Federal

Deposit

Insurance

Corporation

Merger

Decisions

2016
FEDERAL DEPOSIT INSURANCE CORPORATION

MERGER DECISIONS

ANNUAL REPORT TO CONGRESS

Bank Merger Act Reporting Requirements

(Friday, January 01, 2016 through Saturday, December 31, 2016)

All of the following Merger applications were approved by the FDIC during the year 2016. With 

regard to each application, the FDIC considered and found favorably with respect to the statutory 

factors, including the financial and managerial resources; future prospects of the existing and proposed 

institutions; the convenience and needs of the community to be served; the risk to the stability of the 

United States banking and financial system; and the effectiveness of each depository institution 

involved in the merger in combating money laundering activities, including in overseas branches.

Except as noted, reports regarding the competitive factors were requested from the Attorney General, 

and Summary Reports from the Attorney General indicated that the transactions would not have a 

significant adverse effect on competition.

In each case, the FDIC determined that the transaction would not result in a monopoly or further any 

combination or conspiracy to monopolize or attempt to monopolize the business of banking in any part 

of the United States. In addition, the FDIC determined that the transaction would not have the effect 

in any section of the country to substantially lessen competition or tend to create a monopoly or in any 

other manner restrain trade, unless the anticompetitive effects of the transaction were clearly 

outweighed in the public interest by the probable effect of the transaction in meeting the convenience 

and needs of the community to be served.

Finally, the FDIC determined that, for each interstate merger case (other than a case involving an 

insured institution in default or in danger of default), the resulting insured institution, including its 

affiliated insured institutions, upon consummation of the transaction would not control more than ten 

percent (10%) of the total amount of deposits of all insured depository institutions in the United States.

Note: Additional copies of this Report can be downloaded from the FDIC's Public Information 

Center's web site at: www.fdic.gov/bank/individual/merger/
Regular Mergers

Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

Reliance Bank

ATHENS, AL 

167,875 34866 SouthBank, a Federal Savings Bank 

HUNTSVILLE, AL 

33109 28,266 4 04/12/2016 02/03/2016 20152233 

First State Bank of DeKalb County

FORT PAYNE, AL 

98,715 23815 First Bank of the South 

RAINSVILLE, AL 

24307 83,612 3 05/16/2016 04/28/2016 20160430 

American Bank of Huntsville

HUNTSVILLE, AL 

112,588 32649 Avadian Credit Union 

HOOVER, AL 

0 112,588 1 04/07/2016 11/04/2015 20151643 

Bank of Pine Hill

PINE HILL, AL 

24,760 16607 Family Security Credit Union 

DECATUR, AL 

0 24,760 1 12/07/2016 09/21/2016 20161301 

Central Bank

LITTLE ROCK, AR 

117,881 1756 Pinnacle Bancshares, Inc 

ROGERS, AR 

0 19 0 12/21/2016 12/14/2016 20161673 

Pinnacle Bank 

ROGERS, AR 

11256 89,436 1 

Mohave State Bank

LAKE HAVASU CITY, AZ 

325,311 33508 Country Bank 

PRESCOTT, AZ 

57498 205,511 4 04/18/2016 04/14/2016 20160319 

Tri Counties Bank

CHICO, CA 

4,019,882 21943 Bank of America, National Association 

CHARLOTTE, NC 

3510 230,512 3 02/01/2016 01/13/2016 20152107 

Central Valley Community Bank

FRESNO, CA 

1,271,161 23030 Sierra Vista Bank 

FOLSOM, CA 

58438 156,117 3 07/18/2016 06/21/2016 20160804 

First Foundation Bank

IRVINE, CA 

3,488,898 58647 Pacific Western Bank 

BEVERLY HILLS, CA 

24045 258,024 2 11/17/2016 11/09/2016 20161460 

Farmers & Merchants Bank of Central 

California

LODI, CA 

2,592,759 1331 Delta Bank, National Association 

MANTECA, CA 

21147 106,042 4 08/31/2016 07/27/2016 20160961 

Bank of the Sierra

PORTERVILLE, CA 

1,794,648 22597 Citizens Business Bank 

ONTARIO, CA 

21716 10,753 1 04/27/2016 04/26/2016 20160429 

Redding Bank of Commerce

REDDING, CA 

990,820 24074 Bank of America, National Association 

CHARLOTTE, NC 

3510 179,765 5 01/19/2016 12/30/2015 20152065 

Suncrest Bank

VISALIA, CA 

316,781 58728 Security First Bank 

FRESNO, CA 

58212 105,018 1 11/17/2016 10/19/2016 20161421 

Mechanics Bank

WALNUT CREEK, CA 

3,586,895 1768 California Republic Bancorp 

IRVINE, CA 

0 0 0 08/30/2016 06/21/2016 20160821 

California Republic Bank 

IRVINE, CA 

58663 1,836,786 5 

Drummond Community Bank

CHIEFLAND, FL 

423,704 32737 Nature Coast Bank 

HERNANDO, FL 

57773 60,644 2 12/09/2016 10/07/2016 20161243 

Mainstreet Community Bank of Florida

DELAND, FL 

270,974 57598 Centennial Bank 

CONWAY, AR 

11241 23,520 1 03/07/2016 02/18/2016 20160099 

Citizens State Bank

PERRY, FL 

281,614 17880 Buckeye Community Federal Credit 

Union 

PERRY, FL 

0 10,800 1 02/04/2016 04/22/2015 20150188 

Stonegate Bank

POMPANO BEACH, FL 

2,455,843 57934 Regent Bank 

DAVIE, FL 

26713 357,948 5 08/17/2016 07/27/2016 20160767 

Regular Mergers (Page 1 of 7, of 125 records) 

Data Date(s) 01/01/2016 to 12/31/2016 
Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

