Judul: Penentuan Premi Sistem Bonus Malus dengan Menggunakan Fungsi Utilitas Eksponensial
Abstrak: A Bonus Malus system is one of systems used in the automobile insurance. This system introduces the clasification of premium level, which is influenced by the number of claims from the policyholder every year. This paper discusses premium calculation on Bonus Malus system for automobile third party liability insurance with two different methods, which both are based on exponential utility functions. The first method is carried out by applying the principle of zero utility using the exponential utlilty function. The second method is formulated by breaking the symmetry between overcharges and undercharges by weighting them differently in the utility function in order to penalize the overcharges. In order to compare the calculation methods of both approaches, the expected value principle should be given in advance. Number of claims from each policyholder is assumed to follow Poisson distribution, while the parameters follow the gamma distribution. This leads to an unconditional negative binomial distribution. The posterior distribution of frequency claim parameter is to be determined in order to estimate the parameters using Bayes estimation technique. The premium calculation on Bonus Malus system using expected value and zero utility principle implies very high cost for high risk. In the Bonus Malus premium using the penalization of overcharges approach, the ratio between extreme premiums is reduced to produce a smaller Malus. Therefore, the most appropriate premium for policyholder in every class is the premium which applies penalization of overcharges
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Judul: Sistem Bonus Malus dengan Frekuensi Klaim Berdistribusi Geometrik dan Ukuran Klaim Berdistribusi Weibull
Abstrak: Bonus-Malus system is one of systems implemented by an insurance in calculating the risk premium based on claim history from each policyholder. In this work we discussed two different types of Bonus-Malus system namely the classical Bonus-Malus system and the optimal Bonus-Malus systems. The classical Bonus-Malus system sets the risk premium by taking into account only the number of accidents of each policyholder. While the optimal Bonus-Malus system sets the risk premium by taking into account both the frequency and the severity of the claims of each policyholder. Both of the Bonus-Malus systems are then compared, with the number and size of the claims and insured persons are assumed to follow respectively a geometric and a Weibull distributions. The risks faced by each policyholder are different such that the number and size of the claims experienced by each policyholder are also different. Fu r t h e rmo r e , posterior distribution o f severity and frequency claim parameters is estimated by using Bayes method. Subsequently, solutions of both systems are obtained in term of future premium based on claim history from each policyholder.
Keyword: Bogor Agricultural University, Weibull distribution., geometric distribution, Bonus-Malus systems

Judul: Budidaya dan pelestarian buaya air tawar irian (Crocodylus novaeguineae)
Abstrak: Di Indonesia terdapat beberapa spesies buaya diantaranya adalah Crocodylus porosus, Crocodylus novaeguineae, Tomistoma schlegelii dan Crocodylus siamenesis. Crocodylus novaeguineae baru ditemukan tahun 1928 di lrian Jaya dan Papua New Guinea oleh Schmidt. Dengan adanya perdagangan kulit buaya maka masyarakat mulai memburu buaya-buaya alam untuk dijual tanpa memperhatikan kelangsungan hidup spesies tersebut. Tempat hidup buaya-buaya inipun semakin sempit karena diubah jadi perladangan, lalu lintas air dan daerah pemukiman sehingga terjadi penurunan jumlah buaya secara cepat.
Keyword: Crocodylus porosus, Crocodylus novaeguineae, Tomistoma schlegelii, Crocodylus siamenesis