As you don't mind the idea of no real kitchen (just a toaster and mini-fridge), then you can be very happy at Malcolm's place. It's very spacious, well furnished, and in a nice, quiet neighborhood away from the city center and financial district. I loved going to Golden Gate Park every day and being a short walk from dozens of restaurants and bakeries. And whenever I had any questions about how something worked in the apartment, Malcolm was very quick to respond.
If you don't need to be near Union Square or the Financial District, it's a great place.