conv: I got in a car wreck one time. A guy pulled out in front of my. I hit my brakes_comma_ but couldn't stop in time. It totaled both of our cars. Hey_comma_ have you ever been in a car wreck? I've been in a fender bender not a total wreck. I was in one about 2 years ago. No one was hurt_comma_ but it totaled both of our cars. Man_comma_ how was your insurance policy for that?