Merger 

Decisions 

2015 

Federal 

Deposit 

Ins urance 

Corporation 
FEDERAL DEPOSIT INSURANCE CORPORATION

MERGER DECISIONS

ANNUAL REPORT TO CONGRESS

Bank Merger Act Reporting Requirements

(Thursday, January 01, 2015 through Thursday, December 31, 2015)

All of the following Merger applications were approved by the FDIC during the year 2015. With 

regard to each application, the FDIC considered and found favorably with respect to the statutory 

factors, including the financial and managerial resources; future prospects of the existing and proposed 

institutions; the convenience and needs of the community to be served; the risk to the stability of the 

United States banking and financial system; and the effectiveness of each depository institution 

involved in the merger in combating money laundering activities, including in overseas branches.

Except as noted, reports regarding the competitive factors were requested from the Attorney General, 

and Summary Reports from the Attorney General indicated that the transactions would not have a 

significant adverse effect on competition.

In each case, the FDIC determined that the transaction would not result in a monopoly or further any 

combination or conspiracy to monopolize or attempt to monopolize the business of banking in any part 

of the United States. In addition, the FDIC determined that the transaction would not have the effect 

in any section of the country to substantially lessen competition or tend to create a monopoly or in any 

other manner restrain trade, unless the anticompetitive effects of the transaction were clearly 

outweighed in the public interest by the probable effect of the transaction in meeting the convenience 

and needs of the community to be served.

Finally, the FDIC determined that, for each interstate merger case (other than a case involving an 

insured institution in default or in danger of default), the resulting insured institution, including its 

affiliated insured institutions, upon consummation of the transaction would not control more than ten 

percent (10%) of the total amount of deposits of all insured depository institutions in the United States.

Note: Additional copies of this Report can be downloaded from the FDIC's Public Information 

Center's web site at: www.fdic.gov/bank/individual/merger/. 
Regular Mergers

Applicant Institution Other/ Institution 

Institution Name 

City, State 

Total 

Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

Oakworth Capital Bank

BIRMINGHAM, AL 

384,438 58783 AlaTrust, Inc. 

MONTGOMERY, AL 

0 1,975 1 09/30/2015 07/22/2015 20151046 

River Bank & Trust

PRATTVILLE, AL 

461,234 58255 Keystone Bank 

AUBURN, AL 

58382 255,180 3 12/15/2015 12/09/2015 20151482 

Cross County Bank

WYNNE, AR 

224,514 13821 SouthBank, a Federal Savings Bank 

HUNTSVILLE, AL 

33109 40,280 3 09/21/2015 09/09/2015 20151389 

1st Bank Yuma

YUMA, AZ 

226,580 57298 Mohave State Bank 

LAKE HAVASU CITY, AZ 

33508 23,869 1 07/09/2015 05/20/2015 20150749 

1st Bank Yuma

YUMA, AZ 

226,580 57298 First Fidelity Bank, National Association 

OKLAHOMA CITY, OK 

23473 14,675 1 07/09/2015 05/20/2015 20150766 

Americas United Bank

GLENDALE, CA 

169,328 58360 Banc of California, N.A. 

IRVINE, CA 

35498 52,175 2 09/02/2015 08/05/2015 20151220 

First Foundation Bank

IRVINE, CA 

1,352,172 58647 Pacific Rim Bank 

HONOLULU, HI 

58137 126,434 1 04/29/2015 01/28/2015 20150043 

Opus Bank

IRVINE, CA 

5,058,649 33806 Commerce Escrow Company 

LOS ANGELES, CA 

0 1,695 1 03/16/2015 03/11/2015 20150179 

RPM Investments Inc. 

LOS ANGELES, CA 

0 0 0

California Bank of Commerce

LAFAYETTE, CA 

520,008 58583 Pan Pacific Bank 

FREMONT, CA 

57989 141,477 2 12/02/2015 10/21/2015 20151763 

Cathay Bank

LOS ANGELES, CA 

11,488,897 18503 Asia Bank, National Association 

FLUSHING, NY 

25745 528,397 5 06/23/2015 04/08/2015 20150480 

Pacific Western Bank

LOS ANGELES, CA 

16,557,749 24045 Square 1 Bank 

DURHAM, NC 

58021 3,903,887 1 08/24/2015 06/17/2015 20150605 

Preferred Bank

LOS ANGELES, CA 

2,170,156 33539 United International Bank 

FLUSHING, NY 

57987 184,099 1 10/19/2015 09/09/2015 20151412 

Premier Business Bank

LOS ANGELES, CA 

252,023 58261 First Mountain Bank 

BIG BEAR LAKE, CA 

23544 139,488 3 10/23/2015 08/26/2015 20151322 

Citizens Business Bank

ONTARIO, CA 

7,619,826 21716 County Commerce Bank 

VENTURA, CA 

57423 257,277 5 12/16/2015 12/09/2015 20151978 

Finance and Thrift Company

PORTERVILLE, CA 

120,245 25870 Pan American Bank 

LOS ANGELES, CA 

20448 36,175 1 07/14/2015 06/03/2015 20150596 

Plumas Bank

QUINCY, CA 

553,317 23275 Rabobank, National Association 

ROSEVILLE, CA 

23364 16,122 1 07/07/2015 06/17/2015 20150888 

Security Bank of California

RIVERSIDE, CA 

634,748 57964 Rabobank, National Association 

ROSEVILLE, CA 

23364 53,197 1 06/23/2015 06/17/2015 20150805 

American Riviera Bank

SANTA BARBARA, CA 

224,435 58281 The Bank of Santa Barbara 

SANTA BARBARA, CA 

58098 182,818 1 11/24/2015 09/21/2015 20151463 

Bank of Stockton

STOCKTON, CA 

2,391,091 1536 First Bank 

CREVE COEUR, MO 

12229 7,697 2 05/13/2015 04/22/2015 20150635 

Regular Mergers (Page 1 of 8, of 139 records) 

