Issue:
Bug: fix merchant payment method list



1. `collect_billing_details_from_wallets` field should be made true if either of `always_collect_billing_details_from_wallet_connector` ` collect_billing_details_from_wallet_connector` 
2. `collect_shipping_details_from_wallets` field should be made true if either of `always_collect_shipping_details_from_wallet_connector` ` collect_shipping_details_from_wallet_connector` 

Pull request description:
## Type of Change
<!-- Put an `x` in the boxes that apply -->

- [x] Bugfix
- [ ] New feature
- [ ] Enhancement
- [ ] Refactoring
- [ ] Dependency updates
- [ ] Documentation
- [ ] CI/CD

## Description
<!-- Describe your changes in detail -->
1. `collect_billing_details_from_wallets` field should be made true if either of `always_collect_billing_details_from_wallet_connector` ` collect_billing_details_from_wallet_connector` is true
2. `collect_shipping_details_from_wallets` field should be made true if either of  `always_collect_shipping_details_from_wallet_connector` ` collect_shipping_details_from_wallet_connector` is true

So that the sdk gets to know that the address details needs to be collected from apple pay and not from the customers

### Additional Changes

- [ ] This PR modifies the API contract
- [ ] This PR modifies the database schema
- [ ] This PR modifies application configuration/environment variables

<!--
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Following are the paths where you can find config files:
1. `config`
2. `crates/router/src/configs`
3. `loadtest/config`
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## Motivation and Context
<!--
Why is this change required? What problem does it solve?
If it fixes an open issue, please link to the issue here.

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## How did you test it?
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Did you write an integration/unit/API test to verify the code changes?
Or did you test this change manually (provide relevant screenshots)?
-->
-> Create a merchant account and mca
-> Set the below config in the business profile
```
curl --location 'http://localhost:8080/account/merchant_1726040867/business_profile/pro_a6nz5AzJNeeczSAq4bjx' \
--header 'Content-Type: application/json' \
--header 'Accept: application/json' \
--header 'api-key: test_admin' \
--data '{
    "collect_billing_details_from_wallet_connector": true,
    "collect_shipping_details_from_wallet_connector": true,
    "always_collect_shipping_details_from_wallet_connector": false,
    "always_collect_billing_details_from_wallet_connector": false,
    "is_connector_agnostic_mit_enabled": true
}'
```
-> Do merchant payment methods list
```
curl --location 'http://localhost:8080/account/payment_methods?client_secret=pay_TmMtZnKNBJ9k42xukGoq_secret_xMznqubrJIb6UDS16dAC' \
--header 'Accept: application/json' \
--header 'api-key: pk_dev_cfcaee79a88d488c8bc71a50d39010ef'
```
```
{
    "redirect_url": "https://google.com/success",
    "currency": "EUR",
    "payment_methods": [
        {
            "payment_method": "pay_later",
            "payment_method_types": [
                {
                    "payment_method_type": "klarna",
                    "payment_experience": [
                        {
                            "payment_experience_type": "invoke_sdk_client",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "payment_experience_type": "redirect_to_url",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "card_networks": null,
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": null,
                    "surcharge_details": null,
                    "pm_auth_connector": null
                }
            ]
        },
        {
            "payment_method": "wallet",
            "payment_method_types": [
                {
                    "payment_method_type": "paypal",
                    "payment_experience": [
                        {
                            "payment_experience_type": "redirect_to_url",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "card_networks": null,
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": null,
                    "surcharge_details": null,
                    "pm_auth_connector": null
                },
                {
                    "payment_method_type": "google_pay",
                    "payment_experience": [
                        {
                            "payment_experience_type": "invoke_sdk_client",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "card_networks": null,
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": {
                        "billing.address.first_name": {
                            "required_field": "payment_method_data.billing.address.first_name",
                            "display_name": "billing_first_name",
                            "field_type": "user_billing_name",
                            "value": null
                        },
                        "billing.address.last_name": {
                            "required_field": "payment_method_data.billing.address.last_name",
                            "display_name": "billing_last_name",
                            "field_type": "user_billing_name",
                            "value": null
                        },
                        "billing.address.line1": {
                            "required_field": "payment_method_data.billing.address.line1",
                            "display_name": "line1",
                            "field_type": "user_address_line1",
                            "value": null
                        },
                        "billing.email": {
                            "required_field": "payment_method_data.billing.email",
                            "display_name": "email",
                            "field_type": "user_email_address",
                            "value": null
                        },
                        "billing.address.state": {
                            "required_field": "payment_method_data.billing.address.state",
                            "display_name": "state",
                            "field_type": "user_address_state",
                            "value": null
                        },
                        "billing.address.country": {
                            "required_field": "payment_method_data.billing.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        },
                        "billing.address.city": {
                            "required_field": "payment_method_data.billing.address.city",
                            "display_name": "city",
                            "field_type": "user_address_city",
                            "value": null
                        },
                        "billing.address.zip": {
                            "required_field": "payment_method_data.billing.address.zip",
                            "display_name": "zip",
                            "field_type": "user_address_pincode",
                            "value": null
                        }
                    },
                    "surcharge_details": null,
                    "pm_auth_connector": null
                },
                {
                    "payment_method_type": "apple_pay",
                    "payment_experience": [
                        {
                            "payment_experience_type": "invoke_sdk_client",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "card_networks": null,
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": {
                        "billing.address.country": {
                            "required_field": "payment_method_data.billing.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        },
                        "billing.address.last_name": {
                            "required_field": "payment_method_data.billing.address.last_name",
                            "display_name": "billing_last_name",
                            "field_type": "user_billing_name",
                            "value": null
                        },
                        "billing.address.first_name": {
                            "required_field": "payment_method_data.billing.address.first_name",
                            "display_name": "billing_first_name",
                            "field_type": "user_billing_name",
                            "value": null
                        },
                        "billing.address.city": {
                            "required_field": "payment_method_data.billing.address.city",
                            "display_name": "city",
                            "field_type": "user_address_city",
                            "value": null
                        },
                        "billing.address.line1": {
                            "required_field": "payment_method_data.billing.address.line1",
                            "display_name": "line1",
                            "field_type": "user_address_line1",
                            "value": null
                        },
                        "billing.address.zip": {
                            "required_field": "payment_method_data.billing.address.zip",
                            "display_name": "zip",
                            "field_type": "user_address_pincode",
                            "value": null
                        },
                        "billing.email": {
                            "required_field": "payment_method_data.billing.email",
                            "display_name": "email",
                            "field_type": "user_email_address",
                            "value": null
                        },
                        "billing.address.state": {
                            "required_field": "payment_method_data.billing.address.state",
                            "display_name": "state",
                            "field_type": "user_address_state",
                            "value": null
                        }
                    },
                    "surcharge_details": null,
                    "pm_auth_connector": null
                }
            ]
        },
        {
            "payment_method": "card",
            "payment_method_types": [
                {
                    "payment_method_type": "credit",
                    "payment_experience": null,
                    "card_networks": [
                        {
                            "card_network": "Mastercard",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "card_network": "Discover",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "card_network": "Visa",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "card_network": "DinersClub",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": {
                        "payment_method_data.card.card_exp_year": {
                            "required_field": "payment_method_data.card.card_exp_year",
                            "display_name": "card_exp_year",
                            "field_type": "user_card_expiry_year",
                            "value": null
                        },
                        "payment_method_data.card.card_cvc": {
                            "required_field": "payment_method_data.card.card_cvc",
                            "display_name": "card_cvc",
                            "field_type": "user_card_cvc",
                            "value": null
                        },
                        "billing.address.last_name": {
                            "required_field": "payment_method_data.billing.address.last_name",
                            "display_name": "card_holder_name",
                            "field_type": "user_full_name",
                            "value": null
                        },
                        "payment_method_data.card.card_exp_month": {
                            "required_field": "payment_method_data.card.card_exp_month",
                            "display_name": "card_exp_month",
                            "field_type": "user_card_expiry_month",
                            "value": null
                        },
                        "billing.address.line1": {
                            "required_field": "payment_method_data.billing.address.line1",
                            "display_name": "line1",
                            "field_type": "user_address_line1",
                            "value": null
                        },
                        "payment_method_data.card.card_number": {
                            "required_field": "payment_method_data.card.card_number",
                            "display_name": "card_number",
                            "field_type": "user_card_number",
                            "value": null
                        },
                        "billing.address.first_name": {
                            "required_field": "payment_method_data.billing.address.first_name",
                            "display_name": "card_holder_name",
                            "field_type": "user_full_name",
                            "value": null
                        },
                        "billing.address.city": {
                            "required_field": "payment_method_data.billing.address.city",
                            "display_name": "city",
                            "field_type": "user_address_city",
                            "value": null
                        },
                        "billing.email": {
                            "required_field": "payment_method_data.billing.email",
                            "display_name": "email",
                            "field_type": "user_email_address",
                            "value": null
                        },
                        "billing.address.state": {
                            "required_field": "payment_method_data.billing.address.state",
                            "display_name": "state",
                            "field_type": "user_address_state",
                            "value": null
                        },
                        "billing.address.zip": {
                            "required_field": "payment_method_data.billing.address.zip",
                            "display_name": "zip",
                            "field_type": "user_address_pincode",
                            "value": null
                        },
                        "billing.address.country": {
                            "required_field": "payment_method_data.billing.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        }
                    },
                    "surcharge_details": null,
                    "pm_auth_connector": null
                },
                {
                    "payment_method_type": "debit",
                    "payment_experience": null,
                    "card_networks": [
                        {
                            "card_network": "Visa",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "card_network": "Mastercard",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": {
                        "payment_method_data.card.card_cvc": {
                            "required_field": "payment_method_data.card.card_cvc",
                            "display_name": "card_cvc",
                            "field_type": "user_card_cvc",
                            "value": null
                        },
                        "billing.address.city": {
                            "required_field": "payment_method_data.billing.address.city",
                            "display_name": "city",
                            "field_type": "user_address_city",
                            "value": null
                        },
                        "billing.address.line1": {
                            "required_field": "payment_method_data.billing.address.line1",
                            "display_name": "line1",
                            "field_type": "user_address_line1",
                            "value": null
                        },
                        "payment_method_data.card.card_number": {
                            "required_field": "payment_method_data.card.card_number",
                            "display_name": "card_number",
                            "field_type": "user_card_number",
                            "value": null
                        },
                        "billing.address.first_name": {
                            "required_field": "payment_method_data.billing.address.first_name",
                            "display_name": "card_holder_name",
                            "field_type": "user_full_name",
                            "value": null
                        },
                        "billing.address.state": {
                            "required_field": "payment_method_data.billing.address.state",
                            "display_name": "state",
                            "field_type": "user_address_state",
                            "value": null
                        },
                        "billing.address.country": {
                            "required_field": "payment_method_data.billing.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        },
                        "billing.email": {
                            "required_field": "payment_method_data.billing.email",
                            "display_name": "email",
                            "field_type": "user_email_address",
                            "value": null
                        },
                        "billing.address.last_name": {
                            "required_field": "payment_method_data.billing.address.last_name",
                            "display_name": "card_holder_name",
                            "field_type": "user_full_name",
                            "value": null
                        },
                        "billing.address.zip": {
                            "required_field": "payment_method_data.billing.address.zip",
                            "display_name": "zip",
                            "field_type": "user_address_pincode",
                            "value": null
                        },
                        "payment_method_data.card.card_exp_year": {
                            "required_field": "payment_method_data.card.card_exp_year",
                            "display_name": "card_exp_year",
                            "field_type": "user_card_expiry_year",
                            "value": null
                        },
                        "payment_method_data.card.card_exp_month": {
                            "required_field": "payment_method_data.card.card_exp_month",
                            "display_name": "card_exp_month",
                            "field_type": "user_card_expiry_month",
                            "value": null
                        }
                    },
                    "surcharge_details": null,
                    "pm_auth_connector": null
                }
            ]
        }
    ],
    "mandate_payment": null,
    "merchant_name": "NewAge Retailer",
    "show_surcharge_breakup_screen": false,
    "payment_type": "normal",
    "request_external_three_ds_authentication": false,
    "collect_shipping_details_from_wallets": true,
    "collect_billing_details_from_wallets": true,
    "is_tax_calculation_enabled": false
}
```
In the above response `"collect_shipping_details_from_wallets": true,
    "collect_billing_details_from_wallets": true,`  even though the ` "always_collect_shipping_details_from_wallet_connector": false,
    "always_collect_billing_details_from_wallet_connector": false,` is set to false.
    
