Patent SG-11201805223V-A (SG)
Title: Method of providing rebate information to a remote user device of a user and system thereof
Inventor: TAN JEREMY
IPC: G06Q20/36
Filed: 2016-12-29
Abstract: INTERNATIONAL APPLICATION PUBLISHED UNDER THE PATENT COOPERATION TREATY (PCT) (19) World Intellectual Property -, Organization 11111111011110111010101111101011111011101110111101110110101101111101111011111 International Bureau ... .... ..Yjd (10) International Publication Number (43) International Publication Date ..... ...r .....1 WO 2017/116310 Al 6 July 2017 (06.07.2017) WI P0 I P CT (51) International Patent Classification: (74) Agent: JACOB, Sheena; One Raffles Quay, #09-06 North G06Q 20/36 (2012.01) G06Q 20/38 (2012.01) Tower, Singapore 048583 (SG). G06Q 30/02 (2012.01) (81) Designated States (unless otherwise indicated, for every (21) International Application Number: kind of national protection available): AE, AG, AL, AM, PCT/SG2016/050625 AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, (22) International Filing Date: DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, 29 December 2016 (29.12.2016) HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KH, KN, (25) Filing Language: English KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, (26) Publication Language: English NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, (30) Priority Data: RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, 62/272,920 30 December 2015 (30.12.2015) US TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, 62/273,733 31 December 2015 (31.12.2015) US ZA, ZM, ZW. (71) Applicant: LIQUID GROUP PTE LTD [SG/SG]; 1 Fu- (84) Designated States (unless otherwise indicated, for every sionopolis View, #07-02 Sandcrawler, Singapore 138577 kind of regional protection available): ARIPO (BW, GH, (SG). GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW), Eurasian (AM, AZ, BY, KG, KZ, RU, (72) Inventor: TAN, Jeremy; 1 Fusionopolis View, #07-02 TJ, TM), European (AL, AT, BE, BG, CH, CY, CZ, DE, Sandcrawler, Singapore 138577 (SG). DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, = [Continued on next page] = (54) Title: METHOD OF PROVIDING REBATE INFORMATION TO A REMOTE USER DEVICE OF A USER AND SYSTEM THEREOF = 400 (57) : The present invention provides a method of = providing rebate information over a communication network to a = User Devine 202 412 --- \: f Ac q uirer remote user device of a user. The method includes receiving, from the user device over the communication network, a transac- tion profile having at least a user account identifier associated to a user account; retrieving, from a database, a plurality of pay- = 420 = = = 430 , a_ g t ,L' /_,Z , 2 1 _1a 4 2 424 --.,__ 204 408 422 /\ t s E f = U ment modes associated with the user account based on the user account identifier; determining rebate information for each of 436 the plurality of payment modes; and transmitting, over the com- munication network, the rebate information for each of the plur- ality of payment modes to the user device. The present invention 426 further provides a system for implementing the method. = Server Rebate lnfo Request Payment Network Rebate Information = Payment Instruction = ( = — 11 .4 © / \ 43' i. 2 434 428 ...--- 421 11 11 11 ...... i ---- ---N \ User Account Datahase _ _ y -206 IN Fig 4 11 © N O WO 2017/116310 Al 1#110H011010EIR0101310111011011010101 IIII 0V0IS LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR), OAPI (BF, BJ, CF, CG, CI, CM, GA, — GN, GQ, of inventorship (Rule 4.17(iv)) GW, KM, ML, MR, NE, SN, TD, TG). Published: Declarations under Rule 4.17: — with international search report (Art. 21(3)) — as to applicant's entitlement to a patent (Rule 4.17(ii)) apply for and be granted