Abstract:
A store sales proceed depositing machine given the functions of a cash dispenser so as to keep down the cost of installation of a store sales proceed depositing machine and promote the spread of store sales proceed depositing machines, the store sales proceed depositing machine provided with a deposit operation panel at one side of the machine, a storage unit for storing deposited cash, an external communications unit for notifying a cash logistics company of deposit data through a public line inside the machine, a cashing operation panel provided with at least an ID card insertion slot, a cash dispensing slot, and a receipt issuing slot at a side of the machine different from the deposit operation panel, a cashing controller, a second cash storage unit for storing a predetermined amount of cash for a cashing service, a second cash temporary holder for taking out, counting, and then temporarily holding cash of an amount input from the cashing operation panel from the second cash storage unit, and a cashing processor for dispensing cash from the second cash temporary holder from the cash dispensing slot and issuing a cashing receipt, the external communications unit further given a function enabling communication with a financial institution, and the cashing controller made to perform processing for verification of the ID card input from the cashing operation panel, processing for judging whether to authorize cashing by confirmation of the balance in a savings account of a person withdrawing cash, processing for dispensing cash to be reimbursed from that person&#39;s savings account when authorizing cashing, and processing for notifying the cashing data to the financial institution.

Description:
BACKGROUND OF THE INVENTION  
         [0001]    1. Field of the Invention  
           [0002]    The present invention relates to a store sales proceed depositing machine, more particularly relates to a store sales proceed depositing machine which is installed in a store to manage and store sales proceeds of a store.  
           [0003]    2. Description of the Related Art  
           [0004]    In the past, store sales proceed depositing machines have sometimes been installed in stores to allow sales proceeds to be directly deposited and managed. These store sales proceed depositing machines count the deposited store sales proceeds, store the cash in a cash storage unit, and send processing data on-line to a management center of a cash logistics company. The management center remits funds on behalf of the store to a financial institution based on the processing data of the store sales proceed depositing machine before retrieving the cash from the machine. The cash in the cash storage unit of the store sales proceed depositing machine is retrieved by the cash logistics company at a later date and compared against the processing data received by the management center. This type of service of cash logistics companies is becoming increasingly necessary along with the rise in crime.  
           [0005]    Such a store sales proceed depositing machine, however, suffers from the problem of increasing the expenses of the store since the store is required to install such a machine and pay for the cash retrieval service. Therefore, a store sales proceed depositing machine which processes deposits of store sales proceeds at a lower cost has been desired.  
         SUMMARY OF THE INVENTION  
         [0006]    An object of the present invention is to provide a store sales proceed depositing machine given the functions of a cash dispenser so as to combine a store sales proceed retrieval system and a cashing service system in the store and thereby keep down the cost of installation of a store sales proceed depositing machine and promote the spread of store sales proceed depositing machines.  
           [0007]    To achieve the above object, the present invention provides a store sales proceed depositing machine provided with deposit operation panel at one side of the machine and provided inside the machine with a cash storage unit and an external communications unit for notifying a cash logistics company of deposit data through a public line, wherein provision is made of a cashing operation panel at a side of the machine different from the deposit side, provision is made inside of the machine of a cashing controller, a second cash storage unit for storing a predetermined amount of cash for a cashing service, a second cash temporary holder for taking out and temporarily holding a cashed amount from the second cash storage unit, and a cashing processor for dispensing cash from the second cash temporary holder and issuing a receipt, the external communications unit is given a function enabling communication with a financial institution, and the cashing controller is made to perform processing for verification of the person performing the cashing operation, processing for determining whether to authorize cashing by confirmation of the balance in that person&#39;s savings account, processing for dispensing cash to be reimbursed from that person&#39;s savings account when authorizing cashing, and processing for notifying the cashing data to the financial institution.  
           [0008]    In this case, cash can be resupplied to the second cash storage unit by apportioning cash deposited in the store sales proceed depositing machine. Further, the amount of the deposit apportioned can be made one giving a constant balance of cash for the cashing service in the second cash storage unit. Further, in this case, by notifying the cash logistics company of the amount of apportioned cash along with the deposit data using the external communications unit, it is possible to allow the cash logistics company to match the amount of deposit of the sales proceeds with the amount of cash to be retrieved by the cash logistics company. Still further, it is possible to use the originally equipped cash storage unit as it is as the second cash storage unit. In this case, the cash apportioning mechanism becomes unnecessary.  
           [0009]    According to the store sales proceed depositing machine of the present invention, by providing a cashing operation side equipped with the function of a cashing service at a side of the sales proceed depositing machine different from the deposit operation side, using part of the cash stored in the depositing section as cash for cashing use, enabling payout each time there is an instruction for cashing, and managing the sales proceed deposit data and the cashing data by different host computers, it becomes possible to manage deposits of sales proceeds and provide a customer cashing service by a single machine. 
       
    
    
     BRIEF DESCRIPTION OF THE DRAWINGS  
       [0010]    The present invention will be more clearly understood from the description as set forth below with reference to the accompanying drawings, wherein:  
         [0011]    [0011]FIG. 1 is a view of the appearance of a store sales proceed depositing machine of the related art and its connections with the outside;  
         [0012]    [0012]FIG. 2A is a perspective view of a store sales proceed depositing machine of the present invention seen from the front;  
         [0013]    [0013]FIG. 2B is a perspective view of a store sales proceed depositing machine of the present invention seen from the rear;  
         [0014]    [0014]FIG. 3 is a view of the internal configuration of the store sales proceed depositing machine of the present invention;  
         [0015]    [0015]FIG. 4 is a view of an example of the state of installation of a store sales proceed depositing machine of the present invention in a store;  
         [0016]    [0016]FIG. 5 is a view explaining the flow when depositing cash in the store sales proceed depositing machine of FIG. 3;  
         [0017]    [0017]FIG. 6 is a view explaining the flow when dispensing cash from the store sales proceed depositing machine of FIG. 3;  
         [0018]    [0018]FIGS. 7A and 7B are flow charts of the deposit processing of the depositing section of the store sales proceed depositing machine of the present invention;  
         [0019]    [0019]FIGS. 8A and 8B are flow charts of the cashing processing of the cashing section of the store sales proceed depositing machine of the present invention;  
         [0020]    [0020]FIG. 9 is a view explaining ownership of cash inside the store sales proceed depositing machine of the present invention; and  
         [0021]    [0021]FIG. 10 is a system diagram explaining the connections of the store sales proceed depositing machine of the present invention with outside systems. 
     
    
     DESCRIPTION OF THE PREFERRED EMBODIMENTS  
       [0022]    Before describing the preferred embodiments, an explanation will be given of the store sales proceed depositing machine shown in FIG. 1.  
         [0023]    [0023]FIG. 1 shows the appearance of a store sales proceed depositing machine  9  of the related art and its connections with outside machines. The front of the store sales proceed depositing machine  9  is provided with a deposit operation panel  11 , a deposit operation card reader  12 , a deposit receipt issuing slot  13 , a bill insertion slot  14 B, a coin insertion slot  14 C, a bill rejection slot  15 B, a coin rejection slot  15 C, a bill return slot  16 B, and a coin return slot  16 C. The deposited bills or coins are stored in a cash storage unit inside the store sales proceed depositing machine  9 . The store sales proceed depositing machine  9  is usually connected to a host computer (shown simply as “host” in the figure) in a management center of the cash logistics company through a public line  18 . Further, the store sales proceed depositing machine  9  and the host computer  7  of the cash logistics company are connected to a host computer  8  of a financial institution such as a bank through dedicated lines or other communications lines  19 .  
         [0024]    When a certain sum of cash is accumulated at a store due to sales of products etc. or when the store is closing, the cash is deposited in the store sales proceed depositing machine  9  for safety purposes. The deposit operation is limited to the manager or employees of the store having deposit cards. The depositor inserts the deposit card into the a deposit card reader  12 , then operates the deposit operation panel  11 . Upon this, the bill insertion slot  14 B and the coin insertion slot  14 C open up. The depositor then inserts the bills into the bill insertion slot  14 B and the coins into the coin insertion slot  14 C. If there is no abnormality in the bills and the coins deposited, the deposited bills and coins are stored in the cash storage unit  17  in the machine. The cash storage unit  17  usually includes a bill cassette and a coin cassette and is designed to enable easy retrieval by an employee of the cash logistics company. If there is an abnormality in any of the bills or coins deposited, the store sales proceed depositing machine  9  does not accept that deposited bill or coin and returns it through bill rejection slot  15 B or the coin rejection slot  15 C. The bill return slot  16 B and the coin return slot  16 C are provided for returning the cash in the machine when the depositor decides to cancel the deposit for reasons of its own or when merely counting the deposit.  
         [0025]    When the store deposits cash in the store sales proceed depositing machine  9 , the deposit date and time, the store code, the deposited amount, the operation ID, and other information is sent as transmitted data through the public line  18  to the host computer  7  of the cash logistics company and is sent through the communications line  19  to the host computer  8  of the financial institution. The cash stored in the cash storage unit  17  of the store sales proceed depositing machine  9  belongs to the cash logistics company. The cash logistics company remits the equivalent of the amount of the cash deposited in the store sales proceed depositing machine  9  through a dedicated line  19  to the host computer  8  of the financial institution. The transmitted data at this time includes the deposit date and time, the store account number, the deposited amount, etc. The cash deposited and stored in the cash storage unit  17  of the store sales proceed depositing machine  9  is retrieved by the cash logistics company periodically and the amount remitted in advance by the cash logistics company then deposited in the cash logistics company.  
