conv: My husband and I have been able to finally get a bit of savings and financial security. I'm so appreciative that we can have that_comma_ as many can't. My husband and I are at a point in our lives_comma_ we are able to save_comma_ afford all that we need and save for retirement. I'm so appreciate we can_comma_ as I know many aren't able to do that. You must of been hard working. Yes_comma_ we have been working hard_comma_ as well as not always getting all the extras we would like at times. But_comma_ it's worth having some financial freedom! That is great news. Congrats.