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0

:Gs 200~.,,,-

LIMITED POWER OF ATTORNEY 

KNOW ALL PERSONS BY THESE PRESENTS: 

.,,,-/ 

WHEREAS, the FEDERAL DEPOSIT INSURANCE CORPORATION is a Corporation 

organized and existing under an Act of Congress, hereinafter called the "FDIC," acting in its 

Receivership capacity as Receiver for Washington Mutual Bank, formerly known as Washington 

Mutual Bank, FA, Henderson, Nevada, formerly known as Washington Mutual Bank, FA, 

Stockton, California (the "Institution"); and 

WHEREAS, on September 25, 2008, the Institution was closed by the Office of Thrift 

Supervision ("OTS") and the FDIC was appointed receiver (the "Receiver") for the Institution; 

and 

WHEREAS, pursuant to 12 U.S.C. § 1821(d)(2)(A)(i), the Receiver, by operation of law, 

succeeded to all of the rights, title, and interest of the Institution in and to all of the assets, 

including without limitation, all real estate (including any leasehold interest and any interest in a 

condominium or cooperative unit) of the Institution (collectively, the "Institution Assets") and all 

of its liabilities ( collectively, the Institution Liabilities"); and 

WHEREAS, pursuant to the terms and conditions of a Purchase and Assumption 

Agreement among the FDIC, acting in its corporate capacity, the FDIC as Receiver of the 

Institution, and JPMorgan Chase Bank, National Association ("JPMorgan Chase"), dated as of 

September 25, 2008 (the "Agreement"), JPMorgan Chase acquired, among other Institution 

Assets, all right, title, and interest of the FDIC in and to certain of the Institution Assets and 

Institution Liabilities as of September 25, 2008 ("Bank Closing Date"); 

Whereas, as of the Bank Closing Date, the Institution held record title to certain loans 

that had been sold and transferred by the Institution prior to the Bank Closing Date (individually, 

a "Sold Mortgage Loan" and collectively, "Sold Mortgage Loans") or held record title to certain 

loans that has been assets of the Institution or Sold Mortgage Loans but that were paid off prior 

to the Bank Closing Date (individually, a "Paid Off Mortgage Loan" or collectively, "Paid Off 

Mortgage Loans"); 

Whereas, on the Bank Closing Date the FDIC as Receiver of the Institution succeeded by 

operation of law to the obligations of the Institution to ( 1) transfer record title to any Sold 

Mortgage Loan to the owner thereof when and as required, and (2) release any lien still of record 

on the Bank Closing Date for any Paid Off Mortgage Loan that was paid off prior to the Bank 

Closing Date and, therefore, not acquired by JPMorgan Chase; 

Whereas, the FDIC as Receiver desires to authorize and empower JPMorgan Chase, to 

act as its Attorney-in-Fact to execute all documents and instruments reasonably necessary to 

assign, transfer, convey, and release record title and other interests of the FDIC as Receiver for 

the Institution in and to the Sold Mortgage Loans and Paid Off Mortgage Loans; 

192024 V. 3 

Washington Mutual Bank/Limited Power of Attorney 

Sold/Paid Off Loans 

After recording, please return to: 

FDIC 

Attn: Jackie Hutchins 

1601 Bryan St. 

Dallas, TX 75201 

Page 1 of 4 

April 3, 2009 
WHEREAS, the FDIC executed and delivered to JPMorgan Chase a Limited Power of 

Attorney dated October 2, 2008 ("Prior LPOA") to implement the provisions of the Agreement 

and authorized JPMorgan Chase to execute, acknowledge, seal and deliver certain documents 

and instruments on behalf of the FDIC as Attorney-in-Fact for the Receiver of the Institution; 

Whereas, the FDIC desires to authorize and empower JPMorgan Chase to execute 

documents and instruments on behalf of the FDIC as its Attorney-in-Fact that were not expressly 

authorized under the Prior LPOA and relating to the Sold Mortgage Loans and Paid Off 

Mortgage Loans; and 

WHEREAS, the undersigned has full authority to execute this instrument on behalf of the 

FDIC under applicable Resolutions of the FDIC's Board of Directors and redelegations thereof. 

NOW, THEREFORE, the FDIC hereby appoints JPMorgan Chase Bank, National 

Association to act as Attorney-in-Fact for the Receiver and does hereby grant the Attorney-inFact full power to act in the name, place and stead of the FDIC for the following LIMITED 

purposes, to wit: 

1. To execute, acknowledge, seal and deliver on behalf of the FDIC, acting in its capacity as 

Receiver of the Institution and as successor in interest to the right, title and interest of the 

Institution , all documents and instruments of sale, transfer, conveyance, reconveyance, release 

and/or assignment, including, without limitation, endorsement of promissory notes and mortgage 

assignments or equivalent documents, appropriately completed, with all ordinary or necessary 

endorsements, acknowledgments, affidavits and supporting documents as may be necessary or 

appropriate to evidence the sale, transfer, conveyance, endorsement, reconveyance, release, 

and/or assignment of any interest of the FDIC as Receiver and successor in interest to the 

Institution in the Sold Mortgage Loans and Paid Off Mortgage Loans and to provide approvals 

and consents for the transfer of servicing related to the Sold Mortgage Loans. 

The form that the Attorney-in-Fact shall use for the signature block is as follows: 

FEDERAL DEPOSIT INSURANCE 

CORPORATION as Receiver for 

Washington Mutual Bank, formerly known as 

Washington Mutual Bank, FA 

By: 

JPMorgan Chase Bank, National Association 

Its Attorney-in-Fact 

By: 

Name: 

Title: 

Each sale, transfer, conveyance and/or assignment shall be made without recourse, representation 

or warranty, express or implied, by the FDIC in its corporate capacity or as Receiver. 

192024 V. 3 

Washington Mutual Bank/Limited Power of Attorney 

Sold/Paid Off Loans 

Page 2 of 4 

April 3, 2009 
2. The Prior LPOA remains in full force and effect notwithstanding the execution of this 

Limited Power of Attorney. 

3. The FDIC further grants to the Attorney-in-Fact full power and authority to do and 

perform all acts necessary to carry into effect the powers granted by this Limited Power of 

Attorney as fully as the FDIC might or could do with the same validity as if all and every such 

act had been herein particularly stated, expressed and especially provided for. 

This Limited Power of Attorney shall be effective from April 3, 2009 and shall continue 

in full force and effect through April 3, 20 l l, unless otherwise terminated by an official of the 

FDIC authorized to do so by the Board of Directors ("Revocation"). At such time this Limited 

Power of Attorney will be automatically revoked. Any third party may rely upon this document 

as the named individual(s)' authority to continue to exercise the powers herein granted unless a 

Revocation has been recorded in the public records of the jurisdiction where this Limited Power 

of Attorney has been recorded, or unless a third party has received actual notice of a Revocation. 

IN WITNESS WHEREOF, the FDIC, by its duly authorized officer empowered 

by appropriate resolution of its Board of Directors, has caused these presents to be subscribed in 

its name this W day of April, 2009. 

FEDERAL DEPOSIT INSURANCE CORPORATION 

Kb:l(b)~(6))1~~~~~B~y: --{=I ====== I 

Name: Ja~ice S. Aearn 

l(b)(6) 

Title: Manager of Customer Service 

Dallas Regional Office 

I 

~~!:&rbert J. MesSitc '(CORPORATE SEAL) 

076602 Title: Counsel ---"--------------

Signed, sealed and delivered 

l(b)(6) 

· •;;;antaL. 

~ 'Brinson 

-i(b-)(6-)--~ 

192024 V. 3 

Washington Mutual Bank/Limited Power of Attorney 

Sold/Paid Off Loans 

Page 3 of 4 

April 3, 2009 
(b)(6) 

STATE OF TEXAS 

COUNTY OF DALLAS 

On this i_ day of April, 2009, before me, a Notary Public in and for the State of Texas 

appeared Janice S. Heam, to me personally known, who, being by me first duly sworn did 

depose that she is Manager of Customer Service, Dallas Regional Office of the Federal Deposit 

Insurance Corporation (the "Corporation"), in whose name the foregoing Limited Power of 

Attorney was executed and subscribed, and the said Limited Power of Attorney was executed 

and subscribed on behalf of the said Corporation by due authority of the Corporation's Board of 

Directors, and the said Janice S. Heam, acknowledged the said Limited Power of Attorney to be 

the free act and deed of said Corporation. 

UNITED STATES OF AMERICA 

DISTRICT OF COLUMBIA 

On this l{~ day of April, 2009, before me, Notary Public in and for the District of 

Columbia, personally appeared Herbert J. Messite, to me known personally, who being by me 

first duly sworn did depose that he is a Counsel, of the Federal Deposit Insurance Corporation, at 

the Corporation in whose name the foregoing Power of Attorney has been subscribed, who 

further said that the seal affixed to the said Power of Attorney is the corporate seal of the said 

Federal Deposit Insurance Corporation, and that the said Power of Attorney was subscribed on 

behalf of the said Corporation and its seal thereto affixed by due authority of the Corporation's 

Board of Directors, and the said Herbert J. Messite, acknowledged the said Power of Attorney to 

be the free act and deed of the said Corporation. 

l~(b)(-6)~1 ~I ----~ 

FILED AND RECORDED 

.. ' , OFFICIAL PUBLIC RECORDS 

.(b)(6) ""J L I 

'1. ,.,.· John F. Warrt:n' County Clerk 

Dallas County TEXAS 

April 13, 2009 02:04:48 PM 200900103592 

FEE: $28.00 

Notary Public, District of Columbia 

United States of America 

My Commission expires: ___ S_E_PTEMBER 14, 2010 

Page 4 of 4 

April 3, 2009 
Recording Requested By and 

When Recorded Mail to: 

IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII ~ 20080364643 

5 PGS 

Space Above for Recording Information 

LIMITED POWER OF ATTORNEY 

KNOW ALL PERSONS BY THESE PRESENTS: 

WHEREAS, the FEDERAL DEPOSIT INSURANCE CORPORATION is a 

Corporation organized and existing under an Act of Congress, hereinafter called the 

"FDIC," acting in its Receivership capacity as Receiver for Washington Mutual Bank, 

formerly known as Washington Mutual Bank, FA, Henderson, Nevada (the "Institution"); 

and 

WHEREAS, on September 25, 2008, the Institution was closed by the Office of 

Thrift Supervision ("OTS") and the FDIC was appointed receiver (the "Receiver") for the 

Institution; 

a copy of the OTS order authorizing the foregoing action is attached as Exhibit "A" and 

incorporated herein; and 

WHEREAS, pursuant to 12 U.S.C. § 182l(d)(2)(A)(i), the Receiver, by operation 

of law, succeeded to all of the rights, title, and interest of the Institution in and to all of 

the assets, including without limitation, all real estate (including any leasehold interest 

and any interest in a condominium or cooperative unit) of the Institution ( collectively, the 

"Institution Assets"); and 

WHEREAS, pursuant to the terms and conditions of a Purchase and Assumption 

Agreement among the FDIC, acting in its corporate capacity, the FDIC as Receiver of the 

Institution, and JPMorgan Chase Bank, National Association ("JPMorgan Chase"), dated 

as of September 25, 2008 (the "Agreement"), JPMorgan Chase acquired, among other 

Institution Assets, all real estate (including any interest in a condominium or cooperative 

unit) of the Institution, except for certain scheduled assets that were not purchased; and 

WHEREAS, pursuant to the Agreement, the FDIC as Receiver granted to 

JPMorgan Chase an exclusive option for a period of ninety (90) days after September 25, 

2008 to cause the FDIC to assign certain leases of the Institution to JPMorgan Chase; and 

WHEREAS, the undersigned has full authority to execute this instrument on 

behalf of the FDIC under applicable Resolutions of the FDIC's Board of Directors and 

redelegations thereof. 

187872v1 

Washington Mutual Bank/Limited Power of Attorney 

REG/Leases 

-1-
NOW, THEREFORE, the FDIC hereby appoints JPMorgan Chase Bank, National 

Association to act as Attorney-in-Fact for the Receiver and does hereby grant the 

Attorney-in-Fact full power to act in the name, place and stead of the FDIC for the 

following LIMITED purposes, to wit: 

I. To execute, acknowledge, seal and deliver on behalf of the FDIC, acting in its 

capacity as Receiver of the Institution, all instruments of sale, transfer, conveyance 

and/or assignment, 

including, without limitation, Receiver's Deeds and bills of sale or equivalent documents, 

appropriately completed, with all ordinary or necessary endorsements, acknowledgments, 

affidavits and supporting documents as may be necessary or appropriate to evidence the 

sale, transfer, conveyance and/or assignment of any interest in real estate (including any 

leasehold interest and any interest in a condominium or cooperative unit) and any 

personal property appurtenant to the real estate from the Receiver to JPMorgan Chase or 

to an affiliate of JPMorgan Chase. 

