history: I live in Florida and experience hurricanes. Two recent hurricanes have threatened my home and potentially my life. I decided to ride out a hurricane in my home. It was one of the scariest experiences ever. Oh my_comma_ it must have been so scary! Do you live in an area commonly affected by hurricaines? I am in Florida_comma_ so yes. The sounds are the worst. The howling of the winds and the rain and debris pelting your home. Was your home damaged? Was anyone hurt in your area? I've never seen a hurricaine_comma_ except on the news. 
current: I had a downed tree and roof damage, no one died around here but lots of homes were lost.
next: You must have to pay a lot for insurance. The weather certainly is getting more unpredictable. 