Republic of the Philippines
HOUSE OF REPRESENTATIVES
Quezon City

FIFTEENTH CONGRESS
First Regular Session

2523

HOUSE BILL NO.

Introduced by HONORABLE LANI MERCADO-REVILLA

EXPLANATORY NOTE

The Philippines is one of the countries that has reported shortage of trained or qualified
teachers, as one of its major problems in education. One major reason of this shortfall is that a
number of trained teachers turn to other types of employment. Some factors that have led to their
lowering of morale and decreasing interest in teaching profession include level of salaries and
benefits, increased work-related pressures, concern over employment security and decreasing
support for education on the part of political authorities. Needless to say, these problems deserve
the utmost attention of the State.

Teachers form the backbone of our nation’s educational system and are thus of crucial
importance to our society's development. Major efforts have to be undertaken to give our
teachers adequate monetary compensation so as they would not have reason to seek employment
in foreign lands.

Thus, the provisions of this bill, pursuant to Section 17, Article II of the 1987
Constitution, are designed to promote the teachers’ morale; attract and encourage more graduates
to enter the teaching profession; maintain the well trained or qualified teachers in the teaching
profession to assure quality education.

Furthermore, this bill seeks to grant additional insurance benefits given by the
Government Service Insurance System (GSIS) under Presidential Decree No. 1146.

Hence, the immediate approval of this bill is earnestly sought.

REP.£ANI MERCADO-REVILLA

2" District, Cavite



Republic of the Philippines
HOUSE OF REPRESENTATIVES
Quezon City

FIFTEENTH CONGRESS
First Regular Session

HOUSE BILL NO.__ 2523

Introduced by HONORABLE LANI MERCADO-REVILLA

AN ACT GRANTING ADDITIONAL INSURANCE BENEFITS TO ALL PUBLIC
SCHOOL TEACHERS, PROVIDING FUNDS FOR THE PAYMENT OF ITS.
PREMIUMS, AND FOR OTHER PURPOSES

Be it enacted by the Senate and the House of Representatives of the Philippines. in
Congress assembled.

SECTION. 1. Short Title. - This Act shall be known as the “Additional Teacher's
Insurance Act.”

‘TION 2. Additional Insurance Benefits for Teachers. - In addition to the
insurance benefits gi by the Government Service Insurance System (GSIS) under
Presidential Decree No. 1146, as amended, a term insurance coverage to all public school
teachers providing the following benefits shall be granted:

(a) h benefits of Two Hundred Thousand Pesos (Php 200,000.00) to all teachers who are

in the active service;

(b) burial allocation of Fifty Thousand Pesos (Php 50,000.00) to all teachers who are in the
active service; and

(c) reimbursement of actual medical expenses of all teachers whether retired or in the active
service but not to exceed One Hundred Thousand Pesos (Php 100,000.00).

SECTION 3. Disqualification from Benefits. - No benefit shall be given to any teacher
or his beneficiaries when the injury, sickness or death was occasioned or caused by any of the
following:

(a) His/her habitual drunkenness or intoxication:
(b) His/her willful intention to injure or kill himself/herself;
(©) His/her notorious negligence; or

(d) His/her unauthorized absence or abandonment of office for at least one (1) week to
prior to his death.


SECTION 4. Actuarial Study. - The GSIS shall, within sixty (60) days from the
effectivity of this Act, conduct an actuarial study to determine the premiums to be paid
corresponding to the benefits to be received by the public school teachers in accordance with the
schedule provided for in Section 2.

SECTION 5. Appropriation. - The National Government shall appropriate annually and
include in the General Appropriations Act an amount corresponding to the total annual insurance
premiums of the public school teachers based on the actuarial study under Section 4 hereof.

SECTION 6. Rules and Regulations, - The GSIS, in coordination with the Department
of Education, Culture and Sports (DECS), shall promulgate rules and regulations necessary to
implement the provisions of this Act.

SECTION 7. Separability Clause. - If any provision or Section of this Act is declared
unconstitutional or invalid, such portions not affected thereby shall remain in full force and
effect.

SECTION 8. Repealing Clause. - All laws, decrees, executive orders, rules and
regulations inconsistent with the provisions of this Act are hereby repealed or modified
accordingly

SEC. 9. Effeetivity. - This Act shall take effect fifteen (15) days after its complete
publication in at least two (2) newspapers of general circulation.

Approved,