Fifteenth Congress of the Republic 
of the Philippines 
First Regular Session 
) 
) 
) 
SENATE 
S.B. No. 2005 
Introduced by Senator Ramon Bong Revilla, Jr. 
EXPLANATORY NOTE 
The Philippines is one of the countries that has reported shortage of trained or qualified 
teachers, as one of its major problems in education. One major reason of this shortfall is that a 
number of trained teachers turn to other types of employment. Some factors that have led to their 
lowering of morale and decreasing interest in teaching profession include level of salaries and 
benefits, increased work-related pressures, concern over employment security and decreasing 
support for education on the part of political authorities. Needless to say, these problems deserve 
the utmost attention of the State. 
Teachers form the backbone of our nation's educational system and are thus of crucial 
importance to our society's development. Major efforts have to be undertaken to give our 
teachers adequate monetary compensation so as they would not have reason to seek employment 
in foreign lands. 
Thus, 'the proVISIOns of this bill, pursuant to Section 17, Article II of the 1987 
Constitution, are designed to promote their morale; attract and encourage newly graduates to 
enter teaching profession; hold the well trained or· qualified teachers for the assurance and 
delivery of a quality education. 
Furthermore, this bill seeks to grant additional insurance benefits given by the 
Government Service Insurance System (GSIS) under Presidential Decree No. 1146 which are 
still insufficient to their needs. The total premiums based on the actuarial study of the GSIS shall 
be included in the General Appropriations Act. 
Hence, the immediate approval ofthis bill is earnestly sought. 
G REVILLA, JR. 


Fifteenth Congress of the Republic 
of the Philippines 
First Regular Session 
) 
) 
) 
SENATE 
S.B.No. 2005 
Introduced by Senator Ramon Bong Revilla, Jr. 
AN ACT 
GRANTING ADDITIONAL INSURANCE BENEFITS TO ALL PUBLIC 
SCHOOL TEACHERS, PROVIDING FUNDS FOR THE PAYMENT OF ITS 
PREMIUMS, AND FOR OTHER PURPOSES 
Be it enacted by the Senate and the House of Representatives of the Philippines in 
Congress assembled. 
SECTION. 1. Short Title. - This Act shall be known as the "Additional Teacher's 
Insurance Act." 
SECTION 2. Additional Insurance Benefits for Teachers. - In addition to the 
insurance benefits given to teachers by the Government Service Insurance System (GSIS) under 
Presidential Decree No. 1146, as amended, a term insurance coverage to all public school 
teachers providing the following benefits shall be granted: 
(a) death benefits of Two Hundred Thousand Pesos (Php 200,000.00) to all teachers who are 
in the active service; 
(b) burial allocation of Fifty Thousand Pesos (Php 50,000.00) to all teachers who are in the 
active service; and 
(c) reimbursement of actual medical expenses of all teachers whether retired or in the active 
service but not to exceed One Hundred Thousand Pesos (Php 100,000.00). 
SECTION 3. Disqualification from Benefits. - No benefit shall be given to any teacher 
or his beneficiaries when the injury, sickness or death was occasioned or caused by any of the 
following: 
(a) His/her habitual drunkenness or intoxication; 
(b) His/her willful intention to injure or kill himself/herself; 
( c) His/her notorious negligence; or 
(d) His/her unauthorized absence or abandonment of office for at least one (1) week to 
prior to his death. 
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SECTION 4. Actuarial Study. - The GSIS shall, within sixty (60) days from the 
effectivity of this Act, conduct m actuarial study to determine the premiums to be paid 
corresponding to the benefits to be received by the public school teachers in accordance with the 
schedule provided for in Section 2. 
SECTION 5. Appropriation. - The National Government shall appropriate annually and 
include in the General Appropriations Act an amount corresponding to the total annual insurance 
premiums of the public school teachers based on the actuarial study under Section 4 hereof. 
SECTION 6. Rules and Regulations. - The GSIS, in coordination with the Department 
of Education, Culture and Sports (DECS), shall promulgate rules and regulations necessary to 
implement the provisions of this Act. 
SECTION 7. Separability Clause. - If any provision or Section of this Act is declared 
unconstitutional or invalid, such portions not affected thereby shall remain in full force and 
effect. 
SECTION 8. Repealing Clause. - All laws, decrees, executive orders, rules and 
regulations inconsistent with the provisions of this Act are hereby repealed or modified 
accordingly. , 
SEC. 9. Effectivity. - This Act shall take effect fifteen (15) days after its complete 
publication in at least two (2) newspapers of general circulation. 
Approved, 
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