EMPLOYMENT AGREEMENT


     AGREEMENT made the 26 day of June, 1996  (effective,  however,  only on the
Effective Date below set forth) between HEALTH  WELLNESS  NATIONWIDE  CORP. (the
"Company"),  a Delaware  corporation  having an office at 2001 West Sample Road,
Suite 318,  Pompano  Beach,  Florida  33064,  and KAYE  LENZI (the  "Employee"),
residing at 2557 S.W. Cranbrook Drive, Boynton Beach, Florida 33436, and Natural
Health Trends Corp., a Florida  Corporation having an office at 2001 West Sample
Road, Suite 318, Pompano Beach, Florida 33064 ("NHTC").

                              W I T N E S S E T H:


     The  Employee  is  president  and  sole   Shareholder  of  Medical  Science
Consultants,  Inc., Diagnostic Sciences, Inc., Managenet, Inc., KBM Consultants,
Inc., all Florida corporations (collectively, "Sellers"). The Company and Seller
are  entering  into an  agreement  of even  date  (the  "Agreement  and  Plan of
Reorganization")  pursuant to which the Company  will  acquire the  business and
assets of Sellers.  The Company  desires to employ the Employee  following  such
acquisition,  and the Employee is willing to be so employed,  upon the terms and
conditions  hereinafter set forth.  The Company is a wholly-owned  subsidiary of
NHTC and NHTC wishes to guarantee the obligations of the Company hereunder.

     NOW, THEREFORE, with the foregoing recitals deemed incorporated hereinafter
by reference and mae a part hereof, the parties agree as follows:

     1. Employment.
     1.1 Term.  The  Company  employs the  Employee,  and the  Employee  accepts
employment with the Company, in the position and with the duties hereinafter set
forth,  for a term of three  (3)  years  commencing  on the  Effective  Date (as
defined in  paragraph  1.02  below)  unless  sooner  terminated  as  hereinbelow
provided.
     1.2 Effective  Date. This Agreement shall be effective only if and when the
Closing under the Agreement and Plan of Reorganization  (as the term "Closing is
therein defined) is consummated,  and, in such event, the "Effective Date" shall
be deemed to be June, 1996.

     2. Duties.
     2.1 General.  The Employee shall be Regional Director of the Company and in
this connection  shall manage a clinic  specializing in  complementary  medicine
located at 3400 Park Central Boulevard, Suite 3450, North Pompano Beach, Florida
("Clinic").  Employee shall also perform administrative,  executive services and
advisory  medicine  services for the Company  including  managing and developing
additional  clinics.  Employee shall perform such other services consistent with
her position (including, without limitation, services for parents, subsidiaries,
divisions and affiliates of the Company) as may from time to time be assigned to
her by the Company's Board of Directors or executive officers.              
     2.2  Performance.  During the term of this  Agreement,  the Employee  shall
devote her full time, best efforts and attention to the business, operations and
affairs of the Company and the performance of her duties  hereunder and, without
the Company's consent,  shall not engage in any other business activities except
as set forth herein.
                                       -1-

<PAGE>

     2.3  Personal  Liability.  During the term of the  Agreement,  the Employee
shall not have any personal  liability  for payroll taxes for the Company or any
of its operating divisions the Company shall indemnify and hold her harmless for
same.
     2.4  Employee's  Representations.  Employee  represents and warrants to and
agrees with Company that:
                           (a)  Employee  is  the  sole   shareholder   of  four
         corporations,  referred to as the Seller in the  Agreement  and Plan of
         Reorganization.  The Seller  through the Employee  operates the Clinic.
         Neither Employee nor any of her staff has been  disciplined,  suspended
         or  remanded  as a health care  practitioner,  nor barred from  medical
         practice,  nor have had any legal actions  brought  against any of them
         for damages  resulting from services  provided at the Clinic except for
         Fariss D. Kimball, Jr., M.D.
                           (b)  Neither the  execution  nor  performance  by the
         Employee of this  Agreement is  prohibited  by or  constitutes  or will
         constitute,  directly or indirectly,  a breach or violation of, or will
         be  adversely  affected  by, any  written or other  agreement  to which
         Employee is or has been a party.
                           (c) Except as permitted  hereunder or pursuant to the
         Agreement and Plan of Reorganization, neither Employee nor any business
         or entity in which she has any  interest or from which she receives any
         payments has, directly or indirectly, any interest of any kind in or is
         entitled to receive,  and neither the Employee nor any such business or
         entity  shall  accept,  from any  person,  any  payments of any kind on
         account of any services performed by the Employee therefore  subsequent
         to  the  Effective   Date.  Any  revenues   derived  by  Employee  from
         publications,  articles,  books and videos not  relating to the Company
         are  excluded.  In  addition to any of its other  rights and  remedies,
         except as provided in 2.4(c),  the Company shall be entitled to receive
         (and  shall  also  have the  right to  withhold  from any  payments  to
         Employee under this  Agreement) all amounts paid or payable to Employee
         or any such other  business  or entity in breach or  violation  of this
         paragraph.
                           (d)  Employee  shall  indemnify  and hold the Company
         free and harmless  from and against and shall  reimburse it for any and
         all  liabilities,   damages,   losses,judgments,   costs  and  expenses
         (including  reasonable counsel fees and other reasonable  out-of-pocket
         expenses)  arising out of or resulting  from any claim or action by any
         third party against the Company which  constitutes,  and the provisions
         of this 2.3(c) are  limited to, a breach or default by the  Employee of
         or under 2.4.


