history: I've had a slight financial struggle recently. I don'tdon't see a way to get out of it  I've got to put my trust in God now.  I've had a slight financial struggle recently. I  don't see a way out of it.  How did you get into this situation?  My girlfriend has gone a little crazy with spending frivolously. 
current: well I think she should be the one to get you out of it! Otherwise perhaps you could see a financial adviser. They might be able to help you consolidate your debts 
next: I think I've hadhad an epiphany. After not being serious about religion ever, I may have to turn it over to God... 