<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS INCLUDED WITHIN THE COMPANY'S SEPTEMBER 30,
1997 FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<RESTATED> 
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               SEP-30-1997
<CASH>                                           6,516
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 1,400
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      8,451
<INVESTMENTS-CARRYING>                           9,041
<INVESTMENTS-MARKET>                             9,298
<LOANS>                                        212,469
<ALLOWANCE>                                      2,085
<TOTAL-ASSETS>                                 247,643
<DEPOSITS>                                     208,806
<SHORT-TERM>                                     4,988
<LIABILITIES-OTHER>                              3,122
<LONG-TERM>                                     13,390
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            10
<OTHER-SE>                                      17,327
<TOTAL-LIABILITIES-AND-EQUITY>                 247,643
<INTEREST-LOAN>                                 13,075
<INTEREST-INVEST>                                  909
<INTEREST-OTHER>                                   151
<INTEREST-TOTAL>                                14,135
<INTEREST-DEPOSIT>                               6,152
<INTEREST-EXPENSE>                               7,041
<INTEREST-INCOME-NET>                            7,094
<LOAN-LOSSES>                                      400
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  6,050
<INCOME-PRETAX>                                  1,979
<INCOME-PRE-EXTRAORDINARY>                       1,979
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,279
<EPS-PRIMARY>                                     0.89
<EPS-DILUTED>                                     0.87
<YIELD-ACTUAL>                                    4.20
<LOANS-NON>                                      3,444
<LOANS-PAST>                                        76
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  2,211
<ALLOWANCE-OPEN>                                 2,114
<CHARGE-OFFS>                                      494
<RECOVERIES>                                        65
<ALLOWANCE-CLOSE>                                2,085
<ALLOWANCE-DOMESTIC>                             2,085
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>