Judul: Faktor-Faktor yang Memengaruhi Kepuasan Produk pada Tabungan iB Xtra UUS CIMB Niaga Syariah Bogor
Abstrak: CIMB Niaga Syariah merupakan unit usaha khusus berlandaskan hukum Islam yang dibentuk oleh Bank CIMB Niaga. Penelitian ini bertujuan untuk mengkaji karakteristik responden dalam menggunakan produk tabungan iB Xtra dengan akad mudharabah dan mengetahui faktor-faktor yang dapat memengaruhi tingkat kepuasan produk pada tabungan iB Xtra dengan akad mudharabah di UUS CIMB Niaga Syariah Bogor. Metode yang digunakan pada penelitian ini adalah analisis deskriptif dan uji regresi linier berganda yang dibantu oleh aplikasi SPSS versi 24. Sampel yang digunakan pada penelitian ini sebanyak 100 responden yang merupakan nasabah UUS CIMB Niaga Syariah Bogor dan menggunakan produk tabungan iB Xtra dengan akad mudharabah. Hasil dari penelitian ini menunjukkan bahwa seluruh variabel independen yaitu sistem bagi hasil, promosi, pelayanan, syarat administrasi, sistem operasi syariah, fasilitas, dan motivasi memiliki pengaruh positif secara signifikan terhadap kepuasan produk (variabel dependen), jika variabel independen meningkat maka variabel dependen akan semakin tinggi.
Keyword: UUS, Tabungan iB Xtra, Kepuasan Produk

Judul: Analisis Kualitas Layanan Produk Tabungan terhadap Kepuasan Nasabah Bank BRI Cabang Cibubur
Abstrak: Dalam industri perbankan, memberikan kualitas yang baik dapat mempengaruhi kepuasan nasabah. Bank BRI adalah salah satu Bank Usaha Milik Negara (BUMN) terkemuka di Indonesia yang memiliki pengalaman dan selalu berusaha memberikan pelayanan yang maksimal bagi nasabahnya. Tujuan penelitian ini adalah mengidentifikasi karakteristik nasabah Bank BRI Cabang Cibubur, mengetahui persepsi nasabah Bank BRI Cabang Cibubur terkait kualitas layanan, dan menganalisis pengaruh kualitas layanan Bank BRI Cabang Cibubur terhadap kepuasan nasabah. Data yang digunakan terdiri dari data primer (kuesioner dan observasi) dan data sekunder (studi literatur). Metode pengolahan dan analisis data menggunakan analisis deskriptif dan analisis regresi linier berganda. Hasil penelitian menunjukkan nasabah Bank BRI Cabang Cibubur memiliki persepsi yang baik terhadap variabel kualitas layanan bukti fisik, kehandalan, ketanggapan, jaminan, dan empati. Secara simultan kualitas layanan berpengaruh terhadap kepuasan nasabah Bank BRI Cabang Cibubur. Secara parsial variabel kehandalan, ketanggapan dan empati memiliki pengaruh yang signifikan terhadap kepuasan nasabah.
Keyword: BRI, kepuasan nasabah, kualitas layanan, regresi linier berganda

Judul: Systematics of Desmos (Annonaceae) in Malesia
Abstrak: Desmos is a woody climbing genus of Annonaceae which has been widely used as traditional medicine in several countries such as China, Indo-China, Thailand, and Peninsular Malaysia to treat dysentery, vertigo, fever, and postpartum. Phylogenetic studies on Desmos showed a close relationship between Desmos and Dasymaschalon. They share similar moniliform monocarpic fruits, but their flowers are different. It has been debated among Annonaceae researchers whether both genera should be treated as the same or distinct genus. Therefore, investigation on the taxonomic delimitation of Desmos species and Dasymaschalon will be necessary. Plastid genome (plastome) identification, leaf epidermal section of Desmos species and Dasymaschalon species, a taxonomic revision of Desmos in Malesia using morphological data, the spatial distribution of Desmos species in Malesia, and morphological and genetic variation in Desmos chinensis population using ISSR marker were used to investigate taxonomic delimitation of Desmos. Plastome study of Desmos chinensis and Dasymaschalon dasymaschalum was carried out to determine the origin, evolution, phylogenomics, and identify marker candidates for Desmos and Dasymaschalon or with other genera in Annonaceae. We discovered that the plastome of Desmos chinensis was circular with the size of 167,677 bp (smaller than Dasymaschalon dasymaschalum), consist of 111 genes, including 78 protein-coding genes, 29 transfer RNAs, and 4 ribosomal RNAs. The plastome showed a typical quadripartite structure, i.e., large single copy (LSC), small single copy (SSC), and two inverted repeats (IRs). The plastome of Dasymaschalon dasymaschalum was 191,488 bp in length, which also exhibited a typical quadripartite structure (LSC, SSC, and two IRs). Desmos chinensis and Dasymaschalon dasymaschalum showed different copies of accD, ndhD, ndhF, rps18, and ycf2. Protein coding genes of rpoB, rpoC1, rbcL, matK, rpl32, infA, and rpl36 were identified based on nucleotide diversity, sequence variability, and parsimony-informative sites. The genes are defined as molecular marker candidates of plastome for phylogenetic, barcoding, and population genetic research. We predicted that Desmos chinensis and Dasymaschalon dasymaschalum separated at ca. 64 million years ago during the Paleocene. Leaf anatomical feature study was carried to support the taxonomic delimitation of interspecific Desmos and intergeneric of Desmos and Dasymaschalon. Leaf anatomy in the paradermal section of 20 taxa (12 species of Desmos, eight species of Dasymaschalon) have been carried out. According to the leaf epidermal section, Desmos and Dasymaschalon are two distinct genera mainly distinguished based on the anticlinal wall undulation of epidermal cells and supported by variation of the crystal type and size. The anticlinal wall undulation of Desmos was almost straight to slightly wavy and never sinuous; meanwhile, Dasymaschalon varies from almost straight to deeply sinusoid. The crystals of Desmos consist of rhombohedral, druse type A, and druse type B crystals, whereas Dasymaschalon has prism, druse type A, druse type B, and druse type C crystals. The recent taxonomic revision using the morphological data was mainly based on the examination of about 1374 specimens from BO, L, WAN, ANDA, SING, SAN, K, P, HUH herbaria. The Desmos species in Malesia consists of eight species: D. acutus, D. chinensis, D. chryseus, D. dunalii, D. pedunculosus, D. subbiglandulosus, two new records: D. lawii and D. macrocarpus, and one
Keyword: Dasymaschalon, Desmoid clade, Magnoliid, plastid genome, phylogenomics analysis