Judul: Faktor-Faktor yang Memengaruhi Keputusan Masyarakat Kampus terhadap Produk Pembiayaan (Studi Kasus: BPRS Botani IPB University)
Abstrak: BPRS Botani merupakan BPRS yang sebagian besar sahamnya dimiliki oleh IPB University. Berdasarkan data, nasabah yang berasal dari masyarkat kampus hanya 8,68 persen dari total populasi. Penelitian ini bertujuan untuk menganalisa faktor-faktor yang memengaruhi keputusan masyarakat IPB University terhadap produk pembiayaan BPRS Botani dengan sampel sebanyak 100 responden. Metode yang digunakan adalah analisis deskriptif dan analisis regresi logistik. Hasil penelitian menunjukkan religiusitas, pengetahuan tentang perbankan syariah, pengetahuan tentang BPRS Botani, biaya jasa berpengaruh signifikan positif sedangkan tingkat margin atau harga berpengaruh signifikan negatif terhadap pengambilan keputusan menggunakan produk pembiayaan BPRS Botani.
Keyword: analisis deskriptif, analisis regresi logistik, BPRS, masyarakat kampus, pembiayaan

Judul: Faktor-faktor yang Memengaruhi Preferensi Mahasiswa IPB Terhadap Tabungan Syariah
Abstrak: Islamic banking is one of the financial institutions that are being developed at this time. Compared with the conventional banking customers who have stood since a long time time in Indonesia, Islamic banking customers is still relatively small. One of the huge potential for Islamic banking market is college students. Logistic regression method used in this study to analyze the factors that influence IPB students in choosing a savings. Descriptive analysis method used to analyze the student knowledge of sharia savings, the student confidence of sharia savings, and the student assessment against the facility of sharia savings. The data used in this study are primary data taken through an online questionnaire and secondary data taken from the literature. The result showed that the student knowledge of sharia savings, the student confidence of sharia savings, and student gender are factors that most influence students in choosing sharia savings. The result by descriptive analysis method showed that the student knowledge of sharia savings, the student confidence of sharia savings, and the student assessment against the facility of sharia savings are in good categories.
Keyword: Student, Sharia Savings, Logistic Regression Methods, Factor

Judul: Characterizations of low alloy steel sae 4422  plated with chromic acid (Cro3)
Abstrak: Characterizations of low alloy steel SAE 4422 plated with chromic acid (CrOrO3) was use Optical Microscopy (OM), Scanning Electron Microscopy (SEM), X-Ray Diffraction (XRD), RD),Energy Dispersive Analysis of X-Ray (EDAX), Hardness Test and Roughness Test. Microstructures analysis exhibits cracks and grain boundaries microcracks as a characteristics of chrome metal found at plating metal. Perlite and Ferrite as grains of steel found at base metal with grain boundaries around it. Phase analysis of plating metal appropriate to chrome metal with lattice constant (a) is 2.559 Å and phase analysis of base metal appropriate to iron ferrite with lattice constant (a) is 3.318 Å. Both plating and base metal have cubic system. Chemical analysis of plating metal at surface section exhibits that cracks area have highest value of carbon element compare with grains and grains boundaries area. While chemical analysis of base metal at cross section exhibits that perlite have highest value of carbon element compare with ferrite and grain boundaries. The hardness value of plating metal at surface section and cross section are 753 and 637 VHN. While, the hardness value of base metal and interface area at cross section are 205 and 373 VHN. The roughness value at measurement points of chrome surface for as received sample are 0.445 μm. Observation used Optical Microscopy and Scanning Electron Microscopy exhibits surface irregularities combine to form surface texture of plating metal at surface section.
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