history: I'm looking forward to next year when my finances will be so much better. I'm looking forward to next year. My finances will be straightened out by then. That's great! Have you been doing ok this year?
current: No, it's been real tough, and it still is. I'm trying not to get evicted and not sure if I'll make it or not.
next: That's really rough. Im sorry. I hope everything goes well for you