FEDERAL DEPOSIT 

INSURANCE CORPORATION

Merger Decisions

2021
FEDERAL DEPOSIT INSURANCE CORPORATION

MERGER DECISIONS

ANNUAL REPORT TO CONGRESS

Bank Merger Act Reporting Requirements 

(Friday, January 1, 2021 through Friday, December 31, 2021) 

All of the following Merger applications were approved by the FDIC during the year 2021. With 

regard to each application, the FDIC considered and found favorably with respect to the statutory 

factors, including the financial and managerial resources and future prospects of the existing and 

proposed institutions; the convenience and needs of the community to be served; the risk to the 

stability of the United States banking and financial system; and the effectiveness of each depository 

institution involved in the merger in combating money laundering activities, including in overseas 

branches.

Except as noted, reports regarding the competitive factors were requested from the Attorney General, 

and Summary Reports from the Attorney General indicated that the transactions would not have a 

significant adverse effect on competition.

In each case, the FDIC determined that the transaction would not result in a monopoly or further any 

combination or conspiracy to monopolize or attempt to monopolize the business of banking in any part 

of the United States. In addition, the FDIC determined that the transaction would not have the effect 

in any section of the country to substantially lessen competition or tend to create a monopoly or in any 

other manner restrain trade, unless the anticompetitive effects of the transaction were clearly 

outweighed in the public interest by the probable effect of the transaction in meeting the convenience 

and needs of the community to be served. 

Finally, the FDIC determined that, for each interstate merger case, the resulting insured institution, 

including its affiliated insured institutions, upon consummation of the transaction would not control 

more than ten percent (10%) of the total amount of deposits of all insured depository institutions in the 

United States.

Note: This Report is available on the FDIC's Public Information Center's website 

at: www.fdic.gov/bank/individual/merger/
Regular Mergers

Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

SouthPoint Bank

BIRMINGHAM, AL 

633,670 58088 Merchants Bank of Alabama 

CULLMAN, AL 

46 388,790 5 12/08/2021 09/23/2021 20211034 

First Bank of Linden

LINDEN, AL 

87,727 15695 Alabama One Credit Union 

TUSCALOOSA, AL 

0 87,727 1 03/29/2021 03/18/2021 20201316 

The Peoples Bank

MAGNOLIA, AR 

219,170 12531 Bank OZK 

LITTLE ROCK, AR 

110 39,217 1 10/08/2021 09/23/2021 20210895 

Simmons Bank

PINE BLUFF, AR 

21,394,485 3890 Citizens Equity First Credit Union 

PEORIA, IL 

0 140,360 4 02/17/2021 01/22/2021 20201393 

Cross County Bank

WYNNE, AR 

310,709 13821 Arvest Bank 

FAYETTEVILLE, AR 

8728 47,698 2 11/18/2021 10/08/2021 20211101 

Pacific Western Bank

BEVERLY HILLS, CA 

32,808,206 24045 MUFG Union Bank, National 

Association 

SAN FRANCISCO, CA 

22826 3,770,600 0 07/02/2021 04/29/2021 20210419 

First Foundation Bank

IRVINE, CA 

7,709,843 58647 First Florida Integrity Bank 

NAPLES, FL 

58532 2,389,982 7 11/23/2021 10/08/2021 20210829 

Cathay Bank

LOS ANGELES, CA 

19,330,759 18503 HSBC Bank USA, National Association 

TYSONS, VA 

57890 983,997 10 08/20/2021 07/14/2021 20210765 

Royal Business Bank

LOS ANGELES, CA 

3,885,317 58816 Bank of the Orient 

SAN FRANCISCO, CA 

20387 75,457 1 09/14/2021 08/25/2021 20210850 

Bank of Marin

NOVATO, CA 

3,057,806 32779 American River Bank 

SACRAMENTO, CA 

24655 915,414 11 06/24/2021 05/27/2021 20210531 

Citizens Business Bank

ONTARIO, CA 

16,196,109 21716 Suncrest Bank 

VISALIA, CA 

58728 1,416,159 8 11/23/2021 09/14/2021 20210983 

First Western Trust Bank

DENVER, CO 

2,002,986 57607 Rocky Mountain Bank 

JACKSON, WY 

24334 420,534 3 10/28/2021 09/14/2021 20211001 

Citizens Bank and Trust

FROSTPROOF, FL 

1,044,722 5673 The Bank of Tampa 

TAMPA, FL 

21031 13,000 2 10/12/2021 10/08/2021 20210847 

Pilot Bank

TAMPA, FL 

646,358 27045 Lake Michigan Credit Union 

GRAND RAPIDS, MI 

0 646,358 6 12/06/2021 07/14/2021 20210722 

The Bank of Tampa

TAMPA, FL 

2,768,226 21031 Hillsboro Bank 

PLANT CITY, FL 

34747 237,575 3 08/18/2021 05/13/2021 20210461 

Pinnacle Bank

ELBERTON, GA 

1,658,645 14065 Liberty First Bank 

MONROE, GA 

58274 191,905 1 09/08/2021 07/30/2021 20210767 

Colony Bank

FITZGERALD, GA 

1,795,938 22257 Southcrest Bank, National Association 

ATLANTA, GA 

2124 704,724 9 07/09/2021 05/13/2021 20210466 

Wilkinson County Bank

IRWINTON, GA 

58,997 10074 Apex Investment Group GA, Inc. 