         [0026]    As another embodiment, the host computer  8  of the financial institution may withdraw the deposited amount from the account of the cash logistics company based on the deposit data received from the store sales proceed depositing machine  9  through the communications line  19  and notify the cash logistics company of this through the communications line  19 .  
         [0027]    The cash logistics company generates revenue by the leasing charge of the store sales proceed depositing machine  9  to the store, handling fees at the time of deposit of the cash from the store in the store sales proceed depositing machine  9 , cash retrieval fees from financial institutions, etc.  
         [0028]    While such a system of installing a store sales proceed depositing machine in a store for safe retrieval of cash is high in security in handling of cash, the expenses of installation of the store sales proceed depositing machine and the cash retrieval service place a burden on the store and therefore increase store expenses. Therefore, many stores have been hesitant over installing such cash retrieval systems.  
         [0029]    Further, when designed solely for depositing sales proceeds, there has been the problem of a low frequency of use of the store sales proceed depositing machine and only a minor contribution to the effective use of store space.  
         [0030]    On the other hand, a hot topic now is the introduction of bank cashing services in convenience stores and other general retail outlets through the installation of cash dispensers. Even in such systems, however, the installation of cash dispensers requires a large expenditure on the part of the general retail outlets.  
         [0031]    Further, seen from the cash logistics company side, it is necessary to go to the stores installing such store sales proceed depositing machines periodically to retrieve the cash and necessary to resupply cash whenever the cash for cashing in the cash dispensers installed in the retail outlets runs short. As a result, work is required for retrieving and resupplying cash from and to the machines of the system, so there is the problem of an increased number of employees and consequently higher costs.  
         [0032]    [0032]FIGS. 2A and 2B show the configuration of an example of a store sales proceed depositing machine  10  of the present invention. FIG. 2A shows the store sales proceed depositing machine  10  seen from the front side  10 F, while FIG. 2B shows the store sales proceed depositing machine  10  of FIG. 1A seen from the rear side  10 R. The store sales proceed depositing machine  10  of this embodiment has a depositing section  10 N similar to that of the related art at its front side  10 F. and a cashing section  10 S at its rear side  10 R. Members the same as the machine of FIG. 1 are assigned the same reference numerals.  
         [0033]    The functions of the depositing section  10 N are the same as the store sales proceed depositing machine  9  of the related art. The front side  10 F. is provided with a deposit operation panel  11 , a deposit operation card reader  12 , a deposit receipt issuing slot  13 , a bill insertion slot  14 B, a coin insertion slot  14 C, a bill rejection slot  15 B, a coin rejection slot  15 C, a bill return slot  16 B, and a coin return slot  16 C. The deposited bills or coins are stored in a cash storage unit  17  inside the store sales proceed depositing machine  10 . The store sales proceed depositing machine  10  of this embodiment is also connected to a host computer in a management center of the cash logistics company through a public line  18 . Further, the store sales proceed depositing machine  10  and the host computer of the cash logistics company are connected to a host computer of a financial institution such as a bank through dedicated lines or other communications lines.  
         [0034]    On the other hand, the cashing section  10 S at the rear side  10 R of the store sales proceed depositing machine  10  is provided with a cashing operation panel  1 , a cashing operation screen  2 , a cashing card insertion slot  3 , a cashing receipt issuing slot  4 , and a cash dispensing slot  5 . The machine has a cashing use cash storage unit  6  inside it. The cashing section S of this embodiment is configured to enable dispensing of only bills.  
         [0035]    When cashing, the person withdrawing the cash inserts his or her bank card or credit card or other ID card into the cashing card insertion slot  3 . The cashing section  10 S verifies the identity of the customer by verification of the PIN based on data recorded on the ID card, verifies the balance of savings in the financial institution, and then displays whether it authorizes cashing. When authorizing cashing, the person withdrawing the cash inputs the cashing amount on the cashing operation screen  2 . The cashing section  10 S withdraws the designated cash from the cashing use cash storage unit  6 , dispenses the cash at the cash dispensing slot  5 , and issues a receipt showing the remaining balance from the cashing receipt issuing slot  4 .  
         [0036]    [0036]FIG. 3 shows an embodiment of the internal configuration of the store sales proceed depositing machine  10  shown in FIGS. 2A and 2B. At the upper part of the machine where the deposit operation panel  11  of the depositing section  10 N and the cashing operation screen  2  of the cashing section  10 S are provided, a controller  20 , power supply unit  21 , card reader  22 , receipt issuer  23  of the depositing section  10 N, and receipt issuer  24  of the cashing section  10 S are provided. Further, at the bottom part of the machine near the bill insertion slot  14 B and the coin insertion slot  14 C, a foreign object receptacle  31 , a deposit discriminator  32 , a cash apportioner  33 , a cash rejection receptacle  34 , a bill counter  35 , and a deposit temporary holder  36  are provided. Below the deposit temporary holder  36  is provided a cassette type first cash storage unit  37 . The first cash storage unit  37  includes a not shown bill cassette and a coin cassette.  