Data Date(s) 01/01/2015 to 12/31/2015 
Applicant Institution Other/ Institution 

Institution Name 

City, State 

Total 

Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

Bank of Stockton

STOCKTON, CA 

2,358,708 1536 First Bank 

CREVE COEUR, MO 

12229 7,800 1 08/10/2015 08/05/2015 20151128 

Suncrest Bank

VISALIA, CA 

218,036 58728 Sutter Community Bank 

YUBA CITY, CA 

58221 68,309 1 11/16/2015 10/07/2015 20151407 

Summit Bank & Trust

BROOMFIELD, CO 

155,114 58458 Centennial Bank 

DENVER, CO 

26853 730,059 15 12/30/2015 12/09/2015 20152052 

The Eastern Colorado Bank

CHEYENNE WELLS, CO 

343,463 16125 The First National Bank of Santa Fe 

ALBUQUERQUE, NM 

2239 1,561 1 10/15/2015 09/21/2015 20151465 

The Dolores State Bank

DOLORES, CO 

165,675 17959 Mancos Valley Bank 

MANCOS, CO 

19205 73,411 2 07/17/2015 06/17/2015 20150863 

Liberty Bank

MIDDLETOWN, CT 

3,981,594 17943 Naugatuck Valley Financial Corporation 

NAUGATUCK, CT 

0 0 0 09/17/2015 08/26/2015 20151256 

Naugatuck Valley Savings and Loan 

NAUGATUCK, CT 

30365 502,561 10 

Preferred Community Bank

FORT MYERS, FL 

93,764 58262 Reliance Bank 

DES PERES, MO 

35123 15,314 1 12/21/2015 11/18/2015 20151850 

Harbor Community Bank

FORT PIERCE, FL 

1,484,250 18149 Florida Citizens Bank 

GAINESVILLE, FL 

34869 232,714 7 10/29/2015 09/21/2015 20151396 

Harbor Community Bank

INDIANTOWN, FL 

1,197,116 18149 First America Bank 

BRADENTON, FL 

57722 260,121 5 03/30/2015 03/11/2015 20142269 

Jefferson Bank of Florida

OLDSMAR, FL 

231,773 58672 The Bank of Tampa 

TAMPA, FL 

21031 7,650 1 06/11/2015 05/20/2015 20150721 

Calusa Bank

PUNTA GORDA, FL 

168,741 58512 Achieva Credit Union 

DUNEDIN, FL 

0 1,144,322 4 11/02/2015 06/26/2015 20150877 

Community & Southern Bank

ATLANTA, GA 

3,399,089 59010 Community Business Bank 

CUMMING, GA 

58624 149,061 2 04/23/2015 04/22/2015 20150267 

Community & Southern Bank

ATLANTA, GA 

3,505,776 59010 CertusBank, National Association 

EASLEY, SC 

59028 764,000 12 09/02/2015 07/08/2015 20150988 

Fidelity Bank

ATLANTA, GA 

3,202,220 21440 First Bank 

CREVE COEUR, MO 

12229 37,992 8 07/15/2015 06/26/2015 20150953 

PeoplesSouth Bank

COLQUITT, GA 

494,439 21292 Cadence Bank, N.A. 

BIRMINGHAM, AL 

4999 229,973 6 08/31/2015 08/05/2015 20151169 

Morris Bank

DUBLIN, GA 

490,420 17910 CertusBank, National Association 

EASLEY, SC 

59028 55,544 1 08/27/2015 07/08/2015 20150996 

Farmers State Bank

LUMPKIN, GA 

48,576 5691 Five Star Credit Union 

DOTHAN, AL 

0 48,576 3 10/16/2015 04/08/2015 20150492 

Ameris Bank

MOULTRIE, GA 

4,040,577 20504 Bank of America, National Association 

CHARLOTTE, NC 

3510 834,585 18 04/28/2015 04/22/2015 20150362 

First Peoples Bank

PINE MOUNTAIN, GA 

73,051 33010 The Greenville Banking Company 

GREENVILLE, GA 

12078 28,646 1 10/29/2015 05/06/2015 20151038 

Regular Mergers (Page 2 of 8, of 139 records) 

Data Date(s) 01/01/2015 to 12/31/2015 
Applicant Institution Other/ Institution 

Institution Name 

City, State 

Total 

Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

Peoples State Bank

ALBIA, IA 

92,081 26911 MidWestOne Bank 

IOWA CITY, IA 

14843 35,241 1 10/23/2015 10/07/2015 20151614 

Fidelity Bank & Trust

DUBUQUE, IA 

627,651 14382 East Dubuque Savings Bank 

DUBUQUE, IA 

5733 167,483 2 11/06/2015 10/07/2015 20151598 

Community Savings Bank

EDGEWOOD, IA 

320,328 14633 The Garnavillo Savings Bank 

GARNAVILLO, IA 

10898 41,475 1 07/17/2015 07/08/2015 20151029 

United Bank of Iowa

IDA GROVE, IA 

1,270,132 958 Blencoe State Bank 

ONAWA, IA 

13446 44,391 1 03/16/2015 02/25/2015 20150246 

Green Belt Bank & Trust

IOWA FALLS, IA 

398,008 26760 Northwest Bank 

SPENCER, IA 

32647 19,398 1 11/27/2015 11/18/2015 20151892 

Kerndt Brothers Savings Bank

LANSING, IA 

235,454 8761 Fidelity Bank & Trust 

DUBUQUE, IA 

14382 28,410 2 09/04/2015 08/05/2015 20151209 

First Savings Bank of Hegewisch

CHICAGO, IL 

563,300 29809 South End Savings, s.b. 

HOMEWOOD, IL 

30568 34,300 1 05/14/2015 05/06/2015 20150618 

Royal Savings Bank

CHICAGO, IL 

116,330 28068 PNA Bank 

CHICAGO, IL 

28299 96,473 2 09/11/2015 02/25/2015 20150163 

Community State Bank

GALVA, IL 

159,229 23257 Franklin Bank 

FRANKLIN, IL 

18445 40,169 1 07/15/2015 06/26/2015 20150736 

First State Bank of Illinois

LA HARPE, IL 

311,754 9632 Kenney Bank and Trust 

KENNEY, IL 

22609 15,383 0 06/05/2015 03/25/2015 20141938 

The Edgar County Bank and Trust Co., 

Paris, Illinois

PARIS, IL 

391,254 3722 Sidell State Bank 

SIDELL, IL 

15807 22,643 2 04/15/2015 03/25/2015 20150395 

Town & Country Bank Midwest

QUINCY, IL 

160,220 10460 The State Bank of Lima 

LIMA, IL 

5735 31,555 1 05/18/2015 04/08/2015 20150521 

Marion County Savings Bank

SALEM, IL 

153,757 30819 Pekin National Bank 

PEKIN, IL 

19430 23,364 2 03/30/2015 02/25/2015 20150287 

MainSource Bank

GREENSBURG, IN 

3,124,382 5766 Old National Bank 

EVANSVILLE, IN 

3832 120,000 4 05/14/2015 04/22/2015 20150577 

German American Bancorp

JASPER, IN 

2,305,990 17393 River Valley Financial Bank 

MADISON, IN 

14714 512,376 14 12/30/2015 12/09/2015 20152063 

MutualBank

MUNCIE, IN 

1,444,076 27744 Berne Interim Sub, Inc., a subsidiary of 

First Bank of Berne 

BERNE, IN 

9288 51,096 0 09/10/2015 08/26/2015 20151296 

Peoples Bank SB

MUNSTER, IN 

793,621 29523 Liberty Savings Bank, FSB 

WHITING, IN 

28781 55,020 3 06/10/2015 04/22/2015 20150539 

Almena State Bank

ALMENA, KS 

34,037 15426 The Farmers State Bank 

ATWOOD, KS 

15352 24,107 1 06/22/2015 06/03/2015 20150858 

Bank of Montgomery

MONTGOMERY, LA 

223,245 1373 Bank of Ringgold 

RINGGOLD, LA 

1377 57,811 3 11/10/2015 10/21/2015 20151762 

Fidelity Co-operative Bank

FITCHBURG, MA 

615,774 26451 Barre Savings Bank 

BARRE, MA 

90148 152,983 3 12/01/2015 10/21/2015 20151765 

Regular Mergers (Page 3 of 8, of 139 records) 

Data Date(s) 01/01/2015 to 12/31/2015 
Applicant Institution Other/ Institution 

Institution Name 

City, State 

Total 

Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

North Shore Bank, a Co-operative Bank

PEABODY, MA 

670,271 26484 Merrimac Savings Bank 

MERRIMAC, MA 

90240 73,637 2 08/28/2015 08/05/2015 20151202 

Berkshire Bank

PITTSFIELD, MA 

6,476,905 23621 Hampden Bank 

SPRINGFIELD, MA 

90283 709,488 0 03/31/2015 02/25/2015 20142724 

Rockland Trust Company

ROCKLAND, MA 

6,384,736 9712 Peoples Federal Savings Bank 

BRIGHTON, MA 

29861 600,694 8 01/09/2015 10/22/2014 20141757 

S-Bank

WEYMOUTH, MA 

198,516 26575 Scituate Federal Savings Bank 

SCITUATE, MA 

30424 294,050 5 09/02/2015 08/05/2015 20151228 

Kopernik Federal Bank

BALTIMORE, MD 

65,346 29901 Kosciuszko Federal Savings Bank 

BALTIMORE, MD 

32407 12,007 1 09/24/2015 06/26/2015 20150937 

Biddeford Savings Bank

BIDDEFORD, ME 

399,653 17741 Mechanics Interim Three Savings Bank 

(in formation) 

