aveni-ai/aveni-bench-convfinqa huggingface dataset:
performance graph comparison of five-year cumulative total return the following graph and table compare the cumulative total return on citi 2019s common stock , which is listed on the nyse under the ticker symbol 201cc 201d and held by 65691 common stockholders of record as of january 31 , 2018 , with the cumulative total return of the s&p 500 index and the s&p financial index over the five-year period through december 31 , 2017 . the graph and table assume that $ 100 was invested on december 31 , 2012 in citi 2019s common stock , the s&p 500 index and the s&p financial index , and that all dividends were reinvested . comparison of five-year cumulative total return for the years ended date citi s&p 500 financials .

1	date	citi	s&p 500	s&p financials
2	31-dec-2012	100.0	100.0	100.0
3	31-dec-2013	131.8	132.4	135.6
4	31-dec-2014	137.0	150.5	156.2
5	31-dec-2015	131.4	152.6	153.9
6	31-dec-2016	152.3	170.8	188.9
7	31-dec-2017	193.5	208.1	230.9

.

Previous questions in this conversation: what is the price of citi in 2017? what is that less 100? what is the value of the s&p 500 in 2017? what is that less 100?
Previous answers: 193.5 93.5 208.1 108.1
Question: what is the ratio of the difference of citi to the s&p 500?
Answer: 1.15615
included in the corporate and consumer loan tables above are purchased distressed loans , which are loans that have evidenced significant credit deterioration subsequent to origination but prior to acquisition by citigroup . in accordance with sop 03-3 , the difference between the total expected cash flows for these loans and the initial recorded investments is recognized in income over the life of the loans using a level yield . accordingly , these loans have been excluded from the impaired loan information presented above . in addition , per sop 03-3 , subsequent decreases to the expected cash flows for a purchased distressed loan require a build of an allowance so the loan retains its level yield . however , increases in the expected cash flows are first recognized as a reduction of any previously established allowance and then recognized as income prospectively over the remaining life of the loan by increasing the loan 2019s level yield . where the expected cash flows cannot be reliably estimated , the purchased distressed loan is accounted for under the cost recovery method . the carrying amount of the company 2019s purchased distressed loan portfolio at december 31 , 2010 was $ 392 million , net of an allowance of $ 77 million as of december 31 , 2010 . the changes in the accretable yield , related allowance and carrying amount net of accretable yield for 2010 are as follows : in millions of dollars accretable carrying amount of loan receivable allowance .

1	in millions of dollars	accretable yield	carrying amount of loan receivable	allowance
2	beginning balance	$ 27	$ 920	$ 95
3	purchases ( 1 )	1	130	2014
4	disposals/payments received	-11 ( 11 )	-594 ( 594 )	2014
5	accretion	-44 ( 44 )	44	2014
6	builds ( reductions ) to the allowance	128	2014	-18 ( 18 )
7	increase to expected cash flows	-2 ( 2 )	19	2014
8	fx/other	17	-50 ( 50 )	2014
9	balance at december 31 2010 ( 2 )	$ 116	$ 469	$ 77

( 1 ) the balance reported in the column 201ccarrying amount of loan receivable 201d consists of $ 130 million of purchased loans accounted for under the level-yield method and $ 0 under the cost-recovery method . these balances represent the fair value of these loans at their acquisition date . the related total expected cash flows for the level-yield loans were $ 131 million at their acquisition dates . ( 2 ) the balance reported in the column 201ccarrying amount of loan receivable 201d consists of $ 315 million of loans accounted for under the level-yield method and $ 154 million accounted for under the cost-recovery method. .

Question: what is the value of the company 2019s purchased distressed loan portfolio in 2010?
Answer: 392
included in the corporate and consumer loan tables above are purchased distressed loans , which are loans that have evidenced significant credit deterioration subsequent to origination but prior to acquisition by citigroup . in accordance with sop 03-3 , the difference between the total expected cash flows for these loans and the initial recorded investments is recognized in income over the life of the loans using a level yield . accordingly , these loans have been excluded from the impaired loan information presented above . in addition , per sop 03-3 , subsequent decreases to the expected cash flows for a purchased distressed loan require a build of an allowance so the loan retains its level yield . however , increases in the expected cash flows are first recognized as a reduction of any previously established allowance and then recognized as income prospectively over the remaining life of the loan by increasing the loan 2019s level yield . where the expected cash flows cannot be reliably estimated , the purchased distressed loan is accounted for under the cost recovery method . the carrying amount of the company 2019s purchased distressed loan portfolio at december 31 , 2010 was $ 392 million , net of an allowance of $ 77 million as of december 31 , 2010 . the changes in the accretable yield , related allowance and carrying amount net of accretable yield for 2010 are as follows : in millions of dollars accretable carrying amount of loan receivable allowance .

