history: I've lost my job and am behind on my mortgage. It scares me that I could lose my home. I've lost my job and am behind on my mortgage. It scares me that I could lose my home.
current: That's awful, I'm sorry to hear that. I lost my job once as well and times got really hard. What kind of stuff are you doing to try and avoid that outcome?
next: Thank you. I've been working odd and ends and am looking for a job that pays more of course. How did you overcome that time?