Judul: Profit and risk sharing model for small and medium enterprise agroindustrial financing
Abstrak: This research was intended to look for more objective profit sharing and sharing model by identifying factors affecting profit sharing scheme, to learn factor influecing risk level, to design decision support system (DSS) for competitive profit sharing and develop standart operation procedure (SOP) to judge feasibility study for Agroindustrial business for small and medium scale enterprise to achieve win-win colaboration. Study case taken small and medium anterprise in potato agroindustry at Ciwidey. Pengalengan, Bandung Regency, and Cikajang Garut Regency West Java.
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Judul: Model Pembiayaan Pengembangan UKM Agroindustri : Studi Kasus Usaha Pengolahan Tepung Ubi Jalar di Desa CIkarawang Kecamatan Dramaga
Abstrak: Developing a small business become the most promising sector to raise against the uncertainty of national economic condition. It was proved when the money crisis happened in Indonesia in 1997, many giant manufacturing coorporates collapsed but small bussines survived because they have flexibility and ability in using the local commodities. However, developing a small bussiness is not as easy as flip a hand. Most of small bussines still using traditional ways in production, financing, and management One of the most crucial problems in developing small business is financing. Developing business means the extra needs of money and it can not be fulfilled by the owner of the small bussines itself. Therefore, the financing from Bank, become the best solution for this problem. Nowadays there are many Banks providing money lending services to support the development of small bussines. In general, Banks can be divided in two types, which are the conventional Bank and the syariah Bank. Both of them provide financial support but in a different schemes of calculating method. The conventional Bank uses interest rate to calculate the amount of margin such as the flat interest and the effective interest. In other hand, the syariah Bank uses profit sharing to calculate the margins named akad, some of the akad are murabahah, ijarah, and musyarakah. This study will analyze the investment criteria in developing Hurips’s buessiness which consist of NPV, IRR and Net B/C and also identify the best scheme in developing the Hurip’s bussiness.
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Judul: Studi Kasus: Patomorfologi Trakheobronkhitis Supurativa Pada Kucing (Felis Catus).
Abstrak: Trakheobronkhitis merupakan penyakit saluran respirasi yang sering terjadi pada hewan kecil, terutama anjing dan kucing. Penelitian berupa studi kasus ini bertujuan untuk mempelajari patomorfologi trakheobronkhitis supurativa pada kucing. Perubahan patologi anatomi berupa eksudat purulen pada lumen trakhea dan warna paru-paru yang tidak homogen, warna lebih gelap pada salah satu lobus, dan permukaan paru-paru lebih menonjol. Perubahan histopatologi berupa badan inklusi amfofilik-eosinofilik intranuklear yang dikelilingi oleh clear halo dan titik-titik kromatin ditepinya pada epitel kelenjar trakhea dan epitel bronkhiolus. Badan inklusi ini merupakan ciri dari FHV-1 dan adenovirus. Pada trakhea juga ditemukan koloni bakteri berbentuk coccobacillus sebagai infeksi sekunder. Bakteri tersebut diduga Bordetella sp. yang sering menginfeksi saluran respirasi kucing. Deskuamasi terjadi pada epitel trakhea dan bronkhiolus. Selain itu, ditemukan juga sel radang limfosit, makrofag, sel plasma, dan neutrofil. Pada paru-paru ditemukan lesio bronkhiolitis. Ditemukan juga bronkhopneumonia yang ditandai infiltrasi sel radang neutrofil dan sel nekrosis pada lumen bronkhiolus. Paru-paru juga mengalami emfisema dan edema pulmonum. Hiperemia dan hemoragi juga ditemukan pada kapiler paru-paru. Pada kasus ini, trakheobronkhitis supurativa diduga disebabkan oleh FHV-1, adenovirus, dan bakteri jenis Bordetella sp.
Keyword: badan inklusi amfofilik-eosinofilik intranuklear, infeksi bakteri, kucing, patomorfologi