Judul: The Role of Financial Technology in the Profitability and Efficiency of Banking Sub Sector Companies on IDX
Abstrak: Perkembangan financial technology meningkatkan persaingan di industri perbankan karena melibatkan perusahaan-perusahaan non-bank yang memiliki fungsi seperti bank. Untuk meningkatkan daya saing, bank berinovasi dengan memberikan layanan internet banking, mobile banking, serta bekerja sama dengan startup fintech. Penelitian ini bertujuan untuk menganalisis peran internet banking, mobile banking, serta kerja sama dengan start up fintech pada profitabilitas dan efisiensi perusahaan sub sektor perbankan yang terdaftar di BEI. Data yang digunakan berupa data sekunder dan dianalisis menggunakan regresi logistik dengan software SPSS 25. Profitabilitas diukur melalui ROA dan efisiensi diukur melalui BOPO. Hasil penelitian menunjukkan tidak terdapat perbedaan peluang ROA di atas rata-rata dan BOPO di bawah rata-rata antara perusahaan sub sektor perbankan yang menggunakan internet banking dan mobile banking dibandingkan dengan yang tidak. Perusahaan sub sektor perbankan yang bekerja sama dengan start up fintech secara signifikan memiliki peluang yang lebih besar untuk memperoleh ROA dan BOPO yang lebih baik., The development of financial technology increases competition in the banking industry because it involves non-bank companies that have functions such as banks. To increase competitiveness, banks innovate by providing internet banking services, mobile banking, and collaborating with fintech startups. This study aims to analyze the role of internet banking, mobile banking, and cooperation with fintech start-ups on the profitability and efficiency of banking sub-sector companies listed on the IDX. The data used are secondary data and analyzed using logistic regression with SPSS 25 software. Profitability is measured through ROA and efficiency is measured by BOPO. The results showed that there was no difference in the chance of ROA above average and BOPO below average between banking sub-sector companies that used internet banking and mobile banking compared to those that did not. The banking sub-sector companies that cooperate with fintech start-ups have a significantly greater chance of obtaining better ROA and BOPO.
Keyword: efficiency, internet banking, mobile banking, profitability, startup fintech

Judul: Analisis Pengaruh Financial Technology (fintech) terhadap Kinerja Keuangan Bank Pembiayaan Rakyat Syariah (BPRS)
Abstrak: Teknologi finansial (fintech) dikenal sebagai solusi atas jumlah masyarakat yang tidak terlayani bank yang dikenal sebagai penduduk unbanked dan kategori underbanked di industri keuangan, termasuk Bank Perkreditan Rakyat Syariah (BPRS). Namun, tren peningkatan pembiayaan yang diluncurkan BPRS setelah munculnya fintech tidak selalu memberikan peningkatan kinerja keuangan BPRS. Tujuan penelitian ini adalah untuk mengidentifikasi karakteristik perusahaan fintech dan Bank Perkreditan Rakyat Syariah (BPRS), dan enganalisis pengaruh industri fintech terhadap kinerja keuangan BPRS. Penelitian ini menggunakan metode Autoregressive Distributed Lag (ARDL). Hasil penelitian menunjukkan bahwa terdapat persamaan dan perbedaan karakteristik antara perusahaan fintech dengan juga Bank Perkreditan Rakyat Syariah (BPRS). Rasio kecukupan modal dan fintech aset berpengaruh signifikan terhadap kinerja keuangan Bank Perkreditan Rakyat Syariah (BPRS) dalam jangka pendek. Sementara dalam jangka panjang, ukuran fintech mempengaruhi kinerja keuangan Bank Perkreditan Rakyat Syariah (BPRS), Financial technology (fintech) is known as a solution to some people who are not served by banks, or known as unbankable population and the underbanked category in the financial industry, including Islamic Rural Banks(BPRS). However, the increasing trend of financing disbursed by BPRS after the emergence of fintech does not always provide an improvement in the financial performance of BPRS. The purpose of this study is to identify the characteristics of fintech companies and Islamic Rural Banks (BPRS), and analyze the effect of the fintech industry on the financial performance of Islamic Rural Banks. This study used the Autoregressive Distributed Lag (ARDL) as the method. The results showed that there are similarities and differences in the characteristics between fintech companies and also Islamic Rural Banks (BPRS). Capital adequacy ratio and the fintech asset significantly affect the financial performance of the Islamic Rural Bank (BPRS) in the short term. While in the long term, the fintech asset affects the financial performance of the Islamic Rural Bank (BPRS)
Keyword: ARDL, kinerja keuangan, Bank Pembiayaan Rakyat Syariah, fintech

Judul: Revisi Marga Maotia Wedd. (Urticacae) di Malesia
Abstrak: A taxonomic revision of genus Maozrtia in Malesia has been done. At present revision, 6 species are recognized namely M. ambigua, M. diversifolia, M. lanceolata, M. platistigma, M puya, and M. setosa. M ambigua is divided into 7 varieties, which one of the variety (i.e. var. tomentosa) n ew to science and another (i.e. var. grandifolia) is a new combination based on M. grandifolia. Two new varieties w i t h M. diversivolia (namely var. novoguinesis and var. suniatrana) are proposed. M. gracilis is recognized here as a synonim 0f M. lanceolata.
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