-> When all the configs are false
```
curl --location 'http://localhost:8080/account/merchant_1726047949/business_profile/pro_TAHURhBV24jEzIvGiIiQ' \
--header 'Content-Type: application/json' \
--header 'Accept: application/json' \
--header 'api-key: test_admin' \
--data '{
    "collect_billing_details_from_wallet_connector": false,
    "collect_shipping_details_from_wallet_connector": false,
    "always_collect_shipping_details_from_wallet_connector": false,
    "always_collect_billing_details_from_wallet_connector": false,
}'
```
-> merchant pml
```
{
    "redirect_url": "https://google.com/success",
    "currency": "EUR",
    "payment_methods": [
        {
            "payment_method": "wallet",
            "payment_method_types": [
                {
                    "payment_method_type": "google_pay",
                    "payment_experience": [
                        {
                            "payment_experience_type": "invoke_sdk_client",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "card_networks": null,
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": {
                        "billing.address.country": {
                            "required_field": "payment_method_data.billing.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        },
                        "billing.address.line1": {
                            "required_field": "payment_method_data.billing.address.line1",
                            "display_name": "line1",
                            "field_type": "user_address_line1",
                            "value": null
                        },
                        "billing.address.state": {
                            "required_field": "payment_method_data.billing.address.state",
                            "display_name": "state",
                            "field_type": "user_address_state",
                            "value": null
                        },
                        "billing.address.last_name": {
                            "required_field": "payment_method_data.billing.address.last_name",
                            "display_name": "billing_last_name",
                            "field_type": "user_billing_name",
                            "value": null
                        },
                        "email": {
                            "required_field": "email",
                            "display_name": "email",
                            "field_type": "user_email_address",
                            "value": null
                        },
                        "billing.address.city": {
                            "required_field": "payment_method_data.billing.address.city",
                            "display_name": "city",
                            "field_type": "user_address_city",
                            "value": null
                        },
                        "billing.address.zip": {
                            "required_field": "payment_method_data.billing.address.zip",
                            "display_name": "zip",
                            "field_type": "user_address_pincode",
                            "value": null
                        },
                        "billing.address.first_name": {
                            "required_field": "payment_method_data.billing.address.first_name",
                            "display_name": "billing_first_name",
                            "field_type": "user_billing_name",
                            "value": null
                        }
                    },
                    "surcharge_details": null,
                    "pm_auth_connector": null
                },
                {
                    "payment_method_type": "apple_pay",
                    "payment_experience": [
                        {
                            "payment_experience_type": "invoke_sdk_client",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "card_networks": null,
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": {
                        "billing.address.line1": {
                            "required_field": "payment_method_data.billing.address.line1",
                            "display_name": "line1",
                            "field_type": "user_address_line1",
                            "value": null
                        },
                        "billing.address.country": {
                            "required_field": "payment_method_data.billing.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        },
                        "billing.address.zip": {
                            "required_field": "payment_method_data.billing.address.zip",
                            "display_name": "zip",
                            "field_type": "user_address_pincode",
                            "value": null
                        },
                        "billing.address.first_name": {
                            "required_field": "payment_method_data.billing.address.first_name",
                            "display_name": "billing_first_name",
                            "field_type": "user_billing_name",
                            "value": null
                        },
                        "email": {
                            "required_field": "email",
                            "display_name": "email",
                            "field_type": "user_email_address",
                            "value": null
                        },
                        "billing.address.last_name": {
                            "required_field": "payment_method_data.billing.address.last_name",
                            "display_name": "billing_last_name",
                            "field_type": "user_billing_name",
                            "value": null
                        },
                        "billing.address.city": {
                            "required_field": "payment_method_data.billing.address.city",
                            "display_name": "city",
                            "field_type": "user_address_city",
                            "value": null
                        },
                        "billing.address.state": {
                            "required_field": "payment_method_data.billing.address.state",
                            "display_name": "state",
                            "field_type": "user_address_state",
                            "value": null
                        }
                    },
                    "surcharge_details": null,
                    "pm_auth_connector": null
                },
                {
                    "payment_method_type": "paypal",
                    "payment_experience": [
                        {
                            "payment_experience_type": "redirect_to_url",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "card_networks": null,
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": null,
                    "surcharge_details": null,
                    "pm_auth_connector": null
                }
            ]
        },
        {
            "payment_method": "pay_later",
            "payment_method_types": [
                {
                    "payment_method_type": "klarna",
                    "payment_experience": [
                        {
                            "payment_experience_type": "invoke_sdk_client",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "payment_experience_type": "redirect_to_url",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "card_networks": null,
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": null,
                    "surcharge_details": null,
                    "pm_auth_connector": null
                }
            ]
        },
        {
            "payment_method": "card",
            "payment_method_types": [
                {
                    "payment_method_type": "debit",
                    "payment_experience": null,
                    "card_networks": [
                        {
                            "card_network": "Mastercard",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "card_network": "Visa",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": {
                        "billing.address.line1": {
                            "required_field": "payment_method_data.billing.address.line1",
                            "display_name": "line1",
                            "field_type": "user_address_line1",
                            "value": null
                        },
                        "payment_method_data.card.card_number": {
                            "required_field": "payment_method_data.card.card_number",
                            "display_name": "card_number",
                            "field_type": "user_card_number",
                            "value": null
                        },
                        "payment_method_data.card.card_exp_year": {
                            "required_field": "payment_method_data.card.card_exp_year",
                            "display_name": "card_exp_year",
                            "field_type": "user_card_expiry_year",
                            "value": null
                        },
                        "payment_method_data.card.card_exp_month": {
                            "required_field": "payment_method_data.card.card_exp_month",
                            "display_name": "card_exp_month",
                            "field_type": "user_card_expiry_month",
                            "value": null
                        },
                        "billing.address.city": {
                            "required_field": "payment_method_data.billing.address.city",
                            "display_name": "city",
                            "field_type": "user_address_city",
                            "value": null
                        },
                        "billing.address.country": {
                            "required_field": "payment_method_data.billing.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        },
                        "email": {
                            "required_field": "email",
                            "display_name": "email",
                            "field_type": "user_email_address",
                            "value": null
                        },
                        "billing.address.zip": {
                            "required_field": "payment_method_data.billing.address.zip",
                            "display_name": "zip",
                            "field_type": "user_address_pincode",
                            "value": null
                        },
                        "billing.address.first_name": {
                            "required_field": "payment_method_data.billing.address.first_name",
                            "display_name": "card_holder_name",
                            "field_type": "user_full_name",
                            "value": null
                        },
                        "billing.address.last_name": {
                            "required_field": "payment_method_data.billing.address.last_name",
                            "display_name": "card_holder_name",
                            "field_type": "user_full_name",
                            "value": null
                        },
                        "billing.address.state": {
                            "required_field": "payment_method_data.billing.address.state",
                            "display_name": "state",
                            "field_type": "user_address_state",
                            "value": null
                        },
                        "payment_method_data.card.card_cvc": {
                            "required_field": "payment_method_data.card.card_cvc",
                            "display_name": "card_cvc",
                            "field_type": "user_card_cvc",
                            "value": null
                        }
                    },
                    "surcharge_details": null,
                    "pm_auth_connector": null
                },
                {
                    "payment_method_type": "credit",
                    "payment_experience": null,
                    "card_networks": [
                        {
                            "card_network": "Mastercard",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "card_network": "Visa",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "card_network": "DinersClub",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "card_network": "Discover",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": {
                        "billing.address.first_name": {
                            "required_field": "payment_method_data.billing.address.first_name",
                            "display_name": "card_holder_name",
                            "field_type": "user_full_name",
                            "value": null
                        },
                        "email": {
                            "required_field": "email",
                            "display_name": "email",
                            "field_type": "user_email_address",
                            "value": null
                        },
                        "billing.address.country": {
                            "required_field": "payment_method_data.billing.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        },
                        "billing.address.zip": {
                            "required_field": "payment_method_data.billing.address.zip",
                            "display_name": "zip",
                            "field_type": "user_address_pincode",
                            "value": null
                        },
                        "billing.address.last_name": {
                            "required_field": "payment_method_data.billing.address.last_name",
                            "display_name": "card_holder_name",
                            "field_type": "user_full_name",
                            "value": null
                        },
                        "billing.address.state": {
                            "required_field": "payment_method_data.billing.address.state",
                            "display_name": "state",
                            "field_type": "user_address_state",
                            "value": null
                        },
                        "billing.address.line1": {
                            "required_field": "payment_method_data.billing.address.line1",
                            "display_name": "line1",
                            "field_type": "user_address_line1",
                            "value": null
                        },
                        "payment_method_data.card.card_cvc": {
                            "required_field": "payment_method_data.card.card_cvc",
                            "display_name": "card_cvc",
                            "field_type": "user_card_cvc",
                            "value": null
                        },
                        "billing.address.city": {
                            "required_field": "payment_method_data.billing.address.city",
                            "display_name": "city",
                            "field_type": "user_address_city",
                            "value": null
                        },
                        "payment_method_data.card.card_number": {
                            "required_field": "payment_method_data.card.card_number",
                            "display_name": "card_number",
                            "field_type": "user_card_number",
                            "value": null
                        },
                        "payment_method_data.card.card_exp_month": {
                            "required_field": "payment_method_data.card.card_exp_month",
                            "display_name": "card_exp_month",
                            "field_type": "user_card_expiry_month",
                            "value": null
                        },
                        "payment_method_data.card.card_exp_year": {
                            "required_field": "payment_method_data.card.card_exp_year",
                            "display_name": "card_exp_year",
                            "field_type": "user_card_expiry_year",
                            "value": null
                        }
                    },
                    "surcharge_details": null,
                    "pm_auth_connector": null
                }
            ]
        }
    ],
    "mandate_payment": null,
    "merchant_name": "NewAge Retailer",
    "show_surcharge_breakup_screen": false,
    "payment_type": "normal",
    "request_external_three_ds_authentication": false,
    "collect_shipping_details_from_wallets": false,
    "collect_billing_details_from_wallets": false
}
```
-> When `    "always_collect_shipping_details_from_wallet_connector": true,
    "always_collect_billing_details_from_wallet_connector": true,`
    
