Judul: Pengaruh Variabel Demografi dan Religiusitas Terhadap Perilaku Generasi Milenial Menunaikan ZIS (Studi Kasus: DKI Jakarta)
Abstrak: Zakat, infak, dan sedekah (ZIS) memiliki potensi yang besar dalam meminimalkan kesenjangan ekonomi di masyarakat. Selama pandemi, banyak kelompok milenial yang kehilangan mata pencaharian, namun di sisi lain dana sumbangan termasuk ZIS dari kelompok ini juga meningkat. Tujuan penelitian ini adalah mengidentifikasi perilaku masyarakat milenial di Provinsi DKI Jakarta dalam menunaikan ZIS, serta menganalisis pengaruh demografi dan religiusitas terhadap perilaku generasi milenial menunaikan ZIS di Provinsi DKI Jakarta. Metode analisis pada penelitian ini menggunakan metode regresi logistik dan diolah dengan bantuan software Stata 14.2. Hasil penelitian ini menunjukkan bahwa status pernikahan, pekerjaan, dan pendidikan menjadi pengaruh generasi milenial menunaikan ZIS.
Keyword: ZIS, Millenials, Religiosity, Demography, Logistic Regression

Judul: Pengaruh Sikap Keuangan, Pengetahuan Keuangan, dan Pendapatan Individu terhadap Perilaku Manajemen Keuangan Generasi Milenial di DKI Jakarta
Abstrak: Era globalisasi saat ini dapat memberikan berbagai dampak yang dapat mempengaruhi suatu perilaku seseorang yaitu perilaku keuangan (behavior finance) pada generasi milenial di DKI Jakarta. Generasi milenial memiliki stigma yang cenderung boros, sulit untuk menabung, memiliki gaya hidup yang tinggi, dan juga konsumtif, sehingga menunjukkan generasi milenial belum memiliki perilaku manajemen keuangan yang baik. Penelitian ini bertujuan untuk menganalisis pengaruh sikap keuangan, pengetahuan keuangan, dan pendapatan individu terhadap perilaku manajemen keuangan generasi milenial di DKI Jakarta. Teknik penentuan sampel dilakukan menggunakan non probability sampling dengan metode purposive sampling. Metode analisis data yang digunakan yaitu analisis SEM-PLS. Hasil dari penelitian ini menunjukkan bahwa sikap keuangan, dan pengetahuan keuangan berpengaruh positif dan signifikan terhadap perilaku manajemen keuangan generasi milenial di DKI Jakarta, dan untuk pendapatan individu tidak berpengaruh signifikan terhadap perilaku manajemen keuangan generasi milenial di DKI Jakarta., The current era of globalization gives various impacts that can affect a person's behavior, namely financial behavior (behavior finance) in the millennial generation in DKI Jakarta. The millennial generation has a stigma that tends to be extravagant, difficult to save, has a high lifestyle, and is also consumptive, thus showing the millennial generation does not yet have good financial management behavior. This study aims to analyze the effect of financial attitudes, financial knowledge, and individual income on financial management behavior of millennials in DKI Jakarta. The sampling technique was carried out using non-probability sampling with purposive sampling method. The data analysis method used was SEM-PLS analysis. The results of this study indicated that financial attitudes and financial knowledge had a positive and significant effect on the financial management behavior of the millennials generation in DKI Jakarta, and for individual income it had no significant effect on the financial management behavior of the millennials generation in DKI Jakarta.
Keyword: financial attitudes, financial knowledge, financial management behavior, income, millennial generation

Judul: Synthesis of Apatite - Chitosan Composite Using Duck Eggshell and Chitosan with Temperature and pH Control
Abstrak: Composite of apatite-chitosan was prepared by using chitosan as polymer matrix. Calcium phosphate was prepared from CaO and (NH4)2HPO4, which the ratio Ca : P had to be 1.67. Chitosan is produced by deacetilase from biopolymer chitin. Duck eggshell (95% CaCO3) as starting material was converted to be calcium oxide (CaO) through calcinations with temperature 1000oC for 5 hours. In-situ and ex-situ methods were prepared from apatite and chitosan (dissolved with acetate acid 2%). Calcium phosphate prepared for bone implantation, but it is too fragile and brittle to be implant into the body. So addition of chitosan can decrease crystalinity and increase mechanic characteristic (tougher). Composite apatite-chitosan was resulted by fast precipitation. Fast precipitation was held in a breaker glass with nitrogen atmosphere, under controlled temperature at 37oC and pH 7, in order to increase amount of hydroxyapatite. Precipitation with CaO which was dropped by (NH4)2HPO4. Hydroxyapatite and chitosan were appearing at samples with in-situ and ex-situ methods which indicating by peak matching of XRD (closed lattice parameter, crystal size), overlapping at FTIR spectra and supporting by SEM picture (homogenous and agglomerated particle). However, it still needs further research to examine biocompatibility osteoconductive degree of sample by in-vivo and in-vitro test.
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