Judul: Risiko Lingkungan, Judgment-Proof dan Tanggung Jawab  Keuangan
Abstrak: Karya ilmiah ini mempelajari suatu kondisi dimana sebuah perusahaan diwajibkan membayar kerusakan lingkungan yang disebabkan aktivitas produksi yang dilakukan, namun perusahaan tidak memiliki kekayaan yang cukup untuk memperbaiki kerusakan tersebut. Hal ini disebut masalah judgment-proof. Tanggung jawab keuangan merupakan salah satu penyelesaian masalah judgment-proof dengan mengambil bentuk jaminan keuangan yang dilakukan pihak lain untuk perusahaan dimana perusahaan dan penjamin melakukan perjanjian. Kondisi judgment-proof menyebabkan perusahaan tidak dapat mengambil suatu tingkat pencegahan optimal sosial. Sehingga, dalam memilih tingkat pencegahan tanpa tanggung jawab keuangan, perusahaan akan mengambil tingkat pencegahan yang lebih rendah. Tanggung jawab keuangan dapat mencapai tingkat pencegahan optimal sosial dan ketika tingkat pencegahan tersebut dapat tercapai, maka bentuk kontrak khusus yakni pemberian penghargaan atau hukuman maksimal dapat diberikan kepada perusahaan.
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Judul: Determinants of the Financial Health of Guarantee Company in the Pandemic Era (Study at PT. XYZ Syariah)
Abstrak: Lembaga penjamin wajib menjaga kondisi kesehatan keuangannya sebagaimana diamanatkan dalam Surat Edaran Otoritas Jasa Keuangan Nomor 18/SEOJK.05/2018 tentang Kesehatan Keuangan Lembaga Penjamin. Dalam hal ini lembaga penjamin dihadapkan pada isu strategis sehubungan dengan penerapan manajemen risiko yang lebih efektif, pengelolaan perusahaan serta peningkatan produk atau layanan. Hal tersebut diharapkan mampu memberikan perlindungan bagi perusahaan untuk tetap sustain dan terhindar dari kerugian serta menjaga tingkat kesehatan keuangan perusahaan dalam kategori sangat sehat. Penelitian ini bertujuan untuk menganalisis kesehatan keuangan PT XYZ Syariah dari indikator likuiditas, Gearing Ratio, ROA, BOPO dan rasio klaim pada era Pandemi serta menganalisis determinan kesehatan keuangan PT XYZ Syariah dari indikator likuiditas, Gearing Ratio, ROA, BOPO dan rasio klaim pada era Pandemi. Metode penelitian yang digunakan adalah analisis regresi linear berganda dengan bantuan software IBM SPSS Statistics 25. Sumber data yang digunakan adalah data sekunder yang berasal dari laporan keuangan PT XYZ Syariah tahun 2021-2022. Hasil penelitian secara parsial menemukan bahwa Gearing Ratio dan BOPO berpengaruh positif dan signifikan terhadap tingkat kesehatan perusahaan. Sedangkan likuiditas, ROA dan rasio klaim berpengaruh negatif serta tidak signifikan terhadap tingkat kesehatan keuangan perusahaan. Penelitian ini memberikan bahan pertimbangan bagi perusahaan dalam mengelola dan melakukan pengukuran terkait kondisi keuangan perusahaan terutama aspek perhitungan likuiditas, Gearing Ratio, ROA, BOPO dan rasio klaim. Penelitian ini juga berkontribusi dalam memberikan rekomendasi kebijakan bagi regulator dalam mengembangkan dan mengevaluasi kebijakan pengukuran tingkat kesehatan keuangan di industri penjaminan untuk mendukung keberlanjutan kegiatan usaha lembaga penjamin, serta bagi mitra perbankan penelitian ini dapat menjadi bahan pengelolaan, pengawasan dan pembuatan kebijakan terhadap kinerja Lembaga penjamin dikaitkan dengan kemampuan untuk menjadi salah satu alternativ untuk penyelesaian kredit bermasalah atau non performing loan., Guarantee Company is obliged to maintain their financial health as explained in the Surat Edaran Otoritas Jasa Keuangan Nomor 18/SEOJK.05/2018 tentang Kesehatan Keuangan Lembaga Penjamin. Guarantee Company are faced with strategic issues relating to the implementation of risk management to be more effective. This is expected to provide protection for the Company against losses and maintain the Company's financial health level in the very healthy category. This research aims to analyze the significance of Liquidity Ratio, Gearing Ratio, ROA, BOPO and Claims Ratio on the level of financial health of PT XYZ Syariah. The research method