Judul: Customers' Decision to Save in Islamic Banks (Case Study: Millennial Generation Bogor Regency)
Abstrak: Upaya perkembangan Bank Syariah di Indonesia dapat dilakukan dengan meningkatkan jumlah nasabahnya. Kabupaten Bogor merupakan daerah dengan jumlah penduduk terbanyak di Jawa Barat sehingga dapat menjadi potensi pertumbuhan Bank Syariah. Diantara nasabah yang potensial untuk Bank Syariah adalah orang-orang yang berasal dari kelompok generasi milenial. Penelitian ini bertujuan untuk mengetahui faktor-faktor yang memengaruhi keputusan menabung generasi milenial Kabupaten Bogor di Bank Syariah dengan menggunakan sampel 100 responden generasi milenial di Kabupaten Bogor yang menabung di Bank Syariah. Pengambilan data dilakukan dengan menyebar kuesioner secara online lewat beberapa sosial media. Penelitian ini menggunakan metode analisis deskriptif dan analisis regresi logistik. Hasil regresi logistik menunjukkan bahwa variabel pengetahuan tentang bank syariah, aksesibilitas, pelayanan, dan tingkat religiusitas berpengaruh positif dan signifikan terhadap keputusan menabung di bank syariah.
Keyword: Islamic bank, logistic regression, millennial generation, saving

Judul: Factors Influencing Generation Z Muslims in Bogor City in Choosing to Save in Islamic Banks
Abstrak: Perkembangan bank syariah di Indonesia makin baik setiap tahunnya. Jumlah DPK dan pembiayaan di bank syariah mencapai 52,02 juta nasabah, hanya 17,8% dari jumlah penduduk muslim di Indonesia yang merupakan nasabah bank syariah. Hal ini menggambarkan bahwa masyarakat muslim yang menabung di bank syariah masih tergolong kecil. Penelitian ini bertujuan mengidentifikasi dan menganalisis karakteristik serta faktor-faktor yang memengaruhi generasi Z muslim Kota Bogor dalam memilih menabung di bank syariah. Sampel pada penelitian ini sebanyak 120 responden. Metode pengumpulan data dilakukan dengan menyebar kuesioner secara online melalui google form. Pengolahan data menggunakan Microsoft Excel dan SPSS versi 26. Hasil penelitian ini menunjukkan bahwa variabel religiositas, pelayanan, dan reputasi berpengaruh positif dan signifikan terhadap keputusan menabung di bank syariah., The development of Islamic banks in Indonesia is getting better every year. The number of deposits and financing in sharia banks reached 52.02 million customers, only 17.8% of the total Muslim population in Indonesia are sharia bank customers. This illustrates that the Muslim community that saves in sharia banks is still relatively small. This research aims to identify and analyze the characteristics and factors that influence generation Z Muslims in Bogor City in choosing to save at sharia banks. The sample in this study was 120 respondents. The data collection method was carried out by distributing questionnaires online via Google Form. Data processing uses Microsoft Excel and SPSS version 26. The results of this study show that the variables religiosity, service and reputation have a positive and significant effect on the decision to save at a sharia bank
Keyword: regresi logistik, Bank Syariah, Generasi Z, Menabung

Judul: Synthesis of Apatite - Chitosan Composite Using Duck Eggshell and Chitosan with Temperature and pH Control
Abstrak: Composite of apatite-chitosan was prepared by using chitosan as polymer matrix. Calcium phosphate was prepared from CaO and (NH4)2HPO4, which the ratio Ca : P had to be 1.67. Chitosan is produced by deacetilase from biopolymer chitin. Duck eggshell (95% CaCO3) as starting material was converted to be calcium oxide (CaO) through calcinations with temperature 1000oC for 5 hours. In-situ and ex-situ methods were prepared from apatite and chitosan (dissolved with acetate acid 2%). Calcium phosphate prepared for bone implantation, but it is too fragile and brittle to be implant into the body. So addition of chitosan can decrease crystalinity and increase mechanic characteristic (tougher). Composite apatite-chitosan was resulted by fast precipitation. Fast precipitation was held in a breaker glass with nitrogen atmosphere, under controlled temperature at 37oC and pH 7, in order to increase amount of hydroxyapatite. Precipitation with CaO which was dropped by (NH4)2HPO4. Hydroxyapatite and chitosan were appearing at samples with in-situ and ex-situ methods which indicating by peak matching of XRD (closed lattice parameter, crystal size), overlapping at FTIR spectra and supporting by SEM picture (homogenous and agglomerated particle). However, it still needs further research to examine biocompatibility osteoconductive degree of sample by in-vivo and in-vitro test.
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