Judul: Faktor-Faktor yang Mempengaruhi Tingkat Pengembalian Kredit UMKM BRI unit Ciampea Bogor
Abstrak: UMKM especially in agribusiness sector is one of business sector that often be found and have a big contribution in Indonesia. However, it still can’t reflect the sector's growth has been good because it is influenced by several factors. One of that factor is how difficult to access capital through loans from financial institutions because it is considered the agribusiness sector has a high risk. This research identify the characteristic of UMKM credit debtors generally in agribusiness sector that repay their debt or have arrear payment and analyze the factors affecting UMKM credit repayment in agribusiness sector. Regression logistic method show that repayment at BRI unit Ciampea is significantly influenced by education level, number of dependent , and collateral value. Bank as a creditor has to concentrate to analyze right on target the characteristic of the debtors that notify the individual characteristic, business characteristic, and credit characteristic to decrease the number of credit arrears.
Keyword: Credit repayment, UMKM Credit, UMKM

Judul: Analisis Faktor-Faktor yang Mempengaruhi Tunggakan Kredit Usaha Rakyat (KUR) BRI Unit Ciampea Bogor
Abstrak: This research aimed to identify the characteristics of micro credit program customers based on the arrears and to analyze the influencing factors in BRI Ciampea, Bogor using regression analysis method. There were three characteristics used to analysis the factors influencing the arrears in BRI Ciampea, namely personal, business and credit characteristic. The first characteristic was personal characteristic including educational background variable, distance of the customers’ houses, number of families to support, and frequency of credit received. The second was business characteristic including business type variable, business experience, business asset, and business revenue. The third was credit characteristic including variable of credit acceptance period and credit utilization. Of ten variables, eight significantly influenced the arrears (α = 10%), i.e. educational background variable, distance of the customers’ houses, frequency of credit received, business type, business experience, business asset, business revenue, and credit utilization. BRI Ciampea should consider those influencing factors as a reference in distribuuting the credit to the customers.
Keyword: Bogor Agricultural University, variable’s factor, arrears, characteristics customers KUR

Judul: Pengujian Virus Newcastle Disease Gen VII Isolat Lapang Sebagai Virus Standar Pada Uji Tantang Vaksin
Abstrak: This study was conducted to determine the standard of Newcastle disease virus Gene VII field isolate as a virus challenge to vaccine test. A virus suspension that has previously been tested by HA test then titrated with EID50 using 30 Specific Pathogen Free (SPF) of 10 day old chicken embryonated eggs. In addition, chicken lethal dose50 (CLD50) test were used to determine the virus titer that could cause 50% death of the chicken population. The CLD50 test was used 25 day-old-chickens (DOC) divided into 5 groups. The virus was diluted from 10-1 to 10-8. The 104 to 10-8 dilution of NDV was infected to every group of chicken via eyedrop and intranasal with 0.1 ml/chicken dosage. Haemagglutination test showed that the allantoic fluid were contain high titers of NDV is 512 HAU. The infective NDV that had been titrated by EID50 test showed the virus titers is 109 EID50/0.1 ml or 1010 EID50/ml and the virus titers of CLD50 test e.i 106.48 CLD50/0.1 ml or 107.48 CLD50/ml. These results can be concluded that the NDV Gene VII field isolates were most appropriate to be used as a standard virus to vaccine test
Keyword: Newcastle Disease Virus Gene VII, HA tes, EID50 test, CLD50 test