Judul: The Relationship between Land Characteristics and Horticultural Crop Productivity in Cemplang Village, Cibungbulang District, Bogor Regency
Abstrak: The Relationship between Land Characteristics and Horticultural Crop Productivity in Cemplang Village, Cibungbulang District, Bogor Regency. Supervised by Dr. Ir. Darmawan, M.Sc and Putri Oktariani, SP, M.Agr. Land characteristics can affect agricultural commodities. Land characteristics that are not in accordance with the conditions for growing a plant will result in low productivity of the plant. This is experienced by the Bakin and Berkah farmer group in Cemplang Village which has horticultural commodities of banana, corn, cucumber and eggplant. The productivity of these commodities has not been maximized, because the cultivation practices carried out have not been adapted to the characteristics of the land. Therefore, it is necessary to evaluate the land to identify the inhibiting factors that affect horticultural growth so that improvement efforts can be made to achieve maximum productivity. The research methods include soil morphology, laboratory analysis, soil classification, evaluation of land suitability and analysis of horticultural commodity farming. Land evaluation was carried out using the concept of land suitability according to the FAO framework (1976) based on the BBSDLP (2011) criteria with a matching technique. Based on the results of the study, it was found that the soil was categorized as Typic Hapludults family, smooth, sour, presumably kaolinitic, and isohyperthermic. Land suitability classes are S3-wa, nr, na for banana, corn, and cucumber commodities and S3-na for eggplant. Cultivation of corn, cucumber and eggplant commodities is efficient but economic value can be increased. In order to produce maximum productivity, other improvements to the land are needed such as N and K fertilization, increasing soil organic matter content, and fertilizing according to the doses required for each commodity.
Keyword: Banana, R/C ratio, Typic Hapludults

Judul: Mencari Kunci Produktivitas Ubi Jalar Cilembu dengan Membandingkan Aspek Teknik Budidaya, Aspek Sifat Tanah dan Faktor Lingkungan. Studi Kasus : Desa Cilembu Sumedang dan Desa Cilubang Mekar Bogor.
Abstrak: Cilembu has high economic value as a distinctive taste, sweet as honey and sticky, chewy meat and interesting so that it is favored by agricultural businesses and consumers. For land use and also as well as the development of Cilembu maintenance, preservation is needed for Cilembu because of several observations indicate that Cilembu does not grow well in all regions. The purpose of this research is to look for the key productivity of Cilembu by comparing aspects of cultivation techniques, soil characteristics, and environmental factors in two different places Cilembu village in Sumedang and Cilubang Mekar village in Bogor so that it can produce large tubers and sweet taste. The location of this study includes two different locations namely in Cilubang Mekar RW 08 Kelurahan Situgede Kecamatan Bogor Barat and in Sawah Lega Cilembu village Kecamatan Pamulihan Sumedang . The observation result of the three observed aspects shows that for the cultivation aspects of both places did not show significant differences, both places make the process of reversal of the stem, the bulb in Bogor is smaller in size, while the yield on Cilembu is large. At the time of post-harvest in Bogor ripening process is not done, the result of tuber is marketed, while in Cilembu, when tubers are harvested there is a process of curing, it makes tubers become sweet due to change the starch into sugar. Further aspects of soil properties included soil color and texture shows that there was not significant different, whereas for chemical analysis of organic C and K there was a little difference. Analytical data the shows K (0,153me/100g) in Cilubang Mekar and those were classified as in the Cilembu village (0,267me/100g) whereas the C-organic in Cilubang Mekar was 1,45% low and in the Cilembu Village was 2,37%. The last aspect of environmental factors showed was not significant different in temperature. Cilembu Sumedang has 17-24oC with a difference >5°, while the temperature Cilubang Mekar was 23-28oC with the difference <5o. Cilembu places in the valley and closes to mountain with different altitude > 500 m. Key Cilembu productivity growth obtained for the time being the process of curing and temperature differences that cause the bulbs are large and have a sweet taste.
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Judul: Penetapan Harga Jaminan Polis Asuransi Jiwa dengan Premi  Tahunan dan Opsi Surrender
Abstrak: Asuransi jiwa memberikan perlindungan pada tertanggung (pemegang polis) jika mengalami risiko finansial, dengan suatu perjanjian tertanggung harus membayar premi. Premi yang sudah terkumpul pada perusahaan asuransi dapat diinvestasikan, yang salah satu tempatnya adalah di pasar bursa. Perusahaan asuransi menawarkan suatu kontrak kepada pemegang polis yang disebut dengan kontrak partisipasi. Pada kontrak partisipasi risiko finansial dan keuntungan dibagi dengan pemegang polis dan biasanya keuntungan tersebut dimasukkan ke dalam cadangan polis pada tiap akhir tahun kontrak. Hal ini berarti secara tidak langsung perusahaan asuransi menyatakan penambahan pertanggungan, sehingga mengakibatkan perubahan benefit yang diterima oleh pemegang polis. Pada kontrak partisipasi ini, pemegang polis diberikan hak untuk mengakhiri kontrak (opsi surrender). Pada kontrak partisipasi asuransi jiwa endowmen terdapat opsi bonus (bonus option) yang penghitungan besar preminya dengan pendekatan tipe Eropa dan opsi surrender (surrender option) dengan tipe Amerika.
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