argyrotsipi/train-dataset huggingface dataset:
Working People’s Finances: Government Policy — House of Commons, 2021-09-21
Topic: Social Welfare
Mary Elizabeth Twist (Labour, Centre-left): I would not like to load anyone with debt, frankly, but I do wish that people would understand what it is like to live on universal credit, and not just for a week or a month, with no recourse to a cash pot in the bank on which they can draw if they run out of money. Many of us will not understand that, but it came home to me very clearly when I became a councillor and an MP just how much on the breadline some people are, with no access to credit cards or other finance. It is a really difficult life for people I was talking about social care. As I said, the Government’s plan will not end the crisis in social care or help to fix the backlog in the NHS. It will take money from those already struggling financially, without fixing the problems. What my constituents want to know, when we talk about social care, is what services they will be able to access. We have talked about money and the need to address that, and we have talked about caps. What we have not talked about is what the Government’s social care plan means for those of my constituents who actually receive social care, with people coming in to look after them. Will they receive a better service? Will the staff, many of whom will be caught by the universal credit cap, see decent pay and conditions, and recognition for the really important work they do? We are missing a huge piece of the jigsaw and the Government need to address that. Labour has said that there are many other ways to raise the money, including taxing the incomes of landlords, and of those who buy and sell large quantities of financial assets, stocks and shares. Labour has been clear that we want those with the broadest shoulders to carry the burden I want to talk a little bit about the excluded, because so many of my constituents during the pandemic, including the self-employed, have found themselves facing real problems. They were excluded from any schemes that the Government brought forward and in many cases they were excluded from universal credit because of money that they might have put away for tax, or small amounts of money. Lots of single people running dance schools or hairdressers or working from home have found it hard to get through. It is really important that we recognise the pandemic’s impact on them. I know from Zoom calls with my constituents—people who own beauty salons, people who were creative—how much they have been affected. They really have suffered Lastly, I pay tribute to Gateshead food bank, Gateshead Council and the many other local organisations that have picked up a lot of the slack. They are doing a great job, but for goodness’ sake, it should not be necessary in this day and age.
Working People’s Finances: Government Policy — House of Commons, 2021-09-21
Topic: Social Welfare
Jessica Elizabeth Morden (Labour, Centre-left): My hon. Friend has made an extremely valid point. I see that at first hand in my constituency, and I hope that Ministers will note what he said, take it away and actually do something about it People are using credit, including high-cost credit, to cover essential outgoings—spending on groceries, energy bills, and school books and stationery for children. Those on the lowest incomes are also bearing the brunt of the rising food prices that we have talked about today. I pay tribute to Raven House Trust food bank, Caldicot food bank, and all the other food banks that serve Newport East for the fantastic work that they do to support people. I also pay tribute to the community and the churches for supporting those food banks during what has been a very difficult time.
Working People’s Finances: Government Policy — House of Commons, 2021-09-21
Topic: Macroeconomics
Jessica Elizabeth Morden (Labour, Centre-left): My hon. Friend is right. We owe a debt of gratitude to all those out there in the community—in churches and in other organisations—who have stepped up to help those who are suffering the most According to the BBC food price index, food prices have risen by 8.3% since January, with meat and fish up by 22% and fruit and vegetables by 14.7%. As has already been said today, the Government have done very little to address the supply chain issues which are leading to higher prices yet again. We are seeing HGV driver shortages and delays at borders and ports, and we need the Government to address those problems. As we have seen in many news reports, the costs of raw materials for many goods and services have risen as well, affecting the cost of furniture, women’s clothes, vets’ bills, second-hand cars and more. So much for the positive strategy from this Government for shaping our future post Brexit.
Working People’s Finances: Government Policy — House of Commons, 2021-09-21
Topic: Social Welfare
Mathew Richard Allen Rodda (Labour, Centre-left): My hon. Friend is making some excellent points about the wide range of problems that families are facing—not only the deeply mistaken cut in universal credit and the end of the furlough scheme, but wide-ranging price rises linked to supply chain issues and the Government’s ineptitude in so many respects. All those problems are hitting ordinary people across the country very hard. Do we not face a perfect storm for many of our residents?
