EX-34.5
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Report of Independent Registered Public Accounting Firm


Management
HomeBanc Mortgage Corporation

We have examined management's assertion, included in the accompanying Report on
Assessment of Compliance with SEC Regulation AB Servicing Criteria, that
HomeBanc Mortgage Corporation (the Company), a wholly owned subsidiary of
HomeBanc Corp., complied with the servicing criteria set forth in Item 1122 (d)
of the Securities and Exchange Commission's Regulation AB for the residential
mortgage loans servicing platform, except for the instance of material
noncompliance described therein, as of and for the nine-month period ended
September 30, 2007, except for 1122 (d)(1)(iii), 1122 (d)(3)(i) and 1122
(d)(3)(ii), which the Company has determined are not applicable to the
activities performed by them with respect to the servicing platform covered by
this report. See Appendix A for the asset backed transactions covered by this
platform. Management is responsible for the Company's compliance with those
servicing criteria. Our responsibility is to express an opinion on management's
assertion about the Company's compliance with the servicing criteria based on
our examination.



Our examination was conducted in accordance with attestation standards
established by the American Institute of Certified Public Accountants, as
adopted by the Public Company Accounting Oversight Board (United States) and,
accordingly, included examining, on a test basis, evidence about the Company's
compliance with the applicable servicing criteria and performing such other
procedures as we considered necessary in the circumstances. Our examination
included testing of less than all of the individual asset backed transactions
and securities that comprise the platform, testing of less than all of the
servicing activities related to the Platform, and determining whether the
Company processed those selected transactions and performed those selected
activities in compliance with the servicing criteria and as permitted by the
Interpretation 17.06 of the SEC Division of Corporation Finance Manual of
Publicly Available Telephone Interpretations ("Interpretation 17.06").
Furthermore, our procedures were limited to the selected transactions and
servicing activities performed by the Company during the period covered by this
report. Our procedures were not designed to determine whether errors may have
occurred either prior to our subsequent to our tests that may have affected the
balances or amounts calculated or reported by the company during the period
covered by this report for the selected transactions or any other transactions.
We believe that our examination provides a reasonable basis for our opinion.
Our examination does not provide a legal determination on the Company's
compliance with the servicing criteria.

As described in management's assertion, for the servicing criteria 1122
(d)(2)(i), the Company has engaged various vendors to perform the activities
required by this servicing criteria. The Company has determined that these
vendors are not considered a "servicer" as defined in Item 1101(j) of
Regulation AB, and the Company has elected to take responsibility for assessing
compliance with the applicable servicing criteria applicable to each vendor as
permitted by Interpretation 17.06. As permitted by Interpretation 17.06, the
Company has asserted that it has policies and procedures in place designed to
provide reasonable assurance that the vendor's activities comply in all
material respects with the servicing criteria applicable to each vendor. The
Company is solely responsible for determining that it meets the SEC
requirements to



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apply Interpretation 17.06 for the vendors and related criteria as described in
its assertion, and we performed no procedures with respect to the Company's
eligibility to apply Interpretation 17.06.

Our examination disclosed the following material noncompliance with the
servicing criteria 1122(d)(2)(vii), applicable to the Company during the
nine-month period ended September 30, 2007. Certain reconciliations for
asset-backed securities related to bank accounts, including custodial accounts
were not prepared in a timely manner (i.e., within 30 calendar days after the
bank statement cutoff date), specifically during the months in which the
Company was operating under the statutes of the United States Bankruptcy
Court.

In our opinion, except for the material noncompliance described in the fourth
paragraph, management's assertion that the Company complied with the
aforementioned servicing criteria, including servicing criteria 1122(d)(2)(i)
for which compliance is determined based on Interpretation 17.06 as described
above, as of and for the nine-month period ended September 30, 2007 for the
residential mortgage loans servicing platform, is fairly stated, in all
material respects.



/s/ Ernst & Young LLP


December 3, 2007



A member firm of Ernst & Young Global Limited