         [0037]    Further, at the bottom part of the machine, a second cash storage unit  41  is provided at a location adjoining the first cash storage unit  37 . In this embodiment, the second cash storage unit  41  is provided with only a cassette for bills. Above the second cash storage unit  41  is provided a cashing temporary holder  42  for temporarily holding cash withdrawn from there. Above this is provided a cashing counter  43  and a bill dispenser  44 . Further, at a position adjoining the bill dispenser  44  are provided a forgotten cash holder  45  for temporarily storing cash forgotten to be taken and a cashing rejection unit  46  for rejecting abnormal bills without dispensing them.  
         [0038]    Further, at the bottommost part of the machine, a communications controller  25  for connecting with a public line  18  and communications line  19  is provided. This communicates with the host computer of an outside cash logistics company through the public line  18  to notify it of the depositing data when cash is deposited in the depositing section  10 N, cashing data when cash is dispensed from the cashing section, etc. Further, it can communicate with the host computer of a financial institution etc. through the communications line  19 .  
         [0039]    [0039]FIG. 4 is a view of an example of the state of installation of a store sales proceed depositing machine  10  of the above embodiment in a store. When installing a store sales proceed depositing machine  10  in a store, for example, the depositing section  10 N and the cashing section  10 S are separated by a wall W. The depositing section  10 N is therefore made to be accessible by only the manager or employees J of the store, while the cashing section  10 S is made usable by the general public K including store customers. By doing this, the store customers and rest of the general public K do not know there is a depositing section  10 N at the rear side of the cashing section  10 S, mistaken deposits at the depositing section  10 N are prevented, and there is no fear of cash being stolen when the manager or employees J are operating the depositing section.  
         [0040]    [0040]FIG. 5 explains the flow at the time of depositing cash in the depositing section  10 N of the store sales proceed depositing machine  10 . When depositing cash, the bills or coins are deposited from the bill insertion slot  14 B or the coin insertion slot  14 C. Note that in the store sales proceed depositing machine  10  of the present invention, only bills deposited in the depositing section  10 N are transferred to the cashing section  10 S. The coins are merely stored at the depositing section  10 S side and are not dispensed from the cashing section  10 S. Therefore, coins are stored in the depositing section  10 N in exactly the same way as the depositing machines of the related art. Accordingly, here, the explanation of the route of conveyance of the coins in the depositing section is omitted and only the flow of bills in the store sales proceed depositing machine  10  will be explained.  
         [0041]    First, an explanation will be given of the flow of bills when deposited bills are stored in the first cash storage unit  37 . The bills deposited in the depositing section  10 N from the bill insertion slot  14 B are fed inside one at a time. The deposit discriminator  32  determines the amount of the bills and whether the bills are normal or abnormal. If normal bills, the bills pass through a gate G 1  and gate G 2  of the cash apportioner  33  and are stacked in the deposit temporary holder  36 . The bills stacked in the deposit temporary holder  36  still belong to the depositor, that is, the store.  
         [0042]    In this state, the amount of the deposit is displayed on the deposit operation panel  11 . The depositor confirms the deposited amount and performs confirmation processing. The bills stacked in the deposit temporary holder  36  are then stored in the first cash storage unit  37 . This flow is shown by the solid line arrows. When the bills are stored in the first cash storage unit  37 , the ownership of the bills passes from the depositor (store) to the cash logistics company and a receipt is issued from the receipt issuer  23 . When the bills are stored in the first cash storage unit  37 , the depositing section  10 N sets the deposited amount as deposit data and sends the data to the host computers of the financial institution and cash logistics company through the communications controller  25 .  
         [0043]    On the other hand, when the deposit discriminator  32  determines that a bill is abnormal, the bill is passed through the gate G 1  and gate G 2  of the cash apportioner  33 , then passes through the gate G 3  and is stored in the cash rejection receptacle  34  as shown by the one-dot chain line. The abnormal bill is then conveyed to the deposited bill rejection slot  15 B and returned to the depositor. Therefore, this bill is not deposited at the cash logistics company.  
         [0044]    Further, when selecting to only count the amount of bills by inputting this at the deposit operation panel  11 , the normal bills counted by the deposit discriminator  32  are passed through the gate G 1  and gate G 2  of the cash apportioner  33 , then stored from the gate G 3  in the bill counter  35  as shown by the two-dot chain line. The bills stored in the bill counter  35  are discharged from the deposit bill return slot  16 B and returned to the depositor.  
