argyrotsipi/train-dataset huggingface dataset:
Amendment of the Law — House of Commons, 2015-03-23
Topic: Social Welfare
Barbara Mary Keeley (Labour, Centre-left): I want to give an example from the social care sector to add to that given by my hon. Friend the Member for Cardiff South and Penarth (Stephen Doughty). I recently spoke to a constituent working in the care sector whose job decayed over the years after an agency took over the firm she worked for, to the point where, instead of working the 35 to 40 hours a week she wanted, she was lucky if she got 20 hours a week, and the agency constantly cancelled at short notice. She could not manage from week to week with that. Sadly that is the care industry these days.
Amendment of the Law — House of Commons, 2015-03-23
Topic: Labor
Rachel Jane Reeves (Labour, Centre-left): Labour’s jobs guarantee would help 150,000 people get into work in the first year of a Labour Government. I am optimistic that we can transform the lives of young people and the long-term unemployed, unlike this Government, who have left them on benefits. Funded by a repeat of the bank bonus tax they abolished and by restricting pensions tax relief to 20% for people earning more than £150,000 a year, our compulsory jobs guarantee will help young people who have been unemployed for a year and older people out of work for two years. Should that not be our priority, rather than tax cuts for bankers The Budget also reforms the rules governing pensions and annuities. The Opposition have long called on the Government to sort out the failing pensions and annuities markets, which result in too many hard-working savers finding their retirement pots eroded by excessive fees and poor-value products. So we welcome more freedom for savers to choose how to access their money and plan their retirement. Just as with last year’s announcement, we find the same failure to ensure that savers and pensioners have the support and protection they need to secure a decent and reliable income and to avoid the rip-offs that are already threatening to create another mis-selling crisis Just this weekend, we learned that with fewer than two weeks before the reforms announced in last year’s Budget come into effect, there is still no telephone number for the promised advice service, Pension Wise, leaving hundreds of thousands of savers exposed to scams that could have a devastating effect on their retirement plans. Instead, we have the ridiculous spectacle of the Pensions Minister trying to wash his hands of the responsibility by warning of the rip-offs that will result—without doing a single thing properly to protect people from those risks.
Amendment of the Law — House of Commons, 2015-03-23
Topic: Social Welfare
Rachel Jane Reeves (Labour, Centre-left): When the Chancellor spoke in the 2014 Budget he said that people would be given "advice", which was then watered down to "guidance". Now, with two weeks to go, we know that nobody has received this guidance, yet people will be making irreversible decisions about their retirement income This Budget has been more of the same from the same old Tories: more overspends, delays and missed targets on social security; and more big promises for savers and pensioners that are not backed up with the support and the protections we need to make these reforms work.
Amendment of the Law — House of Commons, 2015-03-23
Topic: Labor
Rachel Jane Reeves (Labour, Centre-left): We have said that there should be a cap on fees and charges—not just for the annuities products, but for the new drawdown products. We think it should be at the same level as the Government have set out, but then reduced over time. In that way, we will ensure that savers get value for money. Unless we do that, more people will be ripped off. Unfortunately, despite all the Government’s rhetoric, they have not taken action to protect people’s retirement incomes What we have heard from the Secretary of State today is the same complacency and self-congratulation. Yes, of course we welcome any fall in unemployment, but it was this Government who allowed unemployment to soar to record levels in the first place, peaking three years ago in February 2012 at 1.7 million. Under this Government, the number of long-term unemployed, abandoned to a life on the dole, has risen by 49%. That is why Labour will have a compulsory jobs guarantee.
