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Chief FOIA Officer Report 

Federal Deposit Insurance Corporation 

March 2011 

I. Steps Taken to Apply the Presumption of Openness 

1. Describe the steps your agency has taken to ensure that the presumption of openness 

 is being applied to all decisions involving the FOIA. To do so, you should answer 

 the questions listed below and then include any additional information you would 

 like to describe how your agency is working to apply the presumption of openness.

a. Describe how the President’s FOIA Memorandum and the Attorney General’s 

FOIA Guidelines have been publicized throughout your agency. 

The FDIC continues to increase the vast amount of information posted on the 

Corporation’s Webpages. FDIC personnel responsible for processing FOIA 

requests have been briefed on the Obama FOIA Memorandum and the FOIA 

Guidelines, and copies of both documents have been distributed along with a 

memorandum prepared by the FDIC’s FOIA/Privacy Group (“FOIA Group”) 

summarizing the requirements of the Obama FOIA Memorandum. The inhouse memorandum is available on the FDIC’s internal Legal Research 

Bank. 

The FOIA Group has been actively engaged in publicizing and disseminating 

the policies contained in the Obama FOIA Memorandum and the FOIA 

Guidelines to other FDIC personnel through training sessions and our agency 

website. 

b. What training has been attended and/or conducted on the new FOIA Guidelines? 

FOIA Group personnel have attended training on the FOIA provided by the 

Department of Justice in which the FOIA Guidelines were reviewed. Both 

the Obama FOIA Memorandum and the FOIA Guidelines have been 

emphasized to the FDIC’s attorneys and paralegals at the Core Functions 

Seminars held throughout the past year. 

 Actions Planned include an in-house training session to be held for FOIA

 Group staff and Division Coordinators. New FOIA Specialists will be 

 encouraged to attend FOIA training sponsored by DOJ and other vendors. 

c. How has your agency created or modified your internal guidance to reflect the 

presumption of openness? 

No modifications were necessary since the filing of our last annual report. 
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Actions Planned include addressing the presumption of openness at staff 

meetings of the FOIA Group staff and with FOIA Division and Office 

Coordinators. 

d. To what extent has your agency made discretionary releases of otherwise exempt 

information? 

The FDIC makes discretionary disclosures of exempt records pursuant to 

regulation 12 C.F.R. §309.6 (“Part 309”), which provides that under 

appropriate circumstances, discretionary disclosures may be authorized by 

the Director of the FDIC division having primary authority over the exempt 

records or by the General Counsel, or their designees. The Chairman of the 

FDIC may also authorize such disclosure. In accordance with Part 309, both 

FDIC headquarters and Regional Offices continuously make discretionary 

disclosures on a case-by-case basis in response to numerous written requests 

received for exempt information. There is no formal report which tracks the 

number of requests received and granted. 

e. What exemptions would have covered the information that was released as a 

matter of discretion? 

Primarily Exemption 8 (information contained in or related to financial 

institution examination, operating, or condition reports) since most of the 

requests received seek non-public, confidential information involving open 

banks that are supervised or regulated by the FDIC. 

f. How does your agency review records to determine whether discretionary releases 

are possible? 

Requests for exempt records are reviewed, and determinations to release are 

made, on a case-by-case basis in accordance with the requirements specified 

in Part 309. 

g. Describe any other initiatives undertaken by your agency to ensure that the 

presumption of openness is being applied. 

Data and information are continuously posted on the FDIC’s public website. 

The attached index shows the types of items currently posted on the FDIC’s 

public website and provides a sense of the volume of information that is 

available. 

h. Additional actions: 

The FDIC proactively disclosed the Chairman’s calendar and correspondence 

from members of Congress on its public website. The FDIC also created and 
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maintained the FDIC Open Government webpages to facilitate transparency, 

participation, and collaboration in FDIC operations in accordance with 

OMB’s Open Government Directive. 

Actions Planned include continuing to respond to requests under the FOIA in 

a manner that is consistent with the policies established in the President’s 

FOIA Memorandum and the Attorney General’s FOIA Guidelines; and to 

identify and post records of public interest online. 

2. Report the extent to which the numbers of requests where records have been released 

 in full and the numbers of requests where records have been released in part has 

 changed from those numbers as reported in your previous year's Annual FOIA 

 Report.