AUBURN, ME 

0 0 0 09/04/2015 07/08/2015 20150923 

Sturgis Bank & Trust Company

STURGIS, MI 

312,376 28593 The West Michigan Savings Bank 

BANGOR, MI 

11404 35,908 1 02/25/2015 02/11/2015 20150015 

Red River State Bank

HALSTAD, MN 

44,135 15820 First State Bank of Fertile 

FERTILE, MN 

10186 36,419 1 08/31/2015 08/05/2015 20151227 

Northview Bank

SANDSTONE, MN 

248,301 10956 State Bank of Park Rapids 

PARK RAPIDS, MN 

1406 94,577 1 04/21/2015 03/25/2015 20150439 

Wells Federal Bank

WELLS, MN 

251,521 29141 St James Federal Savings and Loan 

Association 

SAINT JAMES, MN 

31071 27,215 1 06/26/2015 05/20/2015 20150435 

Peoples Community Bank

GREENVILLE, MO 

336,702 22394 Cabool State Bank 

CABOOL, MO 

1419 60,289 1 11/17/2015 11/04/2015 20151748 

The Bank of Missouri

PERRYVILLE, MO 

1,124,616 1617 Bank Star of the BootHeel 

STEELE, MO 

10629 97,823 2 10/21/2015 09/21/2015 20151458 

Great Southern Bank

REEDS SPRING, MO 

4,111,821 29546 Fifth Third Bank 

CINCINNATI, OH 

6672 260,750 12 11/19/2015 11/04/2015 20151837 

Community First Banking Company

WEST PLAINS, MO 

153,397 34610 Great Southern Bank 

REEDS SPRING, MO 

29546 14,126 1 12/15/2015 11/18/2015 20151948 

Planters Bank & Trust Company

INDIANOLA, MS 

825,908 8235 Covenant Bank 

CLARKSDALE, MS 

57039 223,446 5 09/25/2015 09/09/2015 20151388 

First Commercial Bank

JACKSON, MS 

333,566 57069 DeSoto County Bank 

HORN LAKE, MS 

58154 82,247 2 04/08/2015 03/11/2015 20150318 

Renasant Bank

TUPELO, MS 

5,736,440 12437 Heritage Bank of the South 

ALBANY, GA 

50028 1,749,999 35 03/10/2015 02/11/2015 20150052 

Glacier Bank

KALISPELL, MT 

8,090,145 30788 Community Bank, Inc. 

RONAN, MT 

1979 179,709 8 01/09/2015 01/07/2015 20142242 

Glacier Bank

KALISPELL, MT 

8,569,668 30788 Canon National Bank 

CANON CITY, CO 

21801 253,143 9 09/14/2015 08/26/2015 20151376 

Aquesta Bank

CORNELIUS, NC 

263,729 58296 CertusBank, National Association 

EASLEY, SC 

59028 9,602 1 06/02/2015 04/22/2015 20150645 

Regular Mergers (Page 4 of 8, of 139 records) 

Data Date(s) 01/01/2015 to 12/31/2015 
Applicant Institution Other/ Institution 

Institution Name 

City, State 

Total 

Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

Select Bank & Trust Company

DUNN, NC 

741,846 35465 Yadkin Bank 

STATESVILLE, NC 

19861 38,862 2 10/07/2015 09/09/2015 20151173 

Macon Bank, Inc.

FRANKLIN, NC 

969,036 31445 Arthur State Bank 

UNION, SC 

15085 40,458 2 11/17/2015 10/21/2015 20151581 

The Fidelity Bank

FUQUAY VARINA, NC 

1,680,673 11507 First-Citizens Bank & Trust Company 

RALEIGH, NC 

11063 38,420 1 10/23/2015 09/21/2015 20151510 

Southern Bank and Trust Company

MOUNT OLIVE, NC 

2,169,478 15359 Heritage Bank 

NORFOLK, VA 

22411 323,637 5 12/07/2015 11/18/2015 20151883 

Lumbee Guaranty Bank

PEMBROKE, NC 

307,278 20568 Southern Bank and Trust Company 

MOUNT OLIVE, NC 

15359 19,600 0 10/02/2015 09/09/2015 20151313 

Bank of North Carolina

THOMASVILLE, NC 

4,170,978 33527 CertusBank, National Association 

EASLEY, SC 

59028 284,000 7 09/29/2015 07/22/2015 20151067 

Branch Banking and Trust Company

WINSTON SALEM, NC 

182,901,216 9846 Citibank, National Association 

SIOUX FALLS, SD 

7213 2,346,102 42 01/30/2015 11/05/2014 20141767 

Dakota Heritage Bank of North Dakota

HUNTER, ND 

148,476 16231 The National Bank of Harvey 

HARVEY, ND 

19337 52,025 1 02/13/2015 01/28/2015 20150022 

Western Nebraska Bank

CURTIS, NE 

77,938 1983 Pony Express Community Bank 

SAINT JOSEPH, MO 

22185 14,698 1 11/18/2015 11/18/2015 20151803 

Elkhorn Valley Bank & Trust

NORFOLK, NE 

664,318 16553 First Nebraska Bank of Wayne 

WAYNE, NE 

5489 44,708 2 01/13/2015 11/05/2014 20142010 

Premier Bank

OMAHA, NE 

146,113 12493 Farmers Bank and Trust Company 

NEBRASKA CITY, NE 

17339 55,838 1 03/19/2015 02/25/2015 20150266 

Cape Bank

CAPE MAY COURT HOUSE, NJ 

1,089,148 28395 Sun National Bank 

VINELAND, NJ 

26240 35,000 1 06/29/2015 05/20/2015 20150740 

Glen Rock Savings Bank

GLEN ROCK, NJ 

137,577 28729 Llewellyn-Edison Savings Bank, FSB 

WEST ORANGE, NJ 

28655 118,624 3 09/11/2015 05/20/2015 20150738 

Lakeland Bank

NEWFOUNDLAND, NJ 

3,694,196 19953 Pascack Community Bank 

WALDWICK, NJ 

57215 402,717 8 10/13/2015 09/09/2015 20151470 

New Mexico Bank & Trust

ALBUQUERQUE, NM 

1,113,031 34726 Community Bank 

SANTA FE, NM 

21000 182,537 5 06/08/2015 05/20/2015 20150746 

Putnam County Savings Bank

BREWSTER, NY 

988,148 15995 CMS Bank 

MOUNT VERNON, NY 

23047 273,249 5 01/20/2015 12/03/2014 20142033 

The Community Bank

ZANESVILLE, OH 

385,461 5981 Community Savings 

CALDWELL, OH 

27969 16,271 2 07/15/2015 05/20/2015 20150752 

Farmers Exchange Bank

CHEROKEE, OK 

277,275 15118 The First National Bank of Nash 

NASH, OK 

4155 18,343 1 10/15/2015 09/21/2015 20151485 

First American Bank

ERICK, OK 

43,997 4092 First State Bank of Porter 

PORTER, OK 

4180 35,179 3 03/10/2015 01/28/2015 20150028 

Armstrong Bank

MUSKOGEE, OK 

652,777 2315 Benefit Bank 

FORT SMITH, AR 

35281 187,485 4 02/25/2015 01/28/2015 20150061 

Regular Mergers (Page 5 of 8, of 139 records) 

