Judul: Faktor-faktor yang Memengaruhi Keputusan Generasi Milenial dan Zilenial Terhadap Kepemilikan Tabungan Haji di Jawa Barat.
Abstrak: Haji merupakan salah satu rukun Islam yang wajib dilaksanakan bagi umat Muslim jika mampu. Tetapi saat ini masa tunggu haji mencapai puluhan tahun, sehingga perlu adanya perencanaan keuangan bagi generasi milenial dan zilenial, salah satunya melalui pembukaan tabungan haji. Penelitian ini bertujuan untuk mengetahui faktor-faktor yang memengaruhi keputusan generasi milenial dan zilenial terhadap kepemilikan tabungan haji di Jawa Barat. Responden dalam penelitian ini adalah generasi milenial dan zilenial yang sudah memiliki tabungan haji di Jawa Barat. Penelitian ini menggunakan data primer dari 200 responden yang dianalisis dengan metode analisis deskriptif dan SEM-PLS menggunakan software SmartPLS 4 dan SPSS versi 26. Hasil penelitian menunjukkan bahwa pada generasi milenial variabel biaya dan motivasi berpengaruh positif signifikan, sedangkan pada generasi zilenial variabel motivasi dan kepercayaan berpengaruh positif signifikan., Hajj is an obligation for Muslims who have the ability. The long waiting period to perform Hajj is the reason for the need to plan this worship as early as possible. This study aims to determine the factors that influence the decisions of millennials and zillennials towards ownership of Hajj savings in West Java. Respondents in this study are millennials and zillennials who already have Hajj savings in West Java. This study used primary data from 200 respondents who were analyzed using descriptive analysis methods and SEM-PLS using SmartPLS 4 software and SPSS version 26. The results showed that in the millennial generation the variables of cost and motivation had a significant positive effect, while in the zillennial generation the variables of motivation and trust had a significant positive effect.
Keyword: West Java, SEM PLS, Millennial and Zillennial Generation, hajj savings

Judul: Faktor-faktor yang Memengaruhi Keputusan Generasi Milenial dan Zilenial Terhadap Kepemilikan Tabungan Haji di Jawa Barat.
Abstrak: Haji merupakan salah satu rukun Islam yang wajib dilaksanakan bagi umat Muslim jika mampu. Tetapi saat ini masa tunggu haji mencapai puluhan tahun, sehingga perlu adanya perencanaan keuangan bagi generasi milenial dan zilenial, salah satunya melalui pembukaan tabungan haji. Penelitian ini bertujuan untuk mengetahui faktor-faktor yang memengaruhi keputusan generasi milenial dan zilenial terhadap kepemilikan tabungan haji di Jawa Barat. Responden dalam penelitian ini adalah generasi milenial dan zilenial yang sudah memiliki tabungan haji di Jawa Barat. Penelitian ini menggunakan data primer dari 200 responden yang dianalisis dengan metode analisis deskriptif dan SEM-PLS menggunakan software SmartPLS 4 dan SPSS versi 26. Hasil penelitian menunjukkan bahwa pada generasi milenial variabel biaya dan motivasi berpengaruh positif signifikan, sedangkan pada generasi zilenial variabel motivasi dan kepercayaan berpengaruh positif signifikan., Hajj is an obligation for Muslims who have the ability. The long waiting period to perform Hajj is the reason for the need to plan this worship as early as possible. This study aims to determine the factors that influence the decisions of millennials and zillennials towards ownership of Hajj savings in West Java. Respondents in this study are millennials and zillennials who already have Hajj savings in West Java. This study used primary data from 200 respondents who were analyzed using descriptive analysis methods and SEM-PLS using SmartPLS 4 software and SPSS version 26. The results showed that in the millennial generation the variables of cost and motivation had a significant positive effect, while in the zillennial generation the variables of motivation and trust had a significant positive effect.
Keyword: West Java, SEM PLS, Millennial and Zillennial Generation, hajj savings

Judul: Characterizations of low alloy steel sae 4422  plated with chromic acid (Cro3)
Abstrak: Characterizations of low alloy steel SAE 4422 plated with chromic acid (CrOrO3) was use Optical Microscopy (OM), Scanning Electron Microscopy (SEM), X-Ray Diffraction (XRD), RD),Energy Dispersive Analysis of X-Ray (EDAX), Hardness Test and Roughness Test. Microstructures analysis exhibits cracks and grain boundaries microcracks as a characteristics of chrome metal found at plating metal. Perlite and Ferrite as grains of steel found at base metal with grain boundaries around it. Phase analysis of plating metal appropriate to chrome metal with lattice constant (a) is 2.559 Å and phase analysis of base metal appropriate to iron ferrite with lattice constant (a) is 3.318 Å. Both plating and base metal have cubic system. Chemical analysis of plating metal at surface section exhibits that cracks area have highest value of carbon element compare with grains and grains boundaries area. While chemical analysis of base metal at cross section exhibits that perlite have highest value of carbon element compare with ferrite and grain boundaries. The hardness value of plating metal at surface section and cross section are 753 and 637 VHN. While, the hardness value of base metal and interface area at cross section are 205 and 373 VHN. The roughness value at measurement points of chrome surface for as received sample are 0.445 μm. Observation used Optical Microscopy and Scanning Electron Microscopy exhibits surface irregularities combine to form surface texture of plating metal at surface section.
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