Amendment of the Law — House of Commons, 2015-03-23
Topic: Macroeconomics
Rachel Jane Reeves (Labour, Centre-left): We introduced a cap on charges for stakeholder pensions and the automatic enrolment brought in policies for which Labour had already legislated. We are proud of automatic enrolment, but we disagree with the changes that this Government introduced, which mean fewer people are benefiting from automatic enrolment —1.5 million fewer, two thirds of them women. That is a real lost opportunity to ensure that those people who should be saving are actually saving What this Secretary of State and the Government he speaks for simply do not understand is that their failure to make work pay and to deliver a recovery that raises living standards for all is the root cause of their failure to control social security spending and balance the books as they promised. They have spent £25 billion more than they planned and their receipts from income tax and national insurance have, as has been pointed out, fallen short of forecasts by a staggering £97 billion over the life of this Parliament It is because of that failure that, in order to deliver his objective of a large surplus in the next Parliament, the Chancellor has now committed to even deeper spending cuts over the next three years than we have seen over the past five years. The Office for Budget Responsibility confirms that these plans will mean "a much sharper squeeze on real spending in 2016-17 and 2017-18 than anything seen over the past five years", and "a sharp acceleration in the pace of implied real cuts to day-to-day spending on public services" My right hon. Friend the Member for Morley and Outwood (Ed Balls)and my hon. Friend the Member for Nottingham East (Chris Leslie) have highlighted the threat this poses to police, defence and social care. Is it not the truth that the Chancellor’s extreme fiscal plan can be delivered only by putting our NHS at risk or imposing yet another Tory rise in VAT? Although it is hard to see how this Government can make the extra £12 billion-worth of cuts to social security spending when they have failed to deliver any savings in social security so far, these cuts could not be delivered without inflicting unimaginable hardship on low-paid workers, children in poverty, disabled people or carers So for this Government, this empty Budget will be a fitting epitaph. What of this Secretary of State who wanted to take his place in history as the compassionate Conservative who reformed welfare? His time is up and his record is clear: major reforms undelivered or descending into costly chaos; food banks in every town and child poverty back on the rise; more and more spending on in-work benefits as more and more working people find their wages do not cover the rent. No wonder the OBR says that the Government are guilty of "optimism bias".
Amendment of the Law — House of Commons, 2015-03-23
Topic: Labor
James Dolan Cunningham (Labour, Centre-left): One important factor in looking at low pay, child poverty and similar issues is that many people’s employment rights are eroded. We need only to look at City Link in Coventry to see that more than 1,000 people could not even get any redundancy pay because of the erosion of employment laws under this Government. That only adds to the poverty.
Amendment of the Law — House of Commons, 2015-03-23
Topic: Social Welfare
Rachel Jane Reeves (Labour, Centre-left): I thank my hon. Friend for that intervention. Of course, this Government have made it harder for people to access justice, too, through the cuts they have made there We have had five years of Tory welfare waste—and it is high time we put it behind us. The Secretary of State wanted universal credit to be his legacy, but it is being paid to less than 4% of those who were supposed to be receiving it a year ago. Instead, this Secretary of State will be remembered for the hundreds of thousands of disabled people hit by the bedroom tax; for the 1 million people forced to resort to a food bank to feed their families last year; for the 3 million low-paid working families who have been hit by this Government’s cuts to tax credits. We cannot afford another five years of this Tory Government This could have been a Budget to make work pay, with a plan to raise the national minimum wage to £8 an hour and measures to promote and incentivise the living wage. This could have been a Budget for mums and dads who want to work and earn more, with 25 hours a week of free child care for all working parents of three and four-year-olds and guaranteed wrap-around care for those with children at primary school. This could have been a Budget that gave relief to working families on low incomes, by scrapping the ill-conceived and unfair married couples tax allowance and using the money to introduce a 10p starting rate of income tax instead. This could have been a Budget to create more of the productive, well-paid jobs we need by backing entrepreneurs, small businesses and the growth industries of the future, with a cut to business rates, a proper British investment bank, and new powers devolved to every city and county region across the country This could have been a Budget to secure our NHS for the future, with a tax on properties worth more than £2 million to pay for the thousands more doctors, nurses, midwives and home care workers that our health service desperately needs. This could have been a Budget that began to right the wrongs of the past five years, by tackling the tax loopholes and reversing the tax giveaways that have benefited a few and by cancelling the cruel and unfair bedroom tax that is hitting disabled people so hard. All that is not just the Budget that this could have been; it is the Labour Budget that we can have and the Labour Budget that we will have if we elect a Labour Government in just 45 days’ time.
Amendment of the Law — House of Commons, 2015-03-23
Topic: Macroeconomics
Alistair Darling (Labour, Centre-left): I continue to admire the humour and chutzpah of the right hon. and learned Member for Rushcliffe (Mr Clarke) in delivering that speech. Thank you, Mr Deputy Speaker, for allowing me to make what I am pretty certain will be my last speech in this House; I am very grateful to you for that. I will not follow on from the comments of the right hon. and learned Gentleman, although I will return to some of the points he made, and nor will I follow on from what the Secretary of State for Work and Pensions said, except by saying this: I agree very much with what my hon. Friend the Member for Leeds West (Rachel Reeves) said in relation to annuities. Here we are, days away from people being able to choose what they do with their annuities, yet we hear that we are still to recruit the people who are going to be giving the advice—let alone training them and let alone members of the public being able to access that advice. The only thing the Secretary of State did was lay off some of the blame on to his Liberal Democrat colleague—so when the inevitable inquiry starts as to why these things were mis-sold, we know where the blame will be apportioned I draw the House’s attention to my entry in the Register of Members’ Financial Interests, but I want to focus on the Budget as a whole. The most notable thing in the report by the OBR—it has done a very good job over the last five years—is in the second paragraph, where it says that the Budget is not expected to have any material impact on the economy. Call me old-fashioned, but I thought that was what Budgets were for The economy was growing in 2010—and it was growing in 2010—because of the measures we put in place in 2008 and 2009 to stop a recession becoming a depression. The Chancellor last week and the Secretary of State today implied that nothing particular had happened at that time, but we came within hours of the banking system collapsing. That is why we were facing such a difficult set of economic circumstances by 2008-09, and it took a Government committed to doing something about it—our Government—to make sure our economy was growing again in 2010. Sadly, what happened after that was that the economy slowed down, to a large extent because of the rhetoric and the fact that the current Government chose to trash what was happening and mendaciously claim we were like Greece, and as a result the Chancellor’s public spending figures are now way off what he planned in 2010.