CLEVELAND, GA 

0 0 0 05/18/2021 02/18/2021 20210122 

The Piedmont Bank

PEACHTREE CORNERS, GA 

1,367,661 58374 WestSide Bank 

HIRAM, GA 

58347 184,906 2 01/20/2021 11/13/2020 20201196 

BankIowa of Cedar Rapids

CEDAR RAPIDS, IA 

779,435 17282 Rowley Savings Bank 

ROWLEY, IA 

9102 18,780 1 08/25/2021 07/30/2021 20210788 

Regular Mergers (Page 1 of 6, of 105 records) 

Data Date(s) 01/01/2021 to 12/31/2021 
Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

Fidelity Bank & Trust

DUBUQUE, IA 

1,631,319 14382 Farmers & Traders Savings Bank 

BANCROFT, IA 

16717 65,211 1 11/30/2021 10/27/2021 20211117 

Manufacturers Bank & Trust Company

FOREST CITY, IA 

435,350 16307 Farmers and Merchants State Bank of 

Blooming Prairie 

BLOOMING PRAIRIE, MN 

1599 109,346 2 08/20/2021 07/30/2021 20210786 

 Citizens State Bank of Hayfield 

HAYFIELD, MN 

10957 126,410 3 

Community State Bank

SPENCER, IA 

244,028 230 Laurens State Bank 

LAURENS, IA 

15320 86,297 3 06/23/2021 05/27/2021 20210524 

Security State Bank

SUTHERLAND, IA 

270,706 235 Farmers Savings Bank 

FREDERIKA, IA 

25668 53,052 1 12/15/2021 12/01/2021 20211255 

TS Bank

TREYNOR, IA 

402,708 14812 Callahan Financial Planning Company 

OMAHA, NE 

0 0 0 02/24/2021 02/04/2021 20201291 

Washington Savings Bank

EFFINGHAM, IL 

468,735 29227 The First National Bank 

MATTOON, IL 

3817 108,996 3 05/28/2021 05/13/2021 20210433 

Legence Bank

ELDORADO, IL 

626,847 10886 Grand Rivers Community Bank 

SHAWNEETOWN, IL 

10816 6,030 1 07/01/2021 05/27/2021 20210533 

Legence Bank

ELDORADO, IL 

627,646 10886 Texico State Bank 

TEXICO, IL 

19693 9,774 0 11/15/2021 10/27/2021 20211149 

Eureka Savings Bank

LA SALLE, IL 

367,225 28401 Wenona State Bank 

WENONA, IL 

17401 41,295 1 03/05/2021 02/04/2021 20210066 

Oxford Bank & Trust

OAK BROOK, IL 

759,350 9260 Green State Credit Union 

NORTH LIBERTY, IA 

0 759,350 8 10/25/2021 09/14/2021 20210579 

Alliance Community Bank

PETERSBURG, IL 

327,375 9631 1st State Bank of Mason City 

MASON CITY, IL 

22543 31,836 1 06/14/2021 05/27/2021 20210485 

German American Bank

JASPER, IN 

5,339,058 17393 Citizens Union Bank of Shelbyville 

SHELBYVILLE, KY 

5840 1,071,081 15 11/18/2021 10/27/2021 20211082 

Horizon Bank

MICHIGAN CITY, IN 

6,035,575 4360 TCF National Bank 

SIOUX FALLS, SD 

28330 958,624 14 07/22/2021 06/30/2021 20210651 

First Merchants Bank

MUNCIE, IN 

13,715,687 4365 Hooiser Trust Company 

INDIANAPOLIS, IN 

0 1,075 0 03/08/2021 03/03/2021 20201420 

Peoples Bank

MUNSTER, IN 

1,601,520 29523 Royal Savings Bank 

CHICAGO, IL 

28068 532,566 9 12/07/2021 09/23/2021 20211022 

Our Community Bank

SPENCER, IN 

74,939 27955 Crane Credit Union 

ODON, IN 

0 59,670 2 08/10/2021 06/16/2021 20210529 

The Citizens State Bank

GRIDLEY, KS 

255,885 15111 The Olpe State Bank 

OLPE, KS 

13697 48,021 1 09/03/2021 08/12/2021 20210845 

First Kansas Bank

HOISINGTON, KS 

211,291 18474 The Lorraine State Bank 

LORRAINE, KS 

17395 24,534 1 01/26/2021 01/07/2021 20201350 

Great American Bank

LAWRENCE, KS 

256,095 35292 The University National Bank of 

Lawrence 

LAWRENCE, KS 

32606 91,897 1 11/02/2021 10/08/2021 20211083 

Regular Mergers (Page 2 of 6, of 105 records) 

Data Date(s) 01/01/2021 to 12/31/2021 
Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

178,407 17927 Towanda State Bank 

TOWANDA, KS 

15009 10,588 1 06/15/2021 05/27/2021 20210540 

200,416 11785 b1BANK 

BATON ROUGE, LA

58228 18,378 1 08/27/2021 08/12/2021 20210777 

865,742 20856 Tri-State Bank of Memphis 

MEMPHIS, TN 

16511 105,271 1 08/10/2021 07/14/2021 20210693 

433,843 26564 Home Bank, National Association 

LAFAYETTE, LA 

28094 15,518 1 12/27/2021 12/23/2021 20211171 

13,776,487 9712 East Boston Savings Bank 

BOSTON, MA 

33510 6,501,443 43 09/02/2021 06/16/2021 20210657 

800,771 32527 North Arundel Savings Bank 

PASADENA, MD 

31109 47,471 1 10/07/2021 09/14/2021 20210960 

2,561,328 34120 First National Bank in Howell 

HOWELL, MI 

14370 643,206 8 11/04/2021 10/08/2021 20210943 

2,561,328 34120 Nicolet National Bank 

BIRMINGHAM, MI 

57038 176,045 1 12/21/2021 10/08/2021 20211057 

1,309,210 11406 Farmers State Bank of Munith 

MUNITH, MI 

15011 104,895 3 09/13/2021 08/12/2021 20210820 

4,418,422 34598 Lake Trust Credit Union 

BRIGHTON, MI 

0 18,444 1 03/18/2021 12/17/2020 20201238 

221,708 29981 United Federal Credit Union 

SAINT JOSEPH, MI 

0 214,255 5 04/15/2021 02/04/2021 20201319 

72,390 31443 Wings Financial Credit Union 

APPLE VALLEY, MN 

0 69,063 1 04/23/2021 02/18/2021 20210116 

74,657 8207 Union State Bank of Browns Valley 

BROWNS VALLEY, MN 

9764 25,846 1 05/10/2021 04/08/2021 20210315 

535,716 8200 Ormsby State Bank 

ORMSBY, MN 

1388 25,908 1 01/05/2021 11/13/2020 20201200 

2,323,049 16958 Roundbank 

WASECA, MN 

5271 384,214 4 10/19/2021 09/23/2021 20211003 

376,574 1900 United Southwest Bank 

COTTONWOOD, MN 

10208 58,765 4 10/18/2021 09/14/2021 20210996 

708,310 10618 Home Exchange Bank 

JAMESPORT, MO 

8884 148,555 3 09/24/2021 09/14/2021 20210914 

708,310 10618 1st Cameron State Bank 

CAMERON, MO 

32487 69,815 2 10/19/2021 09/23/2021 20211027 

212,877 10595 Lead Bank 

GARDEN CITY, MO 

8283 41,080 1 03/05/2021 02/04/2021 20210073 

Vintage Bank Kansas

LEON, KS

Caldwell Bank & Trust Company 

COLUMBIA, LA 

Liberty Bank and Trust Company 

NEW ORLEANS, LA

Delta Bank

VIDALIA, LA 

Rockland Trust Company 

ROCKLAND, MA

BayVanguard Bank

BALTIMORE, MD 

Bank of Ann Arbor

ANN ARBOR, MI 

Bank of Ann Arbor

ANN ARBOR, MI 

The State Bank

FENTON, MI

Mercantile Bank of Michigan

GRAND RAPIDS, MI 

Edgewater Bank 

SAINT JOSEPH, MI

Brainerd Savings and Loan Association, 

A Federal Association

BRAINERD, MN

Prairie Sun Bank 

MILAN, MN 

Citizens Bank Minnesota

NEW ULM, MN 

Minnwest Bank

REDWOOD FALLS, MN 

First Independent Bank 

RUSSELL, MN 

BTC Bank

BETHANY, MO 

BTC Bank

BETHANY, MO 

Community First Bank

BUTLER, MO

Enterprise Bank & Trust

CLAYTON, MO 

10,156,245 27237 First Choice Bank 

CERRITOS, CA 

57966 2,505,732 9 06/29/2021 05/27/2021 20210555 

Regular Mergers (Page 3 of 6, of 105 records) 

Data Date(s) 01/01/2021 to 12/31/2021 
Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

American Bank of Missouri

WELLSVILLE, MO 

509,776 15423 Rochester State Bank 

ROCHESTER, IL 

1787 116,926 1 05/27/2021 04/29/2021 20210387 

Merchants & Farmers Bank

HOLLY SPRINGS, MS 

117,022 11446 First State Bank 

HOLLY SPRINGS, MS 

10588 125,491 3 05/26/2021 04/29/2021 20210388 

Planters Bank & Trust Company

INDIANOLA, MS 

1,309,558 8235 First Capital Bank 

GERMANTOWN, TN 

57552 377,714 1 11/17/2021 10/27/2021 20211127 

BancorpSouth Bank

TUPELO, MS 

24,094,996 11813 National United Bancshares, Inc. 

GATESVILLE, TX 

0 33 0 03/30/2021 01/07/2021 20201405 

BancorpSouth Bank

TUPELO, MS 

24,094,996 11813 FNS Bancshares Inc. 

