Judul: Pengaruh Produk Perbankan Dan Mutu Pelayanan Terhadap Kepuasan Nasabah Yang Berimplikasi Pada Kinerja PT Bank Negara Indonesia (Persero) Tbk., Kantor Cabang Utama Jakarta Pusat
Abstrak: Banking industry is very closely related to trust, service and customer interactions. In choosing a bank, customers have several reasons such as high interest rates, well known banks, various product or attention from bank officer to customers individually. The product, good and services must be given as customer desire and customer needs. Customer is the key success of a bank to survive in the rapid competition at this time. Therefore, bank make certain strategies to satisfy their customer and upgrade the service quality by listening the customer needs. This study conducted to describe customer satisfaction effected by banking products and service quality of PT BNI KCU Jakarta Pusat that has implications to their performance. The aims of PT BNI KCU Jakarta Pusat’s study are (1) to define customer valuation against banking products and service quality PT BNI KCU Jakarta Pusat, (2) to identify factors that bank needs to improve and maintained (3) to analyze influence of banking products and service quality against customer satisfaction that has implications for the performance of PT BNI KCU Jakarta Pusat. Descriptive methods that used in this observation is conducted to do the exact measurement of certain phenomenon, by develop the concept, collecting data from thirty five (35) respondent with purposive sampling and facts from the existing variables, explaining the phenomenon between company performance and services of the customer’s satisfaction. Primary data collection used in this observation by giving questionnaire and secondary data take from book’s, website literature or journals related to the observation. Data analysis use the descriptive statistic, Customer Satisfaction analysis (CSI), Importance Performance analysis (IPA). Based on Customer Satisfaction Index Analysis, the average level of importance value and satisfaction levels of each attribute of service quality are at the level of customer satisfaction index which means that customers are satisfied with the service performance of PT BNI KCU Jakarta Pusat. From IPA, the average of service quality is 4,041 which means that the quality of service that includes reliability, responsiveness, assurance, empathy, tangible is satisfactory while the level of importance is 4,3605 which means that the attributes are important for customers. From the data processing the result of the coefficient determination (adjusted R square) 0,653 or 65,3% customer satisfaction can be explained by banking products and service quality, and the rest (34,7%) caused by other factors.
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Judul: Analisis pengaruh kualitas layanan terhadap kepuasan nasabah (Studi kasus pada nasabah PT. Bank International Indonesia, Tbk Cabang Suryakencana Bogor
Abstrak: This economic growth also indirectly leads to an increase in the level of competition in banking industry. Thus, customer satisfaction becomes the key point to increase product sales in an effort to become a leader in the competition. The more a bank can guarantee customer satisfaction, the more sympathy and trust the bank gets from the customer. The way to serve the customers will greatly affect the number of customers and volume of customer purchases. Reliable product with great promotions will not produce maximum results without excellent customer service. As one of the leading private bank in Indonesia, BII has standard operating procedure that focuses on customer satisfaction. This makes BII always get a good appreciation of its customers ever since. The objectives of this research are (1) to analyze the effect of physical (Tangible) variable against customer satisfaction, (2) to analyze the effect of Reliability against customer satisfaction, (3) to analyze Responsiveness against customer satisfaction, (4) to analyze the effect of Assurance against customer satisfaction, and (5) to analyze the effect of Empathy against customer satisfaction. The research was conducted on customers of PT Bank International Indonesia, Tbk. The number of samples used in this study is a minimum of 125 respondents. Data analysis methods used are validity and reliability test questionnaire. The analysis tools are SEM or Stuctural Equation Model with the help of software SmartPLS. Based on these results it can be seen that the dimensions of service quality, namely tangible, responsiveness, and emphaty has significant positive effect to customers satisfaction of PT. Bank Internasional Indonesia, Tbk. However, reliability and assurance variable has no real effect to customer satisfaction. Variables of service quality dimension which have the most influence on customer satisfaction, which in this research has R-Square value of 0.640, are Tangible Variable (X1), followed by Responsiveness Variable (X3), and Emphaty Variable (X5). This result can be interpreted that customer satisfaction is influenced 64% by variable of service quality analized in this research and 36% by other variable uncovered by this research.
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Judul: Koksidiosis pada Sapi Disebabkan Eimeria Zuernii (Rivolta,1887)
Abstrak: Koksidia merupakan parasit intraseluler yang menyerang traktus digestiyus terutama bagian USUS. Penyebab penyakit ini adalah dari genus Eimeria. Koksidia yang paling patogen terhadap ternak sapi adalah Eimeria Ziuernii (Rivolta, 1887 dalam Todd dan Ernst, 1977). Siklus hidup Eimeria zuernii terdiri dari fase eksogen yang disebut juga dengan tahap sporogoni dan fase endogen yang terdiri dari tahap skizogoni dan tahap gametogoni (Soulsby, 1982).
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