argyrotsipi/train-dataset huggingface dataset:
Riot Compensation Bill — House of Commons, 2016-02-05
Topic: Domestic Commerce
David Lindon Lammy (Labour, Centre-left): The hon. Lady makes an important point and there is a balance to be struck, but I hope she will understand that it is important to interrogate why we have arrived at the £1 million figure. It is also important that we recognise something about parts of the country that experience these upheavals from time to time. It remains the case in a constituency such as mine, which has had two riots in a generation, that when someone walks down Tottenham High Road they do not see the sort of scene they would see in Detroit, with boarded-up shops, houses in which people do not live and no-go areas—areas that have failed. Fortunately, in these fantastic islands of ours there are no communities that have failed—we do not allow them to fail. We do not want to see that kind of failure. We need to get the balance right between having people, rightly, insuring themselves, and recognising that in the poorest parts of our country people are often under-insured or not insured, so when there is a riot we must still try to put them back into a situation where they can get on with their lives and with their business, and get on with the economy The 2011 riots were unusual, in that, surprisingly, there were riots in Clapham Junction and in Ealing. There were riots in parts of the country where one might not have expected riots. However, riots occur most often in the most deprived communities and we do not want the economies of those communities to disappear completely. Insurance premiums can also be so high in communities such as the one I represent, and such as those represented by my hon. Friends the Members for Croydon North (Mr Reed) and for West Ham (Lyn Brown), that they are a disincentive to insuring or they encourage under-insuring in the first place. Amendment 4 seeks to get further explanation about the £1 million cap. Amendment 5 would take the figure up to £10 million, and it is a probing amendment to understand how the £1 million figure has been reached. Amendment 7 is the most important amendment I have tabled and it asks for greater transparency. I have asked for the methodology being used to be put before this House, for Parliament to be able to understand that methodology every three years or so and for this House to be a bigger determinant in reaching the figure for the compensation level.
Riot Compensation Bill — House of Commons, 2016-02-05
Topic: Housing
David Lindon Lammy (Labour, Centre-left): Forgive me. The hon. Gentleman was not on the Committee, but if he reads the Hansard report of its proceedings he will see that there was quite a lot of debate about this figure. The Government were unable to give much detail of how they arrived at the figure. The Minister has since written to my right hon. Friend the Member for Knowsley, who chaired the Committee—its members were copied in—and given greater clarity on what the Government were told by the insurance industry and on the amount of figures that came under £1 million. I received that letter after tabling these amendments. However, the amendments are probing, because it would be quite wrong for a Bill of this kind to pass quietly through the House without discussion and scrutiny. I see the hon. Member for Croydon Central (Gavin Barwell) nodding in agreement, because his constituency was caught up in the riots. My amendments have been tabled in that spirit The hon. Member for Bury North (Mr Nuttall) is right: there is of course a difference between removing the £1 million cap and raising it to £10 million. I suspect that not all of my amendments will be pressed to a vote. However, I emphasise amendment 7, in particular, because it facilitates scrutiny and the need to return to this figure in future, which must be right. I do not want the House to settle on £1 million and then find in 10 or 15 years that it would leave a lot of people, particularly in London and the south-east, really short if their property were damaged in a riot.
Riot Compensation Bill — House of Commons, 2016-02-05
Topic: Public Lands
David Lindon Lammy (Labour, Centre-left): There are parts of this country that routinely experience flooding, as I said in Committee, and there is considerable experience in the system in relation to how we deal with those communities and how the insurance industry reacts in those circumstances. Floods happen more frequently in our country than riots, but a similar catastrophe befalls those who find themselves caught up. I hope that the bureau that will be set up as a result of this Bill can draw on the experience in those areas I have heard hon. Members in those areas raise concerns about loss adjustors and the manner in which they treat our constituents. In circumstances in which everything has been lost in the flood or burnt to the ground in a fire, the individual concerned is expected to go and find a receipt for a stove or oven that they now have to claim for. How are they going to find that receipt? Where is it? It is a miserable situation, and I am afraid that during the riots we found the performance of loss adjustors very patchy, and some of them behaved quite inappropriately to my constituents However, as I have indicated before, we have a situation of insurance, underinsurance and no insurance at all. That is why we have the Riot (Damages) Act 1886 and why we should inquire as to what the appropriate levels of this newly introduced cap should be. For all those reason, this clutch of amendments address that point. As I have indicated, they are largely probing amendments. I look forward to hearing what the hon. Member for Dudley South (Mike Wood) has to say both about regulations and the need for greater clarity. Perhaps this House might have a greater role in determining that figure, scrutinising it and returning to it over time, because I fear that £1 million may well look very different to people in the wider country in 10 or 15 years’ time, long after the Bill has passed through both Houses.
