Judul: Faktor-faktor yang Mempengaruhi Minat Institusi Pendidikan dalam Menerapkan Sistem Pembayaran Online (Studi Kasus: PT Infradigital Nusantara)
Abstrak: Perkembangan teknologi finansial meningkat dengan pesat, diikuti oleh jumlah pemain di industri ini. Namun, literasi digital masyarakat di Indonesia masih perlu ditingkatkan. PT Infra Digital Nusantara adalah salah satu perusahaan start- up teknologi keuangan yang berfokus pada transaksi pembayaran online di sektor pendidikan. Menawarkan sistem pembayaran online pada lembaga pendidikan, nyatanya PT IDN masih terus berjuang untuk mendapatkan pelanggan baru. Penelitian ini bertujuan mengetahui faktor-faktor yang mempengaruhi tingkat penerimaan teknologi oleh institusi pendidikan bagi layanan yang ditawarkan oleh PT IDN. Kuisioner disebarkan kepada 82 responden dengan menggunakan teknik pemilihan purposive sampling. Metode analisis pada penelitian ini menggunakan Structural Equation Model (SEM) dengan pendekatan Partial Least Square (PLS) untuk menganalisis pengaruh faktor-faktor yang mempengaruhi tingkat penerimaan teknologi. Hasil penelitian menunjukkan bahwa variabel laten kemudahan penggunaan teknologi yang dirasakan berpengaruh nyata terhadap kegunaan teknologi yang dirasakan. Variabel kegunaan teknologi yang dirasakan juga berpengaruh nyata terhadap variabel sikap penerimaan teknologi, sedangkan variabel kemudahan penggunaan teknologi yang dirasakan tidak berpengaruh terhadap variabel sikap penerimaan teknologi. Variabel kegunaan teknologi yang dirasakan juga berpengaruh nyata terhadap variabel intensi penggunaan teknologi, begitu juga dengan variabel sikap penerimaan teknologi juga berpengaruh nyata terhadap variabel intensi penggunaan teknologi. Selanjutnya, variabel intensi penggunaan teknologi berpengaruh nyata terhadap variabel penggunaan sistem sesungguhnya. Oleh karena itu, persepsi kegunaan teknologi dan persepsi kemudahan penggunaan teknologi yang dirasakan oleh pengguna serta sikap penerimaan teknologi, sebagai faktor utama penerimaan teknologi, perlu untuk dipertahankan dan untuk selalu ditingkatkan.
Keyword: pembayaran online, sektor pendidikan, Technology Acceptance Model, teknologi finansial

Judul: The Influence of Ease of Use, Promotion, Financial Literacy on Intention to Reuse Shopee Paylater
Abstrak: Teknologi finansial di Indonesia merupakan salah satu teknologi yang mengalami peningkatan di era ekonomi digital sehingga mendorong masyarakat menggunakan sistem cashless payment. Salah satu jenis cashless payment adalah Paylater. Terdapat dua alasan utama yang memengaruhi masyarakat Indonesia menggunakan sistem pembayaran Paylater yaitu kemudahan dalam penggunaan dan promo yang ditawarkan. Pertumbuhan penggunaan Paylater harus diiringi oleh financial literacy yang terdiri dari financial knowledge, financial behavior, dan financial attitude. Paylater yang paling diminati masyarakat Indonesia adalah Shopee Paylater. Tujuan penelitian adalah menganalisis pengaruh kemudahan penggunaan, promosi, financial literacy terhadap minat menggunakan kembali Shopee Paylater. Penelitian ini dilakukan di wilayah Jabodetabek dengan menggunakan metode penelitian kuantitatif. Pengguna Shopee Paylater yang diteliti sebanyak 290 orang yang dipilih menggunakan teknik purposive sampling. Metode analisis data yang digunakan adalah SEM-PLS melalui software smartpls 4. Hasil penelitian menunjukkan bahwa adanya pengaruh kemudahan penggunaan, promosi, financial literacy dengan minat menggunakan kembali Shopee Paylater., Technology Financial in Indonesia is one of the technologies that has experienced an increase in the digital economy era, thus encouraging people to use a cashless payment system. One type of cashless payment is paylater. There are two main reasons that influence Indonesian people to use the paylater payment system, namely the ease of use and the promos offered. Growth in the use of paylater must be accompanied by financial literacy consisting of financial knowledge, financial behavior, and financial attitudes. The paylater that the people of Indonesia are most interested in is the shopee paylater. Thus, the purpose of this study was to analyze the effect of ease of use, promotion, and financial literacy on the intention to reuse shopee paylater. This research was conducted in the Greater Jakarta area using quantitative research methods. There were 290 research respondents who were selected using a purposive sampling technique. The data analysis method used is SEM-PLS through smartpls 4 software. The results show that ease of use, promotion, and financial literacy have a positive and significant effect on the intention to reuse shopee paylater.
Keyword: financial literacy, SEM-PLS, Shopee Paylater, teknologi finansial

Judul: Biology and ecology of the buffalo fly, haematobia exigua de meijere (diptera:muscidae)
Abstrak: The life history of the buffalo fly was observed at room temperature of 27°-29.5°C and at a relative humidity of 48-68 percent. The eggs hatched after 17-22 hours, with an average of 18 hours. First instar larvae measured 1.25 + 0.16 mm long and 0.27 + 0.037 mm wide. reach the second larval stage. It took 6-12 hours to the second instar larvae measured 2.676 +0.187 mm long and 0.353 +0.028 mm wide. The second instar took about 12-24 hours to reach the third larval stage. The third instar measured 6.833 + 0.189 mm long and 0.919 + 0.051 mm wide. It took about 2-3 days for the third instar to become pupae. Duration of the pupal stage was about 5-7 days before the adults emerged. Under laboratory condition, the buffalo fly completed its life cycle in 9.5 to 10.5 days, whereas under field condition it took 9-14 days with an average of 10.5 days. The growth ratio which was based on the measurements of the cephalo-pharyngeal skeleton of each instar was 1.797. The preoviposition period was 8-12 days and mating usually occurred on the 6th or 7th day. The longevity of the male was 29 days, whereas it was 32 days in the female. The range of egg production under laboratory condition was between 20-139 per female fly. The belly and hind legs of the carabao were the most preferred habitat either during cloudy and cool dry or shiny and warm day. When the weather was clear and the carabao was in the shade, the flies tended to be more distributed particularly on the shoulder, dewlap, back and horns. The carabaos had relatively fewer Musca sp. and Stomoxys calcitrans than cattle; never the less carabaos had a higher infestation of buffalo fly than cattle. Oviposition occured either during the day or night but the buffalo flies were more active during the night than in the day time. The effect of various lengths of exposure time of manure in relation to the oviposition was profound. observed, the maximum number of the buffalo flies was occurred when the dung was exposed for 30 minutes. With increasing time of exposure the number and variety of insects also increase. It was evident that Sepsidae and psychodidae were the most dominant insects emerging from the dung. The number of buffalo flies also increased with increasing
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