(b)(2) 

cr~JsH--IY~ /H / 

D 1 f ) Mo'(1 :3 <:_ f}-- '""u:+ 

AGREEMENT.OF.SET'rLEMENT A~'D.MUTUAL RELEASE 

TfiiS AGJ\BEMENT OF SETTLEMENT ANI) MtJTUAL RELEASE (agreement) is 

'm~d~AU;id ~~*#d into by.aild ~eMcen FEDERAL DEPOSIT INSURANCE.CORPORA"flON, LJ OS ll.e¢iY"' fpt )1\i!y]\lac Bank, FSB (IndyMat) ( ~oJie,ctiVely, ~Jai~riff), A+ TITLE SER VJGE 

C(JRJ>: {At T-itle); and COMM01\TWEALTH LAND JlTLE INSURAN(IE COMP:ANY 

(Coi}tmonweaJth) (collective~y, ~he:OefendaQts)~ Plaintiff, A+ 'Title anq Co!D~onwe~thmay 

be .referred tc> hereinindividuaJly as ,ftParti; and colleGt!vely ?$the ''Parties.;, 

:RECITALS 

Thi~ agreer;iu~~t is made' WJthrcfcr~nce to the (ollo~ng fa¢ts: 

A. ·On·. or .about· Febru~ry 2.4, 201 0; Plaintiff filed a ~oniplllint for money ·damages 

!}gainst the De(end~nts, .~ll~s~ng cau.J?es of.action against A+ Title. fot ·&audule.rtt irldlicem,ent,, 

negligent misrepre$erttatiqn, br~ach of fidu¢il,lry 4J.Ity. and bre~ch of contr?~t, an<;! against 

C:ommon\veaith for ·breach ot'contract. (the Complaint), in connection w:ltbtwo mqrt~a.ge l()l:!J:\S 

fu.n(J¢d by IMyMac inade to 'a borrower harned· Betsy Sanchez-Khouzatrti :and/or. Joseph. E. 

£<hquzami (tt,Ie L~arlii) arit:l. \vhich ·were secured b}' a r~al :pmpe1ty located at 12560 SW 75th 

Street, Miami, F)ppda '331 8J(th~ Pr.;>p¢rty). The Pe11ding action whk~i:the ·Corhpla:tndnHlated 

tit{e Service Corp., et aA, is currently. pen4ing in ,th~ "{Jniten' StaJ\!s Di,sttiGt QqUrtfor the 

A~tio)ir 

B. On or abtn,1t Aprill6, 2010; Commonwealth ·a}iswered: Uie Compl~int, ~~nerally· 

denying Jts ,aJkgati<ms afl.d asserting affl11T).ative defenses.. A+ Title ariswereq 'and. asserted 

affirma,tive defenses to .Plainttffs ~mplaint .on urabout MAy 5, 20l,O. 

{~'Yi10711;2} 
·c, Defendants hav~ #efei}de<l' and &~led~ and ·condnu~ to d¢ny, -th¢ validity 6( 

Plamtifts·cla,ms asserted in the .complainl 

D: TM '~an~e& deeni it h1 tpeir b~~t jnterests t~ ~itet'hito this agreement to avoid fue 

!li:1P¢itawty, lrpu'Qle, an~l hpense of fLirt)ler litigation. 13y this agr~em(lnt, die Parties int~nd to 

memoiializet~e· teJimsoftl;:u:~it c;ompromiseandsettlementotthe.Action. 

AGREEMENT AND MutuAL RELEASE 

NOW, THEREFORE, in consideration oftbe undert~kinss- contained In thisag~~ment, 

and other good; ·viHu~bl¢ ?11d sufficient ¢onsideta~on, the spfficiency of which is h¢reby 

acknowledge4~ :the Pani~;_s agree a.s follow~: 

l. Preamble~ Rec1ta.ls and Exhibits, The J<.ir¢going preamble and recitals .ar~ 1,!;1Je ;md 

.co~ectand, al6ng Witldheattilohed exhibit, are inte~ral p(lrt$ orthis.·agr~~ment. 

'2. Settlement Pavment to_ Plaintiff. Defendant A+ Title, by and: thrOugh its 

msur!!Ilce carrier1 shall pay Plaintiff a total sum .of $225,000 on hehal(of A+ Thle ali.d 

Common'.vealt1t ;No )CJ.t~r 'tha,h t\\'~ilt)• busin,ess (29) .days folloWing full ,e>;~qrtion pf this 

~gt£:e{D.ent, Defendants ~pall oeli\l¢t tp Pla'i.@ffs col!4s¢1 oLte.cordjri the ..A.ttion .a checkmade 

pay?bl~ to Ak:~rman Sent~tfl.tt :l~id.son, P;A.>s Trust Account In the amount ofi\vo Hundred 

'tweMy Five. Th.ousand Hundre~ DoHar,s 3IJ.d No Qents ($225;000.,00) (the :Settlement 

:J.>~yrnf!llf}. The De:f'e~dants sh~J'Lcau$e this theck'to berlelivered as foilov.·s> 

Akerman Senterfitt&£1dson; :pA 

Attn:' Wiliiillri P, Hel)cr1 Esq. 

