Abstract:
A small group of service providers, including specialists in various workplace issues, provides workplace services and products, such as human resource, legal, tax, accounting, environmental, financial, regulatory, governmental, technological, medical, consulting and marketing services to a large group of employer clients by using a database of information concerning the employers and their contacts. Each contact is assigned a unique ID code. When a situation arises that requires workplace resource services, a contact places a telephone call to a predetermined “helpline” telephone number. A specialist answers the call and receives the unique ID code from the contact. Alternatively, the contact may send an e-mail message from a web site that requires the ID code to access it. In either case, when the received ID code is entered into the database, information concerning the client is displayed to the specialist. This client-specific information allows the specialist to tailor advice to the specific question raised by the contact. Both the questions raised by the contact and the response given by the specialist are placed into predefined categories by the specialist at the time that the response is made. The call, the response and these categories are then stored in the database for later reference.

Description:
FIELD OF THE INVENTION  
         [0001]    This invention relates to methods and apparatus for providing workplace services and products, such as human resource, legal, tax, accounting, environmental, financial, regulatory, governmental, technological, medical, consulting and marketing services and products, to a large group of subscribers from a small number of service providers and for generating summary reports from information on issues gathered from customer help inquiries and responses.  
         BACKGROUND OF THE INVENTION  
         [0002]    Most businesses today face a growing number of complex issues that must be resolved. These include human resource, legal, tax, accounting, environmental, financial, consulting, marketing and other issues, many of which must be recognized and responded to in the course of day-to-day operations. Not only are these issues complex, but many issues require specialized expertise in order to adequately address them. The failure to respond to some issues may result in further expense and potential legal problems. For example, In recent years there has been a dramatic rise in employment actions against employers, including harassment, discrimination and wrongful termination actions, by employees. Although it takes only a short time for an employee to make a claim, the employing organization must spend many hours of its own time plus attorney time, to respond to that claim. Many of the claims are eventually dismissed due to lack of merit, but defending against claims without merit still costs employers millions of dollars in legal fees, lost staff time and productivity. Consequently, it would clearly be to the advantage of employers to investigate and address potential employment action issues before they escalate into claims or legal action.  
           [0003]    However, many employers are ill equipped to proactively respond to these issues, and other workplace issues, in order to anticipate and prevent legal actions by employees, in order to save money and to comply with various regulations. Though large employers can afford to employ a full time workplace services staff, including human resource and legal staffs, in order to receive and deal with issues before the complaints become employment actions, many times the workplace services staff draw on outside resources for mentoring and “second opinion” purposes. Smaller employers cannot afford to hire a full time staff. Consequently, they have relied on outside consultants, industry groups, or trade associations. Typically, these latter organizations have used two approaches to dealing with employment problems. The first of these approaches uses seminars and meetings to discuss potential problems and to heighten employer awareness of workplace issues. The problem with this approach is that the seminars and meetings generally occur before an actual situation has arisen and thus they cannot deal with the specifics of any given situation. The second approach is to provide expertise and advice to employers after an issue has arisen.  
           [0004]    Neither of these approaches is ideal since neither deals with specific situations at the stage where they can be dealt with before significant expenses are incurred. A further approach is to contract with human resource, legal and other consultants to provide support in an “on call” basis so that help is available to deal with situations as they arise. However, this latter approach is relatively expensive.  
           [0005]    A second part of the problem is dealing with workplace issues proactively. It would be desirable to anticipate trends and problems and address those issues where problems are likely to arise in the future. For example, insurers who must often pay for legal expenses and claims are also interested in information concerning workplace issues, complaints and their resolution, both for the purposes of avoiding legal action, and for tailoring premiums and offering coverage for areas of new concern. However, privacy concerns generally prevent insurers from pooling information in order to obtain overall views of an area. The alternative is to obtain information from surveys and questionnaires. However, the response rate to such surveys is poor and it is difficult to predict trends from surveys and questionnaires. There is currently no effective method for obtaining information relating to potential claims and their resolution for persons other than customers of a particular company.  
