Judul: Faktor-faktor yang Memengaruhi Keputusan Anggota dalam Memilih Produk Tabungan Wadiah di BMT Al-Fath IKMI
Abstrak: Baitul Maal wa Tamwil (BMT) was established to help people who need financial services but are not yet covered by Islamic banking services. Wadiah Savings is one of the most popular and popular Baitul Maal wa Tamwil (BMT) savings products, but its development has fluctuated in the 2017-2021 period. The purpose of this study was to identify the characteristics of respondents who have wadiah savings and to analyze the factors that influence members' decisions in choosing wadiah savings products at BMT Al-Fath IKMI. Data was collected by filling out questionnaires directly by 130 respondents. Data were analyzed using logistic regression. Based on the results of logistic regression, the variables of religiosity, knowledge, and saving culture have a positive and significant effect on members' decisions in choosing wadiah savings at BMT Al-Fath IKMI.
Keyword: BMT, Member Decision, Logistic Regression, Wadiah Savings

Judul: Persepsi anggota terhadap kinerja dan karakteristik anggota dalam memilih koperasi konvensional dan baitul maal wa tamwil
Abstrak: One of the non-bank financial institutions that is also grown and developed along with the banking development is a microfinance institution. Among them are Baitul Maal wa Tamwil and Mitra Karsa Cooperative that located in Bogor, with developments in terms of assets and members are relatively significant from 2011 to 2013. This study analyze characteristics that influence the decision of members in choosing BMT and cooperative by using logsitic regression method. Perceptions of the service with the performance assessment of BMT and cooperative by using descriptive analysis. Results of analysis showed the characteristics that influence the decisions of members choose the BMT are gender, job, and monthly income. The third characteristic has a positive influence on the effect of the decision choosing BMT. Meanwhile, the characteristic that influence the decisions of members choose conventional cooperative is education. In terms of perceptions of service for BMT and conventional cooperative can be concluded as a good enough, particulary related with reliability and assurance.
Keyword: perception, members, logistic regression method, islamic finance industry, conventional cooperative, characteristics, baitul maal wa tamwil

Judul: Infeksi Virus Parainfluenza Pada Anjing
Abstrak: Virus parainfluenza anjing termasuk famili Paramyxoviridae, berbentuk pleomorf dengan ukuran bervariasi (bergaris tengah antara 100-500 nm), berpembungkus peka ether, berisi genom RNA dan secara serologis mempunyai kesamaan dengan virus SV-5 kera; dikenak sebagai salah satu kausa penting dari sindrom "kennel cough". Infeksinya dapat mengenai anjing semua umur yang belum pernah terinfeksi atau mendapatkan vaksinasi mengakibatkan gejala klinis ringan yang terbatas pada traktus respirasi atu infeksi yang secara klinis tidak memperlihatkan gejala nyata. Gejala klinis yang nampak setelah masa inkubasi (1-5 hari) terlewati berupa batuk yang tidak berat selama beberapa hari, berbagai tingkat tonsilitis dan pharyngitis dan kadang-kadang ditemukan kenaikan temperatur rektal antara 1-2 derajat C dari temperatur normal rat-rata. Anjing terinfeksi mengandung virus pada traktus respirasi bagian atas dan bawah serta limfonoduli sampai hari ke 9 setelah infeksi. Penyebaran virus antar anjing terjadi secara aerogen.
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