Intergenerational Fairness in Government Policy — House of Lords, 2017-10-26
Topic: Social Welfare
John Bird (Crossbench, Unknown): My Lords, I am very pleased to be talking on this subject and I thank the noble Baroness, Lady Smith of Newnham, for the opportunity. I am interested in it because when I decided to apply to become a Cross-Bencher—and was accepted—it was because I realised that all the work I was trying to do around social intervention was always passing through the prism of government. For instance, in the early 1990s I could give homeless people an opportunity to stand on their own two feet, earn their own money and morph their way out of poverty, while at that very moment—this is not a party-political point—Mr Blair started to put a shedload of money into giving people who were on the streets social security and got rid of a whole group of people. We were trying to turn them into workers while they were turning into beneficiaries. That is one reason there is such a clogging-up in areas of social housing even today. I decided that I would try to get into government and do something, and the thing I want to do is to prevent poverty happening I am very happy that the noble Baroness, Lady Smith, raised the case for intergenerational fairness forming a core part of government policy. I would like to add to—or maybe subtract from—that and put the case for prevention across all government departments, so that they are charged with preventing things happening, rather than being very clever and astute, which is what they do. As I have said in the House, we have so many clever people who are very good at fixing the stable door after the horse has bolted If we look at the National Health Service, it is an absolute abomination that we are not all asking: when are we going to fulfil what Nye Bevan said in 1948? He said that within 50 years the people of Britain will be a lot healthier, live a lot longer and be in control of their own health. Yet we have a situation now where we have lost the prevention budgets of those early days when, because they did not have so much money, people went into the schools and taught people like me not to get ill. We have destroyed all that, destroyed all social medicine, and now we have to spend ever more on people who are not really unwell at birth or in the early stages of their lives, but become unwell because they are eating the wrong stuff, drinking the wrong stuff and not having the right exercise. When are we going to have a National Health Service, rather than a national "let us get back to health" service? We could send a coach and horses through all the budgets we have talked about today The other reason I came into the House of Lords was to be practical. I notice that 64% of the younger generation, those between the ages of 16 and 24, are stuck in rented accommodation and this figure will go up and up. What can we do to help them have a better life? Noble Lords will know that I have been working on the Creditworthiness Assessment Bill, which is a very simple thing. Why are we ruling out those people who have a rent record and not a mortgage record? Why are they paying more for credit? Why can we not bring those people into the property market by giving them the chance of not paying so much for their credit, so that they can then start enjoying some of the largesse that others of us have enjoyed? My Bill is soon to have a Second Reading; I am sorry to promote it but I hope noble Lords will jump in and enjoy it. We have cross-party interest When you look at Britain, 87% of all money lent by banks is lent in and around property—the buying and selling of property—we have a real problem. Where is the money to build the new generations of work? Why are we going to have baristas? Why do we have to have people with cheap jobs—the £8 an hour or £10 an hour jobs? Where are the real jobs going to come from? I want to know when we are going to start spending on the new generations. When will we start spending on the industries and new investment? If we do not get that right, we shall be in a situation where, increasingly, we will just get poorer and poorer It is interesting to consider a sum of money in the region of £50 trillion: it is the largest amount of money in the world and it drives capitalism, Goldman Sachs and all the big operators. That £50 trillion is the world’s pensions. Is there a way that we can tap into that enormous wealth and get it creating the new work for the new generations? I would like those kinds of things to be done. Most of all, however, I would like social security to be turned into social opportunity, because those people who are left behind are costing us an arm and a leg as they tread water. What we should be doing is freeing them up so that they can participate in society as well.