Judul: Pengaruh Sikap Keuangan, Pengetahuan Keuangan, dan Pendapatan Individu terhadap Perilaku Manajemen Keuangan Generasi Milenial di DKI Jakarta
Abstrak: Era globalisasi saat ini dapat memberikan berbagai dampak yang dapat mempengaruhi suatu perilaku seseorang yaitu perilaku keuangan (behavior finance) pada generasi milenial di DKI Jakarta. Generasi milenial memiliki stigma yang cenderung boros, sulit untuk menabung, memiliki gaya hidup yang tinggi, dan juga konsumtif, sehingga menunjukkan generasi milenial belum memiliki perilaku manajemen keuangan yang baik. Penelitian ini bertujuan untuk menganalisis pengaruh sikap keuangan, pengetahuan keuangan, dan pendapatan individu terhadap perilaku manajemen keuangan generasi milenial di DKI Jakarta. Teknik penentuan sampel dilakukan menggunakan non probability sampling dengan metode purposive sampling. Metode analisis data yang digunakan yaitu analisis SEM-PLS. Hasil dari penelitian ini menunjukkan bahwa sikap keuangan, dan pengetahuan keuangan berpengaruh positif dan signifikan terhadap perilaku manajemen keuangan generasi milenial di DKI Jakarta, dan untuk pendapatan individu tidak berpengaruh signifikan terhadap perilaku manajemen keuangan generasi milenial di DKI Jakarta., The current era of globalization gives various impacts that can affect a person's behavior, namely financial behavior (behavior finance) in the millennial generation in DKI Jakarta. The millennial generation has a stigma that tends to be extravagant, difficult to save, has a high lifestyle, and is also consumptive, thus showing the millennial generation does not yet have good financial management behavior. This study aims to analyze the effect of financial attitudes, financial knowledge, and individual income on financial management behavior of millennials in DKI Jakarta. The sampling technique was carried out using non-probability sampling with purposive sampling method. The data analysis method used was SEM-PLS analysis. The results of this study indicated that financial attitudes and financial knowledge had a positive and significant effect on the financial management behavior of the millennials generation in DKI Jakarta, and for individual income it had no significant effect on the financial management behavior of the millennials generation in DKI Jakarta.
Keyword: financial attitudes, financial knowledge, financial management behavior, income, millennial generation

Judul: Pengaruh Literasi dan Inklusi Keuangan terhadap Perilaku Menabung dan Investasi Generasi Milenial di DKI Jakarta
Abstrak: Pada tahun 2019, tingkat literasi keuangan Indonesia hanya sebesar 38,03%, sedangkan inklusi keuangannya sebesar 76,19%. Tingkat literasi dan inklusi keuangan terkait menabung yang identik dengan sektor perbankan memiliki nilai tertinggi sebesar 36,12% dan 73,88%, sedangkan investasi di pasar modal memiliki nilai terendah kedua, yaitu sebesar 4,92% dan 1,55%. Namun, dilihat dari rasio tabungan bruto terhadap produk domestik bruto Indonesia hanya sebesar 31,01% dibandingkan beberapa negara Asia lainnya yang telah mencapai lebih dari 40%. Tujuan penelitian ini adalah mengukur tingkat literasi dan inklusi keuangan generasi milenial di DKI Jakarta, menganalisis pengaruh literasi dan inklusi keuangan terhadap perilaku menabung dan investasi, menganalisis pengaruh literasi keuangan terhadap inklusi keuangan, dan menganalisis pengaruh perilaku menabung terhadap perilaku investasi. Analisis data menggunakan analisis deskriptif dan analisis SEM-PLS. Hasil penelitian menunjukkan tingkat literasi keuangan dan rata-rata inklusi keuangan generasi milenial di DKI Jakarta sebesar 50% dan 60%, terdapat pengaruh antara literasi dan inklusi keuangan terhadap perilaku menabung dan investasi, literasi keuangan terhadap inklusi keuangan, dan tidak terdapat pengaruh antara perilaku menabung terhadap perilaku investasi., In 2019, financial literacy level in Indonesia was only 38,03%, while the financial inclusion rate was 76,19%. Financial literacy and inclusion level related to saving that is identical to banking sector has the highest values of 36,12% and 73,88%, while investment in capital market has the second lowest values, at 4,92% and 1,55%. However, the ratio of gross savings to gross domestic product in Indonesia was reported only at 31,01% while several other Asian countries reached more than 40%. This study aims to measure the level of financial literacy and inclusion of millennial generations in DKI Jakarta; analyze the influence of financial literacy and inclusion on saving and investment behavior, analyze the influence of financial literacy on financial inclusion; and analyze the influence of saving behavior on investment behavior. Data analysis used descriptive analysis and SEM-PLS analysis. The study results show that the financial literacy rates and the average of inclusion rates of millennial generation in DKI Jakarta are 50% and 60%; there is an influence between financial literacy and inclusion towards saving and investment behavior; literacy towards financial inclusion; and there is no influence between saving behavior towards investment behavior.
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Judul: Hydroxyapatite-Chitosan Composite Coating on Stainless Steel 316 to Improve Corrosion Resistance
Abstrak: Metals that were used in bone implantation should have good corrosion resistance that were not easily corroded when implanted into the body. Metal corrosion resistance of stainless steel 316 can be enhanced through the metal coating by hydroxyapatite-chitosan composite with composition ratio of hydroxyapatite (gram) and chitosan 3% (mL) 0.2:0, 0.2:0.1, 0.2:0.5, 0.2:1.0, and 0.2:1.5. Besides improving the corrosion resistance of metal, the presence of chitosan also maintain the position of hydroxyapatite on metal surfaces. Corrosion resistance increases with increasing amount of chitosan added and the best composition of hydroxyapatite-chitosan composite was 0.2:1.0.
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