baber/WOPTO huggingface dataset:
Patent MY-190635-A (MY)
Title: Liquid cartridge, liquid consuming apparatus, method of inserting liquid cartridge into cartridge mounting portion of liquid consuming apparatus, and use of liquid cartridge
Inventor: YUTAO WANG
IPC: B41J2/175
Filed: 2015-07-07
Abstract: A liquid cartridge (30) is configured to be inserted into a liquid consuming apparatus (10) in a first direction (51) along a horizontal direction against an urging force directed in a second direction (52) opposite the first direction, and thereby to be mounted to the liquid consuming apparatus (10). The liquid cartridge (30) includes a lock surface (151) and an operation surface (92). The liquid cartridge (30) is configured to pivot between a first attitude and a second attitude. When the liquid cartridge (30) is in the first attitude, the lock surface (151) contacts a lock portion (145) of the liquid consuming apparatus (10) in the second direction (52), and the operation surface (92) faces an upward direction (54) and the second direction (52). When the liquid cartridge (30) is in the second attitude, the lock surface (151) is positioned further in a downward direction (53) than the lock portion (145).  Figure 11
Patent MY-197996-A (MY)
Title: Inliner for a pallet container
Inventor: WEYRAUCH DETLEV
IPC: B65D77/06
Filed: 2016-09-15
Abstract: The present invention relates to a cuboid-shaped flexible inliner (28) from a plastics film, having an upper filling connector (44) and a lower removal connector (42), for a pallet container (10) for storing and for transporting liquid or free-flowing filling materials, having a thin-walled rigid internal container (12) from a thermoplastic plastics material, having a tubular lattice frame (14), as a supporting jacket tightly enclosing the plastics-material internal container (12), from welded- together horizontal and vertical tubular bars (18, 20), and having a rectangular base pallet (16) on which the plastics-material internal container (12) bears and to which the tubular lattice frame (14) is fixedly connected, wherein the cuboid-shaped plastics-material internal container (12) on the base side, in the center of the front wall, has a protective-housing-shaped molding (26), directed inward toward the inside of the plastics-material internal container (12), for disposing a closable removal fitting (24) in a protected recessed manner.   In order to facilitate the use of inliners in pallet containers and in particular to avoid with high reliability a formation of creases by the inliner in the interior of the rigid internal container, it is provided according to the invention that the cuboid-shaped flexible inliner (28) in the lower removal region has a corresponding wall recess (34), directed inward and adapted to the protective-housing- shaped molding (26) of the rigid plastics-material container (12), having a flexible removal connector (42) molded thereon, which is configured so as to bear completely in an exact fit on the internal surface of the molding (26) that protrudes in a protective-housing manner into the interior of the rigid plastics-material container (12).
Patent MY-193929-A (MY)
Title: An apparatus for controlling power distribution
Inventor: Liew Jun Hong
IPC: H02B1/36
Filed: 2018-12-21
Abstract: The present invention relates to an apparatus for controlling power distribution, more particularly the present invention relates to a withdrawable tray for a motor control center comprising an input unit (11) for receiving power from a busbar contact (12), a control unit (13) connected to the input unit (11) for controlling power, and an output unit (14) for distributing power to a load via an outgoing terminal (15).
Patent MY-187018-A (MY)
Title: Packaging unit for a disposable hygiene article and method of forming the packaging unit
Inventor: PETRO BEDOYA NATALIA MARIA
IPC: B65D75/20
Filed: 2015-10-16
Abstract: The present invention relates to a packaging unit (1) comprising a sheet (4) of packaging material and a disposable hygiene article (2) extending in a longitudinal direction (L) of the elongated sheet (4) and placed on the inner surface (3a) of the sheet (4) such that it fits within an area limited by side edge zones (10, 12) and a first longitudinal end zone (6). The unit (1) is formed by folding the elongated sheet (4) and the disposable hygiene article (2). The first longitudinal end zone (6) comprises at least two adjacent, in the direction transverse to the longitudinal direction of the elongated sheet, resealable adhesive coating strings (17a, 17b) that extend along the length of the first longitudinal end zone (6) and the strings (17a, 17b) are arranged such that a central adhesive free area (29) is formed. This adhesive area functions as a gripping gap. The invention also relates to a method of forming the packaging unit.