SCOTTSBORO, AL 

0 6,063 0 04/06/2021 02/04/2021 20210080 

BancorpSouth Bank

TUPELO, MS 

27,616,695 11813 Cadence Bancorporation 

HOUSTON, TX 

0 2,365,976 0 10/14/2021 08/30/2021 20210507 

Glacier Bank

KALISPELL, MT 

19,759,090 30788 Altabank 

AMERICAN FORK, UT 

12773 3,521,485 26 08/10/2021 07/14/2021 20210736 

Riverstone Bank

TALMAGE, NE 

113,461 10641 First State Bank 

SCOTTSBLUFF, NE 

15586 361,138 6 09/23/2021 08/25/2021 20210715 

Horizon Bank

WAVERLY, NE 

353,552 14327 Springfield State Bank 

SPRINGFIELD, NE 

16379 74,381 1 12/14/2021 11/10/2021 20211244 

Spencer Savings Bank, SLA

ELMWOOD PARK, NJ 

3,453,337 30076 Mariner's Bank 

EDGEWATER, NJ 

35479 422,048 6 10/18/2021 08/25/2021 20210904 

First Bank

HAMILTON, NJ 

2,443,047 58481 OceanFirst Bank, National Association 

TOMS RIVER, NJ 

28359 121,618 2 10/15/2021 09/14/2021 20210929 

Lakeland Bank

NEWFOUNDLAND, NJ 

7,851,885 19953 1st Constitution Bank 

CRANBURY, NJ 

27552 1,788,688 26 10/20/2021 09/14/2021 20211005 

Investors Bank

SHORT HILLS, NJ 

25,770,333 28892 Berkshire Bank 

PITTSFIELD, MA 

23621 619,830 8 07/23/2021 01/07/2021 20201399 

Rhinebeck Bank

RHINEBECK, NY 

1,112,403 16032 ConnectOne Bank 

ENGLEWOOD CLIFFS, NJ 

57919 38,838 2 01/27/2021 12/17/2020 20201271 

The Farmers & Merchants State Bank

ARCHBOLD, OH 

1,802,050 5969 Ossian State Bank 

OSSIAN, IN 

1837 121,592 2 03/15/2021 02/18/2021 20210107 

The Farmers & Merchants State Bank

ARCHBOLD, OH 

1,969,334 5969 Perpetual Federal Savings Bank of 

Urbana 

URBANA, OH 

28934 390,599 1 07/19/2021 06/30/2021 20210638 

Fifth Third Bank, National Association

CINCINNATI, OH 

203,174,120 6672 HealthEquity, Inc 

DRAPER, UT 

0 286,000 0 07/07/2021 05/27/2021 20210473 

The Savings Bank

CIRCLEVILLE, OH 

415,234 13216 Standing Stone Bank 

LANCASTER, OH 

27506 111,380 2 09/24/2021 08/25/2021 20210775 

The Home Savings and Loan Company of 

Kenton, Ohio

KENTON, OH

148,433 29571 German American Bank 

JASPER, IN 

17393 28,820 2 08/06/2021 06/30/2021 20210708 

First Bank & Trust Co.

DUNCAN, OK 

657,840 27394 Stroud National Bank 

STROUD, OK 

4204 90,212 3 06/02/2021 05/13/2021 20210459 

Regular Mergers (Page 4 of 6, of 105 records) 

Data Date(s) 01/01/2021 to 12/31/2021 
Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

BancFirst

OKLAHOMA CITY, OK 

8,195,430 27476 The First National Bank and Trust 

Company of Vinita 

VINITA, OK 

4218 284,817 3 04/14/2021 03/18/2021 20210261 

First National Bank and Trust Company

SHAWNEE, OK 

320,428 25738 Midwest Community Financial 

Corporation 

OKLAHOMA CITY, OK 

0 38,097 0 06/15/2021 05/13/2021 20210496 

Welch State Bank of Welch, Okla.

WELCH, OK 

316,349 9472 Bank of Commerce 

CHOUTEAU, OK 

19829 43,311 1 12/02/2021 11/10/2021 20211211 

People's Bank of Commerce

MEDFORD, OR 

523,378 34685 Willamette Community Bank 

ALBANY, OR 

57513 218,328 3 02/10/2021 01/07/2021 20201369 

The Fidelity Deposit and Discount Bank

DUNMORE, PA 

1,908,125 11868 Landmark Community Bank 

PITTSTON, PA 

57112 377,851 5 05/26/2021 04/29/2021 20210412 

The Gratz Bank

GRATZ, PA 

432,340 14863 LINKBANK 

CAMP HILL, PA 

35077 421,062 4 07/01/2021 05/13/2021 20210453 

Mid Penn Bank

MILLERSBURG, PA 

3,452,383 9889 Riverview Bank 

MARYSVILLE, PA 

7598 1,241,968 25 11/12/2021 09/23/2021 20211008 

United Community Bank

GREENVILLE, SC 

18,867,020 16889 Aquesta Bank 

CORNELIUS, NC 

58296 739,023 9 09/14/2021 08/12/2021 20210760 

United Community Bank

GREENVILLE, SC 

19,438,500 16889 Reliant Bank 

BRENTWOOD, TN 

58366 3,005,512 24 12/15/2021 10/08/2021 20211054 

Coastal States Bank

HILTON HEAD ISLAND, SC 

1,259,476 57756 CornerstoneBank 

ATLANTA, GA 

35027 223,748 3 09/07/2021 06/16/2021 20210532 

Community First Bank, Inc.

WALHALLA, SC 

543,716 32838 Security Federal Bank 

ELIZABETHTON, TN 

31381 62,925 2 03/03/2021 01/22/2021 20201377 

First Bank & Trust

BROOKINGS, SD 

3,833,678 3973 CJM Financial, Inc. 

ANKENY, IA 

0 22,022 0 10/28/2021 09/23/2021 20210986 

Happy State Bank

HAPPY, TX 

5,636,821 10359 The First National Bank of Tahoka 

TAHOKA, TX 

5546 57,178 1 03/23/2021 02/18/2021 20210068 

Falcon International Bank

LAREDO, TX 

1,650,813 26856 Citizens State Bank 

ROMA, TX 

22657 4,131 1 06/25/2021 06/16/2021 20210582 

SouthStar Bank, S.S.B.

