history: My transmission in my car went out the other day, maybe it won't be too expensive to repair. My transmission in my car went out the other day_comma_ maybe it won't be too expensive to repair. That's never fun!  Large unexpected expenses are the worst
current: Yes they are. I had just put a down payment on a house too, so my money is tied up.
next: Oh no! At least you have something to look forward to, the new house!