         [0045]    Finally, an explanation will be given of the flow of the bills when deposited bills are stored in the second cash storage unit  41 . The bills deposited from the deposit bill insertion slot  14 B into the depositing section  10 N are fed inside one at a time and judged as to the amount of the bills and whether the bills are normal or abnormal by the deposit discriminator  32 .  
         [0046]    When the deposited bills are stored in the second cash storage unit  41  in their entirety, they are determined as normal bills, then passed from the gate G 1  of the cash apportioner  33  through the route shown by the broken line and are stacked in the cashing temporary holder  42 . The bills stacked in the cashing temporary holder  42  still belong to the depositor, that is, the store.  
         [0047]    In this state, the deposited amount is displayed on the deposit operation panel  11 . The depositor confirms the deposited amount and performs confirmation processing. The bills stacked in the deposit temporary holder  42  are then stored in the second cash storage unit  41 . When the bills are stored in the second cash storage unit  41 , the ownership of the bills is transferred from the depositor (store) to the cash logistics company.  
         [0048]    When part of the deposited bills is stored in the second cash storage unit  41 , they are judged as normal bills, then only the amount of the bills stored in the second cash storage unit  41  is passed from the gate G 1  of the cash apportioner  33  through the route shown by the broken line and is stacked in the cashing temporary holder  42 . The remaining normal bills are passed through the gate G 1  and gate G 2  of the cash apportioner  33  and stacked in the deposit temporary holder  36 . The bills stacked in the deposit temporary holder  36  and the cashing temporary holder  42  still belong to the depositor that is, the store, as mentioned above.  
         [0049]    In this state, the total deposited amount of the bills stacked in the deposit temporary holder  36  and the cashing temporary holder  42  is displayed on the deposit operation panel  11 . The depositor confirms the deposited amount and performs confirmation processing. The bills stacked in the deposit temporary holder  36  are then stored in the first cash storage unit  37 , while the bills stacked in the cashing temporary holder  42  are then stored in the second cash storage unit  41 . When the bills are stored in the first cash storage unit  37  and the second cash storage unit  41 , the ownership of the bills is transferred from the depositor (store) to the cash logistics company.  
         [0050]    When all or part of the deposited bills is stored in the second cash storage unit  41 , the depositing section  10 N sets the amounts deposited in the first cash storage unit  37  and the second cash storage unit  41  as the deposit data and sends the data to the host computers of the financial institution and cash logistics company through the communications controller  25 . Part or all of the deposited bills is stored in the second cash storage unit  41  when the balance of the cash of the second cash storage unit  41  has not reached a prescribed amount. This prescribed amount is at least the limit of maximum payment of the cashing section  10 S. When the balance of cash in the second cash storage unit  41  reaches the prescribed amount, the deposited bills are not stored in the second cash storage unit  41 .  
         [0051]    [0051]FIG. 6 explains the flow when dispensing cash from the cashing section  10 S in the store sales proceed depositing machine  10  of FIG. 3.  
         [0052]    The person withdrawing the cash operates the cashing operation panel  1  and inserts his or her ID card. The cashing section  10 S side then verifies the identity of the person withdrawing the cash and verifies his or her bank balance. When determining that cash may be dispensed, the bills corresponding to the amount input by the person withdrawing cash on the cashing operation screen  2  are taken out from the second cash storage unit  41  and held once in the cashing temporary holder  42 . The bills in the cashing temporary holder are fed out one at a time and checked by the cashing counter  43  for normality and amount.  
         [0053]    When the bills are confirmed to be normal, the bills pass through the gate G 4  and the gate G 5  and the number for cashing is stacked in the bill dispenser  44 . The cash for cashing becomes owned by the lease company at this time and is discharged from the cashing use cash discharge slot  5  in place of the amount withdrawn from the savings account of the customer. The discharge operation ends when the shutter  5 S of the cashing use cash discharge slot  5  opens and the person withdrawing cash takes the bills out from there. A receipt is issued by the receipt issuer  24 . At that time, the cashing section  10 S uses the communications controller  25  to notify the host computer of the cash logistics company of the completion of the cashing operation and the amount cashed through the public line  18  and notifies the host computer of the financial institution of the same data through the communications line  19 .  
         [0054]    On the other hand, when the cashing counter  43  confirms that a bill is not normal, the bill is transferred through the gate G to the cashing rejection unit  46  together with the amount already stacked in the bill dispenser  44 . In this case, processing is performed to count the number of bills for payout from the start once again.  
         [0055]    Further, when the person withdrawing the cash forgets to take the cash despite the shutter  5 S of the cashing use cash discharge slot  5  being opened and the cash being available for being picked up, the shutter  5 S is closed and the forgotten cash left in the cashing use cash discharge slot  5  is stored in the forgotten cash holder  45  through the gate G 5 .  
