Judul: Penentuan Karakteristik Termofisik Bawang Merah (Allium cepa var.ascalonicum)
Abstrak: Information about thermo-physical properties of red onion are needed to know to optimize post-harvest treatment of onions both cooling and drying, as well as to optimize the use of energy during the post-harvest process. The study was to determine the thermo-physical properties of red onion (leaves and tubers) which consist of water content, thermal diffusivity, thermal conductivity, density, and specific heat as well as to obtain a mathematical equation model of the water content towards the thermo-physical properties of red onion. Drying leaves and onion tubers for 6 days obtained in specific heat values, thermal conductivity and density which were proportional to the decrease in the material water content, especially on the dehydration process of red onion leaves. Red onion thermal diffusivity was determined using a numerical method of cooling temperature data of onion tubers which produce data thermal diffusivity 1.433 x 10-8 m2/s with a mean accuracy average of 93.37%.
Keyword: tuber, leaves, water content, red onion, thermo-physical

Judul: Optimasi Perendaman Natrium Bisulfit dan Asam Askorbat pada Proses Pembuatan Tepung Bawang Merah (Allium ascalonicum L.)
Abstrak: Production of shallot increase significantly in Indonesia fixed by processing flesh of shallot into powder. The purpose of this research is optimization of high quality shallot powder processing to give added value. Flesh red onion soaked, dried with tray dryer, blended, and filtered until form red onion powder. All of analyses parameters ranked to get 0.2% ascorbic acid treatment at Bima variety as the best shallot powder with 4.0399±0.7908% wet basis (wb) moisture content, 4.4539±0.1358% wb ash content, 1.2401±0.6499% bw fat content, 15.5631±0.2861% wb protein content, 61.9461±4.1168 mg/100g wb vitamin C content, 256.3922±16.2627 ppm total fenols, 50.7078±2.3167 ppm anthocyanins, 2612.4097±408.9414 ppm quercetins, 225.7260±4.0702 μg/mL antioxidant activity ekuivalen, and 83.0508±1.6949% inhibition of free radical. Physich characteristics based on oHue values has yellow to red colour.
Keyword: sodium metabisulphite, shallot (Allium ascalonicum Linn.) powder, ascorbic acid

Judul: Penetapan Harga Jaminan Polis Asuransi Jiwa dengan Premi  Tahunan dan Opsi Surrender
Abstrak: Asuransi jiwa memberikan perlindungan pada tertanggung (pemegang polis) jika mengalami risiko finansial, dengan suatu perjanjian tertanggung harus membayar premi. Premi yang sudah terkumpul pada perusahaan asuransi dapat diinvestasikan, yang salah satu tempatnya adalah di pasar bursa. Perusahaan asuransi menawarkan suatu kontrak kepada pemegang polis yang disebut dengan kontrak partisipasi. Pada kontrak partisipasi risiko finansial dan keuntungan dibagi dengan pemegang polis dan biasanya keuntungan tersebut dimasukkan ke dalam cadangan polis pada tiap akhir tahun kontrak. Hal ini berarti secara tidak langsung perusahaan asuransi menyatakan penambahan pertanggungan, sehingga mengakibatkan perubahan benefit yang diterima oleh pemegang polis. Pada kontrak partisipasi ini, pemegang polis diberikan hak untuk mengakhiri kontrak (opsi surrender). Pada kontrak partisipasi asuransi jiwa endowmen terdapat opsi bonus (bonus option) yang penghitungan besar preminya dengan pendekatan tipe Eropa dan opsi surrender (surrender option) dengan tipe Amerika.
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