The form that the Attorney-in-Fact shall use for the signature block is as follows: 

FEDERAL DEPOSIT INSURANCE 

CORPORATION as Receiver for Washington 

Mutual Bank, formerly known as Washington 

Mutual Bank, FA 

By: JPMorgan Chase Bank, National Association 

Its Attorney-in-Fact 

By: 

Name: 

Title: 

Each sale, transfer, conveyance and/or assignment shall be made without recourse, 

representation or warranty, express or implied, by the FDIC in its corporate capacity or as 

Receiver. 

2. To execute, acknowledge, seal and deliver, on behalf of the FDIC, acting in its 

capacity as Receiver of the Institution, such documents and instruments as may be 

required to be delivered by the tenant under the leases of the Institution, including, 

without limitation, estoppel certificates, recognition agreements and subordination, 

nondisturbance and attornment agreements; provided, however, that such documents and 

instruments shall provide that they are subject to the Receiver's powers under 12 U.S.C. 

§ 182l(e), which powers remain with the Receiver, and further provided that the powers 

set out in this paragraph shall terminate automatically no later than January 25, 2008. 

187872v1 

Washington Mutual Bank/Limited Power of Attorney 

REO/Leases 

-2-
(b)(6) 

(b)(6) 

(b)(6) 

(b)(6) 

3. The FDIC further grants to the Attorney-in-Fact full power and authority to do 

and perform all acts necessary to carry into effect the powers granted by this Limited 

Power of Attorney as fully as the FDIC might or could do with the same validity as if all 

and every such act had been herein particularly stated, expressed and especially provided 

for. 

Except as provided under paragraph two (2) above, this Limited Power of 

Attorney shall be effective from and after September 25, 2008, and shall continue in full 

force and effect through September 25, 2010, unless otherwise terminated by an official 

of the FDIC authorized to do so by the FDIC Board of Directors ("Revocation"). At 

such time this Limited Power of Attorney will be automatically revoked. Any third party 

may rely upon this document as the Attorney-in-Fact's authority to continue to exercise 

the powers herein granted unless a Revocation by the FDIC has been recorded in the 

public records of the jurisdiction where this Limited Power of Attorney has been 

recorded, or unless a third party has received actual notice of any such revocation. 

IN WITNESS WHEREOF, the FDIC, by its duly authorized officer 

empowered by appropriate resolution of its Board of Directors, has caused these presents 

to be subscribed in its name this.today of ~cJf~2008. 

FEDERAL DEPOSIT INSURANCE 

CORPORATION .. 

By: _,__J ~-~--------------

Name: ]mice s.' Hearn 

Title: Manager of Customer Service 

Dallas Regional Office 

(CORPORATE SEAL) ATTESJ-----==========--

Name: Herbert J. Messite 

Title: Counsel .=.;;;=.;;;=;...._---------

Signed, sealed and delivered 

in the presence of: 

J-~~-L Witness Cathirine L. JlammonJ 

Name: .==========================:;-----

Witness Shifli1/= L. ~er 

Name: --------'--------------- ~ 

187872v1 

Washington Mutual Bank/Limited Power of Attorney 

REO/Leases 

-3-
STATE OF TEXAS 

COUNTY OF DALLAS 

::>nvh.. fCl.c tc b.tY 

On this_»_ day of ~r, 2008, before me, a Notary Public in and for the 

State of Texas appeared Janice S. Heam, to me personally known, who, being by me first 

duly sworn did depose that she is Manager of Customer Service, Dallas Regional Office 

of the Federal Deposit Insurance Corporation (the "Corporation"), in whose name the 

foregoing Limited Power of Attorney was executed and subscribed, and the said Limited 

Power of Attorney was executed and subscribed on behalf of the said Corporation by due 

authority of the Corporation's Board of Directors, and the said Janice S. Heam, 

acknowledged the said Limited Power of Attorney to be the free act and deed of said 

Corporation. 

Priscila Catapat 

My Commission Expires 

11/09(2009 

UNITED ST A TES OF AMERICA 

DISTRICT OF COLUMBIA 

N~ary Public I_) 

My Commission expires: Ii /q / ,1WC, 

On this{;!- 'day of November, 2008, before me, Notary Public in and for the 

District of Columbia, personally appeared Herbert J. Messite, to me known personally, 

who being by me first duly sworn did depose that he is a Counsel, of the Federal Deposit 

Insurance Corporation, at the Corporation in whose name the foregoing Power of 

Attorney has been subscribed, who further said that the seal affixed to the said Power of 

Attorney is the corporate seal of the said Federal Deposit Insurance Corporation, and that 

the said Power of Attorney was subscribed on behalf of the said Corporation and its seal 

thereto affixed by due authority of the Corporation's Board of Directors, and the said 

Herbert J. Messite, acknowledged the said Power of Attorney to be the free act and deed 

of the said Corporation. 

(b)(6) 

(b )(6) 

Notary Public, District of Columbia ANN LATEFiFU\ 

United States of America 

My Commission expires: __ s_E_P_T_EMBER 14, 201 O 

187872v1 

Washington Mutual Bank/Limited Power of Attorney 

REO/Leases 

-4-
Recording Requested By and 

When Recorded Mail to: 

111111/l)J!l)Jlf 111~11,~1,1,~ 111111111111 200900328568 

POA 1 /6 

Space Above for Recording Information 

LIMITED POWER OF ATTORNEY 

KNOW ALL PERSONS BY THESE PRESENTS: 

WHEREAS, the FEDERAL DEPOSIT INSURANCE CORPORATION ("FDIC") 

is a Corporation organized and existing under an Act of Congress, acting in its 

Receivership capacity as Receiver for Washington Mutual Bank, formerly known as 

Washington Mutual Bank, FA, Henderson, Nevada, formerly known as Washington 

Mutual Bank, FA, Stockton, California (the "Institution"); and 

WHEREAS, on September 25, 2008, the Institution was closed by the Office of 

Thrift Supervision ("OTS") and the FDIC was appointed receiver (the "Receiver") for the 

Institution; and 

WHEREAS, pursuant to the provisions of 12 U.S.C. § 1821(d)(2)(A)(i), the 

Receiver, by operation oflaw, succeeded to all of the rights, title, and interest of the 

Institution in and to all of the assets, including without limitation, all loans, including 

mortgage loans of the Institution (collectively, the "Institution Mortgage Loans"); and 

WHEREAS, pursuant to the terms and conditions of a Purchase and Assumption 

Agreement between the FDIC, acting in its corporate capacity, the FDIC as Receiver of the 

Institution, and JPMorgan Chase Bank, National Association ("JPMorgan Chase"), dated 

as of September 25, 2008 (the "Agreement"), JPMorgan Chase acquired, among other 

Institution assets, all right, title, and interest of the FDIC in and to the Institution Mortgage 

Loans as of September 25, 2008 ("Bank Closing Date"); 

WHEREAS, pursuant to the provisions of 12 U.S.C. § 1821(d)(2)(G), the FDIC 

may transfer any asset or liability of the Institution without any approval, assignment, or 

consent with respect to such transfer; 

WHEREAS, notwithstanding the provisions of 12 U.S.C. Section 182l(d)(2)(G), 

courts and other parties have from time to time disputed JPMorgan Chase's ownership of 

and/or beneficial interest in Institution Mortgage Loans; 

Washington Mutual Bank/JPMorgan Chase POA 

Page 1 of 5 

November 2009 
WHEREAS, this Limited Power of Attorney is created to enable JPMorgan Chase 

to issue mortgage assignments, and other necessary documents and instruments of sale, 

transfer and conveyance, from the FDIC as Receiver to itself relating to the Institution 

Mortgage Loans in order to confirm the transfer of title, ownership and/or beneficial 

interest in the Institution Mortgage Loans to JPMorgan Chase on an as-needed basis as 

reasonably determined by JPMorgan Chase; 

WHEREAS, the FDIC as Receiver desires to authorize and empower JPMorgan 

Chase to act as its Attorney-in-Fact to execute all documents and instruments reasonably 

necessary to assign, transfer and convey record title, ownership, beneficial interest and 

other interests of the FDIC as Receiver for the Institution in and to the Institution Mortgage 

Loans; 

WHEREAS, following the transfer of assets to JPMorgan Chase by the FDIC as 

Receiver for the Institution, certain loans were originated, consummated or funded by 

JPMorgan Chase with loan documents that identified the lender as the Institution ("Post 

Transfer WaMu Loans")" 

WHEREAS, the FDIC as Receiver for the Institution, has no interest in the Post 

Transfer WaMu Loans and declares that at loan origination the Post Transfer WaMu Loans 

were owned by JPMorgan Chase notwithstanding that the Institution is identified as the 

lender in the loan documents that evidence the loans; and this Limited Power of Attorney 

is also created to enable JPMorgan Chase to issue all documentation and instruments from 

the FDIC as receiver to itself to declare and acknowledge said ownership interest of 

JPMorgan Chase in the Post Transfer WaMu Loans; 

WHEREAS, the FDIC executed and delivered to JPMorgan Chase Limited Powers 

of Attorney dated October 2, 2008 and April 6, 2009 ("Prior LPOAS") to implement the 

provisions of the Agreement and authorized JPMorgan Chase to execute, acknowledge, 

seal and deliver certain documents and instruments on behalf of the FDIC as Attorney-inFact for the Receiver of the Institution; 

WHEREAS, the FDIC desires to authorize and empower JPMorgan Chase to 

execute documents and instruments on behalf of the FDIC as its Attorney-in-Fact that 

were not expressly authorized under the Prior LPOAS ; and 

WHEREAS, the undersigned has full authority to execute this instrument on behalf 

of the FDIC under applicable Resolutions of the FDIC's Board of Directors and 

redelegations thereof. 

NOW, THEREFORE, the FDIC hereby appoints JPMorgan Chase Bank, National 

Association to act as Attorney-in-Fact for the Receiver and does hereby grant the Attorneyin-Fact full power to act in the name, place and stead of the FDIC for the following 

LIMITED purposes, to wit: 

Washington Mutual Bank/JPMorgan Chase POA 

Page 2 of 5 

November 2009 
1. To execute, acknowledge, record, seal and deliver on behalf of the FDIC, acting in 

its capacity as Receiver of the Institution and as successor in interest to the right, title and 

interest of the Institution , all documents and instruments of sale, transfer, conveyance, 

and/or assignment, including, without limitation, endorsement of promissory notes and 

mortgage assignments or equivalent documents, appropriately completed, with all ordinary 

or necessary endorsements, acknowledgments, affidavits and supporting documents as may 

be necessary or appropriate to evidence the sale, transfer, conveyance, endorsement, 

and/or assignment of any interest of the FDIC as Receiver and successor in interest to the 

Institution in the Institution Mortgage Loans. 

2. To execute, acknowledge, record, seal and deliver on behalf of the FDIC, acting in 

its capacity as Receiver of the Institution, and as successor in interest to the rights, title and 

interest of the Institution, all documentation and instruments to declare and acknowledge 

that at loan origination, consummation, or funding the Post Transfer WaMu Loans were 

the property of JPMorgan Chase notwithstanding that the Institution is identified as the 

lender in the loan documents that evidence the loans. 

The form that the Attorney-in-Fact shall use for the signature block is as follows: 

FEDERAL DEPOSIT INSURANCE 

CORPORATION as Receiver for 

Washington Mutual Bank, formerly known as 

Washington Mutual Bank, FA 

By: 

JPMorgan Chase Bank, National Association 

Its Attorney-in-Fact 

By: 

Printed Name: 

Title: 

Each sale, transfer, conveyance and/or assignment shall be made without recourse, 

representation or warranty, express or implied, by the FDIC in its corporate capacity or as 

Receiver. 

3. To do and perform all acts necessary to carry into effect the powers granted by this 

Limited Power of Attorney as fully as the FDIC might or could do with the same validity 

as if all and every such act had been herein particularly stated, expressed and especially 

provided for. 

The Prior LPOAS remain in full force and effect notwithstanding the execution of 

this Limited Power of Attorney. 

