Judul: Benefit of Pre-retirement Training and Financial Planning toward Retirement Financial Literacy
Abstrak: Masa pensiun perlu dipersiapkan sejak dini agar dapat hidup sejahtera di hari tua. PT Pupuk Kalimantan Timur merupakan salah satu perusahaan yang memfasilitasi karyawannya dengan kegiatan pelatihan purna tugas untuk karyawannya yang akan memasuki masa pensiun. Penelitian ini bertujuan untuk mengetahui hubungan manfaat pelatihan purna tugas, perencanaan keuangan, dan literasi keuangan di hari tua. Penelitian ini menggunakan desain cross sectional study dengan lokasi di perusahaan PT. Pupuk Kalimantan Timur. Penelitian melibatkan 80 orang pensiunan sebagai responden dengan menggunakan teknik voluntary sampling. Hasil penelitian menunjukkan bahwa pelatihan purna tugas memiliki manfaat positif. Rendahnya perencanaan keuangan prapensiun dan literasi keuangan di hari tua terkategori sedang. Perencanaan keuangan prapensiun dan pendapatan berhubungan positif signifikan dengan literasi keuangan di hari tua. Hubungan negatif signifikan ditemukan antara pengelola keuangan dengan manfaat pelatihan purna tugas., Retirement is a term of life when the workers are no longer working. Hence, they should have a preparation from an earlier time to live a prosperous and financially secure life. As a company, PT Pupuk Kalimantan Timur has facilitated their employees by organising a pre-retirement training for those who are about to retire. This study aims to examine the correlations of pre-retirement training attitudes, financial planning, and retirement financial literacy. This research employed a cross-sectional study design, and involved 80 retirees of PT Pupuk Kalimantan Timur as the respondents that had been selected using a voluntary sampling technique. This research shows that the sample has a positive attitude towards pre-retirement training. There is a significant positive relationship between pre-retirement financial planning, family income, and financial literacy. A significant negative relationship is found between benefit about retirement training and managing finances.
Keyword: financial literacy, pre-retirement training, pre-retirement planning

Judul: Financial Literacy, Financial Self-Efficacy, Future Orientation and Theory of Planned Behaviour of Retirement Fund Interest
Abstrak: Indonesia memiliki angkatan kerja yang tinggi, namun hanya 6% atau 3.990.234 orang yang menjadi anggota dana pensiun. Berdasarkan survei DPLK tahun 2020 hanya 14% generasi milenial yang memiliki program pensiun, padahal generasi ini paling rentan menghadapi pensiun. Tujuan penelitian ini adalah untuk mengidentifikasi tingkat literasi keuangan, financial self-efficacy, orientasi masa depan dan faktor-faktor theory of planned behavior yang memengaruhi minat investasi dana pensiun pada generasi milenial. Data yang digunakan berupa data primer dan sekunder dengan metode analisis menggunakan SEM-PLS. Penelitian dilaksanakan di Jabodetabek pada bulan Maret-Juli 2023. Hasil penelitian menunjukkan bahwa minat investasi dana pensiun generasi milenial dipengaruhi secara signifikan oleh orientasi masa depan, attitude toward behavior, dan perceived behavioral control. Literasi keuangan, financial self-efficacy, dan subjective norm memiliki arah pengaruh positif namun tidak signifikan terhadap minat investasi dana pensiun. Implikasi penelitian ini menunjukkan bahwa tingkat literasi keuangan, financial self-efficacy, dan orientasi masa depan yang baik akan berdampak positif terhadap minat investasi dana pensiun seseorang. Oleh karena itu, perlu adanya upaya untuk meningkatkan literasi keuangan dana pensiun, financial self-efficacy, dan orientasi masa depan pada generasi milenial guna mengajak mereka berinvestasi dana pensiun demi mencapai keuangan yang lebih stabil ketika memasuki masa pensiun., Indonesia has a high labor force, but only 6% or 3,990,234 people are members of pension funds. Based on a 2020 DPLK survey, only 14% of millennials have a pension plan, even though this generation is most vulnerable to retirement. The purpose of this study is to identify the level of financial literacy, financial self-efficacy, future orientation and theory of planned behavior factors that influence pension fund investment interest in the millennials. The data used are primary and secondary data with the analysis method using SEM-PLS. The research was conducted in Jabodetabek in March-July 2023. The results showed that millennials' pension fund investment interest was significantly influenced by future orientation, attitude towards behavior, and perceived behavioral control. Financial literacy, financial self-efficacy, and subjective norm have a positive but insignificant direction of influence on pension fund investment interest. The implications of this study indicate that a good level of financial literacy, financial self-efficacy, and future orientation will have a positive impact on pension fund investment interest. Therefore, it’s necessary to increase the financial literacy of pension funds, financial self-efficacy, and future orientation in millennials to encourage them to invest in pension funds in order to achieve more stable finances during retirement.
Keyword: financial literacy, financial self-efficacy, future orientation, millenials, pension fund

Judul: Sintesis Kemosensor Ion Hg(II) Berbasis Hemisianin
Abstrak: In this study, hemicyanine-based chemosensor was successfully synthesized from 3-(carboxymethyl)-2-methylbenzotiazolium bromide (kmb salt) and 4- diethylamino-2-hydroxybenzaldehyde through condensation reaction. Hemicyanine product was (E)-2-(2-(4-(diethylamino)-2-hydroxystyryl)benzo[d] thiazol-3-ium-3-yl)acetate (hemicyanine 1). Kmb salt and hemicyanine 1 were characterized using 1H nuclear magnetic resonance and Fourier transform infrared spectroscopy. The presence of Hg(II) ions shifted the maximum absorption wavelength from 541 to 462.5 nm. The ability of hemicyanine 1 to selectively recognize Hg(II) ions was evidenced by solution color change from red to yellowish green. The role of –OH group on selectivity and sensitivity of hemicyanine 1 toward Hg(II) ions was proven by synthesizing another hemicyanine compound without –OH group, that was (E)-2-(2-(4- (dimethylamino)styryl)benzo[d]thiazol-3-ium-3-yl)acetate (hemicyanine 2). Ultraviolet-visible spectrum of hemicyanine 2 with Hg(II) ions did not shift the maximum absorption wavelength and did not change the color of hemicyanine solution. As the result, hemicyanine 2 cannot be used as chemosensor for Hg(II) ions.
Keyword: Bogor Agricultural University (IPB), Hg(II), hemicyanine, chemosensor