conv: I cosigned a loan with my son_comma_ expecting he would make the payments and he has let me down by being late every month. I cosigned a loan with my son_comma_ expecting he would make the payments and he has let me down by being late every month. wow.. what do you plan to do ? I've helped me create a repayment plan where I have paid the loan payments and he can catch back up by paying me. I just really feel frustrated because he has the money_comma_ but he wastes it. yea i can understand that