    ```
    {
    "redirect_url": "https://google.com/success",
    "currency": "EUR",
    "payment_methods": [
        {
            "payment_method": "pay_later",
            "payment_method_types": [
                {
                    "payment_method_type": "klarna",
                    "payment_experience": [
                        {
                            "payment_experience_type": "invoke_sdk_client",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "payment_experience_type": "redirect_to_url",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "card_networks": null,
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": null,
                    "surcharge_details": null,
                    "pm_auth_connector": null
                }
            ]
        },
        {
            "payment_method": "wallet",
            "payment_method_types": [
                {
                    "payment_method_type": "google_pay",
                    "payment_experience": [
                        {
                            "payment_experience_type": "invoke_sdk_client",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "card_networks": null,
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": {
                        "billing.address.first_name": {
                            "required_field": "payment_method_data.billing.address.first_name",
                            "display_name": "billing_first_name",
                            "field_type": "user_billing_name",
                            "value": null
                        },
                        "billing.address.line2": {
                            "required_field": "payment_method_data.billing.address.line2",
                            "display_name": "line2",
                            "field_type": "user_address_line2",
                            "value": null
                        },
                        "billing.address.state": {
                            "required_field": "payment_method_data.billing.address.state",
                            "display_name": "state",
                            "field_type": "user_address_state",
                            "value": null
                        },
                        "billing.address.country": {
                            "required_field": "payment_method_data.billing.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        },
                        "billing.address.city": {
                            "required_field": "payment_method_data.billing.address.city",
                            "display_name": "city",
                            "field_type": "user_address_city",
                            "value": null
                        },
                        "shipping.address.zip": {
                            "required_field": "shipping.address.zip",
                            "display_name": "zip",
                            "field_type": "user_shipping_address_pincode",
                            "value": null
                        },
                        "shipping.address.line1": {
                            "required_field": "shipping.address.line1",
                            "display_name": "line1",
                            "field_type": "user_shipping_address_line1",
                            "value": null
                        },
                        "shipping.address.last_name": {
                            "required_field": "shipping.address.last_name",
                            "display_name": "shipping_last_name",
                            "field_type": "user_shipping_name",
                            "value": null
                        },
                        "billing.address.last_name": {
                            "required_field": "payment_method_data.billing.address.last_name",
                            "display_name": "billing_last_name",
                            "field_type": "user_billing_name",
                            "value": null
                        },
                        "billing.address.line1": {
                            "required_field": "payment_method_data.billing.address.line1",
                            "display_name": "line1",
                            "field_type": "user_address_line1",
                            "value": null
                        },
                        "shipping.address.first_name": {
                            "required_field": "shipping.address.first_name",
                            "display_name": "shipping_first_name",
                            "field_type": "user_shipping_name",
                            "value": null
                        },
                        "shipping.address.state": {
                            "required_field": "shipping.address.state",
                            "display_name": "state",
                            "field_type": "user_shipping_address_state",
                            "value": null
                        },
                        "billing.email": {
                            "required_field": "payment_method_data.billing.email",
                            "display_name": "email",
                            "field_type": "user_email_address",
                            "value": null
                        },
                        "shipping.address.city": {
                            "required_field": "shipping.address.city",
                            "display_name": "city",
                            "field_type": "user_shipping_address_city",
                            "value": null
                        },
                        "billing.address.zip": {
                            "required_field": "payment_method_data.billing.address.zip",
                            "display_name": "zip",
                            "field_type": "user_address_pincode",
                            "value": null
                        },
                        "shipping.address.country": {
                            "required_field": "shipping.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_shipping_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        }
                    },
                    "surcharge_details": null,
                    "pm_auth_connector": null
                },
                {
                    "payment_method_type": "apple_pay",
                    "payment_experience": [
                        {
                            "payment_experience_type": "invoke_sdk_client",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "card_networks": null,
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": {
                        "billing.address.country": {
                            "required_field": "payment_method_data.billing.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        },
                        "billing.email": {
                            "required_field": "payment_method_data.billing.email",
                            "display_name": "email",
                            "field_type": "user_email_address",
                            "value": null
                        },
                        "shipping.address.city": {
                            "required_field": "shipping.address.city",
                            "display_name": "city",
                            "field_type": "user_shipping_address_city",
                            "value": null
                        },
                        "shipping.address.last_name": {
                            "required_field": "shipping.address.last_name",
                            "display_name": "shipping_last_name",
                            "field_type": "user_shipping_name",
                            "value": null
                        },
                        "shipping.address.first_name": {
                            "required_field": "shipping.address.first_name",
                            "display_name": "shipping_first_name",
                            "field_type": "user_shipping_name",
                            "value": null
                        },
                        "billing.address.last_name": {
                            "required_field": "payment_method_data.billing.address.last_name",
                            "display_name": "billing_last_name",
                            "field_type": "user_billing_name",
                            "value": null
                        },
                        "shipping.address.line1": {
                            "required_field": "shipping.address.line1",
                            "display_name": "line1",
                            "field_type": "user_shipping_address_line1",
                            "value": null
                        },
                        "shipping.address.state": {
                            "required_field": "shipping.address.state",
                            "display_name": "state",
                            "field_type": "user_shipping_address_state",
                            "value": null
                        },
                        "shipping.address.country": {
                            "required_field": "shipping.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_shipping_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        },
                        "billing.address.first_name": {
                            "required_field": "payment_method_data.billing.address.first_name",
                            "display_name": "billing_first_name",
                            "field_type": "user_billing_name",
                            "value": null
                        },
                        "billing.address.city": {
                            "required_field": "payment_method_data.billing.address.city",
                            "display_name": "city",
                            "field_type": "user_address_city",
                            "value": null
                        },
                        "billing.address.line1": {
                            "required_field": "payment_method_data.billing.address.line1",
                            "display_name": "line1",
                            "field_type": "user_address_line1",
                            "value": null
                        },
                        "billing.address.zip": {
                            "required_field": "payment_method_data.billing.address.zip",
                            "display_name": "zip",
                            "field_type": "user_address_pincode",
                            "value": null
                        },
                        "billing.address.state": {
                            "required_field": "payment_method_data.billing.address.state",
                            "display_name": "state",
                            "field_type": "user_address_state",
                            "value": null
                        },
                        "shipping.address.zip": {
                            "required_field": "shipping.address.zip",
                            "display_name": "zip",
                            "field_type": "user_shipping_address_pincode",
                            "value": null
                        },
                        "billing.address.line2": {
                            "required_field": "payment_method_data.billing.address.line2",
                            "display_name": "line2",
                            "field_type": "user_address_line2",
                            "value": null
                        }
                    },
                    "surcharge_details": null,
                    "pm_auth_connector": null
                },
                {
                    "payment_method_type": "paypal",
                    "payment_experience": [
                        {
                            "payment_experience_type": "redirect_to_url",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "card_networks": null,
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": null,
                    "surcharge_details": null,
                    "pm_auth_connector": null
                }
            ]
        },
        {
            "payment_method": "card",
            "payment_method_types": [
                {
                    "payment_method_type": "debit",
                    "payment_experience": null,
                    "card_networks": [
                        {
                            "card_network": "Mastercard",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "card_network": "Visa",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": {
                        "payment_method_data.card.card_cvc": {
                            "required_field": "payment_method_data.card.card_cvc",
                            "display_name": "card_cvc",
                            "field_type": "user_card_cvc",
                            "value": null
                        },
                        "billing.address.city": {
                            "required_field": "payment_method_data.billing.address.city",
                            "display_name": "city",
                            "field_type": "user_address_city",
                            "value": null
                        },
                        "billing.address.line1": {
                            "required_field": "payment_method_data.billing.address.line1",
                            "display_name": "line1",
                            "field_type": "user_address_line1",
                            "value": null
                        },
                        "payment_method_data.card.card_number": {
                            "required_field": "payment_method_data.card.card_number",
                            "display_name": "card_number",
                            "field_type": "user_card_number",
                            "value": null
                        },
                        "billing.address.first_name": {
                            "required_field": "payment_method_data.billing.address.first_name",
                            "display_name": "card_holder_name",
                            "field_type": "user_full_name",
                            "value": null
                        },
                        "billing.address.state": {
                            "required_field": "payment_method_data.billing.address.state",
                            "display_name": "state",
                            "field_type": "user_address_state",
                            "value": null
                        },
                        "billing.address.country": {
                            "required_field": "payment_method_data.billing.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        },
                        "billing.email": {
                            "required_field": "payment_method_data.billing.email",
                            "display_name": "email",
                            "field_type": "user_email_address",
                            "value": null
                        },
                        "billing.address.last_name": {
                            "required_field": "payment_method_data.billing.address.last_name",
                            "display_name": "card_holder_name",
                            "field_type": "user_full_name",
                            "value": null
                        },
                        "billing.address.zip": {
                            "required_field": "payment_method_data.billing.address.zip",
                            "display_name": "zip",
                            "field_type": "user_address_pincode",
                            "value": null
                        },
                        "payment_method_data.card.card_exp_year": {
                            "required_field": "payment_method_data.card.card_exp_year",
                            "display_name": "card_exp_year",
                            "field_type": "user_card_expiry_year",
                            "value": null
                        },
                        "payment_method_data.card.card_exp_month": {
                            "required_field": "payment_method_data.card.card_exp_month",
                            "display_name": "card_exp_month",
                            "field_type": "user_card_expiry_month",
                            "value": null
                        }
                    },
                    "surcharge_details": null,
                    "pm_auth_connector": null
                },
                {
                    "payment_method_type": "credit",
                    "payment_experience": null,
                    "card_networks": [
                        {
                            "card_network": "Discover",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "card_network": "Visa",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "card_network": "DinersClub",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "card_network": "Mastercard",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": {
                        "payment_method_data.card.card_exp_year": {
                            "required_field": "payment_method_data.card.card_exp_year",
                            "display_name": "card_exp_year",
                            "field_type": "user_card_expiry_year",
                            "value": null
                        },
                        "payment_method_data.card.card_cvc": {
                            "required_field": "payment_method_data.card.card_cvc",
                            "display_name": "card_cvc",
                            "field_type": "user_card_cvc",
                            "value": null
                        },
                        "billing.address.last_name": {
                            "required_field": "payment_method_data.billing.address.last_name",
                            "display_name": "card_holder_name",
                            "field_type": "user_full_name",
                            "value": null
                        },
                        "payment_method_data.card.card_exp_month": {
                            "required_field": "payment_method_data.card.card_exp_month",
                            "display_name": "card_exp_month",
                            "field_type": "user_card_expiry_month",
                            "value": null
                        },
                        "billing.address.line1": {
                            "required_field": "payment_method_data.billing.address.line1",
                            "display_name": "line1",
                            "field_type": "user_address_line1",
                            "value": null
                        },
                        "payment_method_data.card.card_number": {
                            "required_field": "payment_method_data.card.card_number",
                            "display_name": "card_number",
                            "field_type": "user_card_number",
                            "value": null
                        },
                        "billing.address.first_name": {
                            "required_field": "payment_method_data.billing.address.first_name",
                            "display_name": "card_holder_name",
                            "field_type": "user_full_name",
                            "value": null
                        },
                        "billing.address.city": {
                            "required_field": "payment_method_data.billing.address.city",
                            "display_name": "city",
                            "field_type": "user_address_city",
                            "value": null
                        },
                        "billing.email": {
                            "required_field": "payment_method_data.billing.email",
                            "display_name": "email",
                            "field_type": "user_email_address",
                            "value": null
                        },
                        "billing.address.state": {
                            "required_field": "payment_method_data.billing.address.state",
                            "display_name": "state",
                            "field_type": "user_address_state",
                            "value": null
                        },
                        "billing.address.zip": {
                            "required_field": "payment_method_data.billing.address.zip",
                            "display_name": "zip",
                            "field_type": "user_address_pincode",
                            "value": null
                        },
                        "billing.address.country": {
                            "required_field": "payment_method_data.billing.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        }
                    },
                    "surcharge_details": null,
                    "pm_auth_connector": null
                }
            ]
        }
    ],
    "mandate_payment": null,
    "merchant_name": "NewAge Retailer",
    "show_surcharge_breakup_screen": false,
    "payment_type": "normal",
    "request_external_three_ds_authentication": false,
    "collect_shipping_details_from_wallets": true,
    "collect_billing_details_from_wallets": true,
    "is_tax_calculation_enabled": false
}
    ```