Marine Bank & Trust Company

VERO BEACH, FL 

206,838 34233 Valley National Bank 

PASSAIC, NJ 

9396 14,860 1 08/17/2016 08/10/2016 20160957 

Fidelity Bank

ATLANTA, GA 

3,496,794 21440 American Enterprise Bank of Florida 

JACKSONVILLE, FL 

57709 205,398 2 01/21/2016 12/30/2015 20151973 

Metro City Bank

DORAVILLE, GA 

726,367 58181 City Bank 

LUBBOCK, TX 

25103 29,500 2 07/20/2016 07/08/2016 20160857 

State Bank and Trust Company

MACON, GA 

3,569,475 57870 The National Bank of Georgia 

ATHENS, GA 

35338 416,233 3 12/07/2016 05/25/2016 20160705 

State Bank and Trust Company

MACON, GA 

3,569,475 57870 S Bank 

GLENNVILLE, GA 

15926 109,139 4 12/07/2016 10/07/2016 20161372 

United Bank of Iowa

IDA GROVE, IA 

1,329,743 958 Northwest Bank 

SPENCER, IA 

32647 19,118 0 03/07/2016 02/18/2016 20160161 

Wayland State Bank

MOUNT PLEASANT, IA 

88,190 1862 Peoples State Bank 

WINFIELD, IA 

13992 28,975 1 07/20/2016 06/21/2016 20160831 

County Bank

SIGOURNEY, IA 

125,926 12126 Hartwick State Bank 

HARTWICK, IA 

14015 23,858 1 12/15/2016 11/30/2016 20161648 

Treynor State Bank

TREYNOR, IA 

297,164 14812 Okey-Vernon First National Bank 

CORNING, IA 

4442 83,200 1 06/27/2016 05/25/2016 20160704 

Byline Bank

CHICAGO, IL 

2,561,081 20624 Ridgestone Bank 

BROOKFIELD, WI 

34101 433,223 2 08/26/2016 08/25/2016 20160940 

First Savings Bank of Hegewisch

CHICAGO, IL 

610,454 29809 Lake Federal Bank, FSB 

HAMMOND, IN 

30927 65,545 3 04/28/2016 04/28/2016 20160379 

Royal Savings Bank

CHICAGO, IL 

202,282 28068 Park Federal Savings Bank 

CHICAGO, IL 

28053 142,855 4 04/25/2016 03/17/2016 20160222 

Pioneer State Bank

EARLVILLE, IL 

68,194 11726 Farmers State Bank of Sublette 

SUBLETTE, IL 

5731 38,509 2 05/11/2016 04/14/2016 20160385 

First Community Bank of Hillsboro

HILLSBORO, IL 

69,699 34752 First Financial Bank, National 

Association 

HILLSBORO, IL 

4382 13,000 1 04/25/2016 03/30/2016 20160298 

Iroquois Farmers State Bank

IROQUOIS, IL 

85,640 11746 Sumner National Bank of Sheldon 

SHELDON, IL 

936 18,431 2 07/29/2016 06/21/2016 20160829 

First Community Financial Bank

PLAINFIELD, IL 

1,036,849 58769 Mazon State Bank 

MAZON, IL 

16179 84,590 3 05/10/2016 04/28/2016 20160495 

First Secure Community Bank

SUGAR GROVE, IL 

185,097 35223 State Bank 

WONDER LAKE, IL 

22971 27,468 1 11/22/2016 12/14/2016 20161374 

State Bank

WONDER LAKE, IL 

171,106 22971 Harvard Savings Bank 

HARVARD, IL 

28938 137,884 3 04/08/2016 12/09/2015 20151074 

State Bank of Lizton

LIZTON, IN 

376,812 1833 Indiana Business Bank 

INDIANAPOLIS, IN 

57713 63,274 1 07/28/2016 07/08/2016 20160884 

Elk State Bank

CLYDE, KS 

50,771 15259 The Baileyville State Bank 

SENECA, KS 

15257 42,854 1 03/25/2016 03/02/2016 20160174 

Regular Mergers (Page 2 of 7, of 125 records) 

Data Date(s) 01/01/2016 to 12/31/2016 
Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

Farmers and Drovers Bank

COUNCIL GROVE, KS 

177,449 12602 The Alta Vista State Bank 

ALTA VISTA, KS 

17920 19,307 1 07/12/2016 06/21/2016 20160835 

Greensburg State Bank

GREENSBURG, KS 

56,770 14315 SJN Acquisition, Inc. 

SAINT JOHN, KS 

0 0 0 11/18/2016 10/19/2016 20161469 

Vintage Bank Kansas

LEON, KS 

58,852 17927 The Peabody State Bank 

PEABODY, KS 

17955 40,499 2 08/12/2016 07/27/2016 20160986 

The Cecilian Bank

CECILIA, KY 

614,837 8774 The Farmers Bank 

HARDINSBURG, KY 

14102 110,985 3 02/18/2016 12/30/2015 20151756 

Leitchfield Deposit Bank & Trust 

Company 

LEITCHFIELD, KY 

13168 120,702 4 

Magnolia Bank, Incorporated

MAGNOLIA, KY 

173,580 8120 Citizens Union Bank of Shelbyville 

SHELBYVILLE, KY 

5840 12,173 1 01/21/2016 12/09/2015 20151914 

Farmers Bank and Trust Company

MARION, KY 

143,148 12869 United Southern Bank 

HOPKINSVILLE, KY 

9309 25,107 1 04/07/2016 03/17/2016 20160244 

The Sacramento Deposit Bank

SACRAMENTO, KY 

67,315 8762 Bank of Caneyville 

CANEYVILLE, KY 

15068 49,089 1 08/19/2016 08/10/2016 20160853 

Bank of Montgomery

MONTGOMERY, LA 

284,888 1373 Tri-State Bank and Trust 

HAUGHTON, LA 

27611 27,064 2 08/03/2016 06/21/2016 20160775 

The Cape Cod Five Cents Savings Bank

HARWICH PORT, MA 

2,892,683 23287 Mutual Bank 

WHITMAN, MA 

29755 26,407 1 04/04/2016 03/02/2016 20160228 

Avidia Bank

HUDSON, MA 

1,230,862 90215 Citizens Bank, National Association 

PROVIDENCE, RI 

57957 11,510 0 02/03/2016 01/13/2016 20152218 

Marlborough Savings Bank

MARLBOROUGH, MA 

521,180 90235 North Middlesex Savings Bank 

AYER, MA 

90147 427,396 7 12/13/2016 10/19/2016 20161453 

Berkshire Bank

PITTSFIELD, MA 

7,811,263 23621 44 Business Capital, LLC 

BLUE BELL, PA 

0 38,400 0 02/19/2016 02/18/2016 20152068 

Berkshire Bank

PITTSFIELD, MA 

8,010,475 23621 First Choice Bank 

LAWRENCEVILLE, NJ 

58471 1,101,117 8 11/15/2016 08/24/2016 20161109 

Berkshire Bank

PITTSFIELD, MA 

8,010,475 23621 Ronald N. Lazzaro, P.C. 

RUTLAND, VT 

0 1,200 0 11/15/2016 10/07/2016 20161384 

Rockland Trust Company

ROCKLAND, MA 

7,416,517 9712 Bank of Cape Cod 

HYANNIS, MA 

58270 260,983 4 08/18/2016 05/11/2016 20160647 

Kopernik Bank

BALTIMORE, MD 

69,412 29901 Liberty Bank of Maryland 

BALTIMORE, MD 

29945 37,482 2 04/04/2016 03/17/2016 20160232 

Revere Bank

LAUREL, MD 

794,843 58640 BlueRidge Bank 

FREDERICK, MD 

58756 209,717 2 03/07/2016 12/30/2015 20152139 

Revere Bank

LAUREL, MD 

1,230,735 58640 Monument Bank 

BETHESDA, MD 

57942 538,071 4 09/14/2016 07/27/2016 20160935 

Middletown Valley Bank

MIDDLETOWN, MD 

260,414 14017 Woodsboro Bank 

WOODSBORO, MD 

5873 236,979 7 06/22/2016 03/17/2016 20160284 

Regular Mergers (Page 3 of 7, of 125 records) 

Data Date(s) 01/01/2016 to 12/31/2016 
Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

Bar Harbor Bank & Trust

BAR HARBOR, ME 

1,686,706 11971 Lake Sunapee Bank, FSB 

NEWPORT, NH 

31953 1,591,585 35 08/24/2016 07/27/2016 20160982 

Commercial Bank

ALMA, MI 

407,243 18584 Mason State Bank 

MASON, MI 

1001 117,383 4 09/12/2016 09/07/2016 20161056 

West Shore Bank

LUDINGTON, MI 

396,332 14929 West Michigan Bank & Trust 

FRANKFORT, MI 

24471 40,812 1 06/30/2016 06/08/2016 20160742 

mBank

MANISTIQUE, MI 

736,116 14816 The First National Bank of Eagle River 

EAGLE RIVER, WI 

5343 142,629 3 04/05/2016 03/30/2016 20160176 

Security Bank Minnesota

ALBERT LEA, MN 

106,208 10984 Deerwood Bank 

DEERWOOD, MN 

5123 7,358 1 01/26/2016 12/30/2015 20152115 

Bridgewater Bank

BLOOMINGTON, MN 

835,610 58210 First National Bank of the Lakes 

NAVARRE, MN 

19103 76,370 3 02/22/2016 02/03/2016 20160029 

Deerwood Bank

DEERWOOD, MN 

469,164 5123 Royal Credit Union 

EAU CLAIRE, WI 

0 29,976 1 09/01/2016 07/27/2016 20160921 

Cornerstone State Bank

MONTGOMERY, MN 

136,577 21525 Peoples State Bank of Madison Lake 

MADISON LAKE, MN 

1923 22,912 2 02/02/2016 01/13/2016 20152213 

Capital Bank

SAINT PAUL, MN 

35,904 17640 Royal Credit Union 

EAU CLAIRE, WI 

0 35,904 1 07/01/2016 05/25/2016 20160662 

Flagship Bank Minnesota

WAYZATA, MN 

102,103 8188 Americana Community Bank 

SLEEPY EYE, MN 

8205 5,176 1 12/23/2016 11/09/2016 20161564 

Security Bank of the Ozarks

EMINENCE, MO 

46,810 18033 Community Bank, National Association 

SUMMERSVILLE, MO 

12238 50,118 3 01/04/2016 12/09/2015 20152002 

Legends Bank

LINN, MO 

307,107 12616 Home Savings Bank 

JEFFERSON CITY, MO 

28276 23,838 1 08/12/2016 07/08/2016 20160926 

Renasant Bank

TUPELO, MS 

7,902,663 12437 KeyWorth Bank 

JOHNS CREEK, GA 

58617 392,101 5 02/10/2016 12/30/2015 20152170 

Glacier Bank

KALISPELL, MT 

9,100,213 30788 Treasure State Bank 

MISSOULA, MT 

58454 71,377 1 07/11/2016 06/21/2016 20160862 

Entegra Bank

FRANKLIN, NC 

1,030,865 31445 OldTown Bank 

WAYNESVILLE, NC 

58561 111,528 1 03/16/2016 03/02/2016 20160026 

First-Citizens Bank & Trust Company

RALEIGH, NC 

32,048,417 11063 Bank of Virginia 

MIDLOTHIAN, VA 

57627 347,783 6 07/22/2016 07/08/2016 20160850 

Yadkin Bank

STATESVILLE, NC 

4,356,941 19861 NewBridge Bank 

GREENSBORO, NC 

16799 2,769,927 44 01/28/2016 12/09/2015 20151994 

Security State Bank

ANSLEY, NE 

209,645 10643 Metropolitan Building and Loan 

Association 

OMAHA, NE 

0 680 1 06/02/2016 05/11/2016 20160553 

Bank of the Valley

BELLWOOD, NE 

175,119 25291 Farmers State Bank 

HUMPHREY, NE 

13796 27,594 1 05/09/2016 04/14/2016 20160524 

Granite Bank

COLEBROOK, NH 

261,001 6212 Cousins Home Lending, Inc. 

PORTSMOUTH, NH 

0 334 1 04/07/2016 02/18/2016 20160040 

Regular Mergers (Page 4 of 7, of 125 records) 

Data Date(s) 01/01/2016 to 12/31/2016 
Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

Bank of New Hampshire

LACONIA, NH 

1,261,136 18012 Community Guaranty Savings Bank 

PLYMOUTH, NH 

27252 113,382 2 03/25/2016 03/02/2016 20160049 

Regal Bank

LIVINGSTON, NJ 

389,000 58574 Community First Bank 

SOMERSET, NJ 

58782 93,384 2 03/02/2016 12/30/2015 20152138 

Lakeland Bank

NEWFOUNDLAND, NJ 

3,861,642 19953 Harmony Bank 

JACKSON, NJ 

58713 295,091 3 05/12/2016 04/14/2016 20160494 

Catskill Hudson Bank

MONTICELLO, NY 

449,257 33859 Community Bank, National Association 

CANTON, NY 

6989 5,900 1 02/05/2016 02/03/2016 20152182 

Pioneer Savings Bank

TROY, NY 

932,725 20741 Berkshire Bank 

PITTSFIELD, MA 

23621 30,550 2 05/09/2016 04/14/2016 20160468 

The Middlefield Banking Company

MIDDLEFIELD, OH 

758,525 13716 Liberty Bank, National Association 

TWINSBURG, OH 

33135 222,109 3 10/31/2016 09/21/2016 20161253 

First State Bank

WINCHESTER, OH 

369,447 9437 First Safety Bank 

CINCINNATI, OH 

26263 49,042 2 06/10/2016 05/11/2016 20160601 

F & M Bank

EDMOND, OK 

372,467 12761 American Processing Solutions 

Corporation 

OVERLAND PARK, KS 

0 28 0 10/14/2016 10/07/2016 20161361 

Bankers Mortgage Corporation 

OVERLAND PARK, KS 

0 28 0 

First National Bank & Trust Company of 

McAlester

MCALESTER, OK 

451,667 4145 Wilburton State Bancshares, Inc. 

