Patent SG-11201810364V-A (SG)
Title: Electronic mortgage brokering and monitoring
Inventor: HATHERLEY RUTH
IPC: G06Q40/02
Filed: 2017-05-17
Abstract: INTERNATIONAL APPLICATION PUBLISHED UNDER THE PATENT COOPERATION TREATY (PCT) (19) World Intellectual Property 111111111111111111111111111111111111111111111111111111111111111111111111111111111 Organization International Bureau (10) International Publication Number 0 (43) International Publication Date ......0\"\" WO 2017/205902 Al 07 December 2017 (07.12.2017) WIP0 I PCT (51) International Patent Classification: Bridge Road, Stratford-Upon-Avon Warwickshire CV37 G06Q 40/02 (2012.01) 9NP (GB). (21) International Application Number: (74) Agent: PATENTEUR PTY LTD; Amberley Business PCT/AU2017/050456 Centre, IBM Building, Level 3, 1060 Hay Street, West Perth, Western Australia 6005 (AU). (22) International Filing Date: 17 May 2017 (17.05.2017) (81) Designated States (unless otherwise indicated, for every (25) Filing Language: English kind of national protection available): AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, (26) Publication Language: English CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, (30) Priority Data: DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, 2016902100 01 June 2016 (01.06.2016) AU HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KH, KN, KP, KR, 2016904745 21 November 2016 (21.11.2016) AU KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, (71) Applicant: MONEYCATCHA PTY LTD [AU/AU]; PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, Suite 1, Level 1, Shafto Lane, 876 Hay Street, Perth, West- SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, ern Australia 6000 (AU). TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW. (72) Inventors: HATHERLEY, Ruth; 5/32 Mackie Street, (84) Designated States (unless otherwise indicated, for every Victoria Park, Western Australia 6100 (AU). MACDON- kind of regional protection available): ARIPO (BW, GH, ALD, Jonathan Edward; 3 The Courtyard, Timothy's GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, (54) Title: ELECTRONIC MORTGAGE BROKERING AND MONITORING = = = IIII = = = = 200 = = = = = 111 II = = = 1-1 Fig, 1 1111 IIIII e•1 (57) : Provided is a fmancial transaction arrangement (1) which generally comprises a distributed processing arrangement and 0 ON includes an identification service computing system (2,) a fmancial institution computing system (3), a property registry computing In system (4), a lender computing system (5), an appraiser (6), and a mortgage brokering computing system (8). All of these computing systems (2, 3, 4, 5) and (8) are interconnected by means of communications network 200 which incorporates a blockchain. Via a number ei ---- of transactions, the mortgage brokering computing system (8) generates aggregate blockchains on the network 200 able to provide a IN demonstrable and auditable history for captured identification details and subsequent transactions required for automatically brokering C a mortgage. ei O [Continued on next page] WO 2017/205902 Al MIDEDIMOMOIDEIRMEM001010IIHROIMOIIMEMOIMIE UG, ZM, ZW), Eurasian (AM, AZ, BY, KG, KZ, RU, TJ, TM), European (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR), OAPI (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG). Declarations under Rule 4.17: — as to applicant's entitlement to apply for and be granted a patent (Rule 4.17(H)) — as to the applicant's entitlement to claim the priority of the earlier application (Rule 4.17(iii)) Published: — with international search report (Art. 21(3))