1	in millions of dollars	accretable yield	carrying amount of loan receivable	allowance
2	beginning balance	$ 27	$ 920	$ 95
3	purchases ( 1 )	1	130	2014
4	disposals/payments received	-11 ( 11 )	-594 ( 594 )	2014
5	accretion	-44 ( 44 )	44	2014
6	builds ( reductions ) to the allowance	128	2014	-18 ( 18 )
7	increase to expected cash flows	-2 ( 2 )	19	2014
8	fx/other	17	-50 ( 50 )	2014
9	balance at december 31 2010 ( 2 )	$ 116	$ 469	$ 77

( 1 ) the balance reported in the column 201ccarrying amount of loan receivable 201d consists of $ 130 million of purchased loans accounted for under the level-yield method and $ 0 under the cost-recovery method . these balances represent the fair value of these loans at their acquisition date . the related total expected cash flows for the level-yield loans were $ 131 million at their acquisition dates . ( 2 ) the balance reported in the column 201ccarrying amount of loan receivable 201d consists of $ 315 million of loans accounted for under the level-yield method and $ 154 million accounted for under the cost-recovery method. .

Previous questions in this conversation: what is the value of the company 2019s purchased distressed loan portfolio in 2010?
Previous answers: 392.0
Question: what is the value of allowances in 2010?
Answer: 77
included in the corporate and consumer loan tables above are purchased distressed loans , which are loans that have evidenced significant credit deterioration subsequent to origination but prior to acquisition by citigroup . in accordance with sop 03-3 , the difference between the total expected cash flows for these loans and the initial recorded investments is recognized in income over the life of the loans using a level yield . accordingly , these loans have been excluded from the impaired loan information presented above . in addition , per sop 03-3 , subsequent decreases to the expected cash flows for a purchased distressed loan require a build of an allowance so the loan retains its level yield . however , increases in the expected cash flows are first recognized as a reduction of any previously established allowance and then recognized as income prospectively over the remaining life of the loan by increasing the loan 2019s level yield . where the expected cash flows cannot be reliably estimated , the purchased distressed loan is accounted for under the cost recovery method . the carrying amount of the company 2019s purchased distressed loan portfolio at december 31 , 2010 was $ 392 million , net of an allowance of $ 77 million as of december 31 , 2010 . the changes in the accretable yield , related allowance and carrying amount net of accretable yield for 2010 are as follows : in millions of dollars accretable carrying amount of loan receivable allowance .

1	in millions of dollars	accretable yield	carrying amount of loan receivable	allowance
2	beginning balance	$ 27	$ 920	$ 95
3	purchases ( 1 )	1	130	2014
4	disposals/payments received	-11 ( 11 )	-594 ( 594 )	2014
5	accretion	-44 ( 44 )	44	2014
6	builds ( reductions ) to the allowance	128	2014	-18 ( 18 )
7	increase to expected cash flows	-2 ( 2 )	19	2014
8	fx/other	17	-50 ( 50 )	2014
9	balance at december 31 2010 ( 2 )	$ 116	$ 469	$ 77

( 1 ) the balance reported in the column 201ccarrying amount of loan receivable 201d consists of $ 130 million of purchased loans accounted for under the level-yield method and $ 0 under the cost-recovery method . these balances represent the fair value of these loans at their acquisition date . the related total expected cash flows for the level-yield loans were $ 131 million at their acquisition dates . ( 2 ) the balance reported in the column 201ccarrying amount of loan receivable 201d consists of $ 315 million of loans accounted for under the level-yield method and $ 154 million accounted for under the cost-recovery method. .

