Page 1 of 27

SETTLEMENT AGREEMENT

This Settlement Agreement (“Agreement”) is entered into on the Effective Date (as 

defined below) by and among the Federal Deposit Insurance Corporation, as Receiver for 

Washington Mutual Bank (“FDIC”), Medmarc Casualty Insurance Company (“Medmarc”), 

Gabriel I. Martin, Esq. (“Martin”) Gabriel Martin, P.A., a dissolved Florida Professional 

Association, by and through Martin, its last known director and trustee (“Martin P.A.”) (Martin 

and Martin P.A. collectively referred to as “Martin Parties”), and Garbett, Stiphany, Allen & 

Roza, P.A., as escrow agent (“Escrow Agent”). The FDIC, Medmarc and the Martin Parties are 

collectively referred to as “Settling Parties” and all of the parties are sometimes hereinafter 

referred to individually as “Party” and collectively as “Parties.” 

PRELIMINARY STATEMENT

A. Washington Mutual Bank (“WaMu”) brought an action styled Washington 

Mutual Bank, Plaintiff v. Gabriel Martin, P.A. and Gabriel Martin, Esq., Daniel Jacobazzi, 

Akbar Nikooie, Jason L. Zabaleta, Jose Marsicobetre Mejia, Adorno & Yoss, L.L.P., General 

Mortgage Associates, Inc., Defendants, Dade County Circuit Case No. 07-01168 CA 40 (“Mejia 

Action”). In the Mejia Action, WaMu alleged, inter alia, that Martin Parties failed to comply 

with Lender’s Closing Instructions and committed other wrongdoing with respect to a closing of 

a loan transaction involving Jose Marsicobetre Mejia. 

B. WaMu brought an action styled Washington Mutual Bank, Plaintiff v. Aadil A. 

Bellagio, City Lending Group, Inc., R.E.O. Acquisitions, Inc., Jimmy Kakaletris, Gabriel Martin, 

P.A., Gabriel I. Martin, Esq., Michael Dion, Nancy Dion, Centeno Doors & More, Inc., Forrest 

Sygman, Eli Hadad, South Florida Investment Group, LLC, and Asset Management Holdings, 

LLC, Defendants, Dade County Circuit Case No. 06-12568 (CA 11) (“Bellagio/Jimmy K 

Action”). In the Bellagio/Jimmy K Action, WaMu alleged, inter alia, that Martin Parties failed 

to comply with Lender’s Closing Instructions and committed other wrongdoing with respect to a 

closing of a loan transaction involving Jimmy Kakaletris. 

C. Medmarc brought an action styled Medmarc Casualty Insurance Company, 

Plaintiff v. Gabriel Martin; Gabriel Martin, P.A., George Louis Garcia; Sterling National 

Mortgage Co., Inc.; Arthur Khanimov; Washington Mutual Bank; Eli Hadad; South Florida 

Investment Group, LLC; And Pelican Capital Investment Group, Inc., Defendants, Southern 

District of Florida Case No. 07-21467 CIV Seitz/McAliley (“Medmarc Action”), seeking a 

declaratory judgment as to whether there was coverage in whole or in part under a Professional 

Liability Insurance Policy on which the Martin Parties are insured (“Medmarc Policy”)

involving various claims as more particularly described in the operative pleading filed by 

Medmarc. In the Medmarc Action, Medmarc sued WaMu for declaratory judgment as to 

whether the Medmarc Policy provided coverage for the Mejia Action or the Bellagio/Jimmy K 

Action and as to the limits of coverage provided by the Policy.

D. On September 25, 2008, the Office of Thrift Supervision appointed the FDIC as 

Receiver for WaMu. Subsequently, the FDIC, in its capacity as Receiver for WaMu, sold 

certain of the assets of WaMu to JPMorgan Chase Bank, N.A. (“JPMorgan”) in accordance 
Page 2 of 27

with the FDIC’s authority under the Federal Deposit Insurance Act, 12 U.S.C. § 1821(d). The 

asset purchase was evidenced by a Purchase and Assumption Agreement Whole Bank Among 

Federal Deposit Insurance Corporation, Receiver of Washington Mutual Bank, Henderson, 

Nevada, Federal Deposit Insurance Corporation and JPMorgan Chase Bank, National 

Association dated as of September 25, 2008 (“APA”). Under the APA, the FDIC retained 

certain claims against the Martin Parties brought by WaMu including the claims against Martin 

Parties being settled by this Agreement. The FDIC represents that JPMorgan and WaMu have 

no right, title or interest in the claims being settled in this Agreement because the claims were 

retained by the FDIC and were never transferred to JPMorgan. In reliance upon the FDIC’s 

representations herein, the Martin Parties and Medmarc agree to enter into this Agreement.

E. By order dated March 27, 2012, the Court in the Mejia Action substituted the 

FDIC as party-plaintiff in lieu of JPMorgan on Count VIII of the Amended Complaint originally 

filed by WaMu.

F. By order dated March 26, 2012, the Court in the Bellagio/Jimmy K Action 

substituted the FDIC as party-plaintiff in lieu of JPMorgan on Count IX of the Amended 

Complaint originally filed by WaMu. 

G. On December 11, 2008, the district court in the Medmarc Action entered Final 

Judgment pursuant to the court’s Order Granting Defendants’ Motions for Summary Judgment In 

Part and Granting In Part and Denying In Part Plaintiff’s Motion for Summary Judgment of the 

same date. Medmarc has appealed the Final Judgment to the 11th Circuit Court of Appeals, Case 

No. 08-17216-F (“Appeal”). 

H. The Settling Parties desire to settle their disputes in accordance with the terms and 

conditions of this Agreement. 

NOW, THEREFORE, in consideration of the amounts to be paid pursuant to this 

Agreement, and for other consideration, the receipt and sufficiency of which are hereby 

acknowledged, the Parties (with Escrow Agent agreeing as to the terms applicable to it) agree as 

follows:

1. Incorporation of Recitals. The above recitals are true and correct and are 

incorporated into this Agreement.

2. Voluntary Agreement. In entering into this Agreement, each of the Parties 

represents to the others that:

(a) It/he has relied on the legal advice of attorneys of its/his own choice;

(b) The terms of this Agreement have been explained to it/him by attorneys 

and those terms are fully understood and voluntarily accepted; and
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(c) It/he has not relied on any representation or statement made by the other 

Parties or any other person with regard to the subject matter, basis or effect of this Agreement

other than its express provisions.

3. Binding Effect. This Agreement shall be binding upon and inure to the benefit of 

the Parties and their respective successors and assigns.

4. No Admissions. By entering into and performing this Agreement, none of the 

Settling Parties admits liability for any claims asserted or which could have been asserted against 

it/him. Rather, this Agreement is intended to effect peace among the Parties. 

5. Ownership of Claims/Authority To Execute. 

(a) Each of the Settling Parties that has asserted claims represents and warrants 

to the other Settling Parties against which/whom the claims have been asserted that it (i) owns all 

of the right, title and interest in and to the claims that have been asserted by the Settling Party;

and (ii) has not assigned or transferred those claims to any other party or person. 

(b) Each Party represents and warrants to the other Parties that the person 

signing this Agreement has the authority to do so.

6. The Parties’ agreement to settle this matter is as follows. Medmarc will pay 

$325,000 (“Current Settlement Amount”) to settle this matter. However, the Settling Parties 

understand that Martin Parties’ counsel is entitled to be paid additional reasonable attorney’s fees 

and costs incurred by Martin Parties’ counsel after May 3, 2012 in representing Martin Parties on 

this Agreement and in connection with the Mejia Action and Bellagio/Jimmy K Action, including 

withdrawing as counsel to Martin Parties, not to exceed $5,000 (“Estimated Amount”), and that 

such attorney’s fees and costs will be paid from the Current Settlement Amount. The Current 

Settlement Amount minus the Estimated Amount is referred to as the “Settlement Amount.” If 

Martin Parties’ counsel does not utilize the entire Estimated Amount, then the Settlement Amount 

shall be increased by the amount not utilized, as notified to all Settling Parties by Martin Parties’ 

counsel and if requested with supporting documents reflecting such fees and costs.

7. Medmarc’s Deliveries. Medmarc shall perform as follows:

(a) Within 21 days of the Effective Date, Medmarc shall deliver to Escrow 

Agent c/o David S. Garbett:

(i) a check payable to Garbett, Stiphany, Allen & Roza, P.A., Trust 

Account (“Settlement Check”) in the Settlement Amount; and

(ii) a Limited Release in favor of the FDIC, the form of which is 

attached hereto as Exhibit A (“Medmarc to FDIC Release”).

Escrow Agent shall deposit the Settlement Check and hold the proceeds (“Settlement Funds”) 

in escrow pending the occurrence of the Escrow Release Event (as defined below). Escrow 
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Agent shall advise the Settling Parties on receipt of the Settlement Check, the Settlement Funds 

and all other items required to be delivered to Escrow Agent as discussed below. 

(b) Immediately after the Effective Date, Medmarc shall file the motion to 

dismiss the Appeal, to which the FDIC shall agree, in substantially the form attached hereto as 

Exhibit G. 

8. The FDIC’s Deliveries. FDIC shall perform as follows: No later than 5 days 

following the Effective Date, the FDIC shall deliver to Escrow Agent a Limited Release in favor of 

Medmarc, the form of which is attached hereto as Exhibit B (“FDIC to Medmarc”), and a Limited 

Release in favor of Martin Parties, the form of which is attached hereto as Exhibit “C” (“FDIC to 

Martin Parties Release”).

9. Martin Parties’ Deliveries. Martin Parties shall perform as follows:

(a) No later than 5 days following the Effective Date, Martin Parties shall 

deliver to Escrow Agent a Limited Release in favor of the FDIC, the form of which is attached 

hereto as Exhibit D (“Martin Parties to FDIC Release”).

(b) Contemporaneously with executing this Agreement, the Martin Parties shall 

deliver to counsel for Medmarc the executed Policyholder's Release and Settlement Agreement.

10. Dismissal of Claims Against Martin Parties. Immediately on Escrow Agent’s 

notification that it has received the Settlement Funds:

(a) the FDIC shall submit an agreed order to the court in the Mejia Action 

dismissing without prejudice Count VIII of the Amended Complaint, each side to bear its/his own 

costs and attorney’s fees, in substantially the form of Exhibit E hereto (“Mejia Dismissal Order”); 

and 

(b) the FDIC shall submit an agreed order to the court in the Bellagio/Jimmy K 

Action dismissing without prejudice Count IX of the Amended Complaint, each side to bear its/his 

own costs and attorney’s fees, in substantially the form of Exhibit F hereto (“Bellagio/Jimmy K

Dismissal Order”).

11. Escrow Release Event. The occurrence of the following events shall constitute 

the Escrow Release Event:

(a) This Agreement becomes effective;

(b) The dismissal of the Appeal;

(c) Escrow Agent’s notification of receipt of the Settlement Funds, the Medmarc 

to FDIC Release, the FDIC to Medmarc Release, the FDIC to Martin Parties Release, and the 

Martin Parties to FDIC Release;
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(d) entry of the Mejia Dismissal Order; and

(e) entry of the Bellagio/Jimmy K Dismissal Order.

12. Release from Escrow/Additional Duties. Promptly following the occurrence of 

the Escrow Release Event, Escrow Agent shall:

(a) release the Settlement Funds to the FDIC;

(b) deliver to the FDIC the Medmarc to FDIC Release;

(c) deliver to Medmarc the FDIC to Medmarc Release; 

(d) deliver to Martin Parties the FDIC to Martin Parties Release; 

(e) deliver to the FDIC the Martin Parties to FDIC Release; and

(f) circulate by e-mail to counsel for the Settling Parties copies of the releases 

identified in 12(b)-12(e).

13. No Waiver of Claims. 

(a) The Settling Parties acknowledge that both JPMorgan and the FDIC have 

asserted claims against Attorneys’ Title Insurance Fund, Inc. (“The Fund”) in an action styled 

Attorneys’ Title Insurance Fund, Inc. v. Washington Mutual Bank, Dade County Circuit Court Case 

No. 07-08681 (CA 24) (“Fund Action”) arising out of the transactions that are the subject of this 

Agreement, and nothing in this Agreement is intended to release The Fund on any such claims or 

prejudice the rights of the FDIC or JPMorgan against The Fund or affect or prejudice any of The 

Fund’s claims against Martin Parties. 

(b) Notwithstanding any other provision, by this Agreement, the FDIC does 

not release, and expressly preserves fully and to the same extent as if the Agreement had not 

been executed, any claims or causes of action:

(i) against the Settling Defendants or any other person or entity for 

liability, if any, incurred as maker, endorser or guarantor of any promissory note payable or 

owed by them to the FDIC, WaMu, other financial institutions, or any other person or entity, 

including without limitation any claims, not released herein, acquired by the FDIC as successor 

in interest to WaMu or any person or entity other than WaMu;

(ii) against any person or entity not expressly released in this 

Agreement; and

(iii) that are not expressly released above.
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(c) Notwithstanding any other provision, nothing in this Agreement shall be 

construed or interpreted as limiting, waiving, releasing or compromising the jurisdiction and 

authority of the FDIC in the exercise of its supervisory or regulatory authority or to diminish its 

ability to institute administrative enforcement proceedings seeking removal, prohibition or any 

other administrative enforcement action which may arise by operation of law, rule or regulation.

(d) Notwithstanding any other provision, this Agreement does not purport to 

waive, or intend to waive, any claims that could be brought by the United States through either the 

Department of Justice or the United States Attorney's Office. In addition, the FDIC specifically 

reserves the right to seek court-ordered restitution pursuant to the relevant provisions of the Victim 

and Witness Protection Act, 18 U.S.C. § 3663, et seq., if appropriate.

14. Escrow Obligations. Escrow Agent undertakes to perform only such duties as 

are expressly set forth in this Agreement. Escrow Agent shall not be deemed to have any 

implied duties or obligations under or related to this Agreement. Escrow Agent may (a) act in 

reliance upon any writing, instrument or signature which it, in good faith, believes to be genuine; 

(b) assume the validity and accuracy of any statement or assertion contained in such a writing or 

instrument; and (c) assume that any person purporting to give any writing, notice, advice or 

instructions in connection with the provisions of this Agreement has been duly authorized to do 

so. Escrow Agent shall not be liable in any manner for the sufficiency or corrections as to form, 

manner of execution, or validity of any instrument deposited in escrow, or as to the identity, 

authority, or right of any person executing any instrument. Escrow Agent's duties under this 

Agreement are and shall be limited to those duties specifically provided in this Agreement. If

any of the Settling Parties or Escrow Agent shall disagree concerning interpretation of this 

Agreement, or their respective rights and obligations, or about propriety of any action 

contemplated by Escrow Agent, Escrow Agent may, but shall not be required to, file an action in 

interpleader to resolve the disagreement. Upon filing such action and determination that Escrow 

Agent has complied with its obligations hereunder and the interpleader was not necessary 

because of the actions or inactions or Escrow Agent, Escrow Agent shall be released from all 

obligations under this Agreement. Notwithstanding anything to the contrary in Section 21 of this 

Agreement, in any action among the Parties wherein Escrow Agent is made a party because of 

acting as escrow agent, or in any action wherein Escrow Agent interpleads any item held by it, 

and provided that Escrow Agent has acted in good faith and in compliance with its duties under 

this Agreement, Escrow Agent shall recover reasonable attorney’s fees and costs incurred to be 

taxed against the Settling Party that caused the dispute leading to the interpleader. Escrow Agent 

shall not be liable to any Settling Party or person for misdelivery of an item in escrow, unless 

such misdelivery is due to breach of this Agreement or negligence of Escrow Agent. Escrow 

Agent is counsel to JPMorgan in the Fund Action and shall not be disabled or disqualified from 

representing JPMorgan in any dispute or litigation arising out of or in connection with this

Agreement as a result of Escrow Agent’s acting as the escrow agent under this Agreement, and 

all Settling Parties waive any claim or right to assert a conflict arising out of or in connection 

with the foregoing.

15. Own Costs and Fees. Except as otherwise provided in Section 21 below, the 

Settling Parties shall each bear its/his own costs and attorney’s fees incurred in connection with

this Agreement and all actions referred to in this Agreement.
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16. Notices. All notices required or permitted under this Agreement shall be in writing 

and addressed as follow (unless changed in writing by the Party entitled to notice):

If to the FDIC: Robert B. Mullen, Esq.

Schiff Hardin LLP

One Market

Spear Street Tower, 32nd Floor

San Francisco, CA 94105

Email: rmullen@schiffhardin.com

With a copy to: Dora F. Kaufman, Esq.

Liebler, Gonzalez & Portuondo, P.A.

Courthouse Tower

44 West Flagler Street, 25th Floor

Miami, Florida 33130

Email: dfk@lgplaw.com

and

David S. Garbett, Esq.

Garbett, Stiphany, Allen & Roza, P.A.

Brickell BayView Centre

Suite 3100

80 S.W. 8th Street

Miami, Florida 33130

Email: dgarbett@gsarlaw.com

If to Escrow Agent: David S. Garbett, Esq.

Garbett, Stiphany, Allen & Roza, P.A.

Brickell BayView Centre

Suite 3100

80 S.W. 8th Street 

Miami, Florida 33130

Email: dgarbett@gsar.com

If to Medmarc: c/o Ronald Lee Kammer, Esq.

Hinshaw & Culbertson 

2525 Ponce De Leon Boulevard

4th Floor

Coral Gables, Florida 33134 

(305) 577-1063 (Facsimile)

Email: rkammer@hinshawlaw.com

If to Martin Parties: Gabriel I. Martin

670 N.E. 114th Street

Biscayne Park, Florida 33161
Page 8 of 27

With a copy to: Alan L. Landsberg, Esq. 

Keller Landsberg, P.A.

Keller Landsberg PA

Broward Financial Centre

500 E. Broward Boulevard, Suite 1400

Fort Lauderdale, FL 33394

Email: Alan.landsberg@kellerlandsberg.com

17. Merger. This is the entire agreement among the Parties with respect to the 

subject matter contained in this Agreement except for the Policyholder's Release and Settlement 

Agreement which was or will be executed separately by the Martin Parties and Medmarc. All 

statements, representations, promises or agreements between the Parties, if any, with respect to 

the subject matter of this Agreement shall be merged into this Agreement.

18. Waiver or Modification. No waiver or modification of any provision of this 

Agreement shall be valid unless in writing and signed by the Settling Parties to this Agreement

and if the modification or waiver relates to Escrow Agent, then Escrow Agent must consent in 

writing. Failure of any of the Settling Parties at any time to insist upon strict performance of any 

condition, promise, agreement, or understanding set forth herein shall not be construed as a 

waiver or relinquishment of the right to insist upon strict performance of the same or any other 

condition, or promise, agreement, or understanding at a future time. 

