Question: Colby J. Cooper, is the Chief Operating Officer of the Hix Snedeker Companies, a national-level commercial real estate development firm, he served as Chief of Staff to former Secretary of State Condoleezza Rice, an American political scientist and diplomat, at the Hoover Institution, at which location?

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R. Nicholas Burns: R. Nicholas Burns (born January 28, 1956) is a university professor, columnist, lecturer and former American diplomat.  He is currently Professor of the Practice of Diplomacy and International Politics at Harvard's John F. Kennedy School of Government and a member of the Board of Directors of the school's Belfer Center for Science and International Affairs.  At the Harvard Kennedy School, he is Director of The Future of Diplomacy Project and Faculty Chair for the programs on the Middle East and India and South Asia.  He is Director of the Aspen Strategy Group, Senior Counselor at the Cohen Group and serves on the Board of Directors of Entegris, Inc.  He writes a biweekly column on foreign affairs for the Boston Globe and is a senior foreign affairs columnist for GlobalPost.  He also serves on the Board of Directors of the Council on Foreign Relations, Special Olympics, the Rockefeller Brothers Fund, the Atlantic Council, the Appeal of Conscience Foundation, the Center for the Study of the Presidency and Congress, American Media Abroad, the Gennadius Library and the Richard Lounsberry Foundation.  He is Vice Chairman of the American Ditchley Foundation and serves on the Panel of Senior Advisors at Chatham House, the Royal Institute of International Affairs.  During his career in the State Department, he was United States Under Secretary of State for Political Affairs within the United States Department of State.  Appointed by President George W. Bush, he was confirmed by the U.S. Senate on March 17, 2005 and was sworn into office by Secretary of State Condoleezza Rice.  As Under Secretary, he oversaw the bureau's responsible for U.S. policy in each region of the world and served in the senior career Foreign Service position at the Department.  He retired on April 30, 2008.  He was a Visiting Scholar at the Woodrow Wilson Center in Washington D.C. in summer 2008.  In July 2009, Burns joined The Cohen Group, a consulting firm in Washington D.C, as a Senior Counselor.

Clifford Sobel: Clifford Michael Sobel (born 1949, Brooklyn, New York) is an American business executive, financier, Republican fundraiser, U.S. diplomat and former ambassador.  Most recently, he served as the United States Ambassador to Brazil.  He was nominated for the post by President George W. Bush on May 23, 2006, confirmed by the United States Senate on June 29, 2006, and sworn in by Secretary of State Condoleezza Rice on July 20, 2006.  He presented his credentials to the Brazilian Foreign Ministry on August 2, 2006.  Ambassador Sobel is the 53rd Chief of Mission to Brazil.  He resigned as ambassador in August 2009.  From 2001-05, Sobel was the 62nd United States Ambassador to the Netherlands.  President George W. Bush nominated him on July 3, 2001 and he was sworn in by Secretary of State Colin Powell on November 8, 2001.  On December 5, 2001, he presented his credentials to Her Majesty Queen Beatrix.

Michael J. Lotz: Michael J. Lotz is President and Chief Operating Officer of Mesa Air Group, joining the Company in July 1998.  In January 1999, Mr. Lotz became Chief Operating Officer.  In August 1999, Mr. Lotz became the Company’s Chief Financial Officer and in January 2000 returned to the position of Chief Operating Officer.  On June 22, 2000, Mr. Lotz was appointed President of the Company.  Prior to joining the Company, Mr. Lotz served as Chief Operating Officer of Virgin Express, a position he held from October 1996 to June 1998.  Previously, Mr. Lotz was employed by Continental Airlines, most recently as Vice President of Airport Operations, Properties and Facilities at Continental Express. .

Italpinas Development Corporation: Italpinas Development Corporation (IDC) is an Italian-Filipino design and real estate development firm, headed by Italian architect Romolo V. Nati (Chairman and CEO) and Filipino lawyer Jose D. Leviste III (President).  The real estate development firm held its initial public offering (IPO) on Monday, December 7, 2015.

Colby Cooper: Colby J. Cooper (born January 7, 1976, in Norwich, New York) is the Chief Operating Officer of the Hix Snedeker Companies, a national-level commercial real estate development firm.  He is the former Chief of Staff for the City of Mobile, Alabama, under Mayor William S. "Sandy" Stimpson.  Up until the time of his appointment, Cooper was serving as Director, Corporate Communications at PepsiCo, Inc.  Previously, he was the Executive Director of the Coastal Alabama Leadership Council.  Prior to his regional role, Cooper was the Co-Founder and Principal of The Cooper-Lyon Group, LLC, a strategic communications, public relations and operations consulting firm based in Fairhope, Alabama.  Prior to launching The Cooper-Lyon Group, Cooper served as Chief of Staff to former Secretary of State Condoleezza Rice at the Hoover Institution, Stanford University.

