Patent SG-11201805998Q-A (SG)
Title: Method, apparatus, and computer-readable medium for dividend yielding currency based on elastic securitization
Inventor: DONEY GEORGE DANIEL
IPC: G06Q50/16
Filed: 2017-01-27
Abstract: INTERNATIONAL APPLICATION PUBLISHED UNDER THE PATENT COOPERATION TREATY (PCT) (19) World Intellectual Property Organization International Bureau (10) International Publication Number (43) International Publication Date WO 2017/132450 Al 3 August 2017 (03.08.2017) WIPO I PCT 11111111111111011101111111111101011111011101110111010111111001111111111111110111111 W O 20 17 / 13 245 0 Al (51) International Patent Classification: G06Q 40/04 (2012.01) G06Q 50/16 (2012.01) G06Q 40/06 (2012.01) (21) International Application Number: PCT/US2017/015247 (22) International Filing Date: 27 January 2017 (27.01.2017) (25) Filing Language: English (26) Publication Language: English (30) Priority Data: 62/388,333 27 January 2016 (27.01.2016) US 15/416,202 26 January 2017 (26.01.2017) US (72) Inventor; and (71) Applicant : DONEY, George Daniel [US/US]; 3203 Douglas Point Court, Riva, Maryland 21140 (US). (74) Agent: KAUFMAN, Marc; Rimon, PC, 1875, Street NW, 5th Floor, Washington, D.C., Washington 20006 (US). (81) Designated States (unless otherwise indicated, for every kind of national protection available): AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW. (84) Designated States (unless otherwise indicated, for every kind of regional protection available): ARIPO (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW), Eurasian (AM, AZ, BY, KG, KZ, RU, TJ, TM), European (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR), OAPI (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG). Published: with international search report (Art. 21(3)) before the expiration of the time limit for amending the claims and to be republished in the event of receipt of amendments (Rule 48.2(h)) = (54) Title: METHOD, APPARATUS, AND COMPUTER-READABLE MEDIUM FOR DIVIDEND YIELDING CURRENCY BASED ON ELASTIC SECURITIZATION FIG. I (57) : An apparatus, computer-readable medium, and computer-implemented method for creating collateralized portfolios. A portfolio is a collection of income-producing assets. These income-producing assets are a derivative of primary sources such as real property. A portfolio is generated through transactions that exchange estimated asset value for liquid instruments in the portfo - no. Asset valuation is determined through known pricing functions. Transaction elasticity is provided by liquid instruments (reserve funds and portfolio-owned shares) held in reserve in the portfolio's reservoir which provides a market smoothing function to grace - fully adapt to changes in asset demand and risk. Each portfolio's reservoir is collectively owned by the shareholders; continuously re- plenishing itself with income generated by assets in the portfolio. Shares can be represented by digital tokens, traded as digital cur - rency such as cryptocurrency, and monetized with the convenience of cash through a network of exchanges and payment gateways.