Washington Mutual Bank/JPMorgan Chase POA 

Page 3 of 5 

November 2009 
This Limited Power of Attorney shall be effective as of November 18, 2009 and 

shall continue in full force and effect through November 18, 2011, unless otherwise 

terminated by an official of the FDIC authorized to do so by the Board of Directors 

("Revocation"). At such time this Limited Power of Attorney will be automatically 

revoked. Any third party may rely upon this document as the named individual(s) 

authority to continue to exercise the powers herein granted unless a Revocation has been 

recorded in the public records of the jurisdiction where this Limited Power of Attorney has 

been recorded, or unless a third party has received actual notice of a Revocation. 

IN WITNESS WHEREOF, the FDIC, by its duly authorized officer 

empowered by appropriate resolution of its Board of Directors, has caused these presents 

to be subscribed in its name this 1.Qday of November, 2009. 

FEDERAL DEPOSIT INSURANCE 

l

(b)(6) CORP.O:ON = 

L. __ _l~~~~~~~~8'By~:~dt-:.=-=--=---=--=--=----___,__ ___ _ 

l(b)(6) 

(b)(6) 

Signed in the presence of: 

Name: James L. Parrish 

Title: Resolutions & Closing Manager 

Dallas Regional Office 

1

1 c__._...._ -~~L 

Washington Mutual Bank/JPMorgan Chase POA 

Page 4 of 5 

November 2009 
(b)(6) 

(b)(6) 

STA TE OF TEXAS 

COUNTY OF DALLAS 

On this .,l..Q__~y of November, 2009, before me, a Notary Public in and for the State 

of Texas appeared James L. Parrish, to me personally known, who, being by me first duly 

sworn did depose that he is Resolutions & Closing Manager, Dallas Regional Office of the 

Federal Deposit Insurance Corporation (the "Corporation"), in whose name the foregoing 

Limited Power of Attorney was executed and subscribed, and the said Limited Power of 

Attorney was executed and subscribed on behalf of the said Corporation by due authority 

of the Corporation's Board of Directors, and the said James L. Parrish, acknowledged the 

said Limited Power of Attorney to be the · · 

-~~-- tJ~~ THADDEUS SNEED TAYLOR, SR. li1"r .. d MY COMMISSION EXPIRES 

'···:'f.iil,~~-• December 17, 2012 

STA TE OF TEXAS 

COUNTY OF DALLAS 

On this;{cl<\iay ofNove 

of Texas appeared -----,ps...>"""""""'--"h.-..t-4-....-..J.¥.o...,.__,.__ ___________ _ 

(witness # 1) and ____ _____.:~::;)_,,)~~~_u:.~w.:=~--- (witness #2), to me 

personally known to be the persons whose names are subscribed as witness to the 

foregoing instrument of writing, and after being duly sworn by me stated on oath that they 

saw James L. Parrish, Resolutions & Closing Manager, Dallas Regional Office of the 

Federal Deposit Insurance Corporation, the person who executed the foregoing instrument, 

subscribe the same, and that they had signed the same as a witness at the request of the 

person who executed the same. 

otary Public 

My Commission expires: (t./r 7 /,,t.o 1"2- , I 

Washington Mutual Bank/JPMorgan Chase POA 

Page 5 of 5 

November 2009 
Ill ~jlij\l) llll\1\!~11.~,1111111111 

When recorded return to: 

Wells Fargo Home Mortgage 

MAC X9901-L1R, Attn: Doug Smith 

2701 Wells Fargo Way 

Minneapolis, MN 55467 

201000172848 

POA 114 

____________________ Space above this line for Recorders Use 

LIMITED POWER OF ATTORNEY 

KNOW ALL PERSONS BY THESE PRESENTS, that the FEDERAL DEPOSIT 

INSURANCE CORPORATION, a Corporation organized and existing under an Act of congress, 

hereinafter called the "FDIC", acting in its Receivership capacity as Receiver for Washington 

Mutual Bank. 

WHEREAS, the undersigned has full authority to execute this instrument on behalf of the 

FDIC under applicable Resolutions of the FDIC's Board of Directors and redelegations thereof. 

WHEREAS, FDIC designates Wells Fargo Bank, N.A., hereinafter called "Wells Fargo", 

as its attorney-in-fact to act in its name, place and stead, as outlined below. 

WHEREAS Wells Fargo designates each of the following individuals as officers of Wells 

Fargo, hereinafter called the "Individuals", for the sole purpose of executing the documents 

outlined below: 

Jodi Cornish, Asst VP 

Nicole Robinson, VP Loan Documentation 

Nevilla Maxwell, VP Loan Documentation 

C.K. Behling, VP Loan Documentation 

Angela Kula, VP Loan Documentation 

Yolanda Vargas, VP Loan Documentation 

John Larsen, VP Loan Documentation 

Anjela A vetisova, VP Loan Documentation 

John Logan, VP Loan Documentation 

Tina Neal, VP Loan Documentation 

Limited Power of Attorney for Wells Fargo 

Lia Dias Abeygunawardena, VP Loan 

Documentation 

Diane Cooper, VP 

John Kennerty, Asst VP 

Natasha Clark, Asst VP 

Karen Abernethy, Asst VP 

Marsha Graham, Asst VP 

Yolanda Williams, Asst VP 

Kim Miller, VP 

Cathy Menchise, Senior VP 

Prepared by: Don Linker, FDIC, Dallas Regional Office, Legal Division 

Page 1 of 4 

July, 2010 
NOW, THEREFORE, the FDIC as Receiver for Washington Mutual Bank, grants to the 

Individuals as officers of Wells Fargo Bank, N.A. the authority, subject to the limitations herein, 

as follows: 

1. To execute, acknowledge, seal and deliver on behalf of the FDIC as Receiver for 

Washington Mutual Bank deeds of trust/mortgage note endorsements, lost note affidavits, 

assignments of deed of trust/mortgage and other recorded documents, partial of total 

satisfaction/release/reconveyances of deed of trust/mortgage, UCC transfer documents, 

subordinations, tax authority notifications and declarations, deeds, bills of sale, and other 

instruments of sale, conveyance, and transfer, appropriately completed, with all ordinary 

or necessary endorsements, acknowledgements, affidavits and supporting documents as 

may be necessary or appropriate to effect its execution, delivery, conveyance, recordation 

or filing; 

2. To execute and deliver on behalf of FDIC as Receiver for Washington Mutual 

Bank, Affidavits of Debt, Substitutions of Trustee, Substitutions of Counsel, NonMilitary Affidavits, Notices of Rescission, Foreclosure Deeds, Transfer Tax Affidavits, 

Affidavits of Merit, Verifications of Complaints, Notices to Quit, Bankruptcy 

Declarations for the purpose of filing motions to lift stays, and other documents or notice 

filing on behalf of Washington Mutual Bank in connection with foreclosure, bankruptcy 

and eviction actions; 

3. To endorse any checks or other instruments received by Wells Fargo Bank, N.A. 

and made payable to Washington Mutual Bank. 

4. The form which the Attorney(s)-in-Fact shall use for endorsing promissory notes 

or preparing allonges to promissory notes is as follows: 

Pay to the order of 

Without Recourse 

FEDERAL DEPOSIT INSURANCE CORPORATION 

as Receiver of Washington Mutual Bank 

By: _____________ _ 

Name: ________________ _ 

Title: Attorney-in-Fact 

FDIC further grants to each Individual full power and authority to do and perform all acts 

necessary to carry into effect the powers granted by or under this Limited Power of Attorney as 

Limited Power of Attorney for Wells Fargo 

Prepared by: Don Linker, FDIC, Dallas Regional Office, Legal Division 

Page 2 of 4 

July,2010 
l(b)(6) 

(b)(6) 

fully as FDIC might or could do with the same validity as if all and every such act had been 

herein particularly stated, expressed and especially provided for. 

This Limited Power of Attorney shall be effective June 4, 2010, and shall continue in full 

force and effect through June 4, 2012, unless otherwise terminated by an official of the FDIC 

authorized to do so by the Board of Directors. At such time this Limited Power of Attorney will 

be automatically revoked. 

IN WITNESS WHEREOF, the FDIC, by its duly authorized officer empowered 

by appropriate resolution of its Board of Directors, has caused these presents to be subscribed in 

its name this, _X day of July, 2010. 

FEDERAL DEPOSIT INSURANCE CORPORATION 

By: ---"=•=---o--= ... , == __ ...._ ____ _ 

(b)(6) 

Name: James L. Parrish 

Title: Customer Service Manager 

Dallas Regional Office 

Limited Power of Attorney for Wells Fargo 

Prepared by: Don Linker, FDIC, Dallas Regional Office, Legal Division 

Page 3 of 4 

July, 2010 
l(b)(6) 

l(b)(6) 

ST A TE OF TEXAS 

COUNTY OF DALLAS 

On this ~3'(!', day of July, 2010, before me, a Notary Public in and for the State of Texas 

appeared James L. Parrish, to me personally known, who, being by me first duly sworn did 

depose that he is Customer Service Manager, Dallas Regional Office of the Federal Deposit 

Insurance Corporation (the "Corporation"), in whose name the foregoing Limited Power of 

Attorney was executed and subscribed, on behalf of the said Corporation by due authority of the 

Corporation's Board of Directors, and the said James L. Parrish, acknowledged the said Limited 

Power of Attorney to be the free act and deed of said Corporation. 

I ~- I I 

t,,~ ~~ GARYLCRISS Notary Public"' · 

~~;., .... ~! MYC~~s~o~f:PIREs My Commission expires: J.{~3 · JioP/ 

',).,'lf.,'I,~· '"¥'" ' 

STATE OF TEXAS 

COUNTY OF DALLAS 

On~B~ day of July, 2010, before me, a Notary Public in and for the State of Texas 

appeared ~e>i~k.-L ~V\S (witness #1) 

and f.Eb: ~= (D~ (witness #2), to me personally known to be 

the persons whose names are subscribed as witness to the foregoing instrument of writing, and 

after being duly sworn by me stated on oath that they saw James L. Parrish, Customer Service 

Manager, Dallas Regional Office of the Federal Deposit Insurance Corporation, the person who 

executed the foregoing instrument, subscribe the same, and that they had signed the same as a 

witness at the request of the person who executed the same. 

GARYLCRISS 

MY COMMISSION EXPIRES 

April 23, 2014 

Notary PJblic i 

My Commission expires: '-I .,J.j,,)J)IL/ 

Filed and Recorded 

Official Public Records 

John F Warren, County Clerk 

Dallas County, TEXAS 

07/08/2010 11 :43:02 AM 

$28 00 

.c__ __ -_-_-~~~~~__J_l(_b)(_6)_ 

201000172848 

Limited Power of Attorney for Wells Fargo Page 4 of 4 

Prepared by: Don Linker, FDIC, Dallas Regional Office, Legal Division July, 2010 
LIMITED POWER OF ATTORNEY 

201200256684 

POA 1/5 

KNOW ALL PERSONS BY THESE PRESENTS, that the FEDERAL DEPOSIT 

INSURANCE CORPORATION, a corporation organized and existing under an Act of Congress, 

hereafter called the "FDIC", hereby appoints JPMorgan Chase Bank, National Association 

("Chase"), as represented by its duly appointed officers, to act as Attorney-in-Fact of the FDIC 

as Receiver of Washington Mutual Bank, formerly known as Washington Mutual Bank, FA 

("Receiver"). 

WHEREAS, the undersigned has full authority to execute this instrument on behalf of the 

FDIC under applicable Resolutions of the FDIC's Board of Directors and redelegations thereof. 

NOW THEREFORE, the FDIC grants to the above-named Attorney-in-Fact the 

authority, subject to the limitations herein, as follows: 

1. To execute, acknowledge, and deliver on behalf of the Receiver, 

all instruments of transfer and conveyance, including but not limited to deeds, assignments, 

satisfactions, reconveyances, releases, and transfers, appropriately completed, with all ordinary 

or necessary endorsements, acknowledgments, affidavits and supporting documents as may be 

necessary or appropriate to evidence the sale or transfer of any asset of Washington Mutual 

Bank, formerly known as Washington Mutual Bank, FA, including all loans formerly held by 

Washington Mutual Bank, formerly known as Washington Mutual Bank, FA, to Chase or to an 

affiliate of Chase, pursuant to that certain Purchase and Assumption Agreement ("PAA"), dated 

as of September 25, 2008 among the FDIC in its corporate capacity, the FDIC as Receiver, and 

Chase. 

