Judul: Literasi Keuangan Syariah pada Mahasiswa Program Studi Ekonomi Syariah di Bogor
Abstrak: Survei Nasional Literasi dan Inklusi Keuangan (SNLIK) yang dilakukan oleh Otoritas Jasa Keuangan (OJK) tahun 2016 menghasilkan bahwa indeks tingkat literasi keuangan sebesar 29.66 persen, sedangkan untuk tingkat literasi keuangan syariah hanya sebesar 8.11 persen. Literasi Keuangan Syariah erat kaitannya dengan kemampuan seseorang dalam mengetahui serta memahami produk dan jasa keuangan syariah berdasarkan prinsip syariah. Penelitian ini bertujuan untuk menganalisis bagaimana tingkat literasi keuangan syariah pada mahasiswa program studi Ekonomi Syariah di Bogor serta menganalisis bagaimana perilaku keuangan mahasiswa program studi Ekonomi Syariah di Bogor. Data yang digunakan pada penelitian ini terdiri dari data primer dan sekunder. Data primer diperoleh dengan cara memberikan kuesioner kepada responden. Analisis data yang digunakan adalah analisis deskriptif dan analisis uji Chi-Square. Hasil penelitian menunjukkan bahwa tingkat literasi keuangan syariah sebesar 54 persen berada dalam kategori well literate. Sementara itu, untuk perilaku keuangan mahasiswa sebesar 47 persen berada dalam kategori sedang.
Keyword: literasi keuangan syariah, perilaku keuangan, SNLIK, uji chi-square.

Judul: Islamic Financial Literacy and Its Effect on Investment Decisions through Student Financial Behavior.
Abstrak: Survei Otoritas Jasa Keuangan 2019 menunjukkan tingkat literasi keuangan syariah sebesar 8,93% dan belum merata di setiap sektornya terutama pada pasar modal. Indeks inklusi keuangan syariah pasar modal juga memiliki nilai terendah diantara sektor lain. Provinsi Jawa Barat memiliki indeks literasi keuangan syariah terendah di Pulau Jawa, namun sebenarnya berpotensi dalam pembangunan ekonomi syariah melalui jumlah penduduk dan mahasiswanya. Penelitian ini bertujuan menganalisis tingkat literasi keuangan syariah mahasiswa FEM IPB University dan pengaruhnya terhadap keputusan investasi melalui perilaku keuangan dengan metode analisis deskriptif dan SEM-PLS. Hasil penelitian menunjukkan rata-rata tingkat literasi keuangan syariah responden adalah 81,17%, literasi keuangan syariah berpengaruh terhadap keputusan investasi dan perilaku keuangan, kemudian perilaku keuangan berpengaruh langsung terhadap keputusan investasi dan mampu memediasi pengaruh literasi keuangan syariah terhadap keputusan investasi, ditemukan pula jenis kelamin tidak berpengaruh sementara pendapatan berpengaruh positif dan signifikan terhadap keputusan investasi., Financial Services Authority survey 2019 showed sharia financial literacy rate of 8.93% and has not been evenly distributed in every sector, especially in the capital market. The capital market sharia financial inclusion index also has the lowest among other sectors. West Java province has the lowest sharia financial literacy index in Java Island, but it actually has the potential in sharia economic development through its population and students. This study aims to analyze the level of sharia financial literacy of students of the FEM IPB University and its influence on investment decisions through financial behavior with descriptive analysis and SEM-PLS methods. The results show the average level of sharia financial literacy of respondents is 81.17%, sharia financial literacy influence investment decisions and financial behavior, then financial behavior directly influence investment decisions and is able to mediate the influence of sharia financial literacy on investment decisions, it is also found that gender have no effect while income has a positive and significant effect on investment decisions.
Keyword: financial behavior, investment decision, sharia financial literacy, SEM-PLS

Judul: Characteristic of chili drying (Capsicum annum L.) as a natural dyeing cosmetic
Abstrak: Chilli (Capsicum sp.) contains carotenoids, which are a group of natural pigments consist of red, orange or yellow color. Carotenoids can be dissolved in lipid so that they can be applied to oil-based cosmetic ingredients. Therefore, chilli is potential to be developed as cosmetic colorants. However, pungency of red chili needs to be removed because it is irritating and it provides stinging sensation to skin. Red chilli was investigated as a potent material for a cosmetic colourant in this research because it has a nice uniform red color and has a pungency level less than cayenne pepper. The purpose of this research was to investigate the influence of blanching on drying characteristics of red chilli using a tray dryer, determine the proper time of chili blanching in sodium bisulfite solution, examine color changes stability of red chili powder as a cosmetic dye, and analyze the effect of oleoresin extraction on color and pungency level of red chili powder. The results showed that blanching could affect the drying characteristics. Blanching the chilli for 9 minutes prior drying could speed up the drying rate of chilli and thus the drying time, therefore, the chilli achieved the desired moisture content fast. Sodium bisulfite solution of 0.2%, used as the blanching media, could maintain the color well. However, longer time of blanching might cause several pigments soluble in the blanching media. Blanching the chilli for 9 minutes was able to maintain red color after the stability tested and after extraction of oleoresin. Therefore, blanching red chilli in a solution of 0.2% sodium bisulfite for 9 minutes prior drying is concluded as the best treatment to retain the color of red chilli powder
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