Judul: Analisis strategi perusahaan pada PT. Reasuransi nasional Indonesia
Abstrak: Reasuransi yaitu persetujuan antara penanggung (ceding company) dan reasuradur, dimana penanggung menyetujui untuk menyerahkan/melimpahkan seluruh atau sebagian resiko atas suatu pertanggungan yang ditutupnya (ditanggung) kepada reasuradur, dan dengan menerima premi dari penanggung sebagaimana telah ditetapkan sebelumnya, reasuradur menyetujui untuk membayar ganti rugi kepada penanggung berhubung dengan kerugian yang terjadi atas pertanggungan yang ditutupnya tersebut, semuanya itu berdasarkan atas syarat-syarat sebagaimana ditetapkan dalam perjanjian. Ceding company atau reinsured biasanya adalah sebuah perusahaan asuransi, sedangkan reasuradur atau reinsurer adalah sebuah perusahaan asuransi atau perusahaan reasuransi.
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Judul: Analisis industri asuransi kerugian di indonesia berdasarkan pendekatan struktur perilaku dan kinerja
Abstrak: Asuransi merupakan salah satu industri yang terus menjanjikan perkembangannya dimasa yang akan datang. Hal ini dapat dilihat dari jumlah , premi yang diterima oleh industri tersebut meningkat sebesar 19 persen pada tahun 2002.
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Judul: Bioelectricity Production from Citrobacter freundii GBH253 and Chlorella pyrenoidosa on Microbial Fuel Cell Anode with Different Carbon Sources
Abstrak: Microbial Fuel Cell (MFC) development has significantly increased from various aspects to get higher and more stable electricity. Developing MFC on microorganism aspect is very important because it plays a crucial role in the MFC system. C. freundii GBH253 is one of the potential exoelectrogen bacterium that could be developed for the MFC system. Integrating C. freundii GBH253 and electricity-producing microalgae, such as C. pyrenoidosa, in the anode of MFC could get more stable and higher electricity. In this study, C. freundii GBH253 and C. pyrenoidosa were coupled to produce electricity from different substrates. C. freundii GBH253 and C. pyrenoidosa were tested on three different media types before being tested on MFC. They were also examined for the co-cultivation test to determine the symbiotic relationship between the two microorganisms. The MFC test was conducted using the Randomized Block Design Factorial and the Tukey test to see significant differences from each treatment. The parameters observed in this study were voltage, power density, Chemical Oxygen Demand (COD), Coulombic Efficiency (CE), pH, and volatile fatty acid (VFA). C. freundii GBH253 cannot grow on microalgae medium, while C. pyrenoidosa could grow on bacterial medium and a mixture of bacterium and microalgae media. The bacterium gained benefit from co-culture with microalgae. In the MFC test, electricity was generated in all treatments, which bacterium + microalgae with acetate treatment could generate power density up to 211,97 mW/m2 and the most stable compared to others. Production of electricity in bacterium-microalgae combination dominated by the bacterium; hence, microalgae still help bacterium by producing electricity and raised the COD value. The pH value of all treatments was higher than the initial pH. Acetate and phenol were VFA produced in all treatments, whereas butyric acid and propionic acid were found in some treatments. Pearson correlation showed that some VFA highly correlated with power density.
Keyword: Chlorella pyrenoidosa, Substrate, Microbial Fuel Cell, Electricity Producing Microalgae, Volatile Fatty Acid, Citrobacter freundii