Patent KR-20140022623-A (KR)
Title: The method and system for providing payment service by customer recognition
Inventor: LEE TAE WON
IPC: G06Q20/40
Filed: 2012-08-14
Abstract: Disclosed is a method for providing a payment service by customer recognition comprising steps of: an affiliated terminal receiving first customer identification information from a customer and transmitting the first customer identification information to a payment management server; the payment management server checking whether there exists customer registration information including customer identification information matched to the first customer identification information; in the case that there exists the customer registration information including customer identification information matched to the first customer identification information, the payment management server extracts payment basis information including the customer registration information with the customer identification information matched to the first customer identification information and transmitting the payment basis information to an affiliated terminal; the affiliated terminal displaying the payment basis information; the affiliated terminal receiving second identification information from the customer and transmitting a payment request, including the second customer identification information and a payment specification, to the payment management server; the payment management server determining whether the customer registration information including the customer identification information matched to the first customer identification information includes the customer identification information matched to the second customer identification information; and in the case that the customer registration information including the customer identification information matched to the first customer identification information includes the customer identification information matched to the second customer identification information, the payment management server transmitting a payment approval request for the payment specification to a payment target system. The present invention enables a customer to pay purchased goods or services even though the customer does not carry a tangible payment tool such as cash, a credit card and a smartphone. [Reference numerals] (10) Payment management server; (30) Affiliated terminal; (40) Payment target system; (AA) Customer; (S405) Order and request a customer recognition payment service; (S410) Execute the customer recognition payment service; (S415) Input first customer identification information; (S420) Transmit the first customer identification information; (S425) Check whether there exists customer registration information including customer identification information matched to the first customer identification information; (S430) Extract payment basis information including the customer registration information with the customer identification information matched to the first customer identification information; (S435) Transmit a first error message; (S440) Transmit the extracted payment basis information; (S445) Display the payment basis information and an order specification; (S450) Input a second customer identification information; (S455) Transmit a payment request; (S460) Determining whether the customer registration information including the customer identification information matched to the first customer identification information includes the customer identification information matched to the second customer identification information; (S465) Request payment approval; (S470) Transmit a second error message; (S475) Process payment and inform a payment result