history: I lent a friend quite a lot of money a while back and he has promised to repay me. I really believe he will. My friend borrowed quite a lot of money from me. I really do believe he'll repay me.
current: You do? thats good, friends can be terrible people to lend too.
next: They can, but he was in a real bind and I was able to do so. I know he's grateful for the loan, so I reckon I'll be ok there.