MOULTON, TX 

1,049,346 12299 Community First National Bank 

MANHATTAN, KS 

35585 46,322 1 08/10/2021 07/14/2021 20210707 

Texas State Bank

SAN ANGELO, TX 

367,959 18698 The City National Bank of Colorado 

City 

COLORADO CITY, TX 

3144 0 0 06/21/2021 06/16/2021 20210374 

Citizens State Bank

SOMERVILLE, TX 

828,708 16753 Burton State Bank 

BURTON, TX 

13669 84,972 1 10/05/2021 09/14/2021 20210937 

Cache Valley Bank

LOGAN, UT 

2,883,925 22134 Marlin Business Bank 

SALT LAKE CITY, UT 

58267 204,782 0 12/10/2021 11/10/2021 20211209 

SaviBank

BURLINGTON, WA 

409,236 57978 Coastal Community Bank 

EVERETT, WA 

34403 22,642 1 04/13/2021 03/18/2021 20210239 

First Federal Savings and Loan 

Association of Port Angeles

PORT ANGELES, WA 

1,734,707 28405 Sterling Bank and Trust, FSB 

SOUTHFIELD, MI 

32232 96,653 1 06/25/2021 06/16/2021 20210418 

Regular Mergers (Page 5 of 6, of 105 records)

Data Date(s) 01/01/2021 to 12/31/2021
Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

Coulee Bank

LA CROSSE, WI 

446,368 18361 BNC National Bank 

GLENDALE, AZ 

57197 17,967 0 03/26/2021 02/04/2021 20210015 

The Greenwood's State Bank

LAKE MILLS, WI 

389,472 11623 Town Bank, National Association 

HARTLAND, WI 

34717 78,211 3 03/04/2021 02/04/2021 20210072 

Forward Bank

MARSHFIELD, WI 

806,705 28530 Lakeside Financial Consultants, Inc. 

MEDFORD, WI 

0 2,158 0 11/23/2021 11/10/2021 20211167 

Citizens Bank of West Virginia, Inc.

ELKINS, WV 

343,433 6760 Community Bank 

CARMICHAELS, PA 

7848 100,662 2 09/15/2021 08/25/2021 20210804 

Pendleton Community Bank, Inc.

FRANKLIN, WV 

515,132 6176 Carter Bank & Trust 

MARTINSVILLE, VA 

58596 69,048 3 04/08/2021 03/03/2021 20210184 

Summit Community Bank, Inc.

MOOREFIELD, WV 

3,245,975 34102 MVB Bank, Inc. 

FAIRMONT, WV 

34603 191,178 6 06/24/2021 05/13/2021 20210456 

Regular Mergers (Page 6 of 6, of 105 records) 

Data Date(s) 01/01/2021 to 12/31/2021 
Corporate Reorganization Mergers

Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

See Note 1 

Application 

Number

First Bank of Alabama

TALLADEGA, AL 

719,747 2832 SouthFirst Bank 

SYLACAUGA, AL 

30433 89,161 3 03/30/2021 20201388 

Arizona Bank & Trust

PHOENIX, AZ 

1,808,943 57620 AZBT Show Low, LLC 

PHOENIX, AZ 

0 0 0 11/29/2021 20211169 

Metro Phoenix Bank

PHOENIX, AZ

326,012 58402 MPB BHC INC. 

PHOENIX, AZ 

0 0 0 04/19/2021 20210208 

Premier Valley Bank

FRESNO, CA 

1,206,506 57098 YB Real Estate, Inc. 

FRESNO, CA 

0 0 0 11/15/2021 20211168 

Citywide Banks

DENVER, CO 

2,686,910 58458 Bankers Realty Solutions 

DENVER, CO 

0 0 0 11/18/2021 20211157 

BOHICA Intercreditor Group, LLC 

DENVER, CO 

0 0 0 

City Wide EMC, LLC 

DENVER, CO 

0 0 0 

Citywide Services Group 

DENVER, CO 

0 0 0 

Dewers, LLC 

DENVER, CO 

0 0 0 

H2 Hangar, LLC 

DENVER, CO 

0 0 0 

NAWS Investments, LLC 

DENVER, CO 

0 0 0 

SBT Gill Portfolio, LLC 

DENVER, CO 

0 0 0 

TD Bank, National Association

WILMINGTON, DE 

415,513,499 18409 TD Auto Finance, LLC 

FARMINGTON HILLS, MI 

0 0 0 12/15/2021 20211112 

Amerant Bank, National Association

CORAL GABLES, FL 

7,969,343 22953 Amerant Trust, National Association 

CORAL GABLES, FL 

57852 0 0 02/12/2021 20210004 

Pilot Bank

TAMPA, FL 

646,358 27045 PBI Successor Bank 

TAMPA, FL 

0 1,711 0 12/06/2021 20210721 

NSB Bank

MASON CITY, IA 

241,062 8094 Titonka Savings Bank 

TITONKA, IA 

17302 209,842 3 06/14/2021 20210478 

Readlyn Savings Bank

READLYN, IA 

82,497 9300 American Savings Bank 

TRIPOLI, IA 

9104 56,796 1 07/23/2021 20210662 

Northeast Security Bank

SUMNER, IA 

319,346 18384 First State Bank 

SUMNER, IA 

11634 102,356 2 01/20/2021 20201333 

State Bank of Bement

BEMENT, IL 

126,340 10855 State Bank of Cerro Gordo 

CERRO GORDO, IL 

11311 37,922 1 12/23/2021 20211299 

Heartland Bank and Trust Company

BLOOMINGTON, IL 

3,951,238 20369 NXT Bank 

CENTRAL CITY, IA 

16438 237,696 4 08/13/2021 20210759 

Corporate Reorganization Mergers (Page 1 of 5, of 65 records) 

Data Date(s) 01/01/2021 to 12/31/2021 
Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

See Note 1

Application 

Number

Busey Bank

CHAMPAIGN, IL 

10,525,494 16450 Glenview State Bank 

GLENVIEW, IL 

12406 1,457,394 7 03/22/2021 20210144 

Belmont Bank & Trust Company

CHICAGO, IL 

791,689 58165 9A150 Hawthorne Apple River, LLC 

CHICAGO, IL 

0 0 0 06/07/2021 20210447 

First American Bank

ELK GROVE VILLAGE, IL 

5,930,354 3657 HPL&S Financial Services, Ltd. 

