Judul: Strategi pengembangan usaha PT. Genero Produtia Ekatama melalui pembiayaan syariah
Abstrak: Pada umumnya Usaha Kecil Menengah (UKM) tidak tergantung pada bahan baku impor, sehingga pada masa krisis moneter terhindar dari keterpurukan usahanya. UK mempunyai daya tahan dan keuletan lebih tinggi bila dibandingkan denagn Usaha Besar (UB). Salah satu UK yang selama ini bertahan adalah PT. Genero Produtia Ekatama (PT. GPE) yang bergerak dalam bidang usaha bengkel las/bubut. Hal lainnya, UK tergolong lemah dari sisi permodalan, karena tidak mempunyai jaminan/agunan dalam upaya memperoleh bantuan permodalan dari perbankan formal.
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Judul: Evaluasi dan Pengembangan Strategi Pembiayaan UKM dalam Meningkatkan Profitabilitas Bank Syariah di Jakarta
Abstrak: The ability of Small and Medium Enterprises (UKM) in Indonesia to penetrate the global market or to increase the export-import products is determined by a combination of several relatively superior factors of an enterprise and its competitors. Faced with the characteristics and obstacles in operating, UKM may raise its loan or credit pass through sharia banking. The development of national sharia banking is basically directed to create healthy sharia banking and perform consistent Islamic principles. The objectives of developing sharia banking are (1) to fulfill the requirements of the society in need of banking services consistent with the sharia principles, and (2) to create an alternative banking system that has a variety of products and surplus services. The method of assessing sharia loan is by using the growth-profit ratio pursuant to the report of sharia loan of UKM in 2003-2007, whose figures are used as the basis of assessing sharia funding. The SWOT analysis was used to evaluate its implementation strategy. The UKM funding at sharia banking may be used as the basis of the evaluation of success in obtaining profit. The business performance can be calculated by using financial standards, such as net profit, Return on Assets (ROA), and cash flow. In general, in 2003-2007, there was an increase in the development of sharia funding at sharia banking. The optimal profit obtained, based on ROA, yielded a positive value to the funding of UKM. In reaching its target, sharia banking develop sharia network by opening new branches, especially for the development of UKM funding
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Judul: Mud Crab’s (Scylla serrata Forskal 1775) Response to Different Decaying Level of Gold Snail (Pomacea canaliculata Lamarck 1822) Bait.
Abstrak: Mud crab is well known as omnivorous-vigorous-voracious-opportunistic-scavenger. These intertidal animals applies mainly chemoreception in their predatory behaviour. It has been commonly assumed that non fresh gold snail bait is better than fresh bait in stimulating the mud crab. This research's aim is to analyze mud crab response to different decaying level of gold snail bait. Their response were observed as time required to touch the bait and pattern and direction of the mud crab in approaching the baits. The different decaying level of gold snail baits were shown on Total Volatile Base Nitrogen (TVBN) as 16.3 mg/100g (0 day); 534.1 mg/100g (3 days); and 887.4 mg/100g (6 days). The research was conducted from July 2009 until February 2011. The TVBN test for gold snail baits were conducted at Laboratory of BBPPHP Jakarta. The experiment was conducted in Pemalang. The result showed that the average period of mud crabs to touch the baits were 52.14 minutes; 61.57 minutes and 52.57 minutes. Anova test concluded no sufficient evidence of significant effect of TVBN content of gold snail bait on mud crab’s feeding behaviour. Movement pattern B, i.e. left and right deviation followed by straight forward movement to the bait, was commonly exhibited by the crabs. Consequences of time period required by the mud crab to approach the bait on fishing operation is discussed.
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