history: We used some of the money we'd set aside for my son's college to fix our hot water heater.  We're trying to repay it monthly til it's replenished.
current: We used some of the money we'd set aside for our son's college fund to fix our hot water heater.
next: Oh, that's a terrible problem!  That's the only time I don't envy homeowners!  I could not afford that at all.  