CTHIRTEENTH CONGRESS OF THE 
REPUBLIC OF THE PHILIPPINES 
First Regular Session 
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SENATE 
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S. No. 
749 ../. 
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INTRODUCED BY HON. MANUEL B. VELAR JR. 
EXPLANATORY NOTE 
The Constitution mandates that the Armed Forces of the Philippines be the primary 
protector of the State and of the Filipino people. They are the men and women who will 
defend the country from all forms of strife, whether global in scope or local in nature. They 
are the ones whose lives are devoted to safeguard the basic rights of every individual. And in 
them, lies the responsibility of giving security, peace and order to our countrymen. 
It is common knowledge, however, that despite the formidable tasks assigned to them 
lie the sacrifices they have to willingly offer for the country, not to mention the danger 
leveled against their lives and limbs aggravated by their negative financial profile as reflected 
by the soldier's low basic pay. 
Through Presidential Decree No. 352 issued by former President Ferdinand Marcos, a 
Special Group Term Insurance was created for the members of the Armed Forces of the 
Philippines which was designed to help its members, in the form of wake and burial 
assistance in the amount of Six Thousand Pesos (P6,OOO.OO). By another executive fiat (P.D. 
1965), the amount was raised to Twelve Thousand Pesos (P12,OOO.OO). Admittedly, a 
militiaman is covered by the compulsory insurance granted by the Government Service 
Insurance System, the same however, is not enough for the sustenance of a grieving widow 
and her children. 
This Bill, therefore, seeks to provide adequate insurance, to our militiamen. 
Immediate approval of this Bill is fervently called for. 


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THIRTEENTH CONGRESS OF THE 
REPUBLIC OF THE PHILIPPINES 
First Regular Session 
S. No. 
749 
INTRODUCED BY HON. MANUEL B. VILLAR JR. 
AN ACT 
PROVIDING FOR AN INCREASED SPECIAL GROUP TERM INSURANCE 
COVERAGE FOR THE MEMBERS OF THE ARMED FORCES OF THE 
PHILIPPINES INCLUDING THE MEMBERS OF THE PHILIPPINE 
NATIONAL POLICE, AMENDING FOR THE PURPOSE PRESIDENTIAL 
DECREE NO. 352 AS AMENDED, AND FOR OTHER PURPOSES 
Be it enacted by the Senate and House of Representatives of the Philippines in 
Congress assembled: 
SECTION 1. Section 1 of Presidential Decree No. 352, as amended by Presidential 
Decree No. 1965, is hereby further amended to read as follows: 
"SECTION 1 Subject to such terms and conditions as may be mutually acceptable to 
the (Government Service Insurance System or other insurance firms) W E D  FORCES OF 
THE PHILIPPINES MUTUAL BENEFIT ASSOCIATION INCORPORATED (AFPMBAI) 
AS THE INSURER and the Chief of Staff of the Armed Forces of the Philippines (AFP) 
AND THE DIRECTOR-GENERAL OF THE PHILIPPINE NATIONAL POLICE including 
the rates of insurance premiums (fifty percent) to be paid by each year member of the Armed 
Forces of the Philippines and the [Integrated] PHILIPPINE National Police and by the 
Government as it counterpart premium contribution (remaining fifty percent), and approved 
by the [Minister] SECRETARY of National Defense AND SECRETARY OF INTERIOR 
AND LOCAL GOVERNMENT RESPECTIVELY, each member of the Armed Forces of the 
Philippines and the [Integrated] PHILIPPINE National Police in active service, to include 
cadets of the Philippine Military Academy, the Philippine Air Force Flying School, AND 
THE PHILIPPINE NATIONAL POLICE ACADEMY, probationary officers, trainees and 
draftees, shall be insured under an annual Special Group Term Insurance Coverage program, 
renewable annually thereafter, [for not exceeding P12,000.00] FOR NOT LESS THAN 
FIFTY THOUSAND PESOS (P50,OOO.OO). 
Per said member, in addition to such 
compulsory insurance for members of the Armed Forces of the Philippines and the 
[Integrated] PHILTPPINE National Police by the Government Service Insurance System as 
provided for by existing laws: PROVIDED, THAT PAYMENT OF ONE-HALF OF THE 
BENEFITS, CORRESPONDING TO THE GOVERNMENT COUNTERPART PREMIUM, 
SHALL BE MADE TO THE LEGAL HElRS AS DEFINED IN THE CIVIL CODE OF THE 
PHILIPPINES AND THE OTHER HALF TO THE DESIGNATED BENEFICIARIES 


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THEREIN AND: PROVIDED FURTHER, THAT BENEFITS GRANTED HEREIN SHALL 
BE FORFEITED BY THOSE WHO ARE CHARGED AND SUsSEQUENTLY FOUND 
CORRESPONDING TO THE PREMIUM MADE BY THE INSURED, WHICH SHALL 
INSURE TO THE BENEFIT OF THE LEGAL HEIRS AND THE BENEFECIARIES TO 
BE PAID IN THE MANNER PROVIDED FOR IN THE LAST PRECEDING SENTENCE.” 
GUILTY OF CRIME AGAINST THE STATE, EXCEPT ONE-HALF THEREOF, 
SECTION 2. The additional government counterpart premium contributions required . 
to carry out the purpose of this Act is hereby authorized to be appropriated and such sum 
shall thereafter be included in the Annual General Appropriations Act of the Department of 
National Defense. 
SECTION 3. This Act shall take effect fifteen (15) days after its complete 
publication in the OfJicial Gazette or in at least two (2) newspapers of national circulation. 
Approved,