history: During my first year in grad school, I had a basement apartment that flooded. All of my possessions were utterly destroyed. It took several months to replace the items that I could -- but I can't help to remember the things that couldn't be replaced.
current: During my first year in grad school, my basement apartment flooded. EVERYTHING was destroyed and I had to start over fresh.
next: That is awful! Did you have insurance to cover everything?