SIXTEENTH CONGRESS OF THE 
) 
REPUBLIC OF THE PHILIPPINES 
) 
First Regular Session 
) 
SENATE 
S. No. _6=-:3::...:c2=-
'srtlah, 
O\lll,;r"f 14' "m.b'~ 
'13 
JUL -8 P5 :04 
RECI:;IVHfr BY:~ 
Introduced by Senator Antonio "SONNY" F. Trillanes IV 
Explanatory N~te 
Presidential Decree No. 352 dated December 22, 1973, as amended by Presidential Decree No. 
1965 dated January 11, 1985, provides for an annual special group term insurance coverage to all 
members ofthe Armed Forces of the Philippines (AFP) and the Philippine National Police (PNP) 
in the active service to include cadets of the Philippine Military Academy ePMA), the Philippine 
National Police Academy (PNPA), and the Philippine Air Force Flying School, Probationary 
Officers, trainees and draftees, to an amount not exceeding P12,OOO.OO. 
The members of the AFP and the PNP, being primarily responsible for the preservation of peace, 
order and security of the country, are exposed to dangers of life and limb in their tasks of 
suppressing the activities of insurgents and lawless elements. The Special Group Term Insurance 
coverage ofP12,OOO.OO is indeed very inadequate for the protection and security of the members 
and their family. 
Increasing the group insurance coverage for members ofthe Armed Forces of the Philippines and 
the Philippine National Police is only proper and fitting in view of the present high cost ofliving 
and the increasing exposure to dangers of life and limb in the performance of their assigned 
duties. 
In view of the foregoing, immediate approval of this measure is earnestly sought. 
ONNY" • TRILLANES IV 
Senator 
1 
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SIXTEENTH CONGRESS OF THE 
) 
. ,i~nlltt' 
{ljHh;. ,,! 14d;"<"t.'~ 
REPUBLIC OF THE PHILIPPINES 
) 
First Regular Session 
) 
'13 
JUL -8 P5 :03 
SENATE 
BV'-F I 
S.No. 
632 
Introduced by Senator Antonio "SONNY" F. Trillanes IV 
AN ACT 
INCREASING THE SPECIAL GROUP TERM INSURANCE COVERAGE FOR THE 
MEMBERS OF THE ARMED FORCES OF THE PHILIPPINES, INCLUDING THE 
MEMBERS OF THE PHILIPPINE NATIONAL POLICE, AMENDING FOR THE 
PURPOSE PRESIDENTIAL DECREE 352, AS AMENDED BY PRESIDENTIAL 
DECREE 1965, AND FOR OTHER PURPOSES 
Be it enacted by the Senate and House a/Representatives a/the Philippines in Congress 
assembled: 
1 
SECTION 1. Section 1 of Presidential Decree No. 352, as amended by 
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Presidential Decree No. 1965, is hereby further amended to read as follows: 
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4 
"SECTION 1. Subject to such terms and conditions as may be mutually 
5 
acceptable to the [Government Service Insurance System or other insurance 
6 
firms] ARMED FORCES AND POLICE MUTUAL BENEFIT ASSOCIATION 
7 
INCORPORATED (AFPMBAI) AS THE INSURER and the Chief of S~aff of the 
8 
Philippines (AFP) AND THE DIRECTOR GENERAL OF THE PHILIPPINE 
9 
NATIONAL POLICE (pNP), including the rates of the insurance premiums (fifty 
10 
percent) to be paid by each member of the Armed Forces of the Philippines and 
11 
the [Integrated] PHILIPPINE National Police and by the government as its 
12 
counterpart premiilm contribution (remaining fifty percent), and approved by the 
13 
[Minister] SECRETARY of National Defense AND SECRETARY OF THE 
14 
INTERIOR AND LOCAL GOVERNMENT RESPECTIVELY, each member of 
15 
the Armed Forces of the Philippines and the [Integrated] PHILIPPINE National 
16 
Police in the active service, including cadets of the Philippine Military Academy, 
17 
the Philippine Air Force Flying School, AND THE PHILIPPINE NATIONAL 
1 


1 
POLICE ACADEMY, Probationary officers, trainees and draftees, shall be 
2 
insured under an aunual Special Group Term Insurance coverage program, 
3 
renewable armuaUy thereafter, [for not exceeding Php 12,000] FOR NOT LESS 
4 
THAN FIFTY THOUSAND PESOS (Php 50,000) per said member, in addition 
5 
to such compulsory insurance for members of the Armed Forces of the 
6 
Philippines and the [Integrated] PHILIPPINE National Police by the Government 
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Service Insurance System as provided for by existing laws: PROVIDED, THAT 
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PAYMENT OF ONE-HALF OF THE BENEFITS, CORRESPONDING TO THE 
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GOVERNMENT COUNTERPART PREMIUM, SHALL BE MADE TO THE 
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LEGAL HEIRS AS DEFINED IN THE CIVIL CODE OF THE PHILIPPINES 
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AND THE OTHER HALF TO THE DESIGNATED BENEFICIARIES 
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THEREIN AND: PROVIDED, FURTHER, THAT BENEFITS GRANTED 
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HEREIN SHALL BE FORFEITED FOR THOSE WHO ARE CHARGED AND 
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SUBSEQUENTLY FOUND GUILTY OF CRIMES AGAINST THE STATE, 
15 
EXCEPT ONE-HALF THEREOF, CORRESPONDING TO THE PREMIUM 
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PAID BY THE INSURED, WBICH SHALL BE PAID TO THE LEGAL HEIRS 
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AND BENEFICIARIES IN THE MANNER PROVIDED FOR IN THE LAST 
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PRECEDING SENTENCE." 
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SEC. 2. The additional government counterpart premium contributions required 
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to carry out the purpose of this Act is hereby authorized to be appropriated and such sum 
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shall thereafter be included in the armual general appropriations of the Department of 
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National Defense and the Department ofInterior and Local Government. 
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SEC. 3. This Act shall take effect fifteen (15) days after its complete publication 
26 
in the Official Gazzette or in at least two (2) newspaper of general circulation. 
Approved, 
2