argyrotsipi/train-dataset huggingface dataset:
Same-Sex Marriage in Bermuda — House of Commons, 2018-02-08
Topic: Civil Rights
Christopher Philip James Elmore (Labour, Centre-left): What action will the Minister or the Foreign Secretary take if and when a gay married couple take a case to the Supreme Court and the Bermudian Supreme Court overrules that decision and says it is unconstitutional?
Independent Complaints and Grievance Policy — House of Commons, 2018-02-08
Topic: Civil Rights
John Mann (Labour, Centre-left): Six or seven Members of the US Congress and Senate have announced their retirement after sexual harassment allegations. So far, none has done so in the UK Parliament and no political party has yet required people to either stand down or retire. Does the Leader of the House agree it is important that political parties do not hide behind these very welcome proposals in terms of their responsibilities? Will ongoing complaints be allowed to be retrospectively submitted to the new system?
Independent Complaints and Grievance Policy — House of Commons, 2018-02-08
Topic: Mixed Topics
Christopher John Bryant (Labour, Centre-left): I am all for robust debate and even occasionally a witty heckle or two, but one of the worst forms of bullying in a playground is when a bunch of kids gang up on another child. That is sort of what we do every Wednesday afternoon in Prime Minister’s questions, is it not? When somebody we do not like is called, there are groans from Members on the other side of the Chamber, as if to suggest that they are less important than anybody else. We praise somebody from our own side and all too often the Whips on either side deliberately try to shout down people on the other side of the Chamber. If we are really going to tackle bullying, are we not going to have to tackle the whole culture of the way in which we do our business?
Independent Complaints and Grievance Policy — House of Commons, 2018-02-08
Topic: Civil Rights
Christopher Philip James Elmore (Labour, Centre-left): I warmly welcome the work done by the Leader of the House on this issue and I thank all hon. Members involved in the development of the report. The right hon. Members for Chesham and Amersham (Dame Cheryl Gillan) and for New Forest West (Sir Desmond Swayne) asked about confidentiality and the policing of anonymity. We have an investigative press in this country and people in this Palace talk. So I wonder how the Leader of the House intends to police and regulate the confidentiality of those who are victims and those who have been accused. I am sure there are newspaper editors who would argue that publishing the name of someone who has been accused would be in the public interest. It is important we get detailed information about how that should be policed.
State Pension Age — House of Commons, 2018-02-08
Topic: Mixed Topics
Carolyn Harris (Labour, Centre-left): Having heard the statement, I can only assume that the Minister really does not get this, because the strength of feeling, not just among the 1950s women, but among colleagues, is extremely high—they are angry. Maybe I can offer some help. If he agreed to meet me and his hon. Friend the Member for East Worthing and Shoreham (Tim Loughton), we could share with him the findings of a consultation we have recently undertaken on behalf of the all-party parliamentary group on state pension inequality for women. We could talk him through the problem and encourage him to do the right thing by acknowledging the problem and coming up with a respectful answer.
Work and Pensions Committee — House of Commons, 2018-02-08
Topic: Mixed Topics
John Eugene Joseph Dromey (Labour, Centre-left): I pay tribute to my right hon. Friend the Member for Birkenhead (Frank Field) and the Select Committee as a whole for their excellent work Universal credit was designed to smooth the transition into work and to help lift people out of poverty. Does my right hon. Friend share my concern that, more than seven years after universal credit was first announced, and after repeated resets and delays, it is clear that the Government still cannot provide evidence for their key claim that people claiming universal credit will be more likely to find employment? I mean not just single unemployed people without children, before cuts to work allowances, who appear in the statistics that the Government cite, but the full range of people—single parents, the self-employed, carers and disabled people—who are now claiming universal credit as the full service is rolled out.
