<TABLE> <S> <C>

<PAGE>
<ARTICLE>  9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
COMPANY'S ANNUAL REPORT ON FORM 10-K FOR THE YEAR ENDED DECEMBER 31, 1999 AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>   1,000

<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                              DEC-31-1999
<PERIOD-START>                                 JAN-01-1999
<PERIOD-END>                                   DEC-31-1999
<CASH>                                               6,631
<INT-BEARING-DEPOSITS>                               5,793
<FED-FUNDS-SOLD>                                         0
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                              0
<INVESTMENTS-CARRYING>                                   0
<INVESTMENTS-MARKET>                                53,214
<LOANS>                                            120,517
<ALLOWANCE>                                          2,882
<TOTAL-ASSETS>                                     190,582
<DEPOSITS>                                         140,137
<SHORT-TERM>                                         2,980
<LIABILITIES-OTHER>                                    535
<LONG-TERM>                                         30,016
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                             1,361
<OTHER-SE>                                          15,553
<TOTAL-LIABILITIES-AND-EQUITY>                     190,582
<INTEREST-LOAN>                                     10,020
<INTEREST-INVEST>                                    3,445
<INTEREST-OTHER>                                       521
<INTEREST-TOTAL>                                    13,986
<INTEREST-DEPOSIT>                                   5,234
<INTEREST-EXPENSE>                                   1,630
<INTEREST-INCOME-NET>                                7,122
<LOAN-LOSSES>                                            0
<SECURITIES-GAINS>                                      22
<EXPENSE-OTHER>                                      6,056
<INCOME-PRETAX>                                      3,376
<INCOME-PRE-EXTRAORDINARY>                           3,376
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                         2,226
<EPS-BASIC>                                           1.64
<EPS-DILUTED>                                         1.62
<YIELD-ACTUAL>                                        7.85
<LOANS-NON>                                            373
<LOANS-PAST>                                           167
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                      1,039
<ALLOWANCE-OPEN>                                     2,735
<CHARGE-OFFS>                                           12
<RECOVERIES>                                           159
<ALLOWANCE-CLOSE>                                    2,882
<ALLOWANCE-DOMESTIC>                                 2,882
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                  0


</TABLE>