FEDERAL DEPOSIT INSURANCE CORPORATION 

MERGER DECISIONS 

ANNUAL REPORT TO CONGRESS 

Bank Merger Act Reporting Requirements 

January 01, 2005 through December 31, 2005 

All of the following Merger applications have been approved by the FDIC during the year 2005. 

With regard to each of these applications, the FDIC considered and found favorably with respect 

to the statutory factors involved, including the financial and managerial resources; future 

prospects; convenience and needs of the community to be served; and the effectiveness of each 

depository institution involved in the merger in combating money laundering activities. 

The FDIC has requested reports regarding the competitive factors from the Attorney General and 

other Federal banking agencies. The reports provided by the Attorney General and comments 

received from the other Federal banking agencies indicated that the proposed transactions would 

not have a significant adverse effect on competition. 

In each case, the FDIC has determined: (1) that the transaction would not result in a monopoly 

or further any combination or conspiracy to monopolize or to attempt to monopolize the business 

of banking in any part of the United States; and (2) that the transaction would not have the effect 

in any section of the country to substantially lessen competition or tend to create a monopoly or 

in any other manner restrain trade, unless the anticompetitive effects of the transaction were 

clearly outweighed in the public interest by the probable effect of transaction in meeting the 

convenience and needs of the community to be served. 

Note: Additional copies of this Report can be downloaded from the FDIC's Public Information 

Center's web site at www.fdic.gov/news/publications/public/index.html
Regular Mergers

Applicant Institution Other/Target Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Assets 

Acquired 

(000's)

 Offices 

Acquired

Cert# Action 

Approved

DOJ 

Reply Date

Application 

Number

West Alabama Bank & Trust 

REFORM, AL 

356,386 16175 Merchants & Farmers Bank 71,344 

MILLPORT, AL 

3 16743 12/09/2005 11/18/2005 20052539 

Citizens Bank & Savings Company 

RUSSELLVILLE, AL 

553,762 15310 Colonial Bank, National Association 

MONTGOMERY, AL 

53,431 4 9609 06/08/2005 05/03/2005 20050417 

1st Bank Yuma 

YUMA, AZ 

69,962 57298 Compass Bank 

BIRMINGHAM, AL 

17,340 2 19048 10/17/2005 08/30/2005 20052197 

Premier Valley Bank 

FRESNO, CA 

192,791 57098 Yosemite Bank 

MARIPOSA, CA 

160,850 4 22486 03/14/2005 03/03/2005 20050293 

Fullerton Community Bank, FSB 

FULLERTON, CA 

495,889 28449 Wescom Credit Union 

PASADENA, CA 

19,100 0 03/21/2005 03/08/2005 20050049 

Guaranty Bank of California 

LOS ANGELES, CA 

151,642 22366 Sincere Federal Savings Bank 

SAN FRANCISCO, CA 

53,948 2 31992 04/08/2005 03/31/2005 20050527 

Citizens Business Bank 

ONTARIO, CA 

4,345,507 21716 Granite State Bank 112,771 

MONROVIA, CA 

2 25144 01/10/2005 12/22/2004 20043270 

Bank of the West 

SAN FRANCISCO, CA 

40,955,966 3514 Commercial Federal Bank 

OMAHA, NE 

10,384,663 199 30341 10/06/2005 08/23/2005 20051945 

 Commercial Federal Corporation 

OMAHA, NE 

908,000 0 

United Commercial Bank 

SAN FRANCISCO, CA 

6,484,619 32469 Pacifica Bank 

BELLEVUE, WA 

164,279 2 34829 08/12/2005 07/27/2005 20051824 

United Commercial Bank 

SAN FRANCISCO, CA 

7,032,656 32469 Asian American Bank & Trust Company 

BOSTON, MA 

127,121 3 33825 10/14/2005 09/20/2005 20052447 

United Commercial Bank 

SAN FRANCISCO, CA 

7,338,262 32469 Great Eastern Bank 

NEW YORK, NY 

320,510 5 26673 12/20/2005 12/02/2005 20053141 

Savings Bank of Mendocino County 

UKIAH, CA 

682,749 8011 Westamerica Bank 

SAN RAFAEL, CA 

40,665 1 3430 04/14/2005 04/12/2005 20050655 

Alpine Bank 

GLENWOOD SPRINGS, CO 

1,581,294 23091 First National Bank 

TELLURIDE, CO 

149,335 4 33699 11/22/2005 11/18/2005 20052966 

Colorado East Bank & Trust 

LAMAR, CO 

288,504 3027 Peoples National Bank Colorado 27,890 

COLORADO SPRINGS, CO 

2 16409 09/07/2005 08/23/2005 20052078 

NewAlliance Bank 

NEW HAVEN, CT 

6,237,945 18261 Trust Company of Connecticut 

HARTFORD, CT 

5,866 0 05/25/2005 05/16/2005 20050998 

NewAlliance Bank 

NEW HAVEN, CT 

6,465,577 18261 Cornerstone Bank 

STAMFORD, CT 

230,230 7 26006 09/21/2005 07/15/2005 20051719 

WashingtonFirst Bank 

WASHINGTON, DC 

55,459 57696 Greater Atlantic Bank 

RESTON, VA 

8,223 1 32583 02/23/2005 01/31/2005 20050037 

Commercebank, National Association 

CORAL GABLES, FL 

4,109,795 22953 Banco de Sabadell S.A. 

MIAMI, FL 

27,388 0 12/15/2005 10/25/2005 20052617 

Synovus Bank of Tampa Bay 

SAINT PETERSBURG, FL 

367,065 34172 CapitalSouth Bank 

BIRMINGHAM, AL 

57,704 1 22130 06/24/2005 06/06/2005 20060865 

Regular Mergers (Page 1 of 6, of 115 records) 

Data Date(s) 01/01/2005 to 12/31/2005 
Applicant Institution Other/Target Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Assets 

Acquired 

(000's)

 Offices 

Acquired

Cert# Action 

Approved

DOJ 

Reply Date

Application 

Number

Synovus Bank of Tampa Bay 

SAINT PETERSBURG, FL 

367,065 34172 First Tennessee Bank, National 

Association 

MEMPHIS, TN 

194,244 1 4977 06/24/2005 06/06/2005 20060867 

Wauchula State Bank 

WAUCHULA, FL 

475,514 8021 CITRUS BANK, NATIONAL 

ASSOCIATION 

VERO BEACH, FL 

8,420 1 32918 09/13/2005 08/30/2005 20052062 

United Security Bank 

SPARTA, GA 

64,326 22286 NetBank 

ALPHARETTA, GA 

909 32575 01/27/2005 01/14/2005 20043372 

Midwest Heritage Bank, FSB 

CHARITON, IA 

115,237 4432 Community America Credit Union 

KANSAS CITY, MO 

3,443 3 0 12/08/2005 12/02/2005 20053104 

Great Western Bank 

CLIVE, IA 

599,192 35516 UMB Bank, National Association 

KANSAS CITY, MO 

6,527 8273 06/07/2005 06/06/2005 20051143 

Cresco Union Savings Bank 

CRESCO, IA 

223,203 18443 Peoples Savings Bank 

CHARLES CITY, IA 

31,358 1 5818 09/02/2005 08/23/2005 20051985 

Farmers State Bank 

NORTHWOOD, IA 

78,702 5797 Valley Bank 

MOLINE, IL 

8,417 1 10450 10/27/2005 10/07/2005 20052656 

Mountain West Bank 

COEUR D ALENE, ID 

629,205 33844 Zions First National Bank 

SALT LAKE CITY, UT 

7,987 1 2270 04/25/2005 04/12/2005 20050669 

Morton Community Bank 

MORTON, IL 

1,138,774 18429 Pekin Savings Bank 

PEKIN, IL 

119,674 2 30775 11/08/2005 11/04/2005 20052757 

First Bank & Trust, S.B. 

PARIS, IL 

228,593 29786 Rantoul First Bank, s.b. 

