history: I couldn't believe it when a rock bounced off the car in front of me and cracked my windshield. I am so frustrated at the moment.
current: I couldn't believe it when a rock bounced off the car in front of me and cracked my windshield. I am so frustrated at the moment.
next: That is horrible luck!  At least you weren't hurt.  Some insurance companies cover that as well, so you should check.