history: I think after I pay off the mortgage, I'll be pretty happy in life. I think after I pay off the mortgage_comma_ I'll be pretty happy in life. That would be awesome!  You would be in such a great situation in life with that payment gone!  What prompted you to want to do it?  
current: You mean get the mortgage?
next: No, to pay it off.  Are you pushing to finish it up sooner than you normally would?