~$0. E. La~ QI?-S l3oul¢v~.td, Suite 160.0 

FottLf:luder4ale; Florid.a 33301 
3. IHsmissal ofthe Action. Together\Vithth~ ·executiop ofthis,a.greeni.en;t, cofu)s~l 

fbr Piaintiffshallexe<::\.Jt¢ a SJipillatiotr ofDf~trtissal of the Actioi1 with prejudice in the fonu 

Mtach¢q hereto·~ ~;ra18if A Uppf1 the re¢~ipt @.tl ¢1.~ng of the S¢tilcmept paymt:nt, so that 

g(joq a:tJ,~ e!e~ fun<JS iri. tP.e .aJ11ount agreedto..berein.are actuallyre.c~ived by Plaintiff, counsel 

for; Plaintiff shaH file the e){{)cuted Stipulation ofbismissal with t.he Court 

4. Court to. Retain Jurisdiction. The Parties agree that the Court shall have 

continuing j udsd'iction to enforce illC provisions :of this ajp"eem~rtt tp the fulleSt extetit permitted 

bylaw. 

5. -Release by Plaintiff. $qbj~qt tq fl!ll petfornil;l.(}¢e qf 'the obligations :,w.d 

t~'Pt¢se.titaticin.s iilld warranties set forth 'in ilijs ·agteemc:nt, ;lU1d ~ffect_ive upl)n the receipt amt 

dearing ofthe $~ttl~ll1entPayroent, so that good ~nd d¢~ funds 1n the at!}outitagreed to herein· 

ar~ actually r~eivcd by Plaintiff~ and. except as- provided hrparn&raph '7t below, Plaintiff~ fot 

itseifand for each.and every :one .of its cutrettt and' former officers~ dlrectors,joh1t vebturets, 

partners, employees; ;zgents, sel"Vants, adlninisttatc>I's1 ·executorS, predecessorS; successor~, 

.· $~bsi\fiaries, pflre1Jts; }tfti\i~tes, attorti~Ys; ins4rers:andtePie$enfa.tiVesi <lilt! all pet:~ons rtcntitieS. 

~ctit1& 'by, ,throl}gh, !lJlder.; for, on behfllfof, or in concert with them, past prprcsent, Mly l!tld 

for~ver :.releases; .acqq.i.is IDJd <ii_scharges tlw n~etenc!&nts ajld tbdr .tespectiy~ cu.-:rent and f<lrmcr 

:officers, difectors, joiitt ventiirers, partners, empio)~ees; agents, seii'ants, admihistmt:Ots, 

executors, predecessors, sutces~ors, subsidiaries, .P.iltcjlt~, •affiliates, attorneys; insqrets, 

repre:seil:tatives and. asS:igns, ~oilsen!ators $diCit rec;::e1vers,, ail~ ailpersofis or entities ttcting by, 

'$rough~ tinder, fqr, ·m1 b~.Mlf of, or:iJi concerf\vifu tbefu{tb'('! Dcf¢ru:lapt,Rel¢asees); pasf;Ot 

pre~!!JJ.t; jointly WJq s~verally, fn>rn a:nd .~gain# a:ny and a1l rights, Claims; deQt,s, .demands, acts, 

a~teements, H<tbilitie.s; \.lblig~tions, danui~es~ :cqsts; (ee5 (inchidlng, Without limitation, those of 

{NYi!0711:2) 
attorneys), expenses, 4ttiori.s"ahd/o~ ·c~uses of action ofeVery mitutei .¢qrii::a¢ter and descrjption1 

or cause;5 of#a,lJility, rights and offset ·)jghtsi W;h~ther aJl~w or in tqUity~ ,w:P.ether ~,¢own o.r 

UJilthov{n, s~sp~f<d qt unsuspected; asserted Qr UT,J.Mserted, #1eluding "~YitllQut lirmta:tion 

injtmptive :or equita:blc relief,. any ·award pf actu<J.l, consequenti&l, incidental, liquidated, or other 

types ()r categories of damages, any !!Ward ofptmjtive or exempl!lrY darn:ag~es, ~ny cla,rms for 

attorneys' fe¢~; costs. or :expenses of litigation and any other type of relief \vhich Plaintiff has 

