Judul: Komunitas Staphylinidae (Coleoptera) di Persawahan Sekitar Bogor dan Struktur Histologi Paederus fuscipes Curt.
Abstrak: The insect is an important component in the rice field ecosystem. One of the groups of insects in rice field ecosystems is family Staphylinidae. Staphylinids are charactarized by short elytra, so it does not cover the all abdominal segments. This research aimed to study community of staphylinids in some rice field in Bogor. Histological structures of Paederus fuscipes were studied. Collections of the beetles were done by road sampling method. The weathers, i.e temperature, humidity, and light intensity were measured during collections of staphylinids. Histological structure of P. fuscipes were observed based on paraffin method. Staphylinids collected in the three locations of rice field were Paederus fuscipes, Cryptobium abdominale, and Stenus sp. Staphylinids dominant in rice fields was P. fuscipes. An histological structure of P. fuscipes identified were the stomach, Malpighian tubule, rectum and anus.
Keyword: Staphylinid, diversity, Paederus fuscipes, histological structure

Judul: Komunitas Staphylinidae (Coleoptera) di Kebun Ubi Jalar
Abstrak: Staphylinidae is a member of order Coleoptera (beetle). This family characterized by elongated slender body, large abdominal section and tapered end of the abdomen, and very short elitra. Most of staphylinids role as predators, saprofag, polifag, and as bioindicators of soil fertility. This research aimed to study the community of staphylinids in the sweet potato fields at Bogor. Observations and collections of beetle were done by using road sampling method. Samples collected were preserved in the ethanol 70% for identification purposes. Environmental factors, i.e. air temperature, humidity, and light intensity were measured during observations of beetles. Result showed that the community of staphylinids found in the sweet potato fields were Paederus fuscipes (subfamili Paederinae), Medon sp. (subfamili Paederinae), and Stenus sp. (subfamili Steninae). The dominant staphylinid species in the sweet potato was P. fuscipes
Keyword: Community, Coleoptera, staphylinid, sweet potato fields.

Judul: Penetapan Harga Jaminan Polis Asuransi Jiwa dengan Premi  Tahunan dan Opsi Surrender
Abstrak: Asuransi jiwa memberikan perlindungan pada tertanggung (pemegang polis) jika mengalami risiko finansial, dengan suatu perjanjian tertanggung harus membayar premi. Premi yang sudah terkumpul pada perusahaan asuransi dapat diinvestasikan, yang salah satu tempatnya adalah di pasar bursa. Perusahaan asuransi menawarkan suatu kontrak kepada pemegang polis yang disebut dengan kontrak partisipasi. Pada kontrak partisipasi risiko finansial dan keuntungan dibagi dengan pemegang polis dan biasanya keuntungan tersebut dimasukkan ke dalam cadangan polis pada tiap akhir tahun kontrak. Hal ini berarti secara tidak langsung perusahaan asuransi menyatakan penambahan pertanggungan, sehingga mengakibatkan perubahan benefit yang diterima oleh pemegang polis. Pada kontrak partisipasi ini, pemegang polis diberikan hak untuk mengakhiri kontrak (opsi surrender). Pada kontrak partisipasi asuransi jiwa endowmen terdapat opsi bonus (bonus option) yang penghitungan besar preminya dengan pendekatan tipe Eropa dan opsi surrender (surrender option) dengan tipe Amerika.
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