GOLDMAN SACHS GROUP INC 10-Q form for quarterly period ended 2024-06-30, page 2: 
THE GOLDMAN SACHS GROUP, INC. AND SUBSIDIARIES


Consolidated Balance Sheets 

(Unaudited)

|    |                                                                                                             |           |           |           |    |           |
|---:|:------------------------------------------------------------------------------------------------------------|:----------|:----------|:----------|:---|:----------|
|  1 |                                                                                                             | As of     |           |           |    |           |
|  2 |                                                                                                             | June      | December  |           |    |           |
|  3 | $ in millions                                                                                               | 2024      | 2023      |           |    |           |
|  4 | Assets                                                                                                      |           |           |           |    |           |
|  5 | Cash and cash equivalents                                                                                   | $         | 206,326   |           | $  | 241,577   |
|  6 | Collateralized agreements:                                                                                  |           |           |           |    |           |
|  7 | Securities purchased under agreements to resell (includes $198,360 and $223,543 at fair value)              | 198,626   |           | 223,805   |    |           |
|  8 | Securities borrowed (includes $45,819 and $44,930 at fair value)                                            | 204,621   |           | 199,420   |    |           |
|  9 | Customer and other receivables (includes $23 and $23 at fair value)                                         | 142,000   |           | 132,495   |    |           |
| 10 | Trading assets (at fair value and includes $117,586 and $110,567 pledged as collateral)                     | 521,981   |           | 477,510   |    |           |
| 11 | Investments (includes $86,855 and $75,767 at fair value)                                                    | 160,924   |           | 146,839   |    |           |
| 12 | Loans (net of allowance of $4,808 and $5,050, and includes $6,035 and $6,506 at fair value)                 | 184,127   |           | 183,358   |    |           |
| 13 | Other assets (includes $243 and $366 at fair value)                                                         | 34,708    |           | 36,590    |    |           |
| 14 | Total assets                                                                                                | $         | 1,653,313 |           | $  | 1,641,594 |
| 16 | Liabilities and shareholders' equity                                                                        |           |           |           |    |           |
| 17 | Deposits (includes $32,042 and $29,460 at fair value)                                                       | $         | 433,105   |           | $  | 428,417   |
| 18 | Collateralized financings:                                                                                  |           |           |           |    |           |
| 19 | Securities sold under agreements to repurchase (at fair value)                                              | 238,139   |           | 249,887   |    |           |
| 20 | Securities loaned (includes $10,775 and $8,934 at fair value)                                               | 63,935    |           | 60,483    |    |           |
| 21 | Other secured financings (includes $22,868 and $12,554 at fair value)                                       | 23,123    |           | 13,194    |    |           |
| 22 | Customer and other payables                                                                                 | 242,986   |           | 230,728   |    |           |
| 23 | Trading liabilities (at fair value)                                                                         | 199,660   |           | 200,355   |    |           |
| 24 | Unsecured short-term borrowings (includes $49,579 and $46,127 at fair value)                                | 76,769    |           | 75,945    |    |           |
| 25 | Unsecured long-term borrowings (includes $88,361 and $86,410 at fair value)                                 | 234,632   |           | 241,877   |    |           |
| 26 | Other liabilities (includes $142 and $266 at fair value)                                                    | 21,501    |           | 23,803    |    |           |
| 27 | Total liabilities                                                                                           | 1,533,850 |           | 1,524,689 |    |           |
| 28 | Commitments, contingencies and guarantees                                                                   |           |           |           |    |           |
| 29 | Shareholders' equity                                                                                        |           |           |           |    |           |
| 30 | Preferred stock; aggregate liquidation preference of $12,753 and $11,203                                    | 12,753    |           | 11,203    |    |           |
| 31 | Common stock; 927,414,906 and 922,895,030 shares issued, and 316,162,882 and 323,376,354 shares outstanding | 9         |           | 9         |    |           |
| 32 | Share-based awards                                                                                          | 5,058     |           | 5,121     |    |           |
| 33 | Nonvoting common stock; no shares issued and outstanding                                                    | –         |           | –         |    |           |
| 34 | Additional paid-in capital                                                                                  | 61,350    |           | 60,247    |    |           |
| 35 | Retained earnings                                                                                           | 148,652   |           | 143,688   |    |           |
| 36 | Accumulated other comprehensive loss                                                                        | (2,900)   |           | (2,918)   |    |           |
| 37 | Stock held in treasury, at cost; 611,252,026 and 599,518,678 shares                                         | (105,459) |           | (100,445) |    |           |
| 38 | Total shareholders' equity                                                                                  | 119,463   |           | 116,905   |    |           |
| 39 | Total liabilities and shareholders' equity                                                                  | $         | 1,653,313 |           | $  | 1,641,594 |
The accompanying notes are an integral part of these consolidated financial statements. 

