Judul: Determinants of Banking Liquidity Risk Sharia and Conventional Banking in Indonesia
Abstrak: Liquidity has an important role in the development and sustainability of the banking industry. This is shown through the nature of liquidity which is vulnerable to shocks, causing banks to anticipate risks arising from liquidity. The purpose of this study is to analyze the comparison of the determinants of liquidity of Conventional Commercial Banks (BUK) and Islamic Commercial Banks (BUS) in Indonesia based on the Loan to Deposit Ratio (LDR) and Financing to Deposit Ratio (FDR) in the period 2016 to 2020. Data analysis techniques used is panel data regression. The panel data regression results show economic growth as a systematic variable has a positive effect on banking liquidity risk in Indonesia, and non-performing loans (financing) as a non-systematic variable have a negative effect on banking liquidity risk in Indonesia., Likuiditas memiliki peran penting dalam perkembangan dan keberlanjutan industri perbankan. Sifat likuiditas yang rentan terhadap guncangan mengakibatkan bank harus mengantisipasi risiko yang timbul atas likuiditas. Tujuan dari penelitian ini adalah menganalisis perbandingan determinan likuiditas bank umum konvensional (BUK) dan bank umum syariah (BUS) di Indonesia berdasarkan loan to deposit ratio (LDR) dan financing to deposit ratio (FDR) pada periode 2016- 2020. Teknik analisis data yang digunakan adalah regresi data panel. Hasil regresi data panel menunjukkan bahwa NPL dan NPF sebagai variabel non-sistematis berpengaruh negatif terhadap LDR BUK dan FDR BUS. GDP sebagai variabel sistematis berpengaruh positif terhadap LDR BUK dan FDR BUS., Liquidity has an important role in the development and sustainability of the banking industry. This is shown through the nature of liquidity which is vulnerable to shocks, causing banks to anticipate risks arising from liquidity. The purpose of this study is to analyze the comparison of the determinants of liquidity of Conventional Commercial Banks (BUK) and Islamic Commercial Banks (BUS) in Indonesia based on the Loan to Deposit Ratio (LDR) and Financing to Deposit Ratio (FDR) in the period 2016 to 2020. Data analysis techniques used is panel data regression. The panel data regression results show economic growth as a systematic variable has a positive effect on banking liquidity risk in Indonesia, and non-performing loans (financing) as a non-systematic variable have a negative effect on banking liquidity risk in Indonesia.
Keyword: BUK, BUS, non-systematic determinants of liquidity risk, systematic determinants of liquidity risk

Judul: Comparison of the Determinant of Liquidity of Conventional and Islamic Commercial Banks in Indonesia
Abstrak: Likuiditas berperan penting dalam perkembangan dan keberlangsungan industri perbankan. Sifat likuiditas yang rentan terhadap guncangan membuat bank harus mengantisipasi risiko yang timbul atas likuiditas. Tujuan dari penelitian ini adalah menganalisis perbandingan determinan likuiditas Bank Umum Konvensional (BUK) dan Bank Umum Syariah (BUS) di Indonesia berdasarkan Loan to Deposit Ratio (LDR) dan Financing to Deposit Ratio (FDR) pada periode 2016 sampai 2020. Teknik analisis data yang digunakan adalah independent sample t-test dan regresi data panel. Berdasarkan independent sample t-test, terdapat perbedaan yang signifikan di antara likuiditas BUK dan BUS berdasarkan rasio LDR dan FDR. Hasil regresi data panel menunjukkan ROA dan BOPO berpengaruh positif dan signifikan terhadap LDR BUK dan FDR BUS. NPL dan NPF berpengaruh negatif dan signifikan terhadap LDR BUK dan FDR BUS. CAR tidak memiliki pengaruh yang signifikan terhadap LDR BUK dan FDR BUS.
Keyword: CCB, FDR, ICB, LDR, Liquidity

Judul: Penyusunan Overlap Graph menggunakan Suffix Tree pada DNA Sequence
Abstrak: The DNA sequence assembly is very important in genome analysis. This step aims to reconstruct contigous DNA fragment (contigs) from short fragment by concatenating fragments based on the overlap region among them. This method employs overlap graph for solving the problems. In this graph, nodes represent fragments and edges represent overlap. This research developed a software for constructing overlap graph using suffix tree. The evaluation was conducted by measuring the number of nodes, number of edges, and the execution time in many values of minimum overlap. The minimum overlap is defined as the minimum length of substring which is considered as the overlap region between two fragments. The evaluation results showed that the number of nodes, the number of edges, and the execution time were increased with the decreasing of the minimum overlap value.
Keyword: