Table:
USDm	2019	2018	2017

Vessel values including newbuildings (broker values)	1,801.5	1,675.1	1,661.1

Total (value)	1,801.5	1,675.1	1,661.1

Borrowings	863.4	754.7	753.9

- Hereof debt regarding Land and buildings & Other plant and operating equipment	-8.7	-	-

Committed CAPEX on newbuildings	51.2	258.0	306.9

Loans receivables	-4.6	-	-

Cash and cash equivalents, including restricted cash	-72.5	-127.4	-134.2

Total (loan)	828.8	885.3	926.6

Loan-to-value (LTV) ratio	46.0%	52.9%	55.8%

Examine the table in this image and extract any merged cell areas. Please format the merged cell areas as JSON {'top-left':(R1, C1), 'bottom-right':(R2, C2)}, with (R1, C1) indicating the (row_id, column_id) of the top-left cell and (R2, C2) the bottom-right cell in the merged regions. Remember that the R1, C1, R2, C2 all start from 1.

This table does not contain any merged cells.