Exhibit 34.1

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                                                       Deloitte & Touche LLP
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Report of Independent Registered Public Accounting Firm
Board of Directors and Shareholder
Home Loan Services, Inc.

We have examined Home Loan Services, Inc. (the "Company's") compliance with the
servicing criteria set forth in Item 1122(d) of the Securities and Exchange
Commission's Regulation AB for the loans serviced by the Company that were first
and second lien residential mortgage loans sold in public securitizations closed
during December 2004, and calendar years ended December 31, 2005, 2006, and 2007
(the "Platform") described in the accompanying Management's Report on Assessment
of Compliance with SEC Regulation AB Servicing Criteria as of and for the year
ended December 31, 2007, excluding criteria 1122(d)(1)(iii); 1122(d)(3)(i)C; and
1122(d)(4)(ii), (xi), and (xii), which management has determined are not
applicable to the activities performed by the Company with respect to the
platform. Appendix B to management's assertion identifies the individual
asset-backed transactions defined by management as constituting the Platform.
Management is responsible for the Company's compliance with the servicing
criteria. Our responsibility is to express an opinion on the Company's
compliance with the servicing criteria based on our examination.

Our examination was conducted in accordance with attestation standards
established by the American Institute of Certified Public Accountants, as
adopted by the Public Company Accounting Oversight Board (United States), and,
accordingly, included examining, on a test basis, evidence about the Company's
compliance with the applicable servicing criteria, including tests on a sample
basis of the servicing activities related to the Platform, determining whether
the Company performed those selected activities in compliance with the servicing
criteria during the specified period, and performing such other procedures as we
considered necessary in the circumstances. Our procedures were limited to
selected servicing activities performed by the Company during the period covered
by this report and, accordingly, such samples may not have included servicing
activities related to each asset-backed transaction included in the Platform.
Further, an examination is not designed to detect noncompliance arising from
errors that may have occurred prior to the period specified above that may have
affected the balances or amounts calculated or reported by the Company during
the period covered by this report. We believe that our examination provides a
reasonable basis for our opinion. Our examination does not provide a legal
determination on the Company's compliance with the servicing criteria.

Our examination disclosed the following material noncompliance with SEC
Regulation AB Servicing Criteria applicable to the Company during the year ended
December 31, 2007, as follows:

                                                        Member of
                                                        Deloitte Touche Tohmatsu

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Item:                       Description of material noncompliance:

1122(d)(1)(i)               The Company had not instituted policies and
                            procedures to monitor any performance or other
                            triggers for delinquency in accordance with the
                            transactions agreements until April 2007.

1122(d)(2)(vii)B            For a sample of 60 bank statement reconciliations, 9
                            reconciliations were not completed within 30
                            calendar days after the bank statement cutoff date.

1122(d)(4)(x)C              For a sample of 60 loans with escrow accounts,
                            escrow funds were not returned within 30 days after
                            payoff for 2 loans.

In our opinion, except for the material noncompliance described in the preceding
paragraph, the Company complied, in all material respects, with the
aforementioned applicable servicing criteria as of and for the year ended
December 31, 2007 for the Platform.

Management's assessment includes management's responses to the material
noncompliance identified in our examination. Such responses have not been
subjected to the procedures applied in our examination and, accordingly, we do
not express an opinion or provide any form of assurance on the appropriateness
of the responses or the effectiveness of any corrective actions described
therein.

/s/ Deloitte & Touche LLP

February 28, 2008