Judul: Analisis Pengaruh Variabel Makroekonomi Terhadap Jumlah Pembiayaan yang Disalurkan Perusahaan Multifinance Konvensional dan Syariah di Indonesia
Abstrak: Perusahaan Pembiayaan (Multifinance) adalah badan usaha bukan bank yang terbagi menjadi perusahaan konvensional dan syariah, didirikan khusus untuk melakukan lebih dari satu kegiatan pembiayaan. Namun, perusahaan multifinance syariah cenderung masih tertinggal dari perusahaan multifinance konvensional. Penelitian ini bertujuan untuk menganalisis pengaruh variabel makroekonomi terhadap jumlah pembiayaan yang disalurkan multifinance konvensional dan syariah di Indonesia periode 2016 sampai 2021 dengan metode regresi linear berganda. Hasil penelitian ini menunjukkan Inflasi, BI Rate, produk domestik bruto, dan nilai tukar rupiah (IDR/USD) serta dummy Covid-19 berpengaruh positif terhadap pembiyaaan multifinance konvensional. Sedangkan pada pembiayaan multifinance syariah inflasi berpengaruh positif, BI Rate, produk domestik bruto dan dummy Covid-19 berpengaruh negatif., Multifinance Company is a non-bank business entity consisting of conventional and Islamic companies that were specially established to carry out more than one financing activity. However, Islamic multifinance tends to lag behind conventional multifinance. This study aims to analyze the comparison of the influence of macroeconomic variables on athe mount of financing disbursed conventional and Islamic multifinance financing in Indonesia for the period 2016 to 2021 using multiple linear regression methods. The results of this study indicate that inflation, the BI Rate, GDP, the exchange rate, and dummy Covid-19 positively affect conventional multifinance financing. Meanwhile, in Islamic multifinance inflation has a positive effect, and the BI Rate, GDP, and dummy Covid-19 have a negative effect.
Keyword: Macroeconomics variables, Multifinance, Multiple linear regression

Judul: Analysis of Factors Affecting Islamic Banking Financing during the COVID-19 Pandemic
Abstrak: Penyebaran COVID-19 menjadi salah satu ancaman terbesar bagi ekonomi global dan pasar keuangan di dunia. Penelitian ini dilakukan untuk mengetahui pengaruh faktor-faktor yang memengaruhi pembiayaan bagi hasil selama pandemi COVID-19 terhadap perbankan syariah di Indonesia. Penelitian ini menggunakan sampel 13 Bank Umum Syariah dan 20 Unit Usaha Syariah serta periode waktu kuartal I-IV 2020. Alat analisis yang digunakan dalam penelitian ini adalah regresi data panel dengan pendekatan Random Effect Model (REM). Hasil penelitian menunjukkan bahwa DPK, NPF, FDR, ROA, PDB, inflasi dan jumlah uang beredar secara simultan berpengaruh terhadap pembiayaan bagi hasil. Untuk hasil estimasi secara parsial, variabel DPK, FDR, dan ROA berpengaruh signifikan dan positif terhadap pembiayaan bagi hasil. Sedangkan variabel NPF, PDB, inflasi, dan jumlah uang beredar tidak berpengaruh signifikan terhadap pembiayaan bagi hasil., The spread of COVID-19 is becoming one of the biggest threats to the global economy and financial markets in the world. This study is conducted to determine the effect of the factors that influence profit-sharing financing during the COVID-19 pandemic on Islamic banking in Indonesia. This study uses a sample of 13 Islamic Commercial Banks and 20 Sharia Business Units and the time period is quarter I-IV 2020. The analytical tool used in this study is panel data regression with the Random Effect Model (REM) approach. The results indicate that DPK, NPF, FDR, ROA, GDP, inflation and the money supply simultaneously has an effect on profit sharing financing. For the partial estimation results, the variables of DPK, FDR, and ROA have a significant and positive effect on profit sharing financing. While the variables of NPF, GDP, inflation, and the money supply have no significant effect on profit sharing financing.
Keyword: COVID-19, financial performance, Islamic banking financing, macroeconomics, panel data

Judul: Penyusunan Overlap Graph menggunakan Suffix Tree pada DNA Sequence
Abstrak: The DNA sequence assembly is very important in genome analysis. This step aims to reconstruct contigous DNA fragment (contigs) from short fragment by concatenating fragments based on the overlap region among them. This method employs overlap graph for solving the problems. In this graph, nodes represent fragments and edges represent overlap. This research developed a software for constructing overlap graph using suffix tree. The evaluation was conducted by measuring the number of nodes, number of edges, and the execution time in many values of minimum overlap. The minimum overlap is defined as the minimum length of substring which is considered as the overlap region between two fragments. The evaluation results showed that the number of nodes, the number of edges, and the execution time were increased with the decreasing of the minimum overlap value.
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