Previous questions in this conversation: what is the value of the company 2019s purchased distressed loan portfolio in 2010? what is the value of allowances in 2010?
Previous answers: 392.0 77.0
Question: what is the sum?
Answer: 469
included in the corporate and consumer loan tables above are purchased distressed loans , which are loans that have evidenced significant credit deterioration subsequent to origination but prior to acquisition by citigroup . in accordance with sop 03-3 , the difference between the total expected cash flows for these loans and the initial recorded investments is recognized in income over the life of the loans using a level yield . accordingly , these loans have been excluded from the impaired loan information presented above . in addition , per sop 03-3 , subsequent decreases to the expected cash flows for a purchased distressed loan require a build of an allowance so the loan retains its level yield . however , increases in the expected cash flows are first recognized as a reduction of any previously established allowance and then recognized as income prospectively over the remaining life of the loan by increasing the loan 2019s level yield . where the expected cash flows cannot be reliably estimated , the purchased distressed loan is accounted for under the cost recovery method . the carrying amount of the company 2019s purchased distressed loan portfolio at december 31 , 2010 was $ 392 million , net of an allowance of $ 77 million as of december 31 , 2010 . the changes in the accretable yield , related allowance and carrying amount net of accretable yield for 2010 are as follows : in millions of dollars accretable carrying amount of loan receivable allowance .

1	in millions of dollars	accretable yield	carrying amount of loan receivable	allowance
2	beginning balance	$ 27	$ 920	$ 95
3	purchases ( 1 )	1	130	2014
4	disposals/payments received	-11 ( 11 )	-594 ( 594 )	2014
5	accretion	-44 ( 44 )	44	2014
6	builds ( reductions ) to the allowance	128	2014	-18 ( 18 )
7	increase to expected cash flows	-2 ( 2 )	19	2014
8	fx/other	17	-50 ( 50 )	2014
9	balance at december 31 2010 ( 2 )	$ 116	$ 469	$ 77

( 1 ) the balance reported in the column 201ccarrying amount of loan receivable 201d consists of $ 130 million of purchased loans accounted for under the level-yield method and $ 0 under the cost-recovery method . these balances represent the fair value of these loans at their acquisition date . the related total expected cash flows for the level-yield loans were $ 131 million at their acquisition dates . ( 2 ) the balance reported in the column 201ccarrying amount of loan receivable 201d consists of $ 315 million of loans accounted for under the level-yield method and $ 154 million accounted for under the cost-recovery method. .

Previous questions in this conversation: what is the value of the company 2019s purchased distressed loan portfolio in 2010? what is the value of allowances in 2010? what is the sum?
Previous answers: 392.0 77.0 469.0
Question: what is the allowance value at the end of 2010?
Answer: 77
included in the corporate and consumer loan tables above are purchased distressed loans , which are loans that have evidenced significant credit deterioration subsequent to origination but prior to acquisition by citigroup . in accordance with sop 03-3 , the difference between the total expected cash flows for these loans and the initial recorded investments is recognized in income over the life of the loans using a level yield . accordingly , these loans have been excluded from the impaired loan information presented above . in addition , per sop 03-3 , subsequent decreases to the expected cash flows for a purchased distressed loan require a build of an allowance so the loan retains its level yield . however , increases in the expected cash flows are first recognized as a reduction of any previously established allowance and then recognized as income prospectively over the remaining life of the loan by increasing the loan 2019s level yield . where the expected cash flows cannot be reliably estimated , the purchased distressed loan is accounted for under the cost recovery method . the carrying amount of the company 2019s purchased distressed loan portfolio at december 31 , 2010 was $ 392 million , net of an allowance of $ 77 million as of december 31 , 2010 . the changes in the accretable yield , related allowance and carrying amount net of accretable yield for 2010 are as follows : in millions of dollars accretable carrying amount of loan receivable allowance .

1	in millions of dollars	accretable yield	carrying amount of loan receivable	allowance
2	beginning balance	$ 27	$ 920	$ 95
3	purchases ( 1 )	1	130	2014
4	disposals/payments received	-11 ( 11 )	-594 ( 594 )	2014
5	accretion	-44 ( 44 )	44	2014
6	builds ( reductions ) to the allowance	128	2014	-18 ( 18 )
7	increase to expected cash flows	-2 ( 2 )	19	2014
8	fx/other	17	-50 ( 50 )	2014
9	balance at december 31 2010 ( 2 )	$ 116	$ 469	$ 77

( 1 ) the balance reported in the column 201ccarrying amount of loan receivable 201d consists of $ 130 million of purchased loans accounted for under the level-yield method and $ 0 under the cost-recovery method . these balances represent the fair value of these loans at their acquisition date . the related total expected cash flows for the level-yield loans were $ 131 million at their acquisition dates . ( 2 ) the balance reported in the column 201ccarrying amount of loan receivable 201d consists of $ 315 million of loans accounted for under the level-yield method and $ 154 million accounted for under the cost-recovery method. .