Working People’s Finances: Government Policy — House of Commons, 2021-09-21
Topic: Social Welfare
Jessica Elizabeth Morden (Labour, Centre-left): The hon. Member makes a really valid point. Added to that is the fact that single parents who are under 25 get a lower rate of universal credit because they are perhaps deemed to be living at home, which is deeply unfair. They will also be deeply hit by these cuts and changes. We know that 40% of those who will be hit by this cut are in work. That is an inconvenient truth for Ministers, who ignore the fact that universal credit is as much an in-work benefit as an out-of-work benefit. A cut of £1,040 a year alongside the increase in national insurance contributions says everything about where this Government’s priorities lie. Action for Children has said that "you can’t level up the country by pushing down the living standards of some of the hardest working families in the country." The Joseph Rowntree Foundation estimates that 300,000 more children will be pushed into poverty. Families who are just about keeping their heads above water will be plunged into poverty In the face of this crisis, the Government choose not to help but to make things worse, wasting huge amounts of taxpayers’ money on outsourcing and crony contracts while hitting the same group of people over and over again. I hope that Conservative Members will do better tonight than they have in previous votes. I hope that they will stand up for constituents who need them, and show that they understand what life is like for many in this country.
Working People’s Finances: Government Policy — House of Commons, 2021-09-21
Topic: Macroeconomics
Paula Barker (Labour, Centre-left): This debate has made me feel like I am living in a parallel universe. Listening to Conservative Members—if they were still here—we would think everything in the garden is rosy, but Opposition Members know only too well that the cost of living crisis serves as a stark reminder that this Government are not serious about supporting ordinary working people. It confirms to us that they lack ambition when it comes to affording our people a life of dignity in which they can support themselves and their family and comfortably grow old with the assurance that they can support their children and grandchildren The economic settlement of the past four decades has smashed the unwritten guarantee that each successive generation will have it better than their parents. If this pandemic has taught us anything, it is that life is precious and that it is for living. Yes, those who can should contribute to society but, crucially, people should get something back and be able to enjoy their time with family and friends, rather than having to receive state support while in work. They should not have to rely on food banks or have to work three jobs just to make ends meet The system is not on the side of our people. Indeed, most callous of all, retirement itself is fast becoming a distant dream for so many in areas like mine in the north-west who fear that they will not be able to afford it. If only I had £1 for every time I heard someone say, "I will have to work until I drop." As the Scottish trade unionist Jimmy Reid put it: "A rat race is for rats. We’re not rats. We’re human beings." In my constituency of Liverpool, Wavertree, I regularly come across people who do the right thing, work hard and pay their taxes. They are honest, decent, salt-of-the-earth people who operate in the real economy across all sectors—care workers, hospitality workers, call centre workers and those who run small and medium-sized businesses—and too many now tell me that they feel the system has failed them. After all, our people, working-class people, picked up the tab after the last economic crisis in the form of austerity, the biggest squeeze on wages and living standards since the Napoleonic wars and so much besides, and now they will do so again. Conservative Members will no doubt trot out the same lines about their inadequate increases in the living wage and the personal tax allowance, which ironically they are now freezing—they even cite rising wages in certain sectors. Some might say that their intentions are good. Ultimately, success is measured by outcomes, and on every metric this Government are failing. If they were serious about supporting our people, their priorities would be wholly different.
Working People’s Finances: Government Policy — House of Commons, 2021-09-21
Topic: Social Welfare
Alexander Cunningham (Labour, Centre-left): My hon. Friend mentions the salt of the earth. For me, the real salt of the earth are kinship carers, the grandparents who take on their grandchildren because their parents can no longer look after them, yet they get a very raw deal. Does she agree it is time the Government recognised the value of kinship carers and the money that is saved because of the burden they take on? Does she also agree that kinship carers can do without this cut to universal credit?
Working People’s Finances: Government Policy — House of Commons, 2021-09-21
Topic: Social Welfare
Alexander Cunningham (Labour, Centre-left): My hon. Friend talks about people applauding on their doorsteps; when I put a question to the Prime Minister when he was talking about his tax increase, he said that the Government do not pay care workers. Apparently, somebody else does, but does my hon. Friend agree that the Government pay grants to local authorities, and that money goes to carers? We hope that some of the extra tax money will go to local authorities to pay care workers, so is it not about time that the Government said, "We’re paying for the fiddler so we’re going to decide the dance"? They should decide the level of pay for care workers and it should be much higher than it is now.
Working People’s Finances: Government Policy — House of Commons, 2021-09-21
Topic: Labor
Alexander Cunningham (Labour, Centre-left): The Tories are keen to talk up the importance of work, and I agree with them on the importance of work—good paid jobs must be the answer—but they also allow many firms to go to the wall. The latest in our area is the world-renowned Cleveland Bridge and Engineering Company, which built the Sydney Harbour Bridge and the Tyne Bridge. Hundreds of jobs in the main firm and in the supply chain have now gone, as neither the Tory mayor in the Tees Valley nor the Government were prepared to do anything to sustain those jobs, simply because the company had a cash-flow problem. Does my hon. Friend not agree that we need to protect the jobs that exist today and not just dream of jobs in the future?
