Judul: Determinant of the Productive Age Awareness towards Sharia Pension Funds in West Java
Abstrak: Pengembangan dana pensiun syariah di Indonesia dapat dilakukan dengan meningkatkan jumlah pesertanya. Jumlah peserta dana pensiun syariah masih tertinggal jauh dibandingkan dana pensiun konvensional, padahal Indonesia merupakan negara dengan jumlah penduduk muslim terbesar di dunia. Jawa barat merupakan provinsi dengan jumlah penduduk muslim dan usia produktif terbesar di Indonesia sehingga memiliki potensi terhadap pertumbuhan dana pensiun syariah. Penelitian ini bertujuan untuk menganalisis faktor-faktor yang memengaruhi kesadaran masyarakat usia produktif terhadap dana pensiun syariah dengan menggunakan sampel sebanyak 100 responden masyarakat usia produktif di Jawa Barat. Pengambilan data dilakukan dengan penyebaran kuesioner secara online lewat sosial media. Penelitian ini menggunakan metode analisis deskriptif dan regresi logistik dengan software SPSS 26. Hasil penelitian menunjukkan bahwa variabel religiusitas, akses informasi, dan persepsi terhadap dana pensiun berpengaruh positif dan signifikan terhadap kesadaran masyarakat usia produktif akan dana pensiun syariah., The development of sharia pension funds in Indonesia can be done by increasing the number of participants. The number of participants in sharia pension funds is still far behind compared to conventional pension funds, even though Indonesia is the country with the largest Muslim population in the world. West Java is the province with the largest population of Muslims and those of productive age in Indonesia, so it has the potential for growth in sharia pension funds. This research aims to analyze the factors that influence the awareness of people of productive age towards sharia pension funds using a sample of 100 respondents from people of productive age in West Java. Data collection was carried out by distributing questionnaires online via social media. This research uses descriptive analysis and logistic regression methods with SPSS 26 software. The results of the research show that the variables of religiosity, access to information, and perceptions of pension funds have a positive and significant effect on the awareness of people of productive age regarding sharia pension funds.
Keyword: dana pensiun syariah, kesadaran, regresi logistik, usia produktif

Judul: Determinan Keputusan Masyarakat Usia Produktif menjadi Peserta Dana Pensiun Lembaga Keuangan Prinsip Syariah di Kabupaten Bogor
Abstrak: Dana pensiun syariah merupakan salah satu alat finansial yang bertujuan untuk menstabilkan pendapatan di masa tua dan memiliki potensi besar untuk mendorong pertumbuhan ekonomi dan kesejahteraan masyarakat akan tetapi terdapat 95,06% pekerja belum mempunyai perencanaan keuangan hari tua. Saat ini, Indonesia mengalami masa bonus demografi dengan proyeksi rasio ketergantungan penduduk di tahun 2050 sebesar 54,13%. Kabupaten Bogor merupakan kabupaten dengan jumlah penduduk muslim terbanyak di Jawa Barat dan diproyeksikan akan mengalami mengalami bonus demografi pada tahun 2035. Hal tersebut ditandai oleh kenaikan persentase populasi usia lanjut sebesar 9,6% sehingga mengakibatkan adanya peningkatan ketergantungan penduduk lansia (non-produktif) kepada penduduk usia produktif. Penelitian ini bertujuan untuk mengidentifikasi karakteristik masyarakat dalam memilih menjadi peserta Dana Pensiun Lembaga Keuangan (DPLK) Prinsip Syariah, besaran pendapatan yang akan dialokasikan untuk dana pensiun, dan menganalisis faktor-faktor yang memengaruhi keputusahan untuk memilih menjadi peserta Dana Pensiun Lembaga Keuangan (DPLK) Prinsip Syariah. Penelitian ini menggunakan data primer dari 150 responden dengan metode analisis regresi logistik multinomial menggunakan software SPSS 26. Hasil penelitian menunjukkan bahwa variabel religiusitas, sikap, pengetahuan, strategi pemasaran, usia, dan pendapatan berpengaruh signifikan terhadap keputusan masyarakat menjadi peserta Dana Pensiun Lembaga Keuangan (DPLK) Prinsip Syariah., Islamic pension funds represent a financial instrument with the objective of ensuring a stable income in old age. These funds have the potential to stimulate economic growth and community welfare. However, a significant discrepancy exists between the number of workers who have incorporated old-age financial planning into their financial strategies and the total number of workers in the country. In fact, 95.06% of workers have not yet engaged in such planning. Currently, Indonesia is experiencing a demographic bonus period, with a projected population dependency ratio in 2050 of 54.13%. With the largest muslim population in West Java, Bogor Regency is expected to experience a demographic bonus in 2035. This is characterized by an increase in the percentage of the elderly population by 9.6%, resulting in an increase in the proportion of the population in the non-productive age category that is dependent on the productive age category. This study aims to identify the characteristics of the community in choosing to become participants in the Sharia Principles Financial Institution Pension Fund (FIPF), the amount of income that will be allocated to pension funds, and to analyze the factors that influence the decision to choose to become a participant in the Sharia Principles Financial Institution Pension Fund (FIPF). This study utilized primary data from 150 respondents, analyzed using the multinomial logistic regression method with the SPSS 26 software. The results indicated that the variables of religiosity, attitude, knowledge, marketing strategy, age, and income had a significant impact on the community's decision to become a participant in the Islamic Principles Financial Institutions Pension Fund (FIPF).
Keyword: DPLK Prinsip Syariah, Kabupaten Bogor, keputusan pemilihan, logistik multinomial, usia produktif

Judul: Characterizations of low alloy steel sae 4422  plated with chromic acid (Cro3)
Abstrak: Characterizations of low alloy steel SAE 4422 plated with chromic acid (CrOrO3) was use Optical Microscopy (OM), Scanning Electron Microscopy (SEM), X-Ray Diffraction (XRD), RD),Energy Dispersive Analysis of X-Ray (EDAX), Hardness Test and Roughness Test. Microstructures analysis exhibits cracks and grain boundaries microcracks as a characteristics of chrome metal found at plating metal. Perlite and Ferrite as grains of steel found at base metal with grain boundaries around it. Phase analysis of plating metal appropriate to chrome metal with lattice constant (a) is 2.559 Å and phase analysis of base metal appropriate to iron ferrite with lattice constant (a) is 3.318 Å. Both plating and base metal have cubic system. Chemical analysis of plating metal at surface section exhibits that cracks area have highest value of carbon element compare with grains and grains boundaries area. While chemical analysis of base metal at cross section exhibits that perlite have highest value of carbon element compare with ferrite and grain boundaries. The hardness value of plating metal at surface section and cross section are 753 and 637 VHN. While, the hardness value of base metal and interface area at cross section are 205 and 373 VHN. The roughness value at measurement points of chrome surface for as received sample are 0.445 μm. Observation used Optical Microscopy and Scanning Electron Microscopy exhibits surface irregularities combine to form surface texture of plating metal at surface section.
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