Judul: Mekanisme Penyaluran Pembiayaan UMKM dan Kinerja Keuangan di Baitulmaal Muamalat
Abstrak: The Common problem related to SME expansion is capital issue. Until now, SME is still consider as a unbankable or not suitable for financing aid by banking industry. However, amil zakat institution plays a pivotal role to distribute the capitas for SME, especially for SME with SME with sharia principles. The study aims to observe the scheme of financing distribution and return. And also the implementation which had been adapted by Baitulmall Muamalat for SME in Indonesia. The study use analysis descriptive method to observe the scheme of financing distribution and return. Beside that, this study use performance ratio analysis to evaluate fiscal, efisiency program and investation performance to evaluate Baitulmaal financial performance for social activities which is unprofit orientation. The phases had been done by BMM for distribute capital to SMEKomunitas Usaha Mikro Muamalat Berbasis Masjid (KUM3) program are socialization, surveying canditate, compulsory training for group and distribute the capital loan. Beside capital issue, the candidate also given a mentoring and monitoring for bussines problem. And also given a fostering religous realization for fostering religious, is still low participant, but for mentoring and monitoring activities had a fluctuation in each region. This is also happen in the abiliity to return the loan. In general, the financial performance of BMM is fair and transparant. The distribution of capital also increase every year. The trend of increament show the distribution of capital is welldone.
Keyword: Small-Medium Enterprise (SME), Financing, Baitulmaal Muamalat

Judul: Program Pembiayaan Lembaga Keuangan Mikro Syariah (LKMS) dalam Peningkatan Kesejahteraan Pelaku Usaha Mikro (Studi Kasus BMT Syariah Baitul Karim, Bekasi)
Abstrak: The role of micro-enterprises in employment are very large, namely 99.9% of the total labour in Indonesia. It shows that micro businesses have a great opportunity in economic development and improving the welfare. This is not in accordance with the improvement of social welfare because of huge of the poor is 10.96% of the total population. Limited capital on micro businesses become obstacle that is difficult to avoid. In this case, the financing provided by the BMT become important for micro enterprises in accessing capital. The purpose of this study is to analyze the effect of the financing program in improving income and welfare micro businesses. The method which used in this research is Ordinary Least Square (OLS) method and logistic method. Significant variables that positively affect the revenue are financing taken of respondents, income generating family members, education, ethics and morals variable. The variables are positively and significantly affect the welfare are duration of membership, share of food expenditure to the total expenditure, average income, and financing are taken respondents
Keyword: Bogor Agricultural University, Welfare, Micro Enterprise, Logistic Method, Financing

Judul: Infeksi Virus Parainfluenza Pada Anjing
Abstrak: Virus parainfluenza anjing termasuk famili Paramyxoviridae, berbentuk pleomorf dengan ukuran bervariasi (bergaris tengah antara 100-500 nm), berpembungkus peka ether, berisi genom RNA dan secara serologis mempunyai kesamaan dengan virus SV-5 kera; dikenak sebagai salah satu kausa penting dari sindrom "kennel cough". Infeksinya dapat mengenai anjing semua umur yang belum pernah terinfeksi atau mendapatkan vaksinasi mengakibatkan gejala klinis ringan yang terbatas pada traktus respirasi atu infeksi yang secara klinis tidak memperlihatkan gejala nyata. Gejala klinis yang nampak setelah masa inkubasi (1-5 hari) terlewati berupa batuk yang tidak berat selama beberapa hari, berbagai tingkat tonsilitis dan pharyngitis dan kadang-kadang ditemukan kenaikan temperatur rektal antara 1-2 derajat C dari temperatur normal rat-rata. Anjing terinfeksi mengandung virus pada traktus respirasi bagian atas dan bawah serta limfonoduli sampai hari ke 9 setelah infeksi. Penyebaran virus antar anjing terjadi secara aerogen.
Keyword: