history: My wife decided to quit her job in order to go after a more lucrative and fulfilling one.  It would just take time to start earning some money. Well my wife just quit her job_comma_ but if this new endeavor works out_comma_ we'll be better off in the long run. What kind of endeavor are you reffering to? Well she's going to make her own private practice_comma_ but it takes a while to build clients_comma_ so we're living pretty minimally right now.
current: What about you? Don't you work?
next: I do, and we're getting along all right with my salary.  But we aren't saving fo rthe future or anything at the moment.