argyrotsipi/train-dataset huggingface dataset:
Financial Services Bill — House of Lords, 2021-04-14
Topic: Mixed Topics
John Kevin Sharkey (Liberal Democrats, Centre to centre-left): I thank everybody who has taken part in this extensive debate. I particularly thank the noble Baroness, Lady Bryan, for her powerful contribution and her clear understanding of the problems that mortgage prisoners suffer, and have suffered for so very long I was sorry to hear the Minister again talk about the 0.4 percentage points and assert that it was a meaningful figure. At this point in the debate and at this time of the night, all I can do is say that we disagree fundamentally with his analysis. We think it is completely wrong and we think we have the evidence to show it is In some ways, more important than all that is that the tenor of the debate, or the tenor of the contributions made by the Minister and the noble Baroness, Lady Noakes, was notable for the fact that they do not assume any kind of responsibility on the part of the Government for the situation these people find themselves in. There is no hint of moral responsibility and no sense that, really, it is up to government to find the solution. As it happens, the noble Baroness, Lady Noakes, finished her speech, I think, by recommending that we leave all this to the FCA and the Treasury to find a solution. The fact is that we have left it to the Treasury and the FCA to find a solution, and they have not found a solution at all Nothing in the Minister’s speech suggests that a solution is on the horizon. He talked about the loosening of the affordability checks, but I repeat what I said in my speech: so far, the loosening of those affordability checks has helped 40 households. He had the opportunity to try to correct that figure; he did not take it. It is 40 households so far. This is not the solution, and nothing else is proposed by the FCA or the Treasury to solve the problem that still exists I conclude by saying that it is the Government who have caused this problem; it is the Treasury. There is a moral responsibility. People’s lives are ruined, have been ruined and will be ruined if this situation continues. It may be that the proposals we have put forward are not perfect—although I certainly dispute that they amount to significant market distortion, if any—but, nevertheless, they would bring relief to these people. There are a lot of them, they are in bad shape and their lives are difficult, and it is no fault of their own. I would like to test the opinion of the House.
Financial Services Bill — House of Lords, 2021-04-14
Topic: Domestic Commerce
John Kevin Sharkey (Liberal Democrats, Centre to centre-left): I will be brief. Amendment 24 continues the themes underlying Amendments 18, 19 and 20, proposed by my noble friend Lady Bowles. The amendment concerns the provision of vital information, as did those amendments. The noble Baroness, Lady Neville-Rolfe, has explained the purpose of her amendment with her usual force and clarity, and I agree with every word she said The assessment of impact is essential to proper scrutiny, but it seems to me that there is an omission in the noble Baroness’s amendment. Amendment 24 requires the Treasury to "publish an annual report on the impact of measures taken by the FCA, PRA and the Government … particularly on small business, innovation and competitiveness." The amendment does not include consumer protection in this list. My Amendment 25 simply inserts this alongside the other particularised areas Consumer protection is already an objective of the FCA. The Financial Services Act 2012 inserted new Section 1C, which sets out that the "consumer protection objective is", rather unsurprisingly, "securing an appropriate degree of protection for consumers." The same Act also imposes an obligation on the FCA to promote competitiveness, one of the specified categories in Amendment 24 of the noble Baroness, Lady Neville-Rolfe. This obligation is qualified and, in some ways, secondary to the consumer protection objective. The Act says that the promoting competitiveness requirement has to be "compatible with the advancement" of consumer protection. Both are important and seem to me to merit the same standing in Amendment 24 I recognise that the PRA has no such direct obligation to consumer protection. However, its general objective is set out in Section 2B inserted by the 2012 Act, and it clearly implies an element of consumer protection. The Government themselves have a clear interest and involvement in consumer protection directly, if they consider it necessary Consumers need protection, perhaps now more than ever: scams multiply, malfeasance grows and people lose their pensions and life savings. The resourcefulness and inventiveness of the dishonest seems to know no bounds. Just as it is important to know the impact of measures taken to regulate financial services in general, and on small businesses, innovation and competitiveness in particular, so it is important to know the impact of measures taken to protect consumers. There are already many of these measures and there will be more as new ways of fleecing consumers are devised. We need to know what we are doing in combating them all—what works and what does not. Amendment 25 would enable this in the way proposed by Amendment 24. I beg to move.