19. Forum Selection/Jurisdiction. This Agreement has been entered into and 

performance is due in the State of Florida. Any action to enforce or that otherwise concerns this 

Agreement shall be litigated exclusively in the courts located in Miami-Dade County, Florida, 

whether state or federal, and the Parties submit to such courts for adjudication of all such actions. 

Nothing in this paragraph shall waive any of the Settling Parties’ right to a federal forum for 

dispute resolution.

20. Cooperation. The Settling Parties shall cooperate with each other in good faith 

with respect to post-settlement obligations and shall take such further actions as may be 

necessary to carry out the terms of this Agreement.

21. Attorney’s Fees, Costs and Expenses. In any action to enforce this Agreement, 

the prevailing Party shall be entitled to recover reasonable attorney’s fees, costs and expenses 

against the losing Party, including all fees, costs and expenses incurred in trial court, mediation, 

arbitration, bankruptcy and appellate proceedings.

22. Governing Law. This Agreement shall be governed by and construed in 

accordance with the laws of Florida, other than its principles governing conflicts or choice of 

law. 

23. Neutral Construction. The Settling Parties have, through their respective 

counsel, participated in drafting this Agreement, and therefore no rule of construction resolving

any ambiguity against the drafting party shall be employed in interpreting this Agreement.
Page 9 of 27

24. Section Headings. The headings in this Agreement are for convenience of 

reference only and do not form a part of this Agreement.

25. Electronic Signatures/Counterparts. This Agreement may be signed via 

electronic signature, which shall constitute the original for all purposes, and simultaneously in 

counterparts, each of which shall be deemed an original but all of which when taken together 

shall constitute one and the same instrument. The items identified as exhibits to this Agreement 

shall be delivered with original signatures.

26. Effective Date. This Agreement shall become effective (“Effective Date”) on 

the date that the last Party signs this Agreement or that the Martin Parties delivers to counsel for 

Medmarc the executed "Policyholders' Release and Settlement Agreement", whichever is later.

27. JURY WAIVER. THE PARTIES WAIVE TRIAL BY JURY WITH 

RESPECT TO ANY DISPUTE TO ENFORCE THIS AGREEMENT. 

IN WITNESS WHEREOF, the Parties hereto have executed this Agreement as of the 

dates set forth below.

[Signature Blocks on Next Page]
Federal Deposit Insurance Corporation, as 

Receiver r Washington Mutual Bank 

By.~------ --------­

Name: A A...f ~ tJ 

Title: C. Ou ,_, J '-\ 

Date: May \9 ,2012 

Medmarc Casualty Insurance Company 

By: ______________________ __ 

Name: ------------------------ Title: ------------

Date: May__, 20 J 2 

Gabriel Martin, P.A., a dissolved Florida 

Professional Association 

By:------------------------

Name: Gabriel I. Martin 

Title: Director and Trustee 

Date: May__, 20 J 2 

Gabriel I. Martin 

Date: May__, 20 12 

[Signature Blocks on Next Page] 

Page 10 of27 
Federal Deposit Insurance Corporation, as 

Receiver for Washington Mutual Bank 

By: ______________________ ___ 

Name: ______________________ __ 

Title: -------------------

Date: May__, 2012 

Medmarc Casualty Insurance Company 

Gabriel Martin, P.A., a dissolved Florida 

Professional Association 

By:------------

Name: Gabriel I. Martin 

Title: Director and Trustee 

Date: May __, 2012 

Gabriel I. Martin 

Date: May _ , 20 12 

(Signature Blocks on Next Page) 

Page 10 of27 
Federal Deposit Insurance Corporation, as 

Receiver for Washington Mutual Bank 

By:------------

Name: _____________________ __ 

Title: -------------

Date: May __, 2012 

Medmarc Casualty Insurance Company 

By: ___________________ __ 

Name: ___________________ __ 

Title: -------------

Date: May __, 2012 

Gabriel Martin, P.A., a dissolved Florida 

Professional Association 

By~ Name: Gabriel I. Martin 

Title: Director and Trustee 

.~·JN€. 

Date:·-Mtty-j_, 2012 

Gab_r.it!fl. Martin 

j~,H\fE. 

Date: ·May _t , 20 12 

[Signature Blocks on Next Page] 

Page I 0 of27 
Garbett, Stiphany, Allen & Roza, P.A. as Escrow 

::~·· oJ~ Name: David S. Garbett 

Title: President 

Date: May ll_, 20 12 

l,ugc II of27 
Exhibit A 

LIMITED RELEASE 

KNOW ALL MEN BY THESE PRESENTS: 

Medmnrc Casualty lnsunmcc Company ("Mcdmarc"), for and in consideration of the sum ofTen 

and 00/100 ($ 1 0.00) Dollars, or other valuable considemtions, received from or on behalf of the 

Federal Deposit Insurance Corporation ("Second Party''), the receipt whereof is hereby 

acknowledged, hereby remises, releases, acquits, satisfies, and forever discharges Second Party of 

and from all, and all manner of action and actions, cause and causes of action, suits, debts, dues, 

sums of money, accounts, reckonings, bonds, bills, specialties, covenants, contracts, controversies, 

agreements, promises, variances, trespasses, damages, judgments, executions, claims and demands 

whatsoever, in law or in equity, known or unknown, which Medmarc ever had, now has, or which 

any successor or assign of Mcdmarc hereafter can, shall or may have, against Second Party from the 

beginning of the world to the day of these presents, limited to the subject matter of those certain 

actions styled: 

Washington Mwual Bank, Plaintiff v. Gabriel Martin, P.A. and Gabriel Martin, 

Esq., Daniel Jacobazzi, Akbar Nikooie, Jason L. Zabalera, Jose Marsicobetre 

Mejia, Adorno & Yoss, L.L.P., General Mortgage Associates, Inc., Defendants, 

Dade County Circuit Case No. 07-01168 CA 40; 

Washington Mutual Bank, Plainti.lfv. Aadil A. Bel/agio, City Lending Group, Inc., 

R.E.O. Acquisitions, Inc., Jimmy Kaka/etris, Gabriel Martin, P.A .. Gabriel /. 

Martin, Esq., Michael Dion, Nancy Dion, Centeno Doors & More, Inc., Forrest 

Sygman, Eli Hadad, Solllh Florida Investmelll Group, LLC, and Asset 

Management Holdings, LLC, Defendants, Dade County Circuit Case No. 06-

12568 (CA II); and 

Medmarc Casualty Insurance Company, Plaintiff v. Gabriel Martin; Gabriel 

Martin, P.A., George Louis Garcia; Sterling National Mortgage Co., Inc.; Arthur 

Khanimov; Washington i\tlwual Bank; Eli Hadad; Solllh Florida Investmelll 

Group, LLC; And Pelican Capital Investment Group, Inc., Defendants, Case No. 

07-21467 CIV Seitz/McAliley, 

provided, however, that this Limited Release shall not release (a) Second Party from its obligations 

under that certain Settlement Agreement among Medmarc, Second Party and others under which 

this Limited Release is delivered; and (b) any claims or potential claims by Attorneys' Title 

Insurance Company ("The Fund'') against Martin Parties arising from the subject matter of the 

above-styled actions; or (c) any claims or potential claims by the FDIC or JPMorgan Chase Bank, 

NA. against The Fund arising from the subject matter of the above-styled actions, including but not 

limited to claims that have been or could be mised in the action styled Allorneys' Title Insurance 

Fund, Inc. v. Washington Mmua/ Bank, Dade County Circuit Court Case No. 07-08681 (CA 24). 

Page 12 of27 
Wherever used herein, the terms "Mcdmarc" and "Second Party" shall include singular and plural, 

heirs, legal representatives and assigns of individuals, and the successors, officers, agents, 

representatives, parent corporation, and assigns of corporations. 

This Limited Release shall be governed by and interpreted in accordance with the laws of the State 

of Florida, excluding its principles governing choice or conflicts of law. 

Medmarc represents that the person signing this Release on its behalf is authorized to do so. 

IN WITNESS WHEREOF, we have hereunto set our hands and seals this_ day of May, 

2012. 

STATE OF ___ _ _ 

COUNTY OF ____ _ 

) 

):SS 

) 

Mcdmnrc Casualty Insurance Company 

By: ________________________ __ 

Name: -------------------------- Title: --------------------------

The foregoing instrument was acknowledged before me this _ day of May, 2012, by 

-------------------- as and on behalf of Medmarc Casualty 

Insurance Company. He/She is personally known to me or produced 

------------------------as identification, and did take an oath. 

NOTARY PUBLIC 

SEAL OF OFFICE NOTARY PUBLIC, State of __ _ 

At Large 

Page 13 of27 
Exhibit B 

LIMITED RELEASE 

KNOW ALL MEN BY THESE PRESENTS: 

The Federal Deposit Insurance Corporation, as Receiver for Washington Mutual Bank ("FDIC"), 

for and in consideration of the sum of Ten and 001100 ($1 0.00) Dollars, or other valuable 

considerations, received from or on behalf of Medmarc Casualty Insurance Company ("Second 

Party"), the receipt whereof is hereby acknowledged, hereby remises, releases, acquits, satisfies, 

and forever discharges Second Party of and from all, and all manner of action and actions, cause and 

causes of action, suits, debts, dues, sums of money, accounts, reckonings, bonds, bills, specialties, 

covenants, contracts, controversies, agreements, promises, variances, trespasses, damages, 

judgments, executions, claims and demands whatsoever, in law or in equity, known or unknown, 

which the FDIC ever had, now has, or which any successor or assign of the FDIC hereafter can, 

shall or may have, against Second Party from the beginning of the world to the day of these 

presents, limited to the subject matter of those certain actions styled: 

Washington Mutual Bank, Plaintiff v. Gabriel Martin, P.A. and Gabriel Martin, 

Esq.. Daniel Jacobazzi, Akbar Nikooie, Jason L. Zabaleta, Jose Marsicobetre 

Mejia, Adorno & Yoss, L.L.P .. General Mortgage Associates. Inc. , Defendants, 

Dade County Circuit Case No. 07-01168 CA 40; 

Washington JHuwal Bank, Plaintijfv. Aadil A. Bel/agio, City Lending Group, Inc., 

R.E.O. Acquisitions, Inc., Jimmy Kakaletris, Gabriel Marlin, P.A., Gabriel I. 

Martin, Esq., Michael Dion, Nancy Dian, Cenleno Doors & More, Inc., Forresl 

Sygman, Eli Hadad, South Florida Investment Group, LLC, and Asset 

Managemenl Holdings, LLC, Defendants, Dade County Circuit Case No. 06-

12568 (CA I I); and 

Medmarc: Casualty Insurance Company, Plaintiff v. Gabriel Martin; Gabriel 

Marlin, P.A .. George Louis Garcia; Sterling Nalional Mongage Co., Inc.; Arllwr 

Khanimov; Washington Mwual Bank; Eli Hadad; South Florida Inveslment 

Group, LLC; And Pelican Capital Investmenl Group, Inc., Defendants, Case No. 

07-21467 CIV Seitz/McAJiley, 

provided, however, that this Limited Release shall not release (a) Second Party from its obligations 

under that certain Settlement Agreement among the FDIC, Second Party and others under which 

this Limited Release is delivered; and (b) any claims or potential claims by Attorneys' Title 

Insurance Company ("The Fund") against Martin Parties arising from the subject matter of the 

above-styled actions; or (c) any claims or potential claims by the FDIC or JPMorgan Chase Bank, 

N.A. against The found arising from the subject matter of the above-styled actions, including but not 

limited to claims that have been or could be raised in the action styled Auorneys · Tille Insurance 

Fund, Inc. v. Washington Mulllaf Bank, Dade County Circuit Court Case No. 07-08681 (CA 24). 

Page 14 of27 
TI1is Limited Release shall be governed by and interpreted in accordance with the laws of the State 

of Florida, excluding its principles governing choice or conflicts of law. 

The FDIC represents that the person signing this Release on its behalf is authorized to do so. 

IN WITNESS WIIEREOF, we have hereunto set our hands and seals this_ day of May, 

2012. 

STATE OF _____ _ 

COUNTY OF ______ _ 

) 

):SS 

) 

Federal Deposit Insurance Corporation, as Receiver 

lor Washington Mutual Bank 

By: ______________________ _ 

Name: -------------------------- Title: -------------------------

The foregoing instrument was acknowledged before me this day of May, 2012, by 

:--------:------------ as and on behalf of the Federal Deposit 

Insurance Corpomtion, as Receiver for Washington Mutual Bank. He/She is personally known to 

me or produced as identification, and did take an oath. 

NOTARY PUBLIC 

SEAL OF OFFICE NOTARY PUBLIC, State of _ __ _ 

At Large 

l'ngc 15 of27 
Exhibit C 

LIMITED RELEASE 

KNOW ALL MEN BY THESE PRESENTS: 

The Federal Deposit Insurance Corporation, as Receiver for Washington Mutual Bank ("FDIC"), 

for and in consideration of the sum of Ten and 00/100 ($ 10.00) Dollars, or other valuable 

considerations, received from or on behalf of Gabriel I. Martin and Gabriel Martin, P .A. 

(collectively, "Second Pnrtv"), the receipt whereof is hereby acknowledged, hereby remises, 

releases, acquits, satisfies, and forever discharges Second Party of and from all, and all manner of 

action and actions, cause nnd causes of action, suits, debts, dues, sums of money, accounts, 

reckonings, bonds, bills, specialties, covenants, contracts, controversies, agreements, promises, 

variances, trespasses, damages, judgments, executions, claims und demands whatsoever, in law or in 

equity, known or unknown, which the FDIC ever had, now has, or which any successor or assign of 

the FDIC hereafter can, shall or may have, against Second Party from the beginning of the world to 

the day of these presents, limited to the subject matter of those certain actions styled: 

Washington Mwual Bank, Plaintiff v. Gabriel Martin, P.A. and Gabriel Martin, 

Esq., Daniel Jacobazzi, Akbar Nikooie, Jason L. Zabaleta, Jose Marsicobetre 

Mejia, Adomo & Yoss, L.L.P., General Mortgage Associates, Inc. , Defendams, 

Dade County Circuit Case No. 07-01 168 CA 40; 

Washington Mutual Bank, Plaillli./fv. Aadil A. Bel/agio, City Lending Group, Inc. , 

R.E.O. Acquisitions, Inc., Jimmy Kakaletris, Gabriel J\tlartin, P.A .. Gabriel I. 

Martin, Esq., Michael Dion, Nancy Dion, Centeno Doors & More, Inc., Forrest 

Sygman, Eli Hadad, Solllh Florida Investment Group, LLC, and Asset 

Management Holdings, LLC, Defendants, Dade County Circuit Case No. 06-

12568 (CA II ); and 

Medmarc Casualty Insurance Company, Plaintiff v. Gabriel Martin; Gabriel 

Martin, P.A., George Louis Garcia; Sterling National Mortgage Co., Inc.; Artlwr 

Khanimov; Washington Mlllual Bank; Eli Hadad; Solllh Florida Jnvestmelll 

Group. LLC; Ami Pelican Capita/Investment Group, Inc., Defendams, Case No. 

07-21467 CIV Seiti'JMcAiiley, 

provided, however, that this Limited Release shall not release (a) Second Party from its obligations 

under that cenain Settlement Agreement among the FDIC, Second Party and others under which 

this Limited Release is delivered; and (b) any claims or potential claims by Attorneys' Title 

Insurance Company ("The Fund") against Martin Parties arising from the subject matter of the 

above-styled actions; or (c) any claims or potential claims by the FDIC or JPMorgan Chase Bank, 

N.A. against The Fund arising from the subject matter of the above-styled actions, including but not 

limited to claims that have been or could be raised in the action styled Allomeys' Title Insurance 

Fund. Inc. v. Washington Mutual Bank, Dade County Circuit Court Case No. 07-0868 1 (CA 24). 

Page 16 of27 
This Limited Release shall be governed by and interpreted in accordance with the laws of the State 

of Florida, excluding its principles governing choice or conflicts of law. 

The FDIC represents that the person signing this Release on its behalf is authorized to do so. 

IN WITNESS WHEREOF, we have hereunto set our hands and seals this_ day of May, 

2012. 

STATE OF _____ _ 

COUNTY OF ________ _ 

) 

):SS 

) 

Federal Deposit Insurance Corporation, as Receiver 

of Washington Mutual Bank 

By: --------------------------- Name: -------------------------- Title: --------------------------

The foregoing instrument was acknowledged before me this _ day of May, 2012, by 

:----------=---------- as and on behalf of the Federal Deposit 

Insurance Corporation. He/She is personally known to me or produced 

------------------------as identification, and did take an oath. 

NOTARY PUBLIC 

SEAL OF OFFICE NOTARY PUBLIC, State of 

At Large 

Page 17 of27 

-----
Exhibit D 

LlMITED RELEASE 

KNOW ALL MEN BY THESE PRESENTS: 

Gabriel I. Martin and Gabriel Martin, P.A., a dissolved Florida Professional Association 

(collectively, "Martin Parties''), for and in consideration of the sum of Ten and 001100 ($1 0.00) 

Dollars, or other valuable considerations, received from or on behalf of the Federal Deposit 

Insurance Corporation ("Seconc.J Partv"), the receipt whereof is hereby acknowledged, hereby 

remises, releases, acquits, satisfies, and forever discharges Second Party of and from all, and all 

manner of action and actions, cause and causes of action, suits, debts, dues, sums of money, 

accounts, reckonings, bonds, bills, specialties, covenants, contracts, controversies, agreements, 

promises, variances, trespasses, damages, judgments, executions, claims and demands whatsoever, 

in law or in equity, known or unknown, which Martin Parties ever had, now has, or which any 

successor or assign of Martin Parties hereafter can, shall or may have, against Second Party from 

the beginning of the world to the day of these presents, limited to the subject matter of those certain 

actions styled: 

Washington Mutual Bank, Plaintiff v. Gabriel Martin, P.A. and Gabriel Martin, 

Esq., Daniel Jacobazzi, Akbar Nikooie, Jason L. Zabalew, Jose Marsicobetre 

Mejia, Adorno & Yoss, L.L.P., General Mortgage Associates, Inc., Defenda111s, 

Dade County Circuit Case No. 07-01168 CA 40; 

Washingtonlvlllfua/ Bank, Plaintiffv. Aadil A. Bel/agio, City Lending Group, Inc., 

R.E. 0. Acquisilions, Inc .. Jimmy Kakalelris, Gabriel Martin, P.A., Gabriel I. 

