argyrotsipi/train-dataset huggingface dataset:
Self-build Housing — House of Commons, 2019-05-13
Topic: Housing
Victoria Mary Boswell Prentis (Conservative, Centre-right): My hon. Friend is absolutely right. The Build! scheme is a good example of a halfway house before a full self-build, which we all know is quite a commitment to take on. The scheme enables people to self-finish, and brings many of the benefits that my hon. Friend just outlined, possibly without all the pain of a full self-build process We have quite a few examples of the Build! project throughout the constituency, but grouping is important, as I will come on to explain, and one great example is in Warwick road in Banbury, where there is a 16-house development on the site of a former care home. In creating the project, we learned that instant community cohesion is a major bonus to grouping self-builds: by the time people move in, they know not just their neighbours but the location and type of their soil pipes. That makes for a diverse but energetic community who look out for each other right from the beginning. It is quite extraordinary, and it is one of the very real benefits of grouping self-builds, even in quite small developments, such as blocks of flats Another example is in a large building in a car park in Banbury town centre. People in flats next-door to each other look out for each other. They carry each other’s heavy pipes in for installation and help each other with other elements of building. It really makes a difference to how they go forward together as a community One of my newest town councillors has just bought a one-bedroom Build! flat near Bicester Village station. She told me: "Without Build! and the support of CDC"— Cherwell District Council— "I would have really struggled to get on the property ladder. At 24, with a single income, I’m not very attractive to mortgage lenders. I bought a share in a self-finish flat. I pay a mortgage and a minimal amount of rent, and hope to work up to 100% ownership in a few years." She continued: "This scheme has allowed me to finish my first property to my own specification. It was a bit of a shock to learn my doors wouldn’t fit over the new carpets and needed to be cut down. I’m in the process of tiling my bathroom, which has been a learning experience. It hasn’t been plain sailing but it will be an experience I’ll treasure." That is somebody with, to put it politely, no self-build skills. She is a young woman doing it on her own aged 24. That is really commendable. It has enabled her to have a cheaper property finished to her own spec, and it has given her the confidence to get on to the property ladder. It is exactly the sort of scheme that we should roll out nationally.
Self-build Housing — House of Commons, 2019-05-13
Topic: Housing
Victoria Mary Boswell Prentis (Conservative, Centre-right): The hon. Gentleman has just helped—by telling us about his own experiences back home. What we can do is promote schemes such as Build! and the slightly more ambitious one that I am about to discuss, which are very easily rolled out across the country and which really can help new, young first-time buyers to realise their dream of property ownership.
Self-build Housing — House of Commons, 2019-05-13
Topic: Housing
Victoria Mary Boswell Prentis (Conservative, Centre-right): Yes, I will come on to that. My local authority actually has provided enough houses—as indeed all local authorities are obliged to do—for people who want to build their own home. People wishing to build their own house must register with their local authority and a plot is supposed to become available in time. That is not always the case, and it is one of my real worries about people achieving their goals of self-build. I will cover that, and I am sure that the Minister will, too. That is one of the reasons for holding this debate: it is really important that we continue to press for plots to be made available so that people can begin to realise their dreams.
Manufacturing Output Levels — House of Commons, 2019-04-09
Topic: Mixed Topics
Robert Edward Jenrick (Conservative, Centre-right): My right hon. Friend the Chancellor and other Treasury Ministers are working with the banks, which tell us that they are making funds available to businesses that need support as their cash flow is under pressure and need working capital in the months ahead. Of course, the best service that any of us in this House can do for manufacturers and businesses across the United Kingdom is to support a negotiated exit from the European Union as soon as possible.
Renewable Energy: Public Funding — House of Commons, 2019-04-09
Topic: Mixed Topics
Robert Edward Jenrick (Conservative, Centre-right): My hon. Friend is absolutely right. Last month, in the spring statement, my right hon. Friend the Chancellor was able to add to those policies by announcing a scheme to help small and medium-sized enterprises to reduce their carbon footprint; a new marine zone around Ascension Island; support for the renewables sector; the new future homes standard, to ensure that from 2025 homes are built with low-carbon heating and high levels of energy efficiency; and many other policies.
Working-age Benefits — House of Commons, 2019-04-09
Topic: Mixed Topics
Elizabeth Mary Truss (Conservative, Centre-right): I would have thought that the hon. Lady would welcome the fact that we are ending the benefits freeze. It is responsible to do so only when people in work’s wages are rising. Thanks to our economic reforms, our reforms to employment law and our welfare reforms, we are now able to do that.
