Fire Safety Bill — House of Lords, 2021-04-27
Topic: Housing
Claire Fox (Non-Affiliated, Unknown): My Lords, while the headlines are all focusing on the scandal of who paid for the internal refurbishment work on a flat in No. 10, for me this is a far greater scandal about who is being forced to pay for the external remediation works on more than a million flats caught up in this fire safety cladding debacle. As things stand, innocent leaseholders—the only party with no hint of blame for negligence or mistakes—are the sole group to shoulder the burden. We have heard some passionate speeches about that Why am I back here? I just need some reassurances from the Government. They say that this is not a legislative matter and that this is not the legislation, so what are they going to do? Many of us united here usually disagree. My goodness, the noble Lord, Lord Adonis, and I are on the same side. Whatever is the matter? But we are here in good faith. This is not Tory-bashing or a cheap dig at rich developers or landowners—it is a warning to the Government This reminds me of the convictions of the 39 post- masters, now cleared, but after the tragedy of what befell them because no one would listen. It also feels to me like a betrayal of all those promises made to the red wall voters that this Government care about the aspirations of ordinary people. It seems to make a mockery of parliamentary priorities, and I genuinely do not understand the point of us being here and debating levelling up when many leaseholders concerned bought their flats or houses as part of affordable housing schemes. They are front-line workers who have been thrown to the wolves Similarly, what is the point of legislating on the welfare of veterans and supporting the police when one veteran and serving police officer writes to me explaining that he has worked every day since he was 16 and has never needed to rely on state benefit or accrued debts in any way, yet now faces bankruptcy and could even, as a bankrupt, lose his job. He describes it as a living nightmare. He says: "I am a leaseholder, and that is the biggest mistake of my life." What a terrible thing to say. He says he is disillusioned, angry and frustrated, and powerfully notes that he feels defeated and that all his attempts to be heard are ignored These leaseholders feel ignored. Whatever happens here today, I ask the Government to listen and not to ignore them. At the very least, I ask the Minister to listen to the Bank of England. As the noble Baroness, Lady Pinnock, noted, last week the Bank of England said it is seriously assessing whether the building safety scandal could cause a new financial crisis—hardly an encouraging sign for building back better or economic growth Even from a pragmatic basis, I do not understand why the Government will not note that if more than a million properties become unmortgageable, if we create a negative equity problem, if leaseholders become bankrupt and cannot pay for remediation costs, if there is a knock-on effect on property values, if there is an effect on labour market mobility because people are unable to sell their homes, are trapped and have to stay where they are, surely this is a matter that the Government, even the Treasury, might look at. We look to the Government here because only they can provide the capital up front to pay for the works now The Commons reason for rejecting the amendment is that "the issue of remediation costs is too complex to be dealt with in the manner proposed." I just want to know what manner is actually proposed. The plan from the noble Earl, Lord Lytton, seems sensible to me. I would like to hear the Government’s I do agree that there are no easy solutions. That is why it is too easy for the Government to boast of generous loan funds and grant schemes when people are ineligible to apply for them and are facing huge bills now. Although it is tempting, it would be too easy to blame developers or whatever, and that is not my intention—I just do not want the blameless to pay It is also too easy to use the Grenfell tragedy to imply that those of us supporting the leaseholders or backing these amendments are cavalier in any way about fire safety standards. As a leaseholder, I assure noble Lords that I am not cavalier about my own safety. But I do note that today the Grenfell United campaign has issued a statement saying: "Using Grenfell Recommendations to justify government’s indifference is deeply upsetting for us" As victims of the Grenfell fire, they say that they stand in solidarity with innocent leaseholders I know that the Bill is good and full of good intentions, but it creates liabilities for leaseholders without giving them any means of redress and, more broadly, it betrays any commitment to a meritocratic society. I appeal to the Government to listen.