Yes.  I have had difficulties with health insurance ALL of my adult life.  I am under 21 (20), but my mom refuses to give me insurance as she says state provided medicaid would be better.  I applied for medicaid after a psychiatric hospital visit and it took 3 MONTHS and was INCREDIBLY hard to fill out as I was getting over my psychosis.  Now, I have moved states, I dont have medicaid again, and I am waiting for my coverage to get approved so that I can get a therapist and psychiatrist.