Low-paid Workers: Take-home Pay — House of Commons, 2019-04-09
Topic: Mixed Topics
Questions: Last month, Nottingham Trent University released a report mapping Nottingham’s employment trends. It found that, in the 10 years from 2008 to 2018, earnings in our city rose by just 11.6%, compared with 19.9% nationally. Too many of my constituents are working hard, but are still in poverty and are reliant on benefits just to make ends meet. What specific action is the Chancellor taking to tackle low pay and economic insecurity in order to ensure that people in Nottingham do not just have work but have good work?
Philip Hammond (Conservative, Centre-right): The Government are responsible for the productivity agenda and the setting of targets for the national living wage. As I have already set out, working in those two tracks is the way to deal with the challenge of low pay. I can tell the hon. Lady what will not help workers on low pay: having their personal allowance taken away from them.
Tax Paid: Reductions — House of Commons, 2019-04-09
Topic: Housing
Stephen Anthony McPartland (Conservative, Centre-right): What the Treasury gives with one hand, local authorities are taking away with the other, with relentless rises in council tax, and parking charges and fees affecting households up and down the country. What are we actually doing to help families, instead of paying them lip service?
Living Standards — House of Commons, 2019-04-09
Topic: Mixed Topics
John Philip Glen (Conservative, Centre-right): No, it should reflect on the range of measures the Government took at Budget 2018, including the new energy price cap, the doubling of free childcare and the steps we have taken to reduce the burden on households by reducing fuel duty.
Stamp Duty Land Tax — House of Commons, 2019-04-09
Topic: Housing
Melvyn John Stride (Conservative, Centre-right): The year-on-year changes to the level of receipts from SDLT have reduced recently, but that is due largely to the fact that we have put a great deal of relief into first-time buyers’ relief, which is already helping 240,000 first-time buyers get on to the housing ladder.
Stamp Duty Land Tax — House of Commons, 2019-04-09
Topic: Housing
Melvyn John Stride (Conservative, Centre-right): It is most certainly not our priority to reduce SDLT for the very wealthy. In fact, the current levels—12% plus 3% if it is an additional dwelling—are high. I can also inform the hon. Lady that the amount we raised through stamp duty land tax in 2017-18 was twice the amount raised back in 2010-11.
Lending to Small Businesses — House of Commons, 2019-04-09
Topic: Domestic Commerce
John Philip Glen (Conservative, Centre-right): Loans of less than £25,000 to the smallest businesses are already regulated under the Financial Services and Markets Act 2000. The Government are committed to regulating only where there is a clear case for doing so, to avoid putting additional costs on lenders and businesses, and the Government welcome the recent expansion of the Financial Ombudsman Service and the establishment of a voluntary dispute resolution service.
Lending to Small Businesses — House of Commons, 2019-04-09
Topic: Domestic Commerce
John Philip Glen (Conservative, Centre-right): I am sorry, but I cannot give the hon. Lady that undertaking. I really passionately believe that we need to resist additional Financial Conduct Authority fees, product reviews, increased compliance and monitoring costs for businesses, stifled product innovation and narrower product choice for small and medium-sized enterprises, which would be the consequences if we followed Labour’s advice on this policy area.
Lending to Small Businesses — House of Commons, 2019-04-09
Topic: Domestic Commerce
Questions: Mr Speaker, thank you very much. The scourge of late payments is a major problem for small businesses, as I know from my many small businesses in Witney, as a member of the Federation of Small Businesses and as the chairman of the all-party group on small and micro business. Is it not about time that we started celebrating those companies that support the small business supply chain by paying on time?
John Philip Glen (Conservative, Centre-right): We have taken direct action so that small businesses can get a direct and quick response by expanding the authority of the Financial Ombudsman Service and having a retrospective review through the dispute resolution mechanism. What businesses up and down the country want is quick action to deal with disputes that are unresolved.
Lending to Small Businesses — House of Commons, 2019-04-09
Topic: Domestic Commerce
Questions: Mr Speaker, thank you very much. The scourge of late payments is a major problem for small businesses, as I know from my many small businesses in Witney, as a member of the Federation of Small Businesses and as the chairman of the all-party group on small and micro business. Is it not about time that we started celebrating those companies that support the small business supply chain by paying on time?