Riot Compensation Bill — House of Commons, 2016-02-05
Topic: Domestic Commerce
David Lindon Lammy (Labour, Centre-left): As this Bill and its consequences are a matter of public record, will the Minister undertake to write to hon. Members who have one of the six businesses beyond the Sony claim in their constituencies? I would certainly like to know whether there were any businesses in Tottenham that experienced a claim of more than £1 million, and the nature of those businesses. That would be helpful for the record as we move forward.
Riot Compensation Bill — House of Commons, 2016-02-05
Topic: Housing
David Lindon Lammy (Labour, Centre-left): As I indicated, these are probing amendments. The whole House has heard what the Minister and the hon. Member for Dudley South (Mike Wood) said, and I understand that the Bill will now go to the other place and receive further scrutiny. On that basis, I beg to ask leave to withdraw the amendment Amendment, by leave, withdrawn. Amendments made: 2, page 5, line 23, at end insert ", except in the circumstances described in subsection (2A) ‘(2A) Where a claimant’s home is rendered uninhabitable, the amount of compensation may reflect costs that the claimant incurs as a result of needing alternative accommodation." Amendment 3, page 5, line 26, at end insert— ‘( ) considerations that decision-makers must take into account in deciding the amount of compensation payable as a result of a claimant needing alternative accommodation (and the regulations may include provision limiting the amount of time for which the costs of alternative accommodation may be claimed),"—(Mike Wood.)
Riot Compensation Bill — House of Commons, 2016-02-05
Topic: Mixed Topics
Lyn Carol Brown (Labour, Centre-left): Very brave. I say gently to the Minister that I was a bit flabbergasted by the length of time that passed before the introduction of such a Bill. There was a period of unrest in the 1980s, during my early childhood, and I can recall being in a restaurant in Leicester Square on my way to a concert during the poll tax riots. I am surprised, therefore, to be debating a Bill on a matter that has not been revisited during that time. Given that these things happen, given that there can be long periods of time between such occurrences and given that our predecessors did not see fit to revisit the legislation despite some fairly appalling riots in our capital city and elsewhere, why does the Minister genuinely believe and take comfort from the fact that the Bill is somehow different, and that 150 years will not pass before it is revisited?
Benefit Entitlement (Restriction) Bill — House of Commons, 2016-02-05
Topic: Immigration
Deborah Angela Elspeth Marie Abrahams (Labour, Centre-left): I think the hon. Gentleman is waving a red herring Let me move on to the specifics of the Bill. I regret that the same effort that is rightly being put into ensuring that our social security system remains contribution-based is not being put into preventing the exploitation of workers and stopping UK-based employment agencies recruiting solely from abroad, undercutting wages for British workers. Why is that not a focus of the Government and of the hon. Gentleman’s Bill? Although there are many benefits associated with migration and migrants, not least the net positive contribution to the Exchequer—as shown in recognised evidence—we must also recognise that there are associated costs for areas with higher levels of migration, which puts pressure on local services and local communities. That has to be recognised and addressed, and local authorities must be provided with financial support to enable effective migration management and to maintain social cohesion. That was a focus of our manifesto offer at the last election. Again, could it not have been a focus of the hon. Gentleman’s Bill? I object to the tenet underpinning this Bill, which is a failure to consider the evidence that the number of migrants who have been claiming tax credits while working is small. The hon. Gentleman mentioned the data. He will be aware that because of a freedom of information request, HMRC has had to publish the number of migrants who are in receipt of tax credits. It has been shown that in the past year only 84,000 have been involved—just over 16%, not the 40% claimed by the Prime Minister on Wednesday. I look forward to his correcting the record, although I think I could be waiting some time. That does not even take into account the fact that one in 10 couples defined as "migrant couples" include a UK national. The UK Statistics Authority has said that the DWP data the Prime Minister used were "unsatisfactory", and the National Institute of Economic and Social Research has called the figures "selective and misleading" The evidence is that social security is not a pull factor—jobs are. We need to protect and secure our contribution-based social security system. I agree with the hon. Gentleman about that. It is there to provide basic support if someone is living in and contributing to this country’s endeavours The Bill has little evidence base—that is being kind—and represents a bad case of scaremongering. The Conservative party must be more responsible in its approach to maximising our association with Europe and the economic benefits it brings. It should not deploy the negative divide and rule narrative that is unfortunately prevalent at present. That should not be the language of or the tenet underpinning the Bill. We must respect migrants and social security claimants, so I urge the hon. Gentleman to withdraw the Bill.
State Pension Eligibility — House of Commons, 2016-02-01
Topic: Mixed Topics
Questions: What support his Department has made available to women born in the 1950s who are affected by recent changes in the age at which they become eligible for the state pension.; What support his Department has made available to women born in the 1950s who are affected by recent changes in the age at which they become eligible for the state pension.; What support his Department has made available to women born in the 1950s who are affected by recent changes in the age at which they become eligible for the state pension.; If his Department will make an assessment of the merits of options for transitional protection for women who will adversely be affected by the acceleration of increases in the state pension age.
Rachel Jane Reeves (Labour, Centre-left): Many of the women whom we are talking about are caring for elderly parents or young grandchildren. Many have been working since they were 15 years old, and very few of them have significant pension savings. Will the Minister give those women some hope and look at transitional arrangements, such as allowing women who are affected to draw their pension credit early to help them through this difficult time?
State Pension Eligibility — House of Commons, 2016-02-01
Topic: Immigration
Questions: What support his Department has made available to women born in the 1950s who are affected by recent changes in the age at which they become eligible for the state pension.; What support his Department has made available to women born in the 1950s who are affected by recent changes in the age at which they become eligible for the state pension.; What support his Department has made available to women born in the 1950s who are affected by recent changes in the age at which they become eligible for the state pension.; If his Department will make an assessment of the merits of options for transitional protection for women who will adversely be affected by the acceleration of increases in the state pension age.
Angela Rayner (Labour, Centre-left): More than 2.6 million women will be hit by this change, more than 5,000 of them in the Minister’s constituency. The least they deserve is to be given the facts to allow an honest debate. We know that the Government considered £3 billion-worth of transitional protection but allocated only £1 billion, as the Minister outlined. In the spirit of an open and honest debate, will the Minister release to the House details of all the options for transitional protection that the Government have considered?
State Pension Eligibility — House of Commons, 2016-02-01
Topic: Mixed Topics
Questions: What support his Department has made available to women born in the 1950s who are affected by recent changes in the age at which they become eligible for the state pension.; What support his Department has made available to women born in the 1950s who are affected by recent changes in the age at which they become eligible for the state pension.; What support his Department has made available to women born in the 1950s who are affected by recent changes in the age at which they become eligible for the state pension.; If his Department will make an assessment of the merits of options for transitional protection for women who will adversely be affected by the acceleration of increases in the state pension age.
Barbara Mary Keeley (Labour, Centre-left): The Minister talks about life expectancy, but he is not giving us the full picture. Life expectancy for women fell in 2012-13, and Salford has some of the worst life expectancy figures in the country. Female life expectancy in one ward in my constituency is only 72 years, and healthy life expectancy is only 54. Why should 1950s-born women in Salford carry the burden of the equalisation of the state pension age given that working until 66 is clearly going to be difficult for them? Those women need transitional arrangements.
Under-occupancy Penalty — House of Commons, 2016-02-01
Topic: Housing
Karen Patricia Buck (Labour, Centre-left): London is by no means the region worst affected by the bedroom tax, but even so, just one in four people affected in my constituency have been able to downsize in the three years since the policy came in. The Government’s own research indicates that three-quarters of those hit by the bedroom tax have had to cut back on food, and 46% have had to cut back on heating. What steps will the Minister take to ensure that those who are unable to downsize their homes are not left cold and hungry?
Universal Credit Work Allowance — House of Commons, 2016-02-01
Topic: Mixed Topics
Chinyelu Susan Onwurah (Labour, Centre-left): The Government were forced into a climbdown over tax credit cuts, but it was only a temporary reprieve, because cuts to the working allowance mean that 2.5 million families will be £1,600 per year worse off by 2020. How can the Secretary of State say that he is making work pay, when low-paid working families are paying the price for his cuts?
Topical Questions — House of Commons, 2016-02-01
Topic: Housing
Rupa Asha Huq (Labour, Centre-left): Last week the bedroom tax was declared unlawful in the Court of Appeal because it discriminated against domestic violence victims and disabled children. However, the Government are set to spend more on appealing against the decision than they would spend on abiding by the ruling. Surely the Secretary of State agrees that that means poor value for the taxpayer, and that this despicable and discredited policy needs to go.
Bank of England and Financial Services Bill [Lords] — House of Commons, 2016-02-01
Topic: Domestic Commerce
Barry John Sheerman (Labour, Centre-left): Does the hon. Lady agree that one of the real problems in the culture of banking, which we all want to get right, is the role of auditors? Auditors should have been there, should have spotted the dangers and should have blown the whistle, but they did not. Is it not the case that the Bill still does not address the accountancy profession and auditors?
Bank of England and Financial Services Bill [Lords] — House of Commons, 2016-02-01
Topic: Domestic Commerce
Kelvin Peter Hopkins (Labour, Centre-left): Following on from my hon. Friend’s intervention, does the Minister not agree that one of the fundamental problems with auditors is that they are always employed, effectively, by the managers of banks or companies when they should be representing shareholders? If they want their contracts renewed, time and again private auditors provide a soft option for managers so they get the contract next time. As she says, the great thing about the National Audit Office is that it is independent and in the public sector.
