FEDERAL DEPOSIT 

INSURANCE CORPORATION 

Merger Decisions 

2022
 

 

 

 

 

FEDERAL DEPOSIT INSURANCE CORPORATION 

MERGER DECISIONS 

ANNUAL REPORT TO CONGRESS 

Bank Merger Act Reporting Requirements 

(Saturday, January 1, 2022 through Saturday, December 31, 2022) 

All of the following Merger applications were approved by the FDIC during the year 2022. With 

regard to each application, the FDIC considered and found favorably with respect to the statutory 

factors, including the financial and managerial resources; future prospects of the existing and proposed 

institutions; the convenience and needs of the community to be served; the risk to the stability of the 

United States banking and financial system; and the effectiveness of each depository institution 

involved in the merger in combating money laundering activities, including in overseas branches. 

Except as noted, reports regarding the competitive factors were requested from the Attorney General, 

and Summary Reports from the Attorney General indicated that the transactions would not have a 

significant adverse effect on competition. 

In each case, the FDIC determined that the transaction would not result in a monopoly or further any 

combination or conspiracy to monopolize or attempt to monopolize the business of banking in any part 

of the United States. In addition, the FDIC determined that the transaction would not have the effect 

in any section of the country to substantially lessen competition or tend to create a monopoly or in any 

other manner restrain trade, unless the anticompetitive effects of the transaction were clearly 

outweighed in the public interest by the probable effect of the transaction in meeting the convenience 

and needs of the community to be served. 

Finally, the FDIC determined that, for each interstate merger case, the resulting insured institution, 

including its affiliated insured institutions, upon consummation of the transaction would not control 

more than ten percent (10%) of the total amount of deposits of all insured depository institutions in the 

United States. 

Note: This Report is available on the FDIC's Public Information Center's website 

at: www.fdic.gov/bank/individual/merger/ 
Institution Name Total Assets Cert # Institution Name Cert# Assets Offices Action DOJ Application 

City, State (000's) City, State Acquired AcquiredApproved Reply Date Number 

(000's) 

Peoples Bank of Alabama 1,264,729 22537 Union State Bank 5602 6,000 1 06/24/2022 06/15/2022 20220482 

CULLMAN, AL PELL CITY, AL 

Security Federal Savings Bank 38,989 31592 Alabama Credit Union 0 38,989 1 01/25/2022 09/23/2021 20211033 

JASPER, AL TUSCALOOSA, AL 

First Bank of Alabama 877,034 2832 Southern States Bank 58558 68,654 2 07/13/2022 06/15/2022 20220579 

TALLADEGA, AL ANNISTON, AL 

Citizens State Bank 88,820 22523 Avadian Credit Union 0 88,820 2 06/09/2022 02/24/2022 20220095 

VERNON, AL HOOVER, AL 

Home Bank of Arkansas 73,750 5629 Barksdale Federal Credit Union 0 73,750 5 07/29/2022 05/09/2022 20220315 

PORTLAND, AR BOSSIER CITY, LA 

Generations Bank 689,983 88 Arvest Bank 8728 66,195 1 01/27/2022 11/10/2021 20211198 

ROGERS, AR FAYETTEVILLE, AR 

Horizon Community Bank 539,484 57411 Arizona Financial Credit Union 0 539,484 6 08/12/2022 05/09/2022 20220418 

LAKE HAVASU CITY, AZ PHOENIX, AZ 

Mission Bank 1,482,100 34805 AltaOne Federal Credit Union 0 30,729 1 04/08/2022 03/18/2022 20220078 

BAKERSFIELD, CA RIDGECREST, CA 

First Northern Bank of Dixon 1,932,713 3440 Columbia State Bank 33826 127,942 3 12/23/2022 11/23/2022 20221149 

DIXON, CA TACOMA, WA 

Ion Bank 1,738,910 18198 Lincoln 1st Bank 28963 261,451 2 04/27/2022 02/03/2022 20220096 

