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                                                                  Exhibit 10.2


                         UNITED STATES DISTRICT COURT
                       WESTERN DISTRICT OF PENNSYLVANIA
                              JOHNSTOWN DIVISION

--------------------------------------------
  JAMES E. ELLIS, GERALD BOOHER,
  MARK TILLER, RICHARD STASZAK,
  ANI WEAVER, JACK O'BRIEN and                    Case No. CV 06-00066
  JOSHUA DENT, on behalf of themselves
  and all others similarly situated,              Hon. Kim R. Gibson

                           Plaintiffs,            AMENDED JOINT STIPULATION OF
                                                  CLASS ACTION SETTLEMENT AND
                                                  RELEASE
                  v.

  EDWARD D. JONES & CO., L.P. and
  DOES 1 through 10, inclusive,



                           Defendants.
--------------------------------------------

         Plaintiffs James E. Ellis, Gerald Booher, Mark Tiller, Richard
Staszak, Ani Weaver, Jack O'Brien, and Joshua Dent, individually and on behalf
of all others similarly situated, and Defendant Edward D. Jones & Co., L.P.,
by and through their respective counsel of record, agree to resolve the
above-captioned case through this Amended Joint Stipulation of Class Action
Settlement and Release.

                                I. DEFINITIONS
                                --------------

         A. "CALIFORNIA ACTION" shall mean the class action currently pending
in the United States District Court for the Northern District of California
styled Randall Thill, individually and on behalf of all others similarly
situated v. Edward D. Jones & Co., L.P., Case No. 05-0238186.

         B. "CALIFORNIA CLASS" or "CALIFORNIA CLASS MEMBERS" shall mean the
named plaintiff and all individuals employed in the covered positions during
the covered period provided for as part of the Joint Stipulation of Class
Action Settlement and Release entered into between the parties to the
California Action.

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         C. "CALIFORNIA COURT" shall mean the United States District Court for
the Northern District of California.

         D. "CALIFORNIA JUDGMENT" shall mean entry of judgment granting final
approval of the California Settlement and the dismissal of the California
Action with prejudice.

         E. "CALIFORNIA SETTLEMENT" shall mean the settlement reached in the
California Action and memorialized by and through the California Stipulation.

         F. "CALIFORNIA STIPULATION" shall mean the Joint Stipulation of Class
Action Settlement and Release in the California Action.

         G. "CLAIM/EXCLUSION/OBJECTION DEADLINE" shall mean sixty (60) days
following the date the Notice of Class Action Settlement is mailed to National
Class Members by the Claims Administrator, as specified in Section IV of this
Stipulation.

         H. "CLAIM FORM" shall mean Exhibit 2 to this National Stipulation, or
any comparable form that is approved by the Parties and the Pennsylvania
Court. Exhibit 2 shall be filed with the Pennsylvania Court no later than
seven (7) days after the filing of the Parties' Motion for Preliminary
Approval of the National Settlement.

         I. "CLAIMS ADMINISTRATOR" shall mean Rust Consulting, or any other
administrator mutually agreed to by the Parties.

         J. "CLASS COUNSEL" shall mean the members of the Lead Counsel
Committee (the "LCC") created pursuant to the Pennsylvania Court's Order of
August 27, 2007.

         K. "CLASS REPRESENTATIVES" shall mean named Plaintiffs in the
National Action James E. Ellis, Gerald Booher, Mark Tiller, Richard Staszak,
Ani Weaver, Jack O'Brien, and Joshua Dent.

         L. "COMPENSABLE WORK MONTHS" shall mean the total number of full or
partial months a National Class Member was employed by Edward Jones in a
Covered Position for at

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least 15 calendar days during the Covered Period. For example, if a National
Class Member was employed as a Financial Advisor (a/k/a Investment
Representative) in Pennsylvania from January 1, 2004 to April 16, 2004, that
Class Member's Compensable Months would be four (4). Notwithstanding the
foregoing, in no event shall a National Class Member's Compensable Months be
less than one (1).

         M. "COVERED PERIOD" shall mean shall mean the following applicable
time periods:

            1. For National Class Members employed in a Covered Position
         in the Commonwealth of Pennsylvania, any time between March 16, 2003
         and the Preliminary Approval Date;

            2. For National Class Members employed in a Covered Position
         in the State of Ohio, any time between November 27, 2003 and the
         Preliminary Approval Date;

            3. For National Class Members employed in a Covered Position
         in the State of New York, any time between December 11, 2000 and the
         Preliminary Approval Date; and

            4. For National Class Members employed in any of the states
         within the United States with the exception of the States of
         California, Ohio, or New York, or the Commonwealth of Pennsylvania
         any time between August 16, 2003 and the Preliminary Approval Date.

         N. "COVERED POSITIONS" shall mean an individual's employment with
Edward Jones as a Financial Advisor (a/k/a Investment Representative) and/or
salaried or commissioned Financial Advisor Trainee.

         O. "EDWARD JONES" shall mean Defendant Edward D. Jones & Co., L.P.,
and include all of its former and present employees, officers, general
partners, limited partners,


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directors, agents, attorneys, parents, predecessors, successors, assigns,
subsidiaries, insurers, legal representatives, and related and/or affiliated
entities.

         P. "MONTHLY PAYMENT" shall mean the Net Settlement Amount divided by
the total number of Compensable Work Months for all National Class Members,
regardless of whether they file claims.

         Q. "NATIONAL ACTION" shall mean the above-styled consolidated
class/collective action currently pending in the United States District Court
for the Western District of Pennsylvania, styled James E. Ellis, et al. v.
Edward D. Jones & Co. L.P., Case No. 3:06-cv-00066-KRG. As consolidated, the
National Action incorporates the following four class/collective actions:
James Ellis v. Edward D. Jones & Co., L.P. (W.D. Pa. 2006), Gerald Booher v.
Edward D. Jones & Co., L.P. (W.D. Pa. 2006); Ani Weaver, on behalf of herself
and all others similar situated v. Edward D. Jones & Co., L.P. (W.D. Pa.
2007); and Jack O'Brien, Joshua Dent, individually and on behalf of all others
similarly situated v. Edward D. Jones & Co., L.P. (W.D. Pa. 2007).

         R. "NATIONAL CLASS" or "NATIONAL CLASS MEMBERS" shall mean all
individuals (including Class Representatives James E. Ellis, Gerald Booher,
Mark Tiller, Richard Staszak, Ani Weaver, Jack O'Brien, and Joshua Dent) who
are or were employed by Edward Jones in Covered Positions during the Covered
Period in any of the states within the United States, excluding the State of
California. The Parties hereby stipulate that the National Class excludes
individuals who are (or were) general partners of Edward Jones, but only for
that portion of the Covered Period during which they were a general partner.

         For purposes of the National Settlement, the National Class or
National Class Members shall include the following "NATIONAL SUBCLASSES":

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         a. "NATIONAL CLASS ONE" (State Law Class): All persons who were (or
are) employed by Edward Jones in any state except the States of California,
Mississippi, Alabama, and Florida, in Covered Positions during the Covered
Period.

         b. "NATIONAL CLASS TWO" (Federal Law Class): All persons who were (or
are) employed by Edward Jones in the States of Mississippi, Alabama, and
Florida in Covered Positions during the Covered Period.

         S. "NATIONAL JUDGMENT" shall mean entry of judgment granting final
approval of the National Settlement and dismissing the National Action with
prejudice.

         T. "NATIONAL SETTLEMENT" shall mean the settlement reached in the
National Action and memorialized by and through this document, the National
Stipulation.

         U. "NATIONAL STIPULATION" shall mean this document, the Amended Joint
Stipulation of Class Action Settlement and Release in the National Action.

         V. "NET SETTLEMENT AMOUNT" shall mean the net remainder of the
Settlement Fund, including all accrued interest, after attorneys' fees,
litigation costs and expenses, the Class Representatives' enhancement
payments, and claims administration costs are deducted.

         W. "NOTICE OF CLASS ACTION SETTLEMENT" or "NOTICE" shall mean Exhibit
1 to this National Stipulation, or any comparable Notice that is approved by
the Parties and the Pennsylvania Court. Exhibit 1 shall be filed with the
Pennsylvania Court no later than seven (7) days after the filing of the
Parties' Motion for Preliminary Approval of the National Settlement.

         X. "PARTICIPATING NATIONAL CLASS MEMBERS" shall mean National Class
Members who timely submit valid Claim Forms in the method and manner described
below in Section IV of this Stipulation.

         Y. "PARTIES" shall mean the Class Representatives, National Class
Members, and Edward Jones.


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         Z. "PENNSYLVANIA COURT" shall mean the United States District Court
for the Western District of Pennsylvania.

         AA. "PRELIMINARY APPROVAL DATE" shall mean the later of the date on
which the California Court enters an order granting preliminary approval of
the California Settlement, and the date on which the Pennsylvania Court enters
an order granting preliminary approval of the National Settlement.

         BB. "REQUEST FOR EXCLUSION FORM" shall mean Exhibit 3 or any
comparable form that is approved by the Parties and the Pennsylvania Court.
Exhibit 3 shall be filed with the Pennsylvania Court no later than seven (7)
days after the filing of the Parties' Motion for Preliminary Approval of the
National Settlement.

         CC. "SETTLEMENT ACCOUNT" shall mean an interest-bearing account at a
financial institution of Edward Jones' choosing into which the Settlement Fund
is to be deposited.

         DD. "SETTLEMENT FUND" shall mean the principal amount of Nineteen
Million Dollars ($19,000,000.00) in cash, plus interest earned on the
aforesaid amount while the funds are deposited in the Settlement Account.

         EE. "SETTLEMENT DOCUMENTS" shall collectively mean the Notice of
Class Action Settlement, Claim Form, Request for Exclusion Form, and a
postage-prepaid return envelope.

         FF. "SETTLEMENT EFFECTIVE DATE" shall mean the later of the following
dates: (1) thirty-one (31) days following the later of the California Judgment
or the National Judgment, provided that no notices of appeal are timely filed
for the California Judgment or National Judgment; or (2) if notice(s) of
appeal of the California Judgment and/or the National Judgment is/are timely
filed, the date the appeal in the California Action and/or the National Action
is/are dismissed or denied and the California Judgment and/or National
Judgment is/are no longer subject to appeal or other appellate review.

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                                 II. RECITALS
                                 ------------

         A. This National Stipulation resolves several class and/or collective
action lawsuits that seek recovery of overtime pay on behalf of individuals
who are or were employed by Edward Jones in Covered Positions during the
Covered Period throughout the United States, excluding the State of
California.

         B. On March 16, 2006, Plaintiff James E. Ellis filed suit against
Edward Jones in the Pennsylvania Court seeking overtime compensation pursuant
to Pennsylvania state wage and hour laws on behalf of himself and other
current and former Pennsylvania Edward Jones Financial Advisors (the "Ellis
Action"). Edward Jones filed an Answer in the Ellis Action on or about July 6,
2006.

         C. On March 31, 2006, Plaintiff Gerald Booher filed suit against
Edward Jones in the United States District Court for the Central District of
California seeking overtime compensation pursuant to federal and California
state wage and hour laws on behalf of himself and current and former Edward
Jones Financial Advisors nationwide (the "Booher Action"). The Booher
complaint was later amended to remove California state law claims and to add
Mark Tiller and Richard Staszak as named Plaintiffs. The Booher Action was
transferred to the Pennsylvania Court on July 20, 2006. On September 25, 2006,
the Pennsylvania Court consolidated the Booher and Ellis Actions at Case No.
CV 06-00066.

         D. On November 27, 2006, named Plaintiff Ani Weaver filed suit
against Edward Jones in the Court of Common Pleas of Montgomery County, Ohio
seeking overtime compensation pursuant to Ohio wage and hour laws on behalf of
herself and other current and former Ohio Edward Jones Financial Advisors and
Financial Advisor Trainees who have taken or trained to take securities
registration examinations at any time after January 1, 2000 (the "Weaver
Action"). The Weaver Action was removed to the United States District Court
for the


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Southern District of Ohio on December 22, 2006 and then transferred to the
Pennsylvania Court. On April 20, 2007, the Pennsylvania Court consolidated the
Weaver Action with the Ellis and Booher Actions at CV 06-00066.

         E. On December 11, 2006, named Plaintiffs Jack O'Brien and Joshua
Dent filed suit against Edward Jones in the United States District Court for
the Southern District of New York seeking overtime compensation under federal
wage and hour laws on behalf of current and former Edward Jones Financial
Advisors nationwide, and under New York wage and hour laws on behalf of
current and former New York Edward Jones Financial Advisors (the "O'Brien
Action"). The O'Brien Action was transferred to the Pennsylvania Court on
April 19, 2007 and consolidated with the Ellis, Booher, and Weaver Actions at
CV 06-00066 on May 23, 2007.

         F. As consolidated, the Ellis, Booher, Weaver, and O'Brien Actions
constitute the National Action that is the subject of this National
Stipulation and Settlement. On October 6, 2006, a Consolidated Amended
Complaint was filed on behalf of Plaintiffs Ellis, Booher, Tiller, and
Staszak. The Consolidated Amended Complaint asserted claims on behalf of all
similarly situated current and former Financial Advisors nationally for (1)
restitution of overtime wages due under the Fair Labor Standards Act, 29
U.S.C. section 201 et seq. ("FLSA"); and, (2) on behalf of Plaintiffs Ellis,
                   -------
Tiller and Staszak, and all similarly situated current and former Financial
Advisors in the Commonwealth of Pennsylvania, for unpaid overtime wages
pursuant to the Pennsylvania Minimum Wage Act of 1968 ("PMWA") as amended, 43
Pa. C.S.C. Section 333.1-1 et seq.; the Pennsylvania Minimum Wage Payment and
Collection Law ("WPCL") 43 Pa. C.S.A. Section 260.1 et seq.; and the
Pennsylvania Administrative Code (collectively, the PA Labor Laws").

