Judul: Kebijakan Moneter, Ukuran Bank, dan Pinjaman Bank: Studi Indonesia
Abstrak: This study investigates empirically the existence of monetary policy proxied by official rate (BI’s rate) to realization of bank lending channels by conventional commercial banks in Indonesia between 2010 and 2013. The data used are monthly data of 88 conventional commercial banks, which are categorized into three bank size, (1) large bank, (2) medium bank, and (3) small bank. The model is estimated using static panel analysis. Moreover, this study categorized types of loans into four categories, (1) gross loans, (2) small and medium enterprise loans, (3) non-small and medium enterprise loans, and (4) property loans. The result showed that there isn’t existence of transmission monetary policy on bank lending channels in Indonesia. This study found the characteristics of conventional commercial banks such as assets and liquidity reacting bank lending channel differently in different bank size.
Keyword: types of loans, bank size, lending channels, transmission mechanism, monetary policy

Judul: Efektivitas Kebijakan Moneter dalam Struktur Pasar Industri Perbankan Indonesia yang Oligopoli
Abstrak: One of the important functions of bank in the economy is as financial intermediaries as well as medium in the transmission mechanism of monetary policy. As a medium in the transmission mechanism of monetary policy makes the banking industry needs to be heavily regulated. Indonesian Bank policies to strengthen the capital structure through a merger or consolidation will reduce the number of existing bank and affect the market structure of the banking industry as a whole, then affect the level of competition. The ability of monetary policy to influence interest rates will determine the effectiveness of monetary policy transmission. Using Vector Error Correction Model (VECM), this study aimed to identify whether the market structure of the banking industry affect the effectiveness of monetary policy transmission through the interest rate channel. The data used is monthly time series of BI Rate, deposits rate, lending rates , and concentration ratio of the four largest bank (CR4) start from January 2008 until October 2012. CR4 has positive impact on bank lending rates, so that the higher degree of concentration in the banking industry will reduce the effectiveness of monetary policy.
Keyword: 

Judul: Antioxidant Activity of Sea Grapes Caulerpa racemosa Segar, Rebus dan Kukus
Abstrak: Rumput laut Caulerpa racemosa mengandung senyawa yang potensial sebagai antioksidan. Rumput laut C. racemosa dikonsumsi oleh masyarakat dalam bentuk segar sebagai salad atau dilakukan perebusan sebeluim dikonsumsi. Pengukusan merupakan salah satu alternatif pengolahan rumput laut selain perebusan. Tujuan penelitian ini adalah menentukan pengaruh pengolahan terhadap rendemen, kandungan total fenol, dan aktivitas antioksidan rumput laut Caulerpa racemosa. Pengolahan dilakukan dengan perebusan pada suhu 90°C selama 5 menit dan pengukusan selama 5 menit. Ekstraksi C. racemosa dilakukan dengan metode maserasi dengan pelarut metanol p.a. Rendemen ekstrak tertinggi pada C. racemosa segar sebesar 3.57%. Kandungan total fenolik tidak berbeda nyata antara segar dan pengolahan (p<0.05). Aktivitas antioksidan dengan uji DPPH tertinggi terdapat pada ekstrak C. racemosa kukus dengan IC50 sebesar 663.80 μg/mL.
Keyword: Antioksidan, Caulerpa racemosa, Perebusan