Kevin Paul Hollinrake (Conservative, Centre-right): High street banks are regulated, but the loans they provide to SMEs are not. There is not even a requirement to treat such a customer fairly and reasonably. In the absence of regulation, should there be a clearer warning about the lack of protection if things go wrong?
Lending to Small Businesses — House of Commons, 2019-04-09
Topic: Domestic Commerce
Questions: Mr Speaker, thank you very much. The scourge of late payments is a major problem for small businesses, as I know from my many small businesses in Witney, as a member of the Federation of Small Businesses and as the chairman of the all-party group on small and micro business. Is it not about time that we started celebrating those companies that support the small business supply chain by paying on time?
John Philip Glen (Conservative, Centre-right): As my hon. Friend knows through his excellent work with the dispute resolution service, there are some avenues for businesses to go down. Many—virtually all—lenders have now signed up to the standards of lending practice, and that, alongside the expansion of the Financial Ombudsman Service’s jurisdiction, gives businesses the assurance they need.
Financial Services Sector — House of Commons, 2019-04-09
Topic: Domestic Commerce
Philip Hammond (Conservative, Centre-right): UK financial services are globally competitive, and this Government are focused on maintaining that competitiveness. Leaving the EU with a deal will ensure that financial services businesses can continue to operate across borders into the EU. Through our global financial partnerships initiative, we will also build a new framework for rest-of-the-world cross-border financial services.
FinTech — House of Commons, 2019-04-09
Topic: Domestic Commerce
Adam Afriyie (Conservative, Centre-right): I thank the Minister for that answer, and I thank the Government for keeping us in the No. 1 slot for FinTech. I very much welcome the call for evidence on digital payments, but there is a danger that if the wrong type of payments are taken, particularly around the interchange fees, we could undermine the sector. I therefore urge the Minister to remain open-minded to charging a maximum fee per transaction, as opposed to a proportionate fee.
FinTech — House of Commons, 2019-04-09
Topic: Domestic Commerce
John Philip Glen (Conservative, Centre-right): I am grateful to my hon. Friend for that question and for his work as chair of the all-party parliamentary group on financial technology over the last four years. The regulator is the UK’s leading authority for interchange fee regulation, as he knows, and it is conducting a review into the fees that businesses face when accepting card payments. I acknowledge his concern, and we are open to hearing views on this issue, and on digital payments more broadly, as part of our call for evidence.
FinTech — House of Commons, 2019-04-09
Topic: Domestic Commerce
John Philip Glen (Conservative, Centre-right): As the hon. Gentleman knows, it is the Government’s policy to have an orderly exit from the EU. However, we know that FinTech has proved to be very resilient in all circumstances. We had record investment of £15 billion last year. That is testimony to the creative power of that industry, working in the financial services sector in the City.
Residential Tower Blocks: Fire Safety Work — House of Commons, 2019-04-09
Topic: Housing
Robert James MacGillivray Neill (Conservative, Centre-right): There is a particularly pressing need in the case of blocks such as Northpoint in Bromley, where the owner and the developer refuse to take responsibility, and intend to use legal powers to pass on the costs of aluminium composite material remediation to the leaseholders. That is a complete breach of the Government’s undertakings. We need a fund specifically to provide funds for this—directly to leaseholders, if necessary. What is the Minister doing to advance that issue?
Residential Tower Blocks: Fire Safety Work — House of Commons, 2019-04-09
Topic: Housing
Elizabeth Mary Truss (Conservative, Centre-right): I know that my hon. Friend has been in touch with the Ministry of Housing, Communities and Local Government on this issue. We fully expect building owners in the private sector to take action to ensure appropriate safety measures are in place. We have written to all owners to remind them of their responsibilities. In addition, local authorities have the power to complete works and recover costs from private owners of high rise residential buildings.
Topical Questions — House of Commons, 2019-04-09
Topic: Domestic Commerce
Philip Hammond (Conservative, Centre-right): We take very seriously the failure of London Capital & Finance. Last week, my hon. Friend the Economic Secretary directed the FCA to launch an investigation into the company. We will carry that investigation out and look carefully at the findings.