Patent MY-181882-A (MY)
Title: Process to produce acetic acid with recycle of water
Inventor: SHAVER RONALD D
Filed: 2015-10-02
Abstract: A process for producing acetic acid is disclosed in which the recycle ratio of the mass flow of the light liquid phase recycled to the reactor to the mass flow of the aqueous recycle stream recycled to the reactor is less than or equal to 2.
Patent MY-193218-A (MY)
Title: Chocolate-like food containing polyunsaturated fatty acid
Inventor: KATO MASAHARU
IPC: A23G1/00
Filed: 2017-02-28
Abstract: The present invention relates to a chocolate- like food product containing polyunsaturated-fatty-acid- containing oil and fat. An object of the present invention is to provide a chocolate-like food product with reduced flavor change that occurs with time. As a result of the finding that incorporation of amino acid into a chocolate-like food product containing polyunsaturated-fatty-acid-containing oil and fat significantly reduces the unpleasant odor that occurs with time, the present invention has been accomplished. The amino acid is preferably at least one amino acid selected from glycine, glutamic acid, alanine, praline, lysine, tryptophan, methionine, valine, serine, histidine, isoleucine, leucine, phenylalanine, arginine, threonine, cysteine, aspartic acid, glutamine, or asparagine.
Patent MY-193655-A (MY)
Title: Beta-caseins and cognitive function
Inventor: CLARKE ANDREW JOHN
IPC: A61P25/28
Filed: 2017-03-29
Abstract: Improving the cognitive function of an animal by providing a composition containing beta-casein, wherein at least 75% by weight of the beta-casein is a beta-casein variant that does not produce BCM-7 on digestion in the gut of the animal.  Fig. 5
Patent MY-193499-A (MY)
Title: Mattress
Inventor: JUST MORRISON
IPC: A47C27/04
Filed: 2017-08-25
Abstract: A mattress (10) that provides an edge support feature that remains firmly supportive throughout bending of the mattress (10) on an adjustable foundation, while also providing a flat, tailored finish for the side of the mattress. The mattress (10) has a base (100), an upper surface, and two side walls (200) extending between two end walls (300) such that the base (100), upper surface, side walls (200), and end walls (300) define a cavity (400) comprising a mattress support, such as a spring unit (600), that supports the upper surface above the base (100). The side walls (200) and/or end walls (300) comprise an edge support system (500) having a plurality of overlapping edge segments (510).
Patent MY-196260-A (MY)
Title: Small Molecule Inhibitors of the Jak Family Of Kinases
Inventor: KREUTTER KEVIN D
Filed: 2017-12-15
Abstract: 2-((1r,4r)-4-(imidazole[4,5-d]pyrrolo[2,3-b-]pyridine-1(6H)-yl)cyclohexyl)acetonitrile compounds, pharmaceutical compositions containing them, methods of making them, and methods of using them including methods for treating disease states, disorders, and conditions mediated by JAK, such as inflammatory bowel disease.   Figure 1.
Patent MY-197496-A (MY)
Title: Off-flavor reducing agent and food using same
Inventor: HE MOGENG
IPC: A23G1/30
Filed: 2018-08-01
Abstract: The present invention addresses the problem of providing an off-flavor reducing agent which is capable of reducing off-flavor of various foods. Also, the present invention addresses the problem of providing a food wherein off-flavor is reduced by the off-flavor reducing agent. The present invention was completed based on the finding that a microdispersion of a polyphenol material-containing aqueous phase in an oily phase exhibits an effect as an off-flavor reducing agent. According to the present invention, a particularly prominent off-flavor reducing effect is observed in high-cacao chocolates, cereals, vegetables and beverages.
Patent MY-192166-A (MY)
Title: A ketone derivative and the use thereof
Inventor: TONG WOEI YENN
IPC: A61K31/00
Filed: 2020-02-07
Abstract: The present invention relates to a ketone derivative and the use thereof. The ketone derivative is extracted and isolated from Diaporthe fraxini ED2. The ketone derivative is capable of exhibiting significant antibacterial activity on extensively drug- resistant Pseudomonas aeruginosa, a gram-negative bacteria in the treatment of pneumonia.
