Judul: The Analysis of Financial Literacy and Inclusion on Generation Z's Investment Interest in Jabodetabek
Abstrak: Di Indonesia, tingkat literasi keuangan adalah sebesar 38.03%. Sementara untuk masyarakat yang berada di perkotaan, tingkat literasi keuangan sebesar 41.41%. Tingkat inklusi keuangan adalah 76.19% dan untuk masyarakat yang tinggal di perkotaan yaitu 83.60%. Tingkat literasi dan inklusi keuangan terhadap produk pasar modal memiliki nilai terendah, yaitu 4.4% dan 1.25% (OJK, 2019). Generasi z sejatinya memiliki tanggung jawab atas kondisi keuangannya, namun kesadaran untuk berinvestasi masih rendah. Penelitian ini dilaksanakan pada generasi z di Jabodetabek dengan tujuan yaitu (1) menganalisa tingkat literasi keuangan, (2) menganalisa tingkat inklusi keuangan, dan (3) menganalisa pengaruh literasi keuangan terhadap keinginan bernvestasi, dan (4) menganalisis pengaruh inklusi keuangan terhadap keinginan berinvestasi di pasar modal. Analisis data ini menggunakan cara analisis deskriptif dan analisis Structural Equation Modeling (SEM) – PLS. Hasil dari penelitian ini adalah tingkat literasi keuangan dan rata-rata inklusi keuangan generasi z di Jabodetabek adalah 61% dan 64%, literasi keuangan tidak memiliki pengaruh terhadap keinginan berinvestasi, sementara inklusi keuangan memiliki pengaruh terhadap keinginan berinvestasi generasi z di Jabodetabek.
Keyword: generasi Z, inklusi keuangan, literasi keuangan, minat investasi.

Judul: Pengaruh Literasi Keuangan Syariah, Inklusi Keuangan Syariah, dan Perilaku Keuangan terhadap Keputusan Investasi Generasi Z di Jawa Barat
Abstrak: Survei Otoritas Jasa Keuangan tahun 2022 menunjukkan bahwa indeks literasi keuangan syariah sebesar 9,14 % dan indeks inklusi keuangan syariah sebesar 12,12 %. Berdasarkan sektor jasa keuangan pasar modal merupakan sektor dengan indeks literasi terendah yaitu 0,02%. Provinsi Jawa Barat memiliki jumlah Generasi Z terbanyak di Indonesia yaitu sebesar 16,4 juta jiwa yang dapat menjadi potensi bagi pembangunan ekonomi syariah. Penelitian ini bertujuan untuk menganalisis tingkat literasi dan inklusi keuangan syariah Generasi Z di Jawa Barat serta pengaruh literasi keuangan syariah, inklusi keuangan syariah dan perilaku keuangan terhadap keputusan investasi dengan metode analisis deskriptif dan SEM-PLS. Hasil penelitian menunjukkan bahwa rata-rata tingkat literasi keuangan syariah sebesar 77,9% (well literate) dan tingkat inklusi syariah sebesar 80,5% (tinggi). Literasi keuangan syariah dan inklusi keuangan syariah berpengaruh signifikan terhadap keputusan investasi, tetapi perilaku keuangan tidak berpengaruh signifikan terhadap keputusan investasi., The Financial Services Authority (OJK) survey in 2022 showed that the Sharia financial literacy index was 9.14% and the Sharia financial inclusion index was 12.12%. Based on the financial services sector, the capital market sector had the lowest literacy index, which was 0.02%. West Java Province has the highest number of Generation Z individuals in Indonesia, amounting to 16.4 million people, which presents a potential for Sharia economic development. This research aims to analyze the levels of Sharia financial literacy and inclusion among Generation Z in West Java, as well as the influence of Sharia financial literacy, Sharia financial inclusion, and financial behavior on investment decisions, using descriptive analysis and the SEM-PLS method. The research results showed that the average level of Sharia financial literacy was 77.9% (well-literate), and the level of Sharia inclusion was 80.5% (high). Sharia financial literacy and Sharia financial inclusion significantly influence investment decisions, while financial behavior does not significantly influence investment decisions.
Keyword: Financial Behavior, Investment Decisions, SEM-PLS, Sharia Financial Inclusion, Sharia Financial Literacy

Judul: Eliminasi PMWaV (Pineapple Mealybug Wilt-associated  Virus) dari jaringan tanaman nanas melalui perlakuan air  panas dan ribavirin
Abstrak: Mealybug wilt of pineapple (MWP) is the devastating disease found in all the major pineapple growing regions of the world. The disease is characterized by severe tip dieback, downword curving of the leaf margins, reddening, and wilting of the leaves that can cause total collapse of the plant. Closterovirus particles were detected in both MWP symptomatic and asymptomatic pineapple worldwide. The particles, referred to as Pineapple Mealybug Wilt-associated Virus-1 and PMWaV-2. Both viruses are mealybug transmitted. Two species of mealybug, the pink mealybug Dysmicoccus brevipes (Cockerell), and the grey mealybug Dysmicoccus neobrevipes (Beardsley) have been associated with MWP. One method for managing MWP disease is rogue symptomatic plant, but this method remain PMWaV at asymptomatic plant. Use of pesticide to control mealybug and ants is not efficient and high cost. The research was conducted to develop elimination method for PMWaV-free plant by hot water treatment and ribavirin. PMWaV infected plant (leave, stem, crown) were given two hot water treatment consisting of 35 ºC for 24 hour as pre-treatment followed immediately by hot water treatment either 56 ºC for 60 minute or 58 ºC for 40 minute in a water bath. Infected plant without hot water treatment as positive control, and healthy plant without hot water treatment as negative control. Ribavirin were added to medium culture 10 mg/l medium. PMWaV infection can be eliminated from propagative material through hot water treatment 58 ºC 40 minute in a water bath without decrease propagative material viability.
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