Data Date(s) 01/01/2015 to 12/31/2015 
Applicant Institution Other/ Institution 

Institution Name 

City, State 

Total 

Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

Security State Bank of Wewoka, 

Oklahoma

WEWOKA, OK 

160,106 8980 The Bank, National Association 

MCALESTER, OK 

4146 45,448 2 01/09/2015 12/03/2014 20142005 

Pacific Continental Bank

EUGENE, OR 

1,491,429 20774 Capital Pacific Bank 

PORTLAND, OR 

57562 255,613 1 02/03/2015 01/07/2015 20142422 

Bank of Eastern Oregon

HEPPNER, OR 

307,563 16243 Bank Reale 

PASCO, WA 

58183 39,409 2 01/14/2015 12/17/2014 20142052 

First Commonwealth Bank

INDIANA, PA 

6,301,541 7468 First Community Bank 

WHITEHALL, OH 

17520 100,420 4 07/16/2015 06/17/2015 20150922 

Mid Penn Bank

MILLERSBURG, PA 

736,465 9889 Miners Bank 

MINERSVILLE, PA 

15145 140,923 4 01/16/2015 12/03/2014 20142129 

First Savings Bank of Perkasie

PERKASIE, PA 

1,041,369 30401 First Federal Savings and Loan 

Association of Bucks Co 

BRISTOL, PA 

28835 751,032 11 07/16/2015 02/25/2015 20150190 

ESSA Bank & Trust

STROUDSBURG, PA 

1,596,359 28262 Eagle National Bank 

UPPER DARBY, PA 

26947 175,731 5 10/22/2015 09/09/2015 20151476 

Northwest Bank

WARREN, PA 

7,800,433 28178 The Lorain National Bank 

LORAIN, OH 

14832 1,235,679 20 04/17/2015 03/25/2015 20150404 

First Palmetto Bank

CAMDEN, SC 

565,605 28396 South State Bank 

COLUMBIA, SC 

13425 38,500 2 08/19/2015 06/17/2015 20150912 

South State Bank

COLUMBIA, SC 

8,023,425 13425 Bank of America, National Association 

CHARLOTTE, NC 

3510 3,000 13 07/09/2015 06/26/2015 20150817 

Sandhills Bank

NORTH MYRTLE BEACH, SC 

102,263 17953 Horry County State Bank 

LORIS, SC 

27139 40,000 3 05/20/2015 04/08/2015 20150533 

Carolina Alliance Bank

SPARTANBURG, SC 

429,816 58432 Pinnacle Bank of South Carolina 

GREENVILLE, SC 

58179 153,524 3 08/13/2015 06/26/2015 20150952 

Farmers State Bank

PARKSTON, SD 

136,931 1686 Fulton State Bank 

FULTON, SD 

6065 65,682 2 06/08/2015 05/20/2015 20150675 

Bank of Putnam County

COOKEVILLE, TN 

385,256 8432 SouthEast Bank 

ATHENS, TN 

57348 21,930 1 03/03/2015 02/11/2015 20150135 

Citizens Tri-County Bank

DUNLAP, TN 

652,650 20818 Berkshire Bank 

PITTSFIELD, MA 

23621 18,200 1 10/07/2015 09/21/2015 20151420 

McKenzie Banking Company

MCKENZIE, TN 

123,451 13955 The Farmers Bank, Woodland Mills, 

Tennessee 

WOODLAND MILLS, TN 

15205 12,018 1 04/17/2015 04/08/2015 20150510 

FirstBank

NASHVILLE, TN 

2,518,742 8663 Northwest Georgia Bank 

RINGGOLD, GA 

9246 297,898 6 08/12/2015 06/17/2015 20150919 

Pinnacle Bank

NASHVILLE, TN 

6,295,524 35583 CapitalMark Bank & Trust 

CHATTANOOGA, TN 

58507 968,268 4 06/19/2015 06/17/2015 20150778 

Pinnacle Bank

NASHVILLE, TN 

6,295,524 35583 Magna Bank 

MEMPHIS, TN 

34937 589,201 5 06/26/2015 06/03/2015 20150841 

Farmer's and Merchants Bank

TREZEVANT, TN 

317,399 8439 Medina Banking Co. 

MEDINA, TN 

10316 44,877 2 12/01/2015 11/18/2015 20151909 

Regular Mergers (Page 6 of 8, of 139 records) 

Data Date(s) 01/01/2015 to 12/31/2015 
Applicant Institution Other/ Institution 

Institution Name 

City, State 

Total 

Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

NexBank, SSB

DALLAS, TX 

2,159,423 29209 College Savings Bank 

PRINCETON, NJ 

27041 374,506 1 11/09/2015 10/21/2015 20151707 

Prosperity Bank

EL CAMPO, TX 

21,673,941 16835 Tradition Bank - Bellaire 

HOUSTON, TX 

23032 522,260 7 09/30/2015 09/21/2015 20151452 

Industry State Bank

INDUSTRY, TX 

641,452 12506 Fayette Savings Bank, SSB 

LA GRANGE, TX 

31936 12,300 1 07/02/2015 06/17/2015 20150854 

Falcon International Bank

LAREDO, TX 

910,923 26856 PlainsCapital Bank 

DALLAS, TX 

17491 16,250 1 04/27/2015 03/11/2015 20150292 

Texas Bank and Trust Company

LONGVIEW, TX 

1,989,439 17842 Vision Bank - Texas 

RICHARDSON, TX 

58447 179,459 1 05/28/2015 05/06/2015 20150686 

First Bank & Trust

LUBBOCK, TX 

739,907 14778 First National Bank of Colorado City 

COLORADO CITY, TX 

24181 41,701 1 05/07/2015 04/22/2015 20150473 

Independent Bank

MCKINNEY, TX 

4,370,665 3076 Grand Bank 

DALLAS, TX 

57378 608,837 2 10/06/2015 09/21/2015 20151445 

R Bank

ROUND ROCK, TX 

307,691 58935 Schwertner State Bank 

SCHWERTNER, TX 

5523 41,606 2 09/15/2015 07/22/2015 20151171 

Optum Bank, Inc.

SALT LAKE CITY, UT 

3,433,968 57408 The Huntington National Bank 

COLUMBUS, OH 

6560 43,109 0 04/22/2015 02/11/2015 20142263 

Optum Bank, Inc.

SALT LAKE CITY, UT 

3,984,318 57408 U.S. Bank National Association 

CINCINNATI, OH 

6548 622,000 0 12/15/2015 08/26/2015 20151071 

Merchants Bank

SOUTH BURLINGTON, VT 

1,679,937 6268 Nuvo Bank & Trust Company 

SPRINGFIELD, MA 

58621 162,404 1 08/27/2015 08/05/2015 20151147 

1st Security Bank of Washington

MOUNTLAKE TERRACE, WA 

566,310 57633 Bank of America, National Association 

CHARLOTTE, NC 

3510 268,026 4 11/18/2015 10/07/2015 20151602 

First Sound Bank

SEATTLE, WA 

102,203 57799 Eastside Commercial Bank, National 

Association 

BELLEVUE, WA 

57132 31,876 1 03/31/2015 03/25/2015 20150130 

HomeStreet Bank

SEATTLE, WA 

4,843,061 32489 AmericanWest Bank 

SPOKANE, WA 

22441 31,363 1 10/08/2015 09/09/2015 20151437 

HomeStreet Bank

SEATTLE, WA 

4,956,550 32489 Orange County Business Bank 

IRVINE, CA 

57338 201,081 1 12/14/2015 11/04/2015 20151842 

Inland Northwest Bank

SPOKANE, WA 

447,784 27601 Bank of Fairfield 

FAIRFIELD, WA 

11207 153,269 7 09/10/2015 08/26/2015 20151350 

Unity Bank

AUGUSTA, WI 

95,062 8714 Nicolet National Bank 

GREEN BAY, WI 

57038 32,577 2 06/30/2015 06/17/2015 20150866 

Royal Bank

ELROY, WI 

330,183 13454 AnchorBank, fsb 

MADISON, WI 

29979 13,926 1 03/30/2015 03/11/2015 20150332 

Horicon Bank

HORICON, WI 

598,041 11236 The Baraboo National Bank 

BARABOO, WI 

12788 17,048 1 10/22/2015 10/07/2015 20151477 

Premier Community Bank

MARION, WI 

267,416 15799 AnchorBank, fsb 

MADISON, WI 

29979 15,000 1 08/20/2015 06/26/2015 20150997 

Regular Mergers (Page 7 of 8, of 139 records) 

