Working People’s Finances: Government Policy — House of Commons, 2021-09-21
Topic: Housing
Richard Gordon Thomson (Scottish National Party, Centre-left): It is a pleasure to take part in this timely debate, as we surely head towards a cold Tory winter of discontent, of high prices, shortages and rising unemployment. I am privileged to represent a constituency in the north-east of Scotland, which is generally regarded as a prosperous area. It has certainly suffered from the oil and gas downturn over the past few years. It is still to benefit from the transition to renewable energy technologies that we all fervently hope to see, and it has certainly borne the brunt of the austerity agenda we have experienced in recent years. My constituency is a mix of urban and rural, taking in a slice of the north of the city of Aberdeen and extending out into the rural countryside, with its mix of small towns and villages. Although the economic statistics might show that it has one of the highest levels of gross value added in Scotland, never mind the UK and never mind Europe, that hides the reality of the experience for far too many who live there. Someone who went to the go-to data set of the Scottish index of multiple deprivation and looked at Aberdeenshire might pick out a handful of streets that would show a concentrated amount of deprivation, but that misses out important parts of the picture. It misses the individual stories hidden within, because the reality is that there is a significant amount of rural deprivation and a range of intersecting factors that contribute to that As I know myself, living in a small community, there is the perennial issue of trying to find childcare. The Scottish Government are tackling that with their 1,140 hours of free childcare, which it is no exaggeration to say will be an absolute game-changer for many in Scotland with young families There are the additional costs of heating, particularly for those who live off the grid. People who get their energy for heating and cooking from heating oil do not get the opportunity to shop around on MoneySuperMarket.com for the best suppliers. There is a limited number of suppliers and they have to buy in bulk. Despite some of the many laudable community initiatives that have come through the community planning system to try to take the edge off that for people, it is still an additional expense of rurality There are transport costs. Not everybody lives near a public transport link, so there is the added cost of having to run a car to get to work, get about and access public services when public transport is not always an option People have been hard-pressed by austerity for a number of years. It is easy for those who have never lived in such an environment or who have never experienced scarcity or shortage in any significant way themselves to fully understand how expensive it can be to be short of money. People buy what they can afford, not what lasts best. They pay more for their energy, particularly if they are, as many colleagues have said, trapped on a prepayment meter, with everything that goes with that. Access to credit and financial services is much harder and is often more expensive when it is available Deprivation also hits those who at one point might have been seen as doing well—we could call them, as some have, the precariat. A significant number of people right across Scotland and the UK are probably no more than a missed pay cheque or a significant household expense away from serious financial difficulties. Let me cite the example of a citizens advice bureau that is not in my constituency—it is in the neighbouring constituency to the south, West Aberdeenshire and Kincardine—but covers areas of my constituency and I do not believe it is atypical. This citizens advice bureau is located in Westhill—in what would, on the surface, look like a prosperous set of communities there and roundabout—but it has one of the highest rates of people coming through its doors in search of debt advice Right across the north-east of Scotland, the use of food banks is common; not a community is unserved and, as we have heard, demand is, as in other areas, heading in only one direction, and sadly it is not down. For me, tackling poverty means many things, but above all it means treating people as citizens, with dignity, and enabling them to participate fully in society on their own terms, shorn of the shame of being left without. What does it say of the UK Government that they have made a set of policy choices, particularly over the past fortnight, that seek to make it harder for families and individuals to provide that dignity for themselves and to participate as they might wish in wider society?