~ga.inst Def~ndants, the :Oefe11dant Releasees or any .ot them, p¢t;tainrng: to .the toa:n~, the 

Ptoperty and the Complaint,Jipecitl~;ally including; w-ithout limitation; O:le alleged priority {)r lien 

p:fthe! Na:tio11~l City Ba.h.l< M01;tgag~ as~rlyd ip th.e Gomplaint, proVi~eq, }lowever, tha,t this 

release iS.not.11 gen~ral relea~e b1;1t is expressly a,nd specifically limited Lo,the loa.YJ.s, the Property 

and: the Co111pl~t1 and js not il:ltended nor shall it be deemed· t(l re.lea.se any other clahns, 

demands, causes of attitms, debts; obiigatibns, tosses dari1a&es, liabilities, costs, .eJo;.penses; 

attorneys' fees, penalties,. compensation, rlghuoindemrtity and/or demands as to any other Jo·ans 

or matters tbat Pl~ntiff IriiY _h~ve Qt mig~t have against the pefendant~ or the P.efen4<j.ht 

R¢1easees, pr any of t1leq.t, iri¢hid)ng \'fithout·trmitation a,ny ol:het clah:rls, ·de.tti~!lds or a,etjqri.•i 

r~~~ding .any other matter:s. 

6, ~eiease i>Y ihe Defei1dants, s:ubject kr full' performance of the obHgiitions and 

teptesenta1ions and warranties. set Jorthlrt this ·agreement; and effeCtive· simultaneously ·with the 

release .grant~ iii par~gfl!ph 5, above, the Dt?fenditnts,. oh h¢haif ofthemselVes individl!aily iri14 · 

for. each .and ev¢ry om~ of it~ respective current and former. o.f(icers, directors; jdint y~nt\lren;~ 

partne'rs, ¢ttip1c;ly~es, ~ents, s~ryagts, ai;iroitiisj.I:aXotS,, ex~c9tot;S, p~ed~e,s~ors> §UG~SS9JS, 

subsidiaries, parents, affiliates, attomeys, in.,o:;urcrs, r~presentativ~s and ass'i,gils, conservators 

·and!or tCC'eivets, and all· persons: ·or entities acting by, :through, under, :fot, on h~half of; or in, 

jNYll0711)) 

4 

qph_cert withthl:l:til, pastw presen1, fully andforever releas~; acql!it and discharge:Plaintiff and .its 

~U!Tent.IU)cl former officers, diteetorsi joi_nt venturers; •panncrs, employees, agents? servants~ 

administrators; eXtt~utdfs? pr~deccssots, $UC(lt;s~ot~~ !i~hsidiar~es, l><l.l"Pnl~; ~ffi)if4¢5, attom¢ys, 

of, or in concert with them, past or presyn~joiritly and t!veraJ.ly, froin:-and ligainst aily and all 

rights, Cla!tns, cl¢bts, ·den1ands, acts; agreements, ~i~bitities, Qpl_i~~tibrts, qarp,ag(!S; costs, fees 

(in,duding, wirhotJLlJmitlition, tho$¢ Of attorneys), ,expenses, actions,andlo.I· c<1l1Ses of:action of 

every·n<lture, character·::lhifdescriptjon,- or ca)lses ofliabil}ty,.rights·aildoffsetright~,-·whethet at 

hnv -ot in equity-~ whether known .or unknown, suspected:or unsuspected,. asserted or un.asserted? 

iric_ludi!lg without liirtitation· ir@.nctive or equitable r~Ii~f~ any atva:t-(f ofacrual~ cpriseqveptia:I. 

incidental, liqufdatecL or 'other. types ,or categories of d~ages, any award. &,f Pl1Jlitive or 

¢xi:!tnplary P,a,ma~es, •any claiQisfot attqrrteys' fee~, -cqsts or ~xpen~~s ofliti'gatiorr and a.nyother 

type of n::lief which the Defendants or a11Y ofthenr have, ·may ha,ve or ·might have against 

Plaintiff pertaimP:~ to the. Loans, the· P{operty and the .Coll!:plaint., provicl~; :boweve~;, that this 

release is hot a general release butis exptessl)t ahd specifically liniited to the Loaris; -the .Property 

and tl:ie Compla~nt; -and iS ri~t intend.ed npr shaH it be. deefi!ed tp teleas~ any otb,er .clairti~7 

13:ttpmeys'· fees, pen&Jties; co(rtpcpsaticm, ri~ht .to in,dcmni~y $d/Qr-t1emi:llids as to ~y O:tl:ler-loans 

or matters that the Defen9aJ1.ts; or any ot ihem, may have or might have £\g!'linst :Plainti(f, 

!ncludin,~ with(}ut'limitation any other claims, deinands or actions re~arding.~ny other matter. 

