Social Security — House of Commons, 2021-02-09
Topic: Labor
Wendy Anne Chamberlain (Liberal Democrats, Centre to centre-left): I thank the right hon. Gentleman for his intervention and agree absolutely: when people are desperate, they turn to whatever options are available to them and that stores up more difficulties for the future I turn now to the uplifting of pensions. It is right that the Government have taken steps, such as in the Social Security (Up-rating of Benefits) Act 2020, to ensure that the commitment to the triple lock is maintained. As I said during the passage of that Act, not only does the triple lock provide an important means to ensure that pensioners are properly supported in retirement, but it is a matter of intergenerational fairness. Small increases year on year now ensure that the generation who are currently just entering the workplace will also receive that support when it is time for them to retire. This is a timely opportunity to discuss pensions, for important research was published today by the charity Independent Age—this was referred to by the Chair of the Select Committee, the right hon. Member for East Ham (Stephen Timms)—detailing that older people miss out on £88 million a year from the warm home discount because they do not claim pension credit. Some 650,000 pensioners who are eligible for pension credit do not claim it. I hope the Minister in his winding-up speech will address what the Department for Work and Pensions is doing to promote engagement and increase uptake of this important benefit The final area I want to refer to where there is an inherent sense of unfairness is the frozen pensions of overseas pensioners in certain countries. I have recently met people affected by this issue. They have found it hard to survive on a frozen pension and this is especially the case during the coronavirus pandemic. There is a moral case to expand the pensions uplift to overseas pensioners during the pandemic I welcome the recent report of the all-party group on frozen British pensions, which is chaired by the right hon. Member for North Thanet (Sir Roger Gale), who spoke earlier in the debate. The report tells of a British citizen, a 96-year-old veteran called Anne Puckridge, who served in all three branches of the armed forces. She moved to Canada in 2001 so that she could be close to her family. Despite all that, and despite her national insurance contributions, she finds herself receiving a state pension of £72.50 a week. Of course, because of the 15-year rule, she is denied proper representation in this place, and I look forward to the Government bringing forward legislation, as they committed to do in their manifesto, to scrap the 15-year rule. She is in a strange and arbitrary situation where, had she moved a bit further south, over the border, into the United States, she would be eligible for a fully uprated state pension, because we have an agreement with the US. Does the Minister see the unfairness in that The all-party group has found that the Canadian Government are willing to engage on this issue and have made a formal request to the UK Government about the potential for reciprocal arrangements. I hope the Minister will be in a position to update us on what discussions he and the Pensions Minister, the Under-Secretary of State for Work and Pensions, the hon. Member for Hexham (Guy Opperman), have had about this. I hope the Minister will address three key questions on this issue. When do the UK Government plan to respond to the Canadian Government? What is the process moving forward on coming to an agreement? What is that response likely to be? I urge them to reach an agreement. It would clearly be transformative for very many. I look forward to hearing from the Minister on this issue during his winding-up speech.