Judul: Analisis Perbandingan Kinerja Keuangan Bank BUMN dengan Bank Non- BUMN
Abstrak: The banking industry is a very tight and competitive industry. It is seen from total assets ratings of commercial banks in 2011, BUMN banks have 36.35% market share of total assets. 8 Bank besides BUMN bank with 30% of market share is Non-BUMN Bank group. Intense competition in the banking industry makes should be able to keep and improve its financial performance as one of the factors that can be trusted by investors and third parties to determine their financial decisions. The purpose of this study is to analyze the financial condition of the BUMN Bank and Non-BUMN bank and to analyze whether there is a significant difference at the specified financial ratios (CAR, NPL, ROA, ROA, LDR) and “kinerja” variable to look at the overall performance among both bank group. Analysis Tools that are used are independent sample t-test and Mann-Whitney for the “Kinerja” variable by using SPSS software. The results obtained by BUMN bank financial condition is better than Non-BUMN bank. To test the results of independent sample t-test is obtained CAR (0.377), NPL (0.383), ROA (0.102), LDR (0.644) indicates a value greater than 5% significance level (α = 0.05) so that there is no significant difference between BUMN bank and Non-BUMN bank. The results of the test variable ROA (0.028) and “Kinerja” (0.019) is smaller than the significance level of 5% (α = 0.05) so that there is a significant difference between BUMN and Non-BUMN bank.
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Judul: Analisis Perbandingan Kinerja Keuangan Bank Syariah dan Bank Konvensional
Abstrak: This study was aimed to compare banking performance between Bank Syariah Mandiri with 4 conventional banks for 2006-2009 period. Banking performance analysis based on financial ratio which depends on CAR, NPL/NPF, ROA, ROE, NIM/NOI, LDR/FDR, and BOPO. They was used to prove whether there is a significant difference between conventional banking performance and that of Islamic bank and to find difference inter banks performance. This study shows that BSM is relatively superior in CAR, ROE, LDR/FDR, NIM/NOI, and BOPO ratios with significant value
Keyword: Financial Ratio, Performance banking comparison, Islamic Bank

Judul: Infeksi Virus Parainfluenza Pada Anjing
Abstrak: Virus parainfluenza anjing termasuk famili Paramyxoviridae, berbentuk pleomorf dengan ukuran bervariasi (bergaris tengah antara 100-500 nm), berpembungkus peka ether, berisi genom RNA dan secara serologis mempunyai kesamaan dengan virus SV-5 kera; dikenak sebagai salah satu kausa penting dari sindrom "kennel cough". Infeksinya dapat mengenai anjing semua umur yang belum pernah terinfeksi atau mendapatkan vaksinasi mengakibatkan gejala klinis ringan yang terbatas pada traktus respirasi atu infeksi yang secara klinis tidak memperlihatkan gejala nyata. Gejala klinis yang nampak setelah masa inkubasi (1-5 hari) terlewati berupa batuk yang tidak berat selama beberapa hari, berbagai tingkat tonsilitis dan pharyngitis dan kadang-kadang ditemukan kenaikan temperatur rektal antara 1-2 derajat C dari temperatur normal rat-rata. Anjing terinfeksi mengandung virus pada traktus respirasi bagian atas dan bawah serta limfonoduli sampai hari ke 9 setelah infeksi. Penyebaran virus antar anjing terjadi secara aerogen.
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