## Checklist
<!-- Put an `x` in the boxes that apply -->

- [x] I formatted the code `cargo +nightly fmt --all`
- [x] I addressed lints thrown by `cargo clippy`
- [x] I reviewed the submitted code
- [ ] I added unit tests for my changes where possible


Testing:

-> Create a merchant account and mca
-> Set the below config in the business profile
```
curl --location 'http://localhost:8080/account/merchant_1726040867/business_profile/pro_a6nz5AzJNeeczSAq4bjx' \
--header 'Content-Type: application/json' \
--header 'Accept: application/json' \
--header 'api-key: test_admin' \
--data '{
    "collect_billing_details_from_wallet_connector": true,
    "collect_shipping_details_from_wallet_connector": true,
    "always_collect_shipping_details_from_wallet_connector": false,
    "always_collect_billing_details_from_wallet_connector": false,
    "is_connector_agnostic_mit_enabled": true
}'
```
-> Do merchant payment methods list
```
curl --location 'http://localhost:8080/account/payment_methods?client_secret=pay_TmMtZnKNBJ9k42xukGoq_secret_xMznqubrJIb6UDS16dAC' \
--header 'Accept: application/json' \
--header 'api-key: pk_dev_cfcaee79a88d488c8bc71a50d39010ef'
```
```
{
    "redirect_url": "https://google.com/success",
    "currency": "EUR",
    "payment_methods": [
        {
            "payment_method": "pay_later",
            "payment_method_types": [
                {
                    "payment_method_type": "klarna",
                    "payment_experience": [
                        {
                            "payment_experience_type": "invoke_sdk_client",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "payment_experience_type": "redirect_to_url",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "card_networks": null,
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": null,
                    "surcharge_details": null,
                    "pm_auth_connector": null
                }
            ]
        },
        {
            "payment_method": "wallet",
            "payment_method_types": [
                {
                    "payment_method_type": "paypal",
                    "payment_experience": [
                        {
                            "payment_experience_type": "redirect_to_url",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "card_networks": null,
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": null,
                    "surcharge_details": null,
                    "pm_auth_connector": null
                },
                {
                    "payment_method_type": "google_pay",
                    "payment_experience": [
                        {
                            "payment_experience_type": "invoke_sdk_client",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "card_networks": null,
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": {
                        "billing.address.first_name": {
                            "required_field": "payment_method_data.billing.address.first_name",
                            "display_name": "billing_first_name",
                            "field_type": "user_billing_name",
                            "value": null
                        },
                        "billing.address.last_name": {
                            "required_field": "payment_method_data.billing.address.last_name",
                            "display_name": "billing_last_name",
                            "field_type": "user_billing_name",
                            "value": null
                        },
                        "billing.address.line1": {
                            "required_field": "payment_method_data.billing.address.line1",
                            "display_name": "line1",
                            "field_type": "user_address_line1",
                            "value": null
                        },
                        "billing.email": {
                            "required_field": "payment_method_data.billing.email",
                            "display_name": "email",
                            "field_type": "user_email_address",
                            "value": null
                        },
                        "billing.address.state": {
                            "required_field": "payment_method_data.billing.address.state",
                            "display_name": "state",
                            "field_type": "user_address_state",
                            "value": null
                        },
                        "billing.address.country": {
                            "required_field": "payment_method_data.billing.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        },
                        "billing.address.city": {
                            "required_field": "payment_method_data.billing.address.city",
                            "display_name": "city",
                            "field_type": "user_address_city",
                            "value": null
                        },
                        "billing.address.zip": {
                            "required_field": "payment_method_data.billing.address.zip",
                            "display_name": "zip",
                            "field_type": "user_address_pincode",
                            "value": null
                        }
                    },
                    "surcharge_details": null,
                    "pm_auth_connector": null
                },
                {
                    "payment_method_type": "apple_pay",
                    "payment_experience": [
                        {
                            "payment_experience_type": "invoke_sdk_client",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "card_networks": null,
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": {
                        "billing.address.country": {
                            "required_field": "payment_method_data.billing.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        },
                        "billing.address.last_name": {
                            "required_field": "payment_method_data.billing.address.last_name",
                            "display_name": "billing_last_name",
                            "field_type": "user_billing_name",
                            "value": null
                        },
                        "billing.address.first_name": {
                            "required_field": "payment_method_data.billing.address.first_name",
                            "display_name": "billing_first_name",
                            "field_type": "user_billing_name",
                            "value": null
                        },
                        "billing.address.city": {
                            "required_field": "payment_method_data.billing.address.city",
                            "display_name": "city",
                            "field_type": "user_address_city",
                            "value": null
                        },
                        "billing.address.line1": {
                            "required_field": "payment_method_data.billing.address.line1",
                            "display_name": "line1",
                            "field_type": "user_address_line1",
                            "value": null
                        },
                        "billing.address.zip": {
                            "required_field": "payment_method_data.billing.address.zip",
                            "display_name": "zip",
                            "field_type": "user_address_pincode",
                            "value": null
                        },
                        "billing.email": {
                            "required_field": "payment_method_data.billing.email",
                            "display_name": "email",
                            "field_type": "user_email_address",
                            "value": null
                        },
                        "billing.address.state": {
                            "required_field": "payment_method_data.billing.address.state",
                            "display_name": "state",
                            "field_type": "user_address_state",
                            "value": null
                        }
                    },
                    "surcharge_details": null,
                    "pm_auth_connector": null
                }
            ]
        },
        {
            "payment_method": "card",
            "payment_method_types": [
                {
                    "payment_method_type": "credit",
                    "payment_experience": null,
                    "card_networks": [
                        {
                            "card_network": "Mastercard",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "card_network": "Discover",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "card_network": "Visa",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "card_network": "DinersClub",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": {
                        "payment_method_data.card.card_exp_year": {
                            "required_field": "payment_method_data.card.card_exp_year",
                            "display_name": "card_exp_year",
                            "field_type": "user_card_expiry_year",
                            "value": null
                        },
                        "payment_method_data.card.card_cvc": {
                            "required_field": "payment_method_data.card.card_cvc",
                            "display_name": "card_cvc",
                            "field_type": "user_card_cvc",
                            "value": null
                        },
                        "billing.address.last_name": {
                            "required_field": "payment_method_data.billing.address.last_name",
                            "display_name": "card_holder_name",
                            "field_type": "user_full_name",
                            "value": null
                        },
                        "payment_method_data.card.card_exp_month": {
                            "required_field": "payment_method_data.card.card_exp_month",
                            "display_name": "card_exp_month",
                            "field_type": "user_card_expiry_month",
                            "value": null
                        },
                        "billing.address.line1": {
                            "required_field": "payment_method_data.billing.address.line1",
                            "display_name": "line1",
                            "field_type": "user_address_line1",
                            "value": null
                        },
                        "payment_method_data.card.card_number": {
                            "required_field": "payment_method_data.card.card_number",
                            "display_name": "card_number",
                            "field_type": "user_card_number",
                            "value": null
                        },
                        "billing.address.first_name": {
                            "required_field": "payment_method_data.billing.address.first_name",
                            "display_name": "card_holder_name",
                            "field_type": "user_full_name",
                            "value": null
                        },
                        "billing.address.city": {
                            "required_field": "payment_method_data.billing.address.city",
                            "display_name": "city",
                            "field_type": "user_address_city",
                            "value": null
                        },
                        "billing.email": {
                            "required_field": "payment_method_data.billing.email",
                            "display_name": "email",
                            "field_type": "user_email_address",
                            "value": null
                        },
                        "billing.address.state": {
                            "required_field": "payment_method_data.billing.address.state",
                            "display_name": "state",
                            "field_type": "user_address_state",
                            "value": null
                        },
                        "billing.address.zip": {
                            "required_field": "payment_method_data.billing.address.zip",
                            "display_name": "zip",
                            "field_type": "user_address_pincode",
                            "value": null
                        },
                        "billing.address.country": {
                            "required_field": "payment_method_data.billing.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        }
                    },
                    "surcharge_details": null,
                    "pm_auth_connector": null
                },
                {
                    "payment_method_type": "debit",
                    "payment_experience": null,
                    "card_networks": [
                        {
                            "card_network": "Visa",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "card_network": "Mastercard",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": {
                        "payment_method_data.card.card_cvc": {
                            "required_field": "payment_method_data.card.card_cvc",
                            "display_name": "card_cvc",
                            "field_type": "user_card_cvc",
                            "value": null
                        },
                        "billing.address.city": {
                            "required_field": "payment_method_data.billing.address.city",
                            "display_name": "city",
                            "field_type": "user_address_city",
                            "value": null
                        },
                        "billing.address.line1": {
                            "required_field": "payment_method_data.billing.address.line1",
                            "display_name": "line1",
                            "field_type": "user_address_line1",
                            "value": null
                        },
                        "payment_method_data.card.card_number": {
                            "required_field": "payment_method_data.card.card_number",
                            "display_name": "card_number",
                            "field_type": "user_card_number",
                            "value": null
                        },
                        "billing.address.first_name": {
                            "required_field": "payment_method_data.billing.address.first_name",
                            "display_name": "card_holder_name",
                            "field_type": "user_full_name",
                            "value": null
                        },
                        "billing.address.state": {
                            "required_field": "payment_method_data.billing.address.state",
                            "display_name": "state",
                            "field_type": "user_address_state",
                            "value": null
                        },
                        "billing.address.country": {
                            "required_field": "payment_method_data.billing.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        },
                        "billing.email": {
                            "required_field": "payment_method_data.billing.email",
                            "display_name": "email",
                            "field_type": "user_email_address",
                            "value": null
                        },
                        "billing.address.last_name": {
                            "required_field": "payment_method_data.billing.address.last_name",
                            "display_name": "card_holder_name",
                            "field_type": "user_full_name",
                            "value": null
                        },
                        "billing.address.zip": {
                            "required_field": "payment_method_data.billing.address.zip",
                            "display_name": "zip",
                            "field_type": "user_address_pincode",
                            "value": null
                        },
                        "payment_method_data.card.card_exp_year": {
                            "required_field": "payment_method_data.card.card_exp_year",
                            "display_name": "card_exp_year",
                            "field_type": "user_card_expiry_year",
                            "value": null
                        },
                        "payment_method_data.card.card_exp_month": {
                            "required_field": "payment_method_data.card.card_exp_month",
                            "display_name": "card_exp_month",
                            "field_type": "user_card_expiry_month",
                            "value": null
                        }
                    },
                    "surcharge_details": null,
                    "pm_auth_connector": null
                }
            ]
        }
    ],
    "mandate_payment": null,
    "merchant_name": "NewAge Retailer",
    "show_surcharge_breakup_screen": false,
    "payment_type": "normal",
    "request_external_three_ds_authentication": false,
    "collect_shipping_details_from_wallets": true,
    "collect_billing_details_from_wallets": true,
    "is_tax_calculation_enabled": false
}
```
In the above response `"collect_shipping_details_from_wallets": true,
    "collect_billing_details_from_wallets": true,`  even though the ` "always_collect_shipping_details_from_wallet_connector": false,
    "always_collect_billing_details_from_wallet_connector": false,` is set to false.
    
