history: I racked up a lot of money on my credit card shortly after paying it off. I paid off my credit card before buying my house.  I didnt realize how expensive owning would be and after some repairs I owe more than I started with on my card.
current: That's really good! Do you think you're ever going to use the card again?
next: Im hoping I wont have to.  Unless something major comes up I'm not planning on putting anything on credit again.