 Processed Requests - Full Grant – Fiscal Year 2009: 1507 

 Processed Requests - Full Grant – Fiscal Year 2010: 915 

 Processed Requests - Partial Grant – Fiscal Year 2009: 153 

Processed Requests - Partial Grant – Fiscal Year 2010: 175 

In November 2009, the FDIC began posting summaries of the bids it received 

on failed financial institutions on its website. This practice significantly 

reduced the number of FOIA requests received for such information and is a 

factor in the reduction in the total number of requests where records were 

released in Fiscal Year 2010. 

Although the total number of requests where records were released by the 

FDIC, in full or in part, was lower in Fiscal Year 2010 than in Fiscal Year 

2009, that total --1090 -- still represents the second-highest number of 

records releases in the past decade. 

Instances where records were released in full decreased by 39.3% from Fiscal 

Year 2009 to Fiscal Year 2010. Instances where records were released in 

part increased by 14.4% from Fiscal Year 2009 to Fiscal Year 2010. 

II. Steps Taken to Ensure that Your Agency Has an Effective System 

 for Responding to Requests 

Describe here the steps your agency has taken to ensure that your system for responding to 

requests is effective and efficient. This section should include a discussion of how your 

agency has addressed the key roles played by the broad spectrum of agency personnel who 

work with FOIA professionals in responding to requests, including, in particular, steps taken 

to ensure that FOIA professionals have sufficient IT support. To do so, answer the questions 
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below and then include any additional information that you would like to describe how your 

agency ensures that your FOIA system is efficient and effective.

a. Do FOIA professionals within your agency have sufficient IT support? 

Yes. Personnel from the FDIC’s Division of Information Technology (DIT), 

the Legal Information Technology Unit (LITU), and the contractor that 

provides technical support for the commercial FOIA processing software 

used by the FDIC are available on an as-needed basis. Also see below 

concerning the introduction of new FOIA processing software during 2010. 

b. Describe how your agency’s FOIA professionals interact with your Open 

Government Team. 

One of the attorneys in the FOIA Group is a member of the FDIC’s Open 

Government Team and contributed to the development of the FDIC’s Open 

Government Plan. 

c. Describe the steps your agency has taken to assess whether adequate staffing is 

being devoted to responding to FOIA requests. 

Management reviewed and studied the FOIA Group’s work load and staffing 

needs, culminating in the creation and posting of three additional FOIA 

Specialist positions. Two of those positions have already been filled, while 

the third is expected to be filled shortly. 

d. Describe any other steps your agency has undertaken to ensure that your FOIA 

system operates efficiently and effectively. 

In September 2010, the FDIC implemented a state-of-the-art web-based 

commercial computer application to process FOIA requests in a more 

efficient and effective manner. Extensive training was provided to personnel 

involved in the FDIC’s FOIA program. Deskside coaching is also readily 

available to troubleshoot problems and to ensure that FOIA Group staff and 

all Division FOIA coordinators receive optimal training in an individualized, 

personal learning environment. 

In conjunction with the implementation of the new software, the FDIC also 

purchased a separate component which will allow FOIA requesters to directly 

input their information into the system and will substantially decrease the 

initial processing times for all requests received. The FDIC is also 

completing the migration of data from the previous database system into the 

new system, which will place all FOIA historical requester and processing 

information into one unified system and thereby eliminate the need to 

navigate between two separate systems in order to find historical data. 
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The FOIA Group and the Corporate Litigation Unit (CLU), the office in the 

Legal Division responsible for handling FOIA administrative appeals for the 

FDIC, worked together to streamline the processing of appeals. The 

implementation of new commercial FOIA processing software has also 

increased efficiency in the appellate process since the processing records for 

every denial are now readily accessible online by the CLU. 

 e. Additional information 

FOIA Group personnel work closely with Division and Office FOIA 

Coordinators to insure that the FOIA program works as effectively as 

possible. The online FOIA request submission form, which allows requesters 

to directly input their requests on the FDIC’s website, was revised to enhance 

user-friendliness and efficiency. 

III. Steps Taken To Increase Proactive Disclosures 

1. Describe here the steps your agency has taken to increase the amount of material that 

 is available on your agency website, including providing examples of proactive 

 disclosures that have been made since issuance of the new FOIA Guidelines. In 

 doing so, answer the questions listed below and describe any additional steps taken 

 by your agency to make proactive disclosures of information. 

a. Has your agency added new material to your agency website since last year? 

