Claim: The health care reform plan would set limits similar to the "socialized" system in Britain, where people are allowed to die if their treatment would cost more than $22,000.
Verdict: REFUTES

Retrieved passages:
title: Health care reforms proposed during the Obama administration
text: Medicine reported in September 2012 that approximately $750B per year in U.S. health care costs are avoidable or wasted. This included: unnecessary services ($210 billion annually); inefficient delivery of care ($130 billion); excess administrative costs ($190 billion); inflated prices ($105 billion); prevention failures ($55 billion), and fraud ($75 billion). During a June 2009 speech, President Barack Obama outlined his strategy for reform. He mentioned electronic record-keeping, preventing expensive conditions, reducing obesity, refocusing doctor incentives from quantity of care to quality, bundling payments for treatment of conditions rather than specific services, better identifying and communicating the most cost-effective treatments, and reducing

title: Health care reforms proposed during the Obama administration
text: die because of lack of medical care were estimated in a 1997 analysis to be nearly 100,000 per year. A study of the effects of the Massachusetts universal health care law (which took effect in 2006) found a 3% drop in mortality among people 20–64 years old - 1 death per 830 people with insurance. Other studies, just as those examining the randomized distribution of Medicaid insurance to low-income people in Oregon in 2008, found no change in death rate. The cost of insurance has been a primary motivation in the reform of the US healthcare system, and many different

title: Health care reforms proposed during the Obama administration
text: example, the Cleveland Clinic, considered a low-cost, best-practices hospital system, has 1,400 billing clerks to support 2,000 doctors. Further, the insurance companies have their own overhead functions and profit margins, much of which could be eliminated with a single payer system. Economist Paul Krugman estimated in 2005 that converting from the current private insurance system to a single-payer system would enable $200 billion per year in cost savings, primarily via insurance company overhead. One advocacy group estimated savings as high as $400 billion annually for 2009 and beyond. Proponents of health care reform argue that moving to a single-payer system

title: America's Healthy Future Act
text: in which he told medical lobbyists "[y]ou should worry about me coming after you." According to Sen. Olympia Snowe, the cost of the average employer-provided insurance plan will rise to nearly $31,000 in several years if no health care reform measures are done. The proposal specifies the creation of health insurance cooperatives, which would be member-controlled, non-profit forms of health insurance that would compete with private insurers. It does not include a public insurance plan. The co-operatives would receive $6 billion in federal funding in 2012 to start off, but they would operate independently after that point. The introduction of

title: History of health care reform in the United States
text: approximately $1.0 trillion. Over the same ten-year period from 2010 to 2019, the CBO estimated that the bill would reduce the number of uninsured Americans by approximately 16 million. At about the same time, the Associated Press reported that the CBO had given Congressional officials an estimate of $1.6 trillion for the cost of a companion measure being developed by the Senate Finance Committee. In response to these estimates, the Senate Finance Committee delayed action on its bill and began work on reducing the cost of the proposal to $1.0 trillion, and the debate over the Affordable Health Choices act

title: Healthcare reform in the United States
text: has significant underinsurance and significant impending unfunded liabilities from its aging demographic and its social insurance programs Medicare and Medicaid (Medicaid provides free long-term care to the elderly poor). The fiscal and human impact of these issues have motivated reform proposals. U.S. healthcare costs were approximately $3.2 trillion or nearly $10,000 per person on average in 2015. Major categories of expense include hospital care (32%), physician and clinical services (20%), and prescription drugs (10%). U.S. costs in 2016 were substantially higher than other OECD countries, at 17.2% GDP versus 12.4% GDP for the next most expensive country (Switzerland). For scale,

title: Healthcare reform debate in the United States
text: Canadian and American health care systems compared). Canada's system is largely publicly funded. In 2006, Americans spent an estimated US$6,714 per capita on health care, while Canadians spent US$3,678. This amounted to 15% percent of U.S. GDP in that year, while Canada spent 10%. A study by Harvard Medical School and the Canadian Institute for Health Information determined that some 31% of U.S. health care dollars (more than $1,000 per person per year) went to health care administrative costs. Advocates argue that shifting the U.S. to a single-payer health care system would provide universal coverage, give patients free choice of

title: Health care reforms proposed during the Obama administration
text: would reallocate the money currently spent on the administrative overhead required to run the hundreds of insurance companies in the U.S. to provide universal care. An often-cited study by Harvard Medical School and the Canadian Institute for Health Information determined that some 31 percent of U.S. health care dollars, or more than $1,000 per person per year, went to health care administrative costs. Other estimates are lower. One study of the billing and insurance-related (BIR) costs borne not only by insurers but also by physicians and hospitals found that BIR among insurers, physicians, and hospitals in California represented 20–22% of

title: Health care reforms proposed during the Obama administration
text: spent $8,233 on health per capita in 2010, two-and-a-half times more than the OECD average of $3,268 (adjusted for purchasing power parity). Following the United States were Norway and Switzerland which spent over $5,250 per capita. Americans spent more than twice as much as relatively rich European countries such as France, Sweden and the United Kingdom. The annual rate of cost increases slowed during 2010 and 2011. The causes are disputed, ranging from recession-related delays in visiting doctors to more long-term trends in moderating insurance premiums and reduced spending on structures and equipment. The Centers for Medicare and Medicaid Services

title: History of health care reform in the United States
text: credits, $2,500 for an individual and $5,000 for a family would be available to Americans regardless of income, employment or tax liability. In his plan, Senator McCain proposed the Guaranteed Access Plan which would provide federal assistance to the states to secure health insurance coverage through high-risk areas. Senator McCain also proposed the idea of an open-market competition system. This would give families the opportunity to go across state lines and buy health plans, expanding personal options for affordable coverage and force the health insurance companies to compete over the consumers’ money on an unprecedented scale. Barack Obama called for

