Third Quarter 2013 

Financial Results Supplement

November 7, 2013
Table of contents

Business Results Credit Supplement3 - Quarterly Financial Results 20 - National Home Prices4 - Comprehensive Income (Loss) 21 - State-by-State Home Prices: June 2006 to 5 - Senior Preferred Stock Purchase Agreement with Treasury 22 - State-by-State Home Prices: September 206 - Treasury Draw Requests and Dividend Payments 23 - Mortgage Market and Freddie Mac Serious 7 - Total Equity and Senior Preferred Stock Activity 24 -8 - Single-Family Guarantee Fees Charged on New Acquisitions 25 -9 - Loan Loss Reserves 26 -

 10 - 27 - 11 - 28 - 12 - 29 - 13 - 30 - 14 - 31 - 15 - 32 - Multifamily Portfolio Composition 16 - 33 - Multifamily New Business Volume by State 17 - 34 - Multifamily Mortgage Portfolio UPB Conce 18 - 35 - Multifamily Mortgage Portfolio by Attribute

 36 - Multifamily Mortgage Portfolio by Attribute,  37 - Multifamily Market and Freddie Mac Delinq

Loan Purpose of Single-Family Credit GuaPurchasesCredit Quality of Single-Family Credit GuarSingle-Family Credit Guarantee Portfolio CSingle-Family 3Q 2013 Credit Losses and RSingle-Family Credit Profile by Book Year aSingle-Family Serious Delinquency Rates bAging of Single-Family Seriously DelinqueNon-Judicial States

Real Estate Owned

Single-Family Cumulative Foreclosure TranRates by Book Year

Market Liquidity ProvidedSingle-Family Refinance ActivityPerformance of Single-Family Modified LoansSingle-Family Loan ModificationsSingle-Family Loan WorkoutsAdministrative ExpensesRepurchase RequestsPurchase Agreement Portfolio Limits
Quarterly financial results

 Line 12: Pre-tax income 

due to:

 Line 6: Gains on s

mortgage-related inmultifamily mortgagproceeds related to litigation.

Partially offset by:

 Line 4: A shift from 

derivative losses in rates increased lesto 2Q13.

 Line 13: Income tax ben

for federal income taxes ofrom the company’s concallowance against its net 

($ Billions) 3Q 2013

vs

2Q 2013 3Q 2013 2Q 2013

1 Net interest income $4.1 $4.3 $0.12 Benefit for credit losses 0.6 1.1 0.53 Net interest income after benefit for credit losses 4.8 5.4 0.6

Non-interest income (loss)

4 Derivative gains (losses) 1.4 (0.1) (1.4)5 Net impairment of available-for-sale securities 

recognized in earnings (0.0) (0.1) (0.1)

6 Other non-interest income (loss) (0.6) 1.9 2.57 Non-interest income 0.7 1.7 1.0

Non-interest expense

8 Total administrative expenses (0.4) (0.5) (0.0)9 Real estate owned operations income 0.1 0.1 (0.0)10 Other expenses (0.2) (0.2) (0.0)11 Non-interest expense (0.5) (0.6) (0.1)12 Pre-tax income 4.9 6.5 1.613 Income tax benefit 0.0 24.0 23.914 Net income 5.0 30.5 25.515 Total other comprehensive income (loss), 

net of taxes (0.6) (0.0) 0.6

16 Comprehensive income $4.4 $30.4 $26.1
$(4.4)

$1.5 $1.8 $2.9 

$5.6 $5.7 $7.0 $4.4 

(10)

(5)

05

101520253035

3Q

 2011

4Q

 2011

1Q

 2012

2Q

 2012

3Q

2012

4Q

2012

1Q

2013

2Q

2013

$ Billions

Net income (loss)Total other comprehensive income (loss), net of taxesComprehensive income (loss)

Comprehensive income (loss) 

1

1 Consists of the after-tax changes in: (a) the unrealized gains and losses on available-for-sale securities; (b) the effective portion of derivatives previou

hedges; and (c) defined benefit plans. 

A

B

C = A + B
Senior Preferred Stock Purchase Agreement with 

Treasury

 Senior preferred stock outstanding and held by Treasury remained $72.3 

September 30, 2013. 1

» Dividend payments do not reduce prior Treasury draws.

» Any future draws will increase the balance of senior preferred stock outstanding

 Since entering conservatorship in September 2008, Freddie Mac has:

» Received cumulative draws of $71.3 billion from Treasury. No draws have been 

the past six quarters; last draw request was $19 million for first quarter 2012.

 Freddie Mac’s net worth was $33.4 billion at September 30, 2013. As a re

» Dividend obligation to Treasury will be $30.4 billion in December 2013. » Aggregate cash dividends paid to Treasury will total $71.345 billion including the 

dividend obligation, versus cumulative cash draws of $71.336 billion received frthrough September 30, 2013.

 The amount of remaining Treasury funding currently available to Freddie M

Purchase Agreement is $140.5 billion. Any future draws will reduce this a

1 Senior preferred stock outstanding of $72.3 billion at September 30, 2013 includes cumulative draws of $71.3 billion plus the initial liquidation preferenc
$44.6 

$6.1 

$13.0 

$7.6 

$0.02 $0.0 

2008 2009 2010 2011 2012 YTD

3Q 2013

$0.2 

$4.1 $5.7 $6

2008 2009 2010 20

Draw Request from Treasury Dividend Payment to 

Treasury draw requests and dividend payments

1 The initial $1 billion liquidation preference of senior preferred stock was issued to Treasury in September 2008 as consideration for Treasury’s funding c

received no cash proceeds as a result of issuing this initial $1 billion liquidation preference of senior preferred stock.

2 Data as of September 30, 2013. 3 Amount does not include the December 2013 dividend obligation of $30.4 billion. 4 Annual amounts represent the total draws requested based on Freddie Mac’s quarterly net deficits for the periods presented. Draw requests are funded 

(e.g., $19 million draw request for 1Q 2012 was funded in 2Q 2012).

5 Represents quarterly cash dividends paid by Freddie Mac to Treasury during the periods presented. Through December 31, 2012, Treasury was entitle

quarterly cash dividends at the annual rate of 10% per year on the liquidation preference of the senior preferred stock. However, the fixed dividend rat

worth sweep dividend payment beginning in the first quarter of 2013. See the company’s Quarterly Report on Form 10-Q for the quarter ended Septeminformation. 

