Toby and Joe were wonderful hosts and staying with them with them added greatly to my enjoyment of San Francisco. Bernal Heights is a quieter part of the city to retreat to at the end of the day with a great selection of restaurants, cafes and food stores just around the corner from Garden Cottage.
And the Cottage is indeed charming. For anyone looking for an alternative to a faceless hotel, either for a business of leisure trip, this is perfect.