The bottomline is that Karen is a superb host. She makes sure the room, the kitchen, the bathroom all feel fully comfortable. She is also very helpful in program arrangements and other logistics.
The apartment is at the top floor of a nice, old house, with separate stairs to its own entrance in the back. The area is very close to the lakefront, and it is friendly and safe. I was staying for about a month and had, depending on traffic a 20-40 minute bus ride to downtown and back every day.
Overall, I am grateful for the hospitality, had a great time in Karen's house.