2. Regarding loans previously owned or serviced by the former Washington Mutual 

Bank, formerly known as Washington Mutual Bank, FA, that had been paid off, otherwise 

satisfied, or that were sold or transferred prior to bank failure, authority is granted to the 

Attorney-in-Fact to execute, acknowledge, and deliver on behalf of the Receiver any and all 

documents and instruments of sale, transfer, conveyance, satisfaction, reconveyance, release 

and/or assignment that may be necessary or appropriate for the completion of the documentation 

of the obligations of the former Washington Mutual Bank, formerly known as Washington 

Mutual Bank, FA, in connection with such paid-off loans, loans sold or transferred, loans 

otherwise satisfied, or other obligations. All lien releases and related documents including, 

without limitation, issuance of mortgage assignments on paid-off loans, prepared in connection 

with this Limited Power of Attorney, shall be appropriately completed with all ordinary or 

necessary endorsements, acknowledgments, affidavits and supporting documents as may be 

necessary or appropriate to evidence the release of the collateral and satisfaction of the debt or 

assignment of the mortgage as appropriate. 

Limited Power of Attorney for JPMorgan Chase, as Assuming Institution of Washington Mutual Bank, Effective -9/25/12 thru 9/25/16 

August, 2012 . . ~age 1 of4 

Prepared by: Donald Linker and Darlene Waller, Federal Deposit Insurance Corporation, Dallas Regional Office, Legal D1v1s1on 
The Attorney-in-Fact shall undertake to complete all appropriate due diligence necessary to 

verify that the loan was paid off or otherwise satisfied for any collateral being released or to 

verify that any loan was sold or transferred for any loan being assigned. 

3. To execute, acknowledge, record, and deliver on behalf of the Receiver and as 

successor in interest to the rights, title and interest of Washington Mutual Bank, formerly known 

as Washington Mutual Bank, FA, all documentation and instruments to declare and acknowledge 

that any loan originated, consummated, or funded by Chase after September 25, 2008 with loan 

documents that identified the lender as Washington Mutual Bank or Washington Mutual Bank, 

FA was the property of Chase notwithstanding that Washington Mutual Bank or Washington 

Mutual Bank, FA is identified as the lender in the loan documents that evidence the loan. 

4. The form that the Attorney-in-Fact shall use for endorsing promissory notes or 

preparing allonges to promissory notes is as follows: 

Pay to the order of 

Without Recourse 

FEDERAL DEPOSIT INSURANCE CORPORATION 

as Receiver of Washington Mutual Bank, formerly known as 

Washington Mutual Bank, FA 

By: JPMorgan Chase Bank, National Association 

Its Attorney-in-Fact 

By:------------------

Name: -----------------

Title: 

All other documents of assignment, conveyance, or transfer shall contain the following 

sentence: "This assignment is made without recourse, representation or warranty, express or 

implied, by the FDIC in its corporate capacity or as Receiver." 

Limited Power of Attorney for JPMorgan Chase, as Assuming Institution of Washington Mutual Bank, Effective- 9/25/12 thru 9/25/16 

August, 2012 Page 2 of 4 

Prepared by: Donald Linker and Darlene Waller, Federal Deposit Insurance Corporation, Dallas Regional Office, Legal Division 
The form that the Attorney-in-Fact shall use for executing documents other than for 

endorsing promissory notes or preparing allonges to promissory notes shall be substantially as 

follows: 

FEDERAL DEPOSIT INSURANCE CORPORATION, 

as Receiver for Washington Mutual Bank, formerly known as 

Washington Mutual Bank, FA 

By: JPMorgan Chase Bank, National Association 

Its Attorney-in-Fact 

By: 

Name: ----------------- Tit le: 

5. FDIC further grants to the Attorney-in-Fact full power and authority to do and 

perform all acts necessary to carry into effect the powers granted by this Limited Power of 

Attorney as fully as FDIC might or could do with the same validity if all and every such act had 

been herein particularly stated, expressed, and especially provided for. Nothing contained herein 

or arising by reason of the exercise of the powers granted in this Limited Power of Attorney by 

the Attorney-in-Fact shall impose or create any duty or obligation on the part of Chase that is not 

otherwise imposed as expressly stated in the PAA. 

This Limited Power of Attorney shall be effective from September 25, 2012, and shall 

continue in full force and effect through September 25, 2016, unless otherwise terminated by an 

official of the FDIC authorized to do so by the Board of Directors ("Revocation"). At such time 

this Limited Power of Attorney will be automatically revoked. Additionally, upon the 

termination of employment from JP Morgan Chase (for any reason) of any duly appointed 

officer, appointed as Attorney-in-Fact, such terminated employee's power and authority provided 

pursuant to this Limited Power of Attorney shall immediately be revoked and be of no further 

force and effect as of the date of such termination. Any third party may rely upon this document 

as the named individual(s)' authority to continue to exercise the powers herein granted, unless a 

Revocation has been recorded in the public records of the jurisdiction where this Limited Power 

of Attorney has been recorded, or unless a third party has received actual notice of a Revocation. 

Limited Power of Attorney for JPMorgan Chase, as Assuming Institution of Washington Mutual Bank, Effective - 9/25/12 thru 9/25/16 

August, 2012 Page 3 of 4 

Prepared by: Donald Linker and Darlene Waller, Federal Deposit Insurance Corporation, Dallas Regional Office, Legal Division 
IN WITNESS WHEREOF, the FDIC, by its duly authorized officer empowered by 

agpropriate resolution of its Board of Directors, has caused these presents to be subscribed in its name this 

0__ day of August, 2012. 

Kb)(6) __ 1 ________ _::__FE=D=-E+RlU?:D===E=P=OSIT INSURANCE CORPORATION 

l(b)(6) By: I I 

(b)(6) 

Witness 

l(b)(6) 

Name: James L. Parrish 

Title: Customer Service Manager 

Dallas Regional Office 

L, 7(1/NOC ----------------- --· ··- ·-

(b)(6) 

STATE OF TEXAS 

COUNTY OF DALLAS 

On this t:3____ day of August, 2012, before me, a Notary Public in and for the State of Texas 

appeared James L. Parrish, to me personally known, who, being by me first duly sworn did depose that he 

is Customer Service Manager, Dallas Regional Office of the Federal Deposit Insurance Corporation (the 

"Corporation"), in whose name the foregoing Limited Power of Attorney was executed and subscribed, 

and the said Limited Power of Attorney was executed and subscribed on behalf of the said Corporation by 

due authority of the Co ora · ' ard of Directors, and the said James L. Parrish, acknowledged the 

said o AM. Rlc\:ll.~~s~ be he free act and deed of said Corporation. 

MY COMMISSIO 

September 28, 201_~ 

STATE OF TEXAS 

COUNTY OF DALLAS 

·s _ day of Au~ t, 2012, before me, a Notary Public in and for the State of Texas 

appeared t" S- ( witness # 1) 

and r (witness #2), to me personally known to be the 

persons whos names are subscribed as witness to the foregoing instrument of writing, and after being 

duly sworn by me stated on oath that they saw James L. Parrish, Customer Service Manager, Dallas 

Regional Office of the Federal Deposit Insurance Corporation, the person who executed the foregoing 

instrument, subscribe the same, and that they had signed the same as a witness at the request l'f the person 

-----who executed the same. 

(b)(6) 

ommission expires: C/-cJf- ! f 

Limited Power of Attorney for JPMorgan Chase, as Assuming Institution of Washington Mutual Bank, Effective-9/25/12 thru 9/25114 

August, 2012 Page 4 of 4 

Prepared by: Donald Linker and Darlene Waller, Federal Deposit Insurance Corporation, Dallas Regional Office, Legal Division 
Filed and Recorded 

Official Public Records 

John F. Warren, County Clerk 

Dallas County, TEXAS 

08/29/2012 01 :56:10 PM 

$28.00 

IL(b)-(6) _ _____l________~~--,• 1L___ _ 

THE STATE OF TEXAS 

COUNTY OF DALLAS 

I hereby certify that the above and foregoing is a full, true, and 

correct photographic coμy of the original record now in my lawful 

custody and possession, filed on the date stamped thereon and as the same is recorded in the Recorder's Records In my office under 

the volume a~d page or instrument # s:am~ed thereon. I hereby certify on 

AUG 2 9 2012 

201200256684 
201900049732 

P0A 114 

LIMITED POWER OF ATTORNEY 

KNOW ALL PERSONS BY THESE PRESENTS, that the FEDERAL DEPOSIT 

INSURANCE CORPORATION, a Corporation organized and existing under an Act of 

Congress. hereinafter called the ''FDIC'', acting in its Receivership capacity as Receiver for 

Washington Mutual Bank, Henderson, Nevada, hereby designates the individuals listed on 

Exhibit A, as Officers of Wells Fargo Bank, N.A., hereinafter referred to as the '·Individuals'", as 

Attomey(s)-in-Fact for the sole purpose of executing the documents outlined below. 

WHEREAS, the undersigned has full authority to execute this instrument on behalf of the 

FDIC under applicable Resolutions of the FDICs Board of Directors and redelegations thereof. 

WHEREAS, the FDIC as Receiver of Washington Mutual Bank, Henderson. Nevada, 

under the laws of the United States. is charged with the duty of winding up the affairs of 

Washington Mutual Bank, Henderson, Nevada. 

WHEREAS, prior to the appointment of FDIC as Receiver of Washington Mutual Bank, 

Henderson. Nevada, Wells Fargo Bank. N.A., as Purchaser, entered into a Servicing Rights 

Purchase and Sale Agreement dated July 17, 2006, with Washington Mutual Bank, Henderson, 

Nevada, as Seller (the .. AgreemenC). 

NOW, THEREFORE, the FDIC as Receiver for Washington Mutual Bank, Henderson, 

Nevada, grants to the Individuals the authority, subject to the limitations herein, and subject to 

limitations as set forth in the Agreement. as follows: 

I. To execute, acknowledge, seal and deliver on behalf of the FDIC as Receiver for 

Washington Mutual Bank, Henderson, Nevada deeds of trust/mortgage note endorsements, lost 

note affidavits, assignments of deed of trust/mortgage and other recorded documents, partial of 

total satisfaction/release/reconveyances of deed of trust/mortgage, UCC transfer documents, 

subordinations, tax authority notifications and declarations. deeds, bills of sale, and other 

instruments of sale, conveyance, and transfer, appropriately completed, with all ordinary or 

necessary endorsements, acknowledgements. affidavits and supporting documents as may be 

necessary or appropriate to effect its execution, delivery, conveyance, recordation or filing; 

2. To execute and deliver on behalf of FDIC as Receiver for Washington Mutual 

Bank, Henderson, Nevada, Affidavits of Debt, Substitutions of Trustee, Substitutions of Counsel, 

Non-Military Affidavits, Notices of Rescission, Foreclosure Deeds, Transfer Tax Affidavits, 

Affidavits of Merit, Verifications of Complaints. Notices to Quit, Bankruptcy Declarations for 

the purpose of filing motions to lift stays. and other documents or notice filing on behalf of 

Washington Mutual Bank, Henderson, Nevada in connection with foreclosure, bankruptcy and 

eviction actions; 

Limited Power of Anomey for Wells Fargo Bar1k. N.A. februaf}·. 2019 

FDIC as Receiver for Washington Mutual Bank. Henderson. ~evada 

Pagelof4 

Servicing Rights Purchase and Sale Agreement. July 17. 2006 

Prepared by: Susan Keojampa a11d Darlene Waller. FDIC. Dallas Regional Otnce. Legal Division 
3. To endorse any checks or other instruments received by Wells Fargo Bank. N.A. 

and made payable to Washington Mutual Bank. Henderson. Nevada. Make, affix, cancel. and/or 

correct any Endorsements or Allonges on behalf of the undersigned upon all checks, drafts and/or 

other negotiable instruments. 

4. The fonn which the Attorne1(s)-in-Fact shall use for endorsing promissory notes or 

preparing allonges to promissory notes is as follo\vs: 

Pay to the order of 

Without Recourse 

FEDERAL DEPOSIT INSURANCE CORPORATION 

as Receiver of Washington Mutual Bank, Henderson, Nevada 

By: ______________ _ 

Name: ________________ _ 

Title: Attorney-in-Fact 

FDIC further grants to each Individual full power and authority to do and perfonn all acts 

necessary to carry into effect the powers granted by or under this Limited Power of Attorney as 

fully as FDIC might or could do with the same validity as if all and every such act had been herein 

particularly stated, expressed and especially provided for. 

