Judul: Strategi Peningkatan Penyaluran Kredit berdasarkan Analisis Kinerja Keuangan dan Faktor Eksternal BPR di Kabupaten Bogor
Abstrak: Bank Perkreditan Rakyat (BPR) is a financial institution that is currently undergoing the development as having a role in the funding of small and medium businesses. In Bogor district there are 25 BPR who each have different strengths and weaknesses. Based on the analysis of clusters obtained three groups of BPR are grouped based on ability to manage the assets, the extent of credit risk in traffic, liquidity, profitability and the cost of operation of BPR. Based on the clusters of BPR and analysis of factors internal and external to each group on BPR generated operational strategy to increase distribution center credit BPR and reduce non performing loan. Strategy for BPR group “A” are market developing, improving the facilities owned by BPR, applying the loans system of joint liability groups, improving BPR accuracy and prudence in giving loans. Strategy for BPR group “B” are improving the interest credit, improving customer service and facilities, market penetration and partnering with commercial banks to conduct training/comparative study. Last, the strategy for the BPR group “C” are improving the promotion, improving service, improving the amount of credit channelled and improving the quality of human resources.
Keyword: Bogor Agricultural University, SWOT Analysis, Cluster Analysis, BPR

Judul: Analisis Strategi Pemasaran Kredit Mikro Produktif pada PT. BPR Parasahabat Bogor
Abstrak: Tujuan dilakukan penelitian adalah (1) Menganalisis faktor-faktor internal dan eksternal di PT BPR Parasahabat Bogor. (2) Memformulasikan alternatif strategi pada PT BPR Parasahabat Bogor. (3) Menyusun alternatif strategi pemasaran yang tepat untuk meningkatkan pemasaran di BPR Parasahabat Bogor. Nilai total dari faktor-faktor internal BPR Parasahabat Bogor adalah sebesar 2.679. Nilai tersebut memiliki arti bahwa posisi perusahaan secara internal adalah kuat. Secara eksternal, perusahaan juga berada pada posisi kuat dengan skor 3.353, lebih besar dari nilai rataan 2.50. Berdasarkan metode AHP, Faktor berupa sumber daya manusia yang berpengalaman dalam hal product knowledge merupakan faktor prioritas utama yang harus diperhatikan oleh direktur utama apabila ingin dapat meningkatkan penyaluran kredit pada PT BPR Parasahabat Bogor. Strategi pengembangan pasar dengan meningkatkan promosi berupa personal selling dan melakukan promosi lokal ke posyandu dengan memberikan imunisasi gratis menjadi prioritas utama supaya bisa meraih tujuan perusahaan berupa meningkatkan penyaluran kredit.
Keyword: Rural bank, marketing strategy, product knowledge

Judul: Posisi Filogenetik Kura-Kura Carettochelys Insculpta  (Reptillia: Testudinata)
Abstrak: Carettochelys insculpta is an endemic freshwater turtle of southern Papua and northern Australia. Phylogenetic position of this turtle is remain unresolved until now. Most of the research conducted show close relationships of C. insculpta and members of Trionychidae family. However, some of the research show distance between C. insculpta and members of Trionychidae family. This research is conducted to analyze phylogenetic relationship between C. insculpta and other members of Testudinata using 12S rRNA, 16S rRNA, and both gene as markers. DNA samples were obtained from three different organisms of C. insculpta. Two species used as outgroups were Alligator mississippiensis and Iguana iguana. Phylogenetic analysis was carried out using Neighbor-Joining method with Felsenstein 1981 (F81) modeltest. A polytomy tree of Testudinata was produced by using 12S rRNA gene. However, analysis using 16S rRNA and both genes as markers confirmed that C. insculpta was located between the Chelonidae and the Trionychidae family.
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