ELK GROVE VILLAGE, IL 

0 0 0 05/18/2021 20210379 

Solutions Bank

FORRESTON, IL 

349,136 11741 Durand State Bank 

DURAND, IL 

17713 120,562 2 06/10/2021 20210449 

State Bank of Graymont

GRAYMONT, IL 

264,034 10434 State Bank of Saunemin 

SAUNEMIN, IL 

12391 40,596 2 10/26/2021 20210936 

Community State Bank of Southwestern 

Indiana

POSEYVILLE, IN

0 8058 Cynthiana Bancorporation 

POSEYVILLE, IN 

0 450 0 02/25/2021 20201400 

Peoples State Bank

MANHATTAN, KS 

259,156 17685 Stanley Bank 

OVERLAND PARK, KS 

10916 151,058 1 05/10/2021 20210350 

Peoples Bank and Trust Company

MCPHERSON, KS 

713,592 1365 Community Bank of the Midwest 

GREAT BEND, KS 

4646 209,257 4 01/20/2021 20201342 

Bank of Blue Valley

OVERLAND PARK, KS 

1,466,569 1143 Blue Valley Building Corp. 

OVERLAND PARK, KS 

0 0 0 12/01/2021 20211156 

Blue Valley Investment Corp. 

OVERLAND PARK, KS 

0 0 0 

Blue Valley Wealth Advisors, Inc. 

OVERLAND PARK, KS 

0 0 0 

BBV Accommodations, LLC 

OVERLAND PARK, KS 

0 0 0 

Grounded Properties, LLC 

OVERLAND PARK, KS 

0 0 0 

Real Estate Holdings, LLC 

OVERLAND PARK, KS 

0 0 0 

Stock Yards Bank & Trust Company

LOUISVILLE, KY 

4,790,397 258 Kentucky Bank 

PARIS, KY 

734 1,270,926 19 06/30/2021 20210247 

Stock Yards Bank & Trust Company

LOUISVILLE, KY 

6,170,370 258 Commonwealth Bank and Trust 

Company 

LOUISVILLE, KY 

10146 1,174,719 15 11/30/2021 20211021 

Owingsville Banking Company

OWINGSVILLE, KY 

76,298 9672 Owingsville Newco, Inc. 

OWINGSVILLE, KY 

0 0 0 05/03/2021 20210358 

Eastern Bank

BOSTON, MA 

17,035,420 32773 Century Bank and Trust Company 

SOMERVILLE, MA 

19943 7,246,727 28 09/09/2021 20210512 

Park State Bank

DULUTH, MN 

222,965 8851 American Bank of the North 

NASHWAUK, MN 

5216 636,041 14 03/11/2021 20210112 

The Lake Bank 

TWO HARBORS, MN 

12195 152,782 3 

Corporate Reorganization Mergers (Page 2 of 5, of 65 records) 

Data Date(s) 01/01/2021 to 12/31/2021 
Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

See Note 1

Application 

Number

Granite Falls Bank

GRANITE FALLS, MN 

174,262 10998 F & M Bank Minnesota 

CLARKFIELD, MN 

10184 156,998 2 06/01/2021 20210341 

Security State Bank of Fergus Falls 

FERGUS FALLS, MN 

17733 156,630 1 

The Central Trust Bank

JEFFERSON CITY, MO 

3,537,067 12633 Central Trust Company 

JEFFERSON CITY, MO 

0 43,810 0 06/08/2021 20210430 

The Central Trust Bank

JEFFERSON CITY, MO 

3,634,702 12633 Central Mortgage Company 

JEFFERSON CITY, MO 

0 9,488 0 12/20/2021 20211301 

Country Club Bank

KANSAS CITY, MO 

2,367,371 8888 Country Club Trust Company, National 

Association 

KANSAS CITY, MO 

57402 0 0 11/17/2021 20211148 

First Midwest Bank of Poplar Bluff

POPLAR BLUFF, MO 

491,395 19212 First Midwest Bank of the Ozarks 

PIEDMONT, MO 

1970 143,060 4 10/08/2021 20210959 

Royal Banks of Missouri

UNIVERSITY CITY, MO 

885,054 19512 Saints Avenue Bank 

NEW LONDON, MO 

16170 124,958 4 05/11/2021 20210347 

BancorpSouth Bank

TUPELO, MS 

24,094,996 11813 National United 

GATESVILLE, TX 

3214 752,329 6 03/30/2021 20201406 

BancorpSouth Bank

TUPELO, MS 

24,094,996 11813 FNB Bank 

SCOTTSBORO, AL 

2824 795,734 16 04/06/2021 20210082 

BancorpSouth Bank

TUPELO, MS 

27,616,695 11813 Cadence Bank, N.A. 