title: American Health Care Reform Act of 2013
text: is expected that economies of scales will reduce administrative costs and risk, allowing insurance companies to charge less for the same coverage.<ref name="Newsmax - 12/10/13"></ref> The bill would reform medical malpractice laws, including limiting non-economic damages to $250,000, in an effort to reduce costs of healthcare. Critics have noted that medical liability costs represent only about 2.4% of health care spending, so reforms will have minimal impact. The Act consists of less than 200 pages, as compared to the 2,700-page Affordable Care Act. Supporters believe this bill to be less complex, and easier to understand and define. The supports of

title: Massachusetts health care reform
text: month." But plan costs will vary greatly depending on the plan selected, age and geographic location, ranging from just over $100 per month for plans for young adults with high copayments and deductibles to nearly $900 per month for comprehensive plans for older adults with low deductibles and copayments. Copayments, deductibles and out-of-pocket contributions may vary among plans. The proposed minimum creditable coverage plan would have a deductible no higher than $2,000 per individual, $4,000 per family, and would limit out-of-pocket expenses to a $5,000 maximum for an individual and $7,500 for a family. Before the deductible applies, the proposed

title: Healthcare reform in the United States
text: bill by the Physicians for a National Health Program estimated the immediate savings at $350 billion per year. The Commonwealth Fund believes that, if the United States adopted a universal health care system, the mortality rate would improve and the country would save approximately $570 billion a year. Recent enactments of single-payer systems within individual states, such as in Vermont in 2011, may serve as living models supporting federal single-payer coverage. The plan in Vermont, however, has failed. On June 1, 2017, in light of the recent Trump Administration’s efforts to repeal the Affordable Care Act, California Democratic Senator Ricardo

title: 2017 United Kingdom general election
text: found in Labour's 2015 general election manifesto. The manifesto also proposed reforms to social care in England that would raise the threshold for free care from £23,250 to £100,000, while including property in the means test and permitting deferred payment after death. After attracting substantial media attention, four days after the manifesto launch, May stated that the proposed social care reforms would now include an "absolute limit" on costs in contrast to the rejection of a cap in the manifesto. She criticised the "fake" portrayal of the policy in recent days by Labour and other critics, who had termed it

title: American Health Care Reform Act of 2013
text: covering pre-existing conditions was estimated to be between $15 and $20 billion per year, according to a 2010 National Affairs article. The bill would allow individuals to move between insurance plans and not be without coverage, including coverage for pre-existing conditions. H.R. 3121 would attempt to create a more competitive health care market to control prices. This would be achieved through allowing insurance policies to be sold across state lines, prevent a single insurance carrier from dominating the market in any one state, and provide a website for comparing insurance plans, and prevention of federal funding of abortions. Small businesses

title: Massachusetts health care reform
text: contribution if the company offers to pay at least 33 percent of an individual's health insurance premium. Also effective in 2006, the Connector Board set premium levels and copayments for the state subsidized Commonwealth Care plans. Premiums will vary from $18 per month, for individuals with incomes 100–150% of the poverty line, to $106 per month for individuals with incomes 250–300% of poverty. The Connector approved two copayment schemes for plans for people 200–300% of poverty. One plan will have higher premiums and lower copayments, while a second choice will have lower premiums and higher copayments. Four managed care plans

title: America's Healthy Future Act
text: their out-of-pocket health care costs. Americans Healthy Future Act would impose a $2,500 limit on contributions to FSAs. Unfortunately, 7 million Americans have FSAs above $2,500, and those with the highest out-of-pocket health care costs- the sickest – would be hit the hardest by the restrictions. The proposal was initially designed to cost $856 billion over the next ten years. However, the Congressional Budget Office (CBO) stated on September 16 that it would only cost about $774 billion over that period. The CBO report stated that enacting the proposal would, on net, end up reducing the federal deficit by $16

title: America's Healthy Future Act
text: the aforementioned subsidies. The maximum possible fee would either be $400 per full-time employee or the average cost of the subsidies a firm's employee's take in multiplied by the number of those receiving them. The proposal forbids insurance companies from restricting coverage based on 'pre-existing conditions'. The insurance premiums can take into account tobacco use, age, family size, and geographic location. Insurance companies would also be forbidden from setting up lifetime or annual caps that specify a maximum amount of care that customers can receive. The proposal also includes a new excise tax on so-called 'Cadillac' health care plans that

title: Healthcare reform debate in the United States
text: be put towards a health insurance premium. For instance, under the House Bill, a family at 200% of the federal poverty level will spend no more than 5.5% of its annual income on health insurance premiums. Under the Senate Bill, the same family would spend no more than 6.3% of its annual income on health insurance premiums. The difference between the family's maximum contribution to health insurance premiums and the cost of the health insurance premium is paid for by the federal government. To understand how each bill can affect different poverty levels and incomes, see the Kaiser Family Foundation's

title: Healthcare reform debate in the United States
text: 2009, the U.S. had the highest health care costs relative to the size of the economy (GDP) in the world, with an estimated 50.2 million citizens (approximately 16% of the September 2011 estimated population of 312 million) without insurance coverage. Some critics of reform counter that almost four out of ten of these uninsured come from a household with over $50,000 income per year, and thus might be uninsured voluntarily, or opting to pay for health care services on a "pay-as-you-go" basis. Further, an estimated 77 million Baby Boomers are reaching retirement age, which combined with significant annual increases in