-> When all the configs are false
```
curl --location 'http://localhost:8080/account/merchant_1726047949/business_profile/pro_TAHURhBV24jEzIvGiIiQ' \
--header 'Content-Type: application/json' \
--header 'Accept: application/json' \
--header 'api-key: test_admin' \
--data '{
    "collect_billing_details_from_wallet_connector": false,
    "collect_shipping_details_from_wallet_connector": false,
    "always_collect_shipping_details_from_wallet_connector": false,
    "always_collect_billing_details_from_wallet_connector": false,
}'
```
-> merchant pml
```
{
    "redirect_url": "https://google.com/success",
    "currency": "EUR",
    "payment_methods": [
        {
            "payment_method": "wallet",
            "payment_method_types": [
                {
                    "payment_method_type": "google_pay",
                    "payment_experience": [
                        {
                            "payment_experience_type": "invoke_sdk_client",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "card_networks": null,
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": {
                        "billing.address.country": {
                            "required_field": "payment_method_data.billing.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        },
                        "billing.address.line1": {
                            "required_field": "payment_method_data.billing.address.line1",
                            "display_name": "line1",
                            "field_type": "user_address_line1",
                            "value": null
                        },
                        "billing.address.state": {
                            "required_field": "payment_method_data.billing.address.state",
                            "display_name": "state",
                            "field_type": "user_address_state",
                            "value": null
                        },
                        "billing.address.last_name": {
                            "required_field": "payment_method_data.billing.address.last_name",
                            "display_name": "billing_last_name",
                            "field_type": "user_billing_name",
                            "value": null
                        },
                        "email": {
                            "required_field": "email",
                            "display_name": "email",
                            "field_type": "user_email_address",
                            "value": null
                        },
                        "billing.address.city": {
                            "required_field": "payment_method_data.billing.address.city",
                            "display_name": "city",
                            "field_type": "user_address_city",
                            "value": null
                        },
                        "billing.address.zip": {
                            "required_field": "payment_method_data.billing.address.zip",
                            "display_name": "zip",
                            "field_type": "user_address_pincode",
                            "value": null
                        },
                        "billing.address.first_name": {
                            "required_field": "payment_method_data.billing.address.first_name",
                            "display_name": "billing_first_name",
                            "field_type": "user_billing_name",
                            "value": null
                        }
                    },
                    "surcharge_details": null,
                    "pm_auth_connector": null
                },
                {
                    "payment_method_type": "apple_pay",
                    "payment_experience": [
                        {
                            "payment_experience_type": "invoke_sdk_client",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "card_networks": null,
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": {
                        "billing.address.line1": {
                            "required_field": "payment_method_data.billing.address.line1",
                            "display_name": "line1",
                            "field_type": "user_address_line1",
                            "value": null
                        },
                        "billing.address.country": {
                            "required_field": "payment_method_data.billing.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        },
                        "billing.address.zip": {
                            "required_field": "payment_method_data.billing.address.zip",
                            "display_name": "zip",
                            "field_type": "user_address_pincode",
                            "value": null
                        },
                        "billing.address.first_name": {
                            "required_field": "payment_method_data.billing.address.first_name",
                            "display_name": "billing_first_name",
                            "field_type": "user_billing_name",
                            "value": null
                        },
                        "email": {
                            "required_field": "email",
                            "display_name": "email",
                            "field_type": "user_email_address",
                            "value": null
                        },
                        "billing.address.last_name": {
                            "required_field": "payment_method_data.billing.address.last_name",
                            "display_name": "billing_last_name",
                            "field_type": "user_billing_name",
                            "value": null
                        },
                        "billing.address.city": {
                            "required_field": "payment_method_data.billing.address.city",
                            "display_name": "city",
                            "field_type": "user_address_city",
                            "value": null
                        },
                        "billing.address.state": {
                            "required_field": "payment_method_data.billing.address.state",
                            "display_name": "state",
                            "field_type": "user_address_state",
                            "value": null
                        }
                    },
                    "surcharge_details": null,
                    "pm_auth_connector": null
                },
                {
                    "payment_method_type": "paypal",
                    "payment_experience": [
                        {
                            "payment_experience_type": "redirect_to_url",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "card_networks": null,
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": null,
                    "surcharge_details": null,
                    "pm_auth_connector": null
                }
            ]
        },
        {
            "payment_method": "pay_later",
            "payment_method_types": [
                {
                    "payment_method_type": "klarna",
                    "payment_experience": [
                        {
                            "payment_experience_type": "invoke_sdk_client",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "payment_experience_type": "redirect_to_url",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "card_networks": null,
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": null,
                    "surcharge_details": null,
                    "pm_auth_connector": null
                }
            ]
        },
        {
            "payment_method": "card",
            "payment_method_types": [
                {
                    "payment_method_type": "debit",
                    "payment_experience": null,
                    "card_networks": [
                        {
                            "card_network": "Mastercard",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "card_network": "Visa",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": {
                        "billing.address.line1": {
                            "required_field": "payment_method_data.billing.address.line1",
                            "display_name": "line1",
                            "field_type": "user_address_line1",
                            "value": null
                        },
                        "payment_method_data.card.card_number": {
                            "required_field": "payment_method_data.card.card_number",
                            "display_name": "card_number",
                            "field_type": "user_card_number",
                            "value": null
                        },
                        "payment_method_data.card.card_exp_year": {
                            "required_field": "payment_method_data.card.card_exp_year",
                            "display_name": "card_exp_year",
                            "field_type": "user_card_expiry_year",
                            "value": null
                        },
                        "payment_method_data.card.card_exp_month": {
                            "required_field": "payment_method_data.card.card_exp_month",
                            "display_name": "card_exp_month",
                            "field_type": "user_card_expiry_month",
                            "value": null
                        },
                        "billing.address.city": {
                            "required_field": "payment_method_data.billing.address.city",
                            "display_name": "city",
                            "field_type": "user_address_city",
                            "value": null
                        },
                        "billing.address.country": {
                            "required_field": "payment_method_data.billing.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        },
                        "email": {
                            "required_field": "email",
                            "display_name": "email",
                            "field_type": "user_email_address",
                            "value": null
                        },
                        "billing.address.zip": {
                            "required_field": "payment_method_data.billing.address.zip",
                            "display_name": "zip",
                            "field_type": "user_address_pincode",
                            "value": null
                        },
                        "billing.address.first_name": {
                            "required_field": "payment_method_data.billing.address.first_name",
                            "display_name": "card_holder_name",
                            "field_type": "user_full_name",
                            "value": null
                        },
                        "billing.address.last_name": {
                            "required_field": "payment_method_data.billing.address.last_name",
                            "display_name": "card_holder_name",
                            "field_type": "user_full_name",
                            "value": null
                        },
                        "billing.address.state": {
                            "required_field": "payment_method_data.billing.address.state",
                            "display_name": "state",
                            "field_type": "user_address_state",
                            "value": null
                        },
                        "payment_method_data.card.card_cvc": {
                            "required_field": "payment_method_data.card.card_cvc",
                            "display_name": "card_cvc",
                            "field_type": "user_card_cvc",
                            "value": null
                        }
                    },
                    "surcharge_details": null,
                    "pm_auth_connector": null
                },
                {
                    "payment_method_type": "credit",
                    "payment_experience": null,
                    "card_networks": [
                        {
                            "card_network": "Mastercard",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "card_network": "Visa",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "card_network": "DinersClub",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "card_network": "Discover",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": {
                        "billing.address.first_name": {
                            "required_field": "payment_method_data.billing.address.first_name",
                            "display_name": "card_holder_name",
                            "field_type": "user_full_name",
                            "value": null
                        },
                        "email": {
                            "required_field": "email",
                            "display_name": "email",
                            "field_type": "user_email_address",
                            "value": null
                        },
                        "billing.address.country": {
                            "required_field": "payment_method_data.billing.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        },
                        "billing.address.zip": {
                            "required_field": "payment_method_data.billing.address.zip",
                            "display_name": "zip",
                            "field_type": "user_address_pincode",
                            "value": null
                        },
                        "billing.address.last_name": {
                            "required_field": "payment_method_data.billing.address.last_name",
                            "display_name": "card_holder_name",
                            "field_type": "user_full_name",
                            "value": null
                        },
                        "billing.address.state": {
                            "required_field": "payment_method_data.billing.address.state",
                            "display_name": "state",
                            "field_type": "user_address_state",
                            "value": null
                        },
                        "billing.address.line1": {
                            "required_field": "payment_method_data.billing.address.line1",
                            "display_name": "line1",
                            "field_type": "user_address_line1",
                            "value": null
                        },
                        "payment_method_data.card.card_cvc": {
                            "required_field": "payment_method_data.card.card_cvc",
                            "display_name": "card_cvc",
                            "field_type": "user_card_cvc",
                            "value": null
                        },
                        "billing.address.city": {
                            "required_field": "payment_method_data.billing.address.city",
                            "display_name": "city",
                            "field_type": "user_address_city",
                            "value": null
                        },
                        "payment_method_data.card.card_number": {
                            "required_field": "payment_method_data.card.card_number",
                            "display_name": "card_number",
                            "field_type": "user_card_number",
                            "value": null
                        },
                        "payment_method_data.card.card_exp_month": {
                            "required_field": "payment_method_data.card.card_exp_month",
                            "display_name": "card_exp_month",
                            "field_type": "user_card_expiry_month",
                            "value": null
                        },
                        "payment_method_data.card.card_exp_year": {
                            "required_field": "payment_method_data.card.card_exp_year",
                            "display_name": "card_exp_year",
                            "field_type": "user_card_expiry_year",
                            "value": null
                        }
                    },
                    "surcharge_details": null,
                    "pm_auth_connector": null
                }
            ]
        }
    ],
    "mandate_payment": null,
    "merchant_name": "NewAge Retailer",
    "show_surcharge_breakup_screen": false,
    "payment_type": "normal",
    "request_external_three_ds_authentication": false,
    "collect_shipping_details_from_wallets": false,
    "collect_billing_details_from_wallets": false
}
```
-> When `    "always_collect_shipping_details_from_wallet_connector": true,
    "always_collect_billing_details_from_wallet_connector": true,`
    
