Judul: Faktor-faktor yang Memengaruhi Minat Generasi Milenial Memilih Produk Persiapan Pensiun (Studi Kasus: Kota Sukabumi)
Abstrak: Kota Sukabumi memiliki jumlah penduduk berusia produktif lebih banyak yaitu sebesar 67.37 persen dengan proporsi usia milenial sebesar 30 persen. Banyaknya jumlah generasi milenial dapat memberikan peluang untuk meningkatkan perkembangan aset bagi badan atau lembaga keuangan syariah khususnya Asuransi Jiwa Syariah dan Dana Pensiun Syariah. Penelitian ini bertujuan untuk mengidentifikasi karakteristik responden yaitu generasi milenial yang minat memilih produk persiapan pensiun pada Asuransi Jiwa Syariah dan Dana Pensiun Syariah, serta menganalisis faktor-faktor yang memengaruhinya. Penelitian ini menggunakan metode cross tabulation dan analisis regresi logistik multinomial. Berdasarkan hasil analisis regresi logistik multinomial variabel penjelas yang berpengaruh signifikan terhadap responden generasi milenial yang memilih produk persiapan pensiun Asuransi Jiwa Syariah adalah usia dan pekerjaan. Kemudian, variabel penjelas yang berpengaruh signifikan terhadap responden generasi milenial yang memilih produk persiapan pensiun Dana Pensiun Syariah adalah pendidikan., Sukabumi has a productive age dominant population, which reached 67.37 percent, with the proportion of millennials are 30 percent. That millennials are expected to grab the opportunity to increase the Islamic financial institutions' assets, especially for Islamic life insurance (takaful) and Islamic pension fund (Islamic retirement funds). This study aims to identify the characteristics of respondents, namely millennials who are interested in choosing retirement preparation products in Islamic Life Insurance and Islamic Pension Fund, as well as analyzing the factors affecting them. Cross tabulation and multinomial logistic regression analysis are used to analyze the collected data. Based on the results of the analysis of multinomial logistic regression, the explanatory variables that have a significant effect on millennial respondents who choose Islamic life insurance retirement preparation products are age and occupation. Meanwhile, the explanatory variable that has a significant effect on millennial respondents who choose Islamic retirement preparation products is education.
Keyword: millennial generation, multinomial logistic regression, retirement

Judul: Minat Beli Generasi Milenial Terhadap Dana Pensiun Lembaga Keuangan Skema Syariah di Kota Bandarlampung
Abstrak: Millennial generation is classified as a productive age and has a population composition of 25,87% of the Indonesian population. However, millennial generation has a low ownership and interest in pension program. This study aims to analyze factors affecting millennial’s purchase intention of DPLK sharia scheme. The sample used was 116 millennials that were taken by non-probability sampling with purposive sampling technique. The methods used are descriptive analysis and inferential analysis with SEM-PLS approach. The analysis results showed that halal awareness, religious beliefs, preparation of retirement financial planning, marketing strategy, and knowledge had a significant positive relationship on purchase intention of Millennial towards Financial Institution Pension Fund (DPLK) sharia scheme., Millennial generation is classified as a productive age and has a population composition of 25,87% of the Indonesian population. However, millennial generation has a low of ownership and interest in pension program. This study aims to analyze factors affecting millennial’s purchase intention of DPLK sharia scheme. The sample used was 116 millennials that were taken by non-probability sampling with purposive sampling technique. The methods used are descriptive analysis and inferential analysis with SEM-PLS approach. The analysis results showed that halal awareness, religious beliefs, preparation of retirement financial planning, marketing strategy, and knowledge had a significant positive relationship on purchase intention of Millennial towards Financial Institution Pension Fund (DPLK) sharia scheme.
Keyword: DPLK, millennial generation, purchase intention, SEM-PLS

Judul: Synthesis of Apatite - Chitosan Composite Using Duck Eggshell and Chitosan with Temperature and pH Control
Abstrak: Composite of apatite-chitosan was prepared by using chitosan as polymer matrix. Calcium phosphate was prepared from CaO and (NH4)2HPO4, which the ratio Ca : P had to be 1.67. Chitosan is produced by deacetilase from biopolymer chitin. Duck eggshell (95% CaCO3) as starting material was converted to be calcium oxide (CaO) through calcinations with temperature 1000oC for 5 hours. In-situ and ex-situ methods were prepared from apatite and chitosan (dissolved with acetate acid 2%). Calcium phosphate prepared for bone implantation, but it is too fragile and brittle to be implant into the body. So addition of chitosan can decrease crystalinity and increase mechanic characteristic (tougher). Composite apatite-chitosan was resulted by fast precipitation. Fast precipitation was held in a breaker glass with nitrogen atmosphere, under controlled temperature at 37oC and pH 7, in order to increase amount of hydroxyapatite. Precipitation with CaO which was dropped by (NH4)2HPO4. Hydroxyapatite and chitosan were appearing at samples with in-situ and ex-situ methods which indicating by peak matching of XRD (closed lattice parameter, crystal size), overlapping at FTIR spectra and supporting by SEM picture (homogenous and agglomerated particle). However, it still needs further research to examine biocompatibility osteoconductive degree of sample by in-vivo and in-vitro test.
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