Skills and Post-16 Education Bill [HL] — House of Lords, 2021-07-21
Topic: Education
Michael Goodall Watson (Labour, Centre-left): My Lords, this has been a lively debate. To echo some of the comments made by the noble Baroness, Lady Bennett, I say that this is welcome, because there has been much less engagement than some of us had anticipated with the Bill in Committee. I hope that some of that will be put right on Report In this group of amendments, there is a huge opportunity, if the lifelong loan entitlement is designed well, for it to support opportunity around the country by revitalising flexible higher education and reversing the catastrophic decline in the number of adults in England aged 21 and over accessing undergraduate higher education. Yet, as my noble friend Lady Sherlock set out in detail, we still know far too little about the specific design features of the lifelong loan entitlement and how it will work in practice. Like much of this Bill, although urgently needed, the legislation has been laid before the policy detail has been proposed and consulted on It is disappointing to say the least that the Government tabled their amendments just a week ago and that further amendments on Report are necessary. I think it is fair to say that the coruscating criticism a few minutes ago by my noble friend Lady Sherlock brilliantly illustrated why we expect the Minister to withdraw and not move the amendments to allow the House time for the proposals to be fleshed out, so that noble Lords can give them the critical analysis necessary to enable the successful implementation that, in fairness, we all want We have said before that we believe that 2025 is too long to wait and that the lifelong loan entitlement system, or interim arrangements, must be put in place sooner. Can the Minister clarify whether all adults will be able to access support through the lifelong loan entitlement from its introduction, whenever it does appear, or whether it will be introduced gradually for different age cohorts The government amendments tabled on the entitlement provide the building blocks of a modular and potentially credit-based loan funding and fee limit system. We welcome the flexibility for the entitlement to incorporate modular funding and recognise that this presents both opportunities and, given the complexity, significant challenges. We know that details on the funding of courses will need to await the comprehensive spending review in the autumn, but can the Minister confirm whether there will be a fee limit for modules? Will this be proportionate to their credits towards a qualification? In the current arrangements, not all credits attract the same fees; short courses are generally more expensive per credit than full degree courses. The Government’s approach to this will be telling because it matters to potential students who would need to access loans in order to study Our Amendment 95 is similar to Amendment 92 in the name of the noble Lord, Lord Johnson, which we support. I have to say, I much enjoyed his contribution, even if it is slightly odd to be on the same side as him, given our jousting on what became the Higher Education and Research Act in 2017. It is odd but none the less welcome Our Amendment 95 would remove the equivalent or lower qualification exemption rules for the lifelong loan entitlement to ensure eligibility for student loan funding for another qualification at that level or a lower level to make career changes as simple as possible. It would also ensure that eligibility is not restricted in any way that would prevent those seeking to use the entitlement in a manner that fits their lifestyle. Many people will have chosen at 18 a degree that has taken them down a different career path to that intended when they studied. It may be that their industry or sector has since contracted or disappeared completely, and the need to reskill becomes even more apparent This is why my Amendment 85 would remove the ELQ exemption rule for the lifelong loan entitlement. The equivalent or lower qualification rules prevent someone with a degree or a lower qualification, such as an HND, receiving a student loan for another qualification at that level or lower. We believe that this is a mistake because some in that position will already be in work and seeking to change career. In a loan system, the equivalent or lower qualification rules should be removed to prevent this block on changing careers. It provides a disincentive to do so Amendment 95 also aims to ensure that anyone wanting to undertake modular study can do so in all subject areas and that, when doing so, they are able to access the same support for fees and living costs regardless of how they choose to study, including through modules or full qualifications, part-time or full-time, face to face or at a distance The lifelong loan entitlement offers up to four years’ equivalent funding for levels 4 to 6. While this may be enough for some people, for others, it simply will not be. Undertaking a foundation or access year plus a three-year bachelor’s degree, which is a pretty common route, would swallow it in one go. This is why Amendment 94 would require the Secretary of State to consult on extending the eligibility to six years to give a bit more flexibility. As I said, for some, four years is not long enough. This will be of particular value to those studying part-time and key to the success of encouraging adult learners to take up an offer to study and reskill The Government’s stated aim is to encourage as many people as possible to prepare for the skills demanded by an ever-changing economy. Amendment 94 supports that aim. It is also worth emphasising that the vast majority of part-time students in England are ineligible for maintenance loans, which are currently restricted to full-time students and part-time students on degree courses at face-to-face providers. This illustrates why the lifelong loan entitlement needs to support all modes of study. In fact, this is highlighted on page 42 of the Department for Education’s own impact assessment, as the noble Lord, Lord Flight, pointed out. The cost of study, including living costs, is very important yet, as drafted, the entitlement covers tuition costs only. Why have the Government ignored their own impact assessment in this regard? They must introduce a system of loans and means-tested grants that enables everyone to live well while studying or training at college across both the further education and higher education sectors Maintenance support will be crucial in preventing further hurdles being placed in the path of learners from disadvantaged backgrounds taking up studies. Otherwise, many adults will be unable to take up these opportunities, frustrating their aim—and that of the Government—of transforming their life chances and being part of the skilled workforce that employers and the economy need. Many will have existing debts and financial commitments, as well as caring needs for children or elderly relatives. If lifelong learning is to succeed, the system simply must recognise these differences and provide solutions.