Community Bank Closures — House of Commons, 2018-02-08
Topic: Domestic Commerce
Ruth Smeeth (Labour, Centre-left): I beg to move, That this House recognises the vital importance of community-based banking; believes that national banks have a responsibility to their customers; is concerned about the effect of branch closure announcements by Lloyds Bank, RBS/Nat West, Santander, Yorkshire Building Society and the Co-operative Bank; and calls on the Government to support measures to protect access to banking services in local communities in the UK I thank the Backbench Business Committee for granting this timely and incredibly important debate and the hon. Member for Hazel Grove (Mr Wragg) for co-sponsoring it. I thank colleagues for their support; the number of those in the Chamber on a Thursday afternoon just before the recess demonstrates how important this issue is to us and the communities we represent Like many colleagues, I am angry and frustrated, as are my constituents. In the past three months, the three towns I am so privileged to represent have all had bank branch closure announcements, ripping the financial heart out of them. So what on earth is happening? The high street bank has played a fundamental role in our local economy and communities for generations. It has been a rare constant in the ever-changing landscape of our market towns and city centres Those bank branches have provided and continue to provide a vital function for local customers, whether it is the pensioner withdrawing her money for the week, the local business depositing the day’s takings, or the young family looking to take their first step on to the housing ladder. Madam Deputy Speaker, I am sure that you can remember, as I can, being taken into a bank by a trusted loved one to sign up for a first account—a big moment. For me, it was a NatWest account with a ceramic piggy bank and, as I proudly represent the Potteries, how could I not celebrate the fact that my piggy bank was a genuine Wade—Woody, made in Burslem These cherished childhood memories for so many of us might sadly not be available to the next generation. For millions of people up and down the country, the services that local branches provide are as necessary as they have ever been, but they are disappearing.
Community Bank Closures — House of Commons, 2018-02-08
Topic: Domestic Commerce
Christopher Philip James Elmore (Labour, Centre-left): I congratulate my hon. Friend on securing the debate. My first bank was the Midland bank when I was 11, so I therefore discovered I had been a member of that bank for 24 years, much to my shock. On the question of shrinking bank services and millions of people being affected, following NatWest’s decision to close the banks in Maesteg and Pencoed there will be only one bank left in my whole constituency. That is 58,000 people within a geographical area with only one bank. Does my hon. Friend agree that that is a shocking failure of the banking system and that the banks are not following through on the community banking schemes that they are meant to be doing to serve communities?
Community Bank Closures — House of Commons, 2018-02-08
Topic: Domestic Commerce
Gerard Killen (Labour, Centre-left): Does my hon. Friend agree that many people are not necessarily aware of the services available in post offices? If they are, they do not always want to do their banking in, for example, a local shop—where a lot of post offices are now based—because it might be busy.
Community Bank Closures — House of Commons, 2018-02-08
Topic: Domestic Commerce
Ruth Smeeth (Labour, Centre-left): I could not agree more with my hon. Friend. In fact, one of my concerns is that no assessment is made of whether local post offices have the capacity to deal with these issues when a bank in a community closes, and there is no communication with those post offices Britain has often been described as a nation of shopkeepers, so what does it say about us if we are unable to maintain the national banking infrastructure that our small traders need? There is a safety aspect to these closures as well. Should the final Lloyds branch in Burslem close, the only remaining ATMs will be inside shops. There will be no external ATMs available in the town and nowhere to withdraw cash after closing time. If I were to go for a drink in Burslem one evening, and as the vice chair of the all-party beer group, it would be impolite not to—
Community Bank Closures — House of Commons, 2018-02-08
Topic: Mixed Topics
Ruth Smeeth (Labour, Centre-left): Absolutely. If I were to go for a drink, there would be nowhere for me to get cash out to pay for a taxi home. For many young women—I am not sure whether or not I still fall into that category—
Community Bank Closures — House of Commons, 2018-02-08
Topic: Domestic Commerce
Gerard Killen (Labour, Centre-left): My right hon. Friend is making an excellent point about the role of banks in attracting people into the branches. Does she agree that what many banks have been doing over a number of years is trying to drive people out of their branches by taking essential services away from those branches?
