Hilda is an amazing host - she was very attentive and made sure we had a ride to and from the water taxi (her cousin, Jose does this for $5 in his golf-cart taxi) - she is very kind and you can tell she really loves the island. Caye Caulker is an amazing place! The water technically is close but not where anything is going on - The Split (swimming area) is where everyone goes to the ocean and is about a 10-15 minute bike ride away as well as all the food spots and nighttime things. Hilda provides bikes (with great baskets) and locks and in a days time you pretty have the island figured out route wise. For some, this might be a bit of a trek (I'm sure if we walked it would have taken a while) but we loved biking around the island. For the very low-rate we were not expecting anything fancy nor did we need anything fancy, however there was a sewage/plumbing smell from the bathroom that was so bad we both had a difficult time sleeping (and it was for some reason much worse at night?) - not sure if this is an issue throughout the island however and maybe this would have been similar no matter where we stayed? There is also a really nice roof above that had chairs, hammocks, and a spectacular view!