WILBURTON, OK 

0 6,153 0 10/12/2016 10/07/2016 20161290 

Bank of the Cascades

BEND, OR 

2,462,765 22407 Bank of America, National Association 

CHARLOTTE, NC 

3510 555,000 15 02/05/2016 12/30/2015 20152110 

Bank of the Cascades

BEND, OR 

2,975,440 22407 Prime Pacific Bank, National 

Association 

LYNNWOOD, WA 

34022 127,119 4 07/08/2016 06/21/2016 20160774 

Pacific Continental Bank

EUGENE, OR 

1,965,058 20774 Foundation Bank 

BELLEVUE, WA 

35566 421,531 1 07/14/2016 06/08/2016 20160795 

C&G Savings Bank

ALTOONA, PA 

122,085 30119 Cresson Community Bank 

CRESSON, PA 

28134 58,986 1 02/09/2016 12/30/2015 20152210 

CNB Bank

CLEARFIELD, PA 

2,281,919 13876 Lake National Bank 

MENTOR, OH 

57879 155,059 2 05/13/2016 04/28/2016 20160486 

Firstrust Savings Bank

CONSHOHOCKEN, PA 

3,021,902 26647 MB Financial Bank, National 

Association 

CHICAGO, IL 

3628 39,200 1 12/29/2016 12/14/2016 20161621 

Wayne Bank

HONESDALE, PA 

758,928 698 The National Bank of Delaware County 

WALTON, NY 

7337 380,637 12 06/06/2016 05/25/2016 20160624 

First Commonwealth Bank

INDIANA, PA 

6,732,751 7468 Firstmerit Bank, National Association 

AKRON, OH 

13675 735,000 13 09/12/2016 09/07/2016 20161092 

First Commonwealth Bank

INDIANA, PA 

6,623,451 7468 The Delaware County Bank and Trust 

Company 

LEWIS CENTER, OH 

16940 566,237 14 12/22/2016 12/14/2016 20161666 

Beneficial Bank

PHILADELPHIA, PA 

4,732,520 15697 Conestoga Bank 

CHESTER SPRINGS, PA 

27013 721,818 13 01/15/2016 12/30/2015 20152113 

Regular Mergers (Page 5 of 7, of 125 records) 

Data Date(s) 01/01/2016 to 12/31/2016 
Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

Northwest Bank

WARREN, PA 

9,001,037 28178 First Niagara Bank, National 

Association 

BUFFALO, NY 

16004 1,759,974 18 08/03/2016 06/08/2016 20160741 

CresCom Bank

CHARLESTON, SC 

1,407,651 57135 Congaree State Bank 

WEST COLUMBIA, SC 

58301 108,816 2 04/06/2016 03/17/2016 20160229 

BankWest, Inc.

PIERRE, SD 

923,197 4009 First State Bank 

ARMOUR, SD 

3983 113,197 4 05/10/2016 04/28/2016 20160534 

American Trust Bank of East Tennessee 

KNOXVILLE, TN 

139,929 57689 Citizens Merger Sub LLC

ELIZABETHTON, TN

0 0 0 10/05/2016 09/07/2016 20161259 

First Freedom Bank

LEBANON, TN 

314,035 58208 Atlantic Capital Bank, National 

Association 

CHATTANOOGA, TN 

35525 109,795 3 02/10/2016 01/13/2016 20160001 

Pinnacle Bank

NASHVILLE, TN 

8,685,659 35583 Avenue Bank 

NASHVILLE, TN 

6106 1,162,249 6 05/13/2016 03/30/2016 20160350 

Security Bank and Trust Company

PARIS, TN 

212,917 9172 Reelfoot Bank 

UNION CITY, TN 

9199 158,778 5 12/28/2016 11/30/2016 20161667 

Citizens State Bank

BUFFALO, TX 

806,915 12501 First Bank & Trust Company 

DAWSON, TX 

3167 38,680 2 06/13/2016 05/25/2016 20160505 

Citizens State Bank

BUFFALO, TX 

806,915 12501 First National Bank 

GROESBECK, TX 

23891 52,466 1 08/30/2016 08/24/2016 20161009 

Spirit of Texas Bank, SSB

COLLEGE STATION, TX 

861,886 22327 PlainsCapital Bank 

DALLAS, TX 

17491 35,000 1 06/03/2016 05/25/2016 20160581 

AccessBank Texas

DENTON, TX 

194,847 58562 Preston National Bank 

DALLAS, TX 

26222 64,053 1 04/18/2016 03/30/2016 20160279 

Falcon International Bank

LAREDO, TX 

1,017,731 26856 PlainsCapital Bank 

DALLAS, TX 

17491 16,093 2 11/18/2016 09/21/2016 20161294 

Optum Bank, Inc.

SALT LAKE CITY, UT 

5,041,701 57408 Wells Fargo Bank, National Association 

SIOUX FALLS, SD 

3511 1,500,000 0 11/18/2016 06/21/2016 20160879 

Towne Bank

PORTSMOUTH, VA 

6,296,584 35095 Monarch Bank 

CHESAPEAKE, VA 

34945 1,161,137 2 04/22/2016 04/14/2016 20160356 

The Brattleboro Savings and Loan 

Association

BRATTLEBORO, VT 

177,210 28837 Park Place Financial Advisors, LLC 

BRATTLEBORO, VT 

0 230 0 11/28/2016 11/09/2016 20161520 

HomeStreet Bank

SEATTLE, WA 

5,393,269 32489 The Bank of Oswego 

LAKE OSWEGO, OR 

57877 51,233 2 07/06/2016 06/21/2016 20160740 

HomeStreet Bank

SEATTLE, WA 

5,393,269 32489 Boston Private Bank & Trust Company 

BOSTON, MA 

24811 107,506 2 08/16/2016 07/27/2016 20161027 

AbbyBank

ABBOTSFORD, WI 

337,247 19795 Fidelity National Bank 

MEDFORD, WI 

22153 82,044 2 07/29/2016 05/11/2016 20160637 

The Baraboo National Bank

BARABOO, WI 

426,889 12788 CoVantage Credit Union 

ANTIGO, WI 

0 18,157 1 02/03/2016 02/03/2016 20152142 

Farmers State Bank

HILLSBORO, WI 

151,094 15126 The Baraboo National Bank 

BARABOO, WI 

12788 17,582 1 12/06/2016 11/30/2016 20161627 

Regular Mergers (Page 6 of 7, of 125 records) 

Data Date(s) 01/01/2016 to 12/31/2016 
Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

Mid America Bank

JANESVILLE, WI 

82,856 15183 Advia Credit Union 

PARCHMENT, MI 

0 82,856 2 07/01/2016 03/30/2016 20160375 

Forward Financial Bank

MARSHFIELD, WI 

376,725 28530 Dairyland State Bank 

BRUCE, WI 

13022 4,330 1 08/29/2016 08/10/2016 20161018 

Peoples State Bank

PRAIRIE DU CHIEN, WI 

657,418 12814 Firstmerit Bank, National Association 

AKRON, OH 

13675 59,013 4 06/10/2016 06/08/2016 20160631 

Tomahawk Community Bank S.S.B.

TOMAHAWK, WI 

92,844 30516 Merrill Federal Savings and Loan 

Association 

MERRILL, WI 

30120 47,834 1 09/15/2016 07/08/2016 20160820 

Chippewa Valley Bank

WINTER, WI 

305,185 12322 State Bank of Drummond 

DRUMMOND, WI 

11625 44,140 3 02/01/2016 12/30/2015 20152176 

First Sentry Bank, Inc.

HUNTINGTON, WV 

512,555 34241 Rock Branch Community Bank, Inc. 

NITRO, WV 

34245 74,955 2 06/08/2016 05/25/2016 20160633 

Summit Community Bank, Inc

MOOREFIELD, WV 

1,501,134 34102 First and Citizens Bank 

MONTEREY, VA 

13011 125,323 3 06/21/2016 05/25/2016 20160643 

Summit Community Bank, Inc

MOOREFIELD, WV 

1,559,278 34102 FCB Merger Sub, LLC 

BLUEFIELD, WV 

0 409,916 0 09/30/2016 09/07/2016 20161379 

WesBanco Bank, Inc.