           [0006]    Further, many other workplace issues arise which often require the assistance of experts and consultants with expertise in a specific area. These issues include legal tax, accounting, environmental, financial, consulting and marketing issues among others. There are few employers who can maintain a staff of in-house experts on all of these issues just in case the issues should arise. Therefore, it is often necessary to contact experts after an issue has arisen.  
           [0007]    Therefore, there is a need for a mechanism to provide workplace assistance to all sizes of employers in a cost effective manner to enable them to deal timely with specific situations. Further, there is a need for a mechanism for gathering data over a large universe of employers concerning workplace issues, complaints and related matters.  
         SUMMARY OF THE INVENTION  
         [0008]    In accordance with the principles of the invention, a method and apparatus allows a small group of service providers, including workplace resource specialists, experts and consultants, to provide services to a large group of employers. The apparatus includes a database of information concerning the employers and their contacts. The database also includes information identifying employer contacts.  
           [0009]    In one embodiment, each contact is assigned a unique ID code as g identifying information. When a situation arises that requires workplace services, a contact places a telephone call to a predetermined “help line” telephone number. A specialist answers the call and receives the unique ID code from the contact. When the received ID code is entered into the database, information concerning the employer is displayed to the specialist. This information may include, for example, the location of the employer, its size, number of employees, etc. This employer-specific information allows the specialist to tailor advice to the specific question raised by the contact.  
           [0010]    In accordance with another embodiment, contacts may also be identified by name, company, telephone number and e-mail address or other similar information.  
           [0011]    In another embodiment, when a situation arises that requires workplace services, a contact uses identifying information such as a unique ID to log onto a restricted access web site and generates an e-mail message to the specialist. A specialist receives the e-mail message and receives the unique ID code or other identifying information from the message. When the received identifying information is entered into the database, information concerning the employer is displayed to the specialist. The specialist can then respond to the inquiry via an e-mail message. Since the initial inquiry e-mail message and the responding e-mail messages are stored in the database, the specialist can generate follow-up e-mail messages to the contact at later dates.  
           [0012]    In accordance with still another embodiment, both the questions raised by the contact and the response given by the specialist are placed into predefined categories by the specialist at the time that the response is made. The call or e-mail message, the response and these categories are then stored in the database for later reference.  
           [0013]    In accordance with still another embodiment, when a contact call or e-mail message is received, the inventive system displays previous calls or e-mail messages made by the same contact or contacts employed by the same employer and the responses given to the specialist at the time the specialist is responding to a call or email message in order to place the communication in context.  
           [0014]    In accordance with yet another embodiment, queries and reports can be run across all stored calls, e-mails, responses and categories in order to provide an overview of developments in selected areas in order to provide summaries to customers, such as insurers. Thus, useful information concerning the state of a particular area is developed directly from actual information in the form of contemporary inquiries and requests for service. Since these reports contain no information identifying individual customers, there are no privacy concerns. 
       
    
    
     BRIEF DESCRIPTION OF THE DRAWINGS  
       [0015]    The above and further advantages of the invention may be better understood by referring to the following description in conjunction with the accompanying drawings in which:  
         [0016]    [0016]FIG. 1 is a schematic block diagram illustrating the construction of the overall system.  
         [0017]    [0017]FIG. 2 is a schematic diagram illustrating the layout of the client and service provider fields in the knowledge management system database.  
         [0018]    [0018]FIG. 3 is a schematic diagram illustrating the layout of the call and email message tracking fields in the knowledge management system database.  
         [0019]    [0019]FIG. 4 is a flowchart showing the steps in an illustrative process for servicing telephone calls to a help line.  
         [0020]    [0020]FIG. 5 is a flowchart showing the steps in an illustrative process for servicing client contact questions via e-mail messages.  
         [0021]    [0021]FIG. 6 is a flowchart showing the steps in an illustrative process for registering a client via an entity contact.  
         [0022]    [0022]FIG. 7 is a flowchart showing the steps in an illustrative process for providing publications to clients on private or co-branded web sites.  