Data Date(s) 01/01/2015 to 12/31/2015 
Applicant Institution Other/ Institution 

Institution Name 

City, State 

Total 

Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

MVB Bank, Inc

FAIRMONT, WV 

1,193,862 34603 Susquehanna Bank 

LITITZ, PA 

7579 69,400 2 07/21/2015 06/17/2015 20150759 

Regular Mergers (Page 8 of 8, of 139 records) 

Data Date(s) 01/01/2015 to 12/31/2015 
Corporate Reorganization Mergers

Applicant Institution Other/ Institution 

Institution Name 

City, State 

Total 

Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

See Note 1

Application 

Number

Southern States Bank

ANNISTON, AL 

334,728 58558 Columbus Community Bank 

COLUMBUS, GA 

58299 126,838 1 10/13/2015 20151260 

Bank of the Ozarks

LITTLE ROCK, AR 

8,294,692 110 Bank of the Carolinas 

MOCKSVILLE, NC 

34903 363,457 8 07/10/2015 20150941 

Simmons First National Bank

PINE BLUFF, AR 

5,692,003 3890 First State ATMs, Inc. 

UNION CITY, TN 

0 0 0 09/15/2015 20151312 

First State Transportation, Inc. 

UNION CITY, TN 

0 0 0

Arizona Bank & Trust

PHOENIX, AZ 

487,059 57620 First Scottsdale Bank, National 

Association 

SCOTTSDALE, AZ 

58744 106,332 3 07/10/2015 20150960 

Community Valley Bank

EL CENTRO, CA 

135,270 58500 CMUV Merger Corp 

EL CENTRO, CA 

0 0 0 12/01/2015 20151913 

Capital Bank and Trust Company

IRVINE, CA 

69,426 35164 Capital Guardian Trust Company, a 

Nevada corporation 

RENO, NV 

0 33,600 0 02/10/2015 20160918 

Plaza Bank

IRVINE, CA 

554,105 58100 Bank of Manhattan, N.A. 

EL SEGUNDO, CA 

58568 499,208 5 04/14/2015 20150243 

Sunwest Bank

IRVINE, CA 

855,433 20164 Sunwest Bancorp Inc. 

IRVINE, CA 

0 206 0 12/03/2015 20151881 

Wilmington Trust, National Association

WILMINGTON, DE 

1,973,432 34069 Wilmington Trust Retirement and 

Institutional Services Company 

WILMINGTON, DE 

0 103,172 0 10/14/2015 20151022 

United Community Bank

BLAIRSVILLE, GA 

7,530,159 16889 First National Bank 

LENOIR CITY, TN 

4947 425,377 10 04/03/2015 20150294 

United Community Bank

BLAIRSVILLE, GA 

7,626,994 16889 The Palmetto Bank 

GREENVILLE, SC 

8997 1,173,851 32 06/18/2015 20150793 

The Farmers Bank

FORSYTH, GA 

63,639 17089 The Peoples Bank 

COVINGTON, GA 

173 96,215 1 01/30/2015 20141744 

The Bank of Perry 

PERRY, GA 

8480 116,401 2 

Spivey State Bank 

SWAINSBORO, GA 

19389 90,875 2 

Hamilton State Bank

HOSCHTON, GA 

1,672,249 57810 Highland Commercial Bank 

MARIETTA, GA 

57732 129,628 2 08/14/2015 20151033 

State Bank and Trust Company

MACON, GA 

2,880,380 57870 First Bank of Georgia 

AUGUSTA, GA 

27423 516,959 7 05/07/2015 20150558 

Ameris Bank

MOULTRIE, GA 

4,040,577 20504 Merchants & Southern Bank 

GAINESVILLE, FL 

18116 472,487 13 04/15/2015 20150364 

First Security Bank and Trust Company

CHARLES CITY, IA 

447,038 1852 Hampton State Bank 

HAMPTON, IA 

13722 71,647 2 09/21/2015 20151377 

Southeast National Bank

DAVENPORT, IA 

188,130 35109 MBC Financial Corp. 

MOLINE, IL 

0 7,189 0 11/23/2015 20151882 

Corporate Reorganization Mergers (Page 1 of 6, of 108 records) 

Data Date(s) 01/01/2015 to 12/31/2015 
Applicant Institution Other/ Institution 

Institution Name 

City, State 

Total 

Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

Bankers Trust Company

DES MOINES, IA 

3,208,546 953 Bankers Trust Company 

CEDAR RAPIDS, IA 

57484 487,085 3 07/22/2015 20150983 

South Ottumwa Savings Bank

OTTUMWA, IA 

304,587 9099 West Liberty State Bank 

WEST LIBERTY, IA 

14573 90,210 1 05/14/2015 20150595 

American State Bank

SIOUX CENTER, IA 

703,351 228 Community Bank 

ALTON, IA 

14498 41,916 2 06/18/2015 20150709 

Busey Bank

CHAMPAIGN, IL 

3,460,039 16450 Herget Bank, National Association 

PEKIN, IL 

3725 274,608 3 01/29/2015 20142056 

Busey Bank

CHAMPAIGN, IL 

3,805,336 16450 Herget Service Co. 

PEKIN, IL 

0 0 0 12/24/2015 20152060 

Busey Bank

CHAMPAIGN, IL 

3,805,336 16450 Herget Mortgage Corp. 

PEKIN, IL 

0 0 0 12/24/2015 20152061 

Dieterich Bank, N.A.

DIETERICH, IL 

585,295 3787 Park Hills, LLC 

DIETERICH, IL 

0 0 0 10/29/2015 20151646 

Washington Savings Bank

EFFINGHAM, IL 

266,788 29227 First Federal Savings and Loan 

Association of Mattoon 

MATTOON, IL 

27858 87,673 1 07/27/2015 20150497 

Parkway Bank and Trust Company

HARWOOD HEIGHTS, IL 

2,235,263 19008 Park Federal Savings Bank 

CHICAGO, IL 

28053 151,467 4 10/30/2015 20151364 

Mercantile Bank

QUINCY, IL 

339,364 11301 Mercantile Investments, Inc. 

Grand Cayman Island, Cayman Islands 

WILMINGTON, DE 

0 0 0 04/02/2015 20150070 

Mercantile Bank

QUINCY, IL 

342,064 11301 United Community Bank 

CHATHAM, IL 

19459 78,437 3 07/30/2015 20151063 

American Chartered Bank

SCHAUMBURG, IL 

2,613,494 27006 AFS McKinley, LLC 

SCHAUMBURG, IL 

0 0 0 05/11/2015 20150623 

IAB Financial Bank

FORT WAYNE, IN 

945,476 16400 IAB Merger Bank 

BOURBON, IN 

13110 85,756 2 01/16/2015 20142064 

German American Bancorp

JASPER, IN 

2,232,513 17393 German American Financial Advisors & 

Trust Company 

JASPER, IN 

57494 0 0 06/15/2015 20150787 

Your Community Bank

NEW ALBANY, IN 

1,485,029 28915 The Scott County State Bank 

SCOTTSBURG, IN 

10485 135,508 4 07/21/2015 20151044 

Citizens State Bank of New Castle, 

Indiana

NEW CASTLE, IN 

469,447 13107 Citizens State Investments, Inc. 

