history: I love my girlfriend a lot, we have been dating for almost 3 years now! I love my girlfriend a lot_comma_ we have been dating for almost 3 years now! That's wonderful!  Are you thinking of proposing?
current: maybe, we are not really set financially yet is all
next: That's a good thing to be financially prepared, trust me.  My husband and I spent most of the money we had on a honeymoon and then struggled for years doing things the wrong way. You're smart!