Judul: Faktor-faktor yang Memengaruhi Preferensi Masyarakat dalam Menggunakan Asuransi Syariah (Studi Kasus PT Takaful Keluarga Bogor).
Abstrak: Asuransi merupakan salah satu alternatif yang dapat digunakan untuk mengantisipasi kerugian-kerugian yang timbul akibat risiko dalam kehidupan manusia. Di Indonesia pertumbuhan asuransi dikhawatirkan tidak dapat sejalan dengan perkembangan kebutuhan mayoritas penduduk negara Indonesia yang beragama Islam. Kehadiran asuransi syariah pada tahun 1994 di Indonesia merupakan jawaban untuk memenuhi kebetuhan umat Muslim untuk bertransaksi sesuai dengan prinsip-prinsip syariah. Penelitian ini menganalisis faktor-faktor yang memengaruhi preferensi masyarakat dalam menggunakan asuransi syariah. Penelitian dilakukan di PT Asuransi Takaful Keluarga RO Ruhul Jadid Bogor dan PT Asuransi Jiwasraya Bogor dengan jumlah responden sebanyak 60 orang. Pengambilan sampel menggunakan teknik Purposive Sampling dengan analisis data menggunakan metode regresi logistik dan analisis deskriptif. Hasil penelitian menunjukan bahwa faktor-faktor yang memengaruhi preferensi masyarakat terhadap asuransi syariah adalah premi, promosi, lokasi, dan pengetahuan.
Keyword: asuransi syariah, preferensi, regresi logistik

Judul: Analysis of Factors that Affect Society in choosing Sharia Life Insurance in Kabupaten Bogor
Abstrak: Salah satu kabupaten dengan populasi terbesar dan luas terbesar di Indonesia adalah Kabupaten Bogor. Dengan banyaknya penduduk muslim di Kabupaten Bogor, potensi pengembangan asuransi jiwa syariah di Kabupaten Bogor termasuk sangat besar atau potensial. Namun, persentase market share asuransi jiwa syariah di Kabupaten Bogor masih tergolong rendah. Oleh karena itu, tujuan dari penelitian ini adalah untuk mengidentifikasi karakteristik masyarakat dan menganalisis faktor-faktor yang memengaruhi masyarakat dalam memilih asuransi jiwa syariah di Kabupaten Bogor. Penelitian ini menggunakan data primer sejumlah 100 responden serta menggunakan metode analisis deskriptif dan analisis SEM-PLS. Hasil penelitian menunjukkan bahwa faktor promosi, pengetahuan, dan religiusitas berpengaruh positif dan signifikan terhadap minat memilih asuransi jiwa syariah. Sedangkan variabel produk, kontribusi, dan pelayanan tidak signifikan terhadap minat memilih asuransi jiwa syariah. Hasil uji R-Square menunjukkan bahwa tiap-tiap variabel dapat secara efektif menjelaskan pengaruh terhadap Minat Memilih Asuransi Jiwa Syariah (Y) sebesar 18,6 persen. Variabel lain dapat menjelaskan persentase yang lebih besar, yaitu 81,4 persen, dari variabel yang tidak termasuk dalam model penelitian ini., One of the largest and most populous Kabupaten in Indonesia is the Kabupaten Bogor. With the large number of Muslim population in the Kabupaten Bogor area, the potential for the development of Sharia life insurance in Bogor region is huge or potential. However, sharia life insurance market share in Kabupaten Bogor is still low. Therefore, the aim of this research is to identify the characteristics of society and analyze the factors that influence society in choosing Sharia life insurance in the Kabupaten Bogor area. The study used primary data from a total of 100 respondents as well as using methods of descriptive analysis and analysis modeling SEM-PLS. Research findings show that the factors of promotion, knowledge, and religion have a positive and significant influence on interest in choosing Sharia life insurance. While product variables, contributions, and services are not significant to the interests of choosing Sharia life insurance. The results of the R-Square test showed that each variable could effectively explain their influence on Interest in Choosing Sharia Life Insurance (Y) by 18.6 percent. Other variables could explain a larger percentage, namely 81.4 percent, of variables not included in this study model.
Keyword: Kabupaten Bogor, Public Interest, SEM-PLS, Sharia Life Insurance

Judul: Hybrid solar cells of ZnO nanoparticles/chlorophyll was modified metal ions (Zn2+ and Cu2+ )
Abstrak: Zinc Oxide (ZnO) is a n-type semiconductor with a wide the energy band (Band Gap) is 3.37 eV at room temperature and 3.34 eV at low temperature with a large exiton binding energy is 60 meV. ZnO has been synthesized by hydrothermal method, resulting in a decrease in particle size over the duration of the hydrothermal changes. Crystallographic structure of ZnO were characterized using XRD, has shown the characteristic pattern of a hexagonal wurtzite structure, the crystallite size increases to changes in particle size. Changes in particle size has also led to a change in the absorption peak of ZnO as has been demonstrated posted under test using the optical properties of UV-Vis spectrophotometer. Changes of this uptake has also led to changes in the energy band gap, which increases its band gap energy of the particle size. In electronic applications, especially in solar cells. Chlorophyll is considered less effective, because of their very nature are easily degraded as a result of several reactions which are acid, lighting and temperature. The results of the stability test using a halogen lamp 34 W/m2 for 5 hours, that the substitution of chlorophyll with metal ions Zn2+ and Cu2+ has been shown to form more stable than natural chlorophyll. The characterization of the optical properties, the combination of ZnO / chlorophyll in the form of hybrid films has led to a shift in the absorption region of ZnO becomes more widely from the UV to Visible. ZnO/chlorophyll has absorption range of 350-515 nm, ZnO / Zn-feofitin 332-401 nm and 332-632 nm for Cu-feofitin. The combination of ZnO/chlorophyll and CuSCN as a solid electrolite in hybrid solar cell, a modified chlorophyll with metal ions Zn2+ and Cu2+ has been shown to form a more stable I-V curve. It is characterized by its fill factor value greater than natural chlorophyll. Nevertheless, solar cells with natural chlorophyll has been able to produce higher efficiency values of chlorophyll were substituted.
Keyword: Hydrothermal, ZnO/Chlorophyll modified, Hybrid Solar Cell