LAS VEGAS, NV 

0 0 0 11/18/2015 20151802 

American Founders Bank, Inc.

LEXINGTON, KY 

276,826 57113 American Founders Loan Corporation 

LEXINGTON, KY 

0 0 0 10/15/2015 20151056 

Kentucky Bank

PARIS, KY 

854,298 734 Madison Bank 

RICHMOND, KY 

34306 122,560 3 05/08/2015 20150489 

Business First Bank

BATON ROUGE, LA 

685,197 58228 American Gateway Bank 

BATON ROUGE, LA 

313 366,156 10 03/11/2015 20142179 

Merchants & Farmers Bank & Trust 

Company

LEESVILLE, LA 

320,304 9319 The Vernon Bank 

LEESVILLE, LA 

10526 78,572 2 03/25/2015 20150477 

Corporate Reorganization Mergers (Page 2 of 6, of 108 records) 

Data Date(s) 01/01/2015 to 12/31/2015 
Applicant Institution Other/ Institution 

Institution Name 

City, State 

Total 

Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

First NBC Bank

NEW ORLEANS, LA 

4,119,545 58302 State-Investors Bank 

METAIRIE, LA 

27626 262,126 4 10/20/2015 20150284 

Community Bank

RACELAND, LA 

389,005 19143 United Community Bank 

GONZALES, LA 

34777 187,027 5 02/10/2015 20150137 

Adams Community Bank

ADAMS, MA 

403,335 90140 The Lenox National Bank 

LENOX, MA 

2598 66,613 1 09/22/2015 20150670 

Old Line Bank

BOWIE, MD 

1,303,971 27599 Regal Bank & Trust 

OWINGS MILLS, MD 

32370 133,492 4 10/21/2015 20151502 

Howard Bank

ELLICOTT CITY, MD 

710,266 57776 The Patapsco Bank 

BALTIMORE, MD 

30869 220,656 4 06/03/2015 20150617 

First State Bank

EASTPOINTE, MI 

649,047 15032 First State Bank Mortgage Co., LLC 

CLINTON TOWNSHIP, MI 

0 0 0 03/04/2015 20142249 

Level One Bank

FARMINGTON HILLS, MI 

680,702 58604 Lotus Bank 

NOVI, MI 

58340 101,779 2 01/23/2015 20142256 

Talmer Bank and Trust

TROY, MI 

5,448,659 58132 Talmer West Bank 

ANN ARBOR, MI 

33134 824,857 13 07/23/2015 20150478 

Perennial Bank

DARWIN, MN 

40,051 1413 Winthrop State Bank 

WINTHROP, MN 

15417 25,561 1 12/30/2015 20151904 

Perennial Bank

DARWIN, MN 

40,051 1413 Farmers and Merchants State Bank 

PAYNESVILLE, MN 

19318 28,637 1 12/30/2015 20151905 

Deerwood Bank

DEERWOOD, MN 

263,316 5123 American Bank of St. Paul 

SAINT PAUL, MN 

20843 301,721 6 04/15/2015 20142100 

American Bank of the North

NASHWAUK, MN 

579,046 5216 Tacet Mortgage, Inc. 

WACONIA, MN 

0 0 0 12/31/2015 20152031 

Merchants Bank, National Association

WINONA, MN 

1,550,871 8866 Merchants Capital Resources, Inc. 

EDINA, MN 

0 185,145 0 12/18/2015 20151980 

HomeBank

PALMYRA, MO 

170,959 14492 Bank of Quincy 

QUINCY, IL 

35209 143,637 2 06/23/2015 20150859 

Wells Bank of Platte City

PLATTE CITY, MO 

129,587 14025 Bank CBO 

OREGON, MO 

8289 59,679 2 12/23/2015 20151995 

Bank of Sullivan

SULLIVAN, MO 

381,573 8892 Fidelity Mortgage Corporation 

CHESTERFIELD, MO 

0 0 0 04/16/2015 20150441 

The Maries County Bank

VIENNA, MO 

353,467 8576 First State Bank of St. Robert 

SAINT ROBERT, MO 

19191 95,212 3 02/23/2015 20150108 

Dutton State Bank

DUTTON, MT 

33,758 18292 Farmers State Bank of Denton, Montana 

DENTON, MT 

1973 20,034 1 04/07/2015 20150449 

Park Sterling Bank

CHARLOTTE, NC 

2,475,382 58408 First Capital Bank 

GLEN ALLEN, VA 

34802 622,454 8 12/16/2015 20151906 

Bank of North Carolina

THOMASVILLE, NC 

4,170,978 33527 Valley Bank 

ROANOKE, VA 

34019 853,331 9 06/26/2015 20150770 

Corporate Reorganization Mergers (Page 3 of 6, of 108 records) 

Data Date(s) 01/01/2015 to 12/31/2015 
Applicant Institution Other/ Institution 

Institution Name 

City, State 

Total 

Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

Branch Banking and Trust Company

WINSTON SALEM, NC 

182,901,216 9846 Matewan Realty Corporation (liquidated) 

WILMINGTON, DE 

0 0 0 02/11/2015 20141825 

Salem Financial Inc. 

WILMINGTON, DE 

0 0 0

Branch Banking and Trust Company

WINSTON SALEM, NC 

182,901,216 9846 The Bank of Kentucky, Inc. 

CRESTVIEW HILLS, KY 

33022 1,825,493 32 02/06/2015 20142009 

Branch Banking and Trust Company

WINSTON SALEM, NC 

182,489,046 9846 Semper Trust Company 

KING OF PRUSSIA, PA 

0 3,344 0 04/17/2015 20142707 

Susquehanna Trust & Investment 

Company 

LANCASTER, PA 

0 0 0

Susquehanna Bank 

LITITZ, PA 

7579 18,513,349 245 

Branch Banking and Trust Company

WINSTON SALEM, NC 

203,893,266 9846 National Penn Bank 

ALLENTOWN, PA 

7414 9,566,942 130 12/15/2015 20151722 

American Bank Center

DICKINSON, ND 

1,229,285 22559 North Country Bank 

MCCLUSKY, ND 

3947 66,374 2 03/06/2015 20150183 

Choice Financial Group

FARGO, ND 

935,093 9423 Northland Financial 

STEELE, ND 

13202 190,523 4 10/19/2015 20151496 

First State Bank

FARNAM, NE 

56,821 12244 Community Bank 

ALMA, NE 

34139 50,973 2 08/20/2015 20151208 

Community First Bank

MAYWOOD, NE 

102,500 15907 Bank of Stapleton 

STAPLETON, NE 

9820 25,878 2 08/03/2015 20151124 

Frontier Bank

OMAHA, NE 

334,468 15545 Richardson County Bank & Trust 

Company 

FALLS CITY, NE 

8598 132,283 2 06/03/2015 20150729 

Pender State Bank 

PENDER, NE 

8329 162,915 1 

Cape Bank

CAPE MAY COURT HOUSE, NJ 

1,081,461 28395 Colonial Bank, FSB 

VINELAND, NJ 

30218 552,306 9 01/14/2015 20142246 

Mitsubishi UFJ Trust & Banking 

Corporation (U.S.A.)