Community Bank Closures — House of Commons, 2018-02-08
Topic: Domestic Commerce
Caroline Louise Flint (Labour, Centre-left): I absolutely agree with my hon. Friend. One would think that banks did not really want to foster demand for real branches, so the case for closure is made for them. They are creating a self-fulfilling prophecy Parliament needs to demand more from Government and more from the big five banks, beginning with support for local communities. While branches cluster in large cities in lavish offices, outlying towns and villages are being denuded of bank branches that are anchors for local businesses. We are told that the average customer travels just 2 to 2½ miles to their nearest bank branch. I worry about figures like that, because what they really mean is that the banks estimate all the access across the UK and then divide it, so of course the figures will be distorted by the density of branches in our cities.
Community Bank Closures — House of Commons, 2018-02-08
Topic: Domestic Commerce
Caroline Louise Flint (Labour, Centre-left): My hon. Friend makes such an important point. There are so many assumptions about the way that people live their lives today that bear no relation to our own experience, let alone that of our constituents. In my constituency, people are 10 to 20 or more miles away from their nearest branch. We do not hear about the 10% to 20% of people across the UK who are in that situation. Customers in Thorne and Bawtry will each travel 10 miles if their NatWest branch closes. As my hon. Friend said, many of those people do not have access to a car. For many of my constituents, getting into Doncaster town centre takes at least two buses, and they are not necessarily running every five minutes—unlike the service that many of my friends benefit from in London and the big cities. The problem is simply not recognised Do the Government really wish to support our small towns to regenerate and develop? In both Thorne and Bawtry, the past 10 years have been tough, but—this is the irony—we are, I am proud to say, now seeing a renaissance in those towns. That is fantastic, but at this tipping point we are in danger of losing our last bank. It just does not make sense If we want to halt the growing gap between city and small town Britain, we need a policy to keep bank branches open in a more creative and sustainable way for the future. It cannot be right that towns with a population of 4,000 or 5,000 in the immediate vicinity, let alone the many thousands beyond that in even smaller villages, are losing not just the banking services but the presence of a face, rather than just a till, machine or counter in a convenience store for their financial needs Bawtry and Austerfield, which has 4,000 people, will soon have no bank. Strathaven is a market town with 7,500 people, Hornsea has 8,000 people, 40% of whom are over 60, plus thousands of tourist visitors every year, and Pencoed has 9,000 people—all those communities are soon to be left with no bank, and the Government need to do something about it. They could begin by collecting and reporting data on bank branches and the rate of closure, to face the uncomfortable truth about the loss of services in small town Britain The Government cannot be neutral on this matter. Their mandate derives from the British people, not UK Finance. This is not about neo-luddism. We are not anti-technology. This is about inclusion and equality. I urge the Minister and his Treasury colleagues to act before branch networks are a thing of the past.
Community Bank Closures — House of Commons, 2018-02-08
Topic: Domestic Commerce
Danielle Rowley (Labour, Centre-left): Does the hon. Gentleman agree that the announcement by RBS this week that it will keep some branches in Scotland open temporarily—I think one in his constituency, but none in my constituency—does not go nearly far enough and still leaves rural and more deprived communities at risk of losing their services?
