argyrotsipi/train-dataset huggingface dataset:
Working People’s Finances: Government Policy — House of Commons, 2021-09-21
Topic: Housing
Miriam Joy Cates (Conservative, Centre-right): The hon. Lady makes an excellent point. While, overall, on a macro level, having more jobs available for British workers will push wages up, it is of course the case that certain sectors will need specific interventions to save them, and I would support any such measures While there are concerns like the one the hon. Lady has raised, and concerns in the wider economy, our plan for jobs is working and the future is optimistic. None the less, there are some long-term structural issues with the cost of living and threats to living standards that must be addressed, and this is the moment to do so. We must find a solution for the sake of future generations First, housing affordability is a key driver of problems with the cost of living. Solving the housing crisis will unlock many issues, such as generational inequality, and it will reduce the cost of living. I am delighted that the Secretary of State for Levelling Up, Housing and Communities, my right hon. Friend the Member for Surrey Heath (Michael Gove), has been appointed to look at this specific problem, because it is very important. Many of the serious issues that Members have raised in this House today would be much aided by a reduction in the cost of housing Secondly, we also need to look at fairer finance for families. Again, much has been said about the changes to universal credit, but I want to consider what we could do in our taxation system to make life fairer and cheaper for families. Unlike many countries, the UK has an individualistic tax system. We tax individuals rather than households, which means that we do not take into account the number of dependants in a particular house, and that can make life very expensive for families. Some families on low and middle incomes can end up paying around 30% more tax than individuals living on their own. When we couple that with the way that benefits are clawed back as people earn more, some families can effectively face a marginal tax rate of 75%, making it very difficult for them to get out of poverty. We must recognise the importance of raising children not just for the nuclear family, but for our whole society. We need to look at how we can make it less expensive for families to exist and to raise their children.
Business without Debate — House of Commons, 2021-09-21
Topic: Other
Eleanor Fulton Laing (Conservative, Centre-right): I appreciate the hon. Lady’s point of order. However, she will appreciate that it is not a point of order for the Chair, but a continuation of the previous debate. I understand why she wants to set the record straight, and I am sure that the Minister will hear what she said in due course and will appreciate her contribution.
Loan Charge: Bankruptcy — House of Commons, 2021-09-07
Topic: Domestic Commerce
Alexander Jesse Norman (Conservative, Centre-right): Good morning to you, Mr Speaker. It is great to be in a Chamber that is 100% full strength after so many months. If I may make a personal note without undue deference, Mr Speaker, I will say that I thoroughly appreciated your remarks about standards within the Chamber To date, Her Majesty’s Revenue and Customs has not initiated insolvency proceedings against any taxpayer for a loan charge debt. No estimate can be provided for the number of people who have fallen into debt or who have been declared bankrupt and are subject to the loan charge because, where debts arise, HMRC is not always the only creditor. Some individuals are declared bankrupt as a result of a non-HMRC debt and some may choose to enter insolvency themselves based on their overall financial position.
Loan Charge: Bankruptcy — House of Commons, 2021-09-07
Topic: Domestic Commerce
Peter William Bone (Conservative, Centre-right): The problem that Members have on both sides of this House is that ordinary people were duped into something and it has effectively become a retrospective piece of legislation. I thought the way that the shadow Minister, the hon. Member for Ealing North (James Murray), approached this was very reasonable. HMRC is not taking the right approach. Perhaps the Government could look at that again.
Loan Charge: Bankruptcy — House of Commons, 2021-09-07
Topic: Domestic Commerce
Alexander Jesse Norman (Conservative, Centre-right): I thank my hon. Friend for his question. I have mentioned the extra care and support that HMRC has put in place. I have mentioned the extremely careful approach that it has taken with people who may be facing the loan charge. As he will be aware, it has not initiated insolvency proceedings against any taxpayer for a loan charge debt and that in itself is emblematic of the care and attention that it is taking with this subject.
Living Standards — House of Commons, 2021-09-07
Topic: Domestic Commerce
Paul Christopher Maynard (Conservative, Centre-right): One group whose living standards have been impacted during the pandemic has been low-income individuals who have used buy now, pay later credit products to buy online. I very much welcome the Government’s announcement in the spring of regulation of this sector. Will the Minister update me on the progress being made in regulating the sector given that it is become of increasing importance, as Citizens Advice reported just last week?
Net Zero Emissions and Green Investment — House of Commons, 2021-09-07
Topic: Mixed Topics
Olukemi Olufunto Badenoch (Conservative, Centre-right): The Prime Minister’s 10-point plan demonstrates our commitment to net zero. It sets out £12 billion of new Government investment in green industries. This will create and support up to 250,000 highly skilled green jobs in the UK. In addition to this £12 billion, our plan will attract up to three times as much private investment by providing regulatory certainty and robust green finance frameworks.