$ Billions

4 

2 

Draws From Treasury Dividend Payments to T

($ Billions) Cumulative 

Total

Initial Liquidation Preference1 $1.000

Treasury Draws $71.336

 Total Senior Preferred Stock  Outstanding $72.336

($ Billions) 

Dividend Payments as of 9/30/13 4Q 2013 Dividend Obligation 

 Total Dividend Payments 
Total equity and Senior Preferred Stock activity

1 See the company’s Quarterly Report on Form 10-Q for the quarter ended September 30, 2013 for a description of the company’s dividend obligation t2 Includes the initial liquidation preference of Freddie Mac’s senior preferred stock of $1.0 billion.

($ Billions)

3Q 2012 4Q 2012 1Q 2013 2

1 Beginning balance - Total equity / GAAP net worth $1.1 $4.9 $8.8 2 Capital draw funded by Treasury - - - 

 

3 Net income 2.9 4.5 4.6 4 Total other comprehensive income (loss), net of taxes 2.7 1.3 2.4 5 Comprehensive income 5.6 5.7 7.0 

6 Dividends paid to Treasury (1.8) (1.8) (5.8) 7 Other - - - 

 

8 Ending balance - Total equity / GAAP net worth1 $4.9 $8.8 $10.0 

9 Aggregate liquidation preference of the senior preferred stock2 $72.3 $72.3 $72.3 

10 Remaining senior preferred stock funding beginning in 2013 N/A N/A $140.5 
20

25 27

0

102030405060

2009 2010 2011 

Single-family guarantee fees charged on new acquisitions

1 Effective April 1, 2012, guarantee fees charged on single-family loans sold to Freddie Mac were increased by 10 basis points. Under the Temporary Pa

of 2011, Freddie Mac is required to remit the proceeds from this increase to Treasury. Given the April 1, 2012 effective date, the impact of the increase 

full-year 2012 was 7.5 basis points. 

2 Represents the estimated rate of management and guarantee fees for new acquisitions during the period assuming amortization of delivery fees using t

loans rather than the original contractual maturity date of the related loans. Also includes the effect of pricing adjustments that are based on the relativ

compared to comparable Fannie Mae securities. 

Quarterly

In Basis Points, Annualized

Annual

In Basis Poin

Legislated 10 Basis Point Guarantee Fee Remitted to Treasury

Single-Family Guarantee Fee Charged on New Acquisitions (excluding amounts re

1

42 44

49 51 53

0

102030405060

3Q

2012

4Q

2012

1Q

2013

2Q

2013

3Q

2013
($3.2) ($3.2) ($3.3) ($2.9) ($3.0) ($2.5) ($2.1) ($1.9)

(

$3.6 

$2.6 

$1.8 

$0.2 $0.6 

($0.7) ($0.5) ($0.6) 

$39.7 $39.5 $38.3

$35.8

$33.8

$30.9

$28.6

$26.4 

($5.0)($4.0)($3.0)($2.0)($1.0)

$0.0$1.0$2.0$3.0$4.0$5.0$6.0

3Q 2011 4Q 2011 1Q 2012 2Q 2012 3Q 2012 4Q 2012 1Q 2013 2Q 2013 

Perio

$ Billions 

Net Charge-offs Provision (Benefit) Loan Loss Reserv

Loan loss reserves

1 

1 Includes amounts related to certain loans purchased under financial guarantees and reflected within other expenses on the company’s consolidated sta

income.

2 Consists of the allowance for loan losses and the reserve for guarantee losses. 
6k 

12k 

18k 

7k 

13k 

1

0

2,0004,0006,0008,000

10,00012,00014,00016,00018,00020,000

Northeast Southeast North Ce

Number of 

Properties

6/30/2013 

60k 

45k 

61k 59k 

53k 

51k 49k 48k 47k

30,00040,00050,00060,00070,000

3Q

2011

4Q

2011

1Q

2012

2Q

2012

3Q

2012

4Q

2012

1Q

2013

2Q

2013

3Q

2013

Number of 

Properties 

44,628 47,120 

19,441

(16,949) 

6/30/13

 Inventory

Acquisitions Dispositions 9/30/13

 Inventory

Real estate owned1

Property Inventory 

3Q 2013 Activity

Geographic Dist

Based on Number of Prop

Historical Trend

Ending Property Inventory

1 Includes single-family and multifamily REO. Multifamily ending property inventory was 5 properties as of June 30, 2013 and 1 property as of September 302 Region designation: West (AK, AZ, CA, GU, HI, ID, MT, NV, OR, UT, WA); Northeast (CT, DE, DC, MA, ME, MD, NH, NJ, NY, PA, RI, VT, VA, WV); Southe

NC, PR, SC, TN, VI); North Central (IL, IN, IA, MI, MN, ND, OH, SD, WI); and Southwest (AR, CO, KS, LA, MO, NE, NM, OK, TX, WY).

((Number of Properties)

 In 3Q13, REO inventory increased as foreclosu

states and disposition activity moderated. 

 The North Central region comprised 37 percent 

at September 30, 2013. This region generally h

challenging economic conditions, and includes foreclosure timelines due to the local laws and fregion. Seven of the nine states in the North Ceforeclosure process. Foreclosures generally ta

where judicial foreclosures (those conducted unare required than in states where non-judicial fo
Market liquidity provided

Number of Families Freddie Mac 

Helped to Own or Rent a Home1

In Thousands

Purchase and Issuanc

(Single-Family and M

$ Billions

1 For the periods presented, a borrower may be counted more than once if the company purchased more than one loan (purchase or refinance mortgage) 

borrower.

2 Includes cash purchases of single-family and multifamily mortgage loans, issuances of Freddie Mac mortgage-related securities through the company’s g

issuances of other guarantee commitments and purchases of non-Freddie Mac mortgage-related securities.

3 In the first quarter of 2013, Freddie Mac made certain changes to more closely align the presentation of the company’s single-family and multifamily secu

result, the purchase and issuance volumes for all prior periods have been revised to conform with the current period presentation.

2,480

2,089

1,830

2,472

2,011

600

755 723 743

545

0

500

1,0001,5002,0002,5003,000

2009 2010 2011 2012 YTD

2013

3Q

2012

4Q

2012

1Q

2013

2Q

2013

3Q

2013

$546

$406

$349

$456

$382

$

0

100200300400500600

2009 2010 2011 2012 YTD

2013

2

Number of Families Freddie Mac Helped to Own or Rent a Home1 (In Thousands)

 Refinance borrowers (includes HARP) Purchase borrowers Multifamily rental unitsFreddie Mac Purchase and Issuance Volume2

Cumulative Totals 

Since 2009

10,882

$2.1 Trillion

7,4921,8981,492
Single-family refinance activity1

1 Consists of all single-family refinance mortgage loans that the company either purchased or guaranteed during the period, including those associated with 

Other Guarantee Transactions. 

