Judul: Strategi Pengelolaan Kredit Program PUAP melalui BUMDes (Kasus: Desa Cikarawang, Kabupaten Bogor)
Abstrak: Program PUAP merupakan salah satu upaya pemerintah yang bersifat top-down dalam membantu memecahkan permasalahan permodalan petani dan meningkatkan perekonomian masyarakat dalam bidang agribisnis. Di sisi lain pemerintah sedang mendorong perekonomian desa melalui pendirian BUMDes yang bersifat bottom-up. Pendirian BUMDes ini dibangun atas prakarsa masyarakat melalui pengelolaan sumberdaya/ potensi unggulan desa atau pengelolaan permasalahan yang dihadapi. Salah satu permasalahan yang dihadapi masyarakat di Desa Cikarawang adalah mengenai permodalan. Penelitian ini bertujuan untuk menganalisis faktor-faktor dalam pengembalian kredit PUAP dan kemudian di re-aplikasi melalui BUMDes. Penelitian menggunakan 35 sampel yang merupakan penerima kredit PUAP Desa Cikarawang. Analisis data menggunakan uji regresi binomial. Hasil penelitian menunjukan tidak ada pengaruh dari faktor tingkat pendidikan, sikap terhadap kredit, jumlah angsuran lain, pendapatan total RT, jumlah tanggungan RT, keberhasilan usahatani, upaya penagihan kredit, pemasaran dan penjualan produksi. Tidak adanya pengaruh dari faktor tersebut disebabkan oleh tidak imbangnya jumlah responden berstatus kredit lancar dan nunggak.
Keyword: Pelaksanaan kredit PUAP, Pengembalian Kredit PUAP, Strategi BUMDes

Judul: Persepsi Pelaku Usaha Terhadap Efektivitas Program Simpan Pinjam pada Badan Usaha Milik Desa (BUMDes)
Abstrak: Badan Usaha Milik Desa (BUMDes) merupakan salah satu kelembagaan ekonomi pedesaan yang keberadaannya menjadi implikasi dari kebijakan mengenai otonomi daerah. Salah satu program yang ada di BUMDes adalah program simpan pinjam. Pencapaian efektivitas program pada BUMDes tersebut memerlukan adanya modal sosial berupa keterlibatan, kepercayaan, serta kerja sama antara sesama peserta program maupun dengan pengelola BUMDes. Penelitian ini bertujuan untuk menganalisis persepsi pelaku usaha terhadap efektivitas program simpan pinjam pada BUMDes Cikarawang. Penelitian dilakukan menggunakan mix method dengan instrumen kuesioner dan panduan wawancara. Teknik pemilihan responden dilakukan dengan teknik simple random sampling. Hasil penelitian menunjukkan bahwa faktor pendorong modal sosial terdiri dari tingkat kecemburuan sosial dan tingkat pemahaman SDM. Sedangkan faktor penghambat terdiri dari tingkat partisipasi dan tingkat kerja sama. Tingkat efektivitas program tergolong sedang dan tingkat partisipasi merupakan satu-satunya faktor yang memiliki hubungan signifikan dengan tingkat efektivitas program, Village-Owned Enterprises (BUMDes) are one of the rural economic institutions whose existence is an implication of policies regarding regional autonomy. One of the programs in BUMDes is savings and loans program. Achieving program effectiveness in BUMDes requires social capital in the form of involvement, trust, and cooperation between fellow program participants and BUMDes managers. This study aims to analyze the perception of business actors on the effectiveness of the savings and loans program at BUMDes Cikarawang. The study was conducted using a mix method with questionnaire instruments and interview guides. The respondent selection technique is carried out by simple random sampling technique. The results showed that the driving factors of social capital are the level of social jealousy and the level of understanding of business actors. While the inhibiting factors are the level of participation and the level of cooperation. The level of program effectiveness is moderate and the level of participation is the only factor that has a significant relationship with the level of program effectiveness
Keyword: BUMDes, driving and inhibiting factors of social  capital, program effeciveness

Judul: Mercury Toxicity and It’s Effect on Histopathology Change of Nile Tilapia (Oreochromis niloticus).
Abstrak: Nile tilapia (Oreochromis niloticus) is one of fish species that oportunity to contaminated with mercury. The effects of pollutants can damage living organisms organs and can cause death. The effects caused mercury had acute or chronic character. The aims of this study are to determine threshold and acute toxicity of mercury chloride (HgCl2) of Nile tilapia (Oreochromis niloticus), to assess the effect of mercury chloride (HgCl2) on several biometric parameters (survival, growth rate of average daily weighted, liver condition, bile and reproductive variability of Nile tilapia (Oreochromis niloticus), assess the level of damage to the histological structure of the gills, liver and kidney of Nile tilapia (Oreochromis niloticus) caused mercury chloride (HgCl2) exposure. This study was conducted from February to June 2013. Nile Tilapia (Oreochromis niloticus) were used in this study were female with average weight 20 grams or 11-13 cm length range. Toxicant materials used in this study was mercury chloride (HgCl2). Fish were reared in each aquarium 60x40x30 containing 48 liters of water. This study consists of three stages: a preliminary test, acute test, and sub-chronic test. To determine the changes in biometric condition of tilapia approximated by measuring the survival rate (SR), the growth rate of average daily weight , the content of mercury in the fish organs, hepatosomatic index (HSI), the relative bile volume (VER), gonadal soamtic index (IKG), fecundity and oocit diameter, tissue damage caused by mercury in fish organs by making histological preparations stained with hematoxylin and eosin. The median lethal concentration (96 hr, LC50) of Mercury Chloride was calculated as 1,64 mgL--1.The survival rate was highest in the control treatment (46,67 %) . Mercury chloride with concentration 0.196 mgL--1 show significant effect to changes HSI and relative bile volume, and oocyte diameter of Nile tilapia (p < 0,05). Mercury chloride with a concentration of 0,164 mgL-1 and 0,196 mgL-1 have not a significant effect on the growth rate of weight, gonadal somatic index and fecundity of Nile tilapia (p > 0,05). Mercury chloride cause damage to gills (hyperplasia, hypertrophy, proliferation and neukrosis), liver (hyperplasia, hemorhage, shrinkage of hepatocytes, proliferation and neukrosis) and kidney (hyperplasia, hemorrhage, shrinkage of the glomerulus, proliferation and neukrosis).
Keyword: Nile tilapia, Hepatosomatic indexs (HSI), histopathology