Judul: Faktor-faktor Yang  Memengaruhi Pedagang Pasar Raya Padang Memilih Pembiayaan Syariah
Abstrak: Usaha Mikro, Kecil, dan Menengah (UMKM) di Indonesia sangat penting peranannya karena dapat berkontribusi pada perekonomian nasional. Keberadaan UMKM tidak lepas dari permasalahan, salah satunya yaitu permodalan. Untuk mengatasi masalah tersebut pemerintah mengeluarkan kebijakan agar lembaga keuangan memberikan pembiayaan kepada UMKM. Pembiayaan digunakan untuk mengembangkan dan meningkatkan pendapatan pedagang serta usaha kecil. Penelitian ini bertujuan untuk menganalisis faktor-faktor yang memengaruhi pedagang pasar raya Kota Padang memilih pembiayaan syariah dengan jumlah sampel 100 responden. Metode yang digunakan dalam penelitian ini adalah metode analisis regresi logistik. Hasil penelitian menunjukkan faktor-faktor yang memengaruhi pedagang Pasar Raya Padang memilih pembiayaan syariah yaitu pengetahuan, kualitas pelayanan, dan pendapatan., Micro, Small, and Medium Enterpises (MSMEs) in Indonesia have a critical role because they can improve the economy. The existence of MSMEs cannot be separated from problems, one of them is capital. The government issued a policy to overcome this problem so financial institutions provides financing to MSMEs. Financing is used to develop and increase the income of traders and small businesses. This study aims to analyze the factors that influence market traders in Padang City to choose Islamic financing with a sample of 100 respondents. The method used in this research is the logistic regression analysis method. The results showed that knowledge, service quality, and income variables has influence the Pasar Raya Padang traders to choose Islamic financing.
Keyword: Islamic financing, Logistic regression, MSME, Traditional market traders

Judul: Analysis of Factors that Influence MSME's Decisions to Choose Sharia Financing as a Source of Financing
Abstrak: UMKM adalah pilar penting ekonomi Indonesia, berkontribusi signifikan pada PDB, penyerapan tenaga kerja, dan ekspor. Namun, sektor ini menghadapi kendala akses pembiayaan dari lembaga keuangan formal. Penelitian ini bertujuan untuk mengidentifikasi karakteristik pelaku UMKM di Kabupaten Sukabumi dan menganalisis faktor yang memengaruhi keputusan dalam memilih pembiayaan syariah. Metode analisis yang digunakan dalam penelitian ini adalah tabel kontingensi (cross tabulation) untuk menggambarkan karakteristik responden, serta analisis regresi logistik multinomial untuk mengidentifikasi faktor-faktor yang memengaruhi keputusan UMKM dalam memilih pembiayaan syariah. Hasil penelitian menunjukkan bahwa pendidikan, pengetahuan, promosi, kualitas pelayanan, dan aksesibilitas berpengaruh signifikan terhadap keputusan UMKM dalammemilih pembiayaan syariah. Sebaliknya, pendapatan tidak menunjukkan pengaruh signifikan., MSMEs are an important pillar of Indonesia's economy, contributing significantly to GDP, employment absorption, and exports. However, this sector faced obstacles in accessing financing from formal financial institutions. This study aimed to identify the characteristics of MSME actors in Sukabumi Regency and analyze the factors influencing their decisions in choosing Sharia financing. The analytical methods used in this research were contingency tables (cross tabulation) to describe the characteristics of the respondents, as well as Multinomial Logistic Regression Analysis to identify the factors influencing MSME decisions in selecting Sharia financing. The results showed that the variables of education, knowledge, promotion, quality of service, and accessibility had a significant impact on MSME decisions in choosing Sharia financing. Conversely, the income variable did not show a significant effect.
Keyword: Sukabumi regency, MSMEs, Sharia Financing, Multinomial Logistics Regression, Contingency Table

Judul: Penyusunan Overlap Graph menggunakan Suffix Tree pada DNA Sequence
Abstrak: The DNA sequence assembly is very important in genome analysis. This step aims to reconstruct contigous DNA fragment (contigs) from short fragment by concatenating fragments based on the overlap region among them. This method employs overlap graph for solving the problems. In this graph, nodes represent fragments and edges represent overlap. This research developed a software for constructing overlap graph using suffix tree. The evaluation was conducted by measuring the number of nodes, number of edges, and the execution time in many values of minimum overlap. The minimum overlap is defined as the minimum length of substring which is considered as the overlap region between two fragments. The evaluation results showed that the number of nodes, the number of edges, and the execution time were increased with the decreasing of the minimum overlap value.
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