WHEELING, WV 

8,378,817 803 SCSB Real Estate Holdings, LLC 

NEW ALBANY, IN 

0 0 0 08/11/2016 07/27/2016 20160873 

Your Community Bank 

NEW ALBANY, IN 

28915 1,516,141 35 

YCB Real Estate Holdings, LLC 

NEW ALBANY, IN 

0 0 0

Regular Mergers (Page 7 of 7, of 125 records) 

Data Date(s) 01/01/2016 to 12/31/2016 
Corporate Reorganization Mergers

Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

See Note 1

Application 

Number

First Community Bank

BATESVILLE, AR 

1,107,909 34533 Little River Bank 

LEPANTO, AR 

1298 33,278 1 12/07/2016 20161524 

Anstaff Bank

GREEN FOREST, AR 

443,963 3869 Twin Lakes Community Bank 

FLIPPIN, AR 

15880 124,952 3 12/12/2016 20161615 

Bank of the Ozarks

LITTLE ROCK, AR 

9,325,326 110 Community & Southern Bank 

ATLANTA, GA 

59010 3,855,718 48 05/12/2016 20152045 

Bank of the Ozarks

LITTLE ROCK, AR 

9,325,326 110 C1 Bank 

SAINT PETERSBURG, FL 

34092 1,712,384 33 05/12/2016 20152198 

Simmons Bank

PINE BLUFF, AR 

7,660,785 3890 Simmons First Finance Company 

MURFREESBORO, TN 

0 0 0 12/27/2016 20161688 

Simmons First National Bank

PINE BLUFF, AR 

7,516,136 3890 Simmons First Trust Company, National 

Association 

PINE BLUFF, AR 

35526 0 0 01/26/2016 20152144 

Trust Company of the Ozarks 

SPRINGFIELD, MO 

34854 29,302 0 

Commercial Bank of California

IRVINE, CA 

328,415 57417 National Bank of California 

LOS ANGELES, CA 

24108 424,279 4 02/22/2016 20151857 

Plaza Bank

IRVINE, CA 

1,191,916 58100 MBFS Holdings, Inc. 

IRVINE, CA 

0 5,647 0 12/27/2016 20161707 

BBCN Bank

LOS ANGELES, CA 

7,910,324 26610 Wilshire Bank 

LOS ANGELES, CA 

23301 4,706,997 35 05/02/2016 20160959 

Royal Business Bank

LOS ANGELES, CA 

1,052,083 58816 TomatoBank 

ALHAMBRA, CA 

35474 486,887 6 01/25/2016 20152143 

Beneficial State Bank

OAKLAND, CA 

463,932 58490 Pan American Bank 

LOS ANGELES, CA 

20448 162,385 7 04/14/2016 20160205 

Bank of the Sierra

PORTERVILLE, CA 

1,794,648 22597 Coast National Bank 

SAN LUIS OBISPO, CA 

34381 145,288 3 04/26/2016 20160292 

Barclays Bank Delaware

WILMINGTON, DE 

29,368,675 57203 Vanoise LLC 

WILMINGTON, DE 

0 543,933 0 07/18/2016 20160836 

Alma Exchange Bank & Trust

ALMA, GA 

89,547 15699 Peoples State Bank & Trust 

BAXLEY, GA 

19604 81,325 1 03/31/2016 20151584 

Citizens State Bank 

KINGSLAND, GA 

19753 58,682 3 

Pineland State Bank 

METTER, GA 

18605 53,689 2 

United Community Bank

BLAIRSVILLE, GA 

9,747,998 16889 Tidelands Bank 

MOUNT PLEASANT, SC 

57594 463,717 7 05/27/2016 20160574 

Pinnacle Bank

ELBERTON, GA 

675,731 14065 Independence Bank of Georgia 

BRASELTON, GA 

58736 189,003 2 10/05/2016 20161118 

Ameris Bank

MOULTRIE, GA 

5,215,357 20504 The Jacksonville Bank 

JACKSONVILLE, FL 

34941 504,336 8 01/05/2016 20151934 

Corporate Reorganization Mergers (Page 1 of 6, of 99 records) 

Data Date(s) 01/01/2016 to 12/31/2016 
Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

Community Savings Bank

EDGEWOOD, IA 

385,750 14633 Linn County State Bank 

COGGON, IA 

16311 37,145 2 04/25/2016 20160392 

Community Bank

INDIANOLA, IA 

158,844 25267 TruBank 

OSKALOOSA, IA 

15484 142,094 3 11/07/2016 20161418 

MidWestOne Bank

IOWA CITY, IA 

1,726,195 14843 Central Bank 

GOLDEN VALLEY, MN 

27234 1,248,894 19 02/25/2016 20160052 

Heartland Bank and Trust Company

BLOOMINGTON, IL 

2,475,176 20369 American Midwest Bank 

SYCAMORE, IL 

21272 514,821 7 04/06/2016 20160291 

Busey Bank

CHAMPAIGN, IL 

3,958,614 16450 Pulaski Bank National Association 

SAINT LOUIS, MO 

30284 1,644,375 13 06/03/2016 20160602 

United Community Bank

CHATHAM, IL 

1,052,893 19459 Marine Bank and Trust 

CARTHAGE, IL 

11685 253,443 3 11/04/2016 20161321 

Brown County State Bank 

MOUNT STERLING, IL 

11721 110,983 2 

State Bank of Chrisman

CHRISMAN, IL 

87,736 16479 First National Bank in Georgetown 

GEORGETOWN, IL 

3671 54,794 1 09/21/2016 20161230 

First American Bank

ELK GROVE VILLAGE, IL 

3,467,563 3657 HPL & S Financial Services, Ltd., 

ELK GROVE VILLAGE, IL 

0 0 0 09/07/2016 20161139 

HPL & S, Inc. 

ELK GROVE VILLAGE, IL 

0 0 0

Blackhawk Bank & Trust

MILAN, IL 

1,193,392 18402 Port Byron State Bank 

PORT BYRON, IL 

14085 72,126 3 06/17/2016 20160502 

Morton Community Bank

MORTON, IL 

3,080,902 18429 Heritage Bank of Central Illinois 

TRIVOLI, IL 

12554 252,708 6 06/28/2016 20160492 

The First National Bank of Sullivan

SULLIVAN, IL 

58,939 3745 Hardware State Bank 

LOVINGTON, IL 

12408 24,287 1 10/25/2016 20161336 

Community State Bank

AVILLA, IN 

226,452 14883 Community State Holdings, Inc. 

LAS VEGAS, NV 

0 0 0 08/29/2016 20161116 

MainSource Bank

GREENSBURG, IN 

3,385,483 5766 Cheviot Savings Bank 

CINCINNATI, OH 

27946 571,795 12 04/07/2016 20160114 

Citizens State Bank of New Castle, 

Indiana

NEW CASTLE, IN 

488,201 13107 Bank Computer Services, Inc. 