Bank of England and Financial Services Bill [Lords] — House of Commons, 2016-02-01
Topic: Domestic Commerce
Kelvin Peter Hopkins (Labour, Centre-left): I welcome the fact that the NAO will be looking at the Bank, but it will need extra resources to do that big job. Will the Minister guarantee that the extra people employed will represent the shareholders—us and the people we represent—and will not simply come from the banking sector and be soft on banks?
Bank of England and Financial Services Bill [Lords] — House of Commons, 2016-02-01
Topic: Domestic Commerce
Richard Burgon (Labour, Centre-left): I beg to move an amendment, to leave out from "That" to the end of the Question and add "this House, whilst noting improvements made to the Bill in the House of Lords, declines to give the Bank of England and Financial Services Bill [Lords] a Second Reading because the Bill fails to increase oversight and accountability of the work of the Bank of England, because the Bill reduces regulation of financial services and because the Bill removes the reverse burden of proof with regard to personal responsibility in the Senior Managers and Certification Regime which was introduced following the cross-party Parliamentary Commission on Banking Standards and enacted in the Financial Services (Banking Reform) Act 2013; and considers that there is no evidence base to justify the removal of the reverse burden of proof which has not yet been implemented." The regulation of financial services has been discussed at length and legislated upon in this House since the financial crash, with the Financial Services Act 2012 and the Financial Services (Banking Reform) Act 2013 being passed, and this Bill now being brought to this House. The Bill is made up of two parts: first, amendments to the structures of the Bank of England; and, secondly, regulation of financial services. We believe that the Bank of England should carry out its work in the most efficient way possible, with transparency and accountability in its decision making, serving the interests of the people who have sent us here to represent them. We also believe that senior bankers and others in the financial sector should be effectively and appropriately regulated, in order to deliver a banking culture that is free from the systematic greed and reckless risk-taking that precipitated a bankers’ crisis of historic proportions in 2008.
Bank of England and Financial Services Bill [Lords] — House of Commons, 2016-02-01
Topic: Domestic Commerce
Richard Burgon (Labour, Centre-left): I thank my hon. Friend for her intervention, and she is correct. It shows what disregard the Chancellor has for the taxpayers’ coffers and the public purse—he is also showing that in his numerous meetings with Google and their shoddy outcome. Financial stability and the effective regulation of our banking and wider financial services industry are vital in ensuring that the sector serves the interests of the whole economy, does not hurt ordinary people or small and medium-sized businesses, and delivers vital investment that our country needs for long-term growth. Getting the balance of regulation right is an important task for any Government, one that Governments around the world have failed to fulfil in the past decade. It is a task that has been attempted since the bankers’ crisis of 2008, but today the Government are threatening to set back this task The context of the Bill is vital to understanding our concerns, and the reasonable concerns and demands of the public. We are eight years on from the economic crisis—the bankers’ crisis, which brought the financial services sector and the country to its knees. Banks that were too big to fail were bailed out by the state.
Bank of England and Financial Services Bill [Lords] — House of Commons, 2016-02-01
Topic: Domestic Commerce
Richard Burgon (Labour, Centre-left): I thank the right hon. Gentleman for his intervention. At the time, Conservative Members were calling for even lighter regulation, but what is clear, and what I will illustrate, is that Labour Members have learnt the lessons of the banking crisis but that this Bill shows they have not been learnt by Conservative Members. Eight years on, bankers’ behaviour and bankers’ bonuses remain in the news. Court cases and institutional fines continue, with hundreds of millions of pounds-worth of fines issued, yet still only one person is in prison, despite all the damage done. Despite a series of commissions and reviews, there remains too little evidence that the lessons of the bankers’ crisis have been learnt. We should all know that the public remain angry at what a number of top bankers did to our economy and our society.
Bank of England and Financial Services Bill [Lords] — House of Commons, 2016-02-01
Topic: Domestic Commerce
Kelvin Peter Hopkins (Labour, Centre-left): My hon. Friend is making an excellent speech and I strongly agree with it. Was it not astonishing that before 2008 those in the private banking sector did not appear to spot the crisis that was coming? They were too busy making money hand over fist for themselves.
Bank of England and Financial Services Bill [Lords] — House of Commons, 2016-02-01
Topic: Domestic Commerce
Richard Burgon (Labour, Centre-left): I thank the hon. Gentleman for putting that necessary point so powerfully. People outside this place will be shocked to hear that, as a result of this Bill, senior bankers in the top firms will have less guards on their personal responsibility.