoring and evaluation of the 4PH Program.

SEC. 5. Roles and Responsibilities. The roles and responsibilities of the
implementing agencies pursuant to their respective charters and governing laws are,
but not limited to, the following:

5.1. DSHUD

a. Act as the lead agency and shall serve as the implementor, initiator,
coordinator, and facilitator of the 4PH;

b. Assign 4PH Program housing production targets to its KSAs which shall
form part of their Performance Commitments:

c. Provide housing design specifications, parameters, and price ceilings for
projects enrolled under the 4PH Program;

d. Facilitate the allocation of funds for interest subsidy payment in the General
Appropriations Act (GAA) and other potential fund source to make the
monthly amortizations affordable to the qualified beneficiaries;

e. Coordinate KSAs, LGUs, GFls, private banks, and stakeholders to ensure
the implementation of the 4PH Program;

f. Develop policies and programs together with it KSAs, LGUs, and NGAs
and GFls to provide incentives and promote private sector participation in
the 4PH Program:

g. Extend support and technical assistance to the LGUs, developers, and other
program partners such as but not limited to the simplification of
documentation and establishment of express lanes for the issuance of


52.

national and local permits and clearances for t projects under the 4PH
Program; and

Oversee and monitor the implementation of projects under the 4PH
Program

HOME DEVELOPMENT MUTUAL FUND  (HDMF),

PARTICIPATING GOVERNMENT FINANCIAL INSTITUTIONS (GFIS)
AND PRIVATE BANKS

5.3.

a. Allocate funds for the 4PH Program, such as for development loans and

/or end-user financing; and

b. Simplify guidelines and requirements to facilitate the access to financing

by the LGUs, developers/contractors and homebuyers.

NATIONAL HOUSING AUTHORITY (NHA) AND SOCIAL

HOUSING FINANCE CORPORATION (SHFC)

5.4

a. As landowners, enter into appropriate partnership agreements with the

concerned partner LGUs and other partner institutions/entities;

b. As a developer and/or project. manager, implement projects in

coordination with the LGUs and other groups according to the roles and
responsibilities as may be agreed by the parties involve

¢. Provide support to the LGUs in the social preparation, project

development, and other assistance needed by the LGUs and

d. Develop supporting policies and programs as may be applicable and

allowed under their mandate to achieve target housing production and
other deliverables for the 4PH Program.

NATIONAL HOME MORTGAGE FINANCE CORPORATION

(NHMFC)

5.5.

Support the financial sustainability of the 4PH by (1) providing liquidity to
GFls and private banks through purchase of eligible Contract-to-Sell (CTS)
and Real Estate Mortgage (REMs) among others, and securities such loan
portfolio, and (2) issue asset-backed securities to attract more funds for
housing.

PARTICIPATING LOCAL GOVERNMENT UNITS (LGUs)

a. Act as the lead/main proponent in the implementation of the housing
projects under the 4PH Program;

b. Identify suitable sites for the housing and mixed-use development;

c. Apply for developmental loans for the housing project subject to
applicable laws, government rules, and requirements;

d. Identify, select, and facilitate the application of target housing
beneficiaries under the program;

€. Develop the project concept, following DSHUD’s design specification
and price ceiling parameters; and


f. Formulate local policies and programs to support and facilitate project
financing, construction, and property management including necessary
financial and social services assistance for the target beneficiaries.

5.6. OTHER CONCERNED GOVERNMENT AGENCIES AND
STAKEHOLDERS

Participation and engagement hereto of the other concerned government
agencies and stakeholders, as the case may be, shall be subject to their
respective mandate, nature, and powers.

SEC.6. Price Ceiling. The Price Ceilings for the 4PH Program, specifically for units within
multi-rise buildings, shall be based on the Joint Determination set by the DSHUD and
NEDA pursuant to RA11201.

SEC. 7. Property Management Operations: Trust Account. DSHUD may create
specialized account, as it may deem fit, in trust of its beneficiaries to defray the cost and
expenses of initial property management and maintenance of the 4PH Programs

SEC. 8. Independent Monitoring Committee and Advisory Council, An Independent
Monitoring Committee and National Advisory Council shall be created at the regional, and
national levels, composed of representatives from the private sector, civil society
organizations (CSOs) to complement the oversight function and activities of DHSUD and
provide feedback for appropriate action. It shall submit a report on the results of its
monitoring activities relative to the implementation of the program. A monitoring and
evaluation report shall be submitted to the DSWD and to the Joint Congressional Oversight
Committee at regular intervals, as determined in the Implementing Rules and Regulations
(IRR).

SEC. 9. Annual Report of the Program. The DHSUD shall annually publish a full report
of the 4PH Program covering the implementation of the previous fiscal year. The said report
shall include financial disclosures, number of clients/beneficiaries served, and
recommendations to the President and to both chambers of Congress on how to further
enhance the program.

SEC. 10. Program Transparency. The DSHUD shall regularly and timely post and update
on its website a report of financial disclosures and information about beneficiaries based
‘on geographical area, social, economic, and cultural circumstances.

SEC. 11. Joint Congressional Oversight Committee. Upon effectivity of this Act, a
Congressional Oversight Committee, hereafter referred to as the 4PH Oversight Committee
is hereby constitute. This Committee shall set the overall framework to review the
implementation of this Act. It shall likewise determine inherent weaknesses in the law and
recommend necessary remedial legislations or executive measures.

The 4PH Oversight Committee shall be composed of six (6) members with the
Chairpersons of the Committee on Housing and Urban Development, Poverty Alleviation,
Social Justice and Public Works and Highways and two (2) members from each House, to

5


be designated by the Speaker of the House of Representatives and Senate President,
respectively.

For the purpose of remedial legislation, the 4PH Oversight Committee shall, within six (6)
years after the effectivity of this Act, conduct a review shall include a systematic evaluation
of the impact of this Act, accomplishments of the program, and the performance of its
implementing agency.

SEC. 12. Appropriation. The amount necessary to implement this Act shall be included in
the General Appropriations Act of the year following its enactment into law and thereafter.

‘SEC. 13. Repealing Clause. All laws, decrees, orders and rules and regulations contrary to
or inconsistent with the provisions of this Act are hereby repealed or amended accordingly.

SEC. 16. Effectivity. This Act shall take effect fifteen (15) days after its publication in the
Official Gazette.

Approved,