NINETEENTH CONGRESS OF THE 
)
REPUBLIC OF THE PHILIPPINES 
)
Second Regular Session 
)
of tlic 25-’. C-.Tt.'iVf
SENATE
S. No. 2409
23 AUG 16 P3:0i
INTRODUCED BY SENATOR JOSEPH VICTOR G. EJERCITO
AN ACT
INSTITUTIONALIZING THE PAMBANSANG PABAHAY PARA SA PILIPINO 
(4PH) PROGRAM
EXPLANATORY NOTE
The housing situation has only become worse In the past few years with a 
backlog totaling to 6.5 million. To gradually decrease the housing backlog, the DHSUD 
aims to build 1 million houses per year or 6 million houses by the end of President 
BongBong Marcos's term.
Pursuant to the goal of building more houses annually, the Department of 
Housing and Urban Development (DHSUD) has formulated the Pambansang Pabahay 
Para sa Pilipino (4PH) Program.1 The 4PH Program shall be at the center of this noble 
undertaking that will improve the quality of life of Filipinos struggling to have a home.
Last July 17, 2023, the President adopted the 4PH Program and issued 
Executive Order No. 34 which declares the Pambansang Pabahay Para sa Pilipino 
Program as the flagship program of the government. All national government agencies 
and instrumentalities including government-owned or controlled corporations are also 
directed to submit a detailed inventory of all available and suitable lands for the 
implementation of the said program.2
Such declaration and directive of the President is a welcomed development in 
the government's efforts to end homelessness in the country. EO No. 34 acknowledges 
the need for a single and lasting program that will serve as a blueprint in building and 
providing homes even beyond the term of President Marcos, Jr.
This proposed measure seeks to institutionalize the 4PH Program under EO No. 
34. Through this legislation, the DHSUD's plans and programs shall be established in
1 https://www.philstar.eom/headlines/2023/07/04/2278469/lgus-tapped-expand-national-housing- 
program#:~:text=We%20would%20also%20achieve%20a,of%20around%206.5%20million%20units.
2 https://www.officialgazette.gov.ph/2023/07/17/executive-order-no-34-s-2023/


formal framework. This will ensure consistent and sustainable funding for the 
affordable and decent housing to benefit the underprivileged and homeless citizens.
In view of the foregoing, the immediate enactment of this measure is sought.
JOSEPH VICTOR G. EJERCITO


NINETEENTH CONGRESS OF THE 
)
REPUBLIC OF THE PHILIPPINES 
)
Second Regular Session 
)
SENATE
s. No. 2409
23 AUG 16 P3 •08/
RKCEIVtDB*.
INTRODUCED BY SENATOR JOSEPH VICTOR "JV" G. EJERCITO
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AN ACT
INSTITUTIONALIZING THE PAMBANSANG PABAHAY PARA SA PILIPINO 
(4PH) PROGRAM,
Be it enacted by the Senate and the House of Representative in Congress assembled:
Section 1. Title. - This Act shall be known as the "4PH Act of 2023."
Sec. 2. Declaration of Policy. - It is hereby declared a policy of the state to ensure 
that the underprivileged and homeless citizens have access to an adequate, safe, 
secure, habitable, sustainable and affordable home. Further, the State recognizes the 
potential impact of a robust housing sector on the growing economy.
Towards this end, the State shall undertake a continuing program for housing and 
urban development which shall make available at affordable cost to the 
underprivileged and homeless citizens in urban centers and resettlement areas.
Sec. 3. The Pambansang Pabahay Para Sa PiUpino (4PH) Program. - The 
Pambansang Pabahay Para Sa Pillpino (4PH) Program shall:
a. Implement the development of 1,000,000 housing units every year after the 
end of program six-year timeline of the 4PH Program or in January 2028 as 
indicated in Department Circular No. 2022-004 Series of 2022;
b. Prioritize the lowest 30% income decile of the population and low wage earners 
as primary beneficiaries of the 4PH Program;
c. Pursue innovative strategies to make housing finance accessible and housing 
units affordable to the target beneficiaries, through but not limited to the 
following:
i. 
Allocate government funds for the payment of housing interest 
support to lower the monthly interest rate payment of qualified 
program beneficiaries;
ii. 
Utilize vacant, idle, blighted and/or under-utilized government and 
private-owned lands for housing and mixed-use development;


