THIRTEENTH CONGRESS OF THE 
REPUBLIC OF THE PHILIPPINES 
First Regular Session 
SENATE 
S. No. 
. 
55 
INTRODUCED BY HON. MANUEL B. VILLAR, JR. 
EXPLANATORY NOTE 
As the conduits of knowledge, teachers play a pivotal role in the formation of a 
society composed of educated and promising individuals. 
Consistent with the State policy to allocate highest budgetary priority to 
education and to ensure that teaching will attract and retain its rightful share of the 
available talents through adequate remuneration and other means of job satisfaction, 
this measure proposes to grant our public school teachers with additional insurance 
benefits. 
To rectify the insufficient insurance benefits provided for by the Government 
Service Insurance System, this bill seeks to provide death benefits, burial expenses 
and reimbursement of actual medical expenses for public school teachers. 
As an incentive for the hard work of our teachers, urgent passage of this bill is 
fervently sought. 


THIRTEENTH CONGRESS OF THE 
REPUBLIC OF THE PHILIPPINES 
First Regular Session 
INTRODUCED BY HON. MANUEL B. VILLAR, JR. 
AN ACT 
GRANTING ADDITIONAL INSURANCE BENEFITS TO ALL PUBLIC 
SCHOOL TEACHERS, PROVIDING FUNDS FOR THE PAYMENT OF ITS 
PREMIUMS, AND FOR OTHER PURPOSES 
Be it enacted by the Senate and House of Representatives of the Philippines in Congress 
assembled: 
SECTION 1. Short Title. - This Act shall be known as the ” Teachers’ Additional 
Insurance Act.” 
SECTION 2: Additional Insurance Benefits for Teachers. - In addition to the 
insurance benefits given to teachers by the Government Service Insurance System 
(GSIS) under Presidential Decree No. 1146, as amended, a term insurance coverage to 
all public school teachers providing for the following benefits shall be granted: 
(a) 
Death benefits of two hundred thousand pesos (P200,OOO.OO) to all 
teachers who are in the active service; 
Burial expenses of fifty thousand pesos (50,000.00) to all teachers who 
are in the active service; and 
(b) 
(c) 
Reimbursement of actual medical expenses of all teachers whether 
retired or in the active service but not to exceed one hundred thousand 
pesos (P 100,000.00). 
SECTION 3. Disqualzjication from Benefits. - No benefits shall be given to any 
teacher or his beneficiaries when the injury, sickness or death was occasioned or 
caused by any of the following: 
(a) 
(b) 
(c) 
His habitual drunkenness or intoxication; 
His willful intention to injure or kill himself; or 
His unauthorized absence or abandonment of office for at least one (1) 
week prior to his death or injury. 
SECTION 4. Actuarial Study. -The GSIS shall, within sixty (60) days from the 
effectivity of this Act, conduct an actuarial study to determine the premiums to be 
paid corresponding to the benefits to be received by the public school teachers in 
accordance with the schedule provided for in Section 2. 


2 
SECTION 5. Appropriation. - The National Government shall appropriate 
annually and include in the General Appropriations Act an amount corresponding to 
the total annual insurance premiums for the public school teachers based on the 
actuarial study under Section 4 hereof. 
SECTION 6. Rules and Regulations, - The GSIS, in coordination with the 
Department of Education, Culture and Sports (DECS), shall promulgate rules and 
regulations necessary to implement the provisions of this Act. 
SECTION 7. Separability Clause.- If any provision or section of this Act is 
declared unconstitutional or invalid, such portions not affected thereby shall remain 
in full force and effect. 
SECTION 8. Repealing Clause. -All laws, decrees, executive orders, rules and 
regulations inconsistent with the provisions of this Act are hereby repealed or modified 
accordingly. 
SECTION 9. Effectivity.- This Act shall take effect fifteen (15) days after its 
complete publication in at least two (2) newspapers of general circulation. 
App,ro ved,