Judul: Pengaruh Literasi Keuangan Syariah Terhadap Perilaku Keuangan Masyarakat Sekitar Pondok Pesantren Di Kecamatan Cibitung Bekasi.
Abstrak: Literasi keuangan syariah erat kaitannya dengan kemampuan seseorang dalam mengetahui serta memahami produk dan jasa keuangan syariah berdasarkan prinsip syariah. Tujuan literasi keuangan syariah diharapkan tidak hanya mengetahui dan memahami lembaga jasa keuangan syariah serta produk dan jasa keuangan syariah, melainkan juga bagaimana agar dapat mengubah dan memperbaiki perilaku masyarakat dalam pengelolaan keuangan syariah sehingga mampu meningkatkan kesejahteraan masyarakat. Penelitian ini bertujuan untuk menganalisis tingkat literasi keuangan syariah, perilaku keuangan masyarakat dan pengaruh tingkat literasi keuangan syariah terhadap perilaku keuangan pada masyarakat sekitar pondok pesantren. Analisis data menggunakan analisis statistik deskriptif dan analisis regresi linier berganda. Secara kumulatif, seluruh variabel literasi keuangan syariah berpengaruh positif terhadap perilaku keuangan masyarakat. Secara parsial, masing-masing variabel berpengaruh secara positif.
Keyword: literasi keuangan syariah, perilaku keuangan, pondok pesantren

Judul: Pengaruh Literasi, Inklusi, Locus of Control dan Perilaku Rasional Investor terhadap Keputusan Investasi Syariah
Abstrak: Pertumbuhan jumlah investor syariah mengalami peningkatan yang pesat. Namun, pengambilan keputusan investasi di Indonesia masih relatif rendah yang dilihat dari jumlah Single Investor Identification (SID) belum mencapai 1% dari total penduduk Indonesia. Penelitian ini bertujuan untuk mengidentifikasi tingkat literasi keuangan syariah di DKI Jakarta dan menganalisis pengaruh literasi, inklusi, locus of control dan perilaku investasi terhadap keputusan investasi di DKI Jakarta dengan total responden 151 orang. Analisis data dilakukan dengan SEM-PLS dan analisis deskriptif. Hasil penelitian ini menunjukkan bahwa tingkat literasi keuangan syariah di DKI Jakarta termasuk cukup baik (sufficient literate). Literasi, inklusi, dan locus of control berpengaruh terhadap keputusan investasi sementara perilaku rasional investor tidak berpengaruh terhadap keputusan investasi., The number of islamic investors has grown rapidly in recent years. However, investment decision making in Indonesia remains relatively low as evidenced by the number of Single Investor Identification (SID) which has not reached 1% of Indonesia total population. This study aims to measure the level of islamic financial literacy and analyze the effect of literacy, inclusion, locus of control and investment behavior towards investment decision amounted to 151 people obtained by distributing questionnaires to sharia investors in DKI Jakarta. Data were analyzed using SEM-PLS and descriptive statistical. The results of this study show the level of islamic financial literacy in DKI Jakarta is sufficient literate. Islamic financial literacy, sharia financial inclusion and locus of control influence significantly to investment decision. Investment behavior does not significantly influence investment decision.
Keyword: SEM-PLS, DKI Jakarta, investor syariah, keputusan investasi, perilaku rasional

Judul: Characteristic of chili drying (Capsicum annum L.) as a natural dyeing cosmetic
Abstrak: Chilli (Capsicum sp.) contains carotenoids, which are a group of natural pigments consist of red, orange or yellow color. Carotenoids can be dissolved in lipid so that they can be applied to oil-based cosmetic ingredients. Therefore, chilli is potential to be developed as cosmetic colorants. However, pungency of red chili needs to be removed because it is irritating and it provides stinging sensation to skin. Red chilli was investigated as a potent material for a cosmetic colourant in this research because it has a nice uniform red color and has a pungency level less than cayenne pepper. The purpose of this research was to investigate the influence of blanching on drying characteristics of red chilli using a tray dryer, determine the proper time of chili blanching in sodium bisulfite solution, examine color changes stability of red chili powder as a cosmetic dye, and analyze the effect of oleoresin extraction on color and pungency level of red chili powder. The results showed that blanching could affect the drying characteristics. Blanching the chilli for 9 minutes prior drying could speed up the drying rate of chilli and thus the drying time, therefore, the chilli achieved the desired moisture content fast. Sodium bisulfite solution of 0.2%, used as the blanching media, could maintain the color well. However, longer time of blanching might cause several pigments soluble in the blanching media. Blanching the chilli for 9 minutes was able to maintain red color after the stability tested and after extraction of oleoresin. Therefore, blanching red chilli in a solution of 0.2% sodium bisulfite for 9 minutes prior drying is concluded as the best treatment to retain the color of red chilli powder
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