Raymond T. Odierno: Raymond Thomas "Ray" Odierno ( ; born 8 September 1954) is a retired United States Army General who served as the 38th Chief of Staff of the Army.  Prior to his service as Chief of Staff, Odierno commanded United States Joint Forces Command from October 2010 until its disestablishment in August 2011.  He served as Commanding General, United States Forces – Iraq and its predecessor, Multi-National Force – Iraq, from September 2008 through September 2010.  Before then, he served as Commanding General, III Corps, from May 2006 to May 2008.  Odierno is the twelfth American military officer to command at the Division, Corps, and Army level during the same conflict and only the second with this distinction since the Vietnam War.  Before commanding III Corps, he served as Assistant to the Chairman of the Joint Chiefs of Staff in Washington, where he was the primary military adviser to Secretary of State Condoleezza Rice from 3 November 2004 to 1 May 2006.

Michael Evanoff: Michael Evanoff is an American security expert and government official.  He has been nominated by President Donald Trump to become the Assistant Secretary of State for Diplomatic Security.  Since 2014, Evanoff has served as Vice President for Asset Protection & Security for Walmart.  He previously served as Chief Security Officer at Coca-Cola and as Global Director of Security at Och-Ziff Capital Management.  From 1985 to 2011, he served as a special agent in the Department of State's Bureau of Diplomatic Security, where he held senior positions with the Overseas Security Advisory Council, NATO Office of Security, Secretary of State protection detail, and eight U.S. missions overseas.  In his capacity at the State Department, he provided personal protection services to former U.S. Secretary of State Condoleezza Rice.

