Judul: Analysis of Financial Knowledge and Financial Attitude towards the Ownership of Emergency Fund in Farming Families
Abstrak: Ketidakpastian kondisi keuangan masa depan menjadi suatu hal yang seharusnya dipersiapkan oleh setiap individu dan keluarga. Penelitian ini bertujuan untuk menganalisis pengaruh pengetahuan keuangan dan sikap keuangan terhadap kepemilikan dana darurat pada keluarga petani. Penarikan contoh menggunakan teknik simple random sampling sebanyak 50 responden yang berada di Desa Rasukan, Kecamatan Ngombol, Kabupaten Purworejo. Analisis data menggunakan analisis deskriptif, uji korelasi Pearson, dan uji regresi logistik. Hasil analisis deskriptif menunjukkan bahwa rata-rata pengetahuan keuangan berada pada kategori rendah, sedangkan sikap keuangan berada pada kategori sedang. Lebih dari setengah keluarga responden belum memiliki dana darurat yang mencukupi. Hasil uji korelasi menunjukkan bahwa pengetahuan keuangan memiliki hubungan positif signifikan dengan sikap keuangan dan kepemilikan dana darurat. Hasil regresi menunjukkan bahwa pengetahuan keuangan berpengaruh positif signifikan terhadap kepemilikan dana darurat, sedangkan sikap keuangan tidak berpengaruh terhadap kepemilikan dana darurat pada keluarga petani., Uncertainty about future financial conditions is something that every individual and family should be prepared for. This study aims to analyze the effect of financial knowledge and financial attitudes on the ownership of emergency fund in farming families. Sampling used a simple random sampling technique of 50 respondents in Rasukan Village, Ngombol District, Purworejo Regency. Data analysis used descriptive analysis, Pearson correlation test, and logistic regression test. The results of the descriptive analysis show that the average financial knowledge is in the low category, while financial attitude is in the medium category. More than half of the respondent's families do not have sufficient emergency funds. The results of the correlation test show that financial knowledge has a significant positive relationship with financial attitudes and emergency fund ownership. The results of the regression show that financial knowledge has a significant positive effect on emergency fund ownership, while financial attitude has no effect on emergency fund ownership in farming families.
Keyword: emergency fund, farming family, financial attitude, financial knowledge

Judul: Pengaruh Persepsi Risiko, Persepsi Manfaat, dan Akses Informasi terhadap Perencanaan Keuangan Keluarga dalam Pembelian Asuransi Jiwa
Abstrak: The uncertainties such as accident, death, and physical disability could disadvantageously affect humans’ livings; nevertheless those possible losses could be minimized. Life insurance is one of the financial planning forms that aiming to minimize the damage caused by the losses; however the citizens of Indonesia tend to have low participation in life insurance. The goal of this research was to analyze the influence of perceived risk, perceived benefit, and information access towards family financial planning in purchasing life insurance. The samples of this study were chosen by simple random sampling, consisted of 84 upper-middle families at Kebon Pedes Village, Tanah Sareal District, Bogor City. The study showed that perceived benefit influenced family financial planning in purchasing life insurance.
Keyword: 

Judul: Hydrothermal Synthesis of Biphasic Calcium Posphate
Abstrak: Biphasio calsium phosphate (BCP), which was a mixture of hydroxypatite (HA) and tricalcium phosphate (TCP), was synthesized by hydrothermal method followed by sintering process. Hydroxyapatite was produced by using natural calcium source CaO from hen's eggshell and (NH4)2HPO4 as phosphate souce, other hydroxyapatite sample was produce by using synthetic calcium source Ca(OH) and H3PO4 as phosphate source.
Keyword: