PROCESS FOR PARTICLE ADSORPTION

Abstract: A process for forming a suspension of discrete composite particles is described. Each composite particle comprising an insoluble first particle and at least one insoluble second particle on the surface of the first particle. The process comprises mixing the first particles with the second particles under conditions to form a suspension free of agglomerate comprising multiple first particles and agglomerate consisting of just multiple second particles.

Description: PROCESS FOR PARTICLE ADSORPTION The present invention relates to a process for particle adsorption. In * particular, the present invention relates to a process for preparing a composite particle wherein at least one second particle is adsorbed on the surface of a first particle. The present invention also relates to a suspension of the composite particles. Generally, the present invention relates to a process for preparing aqueous compositions including inorganic material particles, such as ΗO 2 and/ or clay particles. More particularly, the present invention relates to the dispersion and distribution of inorganic material particles in products formed by the loss of water from such aqueous compositions. Aqueous dispersions of polymeric latex are used to prepare a tremendous variety of commercially important products, including paints, coatings, primers, mastics, caulks, binders for non-woven materials, and adhesives. Frequently, the polymeric latex is included to form a continuous phase as the water is lost in order to bind the product together, and to contribute important physical properties. In addition to the polymeric latex, most products include particles of one or more inorganic materials. Some inorganic materials contribute an important functional property to the product, such as fire resistance, sheen, flatting, hardness, color, texture, opacity, or toughness. Often these inorganic materials are relatively expensive, and it is desirable to employ them in the formulated product as efficiently as posssible. For example, titanium dioxide has been for many years the pigment of choice for conferring opacity to plastic sheets and films, and particularly to y coatings formed from coating compositions and paints. In paints titanium dioxide is typically the most expensive component of the formulation on a volume basis. It has been an ongoing objective of the coatings industry to achieve the desired degree of opacity in a coating while at the same time using as little titanium dioxide pigment as possible. One way in which this is done is by employing titanium dioxide which has an optimal average particle size and particle size distribution for scattering Kght. Another way of making efficient use of the titanium, dioxide employed is by dispersing this pigment as well as possible. Agglomerated or aggregated titanium dioxide pigment particles make less than their full potential contribution to the performance of the coatings, such as, for example, with regard to coating opacity and colorant potential. Such aggregates can also impair certain other properties of the coating or film such as, for example, strength and resistance properties. Titanium dioxide is often sold as a dry powder. As a practical matter, this powder must to be milled in a liquid medium to break up agglomerates and to obtain a colloidally stable dispersion. In order to stabilize the coating formulation against settling or flocculation, a variety of surface active dispersing additives have been used. Coatings manufacturers have often used titanium dioxide as a dry powder, which is used directly in preparing coating compositions. In this case, a dispersing additive is usually added directly to the pigment and a small amount of water in a preliminary pigment "grind" step in which loose agglomerates of the pigment particles are broken up by mechanical shear forces. The dispersing additive typically remains in the mix through the subsequent steps in the coating preparation process and typically will be found in the fully formulated coating composition. There has been an increasing tendency for titanium dioxide to be commercially supplied in concentrated slurry form, such as, for example, in water. However, since the titanium dioxide particles in the slurries are prone to aggregation upon storage, the slurries often need to be redispersed for maximum effectiveness before use in formulating a coating composition. Either the manufacturer of the titanium dioxide slurry or the end user of the slurry, and sometimes both, may perform the redispersion step. This step is another source of dispersing agent in the fully formulated coating. The opacifying capability or hiding power of a paint or coating is a function of the spacing of the titanium pigment particles in the dried coating. The light scattering characteristics of titanium dioxide particles are well known. The average size and size distribution of titanium dioxide particles used for opacifying purposes has been highly optimized by the titanium dioxide manufacturers for maximum scattering. Maximum light scattering occurs when > the titanium dioxide pigment particles have a diameter of from about 200 to about 250 nanometers and are spaced far apart from each other, on the order of a few particle diameters, so that there is minimal interference between the light scattering of neighboring particles. In practice, however, for example in the formulation of paints, it is widely recognized that when enough titanium dioxide particles have been dispersed into the polymeric coating vehicle to yield films of acceptable opacity, the level of opacity which is achieved is significantly less than would be theoretically predicted from the light scattering potential of a single titanium dioxide particle multiplied by the total number of particles in the path of light passing through the film. A number of factors have been identified which partially account for the diminution of opacity from the theoretical predictions. If two or more titanium dioxide particles are in actual contact with each other, or even if they are closer together than the optimum spacing distance, the particles will behave like a single aggregated larger particle and result in reduced light scattering. This occurs if the titanium dioxide particles are not adequately deaggregated during the dispersion process. However, even if the titanium dioxide particles are fully deaggregated in the dispersion process, a random distribution of particles will not provide the maximum scattering achievable in theory if the particles were optimally distributed. In a related phenomenon, referred to as "crowding", titanium dioxide pigment particles are forced to be nearer to each other than the desired optimum merely by the lack of available space. This lack of available space may be caused by the space taken up by the other coating fillers and extenders which are of a comparable size to, or which are larger than, the pigment particles. In the case of polymeric binders, which are particulate in nature prior to film formation, such as, for example, latex or emulsion polymers, and in the case of nonaqueous dispersion polymers, the binder polymer particles themselves can crowd pigment particles, especially if they are of comparable or larger in size than the titanium dioxide particles. In other instances, the inorganic materials, for example, fillers, may be less expensive than the latex and it may be desired to incorporate the maximum amounts possible without compromising the desirable properties attributable to the latex, such as, for example, binding and tensile properties, such as elongation and, in the case of adhesives, minimum loss of tackiness. Since the polymeric latex is typically the most expensive component of the formulated product, inexpensive inorganic materials are frequently included to reduce product cost. In this case, it is desirable to use the greatest possible volume of the inexpensive inorganic material, while still retaining the desired performance properties of • the product, since these properties typically decline when too much of the inexpensive inorganic material is included. A good example is a paint formulated with so much of an inexpensive filler pigment, such as calcium carbonate, that the critical pigment volume concentration is exceeded. Such a paint will provide a much less protective coating for a surface on which it is applied than a similar paint formulated with slightly less filler, and having a pigment volume concentration below the critical level. One way of making efficient use of the inorganic material employed is by dispersing this pigment as well as possible. Agglomerated or aggregated inorganic material pigment particles frequently make less than their full potential contribution to the performance of the product, such as, for example, strength and resistance properties. Inorganic materials are typically sold as dry powders. As a practical matter, this powder must be milled in a liquid medium to break up agglomerates and to obtain a colloidally stable dispersion. In order to stabilize the product formulation against settling or flocculation, a variety of surface active dispersing additives have been used. Manufacturers have often used inorganic materials as dry powders. In this case, a dispersing additive is usually added directly to the material and a small amount of water in a preliminary "grind" step in which loose agglomerates of the inorganic material particles are broken up by mechanical shear forces. The dispersing additive typically remains in the mix through the subsequent steps in the product preparation process and typically will be found in the fully formulated product composition. %, Sometimes inorganic materials are commercially supplied in concentrated ( (j slurry form, such as, for example, in water. However, since the inorganic 'r~ material particles in the slurries are prone to aggregation upon storage, the slurries often need to be redispersed for maximum effectiveness before use in formulating a coating composition. Either the manufacturer of the inorganic material slurry or the end user of the slurry, and sometimes both, may perform the redispersion step. This step is another source of dispersing agent in the fully formulated product. The traditional guiding rule or goal in the formulation of practical, dispersed inorganic material-containing products, such as coatings, including for example, pigmented latex paints, is to make the inorganic material dispersion and the polymeric latex binder dispersions as colloidally stable and compatible with each other as possible, in the sense that they can be mixed without formation of coagulum or like aggregate or excessive increases in viscosity. It has heretofore been found that inorganic material particles cannot be effectively dispersed into aqueous latex compositions by simply blending or directly mixing them into the aqueous polymeric latex composition. When such direct blending of inorganic material particles has been attempted, agglomeration of the particles has resulted in the formation of grit or coagulum in the composition. Products containing grit or coagulum may suffer the loss of properties such as gloss, mechanical strength and impermeability. Even in the case of nonaqueous (solvent-borne) or 100% solids polymer compositions, high energy grinding or milling input has been found to be necessary to deagglomerate and wet out the inorganic material i particles. Even with the use of such operations, inferior dispersions containing aggregates of inorganic material particles result unless significant quantities of dispersing, wetting or "coupling" agents are employed. However, even when such agents are used, the distribution of the inorganic material particles in the polymer system at best approaches that of a random distribution. As a result there exist a substantial number of particles in close proximity to each other, and possibly in direct physical contact with each other, especially in mastics, caulks, and like materials. In the case of many compositions including polymeric latex, such as polymeric latex adhesives, and latex paints and coatings, it is conventional practice to first form a stable aqueous dispersion of the inorganic materials including the pigments, fillers and extenders. This dispersion, also known as a "grind" or "millbase," may contain water-mis cible solvents, such as for example glycols and glycol ethers, and relatively low molecular weight water soluble polyelectrolytes as inorganic material pigment grinding aids or dispersants. Generally, these pigment dispersants are anionic polyelectrolytes. Many different types of such dispersants are known. For example, U.S. Patent 2,930,775 discloses the water soluble salts of diisobutylene maleic anhydride copolymers having molecular weights between about 750 and 5,000 as dispersants when employed at concentrations of from about 0.05 to 4% on pigment weight. US. Patent 4,102,843 and U.S. Reissue Patent 31,936 disclose the use of water soluble salts of copolymers of hydroxyalkyl (meth)acrylates and (meth)acrylic acid of molecular weights of from 500 to 15,000 at concentrations of from about 0.01 to 5% on pigment to produce glossy emulsion paints. U.S. Patent 4,243,430 discloses a water-soluble dispersant comprising an addition copolymer comprising greater than 30% alpha, beta-unsaturated monovinylidene carboxylic acid, the copolymer having an apparent pKa between 6.0 and 7.5 and molecular weight between about 500 and 15,000, and forming a water soluble salt with zinc ammonia complex ion. Low molecular weight polyphosphate salts, such as potassium tripolyphosphate, are also used because they are relatively inexpensive, but they tend to have marginal hydrolytic stability. The use of these and other polyelectrolyte dispersants is described in T.C. Patton, Paint Flow and Pigment Dispersion (Wiley Intersάence, 2nd edition) 290-295 (1979). Also described therein (pages 468-497) are a number of milling devices used in the preparation of pigment dispersions. One such device which is commonly used in the manufacture of latex paints is the high speed disk disperser designed to develop high shearing forces in the pigment grinding step. Common practice is to use the device with dispersant to form a stable dispersion of inorganic material pigment, and then to add to the dispersion the aqueous latex polymer binder along with the other ingredients, such as for example thickeners and rheology modifiers, antifoaming agents, colorants, coalescing agents or temporary plasticizers for the latex polymer particles, and surfactants for substrate wetting and colorant compatability. The pigment dispersion process and the relation to flocculation and other properties are discussed further in Treatise on Coatings, Vol. Ill, Part 1 (Marcel Decker) (1975); Pigment Handbook, Vol. I (2nd edition, Wiley Interscience) (1988), and Pigment Handbook, Vol. Ill (Wiley Interscience) (1973). Other types of pigment dispersion equipment are also employed, including ball mills, sand mills, Banbury mixers, and the like, depending on the nature and physical characteristics of the product. While these -polymeric dispersants and procedures enable the formulation of practical aqueous formulations, they have certain undesirable characteristics. Because of their ionic nature, polyelectrolyte dispersants tend to impart water sensitivity to films, which can result in reduced resistance of the films to scrubbing, and increased swelling with a tendency towards delamination and blistering. Similarly, the presence of polyelectolyte dispersants can reduce the corrosion resistance of coatings films applied to steel surfaces. Moreover, such polyelectrolyte stabilized dispersions of inorganic material particles are prone to flocculation and reaggregation by other ionic species in the aqueous formulation, such as, for example, from initiator residues and from soluble inorganic pigments, especially those which contribute multivalent ions such as zinc oxide' and calcium carbonate. Furthermore, since films dry by water evaporation, the concentration of such ionic species in the coating or film increases upon drying, and an otherwise suitable dispersion may become aggregated during the drying process itself. The stability and instability of inorganic material dispersions in the presence of polyelectrolytes and multivalent metal ions has been described by Burlamacchi, et al, Colloids and Surfaces 7, 165 (1982). Even in the unlikely case that a polyelectrolyte dispersant were to confer effective dispersion of inorganic material pigment particles to provide a dispersion of singlet particles, the range of distance of the repulsive forces between particles is very small, typically on the order of less than about 100 Angstroms (10 nanometers), in relation to the size of inorganic material particles, which can range from on the order of 50 nanometers or so (such as for fumed silica) to several thousand nanometers (such as for coarse calcium carbonate). Consequently, the repulsive forces between particles in such dispersions would be incapable of maintaining any significant degree of spacing between the inorganic material particles to improve the scattering or hiding power in the case of the dispersed titanium dioxide pigment, or to have a significant impact on the mechanical properties of the dried film. A number of techniques have been proposed to disperse inorganic particles such as inorganic material particles in aqueous polymer containing coating compositions. For example, U.S. Patent 4,608,401 discloses a method for encapsulating solid particles by admixing the particles in an aqueous reaction medium with a water-insoluble polymerizable monomer in the presence of nonionic surface active stabilizing agent (such as a polyethoxylated alkylphenol containing at least about 8 carbon atoms in the alkyl group and preferably at least 40-50 ethylene oxide groups per molecule) to form a water-insoluble polymer free of ionic charge. A redox polymerization is employed which is free of ionic groups and does not release ionic groups in the reaction medium. The starting particles must be free of significant levels of ionic charge, either anionic or cationic, existing either from their structure or generated during their preparation and handling through electrolyte additions. The '401 patent states that "[pjarticles which are charged have been found not to participate in the present encapsulation mechanism but, in fact, to severely inhibit the same, resulting in virtually immediate flocculation of the entire solids" (column 7, line 62 - column 8, line 4). Naturally agglomerated particulate materials are taught as being effectively dispersed in situ during the polymerization, eliminating the necessity for preliminary grinding and/or dispersion treatments. The '401 patent teaches that agglomerates of the inorganic pigment particles, which are present before and during the initiation of the polymerization reaction, are broken down or "exploded" apart during the polymerization. The behavior of the system has not been explained. Latex paints prepared using pigment dispersed according to the procedure of the '401 patent are claimed to exhibit improved gloss, opacity, and scrub resistance relative to paints prepared by conventional means, although details for the preparation of the latter including the method of pigment dispersion and the characteristics of the latex polymer to be used, are not provided. The entire amount of polymer which appears in the final paints of the '401 patent is introduced in the polymerization process in the presence of the pigment. The process for achieving pigment encapsulation requires the handling of reactive monomers and other ancillary chemicals and the conducting of chemical reactions in the presence of pigment as an integral part of the process. U.S. Patent 4,025,483 is directed towards stabilizing aqueous inorganic material pigment slurries by blending plastic pigment with the slurry. At least about 10% of nonfilm-forming polymer latexes of 1,000-10,000 Angstroms in size, and having a glass transition temperature greater than 30 C, are blended with about 10-50% water. The '483 patent discloses stabilizing such slurries against gravitational separation and sedimentation upon storage of the slurry. In the illustrative examples, Tamol 731 dispersant is used at a concentration of 0.35% on pigment. The '483 patent does not disclose or teach adsorption of the latex on the inorganic material particles. While the slurry containing latex in patent Example 1 has a total volume solids of about 41 % compared to the control dispersion of Example 3 which has a total volume solids of about 31%, it is possible that increased volume solids alone might be expected to retard the rate of settling. While the systems which are compared are of approximately the same initial viscosity, the control system contains much more methyl cellulose thickener. U.S. Patent 4,315,959 relates to a process for coating microscopic substrates, such as pigment particles, dispersed in an aqueous medium containing a complex of a polyhydroxylated polymer, preferably polyvinyl alcohol ("PVA"), and a transition metal, most preferably copper II. The complex forms a layer on the particles which initiates polymerization of monomers such as acrylates and methacrylates. Example 1 discloses polymethylmethacrylate coated on inorganic material on a first layer of the PVA/Cu II complex. Tests such as electron microscopy and Hegman fineness show that the size of the treated particles was very nearly identical to the size of the untreated particles. Example 6 is directed to kaolin and talc coated with polymethyl methacrylate and show a higher modulus of elasticity relative to untreated materials in polymethyl methacrylate or using a known anchoring agent. As in the '401 patent, the process of achieving layering of a polymer on pigment involves conducting chemical reactions in the presence of the pigment. See also P. Godard et al., Double Liaison, No. 387-388, pϋ (1988). U.S. Patent 4,800,103 describes a process which involves treating a particulate inorganic material with the latex by mixing the latex with an aqueous suspension containing from 5-50% by weight of the inorganic material, adding a water-soluble salt having a multivalent cation, and adjusting the pH of the suspension to more than 4.0 in order to coagulate the latex-treated material to form an open three-dimensional network of larger floes. The flocculated material is then dewatered and the resultant cake is dried and then pulverized. Alternatively, the latex may be added to a suspension of the inorganic material with a suitable dispersing agent for the inorganic material. The resultant mixture is then spray dried. An object of this invention is to prepare anhydrous compositions that may be easily incorporated in resins for castings, such as, for example, polyurethanes, unsaturated polyesters, acrylics, nylon and polypropylene. U.S. Patent 4,421,660 discloses the steps of emulsifying a hydrophobic, emulsion polymerizable monomer in an aqueous colloidal dispersion of discrete particles of an inorganic solid, and subjecting the resulting emulsion to emulsion polymerization conditions to form a stable, fluid, aqueous colloidal dispersion of the inorganic solid particles dispersed in a matrix of water-insoluble polymer of the hydrophobic monomer. An aqueous dispersion of the inorganic material is first made using surfactants such as fatty acid salts, polysoaps such as sodium polyacrylate, and especially polysoaps such as potassium salts of functionalized oligomers, such as for example the Uniroyal Chemical Polywet varieties. In Example 6 inorganic material of 200-400 nanometers in diameter is polymerized with a styrene/butyl acrylate composition to yield a bimodal dispersion of mean diameters of 650 nanometers and 110 nanometers. A coating, the composition of which is not described, prepared from the latex is reported as having excellent opacity. As in the prior references, the coating of the inorganic particles is achieved by an emulsion polymerization chemical reaction in the presence of the particles. US-A-4,421,660 discloses a process for encapsulating inorganic particles by first emulsifying monomer in the presence of the particles and then polymerizing the monomer to yield multiple inorganic particles dispersed in a colloidal size polymer matrix. US-A-4798854 discloses a process for forming under stable conditions dispersions of inorganic particles and polymeric particles and then coprecipitating the mixed suspension by adding a coagulant such as aluminium sulphate. The attractive and repulsive forces which control the ability of particles of one type and size to adhere onto the surface of other particles have been the subject of extensive theoretical work and investigation with model systems, as evidenced by numerous publications. These publications typically refer to the phenomenon of particle-particle adhesion as "heterocoagulation", and discuss maximizing the freedom of dissimilar particles from undesirable hetero¬ coagulation in very dilute systems. The theory of so called "heterocoagulation" processes has been described by an extension of the well-known colloidal stability theory of Derjaguin, Landau, Verwey and Overbeek ("DLVO theory"). This extension is given by the Hogg, Healy and Furstenau equation which extended the DVLO theory to include the interaction between spherical colloidal particles of different radii, unequal surface potentials and differing London-van der Waals (i.e. Hamaker) constants, and is described in R. Buscall, et al., Polymer Colloids (Elsevier Applied Science Publications 1985) pages 89-90 and 165-167. DLVO theory mathematically expresses a balance between attractive forces attributed to van der Waals forces and repulsive forces attributed to like electrical charges on the surfaces of interacting particles. Other types of interaction forces, for example steric repulsion and attraction due to dissolved polymer, can be incorporated into the basic theory at least semi-quantitatively. Investigators have shown the applicability of the theory in very dilute systems. Their conclusions are typically expressed in terms of particle collisions and minimum repulsive energy barriers between particles sufficient to overcome the attractive forces. Below this energy barrier there are too many collisions of particles with energies exceeding this minimum repulsive energy barrier to prevent coagulation. The relationship between this energy barrier and coagulation is taught as depending on several particle and medium variables which include medium dielectric constant, medium ionic strength, particle size, particle surface charge which may be expressed in terms of zeta potential, and the material attraction or Hamaker constant for cohoidal materials immersed in the particular medium. No single parameter is, therefore, by itself a predictor of coagulation or stability. If colloidal dispersions of particles differing in sign of charge are mixed, the usual result is a gross flocculation or coagulation. This result may be a desirable consequence in some circumstances, such as, for example, in instances where it is desired to purify water containing suspended matter or to isolate a bulk solid material from its colloidal suspension. If, however, the dispersions of particles having different sign of charge are mixed together under conditions of low particle concentration, and where one of the particle types is smaller than the other and present in greater number, then gross coagulation may be avoided and the smaller particles may form a monolayer on the larger ones. However, the particle concentrations required to cleanly effect such a process, without forming significant quantities of coagulum or grit, are so low as to render such a process commercially impractical, since large volumes of liquid dispersions would have to be handled. The DLVO theory and extensions thereof have been useful as a guide for interpreting and correlating aspects relating to the stability of small particles and dilute colloidal dispersions. These theories has been useful despite their quantitative limitations, and the fact that all of the necessary parameters for implementation, such as, for example, the material attraction or Hamaker constants, are not always known, or are not known with sufficient accuracy for all tiie materials of possible interest. The primary deficiency of the DLVO theory is that it is limited to the interactions of two isolated particles of the same type with each other in very dilute dispersions. Despite extensive research relating to the theory of particle interaction and extensive work with model systems at low particle concentrations, as reflected by numerous publications in the field of colloidal stability and heterocoagulation, the utility of the DVLO and other theories as relating to the preparation of commercial dispersions containing high concentrations of inorganic particles has not been established. There is a continuing need to improve the effective utilization of inorganic material in aqueous compositions and thereby to improve the performance properties of the compositions. In addition, there is a need for a method of minimizing the viscosity of inorganic material slurries, and to quickly prepare such slurries. Further, there is a need for a process to disperse inorganic material particles at high concentrations for use in coating and related types of compositions with a minimal amount of dispersing surfactant and with the substantial absence of grit. In particular, there is a need for a process for preparing stable, high solids, dispersions of microcomposite particles having polymer particles adsorbed onto a inorganic material particle. In particular, there is a continuing need to improve the effective utilization of titanium dioxide in aqueous coating compositions and thereby to improve the opacity and other performance properties of coating compositions. In addition, there is a need for a method of minimizing the viscosity of titanium dioxide slurries, and to quickly prepare such slurries. Further, there is a need for a process to disperse titanium dioxide particles at high concentrations in coating compositions with a minimal amount of dispersing surfactant and with the substantial absence of grit. In particular, there is a need for a process for preparing stable, high solids, dispersions of microcomposite particles having polymer particles adsorbed onto a titanium dioxide particle. According to a first aspect of the present invention there is provided a process for forming a suspension of discrete composite particles, each composite particle comprising an insoluble first particle and at least one insoluble second particle on the surface of the first particle, comprising mixing the first particles with the second particles under conditions to form a suspension substantially free of agglomerates comprising multiple first particles and agglomerates consisting of just multiple second particles; wherein the conditions are such that the mixture is only slightly unstable towards heteroagglomeration of the first and second particles. According to a second aspect of the present invention there is provided a suspension of at least 10% solids of composite particles obtainable by a process according to the first aspect of the present invention. . . . . The present invention allows for the formation of composite particles each comprising a plurahty of second particles on the surface of a first particle. In the present process, the second particles can be inorganic and/or organic and the first particle can be inorganic or organic. In order to explain more fully the present invention it should be appreciated that suspensions of discrete particles do not behave in a uniform manner. Some suspensions are stable in that the particles retain their discrete state (e.g. Tiθ 2 particles stabilized with adsorbed soluble polyelectrolyte dispersants). Some suspensions are unstable in that multi-particle agglomerates form (e.g. unstabilized Tiθ 2 particles and clay particles). The formation of multi- particle agglomerates is attributable to a number of factors such as different particle surface changes and different Van De Waal's forces between particles. The degree of instability and the rate of multi-particulate formation is related to the relative magnitude of these factors. In many applications, the formation of multi-particle agglomerates is highly undesirable (e.g. paints). Agglomerate formation can be pictorially represented as Scheme A in Figure la. This Scheme would