history: My friends asked me to go out with them, but I had to decline it because I have to save money for bills. My friends asked me to go out with them_comma_ but I had to decline it because I have to save money for bills. Well that's a very mature decision of you. It's better than over spending.
current: Thank you. That makes me feel better about my decision.
next: No problem. I used to overspend when I was younger and have learned to get it under control lately.