         [0023]    [0023]FIG. 8 is a flowchart showing the steps in an illustrative process for producing reports from the knowledge management system. 
     
    
     DETAILED DESCRIPTION  
       [0024]    [0024]FIG. 1 illustrates, in a schematic form, the overall organization and structure of a workplace services management system constructed in accordance with the principles of the invention. This system allows a contact person  100  associated with a client of the system to access general workplace service information displayed on a web site  116  by means of a computer  102  and internet  114  as indicated by arrow  122 . The contact person may also optionally use web site  116  to register with the system and receive a personal ID code that allows the contact person to receive additional information and assistance from the system. For example a registered contact person  100  may use the personal ID code to enter a restricted area in the web site  116  to contact a specialist at service provider  112  by means of e-mail messages as described below.  
         [0025]    The web site  116  can be a stand alone web site that receives information from the knowledge management system  120  or it may be part of the knowledge management system  120 . In this case, the user  100  would directly access the knowledge management system via a web interface (not shown) which is configured to appear as a web site. In this manner, the web site can be dynamically generated by the knowledge management system  120  so that changes can rapidly be made to web site appearance and content.  
         [0026]    Alternatively, a registered contact person  100  may directly contact a specialist at service provider  112  by means of a telephone  104  and telephone link  106  in order to obtain specific advice regarding a particular question. Illustratively, telephone link  106  might be a toll-free or WATS line. After the specialist has been contacted, he may receive additional information in order to identify the contact person and retrieve information from the knowledge management system  120 . This additional information may include the contact&#39;s personal ID code, name, company, telephone number or e-mail address.  
         [0027]    Contact person  100  may also interact with a workplace resources office  110  by means of a telephone link  108  that may also be toll-free. The workplace resources office telephone link  108  can be used by workplace resources office personnel to obtain registration information for a client and associated contact persons and to transmit the personal ID code necessary to allow the client contact persons to access service providers  112 .  
         [0028]    Both the workplace resources office  110  and the service providers  112  access knowledge management system  120  in order to retrieve and store information regarding clients and workplace problems and concerns. Knowledge management system  120  comprises a server  124  and a knowledge database  126 . The content and construction of database  126  is described in detail below.  
         [0029]    Service providers  112  interact with the knowledge management system  120  by means of the Internet as indicated by link  113  and a web interface with server  124  (not shown.) In accordance with the principles of the invention, this link allows experts and specialists located at service providers  112  to obtain detailed information concerning a client, client contact persons and associated data at the time that the specialist is talking to the contact person. In particular, when a contact person contacts a specialist at a service provider  112 , the specialist might access knowledge management system  120 , via the internet  114 , to obtain relevant data necessary to allow the specialist to answer a specific question posed by client contact  100 .  
         [0030]    Advantageously, the information presented to the specialist by knowledge management system  120  allows the specialist to provide an accurate response although the specialist might be in a completely different location, such as a different state, than the client. In addition, previous calls and e-mail messages generated by the specific contact person  100  who has placed the telephone call are also displayed to a specialist in the service provider  112 . This allows the specialist to place the current call in context with other calls made from the same organization. The provision of this background information to the specialist in real time during the contact call, in turn, allows a small number of specialists located at a particular geographical location to provide services to a large number of clients and client contact persons who may be distributed over a wide geographic area.  
         [0031]    The knowledge database may be implemented in a conventional relational database system. FIG. 2 illustrates selected tables in the database  126  and the relationships between the tables. Each table represents an element of the workplace services system and contains information relating to that element. For example, clients are represented by a client table  200 , which is related to a contact table  202  and a service table  204 . The client table  200  includes a plurality of records, each of which represents a single client. Each record is, in turn, comprised of fields which store information about the client, including, for example, the client&#39;s name, the client&#39;s address, the number of client locations, the number of employees at each client&#39;s location, the client&#39;s web site address, whether the client has workplace issue expertise on staff and a primary contact ID. Each record also includes a field that includes a client ID that uniquely identifies the client and serves as a “key” or index into the client table. The records in the client table may be indexed by one or more other indices in a conventional manner.  
