Judul: Faktor-Faktor yang Memengaruhi Keputusan Pembelian Rumah dengan Sistem Syariah Tanpa Bank (Studi Kasus Developer Properti Syariah Bogor).
Abstrak: Rumah merupakan kebutuhan dasar yang harus dipenuhi. KPR syariah merupakan salah satu alternatif yang membantu masyarakat muslim menghindari praktik riba yang ada di bank konvensional. Selain itu, munculnya pengembang properti yang tanpa melibatkan bank dalam skemanya, seperti Developer Property Syariah (DPS) dapat menjadi alternatif masyarakat muslim dalam memenuhi kebutuhan rumah. Penelitian ini bertujuan mendeskripsikan skema yang dijalankan DPSserta faktor-faktor yang memengaruhi keputusan pembelian rumah tanpa bank melalui DPS. Metode yang digunakan dalam penelitian ini adalah regresi linear berganda. Hasil penelitian menunjukkan bahwa faktor pengetahuan konsumen, skema yang ditawarkan DPS, lokasi, harga dan profesi karyawan swasta berpengaruh positif dan signifikan terhadap keputusan pembelian rumah melalui DPS.
Keyword: Keputusan Pembelian Rumah, Developer Property Syariah, Regresi Linear Berganda

Judul: Determinant of Customer's Decision in Choosing Islamic Mortgages
Abstrak: Pembiayaan Pemilikan Rumah (PPR) syariah menjadi solusi untuk masyarakat yang ingin membeli rumah dengan sistem angsur dan sesuai hukum syariah. Saat ini, market share PPR syariah lebih rendah dibandingkan kredit pemilikan rumah konvensional, namun di sisi lain pertumbuhan PPR syariah jauh lebih tinggi. Tujuan penelitian ini adalah menganalisis faktor-faktor yang memengaruhi keputusan nasabah dalam memilih PPR syariah di Kota dan Kabupaten Bogor. Metode penelitian yang digunakan adalah analisis deskriptif dan regresi logistik dengan jumlah sampel 57 responden yang membeli rumah pertama menggunakan PPR syariah atau KPR konvensional. Hasil penelitian menunjukkan bahwa variabel prosedur dan biaya memiliki pengaruh positif signifikan terhadap keputusan nasabah dalam memilih PPR syariah., Islamic mortgage is a solution for people who want to buy a house with installment payment and according to sharia law. Currently, the market share of Islamic mortgages is lower than conventional mortgage. On the other hand, the growth of Islamic mortgages is much higher. This study aims to analyze factors affecting customer decisions in choosing Islamic mortgages in the City and Regency of Bogor. The research methods used are descriptive and logistic regression with a sample of 57 respondents who bought their first house using Islamic mortgages or conventional mortgages. The results showed that the procedure and cost variables had a significant positive effect on customer decisions in choosing Islamic mortgages.
Keyword: Cost, Credit, Islamic Mortgages, Logistic Regression, Procedure

Judul: Characterization and Expression of Tomato infectious chlorosis virus Coat Protein Gene in Escherichia coli
Abstrak: Tomato infectious chlorosis virus (TICV) is a member of Crinivirus genus. TICV infects tomato crop in Garut and Cipanas, West Java Indonesia. Tomato initially showed bright interveinal yellowing symptoms. The coat protein gene (CP-TICV) was amplified by RT-PCR from total RNA extracted from infected tomato leaves and the amplified fragment was cloned and completely sequenced. The fragment was subsequently subcloned into the pET-21b expression vector. The recombinant plasmid was transformed to Escherichia coli strain BL21(DE3)pLysS to express the coat protein. The coat protein fused to a 6xhistag, was purified by affinity chromatography using a NiNTA spin column. The identity of the purified protein was confirmed by SDS-PAGE. In this experiment, 792 bp of CP-TICV gene of TICV virus has been successfully cloned, sequenced, and expressed in E. coli. Based on nucleotide sequences alignment analysis, TICV-Indonesia strain showed 100% identity to TICV –Spain strain and 99% identity to North America, France, and California strains and based on amino acid sequences alignment analysis, TICV-Indonesia strain showed 100% identity to TICV –Spain, North America, France strains and 99.2% identity to California strain. CP-TICV showed over expressed in E. coli when it is induced with 1 mM IPTG and incubated at 37oC. Purified CP-TICV-Histag recombinants protein sized 29 kDa based on SDSPAGE analysis.
Keyword: