Judul: Determinan Permintaan Ibu Rumah Tangga Pekerja Sektor Informal terhadap Perbankan Syariah di Kota Bogor
Abstrak: Perbankan memiliki peran penting dalam perekonomian di suatu negara. Namun permintaan terhadap perbankan syariah di Indonesia masih sedikit dibandingkan perbankan konvensional. Hal ini ditunjukkan dengan indeks literasi dan inklusi keuangan syariah yang lebih rendah dari keuangan konvensional. Ibu rumah tangga merupakan salah satu pekerja sektor informal yang memiliki indeks literasi dan inklusi keuangan syariah yang paling rendah dari pekerjaan lainnya. Penelitian ini bertujuan untuk menganalisis faktor-faktor yang memengaruhi permintaan ibu rumah tangga yang bekerja di sektor informal terhadap bank syariah di Kota Bogor. Data yang digunakan diperoleh dari hasil wawancara terhadap 60 ibu rumah tangga yang berprofesi sebagai pedagang di Pasar Anyar. Metode yang digunakan dalam penelitian adalah analisis regresi logistik. Hasil penelitian menunjukkan bahwa pengetahuan, promosi serta pelayanan berpengaruh signifikan terhadap permintaan ibu rumah tangga terhadap bank syariah.
Keyword: Bank Syariah, Permintaan, Regresi Logistik

Judul: Analisis Faktor-faktor yang Memengaruhi Masyarakat Muslim Kota Bogor dalam Memilih Menabung di Bank Syariah
Abstrak: Perkembangan bank syariah di Indonesia sudah semakin baik, namun persentase jumlah nasabah bank syariah terhadap jumlah populasi muslim di Indonesia hanya sebesar 17,3 persen. Hal ini menunjukan bahwa masih sedikitnya masyarakat yang memilih untuk menabung di bank syariah. Penelitian ini bertujuan untuk mendeskripsikan persepsi masyarakat muslim Kota Bogor terhadap bank syariah dan menganalisis faktor-faktor yang memengaruhi keputusan masyarakat muslim Kota Bogor dalam memilih menabung di bank syariah dengan mengambil responden sebanyak 80 responden. Metode pengumpulan data dengan penyebaran kuesioner secara online melalui google form, sedangkan metode analisis yang digunakan adalah analisis deskriptif dan analisis regresi logistik. Hasil penelitian ini menunjukkan bahwa pengetahuan, pendapatan dan layanan digital berpengaruh positif dan signifikan terhadap keputusan memilih menabung di bank syariah., The development of Islamic banks in Indonesia is getting better, however the percentage of Islamic bank customers against the number of muslim populations in Indonesia is only 17,3 percent. This shows that there are still few people who choose to save in Islamic banks. This study aims to describe the perception of the Muslim community of Bogor City towards Islamic banks and analyze the factors that influence the saving decision of muslim community in Bogor City in Islamic banks with 80 respondents. The method of data collection is by distributing online questionnaires via google form, while the analytical methods used are descriptive analysis and logistic regression analysis. The results of this study indicate that knowledge, income and digital service had a positive and significant effect on saving decisions in Islamic banks.
Keyword: bank syariah, menabung, persepsi, regresi logistik

Judul: Characteristic of chili drying (Capsicum annum L.) as a natural dyeing cosmetic
Abstrak: Chilli (Capsicum sp.) contains carotenoids, which are a group of natural pigments consist of red, orange or yellow color. Carotenoids can be dissolved in lipid so that they can be applied to oil-based cosmetic ingredients. Therefore, chilli is potential to be developed as cosmetic colorants. However, pungency of red chili needs to be removed because it is irritating and it provides stinging sensation to skin. Red chilli was investigated as a potent material for a cosmetic colourant in this research because it has a nice uniform red color and has a pungency level less than cayenne pepper. The purpose of this research was to investigate the influence of blanching on drying characteristics of red chilli using a tray dryer, determine the proper time of chili blanching in sodium bisulfite solution, examine color changes stability of red chili powder as a cosmetic dye, and analyze the effect of oleoresin extraction on color and pungency level of red chili powder. The results showed that blanching could affect the drying characteristics. Blanching the chilli for 9 minutes prior drying could speed up the drying rate of chilli and thus the drying time, therefore, the chilli achieved the desired moisture content fast. Sodium bisulfite solution of 0.2%, used as the blanching media, could maintain the color well. However, longer time of blanching might cause several pigments soluble in the blanching media. Blanching the chilli for 9 minutes was able to maintain red color after the stability tested and after extraction of oleoresin. Therefore, blanching red chilli in a solution of 0.2% sodium bisulfite for 9 minutes prior drying is concluded as the best treatment to retain the color of red chilli powder
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