history: I took my car into get serviced and it ended up costing twice what I had budgeted. I'm going to be short again this month.  I took my car into get serviced and it ended up costing twice what I had budgeted. I'm going to be short again this month.
current: That's really bad, what are you going to do?
next: I'm not sure, I might have to ask my mom for a loan. 