This Limited Power of Attorney shall be effective from March I, 2019, and shall continue 

in full force and effect through February 28, 2020. unless otherwise terminated by an official of 

the FDIC authorized to do so by the Board of Directors (""Revocation''), At such time this Limited 

Power of Attorney will be automatically revoked. Additionally, upon the termination of 

employment from Wells Fargo Bank. N.A. (for any reason) of any Attomey(s)-in-Fact named 

herein. such terminated employee's po\ver and authority provided pursuant to this Limited Power 

of Attorney shall immediately be revoked and be of no further force and effect as of the date of 

such termination. Any third party may rely upon this document as to the named individual(s)' 

authority to exercise the powers herein granted unless ( 1) a Revocation has been recorded in the public 

records of Office of the County Clerk of Dallas County, Texas; (2) Notice of the Receivership 

Tennination has been published in the Federal Register; or (3) a third party has received actual notice 

of a Revocation. 

Limited Power of Attorney for Wells Fargo [fank. N.A. February. 2019 Page2of4 

FDIC as Receiver for WashinglOn Mutual Bank. Henderson. Nevada 

Sen-icing Rights Purchase ood Sale Agreement. Jul~· 17. 2006 

Prepared by: Susan Keojampa and Dnrlcne Waller. FDIC. Dallas Regional Office. Legal Division 
(b)(6) 

(b)(6) 

(b)(6) 

(b)(6) IN WITNESS WHEREOF. the FDIC, by its duly authorized officer empowered by appropriate 

of resolution February, of 2019. its Board of D,~i~re~c:to:r~s~, ~h:as~ca:u~s:e:d~t~h:es:eup:r~e;se;a~t;s~t;o~b~c~s;u~b~s~cr~i:be:d,iarit:s~a~a~m~e~th~i~s~.;2,:':1::'-"~d~•~Y-~---~ 

FE 

Witness 

Name: 

By: 

Na 

Title: Resolutions and Closings Manager 

Field Operations Branch 

I 

I ... .S 0--

ST ATE 0·1,-,,..,,.,,.....,-------------_J 

COUNTY OF DALLAS 

On this ;...ze_day of February. 20 I 9. before me, a Notary Public in and for the State of Texas 

appeared Patricia A. Deaton, to me personally known. who. being by me first duly sworn did depose that 

she is Resolutions and Closings Manager. Dallas Regional Office of the Federal Deposit Insurance 

Corporation (the "Corporation'"), in whose name the foregoing Limited Power of Attorney was e;,;ecuted 

and subscribed, and the said Limited Power of Attorney was executed and subscribed on behalf of the said 

Corporation by due authority of the Corporation's Board of Directors, and the said Patricia A. D 

acknowledged the said Limited Power of Anorn 'to be the free act and deed of s~:-l Co · n. 

GARY L. CRJSS 

My Notary ID# 124193933 

Expires April 23, 2022 

STATE OF EXAS 

COUNTY OF DALLAS 

ota,J , uu,IC ..,, 1J ,4 

y Commission expires: 7 • ""'' • Jb.1'2-

OnNlis ~7/A gay of F.¢ru1ry, 2019, before me, a Notary Public in and for the ~tate of Texas 

appear U' t. ~ • ...,_, 0: "• &..~ • - (witness#\) and 

(witness #2), to me personally known to be the 

persons whose names are subscri s witness to the foregoing instrument Patricia A. Deaton, Resolutions 

and Closings Manager, Dallas Regional Office of the Federal Deposit Insurance Corporation, th n 

who executed the foregoing instrument, subscribe e as a witness 

at t _,.., · · the same 

_.j~'r-.~~;,;._ GAfff L CRISS l{1<.:~J My Notary ID~ 124193933 

·--~,;·o-.·'<"\'!:... Expires Apnl 23, 2022 ..... ,.,. My Commission expires: J./ · J'3 •)i)2.JLimited Power of Attorne~· for Wells Fargo Bank. N.A. February. 2019 PageJof-1 

FDIC as Receiver for Washington Mutual Bank. Henderson. Nevada 

Servicing Rights Purchase and Sale Agreement. July 17. 2006 

Prepared by: Susan Keojampa and Darlene \\'alter. l'DJC. Dullas Regional Office. Legal Division 

l(b)(6) 

(b)(6) 
(b)(6) 

Exhibit A 

1 

2 

• 

4 

5 

7 ' 

8 

• 

10 

11 

u 

13 

14 

l5 

16 

17 

18 

,. 

20 

21 

22 

Wells filrf!'o Emoloyee Name 

Andrew J Haward 

Bonnie P Lawler 

Carta M Naughton 

CathvSHosek 

Debra Christine Boyd-Kaler 

Elizabeth Radaich 

Georgiana M Sleleni 

ason Michael Nleling 

John Kealy 

John Larsen 

uliane M Christensen 

Kristi June Doherty 

Mal Vang 

Mid'lelle Erin Wihren 

Nevilla R Maxwell 

Renee Wells 

Sih am Danami 

homas SUtsada Sananikone 

Xao Vang 

Xee Lee 

Yia Moua 

Yves Akara Kenao 

Ftl•d and Recorded 

Olliolal Public Records 

Jolin F. Warran, County Clark 

Dalin Co,mty, TEXAS 

02/28/2019 09,36,38 Ar, 

$38.00 

r""' 

Vtce President 

Vice President Loan Documentation 

Vice President Loan Documentation 

V'ice President 

Vice President Loan Documentation 

Vice Presk!ent loan Documentation 

Vice Preskl'ent Loan Documentation 

Vice President Loan Documentation 

Vlce President Loan Documentation 

Vice President Loan Documentation 

Vice President Loan Documentation 

Vice President Loan Documentation 

Vice President loan Documentation 

Vice President loan Documentation 

Vice President Loan Documentation 

Vice President loan Documentation 

Vice President loan Documentation 

Vice President Loan Documentation 

Vice President Loan Documentation 

Vice President Loan Documentation 

Vice President Loan Documentation 

Vice President Loan Documentation 

201900049)32 

Limited Power of Attorney for Wells Fargo Bank, N.A. fcbru:uy. 2019 Page • of4 

FDIC as Receiver for Washington Munml Bank, Hender.;on. ;,..·equJa 

Servicing Rights Purchase and Sale Agreement. July 17, 2006 

Prepared by: Susan Keojampa and Darlene Waller. FDIC. Dallns Regional Oflice. Legal Division 
T\-1E ST/\TE flF TEXAS 

COUNTY OF DALLAS I 

~ 

htreby cerdy thol tr,e abm'.l arid foregoing Is a full, \r,.Je, and 

p!>:,i::,grsμ•1ic r;i~j of !I",~ OO;llr.al rocord oow In my ~"I 

=:oo'J' ~00 pc.>cF,.!,sio:"I, f,'&<'. 00 tr,i C8\8 ','B,"11pe,:! :i',efflCl7 <J-.:l !JS t;,o 31''00 ~ ,awU!.'d In \00 fi.oc<..-Jif<; Rf,,:;Ct'ds i•: my~ undor 

tho v~iumo end pug a or lnsll'Ument II stamped lhe,.,-.,on. (b)(6) 

I r.~:"by oortlfy on 

FEB 2 8 2019 (b)(6) 

'''" 
• 

LIMITED POWER OF ATTORNEY 

KNOW ALL PERSONS BY THESE PRESENTS, that the FEDERAL DEPOSIT 

INSURANCE CORPORATION, a Corporation organized and existing under an Act of 

Congress, hereinafter called the "FDIC", acting in its Receivership capacity as Receiver for 

Washington Mutual Bank, Henderson, Nevada, hereby designates the individuals listed on 

Exhibit A, as Officers of Wells Fargo Bank, N.A., hereinafter referred to as the "Individuals", as 

Attomey(s)-in-Fact for the sole purpose of executing the documents outlined below. 

WHEREAS, the undersigned has full authority to execute this instrument on behalf of the 

FDIC under applicable Resolutions of the FDIC's Board of Directors and redelegations thereof. 

WHEREAS, the FDIC as Receiver of Washington Mutual Bank, Henderson, Nevada, 

under the laws of the United States, is charged with the duty of winding up the affairs of 

Washington Mutual Bank, Henderson, Nevada. 

WHEREAS, prior to the appointment of FDIC as Receiver of Washington Mutual Bank, 

Henderson, Nevada, Wells Fargo Bank, N.A., as Purchaser, entered into a Servicing Rights 

Purchase and Sale Agreement dated July 17, 2006, with Washington Mutual Bank, Henderson, 

Nevada, as Seller (the "Agreement"). 

NOW, THEREFORE, the FDIC as Receiver for Washington Mutual Bank, Henderson, 

Nevada, grants to the Individuals the authority, subject to the limitations herein, and subject to 

limitations as set forth in the Agreement, as follows: 

1. To execute, acknowledge, seal and deliver on behalf of the FDIC as Receiver for 

Washington Mutual Bank, Henderson, Nevada deeds of trust/mortgage note endorsements, lost 

note affidavits, assignments of deed of trust/mortgage and other recorded docwnents, partial of 

total satisfaction/release/reconveyances of deed of trust/mortgage, UCC transfer docwnents, 

subordinations, tax authority notifications and declarations, deeds, bills of sale, and other 

instruments of sale, conveyance, and transfer, appropriately completed, with aJI ordinary or 

necessary endorsements, acknowledgements, affidavits and supporting docwnents as may be 

necessary or appropriate to effect its execution, delivery, conveyance, recordation or filing; 

2. To execute and deliver on behalf of FDIC as Receiver for Washington Mutual 

Baruc, Henderson, Nevada, Affidavits of Debt, Substitutions of Trustee, Substitutions of CoWISel, 

Non-Military Affidavits, Notices of Rescission, Foreclosure Deeds, Transfer Tax Affidavits, 

Affidavits of Merit, Verifications of Complaints, Notices to Quit, Bankruptcy Declarations for 

the purpose of filing motions to lift stays, and other documents or notice filing on behalf of 

Washington Mutual Bank, Henderson, Nevada in connection with foreclosure, bankruptcy and 

eviction actions; 

Limited Power of Attorney for Wells Fargo Bank, N.A. February, 2017 

FDIC as Receiver for Washington Mutual Bank, Henderson, Nevada 

Servicing Rights Purchase and Sale Agreement, July 17, 2006 

Pn:pared by; Susan Lovelace and Darlene Waller, FDIC, Dallas Regional Office, Legal Division 

Series#: WF-2017-020 

Pagelof4 

(b)(6) 
3. To endorse any checks or other instruments received by Wells Fargo Bank, N.A. and 

made payable to Washington Mutual Bank, Henderson, Nevada. Make, affix, cancel, and/or correct 

any Endorsements or Allonges on behalf of the undersigned upon all checks, drafts and/or other 

negotiable instruments. 

4. The form which the Attorney(s)-in-Fact shall use for endorsing promissory notes or 

preparing allonges to promissory notes is as follows: 

Pay to the order of 

Without Recourse 

FEDERAL DEPOSIT INSURANCE CORPORATION 

as Receiver of Washington Mutual Bank, Henderson, Nevada 

By: ______________ _ 

Name: _______________ _ 

Title: Attorney-in-Fact 

FDIC further grants to each Individual full power and authority to do and perform all acts 

necessary to carry into effect the powers granted by or under this Limited Power of Attorney as fully as 

FDIC might or could do with the same validity as if all and every such act had been herein particularly 

stated, expressed and especially provided for. 

This Limited Power of Attorney shall be effective from March 1, 2017, and shall continue in 

full force and effect through February 28, 2018, unless otherwise terminated by an official of the FDIC 

authorized to do so by the Board of Directors ("Revocation"). At such time this Limited Power of 

Attorney will be automatically revoked. Addition.ally, upon the termination of employment from 

Wells Fargo Bank, N.A. (for any reason) of any Attorney(s)-in-Fact named herein, such terminated 

employee's power and authority provided pursuant to this Limited Power of Attorney shall 

immediately be revoked and be of no further force and effect as of the date of such termination. Any 

third party may rely upon this document as to the named individual(s)' authority to exercise the powers 

herein granted unless (l) a Revocation has been recorded in the public records of Office of the County 

Clerk of Dallas County, Texas; (2) Notice of the Receivership Termination has been published in the 

Federal Register; or (3) a third party has received actual notice of a Revocation. 

Limited Power of Attorney for Wells Fargo Bank, N.A. February, 2017 

FDIC as Receiver for Washington Mutual Bank, Henderson, Nevada 

Servicing rughr.s Purchase and Sale Agreement, July 17, 2006 

Prq,ared by; Susan Lovelace and Darlene Waller, FDIC, Dallas Regional Office, Legal Division 

Series#; WF-2017--020 

Page 2 of4 

(b)(6) 
' . ' . 

(b)(6) 

(b)(6) 

(b)(6) 

IN WITNESS WHEREOF, the FDIC, by its duly authorized officer empowered by app~riate 

resolution of its Board of Directors, has caused these presents to be subscribed in its name IIJisJJ.. clay of 

Fe 7. 

ORATION 

ByL-.~~-~-----_J---

Name: ,P~•~•~n~·c~i:•~A~-~D~ca=•~o~•~----------

Title: Resolutions and Closings Manager 

Field Operations Branch 

Signed in,;n!!:Ji!!!i!!;••~c~•~o~f~: _________ _ 

Witness (1 \ I , Name: l.::( L V , "'- ' "'<-

STATE OF TEXAS 

COUNTY OF DALLAS 

On II!is~ay of February, 2017, before me, a Notary Public in and for IIJe State of Texas appeared 

Patricia A. Deaton, to me personally known, who, being by me first duly sworn did depose IIlat she is 

Resolutions and Closings Manager, Dallas Regional Office of the Federal Deposit Insurance Corporation (the 

"Corporation''), in whose name the foregoing Limited Power of Attorney was executed and subscribed, and II!e (b)(6) 

said Limited Power of Attorney was executed and subscribed on behalf of IIJe said Corporation by due aulilority 

of IIle Corporation's Board of Directors:•, :;an;d~th~•~sa~i:d~P~•~tn~·c:i:•~A~-~D;••~t:o:•~• :•c:kn:o:w:l~e~d~g:ed~th:e':sai~·~d~L~i~m~i~t•~•l'<>we,~--- of Attorney to be IIJe free act and deed of said Corporation. 

STA 

GARYLCRISS 

MY COMMISSION EXPIRES 

P4>ri 23, 2018 

COUNTY OF DALLAS 

r~o-ry i: u ..... 1c 

My Commission expires: .I/ •.;I.$ · :1,0/8 

On this~y of February, 2017, before PlJhlic jn and for the State of Texas appeared 

a, . ~ /-t. (witness #I) and __ 

<. .., i .., .l • ,-. (witness #2), to me personally known to be the persons whose 

names are subscribed as witness to the foregoing instrument Patricia A. Deaton, Resolutions and Closings (b)(6) 

Manager, Dallas Regional Office of the Federal Deposit Insurance Corporation, the person who executed the 

foregoing instrument, subscribe the same, and IIJat they had signed the same as a witness at s o the 

person who executed the same. 

f'i.~ GARYL CRISS ('l.Kl MY COMMISSION EXPIRES 

\',rd ... \.$! Apr!IZl,2018 v.:'C,fl: .. 

Notary u 

My Commission expires: .If,~ ';:1,,.D /'fl 

Limited Power of Attorney for Wells Fargo Bank, N.A. February, 2017 

FDIC as Receiver for WashingtOn Mutual Bank, Henderson, Nevada 

Servicing Rightll Purchase and Sale Agreement, July 17, 2006 

Prepared by: Susan Lovelace and Darlene WaJlcr, FDIC, DaJlas Regional Office, LegaJ Division 

Series#: WF-2017--020 

(b)(6) 
Exhibit A 

Wells Fargo Employee Name Title 

1 Alayna Gayle Krsnak Vice President Loan Documentation 

2 Andrew J Howard Assistant Vice President 

' Bhavdip Chhotalal Chauhan Vice President Loan Documentation 

• Bonnie P Lawler Vice President Loan Documentation 

5 carla M Naughton Vice President Loan Documentation 

6 Cathy S Hosek Vice President 

7 Debra Christine Boyd-Kaler Vite President Loan Documentation 

8 Elizabeth Radaich Vice President Loan Documentation 

9 Georgiana M Sieleni Vice President Loan Documentation 

10 Jason Michael Nieling Vice President Loan Documentation 

11 Jason P Brumm Vice President Loan Documentation 

12 Jodi Kness Senior Vice President 

B John Kealy Vice President Loan Documentation 

1• John Larsen Vice President Loan Documentation 

15 Juliane M Christensen Vice President Loan Documentation 

16 Kayingvang Vice President Loan Documentation 

17 Kelley Christine Butikofer Vice President Loan Documentation 

18 Kevin J Rudeen Vice President 

19 Kristi June Doherty Vice President Loan Documentation 

20 Michelle Erin Wihren Vice President Loan Documentation 

21 Nevilla R Maxwell Vice President Loan Documentation 

22 Renee Wells Vice President Loan Documentation 

2' Scott Gerald Heurkins Vice President loan Documentation 

2• Siham Danami Vice President Loan Documentation 

25 Susan E Balfanz aka Sus.an Balfanz Vice President Loan Documentation 

26 Thomas Suts.ada Sananikone Vice President Loan Documentation 

27 Xao Vang Vice President Loan Documentation 

28 Xee Lee Vice President Loan Documentation 

29 Via Moua Vice President Loan Documentation 

"' Yves Akara Kenao Vice President Loan Documentation 

Limited Power of Allorncy for Wells Fargo H1u1k. N.A. Fcbrnat)', '.WI 7 

FDIC as Receiver for Washington Mutual flank. l lcnderson. Ncvnda 

Page 4 ro!L4!.._ ___ 7 ,r,;~-~•·f"•i<> 

Servicing Rights Purchase and Sak Agreement. July ! 7. 2006 W1 

Prepared by: Susan Lovelace anti Darlene Waller, FDIC, Dallas Regional O!lic~. Legal Division 

Series#: WF-2017-020 

·•);'f;; •• ,• 

(b)(6) 
•. , 

LIMITED POWER OF ATTORNEY 

KNOW ALL PERSONS BY THESE PRESENTS, that the FEDERAL DEPOSIT 

INSURANCE CORPORATION, a Corporation organized and existing under an Act of 

·congress, hereinafter called the "FDIC", acting in its Receivership capacity as Receiver for 

Washington Mutual Bank, Henderson, Nevada, hereby designates the individuals listed on 

Exhibit A, as Officers of Wells Fargo Bank, N.A., hereinafter referred to as the "Individuals", as 

Attomey(s)-in-Fact for the sole purpose of executing the documents outlined below. 

WHEREAS, the undersigned has full authority to execute this instrument on behalf of the 

FDI.C under applicable Resolutions of the FDIC's Board of Directors and redelegations thereof. 

WHEREAS, the FDIC as Receiver of Washington Mutual Bank, Henderson, Nevada, 

under the laws of the United States, is charged with the duty of winding up the affairs of 

Washington Mutual Bank, Henderson, Nevada. 

WHEREAS, prior to the appointment of FDIC as Receiver of Washington Mutual Bank, 

Henderson, Nevada, Wells Fargo Bank, N.A., as Purchaser, entered into a Servicing Rights 

Pun:hase and Sale Agreement dated July 17, 2006, with Washington Mutual Bank, Henaerson, 

Nevada, as Seller (the "Agreement"). 

NOW, THEREFORE, the FDIC as Receiver for Washington Mutual Bank, Henderson, 

Nevada, grants to the Individuals the authority, subject to the limitations herein, and subject to 

limitations as set forth in the Agreement. as follows: 

1. To execute, acknowiedge, seal and deliver on behalf of the FDIC as Receiver for 

Was.hington Mutual Bank, Henderson, Nevada deeds of trust/mortgage note endorsements, lost 

note affidavits, assignments of deed of trust/mortgage and other recorded documents, partial of 

total satisfaction/release/reconveyances of deed of trust/mortgage, UCC transfer documents, 

subordinations, tax authority notifications and declarations, deeds~ bills of sale, and other 

instruments of sale, conveyance, and transfer, appropriately completed, with all ordinary or 

necessary endorsements, acknowledgements, affidavits and supporting documents as may be 

necessary or appropriate to effect its execution, delivery, conveyance, recordation or filing_; 

2. To execute and deliver on behalf of FDIC as Receiver for Washington Mutual 

Banlc, Henderson, Nevada, Affidavits of Debt, Substitutions of Trustee, Substitutions of Counsel, 

Non-Military Affidavits, Notices of Rescission, Foreclosure Deeds, Transfer Tax Affidavits, 

Affidavits of Merit. Verifications of Complaints, Notices to Quit, Bankruptcy Declarations for 

the purpose of filing motions to lift stays, and other documents or notice filing on behalf of 

Washington Mutual Bank, Henderson, Nevada in connection with foreclosure, bankruptcy and 

eviction actions; · 

Limited Power of Attorney for Wells Fargo Bank, N.A. February, 2016 

FDIC as R=iver for Washington Munial Bank, Henderson, Nevada 

Servicing Rights Purchase and Se.le Agreement, July 17, 2006 

Prepared by; Susan Lovelace and Darlene We.Iler, FDIC, Dallas Regional Office, Legal Division 

Series#: WF-2016-010 

Page I of4 

(b)(6) 
3. To endorse any checks or other instruments received by Wells Fargo Bank, N.A. and 

made payable to Washington Mutual Bank, Henderson, Nevada. Make, affix, cancel, and/or correct 

any Endorsements or Allonges on beha1f of the undersigned upon all checks, drafts and/or other 

negotiable instrwnents. 

4. The form which the Attorney(s)-in-Fact sha11 use for endorsing promissory notes or 

preparing allonges to promissory notes is as follows: 

Pay to the order of 

Without Recourse 

FEDERAL DEPOSIT INSURANCE CORPORATION 

as Receiver of Washington Mutual Bank, Henderson, Nevada 

By: ______________ _ 

Name: ________________ _ 

Title: Attorney-in-Fact 

FDIC further grants to each Individual full power and authority to do and perform all acts 

necessary to carry into effect the powers granted by or under th.is Limited Power of Attorney as fully as 

FDIC might or could do with the same validity as if all and every such act had been herein particularly 

stated, expressed and especially provided for. 

Ibis Limited Power of Attorney shaJI be effective from March 1, 2016, and shall continue in 

full force and effect through February 28, 2017, unless otherwise terminated by an official of the FDIC 

authorized to do so by the Board of Directors ("Revocation"). At such time this Limited Power of 

Attorney will be automatically· revoked. Additionally. upon the termination of employment from 

Wells Fargo Banlc, N.A. (for any reason) of any Attomey(s)-in-Fact named herein, such terminated 

employee's power and a:uthority provided pursuant to this Limited Power of Attorney shall 

immediately be revoked and be of no further force and effect as of the date of such terrnination. Any 

third party rqay rely upon this document as to the named individual(s)' authority· to exercise the powers 

herein grante:d unless (1) a Revocation has been recorded in the public records of Office of the County 

Clerk of Dallas County, Texas; (2) Notice of the Receivership Termination has been published in the 

Federal Register; or (3) a third party has received actual notice of a Revocation. 

