Judul: Analisis Faktor-Faktor Yang Mempengaruhi Realisasi Pembiayaan Mikro Pada PT Bank Syariah Mandiri KCP Bogor Merdeka
Abstrak: PT Bank Syariah Mandiri is a subsidiary of Bank Mandiri, which has been established on November 1st, 1999. PT Bank Syariah Mandiri KCP Bogor Merdeka is one of the sub-branches under the Bogor branch. Funding stalls micro is one emerging BSM product and in accordance with the mission-2 at BSM. PT BSM KCP Bogor Merdeka want to know 11 factors of financing , factors that influence the realization of micro-finance and micro-finance borrowers know the characteristics . By using multiple linear regression analysis, F test and T test at α = 10 % there are six variables affect the realization of financing ie gender, length of business , the level of net income per month , type of business ( trade ) , the amount of financing proposed and value of collateral with p-value in a row ( 0.080 ; 0.097 ; 0.051 , 0.044 ; 0,000 ; 0,000 ) and the qualitative analysis can be seen that the characteristics of microfinance borrowers are dominated by the male gender , age 31-40 years old , high school education , number of dependents family of 2-4 people , old businesses in over 2 years, the net income per month to Rp 1,000,000 to Rp 5,000,000 , types of businesses dominated by trade , the majority of customers 1-3 times the frequency of the loan , the amount of financing proposed < = Rp 20,000 . 000 , the value of customer collateral Rp < = USD 50,000,000 , and the type of use is productive .
Keyword: T test R, F test, Qualitative, Multiple Linear Regression, Realization of Financing, Micro point, Bank Syariah Mandiri

Judul: Faktor-Faktor yang mempengaruhi realisasi pembiayaan Kupedes iB (studi kasus Bank BRI Syariah Kantor Cabang Pembantu Cibinong Bogor)
Abstrak: Micro, Small and Medium Enterprises (SMEs) is a business sector that has been shown to play a strategic role in overcoming the economic crisis ever hit Indonesia in 1997. On the other hand, SMEs and the informal sector has also been able to contribute to national economic growth. BRI KCP Cibinong Shariah is one of the banks that focus on working through the SME segment Kupedes iB program. But after running for 3 years, the average portfolio iB Kupedes KCP Cibinong tends to decrease. This study aimed to analyze the characteristics of the debtor and the factors that affect the realization of Kupedes iB financing. The analysis method used in this research is multiple linear regression prediction model evaluation approaches, test models and statistical tests of significance ttest. The results of the study explained that there are four independent variables are positive significant effect on the dependent variable: (1) the long-running business. (2) business revenue. (3) Other income outside the business (4) the rest of the mortgage loan.
Keyword: Bogor Agricultural University (IPB), multiple linear regression, Kupedes iB, financing realization factor

Judul: Evaluation of Influenza Antibody Titers in Serum and Egg Yolk of Layers Vaccinated with Influenza Vaccines.
Abstrak: Influenza belongs to the Orthomyxoviridae family which causes upper and lower respiratory tract infection. The aim of this study was to evaluate influenza-A specific antibody titers from serum and egg yolk of hens vaccinated with quadrivalent influenza vaccines. Three Hy-line Brown layers were vaccinated with quadrivalent influenza type A and B inactivated vaccines. Vaccination was carried out three times at a dose of 0.25 ml/chicken via the intramuscular route. The first vaccination was carried out at 24 weeks of age, then boosters were performed at 28 and 32 weeks of age. Serum and egg yolk were collected every week for 20 weeks since the first vaccination. Influenza A H3N2 and H1N1 antibody titers were determined using hemagglutination-inhibition (HI) test and agar-gel-precipitation (AGP) test. Influenza-A H3N2 and H1N1 specific antibodies were detected in both serum and egg yolk from the first to twenty weeks after the initial vaccination. Highest HI geometric mean titer (GMT) of H1N1 antibody reached 26.67 HIU at nine weeks post first vaccination (p.f.v), while H3N2 antibody reached 26 HIU at six weeks p.f.v. Our result showed that influenza antibodies can be produced in layers using quadrivalent vaccines and layer chickens are able to produce equivalent antibody levels for each influenza subtype.
Keyword: antibody, egg yolk, influenza, layer chickens, serum