**Exhibit 10.2**

First Amendment to Office Lease Agreement withGreenville First Bank, N.A. dated September 20, 2005

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Exhibit 10.2

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**FIRST AMENDMENT TO**

**OFFICE  LEASE AGREEMENT dated September 20, 2005**

# Landlord:  Verdae Properties, LLC

**Tenant:  Greenville First Bank, N. A.**

            Whereas theLandlord and Tenant entered into this Lease Agreement on September 20, 2005. It was understood at execution that Tenant desired to Occupy all leasedPremises initially and wishes to delete any and all references to "Leased and Unoccupied"Premises or "Leased and Unoccupied" portion of the Premises as may be referredto in the Lease Agreement.

            Whereas Landlordconsents and agrees to such deletion.

            Now therefore theLease Agreement shall be changed as follows:

*Paragraph1.a. is deleted in its entirety and the following Paragraph 1.a. is inserted inlieu thereof:*

**1.          LEASED PREMISES:**

**             a.          Descriptionof Premises: **Landlordhereby leases to Tenant, and Tenant hereby leases from Landlord a portion ofthe real property known as Bonaventure I located at 100 Verdae Boulevard in Verdae Technology Park, Greenville, South Carolina 29607. Further described and depicted asoutlined in red in Exhibit F, which Exhibit is attached hereto and incorporatedherein by this reference (the "Premises").  The Premises are locatedon the First and Second floors of the Building (hereinafter defined), and thePremises occupy a "Rentable Area" of 28,242 square feet and a "Useable Area" of          25,478 square feet, as defined and determined in accordance with ANSI/BOMA1996 Standards as specified in Paragraph 31(d) hereof.  The Premises represent48.54% of the Building Rentable Area.  

*Paragraph3 (a) 8 is deleted in its entirety and the following Paragraph 3, number 8 isinserted in lieu thereof:*

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**9.                 OperatingExpenses and Base Expense Amount**

** **The term "Base Expense Amount" shall mean the Tenant'sProportionate Share (defined in Paragraph 3(c) below) of actual Expensesincurred during the Base Year, which Base Year shall be the period beginning onJanuary 1, 2006, and ending on December 31, 2006 should Tenants occupancy bedelayed past June 30, 2006 the full calendar year 2007 shall be the Base Year. For the first year that the Building is in service, the Base Expense Amountshall be calculated to reflect the fully assessed value (for Real Estate Taxpurposes) of the Building, the land on which the Building is located and landaffected by any appurtenant rights or benefits to the Building or Premises(such as parking, drainage and access) and further calculated to reflect actualExpenses that would be incurred at a level of ninety-five percent (95%)Building occupancy.  During the Term and any extensions thereof the base yearfor "Operating Expenses" shall be reset every five (5) years to be the actualexpenses of the next calendar year.  Expenses shall be "grossed-up" to reflectand occupancy level of 95%.

*EXHIBITC, Paragraph 2 is deleted in its entirety and the following Paragraph 2 isinserted in lieu thereof:*

**2.          BASE RENT ESCALATION. **Base Rent shall be subject to escalation at the rateof 2% per annum, which escalation shall begin on the second anniversary of theCommencement Date.

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| **Months** | **Operating Expense per Month**       |
|------------|---------------------------------------|
| 1 thru 5   | $13,273.74 per month.47 PSF per month |
| ** ** | ** **                            |
| **YEARS**  | **ANNUAL BASE RENT**                  |
| 1          | $508,356                              |
| 2          | $518,523                              |
| 3          | $528,894                              |
| 4          | $539,471                              |
| 5          | $550,261                              |

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Beginningwith the sixty sixth (66th) full month of the lease the per annumincrease will be the greater of the average of the CPI for the previous five(5) years or 1%. In no event will the increase be less than 1%.

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## This amendment is agreedand accepted this _20th___ day of September 2005

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**Verdae Properties, LLC                                                           GreenvilleFirst Bank, N.A.**

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