Judul: The Estimation of Claim Reserves Based on Inflation Rates Using the Separation Method
Abstrak: Menentukan cadangan klaim adalah hal yang menjadi keharusan untuk perusahaan asuransi, baik itu untuk produk asuransi jiwa ataupun untuk produk asuransi umum. Penentuan cadangan klaim ditujukan untuk persiapan perusahaan dalam menghadapi risiko yang nantinya akan perusahaan tanggung dalam hal ini besarnya klaim yang diajukan pemegang polis yang kemudian akan dibayarkan oleh perusahaan. Penentuan cadangan klaim yang tepat juga akan menghindari perusahaan dari risiko gagal bayar terhadap klaim di masa depan. Dalam karya ilmiah ini dibahas mengenai penentuan cadangan klaim pada asuransi umum dengan menggunakan metode pemisahan. Berbeda dengan metode chain-ladder yang tidak mengikutsertakan faktor eksogen seperti inflasi ke dalam penghitungan cadangan klaim, pada metode pemisahan faktor eksogen tersebut diikutsertakan sehingga faktor eksogen tersebut akan mempengaruhi besarnya cadangan klaim. Besarnya tingkat inflasi dalam karya ilmiah ini ditentukan menggunakan dua metode, yaitu metode pendugaan rata-rata rasio dan metode regresi eksponensial. Berdasarkan hasil analisis, semakin tinggi tingkat inflasi, maka semakin tinggi pula cadangan klaim yang harus disiapkan perusahaan asuransi., Determining a claim reserve is a must for insurance companies, whether for life insurance products or general insurance products. The determination of the claim reserve is intended to prepare the company to face the risk that company will receive, in this case, the amount of claims submitted by policyholders which will be paid by the company. The appropriate determination of claim reserve will also prevent the company from the risk of default on future claims. This paper, discusses the determination of claim reserve in general insurance using the separation method. In contrast to the chain-ladder method which does not include the exogenous factors such as inflation into the calculation of claim reserves, in the separation method the exogenous factors are included, so that the exogenous factors will affect the amount of claim reserves. The inflation rate in this paper is determined using two methods, the average ratio estimation method and the exponential regression method. Based on the analysis results, the higher the inflation rate, the higher the claim reserve that must be prepared by the insurance company.
Keyword: asuransi umum, cadangan klaim, inflasi, metode pemisahan, claim reserve, general insurance, inflation, separation method

Judul: Estimasi Cadangan Klaim dengan Metode Pemisahan dan Chain-Ladder pada Asuransi Kredit
Abstrak: Cadangan klaim merupakan salah satu masalah terpenting dalam asuransi, mengingat perusahaan asuransi dituntut untuk selalu dapat menyediakan cadangan klaim yang cukup untuk menutupi pembayaran klaim di masa depan. Dalam karya ilmiah ini dibahas mengenai penentuan cadangan klaim pada asuransi kredit dengan dengan metode pemisahan dan metode chain-ladder. Data yang digunakan dalam penelitian merupakan data banyaknya klaim dan besarnya klaim yang dibayarkan dari tahun 2017 sampai 2021 pada Asuransi Kredit PT Asuransi Asei Indonesia. Metode pemisahan mengikutsertakan faktor eksogen yang memengaruhi besarnya cadangan klaim. Semakin tinggi tingkat inflasi, maka semakin tinggi pula cadangan klaim yang harus disiapkan perusahaan asuransi. Namun tidak berlaku pada estimasi cadangan klaim dengan tingkat inflasi menggunakan regresi eksponensial pada tahun 2020 dan 2021. Hasil perhitungan menggunakan metode pemisahan didapatkan estimasi total cadangan klaim dengan besar inflasi K_reg sebesar 98.523.149.678,1 dan K_mean sebesar 129.350.259.657,5. Sedangkan hasil perhitungan menggunakan metode chain-ladder didapatkan estimasi total cadangan klaim sebesar 97.584.153.972., Claim reserve is one of the most important issues in insurance, as insurance companies are required to provide sufficient claim reserves to cover the future claim payment. This study discusses about the determination of the reserve for claims on credit insurance using the separation method and chain-ladder method. The data used in the study is the data of the number and amounts of claim that were paid to PT Asuransi Asei Indonesia from 2017 to 2021. The separation method includes exogenous factors that affect the amount of calims reserves. The higher the inflation rate is, the higher claim reserves that a company must prepare. However, it does not apply on the claim reserve estimation with the inflation rate using exponential regression in 2020 and 2022. The results of calculations using the separation method obtained an estimate of the total claim reserves with K_reg inflation of 98,523,149,678.1 and K_(mean )of 129,350,259,657.5. While the results of calculations using the chain-ladder method obtained an estimated total claim reserves of 97,584,153,972.
Keyword: Credit Insurance, Claim Reserve, Separation Method, Chain-Ladder Method

Judul: Pengembangan distribusi ILOS multimedia (ILOSmedia)
Abstrak: The development of open source softwares is still going rapidly nowadays, including open source operating systems for desktop computer, netbook, tablet PC, and smartphone. The open source operating systems have considerable contribution to open source software. Linux is an open source operating system that continues to grow since 1991. The characteristics in general Linux are free, can be distributed freely, and free to make changes in it. Linux in its development is divided into several distributions. Each distribution is made as a specific goal so that the operating system can focus on running the desired functions, such as multimedia, networking, education, etc. The objective of of this research is to develop and evaluate the ILOS distribution for multimedia by providing multimedia of open source packages. ILOSmedia uses Ubuntu10.10 and Remastersys as a tool to remaster. ILOSmedia is developed by installing multimedia packages that have been obtained based on the results of questionnaires from 30 respondents from three communities, which are KPLI Bogor, Linux.com forums, and Kaskus.us forums. ILOSmedia also uses the Realtime kernel as kernal Mutimedia. ILOSmedia testing is performed by 11 students of Computer Science who are members of FOKERZ community. The testing process is performed by executing ILOSmedia via live-cd and filled in a questionnaire. The test result shows that ILOSmedia has hardware compatibility on notebook and PC with good performance. As much as 72.727% of respondents believe that the size of the installer ILOSmedia of 1.34 GB and a minimum 10GB hard drive is normal. ILOSmedia has multimedia packages complete with the percentage completeness according to respondents is 45.455% are very complete and 54.545% are complete. Boot speed ILOSmedia have an average of 28.87 seconds and 90.91% of respondents consider that ILOSmedia have a desktop environment that is easy navigation
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