2 Some loans have multiple borrowers, but the company has counted them as one borrower for this purpose. For the periods presented, a borrower may be 

company purchased more than one refinance loan relating to the same borrower.

3 The relief refinance mortgage initiative is Freddie Mac’s implementation of the Home Affordable Refinance Program (HARP). Under the program, the comp

have mortgages with high current LTV ratios to refinance their mortgages without obtaining new mortgage insurance in excess of what was already in plac

with current LTV ratios above 80%; however, Freddie Mac’s program also allows borrowers with LTV ratios at or below 80% to participate. 

2009 2010 2011 2012 1Q 2013 2Q 2013 

Number of Borrowers2 (In Thousands)

Other Refinance 1,595 947 740 996 343 308 Relief Refinance - LTV ≤ 80% 83 324 268 253 84 89 Relief Refinance - LTV > 80% to 100% (HARP) 3 72 166 126 191 52 54 

Relief Refinance - LTV > 100% to 125% (HARP) 3 14 43 59 144 37 36 Relief Refinance - LTV > 125% (HARP) 3 0 0 0 99 24 20 

 Total Number of Borrowers 1,764 1,480 1,193 1,683 540 507 $ Volume (In Billions)

Other Refinance $345 $200 $168 $228 $78 $68 Relief Refinance - LTV ≤ 80% $15 $58 $42 $36 $11 $12 Relief Refinance - LTV > 80% to 100% (HARP) 3 $17 $38 $27 $37 $10 $10 

Relief Refinance - LTV > 100% to 125% (HARP) 3 $3 $10 $13 $30 $7 $7 

Relief Refinance - LTV > 125% (HARP) 3 $0 $0 $0 $20 $5 $3  Total $ Volume $380 $306 $250 $351 $111 $100 
0

50

100150200250300

2009 2010 2011 

Number of Loans

(000)

0

3060

3Q 2012 4Q 2012 1Q 2013 2Q 2013 3Q 2013

Number of Loans 

(000) 

Repayment plans

Loan modifications Forbearance agreements Short sales and deed-in-lieu 

Single-family loan workouts

Home Retention Actions 1 Foreclosure A

133

275

45

208 43 46

1 These categories are not mutually exclusive and a borrower in one category may also be included within another category in the same period. For the p

helped through home retention actions in each period may subsequently lose their home through foreclosure or a short sale or deed-in-lieu transaction.

41

41

Number of Families Avoiding Foreclosure1 (In Thousands)

Families Retaining Homes

Cumulative Totals Since 

2009

913

8 out of every 10
0

4080

120160200

2009 2010 2011 

Number of 

Loans

(000)

0

102030

3Q 2012 4Q 2012 1Q 2013 2Q 2013 3Q 2013

Number of 

Loans

(000)

No change in terms Term extension

Reduction of contractual interest rate, and in certain cases, term extension

Rate reduction, term extension an

Single-family loan modifications

1 Includes completed loan modifications under HAMP and under the company’s other modification programs. Excludes those loan modification activities f

started the required process, but the modification has not been made permanent or effective, such as loans in a modification trial period.

2 Principal forbearance is a change to a loan’s terms to designate a portion of the principal as non-interest bearing and non-amortizing.

Single-family Loan Modifications 

(HAMP and non-HAMP) 1

65

170

109

21 20 21

19 21
Quarterly Percentages of Modified Single-Family Loans

(HAMP and non-HAMP) 1

Performance of single-family modified loans

1 Represents the percentage of loans that are current and performing (no payment is 30 days or more past due) or have been paid in full. Excludes loan2 Loan modifications are recognized as completed in the quarterly period in which the servicer has reported the modification as effective and the agreem

company. For loans that have been remodified (e.g., where a borrower has received a new modification after defaulting on the prior modification) the ramodification separately. For example, in the case of a remodified loan where the borrower is performing, the previous modification would be presented applicable period.

Time Since Modification 3Q 2011 4Q 2011 1Q 2012 2Q 2012 3Q 2012 4Q 2012 13 to 5 months 81% 86% 85% 87% 84% 85% 6 to 8 months 79% 80% 80% 83% 82% 81% 9 to 11 months 75% 75% 77% 81% 78% 78% 12 to 14 months 71% 73% 76% 78% 76% N/A 15 to 17 months 69% 73% 74% 77% N/A N/A 18 to 20 months 69% 71% 73% N/A N/A N/A 21 to 23 months 67% 70% N/A N/A N/A N/A 24 to 26 months 67% N/A N/A N/A N/A N/A 

% Current and Performing

Quarter of Loan Modification Completion2
$3.6 $4.2 $3.8

$2.7 $3.0 $3.4

20% 20% 

34% 

39% 41% 

31% 

05101520253035404550

0123456

12/31/2008 12/31/2009 12/31/2010 12/31/2011 12/31/2012 9/30/2013

Percent

(%)

UPB 

$ Billions

Outstanding repurchase requestsRequests outstanding more than 4 months

$3.0 

$8.3

($3.4)

UPB of

outstanding

requests at

12/31/2012

New Requests

Issued

Requests

Collected

1 The amount the company expects to collect on outstanding requests is significantly less than the unpaid principal balance (UPB) of the loans subject to re

because many of these requests are likely to be satisfied by reimbursement of the company’s realized credit losses by seller/servicers, or rescinded in the 

process. Based on historical loss experience and the fact that many of these loans are covered by credit enhancements (e.g., mortgage insurance), Fred

losses experienced by the company should it fail to collect on these repurchase requests to also be less than the UPB of the loans.

2 Approximately $0.6 billion of the total amount of repurchase requests outstanding at September 30, 2013 were issued due to mortgage insurance resciss

denial.

