history: My family cosigned my mortgage loan, because my credit wasn't good enough. My family cosigned my mortgage loan_comma_ because my credit wasn't good enough That's a very supportive family you have.  I'm right there with you on the credit_comma_ mine is not too good.
current: Thanks for understanding.Yes, I luckily have a great family.
next: Make sure you tell them you love them when you see them next! :)