be typical for unstabilized Tiθ 2 multi-particle agglomerate formation. For mixture particle suspensions, the formation of multi-particle hetero¬ agglomerates can be represented as Scheme B in Figure la. These types of heteroagglomerates contain multi-first particles and multi-second particles. The formation of these multi first heteroagglomerates can be shown qualitatively by comparing simple energy diagrams of the type shown in Figure lb. In this Figure, the energy barrier in the stable condition is too high for agglomerates to form. This is not the case in the unstable condition. In the present invention, first and second particles are mixed together. However, instead of the particles forming multi-first and multi-second particles (i.e. following Scheme B), the particles form discrete first and second composite particles wherein each composite particle has one first particle and at least one second particle on the surface of the first particle. The present invention can be represented as Scheme C in Figure la. The discrete composite particles of the present invention are formed by tailoring the conditions such that the mixture is only slightly unstable towards hetero-agglomeration of the first and second particles. The formation of the hetero-agglomerates of the present invention can be shown qualitatively by comparing more complex (but more representative) energy diagrams that allow for the formation of intermediate states, such as the diagrams shown in Figure lc. In this Figure, each energy diagram shows the possible transition of an initial state through to a final state via an intermediate state. In the stable condition, the energy barrier to reach the intermediate state (intermediate energy barrier) is too high for either the intermediate state or the final state to form. In the unstable state, the intermediate energy barrier is low enough to form the intermediate state. However, the energy barrier to reach the final state (final energy barrier) is also low and to such an extent that the intermediate state itself is so unstable that it forms the final state. In the only slightly unstable conditions of the present invention, the intermediate energy barrier is higher than the unstable condition but is still low enough to allow for the formation of the intermediate state (i.e. the heteroagglomerates of the present invention). However, the final energy barrier is too high to allow for the formation of the final state and thus provides for the stabilisation of the intermediate state. In the present invention, the conditions are tailored so that the intermediate energy barrier is higher than it would be under unstable conditions. The final energy barrier is high enough to stabilise the intermediate state (i.e. the particles of the present invention). The formation a suspension of composite particles comprising one first particle (some times refered to as a core particle) and at least one second particle on the surface of the first particle wherein the suspension is free of multi first agglomerates or agglomerates consisting of just second particles is unexpected. Normally, one would have expected the formation of multiple first and second particle agglomerates (i.e. agglomerates formed by Scheme B). Up until the present invention, it was never recognised or appreciated that one could ever control, let alone how to control, conditions to allow for the formation of the suspension of the present invention. Preferably, the first particles are the same and the second particles are the same. For example, all of the first particles can be either inorganic or organic particles and all of the second particles can be either inorganic or organic particles. Preferably, the first particles or the second particles are inorganic particles and the other of the first particles or the second particles are organic particles. Preferably, the inorganic particles are Tiθ 2 particles. Preferably, the organic particles are polymer latex particles. Preferably, the first and second particles have the same sign of surface charge. For example, the sign is either positive or negative or zero. Preferably, the surface potential of each first particle is different from the surface potential of each second particle. Preferably, either the first particles or the second particles comprise a chemical group for attachment to the other of the first particles or the second particles. The term attachment includes (but is not limited to) attachment by adsorption and attachment by a chemical reaction. Preferably, the chemical group is a polymerizable ethylenically unsaturated acid-functional monomer. Preferably, the polymerizable ethylenically unsaturated acid-functional monomer is any one of itaconic acid; and a dihydrogen phosphate ester of an alcohol containing a polymerizable olefinic group. Preferably, the dihydrogen phosphate ester is selected from the phosphoric acid monoester of 2-hydroxyethyl methacrylate, the phosphoric acid diester of 2-hydroxy ethyl methacrylate, the phosphoric acid monoester of 3-hydroxypropyl methacrylate, and the phosphoric acid diester of 3-hydroxypropyl methacrylate. Preferably, the at least one polymerizable dihydrogen phosphate-functional monomer is selected from the dihydrogen vinylbenzyl- phosphates, and CH 2 =CCH 3 Cθ 2 CH 2 CH 2 OPO(OH) 2 , CH 2 =CCH 3 C0 2 CH 2 CH[OPO(OH)2]CH3, CH 2 =CCH3Cθ2CH2CH2CH 2 OPO(OH)2, and CH2=CCH 3 Cθ2CH2CHOHCH2θPO(OH) 2 . Preferably, a pigment dispersant is present. A prefered pigment dispersant is a polyelectrolyte. Preferably, the pigment dispersant is selected from poly(meth)acrylic acid, poly(meth)acrylic acid salts, polyelectrolyte copolymers of (meth)acrylic acid and salts of polyelectrolyte copolymers of (meth)acrylic acid. The pigment dispersant may be an inorganic polyelectrolyte. Preferably, the pigment dispersant is a polyphosphate salt. The present invention therefore relates to a process for forming a suspension of discrete composite particles, each composite particle comprising an insoluble first particle and at least one insoluble second particle on the surface of the first particle, comprising mixing the first particles with the second particles under conditions to form a suspension substantially free of agglomerates comprising multiple first particles and agglomerates consisting of just multiple second particles; wherein the conditions are such that the mixture is only slightly unstable towards heteroagglomeration of the first and second particles. The process is applicable for absorbing inorganic particles onto an inorganic particle, absorbing organic particles onto an organic particle, absorbing inorganic particles onto an organic particle, and absorbing organic particles onto an inorganic particle. The present invention also provides for the formation of composite particles of the type just described adsorbed on a third particle, which may be organic or inorganic in nature. In a prefered embodiment, the present invention is directed to a process for preparing an aqueous dispersion of composite particles, each composite particle comprising a plurality of polymeric latex particles adsorbed to an inorganic material particle (such as day, silica, calcium carbonate, Tiθ 2 ), the process comprising: a) suspending inorganic material particles in an aqueous medium; b) suspending the polymeric latex partides in an aqueous medium, the sign of the surface charge of the polymeric latex partides being the same as the sign of the surface charge of the inorganic material partides, the zeta potential of ti e polymeric latex partides in the aqueous medium being greater in absolute value than the zeta potential of the inorganic material particles in the aqueous medium; and c) mixing the aqueous medium/media containing the inorganic material particles and the polymeric latex partides. In another preferred embodiment, the present invention is directed to a process for preparing an aqueous dispersion of composite partides, each composite partide comprising a plurality of polymeric latex particles adsorbed onto an inorganic material partide (sudi as day, silica, caldum carbonate, T1O 2 ), the process comprising: a) suspending inorganic material partides in an aqueous medium, b) suspending the polymeric latex partides in an aqueous medium, the polymeric latex partides being stabilized against homocoagulation by polymeric steric stabilization, the surface potential of one of either of the polymeric latex partides or the inorganic material partides in the aqueous medium being greater in absolute value than the surface potential of the other of the polymeric latex partides and the inorganic material particles; and c) mixing the aqueous medium/media containing the inorganic material partides and the polymeric latex partides, the polymeric latex partides adsorbing onto the inorganic material partides to provide the composite partides. In a preferred embodiment, the invention is directed to a process for preparing an aqueous dispersion of composite partides, eadi composite particle comprising a plurahty of polymeric latex partides adsorbed onto an inorganic material partide (sudi as clay, silica, calcium carbonate, TIO 2 ) the process comprising: a) suspending inorganic material particles in an aqueous 'medium; b) suspending the polymeric latex partides in the aqueous medium, the sign of the surface charge of the polymeric latex particles being the same as the sign of the surface charge of the inorganic material partides, the surface potential of one of either of the polymeric latex particles or the inorganic material particles in the aqueous medium being greater in absolute value than the surface potential of the other of the polymeric latex particles and the inorganic material particles; and c) mixing the aqueous medium/media containing the inorganic material particles and the polymeric latex particles, the polymeric latex particles adsorbing onto the inorganic material particles to provide the composite particles. In another preferred embodiment, the present invention relates to a process for preparing an aqueous dispersion of composite particles, each composite particle comprising a plurality of polymeric latex particles (which may be dispersant latex particles) adsorbed onto an inorganic material partide (such as ΗO 2 , day, calcium carbonate, silica), the process comprising: a) suspending polymeric latex particles in an aqueous medium, the polymeric latex particles having been polymerized in the absence of the inorganic material particles; b) suspending inorganic material particles in an aqueous medium (which may be the same medium as the first medium), the sign of the surface charge of the polymeric latex partides being the same as the sign of the surface charge of the inorganic material partides, the surface potential of one of either of the polymeric latex particles or the inorganic material particles in the aqueous medium being greater in absolute value than the surface potential of the other of the polymeric latex partides and the inorganic material particles; and c) mixing the aqueous media/medium containing the inorganic material particles and the polymeric latex particles in the absence of conditions providing gross heterocoagulation, the polymeric latex particles adsorbing onto the inorganic material particles to provide the composite particles. In another preferred embodiment, the present invention relates to a process for preparing an aqueous composition, the composition including dispersed composite partides, each composite particle comprising a plurality of polymeric latex dispersant particles adsorbed to a inorganic material particle, the process comprising: a) suspending inorganic material particles in an aqueous medium; b) suspending the polymeric latex partides in an aqueous medium, the polymeric latex partides being stable with respect to homocoagulation; and c) mixing the aqueous medium/media containing the inorganic material particles and the polymeric latex particles, the mixture induding the inorganic material particles and the polymeric latex partides being unstable with respect to heteroco¬ agulation, the energy barrier with respect to heterocoagulation of the polymeric latex partides and the inorganic partides being sufficiently great so that rapid heterocoagulation forming a substantial proportion by weight of aggregates induding multiple inorganic material particles is avoided, the polymeric latex partides adsorbing onto the inorganic material partides to provide the composite partides. In another prefered embodiment, the present invention relates to a process for preparing an aqueous dispersion of composite particles, the composite partides eadi comprising a plurahty of selected polymeric latex partides adsorbed onto an inorganic material partide, the process comprising: a) preparing a dispersion or suspension of polymeric latex particles in an aqueous medium, the polymeric latex partides having a surface potential (zero, negative or positive, preferably negative) and being prepared by a preparative emulsion polymerization process in the absence of inorganic material partides, the preparative emulsion polymerization process being selected from the class consisting of: 1) emulsion polymerization processes employing a monomer mixture induding at least one polymerizable ethylenically unsaturated add- functional monomer, the at least one polymerizable ethylenically unsaturated aάd-functional monomer being selected from the dass consisting of: A) itaconic add; and B) dihydrogen phosphate esters of an alcohol, the alcohol containing a polymerizable olefinic group; 2) emulsion polymerization processes preferentially providing acid-functionality proximate the surface of the polymeric latex partide; and 3) emulsion polymerization processes employing a monomer mixture induding at least one ethylenically unsaturated aάd- functional monomer, the total weight of ethylenically unsaturated acid- functional monomer comprising at least about ten percent by weight of the polymeric latex solids; b) suspending inorganic material partides in an aqueous medium (which may be the same aquoeus medium), the inorganic material partides having a surface potential in the aqueous medium (zero, negative or positive, preferably being the same as the latex particles and more preferably being less than the latex particles), the surface potential of the inorganic material particles and the polymeric latex particles stabilizing the inorganic material particles and the polymeric latex particles against gross heterocoagulation, the polymeric latex particles being selected, by the use of the preparative emulsion polymerization process, to adsorb onto the inorganic material partides in a controlled manner, and c) mixing the aqueous medium/media containing the inorganic material partides and the selected polymeric latex particles, the selected polymeric latex particles adsorbing onto the inorganic material particles to provide the composite particles. Preferably, the surface potential of the polymeric latex particles in the aqueous medium is greater in absolute value than the surface potential of the inorganic material particles in the aqueous medium. Preferably, the zeta potential of the inorganic material particles is negative. Preferably, the zeta potential of the inorganic material particles is more negative than about -5 mv. Preferably, the zeta potential of the polymeric latex particles is more negative than about -20 mv. Preferably, the zeta potential of the inorganic material particles is from about -5 mv to about -70 mv, the zeta potential of the polymeric latex particles being from about -20 mv to -120 mv. Preferably, the zeta potential of the inorganic material particles is from about -20 mv to -60 mv, the zeta potential of the polymeric latex partides being from about -40 mv to about -110 mv. Preferably, the product of the zeta potential of the inorganic material particles and the zeta potential of the polymeric latex particles is from about 100 mv2 to 8400 mv2 Preferably, the absolute value of the difference in the zeta potential of the inorganic material partides and the the zeta potential of the polymeric latex partides is at least about 30 mv. Typical difference values are around 35 mv for partides such as silane treated silica and polymeric latex particles, between around 38 mv to 42 mv for particles such as day and the polymer Rhoplex TR-407 over the pH range of from 4.2 to 2.9 (Rhoplex is a trade mark of Rohm and Haas Company), and between around from 45 mv to 50 mv for particles sud as ΗO 2 and the polymer Rhoplex AC-61 (Rhoplex is a trade mark of Rohm and Haas Company. Preferably, the zeta potential of the polymeric latex particles is attributable to ionized add functionality at the surface of the polymeric latex particles. Preferably, the process further comprises adjusting the zeta potential of the inorganic material partide surface prior to mixing the aqueous medium containing the inorganic material partides and the polymeric latex particles. When the inorganic material partides are day, the zeta potential of the inorganic material partides is adjusted by addition of an aminosilane compound, acid or aluminium sulfate. When the inorganic material particles are silica, the zeta potential of the inorganic material partides is adjusted by addition of an aminosilane compound. Preferably, the aminosilane compound is 2-aminoethyl-3-aminopropyl-trimethoxysilane. When the inorganic material partides are calcium carbonate, the zeta potential of the inorganic material is adjusted by addition of less than about 0.2 percent by weight of caldum carbonate solids of an anionic polyelectrolyte. Preferably, the energy barrier with respect to heterocoagulation of the polymeric latex partides and the inorganic particles is sufficiently great so that rapid heterocoagulation forming a substantial proportion by weight of aggregates induding multiple inorganic material partides is avoided. Preferably, the energy barrier with respect to heterocoagulation is at least about 3 kT. Preferably, the energy barrier with respect to heterocoagulation is less than about 10 kT. Preferably, the polymeric latex partides are stable with respect to homocoagulation. Preferably, the polymeric latex particles are stabilized against homocoagulation by polymeric steric stabilization. Preferably, the inorganic material particle has a saturation level for adsorption of the polymeric latex partides and the proportion of polymeric latex partides in the aqueous medium is at least great enough to provide composite partides having polymeric latex partides at the saturation level. Preferably, the average size of the polymeric latex partides is from about 20 run to about four times the average partide size of the inorganic material particles. Preferably, the average size of the polymeric latex particles is from about 50 nm the average size of the inorganic material partides to about equal to the average size of the inorganic material particles. Preferably, the average particle size of the inorganic material particles is from about 100 nm to 10,000 nm, and the average size of the polymeric latex particles is from about 20 nm to 5000 nm. Preferably, the inorganic material particles are titanium dioxide particles and the average particle size of the inorganic material particles is from about 200 nm to 250 nm, the average size of the polymeric latex particles being from about 20 nm to 1000 nm (preferably 250 nm). Preferably, the average size of the polymeric latex partides is from about one-quarter the average size of the titanium dioxide particles to about equal to the average size of the titanium dioxide particles. Preferably, the aqueous medium containing the inorganic material particles and the polymeric latex partides is substantially free of polyelectrolyte dispersants. Preferably, the aqueous medium containing the inorganic material and the polymeric latex particles includes no more than about 0.2 percent by weight poly-electrolyte dispersant based on the weight of inorganic material, particularly if the inorganic material is titanium dioxide. Preferably, the process further comprises preparing polymeric latex partides by an emulsion polymerization process from monomer mixture including at least one polymerizable ethylenically unsaturated acid-functional monomer. Preferably, the polymeric latex particles are prepared by an emulsion polymerization process which preferentially provides acid functionality at the surface of the polymeric latex particles. Preferably, the polymeric latex particles being polymerized from monomer including at least one polymerizable dihydrogen phosphate-functional monomer. Preferably, the at least one polymerizable ethylenically unsaturated acid- functional monomer is a dihydrogen phosphate ester of an alcohol, the alcohol containing a polymerizable vinyl or olefinic group (polymerizable non-vinyl olefinic groups). Preferably, the dihydrogen phosphate ester is selected from the phosphoric add monoester of 2-hydroxyethyl methacrylate, the phosphoric add diester of 2-hydroxyethyl methacrylate, the phosphoric add monoester of 3-hydroxypropyl methacrylate, and the phosphoric acid diester of 3-hydroyxypropyl methacrylate, and the dihydrogen phosphate monoester of 2-hydroxyethyl methacrylate, and mixtures of the dihydrogen phosphate monoester of 2-hydroxyethyl methacrylate and the phosphoric add diester of 2-hydroxyethyl methacrylate. Preferably, the at least one polymerizable dihydrogen phosphate-functional monomer is selected from the dihydrogen vinylbenzylphosphates, and CH 2 =CCH 3 C0 2 CH 2 CH 2 θPO(OH) 2 , CH 2 =CCH 3 Cθ 2 CH 2 CH[OPO(OH) 2 3CH 3 , CH 2 =CCH3C0 2 CH 2 CH 2 CH2θPO(OH)2, and CH 2 =CCH 3 Cθ 2 <2H 2 CHOHCH 2 θPO(OH) 2 . Preferably, the polymeric latex partides are polymerized from monomer induding itaconic add. Preferably, the effective glass transition temperature of the polymeric latex partides is less than about 60 °C. Preferably, the effective glass transition temperature of the polymeric latex partides is greater than about 50°C. Preferably, the process further comprises mixing an aqueous dispersion of polymeric latex binder particles with the aqueous medium containing the dispersed composite partides. Preferably, the polymeric latex binder particles and the polymeric latex dispersant particles are the same. Preferably, the latex partides are polymeric latex dispersant partides. Preferably, the total solids of the aqueous medium containing the inorganic material partides and polymeric latex partides is greater than about 10 percent by weight. Preferably, a pressure sensitive adhesive composition is produced. Preferably, a coatings composition is produced. Preferably, a paper coating composition is produced. Preferably, the process further comprises applying the aqueous dispersion of composite particles to a fiberfill material to coat the fiberfill material to provide a bound fiberfill material. Preferably, the process further comprises coating a non-woven or textile material with the dispersion. Preferably, the process additionally comprises frothing the dispersion before coating the material. Preferably, an inorganic material slurry is produced. The present invention therefore provides a process for preparing an aqueous dispersion of composite partides, the composite partides eadi including a plurahty of polymeric latex particles adsorbed onto an inorganic material partide. The resulting composite partides can be used in preparing formulated aqueous compositions, such as coating compositions, adhesives, binders, for non-woven materials, and paints, which in turn give coatings and other products in which the inorganic material is more efficaciously dispersed than in prior art formulations. The improved dispersion of the inorganic material partides provided by the process of the present invention advantageously provides greater flexibility in preparing aqueous compositions induding dispersed inorganic material. For example, in some cases the present process provides a means of reducing the amount of inorganic material required to provide desired properties, such as mechanical properties or opadfication. In other cases, in which the inorganic material is inexpensive, the present process provides a means of increasing the amount of inorganic material which can be included in an aqueous composition to reduce cost while maintaining performance properties. The improved dispersion of the titanium dioxide particles provided by the process of the present invention advantageously reduces the amount of titanium dioxide required to provide desired coating properties, such as opacity or hiding, tint strength, mechanical properties, "ICI'Or "cone-and-plate" (high shear rate) viscosity, gloss, and scub resistance. The process also provides coating compositions giving coatings with improved opacity for a given pigment level. In a prefered embodiment, the process of the present invention employs controlled adsorption of polymeric latex particles onto inorganic material particles to provide composite particles. Adsorption conditions are selected to provide composite particles including adsorbed polymer latex particles, preferably at a saturation level on the inorganic material particles, while formation of composite particles including more than single inorganic material partides, and higher levels of inorganic material particle aggregation, is substantially avoided. Thus, conditions are chosen such that a mixture of the inorganic material particles and the polymeric latex particles is just slightly unstable with respect to formation of composite partides, the values of parameters characterizing the stability of the system lying in a relatively narrow range between those characteristic of stability and those characteristic of instability with respect to aggregation. By operating in this narrow range of slight instability a slow, controlled heterocoagulation to well-dispersed composites is effected and the rapid heterocoagulation leading to substantial aggregates of inorganic material partides is avoided. The stability of the mixture with respect to adsorption can be adjusted in a number of ways. For example, the relative surface potential of the inorganic material partides and the polymeric latex partides can be varied. The stability of the mixture can also be varied by adsorbing a carefully established level of a polyelectrolyte such as a pigment dispersant onto the surface of the inorganic material particles. The inorganic material partides are most frequently stabilized by surface charge, but can also be stabilized by steric forces, or by a combination of surface charge and steric forces. Preferably, in one embodiment the polymeric latex partides are polymerized from monomer which provides polymer which is hard or rigid at the temperature at which the composite partides are to be used, such as. monomer which provides a polymeric material with an effective glass transition temperature of at least about 50°C in the case of a composition induding composite partides and apphed at ambient or room temperature (that is, at about 20- 23°C). The rigidity of the adsorbed polymeric latex partides is believed to aid in spacing adjacent inorganic material particles. However, in another embodiment of the present invention, the polymeric latex partides are polymerized from monomer which provides a polymeric material which is soft and deformable under the conditions in which the composition induding the composite partides is used. For example, the effective glass transition temperature of the polymeric latex particles in this case can be from about 0°C to 20°C, and the adsorbed polymeric latex partides serving as a binder for the composition. Suprisingly, even though the polymeric latex partides are formed from a soft, deformable material, an impovement in application performance properties, such as hiding, can be observed. In a presently preferred embodiment, the process of the present invention comprises: a) suspending inorganic material partides in an aqueous medium; b) suspending the polymeric latex particles in the aqueous medium, the sign of the surface charge of the polymeric latex partides being the same as the sign of the surface charge of the inorganic material partides, the surface potential of one of either of the polymeric latex particles or the inorganic material particles in the aqueous medium being greater in absolute value than the surface potential of the other of the polymeric latex particles and the inorganic material particles; and c) mixing the aqueous medium containing the inorganic material particles and the polymeric latex particles, the polymeric latex particles adsorbing onto the inorganic material particles to provide the composite particles. The inorganic material particles and the polymeric latex partides can be mixed in any order, and in the same or different aqueous medium. When inorganic material particles are suspended in an aqueous medium which already indudes the polymeric latex particles, as when inorganic material pigment is ground in an aqueous medium including polymeric latex particles as a pigment dispersant, greater volume solids can be achieved than otherwise. In another embodiment, the process of the present invention employs polymeric latex particles which are sterically stabilized, in this case the process comprises: a) suspending inorganic material particles in an aqueous medium; b) suspending the polymeric latex particles in the aqueous medium, the polymeric latex particles being stabilized against homocoagulation by polymeric steric stabilization, the surface potential of one of either of the polymeric latex particles or the inorganic material particles in the aqueous medium being greater in absolute value than the surface potential of the other of the polymeric latex particles and the inorganic material; c) mixing the aqueous medium containing the inorganic material particles and the polymeric latex particles, the polymeric latex partides adsorbing onto the inorganic material particles to provide the composite particles. Both the case of surface charge stabilization and the case of steric stabilization, as well as the case of mixed surface charge and steric stabilization, are encompassed by expressing the process of this invention in terms of energy criteria. In those terms, the process of the present invention comprises: a) suspending inorganic material particles in an aqueous medium; b) suspending the polymeric latex particles in the aqueous medium, the polymeric latex particles being stable with respect to homocoagulation; and c) mixing the aqueous medium containing the inorganic material particles and the polymeric latex particles, the mixture including the inorganic material particles and the polymeric latex partides being unstable with respect to heterocoagulation, the energy barrier with respect to heterocoagulation of the polymeric latex particles and the inorganic material being suffiάently great so that rapid heterocoagulation forming a substantial proportion by weight of aggregates induding multiple inorganic material partides is avoided, the polymeric latex partides adsorbing onto the inorganic material partides to provide the composite partides. In this latter case, it is preferred that the energy barrier with respect to heterocoagulation be less than about 10 kT, and more preferably the energy barrier with respect to heterocoagulation be at least about 3 kT. Under these conditions, the inorganic material particles may be slightly unstable with respect " to homocoagulation, and such homocoagulation may to some extent compete with the process of the present invention. However, the polymeric latex partides are preferably present in greater relative number concentrations than the inorganic material particles. This greater relative concentration and the shear of mixing of the aqueous medium containing both the inorganic material partides and the polymeric latex particles is believed to favor ultimate formation of the composite partides over the formation of aggregates of the inorganic material partides. The composite partides formed by the process of the present invention are themselves stable with respect to homocoagulation. The inorganic material particles have a characteristic maximum level for adsorption of the polymeric latex partides. This adsorption saturation level can be determined empirically, and is believed to depend on a number of factors including geometric factors relating to the relative sizes and shapes of the inorganic material and polymeric latex partides. Preferably, the proportion of polymeric latex partides in the aqueous medium employed in the present process is