SETTLEMENT AND RELEASE AGREEMENT 

This Settlement and Release Agreement ("Agreement") is made by, between, and among 

the following undersigned parties: 

The Federal Deposit Insurance Corporation as Receiver for First Chicago Bank & Trust, 

Chicago, Illinois ("FDIC-R"), and J. Christopher Alstrin ("Alstrin"), John G. Eck ("Eck"), 

Matthew M. Gambs ("Gambs"), James E. Goodwin ("Goodwin"), Frank J. Kross ("Kross"), 

Benjamin Reyes ("Reyes"), William J. Ruh ("Ruh"), Lowell I. Stahl ("Stahl"), and J. Mikesell 

Thomas ("Thomas"), (collectively the "Settling Individuals"), and Arch Insurance Company 

("Insurer"). The FDIC-R, the Settling Individuals, and the Insurer may be referred to herein as 

"Party" and collectively as the "Parties." 

RECITALS 

WHEREAS: 

Prior to July 8, 2011, First Chicago Bank & Trust ("Bank") was a depository institution 

organized and existing under the laws of Illinois; 

On July 8, 2011, the Illinois Department of Financial and Professional Regulation closed 

the Bank and pursuant to 12 U.S.C. § 1821(c), the Federal Deposit Insurance Corporation was 

appointed Receiver. In accordance with 12 U.S.C. § 1821(d), the FDIC-R succeeded to all 

rights, titles, powers and privileges of the Bank, including those with respect to its assets. 

Among the assets to which the FDIC-R succeeded were all of the Bank's claims, 

demands, and causes of action against its former directors, officers, and employees arising from 

the performance, nonperformance, and manner of performance of their respective functions, 

duties and acts as directors, officers, and employees of the Bank; 

The FDIC-R has asserted claims against the Settling Individuals, each of whom served at 

various times as a director and/or officer of the Bank. The Settling Individuals deny liability for 

the claims. 

The Insurer issued to Castle Creek Capital LLC ("Castle Creek") an Asset Management 

(b)(4) LiabilityPoHcynumberedl··· lfor the period from September 19,2010 to 
(b )(4 ). 

(b )(4) 

(b)(4) ..... 

September 19, 2011 ("Policy"), which insured principals of Castle Creek who also served as 

directors and/or officers of the Bank, including Ruh and Thomas, according to the terms, 

provisions, and conditions of the Policy. Ruh and Thomas have asserted claims for coverage 

under the Policy and the Insurer has reserved its rights to deny coverage under the Policy for 

claims asserted by FDIC-R against Ruh and Thomas. 

The undersigned Parties deem it in their best interests to enter into this Agreement to 

avoid the uncertainty and expense of litigation. 

NOW, THEREFORE, in consideration ofthe promises, undertakings, payments, and 

releases stated herein, the sufficiency of which consideration is hereby acknowledged, the 

undersigned Parties agree, each with the other, as follows: 

SECTION 1: Payment to FDIC-R 

A. As an essential covenant and condition to this Agreement, the Settling Individuals 

agree to pay the FDIC-R the sum of ONE MILLION FOUR HUNDRED AND FIFTEEN 

THOUSAND DOLLARS (U.S. $1,415,000.00), and the Insurer agrees to pay the FDIC-R the 

sum of SIX MILLION FIVE HUNDRED AND EIGHTY FIVE THOUSAND DOLLARS (U.S. 

$6,585,000.00) for a total of EIGHT MILLION DOLLARS (U.S. $8,000,000.00) ("Settlement 

Funds") on or before June 20, 2014 (the "Payment Date"). 

B. The Settling Individuals and the Insurer shall deliver the Settlement Funds to the 

FDIC-R by direct wire transfer into the account designated below: 

BANK: Federal Home Loan Bank ofNew York 

·ROUTINCi#:._l ___ __, 

FOR CREDIT TO: FDIC National Liquidation Account 

AGGCHJNT#·f._ __ __, 

OBI: FIN I 0374; First Chicago Bank & Trust, Chicago, Illinois; Contact: 

Robert L. Wainess, 703-516-5285; Professional Liability (37 1 00); DIF Fund; 

AssetNo.l ··· I 

2 
In the event that the Settlement Funds are not delivered to the FDIC-R (or its counsel) by 

the Payment Date, interest shall accrue against the non-fully-paying Party or Pat1ies on all 

unpaid amounts at the rate of 5% per annum from the day following the Payment Date until the 

date of payment. However, if said Settlement Funds are not delivered to the FD IC-R by the 

Payment Date, as a result of the FDIC-R's failure to execute this Agreement, no interest shall 

accrue until five days after the FDIC-R executes the Agreement. 

C. If the FDIC-R does not receive the Settlement Funds in full on or before the 

Payment Date, then the FDIC-R, in its sole discretion, shall have the right at any time prior to 

receipt of the Settlement Funds in full (including all accrued interest) to: 

I. Extend until no later than July 8, 2014 the period of time for the payment 

of the Settlement Funds, including interest accruing from the date determined by subsection A 

above, through the date of payment at a rate calculated in accordance with 26 U.S.C. § 

6621 (a)(3); or 

2. Terminate this Agreement no later than July 8, 2014, refund any partial 

payment of the Settlement Funds received by the FDIC-R to the Party or Parties who made such 

partial payment or payments, and institute an action on the FDIC-R's claims. The Settling 

Individuals and Insurer further agree to waive any defense based on any statute of limitations 

that would bar any of the FDIC-R's claims and waive all objections, defenses, claims or 

counterclaims, and covenant and agree not to assert any objections, defenses, claims or 

counterclaims that did not exist or were otherwise unavailable as of the date this Agreement was 

fully executed. The Settling Individuals and Insurer agree that their waiver of any defense based 

on any statute of limitations survives any termination of this Agreement resulting from the 

failure to pay the Settlement Funds. 

Any extension of time under Section l.C.l for delivery of the Settlement Funds or 

acceptance of a portion of the Settlement Funds shall not prejudice the FDIC-R's rights to take 

any of the actions set forth in Section I.C.2 at any time prior to receipt of the Settlement Funds 

(including all accrued interest) in full. 

3 
SECTION II: Releases 

A. The FDIC-R's Releases. 

Upon receipt of the Settlement Funds in full and except as provided in Section II.D., the 

FDIC-R, for itself and its successors and assigns, hereby releases and discharges: 

1. The Settling Individuals and their respective heirs, executors, trustees, 

administrators, representatives, successors, and assigns, fmm any and all claims, demands, 

obligations, damages, actions, and causes of action, direct or indirect, in law or in equity, 

belonging to the FDIC-R, that arise from or relate to, the performance, nonperformance, or 

manner of performance of the Settling Individuals' respective functions, duties and actions as 

officers and/or directors of the Bank; and 

2. The Insurer, its parents, subsidiaries, affiliates and reinsurers, and their 

respective employees, officers, directors, agents, representatives, successors and assigns, from 

any and all claims, demands, obligations, damages, actions and causes of action, direct or 

indirect, in law or in equity, that arise from or relate to the Policy with respect to the Bank. As 

part of this release of the Insurer, the FDIC-R agrees that any interest it may have under the 

Policy with respect to the Bank is extinguished. 

3. All other persons covered under the Policy who also served as directors 

and/or officers of the Bank (collectively, the "Covered Persons") and their respective heirs, 

executors, trustees, administrators, representatives, successors, and assigns, from any and all 

claims, demands, obligations, damages, actions, and causes of action, direct or indirect, in law or 

in equity, belonging to the FDIC-R, that arise from or relate to, the performance, 

nonperformance, or manner of performance of the Covered Persons' respective functions, duties 

and actions as dit·ectors, officers and/or employees of the Bank. This release shall be null and 

void as to any Covered Person if such Covered Person asserts any claim against the FDIC-R. 

