Judul: Analisis Pengaruh Lembaga Keuangan Mikro Syariah (LKMS) Terhadap Peningkatan Keuntungan Nasabah Usaha Mikro Kota Depok
Abstrak: Usaha mikro secara umum memiliki potensi untuk menjadi sarana peningkatan taraf hidup masyarakat dan telah memberikan kontribusi terhadap pertumbuhan ekonomi di Indonesia. Dalam proses perkembangannya, usaha mikro memiliki permasalahan terbesar dalam hal permodalan yang disebabkan banyaknya usaha mikro yang masih unbankable. Oleh karena itu perlu adanya lembaga keuangan alternatif selain Bank yang bisa mengatasi permasalahan tersebut. Lembaga keuangan mikro syariah (LKMS) atau yang biasa dikenal dengan BMT merupakan solusi terbaik untuk mengatasi masalah permodalan usaha mikro. Dengan mudahnya akses pembiayaan untuk usaha mikro dan sistem bagi hasil yang saling menguntungkan menjadikan LKMS solusi perkembangan usaha anggotanya. Penelitian ini bertujuan untuk menganalisis pengaruh LKMS terhadap peningkatan keuntungan usaha mikro Kota Depok dengan metode Ordinary Least Square (OLS). Hasil penelitian menunjukan adanya pengaruh signifikan peningkatan keuntungan usaha mikro setelah melakukan pembiayaan di LKMS.
Keyword: LKMS, Pembiayaan, OLS, Usaha mikro

Judul: Analisis Pengaruh Pembiayaan Syariah Terhadap Perkembangan Usaha Mikro Kecil Menengah di Kota Depok.
Abstrak: Micro, Small and Medium Enterprises (MSMEs) is has an important role to economic growth. Most of MSMEs faced common problem of lack of capital. Baitul Maal wat Tamwil (BMT) as a micro finance institution exists as an institution conducting the provision of financial services to micro and small entrepreneurs. This study analyzed MSMEs access to BMT and its impact on business development by using logistic regression and OLS (Ordinary Least Square). The analysis shows the factors that affect the access of SMEs to Islamic micro finance of BMT are business period, business turnover, total assets, and the amount of savings. The number of Islamic micro financing has a positive influence on the development of MSME business. Factors that affect the value of turnover development are the frequency of the financing, the period of business, and the amount of financing.
Keyword: MSMEs., Logistic Regression, OLS, BMT

Judul: Characterization and Expression of Tomato infectious chlorosis virus Coat Protein Gene in Escherichia coli
Abstrak: Tomato infectious chlorosis virus (TICV) is a member of Crinivirus genus. TICV infects tomato crop in Garut and Cipanas, West Java Indonesia. Tomato initially showed bright interveinal yellowing symptoms. The coat protein gene (CP-TICV) was amplified by RT-PCR from total RNA extracted from infected tomato leaves and the amplified fragment was cloned and completely sequenced. The fragment was subsequently subcloned into the pET-21b expression vector. The recombinant plasmid was transformed to Escherichia coli strain BL21(DE3)pLysS to express the coat protein. The coat protein fused to a 6xhistag, was purified by affinity chromatography using a NiNTA spin column. The identity of the purified protein was confirmed by SDS-PAGE. In this experiment, 792 bp of CP-TICV gene of TICV virus has been successfully cloned, sequenced, and expressed in E. coli. Based on nucleotide sequences alignment analysis, TICV-Indonesia strain showed 100% identity to TICV –Spain strain and 99% identity to North America, France, and California strains and based on amino acid sequences alignment analysis, TICV-Indonesia strain showed 100% identity to TICV –Spain, North America, France strains and 99.2% identity to California strain. CP-TICV showed over expressed in E. coli when it is induced with 1 mM IPTG and incubated at 37oC. Purified CP-TICV-Histag recombinants protein sized 29 kDa based on SDSPAGE analysis.
Keyword: