conv: Last month we had record rainfall in our area. The river down from my house flooded so bad_comma_ it flooded my home and destroyed everything. It sucks having to start from scratch again. Last month our area received record amounts of rainfall. The river that is down from my house backed up so bad it flooded my entire house destroying practically everything. Sorry to hear about that. Are the damages covered by an insurance? Yes_comma_ we had insurance that is going to cover it_comma_ but it still sucks start from ground zero. Plus_comma_ insurance can't really replace some things. I understand. It is always difficult to start from ground zero. Good luck.