argyrotsipi/train-dataset huggingface dataset:
State Pension Age (Women) — House of Commons, 2016-01-07
Topic: Labor
Julian Carlton Knight (Conservative, Centre-right): It is a great pleasure to follow the right hon. Member for Knowsley (Mr Howarth). I should like to praise the reasonableness of the Women Against State Pension Inequality—WASPI—campaign. Several campaigners have come to my constituency office, and they have put forward their arguments in a cogent, respectful and thoughtful manner Since 2010, this Government have been taking the difficult decisions necessary to get Britain’s deficit under control. This has often been contentious and involved many political disagreements with the Opposition. Since the Turner report, however, the one area on which Members on both sides of the House have in no small degree agreed is pensions. For more than a decade, MPs from all parties have been working together to tackle the challenges posed by an ageing population and to ensure the long-term financial security of elderly people. This quite unusual political consensus was both necessary and heartening in dealing with a long-term issue It is no secret that, without change, our current state pension arrangements will simply not be financially sustainable. People are living longer than ever: a teenager today can expect to live until the age of 90. That is to be celebrated, but it also imposes serious burdens on welfare systems that were designed in another age. In the last Parliament, the Government estimated the cost of abandoning state pension age reforms at a completely unaffordable £23 billion, the equivalent of putting 7p on income tax Much of this debate focuses on the impact of these measures on women, so perhaps we should reflect on how much this Government have done to improve the position of women in the pensions system.
State Pension Age (Women) — House of Commons, 2016-01-07
Topic: Labor
Julian Carlton Knight (Conservative, Centre-right): I thank the hon. Lady for putting the words into my mouth that everything was okay. I remind her that she is a member of the party that was in government from 1997 to 2010, and if there is anything amiss regarding the publicising of these changes, Labour Members ought to look to themselves in that respect The motion regrets that the Government have "failed to address a lifetime of low pay and inequality faced by many women" I really do not recognise that. Let us consider two central planks of this Government’s policy—namely, raising personal allowances and increasing the minimum wage to the living wage. Both those initiatives benefit women tremendously. In addition, the Government are looking at options to reform pensions tax relief, which was left unaltered by the Labour Government.
State Pension Age (Women) — House of Commons, 2016-01-07
Topic: Labor
Julian Carlton Knight (Conservative, Centre-right): I really do not agree with what the hon. Lady says whatsoever. The raising of the personal allowance, combined with the rise in the minimum wage, will give a huge boost to British workers and to women in this country, and she should recognise that fact In addition, the Government are looking at options to reform pensions tax relief. If Ministers choose the option that I am calling for, as others are, and they dispense with the top rate of tax relief and move to a single rate of relief, somewhere around the 30p in the pound mark, it will hugely advantage women in the workforce. It would be a real game-changer for the retirement savings of millions of hard-working British women. Equalising the pension age may pose short-term challenges, but it is an overdue acknowledgement of the role women play in the modern workforce. It is quite wrong for the Government to structure the pension system around the assumption that women’s careers—
State Pension Age (Women) — House of Commons, 2016-01-07
Topic: Labor
Nusrat Munir Ul-Ghani (Conservative, Centre-right): My hon. Friend made an important point about there being more women in the workforce. There is evidence to show that women directly affected by the state pension age equalisation have increased their employment rate by 6.8%, to 40.7%, according to the Department for Work and Pensions in November. Older working-age women are now more likely to be in employment than at any time over the past 30 years.
State Pension Age (Women) — House of Commons, 2016-01-07
Topic: Labor
Julian Carlton Knight (Conservative, Centre-right): I thank my hon. Friend for making that point. Let me add to it. Many people are coming to retirement age—this is before they collect the state pension—and we need to encourage older people’s involvement in the workforce as well.
State Pension Age (Women) — House of Commons, 2016-01-07
Topic: Labor
Julian Carlton Knight (Conservative, Centre-right): I am sorry, but I cannot give way again One of the most encouraging things we have seen under this Government is that people are staying in work for longer. The move to equalise the pension age may pose short-term challenges but it was an overdue acknowledgement of the role women play in the modern workforce. We are also enacting very important reforms to the period for which someone has to pay national insurance before qualifying for the full state pension. Until relatively recently, that stood at 39 years for women and 44 years for men. That is surely the worst of both worlds, in that it is structurally unequal while being long enough to penalise women who take time out of work to have children. Under the new arrangements, time taken out of employment for caring or to raise a family will be counted towards someone’s national insurance record, and the new, equal length of 35 years no longer penalises such women. Moreover, by bringing the male contribution periods down to the same level, the Government have recognised that many men may also desire a different work-life balance than was traditionally the case in the past I am not in the habit of quoting Liberal Democrats, but I will make an exception in this instance over the Government’s decision to defer the date at which the state pension age will rise to 66, at a cost of £1.1 billion. While in office, Steve Webb, the former Pensions Minister, put it as follows: "a billion quid is a serious amount of money." This decision means that almost a quarter of a million women who faced a sudden increase of 18 months or more in their pension age no longer face that possibility. We have also instituted the triple lock, which ensures that pensions are increased by the highest of three measures: price inflation, growth in earnings or 2.5%. That means no more of the sort of infamous bag-of-peanuts increases we saw under the Labour party. Also, we must not forget that the new state pension will be higher in value than the old one and far less complex We in Britain are rightly proud of the care we take of our elderly citizens, which has been shown by a marked reduction in levels of pensioner poverty in the previous two decades. It would be wrong to take serious risks with long-term economic sustainability and our pension system for the sake of winning short-term political battles.
State Pension Age (Women) — House of Commons, 2016-01-07
Topic: Labor
Chloe Rebecca Smith (Conservative, Centre-right): I am pleased to take part in this debate, and I congratulate those who have secured it and those who are working so hard outside this place to contact their Members of Parliament to talk about this very, very important issue of public policy and the impact of it My starting point is a passionate belief that a civilised country provides for families, protects the most vulnerable, helps those who look for work, and supports those in retirement. I am looking for the principles that we might apply to this debate based on the petition that has been presented. As I understand it, the petition raises three particular concerns: the lack of notice; the changes being made faster than expected; and the lack of time to plan. I recognise some of those concerns in what I have heard from my constituents. One told me that they had worked since they were a teenager, and that they were concerned about their own health challenges, their caring burdens and the prospect of re-planning. Other constituents are worried about the way the retirement dates work out. Indeed, one told me in 2011 that "a woman who is just two months older than me can retire a whole year earlier." Again in 2011, a constituent told me that she was concerned about the "double attack" on her. She described how she felt when she received the first notification of change. She said she "didn’t like it, but eventually accepted it and made the necessary changes to her plans, both mentally and financially" She then received another notification of change and was then forced to readjust a second time Another constituent put forward a very powerful and emotional argument. She said: "When I first heard that my retirement age had gone up from 60 to 64 I was shocked and tried to ignore it." Those words seem to explain the communication problem that exists. The fact that a person was so shocked that they tried to ignore the problem shows just how powerful the problem is.
State Pension Age (Women) — House of Commons, 2016-01-07
Topic: Labor
Andrew Bingham (Conservative, Centre-right): I, like my hon. Friend and many other Members in this Chamber, have had many emails on this matter from constituents. Does she share my concern that the people who are affected by this have worked all their lives and have made plans and are now having to change them? We must try doubly hard when it comes to notifying people on pension issues, because, whether we like it or not, pensions are not very exciting until one reaches a certain age, at which I am now.
State Pension Age (Women) — House of Commons, 2016-01-07
Topic: Labor
Chloe Rebecca Smith (Conservative, Centre-right): My hon. Friend puts it very well. Let me repeat what a constituent has more recently told me. She came to my surgery and explained that it had come as a shock to her that she would have to wait until she was 66 before she could retire, she was not informed, and found out only when she requested a pension statement. That goes to the heart of this matter of being informed and of having time to plan.
State Pension Age (Women) — House of Commons, 2016-01-07
Topic: Labor
Chloe Rebecca Smith (Conservative, Centre-right): No, the hon. Lady is mishearing me. I am citing directly from constituents. I will ensure that the Official Report reflects my citations. Let me be absolutely clear. I do not know whether the woman in question received the letter; how could I possibly know that? I know what my constituents tell me. I look forward to the Minister’s explanation of what has happened historically. I understand the point made by the hon. Member for Paisley and Renfrewshire South (Mhairi Black) who opened the debate that the past is the past and that there is only a certain amount that we can do if we are looking back at a problem that has its roots in 1995 Let me now explain what I am looking for as we move forward. I have already listed a set of principles that we could apply. The first is that we should protect those who can no longer work. Secondly, we should provide the right support for those who can work. Thirdly, we should maintain sound public finances, as to fail to do so hurts every single person in the economy. Fourthly, we should of course promote better communications to enable people to plan. That is my main message to Ministers today Let me dwell on the point of equalisation. Earlier in the debate, there was a hubbub of people saying, "Yes, we all agree on equalisation." Let me provide a few figures on why we need to do that. When the state pension age was first set at 65 in 1926, male life expectancy at birth was 64 compared with 89 today. Indeed, if the state pension age had risen in line with the average life expectancy at 65 since 1926, it would now be at least 75. We have a significant gap that we need to make up. Indeed, if we looked even further back in the history books, we would see that when the state pension was set in 1908, the average life expectancy was 41. Members can see very clearly the difference with which we have to deal. Lord Turner’s report on pensions, commissioned by the previous Government, acknowledged that a more generous state pension had to be funded by an increase in the pension age Let us also make sure that we are aware of the costs. I understand that there would be costs to the tune of £30 billion to return to the 1995 timetable. Let us compare that with a few other things, simply so that we have a well informed debate. The 2015-16 spending figures, as shown in the July Budget, include expenditure of £28 billion on housing and the environment and £34 billion on public order or safety. All that we spend on housing or on public order and safety is broadly equivalent to the sum we are talking about today.