B. The Settling Individuals' Release. 

Effective simultaneously with the releases granted in Section JI.A. above, the Settling 

Individuals, on behalf of themselves individually, and their respective heirs, executors, trustees, 

4 
administrators, agents, representatives, attorneys, successors, and assigns, hereby release and 

discharge the FDIC-R, and its employees, officers, directors, agents, representatives, attorneys, 

successors, and assigns, from any and all claims, demands, obligations, damages, actions, and 

causes of action, direct or indirect, in law or in equity, that arise from or relate to, the Bank or to 

the performance, nonperformance, or manner of performance of the Settling Individuals' 

respective functions, duties and actions as officers and/or directors of the Bank. 

C. The Insurer's Release. 

Effective simultaneously with the releases granted in Section II.A. above, the Insurer, for 

itself and its successors and assigns, and on behalf of its parents, subsidiaries, affili ates and 

reinsurers, and their successors and assigns, hereby releases and discharges the FDIC-R, and its 

employees, officers, directors, agents, representatives, attorneys, successors, and assigns, from 

any and all claims, demands, obligations, damages, actions, and causes of action, direct or 

indirect, in law or in equity, that arise from or relate to the Policy. 

D. Exceptions from Releases by FDIC-R. 

1. Notwithstanding any other provision of this Agreement, the FDIC-R does 

not release, and expressly preserves fully and to the same extent as if this Agreement had not 

been executed, any claims or causes of action: 

a. Against the Settling Individuals or any other person or entity for 

liability, if any, incurred as the maker, endorser or guarantor of any promissory note or 

indebtedness payable or owed by them to FDIC-R, the Bank, other financial institutions, or any 

other person or entity, including without limitation any such claims acquired by FDIC-R as 

successor in interest to the Bank or any person or entity other than Bank; and 

b. Against any person or entity not expressly released by the FDIC-R 

in this Agreement. 

2 . Notwithstanding any other provision of this Agreement, nothing in this 

Agreement shall be construed or interpreted as limiting, waiving, releasing, or compromising the 

jurisdiction and authority of the Federal Deposit Insurance Corporation in the exercise of its 

5 
supervisory or regulatory authority or to diminish its ability to institute administrative 

enforcement ot· other proceedings seeking removal, prohibition, or any other relief it is 

authorized to seek pursuant to its supervisory or regulatory authority against any person. 

3. Notwithstanding any other provision ofthis Agreement, this Agreement 

does not purport to waive, or intend to waive, any claims that could be brought by the United 

States through the Department of Justice, the United States Attorney's Office for any federal 

judicial district, or any other department or agency ofthe United States as defined by 18 U.S.C. 

§ 6. In addition, the FDIC-R specifically reserves the right to seek court-ordered restitution 

pursuant to the relevant provisions of the Mandatory Victims Restitution Act, 18 U.S.C. §§ 3322 

and 3663 et. seq., if appropriate. 

SECTION III: Waiver of Dividends and Proceeds from Litigation 

To the extent, if any, that the Settling Individuals or any of them are or were shareholders 

of the Bank or its holding company and by virtue thereof are or may be entitled to a dividend, 

payment, or other distribution upon resolution of the receivership of the Bank or proceeds in any 

litigation that has been or could be brought against the Federal Deposit Insurance Corporation in 

any capacity or against the United States based on or arising out of, in whole or in patt, the 

closing of the Bank, or any alleged acts or omissions by the Federal Deposit Insurance 

Corporation in any capacity, the United States government, or any agency or department of the 

United States government in connection with the Bank, its conservatorship, or receivership, the 

Settling Individuals and each of them hereby knowingly assign to the FDIC-R any and all rights, 

titles, and interest in and to any and all such dividends, payments, or other distributions, or 

proceeds. 

SECTION IV: Representations and Acknowledgements 

A. Authorized Signatories. All of the undersigned persons represent and warrant that 

they are Parties hereto or are authorized to sign this Agreement on behalf of the respective Party, 

and that they have the full power and authority to bind such Patty to each and every provision of 

this Agreement. This Agreement shall be binding upon and inure to the benefit of the 

6 
undersigned Parties and their respective heirs, executors, trustees, administrators, representatives, 

successors and assigns. 

