Judul: Potensi Pasar Bank yang Berbasis Agribisnis bagi Pengembangan PT. Bank Bukopin, Tbk Cabang Karawang di Wilayah Kabupaten Purwakarta
Abstrak: Prospek agribisnis dapat dilihat dari kecenderungan permintaan produk agribisnis dan kemampuan menghasilkan produk tersebut. Permintaan produk agribisnis dapat dilihat dari pasar domestik dan internasional. Indonesia merupakan pasar potensial produk agribisnis, dimana memiliki jumlah penduduk melebihi 200 juta jiwa dan pertumbuhan penduduk yang masih relatif cukup tinggi. Sedangkan untuk pasar internasional, dengan semakin terbukanya perdagangan dunia akan meningkatkan pasar internasional produk-produk agribisnis. Tujuan yang ingin dicapai pada penelitian ini adalah mengetahui seberapa besar potensi pasar bank yang berbasis agribisnis di Kabupaten Purwakarta dan menganalisis kelayakan usaha pembukaan Kantor Cabang Pembantu dari PT. Bank Bukopin, Tbk Cabang Karawang di Kabupaten Purwakarta. Lokasi penelitian dilakukan di PT. Bank Bukopin, Tbk Cabang Karawang yang berlokasi pada Jalan Ahmad Yani No.92 Kabupaten Karawang, Jawa Barat dan Kabupaten Purwakarta yang terdiri dari 17 Kecamatan. Lokasi pendirian Kantor Cabang Pembantu yang akan didirikan berada di Kabupaten Purwakarta, Jawa Barat. Pemilihan lokasi ini dikarenakan PT. Bank Bukopin, Tbk Cabang Karawang di dalam tahun anggarannya akan melaksanakan proyek pendirian satu unit kantor cabang pembantu. Penelitian dilakukan selama 2 bulan.
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Judul: Strategi Pengembangan Penyaluran Program Kredit Usaha Rakyat pada Bank BNI di Wilayah Kabupaten Karawang
Abstrak: Bank is a financial institution as required by the community in need of funds either for consumption or for the benefit of developing a business. To maintain has been reached and increased excellence to compete it with nonspecific product in other bank, hence bank BNI especially Small Credit Unit (UKC) Karawang and Cikampek have to comprehend and gets input from their consumer about satisfaction of debtor to quality of product and service which has been given till now. Purpose of this study is identify service process of BPC, analyzes relation between service process and level satisfaction of debtor to product and quality of service of BPC, analyzes level of satisfaction of product debtor would and quality of credit service, and analyzes relation between service process and level of satisfaction to quality of product and service of BPC in bank BNI UKC Karawang. Based on result of strengthened from value CSI equal to 0.773 with the meaning level of total customer satisfaction in between spread 0.660-0.800 meaning consumers feels satisfying to service performance of BPC Program. Result of importance performance analysis (IPA) is obtained average performance level or value of the service process 3.820 with a scale of 5 which states that the quality of BPC credit services at bank BNI UKC Karawang and UKC Cikampek is good. While the level of interest or satisfaction debtor is 3.516, which is important for the debtor or satisfied. Broadly seen that the performance of services bank BNI UKC Karawang and UKC Cikampek given in accordance with what is expected debtor. Correlation between the service and the level of satisfaction significant (p <0.05) and the positive direction (rs = 0.453), indicating the better the service performed by the bank, the higher the level of satisfaction felt by the debtor. Thus, the process of performance improvement services to the debtor not only increases the satisfaction of the debtor, but also benefits the bank because it affects the level of satisfaction of the bank debtor’s loyalty. SWOT analysis results indicate the total score factor analysis of strategic internal and external strategic factors total score for a total score of IFAS = 2.944 and = 2.983 obtained EFAS that the development strategy of the IE matrix shows that the position of bank BNI UKC Karawang and UKC Cikampek stability growth. Strategy of growth through horizontal integration, the strategy adopted the dissemination of information to the public SMEs, increasing unit dealer network BPC, and human resources development. Strategic stability can be reached without changing the strategic direction established by bank BNI.
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Judul: Hybrid solar cells of ZnO nanoparticles/chlorophyll was modified metal ions (Zn2+ and Cu2+ )
Abstrak: Zinc Oxide (ZnO) is a n-type semiconductor with a wide the energy band (Band Gap) is 3.37 eV at room temperature and 3.34 eV at low temperature with a large exiton binding energy is 60 meV. ZnO has been synthesized by hydrothermal method, resulting in a decrease in particle size over the duration of the hydrothermal changes. Crystallographic structure of ZnO were characterized using XRD, has shown the characteristic pattern of a hexagonal wurtzite structure, the crystallite size increases to changes in particle size. Changes in particle size has also led to a change in the absorption peak of ZnO as has been demonstrated posted under test using the optical properties of UV-Vis spectrophotometer. Changes of this uptake has also led to changes in the energy band gap, which increases its band gap energy of the particle size. In electronic applications, especially in solar cells. Chlorophyll is considered less effective, because of their very nature are easily degraded as a result of several reactions which are acid, lighting and temperature. The results of the stability test using a halogen lamp 34 W/m2 for 5 hours, that the substitution of chlorophyll with metal ions Zn2+ and Cu2+ has been shown to form more stable than natural chlorophyll. The characterization of the optical properties, the combination of ZnO / chlorophyll in the form of hybrid films has led to a shift in the absorption region of ZnO becomes more widely from the UV to Visible. ZnO/chlorophyll has absorption range of 350-515 nm, ZnO / Zn-feofitin 332-401 nm and 332-632 nm for Cu-feofitin. The combination of ZnO/chlorophyll and CuSCN as a solid electrolite in hybrid solar cell, a modified chlorophyll with metal ions Zn2+ and Cu2+ has been shown to form a more stable I-V curve. It is characterized by its fill factor value greater than natural chlorophyll. Nevertheless, solar cells with natural chlorophyll has been able to produce higher efficiency values of chlorophyll were substituted.
Keyword: Hydrothermal, ZnO/Chlorophyll modified, Hybrid Solar Cell