                                      -2-
<PAGE>

     3. Compensation and Related Matters.
     3.1 Base Salary. (a) As compensation for her services  hereunder,  Employee
shall be paid a salary equal to her present yearly salary of $100,000,  provided
that the Clinic's  yearly  revenues are not less than  $710,000.00 per annum. In
the event the  Clinic's  revenues  are less than  $355,000.00  in any  six-month
period (either January 1 to June 30 or July 1 to December 31), Employee's salary
shall be adjusted  for the  following  six-month  period as follows:  Employee's
current salary  multiplied by a fraction,  the numerator of which shall be gross
revenues for the applicable  six-month period for the Clinic and the denominator
of which is $355,000.
     This calculation  shall be determined by the Company's  accountant and base
salary will represent a percentage of overall gross revenues.  Such  calculation
shall be made every six months and  Employee's  salary will be adjusted  for the
following six-month period  accordingly.  If gross revenues of the Clinic are in
excess of $710,000 per year,  Employee  shall  receive five percent (5%) of such
excess.  Such amount shall be  determined by the  Company's  regularly  employed
accountant and paid no later than April 1 of the succeeding year.           
     (b) Except as provided  herein,  the  Company  will have no  obligation  to
retain any other individual after the Closing and nothing contained herein shall
be deemed to create  third-party  beneficiary rights of any nature whatsoever on
behalf of the Seller's  employees other than those employees the Company chooses
in its discretion to retain.  However,  with respect to employees of the Clinic,
for as  long  as  Employee  serves  as its  Director  (or  serves  in a  similar
capacity),  Employee shall have authority as to the staffing and personnel needs
of the Clinic, subject to the consent of the Company, which consent shall not be
unreasonably withheld.
     (c) The company  agrees that Employee shall be entitled to a bonus or other
incentive compensation,  as determined by the Board of Directors of the Company,
based  upon  Employee's  contributions  to the  growth  and  development  of the
business of the Company,  including without  limitation,  the development of new
alternative medical clinics.

                                       -3-

<PAGE>



     3.2  Expenses.  The Company  shall pay or  reimburse  the  Employee for all
pre-approved travel,  hotel,  entertainment and other business expenses incurred
in the performance of Employee's duties upon submission of appropriate  vouchers
and other supporting data.
     3.3 Benefits.  Employee shall be entitled to (i) participate in all general
pension,  profit-sharing,  bonus, life, medical and other insurance,  disability
and  other  employee  benefit  plans  and  programs  at any time in  effect  for
executive employees of Company, including the Natural Health Trend Corporation's
Executive  Level  Option  Plan under  which she will  receive a minimum of 2,000
options per year,  provided,  however,  that nothing  herein shall  obligate the
Company to establish or maintain any employee  benefit plan or program,  whether
of the type  referred to in this  clause (i) or  otherwise,  and (ii)  holidays,
vacations,  and automobile reimbursement in accordance with the Company's policy
for executive employees, and the Company will pay for a life insurance policy on
the life of Employee in the amount of $250,000 provided Employee is insurable at
commercially  acceptable  rates (the beneficiary of which shall be designated by
Employee).

