history: I had to borrow money from my parents to pay the mortgage. I am having trouble making ends meet.  I had to borrow money from my parents to pay the mortgage. I am having trouble making ends meet.
current: I am sorry to hear that,  I hope it is only a temporarily situation and you will be on your feet in no time.
next: Thanks I hope so too. I recently took on a second part time job so that should help. These are tough times for a lot of people. 