Judul: The Relationship between Land Characteristics and Horticultural Crop Productivity in Cemplang Village, Cibungbulang District, Bogor Regency
Abstrak: The Relationship between Land Characteristics and Horticultural Crop Productivity in Cemplang Village, Cibungbulang District, Bogor Regency. Supervised by Dr. Ir. Darmawan, M.Sc and Putri Oktariani, SP, M.Agr. Land characteristics can affect agricultural commodities. Land characteristics that are not in accordance with the conditions for growing a plant will result in low productivity of the plant. This is experienced by the Bakin and Berkah farmer group in Cemplang Village which has horticultural commodities of banana, corn, cucumber and eggplant. The productivity of these commodities has not been maximized, because the cultivation practices carried out have not been adapted to the characteristics of the land. Therefore, it is necessary to evaluate the land to identify the inhibiting factors that affect horticultural growth so that improvement efforts can be made to achieve maximum productivity. The research methods include soil morphology, laboratory analysis, soil classification, evaluation of land suitability and analysis of horticultural commodity farming. Land evaluation was carried out using the concept of land suitability according to the FAO framework (1976) based on the BBSDLP (2011) criteria with a matching technique. Based on the results of the study, it was found that the soil was categorized as Typic Hapludults family, smooth, sour, presumably kaolinitic, and isohyperthermic. Land suitability classes are S3-wa, nr, na for banana, corn, and cucumber commodities and S3-na for eggplant. Cultivation of corn, cucumber and eggplant commodities is efficient but economic value can be increased. In order to produce maximum productivity, other improvements to the land are needed such as N and K fertilization, increasing soil organic matter content, and fertilizing according to the doses required for each commodity.
Keyword: Banana, R/C ratio, Typic Hapludults

Judul: Luas Lahan Minimal sebagai Faktor Produksi Usahatani Padi Sawah di Kecamatan Cigombong, Kabupaten Bogor berdasarkan Perhitungan Produksi Tertinggi
Abstrak: Land is one of the important factors in agrosystem production. As a consequence of the increasing human population, land as an agricultural production factor becomes scarce and this could generate various problems related to land ownership, domination, and cultivation. Land associated problems affect agriculture production level that in turn will also influence the level of farmer's earnings and prosperity. Cigombong Sub-district represents one of the rice production centres in Bogor District. Since 2005, Cigombong Sub-district has been implementing a healthy agriculture program based on organic agriculture. The aims of this research were to analyse the feasibility of lowland rice farming and to determine the minimmn feasible land area for organic and conventional lowland rice farming in Cigombong Sub-district The analysis used to determine minimum land area was based on the highest calculated mean of ratio between recommended rates of Nitrogen and Phosphorus fertilizer with those rates at farmer's level multiplied by the corresponding production level at various land areas. The results indicated that the average rice-productivity of the organic farming system (0,48 kg/m2) was lower than that of the conventional one (0,53 kg/m2). Within the land-owner farmer group, the organic farming system resulted in a lower R/C ratio vaIue (1,29) as compared with that of the conventional one (1,41). Within the land-renter farmer group, the R/C ratio value of the organic farming system (1,49) was higher than that of the conventional one (1,30). This indicated that the organic agriculture system was more feasible to be developed in Cigombong Sub-district. The feasible minimum land area for organic lowland rice farming was less than 2500 m2, while for the conventional one was lower (5000-7499 m2).
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Judul: Penetapan Harga Jaminan Polis Asuransi Jiwa dengan Premi  Tahunan dan Opsi Surrender
Abstrak: Asuransi jiwa memberikan perlindungan pada tertanggung (pemegang polis) jika mengalami risiko finansial, dengan suatu perjanjian tertanggung harus membayar premi. Premi yang sudah terkumpul pada perusahaan asuransi dapat diinvestasikan, yang salah satu tempatnya adalah di pasar bursa. Perusahaan asuransi menawarkan suatu kontrak kepada pemegang polis yang disebut dengan kontrak partisipasi. Pada kontrak partisipasi risiko finansial dan keuntungan dibagi dengan pemegang polis dan biasanya keuntungan tersebut dimasukkan ke dalam cadangan polis pada tiap akhir tahun kontrak. Hal ini berarti secara tidak langsung perusahaan asuransi menyatakan penambahan pertanggungan, sehingga mengakibatkan perubahan benefit yang diterima oleh pemegang polis. Pada kontrak partisipasi ini, pemegang polis diberikan hak untuk mengakhiri kontrak (opsi surrender). Pada kontrak partisipasi asuransi jiwa endowmen terdapat opsi bonus (bonus option) yang penghitungan besar preminya dengan pendekatan tipe Eropa dan opsi surrender (surrender option) dengan tipe Amerika.
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