B. Advice of Counsel. Each Party hereby acknowledges that he, she, or it has 

consulted with and obtained the advice of counsel prior to executing this Agreement, and that 

this Agreement has been explained to that Party by his, her, or its counsel. 

C. Financial Disclosure Representation. Each Settling Individual has submitted 

financial information to the FDIC-R including the Personal Financial Statement, form FDIC 

7600/01 (9-05), and/or similar information and herein affirms that his/her financial information 

is true and accurate as of the date it was submitted. The FDIC-R has no obligation to 

independently verify the completeness or accuracy of that financial information. 

SECTION V: Reasonable Cooperation 

A. The Parties agree to cooperate in good faith to effectuate all the terms and 

conditions of this Agreement, including doing, or causing their agents and attorneys to do, 

whatever is reasonably necessary to effectuate the signing, delivery, execution, filing, recording, 

and entry, of any documents necessary to petform the terms of this Agreement. 

B. The Settling Individuals agree to cooperate fully with the FDIC-R in connection 

with any action required under this Agreement. Such cooperation shall consist of: 

1. Producing all documents requested by the FDIC-R, without the necessity 

of subpoena, as determined by the FDIC-R, in its sole discretion, to be relevant to the Bank; 

2. Appearing as requested by the FDIC-R at reasonable times and places for 

interviews regarding facts, as determined by the FDIC-R in its sole discretion, to be relevant to 

the Bank; 

3. Testifying as requested by the FDIC-R, without the necessity of a 

subpoena, in any matter relevant to the Bank, as determined by the FDIC-R; 

4. Signing truthful affidavits, regarding any matter, as determined by the 

FDIC-R in its sole discretion, to be relevant to the Bank. 

7 
(b )(6) 

(b )(6) ... 

SECTION VI: Other Matters 

A. No Admission of Liability. The undersigned Parties each acknowledge and agree 

that the matters set forth in this Agreement constitute the settlement and compromise of disputed 

claims and defenses, that this Agreement is not an admission or evidence of liability or infirmity 

by any of them regarding any claim or defense, and that the Agreement shall not be offered or 

received in evidence by or against any Party except to enforce its terms. 

B. Execution in Counterparts. This Agreement may be executed in counterparts by 

one or more of the Parties and all such counterparts when so executed shall together constitute 

the final Agreement, as if one document had been signed by all Parties; and each such 

counterpart, upon execution and delivery, shall be deemed a complete original, binding the 

Parties subscribed thereto upon the execution by all Parties to this Agreement. 

C. Choice of Law. This Agreement shall be interpreted, construed and enforced 

according to applicable federal law, or in its absence, the laws of the State of Illinois. 

D. Notices. Any notices required hereunder shall be sent by registered mail, first 

class, return receipt requested, and by email, to the following: 

lfto the FDIC-R: 

Steven K. White, Esq. 

Stinson Leonard Street LLP 

1775 Pennsylvania Avenue NW, Suite 800 

Washington, DC 20006 

Telephone: (202) 728-3024 

Facsimile: (202) 572-9963 

.................. !_. --------------J 

Robett L. Wainess, Esq. 

Counsel, Professional Liability Unit 

FDIC Legal Division 

350 l Fairfax Drive, B7034 

Arlington, VA 22226 

Telephone: (703) 516-5285 

Facsimile: (703) 516-5445 

I m •• I 

8 
If to the Settling Individuals: 

John K. Villa, Esq. 

Williams & Connolly LLP 

725 Twelfth Street, NW 

Washington, DC 20005 

Telephone: (202) 434-5117 

Facsimile: (202) 434-5029 

(b )(6L ................ .................................................... J............. ·· I 

Counsel for J. Christopher Alstrin 

Eugene J. Schiltz, Esq. 

The Coleman Lawfirm 

77 West Wacker Drive, Suite 4800 

Chicago, IL 6060 I 

Telephone: (312) 444-1000 

Facsimile: (312~ 444- 1 028 

(b)(6)~----·l::: ::::::======----__J 

CounselforJohn G. Eck 

(b )(6) .. 