RANTOUL, IL 

30,752 1 30590 08/23/2005 07/15/2005 20051758 

Wemple State Bank 

WAVERLY, IL 

42,276 12393 UMB Bank, National Association 

KANSAS CITY, MO 

6,117 1 8273 09/14/2005 08/30/2005 20052199 

Peoples State Bank of Francesville 

FRANCESVILLE, IN 

142,326 197 State Bank of Oxford 

OXFORD, IN 

71,047 3 14680 09/22/2005 09/09/2005 20052222 

MainSource Bank 

GREENSBURG, IN 

1,185,982 5766 The Madison Bank and Trust Company 213,157 

MADISON, IN 

2 4399 07/05/2005 06/05/2005 20051066 

Farmers State Bank 

LAGRANGE, IN 

337,157 14578 The First National Bank of Fremont 

FREMONT, IN 

97,666 6 4342 10/14/2005 09/20/2005 20052315 

The New Washington State Bank 

NEW WASHINGTON, IN 

201,717 13305 Springs Valley Bank & Trust Company 5,576 

FRENCH LICK, IN 

1 4419 04/28/2005 04/22/2005 20050822 

First State Bank, Southwest Indiana 

TELL CITY, IN 

83,064 33949 Peoples Community Bank 

TELL CITY, IN 

35,214 2 28200 08/31/2005 08/23/2005 20051963 

Hillcrest Bank 

OVERLAND PARK, KS 

1,195,073 22173 First State Bank of Hill County 

MOUNT CALM, TX 

2,000 1 3353 10/27/2005 10/07/2005 20052569 

Centera Bank 

SUBLETTE, KS 

143,605 16436 The Peoples State Bank, of Minneola, 

Kansas 

MINNEOLA, KS 

12,113 1 10923 10/28/2005 10/25/2005 20052669 

VisionBank 

TOPEKA, KS 

5,800 58000 Western National Bank 15,490 

LENEXA, KS 

2 34080 03/24/2005 01/10/2005 20043395 

Independence Bank of Kentucky 

OWENSBORO, KY 

485,242 8136 South Central Bank of Daviess County, 

Inc. 

OWENSBORO, KY 

175 1 33963 04/25/2005 04/12/2005 20050677 

Regular Mergers (Page 2 of 6, of 115 records) 

Data Date(s) 01/01/2005 to 12/31/2005 

3
Applicant Institution Other/Target Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Assets 

Acquired 

(000's)

 Offices 

Acquired

Cert# Action 

Approved

DOJ 

Reply Date

Application 

Number

Community Trust Bank 

CHOUDRANT, LA 

453,374 12614 First United Bank 

FARMERVILLE, LA 

105,424 3 12606 11/30/2005 11/08/2005 20052869 

The Peoples State Bank 

MANY, LA 

298,858 8801 First State Bank 

ITALY, TX 

1 1 3272 11/03/2005 10/07/2005 20052488 

Berkshire Bank 

PITTSFIELD, MA 

1,309,371 23621 Woronoco Savings Bank 

WESTFIELD, MA 

918,890 10 90301 04/22/2005 04/12/2005 20050632 

Mercantile-Safe Deposit and Trust 

Company 

BALTIMORE, MD 

4,663,100 20347 Community Bank of Northern Virginia 

STERLING, VA 

879,900 14 33583 04/28/2005 03/31/2005 20050558 

Fifth Third Bank 

GRAND RAPIDS, MI 

38,983,151 993 First National Wealth Management 

Company 

NAPLES, FL 

3,544 57790 02/16/2005 12/17/2004 20043261 

Community Central Bank 

MOUNT CLEMENS, MI 

390,468 34234 River Place Financial Corp. 

DETROIT, MI 

4,214 91316 06/08/2005 05/16/2005 20051080 

Security State Bank of Lewiston 

LEWISTON, MN 

84,807 10201 Rushford State Bank (Incorporated) 

RUSHFORD, MN 

1,785 1 11411 02/17/2005 01/31/2005 20043480 

Farmers State Bank 

CAMERON, MO 

162,055 13897 UMB Bank, National Association 

KANSAS CITY, MO 

16,583 2 8273 08/01/2005 07/27/2005 20051745 

First Missouri State Bank of Cape County 

CAPE GIRARDEAU, MO 

6,000 58230 First Missouri State Bank 

POPLAR BLUFF, MO 

64,245 3 8282 12/20/2005 10/07/2005 20052318 

Sun Security Bank 

ELLINGTON, MO 

291,378 20115 SolutionsBank 

OVERLAND PARK, KS 

106,851 8 4731 12/13/2005 11/04/2005 20052816 

Premier Bank 

JEFFERSON CITY, MO 

690,625 34016 The Oaks Bank & Trust Company 

DALLAS, TX 

375 1 26264 12/02/2005 11/04/2005 20052837 

The Bank of Fairport 

MAYSVILLE, MO 

19,732 9377 UMB Bank, National Association 

KANSAS CITY, MO 

3,038 1 8273 07/20/2005 07/15/2005 20051517 

Great Southern Bank 

REEDS SPRING, MO 

1,907,199 29546 Peoples Bank of the Ozarks 35,020 

NIXA, MO 

3 1650 06/27/2005 06/06/2005 20051300 

Mid-Missouri Bank 

SPRINGFIELD, MO 

397,904 15584 First Tennessee Bank, National 

Association 

MEMPHIS, TN 

53,598 1 4977 11/03/2005 10/25/2005 20052726 

Bank of Weston 

WESTON, MO 

81,424 1418 UMB Bank, National Association 

KANSAS CITY, MO 

3,500 1 8273 07/15/2005 07/15/2005 20051654 

State Bank & Trust Company 

GREENWOOD, MS 

601,986 8878 First Bank 

BATON ROUGE, LA 

103,960 4 22228 02/01/2005 01/31/2005 20043436 

BancorpSouth Bank 

TUPELO, MS 

10,825,364 11813 American State Bank 

JONESBORO, AR 

341,931 11 5617 11/01/2005 10/07/2005 20052601 

Stockman Bank of Montana 

MILES CITY, MT 

1,042,257 16191 First State Bank 

THOMPSON FALLS, MT 

8,045 1 11016 09/30/2005 09/20/2005 20052302 

Laconia Savings Bank 

LACONIA, NH 

754,779 18012 Village Bank & Trust Company 

GILFORD, NH 

81,183 1 23675 06/03/2005 05/24/2005 20051043 

Unity Bank 

CLINTON, NJ 

576,414 33503 interState Net Bank 

CHERRY HILL, NJ 

21,709 1 57107 10/07/2005 09/20/2005 20052370 

Regular Mergers (Page 3 of 6, of 115 records) 

Data Date(s) 01/01/2005 to 12/31/2005 

4
Applicant Institution Other/Target Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Assets 

Acquired 

(000's)