Financial Services Bill — House of Lords, 2021-04-14
Topic: Domestic Commerce
Susan Kramer (Liberal Democrats, Centre to centre-left): My Lords, given the hour I shall also be very brief, but I have to say I rather like the amendments in this group. I like Amendment 24, as amended by Amendment 25—I do not care if it is a separate chapter. But it is quite dangerous to get tangled into issues around competitiveness without making sure there is a lens on consumer protection at the same time. Many small businesses fall into the consumer category in reality, certainly the micro end of small businesses What I like about this amendment is: what you measure, you manage. We are so constantly focused on change, new regulation and new rules, without ever going back and looking at the consequences of what we have done and trying to identify what worked, what did not and where the gaps are. It seems that this proposal goes absolutely in the right direction There is something interesting in Amendment 37 because one of the big questions that has never been answered is: how does our financial services industry impact on the real economy, in contrast to something much more circular within the financial services economy? I do not think that one is good and the other bad but they are very significant questions, particularly in a country where we have such a dominant investment banking culture, which does not necessarily provide a wide range of relevant services to a great deal of our economic base—particularly our small business base. There is a very interesting question wrapped up in all of that. The approach of saying "We need to look at this in a serious and consistent way, perhaps regularly" strikes me as important when feeding the strategy which then informs the way in which the regulator, the Treasury and the Government behave.
Medicines and Medical Devices Bill — House of Lords, 2021-01-21
Topic: Other
John Kevin Sharkey (Liberal Democrats, Centre to centre-left): My Lords, Amendments 1 to 8, in my name and that of my noble friend Lady Jolly, are to correct drafting. None of them, individually or collectively, alters the meaning or substance of the parts of the Bill that they would amend. I beg to move Amendment 1.
Air Traffic Management and Unmanned Aircraft Bill [HL] — House of Lords, 2021-01-21
Topic: Other
Susan Garden (Liberal Democrats, Centre to centre-left): We now come to the group beginning with Amendment 12A. I remind noble Lords that Members other than the mover and the Minister may speak only once and that short questions of elucidation are discouraged. Anyone wishing to press this, or anything else in this group, to a Division must make that clear in debate Amendment 12A
Air Traffic Management and Unmanned Aircraft Bill [HL] — House of Lords, 2021-01-21
Topic: Other
Susan Garden (Liberal Democrats, Centre to centre-left): We now come to the group beginning with Amendment 14, and I remind noble Lords that Members other than the mover and the Minister may speak only once and that short questions of elucidation are discouraged. Anyone wishing to press this or anything else in this group to a Division must make that clear in debate Amendment 14
Air Traffic Management and Unmanned Aircraft Bill [HL] — House of Lords, 2021-01-21
Topic: Mixed Topics
Jennifer Elizabeth Randerson (Liberal Democrats, Centre to centre-left): My Lords, like the noble Lord, Lord Tunnicliffe, I have grappled with all these amendments. I wondered whether what seemed minor and technical to me might seem very significant to someone working in the industry. I thank the Minister and her officials for their thorough briefings. However, this all shines a light on the unsatisfactory situation with this Bill—a major tranche of amendments has been produced because of the time that has elapsed I support the points made by the noble Lord, Lord Balfe. They underline the need for a much more comprehensive approach and review. Although my amendment was narrowly lost, I hope the Minister will bear in mind the points I have made and the need to look more comprehensively at this in the near future As the noble Lord, Lord Balfe, said, as ever, the views of BALPA must hold great weight. It is important that safety is at the forefront of our minds, on all these issues. But because this is a diverse, complex and fast-changing subject, only people actually working in the industry are able to spot the problems when they first appear I agree with the noble Lord, Lord Tunnicliffe. I cannot see anything here which is not detailed and technical. Therefore, I have no objections to the amendments.
Air Traffic Management and Unmanned Aircraft Bill [HL] — House of Lords, 2021-01-21
Topic: Public Lands
William Bradshaw (Liberal Democrats, Centre to centre-left): I am very glad that the noble Lord, Lord Randall, has raised this matter, because it is of considerable concern to many people—those who enjoy areas of outstanding natural beauty and, for example, those who run the National Trust. I, too, would like to know what sanctions are available to people who own such areas of land if it becomes apparent that aircraft are not keeping to the guidance provided by the various air traffic orders Therefore, I intervene simply to second what the noble Lord, Lord Randall, has said. I believe that the mechanisms are there, but what I really want to know is what happens if the rules are not obeyed and what can be done about it.
Air Traffic Management and Unmanned Aircraft Bill [HL] — House of Lords, 2021-01-21
Topic: Mixed Topics
Jennifer Elizabeth Randerson (Liberal Democrats, Centre to centre-left): My Lords, destroying a drone or an unmanned aircraft is a vital mechanism, particularly for dealing with terrorism. The incident at Gatwick at the end of 2019 illustrated for us all that dealing with an intruder drone is a highly complex issue. I invite noble Lords to think back to that and to the discussions that took place in the media, and, much more importantly, behind the scenes, on exactly how to deal with a drone that was causing millions of pounds of economic damage. It was damaging the economy and causing huge individual damage to those unable to fly, yet people were paralysed into inactivity, not least because there was a lack of certainty about powers. There was also a lack of certainty about the ability to destroy the drone effectively and the safety of doing it. All those things were being taken into account However, there would be circumstances where destroying a drone would be the simple and clear answer to a threat. I welcome this as an interesting, probing amendment. Like the noble Lord, Lord Tunnicliffe, I shall listen carefully to the Minister Going back to the Gatwick situation, I remind noble Lords that days were spent deciding how to deal with that drone. To this day, we do not know who was flying it. Therefore, the situation was never satisfactorily resolved.
