Exhibit
      4.7

    ACCOUNT
      CONTROL AGREEMENT

    (Security
      Entitlement)

    August
      __
      2006


    


    Wells
      Fargo Bank, N.A.,
      as
      Trustee, a national banking association, whose address is 213 Court Street,
      Suite 703, Middletown, CT 06457, Attn:
      Robert L. Reynolds, Vice President (“Creditor”);

    


    KH
      Funding Company,
      a
      Maryland corporation, whose address is 10801 Lockwood Drive, Suite 370 Silver
      Spring, MD 20901 Attn: Robert L. Harris, President (“Debtor”);
      and

    


    Lincoln
      Financial Advisors Corporation,
      whose
      address is PG Box 2239, Mail Stop lH-50, Fort Wayne, IN 4680 1-2239 (“Broker”);
      hereby agree as follows:

    


    RECITALS

    


    A. Broker
      and Debtor have entered into a customer agreement (as from time to time amended,
      modified, supplemented, or restated, the “Customer
      Agreement”),
      pursuant to which Broker has established its securities account number(s)
      ___________________________________ 
      in the
      name of Debtor (collectively, the “Account”).

    


    B. Debtor
      and Creditor have entered into a Trust Indenture dated August 4, 2004, as
      subsequently amended, and a Security Agreement dated May 18, 2005 (as both
      may
      be from time to time amended, modified, supplemented, or restated, collectively
      the “Security
      Instruments”),
      pursuant to which Debtor has granted Creditor a security interest in, among
      other things, the Account and the investment securities maintained in the
      Account.

    


    C. Creditor,
      Debtor and Broker are entering into this Agreement to provide for the control
      of
      the Account and to perfect the security interest of Creditor in the Account
      as
      more fully described in the Security Instruments.

    


    AGREEMENT

    


    1. The
      Account.
      Broker
      hereby represents and warrants to Creditor and Debtor that (i) the Account
      has
      been established in the name of Debtor as recited above, (ii) the Customer
      Agreement, the security entitlements ‘arising out of the financial assets
      carried in the Account and any free credit balances are valid and legally
      binding obligations of Broker, and (iii) except for the claims and interest
      of
      Creditor and of Debtor in the Account, Broker does not know of any claim to
      or
      interest in the Account or in any financial asset carried therein except a
      security interest held by National Financial Services, LLC, the clearing
      broker-dealer that executes and clears transactions for LFA and its customers
      and a security interest in favor of Broker to secure margin obligations on
      the
      Account. Creditor acknowledges that the Account is currently fully
      margined.

    


    2. Priority
      of Lien.
      Broker
      hereby acknowledges that it has received notice of the existence of the Security
      Instruments and of the security interest of Creditor in the Account and
      recognizes the security interest granted therein to Creditor by Debtor. Creditor
      hereby acknowledges that the Account is a margin account. Broker subordinates
      in
      favor of Creditor any security interest, lien, encumbrance, claim or right
      of
      setoff it may have, now or in the future, against the Account or any financial
      asset carried in the Account or any credit balance in the Account, except that
      Broker will retain its prior lien on property in the Account to secure payment
      for property purchased for the Account, margin obligations, and Broker’s
      commissions and fees for the Account. Broker will not agree with any third
      party
      that Broker will comply with entitlement orders concerning the Account
      originated by such third party without the prior written consent of Creditor
      and
      Debtor.

    


    
      
         

      

      
         

        
          

        

      

      
         

      

       

    

    3. Control.
      Broker
      will comply with entitlement orders originated by Creditor concerning the
      Account without further consent by Debtor. Except as otherwise provided in
      Section 2 above, Broker shall make trades of financial assets held in the
      Account at the instruction of Debtor, or its authorized representatives, and
      comply with entitlement orders concerning the Account from Debtor, or its
      authorized representatives, until such time as Creditor delivers a written
      notice to Broker which states that an Event of Default (as such term is defined
      in the Security Instruments) has occurred and is continuing and that Creditor
      is
      thereby exercising exclusive control over the Account. Such notice may be
      referred to herein as the “Notice of Exclusive Control.” No later than the
      opening of business two Business Days after the Business Day Broker receives
      a
      Notice of Exclusive Control from Creditor, Broker shall cease complying with
      instructions or entitlement orders given by Debtor. For purposes of this
      Agreement, a “Business Day” is any day other than a Saturday, Sunday, a legal
      holiday, or a day on which banks in the State of Indiana are authorized to
      be
      closed. Receipt of a Notice of Exclusive Control by Broker shall mean actual
      receipt by the person(s) and the department specified below:

    


    Lincoln
      Financial Advisors Corporation

    


    Director
      of Account Services, Mail Stop lH-50

    


    Attn: Susan
      Smethers

    


    P.O.
      Box
      2239

    


    Fort
      Wayne, Indiana 46801-2239

    


    4. Statements,
      Confirmations and Notices of Adverse Claims.
      Upon
      the request of Creditor, Broker will send copies of all statements,
      confirmations and other correspondence concerning the Account to Creditor at
      the
      address set forth in the heading of this Agreement. If Broker acquires knowledge
      that any person asserts any lien, encumbrance or adverse claim against the
      Account or in any financial asset carried therein, Broker will promptly notify
      Creditor and Debtor thereof.

    


    5. Responsibility
      of Broker.
      Except
      for permitting a withdrawal or payment in violation of Section 3 above Broker
      shall have no responsibility or liability to Creditor for making trades of
      financial assets held in the Account at the instruction of Debtor, or its
      authorized representatives, which are received by Broker before Broker receives
      a Notice of Exclusive Control. Broker shall have no responsibility or liability
      to Debtor for complying with a Notice of Exclusive Control or complying with
      entitlement orders concerning the Account originated by Creditor. Broker shall
      have no duty to investigate or make any determination as to whether an Event
      of
      Default exists and shall comply with a Notice of Exclusive Control even if
      it
      believes that an Event of Default does not exist. Neither this Agreement nor
      the
      Security Instruments impose or create any obligation or duty of Broker other
      than those expressly set forth herein. Creditor and Debtor hereby agree to
      indemnify, defend, and hold harmless Broker, its officers, directors, employees,
      and agents against claims, liabilities, and expenses arising out of this
      agreement (including reasonable attorneys’ fees and disbursements), except to
      the extent the claims, liabilities, or expenses are caused by Broker’s gross
      negligence or willful misconduct.

    


    
      
         

      

      
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    6. Tax
      Reporting.
      All
      items of income, gain, expense and loss recognized in the Account shall be
      reported to the Internal Revenue Service and all state and local taxing
      authorities under the name and taxpayer identification number of
      Debtor.

    


    7. Customer
      Agreement.
      This
      Agreement supplements the Customer Agreement among the parties hereto. In the
      event of a conflict between this Agreement and the Customer Agreement, the
      terms
      of this Agreement will prevail.

    


    8. Termination.
      The
      rights and powers granted herein to Creditor have been granted in order to
      perfect its security interest in the Account, are powers coupled with an
      interest and will neither be affected by the death or bankruptcy of Debtor
      nor
      by the lapse of time. The obligations of Broker under Sections 3, 4,
      5 and
      6
      above shall continue in effect until the security interest of Creditor in the
      Account has been terminated pursuant to the terms of the Security Instruments
      and Creditor has notified Broker of such termination in writing. Upon receipt
      of
      such notice the obligations of Broker under Sections 3, 4, 5 and
      6
      above with respect to the operation and maintenance of the Account after the
      receipt of such notice shall terminate, Creditor shall have no further right
      to
      originate entitlement orders concerning the Account and Broker may take such
      steps as Debtor may request to vest full ownership and control of the Account
      in
      Debtor, including, but not limited to, removing the name of Creditor from the
      Account or transferring all of the financial assets and credit balances in
      the
      Account to another securities account in the name of Debtor or its
      designee.

    


    9. This
      Agreement.
      This
      Agreement, the schedules and exhibits hereto and the agreements and instruments
      required to be executed and delivered hereunder set forth the entire agreement
      of the parties with respect to the subject matter hereof and supersede and
      discharge all prior agreements (written or oral) and negotiations and all
      contemporaneous oral agreements concerning such subject matter and negotiations.
      There are no oral conditions precedent to the effectiveness of this
      Agreement.

    


    10. Amendments.
      No
      amendment, modification or termination of this Agreement or waiver of any right
      hereunder shall be binding on any party hereto unless it is in writing and
      is
      signed by the party to be charged.

    


    11. Severability.
      If any
      term or provision set forth in this Agreement shall be invalid or unenforceable,
      the remainder of this Agreement, or the application of such terms or provisions
      to persons or circumstances, other than those to which it is held invalid or
      unenforceable, shall be construed in all respects if such invalid or
      unenforceable term or provision were omitted.

    


    12. Successors.
      The
      terms of this Agreement shall be binding upon, and shall inure to the benefit
      of, the parties hereto and their respective corporate successors or heirs and
      personal representatives.

    


    
      
         

      

      
        3

        
          

        

      

      
         

      

       

    

    13. Rules
      of Construction.
      In this
      Agreement, words in the singular number include the plural, and in the plural
      include the singular; words of the masculine gender include the feminine and
      the
      neuter, and when the sense so indicates words of the neuter gender may refer
      to
      any gender and the word “or” is disjunctive but not exclusive. The captions and
      section numbers appearing in this Agreement are inserted only as a matter of
      convenience. They do not define, limit or describe the scope or intent of the
      provisions of this Agreement.

    


    14. Notices.
      Any
      notice, request or other communication required or permitted to be given under
      this Agreement shall be in writing and deemed to have been properly given when
      delivered in person, or when sent by telecopy or other electronic means and
      electronic confirmation of error free receipt is received or two days after
      being sent by certified or registered United States mail, return receipt
      requested, postage prepaid, addressed to the party at the address set forth
      next
      to such parties’ name at the heading of this Agreement. Any party may change its
      address for notices in the manner set forth above.

    


    15. Choice
      of Law.
      The
      parties hereto agree that this Agreement shall be governed by the laws of the
      State of Indiana.

    


    16. Counterparts.
      This
      Agreement may be executed in any number counterparts, all of which shall
      constitute one and the same instrument, and any party hereto may execute this
      Agreement by signing and delivering one or more counterparts. Delivery of an
      executed counterpart of this Agreement by telefacsimile shall be equally as
      effective as delivery of an original executed counterpart of this Agreement.
      Any
      party delivering an executed counterpart of this Agreement by telefacsimile
      also
      shall deliver an original executed counterpart of this Agreement but the failure
      to deliver an original executed counterpart shall not affect the validity,
      enforceability, and binding effect of this Agreement.

    


    [SIGNATURE
      PAGE IMMEDIATELY FOLLOWS]


    
      
         

      

      
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    IN
      WITNESS WHEREOF, the parties hereto have caused this Agreement as of the date
      first above written.

     

    
      
        	 	Debtor:
	 	 
	 	 
	 
 	KH
                FUNDING
                COMPANY
 
	 	 
	 	By: 
                	 
	 	Name:
                	 
	 	Title:	 
	 	 	 
	 	Creditor:	 
	 	 	 
	 	 	 
	 	WELLS FARGO BANK, N.A.
	 	 
	 	 	 
	 	By:	 
	 	Name:	 
	 	Title:	 
	 	 	 
	 	Broker:	 
	 	 	 
	 	
                LINCOLN
                  FINANCIAL ADVISORS

                CORPORATION

              
	 	 	 
	 	 	 
	 	 	 
	 	By:	 
	 	Name:	 
	 	Title:	 
	 	
              
	 	 


      

    

    


     

    
      
         

      

      
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