history: I forgot the make my credit card payment yesterday. I feel so bad because I told myself all day yesterday not to forget. I forgot the make my credit card payment yesterday. I feel so bad because I told myself all day yesterday not to forget.
current: Was the due date yesterday?  Is the payment late now?  
next: I think so. I am feel so guilty because the interest was so avoidable. I forget so many things all the time...