PROCESSING APPARATUS FOR A PORTABLE STORAGE MEDIUM

Abstract: A processing apparatus for a portable storage medium such as a card (10) including a memory (15) for storing data therein. The apparatus includes a memory reader (24) for reading out the data from the memory (15) of the card (10), and an embosser (25) for embossing the data read out by the memory reader (24) on the surface of the card.

Description: The present invention relates to a processing apparatus for a portable storage medium, used for instance as an integrated circuit (IC) 'smart' and to card issuing apparatus, which records data relating to the cardholder on the surface of the IC card as embossed data or as magnetic data. In general, cards with magnetic stripes, so-called magnetic cards, used as credit cards can only store a small volume of data and have low security since their storage content can be easily read out. Recently, a portable storage medium, a so-called IC card, which has high security against the read access of its storage content and also has a large storage capacity, has come into use. An IC card of this type is designed to house an IC chip which has at least a memory, and usually this is delivered from a card manufacturer to a card issuer in an unissued state. The IC card is personalized after predetermined data is written therein by the card issuer. Then, the IC card is given to a user. The issuing of an IC card is carried out by writing predetermined data relating to the cardholder (for instance, cardholder name, address, telephone number, account number, expiration date, credit limit, etc.) into the memory housed in the unissued IC card and also by recording part of the above data (for instance, cardholder name, account number and expiration date) on the surface of the IC card as visible information, for instance embossed data. Furthermore, in the case of an IC card with a magnetic stripe, encoded data (magnetic data) with almost the same content as the above embossed data are also written on the magnetic stripe. Until now, IC card processing apparatus for the purpose of issuing this type of IC card, such as that shown in FIGURE 1, is known. In FIGURE 1, reference numeral 1 denotes an unissued magnetic IC card with a magnetic stripe. A memory writer 2 writes data into the memory housed in the IC card and a host computer 3 controls memory writer 2 . An embosser 4 records embossed data on the surface of IC card 1 , and embosser 4 is independent of memory writer 2 and host computer 3 . An encoder 5 magnetically writes encoded data on the magnetic stripe provided on the surface of IC card 1 , and encoder 5 is also independent of memory writer 2 and host computer 3 . In the above type of arrangement, first, identification information such as a serial number is manually noted on the surface of IC card 1 beforehand by an operator. Then, IC card 1 is inserted into memory writer 2 and, at the same time, the data relating to the cardholder which are to be written into the card are selected in host computer 3 . These are made the input data and are written into the memory in IC card 1 under the control of host computer 3 . Next, the identification information noted on IC card 1 to which data has been written is checked visually, and then IC card 1 is inserted into embosser 4 . At embosser 4 , the operator selects the data corresponding to that identification information and records that data by embossing the data as input data on the surface of IC card 1 . Next, the identification information noted on IC card 1 on which the embossed data has been recorded is again checked visually and IC card 1 is inserted into encoder 5 . At encoder 5 , the operator once again selects the data corresponding to that identification information and writes the encoded data as input data on the magnetic stripe of IC card 1 . However, in the above type of conventional apparatus, in order to make the embossed data and the encoded data match the data written into the memory housed in the IC card, time must be taken to note the identification information on the surface of the IC card. Further, since the match between the embossed data or the encoded data and the data stored in the memory of the IC card is obtained by checking the identification information visually, there is a problem in that human errors can easily occur resulting in mismatches of the data. The reader may be further enlightened by the disclosures in GB-A-2 091 638, where a central unit controls the transfer of the contents of a data record to an overwritable and a non-overwritable memory, and FR-A-2 566 325, where image data is scanned on one side of a card and the scanned data are printed on the other side. It is an object of the present invention to provide a processing apparatus for a portable storage medium which can prevent a mismatch between the data to be recorded on the surface of the portable storage medium and the data stored in the memory housed in the portable storage medium, thus obtaining a portable storage medium with high security and accuracy. According to the present invention there is provided a processing apparatus for personalising a portable storage medium comprising a memory and at least one other recording medium consisting of either a planar surface whereon data can be visibly recorded and/or a magnetic recording portion said apparatus comprising a visible recording means to record personalising data visibly on the planar surface, and/or a magnetic recording means to record the personalising data on the magnetic recording portion, and a memory reader to read said personalising data recorded in the memory, connected to supply said personalising data to the recording means. Another aspect of the invention comprises a process according to claim 7. The visible recording means may include means for