         [0056]    In this way, in the store sales proceed depositing machine  10  of the present invention, since the route for conveyance of cash deposited in the depositing section  10 N and the route for conveyance of cash dispensed from the cashing section  10 S are configured separately, even if trouble such as jamming occurs in the route of conveyance of the bill at the time of deposit or cashing, the ownership of the cash can be identified.  
         [0057]    Here, an explanation will be made of the deposit processing of the depositing section  10 N and the cashing processing of the cashing section  10 S in the store sales proceed depositing machine  10  through which bills are conveyed as explained above while referring to FIGS. 7A, 7B,  8 A, and  8 B.  
         [0058]    [0058]FIGS. 7A and 7B explain the deposit processing in the depositing section  10 N of the store sales proceed depositing machine  10 . At the time of deposit, first, at step  701 l the depositor is made to select a deposit mode. The depositor is made to select the deposit mode to choose between actual deposit and counting of the deposited amount. After selecting the deposit mode, the depositor inserts his or her deposit card (ID) card in the depositing section. At step  702 , the ID card is scanned. In this operation, the ID of the ID card of the depositor and the registered ID stored in the depositing section  10 N are compared for verification.  
         [0059]    Next, at step  703 , it is determined whether the ID of the ID card is the registered ID. If not the registered ID, the deposit processing is not authorized and the routine is ended. If the registered ID, the control proceeds to step  704 . At step  704 , the cash insertion slot of the depositing section is opened. At the next step  705 , the insertion of cash into the depositing section is confirmed. Next, the cash inserted at step  706  is counted and it is determined whether the cash inserted at step  707  is normal or not.  
         [0060]    If the inserted cash is not normal, the control proceeds to step  715 , where the inserted cash is returned to the rejection slot and the routine is ended. On the other hand, when the inserted cash is normal, the cash counted at step  708  is held in the cash temporary storage unit. At the next step  709 , the counted cash is displayed on the deposit operation panel of the depositing section and the depositor is made to confirm if the counted amount matches the deposited amount.  
         [0061]    At step  710 , it is confirmed if the depositor has pressed the confirm key of the deposit operation panel. If he or she has, it is determined that the deposit mode selected at step  701  is the deposit mode. If not the deposit mode, it is the cash counting mode, so the control proceeds to step  714 , where the cash held in the cash temporary storage unit is discharged from the deposit bill return slot or the deposit coin return slot and the routine ended.  
         [0062]    On the other hand, when the mode is judged to be the deposit mode at step  711 , the control proceeds to step  712 , where the cash held in the cash temporary holder is stored in the cash storage unit. In actuality, the cash temporary holder is the deposit temporary holder or cashing temporary holder as explained in FIG. 5. The deposited bills are apportioned between the deposit temporary holder and the cashing temporary holder in accordance with the balance of the bills in the second cash storage unit and thereby stored apportioned between the first and second cash storage units, but no explanation will be given of the details of this here.  
         [0063]    If cash held at step  712  is stored in the cash storage unit, at step  713 , the depositing section sends the deposit date and time, store code, deposited amount, operation ID, and other data to the cash logistics company and the financial institution through the public line and communications line and the routine is ended. Here, the example is shown of the case where when data is sent from the depositing section to the cash logistics company, the cash logistics company sends data on the deposit date and time, the store account, and the deposited amount to the financial institution. In storing cash held at step  712 , when the deposited bills are apportioned to the second cash storage unit, the data transmitted from the depositing section to the cash logistics company at step  713  includes this apportioning data as well.  
         [0064]    Further, as another example, at step  713 , at the time of deposit, the financial institution collects the deposited amount from the account of the cash logistics company based on the deposit data input through the communications line and notifies this to the cash logistics company.  
         [0065]    [0065]FIGS. 8A and 8B explain the cashing routine using the cashing section  10 S of the store sales proceed depositing machine  10 . At the time of cashing, the person withdrawing the cash inserts his or her bank cashing card or credit card or other ID card in the cashing section. The cashing section scans the ID card at step  801  and reads the data such as the account number in the financial institution, the PIN, etc. At the next step  802 , the section receives the PIN of the ID card and compares it against the PIN read at step  801 . When the PINs match, at the next step  803 , the input of the cashing amount is accepted. When the PINs do not match, the input of the cashing amount is not accepted. Here, however, the explanation of the processing when the PINs do not match will be omitted.  
         [0066]    When the PINs match and the cashing amount is input, at step  804 , the cashing section communicates with the host computer of the financial institution through the host computer of the cash logistics company, determines if the cashing amount is present in the savings account of the person withdrawing the cash, and notifies the cashing section of whether or not it authorizes cashing. The authorization for cashing may also be made directly to the financial institution using the communications line. The cashing section determines whether cashing has been authorized at step  805  and when cashing is not authorized, ends the routine there as it is. On the other hand, when cashing is authorized, the control proceeds to step  806 , where the bills are taken out from the second cash storage unit, the cashing use cash is counted, and it is determined if the cashing use bills are normal or not.  
