Christine's Cottage is lovely! It was cozy and still somehow spacious. Also full of thoughtful touches - everything from snacks, toiletries, art supplies, you name it. Also, she included detailed instructions for things like how to use the remote controls, and where to find everything.
For anyone who's lived in the area (or cares about this kind of thing), I would not really call it "Santa Cruz" - the cottage is solidly in Capitola, a neighboring area. However, it doesn't take long to get downtown if you don't mind a quick car or bus ride. I would definitely recommend this place and will very likely be back.