at least great enough to provide composite particles having polymeric latex partides at this saturation level. This advantageously enhances the stability of the composite particles formed. In practicing the first presently preferred embodiment of the process of the present invention, the aqueous medium containing the inorganic material particles and the polymeric latex particles is generally preferred to be substantially free of polyelectrolyte dispersants. These polyelectrolyte dispersants, such as potassium tripolyphosphate, polyacrylic acid, polymethacrylic acid, and the like, which are often used as dispersion aids in preparing a pigment grind, are believed to adsorb to the surface of the inorganic material in the grind, and thus increase the absolute value of the frequently negative surface charge density of the pigment particles by making the surface potential more negative. The effect of this if too much is used can be to excessively increase electrical repulsive forces between inorganic material particles and polymeric latex particles, thus redudng or even precluding the adsorption of the polymeric latex particles onto the inorganic material particles. In one aspect of the present invention, irreversibly adsorbing polymeric latex particles are prepared and used in the presence of such polyelectrolyte dispersants. Alternatively, the level of polyelectrolyte dispersant in the grind is reduced permitting a wide variety of polymeric latex partides to be used in the process of this invention, including many commercially available latexes. In this latter case, preferably, the aqueous medium containing the inorganic material particles and the polymeric latex particles includes no more than a low level, such as about 0.2 precent by weight, of the polyelectrolyte dispersant based on the weight of the inorganic material. In some cases, including low levels of polyelectrolyte dispersant is preferred to reduce grit formation, the low levels of polyelectrolyte dispersant being believed to provide additional surface charge density or surface potential on the inorganic material particles, and reducing the rate of undesirable aggregation and grit formation, which may otherwise tend to result in aggregates including multiple inorganic particles. The process of the present invention advantageously permits dispersion of inorganic material partides using polymeric latex particles at high inorganic material concentrations. In particular, the process can be carried out so that the inorganic material particles comprise at least about five percent by volume of the components of the mixture or pigment grind. However, the process of the present invention can be employed in compositions typically induding low levels of specific inorganic material partides, such as titanium dioxide particles in mastic and caulk compositions in which the titanium dioxide partides have a PVC of about two to three percent. The process of the present invention further contemplates preparing fully formulated aqueous compositions, induding aqueous coating, adhesive and binder compositions, using the composite partides formed by adsorption of the polymeric latex partides onto the inorganic material particles, and the subsequent use of the fully formulated aqueous compositions to form products, induding coatings, adhesives and binders, and artides made using these products, such as coated artides, bound fiberfill articles, coated paper and boardstock, and the like. While the aqueous medium containing the composite particles can be used directly in some cases to form products, in many instances it is desirable to employ the aqueous medium including the composite partides as an intermediate in the production of an aqueous composition, such as a coating, adhesive or binder composition, induding one or more additional components (a "fully formulated" composition). The present process provides for the controlled adsorption of the polymeric latex on the surface of the inorganic material to yield concentrated, stable dispersions. The composite partides resulting from this controlled adsorption process are particularly useful for improving the performance properties and permeability of coatings, films, adhesives and binders formed therefrom. Alternatively, the availability of the controlled adsorption process of the invention offers the abihty to formulate coatings and films of substantially equal performance properties as conventional systems but with lower concentrations of expensive inorganic materials and accordingly at lower cost. Further, the present process advantageously provides a means of quickly preparing low viscosity slurries of highly concentrated inorganic material as an intermediate for use in a variety of applications. In addition, the present process permits low cost inorganic material partides to be dispersed in certain adhesives and binders which conventionally have not induded sudi materials, because their presence significantly degraded important performance properties. Similarly, the present process permits low cost inorganic material partides to be dispersed at even higher levels than otherwise in some systems, further reducing product raw material costs. In one prefered embodiment, the process of the present invention employs the selection of properties of polymeric latexes for use in controlled adsorption onto inorganic material particles. In addition, the process optionally provides for the adjustment of the properties of the inorganic material particles themselves. The process provides a solution to the problem of how to practically utilize polymeric latex particles and inorganic material partides to improve the distribution and stability of the inorganic material particles in aqueous-based coatings, paints, mastics, caulks, adhesives and binders for non-woven materials containing high concentrations of inorganic material particles. Polymeric latex particles of selected composition, size and surface charge can be effectively used in the process of the present invention to disperse inorganic material particles in concentrated dispersions. The selected polymeric latex particles function in the process by adsorbing onto the surface of the inorganic material partides in a controlled manner. The terminology "controlled" is used herein to distinguish heterocoagulation involving stepwise accretion of polymeric latex particles on inorganic material particles from gross heterocoagulation of the entire system, such as often occurs when positively and negatively charged particles are mixed. By "controlled" is meant not only that does the selected polymeric latex or polymer latexes adsorb onto the surface of the inorganic material particles but also that the dispersion formed therefrom is stable, and that the adsorption is accomplished in such a manner so as to provide a "monolayer"; in the dried film this monolayer of polymeric latex efficiently spaces apart the inorganic material partides so as to permit them to provide improved performance properties in the final coating, film, adhesive or binder. As distinguished from prior art processes in which polymerization takes place in the presence of and/ or on the surface of inorganic partides, the process of a prefered embodiment of the present invention utilizes selected, separately formed, polymeric latex particles to improve the dispersion and distribution of concentrated inorganic material particles in polymer compositions, induding dried films formed from aqueous coating compositions, from aqueous adhesive compositions, from aqueous binder compositions for non-woven materials, and the like. More particularly, the process provides means for improving the dispersion and distribution of inorganic material pigment particles, such as those present at concentrations of at least about ten percent by volume of the mixture during formation of the composite partides, by adsorption of at least one selected, separately polymerized, polymeric latex onto the inorganic material partides, thereby forming a stable dispersion of microcomposite partides, rather than aggregates or flocculates as might be expected employing prior art processes. The present process provides for the controlled adsorption of the polymeric latex on the surface of the inorganic material in concentrated, stable dispersions. The composite partides resulting from this controlled adsorption process are • particularly useful for improving the permeability, and optical and mechanical properties induding the opadty, gloss, color development, high shear viscosity and scrub resistance, of coatings, films, mastics, caulks, binders, and adhesives formed therefrom. Alternatively, the controlled adsorption process of the invention offers the abihty to formulate coatings, films, adhesives and binders of substantially equal performance properties as conventional systems but with lower inorganic material partide concentrations if desired. Further, the present process advantageously provides a means of quickly preparing low viscosity slurries of highly concentrated inorganic material as an intermediate for use in a variety of applications. In addition, the present process permits low cost inorganic material partides to be dispersed in certain adhesives and binders which have conventionally omitted such materials, because their presence previously significantly degraded important performance properties. Similarly, the present process permits low cost inorganic material partides to be induded at even higher levels in some compositions than would otherwise be possible without sacrafiάng important performance properties, further reducing the total cost of raw materials for these compositions. A number of factors relate to and can affect the adsorption of polymeric latex partides to inorganic material partides. These factors indude the characteristics of the polymeric latex partides, of the inorganic material partides, and of the aqueous medium used in the process of the invention. For example, with respect to the polymeric latex particles, these factors include the monomer composition, the particle size, and particle size distribution, and surface potential or surface charge density, as well as the nature and proportion of functional groups, such as acid groups including, for example, carboxylate and phosphate groups at the particle surface; with respect to the inorganic material particles, the factors include the particle size, partide size distribution, surface potential or surface charge density of the particles, and whether there are other species adsorbed on the surface, such as polyelectrolyte dispersants and/or polymeric steric stabilization agents; with respect to the medium, the pH, the ionic content of the medium, and the dielectric constant can all be significant, as can the concentration and nature of other surface active substances present in the medium, such as pigment dispersants and surfactants. In some cases a commercially available polymeric latex has suitable properties and can be selected for use in the process of this invention. In other cases, it may be desirable to modify an existing polymeric latex so that it possesses these properties. In still other cases, a special polymeric latex can be prepared for use in the process of this invention. Similarly, some commerdal grades of inorganic material can be dispersed in the process of this invention without prior treatment or modification. However, there may be some situations in which it is desirable to treat or modify the inorganic material partides before dispersion is attempted. For example, it may be desirable to adsorb a small molecular species such as an anionic surfactant to modify the surface charge density of the inorganic material (that is, by making the surface charge density more negative and thus raising its absolute value) before the dispersion is carried out. Similarly, a cationic material could be adsorbed to make the surface charge density of the inorganic material less negative. In other cases, such as in the case of titanium dioxide, it may be desirable to select a commercially available grade of the inorganic material particles with an appropriate inorganic material surface treatment (such as surface silica or alumina on titanium dioxide particles) to give a desired surface potential. In some cases, it may be desirable to adsorb a polyelectrolyte dispersant or a polymeric steric stabilization agent onto the surface of the inorganic material partides. In addition, it may be desirable to modify the aqueous medium used, such as by adjusting the pH to provide the desired zeta potentials on the partides, by addition of salts to increase the ionic strength of the medium, or the like. Further, modification of the aqueous medium before dispersion of the inorganic material, or subsequent to that dispersion, can be accomplished by addition of surface active agents such as conventional polyelectrolyte pigment dispersants or anionic surfactants, or the like, with the understanding that such surface active agents may adsorb to the inorganic material partides and diange their effective surface potential. Modification of the medium may also occur as an inddent to steps taken to modify the surface properties of the polymeric latex or the inorganic material partides. In a first presently preferred embodiment of the process of this invention the polymeric latex partides which are adsorbed have a surface charge with the same sign as the surface charge of the inorganic material partides. Usually, both the polymeric latex partides and the inorganic material partides will have a negative surface charge. One of either the polymeric latex partides or the inorganic material partides can have a surface potential which is greater in absolute value than the other of the polymeric latex partides and the inorganic material partides. For example, the polymeric latex partides can have a surface potential in the aqueous medium which is greater in absolute value than the surface potential of the inorganic material partides. In prior art processes in which the polymeric latex particles and the inorganic particles have surface charges with opposite signs, uncontrollable aggregation typically occurs, espedally at high partide concentrations. This is not the case with the present invention. Depending on other factors, such as the presence and nature of polyelectroyte dispersant and/or polymeric steric stabilization agent adsorbed on the surface of the inorganic material partides, and the absolute value of the difference in surface potential between the inorganic material partides and the polymeric latex partides, the signs of the surface charges on the inorganic material particles and the polymeric latex partides can differ. For example, under some conditions the surface potential of the inorganic material partides can be shghtiy positive, while the surface potential of the polymeric latex particles is sufficiently negative so that the resulting composite particles have a stabilizing negative surface potential. Thus, it can be seen that the present invention provides a process for preparing an aqueous composition including dispersed composite particles in which inorganic material partides are suspended in an aqueous medium, the inorganic material particles being slightly unstable with respect to homocoagulation, while also suspending the polymeric latex particles in the aqueous medium, the polymeric latex particles being stable with respect to homocoagulation. However, the mixture including the inorganic material particles and the polymeric latex particles is unstable with respect to heterocoagulation and the resultant formation of composite partides having polymeric latex particles adsorbed onto inorganic material particles. Mixing the aqueous media including both the inorganic material particles and the polymeric latex particle is believed to favor hetero-coagulation forming composite particles over formation of homo-aggregates of inorganic material particles. Yet, the energy barrier with respect to heterocoagulation of the polymeric latex particles and inorganic material particles is suffiάently great so that rapid heterocoagulation forming a substantial proportion by weight (such as about one percent by weight of total solids) of aggregates induding multiple inorganic material partides is avoided. The weight of aggregated material induding multiple inorganic material partides ("grit") which is acceptable depends greatly on the properties required in the fully aqueous compositions. For example, when the dispersed composite partides prepared by the controlled adsorption effected by the process of the present invention are formulated into high gloss aqueous coating compositions, even very low levels of macroscopic aggregation leading to grit can significantly detract from the appearance of the coated article. This effect can be gauged readily by visual observation, either directly or with the aid of a low powered optical microscope, of a dried film prepared by drawing down a smooth layer of the high gloss aqueous coating over an impervious substrate. In cases of severe grit, the dried coating will display a very rough surface texture with an almost sand paper-like appearance. In mild cases, however, the surface will have normal smoothness with only an occasional grit partide protruding. Since gloss is not measurably reduced by such low levels of grit it becomes a subjective deάsion as to just how much grit is tolerable without unduly compromising appearance. Lower gloss coatings show similar behavior except that the grit is less apparent to the observer and therefore shghtiy higher levels may be allowable. For applications where appearance is not of major concern, other criteria whl determine the acceptable grit level, for example, viscosity or mechanical strength. In such cases much higher levels of grit are usually permissible and other methods of assessing grit may be more useful. In the present invention there is a net repulsive potential barrier height between the latex partides such that they themselves have a high degree of mutual stabihty, yet the repulsive potential barrier height between latex partides and inorganic material partides is suffiάently low sud that there is a practically useful rate of accretion of latex partides on the inorganic material partides. The repulsive potential barrier between inorganic material partides themselves needs to be maintained only to a degree adequate such that they can be at least temporarily deagglomerated under the shearing forces during the mixing of the latex and inorganic material partides. In general, for partides stabilized by surface charges, the ordering of relative colloidal stabihty of the various partide pairs in the absence of shearing forces will be as follows: (latex-latex) is greater than (latex-inorganic material) which in turn is greater than (inorganic material-inorganic material). In general, the repulsive potentials between partides, unlike as well as like, will depend on surface potential or charge - varying to a first approximation as the product of the surface potentials on the two partides, the partide diameters, dielectric constant and ionic strength of the medium, and on the attractive force constant between the partides, e.g., the Hamaker constants. hi the first presently preferred embodiment of the process of the present invention the polymeric latex partides in the aqueous medium have a surface charge density or surface potential which is greater in absolute value than the surface charge density or surface potential of the inorganic material partides in the aqueous medium. It is understood that both the absolute values of the surface potentials and the the magnitude of the difference in surface potentials are related to the force driving the adsorption, and in particular the magnitude of the electrical repulsion forces opposing adsorption. An alternative way to stabilize colloidal partides against uncontrolled aggregation is to provide a surface layer or sheath of water soluble polymer around the colloidal particle, the chains of which polymer extend into the aqueous phase. This provides a steric barrier between the partides and between such a particle and other surfaces. A variety of water soluble polymers are suitable, e.g., polyacrylamide, polyvinyl alcohol, polyethylene oxide, water soluble polymers derived from cellulose. The water soluble polymers may be suitably attached to the particle surfaces by several means, among them by chemical grafting, such as through polymerizable unsaturated groups linked to the water soluble polymer, as well as by physical adsorption, often enhanced by the presence of a hydrophobic group attached to the water soluble polymer. The hydrophobic group may be simply a hydrocarbon chain or a water insoluble block polymer attached to the water soluble portion of the polymer. Steric stabilization has been thoroughly described by a number of authors, e.g., D.H. Napper, Polymeric Stabilization of Colloidal Dispersions, Academic Press, 1983; E.D. Goddard and B. Vincent, Polymer Adsorption and Dispersion Stability, ACS Symposium Series 240, 1984. Partial to thorough aggregation of sterically stabilized partides may be accomplished by reducing the solvency of the medium for the attached polymer chains, e.g., by variations in temperature, pressure, or composition of the liquid medium as described by Napper, 1983, chapter 5. For instance, a dispersion sterically stabilized with polyethylene oxide chains can be destabilized by the addition of salt or a water miscible non-solvent for the polymer. Thus, as in the case of charge-stabilized partides, relative interparticle repulsive forces may be adjusted to permit controlled adsorption of, for example, latex partides onto a sterically stabilized polymeric particle surface. Hence, the present invention provides a process for preparing an aqueous dispersion of composite particles, the process comprising suspending inorganic material partides in an aqueous medium. In this aspect, the process further includes suspending the polymeric latex partides in the aqueous medium, the polymeric partides being stabilized against homocoagulation by polymeric steric stabilization, the surface potential of one of either of the polymeric latex partides or the inorganic material partides in the aqueous medium being greater in absolute value than the surface potential of the other of the polymeric latex partides and the inorganic material partides. Also induded is mixing the aqueous medium containing the inorganic material partides and the polymeric latex partides, the polymeric latex partides adsorbing onto the inorganic material partides to provide the composite partides. In the case of partides stabilized by surface charge, an approximate measure of, and often useful guide to, the surface potential of partides in an aqueous medium is the partides' zeta potential. However, it should be noted that there may be a significant difference between the measured zeta potential and the potential at the true inorganic material partide surface when dispersants, surfactants, or other materials, such as cellulosic thickeners or protective coUoids, are adsorbed onto the surface of the inorganic material partides. The measurement of zeta potentials is discussed in detail in R.J. Hunter, Zeta Potential in Colloid Sάence (Academic Press 1981). Although a variety of techniques have been used for determining zeta potentials, the most common method for colloidal suspensions of either polymeric latex particles or dispersed inorganic pigment partides is electrophoresis, in which the movement of individual partides under the influence of an external electric field is observed, either directly, by a light microscope, or indirectly. The partide veloάties or mobilities measured are then used to calculate the zeta potential. As measurements must be made at low concentrations (for example, at 0.1% w/w or less), samples often must be substantially diluted with an appropriate diluent, such as a standard reference solution, or an aliquot of the sample's own continuous phase obtained by filtration, centrifugation, or another method. In the first preferred embodiment of the present process it is preferred that the zeta potential of the polymeric latex partides in the aqueous medium be greater in absolute value (that is, more negative) than the zeta potential of the inorganic material partides in the aqueous medium. Preferably, the absolute value of the zeta potential of the polymeric latex partides is at least about 20 mv and more preferably at least about 40 mv, while the absolute value of the zeta potential of the inorganic material partides is at least about 5 mv and more preferably at least about 20 mv. It is preferable that the surface potential of the polymeric latex be more negative than about -20 mV (measured as zeta potential) otherwise the polymeric latex partides themselves will tend to lack adequate stability despite the fact that they may nonetheless be attracted to and adsorb on an inorganic material particle. It is even more preferable in this regard that the surface potential be more negative than about -40 mV. On the other hand, it is preferred that the surface potential of the polymeric latex be not more negative than about -150 mV, otherwise the forces of electrostatic repulsion between the polymeric latex particle and a negatively charged inorganic material partide may be so strong as to predude adsorption. Thus it is more preferred that the potential of the polymeric latex partides in a given practical circumstance be within these general ranges as determined by the rational empirical experimental procedure described above in the determination of surface saturation adsorption. It is preferable that the surface potential of the inorganic material particle be more negative than about -5 mV, and even more preferable that it be more negative than about -20 mV. In any event it should not be more negative than about -70 mV, otherwise the repulsive forces between the inorganic particle and the emulsion polymer particle will be so great as to predude adsorption for all practical purposes. Again, the optimum surface potentials are best established by the empirical procedure for the desired combination of inorganic partides and polymeric latex partides. The surface potential and the zeta potential of a particle suspended in an aqueous medium can often be adjusted by changing the characteristics of the aqueous medium. For example, many inorganic partides have acidic and/ or basic functional groups at their surfaces, or can be treated to provide such groups at the particles' surfaces, such as by adsorption of anionic pigment dispersants and/or anionic surfactants, and the surface potential of these partides can be adjusted by varying the pH of the aqueous medium. Similarly, polymeric latex partides can be synthe- sized with aάdic and/or basic functional groups at their surfaces, and the surface charge density of these partides can also be adjusted by varying the pH of the aqeuous medium. In case of synthetic polymeric latex partides, the absolute value of the surface charge density can also be controlled by adjusting the density of surface add and/ or base groups through selection of polymer composition and polymerization process variables. An emulsion polymerization process which provides a preferential distribution of add functionality for the partides, sudi as proximate the surface of the partides, can be used to prepare the polymeric latex partides. The zeta potential of commerάal grades of some types of inorganic material varies inversely with pH, such as from about 50 mv at a pH of about 3.5 to about -30 mv at a pH of about 11 (titanium dioxide). The zeta potential of many types of inorganic material partides is negative in a basic aqueous medium. Preferably, the zeta potential of the inorganic material used in the process of the present invention is negative, with a zeta potential from about -5 mv to -70 mv being preferred, a zeta potential from about -10 mv to -65 mv being more preferred, and a zeta potential from about -20 mv to -60 mv being especially preferred. The zeta potential of the polymeric latex partides used in the first presently preferred embodiment of the process of this invention is more negative than the zeta potential of the inorganic material partides, and preferably is from about -20 mv to -120 mv, more preferably from about -40 mv to -110 mv. The strength with which the polymeric latex partides are adsorbed onto the inorganic material partides reflects a balance between the material attraction forces, an approximate measure of which is the product of the respective Hamaker constants for the two types of partides, and electrical repulsive forces, an approximate measure of which is the product of the zeta potentials for the two types of partides. The geometric mean of the Hamaker constants for inorganic material and many types of synthetic polymer latexes in commerάal use is estimated to be about 1 to 3 x 10-13 erg, but is dependent on the grade of inorganic material and polymer composition. On the other hand, the product of the zeta potentials depends directly on the zeta potential of the polymeric latex partides (and the inorganic material partides), which can be adjusted by varying pH, polymer composition, polymerization process variables, and the like. In the first embodiment of the present process of the invention, the product of the zeta potentials preferably is from about 100 mv 2 to 8400 mv2. Serum pH can have large effects on the surface potential of colloidal partides and accordingly can be used for purposes of adjustment as long as pH requirements are not fixed by other performance requirements of the coating or other aqueous formulation. For instance, metal container corrosion and rusting of ferrous substrates can occur if a coating formulation pH is too low, for example, less than about 7-8, and thus one could not access lower pH for the purpose of preparation of the colloidal microcomposites of the invention although, of course, pH can often be readjusted upward following their preparation at lower pH. It is well known that lower pH will tend to make the surface potential of partides more positive, and vice versa. The entire accessible pH scale is useful in the practice of this invention although it is preferred for reasons of excessive partide solubility, corrosion both to substrates and to the skin, and the like to restrict the range to approximately 2 to 12 and more preferably in the range of from about 4 to about 10. Numerous examples of the effect of pH on zeta potential both for inorganic and organic partides are found in texts on colloid chemistry such as R.J. Hunter, Zeta Potential in Colloid Science, Academic Press, 1981. Another variable in controlling the adsorption process can be whether the inorganic partides have been subjected to prior surface treatment processes. For example, titanium dioxide is available with various types of prior surface treatments which provide surface coatings of alumina or silica or mixtures of both, the treated inorganic material partides each exhibiting differing adsorption characteristics, as discussed in A. Brisson et al., T. Coatings Tech. 63 59-65 (1991). The ionic content of the serum can affect the partide adsorption process in several ways. Increased serum ionic content, for example, as expressed in terms of ionic strength, reduces the repulsive force between the charged partides thereby promoting the adsorption. Also, for a given organic or inorganic colloidal particle, there may be a specific adsorption of certain ions, and the surface potential of the particle will be raised or lowered according to the sign of charge of the ion. In general, however, one usually desires to minimize the electrolyte content of aqueous polymeric latex formulations because of deleterious effects on water resistance of the dried films or coatings, and it is more advantageous to adjust surface potentials of the emulsion and inorganic partides by more selective additives such as the dispersants such as those of the polyelectrolyte type and surface active agents heretofore noted. However, in the case of an ion which may specifically and effiάently adsorb on a particle its use may be advantageous. For example, multivalent cations such as A1+ 3 are useful at low levels, for example, less than about one percent based on the weight of the inorganic partide, in reducing the surface charge of inorganic material partides, without resorting to pH reduction alone. Additional examples of the effect of ionic content on surface potential are described in standard texts such as Hunter's Zeta Potential in Colloid Sάence. The adsorption process of the present invention is dependent on the partiάe sizes of the polymeric latex partides and the inorganic material partides to be dispersed therewith, as well as the amount of the polymeric latex and inorganic material partides in the aqueous adsorption medium. An important variable in the process is whether the amount of the selected polymeric latex used to disperse the inorganic material partides is present at a concentration which is suffiάent to adsorb onto and saturate the entire surface of the inorganic material partide surface. It is beheved that the empirical saturation level observed depends primarily on partide size, and that other factors such as surface charge, polymeric latex glass transition temperature, and the like, have little effect. Applying geometric prinάples, the saturation concentration of one spherical partide on the surface of another spherical particle can be calculated from the relative partide sizes of the polymeric latex partide and the inorganic material partide, provided that certain assumptions are made, such as, for example, that the polymeric latex partides are spherical, that they do not deform upon adsorption, and that they are able to totally encapsulate the entire surface of the inorganic material particle. The minimum amount or number of a specific type of spherical polymeric latex partides which can saturate the surface of a specific type of spherical inorganic material partide is determined empirically and is referred to herein as the "saturation level" of the polymeric latex particle on that inor- ganic material particle. The empirically determined saturation level has been found to be about one-third to one-half the calculated saturation level for instances where such calculations are possible, the difference being believed attributable to geometric and other factors. The saturation level is useful as a guide for evaluating the progress or extent of the controlled adsorption process of the invention. It is preferred that the process of the present invention be carried out at or above the saturation level, in order to obtain optimum performance properties in fully formulated products prepared using the process. In practice, commercially available partides, espedally inorganic material partides sudi as pigments and fillers are rarely uniform in size and spherical in shape, and in fact vary widely in size and shape, even within a given material. The surfaces of the partides may also vary from point to point in colloidal characteristics such as in local surface charge and potential. Furthermore, a polymeric latex particle once adsorbed may not have adequate lateral mobility that permits rearrangement in the presence of other adsorbed particles to achieve close packing of the polymeric latex partides on the surface of the inorganic material partide. In addition, since the adsorbed latex partides generally will bear significant repulsive surface potential, there will be tendency for lateral repulsive forces between them which may also be sufficient to hinder close pad ing. Thus, in the practice of this invention the determination and establishment of the surface saturation condition is conducted in an empirical but rational manner through experimental measurements of adsorption, increasing the concentration and/or total amount of polymeric latex offered to the inorganic material partides until the amount of polymeric latex adsorbed per unit of inorganic particle approaches a plateau value. This plateau level of adsorption is referred to as the saturation level of adsorption. The saturation level is a guide for utility of the adsorption conditions for practice of the invention in as much as adsorption levels much less than those of saturation tend to result in microcomposite partides that have inadequate stabihty relative to each other and will tend to undergo further and more macroscopic aggregation resulting in grit in end use systems such as coatings and films that will detract not only from appearance but from other desirable optical, physical, and resistance properties. In preparing formulations possessing desirable performance properties it may be desirable for the polymeric latex used in the controUed adsorption process of the invention to also func- tion as the polymeric binder for the coating or film. In order for a polymeric latex to function as a binder it will typically be required to be present in the coating or film formulation in an amount greater than its saturation level, espeάally in formulations requiring a low pigment volume concentration. Therefore, when in one embodiment of the process of this invention the selected polymeric latex is to be used as both a dispersant for the inorganic material partides and as a binder for the coating or film, the proportion of the polymeric latex which is adsorbed on the inorganic material partides will be related to the desired pigment volume concentration ("PVC") of the coating or film. The absolute percentage of the total amount of the polymeric latex used in the process which actually becomes adsorbed onto the inorganic material partides is not, therefore, in this embodiment of the process of the present invention, a meaningful expression of the effiάency of the controUed adsorption process of the invention, without reference to the saturation level of the polymeric latex relative to the inorganic material partides onto whidi it is to be adsorbed. For example, at coating pigment volume concentrations at which the polymeric latex is present at concentrations below the saturation level (i.e. high PVC), the percent of polymeric latex adsorbed onto the inorganic material partides may approach 100%, but this does not indicate whether the adsorption process wiU be effective in providing stability to the composite partide or improved performance properties for the coating or film. The advantages of the process of the invention may not be achieved even at 100% adsorption if an insuffiάent amount of the polymeric latex were available for dispersing the inorganic material partides in a controlled manner. Siπύlarly, in coating or film formulation where the polymeric latex also functions as the binder and where the pigment volume concentration of the coating or film reflects a concentration of polymeric latex at or above the saturation level (i.e. low PVC), the absolute percentage of the polymeric latex which is adsorbed onto the inorganic material particles may be much lower than the absolute percentage of polymeric latex adsorbed on the same inorganic material partides at concentrations below the saturation level, but the adsorption process is effective and controlled. This result is primarily due to the fact that because there is more polymeric latex present than that which can possibly adsorb onto the inorganic material partides (at or above the saturation level), the advantages of the controlled adsorption process may be achieved even though not all the polymeric latex present is functioning in the adsorption process. Accordingly, when evaluating the effectiveness of the process of the invention it is more important to determine the extent of the adsorption of the polymeric latex onto the inorganic material partides relative to the saturation concentration of the polymeric latex than to determine the absolute percentage of the polymeric latex which has adsorbed onto the inorganic material partides. With regard to the average particle size or diameter of the polymeric latex partides and the inorganic material partides employed in the present process, it is generally preferred that the polymeric latex partides have an average diameter of from about 20 nm to about four times that of the inorganic material partides. However, the optimum relative particle sizes are strongly dependent on the rigidity of the polymeric latex partides, as measured, for example, by their glass transition temperature, and the pigment volume concentration of the coating or product formed from the composition including the composite partides. The average particle size or diameter of the polymeric latex partides can range from about 20 nm to 20,000 nm, as the average particle size of the inorganic partides can range from about 100 nm to 10,000 nm. The concentration of the inorganic material partides (and any other pigments whidi may be present in the composition) in a coating formulation is expressed in terms of the pigment volume concentration of the formulation. The pigment volume concentration (hereinafter referred to as the "PVC") of a formulation is defined as the volume amount of inorganic particles, induding inorganic material and other pigment partides as weU as extender partides, present in the formulation, divided by the sum of the volume amount of such inorganic partides plus polymeric latex partide solids in the formulation. The overaU concentration of pigment partides, extender partides and emulsion polymer partides in a formulation is typicaUy expressed in terms of a percent volume solids for the formulation. The percent volume sohds is an expression of the extent of the dhution of the soUds in a liquid vehide, sudi as water. If the selected polymeric latex is employed at a concentration equal or greater than the saturation level for the selected inorganic material partide, the extent of adsorption of the polymeric latex on the surface of the inorganic material particle is maximized, and that under such circumstances the viscosity of the dispersed formulation (referred to hereinafter as the "grind" and "grind viscosity", respectively) is effectively minimized. The minimization of the grind viscosity- is an expression of the effectiveness of the controlled adsorption process for stabilizing the inorganic material partides. Minimizing the grind viscosity is of commerdal importance for transporting highly concentrated dispersions of the inorganic material partides prior to formulating the dispersion into a coating or film. Consequently, the process of the present invention advantageously provides highly concentrated inorganic material slurries with minimized viscosities. Further, through the selection of the polymeric latex composition the adsorption of the polymeric latex partides on the surface of the inorganic material partide can occur substantiaUy upon the intimate mixing or grinding of the polymer latex with the inorganic material partides, depending upon the selection of process conditions. The ability to effect substantiaUy immediate adsorption is an important aspect of the present invention as it minimizes any delay between tiie preparation of the dispersed inorganic material dispersion and its transportation or use in preparing the final formulation. It is desired that conditions be selected so that the rate of formation of the composite partides be significantly greater than the rates of competing processes, such as the formation of aggregates of inorganic material partides (i.e homocoagulation processes), whUe at the same time the formation of aggregates induding multiple inorganic material partides and polymeric latex partides are substantially avoided. Thus, in terms of interaction strengths, the homoparticle interactions should be repulsive enough to prevent significant homocoagulation of the inorganic material partides for a long enough period to permit formation of the composite partides, while heteroparticle interactions should be attractive enough to drive the formation of composite partides before significant homocoagulation occurs, but not so great so that rapid heteroparticle interaction results in the formation of significant amounts of aggregated material induding multiple inorganic material partides ("grit"). The extent of grit formation can be assessed empirically by making a draw-down of the fully formulated composition induding the composite partides and noting the appearance of granular or irregular texture. Thus, grit formation is more readily apparent, and more undesirable, in gloss and semi-gloss coating compositions, than in flat paints, for example. Variables which influence the relative magnitudes of the homoparticle interaction and the heteroparticle interaction include Hamaker constants, particle surface charge, the presence and nature of dispersants or surfactants adsorbed on the surface of the inorganic material partides, the pH and ionic strength of the aqueous medium, as well as adsorption reaction conditions such as particle concentrations, temperature, and agitation. The polymeric latexes used in the practice of the process of the present invention can have monomer compositions and partide sizes typical of polymeric latex binders prepared by standard emulsion polymerization techniques known in the art. If it is otherwise desirable to employ conventional levels of a polyelectrolyte dispersant in a pigment dispersion, it may be possible to employ an irreversibly adsorbing polymeric latex to adsorb to the inorganic material partides. Irreversibly adsorbing polymeric latex partides can be prepared by emulsion polymerization processes by selection of process variables and the monomer composition. In one class of embodiments of the process of the present invention, the polymeric latex partides serve as binder for the product formed by the fully formulated aqueous composition. In this case the effective glass transition temperature of the adsorbed polymeric particles is preferably less than about 60°C, assuming the fuUy formulated composition is intended for use at room temperature, and film formation must consequently take place at room temperature. In one aspect of this class of embodiments, the polymeric latex partides are selected such that they can be used to disperse the inorganic material partides in the absence of a polyelectrolyte dispersant and also serve as binder for the product. In another aspect of this embodiment, the polymeric latex particles are selected such that they can be employed to displace a polyelectroyte pigment dispersant from the surface of the inorganic material partides. When the polymeric latex partides are used to displace a pigment dispersant, it is preferable that the factors relating to adsorption, such as the polymeric latex surface potential, are chosen so that polymeric latex partides bind irreversibly to the inorganic material partides. In another class of embodiments of the process of the present invention, the polymeric latex partides do not themselves provide a binder for the product formed by the fully formulated aqueous composition. Because they are not required to flow and form a film, the partides can be more rigid than those employed to provide a binder. Thus, the polymeric partides can have a higher effective glass transition temperature than polymeric partides employed to serve as binder, and can indude rigidifying levels of crosslinking. In this case the polymeric latex can also be prepared by standard emulsion polymerization techniques, but typicaUy wiU not possess the requisite low glass transition temperature suitable for use as a film-forming binder, for example, for paint to be dried at ambient room temperature, or adhesive material. In this case, the effective glass transition temperature of the polymeric latex partides is preferably at least about 50°C. The polymeric latex partides used in these embodiments are preferably selected based on an abihty to adsorb rapidly and irreversibly onto the inorganic material partides. Sud partides are not displaced from the surface of the inorganic material partides upon addition of a second variety of polymeric latex having a monomer composition and physical properties which differ from that of the initial polymeric latex. This aspect of the invention. advantageously provides enhanced flexibility in formulation. For example, the second variety of polymeric latex partides can be polymeric latex which has a monomer composition and physical properties which have been optimized for use as a binder for a specific coating application. Some of these optimized properties may not be consistent with use of this specific polymeric latex as a pigment dispersant in the process of the present invention. In one subdass of these embodiments, the polymeric latex partides of the first variety are used initially to disperse the inorganic material particles, and the second variety of polymeric latex partides, the binder-forming particles, are subsequently mixed with the dispersed inorganic material partides. In another subdass of these embodiments, dispersion can be otherwise effected, as with a polyelectrolyte pigment dispersant, with a mixture of irreversibly adsorbing polymeric latex partides and binder latex partides being subsequently mixed with the dispersed inorganic material partides, the irreversibly adsorbing polymeric latex partides in the presence of the pigment dispersant and advantageously sparing the inorganic material partides in the product of the formulated composition to give improved application properties, while the binder latex partides provide a continuous fUm otherwise optimized for the application. Irreversibly adsorbing polymeric latex partides useful in the process of this invention may be prepared by several alternative processes. In one such process, emulsion polymerization process variables are controlled to provide a preferred distribution of add functionality for the polymer latex partides. In particular, processes which provide carboxylate functionality preferentially at the surface of the polymeric latex partides are preferred. . . In another process for preparing irreversibly adsorbing polymeric latex partides, the monomer mixture from which the polymeric latex is polymerized includes at least one dihydrogen phosphate ester of an alcohol in which the alcohol contains a polymerizable vinyl or olefinic group; examples include allyl phosphate, alkyl cellosolve phosphate, hydroxyethyl methacrylate phosphate, the mono- or diphosphate of bis (hydroxyethyl) fumarate or itaconate, etc. In particular, polymeric latex partides polymerized from monomer mixtures induding the dihydrogen phosphate ester of 2-hydroxyethyl methacrylate are preferred. hi yet another process for preparing irreversibly adsorbing polymeric latex partides, the monomer mixture from which the polymer latex is polymerized indudes at least one ethylenically unsaturated, polymerizable, dicarboxylic add. In particular, polymeric partides polymerized from monomer mixtures induding itaconic add are preferred. In general it is believed that reducing the effective glass transition temperature of the polymeric latex (for example, by changing the monomer composition) increases the tendency to adsorb irreversibly, as does increasing the level of aάd- functional monomers or the level of phosphate ester-functional • monomers or itaconic aάd in the composition. Thus, in a prefered embodiment, the present invention provides aqueous dispersions of composite particles, as weU as coating compositions and pigment slurries induding sudi composite partides, wherein the composite partides eadi comprise a plurahty of polymeric latex partides adsorbed to an inorganic material partide, the polymeric latex partides induding dihydrogen phosphate ester functional groups. These dihydrogen phosphate ester functional groups are believed to result from the polymeric latex partides being polymerized from monomer induding at least one polymerizable dihydrogen phosphate-functional monomer. The polymerizable dihydrogen phosphate-functional monomer can be selected from the dihydrogen phosphate esters of an alcohol, the alcohol induding a polymerizable group selected from polymerizable vinyl groups and polymerizable non-vinyl olefinic groups. Preferably, the polymerizable dihydrogen phosphate- functional monomer is selected from the dihydrogen phosphate monoester of 2-hydroxyethyl methacrylate, and mixtures of the dihydrogen phosphate monoester of 2-hydroxyethyI methacrylate and the phosphoric acid diester of 2-hydroxyethyl methacrylate. Siπύlarly, the present invention provides aqueous dispersions of composite partides, and coating compositions and pigment slurries induding sudi composite partides, in which the composite partides each comprising a plurahty of polymeric latex partides adsorbed to a inorganic material partide, the polymeric latex partides including polymerized residues of itaconic acid. The polymeric latex used in the present invention can be prepared by any technique known in the art, such as suspension polymerization, interfacial polymerization, or emulsion polymerization. Emulsion polymerization techniques for preparing aqueous dispersions of latex polymer particles from ethylenically unsaturated monomers are well known in the polymer arts, and any conventional emulsion technique can be used, such as single and multiple shot batch processes, and continuous processes. If desired, a monomer mixture can be prepared and added gradually to the polymerization vessel. The monomer composition within the polymerization vessel can be varied during the course of the polymerization, such as by altering the composition of the monomer being fed into the vessel. Both single and multiple stage polymerization techniques can be used. The latex polymer partides can be prepared using a seed polymer emulsion to control the number of partides produced by the emulsion polymerization as is known in the art. The particle size of the latex polymer partides can be controlled by adjusting the initial surfactant charge as is known in the art. The preparation of polymeric latexes is discussed generaUy in D.C. Blackley, Emulsion Polymerization (WUey, New York, 1975). The preparation of acryUc polymeric latexes is described in, for example, Emulsion Polymerization of Acrylic Polymers, Bulletin, Rohm and Haas Company, Philadelphia. A polymerization initiator can be used in carrying out the polymerization of the polymeric latex partides. Examples of polymerization initiators which can be employed include polymerization initiators which thermally decompose at the polymerization temperature to generate free radicals. Examples include both water-soluble and water-insoluble speάes. Examples of free radical-generating initiators which can be used include persulfates, such as ammonium or alkali metal (potassium, sodium or lithium) persulfate; azo compounds such as 2,2'-azo-bis(iso- butyronitrile), 2,2'-azo-bis(2,4-dimethylvaleronitrile), and 1-t-butyl-azocyanocydohexane; hydroperoxides such as t-butyl hydroperoxide and cumene hydroperoxide; peroxides such as benzoyl peroxide, caprylyl peroxide, di-t-butyl peroxide, ethyl 3,3'-di(t-butylperoxy) butyrate, ethyl 3,3'-di(t-amylperoxy) butyrate, t-amylperoxy-2-ethyl hexanoate, and t-butylperoxy pivUate; peresters such as t-butyl peracetate, t-butyl perphthalate, and t-butyl perbenzoate; as weU as percarbonates, such as di(l-cyano-l-methylethyl)peroxy dicarbonate; perphosphates, and the like. Polymerization initiators can be used alone or as the oxidizing component of a redox system, which also indudes a redudng component such as ascorbic aάd, malic aάd, glycolic aάd, oxalic aάd, lactic acid, thiogycoHc acid, or an alkali metal sulfite, more specificaUy a hydrosulfite, hyposulfite or metabisulfite, such as sodium hydrosulfite, potassium hyposulfite and potassium metabisulfite, or sodium formaldehyde sulfoxylate. The reducing component is frequently referred to as an accelerator or a catalyst activator. The initiator and accelerator, commonly referred to as catalyst, catalyst system or redox system, can be used in proportion from about 0.001% to 5% each, based on the weight of monomers to be copolymerized. Promoters such as chloride and sulfate salts of cobalt, iron, nickel or copper can be used in smaU amounts. Examples of redox catalyst systems indude tert-butyl hydroperoxide/sodium formaldehyde sulfoxylate/Fe(E), and ammonium persulfate/sodium bisulfite/sodium hydrosulfite/Fe(E). The polymerization temperature can be from room temperature to about 90°C, and can be optimized for the catalyst system employed, as is conventional. Chain transfer agents can be used to control polymer molecular weight, if desired. Examples of chain transfer agents indude mercaptans, polymercaptans and polyhalogen compounds. Examples of chain transfer agents which may be used indude alkyl mercaptans such as ethyl mercaptan, n-propyl mercaptan, n-butyl mercaptan, isobutyl mercaptan, t-butyl mercaptan, n-amyl mercaptan, isoamyl mercaptan, t-amyl mercaptan, n-hexyl mercaptan, cydohexyl mercaptan, n-octyl mercaptan, n-decyl mercaptan, n- dodecyl mercaptan; mercapto carboxyhc adds and their esters, such as methylmercaptoproionate and 3-mercaptopropionic aάd; alcohols such as isopropanol, isobutanol, lauryl alcohol and t-octyl alcohol; halogenated compounds such as carbon tetrachloride, tetrachloroethylene, and tricholoro-bromoethane. GeneraUy from 0 to 10% by weight, based on the weight of the monomer mixture, can be used. The polymer molecular weight can be controUed by other techniques known in the art, such as selecting the ratio of initiator to monomer. Catalyst and/or chain transfer agent can be dissolved or dispersed in separate or the same fluid medium and gradually added to the polymerization vessel. Monomer, either neat or dissolved or dispersed in a fluid medium, can be added simultaneously with the catalyst and/ or the chain transfer agent. Amounts of initiator or catalyst can be added to the polymerization mixture to "chase" residual monomer after polymerization has been substantially completed to polymerize the residual monomer as is well known in the polymerization arts. Aggregation of polymeric latex partides is typically discouraged by induding a stabilizing surfactant in the polymerization mix. In general, the growing latex' partides are stabilized during emulsion polymerization by one or more surfactants such as an anionic or nonionic surfactant, or a mixture thereof, as is well known in the polymerization art. Many examples of surfactants suitable for emulsion polymerization are given in McCutcheon's Detergents and Emulsifiers (MC Publishing Co., Glen Rock, NJ), published annually. Other types of stabilizing agents, such as protective colloids, can also be used. However, it is preferred that the amount and type of stabUizing surfactant or other type of stabiUzing agent employed during the polymerization reaction be selected so that residual stabilizing agent in the aqueous product of the polymerization reaction does not significantly interfere with the subsequent adsorption of the polymeric latex to the inorganic material particle. Further, charged initiator fragments and copolymerized monomer bearing charged functional groups such as copolymerized add-functional monomers are known to contribute to the stability of the resulting polymeric latex partides. It is important to note that stabilizing surfactants, copolymerized addic monomers, residual initiator fragments, and the like, which tend to contribute to stability of the polymeric latex partides with respect to aggregation, or homocoagulation, may also tend to stabilize the polymeric latex partides with respect to heterocoagulation in general, and composite particle formation in particular. Thus adjusting polymerization conditions to provide a desired level of residual initiator fragments and surface aάd may be very important in providing polymeric latex partides for use in the controUed adsorption process of the present invention. The polymeric latexes useful in the process of the present invention can be prepared from a wide range of polymerizable monomers, such as, for example, monoethylenically unsaturated monomers, induding alpha, beta-monoethylenicaUy unsaturated monomers such as alkyl acrylates and methacrylates. By "acrylic polymeric latex" is meant a polymeric latex polymerized from monomers comprising substantiaUy polymerizable monomers induding the acryl group (-COCH=CH 2 ) or methacryl -COC(CH 3 )=CH 2 ) group, and specificaUy greater than about 80 weight percent (meth)acrylic monomers, based on the total monomer weight. Mixtures of polymeric latexes can also be used. Examples of polymeric latexes which can be employed in the process of the present invention indude those polymerized from ethylenically unsaturated monomers, such as alpha, beta- ethylenicaUy unsaturated monomers, induding styrene, butadiene, alpha-methylstyrene, vinyltoluene, vinylnaphthalene, ethylene, vinyl acetate, vinyl versatate, vinyl chloride, vinyUdene chloride, acrylonitrile, methacrylonitrile, (meth)acrylamide, various (Cι-C 2 o)alkyl esters of (meth)acrylic aάd; for example, methyl (meth)acrylate, ethyl (meth)acrylate, n-butyl (meth)- acrylate, isobutyl (meth)acrylate, 2-ethylhexyl (meth)acrylate, cydohexyl (meth)acrylate, n-octyl (meth)acrylate, n-decyl (meth)acrylate, n-dodecyl (meth)acrylate, tetradecyl (meth)acrylate, n-amyl (meth)acrylate, neopentyl (meth)acrylate, cydopentyl (meth)acrylate, lauryl (meth)acrylate, oleyl (meth)acrylate, palmityl (meth)acrylate, and stearyl (meth)acrylate; other (meth)acrylates such as isobornyl (meth)acrylate, benzyl (meth)acrylate, phenyl (meth)acrylate, 2-bromoethyl (meth)acrylate, 2-phenylethyl (meth)acrylate, and 1-naphthyl (meth)acrylate; alkoxyalkyl (meth)acrylate such as ethoxyethyl (metiι)acrylate; mono-, di- and trialkyl esters of ethylenicaUy unsaturated di- and tricarboxylic adds and anhydrides, such as ethyl maleate, dimethyl fumarate, trimethyl aconitate, and ethyl methyl itaconate. As used in the present specification and daims, "(meth)acrylate" denotes both "acrylate" and "methacrylate" and "(meth)acrylic denotes both "methacrylic" and "acrylic" The ethylenically unsaturated monomer can also include at least one multi-ethylenically unsaturated monomer effective to raise the molecular weight and crosslink the polymer. Examples of multi-ethylenically unsaturated monomers that can be used include allyl (meth)acrylate, tripropylene glycol di(meth)acrylate, diethylene glycol di(meth)acrylate, ethylene glycol di(meth)acrylate, 1,6-hexanediol di(meth)acrylate, 1,3-butylene glycol (meth)acrylate, polyalkylene glycol di(meth)acrylate, diallyl phthalate, trimethylolpropane tri(meth)acrylate, divinylbenzene, divinyl toluene, trivinylbenzene, and divinylnaphthalene. In addition to those monomers which are "functional" in the sense of induding one or more polymerizable ethylenically unsaturated groups, monomers which also include one or more additional functional groups can be used in preparing the polymeric latexes used in the process of this invention. An important class of these functional monomers is that made up of the those polymerizable ethylenically unsaturated monomers having acidic functional groups. Examples of these indude acrylic acid, methaαylic acid, itaconic acid, beta-acryloxypropionic acid and higher monoaάdic oligomers of acrylic aάd, ethacrylic acid, alpha-chloroacetic acid, alpha-vinylacrylic acid, crotonic aάd, alpha-phenylacrylic aάd, άnnamic aάd, diloroάnnamic acid, beta-styrylacrylic acid, itaconic acid, maleic aάd, dihydrogen phosphate esters of an alcohol in which the alcohol also contains a polymerizable vinyl or olefinic group, such as allyl phosphate, allyl Cellusolve phosphate, mono- or diphosphate of bis(hydroxy-ethyl) fumarate or itaconate, derivatives of (meth)acrylic acid esters, such as, for example, phosphates of hydroxyalkyl(meth)acrylates induding 2-hydroxyethyl (meth)acrylate, such as Kayamer (trademark of Nihon Kayaku Co., Ltd.) PM-1, PM-2, PA-1, and PA-2 monomers, 3-hydroxypropyl (meth)acrylates, and the like. Examples of dihydrogen phosphate ester derivatives which can be employed include vinylbenzyl phosphates, and: CH 2 =CCH 3 C0 2 CH 2 CH 2 θPO(OH) 2 CH 2 =CCH 3 C0 2 CH 2 CH[OPO(OH) 2 ]CH3 CH 2 =CCH 3 C0 2 CH 2 CH 2 CH 2 θPO(OH) 2 CH2=CCH3C0 2 CH 2 CHOHCH2θPO(OH)2 Thus, the present invention also provides aqueous dispersions of composite partides, as weU as coating compositions and pigment slurries induding sudi composite partides, in which the composite partides indude polymeric latex partides polymerized from monomer induding at least one polymerizable dihydrogen phosphate-functional monomer selected from the dihydrogen vinylbenzyl phosphates, and CH 2 =CCH3C0 2 CH2CH[OPO(OH)2]CH 3 , CH 2 =CCH 3 Cθ2CH2CH2CH2θPO(OH) 2 and CH 2 =CCH 3 Cθ 2 CH 2 CHOHCH 2 θPO(OH)2. SmaU amounts of aάd-functional copolymerizable monomer, such as methacrylic aάd, acrylic aάd, and/ or itaconic aάd, are typicaUy induded in preparing polymeric latexes to confer coUoidal stabihty. As noted above, in one embodiment of the present invention, preparation of polymeric latex partides from monomer mixture induding itaconic aάd is