Patent SG-11201805581W-A (SG)
Title: An electronic transaction method and apparatus
Inventor: JONES MARIA FRANCISCA
IPC: G06Q10/00
Filed: 2016-12-30
Abstract: INTERNATIONAL APPLICATION PUBLISHED UNDER THE PATENT COOPERATION TREATY (PCT) (19) World Intellectual Property Organization 11111111011110111010101111101011111011101110111100110111101101111101111011111 International Bureau 0.. .1 j (10) International Publication Number (43) International Publication Date ..... .....!;,' WO 2017/115090 Al 6 July 2017 (06.07.2017) WI P0 I P CT (51) International Patent Classification: BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, G06Q 10/00 (2012.01) G06Q 30/06 (2012.01) DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KH, KN, (21) International Application Number: KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, PCT/GB2016/054089 MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, (22) International Filing Date: NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, 30 December 2016 (30.12.2016) RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, (25) Filing Language: English ZA, ZM, ZW. (26) Publication Language: English (84) Designated States (unless otherwise indicated, for every (30) Priority Data: kind of regional protection available): ARIPO (BW, GH, 1523166.5 31 December 2015 (31.12.2015) GB GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW), Eurasian (AM, AZ, BY, KG, KZ, RU, (72) Inventor; and TJ, TM), European (AL, AT, BE, BG, CH, CY, CZ, DE, (71) Applicant : JONES, Maria Francisca [GB/GB]; 4 La- DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, yard Road, Forty Hill, Enfield, Middlesex Greater London LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, EN1 4BB (GB). SM, TR), OAPI (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, (74) Agent: JCIP LTD; Hillington Park Innovation Centre, 1 GW, KM, ML, MR, NE, SN, TD, TG). Ainslie Road, Glasgow, Strathclyde G52 4RU (GB). Published: (81) Designated States (unless otherwise indicated, for every — with international search report (Art. 21(3)) kind of national protection available): AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, (54) Title: AN ELECTRONIC TRANSACTION METHOD AND APPARATUS (57) : An electronic product transaction method at a merchant ag- cs _ -, AGGREGATOR SERVER gregator server operated by a merchant aggregator service provider, the '''TZSE 7_ DATABASE APPLICATION 103 method comprising generating and outputting an interface to a user, the inter- face comprising a of selectable merchant options, each merchant op - plurality 1 STORE VVEB PAGE I — WEB SERVER EMAIL SERVER tion comprising a link to a plurality of selectable product options for a re- I I 102 101 107 spective merchant, each product option comprising information on a product 1 6 offered for sale, rent or hire by the respective merchant; receiving, by the user, a selection of a plurality of merchant options and a plurality of product options for the plurality of merchants; generating transaction data identifying FIRST MERCHANT COMPUTER 200a PAYMENT SERVE R , DATa 05 BE the plurality of merchants and the plurality of products, the transaction data including data on commission payable to the merchant aggregator service c \" -- TrAs-z? INTERNET ._ ._.- instruction from the to for the provider; receiving an user pay selected 3----4.— H, 50 APPLICATION products; and transmitting the transaction data to a payment server to author - 03 ize and make payments for from — PAYMENT AUTHORITY SERVER 350 ,-- DATABASE — .5 ,— -• the products the user to the plurality of mer- chants and payment of the commission to the merchant aggregator service SECOND MERCHANT COMPUTER 200b provider. WEB BROWSER Il 204 USER'S DEVICE EMAIL CLIENT © 205 WEB EMAIL C:7 BROWSER CLIENT © kiI 1-1 Figure 1 1-1 --..... IN 1-1 0 N O