Patent SG-11201805876W-A (SG)
Title: Methods and systems for using digital signatures to create trusted digital asset transfers
Inventor: JACOBS MONDO
IPC: G06Q20/38
Filed: 2017-01-27
Abstract: WO 17 / 139 112 Al USER COMPUTER 1.111 SENDING INSTITUTION COMPUTER INTERACTION PLATFORM 15.4 RBG EXCHANGE APPLICATION INTERFACE 152 RESOURCE PROVIDER COMPUTER 1.311 FIG. 1 ADMINISTRATIVE NODE CUM PUTER 1511 INTERACTION PLATFORM 154 RECIPIENT NODE COMPUTER 1.45 INTERACTION PLATFORM 15.4 RECIPIENT INSTITUTION COMPUTER 1.44 -Lb SETTLEM ENT SERVICE COMPUTER 155 TRANSACTION REPOSITORY (CM 1 LS) .0 RISK MANAGEMENT COMPUTER 15Z ISSUER NODE COMPUTER .U5 ADMINISTRATIVE NODE COM PUTER 1511 (12) INTERNATIONAL APPLICATION PUBLISHED UNDER THE PATENT COOPERATION TREATY (PCT) (19) World Intellectual Property Organization International Bureau (10) International Publication Number (43) International Publication Date WO 2017/139112 Al 17 August 2017 (17.08.2017) WI PO I PCT 1111111111111101110111111111110101111101110111011111111011111111011111111111110111111 (51) International Patent Classification: G06Q 20/38 (2012.01) G06Q 20/06 (2012.01) (21) International Application Number: PCT/US2017/015498 (22) International Filing Date: 27 January 2017 (27.01.2017) (25) Filing Language: English (26) Publication Language: English (30) Priority Data: 62/294,825 12 February 2016 (12.02.2016) US 15/283,930 3 October 2016 (03.10.2016) US (71) Applicant: VISA INTERNATIONAL SERVICE ASSO- CIATION [US/US]; P.O. BOX 8999, San Francisco, Cali- fornia 94128-8999 (US). (72) Inventors: JACOBS, Mondo; 7429 Rolling Hills Circle, Dublin, California 94568 (US). THEKADATH, Ajith; 147 Flying Cloud Isle, Foster City, California 94404 (US). DALDOSS, Lidia; 1477 Floribunda Avenue, Apt. 206, Burlingame, California 94010 (US). HENSTOCK, David; 154 Marietta Drive, San Francisco, California 94127 (US). ing - 22, 1100 Peachtree Street, Suite 2800, Atlanta, Geor- gia 30309 (US). (81) Designated States (unless otherwise indicated, for every kind of national protection available): AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW. (84) Designated States (unless otherwise indicated, for every kind of regional protection available): ARIPO (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW), Eurasian (AM, AZ, BY, KG, KZ, RU, TJ, TM), European (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR), OAPI (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG). (74) Agents: MILLER, Patrick B. et al.; KILPATRICK, Published: TOWNSEND & STOCKTON LLP, Mailstop: IP Docket- - with international search report (Art. 21(3)) (54) Title: METHODS AND SYSTEMS FOR USING DIGITAL SIGNATURES TO CREATE TRUSTED DIGITAL ASSET TRANSFERS (57) : A method and system are provided for transferring digital assets in a digital asset network. Network users can be centrally enrolled and screened for compli- ance. Standardized transfer processes and unique identifiers can provide a transparent and direct transfer process. Digital assets can include sufficient information for en- suring that a value will be provided, in- cluding one or more digital signatures, such that value can be made immediately available to recipients.