     4. Termination of Employment; Disability.
     4.1 Termination. (a) Employee's employment may only be terminated either by
the Company for any of the reasons or for causes set forth in 4.1(b)  below,  or
by Employee voluntarily,  Employee's compensation under this Agreement shall end
on the  effective  date  of  such  termination  and the  Company  shall  have no
obligation to pay Employee the payment  provided for in subparagraph  (a) of 3.1
above. In the event of Employee's  death, the salary payable  hereunder shall be
paid to Employee's estate throughout the term of this Agreement.
                           
     (b) The  "reasons  or  causes"  for  Company's  termination  of  Employee's
employment  referred  to in  4.1(a)  above  shall  mean  and  include  only  the
following, provided the Employee is given written notice thereof:
                                    (i)  theft or embezzlement by Employee from,
                  or common law fraud committed by Employee against,the Company;
                                    (ii)  commission  by the Employee of any act
                  which,   if   successfully   prosecuted  by  the   appropriate
                  authorities,  would constitute a felony under state or federal
                  law;
                                    (iii)  material breach  by  the  Employee of
                  any of her obligations under paragraphs 5.1 through 5.3 below;
                                    (iv) material  breach by the Employee of any
                  other  obligation  under this  Agreement  not cured within ten
                  days after  written  notice  thereof  from the  Company to the
                  Employee;
                                    (v)  material breach of  representation  and
                  warranty under the Agreement and Plan of Reorganization.
     If Employee does not notify Company in writing within 30 days after receipt
of the aforesaid  written notice of the reason or cause for termination that the
Employee  disputes  the  Company's  determination  of such reason or cause,  the
Company's determination shall be final and binding on the Employee.

                                       -4-

<PAGE>



     4.2  Disability.  Should  the  Employee,  by reason of  illness,  mental or
physical incapacity or other disability, be unable to perform her regular duties
under  this  Agreement  for  any  continuous  period  of  three  months  or  for
non-continuous  periods  aggregating one year, in either such event, the Company
may terminate the Employee's  employment at any time  thereafter  upon ten days'
prior written notice to the Employee as provided in 4.1(b) above unless prior to
the expiration of such ten-day period the Employee returns to full-time work and
continues  same for a period of at least three months.  Any payments to Employee
under any  disability  insurance  or plan  maintained  by the  Company  shall be
applied  against  and shall  reduce the  compensation  payable by the Company to
Employee under this Agreement.

     5. Confidential Information; Non-Competition; Discoveries. 5.1 Confidential
Information. The Employee shall not, at any time during or following termination
or expiration of the term of this Agreement,  directly or indirectly,  disclose,
publish or divulge to any person  (except in the regular course of the Company's
business),  or  appropriate,  use or  cause,  permit  or  induce  any  person to
appropriate  use, any  proprietary,  secret or  confidential  information of the
Company including, without limitation,  knowledge or information relating to its
discoveries,  inventions, copyrights, trade secrets, business methods, the names
or requirements  of its customers or the prices,  credit or other terms extended
to its  customers,  all of which the  Employee  agrees  are and will be of great
value  to the  Company  and  shall  at all  times  be  kept  confidential.  Upon
termination or expiration of this Agreement, the Employee shall promptly deliver
or return to the Company all materials of a proprietary,  secret or confidential
nature  relating to the Company  together with any other property of the Company
which may have theretofore been delivered to or may then be in possession of the
Employee.