         [0067]    When a bill taken out from the second cash storage unit isnot normal, the control proceeds to step  808 , where the already counted bills are retrieved at the cashing rejection unit. The control returns to step  806 , where bills are again taken out from the second cash storage unit, the cashing use cash is counted, and it is determined if the cashing use bills are normal or not. If the cashing use bill are all normal, the counted currency is held in the cash temporary holder at step  809 . Next, at step  810 , the shutter of the bill dispenser of the cashing section is opened and the bills held in the cash temporary holder are made available from the bill dispenser.  
         [0068]    When all of the bills have been taken out after the shutter is opened, the control proceeds to step  812 , where the cashing section transmits the cashing date and time, the store code, the cashed amount, the operation ID, and other data through the public line to the cash logistics company and the routine is ended. Here, the example is shown of the case where when data is sent from the cashing section to the cash logistics company, the cash logistics company then transmits the cashing date and time, the store account, and the cashed amount to the financial institution. Further, when the bills are not taken out from the bill dispenser even after the elapse of a predetermined time regardless of the fact that the shutter is opened, the control proceeds to step  813 , where the cash in the bill dispenser is taken into the cashing section, the cash forgotten to be taken is transferred to the forgotten cash holder, and the routine is ended. As another example, at step  812 , the cashing data is sent first to the financial institution through the communications line and the cashing data is sent from the financial institution to the cash logistics company.  
         [0069]    Here, the stages of ownership of the cash inside the store sales proceed depositing machine  10  explained above will be clarified using FIG. 9.  
         [0070]    The bills B and the coins C of the sales proceeds of the store are owned by the store while outside the depositing section  10 N. Even when the bills B enter the depositing section  10 N from the deposit bill insertion slot  14 B and the coins C enter the depositing section  10 N from the deposit coin insertion slot  14 C, the bills B and the coins C still belong to the store while the bills B and the coins C are in the deposit temporary holder  36 . This is because the bills B and the coins C held in the deposit temporary holder  36  may be returned from the depositing section  10 N.  
         [0071]    On the other hand, the coins C held in the deposit temporary holder  36  become owned by the cash logistics company when the coins C enter the coin cassette  37 C forming part of the first cash storage unit. Further, the bills B held in the deposit temporary holder  36  become owned by the cash logistics company when the bills B enter the bill cassette  37 B forming part of the first cash storage unit or when they enter the cashing use bill stacker  41  forming part of the second cash storage unit.  
         [0072]    Next, at the cashing section  10 S side, the ownership of the bills is transferred from the cash logistics company to the lease company when the bills are taken out from the cashing use bill stacker  41  and reach the bill dispenser (shown as the bill pool in the figure)  44 . Further, the bills B become owned by the person withdrawing the bils (customer) when the bills B are taken outside of the cashing section  10 S from the bill pool  44 .  
         [0073]    Note that when a bill taken out from the cashing use bill stacker  41  is judged to be not normal and enters the cashing rejection unit  46 , the rejected bill still belongs to the cash logistics company. Further, the bills B from the bill pool  44  taken outside the cashing section  10 S, but forgotten by the withdrawing customer and held in the forgotten cash holder  45  in the cashing section  10 S belong to the withdrawing customer.  
         [0074]    The bills reaching the bill pool  44  become owned once by the lease company since the bills are used for paying out the equivalent of the amount withdrawn from the savings account of the customer receiving the cash and under the law usually the lease company is paying out the cash.  
         [0075]    Next, an explanation will be given of an example of the configuration of an actual system using the store sales proceed depositing machine  10  of the present invention with reference to FIG. 10. The store sales proceed depositing machine  10  of the present invention is installed in a store  30  in a wall W. The depositing section  10 N is designed to be used by employees J of the store for depositing cash, while the cashing section  10 S is designed to be used by customers K of the store. The store sales proceed depositing machine  10  connects to the management center  50  of the cash logistics company  40  through the public line  18 . Further, the store sales proceed depositing machine  10  sends the data of deposits into the depositing section  10 N from employees J through the public line  18  to the deposit use host computer  51  of the management center  50  and sends the data on cash dispensed from the cashing section  10 S through the same public line  18  to the cashing use host computer  52  of the management center  50  individually. The host computer  52  includes a cashing use server  53  and a financial institution transmission server  54  connected to the cashing use server  53 . The financial institution transmission server  54  connects through the communications line  19  to the host computer  61  of the financial institution in which the person withdrawing the cash has a savings account, that is, the bank  60 .  
