of 80 different negative events that might happen to them in the future. So, for example, I might ask you: "What is the likelihood that you'll suffer hearing loss in your future?" And let's say you think it's about 50%. Then, I give you the opinion of two different experts. So, expert A tells you: "You know, for someone like you, I think it's only 40%." So, they give you a rosier view of your future. Expert B says: "You know, for someone like you, I actually think it's about 60%. It's worse." So, they give you a bleaker view of your future.