preferred. In another presently preferred embodiment of tiie present invention, as noted above, the polymeric latex employed is polymerized from monomer mixture induding at least one dihydrogen phosphate ester of an alcohol, the alcohol containing a polymerizable vinyl group or other polymerizable olefinic group, such as a dihydrogen phosphate derivative of a (meth)acryUc acid ester. In the emulsion copolymerization of ethylenicaUy unsaturated monomers induding minor amounts (such as less than about ten percent by weight) of ethylenicaUy unsaturated carboxyhc aάd-functional comonomers such as (mefh)acryhc aάd, the resulting polymeric aάd groups may be buried inside the coUoidal polymeric partides produced by the polymerization and consequently inaccessible to speάes dissolved in the aqueous phase, or the polymeric acid groups may be at or near the surface of the partides, or even present in the aqueous phase in the form of water-soluble polymer. In addition, some of the aάd-functional monomer may remain unpolymerized. This residual monomer is ususaUy to be found in the aqueous phase. Aάd functionality which is at or near the surface of the partides (that is, proximate the surface of the polymeric latex partides) can be measured by potentiometric or conductometric titration techniques. For example, if the polymeric latex partides are treated with ion-exchange resin and then titrated conductometricaUy, the amount of carboxylic acid at or near the surface of the partides can be measured as described in H.J. Van den Hul and J. W. Vanderhoff, Electro. Chem. Interfac. Electrochem., 37 161-182 (1972). High levels of surface carboxylic aάd promote the adsorption process of this invention. For the same mixture of monomers, the amount of surface carboxylic aάd groups in the resulting polymeric latex partides depends on the specific emulsion polymerization employed. A number of factors can be important, induding the particle size of the resulting polymeric latex, the pH of the polymerization medium, how the monomer is added to the polymerization reactor, and the choice of carboxylic acid monomer. For instance, if a. mixture of 50 percent by weight butyl acrylate, 49 percent methyl methacrylate, and one percent methacrylic acid is gradually added to a polymerization reactor after the polymerization has been initiated, such as in a conventional gradual addition process, to give 200 nm polymer partides, titration indicates that about 25 percent of the total methacrylic acid is "surface acid," at or near the surface of the polymeric latex partides. If acrylic acid is substituted for methacrylic acid, the surface acid can increase. SimUarly, if the process is altered so that all the monomer is added to the reactor, and the polymerization is then initiated, as is practical in a small-scale batch process, the surface acid can be found to be somewhat higher. In the present application, a process which preferentially provides acid functionality proximate the surface of the polymer latex partides is one which provides greater surface acid functionality than a conventional gradual addition process, or a conventional "single shot" batch process (such as a conventional process in which base is not added to the polymerization mix and the acidic functional groups consequently remain substantially nonionized through the polymerization process), as determined by potentiometric titration. There are a number of ways known in the art for increasing the fraction of the acid that becomes surface acid. For example, if enough base is added during the polymerization to partially neutralize the carboxylic acid, the surface acid can be increased measurably. However, higher levels of base can decrease surface aάd. If the carboxyhc aάd monomer is added to the reactor in a nonuniform manner, the amount of surface aάd can be increased. Examples of nonuniform carboxyhc aάd monomer additions that increase surface acid are described in K.L. Hoy, J. Coat. Tech., 51 27-41 (1979). Other types of copolymerizable functional monomers can also be induded, depending on the ultimate application for which the product produced by the process of the present invention is intended. For example, smaU amounts of adhesion-promoting copolymerizable monomers can also be induded. Examples of other types of functional monomers indude hydroxy-functional monomers such as 2-hydroxethyl (meth)acrylate, amino-functional monomers such as dimethylaminoethyl (meth)acrylate, epoxy-functional monomers, such as glyάdyl methacrylates and the like. Examples of synthetic polymeric latexes which can be used indude acryUc copolymer latexes, such as butyl aαrylate/methyl methacrylate/ aάd and ethyl acrylate/methyl methacrylate/ aάd copolymer latexes; vinyl acetate homopolymer and copolymer latexes, induding ethylene/ vinyl acetate copolymer latexes, styrene/butadiene copolymer latexes, and the like. By selecting the type and concentration of monomers having known glass transition temperatures and acid functionalities, polymeric latexes having properties useful in the process of the invention as weU as being specificaUy suited as binders for the specific coating or film formulation application can be prepared. The partide size and molecular weight of the polymeric latex can be selected by the choice of a particular polymerization process, as for example through the use of particular initiator and chain transfer systems, as is weU known in the polymerization arts. The average partide size and the molecular weight of the polymeric latex are important with regard to both the adsorption onto the inorganic material partides, as weU as with respect to the properties of the polymeric latex when it is employed as a binder in the the fuUy formulated aqueous composition induding the composite partides. Preferably, the polymeric latex used in the process of the present invention of adsorbing onto and dispersing the inorganic material partides has an average particle diameter in the range of from approximately four times the average particle diameter of the inorganic material pigment particles down to about 20 nm. For example, if the inorganic material particle to be dispersed has an average particle size of about 200 nanometers, the polymeric latex partide should have an average particle size in the range of from about 20 to less than about 800 nanometers. For example, polymeric latex is used in the process of the present invention for adsorbing onto and dispersing the titanium dioxide particles has an average particle diameter in the range of from approximately four times the average partide diameter of the titanium dioxide pigment partides down to about 20 nm, and more preferably from approximately equal to the average diameter of the titanium dioxide partides down to about one-quarter the average diameter of the titanium dioxide partides. For example, if the titanium dioxide partide to be dispersed has an average partide size of about 200 nanometers, the polymeric latex partide should have an average particle size in the range of from about 20 to less than about 800 nanometers. When the polymeric latex partides are employed in the process of the invention at or above the natural saturation level relative to the titanium dioxide partide, polymeric latex of the same composition having relatively larger particle sizes, within the above range, are preferable to polymeric latex of the same composition having relatively smaller average particle diameters, within the above range, for maximizing the extent of adsorption onto the surface of the titanium dioxide partides. By "average particle size" or "average particle diameter" is meant an average determined experimentally by the quasielastic light scattering technique, such as provided, for example, by the Model BI-90 Particle Sizer, of Brookhaven Instruments Corp. When the polymeric latex partides are employed in the process of the invention at or above the natural saturation level relative to the inorganic material particle, polymeric latex of the same composition having relatively larger particle sizes, within the above range, are preferable to polymeric latex of the same composition having relatively smaller average particle diameters, within the above range, for maximizing the extent of adsorption onto the surface of the inorganic material partides. By "average partide size" or "average partide diameter" is meant an average determined experimentaUy by the quasielastic light scattering technique, such as provided, for example, by the Model BI-90 Partide Sizer, of Brookhaven Instruments Corp. The selection of the relative surface charges of the polymeric latex partides and the inorganic material partides in the medium used for conducting the adsorption process is an important variable which effects both the extent of adsorption and the stabihty of the resulting dispersion of composite partides. It is preferred that the surface charge of the polymeric latex be of the same sign of charge as the sign of the surface charge of the inorganic material partide onto • whidi the polymeric latex is to be adsorbed. More particularly, in aqueous formulations it is preferred that the polymeric latex and the inorganic material partide onto whidi it is to be adsorbed, both have a negative surface charge. Furthermore, it is preferred that the surface charge on the polymeric latex be more negatively charged than the surface charge on the inorganic material partide. It is espeάaUy preferred that the surface charge on the polymeric latex be at least about 30 millivolts more negatively charged than the surface charge on the inorganic material partide. For example, in the case of the adsorption of a polymeric latex onto the surface of inorganic material partides, where the zeta potential of the inorganic material partides in the aqueous medium is about -50 mv, it is believed that minimum grit formation occurs, at the saturation level, when the zeta potential of the polymeric latex is more negative than -50 mv, preferably from about -50 mv to about -100 mv. The polymeric latex partides preferably have a surface charge of from about -40 mv to about -110 mv in order to adsorb onto, and form a stable dispersion with, the inorganic material partides, in those cases in which the inorganic material partides have a zeta potential from about -20 mv to -60 mv. As in other aqueous systems induding d arged partides, the magnitude of the effective electrical repulsive forces depends on the dielectric strength and the ionic strength of the medium. As a practical matter, the dielectric strength wfll be determined by the dielectric constant of water, because, while many aqueous coating compositions include small amounts of organic cosolvents for various purposes, such as encouraging coalesence and film formation by polymeric latex particles used as binder, these do not significantly vary the dielectric constant of the medium. On the other hand, the ionic strength of the medium in coating compositions can vary over a significant range, and include contributions from a variety of simple ions and polyionic speάes. For example, coatings compositions typically range in pH from about 6 to 11 or more, a range of five orders of magnitude in the concentration of hydroxyl ion. While the strength of the repulsive forces between the polymeric latex partides and the inorganic material partides can be varied to some extent by adjusting the ionic strength of the aqueous medium through varying the pH and by addition of charged spedes, in general it is more desirable to vary the surface charge density as reflected by the zeta potential of the polymeric latex partides instead. Varying the pH is of course likely to change the zeta potential of both the inorganic material partides and the polymeric latex partides directly. However, charged species added to adjust the ionic stregth will also be present in the formulated coating composition, and the product formed by the coating composition, and the effect of the presence of the charged species on the formulated coating composition and the ultimate product must be carefully considered. Preferably, in most cases, no ionic species are added merely to adjust the ionic strength of the medium, and any desired adjustment in the magnitude of the electrical repulsive forces is effected in another manner. Varying the pH is of course likely to change the zeta potential of both the titanium dioxide partides and the polymeric latex partides directly. However, charged speάes added to adjust the ionic stregth will also be present in the formulated coating composition, and the product formed by the coating composition, and the effect of the presence of the charged species on the formulated coating composition and the ultimate product must be carefully considered. Preferably, in most cases, no ionic species are added merely to adjust the ionic strength of the medium, and any desired adjustment in the magnitude of the electrical repulsive forces is effected in another manner. This is because added ionic speάes may have an undesirable effect on the properties of the product formed using the composition induding the composite partides. For example, if ionic strength is increased by addition of a simple electrolyte such as sodium chloride, and the composite partides are subsequently used in formulating an aqueous coating composition, the film formed from the coating composition is likely to have adversely increased water sensitivity due to the presence of the additional salt. On the other hand, in some embodiments of the process of the present invention, it may be desirable to adjust the ionic strength of the aqueous medium by addition of a salt. The surface potential of the inorganic material particles can be adjusted in a number of different ways. As discussed above, the partides can be pretreated to provide inorganic surface coatings, such as coatings of sihca, aluminum oxide, or mixtures of sihca and aluminum oxide, on titanium dioxide partides. In addition, smaU molecular spedes, sudi as sUanes or titanates, can be adsorbed on and reacted with surface of the inorganic material partides, and the resulting surface sites can be subsequently modified chemicaUy to provide surface charges. Examples of such speάes indude N-2-aminoethyl-3-aminopropyltrimethoxy sUane, 3-aminopropyltrimethoxysUane, 3-methacryloxypropyltrimethoxysilane, and vinyltriacetoxysUane. Alternatively, species having the desired charge, or which can be modified subsequently to have the desired charge, can be simply adsorbed to the surface of the inorganic material partides. The selection of additives for adjusting the surface charge of the inorganic material partides depends on whether the surface charge on the partide needs to be raised or lowered. Additives which can be employed for the purpose of making the surface charge more negative indude commonly avaflable anionic surfactants and polysoaps, whUe a variety of monomeric and polymeric amino compounds or their quaternary derivative compounds can be employed if a less negative surface charge is desired. Examples of suitable anionic surfactants indude anionic polyelectrolyte pigment dispersants, such as polyacrylic add, polymethacrylic acid, copolymeric aάds induding copolymeric adds induding copolymerized maleic aάd. polyphosphates such as potassium tripolyphosphate, ammonium, alkali metal, alkaline earth metal, and lower alkyl quaternary ammonium salts of: sulfosucάnates such as di(C 7 -C 25 )alkylsulfosucάnates and higher alkyl sulfosuccinates, such as octyl sulfosuccinate; sulfates such as the higher fatty alcohol sulfates, for example, lauryl sulfate; sulfonates including aryl sulfonates, alkyl sulfonates, and the alkylaryl sulfonates, for example, isopropylbenzene sulfonate, isopropylnaphthalene sulfonate and N-methyl-N- palmitoyltaurate, isothionates such as oleyl isothionate; and the like. Additional examples include the alkylarylpoly(ethyleneoxy) ethylene sulfates, sulfonates and phosphates, such as t-octyl- phenoxypoly(ethyleneoxy)ethylene sulfates and nonylphenoxy- poly(ethyleneoxy)ethylene phosphates, either having one to seven oxyethylene units. Examples of suitable monomeric and polymeric amino compounds for reaction with excess negative surface charges on the inorganic material particle surface include alkylbenzylammonium halides such as diisobutylphenoxyethoxyethyldimethylbenzyl ammonium chloride, tertiary amines formed by ethoxylation of primary amines such as primary tallow amines, imidazoline and piperazine derivatives, 2-methyl-2-aminomethylpropanol, and the like. Two important properties of the polymeric latex for the purpose of the process of the invention are the glass transition temperature of the polymeric ' latex and the amount of add functionality in the polymeric latex. While the chemical composition of a polymeric latex binder is important for achieving the resultant properties of the coating or film when the polymeric latex also acts as the binder, the glass transition temperature and amount of acid functionality in the polymeric latex are important in the adsorption process. The amount of acid functionality at the surface of the polymeric latex partides is beUeved to be especially important, as it is believed to relate directly to the surface charge density and zeta potential of the polymeric latex partides. In a presently preferred embodiment of the present process, a polymeric latex is employed by a process which preferentially provides add functionality at the surface of the polymer latex partides. Another combination of two important properties of the polymeric latex for the purpose of the process of the invention are the glass transition temperature of the polymeric latex and the latex surface charge density. The latex surface charge density is dosely related to the surface potential of the polymeric latex partides, and depends on sudi factors as the nature, amount and distribution or residual ionic initiator fragements in the latex, and the nature, amount, and distribution of carboxyl or other add functionahty in the polymeric latex. WhUe the chemical composition of a polymeric latex binder is important for achieving the resultant properties of the coating or film when the polymeric latex also acts as the binder, the glass transition temperature and amount of aάd functionahty in tiie polymeric latex are important in the adsorption process. The amount of aάd functionahty at the surface of the polymeric latex partides is beUeved to be espeάaUy important, as it is beheved to relate directly to the surface charge density and zeta potential of the polymeric latex partides. In a presently preferred embodiment of the present process, a polymeric latex is employed by a process which preferentiaUy provides add functionahty at the surface of the polymer latex partides. Examples of polymerization processes which preferentiaUy provide surface aάd are described in K. L. Hoy, T. Coat. Tech., 51, 27-41 (1979). WhUe the adsorption of the selected polymeric latex onto the inorganic material partides can occur rapidly, the adsorption may be reversible or irreversible with time. There are several factors which favor irreversible adsorption. For example, when copolymerizable dihydrogen phosphate-functional monomers are employed in preparing the polymeric latex partides, irreversible adsorption has been found to be favored, as weU as when copolymerized itaconic aάd is employed. Irreversible adsorption is also favored when the glass transition temperature of the polymeric latex is relatively low (such as less than about 50 C) or when the amount of add functionahty in the emulsion polymer is relatively high (such as greater than about 2 weight percent, or more typicaUy, 0.02 moles of aάd per 100 g of polymer soUds). In some applications, espeάaUy some coatings appUcations, when a selected polymeric latex which irreversibly adsorbs onto the inorganic material partides is employed in the process of the invention there is a threshhold pigment volume concentration ("TPVC") for the corresponding fully formulated composition above which the performance changes significantly. This threshhold PVC is dependent upon the composition of the pol- ymeric latex used in the adsorption process. When the threshhold PVC is exceeded, grit formation may begin to be significant. In coatings, the gloss and hiding is reduced. The critical PVC appears to correlate with the saturation PVC in the grind, and the concentration of the irreversibly adsorbing polymeric latex should preferable be at or above the saturation level regardless of the PVC in these applications. When the polymeric latex selected for use in adsorbing onto the inorganic material particle also functions as the polymeric binder for the fully formulated composition it is preferred that the polymeric latex not desorb from the inorganic particle. This can be accomplished by either utiUzing a soft (low Tg) polymeric latex or by increasing the concentration of acid in the polymeric latex. The presence of conventional polyelectrolyte dispersants has an effect on the adsorption process of the present invention. While low concentrations of conventional water-soluble polyelectrolyte dispersants, for example in the case of ΗO 2 , on the order of about 0.2 weight percent or lower, have little adverse effect on the adsorption of selected polymeric latexes onto inorganic material particle surfaces, the use of higher concentrations of these conventional water-soluble polyelectrolytes dispersants can have a significant adverse effect upon the adsorption of the selected polymeric latexes onto inorganic material particle surfaces. The use of more than about 0.2 weight percent of polyacryUc aάd-type polyelectrolyte dispersants has been found to preάude a selected polymeric latex from adsorbing onto the inorganic material particle surface. It is believed, without intending to be bound by any particular explanation of the observed phenomenom, that the suppression of polymeric latex adsorption is due to the increase in the surface charge of the inorganic material particle from the presence of the polyelectrolyte dispersant. Accordingly, the process of the present invention can be carried out with a minimum of polyelectrolyte dispersant present in the aqueous medium. However, the presence of low concentrations of conventional polyelectrolyte dispersants is believed to actually be beneficial for eliminating the presence of grit in the fuUy formulated composition. Preferably, in the case of titanium dioxide from about 0.1 to 0.2 percent by weight of a polyelectrolyte dispersant such as Tamol (trademark of Rohm and Haas) 731 dispersant (sodium salt of polymeric carboxyhc acid) is used as a predispersant when a relatively low glass transition polymeric latex, suitable for a fihn-forming binder, is employed in the process of this invention, so as to minimize grit formation. In general grit formation is beheved to increase with decreasing polymeric latex glass transition temperature, decreasing polymeric latex surface charge, and decreasing polymeric latex partide size. In addition, poor mixing is beheved to increase grit formation. In one presently preferred embodiment of the present invention, an emulsion polymerization process known to provide aάd functionahty preferentiaUy at the surface of the polymeric latex partides is employed to prepare the polymeric latex for adsorption on the inorganic material partides. In this case, the level of polyelectrolyte dispersant in the pigment dispersion and the formulated coating may be higher, such as up to one percent or more of the weight of the inorganic material, depending on the specific polyelectrolyte dispersant employed. In this case, a weakly absorbing polyelectrolyte dispersant, such as Tamol SG-1 dispersant (ammonium salt of copolymer of carboxyhc aάd monomer and hydrophilic comonomer) can be employed at a high level such as one percent, wlύle a strongly absorbing polyelectrolyte dispersant such as a polyacryhc aάd dispersant, which strongly adsorbs to the surface of the inorganic material partides, and whidi displaces weakly adsorbed polyelectrolyte dispersants from the surface of inorganic material partides, may require use at lower levels. In another presently preferred embodiment of the present invention, an emulsion polymerization process is used to prepare a polymeric latex from monomer mixture induding one or more ethylenicaUy polymerizable derivatives of phosphoric aάd, sudi as one or more dihydrogen phosphate esters of an alcohol in which the alcohol also contains a polymerizable vinyl or olefinic group, such as partial esters of phosphoric acid and 2-hydroxyethyl methacrylate. Examples of such partial esters are given above and include the monoester of phosphoric acid with hydroxyethyl methacrylate, the diester of phosphoric acid with hydroxyethyl methacrylate, and mixtures thereof. The resulting phosphoric acid ester-functional polymeric latex partides adsorb to titanium dioxide partides more strongly than polymeric latex prepared from monomer mixture which does not include phosphoric acid ester-functional monomer. The improved performance of coatings formulations prepared by the present process is achieved even in the presence of substantial amounts of large particle size extenders, such as large size calάum carbonate and alumino silicate, sometimes employed in such formulations. The improvement is not lost upon the incorporation of large size inorganic or organic partides, such as extender pigment partides. In addition, the improved properties adiievable by use of the process of this invention are realized when the formulation is prepared with conventional thickeners of the associative and non-associative types; this improvement is not dependent upon the selected thickener. The process of the present invention can significantly increase the hiding of titanium dioxide containing emulsion paint formulations (as determined by measuring the scattering coeffiάent of the paint) of the same PVC compared with the scattering coefficient of a paint formulation prepared by the use of conventional polyelectrolyte dispersants. An alternate way of expressing this improvement is that the process of the invention permits the reduction of the PVC of a 20% PVC titanium dioxide paint formulation by 20 percent while achieving the same scattering coefficient or degree of hiding as can be obtained by the use of a conventional polyelectrolyte pigment dispersant. This translates into a reduction of titanium dioxide use level of 40 pounds per hundred gallons of paint, or, at the current titanium dioxide price of 95 cents per pound, a 38 cent per gallon decrease in titanium dioxide raw material costs. The hiding improvement is increased as the titanium dioxide volume concentration of the paint formulation increases. The improvement provided by the process of the present invention is illustrated in Figure 5, which is a graph in which the scattering coeffiάents of films formed from an aqueous coating composition prepared using the inventive process are plotted as a function of PVC and compared with the those of films formed from coating compositions prepared using a conventional process. Furthermore, the improved performance of paint formulations prepared by the present process is achieved even in the presence of substantial amounts of large partide size extenders, such as calάum carbonate and alumino silicate, typicaUy employed in such formulations. In this regard the improved hiding is obtained by the controUed adsorption of the primary pigment, the titanium dioxide. This improvement is not lost upon the incorporation of other types of inorganic or organic partides, sudi as extender pigment partides. In addition, the improved hiding achievable by use of the process of this invention is realized when the coating formulation is prepared with conventional thickeners of the assoάative and non-assoάative types; this improvement is not dependent upon the selected thickener. This result is surprising and contrary to the result typicaUy encountered when paints are formulated using conventional polyelectrolyte dispersants. In such conventional systems the hiding property of the formulated paint can vary greatly as a function of the thickener employed. The controUed adsorption process of the invention therefore offers paint formulators a greater choice in selecting thickeners for the final paint formulation without concern over the choice of thickener adversely affecting the final hiding properties of the paint. Furthermore, in addition to improving the hiding of paint formulations, the process of this invention also has been found to advantageously improve the gloss, high shear viscosity, scrub resistance, and early bhster resistance and metal marking resistance of paint formulations compared with paint formulations dispersed with conventional polyelectrolyte dispersants, as weU as improving tiie corrosion resistance of paint formulations. • The process of the invention may be carried out in a number of alternative manners. For example, the polymeric latex partides can be selected so that they wiU serve as film-forming binder for the product formulated using the composite partides. Alternatively, the polymeric latex partides can be selected so that they are not film-forming in the formulated product. In either case, the polymeric latex particles can be selected for use in dispersing the titanium dioxide particles, or for adsorption to titanium dioxide partides previously otherwise dispersed. The process of the invention may be carried out in a number of alternative manners. In one embodiment the surface charge of the inorganic material partides is adjusted and then the surface charge-adjusted inorganic material particle is simply milled directly with the polymeric latex. In another embodiment, the inorganic material partides, having their surface charge adjusted as necessary, are pre-dispersed in the absence of the polymeric latex. This is followed by blending with the polymeric latex under circumstances by which adsorption does not occur and- then adjusting the medium until adsorption does occur, such as by altering the pH of the medium. The process can involve the direct grinding of dry inorganic material particles in water with polymeric latex. In contrast with conventional pigment dispersion processes, the pigment dispersion process employed in the present invention is useful to prepare a concentrated pigment dispersion wherein the final concentration of pigment in the coating composition can be obtained directly in this one step without the formation of grit. In carrying out the process of the present invention, it may be desirable to adjust the pH of the aqueous solution used for carrying out the process to a pH in the range of from about a pH of 6 to a pH of about 10. Many different sizes of inorganic material partides can be employed in the process of the present invention, ranging from relatively small particle size, such as on the order of 100 nm, up through large particle size extender pigments, on the order of ten thousand nanometers, typically induded in many types of formulations to reduce raw material costs. Examples of inorganic materials which can have large particle size and be used in the present process include calcium carbonate, alumino-silicate, amorphous silica, and the hke. Mixtures of partides differing in chemical identity, particle size, or both, can be used. For example, in addition to the titanium dioxide partides, which are typically of relatively smaU partide size, on the order of 200-250 nm, other pigment partides, sudi as the large partide size extender pigment partide typicaUy induded in many types of coating formulation to reduce new material costs, can also be employed in addition to the titanium dioxide pigment partides in the process of the present invention. Examples of large partide size extender pigment partides whidi can be used indude calcium carbonate, alumino-sUicate, amorphous sihca, and the like. SimUarly, the aqueous medium in which the inorganic material partides are ground with the polymeric latex dispersant can also indude water-miscible solvents, such as glycols and glycol ethers, such as conventional in the coatings arts. Examples of water-misάble solvents employed include propylene glycol, ethylene glycol, ethylene glycol monomethyl ether, and the like. Aqueous coating compositions are frequently formulated at alkaline pH to stabilize a ionicaUy charged latex binder against agglomeration and for other reasons. The prinάples of formulating aqueous coating compositions are reviewed, for example, in Formulation of Organic Coatings (NX Gaynes ed. D. Van Nostrand Co. Inc. Princeton, NJ 1967) at