Judul: Strategy to Increase the Competitiveness of the Warung BAZNAS Program, Sukabumi Regency
Abstrak: SUMMARY ESTI RAHMANI AYU. Strategy to Increase the Competitiveness of the Warung BAZNAS Program, Sukabumi Regency. Under the direction of MUHAMMAD FINDI and TJAHJA MUHANDRI. The role of micro businesses in absorbing labor is one of the successful business sectors in reducing the number of unemployed. In 2019, the Ministry of Cooperatives and Small and Medium Enterprises (MSMEs) recorded that 96.92% or the equivalent of 119.6 million workers in Indonesia were absorbed by MSMEs, this number increased by 2.21% from the previous year. MSME players have the opportunity to provide more jobs if they find it easier to do business and invest. This fact shows that SMEs have a very important role in economic stability. MSMEs, especially micro sector businesses, are very resilient in facing various shocks and problems. Since the currency crisis was followed by the economic crisis and various other crises, it has been found that the sustainability of the national economy is supported by the increasing number of MSMEs. The world at the end of 2019 and early 2020 was shaken by the presence of Coronavirus Disease 2019 (Covid-19). Handling the Covid-19 pandemic through limiting population mobility has had a significant impact on the development of SMEs in the country. IKM production in 2020 contracted quite deeply (-17.63%) when compared to 2018 - 2019. As many as 7.06% of IKM businesses were forced to close and 11.25% were unable to operate temporarily. Even though MSMEs have shown a significant role in the regional and even national economy, MSMEs, especially micro businesses, still face various obstacles and barriers. According to Anggraeni et al (2013), the obstacles and barriers faced by micro businesses generally include limited business capital, limited Human Resources (HR) or workforce, limited technology, limited raw materials, and difficulties in marketing their products or services. BAZNAS Sukabumi Regency, in carrying out its duties in accordance with Law Number 23 of 2011 concerning Zakat Management, has a program, namely Sukabumi Sejahtera, one of which is encouraging the growth of new entrepreneurs through the development of the micro business community "Warung BAZNAS". Productive zakat has the aim of increasing the economic level and productivity of mustahik through economic activities. Productive zakat also aims to increase the competence of mustahik, especially the poor, as an effort to alleviate poverty as well as increase income. This productive use of zakat is long-term and encourages mustahik to be more active in alleviating themselves from poverty. There are many factors that can influence the success and improvement of mustahik businesses from both internal and external sides. The external factors in question are capital assistance as well as training and assistance from Baitul Maal officers, while internal factors consist of spiritual aspects and human resources from productive zakat recipients. The increase in the number of micro, small and medium entrepreneurs (MSMEs) has positive spillovers, such as reducing the burden on the government to provide employment opportunities, helping to improve the economy, becoming the best alternative for groups with low purchasing power, and providing a source of zakat receipts. SWOT analysis can produce a more realistic and
Keyword: EFAS, Five Forces, IE, IFAS, Strategi, SWOT, UMKM, Warung BAZNAS

Judul: The Effect of Productive Zakat Assistance on The Income of Mustahik (Case Study BAZNAS North Sumatera)
Abstrak: Adanya kebijakan pembatasan mobilisasi sebagai upaya penanganan covid mengakibatkan menurunnya penjualan yang berimbas kesulitan modal pelaku UMKM di Sumatera Utara. BAZNAS Sumatera Utara memiliki Program zakat produktif untuk membantu pelaku usaha yang mengalami kesulitan modal usaha. Tujuan penelitian ini adalah untuk mengetahui karakteristik usaha mustahik serta mengkaji faktor-faktor yang memengaruhi penambahan pendapatan usaha mustahik pasca menerima bantuan zakat produktif beserta dampaknya. Penelitian ini menerapkan menggunakan data dari 60 responden yang diambil secara offline dan online dan dianalisis menggunakan regresi linear berganda dan uji t. Hasil analisis menunjukkan adanya perbedaan pendapatan usaha mustahik sebelum dan sesudah mendapatkan bantuan zakat produktif. Faktor-faktor yang secara positif dan signifikan memengaruhi pendapatan mustahik adalah selisih pendapatan mustahik, modal, jumlah dana zakat, lama usaha, dan usia sedangkan pendapatan sebelum pendanaan zakat tidak berpengaruh terhadap pendapatan mustahik.
Keyword: BAZNAS, Multiple Linear Regression, Mustahik, Operating Revenues, Productive Zakat

Judul: Posisi Filogenetik Kura-Kura Carettochelys Insculpta  (Reptillia: Testudinata)
Abstrak: Carettochelys insculpta is an endemic freshwater turtle of southern Papua and northern Australia. Phylogenetic position of this turtle is remain unresolved until now. Most of the research conducted show close relationships of C. insculpta and members of Trionychidae family. However, some of the research show distance between C. insculpta and members of Trionychidae family. This research is conducted to analyze phylogenetic relationship between C. insculpta and other members of Testudinata using 12S rRNA, 16S rRNA, and both gene as markers. DNA samples were obtained from three different organisms of C. insculpta. Two species used as outgroups were Alligator mississippiensis and Iguana iguana. Phylogenetic analysis was carried out using Neighbor-Joining method with Felsenstein 1981 (F81) modeltest. A polytomy tree of Testudinata was produced by using 12S rRNA gene. However, analysis using 16S rRNA and both genes as markers confirmed that C. insculpta was located between the Chelonidae and the Trionychidae family.
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