TCMB - Press Release on Macroprudential Framework (2025-38)
Central bank: tcmb | Type: decision | Date: 2025-06-21

Press Release on Macroprudential Framework (2025-38)
No: 2025-38
June 21, 2025
Press Release on Macroprudential Framework
The growth targets for real-person TRY deposit shares have been increased for banks with a share below 60%, while a monthly growth target of 0.4 points has been introduced for banks with a share between 60% and 65%.
The reserve requirement ratio for FX-protected deposit (KKM) accounts has been raised from 33% to 40%.
The minimum interest rate applicable to KKM accounts has been reduced from 50% to 40% of the policy rate.
The target for transition of KKM accounts to TRY has been abolished, while the total target for KKM renewals and transition to TRY has been maintained.
Floating-rate TRY deposit accounts can now be opened with maturities longer than one month. Furthermore, the reserve requirement ratios for CPI-, PPI-, and TLREF-indexed deposits have been set at 10% for all maturities.
The ratio for TRY-denominated required reserves that should be maintained for FX deposits has been reduced from 4% to 2.5%.
Press Release on Macroprudential Framework (2025-38)