Previous questions in this conversation: what is the value of the company 2019s purchased distressed loan portfolio in 2010? what is the value of allowances in 2010? what is the sum? what is the allowance value at the end of 2010?
Previous answers: 392.0 77.0 469.0 77.0
Question: what is that value divided by the prior sum?
Answer: 0.16418
shareowner return performance graph the following performance graph and related information shall not be deemed 201csoliciting material 201d or to be 201cfiled 201d with the securities and exchange commission , nor shall such information be incorporated by reference into any future filing under the securities act of 1933 or securities exchange act of 1934 , each as amended , except to the extent that the company specifically incorporates it by reference into such filing . the following graph shows a five-year comparison of cumulative total shareowners 2019 returns for our class b common stock , the s&p 500 index , and the dow jones transportation average . the comparison of the total cumulative return on investment , which is the change in the quarterly stock price plus reinvested dividends for each of the quarterly periods , assumes that $ 100 was invested on december 31 , 2001 in the s&p 500 index , the dow jones transportation average , and the class b common stock of united parcel service , inc . comparison of five year cumulative total return $ 40.00 $ 60.00 $ 80.00 $ 100.00 $ 120.00 $ 140.00 $ 160.00 $ 180.00 $ 200.00 2001 2002 2003 2004 2005 2006 s&p 500 ups dj transport .

1	12/31/01	12/31/02	12/31/03	12/31/04	12/31/05	12/31/06
2	united parcel service inc .	$ 100.00	$ 117.19	$ 140.49	$ 163.54	$ 146.35	$ 148.92
3	s&p 500 index	$ 100.00	$ 77.90	$ 100.24	$ 111.15	$ 116.61	$ 135.02
4	dow jones transportation average	$ 100.00	$ 88.52	$ 116.70	$ 149.06	$ 166.42	$ 182.76

securities authorized for issuance under equity compensation plans the following table provides information as of december 31 , 2006 regarding compensation plans under which our class a common stock is authorized for issuance . these plans do not authorize the issuance of our class b common stock. .

Question: what is the price of united parcel service stock in 2006 less 100?
Answer: 48.92
shareowner return performance graph the following performance graph and related information shall not be deemed 201csoliciting material 201d or to be 201cfiled 201d with the securities and exchange commission , nor shall such information be incorporated by reference into any future filing under the securities act of 1933 or securities exchange act of 1934 , each as amended , except to the extent that the company specifically incorporates it by reference into such filing . the following graph shows a five-year comparison of cumulative total shareowners 2019 returns for our class b common stock , the s&p 500 index , and the dow jones transportation average . the comparison of the total cumulative return on investment , which is the change in the quarterly stock price plus reinvested dividends for each of the quarterly periods , assumes that $ 100 was invested on december 31 , 2001 in the s&p 500 index , the dow jones transportation average , and the class b common stock of united parcel service , inc . comparison of five year cumulative total return $ 40.00 $ 60.00 $ 80.00 $ 100.00 $ 120.00 $ 140.00 $ 160.00 $ 180.00 $ 200.00 2001 2002 2003 2004 2005 2006 s&p 500 ups dj transport .

1	12/31/01	12/31/02	12/31/03	12/31/04	12/31/05	12/31/06
2	united parcel service inc .	$ 100.00	$ 117.19	$ 140.49	$ 163.54	$ 146.35	$ 148.92
3	s&p 500 index	$ 100.00	$ 77.90	$ 100.24	$ 111.15	$ 116.61	$ 135.02
4	dow jones transportation average	$ 100.00	$ 88.52	$ 116.70	$ 149.06	$ 166.42	$ 182.76

securities authorized for issuance under equity compensation plans the following table provides information as of december 31 , 2006 regarding compensation plans under which our class a common stock is authorized for issuance . these plans do not authorize the issuance of our class b common stock. .

