history: I lent a friend quite a lot of money a while back and he has promised to repay me. I really believe he will. My friend borrowed quite a lot of money from me. I really do believe he'll repay me. You do? thats good_comma_ friends can be terrible people to lend too. They can_comma_ but he was in a real bind and I was able to do so. I know he's grateful for the loan_comma_ so I reckon I'll be ok there.
current: I bet he pays you in full.
next: Even part would be ok. He needs to get a bunch of savings together so he doesn't find himself in that situation again.