Ministerial Code — House of Lords, 2021-04-27
Topic: Mixed Topics
William John Lawrence Wallace (Liberal Democrats, Centre to centre-left): My Lords, the Statement refers to Britain as a "robust democracy". We have done without a written constitution because we have rested on the honour and good conduct of our Ministers and, above all, our Prime Ministers. Can the Minister name any other constitutional democracy, or any other democracy in the world, in which the Prime Minister decides on the rules of ministerial conduct and appoints his own independent adviser without checks and balances from the justiciary or his legislature? Should we not now have to move towards an explicitly constitutional democracy, or risk drifting towards a people’s democracy?
Domestic Abuse Bill — House of Lords, 2021-04-27
Topic: Mixed Topics
Lorely Burt (Liberal Democrats, Centre to centre-left): My Lords, I am grateful to the noble Baronesses, Lady Finlay of Llandaff and Lady McIntosh of Pickering, for their tenacity in protecting the interests of vulnerable children and abuse victims. Their knowledge and experience have fuelled their tenacity and insistence that a solution be found. The noble Lord, Lord Ponsonby, has used his great experience in the family courts, and I have had, if not exactly the same level of experience, raw enthusiasm in backing the cause However, that would have all been to no avail if the noble Lord, Lord Wolfson of Tredegar, had not only seen what we were trying to achieve but gone the extra mile in seeking a solution, despite the fact that we did not have all the incontrovertible evidence he sought. I am sorry that he is not in his place, but I know that the Minister will pass on these remarks. When we suggested that the Government, not the NACCC, should obtain the evidence, he has come up with the amendment, which I hope the noble Baroness, Lady Finlay, will be minded to accept, to go and get the evidence. The widening of the definition of a child contact centre will catch many informal organisations—those that we are most concerned about—in the net All that any of us wants is to protect our children at a most difficult and vulnerable time, to ensure that unskilled and even unscrupulous people do not get anywhere near those children, and that those children are received into a welcoming environment manned by skilled, trained and compassionate people. We are not there yet and, as the noble Baroness, Lady Finlay of Llandaff, said, the movers of the original amendment will be setting two-year reminders in their diaries after the passing of the Bill, so the Government can expect timely reminders if the report has not appeared as the deadline looms.
Domestic Abuse Bill — House of Lords, 2021-04-27
Topic: Immigration
Brian Paddick (Liberal Democrats, Centre to centre-left): My Lords, the essence of this Motion is to ensure that victims of domestic abuse, whoever they are, are not afraid to come forward to report the matter to the police without fear of being reported to immigration enforcement. No review or code of practice will reassure them without an undertaking that enforcement action will not be taken. The Government know this, and I therefore conclude that they place more importance on immigration enforcement than on protecting the victims of domestic abuse—a disgraceful position for the Government to take. We will not allow this matter to rest here, even though we are unable to take it further today.
Domestic Abuse Bill — House of Lords, 2021-04-27
Topic: Immigration
Brian Paddick (Liberal Democrats, Centre to centre-left): My Lords, I too pay tribute to the right reverend Prelate for championing this issue Again, I will boil this down to its essence. The refusal of the Government to offer equal protection to all victims of domestic abuse, whatever their status, which is the effect of their rejection of the Lords amendment, is a clear breach of the Istanbul convention. As I said when we considered these matters last time, this Government cannot claim that this is a landmark Bill when they continue to treat those with irregular immigration status less favourably. These are some of the most vulnerable victims of domestic abuse We are unable to take this matter further today, but the Government cannot avoid ratifying the Istanbul convention much longer without serious reputational damage.
Arrangement of Business — House of Lords, 2021-04-27
Topic: Other
Susan Garden (Liberal Democrats, Centre to centre-left): My Lords, for consideration of Commons reasons on the Fire Safety Bill, I will call Members to speak in the order listed. As there are counterpropositions to both of the Minister’s Motions, any Member in the Chamber or on the speakers’ list may speak, subject to the usual seating arrangements and the capacity of the Chamber. Anyone intending to do so should email the clerk or indicate when asked. Members not intending to speak should make room for Members who are, and all speakers will be called by the Chair. Short questions of elucidation after the Minister’s response are discouraged; a Member wishing to ask such a question must email the clerk. A participant who might wish to press an amendment other than the lead amendment to a Division must give notice in the debate or by emailing the clerk. Leave should be given to withdraw Motions. When putting the Question, I will collect voices in the Chamber only. If a Member taking part remotely wants their voice accounted for if the Question is put, they must make this clear when speaking on the group. Noble Lords following proceedings remotely but not speaking may submit their voice, content or not content, to the collection of voices by emailing the clerk during the debate. Members cannot vote by email; the way to vote will be via the remote voting system.
