Judul: Analysis of Partnership Program on Trained Partners in Improving Performance of PT Sucofindo (Persero) in Jabotabek
Abstrak: Partnership program is a program aimed to increase the ability of small businesses to be resilient and self-sufficient through the use of funds less than 1-2% of net profit. Partnership program has targeted in small business in the company’s region area which has been doing the business activities for at least 1 year, owning prospects to be developed and not yet having sufficient collateral to obtain bank credit and and has turnover below 200 million. PT Sucofindo (Persero) is a State-owned Business which gives loans to small and medium business (SME) through the Program of Partnership and Environment Management. The aim of this study was to analyze: 1) financial profit margin ratio, ROTA, ROE, the circulation of work capital, 2) the changes of turnover and 3) the changes of labours before and after the partnership loan program to the UMK. The study was conducted from April to July 2011 in Jabotabek. Primary data was collected from questioner, interviews and observation, secondary data was collected from literature such as journals, magazines and books. The object was SME that has received the loan from Program of Partnership and Environment Management within 1 to 3 years. The results showed that there was an increase in the measures of SME financial performance, namely: (1) Profit Margin (PM), (2) Return on Total Assets (ROTA), (3) The Return On Equity (ROE), (4) Working Capital Turnover (WCT), (5) Sales and (6) Labours. The conclusion of this study was that PT Sucofindo (Persero) should socialize the procedure to reach the facility of the credit of work capital to the SME.
Keyword: 

Judul: Kemitraan antara Usaha Kecil Menengah (UKM) Kerajinan Kayu dan Kulit Kayu dengan Perum Perhutani KPH Bogor
Abstrak: Partnerships can be the solution for developing Small and Medium Enterprises (SMEs) in wooden craft, in which facing the problems such as limited capital, technology, skills and market access. Through the partnership program with the state owned forest utilization enterprises (Perum Perhutani) are expected to improve the ability of small business to become tough and self-sufficient through the utilization of the funds from the state owned enterprises profit (amounting to a maximum of 2%) that is given in the revolving fund schemes. This research aims to describe the criteria for selection of candidate partners wood craft SMEs conducted by Perum Perhutani KPH Bogor, understand the rights and obligations of each party which partnered and implementation in partnership, to know the ammount of the transaction costs incurred each party as well as business income for SMEs that is analyzed based on Principal – Agent relationships theory of the partnership. The methods used was descriptive analysis with qualitative determination. Interview with respondents conducted by census. Data retrieval done through interviews to wood craft business owners and KPH Bogor staff. This partnership have been implemented with good performance because each party carry out rights and obligations according to the agreement. The company provides capital lending assistance and guidance in terms of marketing and production tools. The existence of the organization unit at KPH Bogor to handle the partnerships and set of criteria for the selection of prospective partner (agent) could minimize the adverse selection risks. At once the contract is agreed, the risk agent is inevitable because of the formal agreement in writing that the loading of, obligations, and rules of the game from both sides. Partnerships were effective because it can expand and increase income for SME partners. While the transaction costs incurred were relatively high comparing capital loans granted, may reduce the efficiency of the partnership.
Keyword: 

Judul: Embriogenesis ikan buta (Astyanax fasciatus)
Abstrak: Ikan buta Astyanax fasciatus adalah spesies ikan unik dari famili Characidae yang menempati perairan dalam gua di Wilayah La Cueva Chica-San Luis Potasi-Mexico. Ikan ini memiliki mata yang tereduksi (Blind Cavefish) dan warna kulit merah muda, pucat serta mengkilap.
Keyword: