history: I'm happy I've learned from my past mistakes.  I've been at ground zero and I'm thankful that the feeling of what it's like to be at the end of your rope has propelled me into financial autonomy. I'm thankful for all my past mistakes.  They've helped me grow in a big way I've always gone by if you learned from your mistakes you have no reason to regret them
current: Absolutely.
next: It's good you've grown and learned. Never stop 