         [0032]    The contact table  202  is related to the client table  200  by a key relationship. In particular, each record in the contact table  202  includes a field that holds a client ID that ties the contact to a particular client record in table  200 . Each record in the contact table may also include a plurality of additional fields, which may include the contact&#39;s name, address, telephone number and other information. Each contact record also includes a contact personal identification number (PIN) that is used to identify the particular contact to the system and is a key that can be used to access the contact record.  
         [0033]    Each client is provided with a specific level of service. The details of various levels of service are stored in the knowledge management database in the service table  204 . In particular, the service table  204  is related to the client table  200  and the contact table  202 , as indicated by arrows  206  and  208 . Each record in the service table includes a service ID, as well as a client ID and a contact ID that relates a particular service to both the client and the contact. This allows a level of service to be given to a client and an individual level of service to be given to each client contact.  
         [0034]    Service providers are also represented by a plurality of tables in the knowledge management database  126 . Each record in service provider table  210  includes information regarding the service provider including its name and address and a unique service provider ID. Provider contacts at each service provider are represented by records in table  214 , each of which includes the service provider ID which relates the provider contact table  214  to the service provider table  210 , as indicated by arrow  212 . In addition, the contact table  214  may include the contact&#39;s name and address, telephone numbers, fax numbers, etc.  
         [0035]    Services are actually provided by the service providers by means of specialists represented by table  222 . Aside from a specialist ID, each record in the specialist table includes the service provider ID and details, such as the specialist&#39;s name, address, telephone number, fax number, e-mail, etc. The service provider ID relates the specialist table  222  to the service provider table  210 , as indicated by arrow  220 .  
         [0036]    Each service provider represented by a record in table  210  is also associated with an “affiliation.” Affiliations are represented by records in table  218 . Each record in affiliation table  218  includes an affiliation ID and the affiliation name, address, number of affiliated entities, the affiliation and it&#39;s location. In particular, the affiliation is also associated with the service providers represented by table  210 , as indicated by arrow  216 , by means of a dictionary file or other similar arrangement. The clients, represented by table  200 , may also be associated with affiliations  218 . In particular, each record in the client table  200  may include an affiliation ID to associate the client with an affiliation in table  218 , as indicated by arrow  224 .  
         [0037]    In addition to affiliations, clients may belong to support groups represented by table  230 . Each record in support group  230  may have a support group ID, name and an affiliation ID. The support group table  230  is thus tied to the affiliation table  218 , as indicated by arrow  228 . In addition, support groups represented by table  230  may also be associated with specialists, represented by table  222 , with a conventional key arrangement as indicated by arrow  232 .  
         [0038]    In addition to each client and service provider, the knowledge management database also contains a set of tables that are used to represent calls and e-mail messages generated by client contacts to specialists at the service providers. This set of tables is indicated in FIG. 3. In particular, each call is represented by a record in call table  300 . Each such record may include such information as unique call ID, a client ID associated with the client contact who generated the call, a contact ID associated with the contact that generated the call, the subject, the type, status, start and end dates, duration, background information, the actual question that was the subject of the call, the response generated and other information which may be useful to a specialist in reviewing a subsequent call.  
         [0039]    Each call is associated with an action represented by a record in action table  312 . The actions are predetermined response characterizations that are selectable by the specialist upon responding to a call. Since the call action is selected from a set of predetermined categories, different calls handled by different specialists may still be compared and used to generate reports that encompass different clients and contacts. Each record in table  312  might include, for example, a unique action ID and action name. Further, each entry in call table  300  is also associated with a comment, represented by a record in comment table  318 . The comment table may include such things as a unique call comment ID, comment date, comment type, information concerning any e-mail messages that might have been sent to the client including e-mail addresses, author, subject, text, sent date, comment duration, whether the response was an original response or a subsequent response. Each entry in the comment table also includes a call ID so that the comment table is related to the call table, as indicated by arrow  306 .  