Maran. Esq., Michael Dion. Nancy Dian, Centeno Doors & More, Inc., Fon·esl 

Sygman, Eli Hadad, Sottlh Florida lm•estmenl Group, LLC, am/ Assel 

Manageme111 Holdings, LLC, Defendanls, Dade County Circuit Case No. 06-

12568 (CA I I); and 

lvledmarc Casualty Insurance Company, Plaimiff v. Gabriel Marlin; Gabriel 

Marlin, P.A .. George Louis Garcia; Sterling National Mortgage Co., Inc.; Arthur 

Khanimov; Washington M111rwl Bank; Eli Hadad; Sowlr Florida Investment 

Group, LLC; And Pelican Capilallnveslmelll Group, Inc., Defendants, Case No. 

07-21467 ClV Seitz!McAliley, 

provided, however, that this Limited Release shall not release (a) Second Party from its obligations 

under that certain Settlement Agreement among the Martin Panics, Second Party and others under 

which this Limited Release is delivered; and (b) any claims or potential claims by Attorneys' Title 

Insurance Company (''The Fund'') against Martin Parties arising from the subject matter of the 

above-styled actions; or (c) any claims or potential claims by the FDIC or JPMorgan Chase Bank, 

N.A. against The Fund arising from the subject matter of the above-styled actions, including but not 

limited to claims that have been or could be raiscc.J in the action styled Allorneys · Tille Insurance 

Fuml. Inc. v. Waslring1m1 Mwua/ Bank, Dade County Circuit Court Case No. 07-08681 {CA 24). 

Pugc 18 ol'27 
Wherever used herein, the tenn "Second Party" shall include singular and plural, heirs, legal 

representatives and assigns of individuals, and the successors, officers, agents, representatives, 

parent corporation, and assigns of corporations. 

This Limited Release shall be governed by and interpreted in accordance with the laws of the State 

of rlorida, excluding its principles governing choice or conflicts of lnw. 

Martin Parties represent that the person signing this Release on behalf of Gabriel Martin, P.A. is 

authorized to do so. 

IN WITNESS WHEREOF, we have hereunto set our hands and seals this _ day of May, 

20 12. 

STATE OF f-LORIDA 

COUNTY Or ________ _ 

) 

):SS 

) 

Gabriel Martin, P./\., a dissolved Florida Professional 

Association 

By: --------------------------- Name: Gabriel I. Martin 

Title: Its Director and Trustee 

The foregoing instrument was acknowledged before me this_ day of May, 20 I 2, by Gabriel I. 

Martin as Director and Trustee of Gabriel Martin, P.A., a dissolved Florida Professional 

Association. He is personally known to me or produced as 

identification, and did take an oath. 

NOTARY PUBLIC 

SEAL OF OFFICE 

STATE OF FLORIDA 

COUNTY OF _____ _ 

) 

):SS 

) 

NOTARY PUBLIC, State of Florida 

At Large 

Gabriel I. Martin 

!'age 19 ol'27 
The foregoing instrument was acknowledged before me this_ day of May, 2012, by Gabriel I. 

Martin. He is personally known to me or produced as 

identification, and did take an oath. 

NOTARY PUBLIC 

SEAL OF OFFICE NOTARY PUBLIC, State of Florida 

At Large 

l'ugc 20 or27 
Exhibit E 

IN THE CIRCUIT COURT OF THE ELEVENTH 

JUDlCIAL CIRCUIT IN AND FOR MIAMIDADE COUNTY, FLORIDA 

COMPLEX BUSINESS LITIGATION DIVISION 

CASE NO. 07-0 I I 68 CA 40 

JPMORGAN CHASE BANK, NATIONAL 

ASSOCIATION, as purchaser of the loans 

and assets ofWASHINGTON MUTUAL 

BANK, (the "Savings Bank") formerly known 

as \V ASHINGTON MUTUAL BANK, FA, 

for the Federal Deposit Insurance Corporation, 

acting as receiver for the Savings Bank and 

pursuant to its authority under the Federal 

Deposit Insurance Act, 12 USC § 1821 (d), 

Plaintiff, 

v. 

GABRIEL MARTIN, P.A., a Florida 

Professional Association; GABRIEL MARTIN, 

ESQ., an individual; DANIEL JACOBAZZI, an 

individual; AKBAR NIKOOIE, an individual; 

JASON L. ZABALETA, an individual; 

JOSE MARSICOBETRE MEJIA, an individual; 

Eta/., 

Defendants. 

----------------------------~' 

AGREED ORDER DISMISSING CERTAIN CLAIMS 

This cause came before the Court following a settlement between Substituted PartyPlaintiff Federal Deposit Insurance Corporution ("FDIC"), as Receiver of Washington Mutual 

Bank ("'WaMu") on Count VIII of the Amended Complaint originally filed by WaMu. and 

Defendants Gabriel Martin, P.A. ("Martin P.A.") and Gabriel Martin, Esq. ("Martin") 

l'ncc 21 of27 

r/ .• 
(collectively, "Martin Defendants"). The Court has reviewed the tile und has been advised that 

FDIC as Receiver for Washington Mutual Bank ("f'DIC-Receiver") and the Martin Defendants 

have entered into a settlement agreement calling for entry of this order and that Counsel of 

record for the f'DIC-Receivcr and the Murtin Defendants have agreed to entry of this Order. 

Accordingly, it is Ordered as follows: 

I. Count VIII of the Amended Complai nt and the claims asserted or that could have 

been asserted by f'DIC-Recciver against the Martin Defendants arising out of the subject matter 

of this action arc hereby dismissed without prejudice. Each of f'DIC-Receiver and the Martin 

Defendants shall bear its/his own costs and fees as against each other. 

2. This order shall not affect any other claims in this action, and the Court retains 

jurisdiction over the remaining claims. 

DONE and ORDERED in Chambers in Miami-Dade County, Florida this __ day of 

---- ------' 2012. 

CIRCUIT COURT JUDGE 

Copies furnished to: 

Dora Kaufman, Esq., counsel to the FDIC as Receiver for Washington Mutual Bank 

DavidS. Garbett, Esq., co-counsel to JPMorgan 

Carlos D. Lcnnan, Esq., co-counsel to JPMorgan 

Alan L. Landsberg, Esq., counsel to Martin Defendants 

Peter Berlow, Esq., counsel to Nikooie 

Michael S. Perse, Esq., co-counsel to GMAI 

Daniel Jacobazzi 

Dyanne E. Feinberg, Esq., counsel to Adorno & Yoss 

Gregory Martin, Esq., pro :w 

Jason L. Zabalcta, prose 

George Garcia, pro se 

l'agc 22 of27 

;I 
Exhibit F 

WASHINGTON MUTUAL BANK, a Federal 

Banking Association, 

Pluinti ff, 

vs. 