3 Repurchase requests outstanding more than four months include repurchase requests for which appeals were pending.4 Requests collected are based on the UPB of the loans associated with the repurchase request, which in many cases is more than the amount of payment

losses for requests associated with foreclosed mortgage loans, negotiated settlements and other alternative remedies. Includes $0.9 billion in the nine mrelated to agreements with certain seller/servicers to release specified loans with certain repurchase obligations in exchange for one-time cash payments

5 Year-to-date September 30, 2013, repurchase requests related to $4.4 billion of UPB of loans were cancelled, primarily as a result of the servicer providin

successful appeal of the request. In addition, requests cancelled includes $0.2 billion of other items that affect the UPB of the loan while the repurchase 

change in UPB due to payments made on the loan, as well as requests deemed uncollectible due to the insolvency or other failure of the counterparty. 

Repurchase requests1

Trend in Repurchase Requests Outstanding YTD September 2013 Repurch

4

2

$ Billions

3
Administrative expenses

Quarterly Annual

$401 $422 $432 $444 $455

0

200400600

3Q

2012

4Q

2012

1Q

2013

2Q

2013

3Q

2013

$ Millions

$1,685 $1,597 $1,506 

400600800

1,0001,2001,4001,6001,8002,000

2009 2010 2011 

$ Millions
$558 $534 $521 $498 

$650 $650 $650 $650 

$553

12/31/2012 3/31/2013 6/30/2013 9/30/2013 12/31/2013

Mortgage-related investments portfolio ending balance

Mortgage-related investments portfolio limit

Purchase Agreement portfolio limits

Indebtedness 

($ Billions)

Mortgage Assets 1, 2

($ Billions)

1 The company’s Purchase Agreement with Treasury limits the amount of mortgage assets the company can own and indebtedness it can incur. Under th

mortgage assets and indebtedness are calculated without giving effect to the January 1, 2010 change in the accounting guidance related to the transfer oconsolidation of variable interest entities (VIEs). See the company’s Quarterly Report on Form 10-Q for the quarter ended September 30, 2013 for more 

2 Represents the unpaid principal balance (UPB) of the company’s mortgage-related investments portfolio. The company discloses its mortgage assets on 

Monthly Volume Summary reports, which are available on its Web site and in Current Reports on Form 8-K filed with the Securities and Exchange Comm

3 Represents the par value of the company’s unsecured short-term and long-term debt securities issued to third parties to fund its business activities. The 

indebtedness on this basis monthly in its Monthly Volume Summary reports, which are available on its Web site and in Current Reports on Form 8-K filed 

4 Limit under the Purchase Agreement, as amended on August 17, 2012.

Indebtedness li

Total debt outst

4

4

4

$552 $535 $526 $5

$874.8

$780 $780 $7

12/31/2012 3/31/2013 6/30/2013 9/30/
Credit

Supplement
1 National home prices use the Freddie Mac House Price Index for the U.S., which is a value-weighted average of the state indexes where the value weight

single-family credit guarantee portfolio. Other indices of home prices may have different results, as they are determined using different pools of mortgage different conventions than Freddie Mac’s. The Freddie Mac House Price Index for the U.S. is a non-seasonally adjusted monthly series; quarterly growth rchange based on the final month of each quarter. Seasonal factors typically result in stronger house-price appreciation during the second and third quarte

rates change as new data becomes available. Values for the most recent periods typically see the largest changes. Cumulative decline calculated as the 

to September 2013. Source: Freddie Mac. 

National home prices have experienced a cumulative decline of 14% since June 20061

2.5 

5.2 

2.4 

1.3 

2.9 

4.7

2.7 

0.4 

1.3 

2.2 

(0.8)

(1.6)

0.8 0.8

(2.1)

(4.3)

(3.1)

(0.7)

(2.8)

(5.4)

(2.6)

1.2 

(0.0)

(1.6)

(0.4)

0.7

(2.5)(2.8)

(1.2)

1.1 

(1.1)

(2.1)

0.4 

4.1 

(6)(4)(2)

0246

1Q

2004

3Q

2004

1Q

2005

3Q

2005

1Q

2006

3Q

2006

1Q

2007

3Q

2007

1Q

2008

3Q

2008

1Q

2009

3Q

2009

1Q

2010

3Q

2010

1Q

2011

3Q

2011

1Q

2012

2

Percent 

(%)
-7%

AL

8%AK

-2%

AR

-29%AZ

-23%CA

6%CO

-36%

F

-16%

GA

0%

HI

3%IA

-11%

ID

-22%

IL

-2%

IN

2%KS KY -1%

3%LA

-20%

MI

-13%

MN

-10%MO

-6%

MS

2%MT

NC -4

38%ND

3%NE

-11%

NM

-42%NV

-12%OH

8%OK

-12%OR

-6%

PA

-7%SC

11%SD

TN -2%

15%TX

0%UT

-1VA

-13%WA

-12%

WI

5%

WV

9%WY

Home Price Performance By StateJune 2006 to September 20131

United States -14%

1 The Freddie Mac House Price Index for the U.S. is a value-weighted average of the state indexes where the value weights are based on Freddie Ma

guarantee portfolio. Other indices of home prices may have different results, as they are determined using different pools of mortgage loans and caconventions. The Freddie Mac House Price Index for the U.S. is a non-seasonally adjusted monthly series.Source: Freddie Mac
5%

AL

5%AK

4%AR

17%AZ

23%

CA

11%CO

14%

FL

14%

GA

13%

HI

5%IA

14%

ID

9%IL

5%IN

5%KS KY 3%

5%LA

14%MI

11%MN

7%MO

3%MS

6%MT

NC 7%

8%ND

5%NE

2%NM

30%

NV

5%OH

4%OK

14%OR

4%PA

6%SC

6%SD

TN 6%

9%TX

13%UT

6%VA

12%WA

6%WI

6%

WV

6%

WY

Home Price Performance By StateSeptember 2012 to September 20131

United States 11%

1 The Freddie Mac House Price Index for the U.S. is a value-weighted average of the state indexes where the value weights are based on Freddie Mac

guarantee portfolio. Other indices of home prices may have different results, as they are determined using different pools of mortgage loans and calcconventions. The Freddie Mac House Price Index for the U.S. is a non-seasonally adjusted monthly series.Source: Freddie Mac
0

48

121620242832

Mar09 Jun- 09 Sep- 09 Dec- 09 Mar- 10 Jun- 10 Sep- 10 Dec- 10 Mar- 11 Jun- 11 Sep- 11 Dec- 11 Mar- 12 Jun- 12 Se

12 

Seriously Delinquent (%) 

