history: I still have another 75k on my student loans to go before I can afford grad school. I just pulled up my student loan bill. I've been out of school 10 years and still owe 75k. That's awful! Luckily I paid all mine off_comma_ but I know many people still struggle with it It started off at 150k so I've paid a lot but it's still crazy. Make me think I would have been better off to just go work construction or something instead of college. 
current: Yea...the education costs are atrocious and, honestly, not even worth it on my opinion. It's just the piece of paper. The material you learn from them can be learned online for free or nearly so
next: I agree. I feel like I've learned just as much or more from MOCC's since then.