FIFTEENTH CONGRESS )
REPUBLIC OF THE PHILIPPINES —)
FIRST REGULAR SESSION

HOUSE OF REPRESENTATIVES

Introduced by Representative Rufus B. Rodriguez and
Representative Maximo B. Rodriguez, Jr.

House Bill No__ 3930

EXPLANATORY NOTE

Our teachers are indeed the unsung heroes of our country. They serve
long hours during class days, not only teaching but preparing for their lessons
and checking written examinations.

Their remuneration as adjusted recently by Joint Resolution No. 004
entitled Joint Resolution Authorizing the President to Modify the
Compensation and Position Classification System of Civilian Personnel is not
enough to give a decent income to our teachers.

It is therefore imperative that the State give additional non-cash
benefits such as a comprehensive housing program for teachers. The
program should be affordable at a fixed low interest rate with easy payment
schemes and long term payment period.

Early approval of this bill earnestly implored.

RUFUS B. RODRIGUEZ
Mit

MAXIMO B. RODRIGUEZ, JR.


FIFTEENTH CONGRESS )
REPUBLIC OF THE PHILIPPINES )
FIRST REGULAR SESSION )

HOUSE OF REPRESENTATIVES.

Introduced by Representative Rufus B. Rodriguez and
Representative Maximo B. Rodriguez, Jr.

House Bill No, 3030

AN ACT
TO INSTITUTIONALIZE A HOUSING PROGRAM FOR PUBLIC SCHOOL
TEACHERS, APPROPRIATING FUNDS THEREFOR AND FOR OTHER
PURPOSE

Be it enacted by the Senate and House of Representatives of the Philippines
in Congress assembled:

Sec.1. Short Title — This Act shall be known as the “Public School Teachers
Housing Program Act of 2010.”

Sec.2. Declaration of Policy — It is hereby declared the policy of the State to
promote sustainable human development by providing its people with decent
and adequate housing unit at affordable cost. Pursuant to this policy and to
improve the quality of life of public school teachers, there is a need to
institutionalize a Housing Program in the Department of Education (DepEd)
that shall provide them the ‘opportunity to have a house of their own.

Sec.3. The Public School Teachers Housing Program — The Public School

Teachers Housing Program, hereinafter referred to as the Program, shall be

institutionalized to provide housing loans strictly to qualified public school

teachers for an affordable housing unit. It shall be administered by the DepEd
and shall have the following special features:

(1) Payable within a period of twenty (20) to thirty (30)

years, depending upon the age of the teachers at

the time of approval of the housing loan

application;

(2) With a fixed interest rate of five percent (5%) per
annum; and figure

3) Payment of equity of not more than five percent

(8%) of the total purchase price of the property.


Sec.4, Creation of a Housing Secretariat in DepEd — There shall be created a
Housing Secretariat in every regional office of the DepEd which shall have the
following functions:

(a) Issue loan application forms and collect necessary
documents;

(b) Receive and process housing loan applications;

1) Transmit the necessary documents to the appropriate
housing agencies;

@) Deduct amortization from teachers on a monthly basis and
remit the same to the concemed financing agencies;

) Provide data on various government and private financing
institutions for housing loans; and

0) Encourage the participation of local government units

(LGUs), non-governmental organizations (NGOs) and private
development or entities.

Sec.5, Eligibility to the Housing Program — Any public school teacher who
possesses the following qualifications shall be eligible to the Program to wit:

a. He or she has a permanent appointment status;

b, He or she rendered at least five (5) years teaching service;

¢. He or she does not own any housing unit;

d. He or she has not yet availed of any housing program; and

e. He or she is not over sixty-five (65) years of age at the time of the

filing of loan application and must be insurable.

Sec.6. Sale or conveyance of the property subject of the loan agreement or
transfer of rights thereto shall be strictly shall be strictly prohibited, unless the
transfer shall be made in favor or a family member up to the second (2™)
degree by consanguinity of the concerned public school teacher, or in the
absence thereof, to another qualified public school teacher.

Sec.7. Financing Schemes of the Program — The Program shall provide the
following financing schemes for the:
(a) Purchase of lot and construction of a residential unit thereon;
(b) Purchase of any of the following:
1. Brand-new or old existing units;
2. Housing properties mortgaged with any institution; and
3. Foreclosed properties being disposed of through public
bidding or negotiated sale.
(c) Purchase of a fully developed lot within a residential area:
(d) Construction of a residential unit on a lot owned by the beneficiary;
and
(e) Housing units offered at housing fairs by government financial
institutions, NGOs and private development corporations or entities.


Sec.8. Participation of LGUs, NGOs and Private Development Corporations
or Entities — Participating LGUs, NGOs and private development corporations
or entities shall be directed to identify possible housing sites for purposes of
this Act.

Sec.9. Incentives to NGOs and Private Development Corporation or Entities
Participating in the Program - All transactions with respect to the
implementation of this Program actively undertaken by NGOs and private
development corporations or entities, shall be exempted from capital gains,
documentary stamp, value added and transfer taxes.

Sec.10. Appropriation — For the initial implementation to this Act, the amount
of Three Hundred Million Pesos (300,000,000.00), shall be appropriated out of
the funds from the National Government not otherwise appropriated
Thereafter, the amount necessary to carry out the provisions of this Act shall
be included in the budgetary allocations for the DepEd in the annual General
Appropriation Act.

Sec.11. Implementing Rules and Regulations - The DepEd, in coordination
with Home Development Mutual Fund (Pag-IBIG Fund), the National Housing
Authority (NHA), the National Home Mortgage Finance Corporation (NHMFC),
the Home Guarantee Corporation (HGC), the Government Service Insurance
System (GSIS), the Social Security System (SSS) and the Department of
Interior and Local Government (DILG) shall promulgate the necessary rules
an regulations to effectively implement the provision of this Act: Provided,
That all existing housing programs for public school teacher shall be
incorporated under the Program

Sec.12. Annual Report - Within ninety (90) days after the end of every fiscal
years, the DepEd shall render an annual report of its accomplishment to
Congress and to the office of the President.

Sec.13. Separability Clause ~ If any provision of this Act, or any part thereof
be declared invalid or unconstitutional, the remaining provisions not affected
thereby shall continue in full force and effect.

Sec.14. Repealing Clause — All laws, presidential decrees, proclamations,
executive orders, rules and regulations or parts thereof, inconsistent with the
provision of this act are hereby repealed or modified accordingly.

Sec.15. Effectivity — This Act shall take effect after fifteen (15) days following
its complete publication in the Official Gazette or in at least two (2)
newspapers of general circulation.

Approved,