Net Zero Emissions and Green Investment — House of Commons, 2021-09-07
Topic: Domestic Commerce
Julie Marson (Conservative, Centre-right): I thank the Minister for her response. With more than £10 trillion of assets under management in the UK, there is scope for more green innovation investment via the venture capital sector. I therefore welcome the measures she explained and the regulatory changes being driven by the Treasury, but will she meet me to discuss a potential office for venture, similar to the new Office for Investment, which could provide a centre for expertise and growth in this area?
Net Zero Emissions and Green Investment — House of Commons, 2021-09-07
Topic: Domestic Commerce
Olukemi Olufunto Badenoch (Conservative, Centre-right): I thank my hon. Friend for that question. The Government recognise the important role of financial markets in supporting the UK’s transition to a net zero economy. The British Business Bank is a Government-owned economic development bank that makes finance markets for smaller businesses work more effectively, and its remit includes venture capital. I note her point about a meeting and believe that my hon. Friend the Economic Secretary is happy to meet her on this issue.
Net Zero Emissions and Green Investment — House of Commons, 2021-09-07
Topic: Mixed Topics
Olukemi Olufunto Badenoch (Conservative, Centre-right): I thank the hon. Lady for that question. We recognise that this is an issue under intense speculation. We will publish a strategy that will set out many of the answers to the questions she is posing. What we have said is that we will put affordability and fairness at the heart of our reforms to reach net zero. The fact is that everyone in this House agreed with us when we set that target. For example, we have put in place plans to bring in electric vehicles by 2030. These will require changes not just in how we spend, but in our tax and regulatory system. The answers will come in due course.
Helping Young People into Work: Covid-19 — House of Commons, 2021-09-07
Topic: Domestic Commerce
Rishi Sunak (Conservative, Centre-right): Talking about young people and financial services, I was recently in Glasgow talking about young people starting exactly what the hon. Gentleman described: new apprenticeships in the financial services industry, growing in Glasgow, supported by this Government who have put more money behind apprenticeships than any previous Government.
End of Universal Credit Uplift — House of Commons, 2021-09-07
Topic: Mixed Topics
Questions: What recent discussions his Department has had with the (a) Department for Work and Pensions and (b) Welsh Government on the impact of the end of the £20 uplift to universal credit on recipients of that benefit.; What recent discussions he has had with the Secretary of State for Work and Pensions on the impact on the Exchequer of ending the £20 uplift to universal credit.; What discussions he plans to have with the Secretary of State for Work and Pensions on the impact on the Exchequer of ending the £20 uplift to universal credit.; What recent discussions he has had with the Secretary of State for Work and Pensions on the impact on the Exchequer of ending the £20 uplift to universal credit.
Rishi Sunak (Conservative, Centre-right): Again, what we know is that children growing up in workless households are five times more likely to be in poverty than those whose parents work. That is why we are supporting their parents to get into work and why almost 800,000 fewer children are living in workless households than when this Government first came into office. That is the right way to support those families. Of course, there are other bits of our welfare system that we have maintained the generosity of, but when it comes to universal credit or employment, we on this side of the House we will support their parents into work and, crucially, with their childcare costs. Mr Speaker, we forget that 85% of childcare costs for people on universal credit are covered to support parents into work, which we know will make a difference to those children.
Topical Questions — House of Commons, 2021-09-07
Topic: Mixed Topics
Questions: Will the Chancellor provide an update on the follow-up to the discussions we have had on maintained nursery schools, and will he urgently bring forward a long-term funding settlement for these brilliant schools?; The levelling-up fund is about improving a region. In Bosworth, we are putting forward the Twycross zoo for its national centre of conservation and education. It will be a world-leading scientific, education and conservation centre, driving tourism and the local economy. It is backed by the borough council, the county council, the local enterprise partnership and the midlands engine. Would the Chancellor like to come and visit it and, failing that, would he like to meet me to discuss how we can make this a symbol of the levelling up of the nation?
Stephen Paul Barclay (Conservative, Centre-right): I do not know about the Chancellor, but I am sure my children would love to come and visit the zoo. I thank my hon. Friend for putting forward a bid for the levelling-up fund. As he will know, bids are currently subject to competitive assessment against objective criteria, but more generally, I think the whole House will welcome the fact that zoos are once again fully open to the public this summer. They provide a wide range of valuable benefits.