Community Bank Closures — House of Commons, 2018-02-08
Topic: Domestic Commerce
James Richard Frith (Labour, Centre-left): My right hon. Friend makes an excellent point. Is it not true that too often, when we see the march of progress, people assume that the have-nots will simply catch up, and that no intervention is required from Government or statute to bring that about When I asked business owners in the town for their input for today’s debate, the following contributions stood out. Steven White, pet shop owner on Ramsbottom High Street, said that: "we banked with NatWest…the direct impact is that we now have to queue at one counter in the post office" while others are doing all sorts. He added: "We get our weekly change here, and there is now a delay in the payment hitting our account, so when things are tight, as they sometimes are, we can no longer rely on getting our day’s receipts in to help" with cash flow. He points out: "We could move banks but there is no confidence that who we move to will stay open in our town" or nearby Mrs P’s Luxury Ice Cream told me: "We have found it increasingly difficult to bank cash as the RBS is now closed two days during the week. I feel that there is very little consideration given to the elderly population"— many of whom are their customers— "who largely prefer face to face banking." Louise Isherwood of Ramsbottom Sweet Shop said: "People used to pop in whilst in town using the banks…there are so many less people in town" now "on a daily basis…to make it worse, if the banks sell the building…for use as a wine bar" people will not visit during the day—and they will not buy sweets at night In closing, here are some possible solutions. The Government should sponsor more challenger banks that operate at break even or not for profit. We should consider extending the role and mandate of credit unions. Labour’s proposed regional investment banks would ensure that community banking has a primary role in the service offer, and the Government should adopt that principle immediately. There should be rewards in the form of tax incentives for community banking operations when the "profit and loss" or "balance sheet" argument of the existing bank is that it only breaks even I rather fear that the Government will hold their hands up and say, "We are just the Government; what can we do?" However, there is a case for them to intervene, and for the industrial strategy to incorporate the experience of hundreds of thousands of businesses. They are the real employers, wealth creators and taxpayers. At least 80% of our economy is made by those people. They are job-creating heroes, sweating it so that the Government receive their taxes. The Government should not dismiss the argument that this is simply a commercial decision for the big banks. I urge the Government, instead of propping up the Carillion model of employment, to stand up for these real employers, heed the concerns expressed about the withdrawal of banks, and make a commitment to new community banking so that everyone in our society can benefit.
Community Bank Closures — House of Commons, 2018-02-08
Topic: Domestic Commerce
Susan Elan Jones (Labour, Centre-left): Yes, I would welcome that. I think that is a positive point We also have to consider what the banks have been telling us. My right hon. Friend the Member for Don Valley (Caroline Flint) spoke about some commercially sensitive information that she was not allowed to have. I, too, have asked for commercially sensitive information, such as how many people had accounts at the branch, and clearly the bank was unable to tell me. Better still, I asked how many people on a typical week went in with queries. I was told something earth-shattering: that queries might not really be queries. I asked what that meant. I was told that, if someone goes into a bank, stands at the counter and asks a question, that might not be a query. I made the point that, for the customer asking the question, it very much was a query. I was told that, if there was no formal transaction, it was not a query. It is a parallel universe As we move at this juncture, we need to know what on earth the banks are planning to do next. An hon. Member has made the point that first we were fobbed off by being told that one could go to the next village, and then to the next, and then to the next, and that it was all right because it is just a little walk down the road—rather like an old-fashioned countryside treasure hunt. Suddenly, one realises that one has to go quite a long way to get to the next post. That cannot be the way to deal with the problem What we do about cashpoints and ATMs is of utmost seriousness. There are currently some 70,000 in the country, the bulk of which are free to use. At the start of 2016, the then Chair of the Treasury Committee, Andrew Tyrie, said that cashpoint charging and closures were of great concern. His point was that, if the ATM companies were not going to deal with the problem, this House needed to look at it, because people in rural communities and those on low incomes would be affected the most. As far as I can see, one problem with cashpoints is that the 38 or so banks and the like that are part of the ATM network are having a little scrap with each other. As they knock metaphorical spots off each other, each deciding that they are all paying too much, it is the customer who loses out.
Community Bank Closures — House of Commons, 2018-02-08
Topic: Domestic Commerce
Ruth Smeeth (Labour, Centre-left): My hon. Friend may not be aware that the price of an average transaction has not increased for nine years. The service is not costing the banks any more money; they just do not want to pay for it any more.