AADIL BELLAGIO, eta/., 

Defendants. 

--------------------------~/ 

rN THE CIRCUIT COURT OF THE 

ELEVENTH JUDICIAL CIRCUIT IN AND 

FOR MIAMI-DADE COUNTY, FLORIDA 

GENERAL JURISDICTION DIVISION 

CASE NO. 06-I2568 {CA II) 

AGREED ORDER DISMISSING CERTAIN CLAIMS 

This cause came before the Court following a settlement between Substituted PartyPlaintiff Federal Deposit Insurance Corporation ("FDIC"), as Receiver of Washington Mutual 

Bank ("WaMu") on Count VIII of the Amended Complaint originally filed by WaMu, and 

Defendants Gabriel Martin, P.A. ("Martin P.A.") and Gabriel Martin, Esq. ("Martin") 

(collectively, "Martin Defendants'} The Court has reviewed the file and has been advised that 

FDIC as Receiver for Washington Mutual Bank ("FDIC-Receiver") and the Martin Defendants 

have entered into a settlement agreement calling for entry of this order and that Counsel of 

record for the FDIC-Receivcr and the Martin Defendants have agreed to entry of this Order. 

Accordingly, it is Ordered as follows: 

I. Count IX of the Amended Complaint and the claims asserted or that could have 

been asserted by the FDIC-Receiver against the Martin Defendants arising out of the subject 

Page 23 of27 
matter of this action arc hereby dismissed without prejudice. Each of FDIC-Rcceiver and the 

Martin Defendants shall bear its/his own costs and fees as against each other. 

2. This order shall not affect any other claims in this action, and the Court retains 

jurisdiction over the remaining claims. 

DONE and ORDERED in Chambers in Miami-Dade County, Florida this __ day of 

----------' 2012. 

CIRCUIT COURT JUDGE 

Copies furnished to: 

Dora Kaufman, Esq., counsel to the FDIC as Receiver for Washington Mutual Bank 

David S. Garbett, Esq., co-counsel to JPMorgun 

Carlos D. Lerman, Esq., co-counsel to JPMorgun 

Alan L. Landsberg, Esq., counsel to Martin Defendants 

Michael P Woodbury, Esq., Robert P Santiago, Esq., counsel to Bellagio and REO Acquisitions, 

Inc., 

Michael Dion and Nancy Dion 

Forest Sygman, Esq. 

Eli Hadad 

South Florida Investment Group, LLC, c/o Eli Hadad, Registered Agent 

Centero Doors & More, Inc., c/o Martha Centeno, Registered Agent 

Jimmy Kakaletris, alk/u James Kakaletris, alkla Dirnitrios Kakaletris 

Les C. Shields, Esq., counsel to City Lending Group, Inc. and Asset Management Holdings, Inc. 

l'agc 2..J of27 
Exhibit G 

IN THE UNITED STATES COURT OF APPEALS 

FOR THE ELEVENTH CIRCUIT 

CASE NO. 08-17216-F 

USDC CASE NO. 07-21467-CV-PAS 

MEDMARC CASUALTY INSURANCE 

COMPANY, 

Appellant, 

vs. 

GABRIEL MARTIN, individually, eta/., 

Appellees. 

I -------------------------

APPELLANT'S AGREED MOTION TO DISMISS APPEAL 

Plaintiff/Appellant Medmarc Casualty Insurance Company, pursuant to 

FRAP 42 and 11th Cir. R. 42-l(a), moves this Court for entry of an order 

dismissing this appeal as against Appellee Federal Deposit Insurance Corporation 

("FDIC") with prejudice, each side to bear its own costs and fees. In support of its 

motion, Medmarc would show the Court as follows: 

1. Medmarc, FDIC and others have entered a settlement agreement 

disposing of all disputes between Medmare and FDIC in this appeal, and 

Pog\! 25 of27 
accordingly this appeal is due to be dismissed with prejudice, each side to bear its 

own costs and fees. 

2. Medmarc previously entered confidential settlement agreements with 

other parties. 

3. Undersigned counsel to Medmarc has conferred with counsel to the 

FDIC and Sterling, who agree with the relief sought in this motion. 

Wherefore, Medmarc prays that this Court grant its motion and enter an 

order dismissing this appeal as against FDIC with prejudice, each side to bear its 

own costs and fees. 

Hinshaw & Culbertson LLP 

Attorneys for Medmarc 

2525 Ponce De Leon Boulevard 

4th Floor 

Coral Gables, Florida 33134 

Telephone: (305) 358-7747 

Fax: (305) 577-1063 

Email: choev@hinshawlaw.com 

By: 

-------------------------------------------------------------- Colleen A. Hocy, FNB 078964 

CERTIFICATE OF SERVICE 

I certify that a copy hereof has been furnished to the parties on the attached 

service list by mail this _ day of May, 2012. 

Colleen A. Hoey 

l'age 26 of27 
SERVICE LIST 

David S. Garbett, Esq. 

Email: dQarbett{a),gsarlaw .com 

Garbett, Stiphany, Allen & Roza, P .A. 

Brickell BayView Centre 

Suite 3100 

80 S. W. 8th Street 

Miami-Dade County, FL 33130 

William M. Rudow, Esq. 

williamrudow(@,rudowlaw.com 

Law Offices of William Mr. Rudow, LLC 

Co-Counsel to Sterling 

5603 Ncwburry Street 

Baltimore, MD 21209-3603 

Geoffrey S. Aaronson, Esq. 

gaaronson@,aaronsonpa.com 

Geoffrey S. Aaronson, P.A. 

Bankruptcy counsel to Eli Hadad 

1 00 S.E. 2"11 St., 27th Floor 

Miami-Dade County, FL 33131 

Peter E. Berlowe, Esq. 

pcb@.assoul ineberlowe.com 

Assouline & Berlowe, P .A. 

Counsel to Akbar Nikooie 

3250 Mary St., Suite 308 

Miami-Dade County, FL 33133-5232 

Gabriel I. Martin, Esq. 

670 N.E. 1141h Street 

Biscayne Park, FL 33161 

v 121031002\sc:ttlc:mc:nt dOI;Umcnu\lin;~l \'tnron)\.settlcmcnt ~crccm::nt Wt lirol doc 

Page 27 of27