         G. As part of this Settlement, Plaintiffs will file a Second
Consolidated Amended Complaint formally incorporating allegations specific to
the Weaver and O'Brien Actions. The


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Parties contemplate that such amendments shall specifically include
allegations of jurisdiction under the Class Action Fairness Act for all
National Class Members. Plaintiffs shall also formally incorporate the
following into the Second Consolidated Amended Complaint: (a) allegations and
claims brought pursuant to the applicable wage and hour law of each state; and
(b) allegations and claims brought pursuant to the consumer fraud, unfair
merchandising practices or comparable law of each state, with the alleged
violation of the FLSA serving as the predicate for such allegations and
claims. By and through these amendments, Plaintiffs shall seek relief that is
identical or comparable to the relief available under the FLSA, including but
not limited to back pay, interest, costs, liquidated damages, attorneys' fees,
injunctive relief and equitable relief. Plaintiffs' Second Consolidated
Amended Complaint shall be filed within seven (7) days of the filing of the
Parties' Motion for Preliminary Approval of the National Settlement.

         H. On October 19, 2005, the California Action was filed in California
state court. That action, which (among other things) asserts California state
wage-and-hour claims on behalf of current and former Edward Jones Financial
Advisors in the State of California, was later removed to, and is now pending
before, the California Court under the case style Randall Thill, individually
and on behalf of all others similarly situated v. Edward D. Jones & Co., L.P.,
Case No. 05-0238186.

         I. Subsequent to the filing of the Consolidated Amended Complaint in
this case, the parties conducted significant document discovery, which
resulted in the production of over 400,000 pages of documents and nearly 150
videotapes by Edward Jones.

         J. Representatives of the Parties in this case (as well as
representatives for the parties in the California Action) have participated in
two mediations in an effort to resolve both the National Action and the
California Action. On March 5 and 6, 2007, counsel for Ellis, Booher, Tiller
and Staszak, along with counsel for plaintiffs in the California Action,
participated


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in a settlement mediation in Atlanta conducted by Hunter Hughes, Esq., a
well-respected and accomplished labor and employment mediator. Edward Jones
was represented at the mediation by its national outside counsel and by its
general counsel. Though significant progress was made at the mediation, the
mediation was ultimately unsuccessful. Thereafter, Counsel for Ellis, Booher,
Tiller and Staszak, and counsel for Edward Jones continued to exchange
information after the mediation to facilitate additional settlement
negotiations.

         K. The second mediation occurred on July 11, 2007 before David A.
Rotman, Esq., another well-respected mediator. At the end of the second
mediation, the parties from both the National Action and the California Action
executed a document entitled "Memorandum of Agreement," which sets forth the
essential terms of both the National Settlement and the California Settlement.

         L. This National Stipulation and the exhibits attached hereto
constitute the entire agreement between the Parties and their counsel
concerning the National Action and the National Settlement. No extrinsic oral
or written representations or terms shall modify, vary or contradict the terms
of the National Stipulation. The California Settlement will be the subject of
a separate California Stipulation entered into in the California Action, and
will be administered by the California Court. Upon its execution by all
Parties in the National Action, and upon the execution of the California
Stipulation by the parties in the California Action, the National Stipulation
and the California Stipulation will supersede the July 11, 2007 Memorandum of
Agreement as it pertains to both the National Settlement and the California
Settlement. Both the National Stipulation and the California Stipulation are
contingent upon the approval and administration of both the National
Settlement and the California Settlement by the Pennsylvania Court and the
California Court, respectively.

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         M. There are no undisclosed side agreements between the Parties or
their counsel regarding the National Settlement. At all times, the
negotiations leading to the National Settlement were adversarial,
non-collusive, and at arm's-length.

         N. The Class Representatives believe the National Action is
meritorious based on alleged violations of the FLSA and the laws of the
Commonwealth of Pennsylvania and the States of New York and Ohio, and that the
National Action is appropriate for class action treatment. Edward Jones denies
any liability or wrongdoing of any kind associated with any of the facts or
claims alleged in the National Action. Class Counsel represents that they have
conducted a thorough investigation into the facts of this case, and have
diligently pursued an investigation of the National Class Members' claims
against Edward Jones. Based on their own independent investigation and
evaluation, Class Counsel are of the opinion that the National Settlement is
fair, reasonable, and adequate and is in the best interest of the National
Class Members in light of all known facts and circumstances, including the
risk of significant delay, and defenses asserted by Edward Jones. Edward Jones
agrees that the National Settlement is fair, reasonable, and adequate.

         O. The Parties agree that the Pennsylvania Court shall certify the
National Class described in Section I. R. above, solely for the purpose of
implementing the terms of the National Settlement.

                           III. TERMS OF SETTLEMENT
                           ------------------------

         A. Settlement Fund: The Settlement Fund under the National Settlement
            ---------------
shall be apportioned as follows: (1) Nineteen Million Dollars ($19,000,000.00)
less the sums set forth at (2) through (4) of this subparagraph A to pay the
timely and valid claims of Participating National Class Members; (2) up to
Four Million, Seven Hundred Fifty Thousand Dollars ($4,750,000.00) to pay
attorneys' fees and up to Seventy-Five Thousand Dollars ($75,000.00) in

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litigation costs and expenses to Class Counsel, subject to the Pennsylvania
Court's approval; (3) Fifteen Thousand Dollar ($15,000.00) enhancement
payments for each of the Class Representatives, subject to the Pennsylvania
Court's approval; and (4) up to Two Hundred and Twenty-Five Thousand Dollars
($225,000.00) to pay the Claims Administrator for administering the National
Settlement.

         B. Attorneys' Fees and Litigation Costs and Expenses: Class Counsel
            -------------------------------------------------
will move for an award of attorneys' fees equal to Four Million, Seven Hundred
Fifty Thousand Dollars ($4,750,000.00), which amount represents twenty-five
(25) percent of the Settlement Fund. Class Counsel will also move for
reimbursement of up to Seventy-Five Thousand Dollars ($75,000.00) in
litigation costs and expenses incurred to compensate Class Counsel for the
work already performed in the National Action and all work remaining to be
performed in documenting the National Settlement, securing the Pennsylvania
Court's approval of the National Settlement, administrating the National
Settlement, ensuring that the National Settlement is fairly administered and
implemented, and obtaining dismissal of the National Action with prejudice.
Any and all motions submitted by Class Counsel in this regard must be
consistent with the provisions of this Section. Edward Jones stipulates that
it will not oppose any motion seeking attorneys' fees or litigation costs and
expenses that is consistent with the provisions of this Section. Edward Jones
will issue an IRS Form 1099 to Class Counsel for any attorneys' fees and
litigation costs and expenses paid under this Section.

         C. Enhancements to Class Representatives: Conditioned upon the Class
            -------------------------------------
Representatives' execution of general releases in favor of Edward Jones, and
subject to approval by the Pennsylvania Court, Edward Jones agrees to pay each
of the seven (7) Class Representatives Fifteen Thousand Dollars ($15,000.00)
as an enhancement for their service as Class Representatives, in addition to
any payments they may otherwise receive as a National


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Class Members. Edward Jones will issue an IRS Form 1099 to each of the Class
Representatives for any enhancement payments paid under this Section. It shall
be Class Counsel's responsibility to file a motion with the Pennsylvania Court
seeking enhancement payments on behalf of the Class Representatives. Any and
all motions submitted by Class Counsel in this regard must be consistent with
the provisions of this Section. Edward Jones stipulates that it will not
oppose any motion seeking enhancement payments that are consistent with the
provisions of this Section.

         D. Distribution to National Class Members: The Net Settlement Amount
            --------------------------------------
shall be available for distribution to Participating National Class Members as
follows:

            1. Settlement payments shall only be available to Participating
National Class Members.

            2. Each Participating National Class Member will receive a
settlement payment equal to the Monthly Payment multiplied by his or her
Compensable Work Months, less the employee's share of taxes and withholding.
For example, if a Participating National Class Member was employed for 28
Compensable Work Months and the Monthly Payment is Forty Dollars ($40.00), he
or she would receive 28 x $40.00, or One Thousand One Hundred and Twenty
Dollars ($1,120.00), less the employee's share of taxes and withholding.

            3. For income and payroll tax purposes, the Parties agree that 50
percent of each settlement payment constitutes wages, and the remaining 50
percent of each settlement payment constitutes liquidated damages. Each
Participating National Class Member shall receive an IRS W-2 Form and an IRS
Form 1099 for any amounts paid under this Section, from either the Claims
Administrator or Edward Jones, as is appropriate. Edward Jones reserves the
right to provide such reporting to those Participating National Class Members
who are currently employed by it.

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         E. Deposit of Funds into Settlement Account: No later than five (5)
            ----------------------------------------
court days following the Preliminary Approval Date, Edward Jones will deposit
the Settlement Fund into the Settlement Account.

                       IV. NOTICE AND THE CLAIMS PROCESS
                       ---------------------------------

         A. The Parties designate Rust Consulting as the Claims Administrator.
The Claims Administrator will be responsible for locating National Class
Members, mailing the Notice of Class Action Settlement, collecting Claim
Forms, tracking returned Claim and Request for Exclusion Forms, responding to
Class Member inquiries, calculating the amounts due to each National Class
Member, issuing settlement checks, and performing such other duties as the
Parties may direct.

         B. No later than ten (10) court days following the Preliminary
Approval Date, Edward Jones will provide to Class Counsel and the Claims
Administrator an electronic database ("Database") containing the following
information with respect to each National Class Member: (1) his or her name;
(2) his or her last-known home address; (3) his or her last-known home
telephone number; (4) his or her social security number; and (5) his or her
dates of employment in each Covered Position during the Covered Period. The
Database will be true and correct to the best of Edward Jones' knowledge.
Neither Class Counsel nor the Claims Administrator shall use the Database for
any purpose other than to administer the National Settlement.

         C. No later than thirty (30) court days following the Preliminary
Approval Date, the Claims Administrator shall mail the Settlement Documents to
the last-known address for each National Class Member, as reflected in the
Database. Prior to the mailing, the Claims Administrator shall run the
addresses through the U.S. Postal Service's National Change of Address
database and update the Database as necessary.

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         D. Each Claim Form shall be pre-printed with the number of
Compensable Months that the National Class Member worked in a Covered Position
during the Covered Period according to Edward Jones' records.

         E. In addition to the Settlement Documents provided to National Class
Members by mail, the Parties will publish notice of the National Settlement in
a newspaper and/or trade publication of national circulation.

         F. In order to qualify as a Participating National Class Member and
receive a payment under the National Settlement, a National Class Member must
complete a Claim Form and timely submit that Form to the Claims Administrator
no later than the Claim/Exclusion/Objection Deadline. To be timely, Claim
Forms must be completed in full, and signed under penalty of perjury. The date
of submission of a Claim Form is deemed to be the date the Claim Form is
deposited in the U.S. Mail, postage pre-paid, as evidenced by the postmark.
The Claims Administrator shall review the Claim Form for timeliness and
completeness. In the event a Claim Form is timely but is not complete, the
Claims Administrator shall immediately notify the Class Member about the
deficiency, and the Class Member shall have until seventy (70) days following
the date of mailing of the Notice of Class Action Settlement to cure the
deficiency. Notwithstanding this paragraph, the Claims Administrator shall
have the discretion to honor any late, disputed or defective Claim Form upon a
showing of good cause by the Class Member and after consultation with the
Parties.

         G. With regard to any Settlement Documents that are returned to the
Claims Administrator as undeliverable, the Claims Administrator will perform
customary database searches or skip traces to locate a current address and, if
a current address is located, shall promptly re-mail the Settlement Documents.

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         H. If a National Class Member disagrees with the number of
Compensable Months pre-printed on his or her Claim Form, the Class Member must
write his or her correct dates of employment in each Covered Position during
the Covered Period and provide documents (e.g., check stubs, cancelled checks,
payroll documents, or registration records) evidencing his or her claim. The
Compensable Months listed on the Claim Form are presumed to be accurate unless
the Class Member proves otherwise. The Claims Administrator shall have the
final authority to decide the number of Compensable Months worked by a Class
Member, after consulting with the Parties.

         I. Any National Class Member who wishes to object to the National
Settlement must file a written objection with the Pennsylvania Court, with
copies to the Claims Administrator, Class Counsel, and Edward Jones' Counsel,
no later than the Claim/Exclusion/Objection Deadline. Unless otherwise ordered
by the Pennsylvania Court, National Class Members shall not be entitled to
speak at the final approval hearing unless they have filed and served a timely
written objection.

         J. Any National Class Member who wishes to be excluded from the
National Settlement must complete the Request for Exclusion Form and submit
that Form to the Claims Administrator no later than the
Claim/Exclusion/Objection Deadline. The date of submission is deemed to be the
date the form is deposited in the U.S. Mail, postage pre-paid, as evidenced by
the postmark. Any National Class Member who submits a timely and valid Request
for Exclusion shall receive no payment under this Settlement and shall not be
bound by the release set forth in Section V of this Stipulation.

