**Amended      Confirmation**

**Interest      Rate Cap Transaction No. 948306TS**

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| **A** | **Trade                Details** |
|-------|----------------------------------|

| Notional                Amount:  | USD                500,000,000.00                           |
|----------------------------------|-------------------------------------------------------------|
| Trade                Date:       | 30-Aug-06                                                   |
| Effective                Date:   | 31-Aug-06                                                   |
| Termination                Date: | 31-Aug-07                                                   |
|                             | Subject                to adjustment in accordance with the |
|                             | Modified                Following Business Day Convention.  |

**The      Buyer of the Transaction shall pay, to the Seller, the Premium in accordance      with the following:**

| Fixed                Rate Payer i.e. the Buyer: | Party                B                                      |
|-------------------------------------------------|-------------------------------------------------------------|
| Fixed                Amount:                    | USD                60,000.00                                |
| Fixed                Rate Payer Payment Dates:  | 01-Sep-06                                                   |
|                                            | Subject                to adjustment in accordance with the |
|                                            | Modified                Following Business Day Convention.  |

**The      Seller of the Transaction shall make payment to the Buyer if the Floating Rate      determined for a Calculation Period is in excess of the Cap Rate. The amount      of      such payment will be determined in accordance with the      following:**

| Floating                Rate Payer i.e. the Seller:          | Party                A                                                     |
|--------------------------------------------------------------|----------------------------------------------------------------------------|
| Cap                Rate:                                     | 6.00%                                                                      |
| Floating                Rate Payer Payment Dates:            | The                Last day of every month in each year,                   |
|                                                         | Commencing                29th                September 2006, up until and |
|                                                         | Including                the Termination Date.                             |
|                                                         | Subject                to adjustment in accordance with the                |
|                                                         | Modified                Following Business Day Convention.                 |
| Floating                Rate for initial Calculation Period: | 5.33%                (inclusive of spread where                applicable) |

| Floating                Rate Option:             | USD-LIBOR-BBA                                                   |
|--------------------------------------------------|-----------------------------------------------------------------|
| Designated                Maturity:              | 1                Month(s)                                       |
| Spread:                                          | Not                Applicable                                   |
| Floating                Rate Day Count Fraction: | Actual                /360                                      |
| Reset                Dates:                      | The                first day of the relevant Calculation Period |
| Compounding:                                     | Not                Applicable                                   |
| Calculation                Agent:                | HBOS                Treasury Services plc                       |
| Business                Days:                    | London                and New York                              |

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| Governing                Law | The                Transaction and this Confirmation will be                    |
|------------------------------|---------------------------------------------------------------------------------|
|                         | governed                by and construed in accordance with                     |
|                         | English                Law and the parties agree to submit to                   |
|                         | the                exclusive jurisdiction of the English                Courts. |

| **B** | **Account                Details** |
|-------|------------------------------------|

| Payments                to Party A: | Wachovia                Bank NA, New York |
|-------------------------------------|-------------------------------------------|
|                                | Swift                Code PNBPUS3NNYC     |
|                                | Account                No. 2000193509911  |
| Payments                to Party B: | **North                Fork Bank**        |
|                                | **90                West Broadway**       |
|                                | **New                York**               |
|                                | **NY                10007**               |
|                                | **ABA                021407912**          |
|                                | **Account                No. 9614008341** |

| **C** | **Other                Provisions** |
|-------|-------------------------------------|

|   | (a) | **Non-Reliance**.                It is acting for its own account, and it has made its own independent                decisions to enter into Transaction and as to whether this Transaction                is                appropriate or proper for it based upon its own judgement and upon                advice                from such advisers as it deemed necessary. It is not relying, and                has not                relied, on any communication (written or oral) of the other party                as                investment advice or as a recommendation to enter this Transaction;                it                being understood that information and explanations related to the                terms                and conditions of this Transaction shall not be considered investment                advice or a recommendation to enter into this Transaction. No                communication (written or oral) received from the other party shall                be                deemed to be an assurance or guarantee as to the expected results                of this                Transaction. |
|--------|-----|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | (b) | **Assessment                and Understanding**.                It is capable to assessing the merits of and understanding (on its                own                behalf or through independent professional advice), and understands                and                accepts, the terms, conditions and risks of this Transaction. It                is also                capable of assuming, and assumes, the risks of this                Transaction. |
|--------|-----|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | (c) | **Status                of Parties**.                Each party represents to the other party that it is entering into                this                Transaction as principal (and not as agent or in any other capacity)                with                the full understanding of the terms, conditions and risks thereof                and that                it is capable of and willing to assume those risks. Neither party                is                acting as a fiduciary for or an advisor to the other party in respect                of                this Transaction. |
|--------|-----|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

**Consent      to Recording **

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|   | HBOS                Treasury Services plc            | Franklin                Credit Management Corp.   |
|--------|------------------------------------------------------|---------------------------------------------------|
|   |                                                 |                                              |
|   |                                                 |                                              |
|   |                                                 |                                              |
|   | By:_________________________________                 | By:______________________________                 |
|   | Name:                Marta Zbien                     | Name:                                             |
|   | Title:                Derivatives Processing Manager | Title:                                            |
|   | Tel:                0207 574 8338                    |                                              |
|   | Fax:                0207 574 8363                    |                                              |
|   |                                                 |                                              |
|   |                                                 | Franklin                Credit Management Corp.   |
|   |                                                 |                                              |
|   |                                                 | By:                ______________________________ |
|   |                                                 | Name:                                             |
|   |                                                 | Title:                                            |

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