State Pension Age (Women) — House of Commons, 2016-01-07
Topic: Labor
Chloe Rebecca Smith (Conservative, Centre-right): I thank the hon. Gentleman for that point; I do recognise the grounds of the campaign. As I hope I have made clear with remarks from my constituents, I recognise the importance of the issue for every single person affected. I will leave it to the Minister to reply to the hon. Gentleman specifically about pension credits, but let me give him one further example of what £30 billion can buy. It can buy some of the debt interest on his party’s Government’s financial catastrophe, on which we have to spend £36 billion in this financial year I will conclude, because I have only a few minutes left and I have already taken several interventions. We have to listen carefully to such a comprehensive and well informed campaign, and I am pleased that we are doing that today. I want my constituents’ concerns, which I have given prominence in my comments, to be balanced with everything else that the Government have to do. I strongly sympathise with the campaign, and in 2011 I was active in representing my constituents’ views to the then Pensions Minister to mitigate the two-year delay in about a quarter of a million women receiving their pension. My call today is for the Government to communicate considerably better than has been done to date. It seems to me that we cannot go back, and equalisation has to mean equalisation. We cannot delay it forever or duck it. We need to maintain the principles that I have set out and communicate better.
State Pension Age (Women) — House of Commons, 2016-01-07
Topic: Labor
Marcus John Hudson Fysh (Conservative, Centre-right): Not at the moment Women on average have a healthier longevity and that is increasing at a greater rate than it is for men. As a nation we spend a massive and increasing amount on our healthcare system and on our pension system in order to allow as many people as possible a happy retirement It was in 1908 that the Liberal Government under Lloyd George brought in the first provisions—[Interruption.] I am certainly not blaming the Liberals for that. A great man, Mr Churchill, was involved too. The age at which the state pension could be claimed was set at 70, compared with the average longevity of 55 at that time. That gives us some idea of the changes that have taken place since. In 1995 the retirement ages were raised so that they would be equal as between women and men in the future. That was further examined in the mid-2000s by Lord Turner. There was cross-party support for those ages to be raised further, given the increases in longevity that I mentioned Under the coalition Government, when I was not in Parliament, a decision was taken, based on further increases in longevity, to raise the retirement age even faster for a few people. One of the principles behind all the recent changes was the affordability of the system overall. We have heard that it would cost £39 billion to reverse those changes. That liability would apply to all age groups, and it would be unfair for us to continue to burden younger generations with extra taxes in order to make more concessions than we have already.
State Pension Age (Women) — House of Commons, 2016-01-07
Topic: Labor
Nusrat Munir Ul-Ghani (Conservative, Centre-right): My hon. Friend talks about equalisation of the state pension and about men and women living longer. Equalisation of the state pension age reflects the fact that women and men play an equal role in our society and in our economy.
State Pension Age (Women) — House of Commons, 2016-01-07
Topic: Labor
Victoria Mary Boswell Prentis (Conservative, Centre-right): My hon. Friend is making a wide-ranging speech. Will he join me in hoping that the Minister, in his closing remarks, will address the issue of communication with those who are working now and who hope to retire in the future, so that my hon. Friend’s young daughters and mine will know where they stand?
State Pension Age (Women) — House of Commons, 2016-01-07
Topic: Macroeconomics
Marcus John Hudson Fysh (Conservative, Centre-right): My hon. Friend makes an excellent point, the very point on which I had intended to conclude my remarks. We have a duty to the young people of this nation to keep their taxes down so that they have as much scope as possible to plan for their retirement. They are already being asked to shoulder an unacceptable burden that was put on them by the Labour party. It would be entirely wrong to reopen a decision that was taken by the Conservative and Liberal Democrat coalition back in 2011.