                                       -5-

<PAGE>




     5.2  Non-Competition.  During the term of her employment and for three-year
period after termination of her employment,  the Employee shall not, without the
prior consent of the Company in each instance,  directly or  indirectly,  in any
manner or  capacity,  whether  for  herself or any other  person and  whether as
proprietor, principal, owner, shareholder, partner, investor, director, officer,
employee,  representative,  distributor,  consultant,  independent contractor or
otherwise,  engage or have any  interest  in any entity  which is engaged in any
business or activity which competes,  directly or indirectly,  with any business
or activity then or theretofore conducted or engaged in by the Company including
any  existing  business  within a radius of 10 miles from a Clinic or a business
which the Company then operates at the time of Employee's termination.
     5.3 Discoveries,  Etc. The Employee shall promptly disclose to the Company,
or its  nominee,  any  and  all,  and all  knowledge  of,  designs,  inventions,
discoveries and  improvements  conceived or made by the Employee during the term
of this Agreement and related to the business or activities of the Company,  and
without further  compensation,  hereby assigns and agrees to execute any and all
instruments  of  assignment  hereafter  necessary  in order to assign all of his
interests therein to the Company or its nominee.  Whenever requested to do so by
the Company,  the Employee shall execute any and all  applications,  assignments
and other  instruments  and  documents  which the Company may deem  necessary to
apply for and obtain letters patent in the Untied States or any foreign  country
or otherwise to protect the Company's interests therein.
     5.4 Reasonableness. The Employee agrees that each of the provisions of this
Section 5 is reasonable  and necessary for the  protection of the Company;  that
each such provision is and is tended to be divisible; that if any such provision
(including  any  sentence,  clause  or part)  shall be held  contrary  to law or
invalid or unenforceable in any respect in any jurisdiction, or as to any one or
more periods of time,  areas or business  activities,  or any part thereof,  the
remaining  provisions  shall not be affected  but shall remain in full force and
effect  as  to  the  other  and  remaining   parts;  and  that  any  invalid  or
unenforceable  provision shall be deemed,  without further action on the part of
the parties  hereto,  modified,  amended and limited to the extent  necessary to
render the same valid and enforceable in such jurisdiction. The Employee further
recognizes  and  agrees  that any  violation  of any of her  agreements  in this
Section  5 would  cause  such  damage  or  injury  to the  Company  as  would be
irreparable  and the exact amount of which would be  impossible to ascertain and
that, for such reason, among others, the Company shall be entitled,  as a matter
of  course,  to  injunctive  relief  from any  court of  competent  jurisdiction
restraining  any further  violation.  Such right to  injunctive  relief shall be
cumulative  and in addition to, and not in  limitation  of, all other rights and
remedies which the Company may possess.
     5.5 Survival. The provisions of this Section 5 shall survive the expiration
or termination of this Agreement for any reason,  but not to exceed the time set
forth in paragraph 5.2 herein.


                                     -6-

<PAGE>
     6. Miscellaneous.
     6.1 Notices. All notices under this Agreement shall be in writing and shall
be deemed to have been duly given if personally  delivered against receipt or it
mailed by first class  registered or certified mail,  return receipt  requested,
addressed to the Company,  attention:  Chairman,  President or Secretary, and to
the Employee,  at their respective addresses set forth on the first page of this
Agreement,  or to such  other  person or address  as may be  designated  by like
notice hereunder.  Any such notice shall be deemed to have been given on the day
delivered, if personally delivered, or on day receipted for, if mailed.
     6.2 Parties in Interest.  This Agreement shall be binding upon and inure to
the benefit of and be  enforceable  by the parties  hereto and their  respective
heirs, legal representatives,  successors and assigns, but no other person shall
acquire  or have  any  rights  under or by  virtue  of this  Agreement,  and the
obligations  of the  Employee  under  this  Agreement  may  not be  assigned  or
delegated.
     6.3 Governing Law;  Severability.  This Agreement  shall be governed by and
construed and enforced in accordance with the laws and decisions of the State of
Florida  applicable to contracts made and to be performed therein without giving
effect to the  principles of conflict of laws. In addition to the  provisions of
paragraph 5.4 above, the invalidity or  unenforceability  of any other provision
of this Agreement, or the application thereof to any person or circumstance,  in
any jurisdiction shall in no way impair, affect or prejudice the balance of this
Agreement,  which  shall  remain in full force and  effect,  or the  application
thereof to other persons and circumstances.
     6.4 Entire Agreement;  Modification;  Waiver.  This Agreement  contains the
entire  agreement  and  understanding  between the parties  with  respect to the
subject  matter  hereof  and  supersedes   all  prior   negotiations   and  oral
understandings,  if any. Neither this Agreement nor any of its provisions may be
modified, amended, waived, discharged or terminated, in whole or in part, except
in writing signed by the party to be charged. No wavier of any such provision or
any  breach  of or  default  under  this  Agreement  shall  be  deemed  or shall
constitute a waiver of any other provisions, breach or default.

     7. Guaranty of NHTC. All of the  obligations  of the Company  hereunder are
guaranteed  by NHTC which owns all of the issued and  outstanding  shares of the
Company.

                  IN  WITNESS  WHEREOF,  the  parties  have duly  executed  this
Agreement as of the date first above written.

                                                HEALTH WELLNESS NATIONWIDE CORP.


                                                By: __________________________

                                                EMPLOYEE


                                                -----------------------------
                                                Kaye Lenzi

                                                NATURAL HEALTH TRENDS CORP.


                                                By: __________________________


                                      -7-