Judul: Pengaruh Literasi Keuangan Syariah Terhadap Perilaku Keuangan Masyarakat Sekitar Pondok Pesantren Di Kecamatan Cibitung Bekasi.
Abstrak: Literasi keuangan syariah erat kaitannya dengan kemampuan seseorang dalam mengetahui serta memahami produk dan jasa keuangan syariah berdasarkan prinsip syariah. Tujuan literasi keuangan syariah diharapkan tidak hanya mengetahui dan memahami lembaga jasa keuangan syariah serta produk dan jasa keuangan syariah, melainkan juga bagaimana agar dapat mengubah dan memperbaiki perilaku masyarakat dalam pengelolaan keuangan syariah sehingga mampu meningkatkan kesejahteraan masyarakat. Penelitian ini bertujuan untuk menganalisis tingkat literasi keuangan syariah, perilaku keuangan masyarakat dan pengaruh tingkat literasi keuangan syariah terhadap perilaku keuangan pada masyarakat sekitar pondok pesantren. Analisis data menggunakan analisis statistik deskriptif dan analisis regresi linier berganda. Secara kumulatif, seluruh variabel literasi keuangan syariah berpengaruh positif terhadap perilaku keuangan masyarakat. Secara parsial, masing-masing variabel berpengaruh secara positif.
Keyword: literasi keuangan syariah, perilaku keuangan, pondok pesantren

Judul: Pengaruh Literasi, Inklusi, Locus of Control dan Perilaku Rasional Investor terhadap Keputusan Investasi Syariah
Abstrak: Pertumbuhan jumlah investor syariah mengalami peningkatan yang pesat. Namun, pengambilan keputusan investasi di Indonesia masih relatif rendah yang dilihat dari jumlah Single Investor Identification (SID) belum mencapai 1% dari total penduduk Indonesia. Penelitian ini bertujuan untuk mengidentifikasi tingkat literasi keuangan syariah di DKI Jakarta dan menganalisis pengaruh literasi, inklusi, locus of control dan perilaku investasi terhadap keputusan investasi di DKI Jakarta dengan total responden 151 orang. Analisis data dilakukan dengan SEM-PLS dan analisis deskriptif. Hasil penelitian ini menunjukkan bahwa tingkat literasi keuangan syariah di DKI Jakarta termasuk cukup baik (sufficient literate). Literasi, inklusi, dan locus of control berpengaruh terhadap keputusan investasi sementara perilaku rasional investor tidak berpengaruh terhadap keputusan investasi., The number of islamic investors has grown rapidly in recent years. However, investment decision making in Indonesia remains relatively low as evidenced by the number of Single Investor Identification (SID) which has not reached 1% of Indonesia total population. This study aims to measure the level of islamic financial literacy and analyze the effect of literacy, inclusion, locus of control and investment behavior towards investment decision amounted to 151 people obtained by distributing questionnaires to sharia investors in DKI Jakarta. Data were analyzed using SEM-PLS and descriptive statistical. The results of this study show the level of islamic financial literacy in DKI Jakarta is sufficient literate. Islamic financial literacy, sharia financial inclusion and locus of control influence significantly to investment decision. Investment behavior does not significantly influence investment decision.
Keyword: SEM-PLS, DKI Jakarta, investor syariah, keputusan investasi, perilaku rasional

Judul: Development of DNA Vaccine Encoding Glycoprotein of Koi Herpes Virus Using Local Isolate.
Abstrak: The aim of this research was to develop DNA vaccine of Koi Herpesvirus in carp. Glycoprotein gene originated from ORF 25 KHV virus that is 1.8 kbp in size, is a potential gene in DNA vaccine construction. The sequencing and similarity analysis of the gene using BLAST software showed that this gene is a GP25 gene and was found to be very similar (99%) to GP25 of KHV virus from the USA and Israel. When this GP25 gene was ligated with pGEMT Easy (pT, 3 kbp in size) vector, plasmid size was increasing up to 5 kb. Following this, a digestion of pT-GP25 plasmid using Sal I enzyme was applied resulted in a GP25 fragment (1.8 kbp). Subsequently, pAct-D6 with a size of 8.5 kbp was also cut using the same enzyme to eleminate a D6 gene with a size of 1.6 kbp. GP25 gene was then ligated with pAct resulted a pAct-GP25 plasmid with a size of 8.8 kbp. As there was only one restriction site applied, ligation can be occurred in two different directions. Thus, in order to determine the plasmid with the desired direction PCR analysis was carried out, and plasmid with the right direction was the one that sized approximately 2.1 kbp (no. 6, 17 and 20). High level of GFP gene expression was detected in all tissues analyzed, i.e. kidney, gil, spleen, and muscle 24 hours after injection which indicated that β-actin promoter of Japanese medaka could be active in common carp. Although not as high as on 24 hours, expression was still detected until day 7 and disappeared after day 28 post injection indicating that pAct-GFP can be remained and β-actin promoter of Japanese medaka can be active in muscle, gills and kidney at least a week after injection. The result of RT-PCR analysis on pAct-GP25 injected common carp showed that GP25 gene expression can be detected 14 days after injection in all tissues observed. The expression level differences between GFP and GP25 genes possibly related to the primer sensitivity on annealing process to cDNA template and the size of PCR targeted DNA fragment, as smaller PCR targeted product will be easier to be amplified than a bigger one. The length of PCR targeted DNA with GP25 primer was 1.8 kbp whereas GFP gene was 0.6 kbp.The challenge test on common carp results showed that all unvaccinated and negative control (not infected with KHV) was alive until the end of the experiment. Whereas, the survival of fish vaccinated with a dose of 12.5 was ranged from 60.9 and 96.7%. In relation to the activity of β-actin promoter that was used in this DNA vaccine, gene expression was occured 24 hours after vaccination and remained until 2 weeks. The control fish that was not injected by GP25 showed no GP25 expression either in the observed tissues or organs and resulted in a lower survival, i.e. 23.3%. The challenge test results has indicated that the fish vaccinated with GP25 at doses of 7.5 and 12.5 μg/100μL were able to produce KHV glycoprotein in their body which would be
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