Judul: Analisis pengaruh leverage keuangan terhadap profitabilitas UMKM Konveksi di Kabupaten Bogor
Abstrak: Data published by the Department of Cooperatives, SMEs, Trade and Industry of Bogor Regency 2013 showed that SMEs contribute to 90 percent of employment in Bogor Regency. The objective of this research were to: (a) Analyze the financial conditions of SMEs Convection in Bogor Regency; (b) Analyze the financial leverage of SMEs Convection in Bogor Regency; (c) Analyze the profitability of SMEs Convection in Bogor Regency; (d) Analyze the effect of financial leverage on profitability of SMEs Convection in Bogor Regency. The SMEs are CV. Total Sukses Sejati and PT. Surya Apparelindo Jaya. The independent variables used were DR, DER, TIE and the FCC, and the dependent variables were ROE, ROA and NPM. The effect was analyzed using Multiple linear regression with SPSS Software Inc. 17. The results showed that DR has negative effect, while DER and FCC have positive effect on ROA, ROE and NPM of CV. Total Sukses Sejati. On PT. Apparelindo Surya Jaya, DR and FCC have positive effect on ROA, ROE and NPM. While DER has negative effect on ROA and NPM, and also has positive effect on ROE.
Keyword: Bogor Agricultural University (IPB), MSMEs, profitability, leverage

Judul: Analisis Dampak Pembiayaan Mikro Syariah Terhadap Perkembangan UMKM di Kabupaten Bogor
Abstrak: Usaha mikro, kecil dan menengah memiliki kontribusi yang signifikan bagi perekonomian Indonesia. Namun, sebagian besar UMKM memiliki kendala modal. Terbatasnya akses terhadap lembaga keuangan formal membuat UMKM memilih lembaga keuangan semi/informal seperti BMT. Studi ini menganalisis akses UMKM terhadap pembiayaan mikro syariah BMT dan dampaknya terhadap perkembangan usaha. Akses UMKM terhadap pembiayaan mikro syariah BMT dilakukan dengan metode regresi logistik dan OLS digunakan untuk menganalisis dampak kredit dari BMT pada perkembangan usaha. Hasil regresi logistik menunjukkan bahwa faktor yang mempengaruhi akses UMKM terhadap pembiayaan mikro syariah dari BMT adalah dummy akses pinjaman perbankan konvensional, dummy jenis kelamin, dan dummy jenis usaha 1 (perdagangan). Banyaknya jumlah pembiayaan mikro syariah BMT berpengaruh positif terhadap perkembangan keuntungan usaha UMKM. Keuntungan usaha meningkat sebesar 28 persen per tahun. Faktor-faktor yang mempengaruhi perkembangan keuntungan usaha adalah lama pendidikan, jumlah pembiayaan mikro syariah BMT, perubahan omset dan total aset.
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Judul: Posisi Filogenetik Kura-Kura Carettochelys Insculpta  (Reptillia: Testudinata)
Abstrak: Carettochelys insculpta is an endemic freshwater turtle of southern Papua and northern Australia. Phylogenetic position of this turtle is remain unresolved until now. Most of the research conducted show close relationships of C. insculpta and members of Trionychidae family. However, some of the research show distance between C. insculpta and members of Trionychidae family. This research is conducted to analyze phylogenetic relationship between C. insculpta and other members of Testudinata using 12S rRNA, 16S rRNA, and both gene as markers. DNA samples were obtained from three different organisms of C. insculpta. Two species used as outgroups were Alligator mississippiensis and Iguana iguana. Phylogenetic analysis was carried out using Neighbor-Joining method with Felsenstein 1981 (F81) modeltest. A polytomy tree of Testudinata was produced by using 12S rRNA gene. However, analysis using 16S rRNA and both genes as markers confirmed that C. insculpta was located between the Chelonidae and the Trionychidae family.
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