conv: It really put me at ease when I got my first paycheck from my new job that included a bonus. I knew that I'd be able to cover my monthly expenses as well as get to buy some nice things for myself. When I got my first paycheck with a bonus_comma_ I knew I didn't need to worry anymore about my expenses. It was quite the feeling! That is such a relief_comma_ it is so nice to have money saved up in the bank.  Yes exactly! I was able to finally start saving for retirement. I'd been procrastinating somewhat_comma_ so it really was a relief_comma_ like you said. Oh yeah_comma_ retirement will come before you know it_comma_ it is good to be prepared! 