conv: Someone was speeding on the road and I got into an accident with them. My car was totalled because of their carelessness. Someone was speeding on the road and I got into an accident with them. My car was totalled because of their carelessness. Dang that's really annoying.  Is your insurance going to cover it? Yes_comma_ but not as much as the car was worth and it wasn't an enjoyable situation. Yeah dealing with an accident is one of the most aggravating things.