Judul: Model Pembiayaan Pengembangan UKM Agroindustri : Studi Kasus Usaha Pengolahan Tepung Ubi Jalar di Desa CIkarawang Kecamatan Dramaga
Abstrak: Developing a small business become the most promising sector to raise against the uncertainty of national economic condition. It was proved when the money crisis happened in Indonesia in 1997, many giant manufacturing coorporates collapsed but small bussines survived because they have flexibility and ability in using the local commodities. However, developing a small bussiness is not as easy as flip a hand. Most of small bussines still using traditional ways in production, financing, and management One of the most crucial problems in developing small business is financing. Developing business means the extra needs of money and it can not be fulfilled by the owner of the small bussines itself. Therefore, the financing from Bank, become the best solution for this problem. Nowadays there are many Banks providing money lending services to support the development of small bussines. In general, Banks can be divided in two types, which are the conventional Bank and the syariah Bank. Both of them provide financial support but in a different schemes of calculating method. The conventional Bank uses interest rate to calculate the amount of margin such as the flat interest and the effective interest. In other hand, the syariah Bank uses profit sharing to calculate the margins named akad, some of the akad are murabahah, ijarah, and musyarakah. This study will analyze the investment criteria in developing Hurips’s buessiness which consist of NPV, IRR and Net B/C and also identify the best scheme in developing the Hurip’s bussiness.
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Judul: Faktor-Faktor yang mempengaruhi realisasi pembiayaan Kupedes iB (studi kasus Bank BRI Syariah Kantor Cabang Pembantu Cibinong Bogor)
Abstrak: Micro, Small and Medium Enterprises (SMEs) is a business sector that has been shown to play a strategic role in overcoming the economic crisis ever hit Indonesia in 1997. On the other hand, SMEs and the informal sector has also been able to contribute to national economic growth. BRI KCP Cibinong Shariah is one of the banks that focus on working through the SME segment Kupedes iB program. But after running for 3 years, the average portfolio iB Kupedes KCP Cibinong tends to decrease. This study aimed to analyze the characteristics of the debtor and the factors that affect the realization of Kupedes iB financing. The analysis method used in this research is multiple linear regression prediction model evaluation approaches, test models and statistical tests of significance ttest. The results of the study explained that there are four independent variables are positive significant effect on the dependent variable: (1) the long-running business. (2) business revenue. (3) Other income outside the business (4) the rest of the mortgage loan.
Keyword: Bogor Agricultural University (IPB), multiple linear regression, Kupedes iB, financing realization factor

Judul: Hydroxyapatite-Chitosan Composite Coating on Stainless Steel 316 to Improve Corrosion Resistance
Abstrak: Metals that were used in bone implantation should have good corrosion resistance that were not easily corroded when implanted into the body. Metal corrosion resistance of stainless steel 316 can be enhanced through the metal coating by hydroxyapatite-chitosan composite with composition ratio of hydroxyapatite (gram) and chitosan 3% (mL) 0.2:0, 0.2:0.1, 0.2:0.5, 0.2:1.0, and 0.2:1.5. Besides improving the corrosion resistance of metal, the presence of chitosan also maintain the position of hydroxyapatite on metal surfaces. Corrosion resistance increases with increasing amount of chitosan added and the best composition of hydroxyapatite-chitosan composite was 0.2:1.0.
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