Topical Questions — House of Commons, 2021-09-07
Topic: Mixed Topics
Questions: Will the Chancellor provide an update on the follow-up to the discussions we have had on maintained nursery schools, and will he urgently bring forward a long-term funding settlement for these brilliant schools?; The levelling-up fund is about improving a region. In Bosworth, we are putting forward the Twycross zoo for its national centre of conservation and education. It will be a world-leading scientific, education and conservation centre, driving tourism and the local economy. It is backed by the borough council, the county council, the local enterprise partnership and the midlands engine. Would the Chancellor like to come and visit it and, failing that, would he like to meet me to discuss how we can make this a symbol of the levelling up of the nation?; Scottish communities, other than those in Shetland, failed to benefit from the North sea oil and gas bounty landing on their shores. Now that the North sea’s offshore wind is casting ashore on East Lothian, will the Treasury ensure that East Lothian will actually benefit, as opposed to it all simply being transmission-stationed down south? Or will it go the same way as Scotland’s oil and gas: down to the Treasury?; The Government should lead by example with their spending power and with the design of public contracts to buy more from Great Britain, as Labour would, but the UK strategic steel sector has been neglected by this Conservative Government. Highly skilled jobs have been lost because a huge proportion of our steel, including for HS2, is purchased from other nations. Will the Chancellor explain why his Government do not even have a non-binding target for the use of our own steel in our national public infrastructure projects?
Stephen Paul Barclay (Conservative, Centre-right): The hon. Gentleman raises a very valid point. It is right that we maximise the opportunities from domestic suppliers; my right hon. Friend the Business Secretary is focusing on that through the industrial strategy. It is also linked to targeting the seven innovation sectors funded through the significant uplift in our research and development budget.
Health and Social Care — House of Commons, 2021-09-07
Topic: Mixed Topics
Alexander Boris de Pfeffel Johnson (Conservative, Centre-right): I thank my right hon. Friend for everything that she does on this issue of early years. She and I have campaigned on this together. I have listened to her attentively over many years and I know that my right hon. Friend the Chancellor is determined to ensure that we get the proper funding for early years because the investment that we make in those first three years repays society and families massively.
Health and Social Care — House of Commons, 2021-09-07
Topic: Housing
Alexander Boris de Pfeffel Johnson (Conservative, Centre-right): My hon. Friend is completely right. One of the things that we are bringing in today is the housing and innovation fund, to ensure that we care for people in the right settings. She is completely right that there is no point in having residential care when a domiciliary option would be better, more effective and perhaps less expensive. That is exactly the right approach. The patterns of care and way we do things will change and improve—very rapidly, I believe.
Health and Social Care — House of Commons, 2021-09-07
Topic: Mixed Topics
Alexander Boris de Pfeffel Johnson (Conservative, Centre-right): Yes, because the burdens fall overwhelmingly on those who can best afford to pay, and the benefit for care workers is not only the increase in the living wage, but the colossal investment that we are making in care. That is something that will benefit not just care workers, but their charges: their patients, and the families who desperately need care up and down the country.
Health and Social Care — House of Commons, 2021-09-07
Topic: Mixed Topics
Robert Henry Halfon (Conservative, Centre-right): I welcome that paying for this proposal is going to fall predominantly on the well off and those with the broadest shoulders. My right hon. Friend has pointed out that those who are earning less than £9,500 a year will not have to pay for the proposal, but what other mitigating factors can he put in place to help those on lower incomes to pay for it? Once the financial conditions allow, will he look at continuing to raise the living wage and at cutting taxes for lower earners?
Health and Social Care — House of Commons, 2021-09-07
Topic: Mixed Topics
Alexander Boris de Pfeffel Johnson (Conservative, Centre-right): Yes, I can certainly confirm that my right hon. and learned Friend is right on the last point—that the cap applies regardless of age. He is completely right in what he says about the logical necessity for the cap if we are to have any hope of the private sector coming in with the financial instruments that will help people to protect themselves against the cost up to the limit. That is the virtue of what we are setting out today. And what do we hear from the Labour party? Deafening silence.
Health and Social Care — House of Commons, 2021-09-07
Topic: Other
Alexander Boris de Pfeffel Johnson (Conservative, Centre-right): What I say to the hon. Member is that, frankly, she should take that up with the former leaders of the Labour party, Tony Blair and Gordon Brown, and all the former Ministers responsible who did absolutely nothing to fix the problem when they were in office. It is this Government dealing with it now.
Health and Social Care — House of Commons, 2021-09-07
Topic: Domestic Commerce
Alexander Boris de Pfeffel Johnson (Conservative, Centre-right): I thank my hon. Friend for making that elegant but telling point about the cross-party support that there should be. We are trying to create the conditions by decisive Government action for exactly the kind of insurance systems that I know he wants to see.
Health and Social Care — House of Commons, 2021-09-07
Topic: Domestic Commerce
Huw William Merriman (Conservative, Centre-right): May I ask the Prime Minister why he decided to reject other forms of insurance as a model? The Germans brought in an insurance model back in the 1980s, facing the same problems that we had, and it relies on the private insurance sector. The noble Lord Lilley from the other place has brought forward a Bill that would see the Government set up a state insurer. Those retired householders would then pay a premium, which would be fixed as a charge, and then that charge would only be paid upon the death of that individual. Do not those models do a little more to intergenerational fairness?
Health and Social Care — House of Commons, 2021-09-07
Topic: Domestic Commerce
Alexander Boris de Pfeffel Johnson (Conservative, Centre-right): I thank my hon. Friend for his thoughtful question. We looked at all those models of course, Mr Speaker, as you can imagine. I think that the problem is that we need to go for an insurance system that works and has a genuine chance of being set up, and the only way of encouraging the financial services industry to come in and offer products, whether they are insurance or annuities or whatever, is to take away that risk of catastrophic cost. That is a very substantial risk for too many people and it means that the insurance market has not been able to develop. We believe that this is the best way forward for the country.
Health and Social Care — House of Commons, 2021-09-07
Topic: Mixed Topics
Melvyn John Stride (Conservative, Centre-right): The devil, as ever, will be in the detail. However, may I initially broadly welcome these proposals, particularly compared with what we were expecting, which was a rise across national insurance as it stands at the moment? This is a much broader-based levy: it includes those who have retired and those who are receiving dividends. It seems to me that that has a very welcome consequence; the broadest shoulders will pay the most. But can my right hon. Friend also address one of the criticisms of what we feared might have been brought forward today, which was the impact on the young in particular and this issue of intergenerational fairness, and how he feels that this approach is going to be useful in that respect?
Health and Social Care — House of Commons, 2021-09-07
Topic: Other
Alexander Boris de Pfeffel Johnson (Conservative, Centre-right): It would be a great thing if the Labour party would support what we are doing. With the package we have brought forward, we will be able to fix that backlog even faster. If the hon. Member or the right hon. and learned Member for Holborn and St Pancras (Keir Starmer), the leader of the Labour party—[Interruption.] By the way, we did not hear from him whether he is going to vote for these proposals or not: as usual, a great vacuum at the heart of the Labour party. Does he actually support these proposals—yes or no? That is what I would like to know.
Health and Social Care — House of Commons, 2021-09-07
Topic: Mixed Topics
Alexander Boris de Pfeffel Johnson (Conservative, Centre-right): I know that the Labour party wants to nationalise everything, which would be typically insane since the vast majority of care is provided by the private sector. What we are doing is lifting people’s wages with the national living wage, investing in training and putting half a billion pounds into progression of the caring workforce, and we will also make sure that local councils get the funding they need to support a fair cost of care.
Health and Social Care — House of Commons, 2021-09-07
Topic: Housing
Alexander Boris de Pfeffel Johnson (Conservative, Centre-right): Yes, and I thank my right hon. Friend for his support; he knows a great deal about this subject from many points of view. It is certainly right to bring in the measures that will help to create a private sector market for support in the way I have described, but also more fundamentally from our point of view—my right hon. Friend’s and my point of view—these are measures that support thrift, that support people who save, and that support people who do the right thing: who pay off their mortgage and work hard all their lives to build up something for their families and descendants. So I think these measures are profoundly in the interests of the people of this country.
Health and Social Care — House of Commons, 2021-09-07
Topic: Mixed Topics
Alexander Boris de Pfeffel Johnson (Conservative, Centre-right): Good luck with that one. That is all I can say to the hon. Gentleman. What the people of Scotland and the whole of the UK are getting is £2.2 billion more across the whole of the devolved Administrations and a £300 million Union dividend. If they do not want to spend it on health and social care, or if they do not want to spend it at all—if he is handing the money back—then let us hear it from the Scottish nationalist party. Do they want it or do they not?
Health and Social Care — House of Commons, 2021-09-07
Topic: Mixed Topics
Marcus John Hudson Fysh (Conservative, Centre-right): Will my right hon. Friend work with me to examine ways that I can see of getting the finance, technology and political sectors together to do this in a way that can be less of a burden on the taxpayer?
Health and Social Care — House of Commons, 2021-09-07
Topic: Domestic Commerce
Alexander Boris de Pfeffel Johnson (Conservative, Centre-right): Yes. I thank my hon. Friend. I have been reading some of his brilliant contributions on WhatsApp groups about this issue, and I share his idealism about the ways in which the private sector—the financial services industry—can take advantage of what we are doing to help ordinary people up and down the country to protect themselves in exactly the way that he describes. I know that my right hon. Friend the Secretary of State for Health and Social Care would very much welcome his help as we work towards the White Paper.
Health and Social Care — House of Commons, 2021-09-07
Topic: Immigration
Alexander Boris de Pfeffel Johnson (Conservative, Centre-right): I do not think there is anything much inherited on the left, the right or the middle of this particular trio. Again, I find it extraordinary that the Scottish nationalist party would rather not have the Union dividend that this programme produces. The people of Scotland need to look at what is now being offered in terms of raising the thresholds for protection and helping people across the UK, and I hope that we can all move forward together.