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IV.
Tap government financing institutions (GFIs) and private banks to 
provide development loans & end-user financing; and
Promote varied forms of modalities in implementing housing and 
mixed-use development.
d. Capacitate and support the LGUs as one of the main project proponents in
implementing housing projects; and
e. Encourage and incentivize the private sector to participate in the 4PH
program/project implementation.
Sec. 4. Roles and Responsibilities. - The roles and responsibilities of the 
implementing agencies pursuant to their respective charters and governing laws are, 
but not limited to, the following:
1. DSHUD
a. Act as the lead agency and shall serve as the implementor, initiator, 
coordinator, and facilitator of the 4PH;
b. Assign 4PH Program housing production targets to its KSAs which shall form 
part of their Performance Commitments;
c. Provide housing design specifications, parameters, and price ceilings for 
projects enrolled under the 4PH Program;
d. Facilitate the allocation of funds for interest subsidy payment in the General 
Appropriations Act (GAA) and other potential fund source to make the 
monthly amortizations affordable to the qualified beneficiaries;
e. Coordinate KSAs, LGUs, GFIs, private banks, and stakeholders to ensure 
the implementation of the 4PH Program;
f. Develop policies and programs together with it KSAs, LGUs, and NGAs and 
GFIs to provide incentives and promote private sector participation in the 
4PH Program;
g. Extend support and technical assistance to the LGUs, developers, and other 
program partners such as but not limited to the simplification of 
documentation and establishment of express lanes for the issuance of 
national and local permits and clearances for t projects under the 4PH 
Program; and
h. Oversee and monitor the implementation of projects under the 4PH 
Program
2. HOME DEVELOPMENT MUTUAL FUND (HDMF), PARTICIPATING GOVERNMENT
FINANCIAL INSTITUTIONS (GFIS) AND PRIVATE BANKS
a. Allocate funds for the 4PH Program, such as for development loans and /or 
end-user financing; and
b. Simplify guidelines and requirements to facilitate the access to financing by 
the LGUs, developers/contractors and homebuyers.


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3. NATIONAL HOUSING AUTHORITY (NHA) AND SOCIAL HOUSING FINANCE
CORPORATION (SHFC)
a. As landowners, enter into appropriate partnership agreements with the 
concerned partner LGUs and other partner institutions/entities;
b. As a developer and/or project manager, implement projects in coordination 
with the LGUs and other groups according to the roles and responsibilities 
as may be agreed by the parties involved;
c. Provide support to the LGUs in the social preparation, project development, 
and other assistance needed by the LGUs; and
d. Develop supporting policies and programs as may be applicable and 
allowed under their mandate to achieve target housing production and 
other deliverables for the 4PH Program.
4. NATIONAL HOME MORTGAGE FINANCE CORPORATION (NHMFC)
a. Support the financial sustainability of the 4PH by (1) providing liquidity to 
GFIs and private banks through purchase of eligible Contract-to-SelI (CTS) 
and Real Estate Mortgage (REMs) among others, and securities such loan 
portfolio, and (2) issue asset-backed securities to attract more funds for 
housing.
5. PARTICIPATING LOCAL GOVERNMENT UNITS (LGUs)
a. Act as the lead/main proponent in the implementation of the housing 
projects under the 4PH Program;
b. Identify suitable sites for the housing and mixed-use development;
c. Apply for developmental loans for the housing project subject to applicable 
laws, government rules, and requirements;
d. Identify, select, and facilitate the application of target housing beneficiaries 
under the program;
e. Develop the project concept, following DSHUD's design specification and 
price ceiling parameters; and
f. 
Formulate local policies and programs to support and facilitate project 
financing, construction, and property management including necessary 
financial and social services assistance for the target beneficiaries.
6. OTHER CONCERNED GOVERNMENT AGENCIES AND STAKEHOLDERS
a. Participation and engagement hereto of the other concerned government 
agencies and stakeholders, as the case may be, shall be subject to their 
respective mandate, nature, and powers.
Sec. 5. Price Ceiling. - The Price Ceilings for the 4PH Program, specifically for 
units within multi-rise buildings, shall be based on the Joint Determination set by the 
DSHUD and NEDA pursuant to Republic Act No. 11201, otherwise known as the 
"Department of Human Settlements and Urban Development Act".
Sec. 6. Trust Account - The DSHUD may create specialized account, as it may 
deem fit, in trust of its beneficiaries to defray the cost and expenses of initial property 
management and maintenance of the 4PH Programs.