Jeffery M. Heftman, Esq. 

Gozdecki, Del Giudice, Americus, Farkas & Brocato LLP 

One East Wacker, Suite 1700 

Chicago, IL 6060 I 

Telephone: (312) 782-5010 

Facsimile: C312) 782-4324 

............................................................. !........................................................... I 

Counsel for Matthew M Gambs 

Richard M. Alexander, Esq. 

Arnold & Porter LLP 

555 Twelfth Street, NW 

Washington, DC 20004-1206 

Telephone: (202) 942-5728 

Facsimile: (202) 942-5999 

(b )(6) _______ , __________ ....................... .. ........... .. .. 

Counsel for Lowell I. Stahl, James E. Goodwin, 

and Frank J. Kross 

9 
Brian E. Hurley, Esq. 

Brian E. Hurley & Associates 

I l l West Washington Street, Suite 1320 

Chicago, IL 60602 

Telephone: (3 12) 641-9770 

Facsjmjle: (3 12) 641 -9774 

(b)( 6 )...... .......... _ ........ .. .................................................... _.j.................................... I 

(b )(6) 

Counsel for Benjamin Reyes 

David M. Murphy, Esq. 

Wachtel!, Lipton, Rosen & Katz 

5 I West 52nd Street 

New York, NY 10019 

Telephone: (212) 403-1272 

Facsimile: (212) 403-2272 

................................................................ J........... .................. I 

Counsel for William J. Ruh 

Thomas P. Vartanian, Esq. 

Dechert LLP 

1900 K Street, NW 

Washington, DC 20006 

Telephone: (202) 261-3439 

Facsimile: (202) 261-3333 

(b )(6) _ , ' ................................................. -........... -1.--.................................. " " 

(b )(6) -·· 

Counsel for J. Mikesell Thomas 

If to the Insurer: 

Arch Insurance Company 

Executive Assurance Claims 

I 0909 Mill Valley Road, Suite 2 10 

P.O. Box 542033 

Omaha, NE 68154 

..................... _ ....................... -----1 ....... ---....... _ .... ........... _ ........... _ _ ____ __, 

with an e-mail courtesy copy to: 

Jeremy S. Salzman, Esq. 

(b)(6) ·-'1=· ==-====~--_j 

E. Entire Agreement and Amendments. This Agreement constitutes the entire 

agreement and understanding between and among the undersigned Parties concerning the matters 

set fot1h herein and supersedes any prior agreements or understandings. This Agreement may 

10 
not be amended or modified, nor may any of its provisions be waived, except in writing signed 

by the Patties bound thereby, or by their respective authorized attorney(s), or other 

representative(s ). 

F. Titles and Captions. All section titles and captions contained in this Agreement 

are for convenience only and shall not affect the interpretation of this Agreement. 

G. No Confidentiality. The undersigned Parties acknowledge that this Agreement 

shall not be confidential and will be disclosed pursuant to the Federal Deposit Insurance 

Corporation's applicable policies, procedures, and other legal requirements. 

IN WITNESS WHEREOF, the Parties hereto have caused this Agreement to be executed 

by each of them or their duly authorized representatives on the dates hereinafter subscribed. 

Date: ____________ _ 

Date: ____________ _ 

Date:--------------

I I 

FEDERAL DEPOSIT INSURANCE 

CORPORATION As Receiver for First 

Chicago Bank & Trust > 

By:l.....,. --~~~---···_···········,___ (I?)(§) C· GL c 

Title: Counsel, FDIC Legal Division 

Pt·int Name: Robett L. Wainess 

J. CHRISTOPHER ALSTRIN 

By: ________________________ __ 

JOHNG.ECK 

By: ________________________ __ 

MATTHEW M. GAMBS 

By: ________________________ __ 
not be amended or modified, nor may any of its provisions be waived, except in writing signed 

by the Parties bound thereby, or by their respective authorized attomey(s), or other 

representative(s ). 

F. Titles and Captions. All section titles and captions contained in this Agreement 

are for convenience only and shall not affect the interpretation of this Agreement. 

