history: I owe some guys some money after playing a poker game. They know where I live and I see them driving by late at night. I don't know what to do. I played a game of poker with some sketchy guys and now I owe them a lot of money. Oh_comma_ jeez! That's terrifying. Can you get a loan from someone to pay them?
current: I don't think so. I have bad credit. They drive by my house late at night, I don't know what to do.
next: Call the police! Or move. 