         K. The Parties will not, either directly or indirectly, discourage
National Class Members from filing claims, nor will the Parties encourage
National Class Members to object to, or request exclusion from, the National
Settlement. However, the Claims Administrator has the


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right to contact National Class Members for the purpose of facilitating
participation in the National Settlement upon a timely and reasonable request
by any of the Parties. The Parties will provide the Claims Administrator with
a script for making such following up contacts.

         L. No later than ten (10) court days following the
Claim/Exclusion/Objection Deadline, the Claims Administrator shall fax or
email a report (the "Report") to Class Counsel and Edward Jones' Counsel
listing the following information: (1) the name and last-known address (as
updated through the claims administration process) of each Participating
National Class Member; (2) the name and last-known address of each National
Class Member who submitted a timely and valid Request for Exclusion Form; (3)
the overall percentage of National Class Members who submitted timely and
valid Request for Exclusion Forms; and (4) for each Participating National
Class Member (a) the gross settlement payment to that Participating National
Class Member as calculated in Section III.D, before deduction of the
employee's share of taxes and withholding; (b) the amount of the settlement
payment attributed to wages; (c) the amount of the settlement payment
attributed to liquidated damages; and (d) the net amount payable to the
Participating National Class Member, after deduction of the employee's share
of taxes and withholding.

         M. No later than five (5) court days following the Settlement
Effective Date, Edward Jones shall wire transfer the Settlement Fund
(including all interest that has accrued thereon) to the Claims Administrator.

         N. No later than ten (10) court days following the later of the
Settlement Effective Date or the date the Pennsylvania Court enters an Order
awarding enhancement payments to the Class Representatives, the Claims
Administrator shall pay to the Class Representatives the enhancements that are
awarded by the Pennsylvania Court from the Settlement Fund.

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         O. No later than ten (10) court days following the later of the
Settlement Effective Date or the date the Pennsylvania Court enters an Order
awarding attorneys' fees and/or litigation costs and expenses, the Claims
Administrator will pay to Class Counsel the attorney's fees and litigation
costs and expenses that are awarded by the Pennsylvania Court from the
Settlement Fund.

         P. No earlier than ten (10) court days following the Settlement
Effective Date, the Claims Administrator may deduct from the Settlement Fund
the fees and costs it has incurred in administering the National Settlement,
which amount shall not exceed $225,000.00.

         Q. No later than fifteen (15) court days following the Settlement
Effective Date, the Claims Administrator shall mail to each Participating
National Class Member, at his or her last-known address as reflected in the
Report, a settlement check representing the net amount listed on the Report.
In the event that any settlement check is returned to the Claims Administrator
as undeliverable, the Claims Administrator will use reasonable efforts to
locate a current address for the Participating National Class Member and, if a
current address is found, re-mail the check. The Claims Administrator shall be
responsible for remitting all necessary taxes and withholdings to the
appropriate governmental agencies; except that, Edward Jones understands and
agrees that it shall be solely responsible for paying the employer's share of
all applicable payroll taxes to the appropriate governmental agencies.

         R. Any settlement check that is not cashed within one hundred and
eighty (180) calendar days of its issuance by the Claims Administrator shall
be void. Notwithstanding the preceding sentence, if a Participating National
Class Member demonstrates to the reasonable satisfaction of the Claims
Administrator that he or she had good cause for failing to cash the check
within this 180-day period, and so informs the Claims Administrator within two
hundred and forty (240) calendar days following the Settlement Effective Date,
the Claims Administrator


                                      18

<PAGE>
<PAGE>

shall promptly reissue the check. Any settlement check that is re-issued by
the Claims Administrator under this paragraph will be void after three hundred
(300) calendar days following the Settlement Effective Date.

         S. Any portion of the Settlement Fund that remains in the possession
of the Claims Administrator as of three hundred and one (301) calendar days
following the Settlement Effective Date (including any uncashed or returned
settlement payments) shall be returned to Edward Jones.

                             V. RELEASE OF CLAIMS
                             --------------------

         A. Released State Law Claims - National Class One: The National Class
            ----------------------------------------------
Members in National Class One (other than those who file Request for Exclusion
Forms) hereby fully and finally release and discharge Edward Jones from any
and all "wage-and-hour" claims, as well as all rights, demands, liabilities,
claims, and causes of action of every nature, character, and description,
whether sounding in tort, contract, statute, or other applicable law, whether
known or unknown, whether anticipated or unanticipated, based on or relating
to the claims that were alleged, or which could have been alleged in the
National Action, for any type of relief, including, without limitation,
statutory, regulatory, wage order, constitutional, contractual, or common law
claims for wages, commissions, overtime pay, business expenses, deduction
reimbursement, bonuses, incentives, profit sharing, employee benefits,
damages, unpaid costs, penalties, liquidated damages, punitive damages,
interest, attorneys' fees, litigation costs and expenses, restitution, or
equitable relief, arising during the Covered Period, based on the following
categories of allegations:

            1. any and all claims stemming from or based on the alleged
         failure to pay any type of overtime wages under the laws of any
         state, excluding the State of California;

                                      19

<PAGE>
<PAGE>

            2. any and all claims stemming from or based on the alleged
         misclassification of employees as exempt employees under any law,
         excluding the laws of the State of California;

            3. any and all claims stemming from or based on the alleged
         failure to provide meal and/or rest periods under the laws of any
         state, excluding the State of California;

            4. any and all claims stemming from or based on the alleged
         improper assessment of costs, fines, penalties, trade errors, trade
         losses, charge backs or settlements against employees (i.e., wage
         deduction claims) including, without limitation, claims for improper
         trading error deductions, under the laws of any state, excluding the
         State of California;

            5. any and all claims stemming from or based on the alleged
         failure to reimburse, indemnify, cover, or pay for business expenses
         and/or costs, including, without limitation, claims for reimbursement
         of costs spent on or imposed for any type of business expense or
         support staff (i.e., business expense or business deduction claims)
         under the laws of any state, excluding the State of California;

            6. any and all claims stemming from or based on frequency of
         pay, wage statements, manner of payment, and/or record keeping under
         the laws of any state, excluding the State of California; and

            7. any and all claims for penalties or damages which
         allegedly arise from the claims described in subparagraphs (1)
         through (6) above, including, without limitation, the following types
         of relief: salary, bonuses, commissions, draws, trips, prizes,
         awards, incentives, profit sharing, vacation, employee benefits,
         overtime wages, minimum wages, meal and rest breaks, business
         expenses, and wage deductions.

                                      20

<PAGE>
<PAGE>

         B. The claims released under this Section V.A. shall be referred to
as the "Released State Law Claims," and shall include claims meeting the above
definition under any and all statutes or regulations of any state (excluding
the laws of the State of California), including, without limitation, those
asserted by Plaintiffs in their Second Amended Complaint, and those appearing
in the compendium of state specific wage and hour laws set forth in Exhibit 4
to this Stipulation. Exhibit 4 shall be filed with the Pennsylvania Court no
later than seven (7) days after the filing of the Parties' Motion for
Preliminary Approval of the National Settlement. National Class Members who
are in National Class One who fail to submit a timely request to be excluded
from the National Settlement shall be deemed to have released all Released
State Law Claims, and will be bound by all terms of this National Stipulation
and the final order approved and entered regarding the National Settlement by
the Pennsylvania Court.

         C. Released Federal Law Claims - National Class One and National
            -------------------------------------------------------------
Class Two.
---------

            1. Released Federal Claims - National Class One: In addition to the
               --------------------------------------------
Released State Law Claims outlined in Sections V.A and V.B of this
Stipulation, the National Class Members in National Class One (other than
those who file Request for Exclusion Forms) hereby fully and finally release
and discharge Edward Jones from any and all federal wage-and-hour claims,
rights, demands, liabilities and causes of action of every nature and
description arising during the Covered Period pursuant to the Fair Labor
Standards Act of 1938, as amended, 29 U.S.C. Section 201, et seq., and
applicable regulations, and/or pursuant to federal laws or regulations
asserted by Plaintiffs in their Second Consolidated Amended Complaint, whether
known or unknown, to the fullest extent permitted by law ("National Class One
Released Federal Law Claims"). National Class Members who are in National
Class One and who fail to submit a timely request to be excluded from the
National Settlement, shall be deemed, to the fullest extent permitted by law,
to have released, in addition to the Released State Law Claims, all federal
law


                                      21

<PAGE>
<PAGE>

claims as set out above, and will be bound by all terms of this National
Stipulation and the final order approved and entered regarding the National
Settlement by the Pennsylvania Court.

            2. Released Federal Claims - National Class Two: The National Class
               --------------------------------------------
Members in National Class Two who submit valid and timely Claim Forms
indicating their intent and consent to join the National Settlement hereby
fully and finally release and discharge the Edward Jones, upon final approval
of this National Settlement, from any and all federal wage-and-hour claims,
rights, demands, liabilities and causes of action of every nature and
description arising during the Covered Period pursuant to the Fair Labor
Standards Act of 1938, as amended, 29 U.S.C. Section 201, et seq., and/or
pursuant to federal laws or regulations asserted by Plaintiffs in their Second
Consolidated Amended Complaint, whether known or unknown ("National Class Two
Released Federal Law Claims").

         D. Released Claims - Class Representatives: The Class Representatives
            ---------------------------------------
hereby fully and finally release and discharge Edward Jones from any and all
claims, whether known or unknown, arising during the period from the beginning
of their respective dates of employment with Edward Jones to the Settlement
Effective Date (the "Class Representatives' Covered Period"), whether under
federal, state and/or local law, statute, ordinance, regulation, common law,
or other source of law; whether or not such claims are in the nature of claims
for damages, unpaid wages, premium pay, overtime pay, commissions, business
expenses, deduction reimbursement, bonuses, incentives, profit sharing,
employee benefits, unpaid costs, penalties, liquidated damages, punitive
damages, wage deductions, awards, missed meal periods, missed rest breaks, and
other alleged wage-and-hour violations, attorneys' fees or injunctive relief;
and whether sounding in contract or tort ("Class Representatives' Released
Claims") based on the following categories of allegations:

                                      22

<PAGE>
<PAGE>

            1. any and all claims stemming from or based on the alleged
         failure to pay any type of overtime wages under the laws of any
         state, excluding the State of California;

            2. any and all claims stemming from or based on the alleged
         misclassification of employees as exempt employees under any law,
         excluding the laws of the State of California;

            3. any and all claims stemming from or based on the alleged
         failure to provide meal and/or rest periods under the laws of any
         state, excluding the State of California;

            4. any and all claims stemming from or based on the alleged
         improper assessment of costs, fines, penalties, trade errors, trade
         losses, charge backs or settlements against employees (i.e., wage
         deduction claims) including, without limitation, claims for improper
         trading error deductions, under the laws of any state, excluding the
         State of California;

            5. any and all claims stemming from or based on the alleged
         failure to reimburse, indemnify, cover, or pay for business expenses
         and/or costs, including, without limitation, claims for reimbursement
         of costs spent on or imposed for any type of business expense or
         support staff (i.e., business expense or business deduction claims)
         under the laws of any state, excluding the State of California;

            6. any and all claims stemming from or based on frequency of
         pay, wage statements, manner of payment, and/or record keeping under
         the laws of any state, excluding the State of California; and

            7. any and all claims for penalties or damages which allegedly
         arise from the claims described in subparagraphs (1) through (6)
         above, including, without limitation, the following types of relief:
         salary, bonuses, commissions, draws, trips, prizes, awards,

                                      23

<PAGE>
<PAGE>

         incentives, profit sharing, vacation, employee benefits, overtime
         wages, minimum wages, meal and rest breaks, business expenses, and
         wage deductions.

         The Class Representatives' Released Claims include, but are not
limited to, claims arising from or dependent on federal and/or state laws or
regulations incorporated into the Second Consolidated Amended Complaint filed
by Plaintiffs and the following state and/or federal laws and regulations: The
Pennsylvania Minimum Wage Act, 43 Pa. Stat. Ann. Section 333.101 et seq.; the
Pennsylvania Wage Payment and Collection Law, 43 Pa. Stat. Ann. Section 231,
251, 2601.1 et seq., 291; and Title 34 of the Pennsylvania Administrative
Code, 34 Pa Code Section 231.1 et seq.; the Ohio Minimum Fair Wage Standards,
Ohio Rev. Code Ann. Section 4111.03, et seq., Ohio Rev. Code. Ann. Section
4111.09 - 99, Ohio Rev. Code Ann. Section 4113.15; the Minimum Wage Act, N.Y.
Lab. Law Section 650 et seq.; Article 6 of the New York Labor Law, Section 190
et seq.; the New York Human Rights Law, N.Y. Exec. Law Section 290 et seq.;
the New York City Human Rights Law, N.Y.C. Admin. Code Section 8-101 et seq.;
the New York Department of Regulations, 12 N.Y.C.R.R. Part 142; the Fair Labor
Standards Act, 29 U.S.C. Section 201 et seq.; and all of their implementing
regulations.