         [0040]    Each call represented by a record in table  300  also concerns an issue that is represented by a record in issue table  320 . As with actions, issues may be selected from a set of predetermined types represented by table  322  by the specialist during the response to a client contact call. The use of predetermined types allows each call to be placed in a predetermined category so that meaningful statistics can be generated in the categories as will hereinafter be described.  
         [0041]    Table  328  represents e-mail messages and each message is represented by a record in the table. Each such record may include such information as a unique message ID, the subject, from and to people, the type, text, date and e-mail address. Other information, which may be useful to a specialist in reviewing a subsequent e-mail message, may also be included. As with the call action and issue tables, e-mail message types may be selected from a set of predetermined types represented by table  330  by the specialist during the response to a client e-mail message. The use of predetermined types allows each message to be placed in a predetermined category so that meaningful statistics can be generated in the categories as will hereinafter be described. The message type table  330  is linked to the message table  328  by a message Id as indicated schematically by arrow  332 .  
         [0042]    In a similar manner, e-mail message attachments can also be tracked via table  334  which is linked to both the message table  328  and the type table  330  by ID keys as indicated by arrow  336 . Each record in the attachment table represents attachment and stores such information as the name, position, type and source of the attachment.  
         [0043]    An e-mail history table  324  is also linked to the message table  328  as indicated schematically be arrow  326 . The history table  324  holds a record for each message and stores such information as the date sent, the message format, the to person and address and whether any errors were encountered. Together, the e-mail tables allow a dialog to be carried on between a client contact and a specialist. In particular, since all e-mail messages are tracked questions posed by a contact person  100  to a service provider  112  via e-mail through the web site  114  can be tracked as well as the subsequent response and any follow-up. Information on each message is stored. In addition, the stored information allows the specialist to forward a special follow-up message to the client contact after a set period to inquire whether the contact is satisfied with the initial response. This special follow-up message provides for enhanced client satisfaction.  
         [0044]    Because all of the tables are interlinked, when one of the tables is accessed, the remainder of the information is retrieved. For example, when a client contact places a telephone call to a workplace resource specialist, the specialist may receive an ID code from the contact. This ID code can be used to retrieve all of the linked information.  
         [0045]    [0045]FIG. 4 is a flowchart that illustrates the steps performed when a client contact places a telephone call to a workplace issue “help” line. This process starts in step  400  and proceeds to step  402  where the client contact places the telephone call to the help line. Next in step  404 , the call is routed to an appropriate service provider based on the telephone number dialed by the client contact. In step  406 , the client contact enters an ID code, such as a PIN number, by either informing the specialist that answers the telephone call, or by entering the ID number, for example, on a touch tone telephone or other conventional mechanism.  
         [0046]    Next in step  408 , the ID code is used to access the contact and client records in the appropriate knowledge management database tables. In particular, the specialist enters the ID code into a local computer that is connected to the knowledge management database, via the Internet. The contact and client records are then returned to the local computer and displayed on the specialist&#39;s screen. In step  410 , the contact record is used to access previous calls and other related information from the knowledge management database. This related information might optionally also be displayed on the specialist&#39;s screen.  
         [0047]    Next in step  412 , the specialist provides a response to the question. As a follow up, in step  414 , the specialist categorizes the call issue and type and stores this information in the knowledge management database over the Internet connection for further reference should the same client contact place other calls to the specialist or another specialist at the service provider. The process then finishes in step  416 .  
         [0048]    [0048]FIG. 5 is a flowchart that illustrates the steps performed when a client contact generates an e-mail message to a specialist. This process starts in step  500  and proceeds to step  502  where the client contact logs onto a restricted web site using a personal ID code or other identifying information in order to gain access to the web site. This identifying information would be obtained as described below in connection with FIG. 6. This web site may be one of the web sites discussed below in connection with FIG. 6 or a special web site designed to accept client inquiries.  
