Judul: Strategi Bisnis PT Crowde Membangun Bangsa dengan Pendekatan Business Model Canvas (BMC).
Abstrak: PT Crowde Membangun Bangsa merupakan perusahaan berbentuk financial technology yang menawarkan jasa permodalan untuk kegiatan pertanian. Dengan konsep peer to peer lending (P2P), perusahaan berfungsi sebagai platform untuk mempertemukan investor dan pelanggan. Untuk terus berkembang dan menghadapi persaingan di masa mendatang, PT Crowde Membangun Bangsa memerlukan penyusunan dan perbaikan model bisnis. Penelitian ini bersifat kualitatif, analisis SWOT digunakan untuk mengevaluasi tiap elemen Business Model Canvas (BMC) pada perusahaan, kemudian akan dilakukan perbaikan untuk menciptakan Business Model Canvas (BMC) yang baru. Hasil penelitian menunjukkan bahwa model bisnis pada PT Crowde Membangun Bangsa masih memerlukan perbaikan. Adapun alternatif strategi yang dapat diterapkan perusahaan untuk memperbaiki model bisnis perusahaan adalah perbaikan pada customer segment dengan penambahan perkebunan sebagai segmen baru dan komoditas sapi potong sebagai perbaikan dari segmen yang sudah ada, perbaikan pada elemen ini perlu didukung dengan perbaikan elemen lain yaitu mengaktifkan kembali investor perorangan sebagai tambahan financial key resources perusahaan, tambahan jenis fasilitas pinjaman untuk meningkatkan value proposition, serta mengoptimalkan penggunaan teknologi pada elemen customer relationship dan key activities agar tambahan segmen konsumen diikuti dengan layanan yang maksimal dan aktivitas kunci yang efisien.
Keyword: fintech, P2P lending, startup, SWOT

Judul: Strategi Pengembangan Bisnis PT Ternaknesia Farm Innovation (Studi Kasus Divisi Ternakinvest).
Abstrak: 157 perusahaan fintech dalam proses pendaftaran perusahaan oleh OJK dan lebih dari 600 perusahaan fintech belum terdaftar (OJK 2017). Melihat semakin ketatnya persaingan dalam industry fintech, maka diperlukan strategi pengembangan bisnis yang tepat untuk dapat terus tumbuh dan bersaing di dalam industri fintech. Tujuan dari penelitian adalah mengetahui faktor-faktor internal dan eksternal yang mempengaruhi pengembangan bisnis, merumuskan alternatif strategi dan menentukan prioritas. Metode yang digunakan yaitu matriks IFE, EFE, I-E, SWOT, QSPM. Matriks IFE dan EFE menunjukkan faktor internal dan eksternal perusahaan berada pada kondisi rata-rata. Matriks I-E menunjukkan posisi perusahaan di kuadran lima. Formulasi strategi menggunakan matriks SWOT menghasilkan 6 alternatif strategi. Strategi prioritas yang dihasilkan oleh matriks QSP ialah merekrut tim inti yang expert dengan track record sangat bagus di bidang IT sekaligus menjabat sebagai ketua komunitas dari pekerjaan tersebut.
Keyword: fintech, peer to peer lending, strategi pengembangan

Judul: Phylogeography and Species Limits in the Papuan White Snake (Micropechis ikaheka) (Reptilia: Serpentes: Elapidae)
Abstrak: Papua white snake, Micropechis ikaheka, has been distingushed into two subspecies M.i. ikaheka and M.i. fasciatus. However, due to lack of data on their morphology, distribution and ecology, both subspecies often ignored in scintific discussions and refers only byas , Micropechis ikaheka. This study was designed to document the differences between M.i. ikaheka and M.i fasciatus by using scales characteristics and reproductive organ or hemipenes. The study also examine, zoogeography, habitat, diet and cannibalism of both subspecies to better understanding the the ecology of one of the most venomous snakes in the world. This study consists of three topics with method and also different in the size samples, respectively. The first study is the histology and microtopography of the skin were studied using paraffin method and Scanning Electron Microscope (SEM). The second is the hemipenis were examined by following Myers and Cadle (2003), and Zaher and Prudente (2003). The third is the abdominal surgery was carried out to document diet type and the investigate phenomenon of cannibalism in the snake. Specimens for this study came from the collection from Museum Zoologicum Bogoriense (MZB) and Universitas Negeri Papua’s Laboratory (LZU). The research result also indicated that the markers of skin and hemipenis described the same structure and microornamentation in all M. ikaheka groups being compared. Based specimens examined morphological descriptions do not s support the further differentiation in Micropechis. In short, two markers that used in this study could not sufficiently indicate the differences in the level of species and subspecies of M. ikaheka. The study, however, were able to delineate zoogeography and skin color patterns, which fall into four groups: M. i. ikaheka; M. i. fasciatus. M. i. ssp. “intermediate”; and M. i. ssp “black”. This study also revealed that color variations did not overlap in their geographic distribution. It is therefore, it suggested that environmental factors may contribute to the skin color variations. It also assumed that habitat discontinuous and biogeography factors may also cause the loss of the connection between the original populations (vicarians) or follow colonization events (dispersal). The examined of 22 stomach contents of M. ikaheka shows this species is carnivorous, and prey on vertebrates such as amphibians, fish, reptiles, and Mammals. These snakes are opportunistic predators since they prey on all that can be captured, but mainly reptiles (61.5%), followed by mammals and fish (both 15.4%), and amphibians (7.7%). Although categorized as terrestrial animal, the diet study showed that M. ikaheka snakes often go into the water to hunt for fish (the sample from Yapen island), including eel (the sample from Aru island). Based on prey items indentified, there is evidence that M. ikaheka is cannibal. At this time, there still no record on reason for cannibalism, but it is assumed that cannibalism was due to competition between populations and means to control population.
Keyword: geographic variation, white snake, papua