ATLANTA, GA 

4999 18,674,970 104 10/14/2021 20210508 

First-Citizens Bank & Trust Company

RALEIGH, NC 

53,820,458 11063 CIT Bank, National Association 

PASADENA, CA 

58978 56,049,092 85 07/13/2021 20201327 

First-Citizens Bank & Trust Company

RALEIGH, NC 

53,820,458 11063 CIT Group, Inc. 

NEW YORK, NY 

0 56,049,092 0 07/13/2021 20201370 

United Valley Bank

CAVALIER, ND 

417,663 15478 Northern Sky Bank 

CROOKSTON, MN 

10196 82,392 1 01/22/2021 20201378 

Western State Bank

DEVILS LAKE, ND 

1,688,527 9123 Western Equipment Finance, Inc. 

DEVILS LAKE, ND 

0 0 0 12/07/2021 20211234 

American Bank Center

DICKINSON, ND 

1,997,383 22559 The Citizens State Bank of Finley 

FINLEY, ND 

16187 141,358 3 09/28/2021 20210920 

KodaBank 

DRAYTON, ND 

301,923 8386 Bank of Hamilton 

HAMILTON, ND 

9127 21,989 1 01/13/2021 20201347 

Garrison State Bank and Trust

GARRISON, ND 

171,518 15306 Bank of Turtle Lake 

TURTLE LAKE, ND 

19480 60,093 1 11/23/2021 20211177 

Farmers Security Bank 

WASHBURN, ND 

9122 69,236 1 

Unison Bank

JAMESTOWN, ND 

402,351 19396 Security State Bank 

WISHEK, ND 

8642 96,955 2 03/19/2021 20210123 

Homestead Bank

COZAD, NE 

297,302 11482 First National Bank of Chadron 

CHADRON, NE 

16859 142,416 3 04/16/2021 20210231 

Corporate Reorganization Mergers (Page 3 of 5, of 65 records) 

Data Date(s) 01/01/2021 to 12/31/2021 
Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

See Note 1

Application 

Number

First State Bank & Trust Company

FREMONT, NE 

288,086 17639 Two Rivers Bank 

BLAIR, NE 

34468 148,630 2 11/04/2021 20211073 

Kearny Bank

KEARNY, NJ 

7,316,961 28765 Millington Savings Services Corp. 

KEARNY, NJ 

0 0 0 05/06/2021 20210296 

New Mexico Bank & Trust

ALBUQUERQUE, NM 

2,005,483 34726 First Bank & Trust 

LUBBOCK, TX 

14778 10,956 1 03/15/2021 20210011 

New Mexico Bank & Trust

ALBUQUERQUE, NM 

2,586,951 34726 NMBT Larrabee Portfolio, LLC 

ALBUQUERQUE, NM 

0 0 0 11/17/2021 20211170 

Hanover Community Bank

GARDEN CITY PARK, NY 

851,606 58675 Savoy Bank 

NEW YORK, NY 

58641 587,889 1 03/10/2021 20201215 

Tompkins Trust Company

ITHACA, NY 

2,516,116 609 The Bank of Castile 

CASTILE, NY 

13292 1,887,314 17 08/17/2021 20210743 

Mahopac Bank 

MAHOPAC, NY 

7153 1,621,928 14 

VIST Bank 

WYOMISSING, PA 

7748 2,024,869 22 

JPMorgan Chase Bank, National 

Association

COLUMBUS, OH

3,207,521,000 628 One Mortgage Partners Corp 

BURLINGTON, VT 

0 0 0 12/06/2021 20210706 

FirstBank Puerto Rico

SANTURCE, PR 

21,361,138 30387 FB Las Iguanas Holding Corporation 

SANTURCE, PR 

0 0 0 08/26/2021 20210764 

People's Bank and Trust Company of 

Pickett County

BYRDSTOWN, TN 

137,319 22756 People’s Bank and Trust Company of 

Clinton County 

ALBANY, KY 

58172 44,351 1 03/01/2021 20210070 

Simply Bank

SPRING CITY, TN 

408,634 10693 Community National Bank 

DAYTON, TN 

19272 275,978 6 01/21/2021 20201221 

International Bank of Commerce

BROWNSVILLE, TX 

1,497,587 25679 International Bank of Commerce 

LAREDO, TX 

19629 2,134,798 29 12/16/2021 20211095 

Texas Bank

BROWNWOOD, TX 

705,224 19559 Texas Bank Financial 

WEATHERFORD, TX 

26967 654,739 3 12/08/2021 20211163 

TBK BANK, SSB

DALLAS, TX 

6,082,072 23498 HubTran, Inc. 

DALLAS, TX 

0 39 0 05/24/2021 20210516 

First United Bank

DIMMITT, TX 

1,624,667 12769 First Bank and Trust of Childress 

CHILDRESS, TX 

3134 148,982 3 08/16/2021 20210748 

The First State Bank

LOUISE, TX 

650,473 17588 Dilley State Bank 

DILLEY, TX 

1490 134,049 1 06/17/2021 20210493 

First Bank & Trust

LUBBOCK, TX 

2,855,671 14778 Foreclosed Property Holdings, Inc. 

LUBBOCK, TX 

0 0 0 11/29/2021 20211158 

FBT Servicing, Inc. 

LUBBOCK, TX 

0 0 0 

Outsource Lease, Inc. 