         [0049]    Next, in step  504 , the identifying information entered by the client contact is sent to the knowledge management system and used to retrieve the client&#39;s information including the e-mail address of the specialist assigned to the client contact. This information is used to complete most of the fields in the e-mail message, including the e-mail address of the specialist (these fields may not even be visible to the contact.) In step  506 , the client contact enters the question for which a response is desired into an appropriate text field in the e-mail message. This might be done, for example, by selecting one of a plurality of “Do you have a question?” button which have been pre-positioned on the web site display.  
         [0050]    Next in step  508 , the e-mail message is posted to the specialist, for example when the contact actuates a “submit” button. The contact may optionally be requested to verify that the information retrieved from the knowledge management database is still accurate and, if not, may be given an opportunity to correct the information via an on-line form. Changed information will be sent to the workplace resources office in order to update the knowledge management database. In one embodiment, the specialist directly receives the e-mail message posted by the contact. In this embodiment, in step  510 , the specialist receives the e-mail message and accesses the knowledge management system using information in the e-mail, such as the name, company, e-mail address, etc. In particular, the specialist can access previous e-mails, calls and other related information from the knowledge management database. This related information might optionally be displayed on the specialist&#39;s screen.  
         [0051]    In another embodiment, the e-mail message is sent to the knowledge management system. The message may be entered by the knowledge management system into the database directly or may be converted into a database record by the knowledge management system. Either the e-mail messages or the database record representing the e-mail messages is then listed in an “Incomplete calls/E-mails list.” At its this point optionally, an e-mail message might be sent to the specialist informing him that a new question has arrived. Then, when the specialist logs onto the knowledge management system, the e-mail message will appear with the client and contact information already available and displayed at the specialist&#39;s local terminal.  
         [0052]    Next in step  510 , the specialist examines the e-mail message and provides a response, via e-mail, to the question posed in the message. The specialist may also attach relevant documents and information to the responding e-mail in a conventional manner. As a follow up, in step  514 , the specialist categorizes the e-mail issue and type and stores this information in the knowledge management database over the Internet connection for further reference should the same client contact generate other e-mails or place other calls to the specialist or another specialist at the service provider.  
         [0053]    Optionally, in step  514 , the specialist may send a follow-up message, via e-mail, to the contact&#39;s e-mail address that is now stored in the knowledge management database. This optional follow-up message can be used to inquire whether the previous response adequately answered the client&#39;s question or to elicit further information. In addition, the contact that has already received the specialist&#39;s reply can also generate a further e-mail message if the reply was not sufficient. The process then finishes in step  516 .  
         [0054]    [0054]FIG. 6 illustrates steps in the process of registering a client with the workplace issue management system. In particular, this process starts in step  600  and proceeds to step  602  where a client contacts a subscriber to the system. This initial contact may be for purposes that are not directly related to workplace issues. For example, the client may contact an insurer, as indicated in step  602 , for the purposes of obtaining liability insurance that covers employee suits, and the workplace issue services may be provided as part of the insurance package. Alternatively, the client may obtain services through a trade group affiliation or a support group that has subscribed to the services. In any case, in step  604 , the entity that has subscribed to the services contacts the workplace resources office in order to establish an account for the client. In this process, the entity gives information to the workplace resources office Ad that enables the workplace resources office to contact the client and obtain further information. Alternatively, client may directly contact the workplace services office in response to mailings or other advertising means. For example, the client may contact the workplace services office via a telephone call, via an on-line order form that is displayed in a web site or via a mail-in, or fax-in, order form.  
         [0055]    In step  606 , the workplace resources office contacts the client, generally by means of a telephone call, e-mail or fax, and obtains additional information. At this point, for example, contact persons for the client can be obtained and ID codes for those contact persons assigned to each contact person.  
         [0056]    Next, in step  608 , a customized templated web site may optionally be linked to the client web site. This linking may be performed such that the specialized web site appears as part of the client&#39;s own web site. In this case, the combined site is called a private web site. Alternatively, the specialized web site may be co-branded so that both the client&#39;s name and the workplace resources office name appear on the web site. Another alternative is that the specialized site is a stand-alone site and the site address (URL) is given to the client contacts.  