Patent MY-197213-A (MY)
Title: An apparatus for controlling fluid flow
Inventor: TAN JOO YEE
IPC: F16K5/00
Filed: 2017-02-15
Abstract: The present invention relates to an apparatus for controlling fluid flow through a conduit, comprising a housing (10) having an inlet (12) and an outlet (14) for coupling to the conduit, a valve (20) received in the housing (10), the valve (10) having opposite openings (22) corresponding to the inlet and outlet of the housing, the valve (20) is adjustable between an opened position and a closed position, wherein at least one of the openings (22) is provided with a filter, and wherein each of the openings (22) are provided in a size which is larger than the size of the inlet (12) and the outlet (14), and the openings (22) comprise additional area not in correspondence with the inlet (12) and the outlet (14) in an opened position. The flow rate of the fluid proportionally increases when the valve (20) is adjusted from the closed position to the opened position and vice versa.
Patent SG-10201800596W-A (SG)
Title: Renewal system and elevator apparatus
Inventor: YAMAMOTO KENSEI
IPC: B66B7/00
Filed: 2018-01-23
Abstract: RENEWAL SYSTEM AND ELEVATOR APPARATUS According to embodiments, a renewal system for is used in an elevator apparatus comprising: an elevator car; a 5 balance weight; a winding machine disposed in a machine room; a main sheave provided in the winding machine; a deflector sheave provided in the machine room; and a steel rope fixed to the elevator car and the balance weight and placed over the main sheave and the deflector sheave. The 10 renewal system comprising: a resin-coated rope used as a replacement for the steel rope; and a renewal system main sheave which is used as a replacement for the main sheave, which is smaller in diameter than the main sheave, and on which the resin-coated rope is placed at a winding angle 15 that is smaller than a winding angle of the steel rope relative to the main sheave. FIG. 1 20
Patent SG-10201900964Q-A (SG)
Title: Cloud-based transactions methods and systems
Inventor: WONG ERICK
Filed: 2014-12-19
Abstract: CLOUD-BASED TRANSACTIONS METHODS AND SYSTEMS Techniques for enhancing the security of a communication device when conducting a transaction using the communication device may include using a limited-use key (LUK) to generate a transaction cryptogram, and sending a token instead of a real account identifier and the transaction cryptogram to an access device to conduct the transaction. The LUK may be associated with a set of one or more limited-use thresholds that limits usage of the LUK, and the transaction can be authorized based on at least whether usage of the LUK has exceeded the set of one or more limited-use thresholds. FIG. 1
Patent SG-11201803939V-A (SG)
Title: Uplink control channel configuration for unlicensed carriers
Inventor: YANG YU
IPC: H04W72/12
Filed: 2016-12-07
Abstract: WO 17 /098 414 Al (12) INTERNATIONAL APPLICATION PUBLISHED UNDER THE PATENT COOPERATION TREATY (PCT) (19) World Intellectual Property Organization International Bureau (10) International Publication Number (43) International Publication Date WO 2017/098414 Al 15 June 2017 (15.06.2017) WIPO I PCT 111111111111110111010101111101011111001110111111110111110101111111111111110111111 S1405 51410 (51) International Patent Classification: H04L 5/00 (2006.01) HO4W 72/12 (2009.01) (21) International Application Number: PCT/IB2016/057404 (22) International Filing Date: 7 December 2016 (07.12.2016) (25) Filing Language: English (26) Publication Language: English (30) Priority Data: 62/264,091 7 December 2015 (07.12.2015) US (71) Applicant: TELEFONAKTIEBOLAGET LM ERIC- SSON (PUBL) [SE/SE]; SE-164 83 Stockholm (SE). (72) Inventors: YANG, Yu; Meanderslingan 8, SE-170 62 Solna (SE). LINDQVIST, Fredrik; Karlavagnsgrand 24, SE-175 66 Jarfdlla (SE). (74) Agents: WESTOVER, Ben et al.; 6300 Legacy Drive, M/S EVR 1-C-11, Plano, Texas 75024 (US). (81) Designated States (unless otherwise indicated, for every kind of national protection available): AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW. (84) Designated States (unless otherwise indicated, for every kind of regional protection available): ARIPO (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW), Eurasian (AM, AZ, BY, KG, KZ, RU, TJ, TM), European (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR), OAPI (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG). Published: with international search report (Art. 21(3)) (54) Title: UPLINK CONTROL CHANNEL CONFIGURATION FOR UNLICENSED CARRIERS 1400 Identify PUCCH format for transmission of uplink control information (UCI) Transmit UCI to the radio access node in accordance with the identified PUCCH format FIG. 14 (57) : A physical uplink control channel (PUCCH) format for transmission of uplink control information (UCI) in unli- censed spectrum is either short PUCCH or long PUCCH. The short PUCCH occupies less than 1 subframe in the time domain and spans an entire system bandwidth in the frequency domain with interlacing on a resource block level. The long PUCCH occupies one subframe in the time domain and spans the entire system bandwidth in the frequency domain with interlacing on a resource block level.
