<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS INCLUDED WITHIN THE COMPANY'S JUNE 30, 1997
FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<RESTATED> 
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               JUN-30-1997
<CASH>                                           7,290
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 3,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      6,988
<INVESTMENTS-CARRYING>                          10,202
<INVESTMENTS-MARKET>                            10,443
<LOANS>                                        210,850
<ALLOWANCE>                                      1,971
<TOTAL-ASSETS>                                 247,697
<DEPOSITS>                                     210,191
<SHORT-TERM>                                     5,750
<LIABILITIES-OTHER>                              2,300
<LONG-TERM>                                     16,245
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            10
<OTHER-SE>                                      16,951
<TOTAL-LIABILITIES-AND-EQUITY>                 247,697
<INTEREST-LOAN>                                  8,598
<INTEREST-INVEST>                                  597
<INTEREST-OTHER>                                    87
<INTEREST-TOTAL>                                 9,282
<INTEREST-DEPOSIT>                               4,072
<INTEREST-EXPENSE>                               4,660
<INTEREST-INCOME-NET>                            4,622
<LOAN-LOSSES>                                      200
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  3,974
<INCOME-PRETAX>                                  1,318
<INCOME-PRE-EXTRAORDINARY>                       1,318
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       849
<EPS-PRIMARY>                                      .59
<EPS-DILUTED>                                      .58
<YIELD-ACTUAL>                                    4.17
<LOANS-NON>                                      2,906
<LOANS-PAST>                                     1,113
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  1,900
<ALLOWANCE-OPEN>                                 2,114
<CHARGE-OFFS>                                      392
<RECOVERIES>                                        49
<ALLOWANCE-CLOSE>                                1,971
<ALLOWANCE-DOMESTIC>                             1,971
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>