 Offices 

Acquired

Cert# Action 

Approved

DOJ 

Reply Date

Application 

Number

First Republic Bank 

LAS VEGAS, NV 

8,458,564 26665 First Signature Bank and Trust Company 

PORTSMOUTH, NH 

516,876 2 26479 12/08/2005 10/25/2005 20052606 

Bank of Tokyo-Mitsubishi Trust 

Company 

NEW YORK, NY 

4,531,914 19553 UFJ Bank Limited, New York Branch 

NEW YORK, NY 

150,000 0 08/26/2005 08/12/2005 20051966 

Woori America Bank 

NEW YORK, NY 

781,919 24920 South Coast Commercial Bank 

IRVINE, CA 

2,000 1 26015 11/02/2005 09/19/2005 20052594 

Falls Interim Savings Bank 

BOWLING GREEN, OH 

0 Falls Bank 

STOW, OH 

81,780 2 34920 11/10/2005 09/20/2005 20052714 

Oak Hill Banks 

JACKSON, OH 

1,008,346 6683 Lawrence Federal Savings Bank 

IRONTON, OH 

120,236 5 27933 02/11/2005 01/14/2005 20043391 

Geauga Savings Bank 

NEWBURY, OH 

410,352 32287 Pan American Bank, FSB 

BURLINGAME, CA 

71,800 33895 01/19/2005 01/10/2005 20043288 

First United Bank and Trust Company 

DURANT, OK 

1,103,924 4239 Farmers & Merchants State Bank of Krum 

KRUM, TX 

155,255 4 16674 03/09/2005 03/09/2005 20050525 

First United Bank and Trust Company 

DURANT, OK 

1,294,714 4239 Southwestern Bank 

OKLAHOMA CITY, OK 

117,622 2 19181 11/10/2005 11/04/2005 20052668 

Rose Rock Bank 

OKLAHOMA CITY, OK 

63,600 58058 Gold Bank 373,068 

LEAWOOD, KS 

7 13155 05/11/2005 04/12/2005 20050712 

Pacific Continental Bank 

EUGENE, OR 

553,938 20774 Northwest Business Bank 

SEATTLE, WA 

143,479 2 34893 11/01/2005 10/25/2005 20052788 

The Commerce Bank of Oregon 

PORTLAND, OR 

20,000 58223 First Consumers National Bank 33,030 

LAKE OSWEGO, OR 

27410 10/04/2005 08/30/2005 20052219 

Keystone Nazareth Bank & Trust 

Company 

BETHLEHEM, PA 

2,391,552 28166 First Federal Bank 

HAZLETON, PA 

830,059 17 29492 04/25/2005 03/03/2005 20050444 

 Northeast Pennsylvania Trust Company 

HAZLETON, PA 

1,100 0 

Clearfield Bank & Trust Company 

CLEARFIELD, PA 

298,200 11116 First Commonwealth Bank 

INDIANA, PA 

15,600 1 7468 05/05/2005 04/22/2005 20050768 

Clearfield Bank & Trust Company 

CLEARFIELD, PA 

306,428 11116 First Commonwealth Bank 

INDIANA, PA 

107,674 6 7468 10/11/2005 09/20/2005 20052453 

The Legacy Bank 

HARRISBURG, PA 

319,571 35204 The Harleysville National Bank and Trust 

Company 

HARLEYSVILLE, PA 

14,981 1 7516 02/07/2005 01/31/2005 20043515 

Fulton Bank 

LANCASTER, PA 

4,562,327 7551 Susquehanna Bank PA 

LITITZ, PA 

14,753 7579 11/09/2005 11/04/2005 20052675 

Community Banks 

MILLERSBURG, PA 

1,947,408 12984 Blue Ball National Bank 1,144,241 

BLUE BALL, PA 

19 7411 03/16/2005 02/17/2005 20050253 

Minersville Safe Deposit Bank and Trust 

Company 

MINERSVILLE, PA 

98,958 15145 Mid Penn Bank 

MILLERSBURG, PA 

4,600 9889 01/07/2005 01/07/2005 20043165 

Standard Bank, PaSB 

MURRYSVILLE, PA 

265,269 27757 The Hoblitzell National Bank of Hyndman71,239 

HYNDMAN, PA 

4 7535 11/09/2005 10/25/2005 20052723 

Regular Mergers (Page 4 of 6, of 115 records) 

Data Date(s) 01/01/2005 to 12/31/2005 

5
Applicant Institution Other/Target Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Assets 

Acquired 

(000's)

 Offices 

Acquired

Cert# Action 

Approved

DOJ 

Reply Date

Application 

Number

Beneficial Mutual Savings Bank 

PHILADELPHIA, PA 

2,428,237 15697 Northwood Savings Bank 

PHILADELPHIA, PA 

9,366 35034 10/24/2005 07/27/2005 20051906 

NOVA Savings Bank 

PHILADELPHIA, PA 

416,645 27148 Susquehanna Patriot Bank 

MARLTON, NJ 

25,443 1 6443 10/13/2005 08/03/2005 20052108 

Northwest Savings Bank 

WARREN, PA 

5,948,816 28178 Equinox Bank, FSB 

PEMBROKE PINES, FL 

90,384 1 34871 08/25/2005 08/08/2005 20051971 

Affinity Bank of Pennsylvania 

WYOMISSING, PA 

92,440 57478 Susquehanna Patriot Bank 

MARLTON, NJ 

412,000 1 6443 11/28/2005 11/04/2005 20052898 

First Citizens Bank and Trust Company, 

Inc. 

COLUMBIA, SC 

4,293,648 15504 People's Community Bank of South 

Carolina 

AIKEN, SC 

122,025 3 34529 01/14/2005 01/10/2005 20043213 

 People's Community Capital Corporation 

AIKEN, SC 

 0 

First Citizens Bank and Trust Company, 

Inc. 

COLUMBIA, SC 

4,293,648 15504 Mutual Savings Bank 

HARTSVILLE, SC 

15,436 3 29999 01/14/2005 01/10/2005 20043317 

First Citizens Bank and Trust Company, 

Inc. 

COLUMBIA, SC 

4,389,965 15504 Summit Financial Corporation 

GREENVILLE, SC 

 0 05/05/2005 04/22/2005 20050756 

 Summit National Bank 

GREENVILLE, SC 

317,843 4 33003 

Great Western Bank 

WATERTOWN, SD 

1,096,425 15289 Security Bank, Madison, South Dakota 

MADISON, SD 

142,957 3 16220 12/28/2005 12/14/2005 20053177 

First South Bank 

BOLIVAR, TN 

275,883 9170 First Tennessee Bank, National 

Association 

MEMPHIS, TN 

72,492 2 4977 11/09/2005 10/25/2005 20052718 

The Bank of Bolivar 

BOLIVAR, TN 

53,431 14671 Colonial Bank, National Association 

MONTGOMERY, AL 

83,085 3 9609 06/08/2005 05/03/2005 20050485 

Citizens Tri-County Bank 

DUNLAP, TN 

311,872 20818 Cumberland Bank 

FRANKLIN, TN 

27,395 2 31916 06/14/2005 06/06/2005 20051311 

Greene County Bank 

GREENEVILLE, TN 

1,372,732 895 Old National Bank 

EVANSVILLE, IN 

158,206 5 3832 09/16/2005 09/09/2005 20052194 

Heritage Community Bank 

GREENEVILLE, TN 

42,348 57656 National Bank of Tennessee 

NEWPORT, TN 

6,230 1 17847 05/26/2005 05/16/2005 20051014 

Bank of Tennessee 

KINGSPORT, TN 

491,204 21573 Priority Mortgage 

KINGSPORT, TN 

239 0 09/23/2005 09/20/2005 20052261 

Bank of the South 

MOUNT JULIET, TN 

265,353 57152 Academy Bank 

LEBANON, TN 

42,318 1 35559 05/13/2005 05/03/2005 20050841 

Prosperity Bank 

EL CAMPO, TX 

2,707,857 16835 FirstCapital Bank, ssb 770,974 

CORPUS CHRISTI, TX 

28 30448 01/13/2005 12/22/2004 20043212 

Prosperity Bank 

EL CAMPO, TX 

3,446,051 16835 First State Bank, Grapeland, Texas 

GRAPELAND, TX 

72,976 2 11910 11/03/2005 10/07/2005 20052643 

The Citizens National Bank of Hillsboro 

HILLSBORO, TX 

77,284 3255 Colonial Trust Company 

HILLSBORO, TX 

10,093 1 90409 05/16/2005 05/16/2005 20050781 

Regular Mergers (Page 5 of 6, of 115 records) 

Data Date(s) 01/01/2005 to 12/31/2005 

6
Applicant Institution Other/Target Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Assets 

Acquired 

(000's)

 Offices 

Acquired

Cert# Action 

Approved

DOJ 

Reply Date

Application 

Number

Franklin Bank, S.S.B. 

HOUSTON, TX 

3,477,922 26870 The First National Bank of Athens 

ATHENS, TX 

217,720 4 3080 03/15/2005 03/03/2005 20050247 

Franklin Bank, S.S.B. 

HOUSTON, TX 

3,477,922 26870 Elgin Bank of Texas 

ELGIN, TX 

84,471 3 3185 04/05/2005 03/22/2005 20050507 

Franklin Bank, S.S.B. 

HOUSTON, TX 

4,296,454 26870 Washington Mutual Bank 

STOCKTON, CA 

42,395 5 32633 08/19/2005 08/12/2005 20051890 

The First State Bank 

LOUISE, TX 

135,039 17588 First Victoria National Bank 

VICTORIA, TX 

6,181 1 5570 09/08/2005 08/30/2005 20052127 

First State Bank Central Texas 

TEMPLE, TX 

648,903 11151 First National Bank of Hamilton 

HAMILTON, TX 

37,027 2 3242 09/23/2005 09/09/2005 20052171 

First State Bank of Uvalde 

UVALDE, TX 

378,306 9978 Union State Bank 3,246 

KERRVILLE, TX 

1 16686 09/02/2005 08/23/2005 20051923 

World Financial Capital Bank 

SALT LAKE CITY, UT 

9,741 57570 JLB Service Bank 

NEW CASTLE, DE 

170,000 57306 09/16/2005 08/12/2005 20051986 

Merrick Bank 

SOUTH JORDAN, UT 

486,874 34519 Chase Manhattan Bank USA, National 

Association 

NEWARK, DE 

8,900 1 23702 03/18/2005 03/03/2005 20050341 

Venture Bank 

LACEY, WA 

577,185 22868 Redmond National Bank 

REDMOND, WA 

110,695 2 27372 08/11/2005 07/27/2005 20051774 

The Cowlitz Bank 

LONGVIEW, WA 

301,140 22643 Asia-Europe-Americas Bank 

SEATTLE, WA 

89,297 1 34095 08/12/2005 07/27/2005 20051808 

Peoples State Bank 

AUGUSTA, WI 

44,870 8714 M&I Marshall and Ilsley Bank 

MILWAUKEE, WI 

15,673 1 1020 01/25/2005 01/14/2005 20043463 

The Peoples State Bank, Mazomanie, 

Wisconsin 

MAZOMANIE, WI 

104,072 15046 Community Bank Spring Green and Plain 

SPRING GREEN, WI 

71,535 2 34174 06/29/2005 06/17/2005 20051239 

River Bank 

STODDARD, WI 

218,244 14995 Farmers State Bank 75,954 

BANGOR, WI 

3 13861 09/01/2005 08/23/2005 20052040 

MVB Bank, Inc. 

