Judul: Financial Literacy: A Comparative Study Among Undergraduate Students at IPB University and Universiti Putra Malaysia
Abstrak: Lack of financial literacy is becoming an issue for both developing and developed countries. Indonesia and Malaysia government have launched a strategy to struggle with a low level of financial literacy. The college student is one of the main targets of the strategies. The purposes of this research are to (1) analyze the level of financial literacy and (2) analyze the factors influencing financial literacy among undergraduate students. The subjects of this research are students at IPB University and Universiti Putra Malaysia. The analytical methods used in this research are descriptive analysis and multiple linear regression. The result of this research indicates that the level of financial literacy of students at IPB University is higher than Universiti Putra Malaysia. Both are included in the category of sufficiently literate. Factors that influence the financial literacy of students at IPB University are gender, semester level, and level of income. Meanwhile, the factors that influence the financial literacy of students at Universiti Putra Malaysia are semester level and level of income.
Keyword: factors influencing financial literacy, financial literacy, undergraduate students

Judul: Determinants of Financial Behavior among Undergraduate Students: Comparison Study of Indonesia and Malaysia
Abstrak: Kemampuan dalam mengelola uang merupakan keahlian penting yang harus dimiliki oleh mahasiswa, terutama yang tinggal jauh dari orang tua. Studi ini bermaksud menganalisis pengaruh sosialisasi keuangan oleh orang tua, literasi keuangan, dan sikap keuangan terhadap perilaku keuangan. Penelitian melibatkan 204 mahasiswa dari Fakultas Ekologi Manusia IPB University dan Universiti Putra Malaysia. Pengumpulan data dilakukan dengan pengisian kuesioner oleh responden yang terpilih menggunakan convenience sampling. Hasil penelitian menemukan adanya perbedaan yang signifikan di antara mahasiswa Indonesia dan Malaysia pada sosialisasi keuangan oleh orang tua, literasi, sikap, dan perilaku keuangan. Analisis regresi menunjukkan sikap keuangan berpengaruh positif signifikan terhadap perilaku keuangan secara umum dan di kedua negara. Literasi keuangan berpengaruh negatif terhadap perilaku keuangan secara umum dan di Indonesia. GPA dan sosialisasi keuangan orang tua berpengaruh positif signifikan terhadap perilaku keuangan pada mahasiswa Malaysia.
Keyword: Indonesia, literasi keuangan, mahasiswa, Malaysia, perilaku keuangan

Judul: Hydroxyapatite-Chitosan Composite Coating on Stainless Steel 316 to Improve Corrosion Resistance
Abstrak: Metals that were used in bone implantation should have good corrosion resistance that were not easily corroded when implanted into the body. Metal corrosion resistance of stainless steel 316 can be enhanced through the metal coating by hydroxyapatite-chitosan composite with composition ratio of hydroxyapatite (gram) and chitosan 3% (mL) 0.2:0, 0.2:0.1, 0.2:0.5, 0.2:1.0, and 0.2:1.5. Besides improving the corrosion resistance of metal, the presence of chitosan also maintain the position of hydroxyapatite on metal surfaces. Corrosion resistance increases with increasing amount of chitosan added and the best composition of hydroxyapatite-chitosan composite was 0.2:1.0.
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