NAUGATUCK, CT LINCOLN PARK, NJ 

Ion Bank 2,111,820 18198 BCI Financial Corporation 0 4,884 0 12/28/2022 07/26/2022 20220704 

NAUGATUCK, CT CHESHIRE, CT 

Citizens Bank of Florida 491,657 16442 Fairwinds Credit Union 0 491,657 6 03/14/2022 09/14/2021 20210982 

OVIEDO, FL ORLANDO, FL 

First Citrus Bank 692,073 34899 DFCU Financial 0 692,073 6 12/13/2022 06/15/2022 20220598 

TAMPA, FL DEARBORN, MI 

Georgia Banking Company 1,164,122 57071 Peoples Bank & Trust 25795 439,255 1 03/08/2022 01/07/2022 20220007 

ATLANTA, GA BUFORD, GA 

Persons Banking Company 428,694 17089 Robins Financial Credit Union 0 428,694 5 10/07/2022 05/25/2022 20220294 

FORSYTH, GA WARNER ROBINS, GA 

Vinings Bank 595,119 58533 Georgia's Own Credit Union 0 595,119 2 10/14/2022 05/09/2022 20220284 

SMYRNA, GA ATLANTA, GA 

The Shelby County State Bank 331,723 1553 First State Bank 8500 182,562 5 01/10/2022 11/10/2021 20211245 

HARLAN, IA IDA GROVE, IA 

MidWestOne Bank 5,958,430 14843 First National Bank in Fairfield 13853 158,863 1 05/24/2022 12/22/2021 20211386 

IOWA CITY, IA FAIRFIELD, IA 

First National Bank of Muscatine 961 371,624 3 

MUSCATINE, IA 

Regular Mergers 

Applicant Institution Other Institution 

Regular Mergers (Page 1 of 4, of 68 records) 

Data Date(s) 01/01/2022 to 12/31/2022 
Institution Name Total Assets Cert # Institution Name Cert# Assets Offices Action DOJ Application 

City, State (000's) City, State Acquired Acquired Approved Reply Date Number 

(000's) 

Mediapolis Savings Bank 198,918 15772 State Bank of Wapello 15308 44,486 1 10/26/2022 10/14/2022 20220965 

MEDIAPOLIS, IA WAPELLO, IA 

Citizens State Bank 179,135 18356 Brunsting Insurance Agency, Inc. 0 21 0 09/16/2022 08/31/2022 20220861 

SHELDON, IA BOYDEN, IA 

Northeast Security Bank 434,411 18384 First Federal Credit Union 0 17,355 1 01/25/2022 12/23/2021 20210974 

SUMNER, IA HIAWATHA, IA 

Bank of Idaho 767,060 26403 HomeStreet Bank 32489 277,490 5 06/23/2022 05/25/2022 20220531 

IDAHO FALLS, ID SEATTLE, WA 

Heartland Bank and Trust Company 4,221,607 20369 Town And Country Bank 18487 874,560 10 11/21/2022 11/15/2022 20221035 

BLOOMINGTON, IL SPRINGFIELD, IL 

Midwest Community Bank 331,935 19628 GreenState Credit Union 0 331,935 3 06/13/2022 05/09/2022 20211297 

FREEPORT, IL NORTH LIBERTY, IA 

Community State Bank 267,679 23257 Citizens First State Bank of Walnut 939 56,349 1 06/30/2022 03/31/2022 20220264 

GALVA, IL WALNUT, IL 

Northside Community Bank 311,502 34416 Credit Union 1 0 311,502 4 10/28/2022 10/14/2022 20220733 

GURNEE, IL RANTOUL, IL 

Citizens State Bank 321,282 10474 Illinois Bank & Trust 34076 65,981 2 04/13/2022 03/18/2022 20220178 

LENA, IL ROCKFORD, IL 

Citizens State Bank 363,127 10474 First Savanna Savings Bank 30241 8,519 1 11/22/2022 10/14/2022 20220999 

LENA, IL SAVANNA, IL 

LincolnWay Community Bank 287,178 57971 CoVantage Credit Union 0 287,178 2 09/29/2022 08/31/2022 20220578 