 Total Mortgage Market Prime Subprime Freddie 

1 Source: National Delinquency Survey from the Mortgage Bankers Association. Categories represent first lien single-family loans. Data is not yet availab2 See “MD&A – RISK MANAGEMENT – Credit Risk – Mortgage Credit Risk – Single-Family Mortgage Credit Risk – Credit Performance – Delinquencies” i

the year ended December 31, 2012, for information about the company’s reported delinquency rates. The single-family serious delinquency rate at Septe

11 1

Single-family Serious Delinquency Rates 

Mortgage market and Freddie Mac serious delinquency rates
44 53 47 41

20 20 22 18 16 2

56 47 53 59

73

52 52 53 59 5

4

12 12 20 16 1

3

16 14 9 9

0

102030405060708090

100

2005 2006 2007 2008 2009 2010 2011 2012 1Q

2013

2

20

Percent 

(%)

Purchase Other Refinance HARP Relief Refinance (Non-HARP

Loan purpose of single-family credit guarantee portfolio purchases

1 The relief refinance mortgage initiative is Freddie Mac’s implementation of the Home Affordable Refinance Program (HARP). Under the program, the co

borrowers who have mortgages with high current LTV ratios to refinance their mortgages without obtaining new mortgage insurance in excess of what w

targeted at borrowers with current LTV ratios above 80%; however, Freddie Mac’s relief refinance initiative also allows borrowers with LTV ratios at or b

1 
Credit quality of single-family credit guarantee portfolio purchases

1 Original LTV ratios are calculated as the unpaid principal balance (UPB) of the mortgage Freddie Mac guarantees including the credit-enhanced portion

appraised value of the property at the time of mortgage origination or the mortgage borrower’s purchase price. Second liens not owned or guaranteed 

from the LTV ratio calculation. The existence of a second lien mortgage reduces the borrower’s equity in the home and, therefore, can increase the risk 

2 Credit score data is based on FICO scores at the time of origination and may not be indicative of the borrowers’ creditworthiness at September 30, 2013

between approximately 300 to 850 points.

3 HARP is the portion of the company’s relief refinance initiative targeted at borrowers with current LTV ratios above 80%. In April 2013, HARP was exten

2009 2010 2011 2012 1Q 2013 

Weighted Average Original LTV Ratio1

Relief refinance (includes HARP) 80% 77% 77% 97% 93% All other 66% 67% 67% 68% 68%  Total purchases 67% 70% 70% 76% 74% Weighted Average Credit Score2Relief refinance (includes HARP) 738 747 744 740 731 All other 757 758 759 762 760  Total purchases 756 755 755 756 753 

2009 2010 2011 2012 1Q 2013 

Purchase of Relief Refinance Mortgages > 80% LTV (HARP loans)3

$ Billions $19.6 $47.9 $39.7 $86.9 $21.5 % of single-family credit guarantee portfolio purchases 4% 12% 12% 20% 16% 
Single-family 3Q 2013 credit losses and REO by region and state

1 Based on the unpaid principal balance (UPB) of the single-family credit guarantee portfolio at September 30, 2013. 2 UPB amounts exclude $435 million of Other Guarantee Transactions since these securities are backed by non-Freddie Mac issued securities for which lo

not available. 

3 Based on the number of loans that are three monthly payments or more past due or in the process of foreclosure. 4 Based on the UPB of loans at the time of REO acquisition. 5 Consist of the aggregate amount of charge-offs, net of recoveries, and REO operations (income) expense for 3Q 2013.6 Region designation: West (AK, AZ, CA, GU, HI, ID, MT, NV, OR, UT, WA); Northeast (CT, DE, DC, MA, ME, MD, NH, NJ, NY, PA, RI, VT, VA, WV); Sout

NC, PR, SC, TN, VI); North Central (IL, IN, IA, MI, MN, ND, OH, SD, WI); and Southwest (AR, CO, KS, LA, MO, NE, NM, OK, TX, WY).

7 States presented are those with the highest credit losses during the three months ended September 30, 2013.

($ Billions) % of Total

UPB2

($ Millions) % of Total

Serious 

Delinquency 

Rate3 

(%)

3Q 2013 

Acquisitions

($ Millions)

REO

Inventory

($ Millions)

% of Total

Inventory 

Region6

1 West $462 28% $9,991 21% 1.94% $458 $1,030 14% 2 Northeast 430 26 16,641 35 3.39% 588 1,323 18 

3 North Central 292 18 6,149 13 1.93% 687 2,320 32 

4 Southeast 274 17 11,906 25 3.78% 990 2,025 28 

5 Southwest 194 11 2,616 6 1.44% 201 558 8 

6 Total $1,652 100% $47,303 100% 2.58% $2,924 $7,256 100% 

State7

7 Florida $93 6% $8,252 18% 7.26% $618 $1,239 17% 8 Illinois 83 5 2,975 6 3.05% 290 907 12 9 Washington 55 3 1,628 3 2.68% 97 213 3 10 Maryland 51 3 1,871 4 3.48% 206 409 6 11 Ohio 47 3 932 2 2.16% 101 295 4 12 All other 1,323 80 31,645 67 2.17% 1,612 4,193 58 13 Total $1,652 100% $47,303 100% 2.58% $2,924 $7,256 100% 

Total Portfolio UPB1 

REO Acquisitions & Balance4 Seriously Delinquent Loans
0

2468

101214

3Q

2010

4Q

2010

1Q

 2011

2Q

2011

3Q

2011

4Q

2011

1Q

2012

2Q

 2012

3Q

2012

4Q

2012

1Q

2013

2Q

2013

3Q

2013

Percent

California Florida Illinois New Jersey New York Total

0123456

3Q

2010

4Q

2010

1Q

 2011

2Q

2011

3Q

2011

4Q

2011

1Q

2012

2Q

 2012

2

Percent

West Northeast North Central Southe

1.5%

Single-family serious delinquency rates by state and region

Single-family Serious Delinquency Rates 

By State1,2

Single-family Serious Delin

By Region1,3

1 Based on the number of loans that are three monthly payments or more past due or in the process of foreclosure. See “MD&A – RISK MANAGEMENT – 

Credit Risk – Single-Family Mortgage Credit Risk – Credit Performance – Delinquencies” in Freddie Mac’s Form 10-K for the year ended December 31, 2

the company’s reported delinquency rates. 

2 States presented are those with the highest number of seriously delinquent loans as of September 30, 2013. 3 Region designation: West (AK, AZ, CA, GU, HI, ID, MT, NV, OR, UT, WA); Northeast (CT, DE, DC, MA, ME, MD, NH, NJ, NY, PA, RI, VT, VA, WV); Sout

NC, PR, SC, TN, VI); North Central (IL, IN, IA, MI, MN, ND, OH, SD, WI); and Southwest (AR, CO, KS, LA, MO, NE, NM, OK, TX, WY).

