NINETEENTH CONGRESS OF THE 
REPUBLIC OF THE PHILIPPINES 
First Regular Session
ot t:.? &fC5-ct:u>*
*22 JUL-7 P5 55
SENATE
O
S. No. ^925
RHCtlVED BV;
Introduced by Senator MARK A. VILLAR
AN ACT
FURTHER PROTECTING THE INTEGRITY OF ELECTRONIC 
TRANSACTIONS, DEFINING FOR THE PURPOSE THE CRIME OF 
INTERNET AND TELECOMMUNICATIONS PHISHING, PROVIDING
PENALTIES THEREFOR
EXPLANATORY NOTE
Phishing is an act to acquire sensitive information, such as usernames, 
passwords, website details, and credit card accounts, by masquerading as a 
trustworthy entity in an electronic communication.
Phishing targets emails, telephone, or text messages by someone posing as a 
legitimate institution to lure individuals into providing sensitive data such as banking 
and credit card details, passwords, and personally identifiable information.
The Cybercrime Division of the National Bureau of Investigation (NBI) and the 
Bangko Sentral ng Pilipinas (BSP) have reported an increase in phishing.
The Bankers Association of the Philippines (BAP) has urged the public to be 
vigilant against phishing activities especially now that some people rely on online 
transactions.


The damage caused by phishing ranges from denial of access to one's email 
account, to substantia! financial loss. It may be an assault to a person's right to 
privacy. The perpetrators can ruin an individual's trustworthiness and credit standing, 
as well as deny the victims access to their bank accounts.
This bill seeks to initiate the discussion on the enactment of an effective policy 
against phishing and ail other forms of internet and telecommunications fraud. Since 
online transactions have become more popular as a mode of doing business in the 
Philippines, the deliberation of this proposed measure is recommended.
MARK A. VILLAR
Senator


NINETEENTH CONGRESS OF THE 
REPUBLIC OF THE PHILIPPINES 
First Regular Session
SENATE
°25
S. No.
of Wit
72 JUL-7 P5S5
Rl:C€IV£OClf:„,
Introduced by Senator MARK A. VILLAR
AN ACT
FURTHER PROTECTING THE INTEGRITY OF ELECTRONIC TRANSACTIONS, 
DEFINING FOR THE PURPOSE THE CRIME OF INTERNET AND 
TELECOMMUNICATIONS PHISHING, PROVIDING PENALTIES THEREFOR
Be it enacted by the Senate and House of Representatives of the Phiiippines 
in Congress assembied:
1 
Section 1. Short Titie. - This Act shall be known as the '^Anti-Phishing Law."
2 
Sec 2. Internet and Messaging Phishing. - Any person who shall commit the
3 
act of phishing in the internet or in a messaging system shall be punished with
4 
imprisonment of not less than two (2) years nor more than ten (10) years, or a fine
5 
of not less than Fifty Thousand Pesos (Php 50,000.00) but not more than Five
6 
Hundred Thousand Pesos (Php 500,000.00) or both such imprisonment and fine,
7 
at the discretion of the court.
8 
The act of internet and messaging phishing involves securing or obtaining
9 
sensitive personal information for the purpose of using it in fraud, for participating
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in fraudulent business practices, or for the purpose of identity theft and
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misrepresentation. It is carried out by means of electronic mail (email), messaging,
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through the use of phone calls, voice over internet protocol, or a combination of all
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those mentioned and other facilities of information technology.


1 
This Act covers the development and possession of phishing kits or materials
2 
to commit fraud and the creation of fake websites to send bogus emails in order
3 
to defraud another person.
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Sec. 3. Coordination. - The Department of Justice (DOJ), in coordination
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with the relevant offices, such as, but not limited to the Cyber Crime Division (CCD)
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of the National Bureau of Investigation (NBI) and the Anti-Cybercrime Group (ACG)
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of the Philippine National Police (PNP), and they shall establish a framework of a
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comprehensive process of assisting victims of phishing and assist law enforcement
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agencies in obtaining evidence to apprehend perpetrators.
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Sec 4. Impiementing Ruies and Reguiations. - The DOJ, in coordination with
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all the above-mentioned offices and the other relevant agencies, shall formulate the
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rules and regulations necessary to implement the provisions of this Act within ninety
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(90) days from the effectivity of this Act.
14 
Sec 5. Appropriations. - The amount necessary for the implementation of
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this Act shall be charged to the appropriations or funds of the implementing
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agencies and offices.
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Sec 6. Separabiiity Ciause. - If any portion or provision of this Act is declared
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unconstitutional, the remainder of this Act or any provision not affected thereby
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shall remain in force and effect.
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Sec 7. Repeaiing Ciause. - Any law, presidential decree or issuance,
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executive order, letter of instruction, rule or regulation inconsistent with the
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provisions of this Act is hereby repealed or modified accordingly.
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SEC 8. Effectivity. - This Act shall take effect fifteen (15) days following its
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complete publication in a newspaper of general circulation.
Approved,