Issue:
fix(payment_methods): card_network and card_scheme should be consistent

## Type of Change
<!-- Put an `x` in the boxes that apply -->

- [x] Bugfix
- [ ] New feature
- [ ] Enhancement
- [ ] Refactoring
- [ ] Dependency updates
- [ ] Documentation
- [ ] CI/CD

## Description
<!-- Describe your changes in detail -->
In customer payment method list api, card scheme and card network are showing different value for co-branded card it they are saved with both the network, to fix this issue, both these fields are now fetching the data from the card locker

### Additional Changes

- [ ] This PR modifies the API contract
- [ ] This PR modifies the database schema
- [ ] This PR modifies application configuration/environment variables

<!--
Provide links to the files with corresponding changes.

Following are the paths where you can find config files:
1. `config`
2. `crates/router/src/configs`
3. `loadtest/config`
-->


## Motivation and Context
<!--
Why is this change required? What problem does it solve?
If it fixes an open issue, please link to the issue here.

If you don't have an issue, we'd recommend starting with one first so the PR
can focus on the implementation (unless it is an obvious bug or documentation fix
that will have little conversation).
-->


## How did you test it?
<!--
Did you write an integration/unit/API test to verify the code changes?
Or did you test this change manually (provide relevant screenshots)?
-->

Tested through Postam:

- Create a MCA(Checkout):
- Create a payment with co-branded card with network at Visa:
```
{
    "amount": 1043,
    "currency": "USD",
    "confirm": true,
    "capture_method": "automatic",
    "capture_on": "2022-09-10T10:11:12Z",
    "customer_id": "{{customer_id}}",
    "email": "guest@example.com",
    "name": "John Doe",
    "phone": "999999999",
    "phone_country_code": "+1",
    "description": "Its my first payment request",
    "authentication_type": "no_three_ds",
    "return_url": "https://google.com",
    "payment_method": "card",
    "payment_method_data": {
        "card": {
            "card_number": "4010061700000021",
            "card_exp_month": "01",
            "card_exp_year": "99",
            "card_holder_name": "joseph Doe",
            "card_cvc": "123",
            "card_network": "Visa",
            "nick_name": "Sakil"
        }
    },
    "billing": {
        "address": {
            "line1": "1467",
            "line2": "Harrison Street",
            "line3": "Harrison Street",
            "city": "San Fransico",
            "state": "California",
            "zip": "94122",
            "country": "US",
            "first_name": "PiX"
        }
    },
    "shipping": {
        "address": {
            "line1": "1467",
            "line2": "Harrison Street",
            "line3": "Harrison Street",
            "city": "San Fransico",
            "state": "California",
            "zip": "94122",
            "country": "US",
            "first_name": "PiX"
        }
    },
    "statement_descriptor_name": "joseph",
    "statement_descriptor_suffix": "JS",
    "metadata": {
        "udf1": "value1",
        "new_customer": "true",
        "login_date": "2019-09-10T10:11:12Z"
    },
    "setup_future_usage": "on_session",
    "customer_acceptance": {
        "acceptance_type": "online",
        "accepted_at": "1963-05-03T04:07:52.723Z",
        "online": {
            "ip_address": "125.0.0.1",
            "user_agent": "amet irure esse"
        }
    }
}
```

- Do a customer payment method list, the response should be following:
```
{
    "customer_payment_methods": [
        {
            "payment_token": "token_I8i8KGuFhF4KSxQHFePi",
            "payment_method_id": "pm_3D4MneEjvgweeRyfyiBv",
            "customer_id": "cus_4hPhaiDFxK9W0qUpOGkq",
            "payment_method": "card",
            "payment_method_type": null,
            "payment_method_issuer": null,
            "payment_method_issuer_code": null,
            "recurring_enabled": false,
            "installment_payment_enabled": false,
            "payment_experience": [
                "redirect_to_url"
            ],
            "card": {
                "scheme": "Visa",
                "issuer_country": null,
                "last4_digits": "0021",
                "expiry_month": "01",
                "expiry_year": "99",
                "card_token": null,
                "card_holder_name": "joseph Doe",
                "card_fingerprint": null,
                "nick_name": "Sakil",
                "card_network": "Visa",
                "card_isin": "401006",
                "card_issuer": null,
                "card_type": null,
                "saved_to_locker": true
            },
            "metadata": null,
            "created": "2024-12-16T10:20:59.201Z",
            "bank": null,
            "surcharge_details": null,
            "requires_cvv": true,
            "last_used_at": "2024-12-16T10:20:59.201Z",
            "default_payment_method_set": true,
            "billing": {
                "address": {
                    "city": "San Fransico",
                    "country": "US",
                    "line1": "1467",
                    "line2": "Harrison Street",
                    "line3": "Harrison Street",
                    "zip": "94122",
                    "state": "California",
                    "first_name": "joseph",
                    "last_name": "Doe"
                },
                "phone": null,
                "email": null
            }
        }
    ],
    "is_guest_customer": false
}
```