    ```
    {
    "redirect_url": "https://google.com/success",
    "currency": "EUR",
    "payment_methods": [
        {
            "payment_method": "pay_later",
            "payment_method_types": [
                {
                    "payment_method_type": "klarna",
                    "payment_experience": [
                        {
                            "payment_experience_type": "invoke_sdk_client",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "payment_experience_type": "redirect_to_url",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "card_networks": null,
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": null,
                    "surcharge_details": null,
                    "pm_auth_connector": null
                }
            ]
        },
        {
            "payment_method": "wallet",
            "payment_method_types": [
                {
                    "payment_method_type": "google_pay",
                    "payment_experience": [
                        {
                            "payment_experience_type": "invoke_sdk_client",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "card_networks": null,
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": {
                        "billing.address.first_name": {
                            "required_field": "payment_method_data.billing.address.first_name",
                            "display_name": "billing_first_name",
                            "field_type": "user_billing_name",
                            "value": null
                        },
                        "billing.address.line2": {
                            "required_field": "payment_method_data.billing.address.line2",
                            "display_name": "line2",
                            "field_type": "user_address_line2",
                            "value": null
                        },
                        "billing.address.state": {
                            "required_field": "payment_method_data.billing.address.state",
                            "display_name": "state",
                            "field_type": "user_address_state",
                            "value": null
                        },
                        "billing.address.country": {
                            "required_field": "payment_method_data.billing.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        },
                        "billing.address.city": {
                            "required_field": "payment_method_data.billing.address.city",
                            "display_name": "city",
                            "field_type": "user_address_city",
                            "value": null
                        },
                        "shipping.address.zip": {
                            "required_field": "shipping.address.zip",
                            "display_name": "zip",
                            "field_type": "user_shipping_address_pincode",
                            "value": null
                        },
                        "shipping.address.line1": {
                            "required_field": "shipping.address.line1",
                            "display_name": "line1",
                            "field_type": "user_shipping_address_line1",
                            "value": null
                        },
                        "shipping.address.last_name": {
                            "required_field": "shipping.address.last_name",
                            "display_name": "shipping_last_name",
                            "field_type": "user_shipping_name",
                            "value": null
                        },
                        "billing.address.last_name": {
                            "required_field": "payment_method_data.billing.address.last_name",
                            "display_name": "billing_last_name",
                            "field_type": "user_billing_name",
                            "value": null
                        },
                        "billing.address.line1": {
                            "required_field": "payment_method_data.billing.address.line1",
                            "display_name": "line1",
                            "field_type": "user_address_line1",
                            "value": null
                        },
                        "shipping.address.first_name": {
                            "required_field": "shipping.address.first_name",
                            "display_name": "shipping_first_name",
                            "field_type": "user_shipping_name",
                            "value": null
                        },
                        "shipping.address.state": {
                            "required_field": "shipping.address.state",
                            "display_name": "state",
                            "field_type": "user_shipping_address_state",
                            "value": null
                        },
                        "billing.email": {
                            "required_field": "payment_method_data.billing.email",
                            "display_name": "email",
                            "field_type": "user_email_address",
                            "value": null
                        },
                        "shipping.address.city": {
                            "required_field": "shipping.address.city",
                            "display_name": "city",
                            "field_type": "user_shipping_address_city",
                            "value": null
                        },
                        "billing.address.zip": {
                            "required_field": "payment_method_data.billing.address.zip",
                            "display_name": "zip",
                            "field_type": "user_address_pincode",
                            "value": null
                        },
                        "shipping.address.country": {
                            "required_field": "shipping.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_shipping_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        }
                    },
                    "surcharge_details": null,
                    "pm_auth_connector": null
                },
                {
                    "payment_method_type": "apple_pay",
                    "payment_experience": [
                        {
                            "payment_experience_type": "invoke_sdk_client",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "card_networks": null,
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": {
                        "billing.address.country": {
                            "required_field": "payment_method_data.billing.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        },
                        "billing.email": {
                            "required_field": "payment_method_data.billing.email",
                            "display_name": "email",
                            "field_type": "user_email_address",
                            "value": null
                        },
                        "shipping.address.city": {
                            "required_field": "shipping.address.city",
                            "display_name": "city",
                            "field_type": "user_shipping_address_city",
                            "value": null
                        },
                        "shipping.address.last_name": {
                            "required_field": "shipping.address.last_name",
                            "display_name": "shipping_last_name",
                            "field_type": "user_shipping_name",
                            "value": null
                        },
                        "shipping.address.first_name": {
                            "required_field": "shipping.address.first_name",
                            "display_name": "shipping_first_name",
                            "field_type": "user_shipping_name",
                            "value": null
                        },
                        "billing.address.last_name": {
                            "required_field": "payment_method_data.billing.address.last_name",
                            "display_name": "billing_last_name",
                            "field_type": "user_billing_name",
                            "value": null
                        },
                        "shipping.address.line1": {
                            "required_field": "shipping.address.line1",
                            "display_name": "line1",
                            "field_type": "user_shipping_address_line1",
                            "value": null
                        },
                        "shipping.address.state": {
                            "required_field": "shipping.address.state",
                            "display_name": "state",
                            "field_type": "user_shipping_address_state",
                            "value": null
                        },
                        "shipping.address.country": {
                            "required_field": "shipping.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_shipping_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        },
                        "billing.address.first_name": {
                            "required_field": "payment_method_data.billing.address.first_name",
                            "display_name": "billing_first_name",
                            "field_type": "user_billing_name",
                            "value": null
                        },
                        "billing.address.city": {
                            "required_field": "payment_method_data.billing.address.city",
                            "display_name": "city",
                            "field_type": "user_address_city",
                            "value": null
                        },
                        "billing.address.line1": {
                            "required_field": "payment_method_data.billing.address.line1",
                            "display_name": "line1",
                            "field_type": "user_address_line1",
                            "value": null
                        },
                        "billing.address.zip": {
                            "required_field": "payment_method_data.billing.address.zip",
                            "display_name": "zip",
                            "field_type": "user_address_pincode",
                            "value": null
                        },
                        "billing.address.state": {
                            "required_field": "payment_method_data.billing.address.state",
                            "display_name": "state",
                            "field_type": "user_address_state",
                            "value": null
                        },
                        "shipping.address.zip": {
                            "required_field": "shipping.address.zip",
                            "display_name": "zip",
