Judul: Correlation between the level of Baitul Maal Wat Tamwil (BMT) performance and the level of member empowerment (Case BMT Insan Mulia, Palembang City)
Abstrak: Hadirnya Baitul Maal Wat Tamwil (BMT) selaku lembaga mikro syariah, telah menjadi penggerak UMKM yang mengalami penurunan produktivitas operasional sepanjang wabah Covid-19 dengan penerapan sistem syariah untuk memberdayakan masyarakat secara ekonomi dan non ekonomi. Penelitian ini bertujuan untuk mengkaji hubungan tingkat kinerja Baitul Maal Wat Tamwil (BMT) dengan tingkat keberdayaan anggota (Kasus BMT Insan Mulia Kota Palembang). Proses pengumpulan data menerapkan metode penelitian berupa metode survei melalui pendekatan kuantitatif dengan penyebaran instrumen kuesioner kepada 30 responden dan pendekatan kualitatif didukung oleh data kualitatif, berupa wawancara mendalam dan data sekunder. Data kuantitatif dianalisis menggunakan uji korelasi Spearman dengan bantuan software SPSS. Hasil yang diperoleh adalah terdapat hubungan yang signifikan dan kuat antara tingkat kinerja Baitul Maal Wat Tamwil (BMT) Insan Mulia dengan Tingkat Keberdayaan Anggota (Kasus BMT Insan Mulia Kota Palembang)., The exsitence of Baitul Maal Wat Tamwil (BMT) as a sharia micro institution, has become a driving-force for MSME (UMKM) that experienced a decline in operational productivity during the Covid-19 outbreak with the implementation of the sharia system to empower the community economically and non-economically. This research aims to examine the correlation of BMT’S performance level with the level of empowerment of BMT members (Study research in BMT Insan Mulia Palembang City). The process of data collection was applied with survey method with quantitative approaches through questionnaire instruments that diffuse to 30 respondents and qualitative approaches are supported by qualitative data, in the form of in-depth interviews and secondary data. Quantitative data were analyzed using the Spearman correlation test through SPSS software and Microsoft Excel. The results obtained by this research is a significant relationship between the performance level of Baitul Maal Wat Tamwil (BMT) Insan Mulia and the level of Member Empowerment (Case: BMT Insan Mulia, Palembang City).
Keyword: BMT, Performance, Empowerment

Judul: Efficiency Analysis of Baitul Maal wa Tamwil (BMT) Induk Koperasi Syariah Member’s during 2015-2019
Abstrak: Efisiensi merupakan salah satu parameter untuk mengukur kinerja lembaga keuangan termasuk BMT. BMT merupakan suatu lembaga mikro syariah yang memiliki orientasi bisnis dan juga orientasi sosial. BMT dapat dikatakan efisien jika dapat mengelola input dan outputnya dengan baik. Penelitian ini bertujuan menganalisis efisiensi BMT anggota Inkopsyah periode 2015-2019 serta faktorfaktor yang memengaruhinya. Penelitian ini menggunakan 10 BMT yang memiliki laporan keuangan lengkap dan mengirimkannya kepada Inkopsyah pada periode 2015-2019. Metode yang digunakan dalam penelitian ini adalah Data Envelopment Analysis (DEA) dan Tobit. Hasil estimasi menunjukkan bahwa sebagian besar BMT anggota Inkopsyah belum mencapai tingkat efisiensi sempurna dalam kinerjanya dan masih terdapat inefisiensi dalam penggunaan input dan output. Faktor-faktor yang memengaruhi efisiensi secara positif signifikan adalah skala usaha, sedangkan BOPO berpengaruh negatif signifikan terhadap efisiensi dan dummy lokasi tidak berpengaruh terhadap efisiensi kinerja BMT anggota Inkopsyah. Efficiency is one of the parameters for measuring the performance of financial institutions, one of which is Baitul Maal wa Tamwil (BMT). BMT is a sharia micro institution having a business and social orientation. BMT can be said to be efficient if it can manage its input and output properly. This research aims to analyze the efficiency of BMT belonging to Induk Koperasi Syariah (Inkopsyah) for the 20152019 period and the factors influencing it. This research used 10 (ten) BMT who had complete financial reports and sent them to Inkopsyah in the 2015-2019 period. The methods used in this research are Data Envelopment Analysis (DEA) and Tobit model. The estimation results show that most of the BMT belonging to Inkopsyah have not reached a perfect level of efficiency in their performance and there are still inefficiencies in the use of inputs and outputs. The factor having a significant positive effect on efficiency is business scale, while Operating Expenses to Operating Income (BOPO) has a significant negative effect on efficiency, and the dummy variable of location has a not effect on the performance efficiency of BMT belonging to Inkopsyah
Keyword: BMT, DEA, Efficiency, Induk Koperasi Syariah, Tobit

Judul: Sintesis Krisin dari Floroglusinol
Abstrak: Flavone is a class of flavonoid, widely distributed in vascular plants. Flavones containing hydroxyl groups at 5 and 7 position are quite important regarding their biological activities and their abiquity in nature. Flavone having hydroxyl groups only at position 5 and 7 or 5,7-dihydroxyflavone is known as chrysin. In this study, crude chrysin had been successfully synthesized in 3 steps from phloroglucinol as starting material. Phloroglucinol was acetylated with acetonitrile and HCl gas, resulting phloroacetophenone amount to 74%. Phloroacetophenone benzoylation with 4.5 equivalents of benzoyl chloride produced tribenzoyl phloroacetophenone in 103–107% of yield and the subsequent Baker-Venkataraman rearrangement of the ester by using KOH in dried pyridine produced crude chrysin, with conversion percentage of 71.62%. All synthetic products had been characterized by melting point and spectroscopically.
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