FAIRMONT, WV 

118,851 34603 Susquehanna Bank 

HAGERSTOWN, MD 

16,672 1 9694 09/20/2005 09/20/2005 20052254 

Union Bank, Inc. 

MIDDLEBOURNE, WV 

90,106 16620 Wesbanco Bank, Inc. 

WHEELING, WV 

20,300 4 803 12/19/2005 12/14/2005 20053058 

Regular Mergers (Page 6 of 6, of 115 records) 

Data Date(s) 01/01/2005 to 12/31/2005 

7
Corporate Reorganization Mergers

Applicant Institution Other/Target Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Assets 

Acquired 

(000's)

 Offices 

Acquired

Cert# Action 

Approved

DOJ 

Reply Date

Application 

Number

First American Bank 

DECATUR, AL 

2,606,071 23577 Byars and Company, Inc. 

BIRMINGHAM, AL 

4,223 0 10/13/2005 09/20/2005 20052427 

Citizens Bank & Savings Company 

RUSSELLVILLE, AL 

553,762 15310 The Bank of Bolivar 

BOLIVAR, TN 

53,431 5 14671 06/08/2005 05/03/2005 20050486 

Calhoun County Bank 

HAMPTON, AR 

38,010 88 First Bank of South Arkansas 

CAMDEN, AR 

102,340 4 89 01/19/2005 12/06/2004 20043232 

First Arkansas Bank and Trust 

JACKSONVILLE, AR 

226,519 16849 First Team Bank 

HEBER SPRINGS, AR 

207,434 12 8731 10/11/2005 09/09/2005 20052457 

Liberty Bank of Arkansas 

JONESBORO, AR 

857,890 3878 TrustBanc 

MOUNTAIN HOME, AR 

115,846 1 34797 02/16/2005 01/31/2005 20050184 

Liberty Bank of Arkansas 

JONESBORO, AR 

1,014,027 3878 Liberty Bank of Arkansas 214,839 

SILOAM SPRINGS, AR 

9 18277 07/15/2005 06/28/2005 20051627 

First Security Bank 

SEARCY, AR 

1,198,199 5633 First Security Bank of Clarksville 

CLARKSVILLE, AR 

127,630 4 3855 10/03/2005 09/09/2005 20052317 

First California Bank 

CAMARILLO, CA 

302,073 22819 South Coast Commercial Bank 

IRVINE, CA 

162,571 3 26015 11/28/2005 11/07/2005 20052965 

Center Bank 

LOS ANGELES, CA 

1,260,335 26610 Center Savings Bank of Washington 

LYNNWOOD, WA 

5,000 1 57992 02/22/2005 01/10/2005 20043297 

Mellon 1st Business Bank, National 

Association 

LOS ANGELES, CA 

2,976,390 23406 A.P. Beaumeade, Inc. 

WILMINGTON, DE 

 0 02/28/2005 01/31/2005 20060745 

The Bank of New York Trust Company, 

National Association 

LOS ANGELES, CA 

468,630 23472 Beacon Fiduciary Advisors, Inc. 

BOSTON, MA 

19,990 0 09/14/2005 08/12/2005 20052064 

Bank of the West 

SAN FRANCISCO, CA 

38,766,882 3514 Trinity Capital Corporation 

SAN FRANCISCO, CA 

210,700 0 05/23/2005 04/20/2005 20050997 

Bank of Colorado 

FORT COLLINS, CO 

1,165,933 16980 Western Bank 

GALLUP, NM 

107,066 3 21467 01/20/2005 01/10/2005 20060785 

Naugatuck Savings Bank (In Formation) 

NAUGATUCK, CT 

0 Naugatuck Savings Bank 

NAUGATUCK, CT 

611,132 11 18198 01/05/2005 10/25/2004 20042795 

HSBC Bank USA, National Association 

WILMINGTON, DE 

126,908,000 57890 Global Fund Services (San Francisco) 

Limited 

SAN FERNANDO, CA 

2,000 1 0 02/24/2005 01/14/2005 20060751 

 Bank of Bermuda (New York) Limited 91,000 

NEW YORK, NY 

1 0 

CNL Bank, First Coast 

JACKSONVILLE, FL 

9,735 58045 CNLBank 35,945 

ORLANDO, FL 

1 34427 06/01/2005 05/16/2005 20051375 

HSBC Private Bank International 

MIAMI, FL 

2,837,886 HSBC Bank USA, National Association 829,303 

WILMINGTON, DE 

57890 03/08/2005 11/16/2004 20042524 

Mercantile Bank 

ORLANDO, FL 

4,843,261 27515 Pointe Bank 

BOCA RATON, FL 

428,410 12 27549 01/21/2005 01/10/2005 20043341 

Peoples Bank 

PALM HARBOR, FL 

351,546 34172 United Bank and Trust Company 

SAINT PETERSBURG, FL 

540,671 7 23052 04/29/2005 03/31/2005 20050697 

Corporate Reorganization Mergers (Page 1 of 8, of 156 records) 

Data Date(s) 01/01/2005 to 12/31/2005 

8
Applicant Institution Other/Target Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Assets 

Acquired 

(000's)

 Offices 

Acquired

Cert# Action 

Approved

DOJ 

Reply Date

Application 

Number

Peoples Bank 

PALM HARBOR, FL 

351,546 34172 United Bank of the Gulf Coast 

SARASOTA, FL 

128,880 2 35012 04/29/2005 03/31/2005 20050697 

Peoples Bank 

PALM HARBOR, FL 

367,065 34172 United Bank of the Gulf Coast 

SARASOTA, FL 

133,137 2 35012 06/24/2005 06/06/2005 20051244 

Peoples Bank 

PALM HARBOR, FL 

367,065 34172 United Bank and Trust Company 

SAINT PETERSBURG, FL 

526,221 7 23052 06/24/2005 06/06/2005 20051656 

FLAG Bank 

ATLANTA, GA 

910,648 186 First Capital Bank 

NORCROSS, GA 

670,673 1 32736 11/15/2005 10/25/2005 20052791 

The First Bank of Brunswick 

BRUNSWICK, GA 

147,082 32988 First National Bank 

SAINT MARYS, GA 

170,924 3 27544 11/28/2005 10/25/2005 20052730 

Habersham Bank 

CLARKESVILLE, GA 

394,531 151 Liberty Bank & Trust 

TOCCOA, GA 

23,658 2 26879 06/30/2005 06/17/2005 20051101 

Peoples Community Bank 

COLQUITT, GA 

129,082 21292 Peoples Community Bank 

COLUMBIA, AL 

159,896 6 53 01/28/2005 12/08/2004 20042409 

 PCB, The Community Bank 

MALONE, FL 

62,851 4 15923 

First Bank of the South 

LAWRENCEVILLE, GA 

464,150 35390 Lanier Community Bank 

BUFORD, GA 

114,497 1 57486 12/15/2005 12/14/2005 20053068 

Security Bank of Bibb County 

MACON, GA 

653,171 27367 Rivoli Bank & Trust 

MACON, GA 

212,367 3 34309 12/19/2005 12/14/2005 20053250 

The Citizens Bank 

NASHVILLE, GA 

155,227 15934 Adel Banking Company 

ADEL, GA 

80,612 2 5682 09/12/2005 08/23/2005 20051981 

First Hawaiian Bank 

HONOLULU, HI 

10,608,792 17985 First Hawaiian Insurance, Inc. 