         E. Waiver of Unknown Claims. It is the desire of the Parties to
            ------------------------
fully, finally, and forever settle, compromise, and discharge all applicable
claims referenced in Sections V.A-D above, which were or which could have been
asserted in this National Action against Edward Jones, whether known or
unknown, liquidated or unliquidated. As a consequence, the Class
Representatives and each National Class Member may hereafter discover facts in
addition to or different from those which he or she now knows or believes to
be true with respect to the subject matter of the claims referenced in
Sections V.A-D, but the Class Representatives and each National Class Member,
upon the Settlement Effective Date, shall be deemed to have, and by operation
of the National Judgment shall have, fully, finally, and forever settled and
released any and all claims referenced in Section V.A-D above, whether known
or unknown, suspected or


                                      24

<PAGE>
<PAGE>

unsuspected, contingent or non-contingent, whether or not concealed or hidden,
which then exist, or heretofore have existed upon any theory of law or equity
now existing or coming into existence in the future, including, but not
limited to, conduct which is negligent, intentional, with or without malice,
or a breach of any duty, law or rule, without regard to the subsequent
discovery or existence of such different or additional facts. The National
Class Representatives acknowledge, and the National Class Members shall be
deemed by operation of the National Judgment to have acknowledged, that the
foregoing waiver was separately bargained for and a key element of the
Settlement of which this release is a part.

               VI. RIGHT TO WITHDRAW FROM NATIONAL STIPULATION
               -----------------------------------------------

         A. Either Party may withdraw from the National Stipulation upon the
occurrence of any of the following events, but only if the withdrawing Party
gives written notice to the other Parties no later than five (5) court days
following the event giving rise to the right to withdraw:

            1. The California Court enters an order denying with prejudice the
motion for preliminary approval of the California Settlement;

            2. The California Court enters an order denying with prejudice the
motion for final approval of the California Settlement;

            3. The Pennsylvania Court enters an order denying with prejudice
the motion for preliminary approval of the National Settlement;

            4. The Pennsylvania Court enters an order denying with prejudice
the motion for final approval of the National Settlement.

            5. The Claims Administrator reports pursuant to Section IV.J of the
California Stipulation and Section IV.L of the National Stipulation that more
than ten percent (10%) of the California and National Class Members combined
have timely requested exclusion from the California and National Settlements.

                                      25

<PAGE>
<PAGE>

         B. If a Party exercises its right to withdraw from the National
Stipulation in accordance with Section VI.A above, then:

            1. The National Stipulation shall be deemed void ab initio and of
                                                             ---------
no further force or effect;

            2. If the National Class described in Section I.R above has already
been certified, the Parties will jointly move, as soon as practicable, to
decertify the National Class; and

            3. The withdrawing Party shall pay the entire costs and fees of the
Claims Administrator incurred through the date of the Party's withdrawal. This
provision notwithstanding, the withdrawing Party may request that the
Pennsylvania Court order that the Parties bear their own costs or that the
non-withdrawing Party bear the cost of withdrawal, upon a showing of good
cause.

                             VII. CONFIDENTIALITY
                             --------------------

         A. The Parties and their counsel agree that, prior to the filing of
motions for preliminary approval in both the California Action and the
National Action or without the prior consent of all Parties to the California
Action and the National Action, the terms and conditions of both this
Stipulation and the California Stipulation shall be strictly confidential and
shall maintain the confidentiality of both Stipulations and both the
California and National Settlement negotiations. This provision
notwithstanding, Edward Jones reserves the right to make any and all
disclosures necessary for legal and/or regulatory requirements, and Parties to
both the California and the National Action have the right to make any and all
disclosures to the California Court and the Pennsylvania Court, respectively,
that are necessary to carry out or enforce the Memorandum of Agreement dated
July 11, 2007. Therefore, the Parties to the National Action agree not to seek
any media coverage or issue any press releases regarding the


                                      26

<PAGE>
<PAGE>

California or National Settlement negotiations or the California or National
Settlements absent the consent of all parties in both the California and the
National Action.

         B. Other than necessary disclosures made to the California Court or
the Pennsylvania Court, the fact of settlement and all related information
shall be held strictly confidential by the Class Representatives, Class
Counsel and their agents until the Preliminary Approval Date. After the
Preliminary Approval Date, the Class Representatives, Class Counsel, and their
agents may communicate with National Class Members for purposes of
administering the National Settlement as provided herein. However, the Parties
shall not issue or cause to be issued any statements to the media regarding
the California Settlement or the National Settlement or any of their terms
prior to final approval of both the California Settlement and the National
Settlement by the California Court and the Pennsylvania Court, respectively.

               VIII. RETURN OF ALL DOCUMENTS AND OTHER DISCOVERY
               -------------------------------------------------

         A. The Parties stipulate that all materials, documents, and other
discovery provided by Edward Jones to the Class Representatives, Class
Counsel, and/or National Class Members shall be destroyed and/or returned
within sixty (60) days following the Settlement Effective Date pursuant to the
terms of the Stipulated Protective Order agreed to by Class Counsel and
entered by the Court in the National Action. The Parties further acknowledge
reaffirm that the Stipulated Protective Order remains fully enforceable and
that they retain all rights and obligations outlined therein. Notwithstanding
the foregoing, Class Counsel who are licensed to practice in California may,
for purposes of complying with California ethical rules, retain discovery
materials for six (6) months and all remaining litigation materials for five
(5) years.

                         IX. MISCELLANEOUS PROVISIONS
                         ----------------------------

         A. Good Faith Representation of Compensable Work Months: Edward Jones
            ----------------------------------------------------
has represented in good faith that the total number of Compensable Work Months
that National Class


                                      27

<PAGE>
<PAGE>

Members were employed by Edward Jones in Covered Positions through December
31, 2006 is less than 360,000 selling months. Edward Jones understands that
the Class Representatives and Class Counsel have relied on this information in
entering into the National Settlement.

         B. Prohibition Against Retaliation, Discrimination, and Harassment of
            ------------------------------------------------------------------
National Class Members: Edward Jones shall not retaliate against, discriminate
----------------------
against, or harass any National Class Member as a result of that person's
participation in the National Action or the National Settlement.

         C. Representation of Parties and Consent: All of the Parties have
            -------------------------------------
been represented by counsel throughout all negotiations which preceded the
execution of the National Stipulation, and this Stipulation is made with the
consent and advice of counsel.

         D. Notices to Party Representatives: Any notices that are required or
            --------------------------------
authorized under this Stipulation shall be in writing and faxed, emailed, or
personally served to the following Party representatives:

TO CLASS COUNSEL:                           TO EDWARD JONES:

Gary F. Lynch, Esq.                         David M. Harris, Esq.
Carlson Lynch                               Greensfelder, Hemker & Gale, P.C.
36 N. Jefferson Street                      10 South Broadway, Ste. 2000
P.O. Box 7635                               St. Louis, MO 63102
New Castle, PA 16107                        Tel: (314) 241-9090
Tel: (724) 656-1555                         Fax: (314) 241-8624
Fax: (724) 656-1556                         Email: dmh@greensfelder.com
Email: glynch@carlsonlynch.com

         E. Appellate Review: The Class Representatives and Edward Jones waive
            ----------------
their right to seek any form of appellate review over any order or judgment
that is consistent with the terms of the National Stipulation. Notwithstanding
the preceding sentence: (1) Class Counsel shall have the right (but not the
obligation) to appeal any award of attorneys' fees or litigation costs and
expenses that is less than the amounts provided in Section III.B of this
Stipulation; and (2)


                                      28

<PAGE>
<PAGE>

the Class Representatives shall have the right (but not the obligation) to
appeal any enhancement awards that are less than the amounts provided for in
Section III.C of this Stipulation. However, any such appeal, if taken, shall
not otherwise affect the binding nature of the National Settlement.

         F. Amendments and Modifications: The National Stipulation may not be
            ----------------------------
modified or amended except in writing, signed by a duly authorized
representative of each Party, and approved by the Pennsylvania Court.

         G. Diligence: The Parties and their respective attorneys shall
            ---------
proceed diligently to prepare and execute all documents, seek all necessary
approvals from the Pennsylvania Court, and do all other things reasonably
necessary to consummate the National Settlement.

         H. Governing Law and Continuing Jurisdiction: The National
            -----------------------------------------
Stipulation shall be subject to, governed by, construed, enforced, and
administered in accordance with the laws of the Commonwealth of Pennsylvania,
both in its procedural and substantive aspects, and shall be subject to the
continuing jurisdiction of the Pennsylvania Court. The Pennsylvania Court
shall have the authority to consider, rule upon, and issue a final order with
respect to any dispute between the Parties or between one or more of the
Parties and third persons or entities arising from this Stipulation. This
Stipulation shall be construed as a whole according to its fair meaning and
intent, and not strictly for or against either Party, regardless of who
drafted or who was principally responsible for drafting this Stipulation or
any specific term or condition thereof.

         I. Counterparts: The National Stipulation may be executed in one or
            ------------
more counterparts. Fax signatures shall be deemed as effective as originals.

         J. Costs and Fees Due to Settlement Enforcement: In the event that
            --------------------------------------------
legal action arises out of the National Stipulation or is necessary to enforce
any of the terms or provisions of


                                      29

<PAGE>
<PAGE>

this Stipulation, the prevailing party in the action shall be entitled to
recover its reasonable attorneys' fees and costs.

         K. Authorization to Enter into National Stipulation: Each individual
            ------------------------------------------------
signing the National Stipulation warrants that he or she is expressly
authorized to enter into the National Stipulation on behalf of the Party for
which that individual signs.

         L. National Settlement Not Conditioned on Fee, Expense, or
            -------------------------------------------------------
Enhancement Payment Awards: The effectiveness of the National Settlement is
--------------------------
not conditioned upon any specific attorney fee award, litigation costs and
expenses award, or enhancement payment award by the Pennsylvania Court.

         M. National Settlement Inadmissible Under Federal and State Law: The
            ------------------------------------------------------------
Parties understand and agree that the National Settlement represents a
compromise of disputed claims. Nothing contained in the National Stipulation,
nor the fact of this Stipulation itself, shall be construed as an admission of
liability or wrongdoing on the part of Edward Jones. Pursuant to Federal Rule
of Evidence 408 and analogous state law provisions, this Stipulation, and the
exhibits hereto, shall be inadmissible in any proceeding, except as necessary
to effectuate the National Settlement.

         N. Severability: If, for any reason, any provision of this
            ------------
Stipulation is determined to be invalid or unenforceable, the remaining
provisions of this Stipulation nevertheless shall be construed, performed, and
enforced as if the invalidated or unenforceable provision had not been in the
text of the Stipulation.

         O. CAFA Notice to Attorneys General: Edward Jones shall serve upon
            --------------------------------
the appropriate state official of each state in which a National Class Member
resides and the Attorney General of the United States notice of the proposed
National Settlement in compliance with the requirements of Class Action
Fairness Act of 2005, 28 U.S.C. Section 1715, in the form


                                      30

<PAGE>
<PAGE>

attached as Exhibit 5. Exhibit 5 shall be filed with the Pennsylvania Court no
later than seven (7) days after the filing of the Parties' Motion for
Preliminary Approval of the National Settlement.

         IN WITNESS WHEREOF, the undersigned have executed this Stipulation as
of the date indicated below:

Dated: October 3, 2007              /s/ Gary F. Lynch
                                    ----------------------------------------
                                    GARY F. LYNCH, ESQ.
                                    Class Counsel
                                    On behalf of Plaintiff James E. Ellis

Dated: October 4, 2007              /s/ Gerald Wells, III
                                    ----------------------------------------
                                    GERALD WELLS, III, ESQ.
                                    Class Counsel
                                    On behalf of Plaintiffs Gerald Booher,
                                    Mark Tiller, and Richard Staszak

Dated: October 4, 2007              /s/ Steven D. Bell
                                    ----------------------------------------
                                    STEVEN D. BELL, ESQ.
                                    Class Counsel
                                    On behalf of Plaintiff Ani Weaver

Dated: October 4, 2007              /s/ Scott Cole
                                    ----------------------------------------
                                    SCOTT COLE, ESQ.
                                    Class Counsel
                                    On behalf of Plaintiffs Jack O'Brien and
                                    Joshua Dent

Dated: October 4, 2007              GREENSFELDER, HEMKER & GALE, P.C.

                                    /s/ David M. Harris
                                    ----------------------------------------
                                    DAVID M. HARRIS, ESQ.
                                    On behalf of Defendant Edward D. Jones
                                    & Co., L.P.

                                    /s/ Timothy M. Huskey
                                    ----------------------------------------
                                    TIMOTHY M. HUSKEY, ESQ.
                                    On behalf of Defendant Edward D. Jones
                                    & Co., L.P.


                                      31



<PAGE>
<PAGE>

                       NOTICE OF CLASS ACTION SETTLEMENT
         Ellis v. Edward D. Jones & Co., L.P., CV 06-00066 (W.D. Pa.)
         -------------------------------------

ATTENTION:   THIS NOTICE EXPLAINS YOUR POSSIBLE RIGHT TO RECOVER MONEY AS
----------
THE RESULT OF A $19 MILLION CLASS ACTION SETTLEMENT REACHED ON BEHALF OF
INDIVIDUALS WHO ARE OR WERE EMPLOYED BY EDWARD D. JONES & CO., L.P. ("EDWARD
JONES") IN THE POSITIONS OF FINANCIAL ADVISOR (A/K/A INVESTMENT
REPRESENTATIVE) AND/OR SALARIED OR COMMISSIONED FINANCIAL ADVISOR TRAINEE
(COLLECTIVELY THE "COVERED POSITIONS") IN ANY STATE WITHIN IN THE UNITED
STATES EXCEPT THE STATE OF CALIFORNIA. ACCORDING TO EDWARD JONES' RECORDS, YOU
ARE A MEMBER OF THE CLASS.

