history: I've had a slight financial struggle recently. I don'tdon't see a way to get out of it  I've got to put my trust in God now.  I've had a slight financial struggle recently. I  don't see a way out of it.  How did you get into this situation? 
current: My girlfriend has gone a little crazy with spending frivolously. 
next: well I think she should be the one to get you out of it! Otherwise perhaps you could see a financial adviser. They might be able to help you consolidate your debts 