Yes. There has been a substantial increase in the amount of new material 

added to FDIC’s website during the last year. The FDIC regularly updates 

and adds new information to the website. Many of the latest updates and 

additions to the website are catalogued at: http://www.fdic.gov/whatsnew/. 

b. What types of records have been posted? 

There are many types and categories of records that have been posted, such 

as: the Chairman’s schedule; frequently requested correspondence between 

the FDIC and members of Congress; FDIC Open Government Plan; 

summaries of the bids received by the FDIC for failed financial institutions 

and structured sale transactions; transactional documents for structured sale 

transactions; and FDIC Initiatives under the Dodd-Frank Wall Street Reform 

and Consumer Protection Act. A printout of the index of the records posted 

on the FDIC website is attached as “Appendix A.” 
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c. Give examples of the types of records your agency now posts that used to be 

available only by making a FOIA request for them. 

The Chairman’s schedule, correspondence between the FDIC and members 

of Congress, summaries of the bids received by the FDIC for failed financial 

institutions and structured sale transactions, and transactional documents for 

structured sale transactions. 

d. What system do you have in place to routinely identify records that are 

appropriate for posting? 

We continuously assess the nature of the FOIA requests received in order to 

identify the types of information that are currently in demand and that could 

be posted on our website to most effectively serve the public interest, and we 

regularly confer with management concerning the appropriateness of such 

posting. 

e. How do you utilize social media in disseminating information? 

The FDIC maintains pages on Facebook, Twitter, and YouTube to provide 

the public with access to information about the FDIC and its activities, 

including many different alerts, such as news releases, Financial Institution 

Letters, consumer updates, statistical publications and others. The FDIC also 

provides RSS feed covering various topics. 

f. Describe any other steps taken to increase proactive disclosures at your agency. 

 None are presently needed. 

g. Additional information. 

 Not applicable. 

IV. Steps Taken To Greater Utilize Technology 

For this section of your Chief FOIA Officer Report for 2011, please answer the following 

questions:

1. Electronic receipt of FOIA requests: 

a. What proportion of the components within your agency which receive FOIA 

requests have the capability to receive such requests electronically? 

The FDIC has a centralized system for responding to FOIA requests. Under the 

FDIC’s FOIA regulations, FOIA requests must be submitted to the FOIA Group, 
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which has the capability to receive requests electronically. About 95% of FOIA 

requests made to the FDIC during 2010 were received through this electronic 

system. 

b. To what extent have you increased the number of components doing so since the 

filing of your last Chief FOIA Officer Report? 

There was no increase in the number of components at the FDIC receiving FOIA 

requests electronically since the filing of our last Chief FOIA Officer Report. 

Since our system for receiving FOIA requests is centralized in one organizational 

component (the FOIA Group), there is no need for an increase in such 

components. 

c. What methods does your agency use to receive requests electronically? 

FOIA requests may be submitted to the FDIC electronically by completing the 

online request form located on the FDIC’s website at: 

http://www2.fdic.gov/efoiarequest/index.asp or by e-mail, EFOIA@FDIC.gov. 

2 Electronic tracking of FOIA requests: 

 

a. What proportion of components within your agency which receive FOIA 

requests have the capability to track such requests electronically? 

The FOIA Group has the capability to electronically track FOIA requests 

submitted to the FDIC, and is the only component that needs such capability. 

b. To what extent have you increased the number of components doing so since the 

filing of your last Chief FOIA Officer Report? 

There was no increase in the number of components at the FDIC tracking FOIA 

requests electronically since the filing of our last Chief FOIA Officer Report. As 

noted above, however, such electronic tracking has been improved during 2010 

by the introduction of new commercial FOIA processing software. 

c. What methods does your agency use to track requests electronically? 

Since September 2010, the FOIA Group tracks requests electronically on 

commercial FOIA processing software. Requests received prior to the 

implementation of this software are tracked electronically on the FDIC’s 

previous database. 
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3. Electronic processing of FOIA requests: 

 

a. What proportion of components within your agency which receive FOIA 

requests have the capability to process such requests electronically? 

The FOIA Group has the capability to process all FOIA requests electronically. 

b. To what extent have you increased the number of components doing so since the 

filing of your last Chief FOIA Officer Report? 

There was no increase in the number of components at the FDIC processing 

FOIA requests electronically since the filing of our last Chief FOIA Officer 

Report. 

c. What methods does your agency use to process requests electronically? 

FOIA requests are processed electronically using commercial FOIA processing 

software. Other computer programs are utilized to search for electronic records, 

such as e-mail. 

