We couldn't have found better hosts than Toby and Joe! The cottage is warm, welcoming, filled with beautiful artwork, and surrounded by wonderful succulents cared for by Joe and his green thumbs. Tea, coffee, oranges and conversation with Toby and Joe were such a treat! Bernal Heights was such a fun neighborhood to walk through and Toby shared many helpful suggestions about our visit to the city. We enthusiastically recommend the cottage and the lovely Toby and Joe!!