Working People’s Finances: Government Policy — House of Commons, 2021-09-21
Topic: Macroeconomics
Stephen Nathan Kinnock (Labour, Centre-left): My hon. Friend hits the nail on the head. Much of the debate today has been about the immediate impact of the universal credit cut and the immediate impact of the cost of living crisis, but we need to examine the fundamental structural weaknesses in the British economy that have seen a massive decline in manufacturing, and that has been turbocharged by 11 years of Tory neglect. We have ended up concentrating so much of our economy in London and the south-east around the financial services sector. The financialisation of the British economy has ended up driving inequality, with a very small percentage at the top being paid eye-watering bonuses while the rest of country is left behind. We have shifted from being a country that makes things to a country that consumes things—a country that is fuelled not by production, but by consumption, and which is floating on a sea of debt. All those structural weaknesses have been chipping away at the resilience of the British economy for 11 years now, and the pandemic and the botched Brexit are now combining to expose the profound lack of resilience in our economy. Therefore, although today’s debate is extremely valuable and important, it fundamentally needs to be seen in the context of 11 years of Tory failure, neglect and a failure to look at the foundations of our economy I have the largest steelworks in the United Kingdom in my constituency, and steel is a case in point. The hon. Member for Redcar (Jacob Young), who represents a steel constituency, is not in his place now. We have seen the act of industrial vandalism that saw the closure of the SSI works in Redcar on the watch of the Tory Government; the total and utter failure to address exorbitant energy costs, which are crippling the British steel industry; the failure to stand up to China and the dumping of Chinese steel on the markets, which has deeply undermined our competitiveness across the world; and the failure to have a patriotic procurement policy that would enable us to focus on buying British steel when those opportunities arose. If we are serious about the transition to a green economy, we will never get there without a resilient and vibrant British steel industry. Our steel industry is just one example of how the Government have allowed our manufacturing sector to decline over the last 11 years that they have been in power.
Working People’s Finances: Government Policy — House of Commons, 2021-09-21
Topic: Energy
Alexander Cunningham (Labour, Centre-left): There is some good news this afternoon, because I understand that the Government have actually helped out and we have some form of agreement with CF Fertilisers—the company that makes fertiliser from natural gas and produces 60% of the country’s CO2, which is so desperately needed for everything from beer to anaesthetic systems in hospitals. Will my hon. Friend welcome that, but also reflect on the fact that the company had to go to the brink of failure before the Government chose to act on energy prices and the other factors that were affecting it?
Working People’s Finances: Government Policy — House of Commons, 2021-09-21
Topic: Energy
Stephen Nathan Kinnock (Labour, Centre-left): My hon. Friend hits the nail on the head; we appear to be in a constant state of crisis management, based on the fact that there has not been long-term planning. The gas crisis was foreseen by many people years ago, and it was based on a concern about the Government’s failure to deliver gas security by enabling the additional storage of gas. We do not have gas stockpiled in the way that most other advanced industrialised countries across the world have. This is another example of the Government being asleep at the wheel and not having that long-term planning in place We have a Secretary of State for Business, Energy and Industrial Strategy who does not believe in industrial strategy. He has closed down the Industrial Strategy Council at the very time that we need a partnership between the state and business to drive our economy forward. These fundamental issues have to be addressed. We have to look at the cost of living crisis, and develop a partnership between the state and business. We must have the long-term planning in place that we so desperately need.
Working People’s Finances: Government Policy — House of Commons, 2021-09-21
Topic: Energy
Alexander Cunningham (Labour, Centre-left): I am very grateful to my hon. Friend for giving way again. He will not know this, but I spent a long part of my career in the gas industry. I remember taking a group of women journalists offshore to the Rough field, off the Humberside and Yorkshire coast. Does he agree that it is extremely lamentable that the Government allowed that storage facility to close down and that that wonderful facility—the first of its type in the world—is no longer in use for gas storage?
Working People’s Finances: Government Policy — House of Commons, 2021-09-21
Topic: Macroeconomics
Stephen Nathan Kinnock (Labour, Centre-left): There we have an absolutely spot-on illustration of precisely the problem that I was alluding to, which is that many of the issues that have been exposed by the pandemic are a failure of long-term planning. That is another example of a false economy. It is about the culture of looking at the immediate bottom line. Knowing the cost of everything and the value of nothing is the definition of the way in which this Government have been running the country for the past 11 years The value of resilience is about understanding the need for investment and about investing in order to save for the future. Prevention is always cheaper than cure. That is why, with the up-front investment that has been so sorely lacking over the past 11 years, those chickens are now coming home to roost. We therefore need to develop a new political culture, a new business culture and a new commitment in this country to security, resilience and partnership. On that basis, the issues that we are addressing today are the symptoms of the problem and not the cause.
