up until the time you started listening to this message what were your plans for increasing your income how much do you want to earn and how much money had you decided to be worth by the time you're 65 you see people who earn large incomes aren't lucky and they're not crooks as those without money are so fond of pretending nor are they end up with more brains or talent necessarily than their friends and neighbors nor are they privy to our cult secrets and only a very few were lucky enough to have had rich fathers or grandfather's most of the