Judul: Preferensi Nasabah Non Muslim Terhadap Bank Syariah di Kabupaten dan Kota Semarang
Abstrak: Larangan riba adalah aturan yang terdapat pada semua agama. Hal ini memberikan potensi bagi perbankan syariah untuk menarik nasabah non muslim. Kabupaten dan Kota Semarang memiliki jumlah penduduk beragama non muslim terbesar di Jawa Tengah. Saat ini jumlah nasabah yang menggunakan bank syariah telah mencapai 22 juta pada tahun 2017. Angka ini masih berpotensi untuk ditingkatkan dengan mengidentifikasi preferensi nasabah non muslim dalam memilih bank syariah. Dengan demikian, penelitian ini bertujuan untuk mengetahui faktor yang memengaruhi preferensi nasabah non muslim terhadap bank syariah di Kabupaten dan Kota Semarang. Sebanyak 120 responden telah diteliti, dengan proporsi 60 responden nasabah bank syariah dan 60 responden lainnya adalah nasabah yang tidak menggunakan bank syariah. Sampel tersebut diambil dengan menggunakan teknik non-probability sampling dan metode analisis regresi logistik sebagai metode pengolahan data. Hasil penelitian menunjukkan bahwa faktor yang memengaruhi preferensi nasabah non muslim untuk menggunakan bank syariah adalah faktor pengetahuan, nisbah bagi hasil, religiusitas, keuntungan administrasi dan pendapatan. Dengan demikian bank syariah dapat menargetkan masyarakat non muslim dengan melakukan sosialisasi produk keuangan syariah untuk menjadi nasabahnya.
Keyword: bank syariah, nasabah non muslim, regresi logistik

Judul: Analisis faktor-faktor yang memengaruhi preferensi nasabah terhadap Bank Syariah di DKI Jakarta
Abstrak: Islamic banking has grown rapidly, but it is still far enough compared with the conventional banking. This is shown by the number of third party funds (DPK) of conventional banking which is almost 20 times higher compared to the number of sharia banking’s third party funds (DPK). This study analyzes the factors that affect customer preference for Islamic banks and the customer's perception of the Islamic banks. The data used are primary data and secondary data. Primary data was gained from 30 respondents of Islamic banks costumer and 30 conventional bank customers. Factors that affect customer’s preference for Islamic banks are analyzed using logistic regression method, while the factors influencing customer's perception of the Islamic banks are analyzed using descriptive analysis. The results of logistic regression show that the factors that affecting customer preferences towards Islamic banks are Education, Knowledge, Household Expenditure and Facilities. The results of the customer's perception show that the Islamic banks are good enough.This can be seen from the services which has the highest mean value of 3.53, knowledge of 3.31, institution image of 3.08, facility of 2.88, accessibility of 2.85, and promotion of 2.61.
Keyword: Bogor Agricultural University (IPB), Preference, Perception, Logistic Regresion Method, Islamic Bank

Judul: Synthesis of Apatite - Chitosan Composite Using Duck Eggshell and Chitosan with Temperature and pH Control
Abstrak: Composite of apatite-chitosan was prepared by using chitosan as polymer matrix. Calcium phosphate was prepared from CaO and (NH4)2HPO4, which the ratio Ca : P had to be 1.67. Chitosan is produced by deacetilase from biopolymer chitin. Duck eggshell (95% CaCO3) as starting material was converted to be calcium oxide (CaO) through calcinations with temperature 1000oC for 5 hours. In-situ and ex-situ methods were prepared from apatite and chitosan (dissolved with acetate acid 2%). Calcium phosphate prepared for bone implantation, but it is too fragile and brittle to be implant into the body. So addition of chitosan can decrease crystalinity and increase mechanic characteristic (tougher). Composite apatite-chitosan was resulted by fast precipitation. Fast precipitation was held in a breaker glass with nitrogen atmosphere, under controlled temperature at 37oC and pH 7, in order to increase amount of hydroxyapatite. Precipitation with CaO which was dropped by (NH4)2HPO4. Hydroxyapatite and chitosan were appearing at samples with in-situ and ex-situ methods which indicating by peak matching of XRD (closed lattice parameter, crystal size), overlapping at FTIR spectra and supporting by SEM picture (homogenous and agglomerated particle). However, it still needs further research to examine biocompatibility osteoconductive degree of sample by in-vivo and in-vitro test.
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