Topic: Payday loans should be banned
payday loans are made by predatory lenders to people with lower education and poor credit score.
payday loans are marketed to the poorest in society who are in the worst position to be able to afford the exhorbitant interest rates if they cannot pay the loan back quickly.
payday loans are necessary for some people who have an immediate desperate need for cash.
payday loans are needed by many in certain situations
payday loans are not controlled and the fees are exorbitantly high
Payday loans are often made at very high interest rates and encourage people into a spiral of debt from which they cannot recover
payday loans are predatory and create an endless cycle of borrowing where the people getting them never get out from under their debt
payday loans are predatory and further destroy the economic health of already vulnerable people with little options. people end up worse off due to sky high interests rates.
payday loans are predatory and get those that are least able to pay into debt
payday loans are predatory and negatively impact the poor and uneducated
payday loans are predatory, preying on those in debt and with a low credit score, those who are below the poverty level and are desperate to supply basic necessities.
payday loans are predatory: they stick borrowers in a never-ending cycle of debt, caused by the insanely high interest rates.
payday loans are predatory; people that offer them offer them with obscene rates that victims generally have no chance of digging out of.
Payday loans are sometimes a person's only resort  to get extra money.
payday loans are sometimes the only accessible means of banking for certain segments of the population
payday loans are sometimes the only cash that someones is able to get quickly
payday loans are sometimes the only resort people have to turn to to avoid becoming homeless or having their utilities disconnected.
payday loans are steered towards those that can afford them the least, so should be banned.
payday loans are super short term loans, and their interest rates have to be high to mitigate the risks of loaning money to the people who take them out.
payday loans are super-short term loans---hence the name---and have high interest rates only because borrowers of such loans are just a risk to the lender.
payday loans are the best alternative for those who can not maintain a bank account.
payday loans are the helpful to people that need money for emergencies.
payday loans are the only option for some people, especially those with bad credit. the vulnerable in society need some kind of saftey net and payday loans ensures they have at least one option in an emergency.
payday loans are the only option many people have when they need money so they should be available to them
payday loans are too expensive and increase people's debt, this type of loan should be banned immediately
payday loans are used most by those who are unable to afford the high fees that are charged
payday loans are valuable to people who need cash in an emergency and don't qualify for credit.