Fire Safety Bill — House of Lords, 2020-10-29
Topic: Housing
Roy Kennedy (Labour, Centre-left): My Lords, Amendments 2, 20 and 21, all in the name of the noble Baroness, Lady Neville-Rolfe, have enabled us to debate the issues that pertain to low-rise domestic premises under five storeys, and how people are kept safe. Although these buildings are not high-rise, they can still present significant challenges for the residents. We need to make sure that they are safe It is a fact that fires often occur on the lower levels of premises. That is obviously quite logical. In most cases, the kitchen and living room, where you have the electrical equipment, are on the ground floor. You usually go upstairs to the bedrooms, where there is less equipment. If fires occur in these smaller blocks of flats—modern blocks, for example, or conversions of large houses—the risk and the issues are still relevant. I remember on a visit to the London Fire Brigade headquarters a couple of years ago, we were given a briefing on the problems of four or five-storey modern blocks, where there had been serious fires, huge damage to property, risk to life and limb and risk of serious injury In her amendment, the noble Baroness, Lady Neville-Rolfe, raised the problem of people trapped in properties covered in cladding and other materials about which serious concerns have been raised. They cannot sell their properties and they cannot get a mortgage if they want to buy them. These are very serious problems for those people, and we need a solution. The solution, for me, is that we have to get the material off. One of the problems we have, certainly in more modern properties, is that when properties are built, the builders give guarantees, and insurance policies are taken out based on the quality of construction. We now have the problem—this has been discussed many times before—that guarantees are not being honoured and insurance policies are being disputed and not paid out. That creates a huge problem for people who have bought a property or built a property as an organisation. We must deal with that issue. If you have given out a guarantee or issued insurance, it is unacceptable that you can walk away and say, "Sorry, we’re not paying this out, we’re not going to deal with this" I hope the Minister can tell the House what discussions he and his department are going to have with the insurance industry and the people who give construction guarantees. That is what we have to get right. If you guarantee that these properties have been built properly, I would assume that proper due diligence has been done and you have ensured that they have indeed been built properly, and if there are problems, you should pay out. We need to get these things sorted Amendments 20 and 21 would require that proper consultation take place, and ask the Secretary of State and the relevant Welsh Minister to report back to Parliament and the Senedd Cymru respectively. That is very sensible. A theme running through today’s debates is that consultation is really important to get these things right I thank the noble Baroness for tabling these amendments. She has raised an important issue and I hope the noble Lord, Lord Parkinson, will respond to the questions asked.