Fire Safety Bill — House of Commons, 2020-04-29
Topic: Housing
Robert James MacGillivray Neill (Conservative, Centre-right): It is a pleasure to speak in this important debate. This is a sensible Bill, which I hope the whole House will support. I too pay tribute both to the memory of those who lost their lives in the Grenfell tragedy and to the emergency services. Like previous speakers, I had the honour of serving as a member—indeed, at one time as the leader—of what was then the London Fire and Civil Defence Authority. We ought to recognise the value of the work that the emergency services have done Given that the Bill is sensible and limited, and seeks to build on the lessons of Grenfell, I shall touch on two matters related to the broader policy areas that sit behind it. First, the Bill seeks, together with other legislation, to address some of the lessons that are being learned from Grenfell, but we should not forget the need urgently to address the position of those who are still living in accommodation with Grenfell-type ACM cladding or other dangerous cladding. Other hon. Members have referred to that, but I reiterate it to Ministers Many constituents of mine live in a tower called Northpoint in Bromley. I wrote to the Housing Minister, whom I am delighted to see on the Treasury Bench and I welcome to his position, on 26 February setting out the plight of those residents. I know that he has much on his plate, but I am sorry to say that I have not yet received a reply. That tower has a mixture of ACM and other flammable cladding. I am glad that, as I understand it, that will now be within the scheme, and I am glad that the moneys in the scheme have been extended. The Government are doing the right thing in that regard, and I welcome it. However, we are not addressing this issue with the speed and urgency that the desperate state of these people requires. All of them—many of them first-time buyers, others downsizers—live in flats that are now valueless. Most of them have mortgages; they cannot remortgage any more, and they cannot sell Although the scheme is welcome, it has two failings. First, as I set out in my letter to the Minister, it is extremely slow and bureaucratic to access. Those residents have already paid out something like £400,000 for the cost of a waking watch. Their service charge has gone through the roof, and their management reserves are expended entirely. Potentially, they will spend more months forking out up to about £11,000 a month on a waking watch until this issue is resolved To access the scheme, those residents have to go through a bureaucratic procedure to show that they qualify. There is no doubt that they qualify, for heaven’s sake. It takes far too long for them to access the scheme. By the time they have gone through the form-filling, the getting of surveys and then the commissioning of contractors and the getting in of materials, all of which has been slowed up by the near cessation of building works during the coronavirus emergency, it will, on current form, be a long time before they actually see that money. They are getting into more and more debt This is affecting my constituents’ health—their physical health and their mental health. I urge the Government, who have done the right thing and said they will step in to assist these people, to get a move on, cut out the red tape—cut through the bureaucracy—and get the money to these people at the earliest opportunity. In the social sector, much has already been done. We ought to be treating people in the privately owned sector in the same way. No question of any moral hazard arises, because these people relied on the regulatory system that was then in place, which said that their properties were safe and suitable. If there was a failing in that system, that certainly is not their fault. They acted in good faith, and we ought, in all decency and as a matter of good governance, to speed the process along. I know that my right hon. Friend the Minister will want to do that, and I urge him to look urgently at, among the many other things on his desk, these particular cases and those of many other people as well My second point relates to the responsible person regime, which is a good and sensible thing to bring in. However, the hon. Member for St Albans (Daisy Cooper) picked up on the difficulty for many contractors in getting insurance in order to be able to undertake that work. A contractor operating in my constituency and that of my right hon. Friend the Security Minister tells me that its premiums have gone through the roof, with an increase of about 140%, and the extra cost even to small firms has been about £250,000. Also, many insurance companies are writing exclusion clauses into their contracts, which effectively means that they will not cover anyone on their professional liability insurance if their fire risk assessors or fire engineers undertake cladding work. That will drive many firms out of the market, and this needs to be addressed as a matter of urgency.