NEW YORK, NY 

97,218 26621 Mitsubishi UFJ Trust and Banking 

Corporation, New York Branch 

NEW YORK, NY 

0 250,712 1 09/09/2015 20150308 

Pathfinder Commercial Bank

OSWEGO, NY 

104,512 57497 PathFinder Bank 

OSWEGO, NY 

15977 501,847 8 06/12/2015 20150807 

First Federal Savings and Loan 

Association

DELTA, OH 

161,199 29345 Delta Operating Corporation 

DELTA, OH 

0 0 0 02/03/2015 20142038 

Bank of Commerce

DUNCAN, OK 

198,967 57491 Anadarko Bank and Trust Company 

ANADARKO, OK 

15354 83,465 3 06/18/2015 20150784 

All America Bank

OKLAHOMA CITY, OK 

127,589 20093 Southwest State Bank 

SENTINEL, OK 

4195 97,223 1 04/09/2015 20150387 

Bank of the Wichitas 

SNYDER, OK 

4198 125,547 4 

Corporate Reorganization Mergers (Page 4 of 6, of 108 records) 

Data Date(s) 01/01/2015 to 12/31/2015 
Applicant Institution Other/ Institution 

Institution Name 

City, State 

Total 

Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

BancFirst

OKLAHOMA CITY, OK 

6,484,144 27476 Bank of Commerce 

YUKON, OK 

23250 200,675 4 09/03/2015 20151285 

National Penn Bank

ALLENTOWN, PA 

9,575,989 7414 National Penn Wealth Management, N.A. 

WYOMISSING, PA 

0 0 0 08/11/2015 20151118 

The Gratz Bank

GRATZ, PA 

213,076 14863 The First National Bank of Minersville 

MINERSVILLE, PA 

7621 80,329 1 01/05/2015 20142001 

First National Bank of Pennsylvania

GREENVILLE, PA 

15,961,183 7888 F.N.B. Payroll Services, LLC 

HERMITAGE, PA 

0 0 0 03/20/2015 20150306 

FNBPA Investments Corporation 

HERMITAGE, PA 

0 0 0

S&T Bank

INDIANA, PA 

4,944,773 11124 Integrity Bank 

CAMP HILL, PA 

57557 844,182 8 03/06/2015 20150097 

Riverview Bank

MARYSVILLE, PA 

448,197 7598 The Citizens National Bank of Meyersdale 

MEYERSDALE, PA 

7919 77,821 2 11/05/2015 20151526 

The Juniata Valley Bank

MIFFLINTOWN, PA 

481,760 7614 The First National Bank of Port Allegany 

PORT ALLEGANY, PA 

7704 91,849 3 09/24/2015 20151344 

CresCom Bank

CHARLESTON, SC 

1,324,646 57135 Carolina Services Corporation of 

Charleston 

CHARLESTON, SC 

0 1,427 0 12/11/2015 20150955 

First Bank & Trust

BROOKINGS, SD 

952,344 3973 First Bank & Trust, National Association 

PIPESTONE, MN 

5227 213,532 1 04/13/2015 20150432 

First Bank & Trust of Milbank 

MILBANK, SD 

26638 165,385 3 

Citizens Bank of Lafayette

LAFAYETTE, TN 

658,352 1711 Traders Bank 

TULLAHOMA, TN 

4970 157,169 5 01/21/2015 20142729 

Triumph Savings Bank, SSB

DALLAS, TX 

410,830 23498 Triumph Community Bank, National 

Association 

MOLINE, IL 

57918 998,545 18 07/10/2015 20150883 

Amegy Bank National Association

HOUSTON, TX 

13,600,044 24107 Amegy Corporation 

HOUSTON, TX 

0 0 0 09/17/2015 20151353 

Bank of American Fork

AMERICAN FORK, UT 

1,149,046 12773 Lewiston State Bank 

LEWISTON, UT 

9208 303,893 4 08/31/2015 20151278 

Franklin Templeton Bank and Trust, 

F.S.B.

SALT LAKE CITY, UT 

38,284 22087 Fiduciary Trust International of the South 

MIAMI, FL 

27404 22,841 4 08/04/2015 20151021 

Zions First National Bank

SALT LAKE CITY, UT 

19,050,444 2270 Zions Management Services Company 

SALT LAKE CITY, UT 

0 77,961 0 09/17/2015 20151354 

Zions First National Bank

SALT LAKE CITY, UT 

19,050,444 2270 Zion Trust, National Association 

SALT LAKE CITY, UT 

0 0 0 11/17/2015 20151826 

Kitsap Bank

PORT ORCHARD, WA 

994,481 6161 Fife Commercial Bank 

FIFE, WA 

34791 87,821 1 08/21/2015 20160882 

Washington Federal, National Association

SEATTLE, WA 

14,371,459 28088 First Mutual Sales Finance, Inc. 

DOVER, DE 

0 0 0 10/22/2015 20151612 

Corporate Reorganization Mergers (Page 5 of 6, of 108 records) 

Data Date(s) 01/01/2015 to 12/31/2015 
Applicant Institution Other/ Institution 

Institution Name 

City, State 

Total 

Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

Banner Bank

WALLA WALLA, WA 

4,961,517 28489 AmericanWest Bank 

SPOKANE, WA 

22441 4,619,904 103 09/09/2015 20151248 

Portage County Bank

ALMOND, WI 

90,676 10012 Bancroft State Bank 

BANCROFT, WI 

12342 69,021 5 10/09/2015 20151585 

Calumet County Bank

BRILLION, WI 

91,939 11607 CCB Investment Corporation 

LAS VEGAS, NV 

0 20,921 0 03/05/2015 20142725 

Charter Bank Eau Claire

EAU CLAIRE, WI 

596,520 23137 Community Bank Corporation 

CHASKA, MN 

35370 197,176 3 08/18/2015 20151127 

Gratiot State Bank

GRATIOT, WI 

42,630 8694 Gratiot Bancshares, Inc. 

GRATIOT, WI 

0 4,258 

 

0 08/26/2015 20150818 

Associated Bank, National Association

GREEN BAY, WI 

26,653,631 5296 FAE Holdings 450831R, LLC 

SALT LAKE CITY, UT 

0 0 0 05/20/2015 20150657 

Associated Bank, National Association

GREEN BAY, WI 

26,653,631 5296 FAE Holdings 453826R, LLC 

SALT LAKE CITY, UT 

0 0 0 05/20/2015 20150658 

Associated Bank, National Association

GREEN BAY, WI 

27,043,496 5296 First Reinsurance, Inc. 

PHOENIX, AZ 

0 0 0 10/13/2015 20151451 

Town Bank

HARTLAND, WI 

1,345,924 34717 CB Investments, Inc. 

LAS VEGAS, NV 

0 0 0 04/01/2015 20150324 

Bankers' Bank

MADISON, WI 

381,601 23537 BB Nevada Services, Inc. 

MADISON, WI 

0 0 0 11/18/2015 20151825 

Forward Financial Bank

MARSHFIELD, WI 

330,812 28530 Mid-State Insurance Agency, Inc. 

THORP, WI 

0 479 0 04/13/2015 20150444 

Bank of Poynette

POYNETTE, WI 

101,555 11603 Cambridge State Bank 

CAMBRIDGE, WI 

14823 62,909 1 06/22/2015 20150636 

Richland County Bank

RICHLAND CENTER, WI 

105,981 15092 RCB Investments, Inc. 

RICHLAND CENTER, WI 

0 0 0 03/23/2015 20150351 

Partnership Bank

TOMAH, WI 

162,312 10007 Town and Country Bank 

WATERTOWN, WI 

12319 58,562 1 02/26/2015 20150066 

Farmers & Merchants State Bank

WATERLOO, WI 

163,185 13242 Watmar, Inc. 

LAS VEGAS, NV 

0 19,416 0 08/18/2015 20151211 

Waumandee State Bank

WAUMANDEE, WI 

166,001 10384 Waumandee Investments, Inc. 

LAS VEGAS, NV 

0 0 0 04/21/2015 20150456 

Premier Bank, Inc.

HUNTINGTON, WV 

853,888 34837 First National Bank 

RONCEVERTE, WV 

6795 249,061 6 11/19/2015 20151830 

Wesbanco Bank, Inc.

