Judul: Determinan Keterlibatan dengan Lembaga Keuangan dan Tingkat Kredit Pedagang Kaki Lima (Studi Kasus di Jalan Babakan Raya, Dramaga)
Abstrak: Street vendors are faced with limited access to financial institutions, especially banks as a source of credit and savings management. Besides involved with formal financial institutions, there are also to whom the street vendors involved with the non-formal financial institutions. So far there are some of microfinance institutions for credit acces in accordance with the conditions of street vendors. Street vendors have facilitated to gain access to financial institutions, it is necessary to financial institutions, both formal and non-formal as fund manager so that vendors can improve the welfare through economic productivity. Logistic regression analysis aimed to determine the involvement chance street vendors with financial institution. Factors that influence linkage of associated with financial institutions are venture capital, turnover, working capital, and ownership of the collateral. Multiple linear regression analysis aims to determine the parameter estimates of the explanatory variables of the credit. The factors that influence positively on the credit level of the street vendors are household expenditure and installments amount.
Keyword: street vendors, involvement, financial institution, credit

Judul: Faktor-Faktor yang mempengaruhi realisasi pembiayaan Kupedes iB (studi kasus Bank BRI Syariah Kantor Cabang Pembantu Cibinong Bogor)
Abstrak: Micro, Small and Medium Enterprises (SMEs) is a business sector that has been shown to play a strategic role in overcoming the economic crisis ever hit Indonesia in 1997. On the other hand, SMEs and the informal sector has also been able to contribute to national economic growth. BRI KCP Cibinong Shariah is one of the banks that focus on working through the SME segment Kupedes iB program. But after running for 3 years, the average portfolio iB Kupedes KCP Cibinong tends to decrease. This study aimed to analyze the characteristics of the debtor and the factors that affect the realization of Kupedes iB financing. The analysis method used in this research is multiple linear regression prediction model evaluation approaches, test models and statistical tests of significance ttest. The results of the study explained that there are four independent variables are positive significant effect on the dependent variable: (1) the long-running business. (2) business revenue. (3) Other income outside the business (4) the rest of the mortgage loan.
Keyword: Bogor Agricultural University (IPB), multiple linear regression, Kupedes iB, financing realization factor

Judul: Hydroxyapatite-Chitosan Composite Coating on Stainless Steel 316 to Improve Corrosion Resistance
Abstrak: Metals that were used in bone implantation should have good corrosion resistance that were not easily corroded when implanted into the body. Metal corrosion resistance of stainless steel 316 can be enhanced through the metal coating by hydroxyapatite-chitosan composite with composition ratio of hydroxyapatite (gram) and chitosan 3% (mL) 0.2:0, 0.2:0.1, 0.2:0.5, 0.2:1.0, and 0.2:1.5. Besides improving the corrosion resistance of metal, the presence of chitosan also maintain the position of hydroxyapatite on metal surfaces. Corrosion resistance increases with increasing amount of chitosan added and the best composition of hydroxyapatite-chitosan composite was 0.2:1.0.
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