4. Electronic preparation of your Annual FOIA Report: 

a. What type of technology does your agency use to prepare your agency Annual 

FOIA Report, i.e., specify whether the technology is FOIA-specific or a generic 

data-processing system? 

The annual FOIA report for 2010 and prior years was prepared manually using 

information taken from the FDIC’s previous database. 

b. If you are not satisfied with your existing system to prepare your Annual FOIA 

Report, describe the steps you have taken to increase your use of technology for 

next year. 

Beginning with the report for Fiscal Year 2011, the annual FOIA report will be 

prepared using the commercial FOIA processing software acquired by the FDIC, 

and we anticipate that this will result in considerable improvement over prior 

years’ preparations. 
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V. Steps Taken to Reduce Backlogs and Improve Timeliness in Responding 

 to Requests 

1. If your agency has a backlog, report here whether that backlog is decreasing. That 

 reduction should be measured in two ways. First, report whether the number of 

 backlogged requests and backlogged administrative appeals that remain pending at 

 the end of the fiscal year decreased or increased, and by how many, when compared 

 with last fiscal year. Second, report whether your agency closed in Fiscal Year 2010 

 the ten oldest of those pending requests and appeals from Fiscal Year 2009, and if 

 not, report how many of them your agency did close. 

The number of backlogged requests that remained pending at the end Fiscal 

Year 2010 was significantly reduced – by 36 percent – compared to Fiscal 

Year 2009. The backlog of appeals was completely eliminated. Considering 

the high volume of FOIA requests processed during Fiscal Year 2010 (2004 

requests) – the second-highest number of initial requests processed by the 

FDIC in the past decade – the overall reduction in backlog is a noteworthy 

accomplishment. 

 Backlogged Requests – Decreased by 61 (36%) 

 Number of Requests Backlogged Fiscal Year 2009: 170 

 Number of Requests Backlogged Fiscal Year 2010: 109 

 Backlogged Appeals – Eliminated 

 Number of Appeals Backlogged Fiscal Year 2009: 2 

 Number of Appeals Backlogged Fiscal Year 2010: 0 

Nine of the ten oldest pending requests were closed in Fiscal Year 2010 (and 

the tenth pending request from Fiscal Year 2009 was closed in October 2010, 

just after the close of Fiscal Year 2010). All four of the oldest pending 

appeals from Fiscal Year 2009 – including the 2 backlogged appeals - were 

closed in Fiscal Year 2010. 

 2. If there has not been a reduction in the backlog as measured by either of these 

 metrics, describe why that has occurred. In doing so, answer the following 

 and then include any other additional explanation: 

a. Is the backlog increase a result of an increase in the number of incoming requests 

or appeals? 

Not applicable. 

b. Is the backlog increase caused by a loss of staff? 
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Not applicable. 

c. Is the backlog increase caused by an increase in the complexity of the requests 

received? 

Not applicable. 

d. What other causes, if any, contributed to the increase in backlog? 

Not applicable. 

 3. Describe the steps your agency is taking to reduce any backlogs and to improve 

 timeliness in responding to requests and administrative appeals. In doing so answer 

 the following questions and then also include any other steps being taken to improve 

 timeliness. 

a. Does your agency routinely set goals and monitor the progress of your FOIA 

caseload? 

We continuously monitor backlogs, workload, and timeliness of responses 

through various reporting mechanisms, including the use of management 

reporting capabilities of the commercial FOIA processing software to monitor 

and track the progress of all FOIA matters. The progress and status of all highprofile FOIA matters are further monitored in a weekly report that is submitted to 

the FDIC Chairman and other senior FDIC managers. We will continue to set 

annual goals to reduce backlogs by at least 10 percent over the previous year. 

b. Has your agency increased its FOIA staffing? 

The Supervisory Counsel position in the FOIA Group was filled in late summer 

2010 and three FOIA Specialists have recently been added to the Group. 

c. Has your agency made IT improvements to increase timeliness? 

As noted above, the FDIC now utilizes commercial FOIA processing software to 

process all FOIA requests. 

d. Has your agency Chief FOIA Officer been involved in overseeing your agency’s 

capacity to process requests? 

The FDIC’s General Counsel serves as Chief FOIA Officer for the Corporation. The 

Chief FOIA Officer has taken an active role in monitoring the productivity and 

timeliness of the FOIA Group in handling FOIA requests, giving direction on various 

legal/policy issues and approving the addition of additional FOIA Specialist positions 

as needed to improve the Corporations’ capacity to process requests. 
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Spotlight on Success

Due to the increase in the number of FOIA requests for the FDIC Chairman’s public 

schedule, the FDIC has posted it in the FDIC’s electronic Reading Room at: 

http://www.fdic.gov/about/freedom/chairmanschedule.html. Updates to the published 

calendar occur on a quarterly basis. This has improved the FDIC’s transparency and 

administrative efficiency. 

In response to numerous requests for information about the bids received by the 

FDIC on failed financial institutions, the FDIC now posts bid summaries for whole-bank 

transactions on its Failed Bank Information webpages. Following a policy adopted by the 

FDIC Board of Directors, the names of winning and losing bidders as well and bid amounts 

are disclosed in these summaries, except that the name of the cover (second-best) bidder and 

the amount of the cover bid are withheld for one year after a transaction has closed. This 

has improved transparency about the bidding process. 
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CHIEF FOIA OFFICER ANNUAL REPORT 

APPENDIX A 

Index of Information Categories – FDIC External Webpages Site Map

Deposit Insurance: 

A Brief History of Deposit Insurance

Assessment Calculator 

Bank Find 

Changes in FDIC Deposit Insurance Coverage 

Deposit Broker's Processing Guide 

Deposit Insurance Assessments 

Deposit Insurance Coverage Frequently Asked Questions 

Deposit Insurance for Accounts Held by Government Depositors 

Deposit Insurance Summary 

Deposit Insurance: An Annotated Bibliography 

EDIE, the Electronic Deposit Insurance Estimator 

Electronic Deposit Insurance Estimator -- Downloadable Version 

Facts About Bank Investments 

FDIC Guide to Calculating Deposit Insurance Coverage for Revocable and Irrevocable Trusts 

Guidance for Developing Effective Deposit Insurance Systems 

Insured or Not Insured 

International Directory of Deposit Insurers 

Never Lose a Penny 

One-time Assessment Credit Report 

Reform of Deposit Insurance 

Risk-Based Assessment System 

Strengthening Financial Risk Management at the FDIC 

Uninsured Investment Products: A Pocket Guide for Financial Institutions 

Your Insured Deposits 

Your Investments: Consumer Facts 

Consumer Protection: 

Alliance for Economic Inclusion 

Beware of Foreclosure Rescue and Loan Modification Scams 

Certificates of Deposit: Tips For Savers 

Check Clearing for the 21st Century (Check 21 Act) 

Community Affairs Program 

Community Affairs Program - Regional and Area Offices 

Community Affairs Resources 
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Consumer Alerts 

Consumer Financial Rights 

Consumer News Companion Audio 

Consumer Response Center 

Correcting Bank Account Errors 

Credit Reports and Scores 

Customer Assistance Online Form 

Don't Be an On-line Victim: How to Guard Against Internet Thieves and Electronic Scams 

FDIC Consumer News 

FDIC Loss Sharing Proposal to Promote Affordable Loan Modifications 

FDIC Model Safe Accounts Pilot 

FDIC's Depositor Bill of Rights 

Financial Privacy... Our Answers to Your Questions 

Finding a Safe Loan 

Foreclosure Prevention 

Fostering Consumer Confidence in Banking 

Hispanic Outreach Financial Education Program 

Home Ownership Preservation Loans 

Homeowner Affordability and Stability Plan 

Identity Theft 

Information for Families' Rebuilding Efforts in Gulf Coast States 

Is Foreclosure Knocking at Your Door? 

Looking for the Best Mortgage 

Money Smart - A Financial Education Program 

Money Smart News 

National Survey of Banks' Efforts to Serve the Unbanked and Underbanked 

National Survey of Unbanked and Underbanked Households 

Phishing Scams 

Privacy Act Issues under Gramm-Leach-Bliley 

Privacy Choices 

Putting Your Home on the Loan Line is a Risky Business 

Safe Internet Banking 

Savings-Related Resources 

Small-Dollar Loan Pilot Program 

Symbol of Confidence for 75 years 

Tapping the Unbanked Market Symposium 

Unclaimed Funds 

Videos on Consumer Issues 

When a Bank Fails - Facts for Depositors, Creditors, and Borrowers 

When a Criminal's Cover is Your Identity 

Your Rights to Financial Privacy 
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Industry Analysis: 

