Judul: Increased Distribution Strategy People Business Credit at ABC Bank Branch Pangkalpinang
Abstrak: Micro, Small and Medium Enterprises (SMEs) have a role in the national development strategy. Due to most of the people involved in the activities of SMEs and cooperatives, both in the traditional and modern sectors. Therefore, in addition to a role in economic growth and employment also play a role in improving the welfare of society. The purpose of this study was to determine the general strategy used by Bank ABC in improving people's business credit (KUR) in Pangkalpinang. In particular, this study aims to (a) examine patterns KUR Bank ABC Branch Pangkalpinang; (b) identify and analyze internal and external factors in KUR Bank ABC Branch Pangkalpinang and (c) developing alternative business strategies for the selected priority KUR ABC Bank Branch Pangkalpinang. Research form of case studies conducted in Bank ABC Branch Pangkalpinang Bangka Belitung province. The method used is descriptive sample sampling method to address existing problems. The primary data obtained from questionnaires and interviews with the Head of Branch, Credit Managers and Department of Cooperatives and SMEs and secondary data obtained from the annual report of Bank ABC and relevant agencies or institutions such as Bank Indonesia, Central Bureau of Statistics (BPS) and others, as well as company as a kind of comparative study. The data obtained were processed using appropriate analytical tools, namely the descriptive analysis, internal and external analysis, internal-external matrix (IE), matrix Strengths, Weaknesses, Opportunities and Threats (SWOT) and Quantitative Strategic Planning Matrix (QSPM). results are descriptive and analytical study of the KUR improvement strategy at Bank ABC in Pangkalpinang found that the things that can accelerate disbursement of KUR, namely (a) KUR is a product of the Bank ABC loan ceiling to Rp500 million for small business feasible, but not bankable. Bank ABC distributed to KUR with three distribution patterns, which are channeled directly to the debtor, channeled through cooperatives, and distributed through the company's core business for plasma/target; (b) Based on the results of the calculation on an internal analysis of the factors that the credit requirements quite easily and quickly recognized as a factor The most important events and activities KUR loan process can only be done at the Branch Office (not served in branch offices) be a weak factor ABC Bank. Support local governments to KUR is an opportunity that can be achieved by the company in improving the KUR. The company also has a threat, namely regional banks that participated in the KUR; and (c) Based on the analysis of marketing strategies that have been performed using the IE Matrix, an increase KUR position at Bank ABC located in quadrant II box which is described as the area grow and build, which has the power and opportunity is greater than the weaknesses and threats, as well as Bank ABC marketing strategies to the changing environment is still relevant today. The strategy is applied in the future strategy of intensive or aggressive growth (Growth Oriented Strategy) by using force to take advantage of the opportunity, through the maintenance of the quality of service products, loan officers upgrades, networking and the development of the
Keyword: people business credit, small and medium enterprise, lending

Judul: Strategi Pemasaran Kredit Usaha Rakyat Kredit Modal Kerja (KUR – KMK) Pada PT Bank Rakyat Indonesia Cabang Bogor Pajajaran.
Abstrak: KUR is a non collateral financing wehere as government guarantees the 70 percent of the interest is not subsidized by the government. Kredit Usaha Rakyat (KUR) can be given for working capital and investment purposes. KUR Kredit Modal Kerja (KMK) is one of the products in the form of working capital loans provided by Bank BRI to the small and medium entreprises to develop their business become bigger again, both individual and group efforts. Bank BRI to finance focus only current assets and additions , in the form of accounts receivable and inventories . The purpose of the study is: to analyze internal and external factors affecting the KUR - KMK at Bank BRI Pajajaran Bogor branch and to recommend an appropriate marketing strategy as an option that can be recommended decision to the Bank BRI Bogor Pajajaran Branch. Sampling method was purposive sampling, the method of determination of the sample based on certain criteria. Giving the questionnaire given to the five respondents consisted of Branch Manager, Resident Audit, Credit Administration Supervisor, Accounts Officer, Credit Administration. The methods used in data processing are a matrix IFE , EFE matrix, SWOT matrix, and the method of AHP. Results horizontal processing element of strategy to the objectives of alternative strategies that affect maintain customer loyalty is the development of a market to boost the promotion of personal selling to increase the number of customers (0,319), the next alternative strategy is to simplify and speed up the disbursement process (0,14), providing specialized services to the customers (0,104), maximizing the extensive networks in order to increase the number of loan and deposit portfolio by way of partnership (0,101), maximizing customers needs (0,006) and tighten credit terms in order to avoid the risk of default (0,005).
Keyword: AHP, SWOT, KUR kredit modal kerja, marketing strategy

Judul: Trichomonas Gallinae Penyebab Trichomonosis Pada Unggas
Abstrak: Trichomonas gallinae adalah protozoa yang bergerak aktof dengan keempat flagella yang mempunyai layar dan pada salah satu sisinya terdapat membran seperti sirip ikan yang berombak. Spesies dari genus Trichomonas ini mempunyai arti penting pada unggas, karena dapat menyebabkan infeksi pada alat pencernaan bagian atas.
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