7.3%

6.5%

2.6%

3.1%4.5%
Aging of single-family seriously delinquent loans by 

judicial and non-judicial states

1 Excludes loans underlying single-family Other Guarantee Transactions since the geographic information is not available to us for these loans. As of Sept

and territories classified as having a judicial foreclosure process consist of: CT, DE, FL, HI, IA, IL, IN, KS, KY, LA, ME, ND, NE, NJ, NM, NY, OH, OK, PAWI. All other states are classified as having a non-judicial foreclosure process. Judicial foreclosures are those conducted under the supervision of a cour

2 Prior periods revised to reflect changes made in second quarter 2013 to states and territories classified as having a judicial foreclosure process. 

# of Seriously 

Delinquent 

Loans

Percent

# of Seriously 

Delinquent 

Loans

Percent

# of 

De

Judicial Review States1

 Less than or equal to 1 year 82,458 22% 64,772 22% 

 

 More than 1 year and less than or equal to 2 years 54,525 15% 39,054 13% 

 

 More than 2 years 77,122 21% 71,789 24% 

 

Non-Judicial States1 Less than or equal to 1 year 94,059 26% 72,185 24% 

 

 More than 1 year and less than or equal to 2 years 33,838 9% 25,360 9% 

 

 More than 2 years 24,158 7% 24,133 8% 

 

Combined1 Less than or equal to 1 year 176,517 48% 136,957 46% 

 

 More than 1 year and less than or equal to 2 years 88,363 24% 64,414 22% 

 

 More than 2 years 101,280 28% 95,922 32% 

 

Total 366,160 100% 297,293 100% 

 

As of 9/30/20122 As of 6/30/2013 
Single-family credit guarantee portfolio characteristics1

1 Portfolio characteristics are based on the unpaid principal balance (UPB) of the single-family credit guarantee portfolio. Approximately $1 billion in UPB for 

is included in total UPB and percentage seriously delinquent but not included in the calculation of other statistics since these securities are backed by non-which loan characteristic data was not available. 

2 For a description of Alt-A, see the “Glossary” in the company’s Quarterly Report on Form 10-Q for the quarter ended September 30, 2013. 3 Beginning September 1, 2010, the company fully discontinued purchases of interest-only loans.4 Represents the FICO score of the borrower at loan origination. The company estimates that less than 1% of loans within the portfolio are missing originatio

excluded. 

5 Indicates year of loan origination. Calculated based on the loans remaining in the portfolio as of September 30, 2013, rather than all loans originally guaran

originated in the respective year. Each Book Year category represents the percentage of loans referenced in line 1 of the same vertical column. 

6 Based on the number of loans that are three monthly payments or more past due or in the process of foreclosure. 

Note: Individual categories are not mutually exclusive, and therefore are not additive across columns. 

Option FICO FICO

Orig

LT

Attribute Alt-A2 Interest-only3 ARM < 6204 620 - 6594 > 9

1 UPB $ Billions $1,652 $60 $37 $7 $49 $97 $22 Percent of Total Portfolio 100% 4% 2% 0% 3% 6% 153 Average UPB per loan $154,101 $154,152 $226,775 $200,975 $126,148 $132,680 $169

4 Fixed Rate (% of total portfolio) 94% 63% 19% 0% 95% 93% 985 Owner Occupied 90% 82% 81% 76% 95% 94% 916 Original Loan-to-Value (OLTV) 74% 73% 74% 71% 81% 80% 107 OLTV > 90% 15% 4% 3% 2% 26% 23% 10

8 Current Loan-to-Value (CLTV) 70% 89% 95% 89% 84% 81% 109 CLTV > 90% 18% 48% 56% 45% 38% 34% 6410 CLTV > 100% 11% 35% 40% 32% 26% 23% 3811 CLTV > 110% 7% 24% 26% 22% 18% 15% 2412 Average FICO Score4 739 711 718 711 585 643 72

13 FICO < 6204 3% 5% 3% 4% 100% 0% 5

Book Year5

14 2013 18% 0% 0% 0% 9% 10% 21

15 2012 24% 0% 0% 0% 10% 10% 34

16 2011 11% 0% 0% 0% 5% 5% 11

17 2010 11% 0% 1% 0% 5% 6% 10

18 2009 9% 0% 1% 0% 4% 5% 5

19 2008 3% 7% 9% 0% 6% 6% 2

20 2007 5% 30% 35% 2% 19% 15% 621 2006 4% 27% 28% 11% 11% 11% 222 2005 5% 20% 21% 58% 9% 11% 223 2004 and prior 10% 16% 5% 29% 22% 21% 724 % of Loans with Credit Enhancement 13% 12% 9% 15% 23% 20% 4925 % Seriously Delinquent6 2.58% 10.74% 13.49% 13.25% 10.41% 7.56% 3.4

Total Portfolio 

as of 

September 30, 2013
Single-family credit profile by book year and product feature1

1 Portfolio characteristics are based on the unpaid principal balance (UPB) of the single-family credit guarantee portfolio. Approximately $1 billion in UPB fo

is included in total UPB and percentage seriously delinquent but not included in the calculation of other statistics since these securities are backed by non

for which loan characteristic data was not available. 

2 Indicates year of loan origination. Calculated based on the loans remaining in the portfolio as of September 30, 2013, rather than all loans originally guara

originated in the respective year. 

3 Represents the average of the borrowers’ FICO scores at origination. The company estimates that less than 1% of loans within the portfolio are missing F

excluded. 

4 Beginning September 1, 2010, the company fully discontinued purchases of interest-only loans.5 States presented are those with the highest percentage of the company’s single-family credit losses during the three months ended September 30, 2013.6 Based on the number of loans that are three monthly payments or more past due or in the process of foreclosure.

