history: I had to pay a late fee on my car taxes because I procrastinated in paying them on time. I always put off important things because I feel too scared to do them for some reason. Not sure why I keep making the same mistakes. I had to pay a late fee on my car taxes because I procrastinated in paying them on time. I always put off important things because I feel too scared to do them for some reason. Not sure why I keep making the same mistakes
current: Me too. I miss payments sometimes because I forget about them and I'm lazy.
next: Well, I hate seeing my money go away, too. So I put it off, thinking it will help things, especially when I'm so down to the wire on my money. But then I just end up making it worse for myself.