history: I am not sure about payday. It can be a stressful time and I really wish I didn't have to go through it this week. I am not sure about payday. Oh no. Did you take out a payday loan?
current: No way! It can just be a stressful time because of who I have to deal with and I really wish I didn't have to go through it this week.
next: I'm sorry to hear that. Well, I hope it's over with soon.