Amendment of the Law — House of Commons, 2015-03-23
Topic: Macroeconomics
Alistair Darling (Labour, Centre-left): The right hon. and learned Gentleman nods. They are pretty doubtful for one of two reasons: one is that a lot can change in that time, and the other is that the person presenting them has every intention of changing them as and when we get to that time. I do not believe for one moment that the Chancellor has changed his philosophy or beliefs from when he told the House last year that he wanted to reduce public spending to the lowest share in modern times—certainly since the welfare state and the national health service were introduced. All that has changed is that that was a political embarrassment last year, so he has simply shoved up the numbers at the end of the spending profile to be able to say, "Look, I’m not going to cause you any difficulties; public spending is going to rise, not decrease." That is nonsense; the Tory view of public spending has not changed one jot Where I part company with many Government Members is that I do not think public spending is almost de facto a bad thing. It is extremely helpful to an economy in education and research and development, never mind the things an advanced economy demands in relation to the welfare state and pensions. So when we look at that profile, it is not credible, and I think it also conceals what the Conservatives would really like to do I want to say one thing about oil. I welcome what has been proposed. It is very sensible, because the oil taxation regime had to change, but I just remark in passing—and I am sorry only one nationalist has turned up to the debate—that the OBR forecasts are 47% below what it proposed just a year ago. North sea oil revenues are a 10th of what the nationalists told us they would have if they had an independent Scotland. This is another example of where pooling and sharing resources across the United Kingdom makes a massive difference. If Scotland had been independent today, it would have been faced with cuts that would make the austerity that is now being visited on the economy look like a Sunday afternoon tea party. They would have been substantial and damaging to the people of Scotland. That is why the nationalists have nothing to say about this; they have no one to blame for this problem but themselves.
Amendment of the Law — House of Commons, 2015-03-23
Topic: Macroeconomics
Ronnie Campbell (Labour, Centre-left): All Members look at the Budget and see what is in it for their constituents. I did the same last week, for the whole north-east of England. When I got a look at it, I thought that there was one little chink of hope: I might get the Blyth and Tyne rail link reinstated in my constituency. I might be lucky, and I know that the county council has put some money aside, but I am not sure what will come from the Budget. We hope that the money might be there, but as for everything else, all my constituency is getting are a few crumbs. Some might be getting their pension, which is their own money, of course, but otherwise a few crumbs have fallen off the table that my people have managed to gather and I am sure that everybody else is thinking the same. As far as I am concerned, all we are getting in the north-east of England is the usual pie in the sky A lot has been said about what is happening now, but what will happen after this? What will happen if this lot get elected again? I went and had a look at the TaxPayers Alliance’s site to see what it was doing. We all know what the TPA is: the reserve Tory party, the ones who get paid by big business to tell the Tories what to do. It is talking about ending national bargaining, which means another freeze on wages. Another freeze, after five years of freezes, with some people getting no increase and some people getting only 1% increases. We can see where that is coming from, and that is what the TPA is telling the Tory Government The TPA wants an end to the triple lock on pensions. There we are: it is telling the Tories to end the triple lock on pensions. We could go on to benefits, of course. The TPA wants to freeze benefits for two years, so my constituents are in for a right surprise if they get them. That is another thing that will happen at the next election. Then, of course, there is the £12 billion that has to be cut from social security. All that has got to happen, and this is a Budget for happiness? I think that it is a Budget for disaster Then there is the cutting back. Apparently it is imperative that the next Government cut back on winter fuel allowances and bus passes. Last week, I saw on television that a compassion pill had been invented—someone could take it and become compassionate. I think £25,000 would give every Tory Member one, to see if we could get some compassion into their hearts for the people of this country, who have suffered for five years The TPA says that the next Government "need" to save £70 billion; that is what it is telling you. It is not telling us, thank God—I hope they are not, mind—but it is telling you, because those people are your people. That is who they are.