HARTFORD CITY, IN 

0 2,216 0 12/02/2016 20161517 

Security Bank of Kansas City

KANSAS CITY, KS 

852,791 4705 Industrial State Bank 

KANSAS CITY, KS 

18072 138,059 3 08/25/2016 20161020 

The Mission Bank 

MISSION, KS 

23173 544,574 7 

Valley View State Bank 

OVERLAND PARK, KS 

19631 863,058 10 

Citizens State Bank 

PAOLA, KS 

1364 83,743 2 

Corporate Reorganization Mergers (Page 2 of 6, of 99 records) 

Data Date(s) 01/01/2016 to 12/31/2016 
Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

Security Bank of Kansas City

KANSAS CITY, KS 

852,791 4705 First Bank of Missouri 

GLADSTONE, MO 

18815 470,975 9 08/25/2016 20161020 

Bank of Lee's Summit 

LEES SUMMIT, MO 

8886 308,807 4 

SJN Bank of Kansas

SAINT JOHN, KS 

99,783 4766 Greensburg State Bank 

GREENSBURG, KS 

14315 56,770 1 11/18/2016 20161417 

The Trego-WaKeeney State Bank

WAKEENEY, KS 

62,760 16971 The Stockton National Bank 

STOCKTON, KS 

4777 168,807 5 06/21/2016 20160701 

South Central Bank, Inc.

GLASGOW, KY 

907,971 5854 Kentucky Neighborhood Bank 

ELIZABETHTOWN, KY 

34572 131,789 3 09/20/2016 20161173 

Republic Bank & Trust Company

LOUISVILLE, KY 

4,032,330 23627 Cornerstone Community Bank 

SAINT PETERSBURG, FL 

34948 243,140 4 02/10/2016 20151943 

First United Bank and Trust Company

MADISONVILLE, KY 

201,238 34150 Bank of Ohio County, Inc. 

BEAVER DAM, KY 

9304 94,663 2 01/08/2016 20152104 

Iberiabank

LAFAYETTE, LA 

19,425,339 28100 Iberiabank Mortgage Company 

LITTLE ROCK, AR 

0 0 0 05/19/2016 20160365 

Randolph Savings Bank

RANDOLPH, MA 

390,296 90270 First Federal Savings Bank of Boston 

ANDOVER, MA 

29656 55,375 1 06/13/2016 20151642 

Rockland Trust Company

ROCKLAND, MA 

7,207,551 9712 Central Securities Corporation 

ROCKLAND, MA 

0 0 0 02/10/2016 20160032 

Rockland Trust Company

ROCKLAND, MA 

7,207,551 9712 Mayflower Plaza, LLC 

ROCKLAND, MA 

0 0 0 02/10/2016 20160035 

Rockland Trust Company

ROCKLAND, MA 

7,207,551 9712 PFSB Lenox Street, LLC 

ROCKLAND, MA 

0 0 0 02/10/2016 20160036 

The Camden National Bank

CAMDEN, ME 

3,877,987 4255 Acadia Trust, National Association 

PORTLAND, ME 

33597 11,410 3 10/31/2016 20161344 

Bank of Ann Arbor

ANN ARBOR, MI 

1,288,610 34120 Bank of Birmingham 

BIRMINGHAM, MI 

58101 301,434 1 12/14/2016 20161629 

Level One Bank

FARMINGTON HILLS, MI 

907,347 58604 Bank of Michigan 

FARMINGTON HILLS, MI 

57861 111,501 1 02/10/2016 20152011 

The State Bank

FENTON, MI 

473,094 11406 Community State Bank 

SAINT CHARLES, MI 

15868 193,835 7 11/22/2016 20160840 

United Bank of Michigan

GRAND RAPIDS, MI 

524,123 11807 United Bank Mortgage Corporation 

GRAND RAPIDS, MI 

0 0 0 06/03/2016 20160611 

mBank

MANISTIQUE, MI 

729,260 14816 The First National Bank of Niagara 

NIAGARA, WI 

5313 68,440 4 07/29/2016 20160905 

Citizens Alliance Bank

CLARA CITY, MN 

614,852 1402 First Bank of Lincoln 

LINCOLN, MT 

19775 22,005 1 02/16/2016 20152201 

Currie State Bank

CURRIE, MN 

70,366 8833 First State Bank of Okabena 

(Incorporated) 

OKABENA, MN 

1934 18,474 1 12/06/2016 20161389 

Corporate Reorganization Mergers (Page 3 of 6, of 99 records) 

Data Date(s) 01/01/2016 to 12/31/2016 
Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