used is multiple linear regression analysis with the help of IBM SPSS Statistics 25 software. The data source used is secondary data originating from the financial reports of PT XYZ Syariah for 2021-2022. The results of the research found that the Gearing Ratio and BOPO had a positive and significant effect to the company's health level. Furthermore, Liquidity Ratio, ROA and Claims Ratio did not have a significant effect on the company's financial health level. This research provides material issues for companies to be considerated in managing and measuring the company's financial condition, especially in aspects of Liquidity Ratio, Gearing Ratio, ROA, BOPO and Claims Ratio. This research also contributes to providing policy recommendations for regulators in developing and evaluating policies for measuring the level of Financial Health of the Guarantee Company to support the sustainability of the business activities. Also for Banking Company
Keyword: BOPO, Gearing Ratio, Kesehatan Keuangan Lembaga Penjamin, Likuiditas, Rasio Klaim, Financial Health Guarantee Company, Liquidity                    Ratio, Claims Ratio, Gearing Ratio

Judul: In vitro propagation and micro bulb induction of shallot
Abstrak: Shallot growers use harvested bulbs as propagules for the next planting. The use of the bulbs may cause degenerative diseases. Therefore, propagation system of shallot must be sought. A series of experiments were conducted in the Department of Agronomy and Horticulture IPB and the University of Queensland from May 2007 to July 2011. The first objective in this experiment was to determine the effect of explant storage duration on in vitro shoot multiplication of shallot. The experimental results showed storage length affected the growth of culture. Twomonth stored bulbs gave the best results on the number of micro shoots, number of leaves and roots and less vitrification. Four-week-old shoots were the best used for micro-propagules in shallot micro bulb induction. The objective of the second experiment was to determine the effect of temperature on the formation of shallot micro bulbs. It was shown that room temperature influenced the number of micro bulb, bulb base diameter, the widest diameter, ratio of the widest diameter and the base diameter of shallot micro bulb (Dt / Dp), root length, shoot length, number of leaves, number of senescing leaf. Temperature of 30/27 °C was better than 20/17 oC in accelerating the process of micro-bulb formation and increased the size of shallot micro bulbs. The objective of the third experiment was to determine the effect of sucrose and paclobutrazol on micro bulb induction. No interaction between sucrose and paclobutrazol was shown. Sucrose affected plant height, number of senescing leaf, root number, root length, the weight of plantlets and micro bulb widest diameter. Sucrose concentration of 90 g L-1 was the best in inducing shallot micro bulbs. Paclobutrazol significantly affected plant height, number of senescing leaf, number and length of roots. Paclobutrazol at level 10 mg L-1 inhibited plant height, leaf number and root length. Paclobutrazol 0.1-10 mg L-1 shortened root length. Paclobutrazol at concentration of 1 and 10 mg L-1 produced an abnormal form of micro bulb. The objective of the fourth experiment was to determine the success of shallot shoot and micro bulb acclimatization. At this stage of acclimatization, micro bulbs could be successfully grown for 3 weeks after acclimatization. Micro bulb was better in acclimatization than rooted plantlet. Plants may be transplanted to the field at 2 weeks after acclimatization. It is concluded that bulb stored for two months was the best for shoot multiplication. Media MS+vit B5 and 90 g L-1 sucrose at 30 oC was the best for bulb induction. Paclobutrazol should not be used for bulb induction. Bulb was better acclimatized than planlet. The media for acclimatization was green leaf compost and husk charcoal.
Keyword: Allium ascalonicum L, micro bulb, explant age, room temperature, paclobutrazol