history: We have to make an expensive car repair.  This is coming just after finding out our roof is finally kaput. We have to make an expensive repair to our car. I know! That must be frustrating. Do you have enough money to cover it?
current: We do technically, but it's really frustrating because we also have to replace our roof :-/
next: Oh wow... it seems like bad things always hit at once like that. Hang in there - I hope it will get better for you!