A Borrower's Guide to an FDIC Insured Bank Failure 

Bank Data Guide 

Bank Failures in Brief 

Beneficial Ownership Report Filings 

Call & Thrift Financial Reports 

Center for Financial Research 

Deposit Market Share Report 

Failed Bank List 

Failed Banks 

Failed Financial Institution Contact Search 

FDIC Banking Review 

FDIC Dividends from Failed Banks 

FDIC Future of Banking 

FDIC Outlook 

FDIC Quarterly 

FDIC Quarterly Banking Profile 

FDIC State Profiles 

FDIC Study of Bank Overdraft Programs 

FDIC Working Papers Series 

FYI: An Update on Emerging Issues in Banking 

Government Studies on Deposit Insurance 

Historical Statistics on Banking 

History of the 80s 

Implementing XBRL Formulas 

Institution Directory 

Instructions for Depositors 

Is My Account Fully Insured? 

Loss-Share Questions and Answers 

Mailing Addresses and FAX (facsimile) Numbers for Failed Banks 

Managing the Crisis: The FDIC and RTC Experience 

Obtaining a Lien Release 

Regional Economic Conditions (RECON) 

Reports of Changes to FDIC Financial Institution & Office Structure 

Resolutions Handbook 

S&L Crisis: A Chrono-Bibliography 

Statistics at a Glance 

Statistics on Banking 

Statistics on Depository Institutions (SDI) 

Summary of Deposits 

The First Fifty Years: A History of the FDIC - 1933-1983 
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Trust Institutions Information 

Trust Report 

Uniform Bank Performance Reports 

Regulation & Examinations: 

Appeals of Material Supervisory Determinations: Guidelines & Decisions 

Applications Subject to CRA & Public Comments 

Approved Limited Purpose, Strategic Plan, and Wholesale Institutions Report 

Atlanta Region Director's College Program 

Bank Secrecy Act and Anti-Money Laundering 

Boston Area Office: New England Directors and Trustees College Program 

Check 21 Act Frequently Asked Questions 

Checks & Balances: Guidelines for preparing an error-free Call Report 

Chicago Region Director's College Program 

Compliance & CRA Examination Guidance 

Compliance Examination Manual 

Compliance Training Program 

Composite Ratings Definition List 

Continuing IT Training Program 

CRA Examination Schedule 

CRA Ratings & Performance Evaluations 

CRA Statute & Tools 

CRA Sunshine Requirements 

Credit Card Activities Manual 

Credit Card Securitization Manual 

Dallas Region Director's College Program 

Decisions on Bank Applications 

Delegations of Authority: Applications & Filings 

Delegations of Authority: Board Resolution 

Delegations of Authority: Enforcement Actions 

Deposit Insurance Assessment Appeals: Guidelines & Decisions 

Director's Corner 

FDIC - DOJ Memorandum of Understanding - Memorandum of Understanding Governing 

FIRREA Forfeiture Cases 

 FDIC - DOJ Memorandum of Understanding - Memorandum of Understanding Regarding 

Criminal Restitution for Failed Financial Institutions When the FDIC is Appointed Receiver 

FDIC - DOJ Memorandum of Understanding - Senior Interagency Group Policy Statement 

Regarding National Policy on collection and Reporting Procedures for Restitution Payable To 

Financial Institution Regulatory Agencies 

FDIC and Financial Regulatory Reform 

FDIC CRA Regional Office Contacts List 
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FDIC Enforcement Decisions & Orders 

FDIC Federal Register Citations 

FDIC Law, Regulations & Related Acts 

FFIEC Information Technology Examination Handbook 

Financial Institution Letters (FILs) Addressing Information Technology Issues 

Financial Privacy 

Foreign Banking: Part 347 

Guide to the Interagency Country Exposure Review Committee Process 

Guidelines for Payday Lending 

Implementation of the New Basel Capital Accord in the U.S. 