NEW LENOX, IL ANTIGO, WI 

Tempo Bank, A Federal Savings Bank 91,383 30615 Scott Credit Union 0 91,383 2 05/02/2022 02/03/2022 20211065 

TRENTON, IL EDWARDSVILLE, IL 

Farmers & Merchants Bank of Colby 352,375 34719 The Bank of Burlington 15759 76,920 2 12/19/2022 11/23/2022 20220980 

COLBY, KS BURLINGTON, CO 

CrossFirst Bank 5,701,280 58648 Farmers & Stockmens Bank 13625 546,002 5 11/04/2022 07/26/2022 20220737 

LEAWOOD, KS CLAYTON, NM 

Vintage Bank Kansas 192,463 17927 Hillsboro State Bank 14084 22,941 1 03/03/2022 02/03/2022 20220069 

LEON, KS HILLSBORO, KS 

The Plains State Bank 270,662 18118 BancCentral, National Association 4033 138,697 2 09/08/2022 06/15/2022 20220527 

PLAINS, KS ALVA, OK 

Cambridge Trust Company 5,057,595 8152 Northmark Bank 27119 427,963 3 08/17/2022 07/06/2022 20220625 

CAMBRIDGE, MA NORTH ANDOVER, MA 

Norwood Co-operative Bank 669,552 26555 Foxboro Federal Savings 27918 205,082 2 11/14/2022 09/16/2022 20220918 

NORWOOD, MA FOXBORO, MA 

Granite Bank 145,636 5116 Maple Bank 57581 94,728 1 06/24/2022 05/25/2022 20220483 

COLD SPRING, MN CHAMPLIN, MN 

Lake Area Bank 423,563 1390 Royal Credit Union 0 252,467 3 06/21/2022 04/20/2022 20220335 

LINDSTROM, MN EAU CLAIRE, WI 

Applicant Institution Other Institution 

Regular Mergers (Page 2 of 4, of 68 records) 

Data Date(s) 01/01/2022 to 12/31/2022 
Institution Name Total Assets Cert # Institution Name Cert# Assets Offices Action DOJ Application 

City, State (000's) City, State Acquired AcquiredApproved Reply Date Number 

(000's) 

First Resource Bank 399,936 58039 Lake Area Bank 1390 146,183 2 08/24/2022 07/26/2022 20220745 

LINO LAKES, MN LINDSTROM, MN 

First Independent Bank 432,206 1900 Citizens State Bank of Tyler, 10582 29,239 1 04/19/2022 03/31/2022 20220243 

RUSSELL, MN Incorporated 

TYLER, MN 

Deerwood Bank 1,062,979 5123 Royal Credit Union 0 16,521 1 03/21/2022 02/11/2022 20211015 

WAITE PARK, MN EAU CLAIRE, WI 

BTC Bank 920,865 10618 The Merchants and Farmers Bank of 8259 114,656 4 09/16/2022 08/09/2022 20220821 

BETHANY, MO Salisbury 

SALISBURY, MO 

Community Bank of Marshall 207,681 22636 The Corder Bank 9374 24,794 1 07/01/2022 05/25/2022 20220514 

MARSHALL, MO CORDER, MO 

BankPlus 5,104,245 5903 First Bank and Trust 33405 1,240,488 14 02/01/2022 12/01/2021 20211257 

BELZONI, MS NEW ORLEANS, LA 

The Peoples Bank, Biloxi, Mississippi 816,386 340 Trustmark National Bank 4988 0 0 07/01/2022 05/25/2022 20220384 

BILOXI, MS JACKSON, MS 

Merchants and Planters Bank 118,402 327 OmniBank 8871 56,026 2 05/03/2022 03/18/2022 20220091 

RAYMOND, MS BAY SPRINGS, MS 

First State Bank 191,522 16333 Farmers and Merchants Bank 17444 11,512 1 11/02/2022 09/29/2022 20220982 

LOOMIS, NE AXTELL, NE 

InBank 743,344 11492 Legacy Bank 12699 498,022 9 03/11/2022 02/24/2022 20220098 

RATON, NM WILEY, CO 

Gouverneur Savings and Loan 132,773 30976 Citizens Bank of Cape Vincent 8908 84,546 3 05/06/2022 03/18/2022 20220227 

Association CAPE VINCENT, NY 

GOUVERNEUR, NY 

The Farmers & Merchants State Bank 2,657,907 5969 Peoples Federal Savings and Loan 29703 132,886 3 08/11/2022 07/26/2022 20220688 

ARCHBOLD, OH Association 

SIDNEY, OH 

Fifth Third Bank, National Association 209,696,785 6672 Delaware Trust Company 0 266,000 0 08/16/2022 05/09/2022 20220258 

CINCINNATI, OH WILMINGTON, DE 

The Middlefield Banking Company 1,291,384 13716 Liberty National Bank 6516 428,506 6 09/23/2022 08/31/2022 20220799 

MIDDLEFIELD, OH ADA, OH 

Buckeye State Bank 263,490 2286 First City Bank 741 73,350 1 08/31/2022 08/09/2022 20220769 

POWELL, OH COLUMBUS, OH 

Armstrong Bank 2,499,072 2315 Vast Bank, National Association 23737 21,335 1 07/01/2022 06/15/2022 20220526 

MUSKOGEE, OK TULSA, OK 

High Plains Bank 159,092 418 Equity Bank 25858 20,374 1 10/25/2022 09/29/2022 20220964 

OKEENE, OK ANDOVER, KS 

PennCrest Bank 215,555 30119 Mid Penn Bank 9889 25,415 1 07/29/2022 07/06/2022 20220638 

ALTOONA, PA MILLERSBURG, PA 

First Commonwealth Bank 9,550,335 7468 Centric Bank 7461 1,037,485 7 11/04/2022 09/29/2022 20220978 

INDIANA, PA HARRISBURG, PA 

Applicant Institution Other Institution 

Regular Mergers (Page 3 of 4, of 68 records) 

Data Date(s) 01/01/2022 to 12/31/2022 
Institution Name Total Assets Cert # Institution Name Cert# Assets Offices Action DOJ Application 

City, State (000's) City, State Acquired Acquired Approved Reply Date Number 

(000's) 

The Citizens Bank 792,021 15932 Sandhills Bank 17953 222,734 4 04/22/2022 03/31/2022 20220230 

OLANTA, SC NORTH MYRTLE BEACH, SC 

First Community Bank 615,158 24353 Investar Bank, National Association 58316 25,148 0 10/13/2022 10/12/2022 20220903 

CORPUS CHRISTI, TX BATON ROUGE, LA 

Pinnacle Bank 2,199,132 20231 Crockett National Bank 24561 613,726 5 10/20/2022 07/26/2022 20220755 

FORT WORTH, TX SAN ANTONIO, TX 

The Roscoe State Bank 213,700 1213 Cornerstone Home Lending Inc., 0 1,782,567 3 08/29/2022 08/29/2022 20210673 

ROSCOE, TX (TBKACornerstone Capital Bank, SSB) 

HOUSTON, TX 

Towne Bank 15,951,797 35095 Farmers Bank 2429 578,780 8 11/14/2022 11/10/2022 20221024 

PORTSMOUTH, VA WINDSOR, VA 

Farmers Bankshares, Inc. 0 0 0 

WINDSOR, VA 

HomeStreet Bank 8,557,681 32489 MUFG Union Bank, National 22826 459,914 3 12/15/2022 10/27/2022 20221074 

SEATTLE, WA Association 

SAN FRANCISCO, CA 

Banner Bank 16,798,536 28489 Spokane Teachers Credit Union 0 237,890 4 06/03/2022 05/25/2022 20220268 

WALLA WALLA, WA LIBERTY LAKE, WA 

Home Savings Bank 180,180 30248 Dupaco Community Credit Union 0 180,180 2 03/22/2022 03/18/2022 20211230 