Previous questions in this conversation: what is the price of united parcel service stock in 2006 less 100?
Previous answers: 48.92
Question: what is the net change of the dow jones transportation average in 2006 less 100?
Answer: 82.76
shareowner return performance graph the following performance graph and related information shall not be deemed 201csoliciting material 201d or to be 201cfiled 201d with the securities and exchange commission , nor shall such information be incorporated by reference into any future filing under the securities act of 1933 or securities exchange act of 1934 , each as amended , except to the extent that the company specifically incorporates it by reference into such filing . the following graph shows a five-year comparison of cumulative total shareowners 2019 returns for our class b common stock , the s&p 500 index , and the dow jones transportation average . the comparison of the total cumulative return on investment , which is the change in the quarterly stock price plus reinvested dividends for each of the quarterly periods , assumes that $ 100 was invested on december 31 , 2001 in the s&p 500 index , the dow jones transportation average , and the class b common stock of united parcel service , inc . comparison of five year cumulative total return $ 40.00 $ 60.00 $ 80.00 $ 100.00 $ 120.00 $ 140.00 $ 160.00 $ 180.00 $ 200.00 2001 2002 2003 2004 2005 2006 s&p 500 ups dj transport .

1	12/31/01	12/31/02	12/31/03	12/31/04	12/31/05	12/31/06
2	united parcel service inc .	$ 100.00	$ 117.19	$ 140.49	$ 163.54	$ 146.35	$ 148.92
3	s&p 500 index	$ 100.00	$ 77.90	$ 100.24	$ 111.15	$ 116.61	$ 135.02
4	dow jones transportation average	$ 100.00	$ 88.52	$ 116.70	$ 149.06	$ 166.42	$ 182.76

securities authorized for issuance under equity compensation plans the following table provides information as of december 31 , 2006 regarding compensation plans under which our class a common stock is authorized for issuance . these plans do not authorize the issuance of our class b common stock. .

Previous questions in this conversation: what is the price of united parcel service stock in 2006 less 100? what is the net change of the dow jones transportation average in 2006 less 100?
Previous answers: 48.92 82.76
Question: what is the difference between the two?
Answer: -33.84
comparison of cumulative return among lkq corporation , the nasdaq stock market ( u.s. ) index and the peer group .

1	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016
2	lkq corporation	$ 100	$ 140	$ 219	$ 187	$ 197	$ 204
3	s&p 500 index	$ 100	$ 113	$ 147	$ 164	$ 163	$ 178
4	peer group	$ 100	$ 111	$ 140	$ 177	$ 188	$ 217

this stock performance information is "furnished" and shall not be deemed to be "soliciting material" or subject to rule 14a , shall not be deemed "filed" for purposes of section 18 of the securities exchange act of 1934 or otherwise subject to the liabilities of that section , and shall not be deemed incorporated by reference in any filing under the securities act of 1933 or the securities exchange act of 1934 , whether made before or after the date of this report and irrespective of any general incorporation by reference language in any such filing , except to the extent that it specifically incorporates the information by reference . information about our common stock that may be issued under our equity compensation plans as of december 31 , 2016 included in part iii , item 12 of this annual report on form 10-k is incorporated herein by reference. .

Question: what was the change in the return of the lkq corporation from 2011 to 2016?
Answer: 104
comparison of cumulative return among lkq corporation , the nasdaq stock market ( u.s. ) index and the peer group .

1	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016
2	lkq corporation	$ 100	$ 140	$ 219	$ 187	$ 197	$ 204
3	s&p 500 index	$ 100	$ 113	$ 147	$ 164	$ 163	$ 178
4	peer group	$ 100	$ 111	$ 140	$ 177	$ 188	$ 217

this stock performance information is "furnished" and shall not be deemed to be "soliciting material" or subject to rule 14a , shall not be deemed "filed" for purposes of section 18 of the securities exchange act of 1934 or otherwise subject to the liabilities of that section , and shall not be deemed incorporated by reference in any filing under the securities act of 1933 or the securities exchange act of 1934 , whether made before or after the date of this report and irrespective of any general incorporation by reference language in any such filing , except to the extent that it specifically incorporates the information by reference . information about our common stock that may be issued under our equity compensation plans as of december 31 , 2016 included in part iii , item 12 of this annual report on form 10-k is incorporated herein by reference. .

Previous questions in this conversation: what was the change in the return of the lkq corporation from 2011 to 2016?
Previous answers: 104.0
Question: and how much does this change represent in relation to the return of that stock in 2011, in percentage?
Answer: 1.04