Patent SG-11201805269Q-A (SG)
Title: Process for preparation of polyethylene nanocomposite
Inventor: PHILIP ADETUNJI
IPC: B29C48/32
Filed: 2017-01-13
Abstract: INTERNATIONAL APPLICATION PUBLISHED UNDER THE PATENT COOPERATION TREATY (PCT) (19) World Intellectual Property Organization International Bureau (43) International Publication Date 20 July 2017 (20.07.2017) WIPOIPCT (10) International Publication Number WO 2017/120642 A1 (51) International Patent Classification: C08K3/04 (2006.01) C08L 23/06 (2006.01) (21) International Application Number: (22) International Filing Date: (25) Filing Language: (26) Publication Language: PCT/AU2017/050023 13 January 2017 (13.01.2017) English English (30) Priority Data: 2016900120 15 January 2016 (15.01.2016) AU (71) Applicant: QENOS PTY LTD [AU/AU]; 471-513 Kororoit Creek Road, Altona, Victoria 3018 (AU). (72) Inventors: ADETUNJI, Philip; 7 Barry Road, Burwood East, Victoria 3151 (AU). NAEBE, Minoo; 7 Kindale Court, Highton, Victoria 3216 (AU). FRIGO, Paul; 3 Jac­ queline Court, Hillside, Victoria 3037 (AU). EGAN, Bri­ an; 27 Grieve Parade, Altona, Victoria 3018 (AU). (74) Agent: DAVIES COLLISON CAVE PTY LTD; Level 15, 1 Nicholson Street, Melbourne, Victoria 3000 (AU). (81) Designated States (unless otherwise indicated, for every kind of national protection available)'. AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW. (84) Designated States (unless otherwise indicated, for every kind of regional protection available)'. ARIPO (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW), Eurasian (AM, AZ, BY, KG, KZ, RU, TJ, TM), European (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR), OAPI (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG). Published: — with international search report (Art. 21(3)) (54) Title: PROCESS FOR PREPARATION OF POLYETHYLENE NANOCOMPOSITE Figure 3 I CJ o CJ mmmm a) PE100 <10g) b) carbon bSack (0.2g) c) xGnP2 (0.2g) (57) : The invention provides a process for prepar­ ation of a polyethylene nanocomposite comprising dispers­ ing a base polyethylene resin and planar carbon nano- particles in an inert liquid at conditions under which the base polyethylene resin is not solubilised in the inert liquid, and removing an amount of the liquid sufficient to provide a dispersion of the planar carbon nanoparticles in the base polyethylene resin.
