history: My sister got a brand new car a few years ago. She let me drive it around the block, and I hit a trash can and dented/scratched the fender. I felt terrible. Are you  a good driver? I seem to hit things a lot. 
current: I have never had an accident. Been driving for 22 years now
next: I've never had a serious accident, which is good. But people in my neighborhood like to leave trash cans out on the street, and the roads are narrow.