SIXTEENTH CONGRESS )
REPUBLIC OF THE PHILIPPINES }
First Regular Session

HOUSE OF REPRESENTATIVES

Introduced by Representative Rufus B. Rodriguez and <<...
Representative Maximo B. Rodriguez, Jr.

House Bill No. 4061

EXPLANATORY NOTE

(Our teachers are indeed the unsung heroes of our country. They serve long hours
during class days, not only teaching but preparing for their lessons and checking written
examinations

Their remuneration as adjusted recently by Joint Resolution No, 004 entitled Joint
Resolution Authorizing the President to Modify the Compensation and Position Classification
System of Civilian Personnel is not enough to give a decent income to our teachers.

It is therefore imperative that the State give additional non-cash benefits such as a
comprehensive housing program for teachers. The program should be affordable at a fixed
low interest rate with easy payment schemes and long term payment period.

Early approval of this bill earnestly implored.

‘
RUF! a
wie _—— JR.


SIXTEENTH CONGRESS )
REPUBLIC OF THE PHILIPPINES }
First Regular Session

HOUSE OF REPRESENTATIVES

Introduced by Representative Rufus B. Rodriguez and
Representative Maximo B. Rodriguez, Jr._

House Bill No. 4064

AN ACT
TO INSTITUTIONALIZE A HOUSING PROGRAM FOR PUBLIC SCHOOL TEACHERS,
APPROPRIATING FUNDS THEREFOR AND FOR OTHER PURPOSE

Be it enacted by the Senate and House of Representatives of the Philippines in Congress
assembled:

Sec.1. Short Title — This Act shall be known as the “Public School Teachers Housing
Program Act of 2014.”

Sec.2. Declaration of Policy — It is hereby declared the policy of the State to promote
sustainable human development by providing its people with decent and adequate housing
unit at affordable cost. Pursuant to this policy and to improve the quality of life of public
school teachers, there is a need to institutionalize a Housing Program in the Department of
Education (DepEd) that shalll provide them the opportunity to have a house of their own.

Sec.3. The Public School Teachers Housing Program — The Public School Teachers
Housing Program, hereinafter referred to as the Program, shall be institutionalized to provide
housing loans strictly to qualified public school teachers for an affordable housing unit. It
shall be administered by the DepEd and shall have the following special features:
(1) Payable within a period of twenty (20) to thirty (30) years,
depending upon the age of the teachers at the time of approval
of the housing loan application;

(2) With a fixed interest rate of five percent (5%) per annum; and
figure
(3) Payment of equity of not more than five percent (5%) of the

total purchase price of the property.

Sec.4. Creation of a Housing Secretariat in DepEd — There shall be created a Housing
Secretariat in every regional office of the DepEd which shall have the following functions:

(a) issue loan application forms and collect necessary documents;

(b) Receive and process housing loan applications;

(c) Transmit the necessary documents to the appropriate housing agencies;

(d) Deduct amortization from teachers on a monthly basis and remit the same
to the concerned financing agencies:

(e) Provide data on various government and private financing institutions for
housing loans; and

(f) Encourage the participation of local goverment units (LGUs), non-

governmental organizations (NGOs) and private development or entities.

Sec.5. Eligibility to the Housing Program — Any public school teacher who possesses the
following qualifications shall be eligible to the Program to wit:

a. He or she has a permanent appointment status:

b. He or she rendered at least five (5) years teaching service:


c. He or she does not own any housing unit;
d. He or she has not yet availed of any housing program; and
e. He or she is not over sixty-five (65) years of age at the time of the filing of loan
application and must be insurable.

Sec.6, Sale or conveyance of the property subject of the loan agreement or transfer of rights
thereto shall be strictly shall be strictly prohibited, unless the transfer shall be made in favor
or a family member up to the second (2") degree by consanguinity of the concerned public
school teacher, or in the absence thereof, to another qualified public school teacher.

Sec.7. Financing Schemes of the Program — The Program shall provide the following
financing schemes for the
(a) Purchase of lot and construction of a residential unit thereon;
(b) Purchase of any of the following
Brand-new or old existing units;
2, Housing properties mortgaged with any institution; and
3. Foreclosed properties being disposed of through public bidding or
negotiated sale.
(c) Purchase of a fully developed lot within a residential area;
(d) Construction of a residential unit on a lot owned by the beneficiary; and
(e) Housing units offered at housing fairs by government financial institutions, NGOs
and private development corporations or entities

Sec.8. Participation of LGUs, NGOs and Private Development Corporations or Entities —
Participating LGUs, NGOs and private development corporations or entities shall be directed
to identify possible housing sites for purposes of this Act.

Sec.9. Incentives to NGOs and Private Development Corporation or Entities Participating in
the Program — All transactions with respect to the implementation of this Program actively
undertaken by NGOs and private development corporations or entities, shall be exempted
from capital gains, documentary stamp, value added and transfer taxes.

Sec.10. Appropriation ~ For the initial implementation to this Act, the amount of Three
Hundred Million Pesos (300,000,000.00), shall be appropriated out of the funds from the
National Government not otherwise appropriated. Thereafter, the amount necessary to carry
out the provisions of this Act shall be included in the budgetary allocations for the DepEd in
the annual General Appropriation Act

Sec.11. Implementing Rules and Regulations - The DepEd, in coordination with Home
Development Mutual Fund (Pag-IBIG Fund), the National Housing Authority (NHA), the
National Home Mortgage Finance Corporation (NHMFC), the Home Guarantee Corporation
(HGC), the Government Service Insurance System (GSIS), the Social Security System
(SSS) and the Department of Interior and Local Government (DILG) shall promulgate the
necessary rules an regulations to effectively implement the provision of this Act: Provided,
That all existing housing programs for public school teacher shall be incorporated under the
Program.

Sec.12. Annual Report — Within ninety (90) days after the end of every fiscal years, the
DepEd shall render an annual report of its accomplishment to Congress and to the office of
the President

Sec.13. Separability Clause — If any provision of this Act, or any part thereof be declared
invalid or unconstitutional, the remaining provisions not affected thereby shall continue in full
force and effect.


‘Sec.14. Repealing Clause — All laws, presidential decrees, proclamations, executive orders,
ules and regulations or parts thereof, inconsistent with the provision of this act are hereby
repealed or modified accordingly.

Sec.15. Effectivity - This Act shall take effect after fifteen (15) days following its complete
publication in the Official Gazette or in at least two (2) newspapers of general circulation.

Approved,