Patent SG-11201909216S-A (SG)
Title: Payment account system transaction notification and reporting methods and apparatus
Inventor: MARRA ANTONIO
IPC: G06Q20/32
Filed: 2018-04-11
Abstract: a300 306 Receiving Institution Payment Network Mobile 107,____.,.. Device r , 1 O ' ----....„,s..204,‘. Associate 0 Phone 4S\_1 1 1_1, — Customer 208 C. \ 302 Associate '2\ 206 FIG. 3 304 Origination Institution cc 00 O O (12) INTERNATIONAL APPLICATION PUBLISHED UNDER THE PATENT COOPERATION TREATY (PCT) (19) World Intellectual Property Organization International Bureau (43) International Publication Date 15 November 2018 (15.11.2018) WIPO I PCT Iiiimmomiolollmonolooloionmomonnommill (10) International Publication Number WO 2018/208415 Al (51) International Patent Classification: G06Q 20/32 (2012.01) (21) International Application Number: PCT/US2018/027047 (22) International Filing Date: 11 April 2018 (11.04.2018) (25) Filing Language: English (26) Publication Language: English (30) Priority Data: 15/590,296 09 May 2017 (09.05.2017) US (71) Applicant: MASTERCARD INTERNATIONAL IN- CORPORATED [US/US]; 2000 Purchase Street, Pur- chase, NY 10577 (US). (72) Inventors: MARRA, Antonio; 210 Roosevelt Drive, Fishkill, NY 12524 (US). MEHTA, Saurabh; Riverside Station Blvd 3352, Secaucus, NJ 07094 (US). ZELTZER, Joseph; 385 Beveridge Road, Ridgewood, NJ 07450 (US). (74) Agent: DOBBYN, Colm, J.; Mastercard International In- corporated, 2000 Purchase Street, Purchase, NY 10577 (US). (81) Designated States (unless otherwise indicated, for every kind of national protection available): AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JO, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW. (84) Designated States (unless otherwise indicated, for every kind of regional protection available): ARIPO (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW), Eurasian (AM, AZ, BY, KG, KZ, RU, TJ, TM), European (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, (54) Title: PAYMENT ACCOUNT SYSTEM TRANSACTION NOTIFICATION AND REPORTING METHODS AND APPA- RATUS (57) : A QR (quick response) code is scanned by a customer's payment-enabled mobile device to launch a payment account system transaction. The QR code includes the mobile phone number for a merchant's employee or associate. The mobile phone number is communicated through payment account system transaction messaging to the merchant's bank. The merchant's bank sends a confir- mation message to the employee/associate to trigger completion of a related purchase transaction. [Continued on next page] WO 2018/208415 Al MIDEDIMOMMIDIREIDIHNOIRMIEUMEMON TR), OAPI (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG). Published: — with international search report (Art. 21(3))