MADISON, WI DUBUQUE, IA 

Forward Bank 911,920 28530 Hadden Insurance Agency, Inc. 0 390 0 11/17/2022 11/11/2022 20221050 

MARSHFIELD, WI OGEMA, WI 

Woodford State Bank 335,684 10011 The Greenwood's State Bank 11623 34,433 1 01/14/2022 12/23/2021 20211330 

MONROE, WI LAKE MILLS, WI 

Commerce State Bank 818,219 58020 Summit Credit Union 0 818,219 4 07/20/2022 06/15/2022 20220301 

WEST BEND, WI COTTAGE GROVE, WI 

Applicant Institution Other Institution 

Regular Mergers (Page 4 of 4, of 68 records) 

Data Date(s) 01/01/2022 to 12/31/2022 
Institution Name Total Assets Cert # Institution Name Cert# Assets Offices Action DOJ Application 

City, State (000's) City, State Acquired Acquired Approved Reply Date Number 

(000's) 

See Note 1 

Regions Bank 156,809,000 12368 Ascentium Capital LLC 0 0 0 12/14/2022 20220608 

BIRMINGHAM, AL KINGWOOD, TX 

Arvest Bank 26,590,497 8728 Arvest Central Mortgage Company 0 0 0 08/05/2022 20220663 

FAYETTEVILLE, AR LITTLE ROCK, AR 

MUFG Union Bank, National Association 124,662,000 22826 MUFG Bank, LTD 0 21,000,000 0 10/14/2022 20211344 

SAN FRANCISCO, CA NEW YORK, NY 

Citywide Banks 2,647,931 58458 Premier Valley Bank 57098 1,225,543 6 06/13/2022 20220431 

DENVER, CO FRESNO, CA 

Citywide Banks 2,647,931 58458 Minnesota Bank & Trust 58818 877,851 2 06/13/2022 20220432 

DENVER, CO EDINA, MN 

Citywide Banks 2,647,931 58458 Arizona Bank & Trust 57620 1,907,478 10 06/13/2022 20220433 

DENVER, CO PHOENIX, AZ 

Citywide Banks 2,647,931 58458 Rocky Mountain Bank 20310 720,934 9 06/13/2022 20220434 

DENVER, CO BILLINGS, MT 

Citywide Banks 2,647,931 58458 Wisconsin Bank & Trust 13023 1,211,012 13 06/14/2022 20220435 

DENVER, CO MADISON, WI 

HTLF Bank 2,792,485 58458 Illinois Bank & Trust 34076 1,701,567 6 09/29/2022 20220862 

DENVER, CO ROCKFORD, IL 

Webster Bank, National Association 34,893,033 18221 Webster Capital Finance, Inc. 0 0 0 03/08/2022 20220067 

WATERBURY, CT WATERBURY, CT 

Webster Business Credit Corporation 0 0 0 

NEW YORK, NY 

PNC Bank, National Association 462,385,600 6384 PNC Equipment Finance, LLC 0 0 0 01/31/2022 20211322 

WILMINGTON, DE CINCINNATI, OH 

Citizens Bank of Florida 491,657 16442 CBO Successor Bank 0 14 0 03/14/2022 20210981 

OVIEDO, FL OVIEDO, FL 

The Warrington Bank 110,298 17193 Bank of the South 19125 91,731 2 02/11/2022 20211233 

PENSACOLA, FL PENSACOLA, FL 

Five Flags Interim Bank 0 0 0 

PENSACOLA, FL 

First Citrus Bank 692,073 34899 FCB Successor Bank 0 0 0 12/13/2022 20220596 

TAMPA, FL TAMPA, FL 

Wauchula State Bank 959,786 8021 Crews Bank & Trust 21163 209,822 3 12/20/2022 20221038 

WAUCHULA, FL ARCADIA, FL 

Englewood Bank & Trust 27205 566,829 5 

ENGLEWOOD, FL 

Charlotte State Bank & Trust 27086 646,290 6 

PORT CHARLOTTE, FL 

Hiawatha Bank and Trust Company 101,772 34488 Walker State Bank 16432 49,371 1 07/05/2022 20220548 

HIAWATHA, IA WALKER, IA 

White State Bank 47,112 8519 Peoples Savings Bank 225 39,944 2 06/21/2022 20220478 

SOUTH ENGLISH, IA CRAWFORDSVILLE, IA 

Corporate Reorganization Mergers 

Applicant Institution Other Institution 

Corporate Reorganization Mergers (Page 1 of 3, of 51 records) 

Data Date(s) 01/01/2022 to 12/31/2022 
Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State 

Cert# Assets Offices Action DOJ 

Acquired AcquiredApproved Reply Date 

(000's) 

See Note 1 

Application 

Number 

Marquette Bank 2,030,765 16250 Vision Investments, Inc. 0 0 0 11/01/2022 20220984 

CHICAGO, IL CHICAGO, IL 

First Southern Bank 795,509 15565 The Bank of Carbondale 10828 280,105 5 04/14/2022 20220206 

MARION, IL CARBONDALE, IL 

Inland Bank & Trust 1,232,991 22444 Inland Home Mortgage Company, LLC 0 0 0 12/15/2022 20221156 

OAK BROOK, IL OAK BROOK, IL 

TrustBank 292,037 14662 TNB Bank 938 100,726 1 03/10/2022 20220080 

OLNEY, IL TUSCOLA, IL 

Better Banks 411,263 1808 Glasford State Bank 8492 61,311 2 04/26/2022 20220241 

PEORIA, IL GLASFORD, IL 

Providence Bank & Trust 1,330,720 57754 The Leaders Bank 35422 358,771 1 02/02/2022 20211360 

SOUTH HOLLAND, IL OAK BROOK, IL 

First Merchants Bank 15,041,056 4365 Level One Bank 58604 2,544,498 17 02/04/2022 20211347 

MUNCIE, IN FARMINGTON HILLS, MI 

Landmark National Bank 1,288,943 5826 Freedom Bancshares, Inc. 0 22,122 0 09/15/2022 20220806 

MANHATTAN, KS OVERLAND PARK, KS 

United Community Bank of West 386,830 57301 Dixon Bank 9668 83,120 1 03/15/2022 20220132 

Kentucky, Inc. DIXON, KY 

MORGANFIELD, KY 

b1BANK 4,405,589 58228 Texas Citizens Bank, National 58319 515,105 6 01/24/2022 20211215 

BATON ROUGE, LA Association 

PASADENA, TX 

Rosedale Federal Savings and Loan 1,058,278 29613 CBM Bancorp, Inc. 0 2,432 0 05/05/2022 20220290 

Association PARKVILLE, MD 

NOTTINGHAM, MD 

University Bank 488,411 14587 University Lending Group LLC 0 0 0 05/13/2022 20220133 

ANN ARBOR, MI CLINTON TOWNSHIP, MI 

Premier Bank Minnesota 349,526 33204 Premier Bank Rochester 33202 308,569 4 07/14/2022 20220592 

FARMINGTON, MN ROCHESTER, MN 

Mid America Bank 634,704 11459 Bank of St. Elizabeth 12236 233,942 4 08/25/2022 20220782 

JEFFERSON CITY, MO SAINT ELIZABETH, MO 

Bank of Odessa 367,524 9803 La Monte Community Bank 16423 44,623 1 10/05/2022 20220898 

ODESSA, MO LA MONTE, MO 

Commercial Bank of Oak Grove, Mo. 9811 116,611 1 

OAK GROVE, MO 

First United Bank 362,583 15472 Ramsey National Bank 3914 332,011 6 07/12/2022 20220587 

PARK RIVER, ND DEVILS LAKE, ND 

Homestead Bank 485,592 11482 First National Financial Services, Inc. 0 0 0 04/29/2022 20220266 

COZAD, NE CHADRON, NE 

Jones Bank 400,673 5473 Valparaiso Insurance Agency 0 0 0 11/17/2022 20221000 

SEWARD, NE VALPARAISO, NE 

Applicant Institution Other Institution 

Corporate Reorganization Mergers (Page 2 of 3, of 51 records) 

