Topic: Payday loans should be banned
payday loans are very important for the worker since with this loan he can buy food for his family but this is limited by laws in certain states.
Payday loans are vital for many low income families to ensure they can meet the needs of their families  as they are unable to raise money from any other source.
payday loans can be a life saver if one has a bill due that they need the money for immediately.
payday loans can be used responsibly to help people who need money quickly in an emergency
payday loans can be very helpful for people who have a one off unexpected expense between pay days which has to be met. they can then pay the money back quickly and not be in debt for a long time.
payday loans can encourage people to borrow money for trivial reasons when they do not need to. this can lead to debt.
payday loans can help people having the money they need when they need it
payday loans can help people who can not get other loans.
payday loans can help those in dire situations such as helping with car repairs, bills and groceries.
payday loans can help to establish a better credit score
payday loans can lead people to an endless spiral of debt
payday loans can provide financial assistance in a crisis, when someone has nowhere else to turn.
Payday loans can save you you from penalties imposed on late payments.
payday loans can wire people that need money fast the money they need
payday loans capitalize off of people in need
payday loans carry exorbitant interest rates that further impoverish the desperate people who take them on.
payday loans cause financial issues for borrowers.
payday loans cause people to spend money before they actually have it therefore making them need more loans.
payday loans charge exhorbitant rates and take advantage of the poor
payday loans charge exorbitant fees to people who are unable to afford them
payday loans charge exorbitant interest and are a means to take advantage of the needy, the poor and the foolish.
payday loans charge extortionate interest rates and merely open the trapdoor to financial hardship.
payday loans charge high interest, which causes people with debt to just have more debt in a giant snowball effect.
payday loans charge way to much and rip off the people who need them the most.
payday loans cost more money than its worth.
Payday loans create a false solvency by providing the poor with some option when they are in dire short term financial need, meaning that we are less likely to get much needed welfare reform.
payday loans create a more impoverished society with their crazy payback rates.
Payday loans create a never-ending cycle of debt.
Payday loans create cycles of debt in which people constantly need new payday loans to pay off their previous ones, meaning that they can never escape their poverty and accumulating interest payments.
payday loans create more debt for the consumer and should be banned
payday loans creates bad habits and promote irresponsibility
payday loans do more harm than good because pushing people to their bandories which usually result in family disaster.