- Create a payment again with co-branded card but with network as `CartesBancaires`:
```
{
    "amount": 1043,
    "currency": "USD",
    "confirm": true,
    "capture_method": "automatic",
    "capture_on": "2022-09-10T10:11:12Z",
    "customer_id": "{{customer_id}}",
    "email": "guest@example.com",
    "name": "John Doe",
    "phone": "999999999",
    "phone_country_code": "+1",
    "description": "Its my first payment request",
    "authentication_type": "no_three_ds",
    "return_url": "https://google.com",
    "payment_method": "card",
    "payment_method_data": {
        "card": {
            "card_number": "4010061700000021",
            "card_exp_month": "01",
            "card_exp_year": "99",
            "card_holder_name": "joseph Doe",
            "card_cvc": "123",
            "card_network": "CartesBancaires",
            "nick_name": "Sakil"
        }
    },
    "billing": {
        "address": {
            "line1": "1467",
            "line2": "Harrison Street",
            "line3": "Harrison Street",
            "city": "San Fransico",
            "state": "California",
            "zip": "94122",
            "country": "US",
            "first_name": "PiX"
        }
    },
    "shipping": {
        "address": {
            "line1": "1467",
            "line2": "Harrison Street",
            "line3": "Harrison Street",
            "city": "San Fransico",
            "state": "California",
            "zip": "94122",
            "country": "US",
            "first_name": "PiX"
        }
    },
    "statement_descriptor_name": "joseph",
    "statement_descriptor_suffix": "JS",
    "metadata": {
        "udf1": "value1",
        "new_customer": "true",
        "login_date": "2019-09-10T10:11:12Z"
    },
    "setup_future_usage": "on_session",
    "customer_acceptance": {
        "acceptance_type": "online",
        "accepted_at": "1963-05-03T04:07:52.723Z",
        "online": {
            "ip_address": "125.0.0.1",
            "user_agent": "amet irure esse"
        }
    }
}
```
- Do a customer payment method list call, the response should be:
```
{
    "customer_payment_methods": [
        {
            "payment_token": "token_I8i8KGuFhF4KSxQHFePi",
            "payment_method_id": "pm_3D4MneEjvgweeRyfyiBv",
            "customer_id": "cus_4hPhaiDFxK9W0qUpOGkq",
            "payment_method": "card",
            "payment_method_type": null,
            "payment_method_issuer": null,
            "payment_method_issuer_code": null,
            "recurring_enabled": false,
            "installment_payment_enabled": false,
            "payment_experience": [
                "redirect_to_url"
            ],
            "card": {
                "scheme": "CartesBancaires",
                "issuer_country": null,
                "last4_digits": "0021",
                "expiry_month": "01",
                "expiry_year": "99",
                "card_token": null,
                "card_holder_name": "joseph Doe",
                "card_fingerprint": null,
                "nick_name": "Sakil",
                "card_network": "CartesBancaires",
                "card_isin": "401006",
                "card_issuer": null,
                "card_type": null,
                "saved_to_locker": true
            },
            "metadata": null,
            "created": "2024-12-16T10:20:59.201Z",
            "bank": null,
            "surcharge_details": null,
            "requires_cvv": true,
            "last_used_at": "2024-12-16T10:20:59.201Z",
            "default_payment_method_set": true,
            "billing": {
                "address": {
                    "city": "San Fransico",
                    "country": "US",
                    "line1": "1467",
                    "line2": "Harrison Street",
                    "line3": "Harrison Street",
                    "zip": "94122",
                    "state": "California",
                    "first_name": "joseph",
                    "last_name": "Doe"
                },
                "phone": null,
                "email": null
            }
        }
    ],
    "is_guest_customer": false
}
```


## Checklist
<!-- Put an `x` in the boxes that apply -->

- [x] I formatted the code `cargo +nightly fmt --all`
- [x] I addressed lints thrown by `cargo clippy`
- [x] I reviewed the submitted code
- [ ] I added unit tests for my changes where possible


Resolution:
<think>
PR Context:
- Title: fix(payment_methods): card_network and card_scheme should be consistent
- Merged: 2024-12-18T07:42:26Z
- Files changed: 3 files
- Commits: 1 commits

Implementation approach:
## Type of Change
<!-- Put an `x` in the boxes that apply -->

- [x] Bugfix
- [ ] New feature
- [ ] Enhancement
- [ ] Refactoring
- [ ] Dependency updates
- [ ] Documentation
- [ ] CI/CD

## Description
<!-- Describe your changes in detail -->
In customer payment method list api, card scheme and card network are showing different value for co-branded card it they are saved with both the network, to fix this issue, both these fields are now fetching the data from the card locker

N
</think>

To implement this, you'll need to modify:


**Detailed Implementation:**


**Commit 1:** fix(payment_methods): card_network and card_scheme should be consistent (#6867)
Files to modify:


**crates/diesel_models/src/payment_method.rs**
  Modify existing code

**crates/router/src/core/payment_methods/cards.rs**
  Modify existing code

**crates/router/src/core/payments/tokenization.rs**
  Modify existing code