Family Law — House of Commons, 2019-06-11
Topic: Social Welfare
Angela Crawley (Scottish National Party, Centre-left): I welcome the new Minister to his role. I appreciate fully that it is not an enviable task to strike the delicate balance between ensuring that families and parents receive the support they need and ensuring that those who should be paying and are responsible for their children do so. It is no easy task, and I recognise that he has a hard task ahead of him. The Child Maintenance Service ultimately provides vital financial support where parents are no longer able to work together. The fact that all parents ought to be responsible for the welfare of their children is unequivocal, but many families find themselves in a situation where they are either not receiving the financial support they are due or are unable to provide the financial support they would like to, due to their circumstances The historical changes to child maintenance still impact many families. The announcements regarding trust deeds, mortgage providers and methods of payment collection are broadly welcome. The reality is that most of the families who rely on this service are vulnerable. Many parents rely on this support, whether they are the receiving parent who relies on it to bring up their children, or the paying parent who finds themselves in financial hardship Despite the range of powers that the Child Maintenance Service has at its disposal, many receiving parents find that those powers are not being fully utilised. Examples have been given of paying parents finding ways around the system, and the pursuit of child maintenance is perhaps not being fully utilised. While further powers are welcome, it is important to consider the impact of these consecutive changes on many families who are reliant on this vital financial support There are examples of individuals evading the system and of frustrated parents who are unable to get the support they require. There are frankly many other people who are simply in a great level of poverty, regardless of whether they are the receiving or paying parent, but they are at the mercy of a bureaucratic system that does not recognise that. The charges applied to recovering and paying through the collect and pay service are often perceived as a disincentive, but there is frankly no alternative for many families I reiterate the concern that neither an impact assessment nor a family test has been done for these regulations, as far as I am aware. We know that under universal credit, those in debt struggle to pay for essential items. The possibility of pushing people further into debt has to be considered. Unfortunately, some people are in danger of being forced into a vulnerable place where they rely on food banks and Scottish welfare fund crisis grants, and those are people in receipt of universal credit. Does the Minister think that these changes will increase the number of people relying on mechanisms such as food banks and the Scottish welfare fund? How many cases throughout the UK does he think the regulations will affect? If a family test has been done for these regulations, why have the Government not published it? If a family test has not been done, what was the reason for that My final questions to the Minister are about the Cabinet Office guidelines on fairness in debt collection. The stated aim of the Cabinet Office is to "continually improve how government interacts with people in debt, particularly those in vulnerable circumstances" Were the Cabinet Office guidelines taken into account when these changes were considered? Does the 40% maximum deduction rate for universal credit, which is soon to be reduced to 30%, take into account this change for those on universal credit who are paying back child maintenance arrears? Many families in my constituency are reliant on the Child Maintenance Service, and I would like to ensure that, whether they are the paying or receiving parent, this is the fairest system that they can use, in circumstances where they are unable to use any other service. Any changes to the legislation can have unintended consequences, and consecutive changes to the Child Support Agency and the Child Maintenance Service have had an impact. Those in financial hardship, whether they are the paying or receiving parent, must be kept in mind. I want to know that these changes to legislation will not push people further into poverty and hardship, and I hope that the Minister has considered those points.