Judul: Analisis Komparatif Risiko Keuangan Perusahaan Pembiayaan Berkonglomerasi dan Independen.
Abstrak: Financing industry subsector has experienced a rapid growth from year to year. Many new companies are interested in entering this sector, include independent finance company as well as those that are part of financial conglomeration. This growth raises the complexity and trigger the onset of financial conglomeration risk. This research used assets of Rp 100 billion - Rp 1 trillion over period 2009-2012 as the basis in comparing both of them. Data analysis was conducted using financial ratio measurement and Z-Score. The result shows that conglomerate finance company has better performance and lower level of risk than independent finance company because it has strong funding from other companies in their structure
Keyword: independent finance company, conglomerate finance company, financial risk, financial performance, Bogor Agricultural University (IPB)

Judul: Analisis Komparatif Risiko Kuangan Asuransi Kerugian dan Asuransi Jiwa
Abstrak: Good insurance companies must be able to manage their financial. With the upcoming of ASEAN Economic Community in 2015, insurance company will have to improve their financial performance in order to attract customers and investors. This research aimed at 1) analyzing the financial risk comparison of the general insurance and life insurance with financial ratios analysis; 2) analyzing comparison of financial risk of general insurance and life insurance with the altman z-score methods. The research is conducted at the insurance company which has a gross premium above Rp. 1 trillion, using financial ratio analysis and altman z-score method, and processed using Microsoft Excel 2013. The result showed that general insurance company is better in managing financial risk than life insurance company, meanwhile life insurance company have a better z-score than general insurance company.
Keyword: Bogor Agricultural University (IPB), insurance, financial risk, altman z-score

Judul: Pembuatan Sel Surya TiO2 Tersensitisasi Dye Padat Dengan Elektrolit Polimer
Abstrak: Telah dibuat sebuah sel surya berbasis TiO2 tersensitisasi dye menggunakan ruthenium sebagai fotosensitizer. Sel surya dibentuk dengan struktur sandwich, dimana dua elektroda mengapit elektrolit polimer yang mengandung kopel redoks I-/I3 -. Salah satu elektroda, yaitu elektroda kerja berupa lapisan TiO2 pada substrat kaca berlapis bahan ITO (indium tin oxide) disensitisasi dengan dye ruthenium sebagai donor elektron dalam sistem sel surya ini. Elektroda lain berupa karbon sebagai elektroda lawan. Elektrolit gel berbasis PEG (polyethylene glycol) mengandung kopel redoks I-/I3 - digunakan sebagai pengganti elektrolit cair pada sel fotoelektrokimia. Hasil karakterisasi XRD terhadap TiO2 yang digunakan menunjukkan bahwa struktur kristal yang terbentuk yaitu anatase dan rutile dengan perbandingan masing-masing 33% dan 67% pada pemanasan 200 oC. Dye dan TiO2 yang digunakan memiliki daerah serapan cahaya masing-masing pada panjang gelombang 500 - 575 nm dan 360 – 450 nm. Sehingga sel surya ini optimal digunakan pada cahaya dengan panjang gelombang 300 - 580 nm. Berdasarkan kurva arus - tegangan (I -V) diketahui bahwa daya yang dihasilkan sebesar 0.017 mW dengan kemampuan konversi energi matahari 0,012%.
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