EXHIBIT 12.1

AMERICREDIT CORP.

STATEMENT RE COMPUTATION OF RATIOS

(dollars in thousands)



|                                   |  |                      |         |      |   |         |      |  |      |           |      |   |         |  |   |        
|---------------------------------- |  | -------------------- | ------- | ---- | - | ------- | ---- |  | ---- | --------- | ---- | - | ------- |  | - | -------
|                                   |  | Years Ended June 30,
|                                   |  | 2009                 |         | 2008 |   |         | 2007 |  | 2006 |           | 2005
|COMPUTATION OF EARNINGS:           |  |                      |         |      |   |         |      |  |      |           |      |   |         |  |   |        
|Income before income taxes         |  | $                    | 36,836  |      | $ | (92,179 | )    |  | $    | 532,067   |      | $ | 485,235 |  | $ | 452,399
|Fixed charges                      |  |                      | 664,727 |      |   | 833,382 |      |  |      | 686,358   |      |   | 425,180 |  |   | 269,146
|                                   |  |                      |         |      |   |         |      |  |      |           |      |   |         |  |   |        
|                                   |  | $                    | 701,563 |      | $ | 741,203 |      |  | $    | 1,218,425 |      | $ | 910,415 |  | $ | 721,545
|                                   |  |                      |         |      |   |         |      |  |      |           |      |   |         |  |   |        
|COMPUTATION OF FIXED CHARGES:      |  |                      |         |      |   |         |      |  |      |           |      |   |         |  |   |        
|Fixed charges: (a)                 |  |                      |         |      |   |         |      |  |      |           |      |   |         |  |   |        
|Interest expense (b)               |  | $                    | 659,519 |      | $ | 827,219 |      |  | $    | 680,825   |      | $ | 419,360 |  | $ | 264,276
|Implicit interest in rent          |  |                      | 5,208   |      |   | 6,163   |      |  |      | 5,533     |      |   | 5,820   |  |   | 4,870  
|                                   |  |                      |         |      |   |         |      |  |      |           |      |   |         |  |   |        
|                                   |  | $                    | 664,727 |      | $ | 833,382 |      |  | $    | 686,358   |      | $ | 425,180 |  | $ | 269,146
|                                   |  |                      |         |      |   |         |      |  |      |           |      |   |         |  |   |        
|RATIO OF EARNINGS TO FIXED CHARGES |  |                      | 1.1x    |      |   |         | (c)  |  |      | 1.8x      |      |   | 2.1x    |  |   | 2.7x   
|                                   |  |                      |         |      |   |         |      |  |      |           |      |   |         |  |   |        



|(a) | For purposes of such computation, the term fixed charges represents interest expense, including amortization of debt issuance costs, and a portion of rentals
representative of an implicit interest factor for such rentals.
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|(b) | For the years ended June 30, 2009 and 2008, respectively interest expense excludes $45.1 million and $10.2 million of non-cash amortization of warrant costs.
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|(c) | As a result of the $212.6 million pre-tax write-off of goodwill, the amount of the coverage deficiency for the year ended June 30, 2008, was approximately $92.2 million.
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