Judul: Determinants of Sharia General Insurance Election in Bogor City
Abstrak: Pengembangan industri asuransi syariah di Indonesia diperkuat dengan kapasitas Indonesia sebagai negara dengan populasi muslim terbesar di dunia. Namun, Indonesia sebagai negara berpenduduk muslim terbanyak di dunia masih memiliki persentase pangsa pasar asuransi syariah yang masih terbilang kecil. Penelitian dini dilakukan di Kota Bogor dikarenakan tingkat gaya hidup masyarakat yang cukup tinggi, persentase penduduk Islam tinggi sebesar 93,29% dan Angka Partisipasi Murni (APM) Kota Bogor terbesar kedua di Jawa Barat. Penelitian ini bertujuan mengidentifikasi karakteristik masyarakat dalam memilih asuransi umum syariah, besaran pendapatan yang akan disalurkan untuk asuransi syariah, dan menganalisis faktor-faktor yang memengaruhi keputusan pemilihan asuransi umum syariah. Penelitian ini menggunakan data primer dari 150 responden dengan metode analisis deskriptif dan regresi logistik multinomial menggunakan software SPSS 25. Hasil penelitian menunjukkan bahwa enam dari tujuh hipotesis penelitian sesuai., The development of the Islamic insurance industry in Indonesia is strengthened by Indonesia's capacity as a country with the largest Muslim population in the world. However, Indonesia as the most populous Muslim country in the world still has a relatively small percentage of the Islamic insurance market share. This research was conducted in the City of Bogor due to the relatively high level of community lifestyle, having a high percentage of the Muslim population, which is equal to 93.29%, and the second largest Net Participation Rate for Bogor City in West Java. This research aims to identify the characteristics of the community in choosing general sharia insurance, the amount of income that will be distributed to sharia insurance, and analyze the factors that influence the election decision of general sharia insurance. This study used primary data from 150 respondents using the descriptive analysis method and multinomial logistic regression using SPSS 25 software. The results showed that six of the seven research hypotheses were appropriate.
Keyword: Bogor City, Islamic general insurance, Islamic insurance, multinomial logistic regression, election decision

Judul: Analysis of Factors that Affect Society in choosing Sharia Life Insurance in Kabupaten Bogor
Abstrak: Salah satu kabupaten dengan populasi terbesar dan luas terbesar di Indonesia adalah Kabupaten Bogor. Dengan banyaknya penduduk muslim di Kabupaten Bogor, potensi pengembangan asuransi jiwa syariah di Kabupaten Bogor termasuk sangat besar atau potensial. Namun, persentase market share asuransi jiwa syariah di Kabupaten Bogor masih tergolong rendah. Oleh karena itu, tujuan dari penelitian ini adalah untuk mengidentifikasi karakteristik masyarakat dan menganalisis faktor-faktor yang memengaruhi masyarakat dalam memilih asuransi jiwa syariah di Kabupaten Bogor. Penelitian ini menggunakan data primer sejumlah 100 responden serta menggunakan metode analisis deskriptif dan analisis SEM-PLS. Hasil penelitian menunjukkan bahwa faktor promosi, pengetahuan, dan religiusitas berpengaruh positif dan signifikan terhadap minat memilih asuransi jiwa syariah. Sedangkan variabel produk, kontribusi, dan pelayanan tidak signifikan terhadap minat memilih asuransi jiwa syariah. Hasil uji R-Square menunjukkan bahwa tiap-tiap variabel dapat secara efektif menjelaskan pengaruh terhadap Minat Memilih Asuransi Jiwa Syariah (Y) sebesar 18,6 persen. Variabel lain dapat menjelaskan persentase yang lebih besar, yaitu 81,4 persen, dari variabel yang tidak termasuk dalam model penelitian ini., One of the largest and most populous Kabupaten in Indonesia is the Kabupaten Bogor. With the large number of Muslim population in the Kabupaten Bogor area, the potential for the development of Sharia life insurance in Bogor region is huge or potential. However, sharia life insurance market share in Kabupaten Bogor is still low. Therefore, the aim of this research is to identify the characteristics of society and analyze the factors that influence society in choosing Sharia life insurance in the Kabupaten Bogor area. The study used primary data from a total of 100 respondents as well as using methods of descriptive analysis and analysis modeling SEM-PLS. Research findings show that the factors of promotion, knowledge, and religion have a positive and significant influence on interest in choosing Sharia life insurance. While product variables, contributions, and services are not significant to the interests of choosing Sharia life insurance. The results of the R-Square test showed that each variable could effectively explain their influence on Interest in Choosing Sharia Life Insurance (Y) by 18.6 percent. Other variables could explain a larger percentage, namely 81.4 percent, of variables not included in this study model.
Keyword: Kabupaten Bogor, Public Interest, SEM-PLS, Sharia Life Insurance

Judul: Apatite Growth Optimation on Chicken Mucouse by Fourier Transform Infrared (FTIR) Characterization
Abstrak: Some experiment had been conducted to grow apatite from supersaturated solution of calcium phosphate ions on chicken mucouse. The calcium and phosphate ions were originated from Ca(NO3)2 and (NH4)2HPO4. Carbonate ions from (NH4)2CO3 was also used as starting solution. Experiment was carried out within about 5 hours at temperature 370 C and pH 7. Value of Ca+ : PO4 3- was 1.67, while molar ratio of CO3 2- : PO4 3- was 0.5 : 1. Molarity of molar ratio CO3 2- : PO4 3- variated approximately 0.15 : 0.30, 0.51 : 1.02, and 0.90 : 1.80. Mass of mucouse powder was constant 0.75 gram. The analysis result of Fourier Transform Infrared (FTIR) showed that the precipitation was apatite carbonate type A and B. In these experiment it was found out that the mucouse reduce the crystallinity of apatite precipitant, and the growth of apatite crystal was optimum at solution with molar ratio CO3 2- : PO4 3- about 0.15 : 0.30.
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