Judul: Profil Nasabah dan Kebijaksanaan Pemasaran PD. Bank Pasar Pemda Dati II Kabupaten Magelang
Abstrak: Penelitian ini dilakukan dengan metode studi kasus PD. Bank Pasar Pemda Dati I1 Kabupaten Magelang. Data yang digunakan ialah data primer dan sekunder, baik data kualitatif maupun data kuantitatif. Data profil nasabah diambil secara acak dari data perusahaan dengan tetap memperhatikan prinsip-prinsip kerahasiaan bank. Hasil penelitian ini menunjukkan bahwa nasabah sumber dana utama PD. Bank Pasar ialah nasabah deposito, yang sebahagian besar berdomisili di Kotamadya Magelang dan Mertoyudan.
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Judul: Analisis pelayanan kredit dan perkembangan usaha Bank Perkreditan Rakyat : Studi kasus di PD Bank Pasar Kabupaten Daerah Tingkat II Magelang
Abstrak: Masalah-masalah yang dihadapi PD Bank Pasar adalah tidak memiliki keunggulan kompetitif dalam hal suku bunga kredit yang ditawarkan, mempunyai angka kredit macet yang tinggi dan tidak mengasuransikan kreditnya ke lembaga asuransi manapun. Tujuan penelitian adalah mempelajari mekanisme dan prosedur pelayanan kredit Bank Pasar, mendeskriptifkan usaha Bank Pasar dalam menekan dan menangkal resiko kemacetan kredit, mempelajari kebijakan perkreditan Bank Pasar, serta menganalisis perkembangan usaha Bank Pasar. Penelitian dilakukan di PD Bank Pasar Kabupaten Dati II Magelang dengan metoda studi kasus. Sumber dana kredit didominasi oleh deposito, dengan pangsa sekitar 75%. Prosedur perkreditan yang sederhana dan pelayanan yang cepat merupakan kiat Bank Pasar dalam menghadapi persaingan dan usaha modifikasi teknis-formal perbankan menjadi teknis informal perbankan. Portofolio kredit Bank Pasar secara sektoral dibagi menjadi Kredit Pasar, Kredit Umum dan Kredit Karyawan. Portofolio kredit yang demikian adalah usaha bank untuk menyebar resiko menurut sektor usaha debitur.
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Judul: Thermal Characteristics and Dynamics of Tropical Cyclone over Western North Pacific Ocean: A Case Study of Typhoon Songda (Chedeng) 2011
Abstrak: The frequent occasion of Tropical Cyclone (TC) over Western North Pacific (WNP) Ocean lies from 10˚N to 26˚N and 121˚E to 170˚E. Sources of TC development come from warm ocean temperature where latent heat is released during condensation processes and subsequently concentrated in the boundary layer. Relative humidity at 850-700 hPa is responsible to produce the most intense storm. Meanwhile, weak vertical wind shear between 850-200 hPa is one of the dynamical factors that lead to the development of TC. Pressure level of 850-200 hPa is chosen to minimize the thermodynamic effect in the lower troposphere. Typhoon Songda (Chedeng in the Philippines) or TSC lasted from May 18th to 30th, 2011 and strengthened into powerful Super Typhoon stage between May 24th and 27th. Long curving track and the exhibition of all sequences of TC life cycle, TSC is then considered as an ideal case of TC. The objective of the study with case of TSC is to investigate the role of thermal characteristics and dynamics on TC intensity. The research is carried out by using Advanced Research of Weather Research and Forecasting model (WRF ARW model) version 3.3. Two domains are employed in the model. The first domain situate from 02˚N to 40˚N and 118˚E to 149˚E and cover spatial resolution () of 33.1 km. The second domain situate from 09˚N to 27˚N and 119˚E to 132˚E with of 11 km. Timestep of the model () is 120 seconds. The model is supported by the following physical parameterization, i.e., Yonsei University Scheme (YSU) in the boundary layer, Kain-Fritsch scheme (KF) in the cumulus, and WRF Single-Moment 3-class scheme in the microphysics. Initial meteorological condition prior to the formation of the cyclone is generated using WRF ARW standard-release model. Sensitivity of the model output is obtained from a selected single-parameter change scenarios, namely, 10 % to 20 % decrease and increase of wind shear initial data at 850-200 hPa, and by 10 % to 20 % decrease of relative humidity initial data at 850-700 hPa. The result showed that the negative correlations between wind shear and intensity are found in wind shear scenarios. Wind shears of 10 ms-1 which lead to strengthening of the wind intensity in the early period of Typhoon development are found in wind shear scenarios. The effect of wind shear changes on wind intensity is statistically significant in the 20 % wind shear scenarios. During mature stage, weak wind intensity occurred when wind shear increase as given in the WRF standard-release and the 20 % decreasing scenario. Different situation is found in the 20 % increasing scenario where wind shear tend to weak and lead to strong wind intensity at this stage. Meanwhile, the reduction of moisture supply at 850-700 hPa resulting from 20 % decreasing relative humidity play a major role in the weakening of wind intensity and reduces mechanical energy of the cycle process as much as 300 J kg-1.
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