7. ;E)>press Resez:vati~ris from Releases bv Plaintiff -NotWithstanding; any other 

p_fg_yjsion 6Q11$W,¢ .}Jereirt)· bjtliis agteem,et11, Plai.i)tiffdqcs no'tr¢l~a:se. ~hd¢}{pt~s$Jy Pt~$etve$· 

.flillyand to the s~e extent as ifthe agreemem had notbecp exec-tited (a) any d~m.s ot c~1.1Se.s: 

{NYl)!)7tl;2} 

·5 
uf action that :do not arise ftom or rehite to (i) the Loans,. (ii) the Prop:erty, or (lli) any and all 

facts; occlirren:ce~· and transaction~ alieg·ed in the Action, ,and (b' <daims arising ·from ·the closing , 

of·tl:le I)oans a:gairis( any oth¢r ttafisa¢ti9Ii ·participant concerning ·the Loans, jl)sluoirig bu.t I1oi 

limitecl't<:i :ae~sy San~hezcKhouzami oodlor Joseph E.. J(hou0U11i. Additionally, this agr~w~nt 

does noi waive or release any clahn Plaintiff may have r(;!latlng to or arising from anyloan other 

than: the Loans lit issue in the Action aoi:l the National City BapkMortga,ge asserted in th~ 

.Complaint.. 

8. No .Adrhission cifLiabillty. Phdntiffacknowledges that' this· agreement does not 

conStitute'·lirl !lcimis~ion by th;e l)eferidants. !,is t<> the rneJjts pfapy claiJ:n that the FDiC or its 

pre9ecessors in .intetest; ,inqlqding IndyMac,' has asserted, or' coulq. haY¢ asserted, lliilie Ac\jqn 

an<i that the I)efendant~Jta.ye d~nied and ccmtin,ueto (leny that the Defendants have any liability 

to Plaintiff as a.lle~ed inthe Actfon. Gke\vlse; the Defendants a<::kno'"~Iedge thCI( this a&t"eement 

does not constitute tm ·<td11:1is~ion by Plain:tifftl1at any asserted claim is or Wi!Sin any way iac.king 

irt Jl1erit; and the Dd'cnd;¢ts also ·a¢-kno\¥iedge ·that this agreement does not constitute an 

~#·~J,~ijb); Plaintiff as to the n}efits df'ar1,Y Claim thattheDeferi~ants have as'$erted.;:t"~r cou1d 

.hc.we a,~sert~ iri thG Action. Neve~beless, Pla,iritiff .ani:l the Defendant~ have conclU.ded that 

gJntinued 1Hlgation·wo\l1d' b,e e~pensive ®Q. pr()t~a~ted .a.nt1 iha(iti$ de$ir~blethat the Action pe 

'Settled frilly ·and finauy· .as between Plaintiff 'and the' Defendants in the h1Mn,er anei ·vpon the 

te@,s Md con.d,iri9ns s¢t forth in this agreement. 

9. Waiver tinder· Section 1542 .ofCaHforn!a.Civil Code. ·Subject to the limitations 

c<mta.in,ed theryin ~~in patilgr~pb. 7, above; the releases as set forth ht paragraphs. 5; attcl t5 ilr¢ 

intended by th~ P~i~s to ~e reacl ·.lll1d interprete<i ~s broadly a'l- possim~ ·w affe<::t th¢; r¢Le~es set­

;forth thet~}n r7gardl~ss of whether the c~aims :?:re presentlr kno~yn or,unkp,own to the Parties. 
this 'a&feemenfis made by the Philntiffa.rtd 'betem:la:uts freely and with .ihd¢petidentlegal ~~vice 

artd counsel, and Plaintiff ·and the Defendants ate fully aware of the provjsions of Se{:tioh.l542 

"A ·GEN:J!:IlAL ~f:-EASE. ,D();ES NOT E:X~ijD tO .CLA.IMS WHICH 

T~E QREl)IT()RDQ]:S :NOT KNOW OR SUSPECT TO EXIST IN HIS 

()R IIER FAYO}l AT Tlffi TI!\11<: OF EXECUTING THE RELEASE, 

1Vlfi()H lf<' KNOWN }3y lliM OR IJER MUST. HAVE MATERIALLY 

AFFECTEI> IIIS oRI·uta. SETTLEMENT vviTHTHE DEBToR,;· · · ·· 

However~. ·this is a limited release and :not a general release and. is only intendedto release those 

claims speCifically JdentiliecLin paragraphs 5 and 6 ofthe agree1ile11t and· is· speeiflcaily ·I!mited 

by 	 the 1itrrltations containe~ i..n those parMr~phs and in paragtap]l 7 of this agreeinei1t 

similar.effed)applies to the agreement1 Phtintiff~d the :Defendants waive !II1Y rights,.benefits 

Md prqtec.tibns they may have under secti6n Civil Code 1542 'to the extent necessary to 

effectuate the Releases set forth herein in patagtaphs 5 through 7~ inclushe, herein. 

to. Representations and Warranties. The'P~rti¢stepresent -and warrcmt to and:~gree 

wfth e~.;ch other fo.lf~?ws: 

p~prm:ys of their chqice with re~pect to the ~dvisabillty of ·entering into ·this 

agreement and of.giVingthe releases provided herein. 

b. 	 In connccti()h with· the executJort .o't ·this agreement and the rrtak'if{g of the 

~ettletn.ent pro\lided for 'herein; rio Patty to this agreernertt has relied Upon any 

herein. 

c. 	 This .agreement is ·f1,d!y 'ip.tegrated and contains the ~ntire ·agreement of the 

{N:\'ti07H;1} 

7 

-.Piaint1ff: and befenc:laiJ.ts hereto. There ·l:l.i'e no agte¢m~nts or understandings 

between the Pl~intiff and Defeltdam~ hereto ,rejatingto lhe m<l.tters,and releases 

Mreeme,tit supersedes. -a,nd repla~s any·and ali prior negotiations and agreements 

between .the Plainiiff®d Defendants hereto; whether v.Tit:ten or pta!. 

th~ releases. c.ontained herein as·they·deerh 1lecess~ry. 

e. 	 The tertns ·of this agreement ate contr~ctual and are. the rGsult ofnegotiation­

·amof\g th¥parties. Each Pcitty ha$ ~pp~ratcd in the ;drafting .and ·ptepatatiort of 

tl~is agree01erit, Hen()e,.inany constru~tion to be· made otthis agreement~ the role 

ofthe Parly ill dr~ing. and pr::epatatl'on ofthe agreement sh~il not b¢ referred 'tl;> i1i. 

prder to ;construe the a.greement against that P~rty; ,arid the c~nori ofC9ntractual 

intetpretationsll.ali :not be a:ppli.~d, 

t 	 Tllis agreement has peetl ca:ref\Jlly .refi:d by ea~b of the Parties and. the c.ontents 

signectfr¢.ly by ea~b party executing -it. 

g, 	 The Parties. have not assigned .or trai1sferred any of tlrek claims ·being ,rele~e:d 

herein. 

a. Cons]deration. The wrisider~tiori tec¢iv.edin .eotmection with thi& agreementcis 

Diir; adeguate and s!}bst<l:ntial;lnd oonsists-orily ofthe tenns s¢tforthin this agreement. 

12. Modifications. This agreem.ent may not be ,amended, can.cded, revoked or 

othc;~ise iiJ(ipjfieq ex~ept by ¥:ritten agreement subscribed by all of the Parties to be chargel:l 

with such modification. 
13. AgreernentBindingoii:Suctessors,and,A.ssigps. This agreement shall be binding 

upon. and: shaH inure to the ben:efit of, the Parties hereto attd their respective officers, director~, 

14. Applicable, Law. This ,agreement has been negotiated and excpaJ]ge4 h1 the St4~e 

ofF~orjda. A:s such, this agreement and ali matters relatingtb(f~eto $h~fpe goV'~rned by th,e laws 

of the State of:Florida,wifuolit regard to its prindples:iifcoriflicts ofla,v. l11·addition; ~n the 

event ofany disputes arishtg,h:etweta1 the Parties outofthis agteewer}t, the parties agree.that "the 

·exclusive venu~'i11. wh,jch;:tll dispute;nlWU ,bee r~sqlved shall be l>y "W?Y pf ~r1 action file<! th the 

Unit~"d S~tes Pistiid: CO:Jirt for the So~them Distrie't of Florida (but only if such oourt lias 

subject matterjuns(1ict1on over 1:he d~sputes). 

i 5. Execution and Delivery Reguired -EffectiVe bate, Thi$ ,in~tnimenf sMil not' b~ 

considered to bethe agteemertt(Clefib.ed abov~}or~n e_nfc;>r¢eal)Je cqntract~ rior shall it create a,Py 

dbi!gaiion whatsoever on the J~art o[any or ~.11 of the Parties, .not s'h~ll )t or ~ny ~fiU;, tcn:ns 

c_ojistit,tite an ·un:d~ftakitig by ~ry qfthe Partie~ !If!less <wcl uniil the ~iltc on. 'W}J.iel;t ~otmterp.aris of 

it_Mvi:d>ce¢il ~hW-ed by aml excha!lged_ amongst a,il Parties (Via facsimile; e"mail or othew.ise) 

(the,:.Effe~tfv~ .))l:lte). Until the Effective Date; an)':Party who may alre-ady ·have -signed ap,d 

·exch~~ed> one or mote.co-unterparts ofthis a&f¢"eri1ent ·mth:·o~et 'Parties ':sbalLh,a've 'thy ri@t to 

·revoke. Such signature. On the Effecti-ve !)ate, this· i11Slft1ine11t·@.all b~¢-otne'th~.agre~merit and 

shall beeqtne a biridhlg·and enforceable copt-ra.ct. T:tartsrtiiital of a ~W1tei:patt signature page 

sign.ed_ by a P?rtJ (o,rby .his or-its altoi:ney-in~fact pursuant to a rl\1}-y .executed powerofattorney 

a-v:tliorltJng the ~ame) via .facsimile or e~mail .shalfbe one way fn which this agreement ma:y be 

transmitted and formed~ but. in that event, the, Party so ttanstnlttip.g it shall 'also fotwatd tl:le 

9 

original, sign~d counterpart to the other via overnight delivery. All oounterparts shall be. 

cpnstrued ,tagether as the a~reeinent. 

16. Coilstruction: Each of¢e masc:ulirte,feiJ1il1ine and ·nevter·g~nd¢rs shall iQdl).d~ 

the others: The siugtilat shall includ~ the p1utaJ, and vice_:ye.rs~t This agreemen(j!!'t,he, PtQdl.lct of 

:11egotiatio~ 'between par"Jes and as 'Sl,ich, sha1l notbe cons,t[Ucd as thot1gl1 all orany part ofit wa.'l 

~afted by <lllY pa$pular Party. 

17. Seyenihl.iity. ln the eventany provision o(this agreement ·sluill be held to be 

void; 'VOidable or une[lforceable, :lhe remp.iQirtB,provision~ shall remain in·fu1J fore~ .and ~ffeQt 

18. WarrailW ofAuthority. Ea.ch>:PaJ:tY or:attcirn~Y wboseo sigpan,~:r~ is !iffixed he.i"eto 

iii a i¢pr~senta:tiv~ t:apac:ity repre~yntS an~ wa!Ti:lnts. tbat ~e or l'lhe is autbonz:~d to. e~AA\it~ 'tl!.is 

agreement cin b~hiilf of and :to bind the ~ntif)' on -wli.o~e \i¢~alfhi!; or qer .sign,atureis affixed and 

!hat he w she. ~s actins 'h1 tbe scope Qf such agenoy tilld authority, Each P~y speci£iGally 

represents and warrants that no signatures other:fhan those made on :this agrcernent.ate·necessary 

to bind the Parties tb ali of.th<:! obligations imposed by- the agreement. 

19. Attorn~vs~:Fees'ahd CoSts;, Plaintift\~nd the Pefe~dant~ .e~¢h agreeto p~y th".eit 

owi1 costs, a,ttorneys' f<;:es fl.hq ~xpen~es itlcilrred in c.()Jine~ti(jn \vith 1hc Actio'n. Ip ilj~ ¢ve.n~ thii~ 

ap.y.~qt)()JJ,, suit·ototherpr!)ceedi.ugis instit1Jtedto re111edy, prevent or :Ol:>tam,relieffrom.a brea,ch 

ofthis agreem~nti. :arising:'Outofa breach ofthis. agreement; .involying ciaims \Vifuin· the·scope of 

the release con.ta:ined in this agreeirH!tit or pertainihg to a: .declaration of rights under this 

<tgreement, 'the.pr'evailing .Party shfl.ll· recovel' its r¢a..~onable attorneys' fees intilrred {n .. eacp arid 

f!V~ty.s:uch !H~tion, siiit or .o!,hprpr()ceeding, ifl~lu;dirg $y and ail fl.ppeals {)f p¢titibns'tliet~from. 

20. Cmmterpat{s, This agre:eme!}tm,a_y be execut{ld in oil¢ <)r niom ·coilttter:Part,s, eacl:l 

:ofwllic1Iwhei.1 e}(ecut~ anq :c1e1ivered -lihall bfl an prigin,al, and all of,w!Uc.h Vi'hen executed shall 

[N'(,l.l0711;2) 
con$ti.Me.one and. the same :instrumenL Signatures onthls agte¢ment~ or a·ny counterpart ofthis 

:agreement, t:J'£l.l:lsmitted by fa¢siti')'il~ machine or electronic rpai l in p~f:fo®at slr~)lhave tb.f:: .sMi.e 

·force ahd effeot•il$ ~lligii1al signatl,lte,S: 

.2l. Qwl~t)r15 .and .Hdidihgs. Tb.e captioi1S,, par~graph numbers and paragraph 

ht:,~t!di~tgS:appeatjrlg'inthis agref;ment are in$ertc;:cl oniy •W> a,matter ofcon:veru¢nce nndin t1o way 

defme; ]i:rriit, con.Sttue or descrjb¢ the sc<)pe.or intent Qfthis ·~greement; hdt in.any way affectthis 

agreement. 

22.. Nofkes. Aoy·noticer~uired under this agreementshall be.in writing an4 shall be 

seitt via ·both :e-m;:iil and ei~el' py. (i) hand delivery .or 9t;rtified ot ~regi~tered mail, postage 

prepaid, v;rith teftltri .t¢~eipt requested, or (ii) fa;"' with .. ~ 9o!11'or:med ~opy by US Mail, post11ge 

pre,paid, amlwiili such writirW to be addressed.'t.P the· Parties a~ follows: 

n 

To A+ Title 

With·~copyto 

NotificationInformatlon 

.DaleLynFriedman · 

: Co:nroy~ Sin:iberg, Gai10n; i<.r.evans, Abel, 

I,.,tirVe)·~ Morrqv.·, & Sch¢fer, P.A · 

3440 Hollywood Boulevard 

2nd Floor 

Hohvwood Fl. 33o2t 

(b)(4),(b)(6) 

T.ele~h~!ic:l _ -I 

Facsnmle: . . Erriail~r::.____j,=~--~.J.....______, (b)(4),(b)(6) 1 u- I

Johr{ D. Waters 

Senior ViCe President 

SeniorMaior•Clalin:sCounsei 

Corl1mariweahh Land Title Ins Co 

601 Riverside Avenue -­

Buiid.ing5, Fourth Floor 

Jacksol1ville..:rt•19JoA 

(b)(4),(b)(6)

Dir~tt fe'ierihond I ­

~ (b)(4),(b)(6) I 

With a t;opy to ·Qhiistoril:iei:.W. $m~: 

. 6ulton'Field~, P.A. 

422f \Vtst Boy ·scout Blvd. 

SUit~ lOQO . 

Tampa;'Florida 336o1 

(b)(4),(b)(6) 

~.~~~ n .·.•• I· (b)(4),(b)(6) 

.•:P.aul k Lev1n .· J\1pJ:tgage Recov~ry L,aw (}roup 

700 N.l3ta~dJ31vd, St1ite 830 

·. .Giend.ale, OA 92103 

. 'f¢1. NO.:I l (b)(4),(b)(6) 

tl-!Yl 10711;2} 

.12 
, Pen~)ll To Receive Notice Notification Infotml'!tibn 

FaxN9.~ I ~----------~----~~~~~ 

Em:ail:IL____________-l··· 

With a copy to Willi<lnl Heller 

· Akertmin Sentcrfiti 

. L~ Olas 'Centre II 

350 E~st Las Olas :Boulevard Stiite ) 600 

FLLaucierdale FL 33301-2229 

T~1..No l FaxN~: I ~------==L-----~ .!;:mail: I L... 

:Pwties no~ice of any address change in .the srunc.rnahher as is provjded above; and wlltch change 

.shaH be effective as .to anyP~yu_poil ~e,t~iPt of WI-irtcn rio.tic~ frwri the other P:~y. Iiithe event 

that wiitten notice,, demru;i~, ·or reqtre~t ·i~ ·· fi:lade as proyi4ed .in this par~g~ph 22, that writing 

~l!wi b¢ de¢me(i ~o l~ave lj~eh :r#~ived by the Party to wbqm it was adchcssed on the earliest of 

(i) thp date that the no.tice was hand delivered, (ll) the date the notice Wf!.S sent via facsimile (so 

long as a :fac,shni!e transmittal· confirmation sheet· Is cortteinporaneotisl,Y generateP, qy the 

facsimile mac.:hin~ from wh1ch the trillJ.sriiissibtl oc.cutted), ·or {iii) ·fhtee Clays .4fter pro.P~rly 

addtesselnotice:was deposited\vi$ the u.s, Pos~l Seivic~,..appli~al;ll~ postage.prepaid. 

23, Remedies. A11 Pqrfi~s s~all be e!ltitle¢1 to aH remedies ~rvailable at law or in 

equity for anY violarloq of this ~gn;ement, inc.:Iuqing; but n:ot limited to the -remedy of 1;pecifit 

Nrforrn@ce. 

?4. Further Assmances. The Parties shall e-xetute such othet :(locurnent,S as :fnay be 

reasonably necessary to carry outthe tern'is anciconditions 'df this ~grebfuenJ. 

25. $urvivat All warranties, .representations, covenants; and agreementS sef forth 

herein shall sutvivethe Effective DM~

{NYII07Jl·~} 

13 

(b)(4),(b)(6) 

(b)(4),(b)(6) 

(b)(4),(b)(6) 

(b)(4),(b)(6) 
26. Ccm1pliance l)ates, tn.thet:ventthatany date speeiftedin tb.is·i'igreementshaHbe 

Q1l a S~turd~y, Si.Jnday, Qr :a ,natiqi1ally-ciedared holiday; then the ,date so speCified Sll'!]l l:>e 

deemed to be the next busine~rs day followirig . mc.b. . daJ¢... 7 and .t9'mp1ial1qe l:>Y such busin.ess :$.y

.hereunder shaH not pe d~etl)ed a default by either oftli~ Parti~ under this agree111ent. 

27. Waiver; The waiver qy one P<!.ri)' of the performa.nce of aJ1Y cov.etiant Dt 

copditi~n hete~n sh~U noliiiyalidatc.this agreement,·.nor shall it·be .coiis1dered'·to be a'Waiver f>Y 

s.uch P~ty<of any other covenant or condition.or of'a:ny later .instance {;)f t!l~ pr¢v!Ol1$ly waived 

coven(ill,tor ~ondition. The waivet l:\y any Parties of the tin1e for 'Pexforniif1g,apy aol ~hall not 

constitute 1\"\\laiver al'the titne for performing oafiy Qth~r a:ct Qr an idepti<:;aL ~ct re:qu,if~ to pc 

perfotn1ed at a later tiilie. 

2K ,JfitY Trial Waiver. The Parties hereby waive any and ali rifihts ilia:t :they' may 

oth~twise Q,'lv.e to a ttial by jury in any .actlnn: ptoceeding,.t:hiirn, counterClaim or third party 

PQII1p1atnti whether in co.ntracl:or tort, at faw. or in equity,. arising outofor in ~)Jy way rel*ed. to 

this agreement. 

con~e~rting tl1e subjects pfthis agreementand sv.persed~s all prior drafts of'this agreementand all 

(}ijtct piiotfig~eefrierits~ ptoiJ::l~s¢~, a~knowle\.lg~ments, represc:ntatiqns ll11d warranties, ifany; Jhat 

may have l,Jeen mage l:Jefv,t~n or among:thc Parties concerning. that subjeCt ofthls agreerhent, 

vibethedn connection :with the negotiati·on of this agrci<tment or otherwise, Thi$ agt~;ementhas 

,been the product of n¢gotiation. The Paities have l1ad the opportunity: to .{ibtain iridipertde~t 

a1l. of :tlje Pa,i:tj~~ m:fore finally reaChing.. ~1,1cl entering illtQ t~is agreement. In fl.D.Y ·number of · 

instances, woxgs used 1n prlor drafts may havt: bee..n t:hanged .or rerMved from thelanguage 
l11timatdy agr:~ to in this agteca:nent. ln'the ev¢nt ofa displ}:te Q\'er the meaning of any .ofthe 

p,r,oyh;ions or requirerilimts ofthis agreement; tl;le fact that qfuet words may have :beep used or 

deleted from earlier 'draft.tiocurtl,ents . ~ or provisioi)s . in such draft 'aocwnents thatwere. ,rnt>difled

before beiilg mclJ,ided here,in, s~i!-11 p,otb~. ti~ed :to ·aid.in ;the c;onsmrction of'the meaning andle&al 

effect· of tQ"~s. {lgree:merit. Tnis agreement may •!101 be :rtiodified (lt 'chm:lged except.·by a Written 

insi,t,.trnent execl,lte4 by l:\11 of the Parties and no rights ·undct it may be waived '¢xcept by a 

writing signed by ·(he waiving Party. No proinises, representations, wa:rni:pties, agreements ot 

other understandings exist hctween the parties With tespe<:t to the subject matter of this 

agreement, and thi$ agreem~.P.t ·supersedes and di~charges '?1lY and all prior promises, 

ackno"vl,edgewentsl r~pt¢sei~ta:tibns, \\'ammties, agreements or other und(i:rStandings· that ¢xisted 

15 

\.; 

.\viJEIU:QF~ t1,1ci'iitlc~b::r~tci n~yc t.~t1~-t1''~~ t:i~'; agrC:c\»ent bf!.tbt:ila(L·s 

.. 

'.: 

·:-. 

(b)(6-) 

I 

,.,,,· 

·'·. . . ~ '•