Judul: Secondary endospermic embryos induction of gedong gincu mango clone 289.
Abstrak: Mango (Mangifera indica L.) conventional breeding has constrain because of llong juvenile phase, small number of seeds obtained and high cross pollination. Mango is considered to be a difficult plant species to handle in breeding programe. Biotechnology is one of solution technique for the development of mango fruits to produce superior clone through in vitro cloning culture of endosperm. The mango clone used in this research had agronomy properties and best fruit quality, namely clone 289 from variety of Gedong Gincu as designated by Ministry of Agriculture Republic of Indonesia. This research was aimed to develop mango triploid plant with smaller seed size through cell propagation of secondary endospermic embryos of Gedong Gincu mango clone 289 to produce seedlings. The experiment composed of three steps: 1) induction of secondary endospermic embryos of Gedong Gincu mango clone 289, 2) morphological variance and histological analysis of secondary endospermic embryos of Gedong Gincu mango clone 289 and 3) kanamycin antibiotic selection of endospermic embryos of Gedong Gincu mango clone 289. Optimal proliferation media for formation of secondary endospermic embryos, that was media with addition of poly vinyl pyrrolidone (PVP) 1 g/l. Maturation occured on media with addition of benzyl amino purine 0.4 mg/l with inoculum from proliferation media with addition of activated charcoal 2 g/l gave the best embryos formation of cotyledonary phase. Embryo germination occured on medium with addition of 1.5 mg/l gibberelic acid 3. Secondary endospermic embryos which was cultured on solid media composing of various sizes and colors of embryos during a period of culture. The size of the embryo reach 2.58 with normal embryos development 3.09 during a culture time. Color composition change over the period of culture, the embryo percentages were 31% green, greenish white embryo 67%, and white 2%. Medium with 100 mg/l of kanamycin only 4.44 % inoculum can grew and the rest of embryos become browning. Kanamycin concentration at 100 mg/l will be used for further selection of secondary endospermic embryos Gedong Gincu mango transformant.
Keyword: endosperm cell, germination, GA3, kanamycin, maturation, PVP

Judul: Perkecambahan Embrio Endospermik Mangga (Mangifera indica L.) Varietas Arumanis Klon 143 secara In Vitro
Abstrak: This study aimed to obtain the optimal medium for germination of endospermical embryos in mango (Mangifera indica L.) cv Arumanis clone 143. The effect of cold treatment and GA3 treatment had no significant difference in endospermical embryos germination. In the first experiment, embryos with 8 days cold treatment 83.3% of cotiledonary embryos produced the secondary proembryos with 33 secondary embryos. In the second experiment, the highest percentage of secondary proembryos (83.3%) we obtain in MS medium with 5 μM GA3. In the third experiment, the solid MS medium with 5 mg/l BA produced 80 secondary embryos, highest than in liquid medium with the similar composition, and 6.7% of that embryos germinated on solid medium. In the fourth experiment, the embryo medium induction has significant difference effect in embryo which produced by inoculum, whereas preculture medium had no significant difference effect. Inoculum from MS medium with 10 μM GA3 and cultured on PM preculture medium (MS medium with 5 mg/l 2,4-D, 5 mg/l GA3, 400 mg/l amino acid glutamine, 300 mg/l thrypton and 200 ml/l coconut water) produced embryo at 25.67 in 7 MST. The highest percentage of germinated embryos (32.4%) produced by inoculum from medium containing MS halfstrength major and minor nutrients with 5% coconut water, and then cultured on PM preculture medium.
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Judul: Pengaruh Literasi dan Sikap terhadap Perilaku Keuangan Pegawai Negeri Sipil
Abstrak: Pegawai Negeri Sipil (PNS) merupakan pekerjaan yang diyakini sebagian masyarakat sebagai pekerjaan yang memiliki jaminan keamanan finansial, yaitu dengan adanya penghasilan tetap dan tunjangan hari tua, namun, hal ini dapat pula menyebabkan kelalaian pengelolaan keuangan bagi sebagian mereka. Tujuan utama dari penelitian ini adalah untuk menganalisis pengaruh literasi keuangan dan sikap keuangan terhadap perilaku keuangan pada PNS di Indonesia. Penelitian ini menggunakan voluntary sampling sebagai teknik pengambilan contoh. Pengumpulan data dilakukan melalui metode survei secara online, dan terdapat 280 PNS yang berpartisipasi sebagai contoh. Studi ini menemukan tujuh dari sepuluh responden memiliki tabungan untuk masa depan, namun hampir dua pertiga responden juga diketahui memiliki hutang. Hasil penelitian menunjukkan bahwa literasi keuangan berada pada tingkat sedang, sedangkan sikap dan perilaku keuangan berada dalam kategori rendah. Penelitian ini juga menyimpulkan bahwa usia, jumlah aset, status hutang, kepemilikan asuransi, dan sikap keuangan merupakan faktor yang memberi pengaruh signifikan terhadap perilaku keuangan pada PNS di Indonesia.
Keyword: literasi keuangan, pegawai negeri sipil, perilaku keuangan, sikap keuangan