|    |                                   |    |
|---:|:----------------------------------|---:|
|  1 | Goldman Sachs June 2024 Form 10-Q |  2 |

, Bank of New York Mellon Corp 10-Q form for quarterly period ended 2024-06-30, page 52: 
|    |                                                                |
|---:|:---------------------------------------------------------------|
|  1 | The Bank of New York Mellon Corporation (and its subsidiaries) |


Consolidated Balance Sheet (unaudited)

|    |                                                                                                                                                    |               |               |          |    |         |
|---:|:---------------------------------------------------------------------------------------------------------------------------------------------------|:--------------|:--------------|:---------|:---|:--------|
|  1 |                                                                                                                                                    | June 30, 2024 | Dec. 31, 2023 |          |    |         |
|  2 | (dollars in millions, except per share amounts)                                                                                                    |               |               |          |    |         |
|  3 | Assets                                                                                                                                             |               |               |          |    |         |
|  4 | Cash and due from banks, net of allowance for credit losses of $27 and $18                                                                         | $             | 5,311         |          | $  | 4,922   |
|  5 | Interest-bearing deposits with the Federal Reserve and other central banks                                                                         | 116,139       |               | 111,550  |    |         |
|  6 | Interest-bearing deposits with banks, net of allowance for credit losses of $1 and $2 (includes restricted of $2,026 and $3,420)                   | 11,488        |               | 12,139   |    |         |
|  7 | Federal funds sold and securities purchased under resale agreements                                                                                | 29,723        |               | 28,900   |    |         |
|  8 | Securities:                                                                                                                                        |               |               |          |    |         |
|  9 | Held-to-maturity, at amortized cost, net of allowance for credit losses of $1 and $1 (fair value of $41,287 and $44,711)                           | 46,429        |               | 49,578   |    |         |
| 10 | Available-for-sale, at fair value (amortized cost of $94,566 and $80,678, net of allowance for credit losses of $5 and less than $1)               | 90,421        |               | 76,817   |    |         |
| 11 | Total securities                                                                                                                                   | 136,850       |               | 126,395  |    |         |
| 12 | Trading assets                                                                                                                                     | 9,609         |               | 10,058   |    |         |
| 13 | Loans                                                                                                                                              | 70,642        |               | 66,879   |    |         |
| 14 | Allowance for credit losses                                                                                                                        | (286)         |               | (303)    |    |         |
| 15 | Net loans                                                                                                                                          | 70,356        |               | 66,576   |    |         |
| 16 | Premises and equipment                                                                                                                             | 3,267         |               | 3,163    |    |         |
| 17 | Accrued interest receivable                                                                                                                        | 1,253         |               | 1,150    |    |         |
| 18 | Goodwill                                                                                                                                           | 16,217        |               | 16,261   |    |         |
| 19 | Intangible assets                                                                                                                                  | 2,826         |               | 2,854    |    |         |
| 20 | Other assets, net of allowance for credit losses on accounts receivable of $3 and $3 (includes $1,577 and $1,261, at fair value)                   | 25,500        |               | 25,909   |    |         |
| 21 | Total assets                                                                                                                                       | $             | 428,539       |          | $  | 409,877 |
| 22 | Liabilities                                                                                                                                        |               |               |          |    |         |
| 23 | Deposits:                                                                                                                                          |               |               |          |    |         |
| 24 | Noninterest-bearing deposits (principally U.S. offices)                                                                                            | $             | 58,029        |          | $  | 58,274  |