THE DEADLINE FOR EITHER FILING A CLAIM UNDER THE SETTLEMENT, EXCLUDING
YOURSELF FROM THE SETTLEMENT, OR OBJECTING TO THE SETTLEMENT IS [***INSERT
CLAIM/EXCLUSION/OBJECTION DEADLINE***].

PLEASE READ THIS NOTICE CAREFULLY.

I.       WHAT THE CASES ARE ABOUT
         ------------------------

         The settlement described in this Notice (referred to herein as the
"National Settlement") resolves four class and/or collective action lawsuits
that seek recovery of overtime pay on behalf of individuals who are or were
employed by Edward Jones in Covered Positions in any state within the United
States (excluding the State of California) during the "Covered Period"
(defined below in Section IV.A of this Notice).

         The first of these lawsuits, Ellis v. Edward D. Jones & Co., L.P.
(the "Ellis Action"), was filed in the United States District Court for the
Western District of Pennsylvania on March 16, 2006. The Ellis Action sought
overtime compensation pursuant to Pennsylvania state wage and hour laws on
behalf of current and former Edward Jones Financial Advisors in the
Commonwealth of Pennsylvania.

         The second of these lawsuits, Booher v. Edward D. Jones & Co., L.P.
(the "Booher Action"), was filed in the United States District Court for the
Central District of California on March 31, 2006. The Booher Action was
amended to assert only federal wage and hour claims on behalf of current and
former Edward Jones Financial Advisors nationwide. On July 20, 2006, the
Booher Action was transferred to the United States District Court for the
Western District of Pennsylvania, where it was eventually consolidated with
the Ellis Action.

         The third of these lawsuits, Weaver v. Edward D. Jones & Co., L.P.
(the "Weaver Action"), was filed in the Court of Common Pleas of Montgomery
County, Ohio on November 27, 2006. The Weaver Action sought overtime
compensation pursuant to Ohio wage and hour laws on behalf of current and
former Edward Jones Financial Advisors and Financial Advisor Trainees in the
State of Ohio. On December 22, 2006, the Weaver Action

                                      1


<PAGE>
<PAGE>

was removed to the United States District Court for the Southern District of
Ohio. The Weaver Action was then transferred to the United States District
Court for the Western District of Pennsylvania, where it was eventually
consolidated with the Ellis and Booher Actions.

         The fourth of these lawsuits, O'Brien v. Edward D. Jones & Co., L.P.
(the "O'Brien Action"), was filed in the United States District Court for the
Southern District of New York on December 11, 2006. The O'Brien Action sought
overtime compensation pursuant to federal wage and hour laws on behalf of
current and former Edward Jones Financial Advisors nationwide and pursuant to
New York wage and hour laws on behalf of current and former Financial Advisors
in the State of New York. The O'Brien Action was later transferred to the
Western District of Pennsylvania and then consolidated with the Ellis, Booher,
and Weaver Actions.

         Collectively, the Ellis, Booher, Weaver, and O'Brien Actions are
referred to herein as the "National Action." In general, the National Action
claims that Edward Jones should have paid employees in Covered Positions
overtime pay because they did not qualify as "exempt" under federal and/or
state wage and hour laws. Edward Jones denies all of these allegations,
including but not limited to the allegation that employees in Covered
Positions are entitled to overtime pay and/or exempt under federal and/or
state law.

         The parties have conducted extensive discovery and investigation and
have exchanged detailed information about the claims, defenses, and alleged
damages at issue in the National Action. The settlement described in this
Notice (the "National Settlement") was reached after several months of
negotiations, with the assistance of two independent mediators. The terms of
the National Settlement, as well as the procedure for receiving a settlement
payment, are described below.

II.      CLASS COUNSEL RECOMMEND THE SETTLEMENT
         --------------------------------------

         The law firms that represent the class (listed in Section IV.A below)
recommend that the class accept the National Settlement. The claims alleged in
the National Action are novel and highly technical. For instance, there is no
reported court decision that holds that stockbrokers are entitled to overtime
pay. To the contrary, at least one U.S. District Court and the U.S. Department
of Labor have concluded that, in some cases, stockbrokers are not entitled to
                                                              ---
overtime pay under federal law. In other words, the claims alleged in the
National Action are highly uncertain. Furthermore, even if the class obtained
a favorable judgment in the District Court for the Western District of
Pennsylvania, that judgment would likely be tied up for several years on
appeal. Recently, the Ninth Circuit Court of Appeal reversed a $52.5 million
judgment for plaintiffs in an overtime class action involving insurance claims
adjusters. In light of the substantial risk that the class might not receive
anything at all if the National Action proceeded to trial, Class Counsel
believe that the National Settlement is in the best interests of the class.


                                      2


<PAGE>
<PAGE>

III.     THERE ARE NO ADVERSE CONSEQUENCES OF MAKING A CLAIM
         ---------------------------------------------------

         Under federal law, it is illegal for Edward Jones to retaliate or
take any adverse action against a class member who makes a claim under the
National Settlement. Edward Jones has a policy against such retaliation and
also has agreed, as a term of the National Settlement, that it will comply
with the law.

         Furthermore, your decision to accept or refuse money under the
National Settlement will have no effect on Edward Jones' current or future
compensation plans.

IV.      TERMS OF THE SETTLEMENT
         -----------------------

         The terms of the National Settlement are as follows:

    A. PERSONS ELIGIBLE TO RECOVER UNDER THE FEDERAL SETTLEMENT: You are
       --------------------------------------------------------
eligible to receive money under the National Settlement, and are
therefore deemed a "National Class Member," if you were employed by
Edward Jones in a Covered Position in any state within the United States
(excluding the State of California) during the following applicable time
periods (collectively referred to as the "Covered Period"):

         1. For individuals employed in Covered Positions in the Commonwealth
of Pennsylvania, any time between March 16, 2003 and [***INSERT PRELIMINARY
APPROVAL DATE***];

         2. For individuals employed in Covered Positions in the State of
Ohio, any time between November 27, 2003 and [***INSERT PRELIMINARY APPROVAL
DATE***];

         3. For individuals employed in Covered Positions in the State of New
York, any time between December 11, 2000 and [***INSERT PRELIMINARY APPROVAL
DATE***];

         4. For individuals employed in Covered Positions in any state within
the United States other than the States of California, Ohio, or New York, or
the Commonwealth of Pennsylvania, any time between August 16, 2003 and
[***INSERT PRELIMINARY APPROVAL DATE***].

    B. ATTORNEYS REPRESENTING THE CLASS ("CLASS COUNSEL"): The Court has
       --------------------------------------------------
appointed the following attorneys to represent the class:

         Gary F. Lynch, Esq.             Gerald D. Wells, III, Esq.
         Carlson Lynch Ltd               Schiffrin Barroway Topaz & Kessler LLP
         36 N. Jefferson Street,         280 King of Prussia Road
         P.O. Box 7635                   Radnor, PA 19087
         New Castle, PA 16107            Tel: (610) 667-7706
         Tel.: (724) 656-1555            Fax: (610) 667-7056
         Fax: (724) 656-1556


                                      3


<PAGE>
<PAGE>

         Steven D. Bell, Esq.            Scott Cole, Esq.
         Steven D. Bell Co., LPA         Scott Cole & Associates, APC
         8803 Brecksville Road           The World Savings Tower
         Suite 11                        1970 Broadway, 9th Floor
         Brecksville, OH 44141           Oakland, California 94612
         Tel.: (216) 925-5484            Tel.: (510) 891-9800
         Fax: (216) 925-5480             Fax: (510) 891-7030

    C. TOTAL SETTLEMENT AMOUNT: Edward Jones will deposit Nineteen
       -----------------------
Million Dollars and No Cents ($19,000,000.00) (the "Settlement Fund")
into an interest-bearing account at a financial institution of Edward
Jones' choosing. The Settlement Fund, along with the interest accrued
thereon, will be used to make settlement payments to Participating
National Class Members (defined below), and to pay attorneys' fees,
litigation costs and expenses of Class Counsel, enhancement payments to
named plaintiffs, and the costs of claims administration.

    D. ATTORNEYS' FEES, LITIGATION COSTS AND EXPENSES, AND ENHANCEMENT
       ---------------------------------------------------------------
PAYMENTS: Class Counsel will ask the Court to award attorneys' fees equal
--------
to Four Million, Seven Hundred Fifty Thousand Dollars and No Cents
($4,750,000.00), which amount represents 25 percent of the Settlement
Fund, plus up to Seventy-Five Thousand Dollars and No Cents ($75,000.00)
in litigation costs and expenses incurred in prosecuting the National
Action on behalf of the class. In addition, Class Counsel will ask the
Court to authorize enhancement payments of Fifteen Thousand Dollars and
No Cents ($15,000.00) to each of the seven (7) named plaintiffs in the
National Action for their services as Class Representatives, as well as
their willingness to accept the risk of an unsuccessful outcome in this
litigation. The attorneys' fees, litigation costs and expenses, and
enhancement payments approved by the Court will be deducted from the
Settlement Fund under the National Settlement.

    E. CLAIMS ADMINISTRATION COSTS: Subject to Court approval, the Claims
       ---------------------------
Administrator will be allotted a reasonable fee, not to exceed Two
Hundred and Twenty-Five Thousand Dollars ($225,000.00). This amount will
be paid from the Settlement Fund.

    F. ALLOCATION OF SETTLEMENT AMOUNT: After the Claims Administrator
       -------------------------------
deducts the court-approved attorneys' fees, litigation costs and
expenses, and enhancement payments, and the costs of claims
administration from the Settlement Fund, the net settlement amount
remaining (the "Net Settlement Amount") will be divided among all
"Participating National Class Members" as follows:

         1. "Participating National Class Members" means all National Class
Members who file timely Claim Forms with the Claims Administrator. For more
information on how to submit a Claim Form, see Section V.A of this Notice.

         2. Each Participating National Class Member will receive a settlement
payment equal to the "Monthly Payment" multiplied by the number of
"Compensable


                                      4


<PAGE>
<PAGE>

Work" Months he or she was employed in a Covered Position during the Covered
Period, less his or her share of taxes and withholding.

         a. "Compensable Work Month" means a month in which the Participating
National Class Member was employed in a Covered Position for at least 15
calendar days. For example, if you were employed as a Financial Advisor in
Pennsylvania between January 1, 2004 and September 14, 2004, your Compensable
Work Months would be 8.

         b. The "Monthly Payment" will be calculated by dividing the Net
Settlement Amount by the total number of Compensable Work Months for all
National Class Members, regardless of whether they file claims.

         c. By way of example, if you worked eight (8) Compensable Work Months
and the Monthly Payment is Fifty Dollars and No Cent ($50.00), your
settlement payment would be 8 x $ 50.00 = $ 400.00 (less your share of taxes
and withholding).

    G. RELEASE OF CLAIMS: Upon the effective date of the National
       -----------------
Settlement:

         1. RELEASED STATE LAW CLAIMS - NATIONAL CLASS ONE: All individuals
            ----------------------------------------------
who were (or are) employed by Edward Jones in Covered Positions during the
Covered Period in any state except the States of California, Mississippi,
Alabama, or Florida ("National Class One")(other than those who file Request
for Exclusion Forms) will be deemed to have fully and finally released and
discharged Edward Jones from any and all "wage-and-hour" claims, as well as
all rights, demands, liabilities, claims, and causes of action of every
nature, character, and description, whether sounding in tort, contract,
statute, or other applicable law, whether known or unknown, whether
anticipated or unanticipated, based on or relating to the claims that were
alleged, or which could have been alleged in the National Action, for any type
of relief, including, without limitation, statutory, regulatory, wage order,
constitutional, contractual, or common law claims for wages, commissions,
overtime pay, business expenses, deduction reimbursement, bonuses, incentives,
profit sharing, employee benefits, damages, unpaid costs, penalties,
liquidated damages, punitive damages, interest, attorneys' fees, litigation
costs and expenses, restitution, or equitable relief, arising during the
Covered Period, based on the following categories of allegations:

         1.   any and all claims stemming from or based on the alleged failure
              to pay any type of overtime wages under the laws of any state,
              excluding the State of California;

         2.   any and all claims stemming from or based on the alleged
              misclassification of employees as exempt employees under any
              law, excluding the laws of the State of California;

         3.   any and all claims stemming from or based on the alleged failure
              to provide meal and/or rest periods under the laws of any state,
              excluding the State of California;

                                      5


<PAGE>
<PAGE>

         4.   any and all claims stemming from or based on the alleged
              improper assessment of costs, fines, penalties, trade errors,
              trade losses, charge backs or settlements against employees
              (i.e., wage deduction claims) including, without limitation,
              claims for improper trading error deductions, under the laws of
              any state, excluding the State of California;

         5.   any and all claims stemming from or based on the alleged failure
              to reimburse, indemnify, cover, or pay for business expenses
              and/or costs, including, without limitation, claims for
              reimbursement of costs spent on or imposed for any type of
              business expense or support staff (i.e., business expense or
              business deduction claims) under the laws of any state,
              excluding the State of California;

         6.   any and all claims stemming from or based on frequency of pay,
              wage statements, manner of payment, and/or record keeping under
              the laws of any state, excluding the State of California; and

         7.   any and all claims for penalties or damages which allegedly
              arise from the claims described in subparagraphs (1) through (6)
              above, including, without limitation, the following types of
              relief: salary, bonuses, commissions, draws, trips, prizes,
              awards, incentives, profit sharing, vacation, employee benefits,
              overtime wages, minimum wages, meal and rest breaks, business
              expenses, and wage deductions.

         These released claims shall be referred to as the "Released State Law
Claims," and shall include claims meeting the above definition under any and
all statutes or regulations of any state (excluding the laws of the State of
California), including, without limitation, those asserted in the Second
Amended Complaint filed in the National Action, and those appearing in the
compendium of state specific wage and hour laws set forth in Exhibit 4 to the
"Amended Joint Stipulation of Class Action Settlement and Release,"which is
currently on file with the Court and attached to the accompanying Notice of
Class Action Settlement provided to me in this case. National Class Members
who are in National Class One who fail to submit a timely request to be
excluded from the National Settlement shall be deemed to have released all
Released State Law Claims, and will be bound by all terms of the National
Settlement and the final order approved and entered regarding the National
Settlement by the Court.

         2. RELEASED FEDERAL LAW CLAIMS - NATIONAL CLASS ONE AND NATIONAL
            -------------------------------------------------------------
            CLASS TWO:
            ---------

         a. RELEASED FEDERAL CLAIMS - NATIONAL CLASS ONE: In addition to the
            --------------------------------------------
Released State Law Claims outlined above in Section IV.G.1 of this Notice and
in Exhibit 4 to the "Amended Joint Stipulation of Class Action Settlement and
Release" filed with the Court and attached hereto for reference, the National
Class Members in National Class One (other than those who file Request for
Exclusion Forms) hereby fully and finally release and discharge Edward Jones
from any and all federal wage-and-hour claims, rights, demands, liabilities
and causes of action of every nature and description arising during the
Covered Period pursuant to


                                      6


<PAGE>
<PAGE>

the Fair Labor Standards Act of 1938, as amended, 29 U.S.C. Section 201, et
seq., and applicable regulations, and/or pursuant to federal laws or
regulations asserted in the Second Consolidated Amended Complaint filed in the
National Action, whether known or unknown, to the fullest extent permitted by
law ("National Class One Released Federal Law Claims"). In other words,
National Class Members who are in National Class One and who fail to submit a
timely request to be excluded from the National Settlement, shall be deemed,
to the fullest extent permitted by law, to have released, in addition to the
Released State Law Claims, all federal law claims as set out above, and will
be bound by all terms of the National Settlement and the final order approved
and entered regarding the National Settlement by the Court.

         b. RELEASED FEDERAL CLAIMS - NATIONAL CLASS TWO: All individuals who
            --------------------------------------------
were (or are) employed by Edward Jones in the States of Mississippi, Alabama,
or Florida in Covered Positions during the Covered Period ("National Class
Two") and who submit valid and timely Claim Forms, thereby indicating their
intent and consent to join the National Settlement, will be deemed to have
fully and finally released and discharged Edward Jones from any and all
federal wage-and-hour claims, rights, demands, liabilities and causes of
action of every nature and description arising during the Covered Period
pursuant to the Fair Labor Standards Act of 1938, as amended, 29 U.S.C.
Section 201, et seq., and/or pursuant to federal laws or regulations asserted
in the Second Consolidated Amended Complaint filed in the National Action,
whether known or unknown, to the fullest extent permitted by law ("National
Class Two Released Federal Law Claims").

              3. ALL NATIONAL CLASS MEMBERS - WAIVER OF UNKNOWN CLAIMS: It is
                 -----------------------------------------------------
the desire of the Parties to fully, finally, and forever settle, compromise,
and discharge all applicable claims referenced above in Sections IV.G.1 and
IV.G.2 of this Notice, which were or which could have been asserted in this
National Action against Edward Jones, whether known or unknown, liquidated or
unliquidated. As a consequence, each National Class Member may hereafter
discover facts in addition to or different from those which he or she now
knows or believes to be true with respect to the subject matter of the claims
referenced in Sections IV.G.1 and IV.G.2 , but each National Class Member,
upon the Settlement's effective date, shall be deemed to have, and by
operation of the final order approved and entered regarding the National
Settlement by the Court shall have, fully, finally, and forever settled and
released any and all released claims, known or unknown, suspected or
unsuspected, contingent or non-contingent, whether or not concealed or hidden,
which then exist, or heretofore have existed upon any theory of law or equity
now existing or coming into existence in the future, including, but not
limited to, conduct which is negligent, intentional, with or without malice,
or a breach of any duty, law or rule, without regard to the subsequent
discovery or existence of such different or additional facts. National Class
Members shall be deemed by operation of the final order approved and entered
regarding the National Settlement by the Court to have acknowledged, that the
foregoing waiver was separately bargained for and a key element of the
settlement of which this release is a part.

     V. YOUR RIGHTS AS A CLASS MEMBER.
        -----------------------------

         You have the right to: (A) elect to accept the benefits of the
National Settlement; or (B) object to the National Settlement; or (C) exclude
                     --                                        --
yourself from the National Settlement. If you


                                      7


<PAGE>
<PAGE>

elect to accept the benefits of the National Settlement (option A), you will
be represented at no cost to yourself by Class Counsel. Class Counsel cannot
represent you if you choose to object to any aspect of the National Settlement
(option B). You may retain counsel at your own expense to represent you if you
wish. UNLESS YOU EXCLUDE YOURSELF FROM THE SETTLEMENT, YOU WILL BE BOUND BY
THE TERMS OF THE SETTLEMENT.

         A. TO RECEIVE MONEY UNDER THE NATIONAL SETTLEMENT: In order to
            ----------------------------------------------
receive money under the National Settlement, you must fill out and return by
mail the enclosed Claim Form (the GREEN document) to the Claims Administrator
at the following address:

                       EDWARD JONES Claims Administrator
                              c/o Rust Consulting
                     [INSERT ADDRESS AND TOLL-FREE NUMBER]

YOUR CLAIM FORM MUST BE POSTMARKED NO LATER THAN [***INSERT
CLAIM/OBJECTION/EXCLUSION DEADLINE***]. If your Claim Form is not postmarked
by that date, you will not receive a settlement payment but you will be bound
by the terms of the National Settlement if it is approved by the Court. If the
Claim Form is sent from within the United States, it must be sent through the
United States Postal Service by first class U.S. Mail or the equivalent. Do
not use a postage meter because that may not result in a postmark appearing on
the envelope containing your Claim Form. If you lose, misplace, or require
another Claim Form, you should contact the Claims Administrator as set forth
above.

         B. TO OBJECT TO THE NATIONAL SETTLEMENT: If you disagree with any
            ------------------------------------
part of the National Settlement, you may object to the Settlement. To object,
you must file a written objection that clearly explains the basis for your
objection and file that objection in the Office of the Clerk, U.S. District
Court for the Western District of Pennsylvania, located at Penn Traffic
Building, 319 Washington Street, Johnstown, PA 15901 on or before [***INSERT
CLAIM/OBJECTION/EXCLUSION DEADLINE***] with copies to the following attorneys:

         CLASS COUNSEL                  EDWARD JONES' COUNSEL
         -------------                  ---------------------
         Gary F. Lynch, Esq.            David M. Harris, Esq.
         Carlson Lynch Ltd.             Greensfelder, Hemker & Gale, P.C.
         P.O. Box 7635                  10 S. Broadway, Suite 2000
         36 N. Jefferson Street         St. Louis, MO 63102
         New Castle, PA 16107

         Any written objection must also state your full name, address, and
the dates of your employment with Edward Jones. If you file a written
objection to the National Settlement, you or your attorney may appear in Court
to argue your objection at the Final Approval Hearing. The date, time, and
place of the Final Approval Hearing are listed in Section VI below. Unless you
file a timely written objection, you will not be allowed to speak at the Final
Approval Hearing. If you fail to file and serve a written objection in the
manner described above and by the specific deadline, you will be deemed to
have waived any objections and may be foreclosed from making any such
objection (whether by appeal or otherwise) to the National Settlement.

                                      8


<PAGE>
<PAGE>

         C. TO EXCLUDE YOURSELF FROM THE NATIONAL SETTLEMENT: If you do not
            ------------------------------------------------
wish to be bound by the National Settlement, you may exclude yourself
("opt-out") by completely filling out and returning the enclosed Request for
Exclusion Form (the RED document) to the Claims Administrator at the address
listed above. To be valid, the Request for Exclusion Form must be postmarked
no later than [***INSERT CLAIM/OBJECTION/EXCLUSION DEADLINE***]. If you submit
a Request for Exclusion Form after that date, your Request for Exclusion will
be rejected and you will be bound by the Release of Claims as described in
Section IV.G above and all other terms of the National Settlement. If the
Request for Exclusion Form is sent from within the United States, it must be
sent through the United States Postal Service by first class U.S. Mail, or the
equivalent. Do not use a postage meter as that may not result in a postmark
appearing on the envelope containing your Request for Exclusion Form. If you
submit a complete and timely Request for Exclusion Form, you will no longer be
a member of the class and will receive no benefits under the National
Settlement, but you will retain whatever claims you may have against Edward
Jones.

DO NOT SUBMIT BOTH THE CLAIM FORM AND A REQUEST FOR EXCLUSION FORM. IF YOU
SUBMIT BOTH, THE REQUEST FOR EXCLUSION MAY BE INVALID AND YOU MAY BE INCLUDED
IN THE CLASS, AT WHICH POINT YOU WILL BE BOUND BY THE TERMS OF THE NATIONAL
SETTLEMENT.

     VI. FINAL APPROVAL HEARING.
         ----------------------

         The Court will hold a hearing on __________________, 2008 at ___.m.
(Eastern Time), to determine whether the National Settlement should be finally
approved as fair, reasonable, and adequate. At the hearing, the Court will
also be asked to approve Class Counsel's request for attorneys' fees,
litigation costs and expenses, and enhancement awards for the named
plaintiffs. The Court is located in Courtroom A, 208 Penn Traffic Building,
319 Washington Street, Johnstown, PA 15901. The hearing may be continued
without further notice to the class. YOU ARE NOT REQUIRED TO APPEAR AT THE
                                             ---
HEARING.

     VII. ADDITIONAL INFORMATION.
          ----------------------

         This is a summary of the basic terms of the National Settlement. For
the precise terms and conditions of the Settlement, you should consult the
"Amended Joint Stipulation of Class Action Settlement and Release," which is
on file with the Clerk of the Court. If you have any questions about the
National Settlement, you may contact either Class Counsel or the Claims
Administrator at the addresses and telephone numbers listed above. PLEASE DO
NOT TELEPHONE THE COURT OR EDWARD JONES (OR ITS COUNSEL) ABOUT THIS NOTICE.

                      BY ORDER OF THE U.S. DISTRICT COURT


                                      9

<PAGE>
<PAGE>

                                  CLAIM FORM

         Ellis v. Edward D. Jones & Co., L.P., CV 06-00066 (W.D. Pa.)
         -------------------------------------

INSTRUCTIONS: IF YOU WERE EMPLOYED IN A COVERED POSITION DURING THE COVERED
------------
PERIOD AS DESCRIBED IN THE ENCLOSED NOTICE OF CLASS ACTION SETTLEMENT, YOU
MUST COMPLETE AND RETURN THIS CLAIM FORM BY MAIL TO THE CLAIMS ADMINISTRATOR
AT THE ADDRESS LISTED BELOW ON OR BEFORE [***INSERT CLAIM/OBJECTION/EXCLUSION
DEADLINE***] IN ORDER TO RECEIVE A SETTLEMENT PAYMENT.

I.       PLEASE PROVIDE THE FOLLOWING INFORMATION:
         ----------------------------------------

         Name (first, middle and last):_________________________________________

         Home Street Address:  _________________________________________________

         City, State, Zip Code:  _______________________________________________

         Home Telephone Number: (____) __________________

         Social Security Number: ________________________

II.      YOUR WORK HISTORY AT EDWARD D. JONES & CO., L.P. (" EDWARD JONES"):
         -------------------------------------------------------------------

         According to Edward Jones' payroll records, you held a "Covered
Position" (which is defined as a Financial Advisor (a/k/a Investment
Representative) and/or salaried or commissioned Financial Advisor Trainee)
with Edward Jones in any state within the United States (excluding the State
of California) for a total of _____ "Compensable Work Months" between
[***INSERT APPROPRIATE COVERED PERIOD****](the "Covered Period"). A
"Compensable Work Month" is a calendar month in which you held a Covered
Position for at least 15 days during the Covered Period. For example, if you
were employed as a Financial Advisor in Pennsylvania between January 1, 2004
and September 14, 2004, your Compensable Work Months would be eight (8).

III.     IF YOU DISPUTE EDWARD JONES' PAYROLL RECORDS:
         ---------------------------------------------

         If you believe that the number of Compensable Work Months listed
above is incorrect, please:

         A. Write below the number of Compensable Work Months you held a
Covered Position with Edward Jones during the Covered Period, where
"Compensable Work Months" means those calendar months in which you held a
Covered Position for at least 15 calendar days.

