Motor Vehicles (Compulsory Insurance) Bill — House of Commons, 2022-01-28
Topic: Transportation
Michael Joseph Patrick Kane (Labour, Centre-left): It is indeed met by motorists, who are hard pressed in this cost of living crisis A few people veered slightly off the highway in the debate. There were terrific contributions from the hon. Members for Stourbridge (Suzanne Webb), for East Surrey (Claire Coutinho), for Loughborough (Jane Hunt), for Dudley North (Marco Longhi), for Vale of Clwyd (Dr Davies) and for South Cambridgeshire (Anthony Browne). I would love to talk about subsidiarity well into the night and juxtapose it with the principle of solidarity that the European Union was founded on—that is not a remainer case; it is just a great debate—but that is not for this place today Churchill said that a fanatic is someone who will not change their mind and cannot change the subject. We have seen a bit of that today. From some Government Members we have seen what I would call hubris—they are glad after the fact. Ask Odysseus how that worked out; I would be careful with it. The right hon. Member for Hemel Hempstead hit the nail on the head: there will be no £50 dividend. I shall say why—and I am going to veer off course There is an £11 billion pothole-repair backlog in this country. That is what is driving up motor insurance, because most damage is done by potholes. The Secretary of State for Transport has cut pothole-repair funding in Hertfordshire by 23%. The area represented by the Under-Secretary of State for Transport, the hon. Member for Copeland (Trudy Harrison) in Cumbria has the most reported potholes in the land. For the last 40 years—during which the seat belt rules have applied—the number of fatalities on our roads has gone down and down and down. In 2020, the number rose by 5%: we have reversed a 40-year trend. That is what will have an impact on people’s motor insurance, for sure. The £50 deficit—the "Brexit deficit"—is a complete misnomer. It will not affect motor insurance one bit. I think that that is what the right hon. Member for Hemel Hempstead was referring to, but let us see the insurers put that £50 in their policies! I doubt we will see that happen any time soon I could carry on, and name other factors that will have an impact on motor insurance—[Interruption.] It seems that Members do not want me to do that, but let me briefly talk about the highway code that we are implementing next week. There has been no promotion of it—absolutely nothing. The Government’s transport team are saying that they will get round to that in February, way after it has happened. We have major changes coming. What will that do to the accident ratio in the next few months, and what will it do to motor insurance payments? The cost of living crisis has been mentioned a great deal. How will the hike in national insurance payments affect the crisis that our people face? How will the depletion of our gas storage affect it Thank you, Mr Deputy Speaker, for allowing me to veer off track ever so slightly. I congratulate the hon. Member for Wellingborough on the Bill, but it is clear that there is much more work to do. We need to ensure that people who have to drive can afford their motor insurance and can afford to drive safely, and we need to look at the whole picture, in the round, of the damage being done to road maintenance and road safety. I look forward to hearing from the Minister about that.