pp. 189-230. The present invention provides aqueous dispersions of composite particles which can be used in a variety of applications. In some cases, in which a "soft" (i.e. low glass transition temperature) polymeric latex has been used to form the composite partides, the resulting aqueous dispersion can be used as is, or with the addition of other components, the soft adsorbed polymeric latex serving as binder for the composition. In other cases, additional polymeric latex wUl be added in formulating aqueous compositions for various applications, and the additional polymer latex wiU serve as the product binder in addition to or instead of the adsorbed polymeric latex. Often the binder-forming latex polymer partides contain carboxyl functional groups. Under suitable conditions, the carboxyl groups are ionized and the resultant charges on the latex partide surface electrostaticaUy stabilize the latex against premature agglomeration. Often a volatile base, typicaUy ammonia, is used to adjust the pH of the coating composition. When the coating composition is apphed to a substrate to be coated, the volatile base is lost and the pH of the coating composition drops, destabilizing the latex particles of the binder and thus encouraging agglomeration to form a continuous binder film. In addition to binder-forming polymeric latex partides and composite polymeric latex-inorganic material partides, aqueous coating compositions prepared according to the process of the present invention can include typical coatings ingredients. For example, they can include extender pigments as noted above such as caldum carbonate, amorphous silica, and the like; defoamers; bioάdal agents such as zinc oxide, 2-N-octyl- 4-isothiazole-3-one, and phenyl mercuric acetate; coalescing agents such as diethylene glycol monoethyl ether acetate and ethylene glycol monobutyl ether acetate; plasticizers such as dialkyl phthalates induding dibutyl phthalate, dioctyl phthalate and the like; freeze-thaw stabUizers such as ethylene glycol, propylene glycol and diethylene glycol; nonionic wetting agents such as polyethylenoxylates of fatty acids, alkanols, alkylphenols, and glycols; polyelectrolyte pigment dispersants at low levels; thickeners such as polyelectrolyte and cellulosic thickeners; rheology control agents such as assoάative thickeners and the like; colorants such as colored pigments and dyes; perfumes; cosolvents and the like. The performance property improvements which can be realized by the process of the present invention are not limited to coatings and paint formulations. The present process is useful in other formulations utilizing other types of inorganic partides. For example in the case of conventional emulsion polymer-based pressure sensitive adhesive formulations it would be desirable from a cost perspective to utUize extenders without compromising on performance, however, the use of extenders in such formulations typically can not be accomplished with a significant reduction in properties such as, for example, peel resistance and tack. Because of the ability of the adsorption process of the invention to effectively disperse extender partides in a pressure sensitive film, we have found it possible to utilize certain inorganic partide extenders, such as, for example, silica, in pressure sensitive adhesive formulations with an increase in peel, shear and tack properties particularly at high filler loadings as compared with the same formulation using conventional dispersants for the extender pigment. The ability to obtain improved performance properties while at the same time reducing the cost of an pressure sensitive adhesive formulation is another important result of the process of the present invention. This result is not limited to the use of sihca as an extender for pressure sensitive adhesive formulations. We have also found that calάum carbonate can be used as a fiUer in roof mastic formulations by employing the adsorption process of the invention, h this regard we have found that roof mastics prepared by the process containing calάum carbonate fiUer exhibited lower modulus together with improved stress, elongation, and toughness espeάaUy at high fiUer loading. Conversely, by utilizing the adsorption process of the invention higher concentrations of inorganic particle filler can be used without attrition in the mechanical properties of the roof mastic. SimUarly, the process of the present invention has been found useful for preparing inorganic partide-fiUed binders for textiles and nonwovens, induding binders for fiberfiU. In this case, it may be desirable to entrain air in the binder by frothing before application to the substrate material. The adsorption process of the invention is also useful in preparing coatings for paper. Clay is used as a fiUer in paper coatings but day partides tend to ahgn themselves together in such a way as to create undesirably high gloss in the coated paper. We have found that the adsorption process of the invention can be utilized to disperse day partides and lower the gloss of coated paper and cardboard substrates. Furthermore, we have also found that the coated substrates are smoother and stronger than conventional paper coatings prepared by conventional techniques. As in the case of adhesives, fiUers are typicaUy not employed at significant amounts in fiberfiU binders. We have found that the adsorption process of the invention can be used to disperse day and calάum carbonate in such applications. Furthermore the adsorption process of the invention permits the elimination of conventional polyelectrolyte dispersants and has been demonstrated as improving the washabihty, both wet and dry, as weU as the wet and dry tensUe strength of the fiberfiU as compared to conventionaUy dispersed fiUer-containing fiberfiU materials. Other coating systems such as for example roof mastic coating formulations employing inorganic partides as pigments, fillers and extenders can be improved by the use of the process of this invention. The illustrative examples which follow illustrate the process of the present invention as a function of the parameters of the selected emulsion polymer and the adsorption achieved. These examples will aid those skilled in the art in understanding the present invention; however, the present invention is in no way hmited thereby. In the examples which follow, percentage composition is by weight, unless otherwise noted. In the following Examples, reference shall be made to the following Figures: Fig. la shows three schematic illustrations of agglomerate formation. Fig. lb shows energy diagrams for agglomerate formation. Fig. lc shows energy diagrams for agglomerate formation. Fig. Id is a schematic Ulustration of a preferred embodiment of the process of the present invention. Fig. 2 is a schematic illustration of the distribution of inorganic particles, such as titanium dioxide partides, in a coating film formed from an aqueous composition prepared using a conventional prior art process. Fig. 3 is a schematic illustration of the distribution of inorganic particles, such as titanium dioxide partides, in a coating film formed from an aqueous coating composition prepared using the process of the present invention. Fig. 4 is a schematic representation of a an inorganic particle, such as a titanium dioxide particle, and a polymeric latex particle for illustration of the attractive and repulsive forces relating to heteroparticle adsorption. Fig. 5 is a graph of the scattering coefficients of fUms formed from prior art coating compositions induding a polyelectrolyte dispersant and films formed from coating compositions prepared using the process of the present invention, as functions of pigment volume concentration. Fig. 6a is a scanning electron micrograph of composite partides prepared according to the process of the present invention. Fig. 6b is a scanning electron micrograph of a mixture of titanium dioxide and polymeric latex partides prepared according to a prior art process. Fig. 7 is a transmission electon micrograph showing composite partides prepared according to the process of the present invention. Fig. 8a is a graph of the adsorption of polymeric latex on titanium dioxide partides for pigment grinds exemplifying the process of the invention as a function of grind PVC. Fig. 8b is a graph of the logarithm of grind viscosity of the pigment grinds of Fig. 6a as a function of grind PVC. Fig. 8c is a graph of the zeta potential of the composite partides formed in the pigment grinds of Fig. 6a as a function of grind PVC. Fig. 9 is a graph of Kubelka-Munk scattering coeffident as a function of % PVC for a series of paints prepared according to the process of the present invention and compared with those for a series of conventionaUy dispersed paints. Fig. 10a is a graph of Kubelka-Munk scattering coefficient as a function of grind PVC for a series of paints preparing according to the process of the present invention and storing a critical PVC. Fig. 10b is a graph of 60°gloss as a function of grind PVC for the paints of Fig. 8a. Fig.10c is a graph of grit as a function of grind PVC for the paints of Fig. 8a. Fig. 11 is a schematic Ulustration of another preferred embodiment of the process of the present invention. Fig. 12 shows electon microscope images of composite partides. One embodiment of the process of the present invention is Ulustrated sdiematicaUy in Figure Id. A powder of inorganic material pigment 10, such as ΗO 2 partides, induding inorganic material partides 12, partially aggregated or agglomerated (by van der Waals, or contact forces, or by moisture, or the hke), is mixed with an aqueous dispersion 20 of polymeric latex partides 22, eadi polymeric latex partide 22 having a greater negative surface potential than the inorganic material partides 12. If desired, a smaU amount of an aqueous medium (not shown) can be added to reduce the concentration of the -partides, whUe typicaUy the aqueous dispersion 20 of polymeric latex partides 22 wiU supply a satisfactory amount of aqueous medium for the dispersion of the inorganic material pigment 10. The mixture of inorganic material pigment 10 and the aqueous dispersion 20 is subjected to shear forces in a disperser (not shown), and the polymeric latex partides 22 spontaneously adsorb to the surface of inorganic material partides 12 to form a slurry or pigment grind 30 of composite partides 32 dispersed in the aqueous medium. Depending on conditions, the spontaneous adsorption can occur over the course of a few seconds, or may require up to several days. Without the addition of the polymeric latex particle and the application of shear forces by mixing, the inorganic material partides may form homo-aggregates, as conditions are preferable selected so that the inorganic material partides are slightly unstable with respect to homo-coagulation. Figure Id further Ulustrates the addition of a second aqueous dispersion 40 of another variety of polymeric latex partides 42 to the slurry 30 of composite partides 32 to form a formulated coating composition 50 induding a mixture of composite partides 32 and second polymeric latex partides 42. In addition, other components such as low molecular weight cosolvents, plasticizers, thickeners, anti-fungal and antibacterial agents, stabilizers and the like can be added (not shown) to provide a fully formulated composition, such as a coating composition or paint, or an adhesive, etc. The fully formulated composition is then applied by conventional means to a surface 62 and permitted to dry and cure, thus forming a film 60 in which the inorganic material pigment particles 12 are imbedded in a continuous polymeric film 64 formed from the first variety of polymeric latex partides 22 and the second variety of polymeric latex partides 42. The spacing of the inorganic material partides 12 in the film 60 is not random, but instead is improved in comparison with prior art coatings films, allowing better distribution spacing and/ or abUity to more closely pack and increase the concentration, such as to provide better opacity. One embodiment of the process of the present invention is Ulustrated schematically in Figure 11. A powder of titanium dioxide pigment 110 induding titanium dioxide partides 112, partiaUy aggregated or agglomerated (by van der Waals, or contact forces, or by moisture, or the like), is mixed with an aqueous dispersion 120 of a polyelectrolyte dispersant 122, each polyelectrolyte dispersant macromolecule 122 having a greater negative surface potential than the titanium dioxide partides 112. TypicaUy, an amount of an aqueous medium (not shown) is added to reduce the concentration of the particles. The mixture of titanium dioxide pigment 110 and the aqueous dispersion 120 is subjected to shear forces in a disperser (not shown), and the polyelectrolyte dispersant macromolecules 122 spontaneously adsorb to the surface of titanium dioxide partides 112 to form a slurry or pigment grind 130 of dispersed titanium dioxide partides 132 in the aqueous medium. Without the addition of the polyelectrolyte dispersant and the application of shear forces by mixing, the titanium dioxide partides may form homo-aggregates, as conditions are preferable selected so that the titanium dioxide partides are shghtiy unstable with respect to homo-coagulation. Figure 11 further illustrates the addition of a second aqueous dispersion 140 induding a mixture of two varieties of polymeric latex partides 142 to the slurry 130 of dispersed titanium dioxide partides 132 to form initiaUy a formulated coating composition 150 induding a mixture of dispersed titanium dioxide partides 132 and the two varieties of polymeric latex partides 142. The mixture of polymeric latex partides 142 indudes a first type of polymeric latex particle 144 selected to adsorb strongly to the dispersed titanium dioxide partides 132 to form composite partides 46 induding both a titanium dioxide partide 146a and a plurahty of adsorbed selected polymer latex partides 146b. The selected polymeric latex partides 146b have an effective glass transition temperature which is between about room temperature or about 20°C and about 90°C, and more preferably between about 50°C and 90°C In addition, the mixture of polymeric latex partides 142 indudes a second type of polymeric latex partide 148 having a relatively low effective glass transition temperature, such as below about 10°C, and serving ultimately to form a binder for the the composite partides 146. In addition, other components such as low molecular weight cosolvents, plasticizers, anti-fungal and anti-bacterial agents, stabilizers and the like can be added (not shown) to provide a fuUy formulated coating composition. The fuUy formulated coating composition is then apphed by conventional means to a surface 162 and permitted to dry and cure, thus forming a coating film 160 in which the composite partides 146 induding the titanium dioxide pigment partides 112 are imbedded in a continuous polymeric film 164 formed from the second variety of polymeric latex partides 142. The spacing of the titanium dioxide partides 112 in the film 160 is not random, but instead is improved in comparison with prior art coatings films, so as to provide enhanced opacity. Figure 2 schematically illustrates the distribution of inorganic material partides in a coating film formed from an aqueous composition prepared using a conventional prior art process. After thorough mixing, the partides tend to be distributed in a random manner through the film.- In the case of Tiθ 2 partides, such random distribution leads to inefficient light scattering. In contrast, Figure 3 schematically represents the distribution of inorganic material particles in a coating film formed from an aqueous coating composition using the process of the present invention. In this case, the particles are more regularly distributed in the film. In the case of ΗO 2 partides, there is a better light scattering. In addition, fewer partides wUl provide a desired degree of opacification and. the coating PVC can be lower than conventional dispersion methods. It is believed that the controlled adsorption effected by the process of the present invention, at least in the case in which repulsive forces are provided by surface charge, can be understood by reference to the heteroparticle interaction theory of Hogg, Healy and Fuerstenau, which provides that the potential energy VR resulting from the repulsion of like charges on partides of two different radii, ai and a 2 , and having differing surface potentials, Pi and P 2 , in a aqueous medium with dielectric constant c, is given by Equation I: VR = [caιa 2 (Pι2 + P 2 2)/4(an + a 2 )l [2PιP 2 /(Pι2 + P 2 2) * (I) ln[(l + e-Kd)] + ln(l - e-2Kd)] In Equation I K is a constant, the reciprocal of the so-called Debye length, inversely proportional to the square root of the ionic strength of the medium and d is the distance between the centers of the particles. In addition, for smaU particle separations, the van der Waals attractive potential VA is approimated by Equation II: VA = - Aaιa 2 /6(aι + a 2 )d (A) In Equation II, A is the Hamaker constant for the heteropartide system. A qualitative plot of the net potential energy, Vj = VR + VA, as a function of the partide separation distance d for a pair of partides with differing surface charges is given in Figure 4. The plot shows an energy barrier to coagulation at dmax. If the energy barrier is less than about 10 kT, a mixture of the hetero partides is relatively unstable to coagulation, so that formation of composite partides can occur. However, too low an energy barrier to heterocoagulation, such as on the order of about 2 or 3 kT, wiU lead to too rapid a heterocoagulation process, and to the formation of agglomerates induding more than a single inorganic material partide, rather than the desired composite partide induding no more than a monolayer of adsorbed polymeric latex partides. SimUarly, the height of the energy barrier is beheved to be related to the rapidity with which composite partides are formed. The height of the energy barrier is seen to be determined ' by a number of parameters which may be adjustable to provide a mixture stable with respect to gross heterocoagulation, but which provides composite partide formation at a desired rate. For example, the height of the barrier increases with increasing particle size and surface potential, but decreases with increasing ionic strength and increasing Hamaker constants. By adjusting these parameters it is often possible to avoid gross heterocoagulation, whUe obtaining composite partide formation on a time scale that can be varied from on the order of the time of mixing to on the order of several days or more. The plot also shows a local minimxim at d m i n , corresponding to an adsorbed partide pair. In the examples, the foUowing abbreviations are used: AA acrylic aάd AMPS 2-acrylamido-2-methyl-l-propanesulfonic acid LA itaconic aάd MAA methacryUc aάd EA ethyl acrylate BA butyl acrylate MMA methyl methacrylate PSA pressure sensitive adhesive DI deionized Example 1 A polymeric latex (46.2% solids) having a monomer composition of 46 BA/ 50.5 MMA/ 3.5 MAA was prepared using a conventional gradual-addition, batch polymerization process. The glass transition temperature (Tg) calculated from the monomer composition by the method of Fox was 10°C. The polymeric latex was found to have an average particle size of 117 nm using a Brookhaven BI-90 light-scattering instrument to measure the particle size. The weight percent of methacrylic acid monomer on polymer solids was calculated to be 3.5 percent. 193 g of the polymeric latex was placed in a stainless steel grind bucket and the pH of the latex was adjusted to 11 by addition of ammonia. The bucket was positioned in a high speed disc disperser and mixing was begun at low speed while cooling in ice. 216 g of Ti-Pure (trademark of Du Pont de Nemours Corp.) R-900 grade rutile titanium dioxide pigment was slowly added to the bucket. Mixing speed was increased and water added as necessary to maintain good grinding action. Defoamer (CoUoid 643) was added as needed. After mixing was complete, grinding was continued at high speed for 15-30 minutes. This provided a pigment grind with a PVC of 40% and 45% volume solids. Immediately after grinding, a sample was removed and centrifuged. The characteristics of the latex and the titanium dioxide, and the grinding conditions, are summarized in Table IA. The concentration of unadsorbed latex in the supernatant was determined gravimetrically and used to calculate the miUigrams of latex adsorbed per gram of titanium dioxide. This procedure was repeated after one day and two days. The results are given in Table IA. This example illustrates that the adsorption process conditions can be adjusted so that adsorption is extremely rapid. The rapidity is iUustrated by the fact that adsorption is virtuaUy complete during the time of grinding (compare 406 mg/g absorbed immediately after grinding with 407 mg/g absorbed after 2 days). Examples 2 - 18 The process of Example 1 was repeated, except as follows: Acrylic polymeric latexes having the particle sizes and acid levels shown in Tables IA-ID were substituted for the polymeric latex used in Example 1. The calculated Tg for the polymeric latexes is given in Tables IA-ID. The grinding conditions, speάficaUy the pH, PVC, volume sohds and the speed of the disc disperser were varied as shown in Tables IA-ID. In one case, Example 7, Ti-Pure R-902 titanium dioxide was substituted for the R-900 grade. Absorption was measured as in Example 1, and tiie results are given in Tables IA-ID. The results in Tables IA-ID confirm the rapidity of the adsorption of the polymeric latex; in most cases the amount absorbed after a day or two days is the same, within experimental error, as that absorbed immediately. In addition, the data show that adsorption conditions can be adjusted so that the rate of adorption can be reduced if desired. In particular, Example 5 shows that conditions can be selected so that complete adsorption does not occur upon mixing, but rather requires a more extended period, for example, on the order of as long as a day, or more. Examples 12 through 16 Ulustrate the saturation level concept: As the PVC decreases (greater ratio of polymeric latex to titanium dioxide) the amount adsorbed increases only shghtiy indicating saturation of the titanium dioxide. These results also demonstrate the high adsorption effiάency attainable by the process of the present invention for a wide range of latex compositions and grinding conditions. The high effiάency is Ulustrated by the fact that essentiaUy complete adsorption of the latex is achieved when the amount of latex added is adjusted to provide dose to the saturation level of the latex on the titanium dioxide. This is shown in particular by Examples 1, 10, 12, and 13 which demonstrate that 99% of the total latex added is adsorbed on the titanium dioxide. These examples also show that the level of adsorption is sensitive to the latex partide size but relatively insensitive to variables such as titanium dioxide grade (Examples 6 and 7), latex monomer composition, latex aάd level and type, grinding conditions, such as the dispersion disc speed (Examples 11-13), pigment volume concentration, and volume solids. 82 Table IC Example 19 A 40% PVC latex-dispersed grind (Example 19) was prepared by mixing 111.82 g of water 152.48 g of latex, and 168.00 g of Ti-Pure R-900 titanium dioxide in a Waring blender on low speed for five minutes using a water-jacketed stainless steel blend container. The polymeric latex was similar to that of Example 6 except that the average particle size was 120 nm. A conventionally dispersed control (Comparative Example 1) was prepared by mixing 111.82 g of water, 6.914 g of Tamol 731 dispersant, and 168.00 g of Ti-Pure R-900 titanium dioxide using a high speed disk disperser at about 4000 rpm for ten minutes. The speed was decreased to 1200 rpm and 152.48 g of polymeric latex was added while stirring for an additional ten minutes. A portion of each grind was diluted to about one percent by volume with water, a small drop placed on a standard SEM sample holder, and the water allowed to evaporate. The dried samples were then sputter coated with gold and examined via scanning electron microscopy. The resulting micrographs (magnification of 20,000:1) are shown in Figure 6a (Example 19) and Figure 6b (Comparative Example 1). Figure 6a shows "raspberry"-shaped composite partides resulting from the adsorption of the small latex partides on the surfaces of the larger titanium dioxide partides. . . . . By contrast, the smooth titnium dioxide partides and the unadsorbed latex partides seen in Figure 6b demonstrate the absence of such adsorption under conventional grinding conditions. . . . . These micrographs provide a direct visual confirmation of the adsorption process of the present invention. Example 20 A 20% PVC latex-dispersed (Rhoplex AC-61) pigment grind was prepared as in Example 1 except that the foUowing formulation was used: Component Weight (g) Rhoplex AC-61 polymeric latex 246.88 propylene glycol 10 CoUoid 643 defoamer 0.5 water 10 Ti-Pure R-900 titanium dioxide 102.36 A portion of this grind was dUuted about 20:1 with water a a drop placed on a 200 mesh carbon grid. Excess hquid was blotted off to leave a thin film which was frozen instantaneously by immersing at hquid ethane held at a temperature of 77 K by a surrounding hquid nitrogen bath. The frozen sample was then examined by transmission electron microscopy whUe being maintained at a temperature of -165°C. A representative micrograph is shown as Figure 7. The micrograph shows composite partides in which the polymeric latex partides (the lighter objects) are adsorped on the surface of titanium dioxide partides (the darker objects). Examples 21 - 27 The procedure of Example 1 was repeated except that 30% volume solids grinds of varying PVC were prepared (pH = 9) using a commerάaUy avaUable polymeric latex (Rhoplex AC-61 latex) (Rhoplex is a trademark of Rohm and Haas Company) having a partide size of 150 nm, and glass transition temperature of 9 C, and titanium dioxide (Ti-Pure R-900). Adsorption in milligrams of latex per gram of titanium dioxide was determined as in Example 1. Viscosity was measured using a Brookfield viscometer at 6 RPM and 60 RPM. Zeta potential was measured in an aqueous medium comprising 15 mM KCL at a pH of 9 using a Malvern Zetasizer lie instrument. The results of the measurements are given in Table II and shown in Figures 8a - 8c in which absoption, log (grind viscosity) and zeta potential are respectively plotted as functions of the grind PVC. These results show that the composite latex-titanium dioxide particles prepared by the process of this invention have decreased grind viscosity and increased surface charge. The adsorption results shown in Figure 8a demonstrate that, at PVC's below about 40, sufficient latex is added to saturate the titanium dioxide surface with latex; that is, the latex charge is equal to or greater than the saturation level of the Rhoplex AC-61 polymeric latex on Ti-Pure R-900 titanium dioxide. At higher PVCs, however, there is insufficient latex present and the level of adsorption decreases with increasing PVC. As shown in Figure 8b grind viscosity is observed to be high at high PVCs where there is little latex adsorption, but low at low PVCs where adsorption is complete. This demonstrates that latex adsorption results in a profound lowering of grind viscosity. In a similar manner, as shown in Figure 8c, the surface charge density of the composite particle, as indicated by its zeta potential, is high at low PVCs where adsorption is maximized, but decreases as adsorption decreases at high PVCs. The higher surface charge of the latex-dispersed titanium dioxide is an indication of greater stability. Table E Grind Viscosity (cp)l 6 rpm 60 rpm 1. Grind viscosity is measured using a Brookfield viscometer at the speed shown. Examples 28 - 31 A 20% PVC latex-(Rhoplex AC-61) dispersed grind was prepared as in Example 1 (except as foUows) according to the following formulation: Component Weight (g) Rhoplex AC-61 latex 493.77 propylene glycol 20.00 CoUoid 643 defoamer 8.00 Ti-Pure R-900 titanium dioxide 204.7 Analogous grinds were also prepared in which the Ti-Pure R-900 titanium dioxide was pre-dispersed with 0.05% to 1.0% by weight Tamol 731 polyacrylic acid dispersant (Tamol is a trademark of Rohm and Haas Company). Tamol 731 is a sodium salt of polymeric carboxylic acid. Pigment dispersion with one percent by weight polymeric carboxyhc acid dispersant is considered conventional. In preparing these grinds, a conventional Tamol 731-dispersed grind was prepared first; latex (Rhoplex AC-61) was then added and the mixture miUed on a high speed disk disperser for 15 minutes. Adsorption in milligrams of latex per gram of titanium dioxide was determined as in Example 1. The results of the absorption measurement are shown in Table III. These results show that the advantageous results of the process of this invention are realized even in the presence of low levels of conventional water-soluble polyelectrolyte dispersants. However, high levels of such dispersants (e.g. several tenths of a percent by weight or higher, typical of those levels used for conventional dispersion of titanium dioxide) can result in complete suppression of adsorption. This effect is beheved to be attributable due to the increase in titanium dioxide surface charge which results from adsorption of the conventional polyelectrolyte dispersant and addition of other species which result in adjusting surface charge to an inappropriate level (here too high) should lead to similar behavior. 90 Table EL 1. Comparative example. Examples 32 - 44 The process of Examples 28-31 was repeated to provide 35% volume sohds pigment grinds using titanium dioxide pre-dispersed with 0.05% Tamol 731 polyelectrolyte dispersant (Tamol is a trademark of Rohm and Haas Company). Tamol 731 is a sodium salt of polymeric carboxyhc acid. Pigment dispersion with one percent by weight polymeric carboxyhc acid dispersant is considered conventional. In preparing these grinds, a conventional Tamol 731-dispersed grind was prepared first; latex was then added and the mixture miUed on a high speed disk disperser for 15 minutes. A series of polymeric latexes of varying particle size and glass transition temperature and containing varying amounts of aάdic monomer were prepared, as given in Table IV. The polymeric latexes were prepared using a gradual-addition, batch process, with aU of the acidic monomer being added in the monomer mixture, except in the case of Example 39, in which the aάdic monomer was added in a manner known to provide a preferred distribution of aάd functionahty at the surface of the polymeric latex. After equilibrating grind for one week, a sample was removed, dUuted 1 part to 3 parts with water, and centrifuged. The concentration of unadsorbed latex in the supernatant was determined gravimetrically and used to calculate the milligrams of latex adsorbed per gram of titanium dioxide. To determine the reversibility of the latex adsorption, 1% polyacrylic acid (Tamol 963 dispersant) was added to a portion of the remaining grind and the mixture stirred for 15 minutes. After equilibrating for 1 week, latex adsorption was determined as before. This procedure was carried out immediately after the grind was made and after it had been allowed to equilibrate for 1 day and 1 week. The results are given in Table IV. These results in Table IV show that the ability of polyacrylic acid to desorb previously adsorbed latex decreases with decreasing effective Tg and increasing surface acidity of the latex. Although in Examples 32-44 the effective Tg is controlled either by modifying the latex monomer composition so as to modify the actual polymer Tg (Examples 32-35), or by the addition of a low molecular weight plasticizer (Example 36), other methods of adjusting the effective Tg should be similarly efficacious. Likewise, surface acidity is controlled in these Examples 32-44 by varying the level of acidic monomer (Examples 33 and 37-38), or by polymerization process to enhance the surface acid (Example 39), but other methods of influencing latex surface acidity should be equally satisfactory. The combined effects of Tg and surface acidity are also clearly demonstrated by the results given in Table IV. While desorption decreases significantly on going from 2% to 5% methacrylic acid when the Tg equals 50°C (Examples 33 and 37), it actually increases slightly for the same change in acidity at Tg = 90°C (Examples 32 and 40). The results in Table IV also demonstrate that the type of acid functionality greatly influences reversibility. Thus replacing methacrylic acid with phosphoethyl methacrylate results in a decrease in desorption (Examples 37 and 41). A similar decrease in reversibihty is obtained by replacing methacrylic acid with itaconic aάd (Examples 33 and 42). Table IV also shows that reversibility is not significantly effected by latex particle size (Examples 33 and 43 and Examples 35 and 44). Table IV 1. Desorption values less than 0 and greater than 100 reflect experimental error in the desorption measurement and imply no desorption and complete desorption respectively. 