Patent SG-11201805362X-A (SG)
Title: Composition for reducing frequency of urination, method of making and use thereof
Inventor: DILL DAVID
IPC: A61K31/437
Filed: 2016-11-10
Abstract: INTERNATIONAL APPLICATION PUBLISHED UNDER THE PATENT COOPERATION TREATY (PCT) (19) World Intellectual Property Organization International Bureau (43) International Publication Date 1 June 2017 (01.06.2017) WIPOIPCT (10) International Publication Number WO 2017/091362 A1 (51) International Patent Classification: A61K31/4985 (2006.01) A61K31/437 (2006.01) A61K9/28 (2006.01) A61K 45/06 (2006.01) A61K 31/167 (2006.01) (21) International Application Number: PCT/US2016/061350 (22) International Filing Date: (25) Filing Language: (26) Publication Language: 10 November 2016 (10.11.2016) English English (30) Priority Data: 14/949,220 23 November 2015 (23.11.2015) US (71) Applicant: WELLESLEY PHARMACEUTICALS, LLP [US/US]; 3 Valley View Drive, Newtown, PA 18940 (US). (72) Inventor: DILL, David, A.; 3 Valley View Drive, New­ town, PA 18940 (US). (74) Agent: WANG, Ping; Andrews Kurth Kenyon LLP, 1350 I Street,n.w. Suite 1100, Washington, DC 20005 (US). (81) Designated States (unless otherwise indicated, for every kind of national protection available)'. AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW. (84) Designated States (unless otherwise indicated, for every kind of regional protection available)'. ARIPO (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW), Eurasian (AM, AZ, BY, KG, KZ, RU, TJ, TM), European (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR), OAPI (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG). Published: — with international search report (Art. 21(3)) (54) Title: COMPOSITION FOR REDUCING FREQUENCY OF URINATION, METHOD OF MAKING AND USE THEREOF NSAiD alone CJ m i-H o\ © m 3#0 - o % K im • i i 200 • i.A % \ ^ /jfel % W * ISO • \\ * \\ * \\ % 100 • % & w m • XT" ** (57) : Pharmaceutical compositions for reducing frequency of urination are disclosed. The pharmaceutical compositions comprise one or more analgesic agents and a PDE5 inhibitor. Also disclosed are methods of making and using of the pharmaceutical compositions. % ^ Dose of NSAID [5000-0.00005 fiM) FIG. 1A © CJ o £
Patent SG-11201807647W-A (SG)
Title: Parking management system and parking management method
Inventor: TASHIRO TARO
IPC: G08G1/14
Filed: 2017-02-17
Abstract: A parking management system includes a reading device, a vehicle detection device, and a parking management device. The reading device reads identification information for identifying a vehicle from an identifying body mounted on the vehicle that enters a boundary of a management area including parking spaces in each of which one vehicle can be parked. The vehicle detection device detects the vehicle that exists in each of the parking spaces. When the identical identification information is not read again during a passing determination time from a time point at which the identification information is initially read by the reading device, and when a new vehicle is detected in the parking space by the vehicle detection device during the passing determination time, the parking management device determines that the vehicle indicated by the identification information is parked in the parking space.
Patent SG-11201900005Y-A (SG)
Title: Ghrelin secretion promotor
Inventor: TAMURA AKIRA
IPC: C12N1/20
Filed: 2017-07-13
Abstract: of the invention is to provide a novel, safe, and side effect-free ghrelin secretion promoter which is capable of exhibit secreting effect of ghrelin present in human body in a form of food that is familiar and easy to be taken in. Hypophagia (loss of appetite) can be remarkably improved by a familiar, easy and safe mean by taking a given lactic acid bacteria per se or fermented milk prepared using the same as a ghrelin secretion promoter.
Patent SG-11201901061Q-A (SG)
Title: Heterocyclic compound
Inventor: FUJIMOTO JUN
IPC: C07D498/04
Filed: 2017-08-09
Abstract: HETEROCYCLIC COMPOUND Provided is a heterocyclic compound that may have a GCN2 inhibitory action, and is expected to be useful for the prophylaxis or treatment of GCN2 associated diseases including 5 cancer and the like. A compound represented by the formula (I): wherein each symbol is as described in the DESCRIPTION, or a salt thereof. 10
Patent SG-11201901808W-A (SG)
Title: Method and device for cancelling an insurance policy, insurance system, and computer-readable storage medium
Inventor: WU HAIBO
IPC: G06Q40/08
Filed: 2017-06-22
Abstract: Disclosed is a method for cancelling an insurance policy that includes: detecting whether a preset cancellation condition of an insurance policy is satisfied when the insurance policy is under an insurance-applying status or under a to-be-underwritten status; acquiring a corresponding cancellation period of the insurance policy if the preset cancellation condition of the insurance policy is satisfied; detecting within the cancellation period whether a first change instruction is received which first change instruction is intended to change the status of the insurance policy so that the preset cancellation condition of the insurance policy is no longer satisfied; and cancelling the insurance policy when the first change instruction is not detected. Further disclosed are a device for cancelling an insurance policy, an insurance system, and a computer- readable storage media. With this disclosure, the insurance policy can be cancelled automatically when it meets the cancellation conditions. So the efficiency in cancelling an insurance policy is improved while the cost incurred by cancelling an insurance policy is reduced. Furthermore, the possible incorrect manual operations of cancelling an insurance policy can be avoided, leading to improved accuracy of cancelling insurance policies.