Unfortunately, we didn't get to stay at Judy's place at all. New Zealand closed its borders with Aust. for Covid-related reasons 3 days before we were scheduled to fly out. The property had a strict cancellation policy, meaning that if you cancel anytime and for whatever reason you lose all your payment but the cleaning fee. We pleaded with Judy to show compassion and split the loss with us in exchange for us re-booking with full payment 9 weeks later when the borders open. But she insisted we cancel and rebook anew. So we ended up losing all our monies for the 4 nights. We were shocked! We've never encountered such intransigence in all of our AIRBNB experience. We are hosts as well, and we have always been understanding and accommodating to guests with extenuating circumstances.
If your travels have the slightest chance of being cancelled or delayed for reasons outside your control, this is not the place for you! You as a customer are taking a risk by travelling in uncertain times, Judy has shielded herself entirely from risk and lets the customers bear the brunt of the loss in the case of mandated changes - the very people who are giving her business.