embossing the data on the surface of the portable storage medium. FIGURE 1 is a block diagram showing a processing apparatus for a portable storage medium in the prior art; FIGURE 2 is a plan view showing an IC card as a portable storage medium; FIGURE 3 is a map of the memory housed in the IC card showing the data relating to the cardholder which are stored in the memory; FIGURE 4 is a plan view showing an example of the format of the embossed data recorded on the surface of the IC card; FIGURE 5 is a block diagram showing a processing apparatus for a portable storage medium according to the present invention; and FIGURE 6 is a flow chart for explaining an operation of the processing apparatus according the present invention. An embodiment of the present invention will now be described with reference to the accompanying drawings. FIGURE 2 shows an IC card 10 with a magnetic stripe as an example of a portable storage medium according to the present invention. A card body 11 is formed of a thin plastic plate having a rectangular shape. A magnetic stripe 12 extending along the longitudinal direction of the card is formed on one side portion of the surface of card body 11 . An IC (integrated circuit) 13 is embedded in card body 11 . IC 13 is connected electrically with a contactor 14 including plural number of contacts formed on the surface of card body 11 for electrical communication with an external device (not shown). IC 13 comprises a memory (e.g., an EEPROM) 15 and a controller (e.g., a microprocessor) 16 for the control of memory 15 . Data written to or read from memory 15 are input/output via contactor 14 . An embossing area 17 is defined on a prescribed portion on the surface of card body 11 , and one to five lines of data are embossed on embossing area 17 . Memory 15 , as shown in FIGURE 3 , is broadly divided into the two areas of a directory area 151 and a data area 152 . Directory area 151 is an area which divides data area 152 into a number of defined areas and controls these areas in which area defined information is stored. Each of the divided and defined areas of data area 152 is given its respective area number. In the each area corresponding to the each area number, data relating to the cardholder, for instance, an account number, a cardholder name, an address, a telephone number, an expiration date and a credit limit are stored. FIGURE 5 shows a block diagram of an IC card processing apparatus as an example of a processing apparatus for a portable storage medium according to the present invention. A host computer 21 is connected to an output controller 22 and a memory writer 23 . Output controller 22 performs personalization control of an IC card, i.e., control for reading data from a memory housed in the IC card, control for forming embossed data on the IC card, control for magnetic writing encoded data on a magnetic stripe of the IC card. Memory writer 23 receives data relating to the cardholder, as shown in FIGURE 3 , and writes the data into memory 15 of IC card 10 . Output controller 22 is connected to a memory reader 24 , an embosser 25 and an encoder 26 to control the operation of memory reader 24 , embosser 25 and encoder 26 , respectively. Memory reader 24 reads data from memory 15 housed in IC card 10 . Embosser 25 records embossed data on the surface of IC card 10 . Encoder 26 writes magnetically encoded data to magnetic stripe 12 provided on the surface of IC card 10 . A conveying path 27 is provided between memory reader 24 , embosser 25 and encoder 26 for automatically conveying IC card 10 between memory reader 24 and embosser 25 , and between embosser 25 and encoder 26 , in sequence. Conveying path 27 comprises, for instance, a plurality of rollers and belts (not shown) which are well known to those skilled in the art. The operation of the apparatus with the above arrangement will now be described with reference to the flow chart shown in FIGURE 6 . The data relating to the cardholder, such as shown in FIGURE 3 , have previously been written into memory 15 of IC card 10 by memory writer 23 . First, when host computer 21 is started, a guide message "Insert Card" is displayed on a display (not shown), and the operator therefore inserts IC card 10 into memory reader 24 (Step S1 ). Then, based on the control of output controller 22 , memory reader 24 reads the data in areas 01, 02 and 05 (shown in FIGURE 3 ), that is, "ACCOUNT NUMBER", "CARDHOLDER NAME" and "EXPIRATION DATE", from memory 15 of IC card 10 via contactor 14 (Step S2 ), and transmits them to output controller 22 . Output controller 22 buffers the received data and at the same time, if necessary, displays them on a display for checking (Steps S3 and S4 ). Memory reader 24 ejects IC card 10 after it has transmitted the data to output controller 22 (Step S5 ). Then, IC card 10 is automatically conveyed to embosser 25 through conveying path 27 and inserted into embosser 25 (Step S6 ). Prior to this operation, the embossing location of IC card 10 already have been set in embosser 25 by the command from output controller 22 to embosser 25 . Also, when the format of the data read from memory 15 differs from the format of the embossing data or the encoding data, it is necessary to edit the data which are buffered in output controller 22 (Step S7 ). After the insertion of characters such as spaces or slashes into, and/or the transposition of characters in the data read from memory 15 by editing, the edited data is transmitted to embosser 25 (Step S8 ). Then embosser 25 , under the control of output controller 22 , carries out the embossed stamping of the edited data in embossing area 17 of IC card 10 , as shown in FIGURE 4 , using a specified character font (Step S9 ). After it has completed the embossing, embosser 25 ejects IC card 10 (Step S10 ). After the above