history: I am confident I will soon find a well paying job that will allow me to pay my student dent. I am confident I will soon find a well paying job that will allow me to pay my student debt
current: Those are such high payments, be sure to get your plan based on your income, it really helps.
next: I will thank you for the advise.  Yes it is hard, I am glad to hear some schools will be free son so student don't get such a load.