history: I finally paid off my car and my house.  Its such a relief and life with my family couldn't be simpler now. I finally paid off my car and my house. Its such a relief and life with my family couldn't be simpler now.
current: That's awesome. Debt really is an awful thing.
next: It really is.  I've been under that burden along with medical bills so to be clear of it all is something I worked really hard for.  I am happy with life now and there's so much less stress.