Data Date(s) 01/01/2022 to 12/31/2022 
Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State 

Cert# Assets Offices Action DOJ 

Acquired Acquired Approved Reply Date 

(000's) 

See Note 1 

Application 

Number 

Claremont Savings Bank 492,676 18038 Clarebank, Inc. 0 0 0 11/16/2022 20220923 

CLAREMONT, NH CLAREMONT, NH 

Oakwood Park, Inc. 0 0 0 

CLAREMONT, NH 

Walden Mutual Bank 21,136 59289 Henry David Thoreau and Company, 0 1,208 0 12/09/2022 20221057 

CONCORD, NH Ltd 

CONCORD, NH 

First American Bank 1,550,725 2240 United Bank of El Paso del Norte 57119 333,572 4 05/11/2022 20220177 

ARTESIA, NM EL PASO, TX 

KeyBank National Association 183,977,708 17534 XUP Payments Inc. 0 0 0 10/18/2022 20220246 

CLEVELAND, OH CHARLOTTE, NC 

United Community Bank 24,154,420 16889 Progress Bank and Trust 58719 1,835,242 14 12/02/2022 20220549 

GREENVILLE, SC HUNTSVILLE, AL 

First Volunteer Bank 1,385,228 10307 First Bank 34116 606,139 6 04/26/2022 20220287 

CHATTANOOGA, TN DALTON, GA 

Pinnacle Bank 38,275,134 35583 Pinnacle Properties VA, LLC 35583 0 0 02/11/2022 20211287 

NASHVILLE, TN NASHVILLE, TN 

Allegiance Bank 7,096,226 58629 CommunityBank of Texas, N.A. 3363 4,486,120 34 06/15/2022 20220051 

HOUSTON, TX BEAUMONT, TX 

Burke & Herbert Bank & Trust Company 3,585,822 11578 B & H Subsidiary, Inc. 0 0 0 08/09/2022 20220674 

ALEXANDRIA, VA ALEXANDRIA, VA 

Capital One, National Association 385,291,000 4297 Capital One Loan Management, Inc. 0 1,357,000 0 06/24/2022 20220270 

MCLEAN, VA PLANO, TX 

Capital One, National Association 385,291,000 4297 Bluetarp Financial (DBA Capital One 0 221,000 0 06/24/2022 20220591 

MCLEAN, VA Trade Credit) 

PORTLAND, ME 

Old Dominion National Bank 893,375 58504 ODNB Merger Subsidiary, Inc. 0 0 0 06/08/2022 20220387 

NORTH GARDEN, VA NORTH GARDEN, VA 

State Bank of Cross Plains 1,624,603 15091 Monona Bank 33458 1,180,521 9 07/07/2022 20220537 

CROSS PLAINS, WI MONONA, WI 

Hometown Bank 624,062 12781 FEB Nevada, Inc. 0 0 0 11/16/2022 20221048 

FOND DU LAC, WI CARSON CITY, NV 

Hometown Bank 624,062 12781 Hometown Financial Services, Inc. 0 0 0 11/16/2022 20221049 

FOND DU LAC, WI FOND DU LAC, WI 

Horicon Bank 1,211,472 11236 Cornerstone Community Bank 33137 247,333 3 10/19/2022 20220881 

HORICON, WI GRAFTON, WI 

 

 

Applicant Institution Other Institution 

Corporate Reorganization Mergers (Page 3 of 3, of 51 records) 

Data Date(s) 01/01/2022 to 12/31/2022 

Note 1: The Bank Merger Act does not require that the responsible agency request a report of competitive factors from the Department of Justice when 

the merger transaction solely involves an insured depository institution and one or more of the affiliates of such depository institution. See 12 U.S.C. 