Working People’s Finances: Government Policy — House of Commons, 2021-09-21
Topic: Transportation
Mark Richard Tami (Labour, Centre-left): Does my hon. Friend agree that the aviation sector is not going to recover any time soon? It will need support, and not only for months; it will probably take years before it gets back to previous levels, and this Government are failing to recognise that.
Working People’s Finances: Government Policy — House of Commons, 2021-09-21
Topic: Macroeconomics
Alexander Cunningham (Labour, Centre-left): The issues my hon. Friend raises will also result in more debt. Is he surprised to learn that debt in this country is 123% of household incomes and that there have been 27,662 individual insolvencies in the second quarter of this year? People are in trouble now, and if this additional help is withdrawn how on earth are they going to make ends meet?
Working People’s Finances: Government Policy — House of Commons, 2021-09-21
Topic: Macroeconomics
Karin Marguerite Smyth (Labour, Centre-left): My hon. Friend is making an excellent point about inflation. He and I may be of a similar age and remember how, perhaps in our younger years, inflation was such an important issue that we were mindful of almost daily. However, there is a generation that does not really understand, or perhaps has not experienced, what inflation means to the daily and weekly cost of living for ordinary families. By not being up-front or public about this, the Government are perhaps not educating people on how to manage the coming crisis.
Working People’s Finances: Government Policy — House of Commons, 2021-09-21
Topic: Macroeconomics
Matthew Raymond Western (Labour, Centre-left): I thank my hon. Friend; she is incredibly generous to suggest that I might be of a similar age, but I will take that compliment from her. Of course, I agree. Certainly, I think about my generation and what happened to inflation in, say, 1990 and 1991, as someone who was paying a mortgage at the time and seeing 60% of my income going on the mortgage because of the excessive interest. Those on tracker mortgages and so on will be really worried about what is happening, because their incomes are certainly not keeping up with that kind of increase. I speak as someone who suffered—okay, I am nowhere near, and never have been, the sharp edge of the sort of extreme poverty that we are here to talk about. However, we should realise the pressure that that puts people under emotionally and psychologically, and the impact on mental health. What inflation can do, in eroding pensions and impacting on household budgets, should be a real concern to everyone in this House.
Working People’s Finances: Government Policy — House of Commons, 2021-09-21
Topic: Macroeconomics
Matthew Raymond Western (Labour, Centre-left): I thank the hon. Member, or perhaps I can suggest friend. Indeed, we have been insulated these past 10 years from the ravages of inflation that some of us know—perhaps my hon. Friend the Member for Stockton North (Alex Cunningham) would say this—can erode business confidence and have an extreme impact on household budgets.
Working People’s Finances: Government Policy — House of Commons, 2021-09-21
Topic: Macroeconomics
Alexander Cunningham (Labour, Centre-left): I well remember the Thatcher Government, when interest rates went up and up and up and up. Even those on good wages were struggling, so it was even more difficult for others. There is a storm ahead for many people. Does my hon. Friend agree that savings are very important? The average savings for a low-income household are £95, while a high-income person is likely to have £63,000 in savings. Who is going to come off worse?
Working People’s Finances: Government Policy — House of Commons, 2021-09-21
Topic: Energy
Matthew Raymond Western (Labour, Centre-left): My hon. Friend makes a very important point. We all have to understand that it is easy to talk about numbers and statistics in the abstract, but the reality for so many people, as he illustrates, is that they do not just have the uncertainty and insecurity of zero-hours contracts and the pressures of the cut to universal credit, but having so little money in the bank brings pressures on households. And here we have inflation about to rip into those households through the energy price increases I am going to come on to talk about I talked about the Chancellor and the Prime Minister. Those in corporate business and in senior positions in Government must know what is happening to inflation. They must know what forecasters are saying. When commodities are bought, all energy costs are forward priced—they know what is coming down the track—so the Chancellor could suggest only a 1% increase for nurses when he knew all along that there was likely to be a significant spike in inflation coming. Energy costs are a major issue, one that has perhaps been the driver to this particular debate, alongside the cut in universal credit. We have long known for months that there was going to be an increase in gas prices of 12% in October. That will have a significant impact on household bills. The average gas and electricity bill for customers will go up by £139 a year to just under £1,300. Now, we have to rely on the Government to get a grip to avoid further increases as a result of this unfolding crisis It is fundamentally a failure of long-term Government planning over the past decade that we, as a country, are so exposed and vulnerable to rising gas prices. We should have been building energy resilience, instead of being one of the countries most reliant on foreign gas. We should have been investing in domestically produced renewable energy. Instead, we squandered 10 years burning fossil fuels. When I was working on Warwick District Council as a councillor seven years ago, I proposed the Warwickshire energy plan to save people money, create energy resilience and address energy poverty. Sadly, there was not the gumption to follow through on that, and I am disappointed it never materialised.