Attribute 2013 2012 2011 2010 2009 2008 2007 

1 UPB $ Billions $1,652 $296 $388 $183 $185 $148 $54 $89 2 Original Loan-to-Value (OLTV) 74% 75% 78% 72% 72% 71% 74% 77% 

3 OLTV > 90% 15% 18% 22% 15% 14% 9% 10% 16% 

4 Current Loan-to-Value (CLTV) 70% 74% 70% 63% 64% 65% 81% 97% 

5 CLTV > 100% 11% 9% 9% 3% 3% 3% 18% 42% 

6 CLTV > 110% 7% 6% 6% 1% 1% 1% 9% 29% 

7 Average FICO Score3 739 749 754 751 750 748 715 696 

8 FICO < 6203 3% 1% 1% 1% 1% 1% 5% 11% 

9 Adjustable-rate 6% 4% 4% 6% 3% 1% 7% 11% 

10 Interest-only4 2% 0% 0% 0% 0% 0% 7% 15% 

11 Investor 6% 8% 6% 5% 4% 3% 8% 7% 

12 Condo 8% 8% 6% 6% 6% 7% 11% 11% 

Geography5

13 Florida 6% 5% 5% 4% 4% 4% 8% 10% 14 Illinois 5% 5% 5% 5% 6% 5% 5% 4% 15 Maryland 3% 3% 3% 3% 3% 3% 3% 4% 16 Ohio 3% 3% 3% 3% 3% 3% 1% 2% 17 Washington 3% 3% 3% 4% 4% 4% 4% 3% 18 All other 80% 81% 81% 81% 80% 81% 79% 77% 

19 % of Loans with Credit Enhancement 13% 16% 13% 10% 8% 8% 24% 25% 

20 % Seriously Delinquent6 2.58% 0.02% 0.15% 0.37% 0.63% 1.05% 7.05% 11.73% 1

Total Portfolio 

as of 

September 30, 2013

Book Year 2
0.00%

1.00%2.00%3.00%4.00%5.00%6.00%7.00%8.00%9.00%

10.00%11.00%12.00%

Yr1

Q1

Yr1

Q3

Yr2

Q1

Yr2

Q3

Yr3

Q1

Yr3

Q3

Yr4

Q1

Yr4

Q3

Yr5

Q1

Yr5

Q3

Yr6

Q1

Yr6

Q3

Yr7

Q1

Yr7

Q3

Yr8

Q1

Yr8

Q3

Yr9

Q1

Yr9

Q3

Cumulative Foreclosure Transfer and Short Sale Rate

Quarter Post Origination

2003 2004 2005 2006 2007 2008 2009 2010 2011 

2012

Single-family cumulative foreclosure transfer and short sale rates1 by book year

1 Rates are calculated for each year of origination as the number of loans that have proceeded to foreclosure transfer or short sale and resulted in a credit 

subsequent recoveries, divided by the number of loans originated in that year that were acquired in the company’s single-family credit guarantee portfolio

Transactions where loan characteristic data is available. 

2007

2006

200

2008

2009 2010 2013 2011
Total Multifamily (MF) Portfolio

Multifamily portfolio composition

$135

$154

$164 $169 $177 $180

0

20406080

100120140160180200

12/31/2007 12/31/2008 12/31/2009 12/31/2010 12/31/2011 12/31/2012 

MF loan portfolio MF investment securities portfolio MF guarantee por

UPB

$ Billions
Multifamily new business volume by state1 (%)

AL

0.8%

AK

0.0%

MF New Business Volume $18.8B

Nine Months Ended September 30, 2013

AR

0.1%

AZ

3.4%

CA

15.6%

CO

2.8%

FL

9.7%

GA

5.3%

HI

<0.1%

IA

0.2%

ID

0.1%

IL

2.6%

IN

0.6%

KS

0.3%

KY

0.3%

LA

0.1%

MI

1.5%

MN

0.5%

MO

0.8%

MS

0.1%

MT

0.0%

N

2

ND

<0.1%

NE 

0.4%

NM

0.1%

NV

0.8%

OH

1.5%

OK

0.3%

OR

1.3%

PA

3.7%

SC

0.3%

SD

0.0%

TN0.5%

TX

13.0%

UT

1.1% V

6.7

WA 

3.0%

WI

0.4%

WV

0.0%

WY

<0.1%

1 Based on the unpaid principal balance (UPB) of the multifamily loan purchases and issuance of other guarantee commitments. Percentages shown a

nearest tenth of a percent although classifications are based on unrounded figures.
Multifamily mortgage portfolio UPB concentration by 

state1

AL

0.9%

AK

0.0%

MF Mortgage Portfolio $132.1B

2

As of September 30, 2013

AR

0.3%

AZ

2.4%

CA

16.4%

CO

3.0%

FL

7.1%

GA

4.6%

HI

0.2%

IA

0.2%

ID

0.1%

IL

2.5%

IN

0.6%

KS

0.8%

KY

0.5%

LA

0.7%

MI

1.0%

MN

1.2%

MO

1.1%

MS

0.4%

MT

<0.1%

2

ND

0.1%

NE

0.5%

NM

0.3%

NV

1.1%

OH

1.9%

OK

0.5%

OR

0.8%

PA

2.5

SC

1.0%

SD

0.1%

TN

1.3%

TX

12.5%

UT

0.6% V

5.4

WA

3.3%

WI

0.6%

WV

0.1%

WY

<0.1%

1 Based on the unpaid principal balance (UPB) of unsecuritized mortgage loans, other guarantee commitments, and collateral underlying both Freddie Mac g

related securities and related unguaranteed K Certificates. Percentages shown above are rounded to the nearest tenth of a percent although classification

figures. 2 Consists of the UPB of unsecuritized multifamily loans, other guarantee commitments, and guaranteed Freddie Mac mortgage-related securities. Excludes 

unguaranteed K Certificates.
Multifamily mortgage portfolio by attribute1

1 Based on the unpaid principal balance (UPB) of the multifamily mortgage portfolio. 2 Based on the UPB of mortgages two monthly payments or more past due or in the process of foreclosure. 3 Based on either: (a) the year of acquisition, for loans recorded on the company’s consolidated balance sheets; or (b) the year that the company issued 

remaining loans in its multifamily mortgage portfolio.

4 Presents the six states with the highest UPB at September 30, 2013.

Year of Acquisition or Guarantee3

1 2004 and prior $10.4 0.26% $7.6 0.06% $6.5 

2 2005 6.7 0.56 6.0 - 5.8 3 2006 10.1 0.27 9.2 - 8.9 4 2007 19.3 0.96 16.1 0.53 15.8 5 2008 18.0 0.34 15.0 0.11 14.1 6 2009 12.8 - 11.8 - 11.5 7 2010 12.2 - 11.5 0.08 11.4 8 2011 17.4 - 16.6 - 16.4 9 2012 18.3 - 24.5 - 24.1 10 2013 N/A N/A 13.5 - 17.6 

Total $125.2 0.27% $131.8 0.09% $132.1 

Maturity Dates

11 2013 $5.1 0.50% $1.1 1.02% $0.5 12 2014 6.9 0.69 4.3 - 3.4 13 2015 10.3 0.19 8.7 - 7.8 14 2016 13.6 0.01 12.4 - 11.9 15 2017 10.7 0.38 10.5 0.45 10.4 16 Beyond 2017 78.6 0.26 94.8 0.06 98.1 

Total $125.2 0.27% $131.8 0.09% $132.1 

Geography4

17 California $21.3 0.24% $21.5 0.04% $21.9 

18 Texas 15.5 0.46 16.2 0.13 16.3 19 New York 10.2 0.09 11.3 0.09 11.3 20 Florida 8.2 0.04 9.2 - 9.3 21 Virginia 6.5 - 7.1 0.35 7.1 22 Maryland 6.5 - 6.8 - 6.8 23 All other states 57.0 0.36 59.7 0.09 59.4 

 Total $125.2 0.27% $131.8 0.09% $132.1 

UPB

($ Billions)

September UPB

($ Billions)

June 30, 2013

Delinquency 

Rate2

(%) 

September 30, 2012

Delinquency 

Rate2 

 (%) 

UPB

($ Billions)
Multifamily mortgage portfolio by attribute, continued11 Based on the unpaid principal balance (UPB) of the multifamily mortgage portfolio. 2 Based on the UPB of mortgages two monthly payments or more past due or in the process of foreclosure. 3 DSCR – Debt Service Coverage Ratio – is an indicator of future credit performance for multifamily loans. DSCR estimates a multifamily borrower’s ability 

obligation using the secured property’s cash flow, after deducting non-mortgage expenses from income. The higher the DSCR, the more likely a multifacontinue servicing its mortgage obligation.

Current Loan Size

1 > $25M $46.3 0.12% $49.9 0.05% 

2 > $5M & <= $25M 69.6 0.36 73.0 0.09 

3 > $3M & <= $5M 5.9 0.35 5.8 0.22 

4 > $750K & <= $3M 3.2 0.40 2.9 0.46 5 <= $750K 0.2 0.62 0.2 0.38 6 Total $125.2 0.27% $131.8 0.09% 

Legal Structure

7 Unsecuritized Loans $80.3 0.16% $69.4 0.04% 

8 Freddie Mac mortgage-related securities 35.4 0.49 53.1 0.17 

9 Other guarantee commitments 9.5 0.40 9.3 - 10 Total $125.2 0.27% $131.8 0.09% 

Credit Enhancement

11 Credit Enhanced $42.7 0.45% $59.3 0.15% 

12 Non-Credit Enhanced 82.5 0.18 72.5 0.04 

13 Total $125.2 0.27% $131.8 0.09% 

Other

14 Original LTV > 80% $6.2 2.75% $5.5 0.51% 

15 Original DSCR below 1.103 $2.7 3.18% $2.1 0.91% 

June 30, 2013

Delinquency 

Rate2 

(%) 

September 30, 2012

Delinquency 

Rate2 

 (%) 

UPB

($ Billions)

UPB

($ Billions)
0

2468

101214

2Q 2009 4Q 2009 2Q 2010 4Q 2010 2Q 2011 4Q 2011 2Q 2012 4Q 

Freddie Mac (60+ day) FDIC Insured Institutions (MF CMBS Market (60+ day) ACLI Investment Bulletin (

Multifamily market and Freddie Mac delinquency rates

Percent

1 See “MD&A – RISK MANAGEMENT – Credit Risk – Mortgage Credit Risk – Multifamily Mortgage Credit Risk ” in Freddie Mac’s Form 10-K for the year 

2012, for information about the company’s reported multifamily delinquency rate. The multifamily delinquency rate at September 30, 2013 was 0.05%. Source: Freddie Mac, FDIC Quarterly Banking Profile, TREPP (CMBS multifamily 60+ delinquency rate, excluding REOs), American Council of Life Insu

Mac data is not yet available for the third quarter of 2013. 

1
Safe Harbor Statements

Freddie Mac obligations

Freddie Mac’s securities are obligations of Freddie Mac only. The securities, including any interest or return of disco

are not guaranteed by and are not debts or obligations of the United States or any federal agency or instrumentality 

Mac.

No offer or solicitation of securities 

This presentation includes information related to, or referenced in the offering documentation for, certain Freddie Ma

including offering circulars and related supplements and agreements. Freddie Mac securities may not be eligible for certain jurisdictions or to certain persons. This information is provided for your general information only, is current o

date and does not constitute an offer to sell or a solicitation of an offer to buy securities. The information does not co

basis for making a decision with respect to the purchase or sale of any security. All information regarding or relating 

securities is qualified in its entirety by the relevant offering circular and any related supplements. Investors should re

offering circular and any related supplements before making a decision with respect to the purchase or sale of any s

before purchasing any security, please consult your legal and financial advisors for information about and analysis o

risks and its suitability as an investment in your particular circumstances.

Forward-looking statements 

Freddie Mac's presentations may contain forward-looking statements, which may include statements pertaining to th

the company’s current expectations and objectives for its efforts under the MHA Program, the servicing alignment in

programs to assist the U.S. residential mortgage market, future business plans, liquidity, capital management, econconditions and trends, market share, the effect of legislative and regulatory developments, implementation of new acredit losses, internal control remediation efforts, and results of operations and financial condition on a GAAP, Segm

fair value basis. Forward-looking statements involve known and unknown risks and uncertainties, some of which are company’s control. Management’s expectations for the company’s future necessarily involve a number of assumptioestimates, and various factors, including changes in market conditions, liquidity, mortgage-to-debt option-adjusted sactions by FHFA, Treasury, the Federal Reserve, the SEC, HUD, other federal agencies, the Administration and Coimpacts of legislation or regulations and new or amended accounting guidance, could cause actual results to differ mexpectations. These assumptions, judgments, estimates and factors are discussed in the company’s Annual Report the year ended December 31, 2012, Quarterly Reports on Form 10-Q for the quarters ended March 31, 2013, June September 30, 2013 and Current Reports on Form 8-K, which are available on the Investor Relations page of the cowww.FreddieMac.com/investors and the SEC’s Web site at www.sec.gov. The company undertakes no obligation to looking statements it makes to reflect events or circumstances after the date of this presentation.