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Sec. 7. Independent Monitoring Committee and Advisory Councii. - An 
Independent Monitoring Committee and National Advisory Council shall be created at 
the regional, and national levels, composed of representatives from the private sector, 
civil society organizations (CSOs) to complement the oversight function and activities 
of DHSUD and provide feedback for appropriate action. It shall submit a report on the 
results of its monitoring activities relative to the implementation of the program. A 
monitoring and evaluation report shall be submitted to the DSWD and to the Joint 
Congressional Oversight Committee at regular intervals, as determined in the 
Implementing Rules and Regulations (IRR).
Sec. 8. Annuai Report of the Program. - The DHSUD shall annually publish a 
full report of the 4PH Program covering the implementation of the previous fiscal year. 
The said report shall include financial disclosures, number of clients/beneficiaries 
served, and recommendations to the President and to both chambers of Congress on 
how to further enhance the program.
Sec. 9. Program Transparency. - The DSHUD shall regularly and timely post 
and update on its website a report of financial disclosures and information about 
beneficiaries based on geographical area, social, economic, and cultural 
circumstances.
Sec. 10. Joint Congressionai Oversight Committee. - Upon effectivity of this 
Act, a Congressional Oversight Committee, hereafter referred to as the 4PH Oversight 
Committee is hereby constituted. This Committee shall set the overall framework to 
review the implementation of this Act. It shall likewise recommend necessary remedial 
legislations or executive measures to effectively implement this Act.
The 4PH Oversight Committee shall be composed of six (6) members with the 
Chairpersons of the Committee on Housing and Urban Development, Poverty 
Alleviation, Social Justice and Public Works and Highways and two (2) members from 
each House, to be designated by the Speaker of the House of Representatives and 
Senate President, respectively.
For the purpose of remedial legislation, the 4PH Oversight Committee shall, 
within six (6) years after the effectivity of this Act, conduct a mandatory review which 
shall include a systematic evaluation of the impact of this Act, accomplishments of the 
program, and the performance of its implementing agency.
Sec. 11. Impiementing Ruies and Reguiations. - Within sixty (60) days, the 
DHSUD, in coordination with key shelter agencies and other stakeholders, shall 
formulate the rules and regulations to effectively implement the provisions of this Act.
Sec. 12. Appropriation. - The amount needed for the initial implementation of 
this Act shall be taken from the current year's appropriations of the concerned 
agencies. Thereafter, such sums may be necessary for its continued implementation 
shall be included in the annual General Appropriations Act.


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Sec. 13. Separability Clause. - If any portion or provision of this Act is declared 
unconstitutional, the remainder of this Act or any provisions not affected thereby shall 
remain in force and effect.
Sec. 14. Repealing Clause. - All laws, decrees, orders and rules and regulations 
contrary to or inconsistent with the provisions of this Act are hereby repealed or 
amended accordingly.
Sec. 15. Effectivity. - This Act shall take effect fifteen (15) days following its 
complete publication in the Official Gazette or a newspaper of general circulation.
Approved,