HONOLULU, HI 

2,059 0 03/28/2005 02/24/2005 20050462 

Farmers & Merchants Bank & Trust 

BURLINGTON, IA 

224,300 13737 Farmers and Merchants Bank and Trust 11,700 

MOUNT PLEASANT, IA 

1 35334 04/25/2005 03/22/2005 20050719 

Community Savings Bank 

EDGEWOOD, IA 

153,528 14633 Community Savings Bank 

ROBINS, IA 

66,531 3 34484 03/14/2005 03/08/2005 20050217 

Farmers Savings Bank 

HALBUR, IA 

17,939 18518 West Side State Savings Bank 28,320 

WESTSIDE, IA 

3 238 01/31/2005 01/14/2005 20043444 

Community State Bank 

INDIANOLA, IA 

69,242 25267 Fort Des Moines Community Bank 19,567 

DES MOINES, IA 

1 34931 01/06/2005 12/01/2004 20043152 

Two Rivers Bank and Trust 

JOHNSTON, IA 

20,000 58013 Burlington Bank and Trust 

BURLINGTON, IA 

8,225 1 11760 03/10/2005 02/11/2005 20050204 

Community Bank 

MUSCATINE, IA 

108,950 23189 Wilton Savings Bank 

WILTON, IA 

76,959 1 9302 11/16/2005 10/25/2005 20052795 

MidWestOne Bank & Trust 

OSKALOOSA, IA 

289,167 14197 MidWestOne Bank 

BURLINGTON, IA 

173,822 4 28495 12/01/2005 10/25/2005 20052820 

 Central Valley Bank 

OTTUMWA, IA 

122,551 4 33921 

Corporate Reorganization Mergers (Page 2 of 8, of 156 records) 

Data Date(s) 01/01/2005 to 12/31/2005 

9
Applicant Institution Other/Target Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Assets 

Acquired 

(000's)

 Offices 

Acquired

Cert# Action 

Approved

DOJ 

Reply Date

Application 

Number

MidWestOne Bank & Trust 

OSKALOOSA, IA 

289,167 14197 Pella State Bank 64,477 

PELLA, IA 

2 34600 12/01/2005 10/25/2005 20052820 

Panhandle State Bank 

SANDPOINT, ID 

596,900 23415 Intermountain Savings Bank of 

Washington 

SPOKANE VALLEY, WA 

105 1 58038 03/28/2005 02/25/2005 20050302 

Main Street Bank & Trust 

CHAMPAIGN, IL 

1,212,406 10842 Citizens Savings Bank 

BLOOMINGTON, IL 

299,939 5 28428 09/05/2005 08/02/2005 20052038 

United Community Bank 

CHATHAM, IL 

488,729 19459 State Bank of Auburn 

AUBURN, IL 

71,773 3 15859 06/21/2005 06/01/2005 20051348 

ShoreBank 

CHICAGO, IL 

1,507,460 15640 ShoreBank 

CLEVELAND, OH 

68,259 1 753 09/01/2005 07/27/2005 20051995 

First State Bank of Eldorado 

ELDORADO, IL 

95,456 10886 The First National Bank of Dana 13,864 

DANA, IN 

1 4331 10/31/2005 10/07/2005 20052622 

Centrue Bank 

KANKAKEE, IL 

600,768 10881 Illinois Community Bank 

EFFINGHAM, IL 

30,249 1 31068 07/22/2005 06/28/2005 20051636 

The Bank of Marion 

MARION, IL 

187,644 15565 The Egyptian State Bank 

CARRIER MILLS, IL 

39,212 3 17060 06/10/2005 05/10/2005 20051118 

State Bank of Seaton 

SEATON, IL 

40,160 11705 Valley Bank 

MOLINE, IL 

961 1 10450 12/15/2005 11/18/2005 20053032 

Busey Bank 

URBANA, IL 

1,524,417 16450 First Capital Bank 

PEORIA, IL 

248,578 4 34157 07/22/2005 06/28/2005 20051623 

Norstates Bank 

WAUKEGAN, IL 

617,330 18626 First State Bank of Round Lake 

ROUND LAKE, IL 

133,673 2 16884 11/01/2005 09/20/2005 20060729 

MainSource Bank 

GREENSBURG, IN 

984,300 5766 Peoples Trust Company 115,602 

LINTON, IN 

4 13126 04/13/2005 03/22/2005 20060733 

Landmark National Bank 

MANHATTAN, KS 

452,785 5826 First Manhattan Bancorporation, Inc. 

MANHATTAN, KS 

8,972 0 11/29/2005 11/18/2005 20052864 

The Central Bank USA, Inc. 

GREENSBURG, KY 

238,089 9314 Citizens Financial Bank, Inc. 41,291 

GLASGOW, KY 

1 57028 02/08/2005 01/14/2005 20043455 

The Central Bank USA, Inc. 

GREENSBURG, KY 

398,532 9314 Brownsville Deposit Bank 52,637 

BROWNSVILLE, KY 

1 1877 11/21/2005 10/19/2005 20052834 

 Ascencia Bank 

LOUISVILLE, KY 

326,443 1 278 

 Bullitt County Bank 168,724 

SHEPHERDSVILLE, KY 

2 9674 

First Bank and Trust Co. of Princeton, 

Kentucky 

PRINCETON, KY 

85,740 2764 South Central Bancshares, Inc. 333 

RUSSELLVILLE, KY 

0 05/13/2005 04/12/2005 20050896 

Eastern Bank 

BOSTON, MA 

5,124,410 32773 Plymouth Savings Bank 

WAREHAM, MA 

1,259,471 18 23463 04/04/2005 03/03/2005 20050385 

Fall River Five Cents Interim Subsidiary 

Bank 

FALL RIVER, MA 

0 Fall River Five Cents Savings Bank 536,042 

FALL RIVER, MA 

7 23286 05/12/2005 03/03/2005 20050301 

Corporate Reorganization Mergers (Page 3 of 8, of 156 records) 

Data Date(s) 01/01/2005 to 12/31/2005 

10
Applicant Institution Other/Target Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Assets 

Acquired 

(000's)

 Offices 

Acquired

Cert# Action 

Approved

DOJ 

Reply Date

Application 

Number

Florence Interim Stock Savings Bank 

FLORENCE, MA 

1 Florence Savings Bank 

FLORENCE, MA 

846,599 8 23293 09/02/2005 08/08/2005 20051946 

Greenfield Interim Stock Bank 

GREENFIELD, MA 

0 Greenfield Savings Bank 

GREENFIELD, MA 

490,296 6 90206 04/04/2005 12/22/2004 20043380 

Monson Interim Subsidiary Bank 

MONSON, MA 

0 Monson Savings Bank 

MONSON, MA 

174,488 2 90245 10/19/2005 08/08/2005 20052113 

Legacy Banks 

PITTSFIELD, MA 

693,039 90265 Mutual Bancorp of the Berkshires, Inc. 57,621 

PITTSFIELD, MA 

0 08/25/2005 07/27/2005 20051932 

Mercantile-Safe Deposit and Trust 

Company 

BALTIMORE, MD 

4,663,117 20347 Mercantile Potomac Bank 

GAITHERSBURG, MD 

1,024,057 16 21415 04/08/2005 02/17/2005 20060749 

Farmers & Merchants Bank and Trust 

HAGERSTOWN, MD 

937,702 9694 Susquehanna Bank 

BALTIMORE, MD 

1,439,944 22 29973 03/22/2005 01/10/2005 20050029 

 First American Bank of Pennsylvania 

EVERETT, PA 

214,024 6 7495 

 Citizens Bank of Southern Pennsylvania 

GREENCASTLE, PA 

251,946 7 7796 

Independent Bank - South Michigan 

LESLIE, MI 

434,478 13930 Independent Bank 

BAY CITY, MI 

8,130 1 27811 04/11/2005 03/22/2005 20050497 

Citizens First Savings Bank 

PORT HURON, MI 

1,271,306 30005 Metrobank 

FARMINGTON HILLS, MI 

170,859 4 18685 09/06/2005 07/01/2005 20051696 

Independent Bank-West Michigan 

ROCKFORD, MI 

508,641 22094 Independent Bank 

BAY CITY, MI 

207,079 8 27811 04/11/2005 03/22/2005 20050494 

Preferred Bank 

BIG LAKE, MN 

69,667 1414 The Oakley National Bank of Buffalo 

BUFFALO, MN 

165,865 2 14948 02/23/2005 01/10/2005 20043490 

 State Bank of Chanhassen 

CHANHASSEN, MN 

139,331 1 1914 

 First National Bank of Chaska 

CHASKA, MN 

181,772 4 5111 

 Home Town Mortgage, Inc. 