operation, when encoding is required, IC card 10 is automatically conveyed to encoder 26 and inserted into encoder 26 (Steps S11 and S12 ). When this operation is done, under the control of output controller 22 and following the same sequence as in the case of embossing, after the data have been edited, encoded data are written into magnetic stripe 12 of IC card 10 (Steps S13 - S15 ). In this case, since, generally, there is more information in the encoded data than in the embossed data, the data to be encoded, for instance, "CREDIT LIMIT" in area number 06, must also be read out when reading the memory (Step S2 ), and buffered in output controller 22 . On completion of encoding, encoder 26 ejects IC card 10 (Step S16 ). When IC card 10 is ejected from encoder 26 , encoder 26 transmits a signal, which provides a completion of the operation for embossing and encoding to IC card 10 , to output controller 22 . By this done, output controller 22 permits to read the data from memory 15 of the following IC card 10 by memory reader 24 . In this way, the data are read from a memory housed in an IC card in whose memory data have been stored beforehand. Then, by using these read out data, as they stand, as embossing data and encoding data, there is no requirement to manually or visually note identification information on the surface of an IC card in order to obtain a data match. Thus, as well as being labor-saving, the apparatus produces an IC card with high security without the occurrence of mismatches between the data written into the memory housed in the IC card and the embossed data and encoded data. Also, since the process of reading out the data in the memory housed in the IC card itself is a check of the data written into the memory and the correctness of the IC card, the quality of the IC card can also be guaranteed. Moreover, since the embossing data and encoding data are prepared and transmitted automatically without any manual operation, an accurate and speedy process becomes possible. Furthermore, since output controller 22 allows processing of the following IC card immediately after the completion of processing for a preceding IC card 10 , even if trouble occurs during processing, there is no risk of the data from the immediately preceding card being input into the next IC card, and the accuracy of the data can be guaranteed. In the embodiment described above, an example has been explained in which the IC card is automatically conveyed through the conveying path between the memory reader, the embosser and the encoder. However, the IC card may be manually transferred by an operator between the memory reader, the embosser and the encoder, or the reader may be combined with the embosser and encoder. Also, in the above embodiment, the case where the visible data recorded on the surface of the IC card are embossed data has been described. However, the present invention is not limited to this, and printed character data may also be used. Moreover, in the above embodiment, the case of the portable storage medium being an IC card with a magnetic stripe has been explained. However, the present invention is not limited to this, and it may for instance be an IC card without a magnetic stripe or an optical memory card which is known as a laser memory card. According to the present invention as described above, it is possible to prevent mismatches between the data written into the memory housed in a portable storage medium and the data recorded on the surface of the portable storage medium without the necessity of noting identification information in order to obtain a data match. Thus a processing apparatus for a portable storage medium can be provided by which a portable storage medium with high security can be obtained.

Claims: A processing apparatus for personalising a portable storage medium comprising a memory (15) and at least one other recording medium consisting of either a planar surface whereon data can be visibly recorded and/or a magnetic recording portion (12), said apparatus comprising a visible recording means (25) to record personalising data visibly on the planar surface, and/or a magnetic recording means (26) to record the personalising data on the magnetic recording portion (12), and a memory reader (24) to read said personalising data recorded in the memory (15), connected to supply said personalising data to the recording means (25; 26). Apparatus according to claim 1 including a memory writer (23) to write the personalising data to the memory (15). Apparatus according to claim 1 or claim 2 wherein the visible recording means (25) is an embosser (25). Apparatus according to any one of the preceding claims wherein the data includes a data portion relating to an entity to which the portable storage medium (10) will be issued and the memory reader (24) includes means (22) for selecting the data portion from the data stored in the memory (15). Apparatus according to any one of the preceding claims wherein the memory reader (24) is spaced from the recording means and the apparatus includes a conveyer (27) for automatically conveying the portable storage medium (10) between the memory reading means (24) and the recording means (25; 26). Apparatus according to any one of the preceding claims wherein the memory (15) is an integrated circuit memory. A process for personalising a portable storage medium (10) having a memory (15) comprising the steps of: reading out the personalising data from the memory (15); and automatically, visibly recording the data read out onto a planar surface of the medium (10) or magnetically recording said data onto a magnetic recording portion of the medium.

Inventors: YOSHINAGA, YOSHIO PATENT DIVISION
Applicants: KABUSHIKI KAISHA TOSHIBA
Application year: 1988
Main classification: G06K1
IPC codes: G06K1, G06K17, B42D15