Future Flood Prevention — House of Commons, 2017-02-27
Topic: Public Lands
Richard Arkless (Scottish National Party, Centre-left): Thank you, Madam Deputy Speaker In common with many Members, I represent a constituency that is susceptible to flooding and has flooded, quite dramatically, twice over the last three years. I have been interested in many of the points made by hon. Members; it has been a well-informed debate, with lots of excellent, pertinent points made The Chair of the Environmental Audit Committee, the hon. Member for Wakefield (Mary Creagh), who is no longer in her place, talked about the stop-start nature of the process of flood management across the rest of the UK and about a lack of strategic planning, which has become apparent in this debate today. She talked about businesses being affected by flooding, and there are some specific issues that I questioned the Minister about before and to which she gave some helpful answers, which I will touch on later in my speech I was pleased to hear the hon. Member for Castle Point (Rebecca Harris) support my calls and express some concern about the availability of affordable insurance to small businesses; I will mention that later. We know that the hon. Member for Taunton Deane (Rebecca Pow) has a passion for trees and everything horticultural, and she talked a lot about land management and the contribution that land management techniques can make to reduce the risk of flooding One of the major debates in my constituency has been the extent to which land management techniques can significantly mitigate the risk of flooding. When towns in my constituency have flooded, we have found it very difficult to find an expert who could say that felling the trees, tidying the riverbanks or dredging a river would have made a significant difference to the risk of flooding. It appears that the one thing that contributes most to the risk of flooding, which is not really in the public’s mind, is the huge amount of rainfall. There is some way to go in the debate about, and public consciousness of, the things that contribute to the risk of flooding and the things that can mitigate it I was interested, as always, to hear the comments of the hon. Member for Louth and Horncastle (Victoria Atkins). She rightly talked about bringing people together, and all MPs with constituencies susceptible to flooding will have been impressed by how stakeholders and members of the public came together. It was humbling to see that in action. But I must say that she broke the House of Commons record for plugging her constituency and praising her Front Bench, all within a six-minute speech—that girl will go far My hon. Friend the Member for Caithness, Sutherland and Easter Ross made an excellent speech and gave the House an excellent summary of the report. He focused on the contrast between the Committee’s experiences in Holland, which adopts a principle of proactivity and strategic management and regards flooding as a social issue, and the strategy in the UK, which seems unpredictable and tends to concentrate on managing consequences in emergencies. That tactic needs to change The Select Committee’s report is one of the relevant documents listed on the Order Paper—to which this debate is restricted—and there is a section on page 23 on business insurance. In many of the towns in my constituency, there are perhaps 30 to 40 small businesses on either side of the high street, which might on occasions be flooded. When those businesses try to get affordable insurance, they can often get a policy with manageable premiums but the excess is completely unmanageable. It is often £15,000 or more. If that main street were to flood again, none of those businesses would be able to pay the excess I am concerned to see the assessment on page 23 of the report, which states: "Defra does not consider there to be a market failure in provision of appropriate business insurance for those located in flood risk areas." The report talks only about the cost and availability of policies; it does not discuss the excesses. Were manageable excesses among the criteria that the Department considered when it made the judgment that there had not been a market failure? I was surprised to read the figures from the Federation of Small Businesses and other organisations that thought that only a small percentage of businesses had these problems. That is not my understanding of what is happening in my constituency. This is a very difficult issue that has the potential to put swathes of our high streets out of business. I accept the argument that participants in the Flood Re scheme should not be made to pay for businesses, but some other kind of scheme needs to be made available. There is a clear market failure here and it needs to be dealt with The approach in Scotland is not perfect, but it seems to be more advanced than in the rest of the UK. We have a statutory basis for our flood management plan. We passed the Flood Risk Management (Scotland) Act in 2009, which compelled all 32 authorities across Scotland to come up with flood management plans. They have all done so: 42 flood defences are in the pipeline and 80% of the money has been committed by the Scottish Government. Four of those schemes are in my constituency, and I look forward to the conclusion of the process in 2022, when all those flood defences will be built and we will be looking at the next round of strategic planning in Scotland.