Tres Banderas is a wonderful place to stay when going to Ambergris Caye. The photos of the place are beautiful and accurate. It is a comfortable, clean, private home nestled among resorts. It's on the north part of the island so it is more quiet and peaceful. I'd definitely recommend having a golf cart to explore the island. Orlando, the caretaker is the best! He quietly oversees everything, seems to be always available, and takes immaculate care of the property.
As with the island in general, there is lots of vegetation and grasses in the the water in front of the house. Don't expect to walk in and swim. But there is a beautiful dock and palapa and it is possible to swim from the palapa - it is still very shallow, but enjoyable.
Overall, we wouldn't hesitate to come back to Tres Banderas!