Limited Power of Attorney for Wells Fargo Banlc, NA February, 2016 

FDIC as Receiver for WashingtOn Mutual Banlc, Henderson, Nevada 

Servicing Rights Purchase and Sale Agreement, July 17, 2006 

Prqiam:l by: Su$1Ul Lovelace and Darlene Waller, FDIC. Dallas Regional Office, Legal Division 

Series II-: WF-201~10 

P e2of4 

• 

i 

'I 

I 

(b)(6) 
✓ • 

(b)(6) 

(b)(6) 

(b)(6) 

(b)(6) 

, 

IN WTINESS WHEREOF. the FDIC, by its duly authorized officer empowered by appropriate 

resolution of its Board of Directors, has caused these presents to be subscribed in its name this~~day of 

Febru 

RATION 

By: 

Nam'---.e~.~.~,~n-c~,a--.-.. -,.-.-------_;--

Title: Resolutions and Closings Manager 

Field Operations Branch 

e presence of: 

I D S 

Name: (Y) e.l:Se:at? 1--nro:, OO'tH-<,,' 

STATE OF TEXAS 

COUNTY OF DALLAS 

On this~ay of February, 2016, before me, a Notary Public in and for the State of Texas appeared 

Patricia A. Deaton, to me personally known, who, being by me first duly sworn did depose that she iS 

Resolutions and Closings Manager, Dallas Regional Office of the Federal Deposit Insurance Corporation (the 

"Corporation"), in whose name the foregoing Limited Power of Attorney was executed and subscribed, and the (b)(6) 

said Limited,Power of Attorney was executed and subscribed on behalf of the said Corporation by due authority 

of the Corporation's Board of Directors, and the said Patricia A. Deaton, ackno edged the said Li · er 

of Attorney to be the free act and de 

e -0.AKHAGBEME ~i MY COMMISSION EXPIRES 

,W. 01:mbBrT, 2018 

____ _,....,FTEXAS 

COUNTY OF DALLAS 

On this day ofFebru , 2016, before me, a Notary Public in and for the State of Texas appeared 

e.... (witness #I) and __ 

me\ i!?5A-- p Qooo o&,l'.,1 );:-,k,' (wimess #2), to me personally known to be the persons whose 

es are subscrioed as witness to the foregoing instrument Patricia A. Deaton, Resolutions and Closings 

Manager, e ·onaJ Office of the Federal Deposit Insurance Corporation, the person who executed the 

foregoing instrument, su· · e · as a witness at the request of the 

person who executed 

e .DSEPHINE O.AKHAGBEME 

\" MV COMMISSION EXPIRES 

~ OdDberT, 2018 

Limited Power of Attorney for Wells Fargo Banlc, NA February, 2016 

f'DIC as Receiver for Washington Mutual Bank, Henderson, Nevada 

Servicing Rights Purt:hase Wld Sale Agreement. July 17, 2006 

Prcpami by: Susan Lovelace Wld Darlene Waller, fDIC, Dallas Regional Office, Legal Division 

Series#: WF-2016-010 
Exhibit A 

,W~lls.f;/ . ~mi.ffeeNa' e, .·• . ,, , •. ,. ,., l'.C9, .. _ 8 .. Y ,¥H'•~ ··-. ' :,tiiJ~;,__--i::: , .. -::...:' · /.'1c' /. - , .. ,<_• .. ·',V:.-,.;-... 

1 Andrew M Applequist Vice President Loan Documentation 

z Bhavdip Chhotalal Chauhan Vice President Loan Documentation 

3 Bonnie P Lawler Vice President Loan Documentation 

4 Carla M Naughton Vice President Loan Documentation 

s Carmen Y Vargas Vice President Loan Documeritation 

6 cathy s Hosek Vice President 

7 Debra Christine Boyd•Kaler Vice President Loan Documentation 

8 Elizabeth Radaich Vlce President Loan Documentation 

9 Georgiana M Sieleni Vice President Loan Documentation 

10 Iris Bergerson Vice President Loan Documentation 

11 Jason Michael Nleling Vice President Loan Documentation 

12 Jason P Brumm Vice President Loan Documentation 

13 Jodi Kness Senior Vice President 

14 John Kealy Vice President Loan Documentation 

15 John Larsen Vice President Loan Documentation 

16 Juliane M Christensen Vice President Loan Documentation 

17 KaylngVang Vice President Loan Documentation 

18 Kelley Christlne'Butlkofer Vice President Loan Documentation 

19 Kristi J Doherty Vice President Loan Documentation 

20 Lia Dias Abeygunawardena Assistant Vice President 

21 Liza Bhattaral Neupane Vice President Loan Documentation 

22 Matthew Joseph Beumer Vice President Loan Documentation 

23 Michael L Hambleton Assistant Vice President 

24 Michelle Erin Wihren Vice President Loan Documentation 

25 Nevllla R Maxwell Vice President Loan Documentation 

26 Renee Wells Vice President Loan Documentation 

27 Scott Gerald HeurkJns Vice President Loan Documentation 

28 Slham Oanaml Vice President Loan Documentation 

29 Susan E Balfanz aka Susan Balfanz Vi~e President Loan Documentation 

30 Thomas Sutsada Sananlkone Vice President Loan Documentation 

31 Via Moua Vice President Loan Documentation 

32 Yves Akara Kenao Vice President Loan Documentation 

33 >Cao Vang Vice President Loan Documentation 

Limited Power of Attorney for .Welis Fargo Bank. N.A February, 2016 Page 4ro'-f4'-----,,.,4' FDIC as Receiver for Washington Mutual Bank. Henderson, Nevada 

Servicing Rights Purchase and Sale Agreement, July 17, 2006 

Prepared by: Susan LovclBCC and Darlene Waller, FDIC, Dallas Regional Office, Legal Division 

Series#: WF-2016-010 

---------------------

-' 

(b)(6) 
j 201600227543 

POR I /5 

LIMITED POWER OF ATTORNEY 

KNOW ALL PERSONS BY THESE PRESENTS, that the FEDERAL DEPOSJT 

INSURANCE CORPORATION, a corporation organized and existing under an Act of Congress, 

hereafter called the "FDIC", hereby appoints JPMorgan Chase Bank, National Association 

("Chase"), as represented by its duly appointed officers, to act as Attorney-in-Fact of the FDIC 

as Receiver of Washington Mutual Bank, formerly known as Washington Mutual Ilank, FA 

("Receiver"). 

WHJ~REAS, the undersigned has full authority to execute this instrument on behalf of the 

FDIC under applicable Resolutions of the FDIC's Iloard of Directors and rcdclcgations thereof. 

NOW THEREFORE, the FDIC grants to the above-named Attorney-in-Fact the 

authority, subject to the limitations herein, as follows: 

1. To execute, acknowledge, and deliver on behalf of the Receiver, 

all instruments of transfer and conveyance, including but not limited to deeds, assit;,JJimcnts, 

satisfactions, rcconvcyances, releases, and transfers, appropriately completed, with al! ordinary 

or necessary endorsements, acknowledgments, affidavits and supporting documents as may be 

necessary or appropriate to evidence the sale or transfer of any asset of Washington Mutual 

Bank, formerly known as Washington Mutual Bank, FA, including all loans formerly held by 

Washington Mutual Bank, fonncrly known as Washington \1utual Bank, PA, to Chase or to an 

affiliate of Chase, pursuant to that certain Purchase and Assumption Agreement (''P J\A ''), dated 

as of September 25, 2008 among the FDIC in its corporate capacity, the fDTC as Receiver, and 

Chase. 

2. Regarding loans previously owned or serviced by the fonner Washington Mutual 

ilank, fonnerly known as Washington Mutual Rank, FA, that had been paid off, otherwise 

satisfied, or that were sold or transfen-ed prior to bank failure, authority is granted to the 

Attorney-in-Fact to execute, acknowledge, and deliver on behalf of the Receiver any and all 

documents and instruments of sale, transfer, conveyance, satisfaction, reconveyance, release 

and/or assignment that may be necessary or appropriate for the completion of the documentation 

of the obligations of the former Washington Mutual Bank, fonncrly known as Washington 

Mutual Bank, FA, in connection with such paid-off loans, loans sold or transferred, loans 

otherwise satisfied, or other obligations. All lien releases and related documents including, 

without limitation, issuance of mortgage assignments on paid-off loans, prepared in connection 

with this Limited Pmver of Attorney, shall be appropriately completed with all ordinary or 

necessary endorsements, acknowledgments, affidavits and supporting documents as may be 

necessary or appropriate to evidence the release of the collateral and satisfaction of the debt or 

assignment of the mortgage as appropriate. 

The Attorney-in-Fact shall undertake to complete all appropriate due diligence necessary 

to verify that the loan was paid off or othenvise satisfied for any collateral being released or to 

vcril"y that any loan was sold or transferred for any loan being assigned. 

Limiled Power of Allomey for JPMorgan Chase, as Assuming Institution ofWashi11gton Mutual Bank, Effective - 9/25/16 thru 9125/20 

Augu~t, 2016 Page I of 4 

Prepared by: Susan Lovelace and Darlene Waller. FMcral Deposit Insurance Corpornl1on, Dalla~ Regional Office, I.cg.al JJ,vision 
3. To execute, acknowledge, record, and deliver on behalf of the Receiver and as 

successor in interest to the rights, title and interest of Washington Mutual Bank, formerly known 

as Washington Mutual Dank, FA, all documentation and instruments to declare and acknowledge 

that any loan originated, consummated, or funded by Chase after September 25, 2008 with loan 

documents that identified the lender as Washington Mutual Bank or Washington Mutual Bank, 

FA was the property of Chase notwithstanding that Washington Mutual Bank or Washington 

Mutual Hank, FA is identified as the lender in the loan documents that evidence the loan. 

4. The form that the Attorney-in-Fact shall use for endorsing promissory notes or 

preparing allonges to promissory notes is as follows: 

Pay to the order of 

Without Recourse 

FEDERAL DEPOSIT rNSURANCE CORPORATION 

as Receiver of Washington Mutual Bank, fonm::rly known as 

Washington Mutual Bank, FA 

Ry: JPMorgan Chase Bank, National Association 

Its Attorney-in-Fact 

Ily: ---------------·-- Name: _________________ _ 

Title: 

All other documents of assignment, conveyance, or transfer shall contain the following 

sentence: "This assignment is 1m1de without recourse, representation or warranty, express or 

implied, by the FDIC in its corporate capacity or as Receiver." 

The fonn that the Attorney-in-fact shall use for executing documents other than for 

endorsing promissory notes or preparing allongcs to promissory notes shall be substantially as 

follows: 

FEDERAL DEPOSIT INSURANCE CORPORATION, 

as Receiver for Washington Mutual Bank, fonnerly known as 

Washington Mutual Dank, FA 

By: JPMorgan Chase Bank, National Association 

Its Attorney-in-Fact 

Ily: 

Name: 

Title: 

l.imiled Power of Allomey for JPMorgan Chase, as As.suming Jnstitulion ofWa.shinglon Mutual Bank, Effective - 9/25116 !hru 912.5120 

August,2016 · Page2of4 

Prepared \Jy Susan l.ovelaec and D111knc Waller. Federal Dcposal lnsurnnce Corporal1or1. Dallas Reg,onal Office. Leg.al D1vis1on 
5. FDIC further grants to the Attorney-in-Fact full power and authority to do and 

perform all acts necessary to ca1Ty into effect the powers granted by this Limited Power of 

Attorney as fully as FDIC might or could do with the same validity if all and every such act had 

been herein pariicularly stated, expressed, and especially provided for. Nothing contained herein 

or arising by rc,ison of the exercise of the powers granted in this Limited Power of Attorney by 

the Attorney-in-Fact shall impose or create any duty or obligation on the part of Chase that is not 

otherwise imposed as expressly stated in the PAA. 

This Limited Power of Attorney shall be effective from September 25, 2016. and shall 

continue in full force and effect through September 25, 2020, unless otherwise terminated hy an 

official of the FDIC authorized to do so by the Board of Directors ("Revocation''). At such time 

this Limited Power of Attorney will be automatically revoked. Additionally, upon the 

termination of employment from JP Morgan Chase (for any reason) of any duly appointed 

oHicer, appointed as Attorney-in-Fact, such tcnninated employee's power and authority provided 

pursuant to this I ,imited Power of Attorney shall immediately be revoked and he of no further 

force and effect as of the date of such termination. Any third party may rely upon this document as 

to the named inclividual(s)' authority to exercise the powers herein granted unless (1) a Revocation 

has been recorded in the public records of Office of the County Clerk of Dallas County, Texas; (2) 

Notice of the Receivership Tem1ination has been published in the Federal ReJ.i~ter; or (3) a third 

party has received actual notice of a Revocation. 

Limited Power of Attorney for JPMorgan Chase. as Assuming ln.sutut,on of Washington Mutual Bank, Effective 9/25/16 lhrn 9/25/20 

August.2016 l'age3of4 

Prepared by Susan l.ovclace and Darlene Waller, Federal Deposit Insurance Corporation" Dallas Regional Office, Legal Dn·lsion 
(b)(6) 

(b)(6) 

(b)(6) 

lN WITNESS WHEREOF, the FDIC, by its duly authorized officer empowered by 

appropriate resolution of its Board of Directors, has caused these presents to be subscribed in its 

name this /6 A _ day of August, 2016. 

ERAL DEPOSIT INSVRANCE CORPORATION 

By: N,mL,,-=,71,";",7;,~A',cD=e0a7tc",n _________ _j.-----

Title: Resolutions and Closings Manager 

Field Operations Braneh 

\Vitness 

Name: ---l'J.;"-"4'-'---'""~""--LLVJ.',r'-"'''----------

ST ATE OF TEXAS 

COUNTY OF DALLAS 

On this / l:,. (&. day of August, 2016, before me, a Notary Public in and for the State of Tcxa<; 

appeared Patricia A. Deaton. to me personally known. v. ho, being by me first duly sworn did depose that 

she is Resolutions am] Closings Manager. Field Operations Branch of tlie Federal Deposit Insurance 

Corporation (the ··rorporation"), in whose name the foregoing Limited Power of Attorney was executed 

and subscribed, and the said Limited Power of Al1omey was executed and subscribed on behalf of Ilic 

said Corporation by due authority of the Corporation"s Board of Directors, and the said Patricia A. 