2. Contains 10% Texanol coalescent (trademark of Eastman Kodak Co.), 2,2,4-trimethyl-l,3-pentanediol monoisobutyrate. 3. PEM = phosphoethyl methacrylate. 4. IA = itaconic aάd. Examples 45 - 47 A typical conventionaUy dispersed 20% PVC gloss paint (Comparative Example 5) was prepared according to the foUowing formulation. Pigment grind: Component Weight (g) water 20 propylene glycol 20 CoUoid 643 defoamer 1 Tamol 731 dispersant 8.22 Ti-Pure R-900 titanium dioxide 204.72 These components were milled on a high speed disk disperser to form a pigment grind, and were letdown at a slower speed with the following: The mix is thickened to a Stormer viscosity of of 90 KU by addition of an aqueous solution of the cellulosic thickener, and the pH of the mix is adjusted to 9 by addition of a concentrated ammonia solution. Rhoplex is a trademark of Rohm and Haas Co. Nuosept is a trademark of Nuodex, Inc. Natrosol is a trademark of Hercules, Inc. Latex-dispersed analogs of Comparative Example 5 were prepared at 20% PVC (Example 45) and lower PVCs (Examples 46-47) by omitting the Tamol 731 dispersant and including the Rhoplex AC-61 polymeric latex in the grind. To prepare the latex-dispersed grinds, all wet ingredients were placed in an ice-cooled grind bucket and the Ti-Pure R-900 titanium dioxide was added while stirring slowly. Mixing speed was then increased to give a good vortex and milling was continued for 15 minutes. Kubelka-Munk scattering coefficients were determined for all paints using a modification of ASTM D 2805-70. The results of these measurements are given in Table V. These examples demonstrate that there is a substantial increase in hiding as reflected by the Kubelka-Munk scattering coeffiάents when titanium dioxide is dispersed with polymeric latex according to the process of this invention rather than when the titanium dioxide is dispersed with a conventional water-soluble, polyelectrolyte dispersant For example, the scattering coeffiάent measured for the 20% PVC gloss paint in -which the titanium, dioxide was dispersed conventionally was 7.45 (Comparative Example 5) whUe the scattering coefficient for the 20% PVC gloss paint prepared according to the present invention was 8.65 (Example 45). The increased scattering effiάency of latex-dispersed titanium dioxide aUows paints to be formulated at significantly lower PVCs without loss of hiding power, greatly reducing the usage of expensive titanium dioxide. This is shown by the fact that the paint of Example 47, which has a PVC of only 16%, has about the same scattering coefficient as that of Comparative Example 45 which has a PVC of 20%, twenty-five percent higher. • Table V 1. Comparative Example. Examples 48 - 51 A series of latex-dispersed paints (Examples 48-51) and a series of conventionaUy dispersed paints (Comparative Examples 6-9), each series having 40, 30, 20, and 10% PVC, were prepared according to the formulation of Examples 45-47 except that the Rhoplex AC-61 latex was replaced with Rhoplex AC-235 latex, a commerάahy avaUable latex intended for paint appHcation, and the Texanol coalescent was omitted. Kubelka-Munk scattering coefficients were determined as in Examples 45-47. The results obtained are given in Table VI and shown in Figure 9. These results show that the improved hiding obtained by dispersing titanium dioxide with latex according to the process of this invention is realized over a wide range of titanium dioxide PVCs. The greatest increases in the scattering coeffiάent are observed at high PVCs (Examples 50-51) where the distances between the individual titanium dioxide partides are small. Table VI Exam le % PVC Scatterin Coefficient 1. Comparative example. Examples 52 - 55 A typical conventionally dispersed flat paint (Comparative Example 10) containing 15% PVC titanium dioxide (Ti-Pure R-900) and 37% alumino-sUicate extender (Minex 4) was prepared according to the following formulation: Pigment grind: Component Weight (g) water 200 ethylene glycol 18 CoUoid 643 defoamer 2 Tamol 731 dispersant 12.9 Natrosol 250MHR thickener 2.5 Ti-Pure R-900 titanium dioxide 180 Minex 4 alumino-sUicate 280 (Minex is a trademark of Falconbridge Ltd.) The mixture was miUed on a high speed disk disperser and letdown at a slower speed with the foUowing: Rhoplex AC-61 polymer latex 337.6 CoUoid 643 defoamer 4 Texanol coalescent 15.7 Nuosept 95 preservative 6 water and Natrosol 250 MR ceUulosic thickener solution 103.2 The paint was thickened to a Stormer viscosity of 95 KU, and the pH was adjusted to 9.5 by addition of ammonia. Four latex-dispersed analogs (Examples 52-55) of Comparative Example 10 were prepared by omitting the Tamol 731 dispersant and induding the Rhoplex AC-61 latex in the grind. The latex-dispersed grinds for these four paints were aU prepared in a manner siπύlar to Examples 45-47 but with the foUowing variations: (1) Ti-Pure R-900 added before Minex 4 (Example 52); (2) Minex 4 added before Ti-Pure R-900 (Example 53); (3) separate latex-dispersed Ti-Pure R-900 grind and Minex 4 grind prepared (Example 54); and (4) separate grinds, the Ti-Pure R-900 latex-dispersed, the Minex 4 conventionally dispersed with Tamol 731 (Example 55). Kubelka-Munk scattering coefficients were determined as above. The results are given in Table VII. These results demonstrate that the improved hiding obtained by dispersing titanium dioxide with latex according to the process of this invention is realized even in the presence of substantial levels of the large particle size extenders typically used in higher PVC paints. The Minex 4 alumino-sUicate had an average partide size of about 7.5 microns (National Paint and Coatings Association Raw Materials Index). Further, these results demonstrate that, in order to achieve the increased hiding, it is only necessary that the titanium dioxide be latex-dispersed, latex dispersion of the extender pigment is not required. 1. Comparative example. Examples 56 - 59 The latex-dispersed grinds of Examples 28-31 and Comparative Examples 2-4 were letdown to paints according to the formulation of Examples 45-47 to provide the paints of Examples 56-59 and Comparative Examples 11-13. Kubelka-Munk scattering coefficients were determined, and the results are given in Table VIE along with results for a control paint conventionaUy dispersed with Tamol 731 dispersant (Comparative Example 14). These results demonstrate that low levels of conventional pre-dispersants can be benefiάal in cases where dispersing titanium dioxide with latex according to the process of this invention results in grit in the fuUy formulated paint, as with Example 57. In such cases, low levels of conventional predispersant eliminate the grit without seriously compromising hiding. However, levels of pre-dispersant which are too high (Comparative Examples 11-13, 0.3% - 1.0% by weight, respectively) suppress latex adsorption and with it the increased hiding which results from such adsorption. Table VEI Scattering Example Dispersant Grit Coefficient 56 AC-61 Moderate 8.40 57 0.05% Tamol 731/AC-61 None 7.92 58 0.1% Tamol 731/ AC-61 None 8.10 59 0.2% Tamol 731 /AC-61 None 8.07 Comp. Hi 0.3% Tamol 731/AC-61 None 7.59 Comp. 121 0.5% Tamol 731/AC-61 None 7.41 Comp. 131 1.0% Tamol 731/AC-61 None 7.18 Comp. 141 1.0% Tamol 731 None 7.17 1. Comparative example. Examples 60 - 64 Latex-dispersed (Examples 60-64) and conventionally dispersed (Comparative Examples 15-19) paints were prepared according to the formulation of Examples 45-47 using five different thickeners, as given in Table IX. Table IX 1. Acrysol is a trademark of Rohm and Haas Co. Kubelka-Munk scattering coefficients were determined as above. Results are given in Table X. In each case, the hiding of the latex-dispersed paint was greater than the hiding of the conventionally dispersed paint. These results demonstrate that the improved hiding obtained by dispersing titanium dioxide with latex according to the process of this invention is realized with both non-associative and assodative-type thickeners. Unlike paints based on conventional water-soluble dispersants, where the hiding can vary greatly from thickener to thickener, latex- dispersed paints show the same excellent hiding regardless of the the type of thickener used. Table X Examples 65 - 79 Latex-dispersed gloss paints were prepared by the process of Examples 56-59 in which the Ti-Pure R-900 was pre-dispersed with 0.1% Tamol 731 dispersant. Pigment grinds were prepared as in Examples 28-31 but the amount of latex dispersant (Rhoplex AC-61) added to the grind was varied so as to give grind % PVCs of 20, 30, 40, 50, and 60. Binder latex (Rhoplex AC-61) was added to the letdown as needed to give a final paint % PVC of 20. Paints were thickened with Natrosol 250MR, Acrysol RM-1020, and Acrysol TT-935 thickeners. Kubelka-Munk scattering coeffiάents were determined as above, and 60 gloss was measured using a Pacific Sάentific Glossgard II glossmeter. Grit was rated on a qualitative scale. Results are given in Table XL and plotted in Figures lOa-lO As noted above (Examples 32-44, Table IV), it appears that low T g latexes (the T g of Rhoplex AC-61 polymeric latex is 9 C) adsorb irreversibly on titanium dioxide. The results shown in Figures lOa-lOc and reported in Table XL demonstrate that, when an irreversible adsorbed latex is used to disperse titanium dioxide according to the process of this invention, there is a "critical" grind PVC above which paint performance deteriorates markedly. With Rhoplex AC-61 latex as the dispersing latex, this appears at about 40-50 % PVC. At PVCs above this level, hiding and gloss drop precipitously (60 % PVC, Examples 69, 74 and 79) and grit becomes severe. The saturation level for Rhoplex AC-61 polymer latex adsorbed on Ti-Pure R-900 titanium dioxide is measured to be about 400 mg/g (Examples 21-24, Table E), which is equivalent to a grind PVC of 41%. Thus, for an irreversibly adsorbed "soft" (that is, having a low effective glass transition temperature) latex, in order to obtain optimum performance suffident latex must be diarged to the grind to fuUy saturate the titanium dioxide surface. Table XI Examples 80 - 97 Latex-dispersed gloss paints were prepared by the process of Examples 65-79 in which the Ti-Pure R-900 was pre-dispersed with 0.05% Tamol 731 dispersant. Pigment grinds were prepared as in Examples 28-31 but a small, "hard" (i.e. high Tg) latex dispersant (66 nm, Tg = 92°C, 2% methacrylic acid) was employed, and the amount of latex dispersant added to the grind was varied so as to give grind % PVCs of 60, 65, 70, 75, 80, and 85. Binder latex (Rhoplex AC-61) was added to the letdown as needed to give a final paint % PVC of 20. Paints were thickened with Natrosol 250MR, Acrysol RM-1020, and Acrysol TT-935 thickeners as in Examples 65-79. Kubelka-Munk scattering coefficients, 60 gloss, and grit were determined as above. Results are given in Table XII. As shown by Examples 32-44 above, absent special functional groups providing strong adsorption, high T g latexes adsorb reversibly on titanium dioxide particles. The results reported in Table XII for Examples 80-97 demonstrate that, unlike the situation demonstrated by Examples 65-79 for an irreversibly adsorbed latex, when a reversibly adsorbed latex is used to ' disperse titanium dioxide according to the process of this invention, paint performance is independent of grind PVC. Reversibly adsorbed polymeric latex dispersants can be displaced by the binder latex in fully formulated paints. Since binder latexes are generaUy "soft" (i.e. low glass transition temperature) and adsorb irreversibly, the titanium dioxide partides which were originaUy coated with reversibly adsorbed "dispersant latex" are beheved to eventuaUy become coated with irreversibly adsorbed "binder latex". Thus, extrapolating from the the results of Examples 80-97, it appears that optimum paint performance thus requires only that suffident binder latex be present to fully saturate the titanium dioxide • surface. Table XE Examples 98 - 100 A conventionally dispersed 20% PVC gloss paint (Comparative Example 20) was prepared according to the following formulation. Pigment grind: Component Weight (g) water 30 propylene glycol 20 Colloid 643 defoamer 1 Tamol 731 dispersant 8.19 Ti-Pure R-900 titanium dioxide 204.72 These components were milled on a high speed disk disperser to form a pigment grind and were letdown at a slower speed with the following: Component, . . Weight_(g) Rhoplex AC-61 polymeric latex 493.76 Colloid 643 defoamer 4 Texanol coalescent 22.96 Triton GR-7M surfactant 2 propylene glycol 59 Nuosept 95 preservative 6 water and Natrosol 250MR cellusosic 181.08 thickener The mix is thickened to a Stormer viscosity of 80 Krebs Units ("KU") by addition of an aqueous solution of the cellusosic thickener, and the pH of the mix is adjusted to 9 by addition of ammonia. A second conventionaUy dispersed 20% PVC gloss paint (Comparative Example 21) was also prepared according to the formulation of Comparative Example 20 except that the polymeric latex (Rhoplex AC-61), which has a particle size of about 150 nm, was replace with a polymeric latex of identical monomer composition but with a partide size of 86 nm ("Latex A", 38.7% solids). A polymeric latex-dispersed analog (Example 98) of Comparative Example 20 was prepared using the foUowing pigment grind formulation: . Component Weight_(g) water 30.62 propylene glycol 60 CoUoid 643 defoamer 1 Tamol 731 dispersant 0.41 Ti-Pure R-900 titanium dioxide 204.72 Rhoplex AC-61 polymeric latex 493.76 To prepare the latex-dispersed grind, aU components except the polymeric latex were mUled on a high speed disk disperser to from an initial pigment grind. The polymeric latex was then added and milling was continued for 15 minutes whUe cooling with ice to give the final latex-dispersed grind. This was letdown at a slower speed to yield a paint (Example 98) with the same compostion as Comparative Example 20 except for a shghtiy lower level of Tamol 731 dispersant. A latex-dispersed analog (Example 99) of Comparative Example 21 was prepared in the same manner excep that the Rhoplex AC-61 polymeric latex was replaced with Latex A. A latex-dispersed 20% PVC gloss paint (Example 100) was prepared according to the foUowing formulation using polymeric latex having a glass transition temperature of 49°C, a partide size of 65 nm, and having 2% methacrylic aάd (Latex B, 37.9 % sohds: Pigment grind: .Component Weight_(g) To prepare the latex-dispersed grind, all components, except the Latex B and the Texanol coalescent, were milled on a high speed disk disperser to from an inital pigment grind. Then the Latex B and the coalescent were combined and added, and milling continued for 15 minutes while cooling with ice to give the final latex-dispersed grind. This was conditioned (to reduce desorption of the adsorbed Latex B) by being aUowed to equUibrate for two days, and letdown at a slower speed with the following: Component Weight_(g) Latex B 509.52 CoUoid 643 defoamer 4 Texanol coalescent 19.72 Triton GR-7M surfactant 2 propylene glycol 25 Nuosept 95 preservative 6 water and Natrosol 250MR ceUusosic 81.8 thickener The mix is thickened to a Stormer viscosity of 80 KU by addition of an aqueous solution of the ceUusosic thickener, and the pH of the mix adjusted to 9 by addition of ammonia. Kubelka-Munk scattering coefficients were determined for all paints as above. The results are given in Table XIE. These results confirm the substantial increase in scattering coefficient, which is a measure of the hiding power of the paint, obtained when titanium dioxide is dispersed with polymeric latex according to the process of the present invention. These results also show that the extent of this hiding increase decreases with decreasing partide size of the absorbed polymeric latex. This is iUustated by the fact that the 150 nm polymeric latex of Example 98 shows an increase of 0.92 units in scattering coeffiάent relative to Comparative Example 20, whUe the 86 nm polymeric latex of Example 99 shows an increase of only 0.27 units over Comparative Example 21. These results also demonstrate that hiding increases with increasing glass transition temperature of the adsorped polymeric latex. Thus, dispersing the titanium dioxide with the 65 nm, Tg = 49°C, latex (Example 100) provides a scattering coefficient of 8.50, which is substantiaUy higher thant the coeffiάent of 7.67 obtained for the 86 C, Tg = 10°C, polymeric latex (Example 99), and even shghtiy higher than the scattering coefiάent of 8.23 obtained for the much larger 150 nm, Tg = 10°C, polymeric latex (Example 98). 1. Comparative example. Example_101 A typical conventionally dispersed exterior flat paint (Comparative Example 22) was prepared according to the following formulation: Pigment grind: Component Weight (g) water 58 methyl carbitol 59 Colloid 643 defoamer 1 Tamol 681 dispersant 8 Triton N-57 dispersant 4 Ti-Pure R-902 titanium dioxide 225 Minex 4 alumino-sUicate 160 Icecapl07 K clay 50 (Icecap is a tradmark of Burgess Pigment Co.) The pigment grind was milled on a high speed disk disperser and letdown at a slower with the following: Component Weight_(g) Rhoplex AC-829 polymeric latex 370.3 CoUoid 643 defoamer 3 Texanol coalescent 9.3 Polyphase AF-1 fungicide, 4 (Troy Chemical Corp.) Acrysol TT-935 thickener 13.4 water and Natrosol 250MR 190.4 The pH is adjusted to 9 with ammonia. A latex-dispersed analog of the above was prepared by omitting the Tamol 681 dispersant and induding a polymeric latex dispersant (Rhoplex AC-829) in the grind. To prepare the latex dispersed grind, all wet ingredients were placed in the grind bucket and the Ti-Pure R-902 added whUe stirring slowly. Mixing speed was then increased to give a good vortex. Early bhster resistance was measured over a chalky substrate after drying overnight. Samples were rated according to ASTM bhster standards (Pictorial Standards of Coating Defects published by the Federation of Societies of Coating Technology) after one hour in a fog box. Results are given in Table XIV, and show that the process of the present invention provides improved early bhster resistance in comparison with a paint made using pigment dispersed with a conventional water-soluble dispersant. Table_XTV Bhster Rating Example Paint Size Density Comp. 22 control 8 Medium Dense 101 latex-dispersed none Examples_102_-_105 A one perecent Tamol 731-dispersed grind (Comparative Example 23) was prepared by mixing 9 g of water, 40 g of propylene glycol, 2 g of CoUoid 643 defoamer, 8 g of Tamol 731 dispersant, and 200 g of Ti-Pure R-900 titanium dioxide using a high speed disk disperser, and the pH was adjusted to about 9 by addition of ammonia. Additional grinds were prepared in a simUar manner except that the 1 % Tamol 731 dispersant was replaced with 0.05 % Tamol 731 dispersant (Example 102) or with 0.05 % Tamol 731 dispersant and either 0.2% citric aάd (Example 103), 0.21 % L-tartaric aάd (Example 104), or 0.375 % sodium sucάnate (Example 105). The amount of water added was adjusted to give the weight percent titanium dioxide values listed in Table XV. The grind viscosities as measured using a Brookfield LVT viscometer at either 12 or 60 rpm are also given in Table XV. Mixtures of these grinds with Rhoplex AC-61 polymeric latex were prepared by adding the grind to the polymeric latex (1.132 g of polymeric latex per g of titanium dioxide) while stirring. Adsorption was then measured after two hours and after one, seven, and twenty-three days by diluting 8 g of the grind/ polymeric latex mixture with 27 g of water, centrifuging, and determining the concentration of the unadsorbed polymeric latex in the supernatant gravimerrically. The results are given in Table XV as milligrams of polymeric latex adsorbed per gram of titanium dioxide. 20% PVC paints were prepared from each of the pigment grind/polymeric latex mixtures by letting down with 4 g of Colloid 643 defoamer, 22.64 g of Texanol coalescent, 2 g of Triton GR-7M surfactant, 59 g of propylene glycol, 6 g of Nuosept 95 perservative, 100.4 g of a 5% aqueous Natrosol 250 MR cellulosic thickener solution, and sufficient water to give a final volume solids of 30 %. pH was adjusted to about 9 by addition of ammonia. Kubelka-Munk scattering coefficents were determined for all paints. 60 s gloss was measured using a Pacific Scientific Glossguard II glossmeter. Grit was rated on a qualitative scale. The results of these measurements are also given in Table XV. The results in Table XV demonstrate that low levels of small molecule co-dispersants can have a beneficial effect in the process of the present invention. Thus, tartaric acid (Example 104) and citric acid (Example 103) co-dispersants substantially reduce the grind viscosity compared to that observed in their absence (Example 102) without serious reducing polymeric latex adsorption. Tartaric aάd and citric acid also appear to have a favorable effect on grit formation. The citric acid-containing paint (Example 103) shows even less grit than does the conventionally dispersed 1% Tamol 731-dispersed control (Comparative Example 23). Gloss is also significantly enhanced by the presence of the citric acid co-dispersant. 1. Comparative example. Examples_106_-_107 A multi-stage gradual addition process was employed to prepare an acrylate copolymer emulsion from monomer induding 1.9 percent by weight methacryhc aάd. The polymeric latex. Latex C, contained 44.7% soUds with an average partide * diameter of 166 nm. Latex C is beheved to have a substantial proportion of aάd functionahty at the surface of the latex particle as determined by potentiometric titration. A modification of the process was employed to prepare an acrylate copolymer emulsion, Latex D, from monomer having the same composition but which is believed to result in an emulsion polymer having a substantially lower proportion of acid functionality at the polymer surface. Latex D contained 44.6% solids with an average particle diameter of 158 nm. A tinted titanium dioxide pre-dispersion in which the dispersant (Tamol SG-1 dispersant) level was 1% (on titanium dioxide) was prepared according to the following formulation. . .. Component Weight_(g) water 169.9 Nopco NXZ defoamer 3.0 Tamol SG-1(35%) dispersant 17.1 Ti-Pure R-900 titanium dioxide 600 The pigment grind components were milled on a high speed disk disperser (Laboratory Dispersator, Model 84, Premier Mill Corp.) at 3000 rpm for 20 minutes. At a lower speed 30.0 g of Colortrendlll (trademark of Tenneco Inc.) 888-9907 B-Lamp Black was mixed in. To 62.9 g of the tinted pre-dispersion was added with stirring 169.4 g of Latex C binder (preadjusted to pH 6.0 with 28% aqueous ammonia) and 9.3 g of water. To 120.8 g of the resulting mixture was added 5.2 g Texanol coalescent, 7.2 g propylene glycol, and 24.0 g of a 2.5% aqueous solution of Natrosol 250 MR. The final pH of this mixture was adjusted to 7.5 with 28% aqueous ammonia to yield a paint (Example 106) with 14% volume concentration of titanium dioxide in the dry paint and a volume solids content of ca. 30% in the wet paint. The above procedure was repeated using 169.7 g of Latex D binder (preadjusted to pH 6.0) instead of Latex C and 9.0 g of water to form an analogous paint (Example 107). A tinted pigment dispersion was prepared as in Example 106 except that 17.3 g of Tamol 963 dispersant (35%) (sodium salt of polyacrylic acid) instead of Tamol SG-1 dispersant was used to give a one percent Tamol 963 dispersion. The paint formulation process of Example 106 was repeated substituting the Tamol 963 pigment dispersion for the Tamol SG-1 pigment dispersion using Latex C to provide Comparative Example 24 and Latex D to provide Comparative Example 25. After four days the paints were evaluated for latex adsorption and for differences in titanium dioxide scattering efficiency. Adsorption was measured by dUuting one part of the paint with seven parts by weight of water, centrifuging, and determining the concentration of the unadsorbed latex in the supernatant gravimetricaUy. The relative scattering was determined by measuring the Y-reflectance of the tinted paints with a 45 YO ^ reflectometer (Colorguard, Gardner Instruments). From hght scattering theory, the ratio of the scattering coefficient, S, and the adsorption coeffiάent, K, is given by: S/K =2R/(1-R)2 where R is the reflectance from an infinitely thick layer of dry paint film. At a given titanium dioxide PVC, differences in Y- reflectance of equaUy tinted paint films arise solely from differences in titanium dioxide scattering efficiency. Titanium dioxide dominates the scattering whUe the tinting agent dominates the adsorption which can then be considered constant. The percentage difference in scattering coeffiάent exhibited by two equaUy tinted paints is then given by: ((S 2 -S 1 )/S 1 ) l00 = ((R 2 (l -R 1 )2/R 1 (l - R 2 )2)-l) χ l00 Results are given in Table IE. The results in Table El show that the Latex C polymeric binder (Example 11) provides substantiaUy higher adsorption on titanium dioxide than does the Latex D polymeric binder (Example 12). The difference in Y-reflectance represents 48% higher scatter from the titanium dioxide. This result demonstrates the advantage of a high aάd functionahty at the latex partide surface on the adsorption process of this invention. High surface aάd functionahty is beheved to promote adsorption to titanium dioxide thereby enhancing the abUity of the latex binder to compete with the polyelectrolyte dispersant for the titanium dioxide surface. The results for Comparative Examples 4 and 5 show no difference between the two in adsorption and essentially no difference in Y- reflectance. Comparison of the results for Example 11 and Comparative Example 4 show that the dispersant employed to prepare the titanium dioxide pre-dispersion has a significant effect on the adsorption of the polymeric latex dispersant Latex C with high surface acid functionality. When the polyelectrolyte Tamol 963 dispersant was employed, it was not displaced from the surface of the titanium dioxide partides to permit adsorption of the polymeric Latex C. However, this same polymeric latex was effective to displace the Tamol SG-1 dispersant, which has a lower proportion of acid functionality on a weight basis than the Tamol 963 dispersant and is believed to be more weakly bound to the titanium dioxide surface. 1. Comparative example. Example_108 A multi-stage gradual addition process was employed to prepare an acrylate copolymer emulsion from monomer induding about 2.5 percent by weight methacryhc acid. The polymeric latex, Latex E, contained 44.5% solids with an average partiάe diameter of 150 nm, and was prepared by a process believed to provide a substantial proportion of acid functionahty at the surface of the latex partide as determined by potentiometric titration. A modification of the process was employed to prepare an acrylate copoymer emulsion, Latex F, from monomer having the same composition, but which is beheved to result in an emulsion polymer having a substantiaUy lower proportion of aάd functionality at the polymer surface. The latex, Latex F, contained 44.8% soUds with an average partide diameter of 159 nm. To 86.1 of Latex E (preadjusted to pH 9.0 with aqueous ammonia) was added 31.5 g of a titanium dioxide-Tamol SG-1 dispersion prepared as in Examples 106-107, 3.3 g of deionized water, 1.9 g of Texanol coalescent, 7.2 g of propylene glycol, and 24.0 g of a 2.5% aqueous solution of Natrosol 250 MR. These ingredients were weU mixed to yield a paint (Example 108) with 14% PVC of titanium dioxide and volume sohds of ca. 30%. To 85.2 g of Latex F (preadjusted to pH 9.0 with aqueous ammonia) was added 31.5 g of the same titanium dioxide-Tamol SG-1 dispersion, 6.2 g of deionized water, 1.9 g of Texanol coalescent, 7.2 g of propylene glycol, and 24.0 g of a 2.5% aqueous solution of Natrosol 250 MR. These ingredients were weU mixed to yield a paint (Comparative Example 26) with 14% PVC of titanium dioxide and volume sohds of ca. 30%. Example 108 and Comparative Example 26 were evaluated for polymeric latex adsorption after one hour, one day, and five days of equUibration. Both paints were also evaluated for Y-Reflectance after one day and nine days of equUibration in the same manner as Examples 106 - 107. The results are given in Table XVE. 1. Comparative example. These results demonstrate that a polymeric latex with high acid functionality at the latex particle surface, such as Latex E, the adsorption process is not instantaneous but occurs over the time scale of days. After one day a paint prepared with a high surface acid functionality polymeric latex binder, Latex E, had 18.5% higher light scatter than a paint prepared with a low surface acid functionality polymeric latex, Latex F. After nine days this difference increased to 26%. Example_109 To 1300 g of deionized water stirred under a nitrogen atmosphere at 85"C was added 4 g of ammonium persulfate in 24 g of deionized water and 60 g of a seed latex. A monomer emulsion prepared from 600 g of deionized water, 28 g of Siponate DS-4, 900 g of butyl acrylate, 876.6 g of methyl methacrylate and 23.4 g of methacrylic acid was added over a 200-min period along with 2 g of ammonium persulfate in 100 g of deionized water maintaining 85 N C. When the reaction was complete, the dispersion was cooled and filtered. The product (Latex G) had 45.6% solids and pH 3 with an average diameter of 196 nm. The process used to prepare Latex G was repeated, except that 18 g of the methyl methacrylate was replaced with an equal weight of Kayamerll5 (trademark of Nihon Kayaku Co. Ltd.) PM-1 (monomer mixture containing around 52% of the monoester of hydroxyethyl methacrylate and phosphoric acid and 33% of the diester). The product (Latex H) had 46.1% solids and pH 2.6 with an average particle size of 185 nm. A tinted titanium dioxide dispersion was prepared as in Examples 106-107 from 180 g of deionized water, 7.2 g of Tamol 731 dispersant (25% solids), 3.0 g of Nopco NXZ defoamer, 600 g of Ti-Pure R-902 and 30 g of Colortrend lamp black dispersion. Samples of Latex G and Latex H were adjusted to pH 9 with 28% aqueous ammonia and used to formulate paints with 14% volume concentration of Ti-Pure R-902 pigment in the dry paint: To 29.5 g of R-902 dispersion was added 7.8 g of water, 83.9 g of the pH 9 Latex G, 2.6 g of Texanol coalescent, 7.2 g of propylene glycol and 24.0 g of 2.5% aqueous Natrosol 250 MR hydroxyethyl cellulose thickener. Latex H was formulated simUarly only 82.8 g were required and 8.9 g of water. The two paints were aUowed to equilibrate for seven days and then the adsorption of polymeric latex on titanium dioxide in the paints and their Y-reflectance was measured as above. The results are given in Table XVEI. Table_XVIE Example Latex Adsorption ( ~ :/g TiQ2) Y-Reflectance Comp.271 G 0.01 0.504 109 H 0.26 0.540 1. Comparative example These results show that the standard binder (Latex G) is essentiaUy non-adsorbing under these conditions. The phosphate- containing binder (Latex H) adsorbs substantiaUy and the increased Y-reflectance that accompanies the adsorption corre sponds to an increase in scattering efficiency of the titanium dioxide in the dry paint film of 25%. Example_110 Polyelectrolyte is typicaUy used as pigment dispersant in latex paint formulation. The elimination of this water sensitive dispersant in polymeric latex-adsorbed pigment dispersions is expected to improve coating water and corrosive resistances. Moreover, the process of the present invention provides films with more homogeneous pigment distribution than prior art processes. The improved pigment distribution is beheved to block channels for transporting ion and water to the coating-steel interface. Maincoatllό HG-54 polymeric latex (Maincoat is a trademark of Rohm and Haas company), a commericiaUy avaUable latex intended for industrial coatings applications, was ground with titanium