                            "field_type": "user_shipping_address_pincode",
                            "value": null
                        },
                        "billing.address.line2": {
                            "required_field": "payment_method_data.billing.address.line2",
                            "display_name": "line2",
                            "field_type": "user_address_line2",
                            "value": null
                        }
                    },
                    "surcharge_details": null,
                    "pm_auth_connector": null
                },
                {
                    "payment_method_type": "paypal",
                    "payment_experience": [
                        {
                            "payment_experience_type": "redirect_to_url",
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "card_networks": null,
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": null,
                    "surcharge_details": null,
                    "pm_auth_connector": null
                }
            ]
        },
        {
            "payment_method": "card",
            "payment_method_types": [
                {
                    "payment_method_type": "debit",
                    "payment_experience": null,
                    "card_networks": [
                        {
                            "card_network": "Mastercard",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "card_network": "Visa",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": {
                        "payment_method_data.card.card_cvc": {
                            "required_field": "payment_method_data.card.card_cvc",
                            "display_name": "card_cvc",
                            "field_type": "user_card_cvc",
                            "value": null
                        },
                        "billing.address.city": {
                            "required_field": "payment_method_data.billing.address.city",
                            "display_name": "city",
                            "field_type": "user_address_city",
                            "value": null
                        },
                        "billing.address.line1": {
                            "required_field": "payment_method_data.billing.address.line1",
                            "display_name": "line1",
                            "field_type": "user_address_line1",
                            "value": null
                        },
                        "payment_method_data.card.card_number": {
                            "required_field": "payment_method_data.card.card_number",
                            "display_name": "card_number",
                            "field_type": "user_card_number",
                            "value": null
                        },
                        "billing.address.first_name": {
                            "required_field": "payment_method_data.billing.address.first_name",
                            "display_name": "card_holder_name",
                            "field_type": "user_full_name",
                            "value": null
                        },
                        "billing.address.state": {
                            "required_field": "payment_method_data.billing.address.state",
                            "display_name": "state",
                            "field_type": "user_address_state",
                            "value": null
                        },
                        "billing.address.country": {
                            "required_field": "payment_method_data.billing.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        },
                        "billing.email": {
                            "required_field": "payment_method_data.billing.email",
                            "display_name": "email",
                            "field_type": "user_email_address",
                            "value": null
                        },
                        "billing.address.last_name": {
                            "required_field": "payment_method_data.billing.address.last_name",
                            "display_name": "card_holder_name",
                            "field_type": "user_full_name",
                            "value": null
                        },
                        "billing.address.zip": {
                            "required_field": "payment_method_data.billing.address.zip",
                            "display_name": "zip",
                            "field_type": "user_address_pincode",
                            "value": null
                        },
                        "payment_method_data.card.card_exp_year": {
                            "required_field": "payment_method_data.card.card_exp_year",
                            "display_name": "card_exp_year",
                            "field_type": "user_card_expiry_year",
                            "value": null
                        },
                        "payment_method_data.card.card_exp_month": {
                            "required_field": "payment_method_data.card.card_exp_month",
                            "display_name": "card_exp_month",
                            "field_type": "user_card_expiry_month",
                            "value": null
                        }
                    },
                    "surcharge_details": null,
                    "pm_auth_connector": null
                },
                {
                    "payment_method_type": "credit",
                    "payment_experience": null,
                    "card_networks": [
                        {
                            "card_network": "Discover",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "card_network": "Visa",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "card_network": "DinersClub",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        },
                        {
                            "card_network": "Mastercard",
                            "surcharge_details": null,
                            "eligible_connectors": [
                                "cybersource"
                            ]
                        }
                    ],
                    "bank_names": null,
                    "bank_debits": null,
                    "bank_transfers": null,
                    "required_fields": {
                        "payment_method_data.card.card_exp_year": {
                            "required_field": "payment_method_data.card.card_exp_year",
                            "display_name": "card_exp_year",
                            "field_type": "user_card_expiry_year",
                            "value": null
                        },
                        "payment_method_data.card.card_cvc": {
                            "required_field": "payment_method_data.card.card_cvc",
                            "display_name": "card_cvc",
                            "field_type": "user_card_cvc",
                            "value": null
                        },
                        "billing.address.last_name": {
                            "required_field": "payment_method_data.billing.address.last_name",
                            "display_name": "card_holder_name",
                            "field_type": "user_full_name",
                            "value": null
                        },
                        "payment_method_data.card.card_exp_month": {
                            "required_field": "payment_method_data.card.card_exp_month",
                            "display_name": "card_exp_month",
                            "field_type": "user_card_expiry_month",
                            "value": null
                        },
                        "billing.address.line1": {
                            "required_field": "payment_method_data.billing.address.line1",
                            "display_name": "line1",
                            "field_type": "user_address_line1",
                            "value": null
                        },
                        "payment_method_data.card.card_number": {
                            "required_field": "payment_method_data.card.card_number",
                            "display_name": "card_number",
                            "field_type": "user_card_number",
                            "value": null
                        },
                        "billing.address.first_name": {
                            "required_field": "payment_method_data.billing.address.first_name",
                            "display_name": "card_holder_name",
                            "field_type": "user_full_name",
                            "value": null
                        },
                        "billing.address.city": {
                            "required_field": "payment_method_data.billing.address.city",
                            "display_name": "city",
                            "field_type": "user_address_city",
                            "value": null
                        },
                        "billing.email": {
                            "required_field": "payment_method_data.billing.email",
                            "display_name": "email",
                            "field_type": "user_email_address",
                            "value": null
                        },
                        "billing.address.state": {
                            "required_field": "payment_method_data.billing.address.state",
                            "display_name": "state",
                            "field_type": "user_address_state",
                            "value": null
                        },
                        "billing.address.zip": {
                            "required_field": "payment_method_data.billing.address.zip",
                            "display_name": "zip",
                            "field_type": "user_address_pincode",
                            "value": null
                        },
                        "billing.address.country": {
                            "required_field": "payment_method_data.billing.address.country",
                            "display_name": "country",
                            "field_type": {
                                "user_address_country": {
                                    "options": [
                                        "ALL"
                                    ]
                                }
                            },
                            "value": null
                        }
                    },
                    "surcharge_details": null,
                    "pm_auth_connector": null
                }
            ]
        }
    ],
    "mandate_payment": null,
    "merchant_name": "NewAge Retailer",
    "show_surcharge_breakup_screen": false,
    "payment_type": "normal",
    "request_external_three_ds_authentication": false,
    "collect_shipping_details_from_wallets": true,
    "collect_billing_details_from_wallets": true,
    "is_tax_calculation_enabled": false
}
    ```

