Judul: Pengaruh Literasi Keuangan Syariah, Inklusi Keuangan Syariah, dan Perilaku Keuangan terhadap Keputusan Investasi Generasi Z di Jawa Barat
Abstrak: Survei Otoritas Jasa Keuangan tahun 2022 menunjukkan bahwa indeks literasi keuangan syariah sebesar 9,14 % dan indeks inklusi keuangan syariah sebesar 12,12 %. Berdasarkan sektor jasa keuangan pasar modal merupakan sektor dengan indeks literasi terendah yaitu 0,02%. Provinsi Jawa Barat memiliki jumlah Generasi Z terbanyak di Indonesia yaitu sebesar 16,4 juta jiwa yang dapat menjadi potensi bagi pembangunan ekonomi syariah. Penelitian ini bertujuan untuk menganalisis tingkat literasi dan inklusi keuangan syariah Generasi Z di Jawa Barat serta pengaruh literasi keuangan syariah, inklusi keuangan syariah dan perilaku keuangan terhadap keputusan investasi dengan metode analisis deskriptif dan SEM-PLS. Hasil penelitian menunjukkan bahwa rata-rata tingkat literasi keuangan syariah sebesar 77,9% (well literate) dan tingkat inklusi syariah sebesar 80,5% (tinggi). Literasi keuangan syariah dan inklusi keuangan syariah berpengaruh signifikan terhadap keputusan investasi, tetapi perilaku keuangan tidak berpengaruh signifikan terhadap keputusan investasi., The Financial Services Authority (OJK) survey in 2022 showed that the Sharia financial literacy index was 9.14% and the Sharia financial inclusion index was 12.12%. Based on the financial services sector, the capital market sector had the lowest literacy index, which was 0.02%. West Java Province has the highest number of Generation Z individuals in Indonesia, amounting to 16.4 million people, which presents a potential for Sharia economic development. This research aims to analyze the levels of Sharia financial literacy and inclusion among Generation Z in West Java, as well as the influence of Sharia financial literacy, Sharia financial inclusion, and financial behavior on investment decisions, using descriptive analysis and the SEM-PLS method. The research results showed that the average level of Sharia financial literacy was 77.9% (well-literate), and the level of Sharia inclusion was 80.5% (high). Sharia financial literacy and Sharia financial inclusion significantly influence investment decisions, while financial behavior does not significantly influence investment decisions.
Keyword: Financial Behavior, Investment Decisions, SEM-PLS, Sharia Financial Inclusion, Sharia Financial Literacy

Judul: Pengaruh Literasi Keuangan Syariah Terhadap Keputusan Menjadi Nasabah Bank Syariah (Studi Kasus: Generasi Z Muslim di Jawa Barat)
Abstrak: Literasi keuangan syariah diduga memiliki pengaruh terhadap keputusan menjadi nasabah bank syariah. Penelitian ini bertujuan untuk menjelaskan tingkat literasi keuangan syariah serta menganalisis pengaruh faktor tersebut dan faktor-faktor lain terhadap keputusan Generasi Z muslim di Jawa Barat menjadi nasabah bank syariah. Metode analisis yang digunakan berupa analisis statistik deskriptif dan regresi linear berganda. Hasil penelitian menunjukkan bahwa rata-rata tingkat literasi keuangan syariah Generasi Z muslim di Jawa Barat sebesar 86,9% serta faktor yang berpengaruh secara parsial adalah literasi keuangan syariah, religiusitas, dan sosial terhadap keputusan Generasi Z muslim di Jawa Barat menjadi nasabah bank syariah., Islamic financial literacy is thought to have an influence on the decision to become an Islamic bank customer. This study aims to explain the level of Islamic financial literacy and analyze the influence of these factors and other factors on the decision of Generation Z muslims in West Java to become Islamic bank customers. The analysis methods used are descriptive statistical analysis and multiple linear regression. The results showed that the average level of Islamic financial literacy of Generation Z muslims in West Java was 86.9%, and partially there was an influence of Islamic financial literacy, religiosity, and social factors on the decision of Generation Z muslims in West Java to become Islamic bank customers.
Keyword: islamic bank, Generation Z, islamic financial literacy, multiple linear regression

Judul: Application of carboxymethyl cellulose (CMC) from Pineapple core as edible coating for Grape Tomatoes (Lycopersicon esculentum Mill. 'Santa')
Abstrak: About 161 million tons of tomatoes were produced per year in the world in 2012. However, the large amount of this production was lost partly due to a lack of effective facilities during storage. Such a loss can be minimized using an alternative method which applies carboxymethyl cellulose (CMC) based edible coating. Pineapple core, which creates waste problem in many countries, is a source of cellulose and can be derived into CMC. The aim of this study was to investigate the effect of CMC based coating from 2% pineapple core (CMCpc) and commercial CMC (CMCc) compared to control on weight loss, firmness, total color difference (ΔE), total soluble solid (TSS) and Vitamin C content of grape tomatoes in ambient storage (25oC and 70%). The results showed that in the last day observation, coated grape tomatoes using CMCc and CMCpc had a lower weight loss (14.63 and 24.51%), lower TSS (5.14% and 5.12% Brix) and higher vitamin C content (28.47 and 27.67 mg/100g) than control (24.71% weight loss, 5.6% Brix, and 26.68 mg/100g). However, there was no effect observed in firmness and ΔE of tomatoes with and without coating (p<0.05). These results indicated that CMC coating can delay the moisture loss and ripening process of tomatoes in ambient condition.
Keyword: carboxymethyl cellulose, edible coating, pineapple core, qualities of tomatoes, storage