EDINA, MN 

19,317 0 

 The Klein National Bank of Madison 

MADISON, MN 

56,254 2 5189 

 First National Bank in Montevideo 

MONTEVIDEO, MN 

132,698 2 5211 

 State Bank of Young America 

NORWOOD YOUNG AMERICA, MN 

109,871 1 19513 

 Victoria State Bank 

VICTORIA, MN 

58,151 1 22085 

 The First National Bank of Waconia 

WACONIA, MN 

200,493 3 5267 

Corporate Reorganization Mergers (Page 4 of 8, of 156 records) 

Data Date(s) 01/01/2005 to 12/31/2005 

11
Applicant Institution Other/Target Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Assets 

Acquired 

(000's)

 Offices 

Acquired

Cert# Action 

Approved

DOJ 

Reply Date

Application 

Number

Citizens State Bank of Clara City 

CLARA CITY, MN 

159,394 1402 First State Bank, Lake Lillian, Minnesota 

LAKE LILLIAN, MN 

113,098 1404 06/17/2005 05/18/2005 20051297 

Community Bank of the Red River 

Valley 

EAST GRAND FORKS, MN 

228,836 19180 Rural American Bank - Ada 

ADA, MN 

38,560 1 8206 05/16/2005 04/22/2005 20060730 

Border State Bank 

GREENBUSH, MN 

205,441 15684 Border State Bank of International Falls 

INTERNATIONAL FALLS, MN 

38,895 1 35471 11/07/2005 10/04/2005 20052751 

American Bank Lake City 

LAKE CITY, MN 

77,541 10973 American Bank 

EAU CLAIRE, WI 

74,793 1 20557 05/09/2005 03/31/2005 20050776 

Frandsen Bank & Trust 

LONSDALE, MN 

153,145 1399 Valley Bank Dundas 

DUNDAS, MN 

28,639 1 1395 01/20/2005 12/17/2004 20043332 

First National Bank of the North 

SANDSTONE, MN 

62,016 17195 JDOB, Inc. 

SANDSTONE, MN 

 0 11/08/2005 10/07/2005 20052695 

Roundbank 

WASECA, MN 

198,698 5271 American Savings, Inc. 

FARMINGTON, MN 

19,946 34549 11/22/2005 10/05/2005 20052703 

First State Bank and Trust Company, Inc. 

CARUTHERSVILLE, MO 

238,579 14185 Bank of Hayti 

HAYTI, MO 

62,737 2 1627 09/02/2005 08/08/2005 20052020 

First Security State Bank of Charleston 

CHARLESTON, MO 

167,634 1426 Bank of Paragould 

PARAGOULD, AR 

103,784 2 14033 04/28/2005 03/28/2005 20050724 

 First Security State Bank of Southeast 

Missouri 

CARUTHERSVILLE, MO 

61,781 4 14218 

Reliance Bank 566,248 35123 Reliance Bank 53,619 

DES PERES, MO GODFREY, IL 

1 34552 10/26/2005 09/22/2005 20052630 

The Peoples Bank and Trust Company 

TUPELO, MS 

1,978,000 12437 Renasant Bank 

GERMANTOWN, TN 

270,000 2 35132 03/25/2005 03/03/2005 20050402 

First Gaston Bank of North Carolina 

GASTONIA, NC 

216,691 34041 Catawba Valley Bank 

HICKORY, NC 

453,376 15 34083 11/22/2005 08/23/2005 20052120 

American Community Bank 

MONROE, NC 

294,137 34868 First National Bank of the Carolinas 

GAFFNEY, SC 

81,668 4 34237 03/04/2005 01/31/2005 20050156 

Capital Bank 

RALEIGH, NC 

915,970 34452 1st State Bank 

BURLINGTON, NC 

370,737 7 27789 10/31/2005 10/26/2005 20052633 

Branch Banking and Trust Company 

WINSTON SALEM, NC 

76,719,103 9846 BB&T Factors Corporation 

HIGH POINT, NC 

198,000 0 09/30/2005 08/30/2005 20052212 

State Bank & Trust 

FARGO, ND 

1,201,351 19581 First State Bank of Audubon 

DETROIT LAKES, MN 

12,169 2 9739 03/23/2005 02/10/2005 20060758 

Security State Bank of Hunter 

HUNTER, ND 

33,473 16231 First State Bank of Hope 

HOPE, ND 

17,674 1 9129 05/31/2005 05/03/2005 20051070 

Commercial Bank of Mott 

MOTT, ND 

42,550 15741 Mott Bankshares, Inc. 

MOTT, ND 

1,963 0 06/09/2005 05/16/2005 20051159 

Holbrook Exchange Bank 

HOLBROOK, NE 

4,000 58217 Security First Bank 

SIDNEY, NE 

15,246 1 5415 11/07/2005 09/28/2005 20052160 

Corporate Reorganization Mergers (Page 5 of 8, of 156 records) 

Data Date(s) 01/01/2005 to 12/31/2005 

12
Applicant Institution Other/Target Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Assets 

Acquired 

(000's)

 Offices 

Acquired

Cert# Action 

Approved

DOJ 

Reply Date

Application 

Number

The Bank of Talmage 

TALMAGE, NE 

4,153 10641 Randolph State Bank 

RANDOLPH, IA 

54,494 2 12417 12/12/2005 11/18/2005 20053109 

The Berlin City Bank 

BERLIN, NH 

391,562 14240 The Pemigewasset National Bank of 

Plymouth 

PLYMOUTH, NH 

221,988 9 6247 07/07/2005 06/28/2005 20051521 

Lakeland Bank 

NEWFOUNDLAND, NJ 

1,753,941 19953 The Newton Trust Company 

NEWTON, NJ 

366,556 8 14940 09/12/2005 08/08/2005 20052114 

Bergen Commercial Bank 

PARAMUS, NJ 

263,967 27180 Rock Community Bank 

GLEN ROCK, NJ 

34,728 1 34981 04/19/2005 03/03/2005 20050478 

Greater Community Bank 

TOTOWA, NJ 

557,486 26480 Rock Community Bank 

LITTLE FALLS, NJ 

46,992 2 34981 12/05/2005 11/02/2005 20053028 

 Bergen Commercial Bank 

PARAMUS, NJ 

326,360 6 27180 

Emigrant Savings Bank - 

Bronx/Westchester 

BRONX, NY 

0 58170 Emigrant Savings Bank 

NEW YORK CITY, NY 

1,210,500 7 12054 07/20/2005 07/01/2005 20051726 

Emigrant Savings Bank - 

Brooklyn/Queens 

BROOKLYN, NY 

0 58169 Emigrant Savings Bank 

NEW YORK CITY, NY 

869,900 7 12054 07/20/2005 07/01/2005 20051725 

Provident Municipal Bank 

MONTEBELLO, NY 

143,209 57339 Provident Bank 

MONTEBELLO, NY 

3,400 30337 03/24/2005 03/03/2005 20050428 

Emigrant Savings Bank - Manhattan 

NEW YORK, NY 

0 58168 Emigrant Savings Bank 

NEW YORK CITY, NY 

1,349,200 10 12054 07/20/2005 07/01/2005 20051724 

Mitsubishi Trust and Banking 

Corporation (U.S.A.) 

NEW YORK, NY 

580,754 26621 UFJ Trust Company of New York 

NEW YORK, NY 

73,640 27350 06/15/2005 06/06/2005 20051230 

Emigrant Savings Bank - Long Island 

WESTBURY, NY 

0 58167 Emigrant Savings Bank 

NEW YORK CITY, NY 

623,300 7 12054 07/20/2005 07/01/2005 20051716 

U.S. Bank National Association 

CINCINNATI, OH 

194,436,638 6548 FBS-First Building Corporation 

WILMINGTON, DE 

192,850 0 04/19/2005 03/02/2005 20050501 

Keybank National Association 

CLEVELAND, OH 

86,061,798 17534 EverTrust Asset Management 

SEATTLE, WA 

372,000 0 06/09/2005 03/03/2005 20060786 

JPMorgan Chase Bank, National 

Association 

COLUMBUS, OH 

967,365,000 628 Banc One Management Corporation 

COLUMBUS, OH 

1,026,622 0 03/16/2005 03/03/2005 20050516 

First Financial Bank, National 

Association 

HAMILTON, OH 

1,958,517 6600 First Financial Bancorp Services Corp 

MIDDLETOWN, OH 

8,374 0 09/02/2005 08/17/2005 20052010 

Cleo State Bank 

CLEO SPRINGS, OK 

38,438 406 Meno Guaranty Bank 

MENO, OK 

26,682 1 14029 12/14/2005 11/18/2005 20060738 

Meno Guaranty Bank 

MENO, OK 

5,836 14029 The Farmer's State Bank 4,774 

HAZELTON, KS 

1 17984 12/14/2005 11/18/2005 20053094 

First Commonwealth Bank 

INDIANA, PA 

6,121,900 7468 First Commonwealth Professional 

Resources, Inc. 

INDIANA, PA 

837 0 12/02/2005 11/04/2005 20052981 

 First Commonwealth Systems Corp. 