Border State Bank

GREENBUSH, MN 

392,798 15684 First Advantage Bank 

COON RAPIDS, MN 

57596 77,865 1 06/27/2016 20160640 

Farmers and Merchants State Bank of 

Pierz

PIERZ, MN 

175,541 10165 State Bank in Eden Valley 

EDEN VALLEY, MN 

1916 32,548 1 10/20/2016 20161302 

Flagship Bank Minnesota

WAYZATA, MN 

98,179 8188 Landmark Community Bank, National 

Association 

ISANTI, MN 

10161 80,073 3 09/16/2016 20160800 

Peoples State Bank of Wells

WELLS, MN 

31,541 8840 Paragon Bank 

WELLS, MN 

9772 28,715 1 06/24/2016 20160750 

First State Community Bank

FARMINGTON, MO 

1,805,078 17323 Central Bank 

LEBANON, MO 

1057 264,861 5 03/22/2016 20160184 

Sterling Bank

POPLAR BLUFF, MO 

826,257 57813 First Community Bank, Missouri 

POPLAR BLUFF, MO 

16207 271,758 6 01/11/2016 20152147 

Royal Banks of Missouri

UNIVERSITY CITY, MO 

422,160 19512 Frontenac Bank 

EARTH CITY, MO 

34986 285,173 4 02/16/2016 20152254 

First Security Bank

BOZEMAN, MT 

778,932 1520 Teton Banks 

FAIRFIELD, MT 

364 216,269 3 06/27/2016 20160794 

Peoples Bank

NEWTON, NC 

1,068,148 5956 Community Bank Real Estate Solutions, 

LLC 

NEWTON, NC 

0 0 0 07/25/2016 20160744 

Capital Bank Corporation

RALEIGH, NC 

7,631,460 59049 CommunityOne Bank, National 

Association 

ASHEBORO, NC 

4879 2,354,132 46 10/04/2016 20152229 

Bank of North Carolina

THOMASVILLE, NC 

5,666,188 33527 SouthCoast Community Bank 

MOUNT PLEASANT, SC 

34774 497,140 10 04/29/2016 20151831 

Bank of North Carolina

THOMASVILLE, NC 

6,476,625 33527 High Point Bank and Trust Company 

HIGH POINT, NC 

12267 778,715 15 09/30/2016 20160756 

Sandhills State Bank

BASSETT, NE 

176,623 13892 Bank of Keystone 

KEYSTONE, NE 

9817 65,024 4 10/31/2016 20161414 

Chambers State Bank

CHAMBERS, NE 

43,554 13251 Farmers State Bank 

EWING, NE 

10652 20,495 1 07/01/2016 20160785 

First State Bank

GOTHENBURG, NE 

360,565 13622 Farmers State Bank 

WALLACE, NE 

13257 50,686 2 05/25/2016 20160557 

Farmers and Merchants Bank

MILLIGAN, NE 

68,425 14275 The Farmers & Merchants State Bank of 

Cawker City 

CAWKER CITY, KS 

17999 18,742 1 09/26/2016 20161224 

Interim National Bank

PRINCETON, NJ 

0 0 WIilmington Trust Fiduciary Service 

Company 

WEEHAWKEN, NJ 

26691 15,095 1 05/16/2016 20152222 

The Home Savings and Loan Company of 

Youngstown, Ohio

YOUNGSTOWN, OH 

2,157,828 28114 Premier Bank & Trust 

NORTH CANTON, OH 

35385 344,889 4 12/15/2016 20161570 

First United Bank and Trust Company

DURANT, OK 

3,297,456 4239 American Bank of Texas 

SHERMAN, TX 

20473 2,336,628 35 09/19/2016 20161127 

International Bank of Commerce

OKLAHOMA CITY, OK 

0 59093 International Bank of Commerce 

LAREDO, TX 

19629 1,499,601 50 12/05/2016 20160074 

Corporate Reorganization Mergers (Page 4 of 6, of 99 records) 

Data Date(s) 01/01/2016 to 12/31/2016 
Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

Standard Bank, PaSB

MURRYSVILLE, PA 

493,265 27757 Allegheny Valley Bank of Pittsburgh 

PITTSBURGH, PA 

6058 442,611 8 11/25/2016 20161480 

Prudential Savings Bank

PHILADELPHIA, PA 

555,463 30011 Polonia Bank 

HUNTINGDON VALLEY, PA 

29282 284,258 5 10/17/2016 20161088 

South State Bank

COLUMBIA, SC 

8,719,505 13425 Georgia Bank & Trust Company of 

Augusta 

AUGUSTA, GA 

27574 1,896,507 12 10/06/2016 20161256 

First American State Bank

OLDHAM, SD 

29,316 15432 First National Bank 

DAVENPORT, IA 

17358 71,881 4 07/20/2016 20160848 

Great Western Bank

WATERTOWN, SD 

9,790,723 15289 Home Federal Bank 

SIOUX FALLS, SD 

28092 1,169,363 22 02/01/2016 20152202 

The Citizens National Bank of Athens

ATHENS, TN 

527,336 4917 Citizens National Bancorp, Inc. 

ATHENS, TN 

0 51 0 02/01/2016 20152185 

Apex Bank

CAMDEN, TN 

386,455 9176 American Patriot Bank 

GREENEVILLE, TN 

57169 59,830 2 11/04/2016 20161494

Bank of Putnam County

COOKEVILLE, TN 

422,955 8432 Cumberland County Bank 

CROSSVILLE, TN 

18364 291,600 4 03/28/2016 20160302 

Citizens Tri-County Bank

DUNLAP, TN 

720,513 20818 Franklin County United Bank 

DECHERD, TN 

57851 76,408 2 06/21/2016 20160644 

Citizens Bank

ELIZABETHTON, TN 

750,096 14851 American Trust Bank of East Tennessee 

KNOXVILLE, TN 

57689 139,929 4 10/05/2016 20161246 

Reelfoot Bank

UNION CITY, TN 

158,778 9199 Reelfoot Bancshares, Inc. 

UNION CITY, TN 

0 16,928 0 12/28/2016 20161690 

TBK Bank, SSB

DALLAS, TX 

1,615,083 23498 Colorado East Bank & Trust 

LAMAR, CO 

3027 745,028 18 07/15/2016 20160571 

Pioneer Bank, SSB

DRIPPING SPRINGS, TX 

428,007 58577 First Community Bank, National 

Association 

SUGAR LAND, TX 

26435 650,984 18 02/10/2016 20151753 

Texas Bank

HENDERSON, TX 

353,624 21074 Prosper Bank 

PROSPER, TX 

14485 83,080 2 04/27/2016 20160432 

The Bank of San Antonio

SAN ANTONIO, TX 

558,123 58581 San Antonio Trust Company LTA 

SAN ANTONIO, TX 

0 0 0 04/20/2016 20160376 

ZB, National Association

SALT LAKE CITY, UT 

60,877,956 2270 Amegy Mortgage Company, L.L.C. 

HOUSTON, TX 

0 0 0 12/05/2016 20161528 

ZB, National Association

SALT LAKE CITY, UT 

60,877,956 2270 Cash Access, Inc. 

SALT LAKE CITY, UT 

0 1,124 0 12/05/2016 20161530 

State Bank of Chilton

CHILTON, WI 

177,498 12331 Calumet County Bank 

BRILLION, WI 

11607 95,259 2 04/15/2016 20160082 

Hometown Bank

FOND DU LAC, WI 

210,009 12781 Farmers Exchange Bank 

NESHKORO, WI 

15189 55,245 2 01/11/2016 20152077 

Associated Bank, National Association

GREEN BAY, WI 

27,334,525 5296 Associated New Markets Fund, LLC 

GREEN BAY, WI 

0 0 0 01/13/2016 20152111 

Corporate Reorganization Mergers (Page 5 of 6, of 99 records) 

Data Date(s) 01/01/2016 to 12/31/2016 
Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

Livingston State Bank

LIVINGSTON, WI 

165,539 6185 Livingston Investment Subsidiary, Inc 

LIVINGSTON, WI 

0 0 0 04/18/2016 20160386 

Investors Community Bank

MANITOWOC, WI 

884,356 34295 The Business Bank 

APPLETON, WI 

34993 268,812 2 04/26/2016 20160453 

Monona State Bank

MONONA, WI 

469,053 33458 Middleton Community Bank 

MIDDLETON, WI 

33978 293,138 5 11/03/2016 20161431 

First State Bank

NEW LONDON, WI 

271,801 15271 Farmers and Merchants Bank 

RUDOLPH, WI 

2485 30,149 1 11/09/2016 20161353 

First Citizens State Bank

WHITEWATER, WI 

247,990 11228 Palmyra State Bank 

PALMYRA, WI 

15116 39,074 1 01/07/2016 20152075 

Bank of Wisconsin Dells

WISCONSIN DELLS, WI 

454,781 15136 Dells Investment Corp. 

LAS VEGAS, NV 

0 0 0 10/19/2016 20161316 

Summit Community Bank, Inc

MOOREFIELD, WV 

1,559,278 34102 First Century Bank, Inc. 

BLUEFIELD, WV 

6750 409,916 12 09/30/2016 20161093 

Wyoming State Bank

LARAMIE, WY 

173,735 58395 Valley Bank and Trust Co. 

SCOTTSBLUFF, NE 

34186 360,156 11 05/25/2016 20160591 

Corporate Reorganization Mergers (Page 6 of 6, of 99 records) 

Data Date(s) 01/01/2016 to 12/31/2016 

Note 1: The Bank Merger Act does not require that the responsible agency request a report of competitive factors from the Department of Justice when 

the merger transaction solely involves an insured depository institution and one or more of the affiliates of such depository institution. See 12 U.S.C 

1828(c)(4).
Interim Mergers

Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

See Note 2

Application 

Number

Stifel-Sterne Interim, National 

Association

BIRMINGHAM, AL 

5 33934 The Trust Company of Sterne Agee, Inc. 