Topical Questions — House of Commons, 2019-04-09
Topic: Mixed Topics
Questions: In keeping with the non-angry Yorkshire approach, as set out by my hon. Friend the Member for Huddersfield (Mr Sheerman), if, indeed, this Chancellor is thoughtful, he will know that, according to research by the Centre For Towns, Yorkshire’s growing digital sector is being stifled by patchy broadband connectivity across the region, which is costing us money and jobs. Roles continue to flow down south and into London. With the roll-out of the next generation of 5G internet technology, will the Chancellor, in his thoughtfulness, commit to making funding available for the accelerated adoption of this in the Yorkshire region?; My borough of Enfield has seven times more households living in temporary accommodation than the national average, with 18% of people in Enfield classed as being low paid. I have no doubt that the two figures are related so how can the Chancellor defend the Government’s record on in-work poverty, insecure work and zero-hours contracts, which have caused so much hardship for so many?
Robert Edward Jenrick (Conservative, Centre-right): In the spring statement, my right hon. Friend the Chancellor launched a review of our infrastructure financing, which includes that question on whether the UK would benefit from institutional arrangements. We have also made significant funds available to ensure that there is no shortfall for businesses that rely on the EIB.
Topical Questions — House of Commons, 2019-04-09
Topic: Domestic Commerce
Questions: In keeping with the non-angry Yorkshire approach, as set out by my hon. Friend the Member for Huddersfield (Mr Sheerman), if, indeed, this Chancellor is thoughtful, he will know that, according to research by the Centre For Towns, Yorkshire’s growing digital sector is being stifled by patchy broadband connectivity across the region, which is costing us money and jobs. Roles continue to flow down south and into London. With the roll-out of the next generation of 5G internet technology, will the Chancellor, in his thoughtfulness, commit to making funding available for the accelerated adoption of this in the Yorkshire region?; My borough of Enfield has seven times more households living in temporary accommodation than the national average, with 18% of people in Enfield classed as being low paid. I have no doubt that the two figures are related so how can the Chancellor defend the Government’s record on in-work poverty, insecure work and zero-hours contracts, which have caused so much hardship for so many?;   Last month’s Office for National Statistics figures show that life expectancy for the poorest has fallen whereas for the rich, it has increased. Analysis into the key drivers of that, including Public Health England’s investigations, shows that it is the result of cumulative tax and social security changes. I therefore ask the Chancellor, once again, what will he do about that, and particularly, will he stop immediately the benefit freeze that has such a devastating effect on people’s lives?; We all know that savings had to be made, but funding for schools, road repairs, social services, nurseries and youth clubs in Dudley has almost been halved because Dudley Council has been hit harder than councils elsewhere in the country. Will Ministers meet me and people from Dudley to discuss our case for fairer funding?
Rachel Helen Maclean (Conservative, Centre-right): Does the Chancellor agree that the announcement that small shops will save up to £8,000 in business rates is a fantastic boost for our high streets? Will he please commit to supporting the bid from Redditch for the future high streets fund?
Topical Questions — House of Commons, 2019-04-09
Topic: Domestic Commerce
Questions: In keeping with the non-angry Yorkshire approach, as set out by my hon. Friend the Member for Huddersfield (Mr Sheerman), if, indeed, this Chancellor is thoughtful, he will know that, according to research by the Centre For Towns, Yorkshire’s growing digital sector is being stifled by patchy broadband connectivity across the region, which is costing us money and jobs. Roles continue to flow down south and into London. With the roll-out of the next generation of 5G internet technology, will the Chancellor, in his thoughtfulness, commit to making funding available for the accelerated adoption of this in the Yorkshire region?; My borough of Enfield has seven times more households living in temporary accommodation than the national average, with 18% of people in Enfield classed as being low paid. I have no doubt that the two figures are related so how can the Chancellor defend the Government’s record on in-work poverty, insecure work and zero-hours contracts, which have caused so much hardship for so many?;   Last month’s Office for National Statistics figures show that life expectancy for the poorest has fallen whereas for the rich, it has increased. Analysis into the key drivers of that, including Public Health England’s investigations, shows that it is the result of cumulative tax and social security changes. I therefore ask the Chancellor, once again, what will he do about that, and particularly, will he stop immediately the benefit freeze that has such a devastating effect on people’s lives?; We all know that savings had to be made, but funding for schools, road repairs, social services, nurseries and youth clubs in Dudley has almost been halved because Dudley Council has been hit harder than councils elsewhere in the country. Will Ministers meet me and people from Dudley to discuss our case for fairer funding?
Philip Hammond (Conservative, Centre-right): Of course, the rates relief that we have offered over a two-year period to smaller independent retailers will help the high street, but retailers have to use that breathing space to adapt to the changing environment that they face. We cannot freeze the high street in aspic and we must face the reality of the digitisation of our economy. So let us work together to transform our high streets so that they are sustainable for the future.