G. No Confidentiality. The undersigned Parties acknowledge that this Agreement 

shall not be confidential and will be disclosed pursuant to the Federal Deposit Insurance 

Corporation's applicable policies, procedures, and other legal requirements. 

IN WITNESS WHEREOF, the Parties hereto have caused this Agreement to be executed 

by each of them or their duly authorized representatives on the dates hereinafter subscribed. 

Date:-------------

Date: -----=::.....:v~N-=-.;c=--- /9~_2-<J .....!,_ 

Date: 

Date:-------------

II 

FEDERAL DEPOSIT INSURANCE 

CORPORATION As Receiver for First 

Chicago Bank & Trust 

By:---- -------

Title: Counsel, FOJC T .e.gal Division 

Print Name: Robert L. Wainess 

JOHNG.ECK 

By:-----------

MATTHEW M. GAMBS 

By: ~-
not be amended or modified, nor may any of its provisions be waived, except in writing signed 

by the Parties bound thereby, or by their respective authorized attomey(s), or other 

reprcscntati ve( s ). 

F. Titles and Captions. All section titles and captions contained in this Agreement 

arc for convenience only and shall not affect the interpretation of this Agreement. 

G. No Confidentiality. The undersigned Patties acknowledge that this Agreement 

shall not be confidential and will be disclosed pursuant to the Federal Deposit Insurance 

Corporation's applicable policies, procedures, and other legal requirements. 

IN WITNESS WHEREOF, the Pa1ties hereto have caused this Agreement to be executed 

by each of them or their duly authorized representatives on the dates hereinafier subscribed. 

Date:-------------

Date:-------------

Date:-------------

II 

FEDERAL DEPOSIT INSURANCE 

CORPORATION As Receive!' for First 

Chicago Bunk & Trust 

By: ________________________ _ 

Title: Counsel, FDIC Legal Division 

Print Name: Robert L. Wainess 

J. CHRISTOPHER ALSTRIN 

By: ________________________ __ 

JOHN G. E 

By: 

MATTHEW M. GAMBS 

By: ______________________ _ 
not be amended or modified, nor may any of its provisions be waived, except in writing signed 

by the Parties bound thereby, or by their respective authorized attorney(s), or other 

representative( s ). 

F. Titles and Captions. All section titles and captions contained in this Agreement 

are for convenience only and shall not affect the interpretation of this Agreement. 

G. No Confidentiality. The undersigned Parties acknowledge that this Agreement 

shall not be confidential and will be disclosed pursuant to the Federal Deposit Insurance 

Corporation's applicable policies, procedures, and other legal requirements. 

IN WITNESS WHEREOF, the Parties hereto have caused this Agreement to be executed 

by each of them or their duly authorized representatives on the dates hereinafter subscribed. 

Date:-------------

Date: - ------------

Date:-------------

Date: _...;;_~_· ...LJ /81L..,_z....:!:o..L...tlf ~---

11 

FEDERAL DEPOSIT INSURANCE 

CORPORATION As Receiver· for First 

Chicago Bank & Trust 

By: ___________ _ 

Title: Counsel. FDIC Legal Division 

Print Name: Robert L. Wainess 

J, CHRISTOPHER ALSTRIN 

By: _ ______ ___ _ 

JOHNG.ECK 

By: _________________ _ 
Goodwin 

Date: ___ 0......:/:....__l_i~/;_c:t_o_l c../- __ _ 

Date:------------

Dace:------------

Date:-------- ----

Date: ___________ _ 

Dare: ___________ _ 

Date: _ __________ _ 

.1 2 

18474288646 p.13 

FRANK J. KROSS 

By:------- -----

BENJAMIN REYES 

By: ______________ __ 

WILLIAM J. RUH 

By:------------

LOWELL I. STAHL 

By; ___________ _ 

J. MIKESELL THOMAS 

By: _ ___________ _ 

ARCHINSURANCECOMWANY 

By: ________________ __ 

Title:-------------

Print Name:----------
Date:----------------

Date: _ ____.b~Jtr~4-I-Jf __ _ 

Date:--------------

Date:---------------

Date:---------------

Date:------------------

Date:---------------

12 

JAMES E. GOODWIN 

By: ___________ __ 

.................................................................... (!? (§) 