Amendment of the Law — House of Commons, 2015-03-23
Topic: Labor
Ronnie Campbell (Labour, Centre-left): I apologise, Mr Deputy Speaker What have we got? We have the pension provisions. Okay, that is those people’s money and I suppose they are entitled to it, but I can tell Members what happened a few years ago when the miners were given the chance to pull their pensions out of the national mineworkers’ pension fund. I was chairman of the local branch at the time, not an MP, and I remember the spivs coming in big style. We had nothing to do with them, but they had meetings in social clubs and pubs and brought all the lads in. The Major Government said at the time that people could take their pension then as long as they got a better deal, the lads thought that they were getting a better deal and, of course, the spivs and speculators all came in. The lads all gave up their pension, saying that they were going to get a better deal, but within a year to 18 months they had to come back into the pension scheme That was a scandal waiting to happen, because there was no advice at all. The miners were finished—it was after the miners’ strike—and we told them to keep their pension where it was, but of course the spivs were telling them how wonderful their options were.
Amendment of the Law — House of Commons, 2015-03-23
Topic: Labor
James Dolan Cunningham (Labour, Centre-left): I remember exactly what my hon. Friend is talking about. Under the Thatcher Government, people were encouraged to come out of the state earnings-related pension scheme and to go into private pension schemes. I remember Rolls-Royce spending a lot of money encouraging people to do that, and look at how that ended up.
Amendment of the Law — House of Commons, 2015-03-23
Topic: Macroeconomics
Frank Gordon Dobson (Labour, Centre-left): Having been a Member of this House for 36 years, I suspect that I have listened to about 45 Budget statements, but I must say that I cannot remember one that was so self-congratulatory—the Chancellor of the Exchequer delivered it almost like a lap of honour. I must concede that he can claim one great success: he has been very effective in getting across the idea that the worldwide recession was created by the Labour party, not by the stupidities of the banking system worldwide, and that the British economy was in decline when this Government took over. The fact is that the economy was actually growing when they took over. It then went into decline and is only now creeping out. If we are now seeing a bigger than usual increase in output and growth, that is because we had fallen so low and are growing our way out of a very deep pit One of the things that the Tories promised before the previous general election was that there would be no rise in VAT, but their first Budget did just that.
Amendment of the Law — House of Commons, 2015-03-23
Topic: Macroeconomics
Frank Gordon Dobson (Labour, Centre-left): No, because that would take up other Members’ time The Tories also promised to clear the deficit. The right hon. and learned Member for Rushcliffe (Mr Clarke) said that nobody can forecast that. Well, perhaps they cannot forecast it, but they did make that promise and they have not kept it; they have reduced the deficit by a third. They promised to reduce the national debt but, as my right hon. Friend the Member for Edinburgh South West (Mr Darling) pointed out, they have managed to reduce it by a fraction only by fiddling the books—that is as good a way of describing it as any. They said that they would rebalance the economy, but they have no more done that than the Liverpool captain rebalanced the membership of his team the other night. Then there is the claim that we are all in it together. Well, a lot of people have been dropped in it together, and they are not the rich people I would like to deal with something that, in a sense, has nothing directly to do with the Budget: taxation. The fact of the matter is that the House of Commons has had a pathetic record over the past 50 or 60 years when it comes to determining what the levels of taxation should be and how they should be applied. Time and again we have come up with a system that helps tax evasion and avoidance and lets people get away with late payment. It is no good simply blaming the civil service, because there has been a failure to deliver what every Government have said about people avoiding tax The problem is that the details of all taxation are formulated in secret with Treasury officials plus some experts, many of whom return to their day jobs in the private sector afterwards to pursue what they call "tax efficiency". In other words, they exploit the loopholes in the taxation system that they helped formulate a year or two before. Years ago our predecessors decided to do away with secret treaties. I think that we now need to do away with secretly formulated taxation. I believe that in future the House of Commons should decide on the principle of a particular tax and then a Committee of the House should summon all the experts before it and decide on the detailed implementation so that we do not have the hole-and-corner fiddling and special pleading that has left us open to so much tax evasion and avoidance and late payment that people have been allowed to get away with If the House of Commons is to restore its reputation, we need to take our duty to check on the raising of taxation much more seriously than we have done. If we fail to do that, our reputation will continue to be low, because people expect that when Parliament passes a law, that law will work and it will do what Ministers said it would do. When we pass laws that do not do what Ministers said they would do, that undermines all of us, not just those Ministers. I think that the House of Commons has to take its duties in relation to taxation far more seriously in future, and I hope that it will.