| 25 | Interest-bearing deposits in U.S. offices                                                                                                          | 149,115       |               | 132,616  |    |         |
| 26 | Interest-bearing deposits in non-U.S. offices                                                                                                      | 97,167        |               | 92,779   |    |         |
| 27 | Total deposits                                                                                                                                     | 304,311       |               | 283,669  |    |         |
| 28 | Federal funds purchased and securities sold under repurchase agreements                                                                            | 15,701        |               | 14,507   |    |         |
| 29 | Trading liabilities                                                                                                                                | 3,372         |               | 6,226    |    |         |
| 30 | Payables to customers and broker-dealers                                                                                                           | 17,569        |               | 18,395   |    |         |
| 31 | Commercial paper                                                                                                                                   | 301           |               | -        |    |         |
| 32 | Other borrowed funds                                                                                                                               | 280           |               | 479      |    |         |
| 33 | Accrued taxes and other expenses                                                                                                                   | 4,729         |               | 5,411    |    |         |
| 34 | Other liabilities (including allowance for credit losses on lending-related commitments of $73 and $87, also includes $63 and $195, at fair value) | 10,208        |               | 9,028    |    |         |
| 35 | Long-term debt                                                                                                                                     | 30,947        |               | 31,257   |    |         |
| 36 | Total liabilities                                                                                                                                  | 387,418       |               | 368,972  |    |         |
| 37 | Temporary equity                                                                                                                                   |               |               |          |    |         |
| 38 | Redeemable noncontrolling interests                                                                                                                | 92            |               | 85       |    |         |
| 39 | Permanent equity                                                                                                                                   |               |               |          |    |         |
| 40 | Preferred stock – par value $0.01 per share; authorized 100,000,000 shares; issued 43,826 and 43,826 shares                                        | 4,343         |               | 4,343    |    |         |
| 41 | Common stock – par value $0.01 per share; authorized 3,500,000,000 shares; issued 1,409,173,568 and 1,402,429,447 shares                           | 14            |               | 14       |    |         |
| 42 | Additional paid-in capital                                                                                                                         | 29,139        |               | 28,908   |    |         |
| 43 | Retained earnings                                                                                                                                  | 40,999        |               | 39,549   |    |         |
| 44 | Accumulated other comprehensive loss, net of tax                                                                                                   | (4,900)       |               | (4,893)  |    |         |
| 45 | Less: Treasury stock of 671,216,069 and 643,085,355 common shares, at cost                                                                         | (28,752)      |               | (27,151) |    |         |
| 46 | Total The Bank of New York Mellon Corporation shareholders' equity                                                                                 | 40,843        |               | 40,770   |    |         |
| 47 | Nonredeemable noncontrolling interests of consolidated investment management funds                                                                 | 186           |               | 50       |    |         |
| 48 | Total permanent equity                                                                                                                             | 41,029        |               | 40,820   |    |         |
| 49 | Total liabilities, temporary equity and permanent equity                                                                                           | $             | 428,539       |          | $  | 409,877 |

See accompanying unaudited Notes to Consolidated Financial Statements.


52 BNY







Question: By what percentage did total liabilities change for Goldman Sachs and Bank of New York Mellon as of June 30, 2024, compared to December 31, 2023?
Answer: The percentage change in total liabilities for Goldman Sachs as of June 2024 compared to December 2023 is calculated as follows:
Total Liabilities June 2024: $1,533,850 million
Total Liabilities December 2023: $1,524,689 million
Percentage Change = ((1,533,850 - 1,524,689) / 1,524,689) * 100 = 0.60%

The percentage change in total liabilities for Bank of New York Mellon as of June 2024 compared to December 2023 is calculated as follows:
Total Liabilities June 2024: $387,418 million
Total Liabilities December 2023: $368,972 million
Percentage Change = ((387,418 - 368,972) / 368,972) * 100 = 5.00%