WHEELING, WV 

6,261,281 803 ESB Bank 

ELLWOOD CITY, PA 

27708 1,900,068 23 01/16/2015 20142188 

Corporate Reorganization Mergers (Page 6 of 6, of 108 records) 

Data Date(s) 01/01/2015 to 12/31/2015 

Note 1: The Bank Merger Act does not require that the responsible agency request a report of competitive factors from the Department of Justice when 

the merger transaction solely involves an insured depository institution and one or more of the affiliates of such depository institution. See 12 U.S.C 

1828(c)(4).
Interim Mergers

Applicant Institution Other/ Institution 

Institution Name 

City, State 

Total 

Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

See Note 2

Application 

Number

Community 1st Bank

AUBURN, CA 

243,409 58191 Community 1st Merger Sub 

AUBURN, CA 

0 0 0 12/17/2015 20151912 

American Continental Bank

CITY OF INDUSTRY, CA 

198,850 57444 ACB Merger Corp. 

CITY OF INDUSTRY, CA 

0 0 0 06/08/2015 20150563 

San Diego Private Bank

CORONADO, CA 

440,921 58291 SD Private Merger Corp. 

LA JOLLA, CA 

0 0 0 10/02/2015 20151524 

PV Acquisition Bank

FRESNO, CA 

0 0 Premier Valley Bank 

FRESNO, CA 

57098 647,487 5 08/21/2015 20151222 

Plaza Bank

IRVINE, CA 

554,105 58100 PB Acquisition Corp 

IRVINE, CA 

0 0 0 04/14/2015 20150242 

Pacific Commerce Bank

LOS ANGELES, CA 

348,385 57065 Pacific Commerce Mercer Corp. 

LOS ANGELES, CA 

0 0 0 10/08/2015 20151491 

America California Bank

SAN FRANCISCO, CA 

132,587 20726 ACB Interim Merger Corporation 

SOUTH SAN FRANCISCO, CA 

0 1 0 07/20/2015 20151064 

Golden State Bank

UPLAND, CA 

112,413 57585 GSB Merger Corp. 

UPLAND, CA 

0 0 0 09/30/2015 20151413 

The Citizens State Bank of Ouray

OURAY, CO 

90,569 1779 CSBO Acquisition Corp. 

RIDGWAY, CO 

0 0 0 10/14/2015 20151599 

Buffalo Prairie State Bank

BUFFALO PRAIRIE, IL 

71,376 10857 BPSB Interim Bank 

BUFFALO PRAIRIE, IL 

0 0 0 02/19/2015 20150084 

West Town Bank & Trust

NORTH RIVERSIDE, IL 

203,085 28151 First Interim Bank 

NORTH RIVERSIDE, IL 

0 0 0 10/16/2015 09/21/2015 20151466 

The First State Bank, Bourbon, Indiana

BOURBON, IN 

85,756 13110 IAB Merger Bank 

FORT WAYNE, IN 

0 0 0 01/16/2015 20142063 

Mechanics' Savings Bank

AUBURN, ME 

371,224 17476 Mechanics Interim One Savings Bank (in 

formation) 

AUBURN, ME 

0 0 0 09/04/2015 20150920 

Mechanics' Savings Bank

AUBURN, ME 

371,224 17476 Mechanics Interim Two Savings Bank (in 

formation) 

AUBURN, ME 

0 0 0 09/04/2015 20160855 

Lake-Osceola State Bank

BALDWIN, MI 

191,996 8172 Lake-Osceola Interim Bank 

BALDWIN, MI 

0 0 0 03/17/2015 12/03/2014 20142025 

Huron Valley State Bank

MILFORD, MI 

104,204 57990 HVSB Interim Bank 

MILFORD, MI 

0 0 0 06/16/2015 05/26/2015 20150820 

Peoples Savings Bank of Rhineland

RHINELAND, MO 

218,692 15264 Rhineland Interim Bank 

RHINELAND, MO 

0 100 0 10/23/2015 20151484 

Stifel Interim, National Association

SAINT LOUIS, MO 

5 0 Stifel Trust Company, National 

Association 

SAINT LOUIS, MO 

59065 9,079 1 06/04/2015 20150584 

United Texas Bank

DALLAS, TX 

255,314 26626 New UTB, Inc 

DALLAS, TX 

0 0 0 09/14/2015 20151153 

United Bank of El Paso del Norte

EL PASO, TX 

211,592 57119 Southwest United Subsidiary, Inc. 

EL PASO, TX 

0 0 0 09/08/2015 20151276 

Interim Mergers (Page 1 of 2, of 24 records) 

Data Date(s) 01/01/2015 to 12/31/2015 
Applicant Institution Other/ Institution 

Institution Name 

City, State 

Total 

Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

Farmers State Bank of Newcastle

NEWCASTLE, TX 

43,742 14404 Newcastle Subsidiary, Inc. 

NEWCASTLE, TX 

0 0 0 05/13/2015 20150669 

Normangee State Bank

NORMANGEE, TX 

119,324 3368 Normangee Acquisition Sub, Inc 

NORMANGEE, TX 

0 0 0 12/16/2015 20152018 

Vision Bank - Texas

RICHARDSON, TX 

179,459 58447 VBT Acquisition, Inc. 

LONGVIEW, TX 

0 0 0 05/27/2015 20150723 

Texas Leadership Bank

ROYSE CITY, TX 

70,255 58312 TLB Interim Bank 

MOUNT PLEASANT, TX 

0 0 0 03/06/2015 20150170 

Interim Mergers (Page 2 of 2, of 24 records) 

Data Date(s) 01/01/2015 to 12/31/2015 

Note 2: An “Interim Merger” is a merger between an operating institution and a newly formed institution that will not open for business, and which 

exists solely for the purpose of facilitating the merger transaction. With respect to transactions intended to facilitate a corporate reorganization, the 

responsible agency need not request a report of competitive factors from the Department of Justice. For all other transactions, the date of the 

Competitive Factors Report is provided. 
Failed or Closed Bank Mergers 

Applicant Institution Other/ Institution 

Institution Name 

City, State 

Total 

Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

See Note 3

Application 

Number

See Note 3

Fidelity Bank

ATLANTA, GA

4,096,366 21440 The Bank of Georgia

PEACHTREE CITY, GA

35259 250,459 7 10/02/2015

Republic Bank of Chicago

OAK BROOK, IL

1,769,627 19333 Edgebrook Bank

CHICAGO, IL

57772 77,431 1 05/08/2015

First NBC Bank

NEW ORLEANS, LA

4,953,702 58302 First National Bank of Crestview

CRESTVIEW, FL

17557 63,315 3 01/16/2015

First-Citizens Bank & Trust Company

RALEIGH, NC

32,048,417 11063 Capitol City Bank & Trust Company

ATLANTA, GA

33938 249,525 8 02/13/2015

Twin City Bank

LONGVIEW, WA

 48,808 35261 Hometown National Bank

LONGVIEW, WA

35156 3,434 1 10/02/2015

Failed or Closed Bank Mergers (Page 1 of 1, of 5 records) 

Data Date(s) 01/01/2015 to 12/31/2015 

Note 3: The “Other Institution” is an institution that failed during 2015. The respective “Applicant Institution” is the competitive bidding winner to 

purchase certain assets and assume the liabilities to pay certain deposits of the “Other Institution.” The FDIC’s Board of Directors found that immediate 

action was necessary, and therefore, the publication of notice and solicitation of reports on the competitive factors were not required. Thus, there is no 

“Department of Justice Reply Date,” nor an “Application Number.”

If the “Applicant Institution” is a non FDIC-supervised financial institution, the Primary Federal Regulator processed that merger application, and that 

application is not included in the FDIC’s annual merger report.
Federal Deposit Insurance Corporation 

550 17th Street, NW 

Washington, DC 20429 

p 6211-01-15 

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