Judul: Kinerja Koperasi dengan Pendekatan Balanced Scorecard pada Koperasi Kredit Mitra Sejahtera
Abstrak: Tujuan dari penelitian ini adalah mengetahui bagaimana kinerja Koperasi Kredit Mitra Sejahtera dengan menggunakan pendekatan Balanced Scorecard. Belum adanya pengukuran yang menyeluruh dan terus terjadinya penurunan SHU menjadi alasan dipilihnya Koperasi Kredit Mitra Sejahtera menjadi objek penelitian. Pengukuran kinerja koperasi dilakukan dengan menggunakan pendekatan Balanced Scorecard dan pengambilan data dilakukan secara purposive dengan penyebaran kuesioner dan wawancara. Hasil pengukuran kinerja koperasi menunjukkan bahwa perspektif pelanggan menjadi perspektif yang paling menjadi prioritas (0,538). Perspektif berikutnya yang menjadi prioritas secara berurutan adalah keuangan (0,174), proses bisnis internal (0,174) serta perspektif pertumbuhan dan pembelajaran (0,115). Kemudian pengukuran kinerja koperasi secara keseluruhan mendapatkan nilai 63,52% dan mendapatkan predikat kurang sehat dengan nilai BBB. Kinerja masing-masing perspektif secara berurutan adalah perspektif pelanggan (32,21%), proses bisnis internal (15,44%), keuangan (9,16%) serta perspektif pertumbuhan dan pembelajaran (6,72%). Kata kunci: Balanced Scorecard, Kinerja Koperasi, Koperasi.
Keyword: Balanced Scorecard, Cooperative Performance, Cooperative

Judul: Pengukuran Kinerja Koperasi Syariah Benteng Mikro Indonesia dengan Pendekatan Balanced Scorecard
Abstrak: Pengukuran kinerja koperasi umumnya dinilai dari perspektif keuangan saja. Pentingnya mengukur kinerja keseluruhan koperasi baik internal dan eksternal, menjadi latar belakang dipilihnya Koperasi Syariah Benteng Mikro Indonesia (Kopsyah BMI) sebagai objek dari penelitian ini. Penelitian bertujuan untuk mengidentifikasi keragaan koperasi dan mengukur kinerja koperasi. Pengukuran kinerja dilakukan dengan pendekatan balanced scorecard. Pengambilan data dilakukan dengan wawancara langsung dan penyebaran kuesioner secara purposive dan convenience. Hasil penelitian menunjukkan bahwa keragaan koperasi dari aspek organisasi terlihat telah adanya pembagian tugas yang jelas antara pengurus, pengawas, dan karyawan. Pengukuran kinerja koperasi menunjukkan semua perspektif mendapat predikat sangat baik. Nilai yang diperoleh masing-masing yaitu perspektif keuangan mendapat nilai 20.72%, perspektif bisnis internal mendapat nilai 19.1%, perspektif pelanggan mendapat nilai 16.4%, dan perspektif pertumbuhan dan pembelajaran mendapat nilai 40.6%. Secara keseluruhan kinerja koperasi mendapat nilai 96.82% dan mendapat kategori warna biru atau predikat sangat baik.
Keyword: balanced scorecard, kinerja koperasi, Kopsyah BMI

Judul: Biology and ecology of the buffalo fly, haematobia exigua de meijere (diptera:muscidae)
Abstrak: The life history of the buffalo fly was observed at room temperature of 27°-29.5°C and at a relative humidity of 48-68 percent. The eggs hatched after 17-22 hours, with an average of 18 hours. First instar larvae measured 1.25 + 0.16 mm long and 0.27 + 0.037 mm wide. reach the second larval stage. It took 6-12 hours to the second instar larvae measured 2.676 +0.187 mm long and 0.353 +0.028 mm wide. The second instar took about 12-24 hours to reach the third larval stage. The third instar measured 6.833 + 0.189 mm long and 0.919 + 0.051 mm wide. It took about 2-3 days for the third instar to become pupae. Duration of the pupal stage was about 5-7 days before the adults emerged. Under laboratory condition, the buffalo fly completed its life cycle in 9.5 to 10.5 days, whereas under field condition it took 9-14 days with an average of 10.5 days. The growth ratio which was based on the measurements of the cephalo-pharyngeal skeleton of each instar was 1.797. The preoviposition period was 8-12 days and mating usually occurred on the 6th or 7th day. The longevity of the male was 29 days, whereas it was 32 days in the female. The range of egg production under laboratory condition was between 20-139 per female fly. The belly and hind legs of the carabao were the most preferred habitat either during cloudy and cool dry or shiny and warm day. When the weather was clear and the carabao was in the shade, the flies tended to be more distributed particularly on the shoulder, dewlap, back and horns. The carabaos had relatively fewer Musca sp. and Stomoxys calcitrans than cattle; never the less carabaos had a higher infestation of buffalo fly than cattle. Oviposition occured either during the day or night but the buffalo flies were more active during the night than in the day time. The effect of various lengths of exposure time of manure in relation to the oviposition was profound. observed, the maximum number of the buffalo flies was occurred when the dung was exposed for 30 minutes. With increasing time of exposure the number and variety of insects also increase. It was evident that Sepsidae and psychodidae were the most dominant insects emerging from the dung. The number of buffalo flies also increased with increasing
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