Judul: Pengaruh Nilai dan Gaya Hidup terhadap Kepemilikan Asuransi Jiwa
Abstrak: Penelitian ini bertujuan untuk menganalisis pengaruh nilai dan gaya hidup terhadap kepemilikan asuransi jiwa. Responden dalam penelitian ini adalah 70 responden yang terdiri dari 35 responden memiliki asuransi jiwa dan 35 responden tidak memiliki asuransi jiwa di Kelurahan Paledang, Kota Bogor Tengah yang dipilih menggunakan teknik accidental sampling. Hasil penelitian ini menujukkan bahwa nilai pribadi responden peserta asuransi jiwa memiliki rataan nilai tinggi pada dimensi stimulation (74.29), sedangkan responden bukan peserta asuransi jiwa memiliki rataan nilai tinggi pada dimensi power (67.14). Pada nilai sosial secara keseluruhan responden peserta asuransi jiwa memiliki rataan nilai tinggi terutama pada dimensi security (72.50). Gaya hidup environmental respond (88.6%) dalam penelitian ini lebih dominan pada responden bukan peserta asuransi jiwa, sedangkan gaya hidup nurturing and family orientation (45.7%) dominan pada responden peserta asuransi jiwa. Hasil uji regresi logistik menunjukkan bahwa nilai pribadi, nilai sosial, dan gaya hidup environmental respond contoh berpengaruh terhadap kepemilikan asuransi jiwa.
Keyword: gaya hidup, keluarga, kepemilikan asuransi jiwa, nilai

Judul: Pengaruh Nilai dan Akses Informasi terhadap Perencanaan Keuangan Keluarga dalam Pembelian Asuransi Jiwa
Abstrak: Life insurance is one of many ways to anticipate risks in the future. The aim of this research was to analyze value due to the priorities scale of its dimension, to analyze information access, and to analyze their influences towards financial planning in purchasing life insurance. The population of this research was 507 family in Kebon Pedes Village, Tanah Sareal District, Bogor City. The location had prosperous family I, II, and III plus, the most in Tanah Sareal District. The sample of this research was 84 family that was determined by Slovin equation and pulled off by simple random sampling. The result of this research showed that the respondents getting information was 90.5 percent of the sample, and those who did not was 9.5 percent of the sample. Maximum sources the respondents had were 9 sources. The trusted one was life insurance agent. Besides, friends or neighbours and family are also trusted by each 16.7 and 6.0 percent of the sample. The dimension of the value having highest priority was Universalism which was one of the social values. Value was significantly affecting financial planning in life insurance purchasing.
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Judul: Demulsification process with salt, acid, surfactant and commercial demulsifier to accelerate emulsion wastewater treatment
Abstrak: One solution to overcome the problems of wastewater emulsion is demulsification process. The basic principle of this process is the separation of water and oil contained in emulsion wastewater using demulsifier, a chemical that serves as an emulsion breaker. This study aims to compare and find the best demulsification process and quickly using various types of demulsifier in the emulsion Oil in Water (O/W). From the results of initial tests on samples of emulsion wastewater used oil and used cooking oil known salt as the best demulsifier in separating oil and emulsions in the 5th minute because it showed significantly different results (α = 0.05). Also, it has neutral pH, the smallest turbidity, as well as color and water quality of the samples tested to be more clear with a little foam. The best salt for emulsion wastewater used oil is NaCl, whereas for emulsion wastewater used cooking oil is CaCl2. Testing continued in order to obtain the best concentration (0,02 M; 0,03 M; 0,05 M) of both types of salt is related to its ability to demulsification process. The test results of the election of the best concentration of demulsifier selected shows that all concentrations gave similar results in separating oil and emulsions in the 5th minute of emulsion wastewater used oil and cooking oil. However, the results of other tests (pH, turbidity, and salinity) showed 0,02 M NaCl concentration gave the best results for used oil. Its pH values 6, the smallest turbidity and salinity 81,5 FTU and 1700 ppm. The emulsion wastewater used cooking oil also showed that the 0,02 M CaCl2 concentration gave the best result. Its pH value 5 with the smallest turbidity and salinity 78 FTU and 2800 ppm.
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