Judul: Determinan Keterlibatan dengan Lembaga Keuangan dan Tingkat Kredit Pedagang Kaki Lima (Studi Kasus di Jalan Babakan Raya, Dramaga)
Abstrak: Street vendors are faced with limited access to financial institutions, especially banks as a source of credit and savings management. Besides involved with formal financial institutions, there are also to whom the street vendors involved with the non-formal financial institutions. So far there are some of microfinance institutions for credit acces in accordance with the conditions of street vendors. Street vendors have facilitated to gain access to financial institutions, it is necessary to financial institutions, both formal and non-formal as fund manager so that vendors can improve the welfare through economic productivity. Logistic regression analysis aimed to determine the involvement chance street vendors with financial institution. Factors that influence linkage of associated with financial institutions are venture capital, turnover, working capital, and ownership of the collateral. Multiple linear regression analysis aims to determine the parameter estimates of the explanatory variables of the credit. The factors that influence positively on the credit level of the street vendors are household expenditure and installments amount.
Keyword: street vendors, involvement, financial institution, credit

Judul: Faktor-Faktor yang mempengaruhi realisasi pembiayaan Kupedes iB (studi kasus Bank BRI Syariah Kantor Cabang Pembantu Cibinong Bogor)
Abstrak: Micro, Small and Medium Enterprises (SMEs) is a business sector that has been shown to play a strategic role in overcoming the economic crisis ever hit Indonesia in 1997. On the other hand, SMEs and the informal sector has also been able to contribute to national economic growth. BRI KCP Cibinong Shariah is one of the banks that focus on working through the SME segment Kupedes iB program. But after running for 3 years, the average portfolio iB Kupedes KCP Cibinong tends to decrease. This study aimed to analyze the characteristics of the debtor and the factors that affect the realization of Kupedes iB financing. The analysis method used in this research is multiple linear regression prediction model evaluation approaches, test models and statistical tests of significance ttest. The results of the study explained that there are four independent variables are positive significant effect on the dependent variable: (1) the long-running business. (2) business revenue. (3) Other income outside the business (4) the rest of the mortgage loan.
Keyword: Bogor Agricultural University (IPB), multiple linear regression, Kupedes iB, financing realization factor

Judul: Desain Instrumen Pengontrol Otomatis Pasteurisasi Susu
Abstrak: Pasteurisasi merupakan salah satu cara pengawetan ter- hadap susu segar sebelum disimpan pada suhu rendah atau langsung dikonsumsi. Caranya adalah dengan memanaskan sam- pai mencapai suhu minimal 62.8 atau 71.7 °C yang diperta- hankan tetap selama 1800 atau 15 detik. Kombinasi suhu dan waktu dapat dipilih sesuai dengan kemampuan alat. Makin tinggi suhu yang dipilih makin pendek waktunya. Melalui proses pasteurisasi, rasa dan aroma susu tidak berubah dan seluruh bakteri penyebab penyakit (bakteri pa- togen) musnah. Berdasarkan kombinasi suhu-waktu, pasterisasi susu di- bedakan atas tiga metoda, yaitu metoda waktu lama (long hold), temperatur tinggi waktu pendek (HTST) dan temperatur tinggi (UHT). Suhu pasteurisasi dengan metoda waktu lama minimal 62.8 °C yang dipertahankan tetap selama paling se- dikit 1800 detik. Sedang HTST suhu minimalnya adalah 71.7 °C dengan waktu 15 detik atau lebih lama. Pada UHT waktu yang diperlukan adalah dua detik atau lebih singkat dengan suhu 87.8 - 132.2 °C. Pemakaian kombinasi suhu-waktu yang melebih dari ke- tentuan minimalnya akan mempengaruhi rasa, aroma, komposisi ...
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