Community Bank Closures — House of Commons, 2018-02-08
Topic: Domestic Commerce
Susan Elan Jones (Labour, Centre-left): Where charges exist, the average cost of a single transaction is £1.70, and it is worrying that we are not looking more at free access to cash, which is a basic right. We do not say that about drinking water or many other things. It is nonsense that we are prepared to let banks charge money for us to visit a cashpoint, and there is no doubt that charging hits the poorest communities hardest I want to give credit to some examples in my constituency of where people are fighting against the system. I do not know whether Members have ever visited Corwen, which is a fantastic town.
Community Bank Closures — House of Commons, 2018-02-08
Topic: Domestic Commerce
Susan Elan Jones (Labour, Centre-left): Excellent. I do not know whether Members have been on the steam train, but Corwen is a wonderful place for tourism and has fantastic local businesses. The town really wants to consider and develop community banking, and people are adapting. We are not expecting to return to a previous era—we do not expect Captain Mainwaring and Sergeant Wilson to come back—but we need a type of banking that works for us and for communities such as Corwen and many others across the country. The Government need to step in if the banks are going to close branches or if the ATM companies are going to start charging. We need the Treasury to be tough on them and we need to stand up to them. At the end of the day, if the world’s local bank and other local banks mean anything by community banking, they have to mean it nationwide.
Community Bank Closures — House of Commons, 2018-02-08
Topic: Mixed Topics
Ruth Smeeth (Labour, Centre-left): One issue that has been raised with me by my constituents is to do with community groups that fundraise and hold big one-day festivals. They generate cash on that day, but, unlike businesses, which may be able to mitigate some of the problems, they may have volunteers who never have done anything like it before. That is a huge issue. Unfortunately, the post office will take cash deposits of only £2,000, which makes it even harder for them.
Community Bank Closures — House of Commons, 2018-02-08
Topic: Domestic Commerce
Gerard Killen (Labour, Centre-left): My hon. Friend is talking about poorer communities being left behind by these banking changes, and he is absolutely right. Although the recent stay of execution for 10 branches in rural areas of Scotland is welcome, these are some of the wealthiest communities in Scotland, and three of the banks being saved are in the constituency of the Secretary of State for Scotland. The Government are the majority shareholder of RBS, so surely there is a role for RBS to step in and look after more such deprived communities?
Community Bank Closures — House of Commons, 2018-02-08
Topic: Domestic Commerce
Ruth Smeeth (Labour, Centre-left): I thank the Minister for his response. I have a great deal of respect for him, and I wish him more luck with Lloyds tomorrow than I had. We need more clarity on a few issues, and the emphasis should be on the banking sector to resolve them, but if they will not act—so far, they have not—the Government and Parliament will have to act to hold them to account. The banks are not being imaginative, so we may have to make them The first issue is with LINK and access to ATMs. While I welcome the new announcement and what that may mean for access, the evidence suggests that 3,500 ATMs may close. Given what we are already seeing, that could be a challenge, so I urge the Minister to consider that more closely in addition to using the post office network. Colleagues across the House have agreed that face-to-face, personal contact is vital, and the post office network, while helpful, does not currently provide what we need from it. We also need to start talking about public transport infrastructure, so that people can access alternatives I thank the Minister for the debate and look forward to working with him on this issue Question put and agreed to. Resolved, That this House recognises the vital importance of community-based banking; believes that national banks have a responsibility to their customers; is concerned about the effect of branch closure announcements by Lloyds Bank, RBS/Nat West, Santander, Yorkshire Building Society and the Co-operative Bank; and calls on the Government to support measures to protect access to banking services in local communities in the UK.
Community Bank Closures — House of Commons, 2018-02-08
Topic: Housing
Philip Wilson (Labour, Centre-left): On a point of order, Madam Deputy Speaker. On 17 January, in moving my ten-minute rule Bill on tightening the regulations on private landlords, I should have declared that my wife owns two houses that she lets out. I regret that oversight, and I take this opportunity to correct the record.