BENJAMINRE 

By:--------------------

WILLIAM J. RUH 

By: ____________ _ 

LOWELL I. STAHL 

By: ____________ __ 

J. MIKESELL THOMAS 

By: ____________________ __ 

ARCH INSURANCE COMPANY 

By: ____________________ __ 

Title:------------

Print Name:---------------
JAMES E. GOODWIN 

Date:----------- By: __________________ _ 

FRANK J. KROSS 

Date:----------- By: ____________ __ 

Date: -- ___ l_l_,_ 2_o_t '+ __ _ BENJ~ 

By:IL.....--_ _____.f= 

WILLIAM J. RUH 

Date:----------- By: _________________ _ 

LOWELL I. STAHL 

Date:----------- By: ____________ __ 

J. MIKESELL THOMAS 

Date:----------- By: __________________ _ 

ARCH INSURANCE COMPANY 

Date:----------- By: ___________ _ 

Title:-----------

Print Name: -----------

12 
Date: 

Date: - - --- -------

Date:-- ----------

Date: -~~:.....!....~.- r t:.___/ _

1 .__1 ___ _ 

Date:------------

Date:------------

D<l!c: --- ---------

12 

JAMES E. GOODWIN 

By:------- -----

FRANK J. KROSS 

Oy: ___ _ _ _______ _ 

BEN.JAMIN RgYES 

By:------------

WILLIAM .J. IWH 

By: l L...-____ ____.l 

LOWELL I. STAHL 

By: - - - ----- ----

J. MIKESELL THOMAS 

By:---- --- -----

ARCH INSURANCE COMPANY 

Ay: -------- --

Title: ---- --- -------- Print Name: --------- -
Date:-----------

Date:-----------

Date:-----------

Date: __________ _ 

Date: -~{p-+/-1-/ ~~ /t-....!.1-+--'f-- ' I 

Date:------ -----

Date: __________ _ 

12 

JAMES E. GOODWIN 

By: ____________ __ 

FRANK J. KROSS 

By: ___________ _ 

BENJAMIN REYES 

By: ___ ______ _ _ 

WILLIAM J. RUH 

By: __________ _ 

LOWELL I, STAHL 0 A 

By: IL-__________ ··· ....... )( ) 

J. MIKESELL THOMAS 

By: __________ _ 

ARCHINSURANCECOMWANY 

By: __________ _ 

Title: __________ _ 

Print Name:---- -----
JAMES E. GOODWIN 

Date: _________ _ _ By: __________ _ 

FRANK J. KROSS 

Date:----------- By: __________ _ 

BENJAMIN REYES 

Date:·----------- By: _______ ___ _ 

WILLIAM J. RUH 

Date: ______ ____ _ By: _ _____ ____ _ 

LOWELL I. STAHL 

Date: ------------ By: __________ _ 

D~t. __ b:.,r_/_1~-~.-fl......:.~----- J. rELI, THOMM!d By,= ············································· I= {~)(§) 

ARCH INSURANCE COMPANY 

D~e; __________ _ By: ________ ___ _ 

Title:-----------

Pri.litName: ---------

12 
Date:-----------

Date:-----------

Date:-----------

Date:-----------

Date:-----------

Date:-----------

Date: ----=C."-.t-/---=-1---iCf /!,__t__:_lf __ _ rt 

12 

JAMES E. GOODWIN 

By:------------

FRANK J. KROSS 

By: ___________ _ 

BENJAMIN REYES 

By: _______________ _ 

WILLIAM J. RUH 

By:-------------

LOWELL I. STAHL 

By: _____________ _ 

J. MIKESELL THOMAS 

By: _____________ _ 

ARCH INSURANCE COMP 

- Gxecv~ ~MU- c_ aJ4,S 

Print Name: -luUt?'/ $. Sa I Z-M0rt 1 Et. 

I