Judul: Determinants of the Decision to Pay Zakat, Infaq and Shadaqah (ZIS) online through Sharia Mobile Banking: Modification of UTAUT 2
Abstrak: Proses penghimpunan dana zakat, infak, dan sedekah (ZIS) secara online dapat dilakukan melalui fitur dalam mobile banking syariah, dengan memanfaatkan peningkatan pengguna internet setiap tahun untuk mengoptimalkan potensi dana ZIS di Indonesia. Adanya perubahan perilaku serta meningkatnya fasilitas penghimpunan dana sosial Islam melalui channel digital membuat penelitian ini menggunakan teori model Unified Theory of Acceptance and Use of Technology (UTAUT). Penelitian ini bertujuan untuk mengidentifikasi karakteristik masyarakat yang melakukan pembayaran dana ZIS secara online melalui mobile banking syariah dan menganalisis faktor-faktor yang dapat memengaruhi keputusan masyarakat dalam menyalurkan dana ZIS secara online melalui mobile banking syariah. Penelitian ini menggunakan data primer dari 180 responden dengan metode analisis deskriptif dan regresi logistik multinomial menggunakan software SPSS 26. Hasil penelitian menunjukkan bahwa lima dari tujuh hipotesis penelitian sesuai. Penelitian ini dapat berimplikasi pada strategi pengembangan mobile banking syariah sebagai platform pembayaran dana ZIS dengan menyediakan dukungan dan promosi yang tepat., The process of collecting zakat, infaq, and shadaqah (ZIS) funds online can be done through features in sharia mobile banking, taking advantage of the increase in internet users every year to optimize the potential of ZIS funds in Indonesia. The change in behavior and increasing facilities for collecting Islamic social funds through digital channels mean that this research uses the Unified Theory of Acceptance and Use of Technology (UTAUT) model. This research aims to identify the characteristics of people who pay ZIS funds online via sharia mobile banking and analyze the factors that can influence people's decisions in channeling ZIS funds online through sharia mobile banking. This research uses primary data from 180 respondents with descriptive analysis methods and multinomial logistic regression using SPSS 26 software. The research results show that five of the seven research hypotheses are in accordance with the hypothesis. This research could imply on the strategy of developing mobile sharia banking as a payment platform for ZIS funds by providing appropriate support and promotion.
Keyword: UTAUT 2, keputusan, mobile banking syariah, regresi logistik multinomial, zis

Judul: Determinants of Generation Z's Intention to Use Sharia Digital Bank: A Modified Theory of Planned Behavior Analysis
Abstrak: Perkembangan teknologi telah merubah tradisi di industri perbankan dari konvensional menjadi digital yang ternyata lebih banyak disukai oleh Generasi Z. Bank digital tidak hanya berbasis konvensional, namun juga berbasis syariah. Tujuan penelitian ini adalah untuk menganalisis faktor-faktor yang memengaruhi intensi Generasi Z terhadap penggunaan bank digital syariah. Pengukuran intensi menggunakan pendekatan Theory of Planned Behavior (TPB). Metode yang digunakan adalah metode deskriptif kuantitatif dengan analisis SEM-PLS yang merupakan analisis multivariat. Hasil pada penelitian ini terdapat pengaruh signifikansi pada variabel attitude toward behavior, subjective norm, dan perceived behavioural control terhadap intention to use., The development of technology has changed the tradition in the banking industry from conventional to digital, which turns out to be more preferred by Generation Z. Digital banks are not only conventional-based, but also sharia-based. The purpose of this study is to analyze the factors that influence Generation Z's intention to use Islamic digital banks. Intention measurement uses the Theory of Planned Behavior (TPB) approach. The method used is quantitative descriptive method with SEM-PLS analysis which is a multivariate analysis. The results of this study showed a significant influence on the variables of attitude toward behavior, subjective norm, and perceived behavioral control on intention to use.
Keyword: bank digital syariah, Generasi Z, SEM-PLS, TPB

Judul: Sifat Pulp Campuran antara Pulp Asli Bambu dan Pulp Karton Bekas (Old Corrugated Containers)
Abstrak: OCC was soaked for 7 days and disintegrated afterward. Soda pulping of bamboo was carried out following the pulping parameters of 35% NaOH charge, L/W of 4/1, maximum temperature of 170 oC and total cooking time of 3 hours. Kappa number and pulping yield were determined based on TAPPI T236 cm-85 standard. Bamboo and OCC pulp was bleached following the method of D0ED1D2. Bleached bamboo pulp was beaten up to the freeness of 100, 200, 300, and 400 ml CSF. While that of OCC was up to 400 ml CSF only. The composisitions of bamboo/OCCpulp mixture (B/K) were 0/100, 20/80, 40/60, 60/40, 80/20 and 100/0. Physical and optical properties of pulp mixture were determined based on TAPPI T205 sp-02 standard. The pulp composition of (B/K) 20/80 at freeness level of 400 ml CSF was resulted in the highest strength properties based on Duncan scoring. Pulp beating was able to decrease the composition of bamboo pulp in pulp mixture while retaining the strength properties
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