Fire Safety Bill — House of Lords, 2021-04-27
Topic: Housing
Kathryn Pinnock (Liberal Democrats, Centre to centre-left): My Lords, I start by drawing the attention of the House to my interests, as recorded in the register, as a vice-president of the Local Government Association and a member of Kirklees Council On three separate occasions, this House has confirmed its view that the Government should urgently address the plight of leaseholders and tenants who will be significantly and adversely affected by the consequences of the Fire Safety Bill. The provisions in the Bill are not the issue; they are a welcome small step to address the failings exposed by the dreadful Grenfell tragedy. The Government and, no doubt, the Minister will state how important it is that this Bill is passed, as we heard the Minister say a few moments ago. Both omit to say that the Government have been tardy in regard to the passage of the Bill; the Report stage in this House took place in November 2019. If the Government had made the Bill a priority, we would not be here, in the final throes of this Session, seeking to find a just solution for those directly impacted by it.
Fire Safety Bill — House of Lords, 2021-04-27
Topic: Other
Susan Garden (Liberal Democrats, Centre to centre-left): The following Members in the Chamber have indicated that they wish to speak: the noble Baroness, Lady Fox of Buckley, and the noble Lords, Lord Stoneham of Droxford and Lord Adonis. I call the noble Baroness, Lady Fox of Buckley.
UK Musicians: EU Visa Arrangements — House of Lords, 2021-01-20
Topic: Mixed Topics
Tom McNally (Liberal Democrats, Centre to centre-left): My Lords, that explanation just does not fit with all the briefings that have gone on on both sides of the channel about what really happened. What really happened is that the Government were inflexible in the TCA for fear of the European Research Group and other Brexit zealots anxious to protect the purity of Brexit. The Government have got to go back to the table on this. My advice to musicians would be to mobilise the millions of supporters, particularly among the young, who should be outraged at the betrayal of this important sector.
Commonwealth War Graves Commission: Historical Inequalities Report — House of Lords, 2021-04-26
Topic: Mixed Topics
Floella Benjamin (Liberal Democrats, Centre to centre-left): My Lords, two of my uncles died fighting for Britain. It is scandalous that it took a Channel 4 documentary to draw attention to the blatant failure to commemorate the brave, loyal black and Asian soldiers who lost their lives fighting for Britain in World War I. Shamefully, films, television programmes and history books on both world wars have also neglected to portray this massive contribution accurately. Can the Minister assure us that this new determination to right wrongs and recognise the contribution of black and Asian soldiers, and to show them the respect and dignity that they deserve, will be robust and thorough, so that our children and future generations learn our true and accurate history?
Overseas Operations (Service Personnel and Veterans) Bill — House of Lords, 2021-04-26
Topic: Mixed Topics
Donald Thomas (Liberal Democrats, Centre to centre-left): My Lords, I have nothing to say on Motion C, which is purely technical The original amendment behind Motion D proposed that the ordinary rules of the Limitation Act should continue to apply to members of Her Majesty's Forces serving in overseas operations. The Government’s objection is that this is discriminatory and contrary to the European Convention on Human Rights. Of course, the whole Bill is discriminatory, not least on the criminal side. It discriminates between personnel serving in overseas operations and personnel serving within the United Kingdom who do not have the protection of the so-called presumption against prosecution, for example, nor the protection against civil suit which these provisions seek to give Discrimination is not the problem here, the real issue is discretion: the discretion of a judge, in appropriate circumstances where it is equitable to do so, to extend or disregard the limitation period in actions in tort or, for example, for unlawful detention, or for breach of the articles of the human rights convention—for example, torture—or, in the case of our troops, for negligence, either in the provision of equipment or in training. The law has recognised over the centuries that the imposition of an absolute cut-off may in the circumstances of a particular case be entirely unjust Our system has operated quite successfully in cases arising out of operations in Iraq and Afghanistan. Vexatious claims or claims which were so delayed as to make it impossible to try the issues fairly have been struck out in their hundreds. That is the system that we have got, and it is a system that works Your Lordships will recall that, at Report, I argued that the clauses which created a blank wall for all litigants, whether foreign nationals, civilian victims or members of the Armed Forces, should be removed from the Bill and that the tried and trusted system that we have—allowing judges to do their job in the particular circumstances of the case—should continue. The Government persist in removing the judges’ discretion, even in the narrow class of service personnel on overseas operations. We shall see how this works out, but I expect that veterans’ organisations will be clamouring at the door of the Ministry of Defence to reverse the decision as soon as possible.