Judul: Pengaruh Sikap Keuangan, Pengetahuan Keuangan, dan Pendapatan Individu terhadap Perilaku Manajemen Keuangan Generasi Milenial di DKI Jakarta
Abstrak: Era globalisasi saat ini dapat memberikan berbagai dampak yang dapat mempengaruhi suatu perilaku seseorang yaitu perilaku keuangan (behavior finance) pada generasi milenial di DKI Jakarta. Generasi milenial memiliki stigma yang cenderung boros, sulit untuk menabung, memiliki gaya hidup yang tinggi, dan juga konsumtif, sehingga menunjukkan generasi milenial belum memiliki perilaku manajemen keuangan yang baik. Penelitian ini bertujuan untuk menganalisis pengaruh sikap keuangan, pengetahuan keuangan, dan pendapatan individu terhadap perilaku manajemen keuangan generasi milenial di DKI Jakarta. Teknik penentuan sampel dilakukan menggunakan non probability sampling dengan metode purposive sampling. Metode analisis data yang digunakan yaitu analisis SEM-PLS. Hasil dari penelitian ini menunjukkan bahwa sikap keuangan, dan pengetahuan keuangan berpengaruh positif dan signifikan terhadap perilaku manajemen keuangan generasi milenial di DKI Jakarta, dan untuk pendapatan individu tidak berpengaruh signifikan terhadap perilaku manajemen keuangan generasi milenial di DKI Jakarta., The current era of globalization gives various impacts that can affect a person's behavior, namely financial behavior (behavior finance) in the millennial generation in DKI Jakarta. The millennial generation has a stigma that tends to be extravagant, difficult to save, has a high lifestyle, and is also consumptive, thus showing the millennial generation does not yet have good financial management behavior. This study aims to analyze the effect of financial attitudes, financial knowledge, and individual income on financial management behavior of millennials in DKI Jakarta. The sampling technique was carried out using non-probability sampling with purposive sampling method. The data analysis method used was SEM-PLS analysis. The results of this study indicated that financial attitudes and financial knowledge had a positive and significant effect on the financial management behavior of the millennials generation in DKI Jakarta, and for individual income it had no significant effect on the financial management behavior of the millennials generation in DKI Jakarta.
Keyword: financial attitudes, financial knowledge, financial management behavior, income, millennial generation

Judul: The Influence of Islamic Financial Literacy and the Use of Fintech Payments on Investment Interest of the Millennial Generation in DKI Jakarta in the  Islamic Capital Market
Abstrak: Tingkat literasi keuangan masyarakat Indonesia terhadap keuangan syariah masih sangat rendah. Padahal, komposisi dan penetrasi pengguna internet di Indonesia didominasi oleh generasi milenial, sehingga kemungkinan generasi milenial terpapar produk fintech payment semakin besar. Hasil survei tahun 2019 menunjukan sebanyak 51% uang milenial dihabiskan untuk keperluan konsumtif dan hanya 2% yang digunakan untuk investasi. Penelitian ini bertujuan untuk mengidentifikasi tingkat literasi keuangan syariah serta menganalisis pengaruh literasi keuangan syariah dan fintech payment terhadap minat investasi generasi milenial DKI Jakarta di pasar modal syariah. Studi ini menggunakan data primer yang diperoleh melalui penyebaran kuesioner pada 100 responden yang berdomisili di DKI Jakarta. Data dianalisis dengan menggunakan metode statistik deskriptif dan SEM-PLS. Hasil penelitian menunjukkan tingkat literasi keuangan syariah generasi milenial DKI Jakarta sebesar 49%; dan terdapat pengaruh literasi keuangan syariah dan fintech payment terhadap minat investasi generasi milenial DKI Jakarta di pasar modal syariah., The level of financial literacy of the Indonesian people towards Islamic finance is still very low. In fact, the composition and penetration of internet users in Indonesia is dominated by the millennial generation, so the possibility for the millennial generation to be exposed to fintech payment products is even greater. The results of the 2019 survey show that 51% of millennial money is spent on consumptive purposes and only 2% is used for investment. This study aims to identify the level of Islamic financial literacy and analyze the effect of Islamic financial literacy and fintech payments on the investment interest of the DKI Jakarta millennial generation in the Islamic capital market. This study uses primary data obtained by distributing questionnaires to 100 respondents who live in DKI Jakarta. Data were analyzed using descriptive statistical methods and SEM-PLS. The results showed that the level of Islamic financial literacy for the millennial generation in DKI Jakarta was 49%; and there is the influence of Islamic financial literacy and fintech payments on DKI Jakarta's millennial generation's investment interest in the Islamic capital market.
Keyword: Islamic financial literacy, financial technology, investment interest, millennial  generation, Islamic capital market

Judul: Hydroxyapatite-Chitosan Composite Coating on Stainless Steel 316 to Improve Corrosion Resistance
Abstrak: Metals that were used in bone implantation should have good corrosion resistance that were not easily corroded when implanted into the body. Metal corrosion resistance of stainless steel 316 can be enhanced through the metal coating by hydroxyapatite-chitosan composite with composition ratio of hydroxyapatite (gram) and chitosan 3% (mL) 0.2:0, 0.2:0.1, 0.2:0.5, 0.2:1.0, and 0.2:1.5. Besides improving the corrosion resistance of metal, the presence of chitosan also maintain the position of hydroxyapatite on metal surfaces. Corrosion resistance increases with increasing amount of chitosan added and the best composition of hydroxyapatite-chitosan composite was 0.2:1.0.
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