Important Banking Legislation 

Information Technology – Risk Management Program Revised IT Officer's Questionnaire 

Information Technology General Work Program 

Kansas City Region Directors' College Program 

Large-Bank Deposit Insurance Determination Modernization FAQs 

Lessons Learned From Hurricane Katrina: Preparing Your Institution for a Catastrophic Event 

Merger Decisions: Annual Report to Congress 

Minority Depository Institutions Program 

Monthly List of Banks Examined for CRA Compliance 

Mortgage Loan Prequalifications (99Kb PDF file) 

New York Region Directors' College 

Offshore Outsourcing of Data Services by Insured Institutions and Associated Consumer Privacy 

Risks 

Ordering & Using FDIC Signs & Logos 

Pocket Guide for Directors 

Predatory Lending Resources 

Privacy Rule Handbook 

Public Comments to the FDIC 

Reports of Condition & Income Forms & User Guides 

RESPA Escrow Program 

Risk Management Manual of Examination Policies 

Risk Management Training Program 

San Francisco Region Director's College Computer-Based Training 

San Francisco Region Director's College Program - Classroom Training 

Secure and Fair Enforcement for Mortgage Licensing Act of 2008 

Side by Side: A Guide to Fair Lending 

Statement of Policy on Qualifications for Failed Bank Acquisitions - Questions and Answers 

Supervisory Insights 

Technology Regulations and Publications for Financial Institutions 

Temporary Liquidity Guarantee Program 

Trust Examination Manual 

Trust Examination Overview 
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Weekly National Rates and Rate Caps 

What is a Performance Evaluation? 

Asset Sales: 

Affordable Housing Program 

Bargain Properties 

Closed Loan Sales 

Closed Real Estate Sales 

Confidentiality Agreement (31kb PDF file) 

FDIC Excess Office Equipment 

FDIC Power of Attorney 

FDIC Real Estate for Sale 

Financial Asset Sales - Qualification Process 

Loan Sales Announcements 

Loan Sales FAQs 

Other Assets from Failed Banks 

Purchaser Eligibility Certification (144kb PDF File) 

Real Estate Sales FAQs 

Sales Summary 1990-2009 

Servicing Sale Announcements 

Special Real Estate Sales Events 

Structured Loan Sales 

News & Events: 

Benj. Franklin FS & LA (Portland, Oregon) 

Conferences & Events 

Editorials/Letters to the Editor/Opinion Editorials 

FDIC Board Meetings 

Financial Institution Letters 

Online Press Room 

Press Releases 

Special Alerts 

Speeches & Testimony 

About FDIC: 

2008 - 2013 Strategic Plan 

2008 Annual Employee Survey Results 

2009 Annual Performance Plan 

2009 Budget Executive Summary 
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Acquisition Policy and Forms 

Advisory Committee on Banking Policy (February 2002-February 2006) 

Advisory Committee on Economic Inclusion (ComE-IN) 

Annual Reports 

Ask FDIC - Agents for Service of Process 

Board of Directors & Senior Executives 

Careers at FDIC 

Chief Financial Officer's (CFO) Report to the Board 

Contact Us 

Contractor Resource List 

Diversity at the FDIC 

Division of Finance Internship Program 

Division of Information Technology Student Internship Program 

Doing Business with the FDIC 

East Coast Temporary Satellite Office - Jacksonville, Florida 

FDIC 75th Anniversary Page 

FDIC Advisory Committee on Community Banking 

FDIC Mission, Vision, and Values 

FDIC Open Government Webpage 

FDIC's Forum on Mortgage Lending to Low and Moderate Income Households 

 Forms 

Freedom of Information Act (FOIA) Service Center 

Frequently Asked Questions 

Guest Services 

Help – First Time Users 

History of FDIC 

Hurricane Recovery - Information for Consumers and Bankers in the Affected Areas 

Information for Prospective Outside Counsel 

Information Technology Strategic Plan: 2008 - 2013 

Key Contacts in Acquisitions Services Branch 

Learning Bank 

Legal Division Honors Program 

Legal Services Support Deskbook 

List of Awards and Contractor Contact Information 

Midwest Temporary Satellite Office - Schaumburg, Illinois 

Minority & Women Outreach Program 

Minority and Women Outreach 

No Fear Act 

Office of Inspector General 

Office of International Affairs - Events 

Office of International Affairs - International Leadership Highlights 

Office of International Affairs - Mission Statement 
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Office of International Affairs - OIA Contacts 

Office of International Affairs - Rural Finance Seminar: Challenges and Opportunities in the U.S. 

and China 

Office of the Ombudsman 

Online Subscription Service 

Organization Directory and Office Contacts 

Outside Counsel Deskbook 

Outside Counsel Electronic Billing Deskbook 

Privacy Program 

Publications & Documents 

Reprintable FDIC Brochures 

Schedule of All Publications 

Summer Legal Intern Program 

Website Polices 

West Coast Temporary Satellite Office – Irvine, California 

What's New 

Who Is the FDIC?