Loan modification in the United States: Loan modification is the systematic alteration of mortgage loan agreements that help those having problems making the payments by reducing interest rates, monthly payments or principal balances.  Lending institutions could make one or more of these changes to relieve financial pressure on borrowers to prevent the condition of foreclosure.  Loan modifications have been practiced in the United States since The 2008 Crash Of The Housing Market from Washington Mutual, Chase Home Finance, Chase, JP Morgan & Chase, other contributors like MER's.  Crimes of Mortgage ad Real Estate Staff had long assisted nd finally the squeaky will could not continue as their deviant practices broke the state and crashed.  Modification owners either ordered by The United States Department of Housing, The United States IRS or President Obamas letters from Note Holders came to those various departments asking for the Democratic process to help them keep their homes and protection them from explosion.  Thus the birth of Modifications.  It is yet to date for clarity how theses enforcements came into existence and except b whom, but t is certain that note holders form the Midwest reached out in the Democratic Process for assistance.  FBI Mortgage Fraud Department came into existence.  Modifications HMAP HARP were also birthed to help note holders get Justice through reduced mortgage by making terms legal.  Modification of mortgage terms was introduced by IRS staff addressing the crisis called the HAMP TEAMS that went across the United States desiring the new products to assist homeowners that were victims of predatory lending practices, unethical staff, brokers, attorneys and lenders that contributed to the crash.  Modification were a fix to the crash as litigation has ensued as the lenders reorganized and renamed the lending institutions and government agencies are to closely monitor them.  Prior to modifications loan holders that experiences crisis would use Loan assumptions and Loan transfers to keep the note in the 1930s.  During the Great Depression, loan transfers, loan assumption, and loan bail out programs took place at the state level in an effort to reduce levels of loan foreclosures while the Federal Bureau of Investigation, Federal Trade Commission, Comptroller, the United States Government and State Government responded to lending institution violations of law in these arenas by setting public court records that are legal precedence of such illegal actions.  The legal precedents and reporting agencies were created to address the violations of laws to consumers while the Modifications were created to assist the consumers that are victims of predatory lending practices.  During the so-called "Great Recession" of the early 21st century, loan modification became a matter of national policy, with various actions taken to alter mortgage loan terms to prevent further economic destabilization.  Due to absorbent personal profits nothing has been done to educate Homeowners or Creditors that this money from equity, escrow is truly theirs the Loan Note Holder and it is their monetary rights as the real prize and reason for the Housing Crash was the profit n obtaining the mortgage holders Escrow.  The Escrow and Equity that is accursed form the Note Holders payments various staff through the United States claimed as recorded and cashed by all staff in real-estate from local residential Tax Assessing Staff, Real Estate Staff, Ordinance Staff, Police Staff, Brokers, attorneys, lending institutional staff but typically Attorneys who are also typically the owners or Rental properties that are trained through Bankruptcies'.  that collect the Escrow that is rightfully the Homeowners but because most Homeowners are unaware of what money is due them and how they can loose their escrow.  Most Creditors are unaware that as the note holder that the Note Holder are due a annual or semi annual equity check and again bank or other lending and or legal intuitions staff claim this monies instead.  This money Note Holders were unaware of is the prize of real estate and the cause of the Real Estate Crash of 2008 where Lending Institutions provided mortgages to people years prior they know they would eventually loose with Loan holders purchasing Balloon Mortgages lending product that is designed to make fast money off the note holder whom is always typically unaware of their escrow, equity and that are further victimized by conferences and books on HOW TO MAKE MONEY IN REAL STATE - when in fact the money is the Note Holder.  The key of the crash was not the House, but the loan product used and the interest and money that was accrued form the note holders that staff too immorally.  The immoral and illegal actions of predatory lending station and their staff began with the inception of balloon mortgages although illegal activity has always existed in the arena, yet the crash created "Watch Dog" like HAMP TEAM, IRS, COMPTROLLER< Federal Trade Commission Consumer Protection Bureau, FBI, CIA, Local Police Department, ICE ( The FBI online Computer crime division receives and investigates computer crimes that record keeping staff from title companies, lending institutional staff, legal staff and others created fraudulent documents to change payments and billing of note holders to obtain the money note holders are typically unaware of) and other watch dog agencies came into existence to examine if houses were purchased through a processed check at Government Debited office as many obtained free homes illegally.  Many were incarcerated for such illegal actions.  Modifications fixed the Notes to proper lower interest, escrow, tax fees that staff typically raised for no reason.  Many people from various arenas involved in reals estate have been incarcerated for these actions as well as other illegal actions like charging for a modification.  Additionally Modifications were also made to address the falsifications such as inappropriate mortgage charges, filing of fraudulently deeds, reporting of and at times filing of fraudulent mortgages that were already paid off that were fraudulently continued by lenders staff and attorneys or brokers or anyone in the Real Estate Chain through the issues of real estate terms to continue to violate United States Laws, contract law and legal precedence where collusion was often done again to defraud and steal from the Note Holder was such a common practice that was evidence as to why the Mortgage Crash in 2008 occurred for the purpose of wining the prize of stealing form Homeowners and those that foreclosed was actually often purposefully for these monies note holders were unaware of to be obtained which was why Balloon mortgages and loans were given to the staff in the Real Estate Market with the hoper and the expectation that the loan holders would default as it offered opportunity to commit illegal transactions of obtaining the homeowners funds.  While such scams were addressed through modifications in 2008.  The Market relied heavily on Consumers ignorance to prosper, ignorance of real estate terms, ignorance on what they were to be charged properly for unethical financial gain and while staff in real estates lending arenas mingled terms to deceive y deliberate confusion consumers out of cash and homes while the USA Government provided Justice through President Obamas Inception and IRS Inception of Modifications which addressed these unethical profits in Reals Estate.  It was in 2009 that HARP, HAMP and Modifications were introduced to stop the victimization of Note Holders.  Taking on the Banks that ran USA Government was a great and dangerous undertaking that made America Great Again as Justice for Consumers reigned.  Legal action taken against institutions that have such business practices can be viewed in State Code of Law and Federal Law on precedent cases that are available to the public.  Finally, It had been unlawful to be charged by an attorney to modify as well as fro banking staff to modify terms to increase a mortgage and or change lending product to a balloon in an concerted effort to make homeowner foreclose which is also illegal, computer fraud and not the governments intended purpose or definition of a modification.

Condoleezza Rice: Condoleezza "Condi" Rice ( ; born November 14, 1954) is an American political scientist and diplomat.  She served as the 66th United States Secretary of State, the second person to hold that office in the administration of President George W. Bush.  Rice was the first female African-American Secretary of State, as well as the second African-American Secretary of State (after Colin Powell), and the second female Secretary of State (after Madeleine Albright).  Rice was President Bush's National Security Advisor during his first term, making her the first woman to serve in that position.

Shirin R. Tahir-Kheli: Shirin R. Tahir-Kheli is an American political scientist who also served in the Department of State.  In 2006, she was appointed as the first Ambassador for women's empowerment by the United States Secretary of State Condoleezza Rice as well as Senior Advisor to the Secretary of State on United Nations Reform.  She sworn in as the First American Muslim Ambassador in July 1990.  Dr. Tahir-Kheli was the Special Assistant to the President and Senior Director for Democracy, Human Rights and International Operations at the White House National Security Council, from 2003-2005.  She has served three Republican presidential administrations since 1980.

Supporting paragraphs: Colby Cooper Condoleezza Rice
Answer: Stanford University