State Pension Age (Women) — House of Commons, 2016-01-07
Topic: Labor
Richard Michael John Ogilvie Graham (Conservative, Centre-right): This debate is in some ways a rerun of one held in December in Westminster Hall organised by the hon. Member for Worsley and Eccles South (Barbara Keeley), who has a long track record of campaigning on this issue. I congratulate my Work and Pensions Committee colleague, the hon. Member for Paisley and Renfrewshire South (Mhairi Black), on bringing this up and bringing to life, in a sense, the emotional feelings of many women of the ages most affected by changes to the state pension. She did so in a way that everyone here can relate to, because we all have pensioner constituents, and indeed members of our own families, who are affected However, there is a risk of overstating the case. My Select Committee colleague will not, I hope, mind my saying that when she said that nobody was aware of the 1995 changes because there was no correspondence, that was an exaggeration of the situation. We will never know exactly who was communicated with or who, probably most importantly, noticed and paid attention to it.
State Pension Age (Women) — House of Commons, 2016-01-07
Topic: Labor
Richard Michael John Ogilvie Graham (Conservative, Centre-right): A lot of people want to speak, so let me carry on for the moment The hon. Member for Paisley and Renfrewshire South was right to quote the previous Pensions Minister, Steve Webb, as saying that not everyone knew about this. He has accepted that, as I think we all recognise. None the less, the argument that no transitional arrangements were made—arrangements that Opposition Members are calling for—is wrong. A significant transitional arrangement and concession was made in 2011 that affected 250,000 people and cost the Government—the taxpayer—£1.3 billion, which was a significant amount of money at the time. That arrangement was made because the then Pensions Minister and the then Government recognised advice from the Department saying that the waiting time for some women born in the 1950s had increased to as much as two years, and they wanted to reduce it to 18 months to benefit those 250,000 people What is interesting is that while the motion calls for further transitional arrangements, it does not spell out, nor has any Member who has spoken so far spelt out, exactly what transitional arrangements are being called for. Were the intention—
State Pension Age (Women) — House of Commons, 2016-01-07
Topic: Social Welfare
Richard Michael John Ogilvie Graham (Conservative, Centre-right): Hold on a moment—let me finish what I am saying Were the intention simply to change all the arrangements for women born in the 1950s and go back to the original proposal, that would, I believe—the Minister might want to put a more detailed figure on it—cost the taxpayer about £10 billion. Yesterday we had the shadow Work and Pensions Secretary, the hon. Member for Pontypridd (Owen Smith), calling for changes to universal credit that were not costed and for which he offered no alternative in terms of where the money would come from. Today we have a proposed transitional arrangement that might cost £10 billion, but its detail has not been spelled out, and neither has its exact cost or how it would be paid for I believe that it is incumbent on all of us as MPs partly to represent the emotional feelings of our constituents, as has been done very well by a number of Members today, but also to reflect on the reality, the cost and the implications of what is being proposed, which remains an open question.
State Pension Age (Women) — House of Commons, 2016-01-07
Topic: Labor
Richard Michael John Ogilvie Graham (Conservative, Centre-right): In fact, the Committee had that discussion and we heard evidence from Women Against State Pension Inequality, which is a good, reasonable and sensible campaign. On the whole, its evidence to the Committee focused on the issue of communication, partly so that lessons can be learned so that when future announcements are made about what will happen in 10 years’ time, they are communicated effectively to those who will be affected. We do not want to end up in a similar situation in 10 years’ time, with another generation of women complaining about not knowing.
State Pension Age (Women) — House of Commons, 2016-01-07
Topic: Labor
Peter James Guy Aldous (Conservative, Centre-right): Does my hon. Friend, like me, hope that when the Minister sums up he will address the failure of the communication strategy since 1995 and right up to the current day? A constituent of mine was told in October that they had qualified for their state pension, but a few weeks later they were told that they had another three years to go. We really need to address that problem.
State Pension Age (Women) — House of Commons, 2016-01-07
Topic: Labor
Richard Michael John Ogilvie Graham (Conservative, Centre-right): My hon. Friend is absolutely right and I am sure the Minister will comment on communication. As I said in the debate in December, there are clear lessons and it would be good to have future changes clarified. I know that a further review is planned in 2017, and longevity continues to increase. The average life expectancy for women, as projected by the Office for National Statistics, has already increased by 2.6 years since the 1995 proposals, and Adair Turner, whose report led to the consensus that this House held for many years, said not very long ago that, if he had done the report now, he would have planned for faster changes to state pension ages The hon. Member for Paisley and Renfrewshire South rightly said that at some point we will want to discuss the effect of the future state pension on women. In answer to her point about discrimination against women, I think it is really important that all Members and our constituents are aware that the new state pension will be much fairer to women than the old system. National insurance credits will be given for years taken out of work for caring or for bringing up a family. This is the first time this has happened in the history of the pension—it is a really important point. It will give women the same entitlement as they would get from national insurance contributions through earnings. That is a significant change and I would have thought that those Members who tabled the motion would want to allude to it.