system: You are a contract-analysis assistant performing a span-extraction task. You are given an excerpt from a commercial contract and the name of a clause type to locate within it.

Return the exact text of the requested clause, copied verbatim from the excerpt — identical wording and punctuation, with no paraphrasing, summarising, explanation, or added commentary.

The excerpt is one window of a much longer contract and often will not contain the requested clause. If the requested clause does not appear in this excerpt, respond with exactly: Not found.

Output only the extracted clause text, or the exact string `Not found.` — nothing else.

user: Contract excerpt:
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paid to M&I as set forth in the Fee Schedule. All minimum monthly fees (including the Monthly Base Fee) are due in advance on the first day of the calendar month in which the Services are to be performed, prorated for any partial month. To effect payment of such minimum monthly fees, Customer hereby authorizes M&I to initiate debit entries from and, if necessary, initiate credit entries and adjustments to Customer's account at the depository institution designated in the ACH Authorization Agreement attached hereto as Exhibit B, which shall be executed by Customer contemporaneously with the execution of this Agreement. All other amounts due hereunder shall be invoiced by M&I and shall be payable within thirty (30) days of invoice, unless otherwise provided in the Fee Schedule. Customer shall also pay any collection fees and Damages incurred by M&I in collecting payment of the charges and any other amounts for which Customer is liable under the terms and conditions of this Agreement. 8.14 Modification of Terms and Pricing. A. Following any Event of Default by Customer and pending completion of the dispute resolution procedures set forth in Article 15, Customer agrees that all charges for Services shall be computed using M&I's then-current standard published prices, paid in advance, as determined by M&I. Upon Customer's cure of all such Event(s) of Default, the pricing terms shall revert to that which were in place prior to the Event(s) of Default. B. REDACTED C. Customer shall be entitled to receive discounts on certain Services as specifically set forth in the marked up price list made part of the Fee Schedule. 9. PERFORMANCE STANDARDS 9.1 General. Except as otherwise specified in this Agreement, M&I agrees to perform the Services in accordance with the Performance Standards and, where there are no Performance Standards, in a commercially reasonable manner and with no other or higher degree of care. M&I's performance under this Agreement shall be excused to the extent any delays are caused by the occurrence of an event of force majeure. 9.2 Banking Applications. Subject to the nonoccurrence of an event of force majeure as provided in Section 21.1 of this Agreement and the performance of Customer's obligations essential to M&I's performance of its obligations, M&I agrees that the Accounts DP Services will be provided in accordance with the following standards (the "Performance Standards"). A. Batch Processing. M&I will initiate batch processing and have bank operations reports available for transmission to Customer or make the processed item and reports available, within five (5) hours on all (but two) processing days in a calendar month [fifteen (15) hours at year end] provided M&I receives all input data from Customer at the Operations Center by 1:00 a.m. (local time of the Operations Center). B. On-line Availability. M&I will ensure that its on-line computing facilities are available for the processing of Customer's on-line transactions at a minimum of ninety-seven point five percent (97.5%) of the time, as prescribed by Customer, measured over a calendar month at the point of departure from M&I's communications controller. The time prescribed by Customer for each banking day for which on-line computing facilities shall be made available for each product or service is set forth below. "Availability" for purposes of this paragraph shall be expressed as a percentage for each calendar month and shall be the number 100 less the ratio of (i) time period of unscheduled outages over (ii) total time prescribed less the time period of scheduled outages. Service Availability ATM1 Monday-Thursday 12:01 a.m. - 12:00 midnight Friday 12:01 a.m. - 12:00 midnight Saturday 12:01 a.m. - 12:00 midnight Sunday 12:01 a.m. - 2:00 a.m. 6:00 a.m. 12:00 midnight Cardbase Management System Monday - Thursday 7:00 a.m. - 12:00 midnight Friday 7:00 a.m. - 12:00 midnight Saturday 7:00 a.m. - 12:00 midnight Sunday 7:00 a.m. - 12:00 midnight CIS & Deposit System Monday - Thursday 7:00 a.m. - 12:00 midnight Friday 7:00 a.m. - 12:00 midnight Saturday 7:00 a.m. - 12:00 midnight Sunday 7:00 a.m. - 12:00 midnight Loan System Monday - Thursday 7:00 a.m. - 12:00 midnight Friday 7:00 a.m. - 12:00 midnight Saturday 7:00 a.m. - 12:00 midnight Sunday 7:00 a.m. - 12:00 midnight General Ledger Monday - Thursday 7:00 a.m. - 12:00 midnight Friday 7:00 a.m. - 12:00 midnight Saturday 7:00 a.m. - 12:00 midnight Sunday 7:00 a.m. - 12:00 midnight Information Desktop Monday - Thursday 7:00 a.m. - 12:00 midnight Friday 7:00 a.m. - 12:00 midnight Saturday 7:00 a.m. - 12:00 midnight Sunday 7:00 a.m. - 12:00
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Extract the exact clause related to "Joint Ip Ownership" from the excerpt above.