INDIANA, PA 

8,383 0 

Corporate Reorganization Mergers (Page 6 of 8, of 156 records) 

Data Date(s) 01/01/2005 to 12/31/2005 

13
Applicant Institution Other/Target Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Assets 

Acquired 

(000's)

 Offices 

Acquired

Cert# Action 

Approved

DOJ 

Reply Date

Application 

Number

First Commonwealth Bank 

INDIANA, PA 

6,121,900 7468 First Commonwealth Trust Company 

INDIANA, PA 

8,073 33574 12/02/2005 11/04/2005 20052981 

Community Banks 

MILLERSBURG, PA 

1,974,020 12984 PennRock Financial Advisors, N.A. 

BLUE BALL, PA 

3,184 57839 10/27/2005 09/28/2005 20052641 

Royal Asian Bank 

PHILADELPHIA, PA 

15,000 58196 Royal Bank America 

NARBERTH, PA 

58,198 4 18962 11/14/2005 08/30/2005 20051967 

PNC Bank, National Association 

PITTSBURGH, PA 

73,809,165 6384 Riggs National Trust Company 

MC LEAN, VA 

2,000,000 0 04/26/2005 03/08/2005 20050565 

PNC Bank, National Association 

PITTSBURGH, PA 

84,741,642 6384 PNC Commercial Management, Inc 

WILMINGTON, DE 

 0 11/17/2005 10/27/2005 20052994 

Northwest Savings Bank 

WARREN, PA 

5,828,484 28178 Jamestown Savings Bank 

LAKEWOOD, NY 

408,588 12 34088 02/07/2005 01/10/2005 20043496 

BankNewport 

NEWPORT, RI 

0 Bank of Newport 

NEWPORT, RI 

922,821 9 18129 03/31/2005 11/02/2004 20042784 

Carolina First Bank 

GREENVILLE, SC 

9,620,000 26849 CF Technology Services Company 

GREENVILLE, SC 

8,000 0 11/14/2005 10/25/2005 20052807 

Wells Fargo Bank, National Association 

SIOUX FALLS, SD 

367,581,390 3511 Wells Fargo Business Credit, Inc. 

WILMINGTON, DE 

2,894,384 0 07/01/2005 05/24/2005 20051217 

The Peoples National Bank of La Follette 

LA FOLLETTE, TN 

112,036 4945 Peoples National of LaFollette Financial 

Corporation 

LA FOLLETTE, TN 

8 0 12/05/2005 11/08/2005 20060732 

Wilson Bank and Trust 

LEBANON, TN 

745,891 26962 Community Bank of Smith County 

CARTHAGE, TN 

81,610 2 34368 03/14/2005 02/11/2005 20050212 

 DeKalb Community Bank 

SMITHVILLE, TN 

109,754 2 34163 

Independent Bank 

COUPLAND, TX 

57,676 17711 Independent Bank 

MC KINNEY, TX 

36,259 1 3076 03/25/2005 02/22/2005 20050420 

Patriot Bank 

HOUSTON, TX 

120,387 3258 Farmers & Merchants State Bank 13,446 

LADONIA, TX 

2 10354 12/15/2005 10/25/2005 20053163 

Sterling Bank 

HOUSTON, TX 

3,455,644 21726 The Oaks Bank & Trust Company 

DALLAS, TX 

106,096 4 26264 08/22/2005 08/12/2005 20052011 

American State Bank 

LUBBOCK, TX 

1,857,311 16701 First National Bank in Cisco 

CISCO, TX 

40,134 1 3137 10/12/2005 09/28/2005 20052392 

Van Horn State Bank of Van Horn, Texas 

VAN HORN, TX 

25,168 1720 First National Bank 

LUBBOCK, TX 

31,503 1 25881 02/10/2005 11/15/2004 20043076 

Independent Bank 

WACO, TX 

84,990 17711 First State Bank of Hill County 

MOUNT CALM, TX 

14,431 2 3353 11/03/2005 09/28/2005 20052529 

Independent Bank 

WACO, TX 

84,990 17711 First State Bank 

ITALY, TX 

9,936 1 3272 11/03/2005 09/20/2005 20052552 

AbbyBank 

ABBOTSFORD, WI 

206,608 19795 Abbotsford Investment Corporation 

LAS VEGAS, NV 

14,705 0 08/24/2005 07/19/2005 20051800 

Corporate Reorganization Mergers (Page 7 of 8, of 156 records) 

Data Date(s) 01/01/2005 to 12/31/2005 

14
Applicant Institution Other/Target Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Assets 

Acquired 

(000's)

 Offices 

Acquired

Cert# Action 

Approved

DOJ 

Reply Date

Application 

Number

Associated Bank, National Association 

GREEN BAY, WI 

18,097,519 5296 Associated Mortgage, Inc. 

GREEN BAY, WI 

140,457 4 0 10/12/2005 10/07/2005 20052524 

Rural American Bank - Luck 

LUCK, WI 

64,117 9525 Little Buttercup, Inc. 

LUCK, WI 

10,415 0 11/08/2005 10/25/2005 20052782 

Capitol Bank 

MADISON, WI 

122,788 34074 Capitol Investments, Inc. 

LAS VEGAS, NV 

20,858 0 09/30/2005 09/09/2005 20052258 

The Peoples Community Bank 

MAZOMANIE, WI 

177,870 15046 Iron Horse Investments 9,265 

MAZOMANIE, WI 

0 12/14/2005 11/15/2005 20053073 

McFarland State Bank 

MC FARLAND, WI 

180,114 2476 McFarland Investment Corporation 

MC FARLAND, WI 

45,590 0 08/08/2005 06/28/2005 20051628 

Milwaukee Western Bank 

MILWAUKEE, WI 

151,727 12515 MWB Investment Corporation 

MILWAUKEE, WI 

25,594 0 10/28/2005 10/25/2005 20052412 

Mitchell Bank 

MILWAUKEE, WI 

79,513 13029 MBH Investment Corporation 

LAS VEGAS, NV 

17,012 0 09/02/2005 08/08/2005 20051950 

Community State Bank 

NORWALK, WI 

26,793 15130 Community Securities Corporation 

NORWALK, WI 

5,498 0 08/26/2005 08/08/2005 20051922 

Palmyra State Bank 

PALMYRA, WI 

29,000 15116 Palmyra Investments, Inc. 

PALMYRA, WI 

13,000 0 06/02/2005 05/03/2005 20050820 

Brill State Bank 

RICE LAKE, WI 

57,337 6196 Brill Investments 

PAHRUMP, NV 

3,338 0 11/03/2005 10/07/2005 20060781 

Community Bank Spring Green and Plain 

SPRING GREEN, WI 

74,459 34174 SGP Investments, Inc. 

LAS VEGAS, NV 

13,022 0 06/10/2005 05/16/2005 20051060 

Citizens State Bank 

TREMPEALEAU, WI 

28,374 13032 First National Bank in Viroqua 

VIROQUA, WI 

84,449 3 14062 05/12/2005 04/12/2005 20050808 

Timberwood Bank 

WABENO, WI 

91,042 15158 Timberwood, Ltd. 

WABENO, WI 

828 0 12/01/2005 11/01/2005 20060776 

Fortress Bank 

WESTBY, WI 

141,454 9521 Wisconsin State Bank 

RANDOM LAKE, WI 

22,153 2 15131 07/25/2005 06/06/2005 20051408 

First Citizens State Bank 

WHITEWATER, WI 

186,050 11228 Whitewater Investments Inc. 

WHITEWATER, WI 

 0 07/22/2005 05/03/2005 20050821 

The Grant County Bank 

PETERSBURG, WV 

180,873 11953 The National Bank of Davis 

DAVIS, WV 

26,013 2 6759 11/08/2005 10/25/2005 20052597 

Corporate Reorganization Mergers (Page 8 of 8, of 156 records) 

Data Date(s) 01/01/2005 to 12/31/2005 

15
Interim Mergers

Applicant Institution Other/Target Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Assets 

Acquired 

(000's)

Cert# Action 

Approved

DOJ 

Reply Date

Application 

Number

Uniti Merger Corporation 

BUENA PARK, CA 

0 UNITI BANK 

BUENA PARK, CA 

137,686 57120 05/10/2005 04/22/2005 20050866 

First Bank of Beverly Hills, FSB 

CALABASAS, CA 

1,337,346 32069 First Bank of Beverly Hills 

CALABASAS, CA 

0 07/27/2005 07/15/2005 20051601 

First California Bank 

CAMARILLO, CA 

285,909 22819 FCB Merger Corporation 

CAMARILLO, CA 

 0 07/15/2005 07/15/2005 20051593 

IBOC Acquisition Corporation 

LOS ANGELES, CA 

1 International Bank of California 158,846 

LOS ANGELES, CA 

21034 08/12/2005 07/15/2005 20051840 

FAB Acquisition Corporation 

ROSEMEAD, CA 

0 First American Bank 

ROSEMEAD, CA 

244,750 24308 07/11/2005 06/17/2005 20051538 

Discovery Bank 

SAN MARCOS, CA 

98,180 57136 DB Merger Company 

SAN MARCOS, CA 

 0 03/10/2005 03/08/2005 20050286 

Cedar Acquisition Corporation 

SANTA MONICA, CA 

0 Cedars Bank 

LOS ANGELES, CA 

507,144 27069 12/05/2005 10/25/2005 20053266 

PLB Acquisition Corporation 

SANTA MONICA, CA 

0 Pacific Liberty Bank 

HUNTINGTON BEACH, CA 

151,029 34817 09/13/2005 08/23/2005 20052095 

Mission Valley Bank 

SUN VALLEY, CA 

122,344 57101 MVB Merger Company 

SUN VALLEY, CA 

0 07/19/2005 06/21/2005 20060810 

U.S. Bank Trust Interim National 

Association, Connecticut 

HARTFORD, CT 

240 State Street Bank and Trust Company of 

Connecticut, National Association 

HARTFORD, CT 

49,011 33132 03/28/2005 03/08/2005 20050414 

The Simsbury Bank & Trust Company 

SIMSBURY, CT 

213,150 33999 SBT Interim Bank 

SIMSBURY, CT 

 0 12/02/2005 11/04/2005 20053037 

MetroCorp Facilitation 

WILMINGTON, DE 

0 First United Bank 

SAN DIEGO, CA 

174,130 33401 09/01/2005 08/08/2005 20052043 

Mountain Valley Community Bank 

CLEVELAND, GA 

42,659 57711 MVCB Interim Corporation 

CLEVELAND, GA 

 0 04/22/2005 03/22/2005 20050427 

Glennville Bank 

GLENNVILLE, GA 

110,972,000 9244 GB Interim, Inc. 100 

GLENNVILLE, GA 

0 06/10/2005 06/06/2005 20051137 

Community Capital Bank 

JONESBORO, GA 

108,000 57036 Community Capital Interim Corporation 

JONESBORO, GA 

 0 08/31/2005 08/12/2005 20052035 

Security Interim Bank 

WOODSTOCK, GA 

500 SouthBank 

WOODSTOCK, GA 

113,781 57105 05/23/2005 04/22/2005 20050615 

Northway Acquisition Corporation 

GRAYSLAKE, IL 

0 Northway State Bank 48,755 

GRAYSLAKE, IL 

35097 08/16/2005 08/08/2005 20051936 

Harvard Savings Bank 

HARVARD, IL 

113,716 28938 Interim one 

HARVARD, IL 

 0 08/08/2005 06/08/2005 20051320 

Interim II 

HARVARD, IL 

0 Harvard Savings Bank 

HARVARD, IL 

113,716 28938 08/08/2005 06/17/2005 20052599 

Bank of Kenney 

KENNEY, IL 

4,760 22609 Interim Bank of Kenney 

KENNEY, IL 

5,938 0 04/06/2005 02/18/2005 20043062 

Interim Mergers (Page 1 of 3, of 42 records) 

Data Date(s) 01/01/2005 to 12/31/2005 

16
Applicant Institution Other/Target Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Assets 

Acquired 

(000's)

Cert# Action 

Approved

DOJ 

Reply Date

Application 

Number

Illinois State Bank 

LAKE IN THE HILLS, IL 

138,323 34238 North Shore Interim Bank 

LAKE IN THE HILLS, IL 

138,323 0 11/01/2005 09/20/2005 20052667 

Rantoul First Bank, s.b. 

RANTOUL, IL 

30,752 30590 Rantoul Interim Bank 

RANTOUL, IL 

 0 08/23/2005 07/15/2005 20051760 

H. F. Gehant Banking Co. 

WEST BROOKLYN, IL 

31,690 9264 HFGB Interim Bank 

WEST BROOKLYN, IL 

 0 08/16/2005 08/08/2005 20051909 

Central Interim Bank, Inc. 

LEXINGTON, KY 

0 First Bank, Inc. 

LOUISVILLE, KY 

178,668 34153 03/16/2005 03/03/2005 20050363 

Chelsea State Bank 

CHELSEA, MI 

194,687 14009 CS Bank 

CHELSEA, MI 

1,000 0 01/06/2005 12/07/2004 20043253 

Magyar Bank 

NEW BRUNSWICK, NJ 

325,096 30704 Magyar Interim Bank II 

NEW BRUNSWICK, NJ 

 0 11/14/2005 10/25/2005 20052716 

The Bank of Clovis 

CLOVIS, NM 

76,434 57022 Clovis Interim Bank 

CLOVIS, NM 

1 0 03/25/2005 02/15/2005 20050345 

Northern Nevada Bank 

RENO, NV 

111,987 35550 Interim Northern Nevada Bank 

RENO, NV 

 0 05/12/2005 04/19/2005 20050837 

Home Savings Bank 

KENT, OH 

99,637 30219 Hometown Interim Savings Bank 

KENT, OH 

 0 03/11/2005 01/14/2005 20043396 

Commodore Bank 

SOMERSET, OH 

61,823 2289 CB Interim Bank 

SOMERSET, OH 

 0 03/02/2005 02/11/2005 20050178 

Enterprise Bank 

ALLISON PARK, PA 

114,799 34786 Enterprise Interim Bank 

ALLISON PARK, PA 

77 0 07/19/2005 05/16/2005 20051145 

Prudential Savings Bank 

PHILADELPHIA, PA 

409,606 30011 Prudential Interim Two 

PHILADELPHIA, PA 

 01/19/2005 10/01/2004 20042628 

SCRANTON, PA 

93,444 31188 NPB Interim Stock Bank 

SCRANTON, PA 

 03/28/2005 01/10/2005 20043458 

ATHENS, TX 

217,720 3080 Franklin Interim Bank, SSB 

HOUSTON, TX 

 03/15/2005 03/03/2005 20050519 

HOUSTON, TX 

0 First State Bank, Honey Grove, Texas 

HONEY GROVE, TX 

19,254 01/18/2005 11/02/2004 20042932 

HOUSTON, TX 

0 Patriot Bank 

HOUSTON, TX 

120,387 12/19/2005 11/18/2005 20053106 

MARBLE FALLS, TX 

0 American Bank of Texas - Seguin 

SEGUIN, TX 

272,662 11/03/2005 10/26/2005 20060727 

THREE RIVERS, TX 

70,353 11922 New Three Rivers, Inc. 

THREE RIVERS, TX 

1 01/21/2005 11/29/2004 20043121 

VERNON, TX 

16,466 21413 New Vernon, Inc. 

IRVING, TX 

1 07/21/2005 07/01/2005 20051624 

WALLIS, TX 

0 Wallis State Bank 

WALLIS, TX 

210,295 20845 11/03/2005 10/25/2005 20052750 

Interim Mergers (Page 2 of 3, of 42 records) 

Data Date(s) 01/01/2005 to 12/31/2005 

0 

North Penn Bank 0 

The First National Bank of Athens 0 

HG Acquisitions Inc. 3258 

Patriot Merger Sub, Inc. 3258 

NAB Acquisitions Seguin, Inc. 11577 

First State Bank 0 

The Bank of Vernon 0 

Wallis Interim Corp 

17
Applicant Institution Other/Target Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Assets 

Acquired 

(000's)

Cert# Action 

Approved

DOJ 

Reply Date

Application 

Number

Cashmere Valley Bank 647,953 1265 Interim Cashmere Valley Bank 

CASHMERE, WA 

 0 03/25/2005 02/22/2005 20050425 

CASHMERE, WA 

Wauwatosa Savings Bank 783,556 28513 Wauwatosa Interim 2 Stock Savings Bank 

WAUWATOSA, WI 

 0 08/12/2005 07/01/2005 20051644 

Interim Mergers (Page 3 of 3, of 42 records) 

Data Date(s) 01/01/2005 to 12/31/2005 

WAUWATOSA, WI 

18
 Failed or Closed Bank Mergers 

Applicant Institution Other/Target Institution 

Institution Name 

City, State 

Total Assets 

(000's) 

Cert # Institution Name 

City, State

Assets 

Acquired 

(000's)

 Offices 

Acquired

Cert# Action 

Approved

DOJ 

Reply Date

Application 

Number

None 

19