Judul: The Study of Women’s Savings and Loan Activity (a Case Study of Project Management Unit in Semparuk Sub-Distric Sambas Regency)
Abstrak: Women's savings and loan (SPP) activity is Indonesian government effort to develop rural savings and loan’s potency, access facility to micro scale enterprise funding, needs fulfill for funding basic social, institutional strengthening of woman activity, support poor households alleviation and create the employment. The objectives of this study were, to identify existing problems, to analyze strengths, weakness, opportunities and threats (SWOT) in the savings and borrowing activities from SPP groups and to improve strategies in the Project Management Unit (UPK) of Semparuk sub-district Sambas regency. The primary data were collected to fund user by observation and interviewed techniques, and secondary data obtained from literature studied. Interviews were conducted to 50 respondents whose used credit for three consecutive years and four program actors. The data explained descriptively and assessment strategies analyzed using internal factor evaluation matrix, external factor evaluation matrix, internal-external matrix, SWOT matrix and quantitative strategic planning matrix. The results show that the were identified problems: poor households’ economic empowerment had not done yet, group members’ savings fail to grow, credit disbursement process was relatively slow, program actors’ role fail to facilitate the groups particularly in members’ businesses development. Several alternative strategies that can be implemented by UPK are: improve the services, expanse the credit markets and marketing networking, maximize the program actors’ role, maintain the commitment to developing the SPP, increase the programs promotion, increase the assistance to SPP groups and diversification of deposit and loan products.
Keyword: 

Judul: Analisis Gender dalam Program Simpan Pinjam untuk Kelompok Perempuan (SPP)
Abstrak: Women’s Group Saving and Loans Program is the program implementate economical development for women. Gender relations were analyzed using Analysis Techniques Harvard to see the profile of activity and profile access and control over resources and benefits. This research used quantitative approach and supported by qualitative approach. The purpose of this research are, to analyze time allocation of man and women in working area and household, to analyze decision making type on allocation of loan capital and management business, to analyze changes of socio-economics condition in household members of SPP, to analyze effects of decision making type on allocation loan capital and management business and the condition socio-economic, to analyze effect of time allocation of women's work towards sosio-economic condition. Result of research showed that decision making type for loan and business management was dominated by women.
Keyword: 

Judul: Gambaran darah ikan mas Cyprinus carpio yang terinfeksi koi herpes virus
Abstrak: Iak memiliki sistem pertahanan tubuh untuk melawan berbagai macam penyakit. Pertahanan tubuh ikan terbagi 2 sistem yaitu pertahanan non-spesifik yang terdiri atas kulit, sisik, lendir dan darah dan pertahanan spesifik yaitu antibodi. Darah adalah cairan tubuh, yang berfungsi mengangkut oksigen, makanan dan hormon ke seluruh jaringan agar semua sel dapat berjalan sesuai fungsinya.
Keyword: