Judul: Pengaruh Literasi Keuangan Syariah Terhadap Perilaku Keuangan Masyarakat Sekitar Pondok Pesantren Di Kecamatan Cibitung Bekasi.
Abstrak: Literasi keuangan syariah erat kaitannya dengan kemampuan seseorang dalam mengetahui serta memahami produk dan jasa keuangan syariah berdasarkan prinsip syariah. Tujuan literasi keuangan syariah diharapkan tidak hanya mengetahui dan memahami lembaga jasa keuangan syariah serta produk dan jasa keuangan syariah, melainkan juga bagaimana agar dapat mengubah dan memperbaiki perilaku masyarakat dalam pengelolaan keuangan syariah sehingga mampu meningkatkan kesejahteraan masyarakat. Penelitian ini bertujuan untuk menganalisis tingkat literasi keuangan syariah, perilaku keuangan masyarakat dan pengaruh tingkat literasi keuangan syariah terhadap perilaku keuangan pada masyarakat sekitar pondok pesantren. Analisis data menggunakan analisis statistik deskriptif dan analisis regresi linier berganda. Secara kumulatif, seluruh variabel literasi keuangan syariah berpengaruh positif terhadap perilaku keuangan masyarakat. Secara parsial, masing-masing variabel berpengaruh secara positif.
Keyword: literasi keuangan syariah, perilaku keuangan, pondok pesantren

Judul: Pengaruh Literasi Keuangan Syariah Terhadap Keputusan Menjadi Nasabah Bank Syariah (Studi Kasus: Generasi Z Muslim di Jawa Barat)
Abstrak: Literasi keuangan syariah diduga memiliki pengaruh terhadap keputusan menjadi nasabah bank syariah. Penelitian ini bertujuan untuk menjelaskan tingkat literasi keuangan syariah serta menganalisis pengaruh faktor tersebut dan faktor-faktor lain terhadap keputusan Generasi Z muslim di Jawa Barat menjadi nasabah bank syariah. Metode analisis yang digunakan berupa analisis statistik deskriptif dan regresi linear berganda. Hasil penelitian menunjukkan bahwa rata-rata tingkat literasi keuangan syariah Generasi Z muslim di Jawa Barat sebesar 86,9% serta faktor yang berpengaruh secara parsial adalah literasi keuangan syariah, religiusitas, dan sosial terhadap keputusan Generasi Z muslim di Jawa Barat menjadi nasabah bank syariah., Islamic financial literacy is thought to have an influence on the decision to become an Islamic bank customer. This study aims to explain the level of Islamic financial literacy and analyze the influence of these factors and other factors on the decision of Generation Z muslims in West Java to become Islamic bank customers. The analysis methods used are descriptive statistical analysis and multiple linear regression. The results showed that the average level of Islamic financial literacy of Generation Z muslims in West Java was 86.9%, and partially there was an influence of Islamic financial literacy, religiosity, and social factors on the decision of Generation Z muslims in West Java to become Islamic bank customers.
Keyword: islamic bank, Generation Z, islamic financial literacy, multiple linear regression

Judul: Characteristic of chili drying (Capsicum annum L.) as a natural dyeing cosmetic
Abstrak: Chilli (Capsicum sp.) contains carotenoids, which are a group of natural pigments consist of red, orange or yellow color. Carotenoids can be dissolved in lipid so that they can be applied to oil-based cosmetic ingredients. Therefore, chilli is potential to be developed as cosmetic colorants. However, pungency of red chili needs to be removed because it is irritating and it provides stinging sensation to skin. Red chilli was investigated as a potent material for a cosmetic colourant in this research because it has a nice uniform red color and has a pungency level less than cayenne pepper. The purpose of this research was to investigate the influence of blanching on drying characteristics of red chilli using a tray dryer, determine the proper time of chili blanching in sodium bisulfite solution, examine color changes stability of red chili powder as a cosmetic dye, and analyze the effect of oleoresin extraction on color and pungency level of red chili powder. The results showed that blanching could affect the drying characteristics. Blanching the chilli for 9 minutes prior drying could speed up the drying rate of chilli and thus the drying time, therefore, the chilli achieved the desired moisture content fast. Sodium bisulfite solution of 0.2%, used as the blanching media, could maintain the color well. However, longer time of blanching might cause several pigments soluble in the blanching media. Blanching the chilli for 9 minutes was able to maintain red color after the stability tested and after extraction of oleoresin. Therefore, blanching red chilli in a solution of 0.2% sodium bisulfite for 9 minutes prior drying is concluded as the best treatment to retain the color of red chilli powder
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