                   ________         Compensable Work Months




<PAGE>
<PAGE>

         B. Please attach to this Claim Form any documents that support the
number of Compensable Work Months you are claiming (for example, pay stubs,
payroll records, or registration records). Please be advised that Edward
                                           -----------------------------
Jones' payroll records are presumed to be correct unless the documents you
--------------------------------------------------------------------------
provide prove otherwise.
------------------------

IV.      RELEASE OF CLAIMS: Upon the effective date of the National Settlement,
         -----------------
I understand that I will be deemed to have fully and finally released and
discharged Edward Jones from the following claims, as applicable, and will be
deemed to be bound by all terms of the National Settlement and the final order
approved and entered regarding the National Settlement by the Court:

         A.       ALL INDIVIDUALS WHO WERE (OR ARE) EMPLOYED BY EDWARD JONES
                  IN COVERED POSITIONS DURING THE COVERED PERIOD IN ANY STATE
                  EXCEPT THE STATES OF CALIFORNIA, MISSISSIPPI, ALABAMA, AND
                  FLORIDA:

                  1.       RELEASED STATE LAW CLAIMS.

         I hereby fully and finally release and discharge Edward Jones from
any and all "wage-and-hour" claims, as well as all rights, demands,
liabilities, claims, and causes of action of every nature, character, and
description, whether sounding in tort, contract, statute, or other applicable
law, whether known or unknown, whether anticipated or unanticipated, based on
or relating to the claims that were alleged, or which could have been alleged
in the National Action, for any type of relief, including, without limitation,
statutory, regulatory, wage order, constitutional, contractual, or common law
claims for wages, commissions, overtime pay, business expenses, deduction
reimbursement, bonuses, incentives, profit sharing, employee benefits,
damages, unpaid costs, penalties, liquidated damages, punitive damages,
interest, attorneys' fees, litigation costs and expenses, restitution, or
equitable relief, arising during the Covered Period, based on the following
categories of allegations:

         1.   any and all claims stemming from or based on the alleged failure
              to pay any type of overtime wages under the laws of any state,
              excluding the State of California;

         2.   any and all claims stemming from or based on the alleged
              misclassification of employees as exempt employees under any
              law, excluding the laws of the State of California;

         3.   any and all claims stemming from or based on the alleged failure
              to provide meal and/or rest periods under the laws of any state,
              excluding the State of California;

         4.   any and all claims stemming from or based on the alleged
              improper assessment of costs, fines, penalties, trade errors,
              trade losses, charge backs or settlements against employees
              (i.e., wage deduction claims) including, without limitation,
              claims for improper trading error deductions, under the laws of
              any state, excluding the State of California;



<PAGE>
<PAGE>

         5.   any and all claims stemming from or based on the alleged failure
              to reimburse, indemnify, cover, or pay for business expenses
              and/or costs, including, without limitation, claims for
              reimbursement of costs spent on or imposed for any type of
              business expense or support staff (i.e., business expense or
              business deduction claims) under the laws of any state,
              excluding the State of California;

         6.   any and all claims stemming from or based on frequency of pay,
              wage statements, manner of payment, and/or record keeping under
              the laws of any state, excluding the State of California; and

         7.   any and all claims for penalties or damages which allegedly
              arise from the claims described in subparagraphs (1) through (6)
              above, including, without limitation, the following types of
              relief: salary, bonuses, commissions, draws, trips, prizes,
              awards, incentives, profit sharing, vacation, employee benefits,
              overtime wages, minimum wages, meal and rest breaks, business
              expenses, and wage deductions.

         I understand that these released claims include claims meeting the
above definition under any and all statutes or regulations of any state
(excluding the laws of the State of California), including, without
limitation, those asserted in the Second Consolidated Amended Complaint filed
in the National Action, and those appearing in the compendium of state
specific wage and hour laws set forth in Exhibit 4 to the "Amended Joint
Stipulation of Class Action Settlement and Release,"which is currently on file
with the Court and attached to the accompanying Notice of Class Action
Settlement provided to me in this case.

                  2.       RELEASED FEDERAL LAW CLAIMS.

         In addition to the Released State Law Claims outlined above in
Section IV.A.1 of this Claim Form, in Section IV.G.1 of the accompanying
Notice of Class Action Settlement, and in Exhibit 4 to the "Amended Joint
Stipulation of Class Action Settlement and Release," I hereby fully and
finally release and discharge Edward Jones from any and all federal
wage-and-hour claims, rights, demands, liabilities and causes of action of
every nature and description arising during the Covered Period pursuant to the
Fair Labor Standards Act of 1938, as amended, 29 U.S.C. Section 201, et seq.,
and applicable regulations, and/or pursuant to federal laws or regulations
asserted in the Second Consolidated Amended Complaint filed in the National
Action, whether known or unknown, to the fullest extent permitted by law.

         B.      ALL INDIVIDUALS WHO WERE (OR ARE) EMPLOYED BY EDWARD JONES IN
                 COVERED POSITIONS DURING THE COVERED PERIOD IN THE STATES OF
                 MISSISSIPPI, ALABAMA, AND FLORIDA:

         I hereby fully and finally release and discharge Edward Jones from
any and all federal wage-and-hour claims, rights, demands, liabilities and
causes of action of every nature and description arising during the Covered
Period pursuant to the Fair Labor Standards Act of 1938, as amended, 29 U.S.C.
Section 201, et seq., and/or pursuant to federal laws or regulations asserted
in the Second Consolidated Amended Complaint filed in the National Action,
whether known or unknown.



<PAGE>
<PAGE>

         C.       ALL NATIONAL CLASS MEMBERS - WAIVER OF UNKNOWN CLAIMS:

           I understand that it is the desire of the Parties to fully,
finally, and forever settle, compromise, and discharge all applicable claims
referenced above in Sections IV.A and IV.B of this Claim Form, in Sections
IV.G.1 and IV.G.2 of the accompanying Notice of Class Action Settlement, and
in Exhibit 4 to the "Amended Joint Stipulation of Class Action Settlement and
Release," which were or which could have been asserted in this National Action
against Edward Jones, whether known or unknown, liquidated or unliquidated. As
a consequence, I understand that I may hereafter discover facts in addition to
or different from those which I now know or believe to be true with respect to
the subject matter of the claims referenced in Sections IV.A and IV.B of this
Claim Form, in Sections IV.G.1 and IV.G.2 of the accompanying Notice of Class
Action Settlement, and in Exhibit 4 to the "Amended Joint Stipulation of Class
Action Settlement and Release," but I understand that upon the National
Settlement's effective date, I shall be deemed to have, and by operation of
the final order approved and entered regarding the National Settlement by the
Court shall have, fully, finally, and forever settled and released any and all
released claims, whether known or unknown, suspected or unsuspected,
contingent or non-contingent, whether or not concealed or hidden, which then
exist, or heretofore have existed upon any theory of law or equity now
existing or coming into existence in the future, including, but not limited
to, conduct which is negligent, intentional, with or without malice, or a
breach of any duty, law or rule, without regard to the subsequent discovery or
existence of such different or additional facts. I also acknowledge that the
foregoing waiver was separately bargained for and a key element of the
National Settlement of which this release is a part.

V.       MAILING INSTRUCTIONS:
         ---------------------

         If you disagree with the number of Compensable Months listed above in
Section II, please mail this completed Claim Form, along with any supporting
documentation to the Claims Administrator at the address listed below. Your
completed Claim Form must be postmarked on or before [** INSERT
CLAIM/EXCLUSION/OBJECTION DEADLINE **] or else the number of Compensable
Months listed in Section II will be presumed to be correct and you will
receive a settlement payment based on the number of Compensable Months printed
above. The address of the Claims Administrator is:

                       EDWARD JONES Claims Administrator
                              c/o Rust Consulting
                     [INSERT ADDRESS AND TOLL-FREE NUMBER]

VI.      PLEASE SIGN BELOW:
         ------------------

         I declare under penalty of perjury under the laws of the United
States that the foregoing is true and correct.




<PAGE>
<PAGE>

Dated: ______________               _____________________________________
                                    (Signature)

                                    _____________________________________
                                    (Print Name)



If you have any questions about completing this Claim Form, please contact the
Claims Administrator at [** INSERT TELEPHONE NUMBER **]




<PAGE>
<PAGE>

                             REQUEST FOR EXCLUSION
 Ellis et al. v. Edward D. Jones & Co., L.P., Case No. CV 06-00066 (W.D. Pa.)
 -------------------------------------------

INSTRUCTIONS: IF YOU DO NOT WANT TO PARTICIPATE IN THE SETTLEMENT THAT IS
-------------        ------
DESCRIBED IN THE NOTICE OF CLASS ACTION SETTLEMENT THAT ACCOMPANIES THIS FORM
(I.E. THE "NATIONAL SETTLEMENT"), PLEASE COMPLETE THIS REQUEST FOR EXCLUSION
FORM IN ITS ENTIRETY, SIGN THE FORM UNDER PENALTY OF PERJURY, AND RETURN IT TO
THE CLAIMS ADMINISTRATOR AT THE ADDRESS LISTED BELOW. IF YOU CHOOSE TO
COMPLETE THIS REQUEST FOR EXCLUSION, THE DEADLINE FOR MAILING IT TO THE CLAIMS
ADMINISTRATOR IS [**INSERT CLAIM/EXCLUSION/OBJECTION DEADLINE**] (AS EVIDENCED
BY THE POSTMARK).

I.       PERSONAL INFORMATION:
         ---------------------

         Name (first, middle and last):_________________________________________

         Home Street Address:  _________________________________________________

         City, State, Zip Code:  _______________________________________________

         Home Telephone Number: (____) ____________________

         Social Security Number: __________________________

II.      REQUEST FOR EXCLUSION:
         ----------------------

         By signing and returning this Request for Exclusion Form, I certify,
under penalty of perjury, that I have carefully read the Notice of Class
Action Settlement and that I wish to be excluded from the National Settlement.
I understand this means that I will not receive any money or other benefits
---------------------------------------------------------------------------
under the National Settlement.
-----------------------------

III.     MAILING INSTRUCTIONS:
         ---------------------

         If you choose to return this Request for Exclusion Form, you must
mail it to the Claims Administrator at the following address. To be valid, the
Request for Exclusion must be postmarked on or before
[**CLAIM/EXCLUSION/OBJECTION DEADLINE **]:

                       EDWARD JONES Claims Administrator
                              c/o Rust Consulting
                     [INSERT ADDRESS AND TOLL-FREE NUMBER]



                                      1


<PAGE>
<PAGE>

IV.      PLEASE SIGN BELOW:
         ------------------

         I declare under penalty of perjury under the laws of the United
States that the foregoing is true and correct.

Dated: ______________               _____________________________________
                                    (Signature)

                                    _____________________________________
                                    (Print Name)





                                      2


<PAGE>
<PAGE>

                                   EXHIBIT 4

--------------------------------------------------------------------------------
Alabama                    NONE
--------------------------------------------------------------------------------
Alaska                     Alaska Wage & Hour Act: Alaska Stat. Section
                           23.10.050 - 23.10.150 Sections 23.45.010,
                           23.05.140;
                           Alaska Admin. Code tit. 8, Section 15.100,
                           15.102,15.140, 15.160-15.165, 15.910, Section
                           25.030.
--------------------------------------------------------------------------------
Arizona                    General Wages Statute:  Ariz. Rev. Stat.
                           Sections 23-350 to 362.
--------------------------------------------------------------------------------
Arkansas                   Minimum Wage Act of the State of Arkansas: Ark.
                           Code Ann. Section 11-4-201 et seq.; Section
                           11-4-4-1 et seq.
--------------------------------------------------------------------------------
California                 Cal. Labor Code Sections 23, 200-243, 300, 400-410,
                           500-558, 1171, 1194.2, 2698-99, 2800-2806;
                           Cal. Code of Regs. Tit. 8 Section 11010;
                           California Wage Order 4-2001;
                           Cal. Business and Prof. Code Section 17200-17210.
--------------------------------------------------------------------------------
Colorado                   Colorado Minimum Wages of Workers Act: Colo. Rev.
                           Stat. Section 8-6-101 et seq.;
                           Colo. Rev. Stat. Section 8-4-101, et seq.;
                           Colorado Minimum Wage Order Number 22, (7 Colo.
                           Code. Regs. Section 1103-1);
                           Colorado Advisory Bulletins # 2, 4,10, 21.
--------------------------------------------------------------------------------
Connecticut                Conn. Gen. Stat. Sections 31-51, 31-58, 31-60,
                           31-68, 31-69;
                           Conn. Gen. Stat. Sections 31-70, 31-71, 31-72,
                           31-73, 31-76;
                           Conn. Agencies Regs. Section 31-60-10 - Section
                           31-60-16.
--------------------------------------------------------------------------------
Delaware                   Wage Payment & Collection Act: Del. C. tit. 19,
                           Sections 901- 911, Del. C. Sections 1101 et seq.;
                           10 Del. C. Section 707(a);
                           CDR 65-400-001.
--------------------------------------------------------------------------------
Florida                    NONE
--------------------------------------------------------------------------------
Georgia                    Georgia Minimum Wage Act: O.C.G.A. Section34-4-1,
                           et seq. (including Section 34-4-5);
                           O.C.G.A. Section 34-7-1, et seq. (including Section
                           34-7-2).
--------------------------------------------------------------------------------
Hawaii                     Hawaii Wage and Hour Law: Haw. Rev. Stat. Sections
                           387-1, et seq.;
                           Hawaii Wage Payment Laws: Haw. Rev. Stat. Sections
                           388-1 et seq.;
                           WCHR Section 12-20-01-12-20-06.
--------------------------------------------------------------------------------
Idaho                      Idaho Wage Payment Act: Idaho Code Ann. Sections
                           45-601-45-621, 44-1501, et seq.
--------------------------------------------------------------------------------
Illinois                   Illinois Minimum Wage Act: 820 Ill. Comp. Stat. 105;
                           Illinois Wage Payment & Collection Act: 820 Ill.
                           Comp. Stat. 115;
                           56 Ill. Adm. Code 210.110, 56 Ill. Adm. Code
                           210.400--56 Ill. Adm. Code 210.430 , 56 Ill. Adm.
                           Code 300.510, 300.720, 300.730, 300.820, 300.850.
--------------------------------------------------------------------------------
Indiana                    Minimum Wage Law of 1965: Ind. Code Sections 22-2-2
                           to 22-2-2-13;
                           Ind. Code Sections 34-28-5-4, 35-50-3-3;
                           Indiana Administrative Code: 646 Ind. Adm. Code
                           Section 3-8-14.
--------------------------------------------------------------------------------