         [0057]    Such a web site enables workplace issue information of a general nature to be immediately available or to be sent to the client on a periodic basis, for example monthly. Such information may include monthly updates, which include topics of particular interest to in-house personnel, web-based training, a library of workplace issue information, and recent legal cases involving workplace issue topics and other information. Because the web site is templated, the information may be remotely “published” by the workplace resources office by sending the content via the Internet directly to the site and loading the content directly into selected areas of the web site. This arrangement permits the publications to be carried out semi-automatically by the workplace resources office without requiring the office to enter each web site.  
         [0058]    [0058]FIG. 7 illustrates a process in which such publications are generated by the workplace resources office and published at each of the affiliated web sites. This process starts in step  700  and proceeds to step  702  where the workplace resources office creates a workplace issues publication, such as a monthly update, an alert or other publication. In step  704 , this publication is sent to the templates on each web site, where the information is automatically loaded in and displayed at the web site. Optionally, as indicated in step  706 , links may be added within the published content to particular service providers to allow a client to contact the service provider directly if there are questions concerning the published content. Additional functionality may be added to the publication, including interactive question and answer capability, request for topic specific information such as the “Case of the Month”, etc. This interactivity allows the client to request specific information from the workplace resources office. This functionality and interactivity is then entered into appropriate fields in the client record in the knowledge management system so that future publications will also include this capability. The process then finishes in step  708 .  
         [0059]    [0059]FIG. 8 illustrates a process by which entities such as insurers, affiliates, support groups or other entities may obtain information useful to the provision of services to clients. This process starts in step  800  and proceeds to step  802  where the entity contacts the workplace resources office. Next in step  804 , the workplace resources office queries the database and generates reports that are based on actual calls, e-mails and other topic specific requests for assistance made by client contacts to the specialists. Care is taken however to avoid any information which would specifically identify a particular client unless that client already had a relationship with the requesting entity. However, since a large number of calls are made to the specialists by many clients, valuable statistical information can be gathered by processing the calls. Next in step  806 , the reports are sent to the requesting entity and the process finishes in step  808 .  
         [0060]    A software implementation of the above-described embodiment may comprise a series of computer instructions either fixed on a tangible medium, such as a computer readable medium, e.g. a diskette, a CD-ROM, a ROM memory, or a fixed disk, or transmissible to a computer system, via a modem or other interface device over a medium. The medium either can be a tangible medium, including, but not limited to, optical or analog communications lines, or may be implemented with wireless techniques, including but not limited to microwave, infrared or other transmission techniques. It may also be the Internet. The series of computer instructions embodies all or part of the functionality previously described herein with respect to the invention. Those skilled in the art will appreciate that such computer instructions can be written in a number of programming languages for use with many computer architectures or operating systems. Further, such instructions may be stored using any memory technology, present or future, including, but not limited to, semiconductor, magnetic, optical or other memory devices, or transmitted using any communications technology, present or future, including but not limited to optical, infrared, microwave, or other transmission technologies. It is contemplated that such a computer program product may be distributed as removable media with accompanying printed or electronic documentation, e.g., shrink wrapped software, pre-loaded with a computer system, e.g., on system ROM or fixed disk, or distributed from a server or electronic bulletin board over a network, e.g., the Internet or World Wide Web or cellular links.  
         [0061]    Although an exemplary embodiment of the invention has been disclosed, it will be apparent to those skilled in the art that various changes and modifications can be made which will achieve some of the advantages of the invention without departing from the spirit and scope of the invention. For example, it will be obvious to those reasonably skilled in the art that, although the description was directed to particular database tables and records, other database arrangements such as object-oriented databases or content addressed memory systems can also be used. Other aspects, such as the specific instructions utilized to achieve a particular function, as well as other modifications to particular processes or routines used to achieve a function are intended to be covered by the appended claims.