Issue:
refactor(users): Force 2FA in prod env

Currently 2FA is not forced on prod, users have ability to skip it. 

For the PCI compliance, we have to force users to setup and use 2FA.

Resolution:
<think>
PR Context:
- Title: refactor(users): Force 2FA in production environment
- Merged: 2024-11-19T13:18:51Z
- Files changed: 1 files
- Commits: 2 commits

Implementation approach:
## Type of Change
<!-- Put an `x` in the boxes that apply -->

- [ ] Bugfix
- [ ] New feature
- [ ] Enhancement
- [x] Refactoring
- [ ] Dependency updates
- [ ] Documentation
- [ ] CI/CD

## Description
<!-- Describe your changes in detail -->
This PR forces users to use 2FA in production.

### Additional Changes

- [ ] This PR modifies the API contract
- [ ] This PR modifies the database schema
- [x] This PR modifies application configuration/environment variables

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Pr
</think>

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