Deaton, acknowledged the said Limited Power of Attorney to be the free act and de said 

Corporation. 

ft,~;; :, co~;::;1~:::~rlRES I 

STATE OF TEXA~. l...aaa======-='-"' 

COUNTY OF DALLAS 

My Commission c:xpires: 

On this _ _}/p CA. day of August. 2016. before me. a Notary Public in and for the State of Texas 

appeared_ ,):e..ce..,ide..- ~ _ -- -----~ _______ (witness #1) 

and___ -:A.M_~ lA J..., ]11_,Nf, r (witness #2), to me personally known to be the 

persons whoscnam'e( arc subscribed as witness to the foregoing instrument of writing, and after being 

duly sworn by me stated on oath that they saw Patricia A. Deaton, Resolutions and Closings Manager, 

Field Operations Branch of the Federal Deposit Insurance Corporation, the person who executed the 

foregoing instrument. subscribe the same, and that they had signed the same as a witness at the r s of 

the person who executed the same. 

,..-j'?-;";,_'iv_... GARY L. CRISS t.W_j MY COMMISSION EXPIRES 

'··tr.".i::.:~~,,. April 23, 2018 

No ary u 1c 

My Commission expires: 

Limited Power of AtJome)· for JPMorgan Cha.se_ as As.sum mg Instimt,on nfWashington Mutlllll Bank.. Effcct1vc 9/25116 thru 91:'5120 

Augus\_2016 l'agc4of4 

Prepared by Susan 1..£,velace and Darlene Wall~L Fe<lernl Deposn Jn.surance ColJloration, Dalla_s Regional Office. 1.e!','11 D1\'1s,cm 

(b)(6) 

(b)(6) 
LIMITED POWER OF ATTORNEY 

KNOW ALL PERSONS BY TI-IESE PRESENTS, that the FEDERAL DEPOSIT 

INSURANCE CORPORATION, a Corporation organized and existing under an Act.-ol" •. 

Congress, hereinafter called the "FDIC", acting in its Receivership capacity as Receiver for 

Washington Mutual Bank, Henderson, Nevada, hereby designates the individuals listed on 

Exhibit A, as Officers of Wells Fargo Bank, N.A., hereinafter referred to as the "Individuals", as. 

Attomey(s)-in-Fact for the sole pwpose of executing the documents outlined below. 

WHEREAS, the undersigned has full authority to execute this instrument on behalf of the 

FDIC under applicable Resolutions of the FDIC's Board of Directors and redelegations thereof. 

WHEREAS, the FDIC as Receiver of Washington Mutual Bank, Henderson, Nevada, 

under the laws of the United States, is charged with the duty of winding up the affairs of 

Washington Mutual Bank, Henderson, Nevada. 

WHEREAS, prior to the appointment of FDIC as Receiver of Washington Mutual Ban1c, 

Henderson, Nevada, Wells Fargo Bank, N.A., as Purchaser, entered into a Servicing Rights 

Purchase and Sale Agreement dated July 17, 2006, with Washington Mutual Bank, Henderson, 

Nevada, as Seller (the "Agreement"). 

NOW, IBEREFORE, the FDIC as Receiver for Washington Mutual Bank, Henderson, 

Nevada, grants to the Individuals the authority, subject to the limitations herein, and subject to 

limitations as set forth in the Agreement, as follows: 

I. To execute, acknowledge, seal and deliver on behalf of the FDIC as Receiver for 

Washington Mutual Bank, Henderson, Nevada deeds of trust/mortgage note endorsements, lost 

note affidavits, assignments of deed of trust/mortgage and other recorded documents, partia1 of 

total satisfaction/release/reconveyances of deed of trust/mortgage, UCC transfer docwnents, 

subordinations, tax authority notifications and declarations, deeds, bills of sale, and other 

instruments of sale, conveyance, and transfer, appropriate~y-. oompleted, with all 0fdiRm:y.- OJ. -

necessary endorsements, acknowledgements, affidavits and supporting documents as may be 

necessary or appropriate to effect its execution, delivery, conveyance, recordation or filing; 

2. To execute and deliver on behalf of FDIC as Receiver for Washington Mutual 

Bank, Henderson, Nevada, Affidavits of Debt, Substitutions of Trustee; Substitutions of Counsel, 

Non-Military Affidavits, Notices of Rescission, Foreclosure Deeds, Transfer Tax Affidavits, 

Affidavits of Merit, Verifications of Complaints, Notices to Quit, Bankruptcy Declarations for 

the purpose of filing motions to lift stays, and other documents or notice filing on behalf of 

Washington Mutual Bank, Henderson, Nevada in connection with foreclosure, bankruptcy and 

eviction actions; 

Limited Power of Anomey for Wells Fargo Bank, N.A. January, 2018 

FDIC as Receiver for Washington Mutual Bank. Henderson, Nevada 

Servicing Rights Purchase and Sale Agreement, July 17. 2006 

Prepared by: Susan Keojampa and Darlene Waller, FDIC, Dallas Regional Office, Legal Division 

Series#: WF-2018-015 

Pagelof4 ,A 

•~ 
3. To endorse any checks or other instruments received by Wells Fargo Bank, N.A. and 

made payable to Washington Mutual Bank, Henderson, Nevada. Make, affix, cancel, and/or correct 

any Endorsements or Allonges on behalf of the undersigned upon all checks, drafts and/or other 

negotiable instruments. 

4. The form which the Attorney(s)-in-Fact shall use for endorsing promissory notes or 

preparing allonges to promissory notes is as follows: 

Pay to the order of 

Without Recourse 

FEDERAL DEPOSIT INSURANCE CORPORATION 

as Receiver of Washington Mutual Bank, Henderson, Nevada 

By: _______________ _ 

Name: ------~---------- Title: Attorney-in-Fact 

FDIC further grants to each Individual full power and authority to do and perform all acts 

necessary to carry into effect the powers granted by or under this Limited Power of Attorney as fully as 

FDIC might or could do with the same validity as if all and every such act had been herein particularly 

stated, expressed and especially provided for. 

This Limited Power of Attorney shall be effective from March 1, 2018, and shall continue in 

full force and effect through February 28, 2019, unless otherwise terminated by an official of the FDIC 

authorized to do so by the Board of DirectofS ( .. Revocation"). At such time this Limited Power of 

Attorney will be automatically revoked. Additionally, upon the termination of employment from. 

Wells Fargo Bank, N.A. (for any reason) of any Attorney(s)-in-Fact named herein, such terminated 

employee's power and authority provided pursuant to this Limited Pow~ .. -of .. ~ sball.,. 

immediately be revoked and be of no further force and effect as of the date of such termination. Any 

third party may rely upon this document as to the named individual(s)' authority to exercise the powers 

herein granted unless (1) a Revocation has been recorded in the public records of Office of the County 

Clerk of Dallas County, Texas; (2) Notice of the Receivership Termination has been published in the 

Federal Register; or (3) a third party has received actual notice of a Revocation. 

Limited Power of Attorney for Wells Fargo Bank, N.A. January, 2018 

FDJC as Receiver for Washington Mutual Bank, Henden:on, Nevada 

Servicing RighlS Purchase and Sale Agreement, July 17, 2006 

Prepared by: Susan Keojampa and Darlene Waller, FDIC, Dallas Regional Office, Legal Division 

Series#: WF-2018-015 

---------

Page2of4 

b)(6) 
(b)(6) IN WITNESS WHEREOF, the FDIC, by its duly authorized offrcer empowerecr-6)' appropriate 

resolution of its Board of Directors, has caused these presents to be subscribed in its name this.2(.k day of 

r

---~7Jian~uii;;w'u=-==~~,:::~;~;;~=~==~::; ORATION 

(b)(6) 

(b)(6) 

e 

By,~....,.......,.-,--,,------~---

Name: Patricia A. Deaton 

Title: Resolutions and Closings Manager 

Field Operations Branch 

1 ness , 

Na me: _..=.:.::..:._.::.:..!:.!.!:-'-.--"'--'"'--''-'"'"-".}'-,:,~.-:,_ __ 

STATE OF TEXAS 

COUNTY OF DALLAS 

On this R_'{fi day of January, 2018, before me, a Notary Public in and for the State of Texas appeared 

Pauicia A. Deaton, to me personally known, who, being by me first duly sworn did depose that she is 

Resolutions and Closings Manager, Dallas Regional Office of the Federal Deposit Insurance Corporation (the 

"Corporation"), in whose name the foregoing Limited Power of Attorney was executed and subscribed, and the c(b~)~(6~

1

-~ 

said Limited Power of Attorney was executed and subscribed on behalf of the said Corporation by due authority 

of the Corporation's Board of Directors, and th'.'.'~'i•~id~P;at~n~·c:i•~A~-~De~at;o;n;, :•c:kn:o:w:l:•~d~g:•:d~th;•",'s~•i~d~Ll:i'im~i~te~dU'ov,er~--~ of Attorney to be the free act and deed of said Cr°rporation. 

STATE OF TEXAS 

COUNTY OF DALLAS 

I day of January, 2018, before me, a Notary Public in and for the State of Texas appeared-

. (witness #1) and __ 

.,, °' ( "1 c: : h. o ,._ (witness #2), to me personally known to be the persons whose-o.(b~)(~6)~~ 

names are subscribed as witness to the foregoing instrument Patricia A. Deaton, Resolutions and Closings 

Manager, Dallas Regional Office of the Federal Deposit Insurance Corporation, the person who exec e 

foregoing instrument, subscribe the same, and that they had signed the same as a witness request of the 

person who executed the same. 

,~ ..... ~. GARYLCSIISS t: }•} MY COMMISSION EXPIRES 

•~·,. •... :,.;~ Ap~l 23 2018 

Notary 1c .J./ 

My Commission expires: •l,3 • .:J.0/8 .. 11:,w , 

Limited Power of Attorney for Wells Fargo Bank, N.A. January, 2018 

FDIC as Receiver for Washington Mutual Bank, Henderson, Nevada 

Servicing Rights Purchase and Sale Agreement, July 17, 2006 

Prepared by: Susan Kcojampa and Darlene Waller, FDIC, Dallas Regional Office, Legal Division 

Series#: WF-2018-015 

Pe.geJor4 

(b)(6) 
Exhibit A 

Wells Fa -- loyeeName . -Title " ' .. . 

1 Alayna Gayle Krsnak Vice President Loan Documentation 

2 Andrew J Howard Vice President 

3 Bhavdip Chhotalal Chauhan Vice President Loan Documentation 

4 Bonnie P 1.Bwler Vice President Loan Documentation 

5 carla M Naughton Vice President Loan Documentation 

6 cathy s Hosek Vice President 

7 Debra Christine Boyd-Kaler Vice President Loan Documentation 

8 Elizabeth Radaich Vice President Loan Dorumentation 

9 Georgiana M Sieleni Vice- President loan Documentation 

10 Jason Michael Nieling Vice President Loan Doalmentation 

11 Jodi Kness Senior Vice President . 

12 John Kealy Vice President Loan Documentation 

13 John Larsen Vice President Loan Documentation 

14 Juliane M Christensen Vice President Loan Documentation 

15 Kaying Vang Vice President Loan Documentation 

16 Kristi June Doherty Vice President Loan Documentation 

17 Michelle Erin Wihren Vice President Loan Documentation 

18 Nevilla R Maxwell Vice President Loan Documentation 

19 Renee Wells Vk:e President Loan Documentation 

20 Siham Danami Vice Pre5ident Loan Documentation 

21 Thomas sutsada sananikone Vice President Loan Documentation 

22 XaoVang Vice President Loan Documentation 

23 XeeLee Vice President Loan Documentation 

24 Via Moua Vice President Loan Documentation 

25 Yves Akara Kenao Vice President Loan Documentation 

Limited Power of Attorney for Wells Fargo Bank, N.A. January, 2018 

FDIC as Receiver for Washington Mutual Bank, Henderson, Nevada 

Page4f'o!Lf4,.__ __ 7(/ 

Servicing Rights Purchase and Sale Agreement, July 17, 2006 

Prepared by: Susari Keojampa and Darlene Waller, FDIC, Dallas Regional Office, Legal Division 

Series#: WF-2018--01 S 

(b)(6)