history: My new SUV was hit in the parking lot yesterday someone backed into me in the parking lot yesterday because they didnt look in their mirror. oh no_comma_ that is unfortunate. are you alright? Yes.  The first thing they said when they got out of their car was "I don't have insurance." wow_comma_ you might just have bad luck
current: I believe I do because it was the third straight time someone has hit me without insurance.
next: i would just take an uber from now on if i were you.