<PAGE>
<PAGE>

--------------------------------------------------------------------------------
Iowa                       Iowa Wage Payment Collection Act: Iowa Code Ch.
                           91A, 91D.
--------------------------------------------------------------------------------
Kansas                     Kansas Minimum Wage and Maximum Hours Law: Kan.
                           Stat. Ann. Sections 44-1201 et seq.;
                           Kansas Wage Payment Statute: Kan. Stat. Ann.
                           Sections 44-312 et seq.;
                           Kan. Admin. Regs. Sections 49-20-1 - 49-21-4,
                           49-30-1-49-30-3. 49-31-7.
--------------------------------------------------------------------------------
Kentucky                   Ky. Rev. Stat. Section 337.010 - 337.385, 337.990;
                           OAG 76-681, 81-14;
                           803 KAR 1:060, et seq.
--------------------------------------------------------------------------------
Louisiana                  La. Rev. Stat. Ann. Section 23:631 - 636;
                           La. Rev. Stat. Ann. Section 23:14.
--------------------------------------------------------------------------------
Maine                      Me. Rev. Stat. Ann. tit. 26, Section 6.64;
                           Me. Rev. Stat. Ann. tit. 26, Section 601, et seq.;
                           Me. Rev. Stat. Ann. tit. 26, Sections 603, 621,
                           622, 629, 635, 663, 664, 665, 668, 670, 671, 672;
                           CMR 12-170-016.
--------------------------------------------------------------------------------
Maryland                   Md. Code Ann., Lab. & Empl. Section 3-401, et seq.,
                           Section 3-501, et seq.;
                           CO MAR 09.12. 41.01 et seq.
--------------------------------------------------------------------------------
Massachusetts              Mass. Gen. Law Ch. 136 Section 5 et seq.;
                           Mass. Gen. Law Ch. 149, Section 1, et seq.;
                           Mass. Gen. Law Ch. 151, Sections 1A, et seq.;
                           455 Mass. Code Regs. 2.01, et seq.;
                           Mass. Gen. Law. Ch. 49 Section 100.
--------------------------------------------------------------------------------
Michigan                   Michigan Minimum Wage Act: Mich. Comp. Laws Ann.
                           Section 408.381 et seq., Section 408.723;
                           Mich. Comp. Law Ann. Sections 408.471- 479, 408.488;
                           MCA Section 12.255.
--------------------------------------------------------------------------------
Minnesota                  Minn. Stat. Sections 177.24, 177.254, 181.03,
                           181.06, 181.32, 181.79;
                           Minn. Stat. Sections 177.25, 177.27, 177.32,
                           181.13, 181.14;
                           Minn. R. 5200.060, et seq.
--------------------------------------------------------------------------------
Mississippi                NONE
--------------------------------------------------------------------------------
Missouri                   Mo. Rev. Stat. Sections 290.55 to 290.530;
                           8 CSR 30-4.010.
--------------------------------------------------------------------------------
Montana                    Montana's Minimum Wage & Overtime Act: Mont. Code
                           Ann. Sections 39-3-401 et seq., 39-3-201 et seq.,
                           39-2-701;
                           Montana's Wages & Wage Protection Act: Mont. Code
                           Ann. Section 39-3-101 et seq.;
                           Montana Admin. Code: 24.16.205, 24.16.2501-2514,
                           34.16.201, 39.3.405, 24.16.6102.
--------------------------------------------------------------------------------
Nebraska                   Nebraska Wage Payment and Collection Act (Neb. Rev.
                           Stat. Section 48-1201 et seq.)
--------------------------------------------------------------------------------
Nevada                     Nev. Rev. Stat. 608-016, et seq.;
                           Nev. Admin. Code Section 608, et seq.
--------------------------------------------------------------------------------
New Hampshire              N.H. Rev. Stat. Ann. Sections 625:9, 651:2, 275:
                           42, et seq., 279:20-27, 275:30-57;
                           N.H. Code Admin. R. Ann. Lab. 803.01, et seq.
--------------------------------------------------------------------------------


                                      2


<PAGE>
<PAGE>

--------------------------------------------------------------------------------
New Jersey                 N.J. Stat. Ann. Section 34:11-4.1, 4.3, 4.4, 4.6;
                           Section 34:11-56(a)-56(a)(30);
                           N.J. A.C. 12:55-1.1, et seq.; 12:56-4.1, et seq.;
                           12:56-5.1, et seq.; 12:56-6.1, et seq.; 12:56-7.1,
                           et seq.
--------------------------------------------------------------------------------
New Mexico                 N.M. Stat. Ann. Section 50-4-2--50-4-30;
                           NMAC 11.1.4.7(C).
--------------------------------------------------------------------------------
New York                   12 N.Y.C.R.R. Part 142;
                           N.Y. CLS Labor Sections 160, 161, 162, 190-199,
                           650, 651, 652, 662, 663.
--------------------------------------------------------------------------------
North Carolina             North Carolina Wage and Hour Act: N.C. Gen. Stat.
                           Section 95-25.1, et seq.;
                           13 N.C. Admin. Code Section 12.0305, Section
                           12.0804- 0805.
--------------------------------------------------------------------------------
North Dakota               Title 34 of the North Dakota Central Code;
                           The North Dakota Minimum Wage and Work Conditions
                           Order (46-02-07);
                           N.D. Admin. Code, , 46-02-07-01 et seq.,
                           46-03-01-01 et seq.
--------------------------------------------------------------------------------
Ohio                       Ohio Minimum Fair Wage Standards, Ohio Rev. Code
                           Ann. Section 4111.03;
                           Ohio Rev. Code Ann. Section 4113.15;
                           Ohio Rev. Code. Ann. Section 4111.09--99.
--------------------------------------------------------------------------------
Oklahoma                   Oklahoma Payday Act: Okla. Stat. tit. 40, Section
                           165.1 et seq.;
                           Oklahoma Minimum Wage Act: Okla. Stat. tit. 40,
                           Section 197.1, et seq.;
                           Okla. Admin Code Sections 380.30 1-7, 380-1-8,
                           380-1-9, 380-1-10.
--------------------------------------------------------------------------------
Oregon                     Or. Rev. Stat. Section 653.025, et seq.;
                           Or. Rev. Stat. Section 652.120, 140, 190, 200, 610,
                           615, 620, 990;
                           Or. Admin. R. 839-020-0000, et seq.
--------------------------------------------------------------------------------
Pennsylvania               Pennsylvania Minimum Wage Act of 1968: 43 Pa. Stat.
                           Ann. Section 333.101 et seq.;
                           Pennsylvania Wage Payment and Collection Law: 43
                           Pa. Stat. Ann. Sections 231, 251, 260.1 et seq.,
                           291.;
                           34 Pa Code Section 231.1 et seq.
--------------------------------------------------------------------------------
Rhode Island               Rhode Island General Laws: R.I. Gen. Laws Sections
                           28-3-14, 28-12-1 et seq., 28-14-1, et seq.
--------------------------------------------------------------------------------
South Carolina             S.C. Code Ann. Section 39-65-10 et seq.;
                           S.C. Code Ann. Section 41-10-10, et seq.
--------------------------------------------------------------------------------
South Dakota               S.D. Codified Laws 60-11-3, et seq.; 60-2-1 et seq.
--------------------------------------------------------------------------------
Tennessee                  Wage Regulation Act: Tenn. Code Ann. Section
                           50-2-101 et seq.
--------------------------------------------------------------------------------
Texas                      Texas Payday Act: Tex. Lab. Code Ann. Section
                           61.001 et seq.;
                           Tex. Lab. Code Ann. Section 62.051 et seq.;
                           Tex. Lab. Code Ann. Section 52.001.
--------------------------------------------------------------------------------
Utah                       Utah Code Ann. Section 34-27-1 et seq., 28-1 et
                           seq., Section 34-40-202 et seq.;
                           UAC R610-3-12(2005).
--------------------------------------------------------------------------------
Vermont                    Vt. Stat. Ann. tit. 21;
                           CVR 24-090-003
--------------------------------------------------------------------------------
Virginia                   Va. Code Ann. Section 40.1-29.
--------------------------------------------------------------------------------
Washington                 Washington Minimum Wage Act: Wash. Rev. Code
                           Section 49.46;
                           Wash. Rev. Code Section 49.12.050--170; Section
                           49.44.160; Section 49.46.010, et seq.; Section
                           49.48.010, et seq.; Section 49.49.010, et seq.;
                           Section 49.52.010, et seq.; Wash. Admin. Code
                           296-128-500, et seq.; 296-126-023, et seq.;
                           296-126-028, et seq.; 296-126-092, et seq.
--------------------------------------------------------------------------------


                                      3


<PAGE>
<PAGE>

--------------------------------------------------------------------------------
West Virginia              W. Va. Code 21-5C-1, et seq.;
                           Wage Payment and Collection, W. Va. Code 21-5-1, et
                           seq.;
                           C.S.R. 42-8-8, 42-8-9.
--------------------------------------------------------------------------------
Wisconsin                  Wis. Admin. Code DWD Sections 272.01, et seq.,
                           274.01, et seq.;
                           Wis. Stat. Sections 103.01, et seq., 109.01-109.11.
--------------------------------------------------------------------------------
Wyoming                    Wyo. Stat. 27-4-101, et seq. (including Section
                           27-4-104); 27-4-201, et seq.;
                           Wyo. Department of Labor Standards Rules, Ch. I,
                           Section 6.
--------------------------------------------------------------------------------

                                      4



<PAGE>
<PAGE>

                            ________________, 2007

[STATE] Attorney General [NAME]
Office of the [STATE] Attorney General

[ADDRESS]

         RE:   CAFA NOTICE FOR JOINT STIPULATION OF CLASS ACTION SETTLEMENT
               AND RELEASE IN JAMES E. ELLIS ET AL. V. EDWARD D. JONES &
               CO., L.P., CASE NO. CV 06-00066 (W.D. PA 2006)

Dear [***INSERT*** ]:

         Defendant Edward D. Jones & Co., L.P. ("Defendant") provides this
notice pursuant to the Class Action Fairness Action of 2005 ("CAFA"), which in
certain instances requires that a notice like this one be sent to government
officials. You are not required to comment on the above-referenced Settlement.
However, if you wish to comment, you must do so on or before [***INSERT FINAL
APPROVAL HEARING DATE***]. In compliance with its obligations under CAFA, 28
U.S.C. Section 1715, Defendant encloses and/or states the following:

         (1) copies of all relevant complaints;

         (2) The Court held a preliminary approval hearing regarding this
 Settlement on October 11, 2007. A final approval hearing is currently
 scheduled before the Court for ___________, 2008, at ____ __.m. EST, in
 Courtroom A, 208 Penn Traffic Building, 319 Washington Street, Johnstown, PA
 15901;

         (3) The proposed forms of notification to class members of the
 proposed class action Settlement, including the Notice of Class Action
 Settlement, the Claim Form, and the Request for Exclusion Form;

         (4) The Joint Stipulation of Class Action Settlement and Release in
 this action;

         (5) The Joint Stipulation of Class Action Settlement and Release in
 Randall Thill v. Edward D. Jones & Co., L.P. (N.D. Cal. 2005), a related
 matter;

         (6) At this time, there is no final judgment or notice of dismissal
 in these actions;

         (7) A list of class members identified from Defendant's available
 records as residing, or having resided, in your State and the estimated
 proportionate share of the claims of such members to the entire Settlement;

         (8) At this time, no written judicial opinions relating to the
 materials described in subparagraphs (3) through (6) above exist.


                                      1


<PAGE>
<PAGE>

         If you have any questions about this notice, the lawsuit, or the
enclosed materials, or if you did not receive any of the above-listed
materials, please contact the Defense counsel listed below.

                                    Sincerely,

                                    David M. Harris
                                    Timothy M. Huskey
                                    Amy L. Blaisdell

                                    Greensfelder, Hemker & Gale, P.C.
                                    10 South Broadway, Suite 2000
                                    St. Louis, Missouri 63102
                                    Tel: (314) 241-9090
                                    Fax: (314) 345-5465
                                    Attorneys for Edward D. Jones & Co. L.P.


                                      2