<TABLE> <S> <C>

<ARTICLE>                                                    5 
<LEGEND>                                             
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM JUNE 
30, 1997, 10-QSB AND IS QUAILIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH 
FINANCIAL STATEMENTS. 
</LEGEND>                                                
       
<CURRENCY>                                                   U.S. Dollars
<S>                                                            <C>    
<PERIOD-TYPE>                                                6-MOS 
<FISCAL-YEAR-END>                                            DEC-31-1997
<PERIOD-START>                                               JAN-01-1997
<PERIOD-END>                                                 JUN-30-1997
<EXCHANGE-RATE>                                                     1.00
<CASH>                                                         3,112,766
<SECURITIES>                                                           0
<RECEIVABLES>                                                130,676,766
<ALLOWANCES>                                                 (30,077,585)
<INVENTORY>                                                    9,566,536
<CURRENT-ASSETS>                                             110,165,717
<PP&E>                                                           624,368
<DEPRECIATION>                                                         0
<TOTAL-ASSETS>                                               102,109,837
<CURRENT-LIABILITIES>                                         97,475,297
<BONDS>                                                                0
<COMMON>                                                          11,022
<PREFERRED-MANDATORY>                                                  0
<PREFERRED>                                                            0
<OTHER-SE>                                                             0
<TOTAL-LIABILITY-AND-EQUITY>                                 102,109,837
<SALES>                                                                0
<TOTAL-REVENUES>                                               8,034,540
<CGS>                                                                  0
<TOTAL-COSTS>                                                  6,780,256
<OTHER-EXPENSES>                                                       0
<LOSS-PROVISION>                                                 103,853
<INTEREST-EXPENSE>                                             4,123,804
<INCOME-PRETAX>                                                1,254,284
<INCOME-TAX>                                                     722,765
<INCOME-CONTINUING>                                                    0
<DISCONTINUED>                                                         0
<EXTRAORDINARY>                                                        0
<CHANGES>                                                              0
<NET-INCOME>                                                     531,519
<EPS-PRIMARY>                                                       0.46
<EPS-DILUTED>                                                       0.46
                              

</TABLE>