Judul: Factors Influencing Members' Decisions in Choosing  Products with a Wadiah Yad Dhamanah Agreement (Case Study: KSPPS Khairu  Ummah)
Abstrak: Koperasi Simpan Pinjam dan Pembiayaan Syariah (KSPPS) merupakan salah satu lembaga keuangan non bank yang beroperasi dengan prinsip-prinsip syariah. KSPPS dibentuk untuk memenuhi kebutuhan akses terhadap lembaga keuangan pada skala mikro. Simpanan wadiah yad dhamanah adalah salah satu produk yang paling diminati di KSPPS Khairu Ummah, tetapi perkembangannya mengalami fluktuasi dalam kurun waktu 2018-2022. Tujuan penelitian ini untuk mengidentifikasi karakteristik dan faktor-faktor yang memengaruhi keputusan anggota dalam memilih produk simpanan wadiah yad dhamanah di KSPPS Khairu Ummah. Metode analisis yang digunakan adalah regresi logistik dan pengumpulan data dilakukan dengan pengisian kuesioner secara langsung oleh 100 responden. Berdasarkan hasil regresi logistik, variabel pengetahuan, pendapatan, dan kualitas pelayanan berpengaruh positif dan signifikan terhadap keputusan anggota dalam memilih produk dengan akad wadiah yad dhamanah di KSPPS Khairu Ummah., The Savings and Loans and Sharia Financing Cooperative (KSPPS) is a non bank financial institution that operates according to sharia principles. KSPPS was formed to meet the need for access to financial institutions on a micro scale. Wadiah yad dhamanah savings are one of the most popular products at KSPPS Khairu Ummah, but their development has fluctuated in the 2018-2022 period. The purpose of this study was to identify the characteristics and the factors that influence members' decisions in choosing wadiah yad dhamanah savings products at KSPPS Khairu Ummah. The analytical method used was logistic regression and data collection was carried out by filling out the questionnaire directly by 100 respondents. Based on the results of logistic regression, the variables of knowledge, income, and service quality have a positive and significant effect on members' decisions in choosing products with wadiah yad dhamanah agreement at KSPPS Khairu Ummah.
Keyword: member decision, KSPPS, logistic regression, wadiah yad dhamanah savings

Judul: Faktor-faktor yang Memengaruhi Keputusan Anggota dalam Memilih Produk Tabungan Wadiah di BMT Al-Fath IKMI
Abstrak: Baitul Maal wa Tamwil (BMT) was established to help people who need financial services but are not yet covered by Islamic banking services. Wadiah Savings is one of the most popular and popular Baitul Maal wa Tamwil (BMT) savings products, but its development has fluctuated in the 2017-2021 period. The purpose of this study was to identify the characteristics of respondents who have wadiah savings and to analyze the factors that influence members' decisions in choosing wadiah savings products at BMT Al-Fath IKMI. Data was collected by filling out questionnaires directly by 130 respondents. Data were analyzed using logistic regression. Based on the results of logistic regression, the variables of religiosity, knowledge, and saving culture have a positive and significant effect on members' decisions in choosing wadiah savings at BMT Al-Fath IKMI.
Keyword: BMT, Member Decision, Logistic Regression, Wadiah Savings

Judul: Trichomonas Gallinae Penyebab Trichomonosis Pada Unggas
Abstrak: Trichomonas gallinae adalah protozoa yang bergerak aktof dengan keempat flagella yang mempunyai layar dan pada salah satu sisinya terdapat membran seperti sirip ikan yang berombak. Spesies dari genus Trichomonas ini mempunyai arti penting pada unggas, karena dapat menyebabkan infeksi pada alat pencernaan bagian atas.
Keyword: