The Finca beach house is pretty much the perfect place to stay in Placencia, if you want a private house at a great price per night. It isn't a luxury lodge, but it is comfortable and right on the beach. I really enjoyed having a house with an ocean view and the ability to walk right into the water whenever we wanted! We waded into the water and swam a bit, sat on the provided chairs, used the hammock every night and biked into town once. I would absolutely stay there again and recommend to friends and family. Laid back and low key!

One note: if you are biking, you should bring a head lamp with you as there aren't lights provided that you can use while you are using the bike. It is VERY dark on the roads out of town.