Judul: Preferences of Generation Z in transacting
with Sharia Digital Banks and E-Wallets in Jabodetabek
Abstrak: Perkembangan teknologi digital ditandai dengan munculnya berbagai inovasi fintech yang menawarkan solusi keuangan yang lebih efisien dan inklusif dimana salah satunya adalah e-wallet. Di sektor perbankan muncul sejumlah bank digital termasuk yang berbasis syariah. Penelitian ini bertujuan untuk mengidentifikasi faktor-faktor yang memengaruhi preferensi Generasi Z dalam bertransaksi dengan menggunakan e-wallet atau dompet elektronik ataupun bank digital syariah. Data dikumpulkan dari 100 responden yang berdomisili di Jabodetabek dengan alat bantu kuesioner. Analisis data menggunakan analisis statistik deskriptif dan analisis regresi logistik. Analisis regresi logistik menunjukkan bahwa variabel yang berpeluang memengaruhi preferensi generasi Z dalam bertransaksi dengan menggunakan bank digital syariah adalah kemudahan penggunaan, keamanan, dan lingkungan sosial., The development of digital technology is characterized by the emergence of various fintech innovations that offer more efficient and inclusive financial solutions, one of which is e-wallet. In the banking sector, a number of digital banks have emerged, including those based on sharia. This study aims to identify the factors that influence Generation Z's preferences in making transactions using e-wallets or electronic wallets or Islamic digital banks. Data was collected from 100 respondents who live in Jabodetabek using a questionnaire. Data analysis uses descriptive statistical analysis and logistic regression analysis. Logistic regression analysis shows that variables that are likely to influence generation Z's preferences in transacting using Islamic digital banks are ease of use, security, and social environment.
Keyword: preferensi konsumen, bank digital syariah, e-wallet

Judul: Factors Influencing Generation Z Muslims in Bogor City in Choosing to Save in Islamic Banks
Abstrak: Perkembangan bank syariah di Indonesia makin baik setiap tahunnya. Jumlah DPK dan pembiayaan di bank syariah mencapai 52,02 juta nasabah, hanya 17,8% dari jumlah penduduk muslim di Indonesia yang merupakan nasabah bank syariah. Hal ini menggambarkan bahwa masyarakat muslim yang menabung di bank syariah masih tergolong kecil. Penelitian ini bertujuan mengidentifikasi dan menganalisis karakteristik serta faktor-faktor yang memengaruhi generasi Z muslim Kota Bogor dalam memilih menabung di bank syariah. Sampel pada penelitian ini sebanyak 120 responden. Metode pengumpulan data dilakukan dengan menyebar kuesioner secara online melalui google form. Pengolahan data menggunakan Microsoft Excel dan SPSS versi 26. Hasil penelitian ini menunjukkan bahwa variabel religiositas, pelayanan, dan reputasi berpengaruh positif dan signifikan terhadap keputusan menabung di bank syariah., The development of Islamic banks in Indonesia is getting better every year. The number of deposits and financing in sharia banks reached 52.02 million customers, only 17.8% of the total Muslim population in Indonesia are sharia bank customers. This illustrates that the Muslim community that saves in sharia banks is still relatively small. This research aims to identify and analyze the characteristics and factors that influence generation Z Muslims in Bogor City in choosing to save at sharia banks. The sample in this study was 120 respondents. The data collection method was carried out by distributing questionnaires online via Google Form. Data processing uses Microsoft Excel and SPSS version 26. The results of this study show that the variables religiosity, service and reputation have a positive and significant effect on the decision to save at a sharia bank
Keyword: regresi logistik, Bank Syariah, Generasi Z, Menabung

Judul: Insecticidal Activity of Essential Oils Leaves of Cinnamomum spp. (Lauraceae) against Crocidolomia pavonana and Their Phytotoxicity on Broccoli Seedlings
Abstrak: Essential oils from leaves of 13 species of Cinnamomum were tested for their insecticidal activity on the cabbage head caterpillar Crocidolomia pavonana with leaf immerse method. The results showed that the treatment with 1% (w/v) essential oils leaves of C. celebicum, C. multiflorum, C. sintoc, and C. verum caused 21.45, 93.65, 60.30, and 76.10% mortality, respectively. Based on the results of phytotoxicity and insecticidal activity tests, C. multiflorum oil was further tested at 6 concentration levels. In all treatments, larval mortality has occurred at 24 hours after treatment (HAT) and increased at 48 HAT. LC50 of C. multiflorum oil at 24 and 48 HAT was 0.504 and 0.396%, respectively. The treatment with C. multiflorum oil at ≤0.31% did not inhibit the development of C. pavonana larvae. Determination of the chemical constituents of Cinnamomum oils were carried out by gas chromatography-mass spectrometry (GCMS). Totally, 345 compounds were identified. Methyleugenol constituted the main component (49.4%) of leaf essential oil of C. multiflorum and was assumed to be responsible for the insecticidal activity of the oil against C. pavonana larvae. LC50 of pure methyleugenol obtained at 0.365% (48 HAT) and 0.363% (72 HAT). The results showed that C. multiflorum was more effective with LC50 value equivalent to methyleugenol content of 0.32% (24 HAT) and 0.24% (48 HAT).
Keyword: