Judul: Preferences of Generation Z in transacting
with Sharia Digital Banks and E-Wallets in Jabodetabek
Abstrak: Perkembangan teknologi digital ditandai dengan munculnya berbagai inovasi fintech yang menawarkan solusi keuangan yang lebih efisien dan inklusif dimana salah satunya adalah e-wallet. Di sektor perbankan muncul sejumlah bank digital termasuk yang berbasis syariah. Penelitian ini bertujuan untuk mengidentifikasi faktor-faktor yang memengaruhi preferensi Generasi Z dalam bertransaksi dengan menggunakan e-wallet atau dompet elektronik ataupun bank digital syariah. Data dikumpulkan dari 100 responden yang berdomisili di Jabodetabek dengan alat bantu kuesioner. Analisis data menggunakan analisis statistik deskriptif dan analisis regresi logistik. Analisis regresi logistik menunjukkan bahwa variabel yang berpeluang memengaruhi preferensi generasi Z dalam bertransaksi dengan menggunakan bank digital syariah adalah kemudahan penggunaan, keamanan, dan lingkungan sosial., The development of digital technology is characterized by the emergence of various fintech innovations that offer more efficient and inclusive financial solutions, one of which is e-wallet. In the banking sector, a number of digital banks have emerged, including those based on sharia. This study aims to identify the factors that influence Generation Z's preferences in making transactions using e-wallets or electronic wallets or Islamic digital banks. Data was collected from 100 respondents who live in Jabodetabek using a questionnaire. Data analysis uses descriptive statistical analysis and logistic regression analysis. Logistic regression analysis shows that variables that are likely to influence generation Z's preferences in transacting using Islamic digital banks are ease of use, security, and social environment.
Keyword: preferensi konsumen, bank digital syariah, e-wallet

Judul: Determinants of Generation Z's Intention to Use Sharia Digital Bank: A Modified Theory of Planned Behavior Analysis
Abstrak: Perkembangan teknologi telah merubah tradisi di industri perbankan dari konvensional menjadi digital yang ternyata lebih banyak disukai oleh Generasi Z. Bank digital tidak hanya berbasis konvensional, namun juga berbasis syariah. Tujuan penelitian ini adalah untuk menganalisis faktor-faktor yang memengaruhi intensi Generasi Z terhadap penggunaan bank digital syariah. Pengukuran intensi menggunakan pendekatan Theory of Planned Behavior (TPB). Metode yang digunakan adalah metode deskriptif kuantitatif dengan analisis SEM-PLS yang merupakan analisis multivariat. Hasil pada penelitian ini terdapat pengaruh signifikansi pada variabel attitude toward behavior, subjective norm, dan perceived behavioural control terhadap intention to use., The development of technology has changed the tradition in the banking industry from conventional to digital, which turns out to be more preferred by Generation Z. Digital banks are not only conventional-based, but also sharia-based. The purpose of this study is to analyze the factors that influence Generation Z's intention to use Islamic digital banks. Intention measurement uses the Theory of Planned Behavior (TPB) approach. The method used is quantitative descriptive method with SEM-PLS analysis which is a multivariate analysis. The results of this study showed a significant influence on the variables of attitude toward behavior, subjective norm, and perceived behavioral control on intention to use.
Keyword: bank digital syariah, Generasi Z, SEM-PLS, TPB

Judul: Insecticidal Activity of Essential Oils Leaves of Cinnamomum spp. (Lauraceae) against Crocidolomia pavonana and Their Phytotoxicity on Broccoli Seedlings
Abstrak: Essential oils from leaves of 13 species of Cinnamomum were tested for their insecticidal activity on the cabbage head caterpillar Crocidolomia pavonana with leaf immerse method. The results showed that the treatment with 1% (w/v) essential oils leaves of C. celebicum, C. multiflorum, C. sintoc, and C. verum caused 21.45, 93.65, 60.30, and 76.10% mortality, respectively. Based on the results of phytotoxicity and insecticidal activity tests, C. multiflorum oil was further tested at 6 concentration levels. In all treatments, larval mortality has occurred at 24 hours after treatment (HAT) and increased at 48 HAT. LC50 of C. multiflorum oil at 24 and 48 HAT was 0.504 and 0.396%, respectively. The treatment with C. multiflorum oil at ≤0.31% did not inhibit the development of C. pavonana larvae. Determination of the chemical constituents of Cinnamomum oils were carried out by gas chromatography-mass spectrometry (GCMS). Totally, 345 compounds were identified. Methyleugenol constituted the main component (49.4%) of leaf essential oil of C. multiflorum and was assumed to be responsible for the insecticidal activity of the oil against C. pavonana larvae. LC50 of pure methyleugenol obtained at 0.365% (48 HAT) and 0.363% (72 HAT). The results showed that C. multiflorum was more effective with LC50 value equivalent to methyleugenol content of 0.32% (24 HAT) and 0.24% (48 HAT).
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