1828(c)(4). This includes transactions where two institutions merge immediately following a merger between two bank holding companies that was 

subject to the approval of the Federal Reserve System and for which a favorable competitive factors report was received from the Attorney General. 
Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State 

Cert# Assets Offices Action DOJ 

Acquired AcquiredApproved Reply Date 

(000's) 

See Note 2 

Application 

Number 

Endeavor Bank 429,271 59099 EDVR Merger Corp. 0 0 0 04/11/2022 20220166 

SAN DIEGO, CA SAN DIEGO, CA 

Infinity Bank 315,144 59098 Infinity Merger Company 0 0 0 09/21/2022 20220839 

SANTA ANA, CA SANTA ANA, CA 

American Riviera Bank 1,306,540 58281 American Riviera Merger Sub 0 0 0 02/02/2022 20220014 

SANTA BARBARA, CA SANTA BARBARA, CA 

Bank of Lumber City 25,624 16281 HGBI Merger Sub, Inc. 0 0 0 07/07/2022 06/15/2022 20220481 

LUMBER CITY, GA VIDALIA, GA 

Northside Community Bank 311,502 34416 NSCB Merger, LLC 0 0 0 10/28/2022 20221023 

GURNEE, IL GURNEE, IL 

The Farmers Bank of Mt. Pulaski 65,899 11319 Longview Community Bank 0 0 0 06/10/2022 03/31/2022 20220286 

MOUNT PULASKI, IL NEWMAN, IL 

LincolnWay Community Bank 287,178 57971 LWCB Merger, LLC 0 0 0 09/29/2022 20220661 

NEW LENOX, IL NEW LENOX, IL 

The Leaders Bank 358,771 35422 The Leaders Interim Bank 0 0 0 02/02/2022 12/23/2021 20211361 

OAK BROOK, IL SOUTH HOLLAND, IL 

Institution for Savings in Newburyport 4,545,878 90250 IFS Subsidiary Bank 0 0 0 07/25/2022 20220421 

and Its Vicinity NEWBURYPORT, MA 

NEWBURYPORT, MA 

Boundary Waters Bank 111,416 35172 New BW Bank 0 0 0 11/15/2022 20220948 

ELY, MN ELY, MN 

First Carolina Bank 1,944,340 35530 FCFS Merger Sub, Inc. 0 0 0 12/09/2022 20221105 

ROCKY MOUNT, NC RALEIGH, NC 

The Bank of Princeton 1,625,139 58513 Interim Bank of Princeton 0 0 0 08/04/2022 07/06/2022 20220662 

PRINCETON, NJ PRINCETON, NJ 

Chappell Hill Bank 59,778 11570 GOBI Acquisition Corporation 0 21,338 0 12/08/2022 07/26/2022 20220723 

CHAPPELL HILL, TX IRVING, TX 

Lee Bank and Trust Company 181,261 11582 Lee Merger Sub, Inc. 0 0 0 06/09/2022 20220312 

PENNINGTON GAP, VA PENNINGTON GAP, VA 

Fox Valley Savings Bank 395,800 29188 Fox Valley Interim Two Savings Bank 0 0 0 11/01/2022 20220905 

FOND DU LAC, WI FOND DU LAC, WI 

 

 

Interim Mergers 

Applicant Institution Other Institution 

Interim Mergers (Page 1 of 1, of 15 records) 

Data Date(s) 01/01/2022 to 12/31/2022 

Note 2: An “Interim Merger” is a merger between an operating institution and a newly formed institution that will not open for business, and which 

exists solely for the purpose of facilitating the merger transaction. With respect to transactions intended to facilitate a corporate reorganization, the 

responsible agency need not request a report of competitive factors from the Department of Justice. For all other transactions, the date of the 

Competitive Factors Report is provided. 
Failed or Closed Bank Mergers 

Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets Cert # Institution Name 

(000's) City, State 

Cert# Assets Offices Action DOJ Application 

Acquired Acquired Approved Reply Date Number 

(000's) 

None. 
Federal Deposit 

Insurance Corporation 

550 17th Street, NW 

Washington, DC 20429 

DESIGN: FDIC/DOA/CSB/GRAPHIC DESIGN AND PRINTING UNIT