         [0076]    Further, it is possible to connect the store sales proceed depositing machine  10  through the communications line  19  directly to the host computer  61  of a financial institution, that is, a bank  60 .  
         [0077]    At this time, the deposit data is processed by the deposit use host computer  51  of the management center  50 . Further, the cashing data is processed by the cashing use host computer  52  of the management center  50  and host computer  61  of the bank  60  and host computer  71  of a credit company or life insurance company etc.  70  connected to it through the communications line  19 . This is because the deposit processing host computer  51  is for processing the data on deposits of sales proceeds of the machine installed in the store, and the post processing such as the work of rechecking sales proceeds after receipt of data from the depositing section  10 N and the counting after recheck and transmission of the count data to the bank can be performed at just the host computer  51  of the management center  50 .  
         [0078]    On the other hand, the cashing service requires verification of the balance in the account of the customer at the bank  60  or authorization for cashing from a credit company etc.  70  and requires a data antitampering and theft means in the host computer  52  of the management center to maintain confidentiality of customer information. That is, the cashing processing requires the same processing time and capability of frequency of use as current cash dispensers of financial institutions. Therefore, the cashing service is managed not by processing of data in the host computer for deposit processing in the management center  50 , but by providing a separate special host computer  52  for cashing processing in the management center  50  and sending the data  71  to the host computer  61  of the bank  60  and host computer of a credit company etc.  70  through the special host computer  52  for cashing processing. In this way, to enable the cash logistics company  50  to provide the cashing service, a special host computer  52  for cashing processing separate from the host computer  51  for deposit processing is provided in the management center  50  of the cash logistics company  40 .  
         [0079]    Further, it is possible to provide a subsystem  55  in the management center  50  and input the results of processing of the host computer  51  processing the deposit data and the host computer  52  of the managing the cashing service into the subsystem  55  to feed back the results of completion of cashing to the deposit data. Further, by feeding back the cashing data into the deposit data, it becomes possible to ensure a match between the amounts of the cash remaining in the store sales proceed depositing machine  10  and the cash to be retrieved by the cash logistics company  40  from the store sales proceed depositing machine  10 .  
         [0080]    Further, the management center  50  can connect with a security company  56  or maintenance company through the public line  18 . Note that as mentioned above, data on deposits and cashing can be sent from the store sales proceed depositing machine  10  through the communications line  19  to the host computer  61  of the bank  60  directly and that data sent from the bank  60  side to the cash logistics company  40 .  
         [0081]    In the system configured as explained above, the following are possible:  
         [0082]    (1) By diverting part of the sales proceeds of the store  30  for use for cashing inside the store sales proceed depositing machine  10  and thereby reducing the frequency of retrieval of cash by the cash logistics company  40  and by using the store sales proceed depositing machine  10  for a cashing service, the profit obtained from the cashing service can be returned to the store  30  side and therefore the cost of installation and use of the store sales proceed depositing machine  10  at the store  30  side can be reduced.  
         [0083]    (2) The sales proceeds of the store  30  are stored inside the store sales proceed depositing machine  10  until being retrieved by the cash logistics company  40 , so it becomes necessary to reconcile the interest lost with the data of the immediate remittance, but the interest burden can be reduced by making effective use of the sales proceeds for the cashing.  
         [0084]    (3) Since sales proceeds of the store  30  can be retrieved and cash for cashing can be resupplied in the same store sales proceed depositing machine  10 , the work of the cash logistics company  40  can be reduced from the former trip for retrieval of cash and trip for resupply of cash to a single trip and therefore the logistics cost can be reduced.  
         [0085]    (4) With just deposit of sales proceeds, use of the store sales proceed depositing machine  10  by just the store manager results in poor efficiency of utilization, but by enabling use of the other side of the store sales proceed depositing machine  10  as a cashing section, customers visiting the store  30  can be provided with additional service, the space where the machine is installed in the store can be used for providing additional service to the customers, and therefore use for providing additional service becomes possible.  
         [0086]    Note that in the above embodiments, the explanation was given of a store sales proceed depositing machine with a cashing section provided at the rear side of a depositing section, but the cashing section does not have to be at the rear side of the store sales proceed depositing machine. The side where it is provided is not particularly limited so long as it is not the same side as the depositing section.  
         [0087]    As explained above, according to the store sales proceed depositing machine of the present invention, by providing a cashing operation side having a cashing service function at a side opposite to the deposit operation side of the machine, using part of the cash stored in the depositing section for cashing, and enabling payout with each cashing instruction and by managing the deposit data and cashing data by different host computers, there is the effect that a single machine can manage deposits of sales proceeds and provide a customer cashing service. As a result, the frequency of retrieval and resupply of cash by the cash logistics company can be reduced and the cost of installation of a sales proceed deposit machine at the store side can be lowered by use of the deposit machine as a cashing machine.