Judul: Analisis Faktor-Faktor Yang Mempengaruhi Realisasi Pembiayaan Mikro Pada PT Bank Syariah Mandiri KCP Bogor Merdeka
Abstrak: PT Bank Syariah Mandiri is a subsidiary of Bank Mandiri, which has been established on November 1st, 1999. PT Bank Syariah Mandiri KCP Bogor Merdeka is one of the sub-branches under the Bogor branch. Funding stalls micro is one emerging BSM product and in accordance with the mission-2 at BSM. PT BSM KCP Bogor Merdeka want to know 11 factors of financing , factors that influence the realization of micro-finance and micro-finance borrowers know the characteristics . By using multiple linear regression analysis, F test and T test at α = 10 % there are six variables affect the realization of financing ie gender, length of business , the level of net income per month , type of business ( trade ) , the amount of financing proposed and value of collateral with p-value in a row ( 0.080 ; 0.097 ; 0.051 , 0.044 ; 0,000 ; 0,000 ) and the qualitative analysis can be seen that the characteristics of microfinance borrowers are dominated by the male gender , age 31-40 years old , high school education , number of dependents family of 2-4 people , old businesses in over 2 years, the net income per month to Rp 1,000,000 to Rp 5,000,000 , types of businesses dominated by trade , the majority of customers 1-3 times the frequency of the loan , the amount of financing proposed < = Rp 20,000 . 000 , the value of customer collateral Rp < = USD 50,000,000 , and the type of use is productive .
Keyword: T test R, F test, Qualitative, Multiple Linear Regression, Realization of Financing, Micro point, Bank Syariah Mandiri

Judul: Faktor-Faktor yang mempengaruhi realisasi pembiayaan Kupedes iB (studi kasus Bank BRI Syariah Kantor Cabang Pembantu Cibinong Bogor)
Abstrak: Micro, Small and Medium Enterprises (SMEs) is a business sector that has been shown to play a strategic role in overcoming the economic crisis ever hit Indonesia in 1997. On the other hand, SMEs and the informal sector has also been able to contribute to national economic growth. BRI KCP Cibinong Shariah is one of the banks that focus on working through the SME segment Kupedes iB program. But after running for 3 years, the average portfolio iB Kupedes KCP Cibinong tends to decrease. This study aimed to analyze the characteristics of the debtor and the factors that affect the realization of Kupedes iB financing. The analysis method used in this research is multiple linear regression prediction model evaluation approaches, test models and statistical tests of significance ttest. The results of the study explained that there are four independent variables are positive significant effect on the dependent variable: (1) the long-running business. (2) business revenue. (3) Other income outside the business (4) the rest of the mortgage loan.
Keyword: Bogor Agricultural University (IPB), multiple linear regression, Kupedes iB, financing realization factor

Judul: Infectious laryngo tracheitis pada unggas
Abstrak: Infectious Laryngo Tracheitis merupakan penyakit pada unggas yang disebabkan oleh virus yang mempunyai sasaran saluran pernapasan bagian atas Penyebab penyakit Infectious Laryngo Tracheitis Univers (ILT) adalah virus yang termasuk kelompok virus Herpes sering disebut Tarpeia avium. Virus tersebut tersusun dari inti asam deoksi ribonukleat yang dilengkapi dengan pembung- kus yang merupakan derivat dari lemak serta mempunyai garis tengah antara 195-250 nano meter. Pada temperatur kamar virus tersebut dapat bertahan selama 15 hari dalam keadaan tanpa pengawetan. Virus penyebab Infectious Laryngo Tracheitis mempunyai kepekaan terhadap zat kimia golongan pelarut lemak seperti: phenol dan kresol. Induk semang definitip penyakit Infectious Laryngo Tracheitis adalah ayam, tetapi burung merak, itik dan kalkun pernah dilaporkan dapat terinfeksi. Mammalia dan golongan rodensia merupakan hewan yang tahan terhadap infeksi penyakit ini. Pada manusia penyakit Infectious Laryngo Tracheitis diduga mempunyai hubungan dengan timbulnya gangguan neuralgia yang bersifat sub-akut akibat infeksi virus Herpes jenis lain yang disebut virus Sub-acute Myelo Optico Neuropathi (virus SMON).
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