Issue:
Bug: [BUG] Fix card expiry for savecard flows in cypresss



### Bug Description

-Resolved an issue in the savecard flow where card expiry was incorrectly sourced from the confirmBody.json, resulting in failures. Now, only the payment_token is utilized, ensuring successful payment transactions.

### Expected Behavior

It should take from savecrad confirm body instead confirm body.json and it shouldnt expect the expiry year for this flows

### Actual Behavior

It took from expiry year from confirmbody and leads to failure

### Steps To Reproduce

Current main if you run the test save card flow will fail in cypress

### Context For The Bug

_No response_

### Environment

Sandbox


### Have you spent some time checking if this bug has been raised before?

- [X] I checked and didn't find a similar issue

### Have you read the Contributing Guidelines?

- [X] I have read the [Contributing Guidelines](https://github.com/juspay/hyperswitch/blob/main/docs/CONTRIBUTING.md)

### Are you willing to submit a PR?

Yes, I am willing to submit a PR!

Pull request description:
## Type of Change
<!-- Put an `x` in the boxes that apply -->

- [x] Bugfix
- [ ] New feature
- [ ] Enhancement
- [ ] Refactoring
- [ ] Dependency updates
- [ ] Documentation
- [x] CI/CD

## Description

-Resolved an issue in the savecard flow where card expiry was incorrectly sourced from the confirmBody.json, resulting in failures. Now, only the payment_token is utilized, ensuring successful payment transactions.
-This pull request includes refactoring of the card_pm details to accommodate the addition of banks and wallet flows.

### Additional Changes

- [ ] This PR modifies the API contract
- [ ] This PR modifies the database schema
- [ ] This PR modifies application configuration/environment variables

<!--
Provide links to the files with corresponding changes.

Following are the paths where you can find config files:
1. `config`
2. `crates/router/src/configs`
3. `loadtest/config`
-->


## Motivation and Context

To enhance test coverage for wallet and bank redirect flows.

## How did you test it?

Ran the test manually
<img width="762" alt="Screenshot 2024-05-08 at 3 56 21 PM" src="https://github.com/juspay/hyperswitch/assets/118818938/3981f38d-0276-41c2-9b06-5d5db02f1dc5">


## Checklist
<!-- Put an `x` in the boxes that apply -->

- [x] I formatted the code `cargo +nightly fmt --all`
- [ ] I addressed lints thrown by `cargo clippy`
- [ ] I reviewed the submitted code
- [ ] I added unit tests for my changes where possible


Testing:
Ran the test manually
<img width="762" alt="Screenshot 2024-05-08 at 3 56 21 PM" src="https://github.com/juspay/hyperswitch/assets/118818938/3981f38d-0276-41c2-9b06-5d5db02f1dc5">

Patch: