history: Last night, I had to dumpster dive for my dinner because I am so poor and penniless. It was a low point in my life. Last night was an incredibly low point in my life. I went dumpster diving for food at my local Burger King.  I'm sorry to hear that_comma_ what led you to this?
current: I've been in massive debt since I lost two million dollars to a Nigerian Prince. Figures that email was too good to be true.
next: Yea, you need to stay away from those, especially if you don't know who they are, your email should be able to block stuff like that, look in the settings.