Judul: Efektivitas Kebijakan Moneter dalam Struktur Pasar Industri Perbankan Indonesia yang Oligopoli
Abstrak: One of the important functions of bank in the economy is as financial intermediaries as well as medium in the transmission mechanism of monetary policy. As a medium in the transmission mechanism of monetary policy makes the banking industry needs to be heavily regulated. Indonesian Bank policies to strengthen the capital structure through a merger or consolidation will reduce the number of existing bank and affect the market structure of the banking industry as a whole, then affect the level of competition. The ability of monetary policy to influence interest rates will determine the effectiveness of monetary policy transmission. Using Vector Error Correction Model (VECM), this study aimed to identify whether the market structure of the banking industry affect the effectiveness of monetary policy transmission through the interest rate channel. The data used is monthly time series of BI Rate, deposits rate, lending rates , and concentration ratio of the four largest bank (CR4) start from January 2008 until October 2012. CR4 has positive impact on bank lending rates, so that the higher degree of concentration in the banking industry will reduce the effectiveness of monetary policy.
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Judul: Kebijakan Moneter, Ukuran Bank, dan Pinjaman Bank: Studi Indonesia
Abstrak: This study investigates empirically the existence of monetary policy proxied by official rate (BI’s rate) to realization of bank lending channels by conventional commercial banks in Indonesia between 2010 and 2013. The data used are monthly data of 88 conventional commercial banks, which are categorized into three bank size, (1) large bank, (2) medium bank, and (3) small bank. The model is estimated using static panel analysis. Moreover, this study categorized types of loans into four categories, (1) gross loans, (2) small and medium enterprise loans, (3) non-small and medium enterprise loans, and (4) property loans. The result showed that there isn’t existence of transmission monetary policy on bank lending channels in Indonesia. This study found the characteristics of conventional commercial banks such as assets and liquidity reacting bank lending channel differently in different bank size.
Keyword: types of loans, bank size, lending channels, transmission mechanism, monetary policy

Judul: Transformasi Genetik Tanaman Tembakau oleh Gen LFY Kakao (TcLFY) Menggunakan Agrobacterium tumefaciens
Abstrak: LFY is a protein that have important role in flowering. TcLFY gene have been isolated from cacao (Theobroma cacao L.). To examine its role, this gene that is under control of p35S CaMV promoter was introduced in the tobacco plant using Agrobacterium tumefaciens. Transformation efficiency of transgenic plants was 16 % with regeneration efficiency was 27.38%, and produce 4 buds each explant. PCR analyses toward 5 putative transgenic tobacco plants that were taken randomly showed that all of them were transgenic. They also flowered early. Expression analyse of TcLFY gene using PCR showed that transgenic plant expressed the TcLFY gene in the all of its parts. This result showed that transgenic tobacco plant contained TcLFY gene under control of p35S CaMV
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