Judul: Manajemen Keuangan dan Perilaku Menabung pada Keluarga Petani
Abstrak: Economic problem is a crucial issue and most experienced by farmer families, thus it becomes important to properly manage the family finances. The aim of this study was to analyze the influence of financial management and saving behavior in farmer families. This research using cross-sectional design conducted in Ciaruteun Ilir Village with purposive selection location. The study was performed in 70 randomly selected family with working mothers. The results showed that financial management of farmer family is poorly. A total of 71.4 percent of farmer families performs activities saving, but not all of the family routinely save. The results of multiple linear regression showed that the bigger of the family size would reduce family financial management, but the amount of assets and the higherof family income would increase family financial management. Logistic regression results showed that family with better financial management are more likely to have a family savings and to save more often. Furthermore, the bigger of family size would reduce the value of savings and the higher of family income would increase the value of savings.
Keyword: farmer families, financial management, saving behavior

Judul: Literasi Keuangan, Sikap Berutang, dan Perilaku Berutang pada Keluarga Petani
Abstrak: Penelitian ini bertujuan untuk menganalisis pengaruh karakteristik keluarga, karakteristik usaha tani, literasi keuangan, dan sikap berutang terhadap perilaku berutang pada keluarga petani. Penelitian ini menggunakan desain penelitian kuantitatif yang berlokasi di Desa Kletekan, Kecamatan Jogorogo, Kabupaten Ngawi, Jawa Timur. Penelitian yang melibatkan 60 keluarga petani ini dilakukan secara cluster random sampling. Data diperoleh melalui wawancara dengan menggunakan alat bantu kuesioner. Data yang terkumpul dilakukan analisis deskriptif, uji beda one-way ANOVA, uji korelasi Pearson, dan uji regresi logistik. Hasil analisis deskriptif menunjukkan 73,3 persen keluarga memiliki utang dan sebagian besar dalam bentuk uang. Hasil uji beda menunjukkan usia dan pendidikan istri berbeda signifikan antara keluarga yang tidak memiliki utang, memiliki utang produktif, dan memiliki utang konsumtif. Hasil uji regresi logistik menunjukkan perilaku berutang tidak dipengaruhi oleh literasi keuangan dan sikap berutang. Perilaku berutang hanya dipengaruhi oleh karakteristik keluarga, yaitu usia istri. Semakin tinggi usia istri menunjukkan semakin rendah perilaku berutang keluarga.
Keyword: consumptive debt, debt behavior, farming families, productive debt

Judul: Hydroxyapatite-Chitosan Composite Coating on Stainless Steel 316 to Improve Corrosion Resistance
Abstrak: Metals that were used in bone implantation should have good corrosion resistance that were not easily corroded when implanted into the body. Metal corrosion resistance of stainless steel 316 can be enhanced through the metal coating by hydroxyapatite-chitosan composite with composition ratio of hydroxyapatite (gram) and chitosan 3% (mL) 0.2:0, 0.2:0.1, 0.2:0.5, 0.2:1.0, and 0.2:1.5. Besides improving the corrosion resistance of metal, the presence of chitosan also maintain the position of hydroxyapatite on metal surfaces. Corrosion resistance increases with increasing amount of chitosan added and the best composition of hydroxyapatite-chitosan composite was 0.2:1.0.
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