Patch:
diff --git a/crates/router/src/core/payment_methods/cards.rs b/crates/router/src/core/payment_methods/cards.rs
index c553840347d..8ab3bf50147 100644
--- a/crates/router/src/core/payment_methods/cards.rs
+++ b/crates/router/src/core/payment_methods/cards.rs
@@ -3656,23 +3656,29 @@ pub async fn list_payment_methods(
             api_surcharge_decision_configs::MerchantSurchargeConfigs::default()
         };
 
-    let collect_shipping_details_from_wallets = business_profile
-        .as_ref()
-        .and_then(|business_profile| {
-            business_profile.always_collect_shipping_details_from_wallet_connector
-        })
-        .or(business_profile.as_ref().and_then(|business_profile| {
-            business_profile.collect_shipping_details_from_wallet_connector
-        }));
+    let collect_shipping_details_from_wallets =
+        business_profile.as_ref().and_then(|business_profile| {
+            if business_profile
+                .always_collect_shipping_details_from_wallet_connector
+                .unwrap_or(false)
+            {
+                business_profile.always_collect_shipping_details_from_wallet_connector
+            } else {
+                business_profile.collect_shipping_details_from_wallet_connector
+            }
+        });
 
-    let collect_billing_details_from_wallets = business_profile
-        .as_ref()
-        .and_then(|business_profile| {
-            business_profile.always_collect_billing_details_from_wallet_connector
-        })
-        .or(business_profile.as_ref().and_then(|business_profile| {
-            business_profile.collect_billing_details_from_wallet_connector
-        }));
+    let collect_billing_details_from_wallets =
+        business_profile.as_ref().and_then(|business_profile| {
+            if business_profile
+                .always_collect_billing_details_from_wallet_connector
+                .unwrap_or(false)
+            {
+                business_profile.always_collect_billing_details_from_wallet_connector
+            } else {
+                business_profile.collect_billing_details_from_wallet_connector
+            }
+        });
 
     let is_tax_connector_enabled = business_profile.as_ref().map_or(false, |business_profile| {
         business_profile.get_is_tax_connector_enabled()