LUBBOCK, TX 

0 0 0 

Corporate Reorganization Mergers (Page 4 of 5, of 65 records) 

Data Date(s) 01/01/2021 to 12/31/2021 
Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

See Note 1

Application 

Number

American Bank of Commerce

WOLFFORTH, TX 

1,423,418 18609 Infinity Mortgage Holdings, LLC 

ADDISON, TX 

0 0 0 12/17/2021 20211226 

Columbia State Bank

TACOMA, WA 

18,005,165 33826 Merchants Bank of Commerce 

SACRAMENTO, CA 

24074 1,916,500 11 09/03/2021 20210832 

Fortifi Bank

BERLIN, WI 

512,586 5286 Fortifi Investment Services, Inc. 0 0 0 06/29/2021 20210551 

Peoples State Bank

WAUSAU, WI 

 BERLIN, WI 

1,103,108 18569 Sunset Bank & Savings 

WAUKESHA, WI 

35043 141,101 2 02/17/2021 20210041 

Corporate Reorganization Mergers (Page 5 of 5, of 65 records) 

Data Date(s) 01/01/2021 to 12/31/2021 

Note 1: The Bank Merger Act does not require that the responsible agency request a report of competitive factors from the Department of Justice when 

the merger transaction solely involves an insured depository institution and one or more of the affiliates of such depository institution. See 12 U.S.C. 

1828(c)(4). This includes transactions where two institutions merge immediately following a merger between two bank holding companies that was 

subject to the approval of the Federal Reserve System and for which a favorable competitive factors report was received from the Attorney General.
Interim Mergers

Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

See Note 2

Application 

Number

Pacific Valley Bank

SALINAS, CA 

473,384 57740 Pacific Valley Merger Corp. 

SALINAS, CA 

0 0 0 11/05/2021 20211043 

Friendly Hills Bank

WHITTIER, CA 

214,121 58218 FHB Reorg. Corp. 

WHITTIER, CA 

0 0 0 06/14/2021 20210520 

Savings Bank of Danbury

DANBURY, CT 

1,247,658 15912 The Savings Bank of Danbury II 

DANBURY, CT 

0 0 0 01/29/2021 20201294 

Wilmington Trust, National Association

WILMINGTON, DE 

4,572,966 34069 Delaware Interim Holding Trust 

Company II 

WILMINGTON, DE 

0 1,000 0 02/05/2021 20210105 

Interim Delaware Bank, NA

WILMINGTON, DE 

70,317 1596 Delaware Interim Holding Trust 

Company II 

WILMINGTON, DE 

0 0 0 02/05/2021 12/17/2020 20201249 

Rochelle State Bank

ROCHELLE, GA 

34,334 16609 STH AcqCo. Inc. 

ORLANDO, FL 

0 0 0 05/19/2021 01/22/2021 20201415 

Town Center Bank

FRANKFORT, IL 

152,832 58214 First Interim Bank 

FRANKFORT, IL 

0 0 0 12/23/2021 20211293 

PeopleFirst Bank

JOLIET, IL 

206,149 58597 Republic Bank of Joliet 

JOLIET, IL 

0 0 0 10/04/2021 08/25/2021 20210570 

The Peoples State Bank of Newton, 

Illinois

NEWTON, IL

521,905 11722 Newton Interim Bank 

NEWTON, IL 

0 0 0 04/02/2021 20210223 

Our Community Bank

SPENCER, IN 

74,939 27955 HFB Merger Subsidiary, Inc. 

SPENCER, IN 

0 15,269 0 08/10/2021 20210844 

Adams Community Bank

ADAMS, MA 

839,024 90140 Adams Subsidiary Bank 

ADAMS, MA 

0 0 0 09/16/2021 20210610 

Premier Bank Minnesota

FARMINGTON, MN 

354,397 33204 New Premier Bank Minnesota 

FARMINGTON, MN 

0 250 0 12/17/2021 20211242 

Savoy Bank

NEW YORK, NY 

587,889 58641 Hanover Merger Bank 

MINEOLA, NY 

0 0 0 03/10/2021 11/25/2020 20201214 

People's Bank of Commerce

MEDFORD, OR 

806,048 34685 PBCO Interim Bank 

MEDFORD, OR 

0 0 0 09/16/2021 08/25/2021 20210868 

Texas Bank

BROWNWOOD, TX 

705,224 19559 TBFC Acquisition, Inc. 

BROWNWOOD, TX 

0 0 0 12/08/2021 11/01/2021 20211162 

The Freedom Bank of Virginia

FAIRFAX, VA 

837,070 57184 Freedom Merger Sub Inc. 

FAIRFAX, VA 

0 0 0 10/04/2021 20210853 

Marathon Bank

WAUSAU, WI 

174,536 29745 Marathon Interim Bank II 

WAUSAU, WI 

0 0 0 02/07/2021 20201364 

Interim Mergers (Page 1 of 1, of 17 records) 

Data Date(s) 01/01/2021 to 12/31/2021 

Note 2: An “Interim Merger” is a merger between an operating institution and a newly formed institution that will not open for business, and which 

exists solely for the purpose of facilitating the merger transaction. With respect to transactions intended to facilitate a corporate reorganization, the 

responsible agency need not request a report of competitive factors from the Department of Justice. For all other transactions, the date of the 

Competitive Factors Report is provided.
Failed or Closed Bank Mergers 

Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

None.
Federal Deposit 

Insurance Corporation

550 17th Street, NW

Washington, DC 20429

DESIGN: FDIC/DOA/CSB/GRAPHIC DESIGN AND PRINTING UNIT