dioxide in the absence of polyelectrolyte dispersant to prepare a latex-dispersed paint (Example 110) according to the following formulation: The following ingredients were ground at 3000 rpm for 15 minutes using a Cowles Dissolver: (AU ingredients are parts by weight) Comparative Exam le 110 Exam le 28 Samples of the paints of Example 110 and comparative Example 28 were drawdown on Bonderitell7 B-1000-treated (trademark of Parker Chemical Co.) steel panels, and dried at 7T F, 50% humidity for 3 weeks. The dry film thickness was 1 mU. The dry panels were then put in salt spray chamber (100 F, 5% NaCl) for 1 week. Performance results are given in Table XIX. Latex-dispersed titanium dioxide paint ((Example 110) had less rust spread out from scribed marks than conventionaUy dispersed titanium dioxide paint (Comparative Example 28). Table_XVIE Example Inches rust spread from scribe 110 3/8 Comp. Ex. 281 5/8 1. Comparative example. Example_lll An add-free acrylic polymer latex having a calculated Tg of about 0"C and a partide size of 141 nm was prepared via a conventional gradual-addition, batch polymerization process using a nonionic peroside/reducing agent initiator system and a nonionic ethoxylated nonylphenol surfactant. Inάuded in the monomer mixture used in the cop olymeriza tion was 6% of a methacrylate monomer having a CHs(CH 2 CH 2 θ) 45 pendant group. This provides a surface layer of water-soluble polymer around each latex partide whidi acts as a steric barrier to stabilize the latex against aggregation. The process of Example 1 was repeated using this latex. Grinding conditions were: pH = 9, PVC = 30%, volume sohds = 38% and mg Latex added per g Ti02 = 654. Adsorption was measured as in Example 1 and was found to be 93 mg/g after 1 day and 123 mg/g after 1 week. This example illustrates the adsorption process of the present invention employing latex partides which are sterically stabUized. Examples 201a -20-lf Calcium carbonate is widely used as an extender pigment or filler for polymeric latex compositions for a wide variety of applications induding mastics, caulks, coatings, and others. One natural ground, widely used, grade of calcium carbonate, Atomite (trademark of Thompson, Weinman & Co.), has partides which are positively charged in the alkaline pH range, and is frequently employed in polymeric latex compositions. Compositions induding calcium carbonate pigment are usually treated with a small amount of anionic polyelectrolyte dispersing agent in order to avoid gross aggregation of the polymeric latex with the pigment. Different amounts of a polyacrylic acid dispersant were added to an aqueous dispersion of Atomite calcium carbonate particles (202.5 g calcium carbonate in 204.3 g DI water, adjusted pH to 9 with acetic anhydride). The suspension was sheared at approximately 3000 rpm for 15 minutes and then was added to 363.2 g of an acryUc polymeric latex (98 BA/2 MAA, 0.5 micron particle size, 53% sohds, preadjusted pH to 9) and sheared for 15 minutes, to provide the composite partides of Examples 201a-201f illustrating the effect of adsorbed polyelectrolyte dispersant on adsorption of polymeric latex partides on the inorganic material particles. The samples were observed visually for grit formation and latex adsorption was calculated from gravimetric determination of latex concentration in supernatant after samples were centrifuged at 1000 rpm for 2 hours. The results are shown below in Table LI. Table LI Example C.2011 201a 201b 201c 201d 201e 201f % poly AA2 0n CaCO 3 0 0.025 0.035 0.050 0.100 0.150 0.200 Adsorption (mg/g CaC0 3 ) 250 720 630 460 320 190 75 Grit severe none none none none none none 1. Comparative example 2. Polyacrylic acid The results given in Table LI show that simply mixing calάum carbonate with polymeric latex results in severe grit formation, attributable to instabUity (Comparative Example 201). On the other hand, if too much polyelectrolyte dispersant is added, adsorption of polymeric latex on the inorganic material pigment is severely reduced. Examples 202 - 203 Natural ground sihca, Imsil (trademark of Hlinois Minerals Co.) A-10 sihca (two micron mean particle size) has a large negative surface charge density (zeta potential of about -60 mv at pH = 9) in basic aqueous media. As shown in Table LE, when an acrylic polymeric latex is mixed with a suspension of ImsU A-10 sihca (at 30 percent pigment volume content, 37 percent total volume sohds) at pH = 9.0, no adsorption of the polymeric latex partides onto the surface of the sihca takes place (Comparative Example 202). However, when the sihca is treated with an aminosUane to reduce the effective surface potential of the sihca, substantial adsorption of the acryUc polymeric latex occurs (Examples 202, 203a-203c). The data in Table E also show that the adsorption is pH-dependent, as the pH is increased above 9.0, adsorption decreases (Example 203c) and does not occur at aU at pH = 10.0 (Comparative Example 203). SimUarly, below pH = 8.0, the stabihty of the dispersion of composite partides dedines, as reflected by the increase in observed grit at pH = 8.0. 1. AminosUane: H 2 N(CH 2 ) 2 NH(CH2)3Si(OCH3)3 2. Comparative example. Examples 204 - 206 Pressure sensitive adhesives ("PSA") based on polymeric latex typically do not contain inorganic extender pigments. Although including low cost extender pigments would result in reducing the raw material costs of manufacturing pressure sensitive adhesives, the use of conventional methods to disperse extender pigments in polymeric latex PSA results in a substantial decrease in PSA properties, especially peel resistance and tack. In order to induce the adsorption on silica of a PSA polymeric latex (98 BA/ 2 MAA, 0.5 micron particle size, 53 percent by weight solids) which has a negative charge on the surface of the polymeric latex partides, albeit at a lower level than the Imsil A-10 natural ground silica (zeta potential of about -80 mv at pH of 9), the silica was treated with Dow Corning Z-6020 aminosilane (aminoethylamino- propyltrimethoxysilane) to lower the negative charge density of silica surface. The amount of Z-6020 silane was empirically determined by running concentration ladders to give good polymeric latex adsorption without gross aggregation of the polymeric latex with sUica to provide Examples 204-206. Comparative examples 204-205 have the same composition, except Tamol (trademark of Rohm and Haas Co.) 731 polyelectrolyte was used as the dispersant for the silica. Examples 204-206 differ in the ratio of sihca to polymeric latex. The latex-dispersed sUica was prepared as follows: The following ingredients were ground at 3000 rpm for 15 minutes using a Cowles dissolver to provide a treated silica suspension with a less negative surface potential: Component Parts by Weight Imsil A-10 sihca 324 deionized water 215.8 NH 4 OH (28%) (to pH = 9) mixture of (3 parts Dow Corning Z-6020, 1.25 part acetic acid, and 18 part water) 2.4 Differing ratios of the treated sihca suspension were added with mechanical stirring to the polymeric latex (pH preadjusted to 9) along with additional water to adjust the sohds level and defoamer as follows to provide pressure sensitive adhesives dispersed with polymeric latex (Examples 204-206): Exam le 204 205 206 A series of comparative examples in which the sihca was dispersed by a conventional polyelectrolyte dispersant were prepared as foUows: The following ingredients were ground at 3000 rpm for 15 minutes using a Cowles dissolver to provide conventional dispersions of sUica: Parts by Weight ImsU A-10 sihca 324 deionized water 115 NH 4 OH (28%) (to pH = 9) Tamol 731 (25%) dispersant 12.96 Pressure sensitive dispersions were then prepared by adding the conventionaUy dispersed sihca to the polymeric latex in differing ratios with mechanical stirring as foUows: Optical microscopy showed that samples of the pressure sensitive adhesives of Examples 204-206 had latex-adsorbed on the suface of the silica particles, while samples of the pressure sensitive adhesives of Comparative Examples did not have any latex associated with silica. Samples of the silica-filled pressure sensitive adhesives were coated to the treated side of 1.2 mil polypropylene film, and dried 5 minutes at 70°C to give a final adhesive thickness of 1 mil. The performance of those adhesives on a stainless steel surface is reported in Table LEI. These results show that the latex-dispersed silica adhseives show better peel, shear and tack, especially at higher filler loading. The latex-adsorbed silica is believed to provide better pressure sensitive adhesive properties due to better extender distribution in the adhesive film and because it is believed that no uncoated silica partides are likely to protrude from the surface of the adhesive. Table LEI 1. Calculated silica volume content in dry adhesive 2. Peel adhesion was measured with an Instron Universal Testing Instrument, Model 1122 equipped with a Microcon I, and employing a dwell time of one minute and a crosshead speed of 12 inches per minute. 3. Shear adhesion was measured as by the time required for a test strip adhered to a steel plate with a one-half inch by one inch rectangle of adhesive and suspending a one kUogram weight to faU from the steel substrate. 4. Polyken tack was measured using a Polyken Probe Tack Tester Series 400 tester (Testing Machines Inc.) using a dwell time of one sec, a speed of one centimeter per second, and an apphed pressure of 100 grams per square centimeter. 5. Finger tack was rated qualitatively. Examples 207 - 209 hi the foUowing examples, a smaU amount (0.05% percent by weight on calάum carbonate sohds) of anionic polyelectrolyte dispersant, Tamol 850 dispersant, was used to provide a negative charge on the surface of the calcium carbonate partides. At this level of anionic dispersant, the calcium carbonate partides could be dispersed with a polymeric latex (0.35 micron particle size, zeta potential = -80 mv) to give stable latex-adsorbed calcium carbonate partide dispersions (Examples 207-209), as observed by optical microscopy. In contrast, at a higher level of anionic dispersant (0.4 percent by weight of calcium carbonate), the calcium carbonate dispersions were found to be stable, but without polymeric latex partides adsorbed to the surfaces of the calάum carbonate partides. Latex-adsorbed calάum carbonate dispersions were prepared as foUows: The foUowing ingredients were ground at 3000 rpm for 15 minutes using a Cowles dissolver (aU ingredients are parts by weight): Example Atomite calάum carbonate deionized water NH OH (28%) (to pH = 9) (to pH = 9) (to pH = 9) Tamol 850 (30%) dispresant 0.084 0.158 0.203 Nopco NXZ antifoam 0.3 0.3 0.3 The resulting dispersions were added to the following ingredients under stirring: Polymeric latex (55% solids) 144.6 130 110 NH 4 OH (28%) (to pH = 9) (to H = 9) (to pH = 9) Nopco NXZ antifoam 0.3 0.3 0.3 Natrosol 250 MXR 6.0 7.5 8.0 thickener (10% in propylene glycol) The ratio of calcium carbonate to polymeric latex solids were selected to provide the following calcium carbonate volume contents in dry films: In addition, a series of conventionaUy dispersed compositions (Comparative Examples 206-208) were prepared by increasing the level of anionic polyelectrolyte dispersant by a factor of eight. FUms of samples of Examples 207-209 and Comparative Examples 6-8 were cast and allowed to dry for 3 weeks at 77 F 50% relative humidity. The final dry film thickness is approximately 20 mil. The mechanical properties of those calcium carbonate-filled polymeric latex films are given in Table LIV. The results in Table LIV show that latex-dispersed calcium carbonate films show much lower modulus together with improved stress, elongation and toughness, especially at higher filler loading, than films formed from conventionally dispersed calcium carbonate-filled polymeric compositions. The improved mechanical properties are beheved to result from the reduction or elimation of the probability of pigment-pigment contact during film drying, thus creating a film with more homogeneous pigment distribution, and better film elongation and properties more similar to those of the polymer itself. As a corollary, it is expected that the process of the present invention will permit the use of higher contents of inexpensive filler, such as calcium carbonate, to be incorporated in polymeric latex compositions, with less attrition of film mechanical properties such as modulus and toughness. . 1. Comparative example. 2. Volume concentration of calάum carbonate. 3. Maximum stress, percent elongation, modulus, and toughness were measured using a Model 1122 Instron Universal Testing Machine using a gauge length of 1.0 inch and a crosshead speed of 2 inches per minute. Example 210 Clay is used as a filler in paper coating. Because the structure of day is that of a platelet, the day partides tend to align themselves to create undesirably high gloss in a paper coatings. Clay has a surface charge on its basal planar surfaces which is shrύlar to sihca. In order to prepare latex-dispersed day partides, Hydrafine (trademark of LM. Huber Co.) day partides (0.7 micron particle size) were treated with a smaU amount of amino-functional sUane (Dow Corning Z-6020) as follows: The foUowing ingredients were ground at 3000 rpm for 15 minutes using a Cowles dissolver: Parts by Weight Hydrafine day 100 deionized water 44.3 NH 4 OH (28%) (to pH = 9) mixture of (3 part Dow 0.82 Corning Z-6020, 1.25 part acetic add and 18 part water) The resulting supension was added to 46.05 parts by weight of Rhoplex (trademark of Rohm and Haas Co.) B-15 polymeric latex, a commercially available binder for paper coatings ((0.15 micron particle size, preadjusted to pH 9, 39.1% solids) under stirring for 5 minutes, then the pH was dropped to 7 with acetic anhydride to provide a paper coating composition (Example 210). This formulation provides 18 parts of polymeric latex solids on 100 parts of clay. This process was repeated except that 0.1 parts by weight of Calgon (trademark of Calgon Corp.) RS-1 pigment dispersant (polyphosphate) was used instead of 0.82 parts by weight of Dow Corning Z-6020 mixture (Comparative Example 209). The Rhoplex B-15 polymeric latex partides are too small to be clearly seen with optical microscopy. Hence, the amount of latex adsorbed on clay was determined by gravimetric analyses of latex concentration in supernatant after samples were centrifuged at 1000 rpm for 2 hours, and the results are. reported in Table LV below: Table LV Latex adsorption (mg B-15/g day) Example 210 64 Comparative Example 209 -2 Samples of the paper coatings of Example 210 and Comparative Example 209 were coated on paper and on cardboard to equal weight apphed with a wire wound rod. The coatings were permitted to dry for one minute at 180 F, and their performace properties were evaluated. The results of the evaluation is reported in Table LVL These results show that the latex-dispersed clay coating has lower gloss on both paper and cardboard substrates, and also is a smoother, higher strength (lower wet pick) coating on paper. 1. Comparative example. 2. Gloss was measured at 75°C. 3. Calendering was performed on paper using one pass at 500 feet per minute at 200 F and 600 psi. Calendering was performed on cardboard using one pass at 500 feet per minute at 250 F at 300 psi. 4. Smoothness was measured by air flow over the surface, and ranked on a scale of 1 to 4, with the 1 being best. 5. Wet pick was measured by applying a 20% aqueous isopropanol solution to the coated stock using a roUer to wet the stock and subsequently evaluating the pick resistance qualitatively on a scale of 1 to 4. Examples 211 - 212 Rhoplex TR-407 (Tg = 30 C, 0.25 micron particle size, 45.5 percent sohds) polymeric latex is used commerάaUy to bind fibers. In such applications, filler pigment is not typicaUy used, because conventional methods employed to disperse inorganic filler materials in polymeric latex binders result in poor fiberfill performance. Two different f le materials, Albaglos (trademark of Pfizer Corp.) calάum carbonate (0.75 micron partide size) and Hydrafine clay, were dispersed with polymeric latex using the process of the present invention. In the case of Albaglos calcium carbonate it was not necessary to add even a small amount of anionic polyelectrolyte to obtain a stable latex-adsorbed Albaglos calcium carbonate dispersion. Polymeric latex-dispersed inorganic particle dispersions were prepared as follows: The following ingredients were ground at 3000 rpm for 15 minutes using a Cowles dissolver (all ingredients are parts by weight): To each of the resulting dispersions were added 1318.7 parts by weight of Rhoplex TR-407 polymeric latex (preadjusted pH to 9) under stirring for 5 minutes, providing fiberfill coating materials (Examples 211 and 212) having 100 parts of polymeric latex solids on 100 parts of filler. The dispersion processes were repeated except that 8.01 parts by weight of Tamol 850 (30% solids) polyelectrolyte dispersant was used for both fillers instead of none for Albaglos and 4.11 parts by weight of the Dow Corning Z-6020 silane mixture for Hydrafine clay to give Comparative Examples 210 and 211. Samples of the fiberfill binders were sprayed on polyester fiber at fiber/polymeric latex sohds = 100/15 by weight, and were dried and cured at 150 C for 5 minutes. The performance of the fiberfill binders was evaluated and is reported in Table LIV. These results show that polymeric latex-dispersed fiberfill binders show better washability, wet and dry tensile strength than the respective conventionally dispersed binders. 1. Comparative example. 2. Washablihty was measured using Dacron 371W fibers (not heat-bonded) as polyester fiber, and washing in a washing machine (full cyde, 50 - 60. C hot water, one-half cup Pennico Plus industrial detergent) and ranked 1 - 5 qualitatively (5 best). 3. Dry and wet tensUe strength was measured according to ASTM D-1117 (4 inch gauge, 300 %/minute). For wet tensile the sample is soaked for 30 minutes in water containing 0.1 percent by weight Triton X-100 surfactant. Examples 213 - 215 Example 212 and Comparative Example 211 were repeated, except that one percent on sohds of anionic surfactant was subsequently added to each, and the dispersions were then frothed to a density of 0.08 gm/cc and coated on one side of the air laid non-woven batt using a padder (one nip, no external pressure on the roU) to give Example 213 and Comparative Example 212. Add-on was at 2.6 oz/sq. yd. A subjective hand analysis was made on the finished samples to determine their relative fhmness and showed that Example 213 was firmer than Comparative Example 12. The process of Example 213 was again repeated except that instead of treatment with the aminosUane tiie day was treated either by addition of aluminum sulfate or the pH was lowered by addition of glacial acetic acid as foUows to give Examples 214 and 215 respectively. The following ingredients were added in order with good agitation: Example 214 Example 215 Hydrafine clay 50 50 DI water 25.0 27.26 Al 2 (SO 4 ) 3 .16-18 H 2 0 0.61* DI water 9.39* Rhoplex TR-407 (45.5% solids) 109.89* 109.89 glaάal acetic acid - 7.74 *Premix The adsorption of polymeric latex on clay in Examples 213, 214, and 215 and the lack of polymeric latex adsorption in Comparative Example 212 were observed from optical microscopy. The amount of latex adsorbed on clay was measured through gravimetric analyses of latex concentration in supernatant after samples were centrifuged at 1000 rpm for 2 hours; the results are shown below in Table LVII. A subjective hand analysis was made on the finished samples to determine their relative hardness. It was found that the sample of Example 214 was harder than the sample of Comparative Example 212. These results show the superior adsoption obtainable on άay partides using the process of the present invention. Examples_301-303 A typical conventionaUy dispersed 20% PVC gloss paint (Comparative Example 301) was prepared according to the foUowing formulation. Pigment grind: _Components Weight_(g) Ti-Pure R-900 titanium dioxide 204.72 Tamol 731 is a polycarboxylate dispersant (Tamol is a trademark of Rohm and Haas Company). Tamol 731 is a sodium salt of polymeric carboxyhc add. Pigment dispersion with one percent by weight polymeric carboxyhc aάd dispersant as in this case is considered conventional. Ti-Pure is a trademark of Du Pont de Nemours Co. Ti-Pure R-900 is a coatings grade of rutile titanium dioxide. These components were miUed on a high speed disk disperser to form a pigment grind, and were let down at a slower speed with the foUowing: Components Weight_(g) Rhoplex AC-61 polymer latex 493.75 CoUoid 643 defoamer . . . . .4.0 Texanol coalescent . . . . 22.96 Triton GR-7M surfactant 2.0 propylene glycol . . . . 59.0 Nuosept 95 preservative 6.0 water and Natrosol 250 MR 165.07 ceUulosic thickener Rhoplex is a trademark of Rohm and Haas Company. Texanol is a trademark of Eastman Kodak Co. Triton is a trademark of Rohm and Haas Company. Nuosept is a trademark of Nuodex, Inc. The mix is thickened to a Stormer viscosity of 80 KU by addition of an aqueous solution of the cellulosic thickener, and the pH of the mix is adjusted to 9 by addition of ammonia. To provide Example 301, the paint formulation process of Comparative Example 301 was repeated replaάng the 493.75 g of Rhoplex AC-61 with a mixture of 419.66 g Rhoplex AC-61 (46.5% solids) and 92.04 g of a polymeric latex having a glass transition temperature of 65°C, a particle size of 71 nm, and having 6% phosphoethyl methacrylate (Latex A, 37.4% solids). The total weight of water was adjusted to maintain the same total solids in the final paint. The paint formulation process of Example 301 was repeated with the 1% Tamol 731 decreased to 0.5% to give Example 302. The paint formulation process of Example 301 was repeated substituting Tamol SG-1 for Tamol 731 to give Example 303. For each paint, a sample was removed just before addition of the cellulosic thickener, allowed to equilibrate for two hours, diluted 1 part to 3 parts with water, and centrifuged. The concentration of unadsorbed latex in the supernatant was determined gravimetrically and used to calculate the milligrams of latex adsorbed per gram of titanium dioxide. Kubelka-Munk scattering coefficients were determined for all paints using a modification of ASTM D 2805-70. The results are given in Table CL Table_CI Adsorption . Scattering Example Dispersant Binder (mg/g)_ . Coefficient Comp.301 1% Tamol 731 AC-61 3 7.26 301 1% Tamol 731 AC-61/Latex A 199 7.77 302 0.5% Tamol 731 AC-61/Latex A 200 8.18 303 1% Tamol SG-1 AC-61/Latex A 225 8.27 The results for Example 301 in Table Cl demonstrate that a polymeric latex with high aάd functionahty at the latex partide surface when blended with a conventional latex wUl preferentiaUy adsorb on titaniu dioxide under conditions where the conventional latex wiU not adsorb. Thus Comparative Example 301 shows that Rhoplex AC-61 does not adsorb on titanium dioxide in the presence of 1% Tamol 731 whUe Example 301 shows that a blend of Latex A with Rhoplex AC-61 provides substantial adsorption and increased hiding as reflected by the Kubelka-Munk scattering coeffidents. The latex adsorption of 199 mg/g measured for Example 301 is dose to value of 169 mg/g measured independently for Latex A in the absence of Rhoplex AC-61 and is significantly below the value of about 400 mg/g measured independently for Rhoplex AC-61. The lower adsorption observed for Latex A is consistent with its smaller 71 nm partide size compared to the 150 mm Rhoplex AC-61. Comparison of the results for Examples 302 and 303 with those for Example 301 shows that amount and type of dispersant used to prepare the titanium dioxide pre-disposed has a significant effect on the behavior of the paint made by letting down this pre-dispersion with a blend of Rhoplex AC-61 and polymeric Latex A. Either decreasing the amount of Tamol 731 (Example 2) or replacing the Tamol 731 with Tamol SG-1, which has a lower proportion of acid functionahty and is beheved to be more weakly bound to the titanium dioxide surface (Example 303), provides greater adsorption and increased hiding. Example_304 A typical conventionaUy dispersed pigment grind containing one percent Tamol SG-1 polymeric carboxyhc acid dispersant by weight on pigment was prepared according to the foUowing formulation: Components Weight_(g) water 70.0 propylene glycol 20.0 Colloid 643 defoamer . . . .1.0 Tamol SG-1 dispersant (35% sohds) 5.85 Ti-Pure R-900 titanium dioxide . . . 204.72 These components were milled on a high speed disk disperser to form a pigment grind. 237.6 g of a 120 nm polymeric latex (38.0% solids) prepared using a gradual-addition, batch process and having a monomer composition of 5 BA/93 MMA/2 MAA was then added and the mixture milled for 15 minutes to give Comparative Example 302. After equilibrating for 1 hour, a sample was removed, diluted 1 part to 3 parts with water, and centrifuged. The concentration of unadsorbed latex in the supernatant was determined gravimetrically and used to calculate the miUigrams of latex adsorbed per gram of titanium dioxide. The resulting value for Comparative Example 302 was 25 mg/g. Example 304 was prepared in the same manner using 239.5 g of a 127 nm polymeric latex (37.7% solids) prepared using a gradual addition, batch process and having a monomer composition of 5 BA/89 MMA/2 MAA/4 phosphoethyl methacrylate. The measured adsorption for Example 304 was 219 mg/g. A portion of each grind was diluted to about one percent by volume with water, a small drop placed on a standard SEM sample holder, and the water allowed to evaporate. The dried samples were then sputter coated with gold and examined via scanning electron microscopy. The resulting micrographs (magnification of 30,000:1) are shown in Figure 12a (Example 304) and Figure 12b (Comparative Example 302). Figure- 12a shows "raspberry' -shaped composite partides resulting from the adsorption of the small latex partides on the surfaces of the larger titanium dioxide partides. By contrast, the smooth titanium dioxide particles and the unadsorbed latex partides seen in Figure 12b demonstrate the absence of such adsorption for a conventional phosphoethyl methacrylate-free latex. These micrographs provide a direct visual confirmation of the adsorption process of the present invention. Example_305 An acrylate polymeric latex emulsion was prepared having a calculated glass transition temperature of about 14°C, a partide size of 161 nm, and total sohds of about 45 percent by weight using a single-stage, gradual-addition thermal process from monomer induding 1.3 percent by weight methacrylic aάd and one percent by weight phosphoethyl methacrylate (Latex B). A pigment grind was prepared by grinding together at high speed 200 parts by weight TiPure R-900 titanium dioxide, 8 parts by weight Tamol 731 pigment dispersant, 1 part by weight CoUoid 643 defoamer, 20 parts by weight propylene glycol and 30 parts by weight water. 495.6 parts by weight of Latex B were mixed at low speed with 7.57 parts by weight water and 22.64 parts by weight Texanol. Subsequently, to the Latex B/Texanol mixture were added 9.70 parts by weight Triton X-405 surfactant, 49.57 parts by weight water, 4 parts by weight Colloid 643 defoamer, 59 parts by weight propylene glycol, and 6 parts by weight Nuosept 95 preservative. To this mixture was added the grind, and subsequently, 100.4 parts by weight of a 5.0 percent by weight solution of Natrosol 250 MR hydroxyceUulose thickener were added to provide a paint (Example 305) with a PVC of 20, a calculated volume solids of 32 percent, and a calculated weight sohds of 42.1 percent. The hiding and gloss of the paint were evaluated and compared with a control paint prepared from an polymeric latex made using a simUar process but omitting the phosphoethyl methacrylate (Comparative Example 303), the results being given in Table CE, and showing improved hiding and gloss using the process of the present invention. Example 306 . . . . This is an example of latex partides adsorbed on a latex particle. In this example, a latex with 44 EA/47MMA/9DMAPMA (dimethylaminopropylmeth- acrylate) composition and 960 nm particle size was used as core particle. We used 44EA/33MMA/20Sty/3AA latex with 350 nm p.s. as outer latex. The zeta potentials (measured by Malvern Zetasizer) of 0.5% latex solution in different pH (adjusted with NH 4 OH or acetic anhydride) are as follows: The adsorption experiments were done by adding 4% core latex to 10% outer latex at specified pH (adjusted latex to same pH before mixing) under bench stirring. The results from optical microscope observation are: . . . . pH Optical Microscope . . . . 5 Unstable, agglomerate . . . . 7 adsorption with multiple core partides . . . . 8 adsorption with multiple core partides . . . . 9 adsorption with multiple core partides . . . . 10 adsorption with smaU amounts of double, triplet core partides . . . . 11 no adsorption The results show that agglomeration occurs with core partides having positive zeta potential. It is free of visual grit and useful. The zeta potential of two partides are about -35mv and -65mv at pH 10 and the difference is about 30mv. Example 307 This is an example of composite partides according to the present invention adsorbed onto the surface of a third partide, in this case an inorganic partide. Ti-Pure R-900 Tiθ 2 pigment was added to a 100 nm, Tg=3°C latex whUe mixing at high speed on a disc disperser to give a pigment grind with a PVC of 38% and 35% volume sohds. The concentration of unadsorbed latex in the supernatant was determined gravimetricaUy to be very low. To this was added an aqueous suspension of Duramite (trade mark of Thompson-Weinman & Co) calάum carbonate (mean partide size 12.5 microns) until optical microscopy indicated that essentiaUy aU of the latex-titanium dioxide partides were adsorbed on the surface of the Duramite calάum carbonate partiάes. The composition of the final suspension of these (multi-) composite partides was 90% calάum carbonate, 4% titanium dioxide, and 6% latex by volume.

Claims: CLAIMS 1. A process for forming a suspension of discrete composite partides each composite particle comprising an insoluble first particle and at least one insoluble second particle on the surface of the first particle comprising mixing the first partides with the second partides under conditions to form a suspension substantially free of agglomerates comprising multiple first partides and agglomerates consisting of just multiple second ! partides; wherein the conditions are such that the mixture is only shghtiy unstable towards heteroagglomeration of the first and second partides. 2. A process according to Claim 1 wherein the first partides are the same and the • second partides are the same. 3. A process according to Claim 1 or Claim 2 wherein the first particles or the second partides are inorganic particles and the other of the first partides or the second partides are organic partides. 4. A process according to Claim 3 wherein the inorganic partides are ΗO 2 partides. 5. A process according to Claim 4 or Claim 5 wherein the organic partides are polymer latex partides. 6. A process according to any one of the preceding claims wherein either the first partides or the second partides comprise a chemical group for attachment to the other of the first partides or the second partides. 7. A process according to Claim 6 wherein the chemical group is based on a polymerizable ethylenically unsaturated acid-functional monomer. 8. A process according to any one of the preceding Claims wherein the first and second partides have the same sign of surface charge. 9. A process according to any one of the preceding Claims wherein the surface potential of each first particle is different from the surface potential of each second particle. 10. A suspension of at least 10% solids of composite particles obtainable by a process according to any of Claims 1 to 9. 11. A discrete multi-composite particle comprising at least one composite partide as defined in any one of the preceding Claims adsorbed on the surface of a third partide.

Inventors: CHUNG CHAO-JEN, EMMONS WILLIAM D, KOSTANSEK EDWARD C, LINDER LINUS W, SPERRY PETER R, THIBEAULT JACK C, VOGEL MARTIN, CHUNG, CHAO-JEN, EMMONS, WILLIAM, D., KOSTANSEK, EDWARD, C., LINDER, LINUS, W., SPERRY, PETER, R., THIBEAULT, JACK, C., VOGEL, MARTIN
Applicants: ROHM & HAAS, ROHM AND HAAS COMPANY
Application year: 1992
Main classification: C09D5
IPC codes: C01G23, C08F2, C08K3, C08L101, C09C1, C09D5, C09D7, C09D17, C09J11