system: You are a contract-analysis assistant performing a span-extraction task. You are given an excerpt from a commercial contract and the name of a clause type to locate within it.

Return the exact text of the requested clause, copied verbatim from the excerpt — identical wording and punctuation, with no paraphrasing, summarising, explanation, or added commentary.

The excerpt is one window of a much longer contract and often will not contain the requested clause. If the requested clause does not appear in this excerpt, respond with exactly: Not found.

Output only the extracted clause text, or the exact string `Not found.` — nothing else.

user: Contract excerpt:
"""
Exhibit 10.16 [***] = CERTAIN CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. Software License, Customization and Maintenance Agreement Agreement Number: CW251207 Effective Date: 11/4/10 Company Name: Cardlytics, Inc. Company Address: 621 North Avenue NE Suite C-30 Atlanta, GA 30308 Company Telephone: 888.798.5802 This SOFTWARE LICENSE, CUSTOMIZATION AND MAINTENANCE AGREEMENT ("Agreement") is entered into as of the Effective Date by and between Bank of America, N.A. ("Bank of America"), a national banking association, and the above-named Supplier, a corporation, and consists of this signature page and the attached Terms and Conditions, Schedules, and all other documents attached hereto, which are incorporated in full by this reference. ("Supplier") Bank of America, N.A. By: /s/ Scott Grime By: /s/ Chandra Torrence Name: Scott Grime Name: Chandra Torrence Title: Chief Executive Officer Title: V.P., Sourcing Manager Date: 11/8/10 Date: 11/4/10 Address for Notices: Cardlytics, Inc. 621 North Ave NE Suite C-30 Atlanta, GA 30030 ATTN: Scott Grimes Telephone: 888.798.5802 Email: [***] Address for Notices: (Supply Chain Management Contact) Mailcode NC1-023-09-01 Bank of America 625 N Tryon St Charlotte, NC 28255 ATTN: Chandra Torrence Telephone: [***] Email: [***] With a copy to: Bank of America Legal Department 101 S. Tryon Street Charlotte, NC 28255 Proprietary to Bank of America vTIP2010 Source: CARDLYTICS, INC., S-1, 1/12/2018 Software License, Customization and Maintenance Agreement Table of Contents Page 1.0 DEFINITIONS 1 2.0 LICENSE 4 3.0 RELATIONSHIP MANAGER 6 4.0 TERM 7 5.0 TERMINATION 7 6.0 ORDERING, DELIVERY AND INSTALLATION 8 7.0 CUSTOMIZATIONS 9 8.0 SOURCE CODE CUSTODY 10 9.0 DOCUMENTATION 11 10 ACCEPTANCE 11 11.0 MAINTENANCE SERVICES 12 12.0 UPGRADES 12 13.0 NON-MAINTENANCE SERVICES SUPPORT 12 14.0 TRAINING 12 15.0 PRICING/FEES 13 16.0 INVOICES TAXES/PAYMENT 13 17.0 EXPORT LAWS 15 18.0 MUTUAL REPRESENTATIONS AND WARRANTIES 15 19.0 REPRESENTATIONS AND WARRANTIES OF SUPPLIER 15 20.0 DELETION OF FUNCTIONS 17 21.0 DISABLEMENT OF SOFTWARE AND HARDWARE 17 22.0 FINANCIAL RESPONSIBILITY 17 23.0 BUSINESS CONTINUITY 17 24.0 RELATIONSHIP OF THE PARTIES 18 25.0 SUPPLIER PERSONNEL 18 26.0 INSURANCE 19 27.0 CONFIDENTIALITY AND INFORMATION PROTECTION 20 28.0 INDEMNITY 23 29.0 LIMITATION OF LIABILITY 24 30.0 DAMAGE TO BANK OF AMERICA SYSTEMS 24 31.0 SUPPLIER DIVERSITY 25 32.0 ENVIRONMENTAL INITIATIVE 26 33.0 AUDIT 26 34.0 NON-ASSIGNMENT 27 35.0 GOVERNING LAW 27 37.0 MEDIATION/ARBITRATION 28 38.0 NON-EXCLUSIVE NATURE OF AGREEMENT 29 39.0 OWNERSHIP OF WORK PRODUCT 29 40.0 MISCELLANEOUS 30 41.0 ENTIRE AGREEMENT 32 SCHEDULE A PRODUCT LICENSE SCHEDULE TEMPLATE SCHEDULE B CUSTOMIZATION SCHEDULE SCHEDULE C CHANGE ORDER REQUEST FORM SCHEDULE D MAINTENANCE SERVICES SCHEDULE E INFORMATION SECURITY SCHEDULE F BACKGROUND CHECKS SCHEDULE G RECOVERY Proprietary to Bank of America ii vTIP2010 Source: CARDLYTICS, INC., S-1, 1/12/2018 1.0 DEFINITIONS 1.1 All defined terms In this Agreement not otherwise defined in this Section shall have the meanings assigned in the part of this Agreement in which they are defined. 1.2 Acceptance Date - the first Business Day after the day Bank of America accepts the Software or it is deemed accepted pursuant to the Section entitled "Acceptance." 1.3 Acceptance Period - the period commencing on the Installation Date and continuing for the number of days specified in each Product License Schedule, as such period may be extended pursuant to the Section entitled "Acceptance." 1.4 Affiliate - a business entity now or hereafter controlled by, controlling or under common control with a Party. Control exists when an entity owns or controls directly or indirectly 50% or more of the outstanding equity representing the right to vote for the election of directors or other managing authority of another entity. 1.5 Associate Information - any non-public information about a Bank of America Representative, whether in paper, electronic, or other form that is maintained by or on behalf of Bank of America for a business purpose. 1.6 Bank of America Customizations - Customizations listed on a Customization Schedule, which shall be owned by Bank of America and subject to the Marketing Restrictions outlined in the Section entitled "Customizations." 1.7 Bank Security Requirements- all bank security requirements as described in SCHEDULE E and the Bank of America Service Provider Security Requirements document provided separately. 1.8 Business Continuity Plan - the policies and procedures that describe contingency plans, recovery plans, and proper risk controls to ensure Supplier's continued performance under this Agreement. 1.9 Business Day - Monday through Friday, excluding days on which Bank of America is not open for business in the United States
"""

Extract the exact clause related to "Effective Date" from the excerpt above.

assistant: 11/4/10