BIRMINGHAM, AL 

0 3,738 0 04/19/2016 20160372 

Valley Republic Bank

BAKERSFIELD, CA 

501,828 58828 VRB Merger Company 

BAKERSFIELD, CA 

0 0 0 06/01/2016 20161270 

Commercial Bank of California

IRVINE, CA 

328,415 57417 NCAL Merger Sub, Inc. 

IRVINE, CA 

0 0 0 02/22/2016 20170449 

Open Bank

LOS ANGELES, CA 

618,718 57944 OP Merger Sub 

LOS ANGELES, CA 

0 0 0 05/17/2016 20160958 

Pan American Bank

LOS ANGELES, CA 

159,517 20448 BSB Acquisition Corporation 

OAKLAND, CA 

0 0 0 04/14/2016 20170418 

Community Business Bank

WEST SACRAMENTO, CA 

254,221 58159 CBBC Merger Sub 

WEST SACRAMENTO, CA 

0 0 0 07/15/2016 20161002 

Newtown Savings Bank (in Stock Form)

NEWTOWN, CT 

0 0 Newtown Savings Bank 

NEWTOWN, CT 

18199 1,108,917 18 11/14/2016 20161234 

Citizens Bank

CAIRO, GA 

31,759 5712 BBI Merger Sub, Inc. 

BAINBRIDGE, GA 

0 0 0 09/16/2016 20160952 

Brimfield Bank

BRIMFIELD, IL 

48,995 10856 BB Interim Bank 

BRIMFIELD, IL 

0 0 0 06/10/2016 20160685 

Citizens Bank of Edinburg

EDINBURG, IL 

22,627 20454 CBE Interim Bank 

EDINBURG, IL 

0 0 0 12/12/2016 20161601 

Franklin Grove Bank

FRANKLIN GROVE, IL 

29,504 9636 Amboy Interim Bank (in organization) 

AMBOY, IL 

0 0 0 04/29/2016 03/17/2016 20160224 

First State Bank of West Salem

WEST SALEM, IL 

18,089 15916 Allendale Interim Bank 

ALLENDALE, IL 

0 0 0 02/18/2016 02/03/2016 20160004 

HarborOne Interim Stock Co-operative 

Bank

BROCKTON, MA 

0 59070 HarborOne Bank 

BROCKTON, MA 

59070 2,246,632 17 06/27/2016 20160327 

Pentucket Interim Subsidiary Bank

HAVERHILL, MA 

0 0 Pentucket Bank 

HAVERHILL, MA 

90208 641,016 6 03/15/2016 20151924 

Bank of Michigan

FARMINGTON HILLS, MI 

111,501 57861 BOM Acquisition Interim Bank 

FARMINGTON HILLS, MI 

0 0 0 02/10/2016 12/09/2015 20152014 

Clarence State Bank

CLARENCE, MO 

20,076 16247 Columbia Interim Bank 

CLARENCE, MO 

0 50 0 06/30/2016 20160398 

Belpre Savings Bank

BELPRE, OH 

0 0 Belpre Savings Bank 

BELPRE, OH 

30744 49,968 1 09/15/2016 07/08/2016 20160596 

Covenant Bank

DOYLESTOWN, PA 

252,270 58502 Convenant Interim Bank 

DOYLESTOWN, PA 

0 0 0 01/22/2016 20152141 

United-American Savings Bank

PITTSBURGH, PA 

89,839 27033 U-A Interim National Association 

EMLENTON, PA 

0 10 0 02/26/2016 20160079 

Citizens Building and Loan, SSB (a to be 

formed Stock Savings Bank)

GREER, SC 

0 0 Citizens Building and Loan, SSB 

GREER, SC 

31900 119,960 0 02/12/2016 20151898 

Interim Mergers (Page 1 of 2, of 23 records) 

Data Date(s) 01/01/2016 to 12/31/2016 
Applicant Institution Other Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

Application 

Number

The Farmers Bank

WOODLAND MILLS, TN 

10,837 15205 Banc3 Merger Sub, Inc. 

EADS, TN 

0 0 0 03/15/2016 20160137 

Greater State Bank

FALFURRIAS, TX 

68,028 31762 GSB Interim Company 

MCALLEN, TX 

0 0 0 11/30/2016 20161272 

Fayette Savings Bank, SSB

LA GRANGE, TX 

101,880 31936 Fayette Merger Corp 

LA GRANGE, TX 

0 0 0 06/23/2016 20160752 

Interim Mergers (Page 2 of 2, of 23 records) 

Data Date(s) 01/01/2016 to 12/31/2016 

Note 2: An “Interim Merger” is a merger between an operating institution and a newly formed institution that will not open for business, and which 

exists solely for the purpose of facilitating the merger transaction. With respect to transactions intended to facilitate a corporate reorganization, the 

responsible agency need not request a report of competitive factors from the Department of Justice. For all other transactions, the date of the 

Competitive Factors Report is provided. 
Failed or Closed Bank Mergers 

Applicant Institution Other/ Institution 

Institution Name 

City, State 

Total 

Assets 

(000's) 

Cert # Institution Name 

City, State

Cert# Assets 

Acquired 

(000's)

Offices 

Acquired

Action 

Approved

DOJ 

Reply Date

See Note 3

Application 

Number

See Note 3

Today’s Bank

HUNTSVILLE, AR

116,028 33470 Allied Bank

MULBERRY, AR

91 66,001 5 09/23/2016

United Bank

ZEBULON, GA

1,187,650 172 The Woodbury Banking 

Company

WOODBURY, GA

11297 17,828 1 08/19/2016

First-Citizens Bank & Trust Company

RALEIGH, NC

31,373,540 11063 North Milwaukee State Bank

MILWAUKEE, WI

20364 65,467 2 03/11/2016

First-Citizens Bank & Trust Company

RALEIGH, NC

32,048,417 11063 First Cornerstone Bank

KING OF PRUSSIA, PA

35312 101,198 6 05/06/2016

Failed or Closed Bank Mergers (Page 1 of 1, of 4 records) 

Data Date(s) 01/01/2016 to 12/31/2016 

Note 3: The “Other Institution” is an institution that failed during 2016. The respective “Applicant Institution” is the competitive bidding winner to 

purchase certain assets and assume the liabilities to pay certain deposits of the “Other Institution.” The FDIC’s Board of Directors found that immediate 

action was necessary, and therefore, the publication of notice and solicitation of reports on the competitive factors were not required. Thus, there is no 

“Department of Justice Reply Date,” nor an “Application Number.”

If the “Applicant Institution” is a non FDIC-supervised financial institution, the Primary Federal Regulator processed that merger application, and that 

application is not included in the FDIC’s annual merger report.
Federal Deposit Insurance Corporation

550 17th Street, NW

Washington, DC 20429

P 6211-01-16

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